06/24/2010 - Dakota County Tribune Business Weekly

KARA HILDRETH JESSICA HARPER DERRICK WILLIAMS

Alpacas help Farmington farm diversify 2A Fireside Warming House opens after delays 7A College City Homes files for bankruptcy 7A

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DATE 24, ##, 2010 2009 JUNE

VOLUME 30, NUMBER # VOLUME 31, NUMBER 17

Dakota County Tribune Since 1884

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Medical center beats test of time, changing market

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INSIDE BIZ FORUM

Apple Valley Medical Center remains independently-owned after 34 years in business

The biggest issue facing legislators next session will not be the ailing budget. It will be same-sex marriage.

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T.W. BUDIG

by Jessica Harper

FORUM

DAKOTA COUNTY TRIBUNE

In a sea of Fairviews, Allinas and other network-owned medical centers stands an independently-owned clinic in Apple Valley.

Apple Valley Medical Center is the oldest and largest of the two remaining independent primary care clinics in Dakota County.

(The other independently-owned clinic is Burnsville Family Physicians which opened in 1982.)

Apple Valley Medical Center opened in 1974 six months after the village of Apple Valley — population 14,039 — became a city. “I knew it would be a great place to do a start-up clinic,� said Dr. Peter Frederixon, one of the clinic’s four founders.

Frederixon and doctors John English, David Widdifield and David Maas were able to finance the $800,000 center with a loan and built it on donated land surrounded by farm fields.

Prior to the center’s construction, northern Dakota County had one primary health care provider but no hospital, Frederixon said.

Photo submitted The city of Apple Valley tried for sevDr. Peter Frederixon (right) founded Aperal years to recruit physicians to build ple Valley Medical Center 34 years ago an emergency room center, but many with three other physicians to bring the doctors did not want to make the first primary care and emergency room App long commute from Minneapolis to le center to Apple Valley. loca Valley Med t the small rural town, he said.

App ed at 1 ical 46 le Va C “At the time there wasn’t as good call lley. 55 Gal enter is axie (952 For of access — Cedar Avenue was not A 20,000-square-foot addition mor www ) 43 Ave e .

2 . com applev -6161or informa in developed yet,� Frederixon said. “I costing $8.5 million was built in 2007. This a t . g clin The ind lleymed o onlin ion, just had general knowledge to say allowed for 35 new exam rooms and for the ic is e e at ope pende icalcen Mon that I knew this would be a boompharmacy to double in size. ntlyn fro ter. day own m8 24-h thro ed a ing community in a short period That same year, the specialty center puru o ope ur urge gh Frid .m. to 8 ay a n se nt c p.m of time.� chased an on-site digital mammography, ula ven . n day re cent d has a When Apple Valley Meditrasound, CT and MRI scanning equipment. saw er th at is eek cal Center opened its doors, .

While Apple Valley Medical Center was the center had a primary changing, so too was the business climate. care clinic and the city’s first Most primary care clinics were independentemergency room, which was ly owned until about 15 years ago when many physiserved by one ambulance. cians sold their practices to the networks, Frederixon said.

Growth and change “Many saw it (joining a network) as less of an adMuch has changed over the last 34 years. ministrative hassle,� he said. “It takes a lot of work to The staff of four physicians has grown to 12 family practitioners maintain an independent practice.� minus founders English and Widdifield who have since retired — However, the Apple Valley Medical Center Board decided English two years ago and Widdifield earlier this month. it would be in its best interest and the best interest of the comThe emergency room was changed into a 24-hour urgent care munity to remain independent, Frederixon said. center, and a speciality center, full-service pharmacy, and a physical Decisions made by all medicine and rehabilitation center were added.

The specialty center, operated by United Hospital, has 25 physiApple Valley Medical Center primary care physicians Stu cians from various specialty clinics throughout the metro, and the Steichen and Ken Pallas said they like the freedom and input physical medicine and rehabilitation center has 14 specialists.

See Medical, Page 48A

In Br

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The loss of state local government aid will hit some communities hard as they are forced to raise property taxes.

DON HEINZMAN 4A BEST PRACTICE

Individuals and businesses should take important steps when seeking a trustworthy f inancial advisor.

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BUSINESS 101

CAM STOLTZ

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To be successful in a competitive world, people have to know you exist.

Networking plays an integral role in achieving that.

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

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June 24, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Alpacas help farm diversify Devenshire Farms raises relative of llama in homespun cottage industry

by Kara Hildreth DAKOTA COUNTY TRIBUNE

After spending some time with furry, graceful alpacas, it is easy to see why many are choosing to raise these animals to help diversify their farming operations.

In 2004, Pat and Dawn Devney of Farmington started raising and breeding alpacas on their century-old, family-owned Devenshire Farms. For many generations, this family has raised beef cattle and grown corn and soybeans.

Adding revenue from the sale of the alpaca fleece for use as yarn and material for clothing has benefitted their operation in many ways.

Alpacas are a good livestock investment because they don’t need a lot of space. Manure management and care are easy and the animals can be raised in a rural, urban or suburban setting, according to Dawn.

After researching the alpaca industry by talking to local breeders and reading about care and feeding, the Devneys purchased two gelded males. Three years later, the Devneys invested in two breeding females, which can begin breeding when they are 2 to 3 years old.

Today, they have six alpacas that have a life expectancy of 20 years and stand about 5 feet tall and can weigh up to 175 pounds.

Because they did not want to have too many animals during this economic recession, the Devneys decided not to breed last year.

Known for its fine fleece, the alpaca is a member of the camelid family, a cousin to the llama and known for its luxurious fiber.

“The fleece is soft like cashmere and warm like light wool and it has no lanolin in it and so the products are hypoallergenic,” Dawn said.

Native to the South American countries of Peru, Bolivia and Chile, the alpaca has been domesticated for more than 5,000 years, but owners and breeders in the United States have really flourished only in the past 20 years.

“When we started, there were probably only 10 alpaca farmers, but now there are many,” Dawn said.

Each spring the alpaca fleece is sheared, put in

Photo by Kara Hildreth

Devenshire Farms, located off Highway 50 in Farmington, raises an award-winning family of alpacas on the family’s century farm that is known for raising beef cattle.

In Brief Photo by Kara Hildreth

Native to South America and the countries of Peru, Bolivia and Chile, the alpaca is a member of the camelid family, a cousin to the llama and known for its luxurious fiber or fleece.

country and school groups “The best advice I would purchase and are made visit the farm, mostly to see give anyone considering with the baby alpaca’s first and pet the alpacas with starting up an alpaca farm cutting because that is the names such as Latte, Gypsy, is to definitely get breedsoftest and most luxurious,” Melita and Standing Ova- ing females because that is where the money is at,” Dawn said. “Blankets and tion.

The alpacas get frequent Dawn said. socks are huge, and so Many alpaca farmers are the scarves and visitors who pull off the mittens. I can- highway with curiosity to start with two alpacas or not keep that watch them or photograph buy eight animals, which is kind of stuff the gentle creatures that considered a herd. roam freely and reside in a “You can have the roin stock.”

D e v e n - historic red brick barn for mance with these animals because they live so long shire Farms shelter.

Looking to the future of and they are so friendly,” gives tours y e a r - r o u n d the alpaca business, Dawn Devney said. “Our children and hosted said she would like to only and grandchildren love to about 300 people have female alpacas and come and see them.” raise the baby alpacas and last year.

E-mail Kara Hildreth at: A busy time is Farm then bring in the male alDays in October when peo- pacas for breeding once a farmington.thisweek@ecm-inc.com their animals ple come from all across the year. into yarn that can be made into high quality apparel,” Dawn said.

Other alpaca owners market the fiber through the support of organized co-ops and the demand for the ultra-soft yarn is high.

Two years ago, Devenshire Farms opened a store on a four-season patio inside the Devney home.

Products are popular gifts and include blankets, winter socks, sweaters, ponchos, scarves, hats and mittens and many children’s and baby toys.

Fall and winter alpaca clothing pieces sell well in the fall and as holiday gifts.

The woolen fleece socks and other outdoor clothing repel dirt and water and are Photo by Kara Hildreth ideal for people who work Pat and Dawn Devney, who raise alpacas at Devenshire Farms in Farmington, offer farm outdoors year-round. tours, breeding, fleece fiber sales and a shop on the farmstead. The Devneys are shown “The blankets are a huge with their youngest alpaca Harvey, who they bottle fed every two hours as a baby.

bags and taken to a spin- up ‘in-home’ cottage indusner. The Devneys take their tries that involve shearing fleece to a woman who lives the alpacas and spinning the fibers of in Vermil-

lion and runs one of the largest spinning operations in Minnesota.

“She makes it into yarn and we use it naturally for yarn and then I get it back and sell it at fairs and farmers’ markets,” Dawn said.

For the second year, Devenshire Farms will sell yarn and show off alpaca products at the weekly Downtown Farmington Farmers’ Market. The Devnys will also have a product and educational booth at the Dakota County Fair next to the children’s barnyard in August.

The alpaca fleece Devenshire Farms sells is all natural colors – black, brown and cream. The Devneys also raise white alpacas whose fleece can be died any color.

“The highly prized fleece has inspired many to start

Devenshire Farms offers tours, open houses and sells products at its home shop year-round by appointment at (651) 463-2957. Devenshire Farms can also be e-mailed at pddevney@frontiernet.net.For more information on alpaca farmers and breeders, check out www.alpacainfo.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 24, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Buzz Spotlight

Moving Up

Jeff Bussey named president of Anchor Bank, Farmington MAGGIE KASE Hired Anchor Bank Burnsville

Maggie Kase was recently named bank manager at Anchor Bank Burnsville. In this role, Kase will focus on ensuring that customers receive Anchor’s exceptional service and individual attention.

With more than six years of banking experience, Kase most recently served as branch manager for Associated Bank.

Bank officials said she will help Anchor’s Burnsville staff reach new customers, provide new services to existing Anchor clients, and forge the high-quality relationships that enable Anchor’s customers to maximize their financial success.

Kase said she looks forward to the many opportunities she will have to represent Anchor Bank in the Burnsville community.

She earned a degree in English writing from DePauw University.

KATIE MCMAHON Hired Tastefully Simple Burnsville

Katie McMahon of Burnsville has become an independent consultant with Tastefully Simple Inc., a national direct sales company featuring more than 60 easy-to-prepare foods.

As an independent business owner, McMahon offers food samples at home taste-testing parties, along with meal ideas, recipes and serving suggestion.

Business Briefs NEW DAKOTA COUNTY REGIONAL CHAMBER MEMBERS The following are new members of the Dakota County Regional Chamber of Commerce: • American Exteriors, LLC, 1408 Northland Drive, Suite 106, Mendota Heights; (952) 232-0279; www.amext. com • Cuqui’s Cafe, 525 Diffley Road, Suite 280, Eagan; (651) 263-0876 • Sterner Insurance Agency, 7373 147 Street West, Suite 196, Apple Valley; (952) 432-1111; www.sterner4insurance. com • Ted Daley for State Senate, 3432 Denmark Avenue, Eagan; (651) 5282828; www.DALEYforSENATE.com.

Bussey has worked at Anchor Bank for 14 years

by Jessica Harper

“I’m very excited,” Bussey said.

“Farmington is a great market.”

After 14 years, Jeff Bussey’s Bussey has worked in banking career at Anchor Bank has come for 22 years. full circle.

After earning a bachelor’s deBussey started at the Waygree in business administration zata-based community bank’s from the University of MinJeff Bussey Farmington branch in 1996. nesota, Duluth, Bussey took a After leaving the branch sevmanagement position at TCF in eral years ago for another posi1988. tion in the company, Bussey was named Eight years later, he accepted a popresident the branch May 28. sition at Anchor Bank’s Farmington DAKOTA COUNTY TRIBUNE

Business Briefs

Business Briefs

EMERALD HILLS VILLAGE DONATES $1,000 TO YMCA

SCOTTRADE OPENS OFFICE IN APPLE VALLEY

Emerald Hills Village in Inver Grove Heights recently presented the Southwest Area YMCA with a donation of $1,000.

The gift will be applied to the YMCA’s Y Partners fund, and has been earmarked for YMCA child care programs, where it will be used to assist parents who cannot afford the costs associated with providing supervised care and activities for their children.

The YMCA offers a wide range of child care services including full-time licensed programs, before-and-after school care, preschool, summer camps, and temporary drop-off child care when parents or guardians are exercising at the YMCA.

Scottrade, an online brokerage firm that has local offices, recently opened at 15052 Gleason Path in Apple Valley.

The company offers a full line of investment products, online trading platforms and market research tools to help investors.

GENISYS CREDIT UNION REP EARNS DISTINCTION AWARD Genisys Credit Union-Eagan financial services representative Marcella Evans was recently one of 20 women who were honored by the CUNA with a Women of Distinction Award.

This is the third consecutive year Evans has won the award.

The designation recognizes superior performance, values to the credit union program, exceptional member service and overall contribution to the financial services industry.

Recipients will participate in mentoring programs offered by CUNA Brokerage Services, which is designed to foster the growth of women in the financial services industry.

WILD BILL’S PATIO OPENS IN APPLE VALLEY Wild Bill’s in Apple Valley opened its outside patio June 18. The patio includes two outdoor fireplaces, a center “tiki-bar” and a sound system.

HOUSING DEVELOPMENT PLANNED IN APPLE VALLEY There is a proposed single-family home development being planned with 55 homes and 40 foot-wide lots on 7.5 acres of land at the corner of County Road 42 and Pilot Knob just south of the cemetery and north of SuperTarget in Apple Valley. This is an extension of the Cobblestone development being built by Tradition Development of Edina.

BURNSVILLE CHAMBER ORGANIZES UPCOMING EVENTS The Burnsville Chamber of Commerce has the following upcoming events planned:

branch. After a few years, he took a position as a financial consultant for Anchor Bank’s holding company in which he worked with all 16 of the bank’s branches.

Bussey said the thing he enjoys most about working in the banking industry is working with customers and helping small businesses grow.

E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs • Second Annual Fall Fling on Thursday, Aug. 26, 3:30 p.m. shotgun start at Minnesota Horse & Hunt Club. People can shoot one round of sporting clays and partake in dinner and cash bar, and networking. To register, call the Chamber at (952) 4356000. Cost is $85/individual or $250/ foursome. E-mail travis@burnsvillechamber.com.

• June Women Empowered - Katey Taylor, speaker: Wednesday, June 30, 11:30 a.m. - 1 p.m. at Buca di Beppo.

Katey Taylor, mother of Abigail Taylor, will talk about her journey after the death of her daughter to complications from a pool drain injury in 2008.

Katey and Scott Taylor have worked tirelessly to pass legislation to protect children from having this type of injury occur again. Cost is $20, includes lunch. E-mail Anne to register at anne@burnsvillechamber.com.

• July Business After Hours, Summer Party on the Parkway: Thursday, July 1, 4:30-6:30 p.m. at Anthony’s Parkway Grille, 251 Burnsville Pkwy., Burnsville. People can support the Burnsville Parkway businesses during the free construction party. For more information, go online at www.burnsvillechamber.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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June 24, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Biggest issue for Legislators next session won’t be budget cuts

by T.W. Budig ECM CAPITOL REPORTER

One of the biggest stories of next legislative session could have nothing to do with the ailing state budget.

It could have to do with exactly who can marry whom.

Currently, there’s a lawsuit in Hennepin County District Court brought by three same-sex couples that’s attempting to legalize same-sex marriage in Minnesota by arguing the prohibition is unconstitutional.

OutFront Minnesota, the state’s leading GLBT group, doesn’t support the lawsuit, one official questioning whether the current Minnesota Supreme Court would ever rule favorably should the suit get that far.

Amy Johnson, OutFront Minnesota executive director, indicated a legislative approach to same-sex marriage was preferable.

Although same-sex marriage legislation did not advance last session, a related bill reached the desk of Republican Gov. Tim Pawlenty.

The bill, carried in the House by Rep. Erin Murphy, DFL-St. Paul, dealt with the disposal of human remains and contained the term “domestic partners.”

Tribune Columnist T.W. Budig

It passed the House late session on 7855 vote.

It was not party line.

Some Greater Minnesota Democrats, including representatives Gail Kulick Jackson, of Milaca, and Al Doty, of Royalton, voted with Republicans against the bill.

Pawlenty vetoed it, arguing the bill was needless.

Plans to bring legislation back Murphy plans to bring the legislation back next session. Her approach, she explained, is to change existing discriminatory law.

A discussion is currently taking place among Minnesotans on the issue of samesex marriage, Murphy said.

But she believes the state is “not probably ready yet” for same-sex marriage to become law, she said.

Rep. Jim Abeler, R-Anoka, would “gamble” that if the makeup of the DFLcontrolled House remains more or less the

same, a DFL governor in place, a samesex marriage bill could pass the Legislature and be signed into law.

But are the DFL gubernatorial candidates actually ready to sign a same-sex marriage bill?

All three major DFL candidates say they are.

“I would sign it, and I would sign it because I believe it’s a matter of the Golden Rule — it’s doing unto others as you would want have done unto you,” DFLendorsed gubernatorial candidate House Speaker Margaret Anderson Kelliher, DFL-Minneapolis said.

Former House minority leader Matt Entenza of St. Paul and former U.S. senator Mark Dayton, the other two major DFL candidates, also express a willingness to sign a same-sex marriage bill if one reached their gubernatorial desk.

Dayton quotes the Declaration of Independence — the idea of certain inalienable rights — in expressing his support for same-sex marriage.

“And I believe that should include the right of an adult citizen of this country to marry the person that he or she loves,” Dayton recently said.

He would be surprised, Dayton said recently, if a same-sex marriage bill could

currently get through the Legislature.

Union of man and woman, says Emmer Republican-endorsed gubernatorial candidate Rep. Tom Emmer, R-Delano, notes on his campaign Web site his belief that marriage is the union of one man and one woman.

The Republican further notes that he has been a consistent supporter of the constitutional amendment banning samesex marriage.

Those who remember the constitutional amendment debate of the last decade remember thousands flooding to the State Capitol, the amendment ensnared in budget negotiations, the emergence of then Republican state senator Michele Bachmann — now 6th Congressional District congresswoman — as a statewide figure.

Should a same-sex marriage bill advance next session — maybe a certainty, depending on the outcome of the election — the biggest crowds next session may not be drawn to the Capitol by budget cuts but the question of whether two people of the same sex can marry.

T.W. Budig is at tim.budig@ecm-inc.com.

Loss of state aid will hit some communities hard

by Don Heinzman DAKOTA COUNTY TRIBUNE

Metropolitan-area communities are learning to live with the continuing loss of state aid for local governments, but the loss of that aid is hitting the outstate smaller communities hard.

The day may come when local community services will not be supported by either state or federal aid, and communities will have to find a new way to organize services and fund them through only fees and local property taxes.

Chances are some state and federal aid will be available, but it’s time for community leaders to rethink how they can provide essential services with less money.

Local government aid (LGA) is intended to help local communities fund basic services when they have a small tax base. It is based on criteria such as income, decline in population, age of housing, crime and even vehicle accidents.

Nearly 100 communities in Minnesota do not qualify for state aid.

With the state facing a structural budget deficit, ranging from $5 to $7 billion, chances are state aid to communities and counties will be cut more to prevent bigger cuts from school districts.

People should pay attention to the political campaigns and what candidates for governor and the Legislature plan to do about keeping state aid for cities.

This issue has a direct bearing on the fu-

Tribune Columnist Don Heinzman

ture of communities, particularly smaller ones.

According to a study by a group called Strong Towns, if state LGA and federal aid were suddenly taken away, many small towns probably could not survive because the impact of having to raise property taxes would be too hard to bear for home and business owners.

Strong Towns is a Minnesota-based nonprofit led by Charles Marohn Jr.,who is an active Republican, and Jon Commers, who is active in the DFL party.

The study ranks the worst (Landfall) in Ramsey County to the best scenario.

Of the 50 most vulnerable communities, all but two have populations under 1,000.

Most Twin Cities suburbs surprisingly would do well, even if all state and federal aids were erased. This is because they have good tax bases, they already are budgeting revenues assuming no extra aids, and they no longer qualify for local government aid.

Consider, however, smaller communities out state that do not have enough tax base and have dropping populations.

For example, look at Eveleth, which

ranks as the 11th most vulnerable in the study. If Eveleth had no federal and state aid, it would have to raise property taxes by $1,143 a year for the owner of a $100,000 house, and by $5,357 for the owner of a $250,000 home, to maintain current levels of service.

Compare that to Milaca, which is ranked 450th of communities in Minnesota. If federal and state aids were discontinued, the owner of a $100,000 home would have to pay $341 more a year; a $250,000 home, $853 more; and a $350,000 home $2,132 more, to maintain current levels of service.

In Caledonia, which is ranked 325th in the study, the owner of a $100,000 house would have to pay $529 more; $250,000 house, $1,323 more; and $350,000 house, $3307 more, to maintain current levels of service.

Now consider that commercial properties in these communities would be taxed twice the amount as residential.

How to finance local city and county government will be a huge task in the next legislative session, and now is the time for people to weigh in on the importance of keeping some form of state aid for cities and counties.

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 24, 2010

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Best Practices

Finding a trusted financial planner is important

by Better Business Bureau SPECIAL TO THE TRIBUNE

In a challenging economic environment, finding a responsible financial planner and money manager is extremely important.

Between the volatility of today’s bear market and revelations of Ponzi schemes duping investors, consumers are more confused than ever about knowing whom they can trust with their money.

The Better Business Bureau offers the following advice on finding financial advisors that can be trusted to look out for the best interest of their clients.

According to research by the Congressional Budget Office released in October 2008, it was estimated that U.S. retirement accounts had suffered a loss of two trillion dollars in the previous months — or about 20 percent of their value.

While consumers are looking for help in rebuilding their nest eggs, their trust in financial experts and planners has been badly damaged by questionable judgments and unethical practices on Wall Street.

“The fact that Bernie Madoff was well-known and respected despite operating

Guest Columnist

Better Business Bureau an elaborate Ponzi scheme for years – that cost his clients upwards of $50 billion – shows that finding someone to trust with your money isn’t as simple as choosing the firm that yields the highest returns,” said Barb Grieman of the Better Business Bureau of MN and ND. “Consumers need to apply the same care and concern in selecting a financial planner that they would use in selecting a doctor, lawyer or other professionals.”

A financial planner helps clients manage their money and meet financial goals such as retirement or buying a house.

A financial planner is not a stockbroker or an insurance salesman, but instead assesses many financial factors. There are no education or training requirements in order for someone to call themselves a “financial planner” which is why consumers need to do

their research in order to find a capable and ethical advisor.

BBB offers the following advice on finding a financial advisor:

Get educated There are many books and resources available online, in stores or libraries which can help consumers understand finance and investing. Not only will a little education early on go a long way in deciphering what financial planners are saying – and potentially help in spotting red flags – but will also help the consumer decide if they really need a financial planner in the first place.

Financial planning and investing can be intimidating, but as more consumers are doing their homework, many have decided that they can manage their finances on their own.

One important acronym to look out for is CFP which stands for “Certified Financial Planner.” A CFP has passed a rigorous exam and is required to pursue continuing education credits.

Other groups such as the National Association of Personal Financial Advisors and the Financial Planning Association also offer certification and credentials to help consumers identify financial planners who have made a commitment to ethics and learning.

Consumers should also check the planner out with BBB at www.bbb.org to see if they have a history of generating complaints and the nature of those complaints.

Also, if a planner gives out investment advice, he or she must be registered with the Securities and Exchange Commission and any state regulators. Be sure to confirm all credentials and licenses with the agencies or organizations directly.

own.

One sign of a trustworthy financial planner is that he or she isn’t trying to sell their client a dubious new product, investment tool or risky stock.

Some financial planners are tied to a brokerage firm and are actually trying to make money for their company and themselves through commissions.

Another red flag is when the planner claims they can guarantee big returns on investments. There is always a risk involved in investing and no honest planner can guarantee results.

Conduct a tough interview

After identifying several potential financial advisors, consumers should set up an appointment to meet each one in person. This is an opportunity to not only ask important questions about the planner’s experience and exLook for credentials pertise, but also to determine Don’t be sold by a that matter whether or not the consumer Financial planners tack slick pitch and planner can easily demany credentials onto their A CFP is required to put velop a good rapport. names— with varying degrees the client’s financial needs A consumer shouldn’t be of legitimacy. first and above his or her afraid to ask tough ques-

tions including how long the planner has been in the business, their qualifications and licenses, their experience with similar clients and if they have been the subject of any disciplinary actions.

Consumers can also ask for references of clients who are in their similar financial position.

Consider the fee structure There are many fee structures employed by financial planners. Some charge by the hour or a flat rate. Others earn money through commissions on projects sold – which can create a conflict of interest – or a combination of fees and commissions.

If consumers feel they already have a good handle on their finances, another option is to find a financial planner who is willing to offer expert advice — and a second look — perhaps on an annual basis, at an hourly fee rate.

For more trustworthy advice from the BBB on managing finances, go to www. thefirstbbb.org.

Business 101

Smart networking with focus deepens your roots Get known by knowing more people

by Cam Stoltz

Make It Happen Cam Stoltz

SPECIAL TO THE TRIBUNE

The term networking is often thrown around as a basic business necessity or technique for creating a beginning sales approach.

However, real networking is more than simple marketing. Networking is a common thread from the days of old and “shouting from the mountain top” to the use of modern technologies and electronic styles of communication such as Facebook and Twitter.

While methods are important, actual networking is a skill and more about building and maintaining relationships. These relationships are sometimes minimal and sometimes masterful, but crafting them is critical to increasing access to valuable resources. Networking is one of the best ways to keep your eye on your goal.

We’ve all heard of six degrees of separation, which is the concept that all of us are at most six steps away from any other person in the world.

This idea is a great way to

begin thinking about the intangible assets your relationships provide.

Recently, a long-lost friend from college contacted me from the West Coast. He was seeking some advice that I could not answer directly. A few blinking light bulbs later, I contacted a local associate here in Minnesota. Not only did the contact pan out for each of my buddies, but I also now have rounds of golf coming to me on courses half a continent away.

Six degrees of separation starts with knowing people who know people you don’t know, which expands the well-known aphorism: “It’s not what you know, but who you know.” A wise person once said, “I know it, and I know you know it, so now please tell someone else.”

To be successful in a competitive world, people have to know you exist. Here are some pointers for ensuring that your business roots are

both deep and thick enough for success: Never say, “I can’t help you.”

Chances are you can connect with someone who can offer assistance. Using the expression, “I gotta guy (or gal),” shows that you have the means to quickly link your associates together. Remember, functioning as the middleman — the world’s third oldest profession — reaps benefits in the form of barter, future favors or potential revenue.

Always think of every situation as an opportunity to network. Whether you’re shopping, on vacation or at the coffee shop, opportunities for networking should never be passed up.

On the other hand, I would not recommend handing out your business card at a parent-teacher conference or funeral.

Rank your prospect list.

Don’t rule out folks out of hand or dismiss less-thanproductive conversations as dead-ends. You can prioritize your hot list of contacts and relationships, but don’t think

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

of any relationship as deadwood or a nonstarter. Keep all contacts on a prospect list. Do your best to keep in touch — your contacts may no longer need your services, but someone they know might.

People need to see you as an expert in your field.

Confidence comes with a thorough knowledge of your product or service. Evolve your knowledge with continuing education. Know your product or service like the back of your hand.

Don’t be rude or pushy, but do get over acting shy or timid. Try to talk with everyone you meet about what you do, showing reasonable amounts of passion and pride.

Think of this approach as being informative.

Take full advantage of online avenues for networking, but don’t rely on them.

As popular as social networking sites, forums and groups are, we need to remind ourselves that a good portion of

the population does not care for this method of communication. You simply can’t rely on social media alone for successful networking.

Leave some item in the hands of your prospect for both new and existing relationships. Even if you already gave something, leave another business card and say, “Use this as a reminder of what we talked about and please send me a note anytime.” Besides a business card, present a pamphlet or brochure or some other promotional item.

I currently have a pen on my desk that says, “This pen was stolen from so-and-so.” It’s silly, but also creative and effective.

When appropriate in the proper setting, pick up the tab for lunch or beverages.

People remember and tend to reciprocate. You will be remembered as more than just a meeting, which means you will almost always be considered when opportunities

arise. At the same time, if your prospect beats you to the punch, use that as a reason to “get the next one.”

Keep in contact no matter what. You want your prospects to remember you from time to time and you can make this happen without coming off as intrusive.

Periodically, send an e-mail, text message or letter that isn’t pushy. Be sure to drop thank-you cards when appropriate or send great-to-catchup-with-you notes when the time is right.

Triangulate by positioning yourself while balancing loyalty and openness to future options. Exclusive relationships can harm future capacity to network. If you need an exclusive relationship, be sure to be professional and positive in all your communications about those left out of the loop. Your motives might be political, but the politics don’t need to be negative.

Never burn a bridge.

Cam Stoltz is an athletic coordinator and head coach of the women and men’s soccer teams at Dakota County Technical College. He can be reached at cam.stoltz@dct.edu.

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June 24, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagan

Hot rods, rock music and more

Lifelong resident, lawyer dies

District 196 may seek levy

Expect to see some big hair at Dancin’ & Cruisin’ this year.

Leather, spandex and over-the-top eyeshadow, too.

Hairball, an ’80s rock tribute band that impersonates classic rockers such as Guns N’ Roses, AC/DC, Twisted Sister and KISS, is the headlining act at this year’s Dancin’ & Cruisin’ classic car show/concert on Friday, June 25.

The kickoff event to Apple Valley’s Freedom Days festival will run from 5 p.m. to midnight outside Bogart’s Place nightclub.

Along with the car show and Hairball concert, there will be a business vendor fair, food concessions, a children’s play area with carnival games and mini golf, and music throughout the evening provided by DJ Sounds.

Another tribute band, Ladies of the 80s – featuring the sounds and stage shows of female pop stars from the 1980s such as Joan Jett, Heart and Madonna – is set to open for Hairball.

Admission to the car show and business fair is free, but there’s a $10 cover for the Hairball concert; ticket sales for the concert are the primary fundraiser for Freedom Days.

Now in its 11th year, Dancin’ & Cruisin’ has seen some big-time growth since its inception. Originally held outside Rascals Bar & Grill across town, it featured a meager 25 or so cars its first year, said Pat Schesso, Freedom Days chairperson.

But “it grew and grew,” Schesso added, so much so that a few years back organizers began searching out a bigger venue.

Bogart’s, with its expansive parking area, fit the bill, and last year’s Dancin’ & Cruisin’ drew about 3,000 people and featured 200-some classic cars in the Bogart’s parking lot.

This year, organizers anticipate attendance to hit 4,000, Schesso said.

Registrations are being taken for the classic car show, as well as the business vendor fair at Dancin’ & Cruisin’.

Registration forms for the car show are available at www. avfreedomdays.com. There is a $20 entry fee, which includes two tickets to the Hairball concert.

Businesses that would like to exhibit at the vendor fair can contact Karin Hansen at Karinhanse@aol.com. There is a $100 entry fee for the vendor fair.

— Andrew Miller

Russell L. Streefland, 75, died June 7, 2010, at his Burnsville home. His health had been failing in recent years, said Streefland’s son, Christopher. and a daughter, Jennifer.

His grandfather, Arie, came from Holland and settled in the area in 1894. The Streefland clan came to own large amounts of land in Lakeville and Burnsville along what is now County Road 5.

Streefland was valedictorian of the Lakeville High School Class of 1953 and graduated from St. John’s University in 1957.

He married Jeannette Penzenik on Aug. 20, 1960, and earned a degree from the William Mitchell College of Law in 1963.

He closed his Burnsville law office at age 70, but continued to represent some longtime clients from home, Jennifer said.

His civic resume includes the Burnsville and Lakeville chambers of commerce, the Burnsville Rotary Club, the former Community Action Council, the Minnesota Bar Association, the Dakota County Bar Association, the Dakota County Mental Health Board and Metropolitan Mosquito Control.

He served for many years on the School Board of the Academy of the Holy Angels High School, which his children attended, and was a longtime Burnsville Athletic Club coach.

Streefland was elected to the Dakota County Board of Commissioners in 1976 and served through 1988.

Streefland was preceded in death by a daughter, Deborah Neubauer, and his parents, Russell Sr. and Mary. He is survived

by Jeannette, his wife of 50 years; brother, James Streefland; sister, Mary Madden; children, Catherine (Rudy) Mohammed, Elizabeth (Cem Erdem) Streefland, Michael Streefland, Jennifer (Adam) Streefland Henry, and Christopher Streefland; grandchildren, Matthew (Heidi), Jacob, Morgan, Paige, Kadria, Noah, Isabelle, Emma and Charlotte; great-grandson, Jackson; sisters, Dorry Gerdesmeier and Ceil ( John) Berres; and other relatives and friends.

Mass of Christian Burial was on June 11 at St. John the Baptist Catholic Church in Savage.

— John Gessner

The Rosemount-Apple Valley-Eagan School District will consider whether to seek a levy this fall to help cover projected state funding shortfalls for the 2011-12 school year.

The School Board is expected to discuss the issue at a July 12 retreat.

With state budget projections estimating a $6 billion deficit next year, district officials are not optimistic about the amount of funding that will be available for education.

The $6 billion represents nearly 20 percent of the state’s total budget, and education funding makes up about 40 percent of the state’s budget, according to the district.

The board recently asked staff to prepare three possible funding scenarios that include a 5 percent cut in state funding, a 7.5 percent cut, and a 10 percent cut.

A 5 percent reduction would require the district to reduce its budget by $20 million. A 10 percent reduction would require a $27.1 million reduction to the district budget.

A levy could bring additional funding, but it still likely wouldn’t be enough to avoid cuts, Solomon said.

The district currently receives $1,042 per pupil from a levy approved by voters in 2005. A state levy cap dictates the district could only levy an additional $525 per pupil.

That would mean an extra $15.5 million per year for the district, which is not enough to overcome even the most optimistic of the three scenarios, Solomon said.

District 196 gets the majority of its funding – about 73 percent – from the state. The district’s total budget for the current school year is $298 million.

The school board must notify the state by Aug. 20 if it’s planning to put a levy on the November ballot.

— Erin Johnson

Rosemount

Lakeville

Farmington Tiger class of 2010 makes history Farmington High School’s Class of 2010 made history as the largest graduating class ever with 386 seniors taking home diplomas at the new school inside Tiger gym.

Graduation commencement was held Friday, June 11, away from Tiger Field due to a forecast for rain, but the spirited celebration included a packed house of community members, family and friends.

Principal Ben Kusch introduced the Class of 2010 Photo by Kara Hildreth and School Board members Trevor Ausen, student counhanded out diplomas while cil president, shared a few faculty shared hugs and con- inspirational words in his segratulations. nior reflection to fellow stuThe New Dimension dents before he collected his Choir sang Francis Scott diploma.

Key’s “National Anthem” under the direction of Megan Dimich.

The Class of 2010 chose its class motto “Together we have experienced life, separately we will pursue our dream, and forever our memories will remain.”

Photo by Tad Johnson

The window at Celts Pub in downtown Rosemount was boarded up the day after a car crashed into the building.

Driver crashes into Celts Pub

Photo by Rick Orndorf

A group of Lakeville North graduates strike a silly pose for their parents’ camera following the 2010 graduation ceremony held at the Target Center on June 11.

More than 870 receive diplomas

More than 870 students, accompanied by their friends and family, filled the Target Center on June 11 as Lakeville’s seniors from both North and South high schools took part in 2010 commencement ceremonies.

All told, administrators, school board members and teachers handed out diplomas to 444 Lakeville South students and 437 North students.

North senior Alexis Friesen and South senior Adam Kunkel delivered the student graduation speeches.

Next year, graduation will likely move back to Lakeville, with each school hosting its own graduation.

— Derrick Williams — Kara Hildreth

Five people were injured when a vehicle crashed into the building and window at Celts Bar & Grill in Rosemount at about 8 p.m. Saturday, June 12, according to the Minnesota State Patrol.

Leann Rolf, 50, of Rosemount failed to stop at a stop sign posted due to road construction at the intersection of Highway 3 and 145th Street, then drove into the building while traveling south on Highway 3.

Investigators are looking into if Rolf was illegally impaired while driving, according to the State Patrol. State Patrol spokesman Lt. Eric Roeske said test results aren’t expected for several weeks.

He added that Rolf has two prior driving under the influence convictions in Dakota County and one in Hennepin County, both of which occurred in the mid-1990s.

The State Patrol listed Rolf, who was driving a 1997 Chrysler Concorde, as sustaining non-life-threatening injuries.

Four Rosemount residents listed as pedestrians and who were inside the restaurant were injured – Debra M. Geehan, 55; Michael P. Geehan, 55; Elizabeth M. Wright, 32; and Hailey Wright, 2.

The Wrights were treated and released from the hospital and the Geehans were taken to the hospital with non-lifethreatening injuries.

— Tad Johnson & Laura Adelmann

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 24, 2010

7A

Family-friendly bar, grill opens in Rosemount Fireside Warming House to have grand opening

by Jessica Harper DAKOTA COUNTY TRIBUNE

After several months of delays, Fireside Warming House finally opened June 11 in Rosemount.

“This is a dream of mine that has finally come true,” owner Rich Thompson said.

The restaurant is an expansion of Fireside Pizza in Richfield.

“I had been looking to open a new location for years and wanted to continue what we have in Richfield but a bit more upscale,” he said.

Fireside Warming House has a bar, banquet room and larger menu than Fireside Pizza that includes burgers and sandwiches in addition to pizza.

“I didn’t want your typical sports bar filled with TVs,” Thompson said. “I wanted a place for families to have a nice dinner.”

Thompson’s target market was not just families in general, but specifically hockey families.

Thompson created the restaurant with the goal of complementing The Pond

In Brief

Fireside Warming House is located at 3410 W. 150th St. in Rosemount next door to The Pond ice rink. For more information, call (651) 423-1820. The restaurant will be hosting a grand opening celebration the weekend of July 9-11.

ice rink next door. To achieve this, Thompson gave Fireside a rustic winter lodge design and decorated it with hockey memorabilia.

Thompson had originally planned to open the restaurant in April but said an unexpected $53,000 government fee related to the renovation put the project on hold.

“It put us in a bind since we had to ask for another $53,000 from the bank in a tough economy,” he said. “If we weren’t so deep into it, I don’t know if I would have finished the project.”

The total cost of converting the former grocery store space was $700,000, about $150,000 of which came from Thompson’s own savings, he said.

Despite the setbacks, Thompson said he enjoys

taking on business ventures such as this.

“I always wanted my own business,” he said.

After working in business management and quality control for 12 years, Thompson purchased Fireside Pizza in 1995.

“I like knowing that I’m the one in charge of my own destiny — that if I work hard, it will carry me out on top,” he said.

Although the restaurant has been open only a few weeks, business has been steady, Thompson said.

So far, the largest client base has been from The Pond next door, but more people are coming in every day, Fireside assistant general manPhoto submitted ager Lauren Vail said.

Fireside Restaurant bartender Drew Lovich appeared to have things under control earlier this month as the establishment, located next to the Pond ice rink, marked its first week Jessica Harper is at open for business. jessica.harper@ecm-inc.com.

College City Homes files for bankruptcy Family-owned homebuilder will continue to run sister company in Lakeville despite liquidation

by Derrick Williams DAKOTA COUNTY TRIBUNE

The housing boom and subsequent bust have forced another Lakeville-based homebuilder into bankruptcy.

College City Homes Inc., a family-owned business that has been in Lakeville for more than 40 years recently filed for Chapter 7 liquidation.

“With the new home industry the way its been — it’s been really hard,” said College City Homes president Darin Pavek.

According to the filing, College City is saddled with $4.6 million in debt and $2.3 million in assets.

The company’s revenue had fallen from $11 million in 2008 to just $100,000 for the first half of 2010, according to the filing.

Last year, Lakevillebased M.W. Johnson, a nationally recognized homebuilder filed for bankruptcy and ended its operations.

Pavek said College City had a number of loans with a number of banks and managed to work things out

with most of them.

“But we couldn’t work things out with one, and that’s all it takes,” Pavek said.

One of those banks is Farmington-based Premier Bank, which College City owes more than $3.6 million.

Some of the other banks settled for accepting millions of dollars worth of foreclosed properties, but Premier pressed on with lawsuits seeking judgements for the money, the filing says.

But not all is necessarily lost, Pavek said.

Despite College City Homes closing, the family continues to run College City’s sister company, College City Design-Build Inc., Pavek said “We’re still around here in Lakeville. We still have our remodeling division we started seven to eight years ago,” Pavek said.

That company provides custom new home and home remodeling, Pavek said.

“We have a lot of opti-

mism,” Pavek said. “Consumer confidence is starting to rise and we’re still doing a lot of good projects.

We’re just doing six to eight new homes a year instead of 100.”

After generating $11 million in revenue in 2008, the year the real estate bubble popped, College City’s 2009 revenue dropped to $2 million, the filing says.

That year, the company was left with several unfinished housing developments across the Twin Cities’ southern suburbs.

“We were in bad land positions,” Pavek said. “We just couldn’t continue.”

A message to Thomas Flynn, the lawyer representing College City and its owners, Don Pavek, his wife, Bonnie, and their adult sons Darin, David and Dale, wasn’t immediately returned.

For more information about College City DesignBuild, visit www.collegecitydesignbuild.com.

Derrick Williams is at derrick.williams@ecm-inc.com.

Fairview Health Services named among U.S.’s best by Thomson Fairview Health Services, which operates Fairview Ridges Hospital in Burnsville was named among the top 10 health systems in the second annual study by Eagan-based Thomson Reuters based on clinical performance across entire systems.

Others named to the list were: • Advocate Health Care, Oak Brook, Ill. • Banner Health, Phoenix, Ariz.

• Catholic Healthcare Partners, Cincinnati, Ohio • Kettering Health Network, Dayton, Ohio • Mayo Foundation, Rochester, Minn.

• OhioHealth, Columbus, Ohio • Scripps Health, San Diego, Calif.

• Spectrum Health, Grand Rapids, Mich.

• University Hospitals, Cleveland, Ohio Researchers from the Thomson Reuters 100 Top Hospitals program analyzed the quality and efficiency of 255 health systems and found statistically significant differences between top and bottom performers in several key areas.

Compared with the poorest performers, the bestperforming quintile had 16 percent lower mortality, 18

percent fewer medical complications, and 16 percent fewer patient safety incidents - even though their patients were sicker and their average hospital stays were significantly shorter.

“The range of results between high- and lowperforming systems raises difficult questions about the health systems’ mission, effective achievement of mission and goals, and accountability to communities and patients served,” said Jean Chenoweth, senior vice president for performance improvement and 100 Top Hospitals programs at Thomson Reuters. “By developing these health system benchmarks, we aim to help health system boards and executives grapple with these questions and to set higher system-wide targets for performance improvement.”

All U.S. health systems with two or more short-term, general, non-federal hospitals were assessed.

Researchers looked at eight metrics that gauge clinical quality and efficiency: mortality, medical complications, patient safety, average length of stay, 30-day mortality rate, 30-day readmission rate, adherence to clinical standards of care (evidencebased core measures published by the Centers for

Medicare and Medicaid Services), and HCAHPS patient survey score (part of a national initiative sponsored by the United States Department of Health and Human Services to measure the quality of care in hospitals).

The study relied on public data from the 2007 and 2008 Medicare Provider Analysis and Review data and the CMS Hospital Compare data sets.

“The development of national benchmarks provides health system boards and executives with an objective assessment of the care they provided to their communities and patients, relative to others across the nation,” Chenoweth said. “This provides the basis for a serious discussion about the role and responsibility of the health system in assuring quality and efficiency to each community in which a hospital carries the health system brand.”

Researchers from the Thomson Reuters 100 Top Hospitals program have analyzed and reported on the performance of individual hospitals since 1993. The recent study is the second that assesses the relative quality and efficiency of inpatient care by health systems as single entities.

8A

June 24, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Burnsville businesspeople Network at Noon

Photo by Rick Orndorf

Burnsville Chamber of Commerce President Daron Van Helden talks during the Tuesday, June 15, Network at Noon luncheon at the Burnsville office of Thisweek Newspapers and the Dakota County Tribune Business Weekly. About 50 people attended the event, which included lunch and prize drawings. Thisweek advertising representative Denny Doherty talks with Brian Becker of Abbott Glass during the event.

Photo submitted

USFCU 92-Day Challenge winners – Team Low Riders (from left): Dave Kvalsten, Janelle Stockwell, Chauncey Oliva and Greg Berry – lost a team average 13.8 percent of their starting weight.

US Federal Credit Union employees ‘lose’ to win challenge US Federal Credit Union (USFCU) employees spent this spring participating in “The 92-Day Challenge,” sponsored and organized by a sub-set of the USFCU Safety and Wellness Committee.

The appropriately-titled competition ran for 92 days and challenged the 72 participating employees (just shy of 40 percent of all USFCU employees) to improve their health by losing weight and developing more healthy habits.

Teams of four, including

a captain, worked together to encourage one another in achieving their goals.

Each week, individual’s total percentage of weight loss was submitted to team captains, and team averages submitted to the committee. Weekly meetings were also held to provide updates of teams’ weight loss, as well as to share success stories, struggles and healthful information including articles and recipes.

Overall, participants had an average cumulative weight

loss of 6.1 percent, equating to more than 718 pounds lost.

Cash prizes were given to the three teams with the highest percentage of cumulative team weight loss (calculated as a team average) at the end of the 92 days.

In an effort to further assist employees in maintaining or achieving their weight loss goals and to promote wellness activities for all employees, a “Wellness Challenge” and daily walking groups have been created since the close of the previous challenge.

Blue Cross And Blue Shield expands pediatric partnership to combat childhood obesity Red Lobster redesigns its Burnsville restaurant

Think Mutual Bank plans branch office in Apple Valley

Red Lobster’s introduction of its new, redesigned atmosphere, inspired by the seaside village of Bar Harbor, Maine, gives guests an opportunity to experience fresh, delicious seafood in a vibrant, nautical setting in Burnsville.

The local restaurant along with others in the Twin Cities area have undergone a redesign that includes updated coastal touches both inside and out.

Within the restaurants, guests will find cozy, darkwood paneling, warm-toned fabrics, soft lighting and nautical décor, such as signal flags and seaside-inspired artwork.

New exterior features include shingle and stone towers, lan-

Think Mutual Bank has purchased property for a future bank branch in Apple Valley. Construction is scheduled to begin this month at the site at 15751 Emperor Ave. The land purchase is part of the bank’s long-range strategic plan to reach new customers and improve convenience for existing customers in the Twin Cities area, according to bank officials.

Think Mutual Bank is a community bank headquartered in Rochester, with eight full-service offices in Rochester, Edina and St. Paul. Think provides an array of banking, investment and insurance services.

terns, flags snapping in the breeze and Adirondack-style benches, all intended to transport guests’ minds to the coast.

“Our vision to be the place where Americans go for seafood for generations requires us to keep up with the times,” said Red Lobster President Kim Lopdrup. “This new Bar Harbor restaurant design creates a warm, inviting, seaside atmosphere that builds on the many improvements we’ve made inside our restaurants over the last few years.”

Twin Cities residents are among the first to experience the new Red Lobster as the company aims to remodel all of its restaurants from coast to coast.

In collaboration with Blue Cross and Blue Shield companies, the Blue Cross and Blue Shield Association recently launched the Good Health Club Physician Toolkit – unique educational materials designed to foster better communication between pediatricians and their patients on childhood obesity and diabetes prevention.

The toolkit will be available to pediatricians in communities across the country.

The toolkit, developed in consultation with the American Diabetes Association and the American Academy of Pediatrics, also builds on materials that Blue Cross and Blue Shield companies, which has its headquarters in Eagan, have successfully used across the country to encourage healthy choices and behaviors for children.

As part of the Blues’ commitment to making communities healthier, Blue Cross and Blue Shield companies will make the toolkits available to pediatricians in their networks to use with all patients, not just Blue Cross and Blue Shield members.

“As community-based health plans with nearly 80 years of experience in providing healthcare benefits, Blue Cross and Blue Shield companies have long pioneered innovative programs at the local level to help address childhood obesity and diabetes,” said Scott P. Serota, BCBSA president and CEO. “The launch of the Good Health Club Physician Toolkit takes the fight against childhood obesity to a new level, by providing pediatricians with essential tools to encourage lifelong healthy living habits for

America’s youth.”

Physicians participating in the pilot were surveyed before and after using the toolkits and feedback from participating physicians was overwhelmingly positive – 79 percent considered the educational materials effective and 74 percent would recommend them to a colleague.

Sixty-nine percent of physicians said they discuss health habits with patients and their families more often and that the “5-2-1-0” message is in line with what they teach patients.

To view the Good Health Club Physician Toolkit and for more information about what the Blue Cross and Blue Shield companies are doing in their communities to combat childhood obesity and diabetes, visit www. bcbs.com/goodhealthclub.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 24, 2010

Hillbilly Mafia to play Market Fest

Photo submitted

The foot-stompin’ countrymusic sounds of Hillbilly Mafia (left) are in store June 30 on the opening night of Eagan Market Fest, which runs Wednesdays through Sept. 15, 4 to 8 p.m., on the festival grounds of the Eagan Community Center, 1501 Central Parkway. Part farmers’ market, part community festival, the city-run event each week features food and artisan vendors along with live entertainment. Admission is free. The June 30 kickoff will have Hillbilly Mafia performing from 5 to 7 p.m.; Seattlebased family bluegrass band Not Easily Broken will play from 4 to 5 p.m. More information about Eagan Market Fest is at www.cityofeagan. com/marketfest.

State unemployment drops to 7 percent with 5,600 job gain The state unemployment rate dipped to a seasonally adjusted 7 percent in May, according to figures released June 17 by the Minnesota Department of Employment and Economic Development.

Minnesota’s unemployment rate for May is 2.7 percentage points below the U.S. rate of 9.7 percent. The state’s rate for April was adjusted down by 0.1 percent to 7.1 percent.

Minnesota added 5,600 jobs in May. Since the low point of the recession in September 2009, Minnesota has added 34,200 jobs. “Minnesota is experiencing signs that economic recovery is progressing,� said DEED Commissioner Dan McElroy. “While it will take some time for employment to return to pre-recession levels, I am en-

couraged to see job growth for the second consecutive month.�

McElroy also noted that the length of the average work week in May increased by 0.4 to 33.1 hours. It had held steady at 32.7 hours since January 2010.

In Minnesota jobs in the government sector were up by a net total of 3,000 in May. That figure represents an increase in federal government jobs by 5,300, offset by a decrease in state and local government jobs by 2,300.

Manufacturing added 400 jobs during the month, gaining for the fifth month in a row.

Other gains occurred in education and health services (up 2,600), trade, transportation and utilities (up 1,300), professional and business services (up 1,200), logging and mining

(up 200), information (up 200), other services (up 200), and leisure and hospitality (up 100).

Job losses occurred in construction (down 2,200) and financial activities (down 1,400).

Over the past 12 months, job gains have occurred in professional and business services (up 7,600), education and health services (up 6,400), government (up 6,200), and logging and mining (up 100). The state has lost 5,600 or 0.2 percent of its jobs in the past year, the lowest rate in that category in the past two years.

The temporary help area, often considered a leading economic indicator, is up 14.5 percent over the past 12 months, the largest rate of gain since mid2006.

9A

Year-over-year job losses occurred in construction (down 12,800), other services (down 4,900), financial activities (down 4,800), manufacturing (down 1,900), leisure and hospitality (down 1,200), trade, transportation and utilities (down 300), and information (down 100).

In the state Metropolitan Statistical Areas, job gains occurred in the past year in the St. Cloud MSA (up 1 percent) and the Rochester MSA (up 0.6 percent). Over-the-year job losses occurred in the Minneapolis-St. Paul MSA (down 1 percent) and the Mankato MSA (down 2.6 percent). The Duluth-Superior MSA was flat over the past year.

For more details about DEED, visit www.PositivelyMinnesota.com.

Coming Soon

Photo submitted

Gov. Tim Pawlenty and Minnesota Zoo Director/CEO Lee Ehmke were at the groundbreaking ceremony Monday, June 21 for “Heart of the Zoo,� a $20 million project at the Apple Valley zoo that will see the creation of a new penguin exhibit, the Target Learning Center and the Cargill Environmental Education Center, along with upgrades to the zoo’s main entrance. The first phase of “Heart of the Zoo� is scheduled for completion in summer 2011. More information about the project is at www.mnzoo.org.

Minnesota Zoo breaks ground for Heart of Zoo project Governor Tim Pawlenty visited the Minnesota Zoo June 21 for the groundbreaking of “Heart of the Zoo�, a multi-phase project that will build the new Target Learning Center, the Cargill Environmental Education Center, and the much-anticipated Penguins of the African Coast exhibit.

The first phase of Heart of the Zoo is a $20 million project that combines support from the state of Minnesota and the private sector. Gov. Pawlenty and the state Legislature recently allocated $15 million for phase one, while the Minnesota Zoo Foundation secured $5 million in gifts from corporations and in-

dividuals.

This unique public/private partnership has been instrumental in recent years in creating new zoo exhibits and improved guest amenities including Russia’s Grizzly Coast, Woodland Adventure, the Central Plaza and its Splash Zone, and the Medtronic Minnesota Trail.

Heart of the Zoo — phase one includes a penguin exhibit, a “green�

Cargill Environmental Education Center, and the new Target Learning Center which will be home to the KAYTEE World of Birds Show and to provide a new venue for other educational events.

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A Russian cuisine restaurant called Cafe Raisa will soon be opening in Rosemount in the space formerly occupied by Subway, which moved last year from the Rosemount Market Square Mall area southeast of County Road 42 and Chippendale Avenue to Celtic Crossing southeast of County Road 42 and Shannon Parkway.

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10A

June 24, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

DFL gubernatorial candidates face off Dayton, Kelliher, Entenza say would propose tax increases; sign same-sex marriage bill if elected

by T.W. Budig ECM CAPITOL REPORTER

Although the three DFL gubernatorial candidates share commonalties in dealing with the expected state budget deficit, only one has distilled it to a phrase — tax the rich.

“We have a steeply regressive tax code now,” former U.S. senator Mark Dayton recently told the ECM Editorial Board.

“I would raise $4 billion by making the richest Minnesotans, the 10 percent, pay their fair share of taxes,” he said, explaining the tax model he’s trying to create is essentially a flat tax.

It’s ludicrous to believe wealthy Minnesotans can’t afford to pay more taxes, argued Dayton, a wealthy man himself.

In taming a budget deficit that could top $5 billion, Dayton proposes to add three upper-income tax brackets, restore a third property tax bracket for expensive homes, tighten laws on so-called “snowbirds” living outside Minnesota for six months and create a day of the year when the wealthy would pay more state taxes.

It’s about values and priorities “The budget isn’t only about dollars and cents, it’s about values and priorities,” Dayton said.

Other Dayton budget stabilization goals include more aggressive action against tax cheats — his goal is for state tax compliance staff to squeeze out an additional $400 million — tightening laws on foreign operating companies and a possible state-owned casino at the Mall of America.

Dayton proposes a reduction in state private contracting, scuttling the Minnesota Trade Office, renegotiating or curbing state leasing of office

Margaret Anderson Kelliher

Mark Dayton

Matt Entenza

space and education reforms that could save almost $30 million.

All told, Dayton looks to save about $680 million in budget reductions and improved efficiencies, leaving a budget gap of about $625 million to yet to solve.

He argues that by far he has outlined the most detailed budget approach of the three DFL candidates.

“This is gong to be a very tough budget cycle ahead of us for the next governor and Legislature,” Dayton said.

“There are no simple or easy answers.”

state budget pressures.

“As governor, right after I take the oath of office, I will lean over and sign the executive order to say we need to bring those dollars into the state,” said Kelliher to the editorial board.

Kelliher proposes the creation of the Office of the Human Services Inspector General to oversee the human services spending — spending accounting for about 30 percent of the general fund budget.

“I believe that saves at least $100 million in that budget,” said Kelliher of having an inspector general. “It’s probably even more.”

Kelliher indicated that K-12 funding shifts — used in the past as a budget balancing tool — are appropriate under certain conditions.

“I think is should only be used if it’s a temporary shift,” she said.

Kelliher looks to her running mate, former Carlson Administration finance commissioner John Gunyou, as helping to craft a budget solution.

Internet sales.

There also needs to be budget cuts. “I think we’re going to have to reduce the number of state agencies,” he said.

Entenza looks to costs savings through reforms in human services — he talks of a value-based health care system, adding he did not believe someone has a constitutional right to get a CAT scan.

“In the course of budget cutting, my goal is to protect the core areas of education,” Entenza said.

Slogans not solutions House Speaker Margaret Anderson Kelliher, DFLMinneapolis, has argued that phrases like “tax the rich” are slogans and not budget solutions.

Kelliher, like Dayton, looks to increasing taxes on wealthy Minnesotans — tax incident studies show the current tax system is skewed, she points out — but proposes a smaller tax increase.

She looks to raise about $600 million.

The Speaker looks to tightening laws on foreign operating corporations.

In a key budget feature, Kelliher looks to collect about $1.4 billion in expanded federal health care dollars to ease

Fiscally overdrawn Former House minority leader Matt Entenza views his two DFL gubernatorial opponents as fiscally overdrawn — Dayton promising too much to education, Kelliher, health care.

“One of the reasons I’m sure I’m not the (DFL) endorsed candidate, is because those are commitments I wasn’t prepared to make,” said Entenza to editorial board.

Like Dayton and Kelliher, Entenza looks to increasing taxes on the wealthy, but faults Dayton’s tax increase proposal as too aggressive.

“I think some of the business consequences of that are something we don’t want to look at,” he said.

“I would raise some taxes at the high end — but I wouldn’t take any higher than where we were in 1998,” Entenza said. He talks of temporary tax surcharges.

Entenza looks to squeezing more sales tax revenue from

Same-sex marriage All three DFL candidates for governor say they would sign a same-sex marriage bill as governor should such legislation reach their desk.

“I would sign it, and I would sign it because I believe it’s a matter of the Golden Rule — it’s doing unto others as you would want have done unto you,” Kelliher said.

It’s a matter of fair treatment, she said. “... When you look at the number of different unfairnesses in the law on this issue, I think that it’s a matter that we can solve,” Kelliher said.

Dayton explained his support of same-sex marriage as in keeping with the spirit of America.

“I believe the founding principle of this country is that all men and women are created equal, they’re endowed by their creator with certain unalienable rights, among those are life, liberty and pursuit of happiness,” Dayton said.

“And I believe that should include the right of an adult citizen of this country to marry the person that he or she loves,” he said.

Dayton expressed doubt that a same-sex marriage bill would emerge anytime soon.

“I would be surprised if the majority of the Legislature is ready to support that yet,” he said.

“I think it’s very generational,” he said of the accep-

tance of same-sex marriage, indicating the young are more accepting.

“I think that shift is occurring. I think it (same-sex marriage in Minnesota) will occur in my lifetime. The timing — I can’t say,” he said.

Entenza also indicated he would place his signature on a same-sex marriage bill.

Entenza placed one condition on his support, saying religious institutions should be left to make their own rules on marriage.

Views on expansion of gambling While two candidates indicated a general dislike of gaming, one candidate is undecided whether he would veto or sign a possible gambling expansion bill.

On the expansion of gambling — an ongoing debate at the Capitol which will likely be magnified next session by the anticipated state budget deficit — Dayton indicated he hadn’t decided yet whether he would sign or veto a gambling expansion bill.

“I’m not a fan a gambling,” he said.

He has proposed in the past placing a state-owned casino at the Mall of America, in part to help secure the pre-eminence of the mall as a shopping destination.

With a smile, Dayton said the proposal illustrated to him the political clout of the Shakopee Mdewakanton Sioux Community, operators of nearby Mystic Lake Casino. “(I’ve) heard from a lot of people, including DFLers, who didn’t take favorably with my idea,” Dayton said.

“But that’s never dissuaded me. I think we’re going to have to turn every revenue card face up on the table next year. I’m going to look very seriously at it.”

Entenza indicated he did not favor expanding gaming. “I’ve historically never been interested in that,” he said.

Attempts at funding things like education through gambling in other states hasn’t worked — gaming revenue is too unpredictable, Entenza explained.

“You’re like a heroin addict,” he said of tying state funding to gambling, a link constantly requiring more expansion, he said.

Additionally, as a former white-collar prosecutor, about half the cases he was involved with dealt with people desperate for money because of gambling, Entenza explained.

Kelliher also indicated that she did not support expanding gambling.

“I’m not a fan of expanded gambling in the State of Minnesota. I never have been,” she said.

“I think that it’s a form of taxation on those who are often least able to pay,” Kelliher said. “I also think it sends the wrong message about how we pay for things.”

Like Entenza, Kelliher described gaming revenue as unstable — projections in other states on the amount of revenue gaming would provide have proven wildly over optimistic, she explained. “I think we have enough gambling in this state already,” Kelliher said.

Views on medical marijuana On the question of allowing those suffering from severe illness use medical marijuana — Republican Gov. Tim Pawlenty last year vetoed a medical marijuana bill — none of the three DFL candidates ruled out the possibility of signing legislation.

“I am a supporter of it for those who are very sick and very ill,” Kelliher said. “I’m never going to be a supporter of legalization of marijuana in this state — I don’t believe in that.” But, given controls, medial marijuana should be an available treatment, Kelliher explained.

Dayton said he told Minnesota Police and Peace Officers Association that he would not support a medical marijuana bill that they could not support.

If such a buy-in could be found, Dayton indicated he could support a “very limited” bill.

Entenza did not rule out signing a bill.

“I don’t want to stereotype, but a lot of the groups who push hemp for various things, medical marijuana, have always struck me as having an agenda that’s a little bigger than that,” he said.

However, he said he would still consider it as an option.

Entenza said he would seek input from law enforcement.

Rep. Tom Emmer, RDelano, is the Republicanendorsed gubernatorial candidate.

Public relations expert and political commentator Tom Horner is the Independence Party-endorsed candidate for governor.

T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 24, 2010

11A

Capitol Commerce

Employment, economic policy law covers a lot Eagan represenative sponsored the legislation

by Nick Busse SESSION WEEKLY

The omnibus employment and economic development policy law covers a lot of ground â&#x20AC;&#x201D; everything from changes to unemployment insurance benefits to new safety rules at inflatable play parks for children.

Sponsored by Rep. Mike Obermueller, DFL-Eagan, and Sen. David Tomassoni, DFL-Chisholm, the law addresses a range of policies under the jurisdiction of primarily three agencies: â&#x20AC;˘ the Department of Commerce, â&#x20AC;˘ the Department of Employment and Economic Development, and â&#x20AC;˘ the Department of Labor and Industry.

Unless otherwise noted, it takes effect Aug. 1, 2010.

Gov. Tim Pawlenty lineitem vetoed a pair of provisions dealing with projects in the Iron Range: a $2 million grant for renewable energy projects and an appropriation for operating room equipment and renovations at the Virginia Regional Medical Center.

play parks will have to register and be subject to inTo find out the latest news in Minnesota spection by the Department government, go online to ECM Capitol of Labor and Industry. The Roundup at www.HometownSource.com. provisions do not apply to companies that rent out in- ogy Authority. The job of for up to 13 weeks, effecflatable rides for use at par- the state-level group will tive from June 30, 2010, to ties, carnivals or events. be to coordinate public March 26, 2011. It replaces and private efforts to fund a special emergency unemBusiness loans for high-tech research and de- ployment compensation veterans velopment initiatives, and program from 2009.

Also included are proVeterans who have develop a â&#x20AC;&#x153;comprehenserved actively in the mili- sive science and technol- visions that will guarantee tary since Sept. 11, 2001, ogy economic development that people who return to work after being on unemwill be eligible to apply planâ&#x20AC;? for the state.

The authority will con- ployment, only to get laid for an interest-free loan to start a business, under the sist of the commissioners off a second time, receive a law. Veterans may apply to of five state agencies, and similar level of benefits to DEED for a loan of up to will be aided by an advisory what they had before. The commission comprised of law will also extend eligi$20,000.

Funding for the loans individuals representing the bility for unemployment will come from an exist- higher education, business, insurance benefits to some ing but underutilized loan labor and investment com- temporary staffing agency program for businesses that munities. To help kick-start workers who choose not to suffer economic injury as a the authority, the law ap- keep taking temp jobs. result of having an essential propriates $107,000 from employee called to active money previously appro- Contractor licensing priated to DEED for other fees military service. purposes.

Many of the licensing Science authority fees that plumbers, electriUnemployment created cians and dozens of other types of contractors have To help boost high-tech changes The law includes a spe- to pay the state will change, business in the state, the law establishes a Minne- cial extension of unemploy- under the new law.

In an effort to make the sota Science and Technol- ment insurance benefits

Capitol Roundup

Mike Gov. Tim Obermueller Pawlenty In his veto message, Pawlenty stated that such provisions need to be vetted and approved by Iron Range Resources.

Inflatable play park safety Indoor amusement parks with inflatable rides can be fun places to take children, but critics say theyâ&#x20AC;&#x2122;re dangerous when not properly supervised. The law will boost safety requirements for the facilities. Supporters cite a rash of serious injuries sustained by children who were not being supervised while using the rides.

The law requires that a â&#x20AC;&#x153;trained supervisorâ&#x20AC;? be in close proximity and actively supervising each inflatable ride when in use. Indoor

stateâ&#x20AC;&#x2122;s licensing system simpler and more transparent, the law reorganizes the fees so that they are tied more closely to the four trade skill levels â&#x20AC;&#x201D; entry-level, journey-level, master-level and business-level â&#x20AC;&#x201D; and also to the cost the state actually incurs to license them.

Some fees will go up, while others will go down; however, there will be no net change in total fee revenues to the state.

Miscellaneous Other provisions included in the law are: â&#x20AC;˘ banning the sale or manufacture of childrenâ&#x20AC;&#x2122;s jewelry containing cadmium; â&#x20AC;˘ authorizing a study on the feasibility and impacts of transferring the stateâ&#x20AC;&#x2122;s reserves to accounts in small community banks; â&#x20AC;˘ authorizing a comparative study of state laws regulating small businesses in Minnesota and neighboring states; and â&#x20AC;˘ regulating appraisal management companies.

New recreation law doles out natural resources Environment and natural resources measure addresses wetland acquisition, restoration SESSION WEEKLY

New recreation laws and the Outdoor Heritage Fund appropriations comprise a large part of the omnibus environment and natural resources law.

Most provisions are effective Aug. 1, 2010, including a requirement that boaters must drain boating-related equipment by removing drain plugs to prevent the spread of invasive species.

Other provisions include: veterans with any serviceconnected disability will receive free daily entry permits to visit state parks, and horse riders on state land will be required to have a horse pass, a provision that was broadened after some riders claimed they didnâ&#x20AC;&#x2122;t need a horse trail pass because they were riding off or beside the trail.

During winter months,

owners of collector snowmobiles can qualify for exempted registration status.

Cross-country skiers will face higher trail pass fees, but students and teachers on schoolsanctioned cross-country ski outings will be exempt from the fees.

Funds from the Outdoor Heritage Fund, a sales tax dedicated to environmental and natural resources projects, will be used to acquire and/or restore prairie grassland, to protect shoreline and forest habitat, and to protect shallow lakes and wetlands.

The law contains nearly $6.9 million of outdoor heritage appropriations for a wetlands acquisition and restoration program known as Reinvest in Minnesota.

The RIM money stayed in the law despite the governorâ&#x20AC;&#x2122;s previous line-item veto of $25 million for RIM in the capi-

tal investment law he signed March 14. Outdoor heritage funds can only be used to supplement, not replace, traditional sources of funding.

A number of studies are required under the new law.

A technical evaluation panel must convene by July 1, 2011, to annually study whether conservation efforts funded by outdoor heritage money are achieving the goals set forth.

In light of a legislative auditorâ&#x20AC;&#x2122;s report that the Department of Natural Resources has more land than it can manage, the new law requires a report to the Legislature by Jan. 15, 2011, that will contain recommendations on ways to accomplish the reasonable care of state land acquired in fee title or easement. Also by that date, the DNR must provide an analysis of the advantages and dis-

advantages of compensating the permanent school trust fund for state-owned lands.

Clean Water Fund appropriations will help pay to continue implementing total maximum daily load studies for impaired waters, an ongoing project of the Pollution Control Agency.

Line-item vetoes

Energy-related provisions The new law also contains a number of energyrelated provisions, including a change to the formula used for funding the Renewable Development Fund.

Xcel Energy pays into the fund based on the number of spent nuclear fuel dry casks it stores at its two power plants.

Rather than a flat fee, Xcel will begin paying $500,000 each year for each stored dry cask, which will increase the

Three line-item vetoes were handed out by Gov. Tim Pawlenty.

A request for $800,000 for supplemental staffing at the Public Utilities Commission was deemed inappropriate. In his veto letter, Pawlenty wrote, â&#x20AC;&#x153;In a time of when the state must live within its means, adding additional staff at the expense of Minnesota ratepayers sends the wrong message.â&#x20AC;?

For the second straight year, the Board of Water and

Soil Resources will not receive a $100,000 appropriation from the Clean Water Fund to establish a pilot grant program to engage volunteers and to match private resources to complete water quality restoration and protection projects for lakes and rivers.

The city of Minneapolis will not receive $90,000 for a grant to an organization that would study energy conservation and energy planning in lieu of a proposed high-voltage transmission line along the Midtown Greenway neighborhood. â&#x20AC;&#x153;Projects of this type normally do not receive funds from the renewable development fund for localized studies and I am concerned about the precedence that this would set,â&#x20AC;? wrote Pawlenty.

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fundâ&#x20AC;&#x2122;s bottom line.

Development funds are appropriated as grants for research and development to find alternatives to nuclear energy.

However, a provision in the law will redirect $21 million of those funds for a solar module rebate program.

by Sue Hegarty

8075 Lucerne Blvd.

3 Miles West of I-35 952-440-4656 â&#x20AC;˘ HeritageLinks.com Lakeville, MN 55044

12A

June 24, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

State revenue raising proposal raises none Omnibus tax bill includes tax breaks for those dealing with natural disasters

by Lee Ann Schutz SESSION WEEKLY

Tax bills have had a slimto-none chance of escaping Gov. Tim Pawlentyâ&#x20AC;&#x2122;s veto pen over the years.

Void of revenue-raising proposals, this sessionâ&#x20AC;&#x2122;s omnibus tax law mostly falls into the slim category. All provisions were OKâ&#x20AC;&#x2122;d, except for three appropriations for local project appropriations which were vetoed.

Among the provisions in the law, sponsored by Rep. Ann Lenczewski, DFLBloomington, and Sen. Tom Bakk, DFL-Cook, are tax breaks to those trying to rebuild from flooding and other natural disasters experienced in the last few years.

Otter Tail County will see $200,000 to compensate for the cost of road and infrastructure repair due to flooding, and the City of St.

Charles will see additional state aid for its loss of tax base due to a fire at the cityâ&#x20AC;&#x2122;s largest employer.

Most provisions in the law are effective for assessment year 2010, for taxes payable in 2011.

Property taxes The new law provides a valuation exclusion for a home where the value has been reduced by at least $15,000 after a natural disaster; has been restored or rebuilt by the end of the year after the disaster; and has an estimated market value after reconstruction that exceeds its pre-disaster value by at least $25,000.

Recent laws relating to land assessments of family farms, especially the 2008 Green Acres law, are controversial. At the very least, opponents seek clarification of

some of the provisions.

The new law asks the commissioner of revenue to develop a fair and uniform method of determining the average value of agricultural land in each county to be used for property enrolled in the Green Acres program.

Other provisions include: â&#x20AC;˘ in response to a portion of the tax courtâ&#x20AC;&#x2122;s decision in Sommerdorf v. Sherburne County, the law broadens eligibility for property used for commercial boarding of horses to qualify for agricultural classification; and â&#x20AC;˘ a 13-member property tax working group is established to investigate ways to simplify the property tax system, to reexamine the property tax calendar and to determine the cost-benefit ratio of the various property tax components. Recommendations are due to the Legislature by

Feb. 1, 2012.

sales taxes.

Local authority extended

Vetoed items The governor vetoed three projects, funded at $100,000 each: development of a carbon-neutral industrial park in Chisago County; preliminary engineering and design for a biomass facility and industrial park improvements for renewable energy development in Princeton; and facility and parking improvements at the Revenue Departmentâ&#x20AC;&#x2122;s Ely facility.

In his veto letter, Pawlenty said the appropriations were rejected â&#x20AC;&#x153;because the local projects they fund were never vetted through the committee process where the merits of each could be publicly and properly evaluated.â&#x20AC;?

One way for local units of government to bring in new revenue is through local food and beverage and/or lodging taxes, and also by asking the Legislature for permission to have their residents decide whether bonds should be let for certain projects.

Local taxing authority approved in the law includes: â&#x20AC;˘ Rochester can issue up to $43.5 million in general obligation bonds to pay for the Mayo Civic Center Complex project; â&#x20AC;˘ Proctor can increase its bonding authority to pay for a street and community center project from $3.6 million to $10 million; and Other provisions â&#x20AC;˘ Detroit Lakes, Marshall Tax Increment Financand Biwabik can impose local ing regulations are somewhat

eased by providing local units of government more ability to use the tool for redevelopment purposes. The law also expands short-term borrowing authority for larger watershed districts and authorizes the Metropolitan Council to issue $34.6 million in bond revenues to fund its transit capital improvement plan.

There are some steps laid out that could lead to tax reform, including a required report of the state tax expenditures.

By Feb. 15, 2011, the Revenue Department is to suggest to the Legislature a process for periodic review and a sunset for extension of tax expenditures. The law appropriates $60,000 in fiscal year 2011 to fund the review.

Bipartisanship helped kill proposed K-12 education bill Lost in the shuffle were new licensing provisions and levy-renewal power SESSION WEEKLY

Discord over an alternative teacher licensure pathway endorsed by the governor, many Republicans and some DFLers helped kill an omnibus K-12 bill, as well as the possibility of a federal grant that could have brought scarce new funds to Minnesota schools.

Of four omnibus education bills compiled this year, none landed on the governorâ&#x20AC;&#x2122;s desk, each dead-ended for various procedural and political reasons.

The House passed one of them, H.F. 3833, May 11 after voting down an amendment that would have included the controversial licensure provision.

The provision, originally sponsored by Rep. Carlos Mariani, DFL-St. Paul, chairman of the House K-12 Education Policy and Oversight Committee, would have allowed limited two-year licensure for Teach for Amer-

ica members and others who meet certain criteria. They could have been placed Pat Garofalo in certain school districts to meet specific needs.

However, other DFLers and the state teachersâ&#x20AC;&#x2122; union, Education Minnesota, said it lacked requirements for adequate student teaching experience and close supervision by a licensed teacher. â&#x20AC;&#x153;Unfortunately, it was the teachersâ&#x20AC;&#x2122; union who threw the sand in the gears and blocked reform from happening,â&#x20AC;? said Rep. Pat Garofalo, R-Farmington, by â&#x20AC;&#x153;bullyingâ&#x20AC;? enough DFL members into voting no.

Garofalo praised Mariani and Rep. Mindy Greiling , DFL-Roseville, chairwoman of the House K-12 Education Finance Division, for their leadership on policy re-

forms.

He said that if the proposal and other reforms had passed, he could have asked his colleagues to support â&#x20AC;&#x153;a reasonable compromiseâ&#x20AC;? on a proposed temporary extension on school operating levies, also in the bill.

The proposal would have given school boards authority through June 30, 2016, to renew expiring levy referendum without putting the question to voters. It included a reverse referendum.

Greiling said that proposal was supported by most education groups, who saw it as a needed strategy to maintain fiscal stability as the state dips further into school revenue to help balance its budget.

Because the Senate did not take up H.F. 3833, or sponsor a companion, it died.

While schools were spared cuts, policy reforms that could have helped Minnesota win a federal Race to the Top grant and others offering budget relief for school districts were left on the table, as was the funding reform plan Greiling proposed, known as the â&#x20AC;&#x153;New Minnesota Miracle.â&#x20AC;?

Reforms in the bill included annual teacher and principal evaluations, alternative licensure for mid-career changers, stronger teacher licensing requirements and an end-of-course algebra examination that could lead to new accountability measures.

Without policy reforms in place, Gov. Tim Pawlenty announced May 19 he wonâ&#x20AC;&#x2122;t re-apply for the grant, which could have been worth as much as $175 million.

Losing out on the grant is Race to the Top hopes one thing, but schoolsâ&#x20AC;&#x2122; problems are going to get worse over before they get better. AcGreiling called this â&#x20AC;&#x153;the counting shifts delaying state worst year weâ&#x20AC;&#x2122;ve ever had for aid payments to schools up to education.â&#x20AC;?

by Kris Berggren

30 percent in the next biennium became law.

What got left behind Left behind were several strategies Greiling hoped would give school districts strategies to maintain fiscal stability.

One proposal would have smoothed bureaucratic snags that left $8 million of special education reimbursement by Medicaid and Medicare uncollected by school districts last year. It would have made it easier to bill the thirdparty payers by streamlining required consent forms.

School districts would have gained easier access to health and safety revenue through reductions in red tape involved in applying for the revenue.

An idea to hire a quasi-independent analyst to monitor school trust lands activities, based on a successful model that has grown Utahâ&#x20AC;&#x2122;s school fund to $1 billion, wonâ&#x20AC;&#x2122;t happen this year.

Accomplishments A few provisions survived as parts of other laws or stand-alone laws: â&#x20AC;˘ Metro Deaf SchoolMinnesota North Star Academy, a St. Paul charter school, likely would have folded without legislative authorization in H.F. 3329, sponsored

by Greiling, for the Education Department to accelerate its reimbursement for special education services; â&#x20AC;˘ statewide physical education standards, plus other voluntary measures promoting childrenâ&#x20AC;&#x2122;s health and fitness, are part of a health care law signed May 25 by the governor; and â&#x20AC;˘ a proposed repeal of the statute that led to $416 million of short-term lending by school districts to the state this spring was modified, becoming a provision in the supplemental budget law.

The state may now tap those schools for cash flow help, but no longer must do so before seeking other loans.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 24, 2010

13A

Absentee balloting for the DEED targets funding for infrastructure across the state primary begins June 25 Minnesota Secretary of State Mark Ritchie reminded voters who will be away from home or otherwise unable to make it to their polling locations on Aug. 10 that they can vote absentee in the state primary beginning Friday, June 25.

The absentee balloting time period comes earlier this year because Minnesota moved its primary from September to August to provide active-duty military and overseas voters more time to participate in Minnesotaâ&#x20AC;&#x2122;s elections. â&#x20AC;&#x153;We expect many Minnesotans will be out camping, fishing, enjoying our state parks, or relaxing on the lake away from home this summer,â&#x20AC;? Ritchie said. â&#x20AC;&#x153;If you want to vote in the primary, but you are going to be away from home or otherwise be unable to go to your polling location on August 10, you

can still participate starting June 25,â&#x20AC;? Ritchie said.

The absentee balloting period for the state primary is Jun. 25 - Aug. 9. State law allows eligible Minnesota voters to vote absentee either by mail or in person for one of the following reasons: â&#x20AC;˘ Absence from the precinct (away from home) â&#x20AC;˘ Illness or disability â&#x20AC;˘ Serving as an election judge in another precinct â&#x20AC;˘ Religious discipline To vote absentee by mail, visit the secretary of stateâ&#x20AC;&#x2122;s Web site to download and print an absentee ballot application, or contact your county auditor or municipal clerk to obtain one. Voters can vote absentee in person during normal business hours at their county auditorsâ&#x20AC;&#x2122; offices and some city clerksâ&#x20AC;&#x2122; offices.

There are special voting procedures for active-duty military personnel, their de-

pendents, and Minnesotans overseas. This office encourages these voters to visit https:// minnesota.overseasvotefoundation.org, a one-stop-shop developed by the Office of the Secretary of State in partnership with the Overseas Vote Foundation, to assist these voters in requesting their absentee ballots.

Voters will notice improved absentee ballot materials designed to make the process of voting absentee more user-friendly and to reduce errors made by voters when completing their ballots. The office received national recognition for the redesigned materials from the Center for Plain Language earlier this year.

The office has produced several informative brochures to guide Minnesotans on voting. Visit www.sos.state.mn.us for more information on voting and registration.

burnsvillechamber.com.

Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Monday, June 28, 5 to 7 p.m., Networking After Hours/ Comfort Inn 5th Anniversary & Going Green Party, Comfort Inn of Lakeville, 17605 Kenrick Ave. There is no admission charge or RSVP needed to attend. â&#x20AC;˘ Tuesday, June 29, 7:30 a.m., New Member Orientation, chamber conference room. â&#x20AC;˘ Wednesday, June 30, noon, Golf Classic Committee Wrap-up, Willingerâ&#x20AC;&#x2122;s Golf Club. â&#x20AC;˘ Wednesday, July 7, 7:30 to 8:30 a.m., Morning Brew, Perkins Restaurant. â&#x20AC;˘ Wednesday, July 15, 4:30 to 6:30 p.m., Networking After Hours, Green Mill Restaurant. â&#x20AC;˘ Tuesday, July 20, 11 a.m. to 1 p.m., grand opening and ribbon cutting at Infinite Surfaces.

River Heights Chamber of Commerce events: â&#x20AC;˘ Friday, June 25, 6:30 to 8:30 p.m., Kaposia Days Parade. Live coverage of the 2010 South St. Paul Kaposia Days Parade at http://www.townsquare.tv. â&#x20AC;˘ Tuesday, July 13, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Mississippi Pub, 4455 66th St. E., Inver Grove Heights.

Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, July 14, 11 a.m. to 3 p.m., grand opening of Jimmy Johns, 5850 Blaine Ave., Inver Grove Heights. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, July 21, 7 to 9 p.m., Inver Grove Heights Days meeting at Drkulaâ&#x20AC;&#x2122;s - lower level.

Information: www.ighdays.org. â&#x20AC;˘ Thursday, July 29, 4 to 6 p.m., Wakota Bridge opening celebration. Information: Jennifer Gale, (651) 451-2266, ext. 1031.

to noon, Developing a Brand Playbook.

GEN, the next GENeration of networking will hold a kickoff meeting from 7 to 9 a.m. Wednesday, June 30, at the Eagan Civic Arena, second floor conference room, 3870 Pilot Knob Road, Eagan. GEN is networking for the next GENeration through Growth, Education and Networking. The meeting with cover benefits of being a member of GEN, how GEN differs from other networking groups, the interactive website and the ability to network with other area businesses. A complimentary breakfast will be provided. To register and learn more, visit www.gencommunity.com.

Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 2165406.

Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals.

Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan.

To see if your category is open go to www.NetworkUnlimited.org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession.

Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets

The Minnesota Department of Employment and Economic Development has $12.5 million in grants available for communities that need help paying for public infrastructure related to business development projects.

The funding, which was signed into law by Gov. Pawlenty during the 2010 legislative session, includes $8.5 million for the Greater Minnesota Business Development Public Infrastructure Grant Program and $4 million for the Innovative Business Development Public Infrastructure Grant Program. â&#x20AC;&#x153;These grants are a wise investment in Minnesotaâ&#x20AC;&#x2122;s future,â&#x20AC;? said DEED Commissioner Dan McElroy. â&#x20AC;&#x153;They will create jobs and stimulate economic development throughout the state.â&#x20AC;?

The Greater Minnesota Business Development Public Infrastructure Grant Program will cover up to 50 percent of

the public infrastructure costs for economic development projects that expand or retain jobs, increase the local tax base or stimulate economic development outside the seven-county Twin Cities area.

Infrastructure can include wastewater collection and treatment, drinking water, storm sewers, utility extensions and streets.

Qualified economic development projects include manufacturing operations, warehouse and distribution centers, research and development facilities, agricultural processing plants and industrial parks.

Retail developments and office projects do not qualify under the program.

More details on the program, including an application packet, are available at www.tinyurl.com/publicinfrastructure.

The second program, the Innovative Business Development Public Infrastructure Grant Program, will cover up

to 50 percent of the public infrastructure costs for â&#x20AC;&#x153;innovative businessesâ&#x20AC;? that expand or retain jobs. Funding can be used for land acquisition and preparation, telecommunications, bridges, parking ramps, demolition, hazard remediation, pre-design, construction, equipment and furnishings.

The program defines an innovative business as a firm that is researching, developing or producing proprietary technology for a product, process or service. The business can be in a high-technology field, tourism, forestry, mining, transportation or green manufacturing.

More details on the program, including an application packet, are available at www. tinyurl.com/innovativebusiness.

For more details about DEED, visit www.PositivelyMinnesota.com. Follow us on Twitter at www.twitter.com/ PositivelyMN.

Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332.

Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bobâ&#x20AC;&#x2122;s) in Burnsville. For more information,

call Kelly at (612) 861-8300.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville.

For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets

the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org).

Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Kocina Branding & Marketing Companies (350 W. Burnsville Parkway, Suite 350, Burnsville) events. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218.

Price: Enter â&#x20AC;&#x153;Complimentaryâ&#x20AC;? in the comment section. â&#x20AC;˘ Thursday, June 24, 8:30 to 10:45 a.m., Marketing through Facebook â&#x20AC;&#x201C; What Marketing Managers and Business Owners Need to Know about the Selling Power of Facebook. â&#x20AC;˘ Tuesday, June 29, 8:30 to 11 a.m., Creating a Social Media Plan. â&#x20AC;˘ Wednesday, June 30, 8:30

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Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, June 24, 8 to 9 a.m., Farmington Breakfast, Farmington Eagles Club, 200 Third St., Farmington. Updates from City Administrator Peter Herlofsky and ISD 192 superintendent Dr. Brad Meeks. RSVP

by Tuesday, June 22, to mtighe@ dcrchamber.com. Cost: $15.

Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Tuesday, June 29, 8:30 to 10 a.m., MN Chamber of Commerce Policy Development Meeting, Enjoy! restaurant, 15435 Founders Lane, Apple Valley. Roundtable discussions to obtain feedback from members on the top issues affecting their business and provide a report on the current happenings at the state legislature. Co-hosted by the six chambers of Dakota County. RSVP to mtighe@dcrchamber.com by June 24. Free to attend; coffee, juice, and pastries will be served.

Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, July 15, 6 to 7:30 p.m., Protecting Your Child seminar at Edward Jones, 3420 150th St. W., Rosemount. Free. The seminar will answer commonly asked questions regarding estate planning for families with small children. It will also provide information for parents going on vacation without their children and providing for their children financially. Information and RSVP: Jennifer Heuisnkveld, (612) 2174387, jennifer@heusinkveldlaw. com.

Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, June 24, 4:30 to 6:30 p.m., Business After Hours at American Legion Post #1776, 14521 Granada Drive, Apple Valley. Information: LeeAnn Schirmer at info@AppleValleyChamber. com.

Burnsville Chamber of Commerce events: â&#x20AC;˘ Tuesday, July 6, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway, Suite 150, Burnsville. Free. RSVP: travis@burnsvillechamber.com or anne@burnsvillechamber.com. â&#x20AC;˘ Wednesday, July 28, 4 to 5 p.m., Chamber Ambassadors meeting. Information: travis@

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June 24, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com

Positively Minnesota Marketing Partnership

E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (651) 675-5660

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.ci.eagan.mn.us

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841

Phone: (651) 280-6821

E-mail: Positively.Minnesota@state.mn.us

Web site: www.ci.farmington.mn.us

Burnsville Convention & Visitors

Dakota Future

Bureau

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

gateway for economic development services within Dakota County.

Phone: (952) 898-5646 Fax: (952) 487-1777

Address: P.O. Box 240874, Apple Valley MN 55124-0874

Web site: www.burnsvillemn.com

E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101,

Minnesota Workforce Centers in Burnsville and West St. Paul

Lakeville, MN 55044 Phone: (952) 469-2020

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department

Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

of Employment and Economic Development and other state agencies

Dakota County Regional Chamber of Commerce

Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful

Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

business mentors.

Phone: (952) 890-7020

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate de-

E-mail: enjoyeagan@eaganmn.com

velopment process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

E-mail: jhohenstein@cityofeagan.com Farmington, Tina Hansmeier E-mail: thansmeier@ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Building Five 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ronald Enright, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 4-26-10 Ronald Enright, Owner 2236379 6/24-7/1/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Vista View Apartments 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ronald Enright, 1612 E. Cliff Road, Burnsville, MN 55337 Trudie Enright, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 4-26-10 Ronald Enright, Owner 2236438 6/24-7/1/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-346 ESTATE OF MARGARET ANN BUEHLER, DECEDENT It is Ordered and Notice is given that on July 26, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated December 29, 2005, and for the appointment of Robert Gerard Buehler whose address is: 4750 S. Lake Sarah Drive, Maple Plain, MN 55359 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 6/11/10 Joseph T. Carter Judge (COURT SEAL) Attorney For Personal Representative Daniel J. Sheridan Sheridan Law Offices 4470 Erin Drive Suite 101 Eagan, MN 55122 651-452-8705 183210 2230360 6/17-6/24/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: N-Rite Construction, Inc. 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

N-Rite Construction, Inc., 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 4-26-10 Ronald Enright, Owner 2236419 6/24-7/1/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Bell4Less 2. State the address of the principal place of business: 17708 Glasgow Way, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Cedric D. Roberson, 17708 Glasgow Way, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 06/12/10 Cedric D. Roberson 2233787 6/24-7/1/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: I.D. ink 2. State the address of the principal place of business: 18401 Lake Forest Dr., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Alisha Perkins, 18401 Lake Forest Dr., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 5/12/2010 Alisha Perkins, Owner 2233732 6/24-7/1/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Pool Construction, Inc. 2. State the address of the principal place of business: 3220 Terminal Drive, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Global Specialty Contractors, Inc., 3220 Terminal Drive, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date June 14, 2010 Todd V. Johnson, President 2238460 6/24-7/1/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Building Seven 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ronald Enright, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 4-26-10 Ronald Enright, Owner 2236401 6/24-7/1/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE NOTICE AND ORDER FOR HEARING PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Lance A. Miller & Associates a financial advisory practice of Ameriprise Financial Services 2. State the address of the principal place of business: 14985 Glazier Ave., Suite 650, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Lance A. Miller, 14985 Glazier Ave., Suite 650, Apple Valley, MN 55124 Christine M. Heller, 14985 Glazier Ave., Suite 650, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 06/10/2010 Lance A. Miller, President 2233851 6/24-7/1/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-351 ESTATE OF PATRICIA C. WOODMIDTLING, DECEDENT It is Ordered and Notice is given that on July 26, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated March 1, 2006 (”Will”), and for the appointment of James W. Wood whose address is: 244 Twin Lake Trail, Little Canada, Minnesota 55127 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date June 15, 2010 Michael J. Mayer Judge (COURT SEAL) Attorney For Personal Representative Ronald B. Sieloff (#100900) Sieloff and Associates, P.A. Yankee Square Office III 3460 Washington Drive; #214 Eagan, Minnesota 55122 Phone: 651-454-2000; Fax: 651-452-1240 2231773 6/17-6/24/10

ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No.: 19HA-PR-10-333 In Re: Estate of: Roger William Schroers, Deceased.

Notice is given that a Petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration.

Any objections to the Petition must be filed with the Court prior to or at the hearing. If proper, and if no objections or claims are filed, the Court may issue a decree distributing or assigning the Estate’s assets.

It is Ordered and Notice is now given that the Petition will be heard on July 12, 2010 at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033.

Date 6-8-10 Thomas Poch Judge (COURT SEAL) Attorney for Petitioner Heather L. L. Koering #30394X Eastlund, Solstad, Cade & Hutchinson, Ltd. 4200 County Road 42 West Savage, MN 55378 Telephone: (952) 894-6400 Fax: (952) 894-6421 2227868 6/17-6/24/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-326 In Re: Estate of THOMAS ROBERT DORN aka THOMAS DORN, Decedent.

It is Ordered and Notice is given that on July 12, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Kristi Dorn, whose address is 13417 Settlers Ridge Court, Burnsville, MN 55337, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 6/7/10

BY THE COURT Joseph Carter Judge of District Court KRISTI DORN, PRO SE 13417 Settlers Ridge Court Burnsville MN 55337 (952)953-3636 2221914 6/17-6/24/10P

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Soulfisher Photography 2. State the address of the principal place of business: 13112 Circle Dr., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ronica Norton, 13112 Circle Dr., Burnsville, MN 55337 Mark Norton, 13112 Circle Dr., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date June 6, 2010 Ronica Norton, owner 2231494 6/17-6/24/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Coldstone Creamery of Mendota Heights 2. State the address of the principal place of business: 720 Main Street, Suite 103, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Markel LLC, 2760 Imperial Av N., Lake Elmo, MN 55042 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 6/16/10 Kenneth C Kelton 2233263 6/24-7/1/10P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-340 ESTATE OF Norma B. Erdman aka Norma B. Maus, DECEDENT It is Ordered and Notice is given that on July 12, 2010 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated June 18, 1980 and codicil (____) to the will dated February 19, 2008, and for the appointment of Donna J. Pellman whose address is: 2185 68th Street East, Inver Grove Heights, MN 55077 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 6/9/10 Joseph Carter Judge (COURT SEAL) Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2227909 6/17-6/24/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-353 ESTATE OF John J. McDonald, Jr., DECEDENT It is Ordered and Notice is given that on July 26, 2010 at 9:00 a.m. a hearing will be held in this Court at The Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated July 27, 1994 (”Will”), and for the appointment of Ann Donovan McDonald whose address is: 2358 Fieldstone Court, Mendota Heights, MN 55120 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 6-16-10 Michael V. Sovis Judge (COURT SEAL) Attorney For Personal Representative Timothy W. Ridley MEAGHER & GEER, PLLP 33 South Sixth Street Suite 4400 Minneapolis, MN 55402-3788 612-347-9128 130515 2233228 6/24-7/1/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Synergy Dance Center 2. State the address of the principal place of business: 945 8th Street, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Dana L. Riste, 16640 Galaxie Way, Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 6/7/2010 Dana L. Riste 2230629 6/17-6/24/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-344 ESTATE OF Thomas M. Swanson, DECEDENT It is Ordered and Notice is given that on July 12, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated January 9, 2010, and for the appointment of Judith Walters whose address is: 9725 Lower 167th Street East, Lakeville, MN 55044 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 6/10/10 Joseph T. Carter Judge (COURT SEAL) Attorney For Personal Representative Thomas R. Lehmann Lehmann & Lutter, P.A. 2113 Cliff Drive Eagan, MN 55122 (651)452-6693 184226 2230390 6/17-6/24/10

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PUBLIC NOTICE

Public Sale July 15th 1 p.m.

2001 Honda VT750DC Vin # JH2RC44041K503561 16640 Kenrick Ave, Lakeville, MN 55044 2239988 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m.

1984 Honda VT700C Vin # JH2RC1900EM012132 16640 Kenrick Ave, Lakeville, MN 55044 2239996 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m.

1984 Honda VT700C Vin # JH2RC1909EM001775 16640 Kenrick Ave, Lakeville, MN 55044 2240028 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m.

1998 Honda CBR900RR Vin # JH2SC3315WM200225 16640 Kenrick Ave, Lakeville, MN 55044 2240008 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m.

1973 Honda CB500K2 Vin # CB500-2110955 16640 Kenrick Ave, Lakeville, MN 55044 2240042 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m.

2005 Yamaha YZFR1TB Vin # JYARN13E75A012469 16640 Kenrick Ave, Lakeville, MN 55044 2240058 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m.

1986 Honda CMX250C Vin # JH2MC130xGK1113549 16640 Kenrick Ave, Lakeville, MN 55044 2239894 6/24-7/8/10P

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-CV-10-726 Case Type: Harassment SHARON VESEY Petitioner(s) vs.

GAY & SCOTT CAVANAUGH Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.

A hearing is scheduled for July 16, 2010 at 9:00 a.m. at 1 Mendota Rd W #140, West St Paul MN 55118 Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order.

Date JUNE 17, 2010 CAROLYN M RENN Court Administrator Lori Schnepf Senior Court Clerk 2235034 6/24/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District: Court File Number: 19AVFA-10-1865 Case Type: Domestic Abuse In the Matter of: Cathy Joan Ford, Petitioner, vs.

Bobbie Jo Knutson, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN on July 26, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date June 22, 2010 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2240001 6/24/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

SuperLock Self Storage You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a sale on site on Wednesday July 21, 2010 at 10:00 AM. Unit # Tenant 2519 David Smiler Description of Items 3 sets of golf clubs, lounge chair, compound bow, compressor, 3 lamps, sofas, TV’s, bed frame, mattress, patio furniture, shelving, misc tools, taxidermy duck & deer head, misc household goods and 20 +/- boxes.

The contents will be sold for cash at auction to the highest bidder.

2235128 6/24-7/1/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-10-748 Case Type: Domestic Abuse In the Matter of: Bonnie Mae Werre, Petitioner vs.

Gregory Thomas Wikan, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on August 20th, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date 6/18/2010 Carolyn M. Renn Court Administrator K.L. Deputy 2237910 6/24/10

PUBLIC NOTICE

Notice of Sale of Personal Property To Satisfy Lien Thereon Notice is hereby given that the personal property described as follows: A brown and white male pinto stallion named Winsdown Code Talker foaled 04/27/05 located at Bob Jensen Stables, Inc., 19650 Judicial Road, Lakeville, Minnesota 55044 will be sold at public auction by the Dakota County Sheriff on the 22nd day of July, 2010 at 9:00 a.m., at Bob Jensen Stables, Inc., 19650 Judicial Road, in the City of Lakeville, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Naomi Lee Farr, as the owner thereof to Bob Jensen Stables, Inc. in the sum of Ten-Thousand, Eight Hundred, Sixteen and 88/100 ($10,816.88) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and the grounds of said lien are storage of and care for owner’s personal property remaining at Bob Jensen Stables, Inc. following failure of owner to meet contractual obligations. The successful bid, other than a bid by the lien claimant, Bob Jensen Stables, Inc. shall be in cash or by certified funds. Bob Jensen Stables, Inc. may bid by offset against the lien amount.

Dated: June 24, 2010 Bob Jensen Stables, Inc. 2239031 6/24-7/8/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 MOVI Manufactured home, VIN# 14640317 currently located at 12656 Garner Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 8th day of July, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Kathy Louise Radtke (12/12/1941), Robert Carl Radtke (03/22/1933), Tammie Joy Hok (01/26/1975), Stephen Mathew Hok (04/13/1973) and Green Tree Financial, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Seven-Hundred, Seventy-Three Dollars and 33/100 ($3,773.33) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: May 24, 20 ________________________ Carol Williams, Agent Hometown Homes 2221081 6/10-6/24/10

Notice of Sheriff's Sale at Burnsville Toyota located at 14730 Buckhill Road Burnsville, MN. 55306.

The sale will be a 2000 Toyota Sienna Serial Number 4T3ZF13C0YU177379 with Minnesota License number DSG282. The sale date will be July 14th, 2010 at 1 P.M. 2227780 6/24-7/8/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 HSEH Manufactured home, VIN# HH4447 currently located at 12355 Geneva Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 8th day of July, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Deysi Lopez Alvarado (01/11/1980), Antonio Lopez Silva (01/03/1978) and Signal Finance Co., as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Five-Hundred, Eighty-One Dollars and 67/100 ($3,581.67) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: May 24, 2010 _______________________ Carol Williams, Agent Hometown Homes 2221044 6/10-6/24/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-1987 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 134327 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 1004, CIC No. 340, Springbrook Condominiums, a condominium located in Dakota County.

TO: LISA A. SANDERS; SPRINGBROOK CONDOMINIUM ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28 day of July, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134327 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. 471453, 553859, 554742, and 560207 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 658213, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 4-13-10

BY THE COURT: Rex Stacey Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske, P.A., 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2226658 6/17-6/24/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: A 1988 32 foot Carver Boat, Hull No. CDRN5049K788 currently located at River Heights Marina, Inc. 4455 66th Street East, Inver Grove Heights, MN 55076 with its tackle, apparel, and furniture or such part thereof or interest therein, as shall be necessary to satisfy the judgment of Eighteen thousand, seven hundred seventy nine and sixty three cents entered May 11, 2010 in Dakota County Court File Number 19HA-CV-08-2666 together with costs and interest accruing from May 11, 2010. The 1988 32 Foot Carver Boat will be sold at public auction by the Dakota County Sheriff on the 7th day of July, 2010 at 10:00 A.M. at River Heights Marina, Inc, 4455 66th Street East, Inver Grover Heights, MN 55076, to pay and satisfy a lien incurred due to storage and maintenance which is claimed to be due thereon of Tamara Anderson as the owner(s) thereof to: River Heights Marina, Inc. in the sum of $18,779.63 along with costs and interest accruing from May 11, 2010 exclusive of the expenses of advertising and sale.

2223076 6/10-6/24/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Tenacity Enterprises 2. State the address of the principal place of business: 16235 Franchise Ave. W., Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Vickie Martin, 16235 Franchise Ave. W., Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 6/15/10 Vickie Martin, Owner 2239842 6/24-7/1/10P

ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for exterior and interior renovations of the (4) four-plex at 14349, 14351, 14353, & 14355 Hayes Ave. Apple Valley, MN 55124. Bids will be received by the Office of the Director of Housing Finance & Development at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 10:00 AM, Thursday, July 1, 2010.

At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/Hayes four-plex A mandatory on site (meet at 14353 Hayes Ave. Apple Valley) review is scheduled for: T h u r s d a y J u n e 1 7 t h a t 1 0 : 0 0 A M . P r o j e ct manuals (bid packets) will be available at the site review. Failure to attend a site review will result in the vendor as not being qualified and their bid will be rejected.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders.

This is a Davis-Bacon prevailing wage project.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Capital Fund Coordinator Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4481 2223226 6/10-6/24/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Building Three 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Ronald Enright, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 4-26-10 Ronald Enright, Owner 2236364 6/24-7/1/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Partnership Four 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Partnership Four, 1612 E. Cliff Road, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed name number 38261600002 originally filed on May 7, 2010 under the name Building Four Partnership.

5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 5-27-10 Ronald Enright, Partner 2236453 6/24-7/1/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-342 Estate of Velta H. Mikelsons, Decedent It is Ordered and Notice is given that on July 12, 2010, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated November 8, 2005, and for the appointment of Valdis Mikelsons whose address is 1787 Lexington Avenue South, St. Paul, MN 55118 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 6-10-10

BY THE COURT Joseph Carter Judge of District Court (COURT SEAL) Attorney for Personal Representative Andrew W. Baese Briggs and Morgan, P.A. 332 Minnesota Street, #W2200 St. Paul, MN 55101 Attorney License No: 0284336 Telephone: 651-808-6444 FAX: 651-808-6450 Email: abaese@briggs.com 2227954 6/17-6/24/10

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: Adoption of the 2011-2015 Capital Improvement Plan (CIP).

APPLICANT: City of Lakeville.

WHEN: Thursday, July 8, 2010 at 6:00 p.m. or as soon thereafter as the parties may be heard.

WHERE: P l a n n i n g C o m m i s s i o n meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota.

QUESTIONS: Contact Daryl Morey, Planning Director at (952) 985-4422 or by e-mail at: dmorey@ci.lakeville.mn.us DATED: This 23rd day of June 2010.

CITY OF LAKEVILLE Charlene Friedges, City Clerk 2239849 6/24/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-3233 In the Matter of the Petition of: Christopher J. Lehmann, Personal Representative of the Estate of Marie M. Moldenhauer, Deceased, in Relation to Certificates of Title No. 51317 and 33670 issued for land in the County of Dakota and State of Minnesota legally described as follows: Part of Lot Four (4), Block Four (4), Parkview Addition, described as follows: Beginning at a point Two (2) feet Southeasterly of the Northwest corner of Lot Four (4), thence Southeasterly Fifteen (15) feet along the Northeasterly line of Edith Drive, thence Northeasterly to a point Ten (10) feet South of the Northeast corner of Lot Four (4), thence North Ten (10) feet to the Northeast corner of Lot Four (4), thence Southwesterly to the point of beginning, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

TO: JAMES EIGENMAN; KATHLEEN D. EIGENMAN; THE UNKNOWN HEIRS OF JAMES EIGENMAN; THE UNKNOWN HEIRS OF KATHLEEN D. EIGENMAN; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 14 day of July, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: 1. Reform the deed from James Eigenman and Kathleen D. Eigenman, husband and wife, to Oscar A. Gellert and Marie M. Gellert, as joint tenants, dated April 1, 1974, filed April 10, 1974, as Document No. 72369 to include the property described on Certificate of Title No. 33670.

2. Reform the Exempt Homestead Property Affidavit of Survivorship filed as Document No. 99303 to include the legal description on Certificate of Title No. 33670.

3. Direct the Registrar of Titles to cancel Certificate of Title No. 33670 and Certificate of Title No. 51317 and issue a new Certificate of Title in the name of Christopher J. Lehmann, Personal Representative of the Estate of Marie M. Moldenhauer.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon an party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 6/10/2010

BY THE COURT: Joseph Carter Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: David L. Grannis, III Grannis & Grannis 412 Southview Boulevard, Suite 1 South St. Paul, MN 55075 Attendance is not required at said hearing except to object to the entry of the above described Order.

2240018 6/24-7/1/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: PH LAWN & LANDSCAPE 2. State the address of the principal place of business: 1023 DWANE ST., SO. ST. PAUL, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

THEODORE PELTIER, 1023 DWANE ST., SSP, MN 55075 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 3/17/10 THEODORE PELTIER / OWNER 2231919 6/17-6/24/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Prime One Partnership 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Prime One Partnership, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 4-26-10 Ronald Enright, General Partner 2236338 6/24-7/1/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Sammon Architectural Sales 2. State the address of the principal place of business: 15927 Garden Gate Circle, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Peter Sammon, 15927 Garden Gate Circle, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 5-18-2010 Peter Sammon 2227767 6/17-6/24/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: NETWORK REALTY OF MN INC. 2. State the address of the principal place of business: 11995 CO. RD. 11 #220, BURNSVILLE, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

BEST 1 INC., 11995 CO. RD. 11 #220, BURNSVILLE, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 5/28/10 MICHAEL SAFI, PRESIDENT 2227741 6/17-6/24/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Eco Vida Global 2. State the address of the principal place of business: 625 21st Avenue North, South St. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Eco Vida, 4470 Erin Drive, Suite 101, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 5/28/2010 Mark Hodges, President 2230290 6/17-6/24/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Adelmann Flowers & Produce 2. State the address of the principal place of business: 3645 Sibley Memorial Hwy., Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Peggy Jo Adelmann, 3645 Sibley Memorial Hwy., Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 3-26-2010 Peggy Adelmann, Owner 2227683 6/17-6/24/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Nordic Mechanical Services Inc. 2. State the address of the principal place of business: 12006 12th Avenue S., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Nordic Services Inc., 12006 12th Avenue S., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 5-19-2010 Anthony Ravnikar, President 2227690 6/17-6/24/10P

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: CFS Plus 2. State the address of the principal place of business: 6880 135th Street West, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Cold-Formed Steel Plus, LLC, 6880 135th Street West, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 6/7/2010 Matthew I. Saari, Principal/Owner 2230315 6/17-6/24/10P

NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE OF SHERIFF’S SALE NOTICE AND ORDER OF HEARING NOTICE OF AND ORDER FOR

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-338 In Re: estate of Helene Seidl, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an application for informal probate of the above named decedent’s last will, dated August 12, 2008, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above named Court, and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of Cynthia Larson, whose address is 7041 Connelly Court, City of Savage 55378, as sole personal representative of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of her letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: June 9th, 2010.

Carol M. Renn Registrar By: Joann Bauer Deputy Registrar District Court Administrator BUSINESS LAW CENTER, PLC Steve E. Ness, Esq. (#177301) 7825 Washington Avenue, Suite 500 Bloomington, Minnesota 55439 (952) 943-3939 2227542 6/17-6/24/10P

ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION COURT FILE NO.: 19HA-PR-10-343 Estate of: BEVERLY A. WELCH, Decedent.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 12th day of July, 2010 at 9:00 o’clock a.m., a hearing will be held in the above-named Court at 1560 Highway 55, Dakota County Judicial Center, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the above-named Decedent, dated June 6, 2009, which has been filed with the Registrar, and for the appointment of Robert A. Welch, whose contact address is c/o Law Offices of Theresa Gerlach, PLLC, 1640 South Frontage Road, Suite 110, Hastings, Minnesota 55033, as Personal Representative of the Estate of the above-named Decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a Personal Representative will be appointed to administer the Estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate.

Notice is further given that ALL CREDITORS having claims against said Estate are required to present the same to said Personal Representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 6-10-10 Joseph Carter Judge of District Court Theresa M. Gerlach, Esq. LAW OFFICES OF THERESA GERLACH, PLLC 1640 South Frontage Road, Suite 110 Hastings, Minnesota 55033 MN Attorney License No.: 0388624 Telephone: (651) 438-8975 Facsimile: (651) 438-8976 Email: Theresa@GerlachFamilyLaw.com 2227439 6/17-6/24/10P

HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-327 In Re: Estate of MARY MARGARET CARTER, Decedent.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is given that on July 12, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Courthouse, 1560 West Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 8, 2003, and for the appointment of John Rogers Carter, whose address is 16915 Hubbard Trail, Lakeville, Minnesota as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 6/7/10

BY THE COURT Joseph Carter Judge of District Court Steven D. Pattee, Esq. Pattee Law Firm 17595 Kenwood Trail, Suite 150 Lakeville, MN 55044 (ARN: 0269918) T: 952-898-5552 F: 952-898-2775 Email: steve@patteelaw.com 2222023 6/17-6/24/10P

UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE BY ACTION COURT FILE NO.: 19HA-CV-10-1712 Anchor Bank N.A. f/d/b/a Anchor Bank St. Paul N.A. f/d/b/a Anchor Bank, West St. Paul N.A., Plaintiff, vs.

RiverValley Flower Company, Rita Lofstrom, James Lofstrom, ABN AMRO Mortgage Group, Inc., the State of Minnesota, ABC Partnership, XYZ Corporation, John Doe and Mary Roe, Defendants.

--------------------------------------------------NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above entitled action on May 3, 2010, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above-entitled action from Defendants, Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on August 6, 2010, at 10 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings, said county and state, the premises and real estate described in said Judgment and Decree, to-wit: Lot Seven (7), Block Four (4), Palomino Woods, according to the recorded plat thereof, Dakota County, Minnesota Dated: 6-9-10 Deputy Sheriff of Dakota County, Minnesota By: Robert Shingledecker, Deputy Sheriff SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: Thomas R. Donnelly Attorneys for Plaintiff, I.D. #349938 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (612) 432-3136 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2228021 6/17-7/22/10

Summons and Notice Child in Need of Protection or Services Matter State of Minnesota Stearns County District Court 7th Judicial District Court File Number: 73JV-10-5066, 73-JV-10-5067, 73-JV-10-5068 Case Type: Juvenile In the Matter of the Welfare of the Child(ren) of: Candie Mae Duea Czech, Parent Scott Joseph Roman Perrault NOTICE TO: Candie Mae Czech Perrault, above-named parent(s) or legal custodian(s).

1. A Child In Need of Protection or Services Petition has been filed in the Office of the Clerk of Juvenile Court located at 725 Courthouse Square St Cloud, Minnesota, alleging that the child(ren) of the above-named parent(s) or legal custodian(s) is/are in need of protection or services.

2. Notice is hereby given that the matter of said Child In Need of Protection or Services Petition will be called for hearing before the Juvenile Court located at 725 Courthouse Square, St Cloud, Minnesota, Pre Trial on July 19, 2010 at 1:30 pm and Court Trial on August 10, 2010 at 9:00 am or as soon after as the Matter can be heard.

3. YOU ARE ORDERED to appear before the Juvenile Court at the scheduled time and date.

4. You have a right to be represented by counsel.

5. If you fail to appear at the hearing, the Court may still conduct the hearing and grant appropriate relief, including taking permanent custody of the child/ren named in the Petition.

WITNESS, the Honorable John H Scherer Judge of District Court BY: Timothy Roberts Court Administrator FILED 6-18-10 Stearns County District Court

By Robin W Deputy 2240084 6/24-7/8/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-10-341 ESTATE OF June Skrypek, a/k/a June E. Skrypek a/k/a June Evelyn Skrypek, DECEDENT It is Ordered and Notice is given that on July 12, 2010 at 9:00 a.m. a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55 Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated February 5, 2004 (”Will”), and for the appointment of Galen Prail whose address is: 6940 Craig Ave. East, Inver Grove Heights, MN 55076 (2) Sherry Prail whose address is: 6940 Craig Ave. East, Inver Grove Heights, MN 55076 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 6/10/10 Joseph Carter Judge (COURT SEAL) Attorney For Personal Representative Daniel J. Fluegel (jym) FLUEGEL LAW FIRM P.A. 999 Westview Drive Suite 1 Hastings, MN 55033 T: 651-438-9777/F: 651-438-9775 Atty. Reg. #0303112 2228139 6/17-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 25, 2007 MORTGAGOR:S h a n n o n M a r i e Johnson, a single person.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded July 17, 2007, Dakota County Recorder, Document No. 2530719.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 2, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

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MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 T A X P A R C E L I . D . # : 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,751.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 12, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7915 1064169988 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196226 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 20, 2004 MORTGAGOR: Tommie Daye, a single person.

MORTGAGEE:C h a s e M a n h a t t a n Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 16, 2004, Dakota County Registrar of Titles, Document No. 545160, Certificate of Title No. 130974.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: June 8, 2007, Recorded: June 18, 2007, Document No. 612622.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1301 Echo Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-22600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Echo Hills Addition.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF

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��� ���� ��� ���� ������ ������ ������� ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,029.00 ���������� ���� ��������� ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$314,905.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3340 15817489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196403 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 5 , 2004 MORTGAGORS:Frank Gerdesmeier a/k/a Francis Gerdesmeier and Gayle Gerdesmeier, husband and wife.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded November 10, 2004, Dakota County Recorder, Document No. 2266090.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: April 26, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m to National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3745 West 321st Street, Northfield, MN 55057 TAX PARCEL I.D. #: 418340002001 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Legal Description Lots One (1) and Two (2) in Block One (1), Town of Waterford; and All that part of the Northeast Quarter (NE 1/4) of Northeast Quarter (NE 1/4) of Section Thirty (30), Townhsip One Hundred Twelve (112), Range Nineteen (19), described as follows: Commencing at the Northeast corner of Lot One (1), Block One (1), Town of Waterford, thence South 165 feet to the Southeast corner of said Lot One (1), Block One (1), thence East 51 feet to a point, thence North 165 feet to a point, thence West 51 feet to point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,031.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2100 0003611862 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196499 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 18, 2007 MORTGAGOR:Jaisef Domar-Drapes, a single person.

MORTGAGEE:BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2519095.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: April 28, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1387 Prairie View Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141530418001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Bristol Square Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,222.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-249 5212089 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195143 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 3 , 2005 MORTGAGOR:Twin Oaks Development, LLC, entity.

MORTGAGEE:BankUnited, FSB. DATE AND PLACE OF RECORDING: Registered September 6, 2005, Dakota County Registrar of Titles, Document No. 573871, Certificate of Titles No. 134207.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: April 28, 2010.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 513 Parkside Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 021700304006 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, in Chateaulin Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$193,792.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-247 459773-8 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195249 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2003 MORTGAGORS: Ronny N. Loew and Sandra R Loew, husband and wife.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 6, 2003, Dakota County Recorder, Document No. 2042967.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 300 Heritage Circle North, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170103001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Kelly Heights 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,033.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4065 634869106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239959 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 16, 2005 MORTGAGOR: Jessica L. Kaufman, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2005, Dakota County Recorder, Document No. 2367989.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030007981211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12820 Nicollet Avenue South #102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130033816 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12820 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $75,763.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4067 2003210409 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239928 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,275.00 MORTGAGOR(S): Jeffrey A Hanson, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325604 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 100039046749921884 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 708 Oak St, Farmington, MN 55024-1332 Tax Parcel ID Number: 14-33900-030-03 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of the North 1/2 of the East 1/2 of the West 2/3 of Block 3, Humphrey's Addition to the Town of Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $106,688.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014330F01 2194176 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 10, 2004 MORTGAGOR: Debra S. Dynan, a single person.

MORTGAGEE:C h a s e M a n h a t t a n Mortgage Corp. n/k/a Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded November 10, 2004, Dakota County Recorder, Document No. 2266265.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corp. n/k/a Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16108 Huron Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227740106001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Trotters Ridge 2nd Addition, according to the recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$286,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

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ING TAXES, IF ANY, PAID BY MORT GAGEE:$330,629.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3470 18640938 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196342 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,500.00 MORTGAGOR(S): Karyn L Kopecko, single MORTGAGEE: GMAC Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 21, 2001 Dakota County Recorder Document Number: 1758936 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7546 165th St W, Lakeville, MN 55044-9050 Tax Parcel ID Number: 22-27601-100-06 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Foxborough 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $113,363.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a

ness day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: GMAC Mortgage, LLC successor by conversion with GMAC Mortgage Corporation Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014512F01 2194188 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 16, 2006 MORTGAGORS:Neil R. Phillips and Cheryl Phillips, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 2, 2006, Dakota County Recorder, Document No. 2434554.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 7, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440003341542 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7106 Bovey Avenue, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-48625-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Michael D. Dupont 4th Addition Country Meadows COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$312,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$304,033.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: May 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8364 1974116485 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196438 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 MORTGAGOR(S): Thong Lee, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder Document Number: 2558599 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550157247262 Lender or Broker: Mortgage Banking Corporation Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2402 Rushmore Rd, Hastings, MN 55033-3728 Tax Parcel ID Number: 19-29702-320-03 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 3, Glendale Heights, Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,806.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009292F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2010 at 10:00 AM has been postponed to June 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009292F03 2234067 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Gonzalo G. Gonzalez and Maria L. Gonzalez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 03, 2004 Dakota County Registrar of Titles Document Number: 543755 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176104052878010 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130776 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4035 Mica Trl, Eagan, MN 55122-2949 Tax Parcel ID Number: 10-16704-210-05 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-one (21), Block Five (5), Cedar Grove No. 5, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,268.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007644F01 2236220 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Troy A Gerber and Andrea L Gerber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 23, 2006 Dakota County Registrar of Titles Document Number: 583415 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank, USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 04, 2010 Transaction Agent: Mortgage Elec-

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������ ������ ������� ���� ��� ����require Elec Mortgage Transaction Agent: THAT all pre foreclosure ments have been complied with; that tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- no action or proceeding has been instication Number: 100261495676740214 tuted at law or otherwise to recover the Lender or Broker: Great Northern debt secured by said mortgage, or any Financial Group, Inc. part thereof; Residential Mortgage Servicer: PURSUANT to the power of sale conOcwen Loan Servicing, LLC tained in said mortgage, the above-described property will be sold Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: by the Sheriff of said county as fol123934 lows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: July 02, LOCATED: Dakota 2010 at 10:00 AM Property Address: 20907 Huntsville PLACE OF SALE: Dakota County Trl, Lakeville, MN 55044-5860 Law Enforcement Center, 1580 HighT a x P a r c e l I D N u m b e r : way 55, Lobby S-100, Hastings, Minnesota 22-47475-270-05 L E G A L D E S C R I P T I O N O F P R O P - to pay the debt secured by said mortERTY: Lot 27, Block 5, Marion Fields, gage and taxes, if any, on said preDakota County, Minnesota. mises and the costs and disburseAMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed D U E A S O F D A T E O F N O T I C E : by law, subject to redemption within $307,699.29 six (6) months from the date of said THAT all pre-foreclosure require- sale by the mortgagor(s), their perments have been complied with; that sonal representatives or assigns. no action or proceeding has been instiIf the Mortgage is not reinstated tuted at law or otherwise to recover the under Minn. Stat. §580.30 or the propdebt secured by said mortgage, or any erty is not redeemed under Minn. Stat. part thereof; that this is registered §580.23, the Mortgagor must vacate property; the property on or before 11:59 p.m. on PURSUANT to the power of sale con- January 02, 2011, or the next busit a i n e d i n s a i d m o r t g a g e , t h e ness day if January 02, 2011 falls on a above-described property will be sold Saturday, Sunday or legal holiday. by the Sheriff of said county as folMortgagor(s) released from financial lows: obligation: NONE DATE AND TIME OF SALE: July 02, THIS COMMUNICATION IS FROM 2010 at 10:00 AM A DEBT COLLECTOR ATTEMPTPLACE OF SALE: Dakota County ING TO COLLECT A DEBT. ANY Law Enforcement Center, 1580 High- INFORMATION OBTAINED WILL BE way 55, Lobby S-100, Hastings, Minne- USED FOR THAT PURPOSE. sota THE RIGHT TO VERIFICATION OF to pay the debt secured by said mort- THE DEBT AND IDENTITY OF THE gage and taxes, if any, on said pre- ORIGINAL CREDITOR WITHIN THE mises and the costs and disburse- T I M E P R O V I D E D B Y L A W I S N O T ments, including attorney fees allowed AFFECTED BY THIS ACTION. by law, subject to redemption within THE TIME ALLOWED BY LAW FOR six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns.

RESENTATIVES OR ASSIGNS, MAY BE If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTJanuary 02, 2011, or the next busi- GAGED PREMISES ARE IMPROVED ness day if January 02, 2011 falls on a WITH A RESIDENTIAL DWELLING OF Saturday, Sunday or legal holiday.

LESS THAN FIVE UNITS, ARE NOT Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL obligation: NONE PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 THIS COMMUNICATION IS FROM ASSIGNEE OF MORTGAGEE: A DEBT COLLECTOR ATTEMPTU.S. Bank National Association ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Lawrence A. Wilford THE DEBT AND IDENTITY OF THE James A. Geske ORIGINAL CREDITOR WITHIN THE 8425 Seasons Parkway, Suite 105 T I M E P R O V I D E D B Y L A W I S N O T Woodbury, MN 55125-4393 AFFECTED BY THIS ACTION. (651) 209-3300 THE TIME ALLOWED BY LAW FOR File Number: 013713F01 REDEMPTION BY THE MORTGAGOR, 2190797 5/20-6/24/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION N O T ICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG default has occurred in the conditions OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED of the following described mortgage: DATE OF MORTGAGE: October 18, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2004 ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL MORTGAGE: $584,000.00 PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S): Darleen W. Smith DATED: May 20, 2010 A S S I G N E E O F M O R T G A G E E : and Columbus T. Smith, Jr., wife and H S B C B a n k , U S A , N . A . , a s husband, as joint tenants MORTGAGEE: Mortgage Electronic Trustee on behalf of ACE Securities Corp. Home Equity Registration Systems, Inc. AND PLACE OF REGISTERDATE Loan Trust and for the registered holders of ACE Securities Corp. ING: Registered: November 24, 2004 Home Equity Loan Trust, Series 2 0 0 6 - A S A P 3 , A s s e t B a c k e d Dakota County Registrar of Titles Document Number: 553004 Pass-Through Certificates ASSIGNMENTS OF MORTGAGE: Wilford & Geske, P.A. And assigned to: GreenPoint MortAttorneys for Assignee of Mortgagee gage Funding, Inc. Lawrence A. Wilford Dated: March 14, 2006 James A. Geske Registered: March 30, 2006 Dakota 8425 Seasons Parkway, Suite 105 County Registrar of Titles Woodbury, MN 55125-4393 Document Number: 587279 (651) 209-3300 And assigned to: The Bank of New File Number: 013364F02 2190874 5/20-6/24/10 York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF MORTGAGE Dated: March 22, 2010 FORECLOSURE SALE Transaction Agent: Mortgage ElecNOTICE IS HEREBY GIVEN that default has occurred in the conditions tronic Registration Systems, Inc. of the following described mortgage: Transaction Agent Mortgage IdentifiDATE OF MORTGAGE: December 21, cation Number: 10013800851527677 2006 Lender or Broker: GreenPoint MortORIGINAL PRINCIPAL AMOUNT OF gage Funding, Inc. Residential Mortgage Servicer: BAC MORTGAGE: $267,000.00 MORTGAGOR(S): Aric T Hood and Home Loans Servicing, L.P. Paige K Hood, husband and wife Mortgage Originator: Not Applicable MORTGAGEE: Mortgage Electronic CERTIFICATE OF TITLE NUMBER: Registration Systems, Inc. 126809 DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded: January 04, 2007 Dakota LOCATED: Dakota County Recorder Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Document Number: 2486073 ASSIGNMENTS OF MORTGAGE: Tax Parcel ID Number: And assigned to: U.S. Bank National 22-83665-012-01 Association LEGAL DESCRIPTION OF PROPDated: May 05, 2010 ERTY: That part of Lot 1, Block 1, Transaction Agent: Mortgage Elec- Weishaar Addition, according to the recorded plat thereof, Dakota County, tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- Minnesota, which lies Easterly of the following described line: Commenccation Number: 100021268000737730 Lender or Broker: Bankers Mortgage ing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minCompany, LLC Residential Mortgage Servicer: U.S. utes 18 seconds West, assumed bearing, along the North line of said Lot 1 a Bank Home Mortgage distance of 100 feet to the point of Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS beginning of the line to be described; LOCATED: Dakota thence South 00 degrees 37 minutes Property Address: 22 Madison Ct, 1 8 s e c o n d s E a s t 1 0 0 f e e t ; t h e n c e Hastings, MN 55033-1061 South 24 degrees 06 minutes East T a x P a r c e l I D N u m b e r : 162.1 feet to the South line of said Lot 19-57910-090-01 1 and said line there terminating, L E G A L D E S C R I P T I O N O F P R O P - Dakota County, Minnesota ERTY: Lot 9, Block 1, Pleasant Valley AMOUNT DUE AND CLAIMED TO BE 11th Addition, Dakota County, Minne- D U E A S O F D A T E O F N O T I C E : $658,003.52 sota AMOUNT DUE AND CLAIMED TO BE THAT all pre-foreclosure D U E A S O F D A T E O F N O T I C E : requirements have been complied with; $267,744.31 THAT all pre-foreclosure require- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� redeemed under Minn. Stat. erty is not §580.23, the Mortgagor must vacate ���������� ���� ��������� requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2196458 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $375,250.00 MORTGAGOR(S): Michael L Fritzen and Cindy R Fritzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 10, 2006 Dakota County Recorder Document Number: 2452837 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002728357 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19914 Evensong Ave, Farmington, MN 55024-8687 Tax Parcel ID Number: 14-16502-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Charleswood 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $414,002.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011938F02 2195274 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,920.00 MORTGAGOR(S): James P. Olson and Julie A. Olson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 04, 2005 Dakota County Recorder Document Number: 2377918 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001011177 Lender or Broker: United Resedential Mortgage, L.L.C. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13544 Dellwood Ct, Rosemount, MN 55068-3389 Tax Parcel ID Number: 34-18305-150-06 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Country Hills 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,502.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 MORTGAGEE: Mortgage Electronic Registration

Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013457F03 2193358 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,900.00 MORTGAGOR(S): Dave P Huber, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 11, 2004 Dakota County Recorder Document Number: 2174684 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6679 167th St W, Lakeville, MN 55068-1830 Tax Parcel ID Number: 22-21173-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Four (4), Donnay's Valley Park 4th, according to the plat thereof now on file and of record in the Office of the County Recorder within and for said County and State.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,908.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008087F02 2233711 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 4 , 2007 MORTGAGORS:Steven F. Plaszcz and Susanne J. Plaszcz, husband and wife.

Susanne J. Plaszcz, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 22, 2007, Dakota County Recorder, Document No. 2490049.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281224471742001 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5769 Ellice Trail, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-31007-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Greenleaf Eighth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$250,923.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8324 1914512473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196315 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2008 MORTGAGOR: Michael A. Carey, a single person.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 26, 2008, Dakota County Recorder, Document No. 2580375.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 7, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 18818 Dylan Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47801-070-04 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 7, Block 4, Meadow Creek Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$252,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$282,084.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 12, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4031 24857963 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196381 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jennifer M Moore, a married woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489136 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 28, 2006 Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489137 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506017290207 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 670 E 143rd St, Burnsville, MN 55337-4609 Tax Parcel ID Number: 02-84808-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Wood Park Plat Nine (9), Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,383.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014336F01 2194185 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,500.00 MORTGAGOR(S): Mary T Freundschuh and James A Freundschuh, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Recorder Document Number: 2502373 LOAN MODIFICATION: Dated: July 19, 2007 Recorded: October 16, 2007 Document Number: 2550787 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000782827 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14690 Biscayne Way W, Rosemount, MN 55068-3138 Tax Parcel ID Number: 34-80050-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, University Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,291.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

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THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013701F01 2190845 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,250.00 MORTGAGOR(S): James A Michka and Elizabeth C Jacobs-Michka, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2004 Dakota County Recorder Document Number: 2256970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001821336 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14029 Belmont Ct, Rosemount, MN 55318 Tax Parcel ID Number: 34-14502-190-02 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Biscayne Pointe Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,880.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006311F02 2236150 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,458.00 MORTGAGOR(S): Donald P. Gamer, married and Marcia A. Gamer, Husband and Wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: April 14, 2005 Dakota County Registrar of Titles Document Number: 563132 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: April 04, 2005 Registered: April 14, 2005 Dakota County Registrar of Titles Document Number: 563133 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5238 198th St W, Farmington, MN 55024-8429 Tax Parcel ID Number: 14-82501-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block One (1), Vermillion Grove 2nd Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $298,365.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015064F01 2239603 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 27, 2007 MORTGAGORS:Brian M. Wegwerth and Michelle J. Wegwerth, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 9, 2007, Dakota County Recorder, Document No. 2536386.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 7, 2010.

LLC, Dated: May 7, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000817174154 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1755 Brittany Road, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32850-180-06 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 6, Highland Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$240,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$241,302.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8378 1962366907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2196332 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 MORTGAGOR(S): Eric A. Goeman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 03, 2008 Dakota County Recorder Document Number: 2620922 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 19, 2009 Recorded: June 30, 2009 Dakota County Recorder Document Number: 2667739 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001835194 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16590 Imperial Cir, Lakeville, MN 55044-5600 Tax Parcel ID Number: 22-83300-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $265,331.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004419F02 2190865 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Denise O'Neil and Mike O'Neil, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 12, 2006 Dakota County Registrar of Titles Document Number: 587956 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008981269 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139513 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1600 Rio Loma Dr, Burnsville, MN 55337-1293 Tax Parcel ID Number: 02 64041 100 02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2) in Rio Loma 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,782.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial

���

������ ������ OTHER ������� ����THAT ��� ���� from financial Mortgagor(s) released THINGS, THE MORT obligation: NONE GAGED PREMISES ARE IMPROVED THIS COMMUNICATION IS FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR ATTEMPT- LESS THAN FIVE UNITS, ARE NOT ING TO COLLECT A DEBT. ANY PROPERTY USED IN AGRICULTURAL INFORMATION OBTAINED WILL BE P R O D U C T I O N , A N D A R E ABANDONED." USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Dated: May 10, 2010.

THE DEBT AND IDENTITY OF THE Wells Fargo Bank, N.A., as Trustee ORIGINAL CREDITOR WITHIN THE Mortgagee/Assignee of Mortgagee T I M E P R O V I D E D B Y L A W I S N O T USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 76-3554 MINNESOTA STATUTES, SECTION 1044428309 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 5/20-6/24/10 GAGED PREMISES ARE IMPROVED 2196838 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE PRODUCTION, AND ARE ABANDONED. FORECLOSURE SALE DATED: May 20, 2010 THE RIGHT TO VERIFICATION MORTGAGEE: Mortgage OF THE DEBT AND IDENTITY OF Electronic Registration THE ORIGINAL CREDITOR WITHIN Systems, Inc. TIME PROVIDED BY LAW IS THE Wilford & Geske, P.A. NOT AFFECTED BY THIS ACTION. Attorneys for Mortgagee NOTICE IS HEREBY GIVEN, that Lawrence A. Wilford default has occurred in conditions of James A. Geske the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE: J u n e 2 4 , Woodbury, MN 55125-4393 2005 (651) 209-3300 MORTGAGORS: Louis I. Flowers, II File Number: 014384F01 2193340 5/20-6/24/10 and Karen A. Flowers, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded October 24, 2005, Dakota FORECLOSURE SALE THE RIGHT TO VERIFICATION C o u n t y R e c o r d e r , D o c u m e n t N o .

OF THE DEBT AND IDENTITY OF 2373542.

ASSIGNMENTS OF MORTGAGE: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Assigned to: CitiMortgage, Inc, Dated: June 8, 2010.

NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: Mortgage NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTthe following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000127737 2005 LENDER OR BROKER AND MORTMORTGAGOR:Ray Johnson, a single GAGE ORIGINATOR STATED ON person.

MORTGAGE: Winstar Mortgage PartMORTGAGEE:First Franklin.

DATE AND PLACE OF RECORDING: ners, Inc RESIDENTIAL MORTGAGE SERRecorded March 7, 2005, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2301923.

A S S I G N M E N T S O F M O R T G A G E : 2812 Dana Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56700-090-01 Assigned to: First Franklin FinanLEGAL DESCRIPTION OF PROPcial Corporation, Dated: March 7, 2006, Recorded: April 3, 2006, Docu- ERTY: Lot 9, Block 1, Paula's 1st Addition ment No. 2417493. And thereafter COUNTY IN WHICH PROPERTY IS assigned to: Wells Fargo Bank, N. A. as Trustee for National City Mortgage LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1, Dated: MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE December 9, 2009.

DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $199,760.78 That prior to the commencement of MORTGAGE: NONE LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: First Franklin R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 1945 Ruby Court North, Eagan, MN secured by said mortgage, or any part thereof; 55122 PURSUANT to the power of sale conT A X P A R C E L I . D . # : tained in said mortgage, the above 10-20451-021-04 LEGAL DESCRIPTION OF PROP- described property will be sold by the Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: August Unit No. 21, Condominium No. 116, Diffley Commons 2nd Addition Vil- 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , las and Garden Homes, a condoLaw Enforcement Center, 1580 Hwy minium, Dakota County, MN. COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE:$133,650.00 AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of said sale by the mortgagor(s), their GAGEE:$142,165.12 That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPplied with all notice requirements as required by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortgagor(s) must vacate the property if the thereof; PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is 11:59 p.m. on February 14, 2011.

Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: July 9, FINANCIAL OBLIGATION ON MORT2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law GAGE: None "THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Hwy 55, REDEMPTION BY THE MORTGAGOR, Lobby #S-100, Hastings, MN to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: June 10, 2010. ing, unless otherwise provided by law, CitiMortgage, Inc. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE:None 10-4040 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, 550150484 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 6/24-7/29/10 REDUCED TO FIVE WEEKS IF A JUDI- 2234969 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� Recorded June 12, 2007, Dakota County Recorder, Document No. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2006 MORTGAGORS: Dwight Duncombe and Debra J. Reichstadt, both single MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded October 4, 2006, Dakota County Recorder, Document No. 2465915.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH2, Asset Backed Pass-Through Certificates, Series 2007-CH2, Dated: March 31, 2009, Recorded: April 29, 2009, Document No. 2653254.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 241 22nd Avenue South Unit 3, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70850-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Southvue Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,625.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4095 23573439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239720 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2007 MORTGAGOR:Jaisef Domar Drapes, a single person.

MORTGAGEE:BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded June 12, 2007, Dakota

2523570.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: February 25, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1379 Prairie View Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141530417001 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Bristol Square Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$222,129.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 6, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-246 521205-5 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2195127 5/20-6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $340,700.00 MORTGAGOR(S): Scott Oettinger and Heather Oettinger, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2006 Dakota County Recorder Document Number: 2418436 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: April 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900110841144 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13610 Birchwood Ave, Rosemount, MN 55068-3591 Tax Parcel ID Number: 34-14504-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Biscayne Pointe Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $336,254.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014053F01 2200177 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 T a x P a r c e l I D N u m b e r : 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,118.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F01 2205021 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 7, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions of Glendale Village Association (hereinafter the "Association") which was recorded as Document No. 1239080, as amended by the Amendment filed September 15, 1999, as Document No. 1637443, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 7, Block 3, Wensmann Sixth Addition, Dakota County, Minnesota STREET ADDRESS: 15105 December Way, Rosemount, MN 55068 TAX PARCEL ID NUMBER: 34-83605-070-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 7, 2010, from Shelly L. Brekke, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,821.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on December 11, 2009, as Document No. 2702019 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 17th day of August, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 17, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GLENDALE VILLAGE ASSOCIATION Attorneys for Glendale Village Association THOMSEN & NYBECK, P.A. By: ________________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Glendale Village/Brekke/09-7-239D)

2237389

6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Michael G. Schnarr and Paula L. Schnarr, husband and wife MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: November 14, 2003 Dakota County Recorder Document Number: 2140489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 254 20th Ave S, South Saint Paul, MN 55075-2159 Tax Parcel ID Number: 36-53600-180-08 LEGAL DESCRIPTION OF PROPERTY: Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen (13) and Eighteen (18), Block Eight (8), Oak View Addition to South St. Paul, together with that portion of the vacated alley which accrued thereto by reason of vacation thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,313.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013316F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 18, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013316F01 2233932 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 MORTGAGOR(S): Mitchell J. Loewen and Sandra L. Loewen, husband and wife

wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 20, 2006 Dakota County Recorder Document Number: 2482992 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120045232 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3701 Widgeon Way, Eagan, MN 55123-1155 Tax Parcel ID Number: 10-65904-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, St. Francis Wood 5th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,896.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014054F01 2194469 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2005 MORTGAGORS: Joseph J. Michaelson and Margaret A. Michaelson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 3, 2006, Dakota County Recorder, Document No. 2393713.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 17, 2009, Recorded: September 28, 2009, Document No. 2686819.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015902278008493 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 636 Thoreau Drive, Burnsville, MN 55337

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55337 TAX PARCEL I.D. #: 02-52002-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Nordic Estates 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $429,913.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7087 1942925904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205661 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,900.00 MORTGAGOR(S): Zachary S Olson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 15, 2007 Dakota County Recorder Document Number: 2524384 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550146104210 Lender or Broker: American Residential Mortgage, L.P. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 352 8th Ave S, South Saint Paul, MN 55075-2508 Tax Parcel ID Number: 36-64300-171-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,077.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014438F01 2200129 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2003 MORTGAGORS: R a y R a g s d a l e a n d Debra J. Ragsdale, husband and wife.

MORTGAGEE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded May 5, 2003, Dakota County Recorder, Document No. 2042164.

ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc. NKA CitiMortgage, Inc., Dated: March 31, 2003, Recorded: May 5, 2003, Document No. 2042165.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16641 Hutchinson Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-34602-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Hypointe Crossing 3rd Addition.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $292,006.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2011.

11:59 p.m. on January 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2329 6253870 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205300 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,500.00 MORTGAGOR(S): Anthony E Brown and Griselda Araiza Brown, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 29, 2006 Dakota County Recorder Document Number: 2484840 LOAN MODIFICATION: Dated: August 22, 2007 Recorded: September 11, 2007 Document Number: 2543051 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100446701000225634 Lender or Broker: Alternative Mortgage Options, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 630 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-31200-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Common Interest Community Number 550, Griseldas Whispering Meadows, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,707.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014256F01 2204110 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 12, 2007 MORTGAGOR: Kirk E. Duckwall, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2007, Dakota County Recorder, Document No. 2549760.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: June 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240015630814 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1535 Viewcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-76500-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Torrey Oaks, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,251.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2010.

First Franklin Financial Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3687 1044908290 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239737 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

���

������ ������ ������� ���� ��� G E���� NT S MORT the following described mortgage: TRANSACT ION A DATE OF MORTGAGE: April 16, 2003 GAGE IDENTIFICATION NUMBER ON MORTGAGORS: Bruce D. Konold and MORTGAGE: NONE LENDER OR BROKER AND MORTTamera L. Konold, husband and wife.

MORTGAGEE: Union Planters Bank, G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Mortgages Unlimited, National Association.

DATE AND PLACE OF RECORDING: Inc., A Minnesota Corporation RESIDENTIAL MORTGAGE SERRecorded July 31, 2003, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2087275.

A S S I G N M E N T S O F M O R T G A G E : 349 9th Avenue South, South St. Paul, Assigned to: JPMorgan Chase Bank, MN 55075 TAX PARCEL I.D. #: 36-64300-130-01 N.A., Dated: February 14, 2008, LEGAL DESCRIPTION OF PROPRecorded: March 13, 2008, Document No. 2577433. And thereafter assigned ERTY: to: Chase Home Finance LLC, Dated: Lot 13, Block 1, Riverside Park Addition May 10, 2010.

COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: $96,850.00 MORTGAGE: NONE LENDER OR BROKER AND MORTAMOUNT DUE AND CLAIMED TO BE G A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: Union Planters Bank, ING TAXES, IF ANY, PAID BY MORTGAGEE: $88,843.28 National Association RESIDENTIAL MORTGAGE SERThat prior to the commencement of VICER: Chase Home Finance LLC this mortgage foreclosure proceeding MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee complied with all notice requirements as 500 Chapel Court, Eagan, MN 55121 TAX PARCEL I.D. #: 10-17050-100-01 required by statute; That no action or LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law ERTY: or otherwise to recover the debt Lot 10, Block 1, Cherrywood Knoll, secured by said mortgage, or any part County of Dakota, State of Minne- thereof; PURSUANT to the power of sale consota.

COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $322,700.00 DATE AND TIME OF SALE: July 16, AMOUNT DUE AND CLAIMED TO BE 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN GAGEE: $306,140.64 That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the above TIME AND DATE TO VACATE PROPdescribed property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n Sheriff of said county as follows: owner-occupied, single-family dwellDATE AND TIME OF SALE: July 13, ing, unless otherwise provided by law, 2010 at 10:00 AM the date on or before which the mortPLACE OF SALE: S h e r i f f ' s O f f i c e , gagor(s) must vacate the property if the Law Enforcement Center, 1580 Hwy mortgage is not reinstated under sec55, Lobby #S-100, Hastings, MN tion 580.30 or the property is not to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07.

TIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on January 13, 2011.

ABANDONED." MORTGAGOR(S) RELEASED FROM Dated: May 14, 2010.

Chase Home Finance LLC FINANCIAL OBLIGATION ON MORTGAGE: None Mortgagee/Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 30-8411 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- 1953243780 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 5/27-7/1/10 LESS THAN FIVE UNITS, ARE NOT 2205578 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: May 14, 2010.

FORECLOSURE SALE Chase Home Finance LLC NOTICE IS HEREBY GIVEN that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in the conditions of the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: September Attorneys for Mortgagee/Assignee of 17, 2007 Mortgagee ORIGINAL PRINCIPAL AMOUNT OF 4500 Park Glen Road #300 MORTGAGE: $248,000.00 Minneapolis, MN 55416 MORTGAGOR(S): Kimberly A. Rygh (952) 925-6888 and Joseph R. Rygh, Joint Tenants 30-8341 and Husband Wife 1913434851 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc. A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 2205714 5/27-7/1/10 Recorded: November 29, 2007 Dakota County Recorder Document Number: 2558606 ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE And assigned to: Nationstar MortFORECLOSURE SALE THE RIGHT TO VERIFICATION gage, LLC Dated: May 03, 2010 OF THE DEBT AND IDENTITY OF Transaction Agent: Mortgage ElecTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that cation Number: 100052550167008654 Lender or Broker: Mortgage Banking default has occurred in conditions of Corp. the following described mortgage: DATE OF MORTGAGE: December 6, Residential Mortgage Servicer: Nationstar Mortgage, LLC 1999 Mortgage Originator: Not Applicable MORTGAGORS: M a r t y J N e v e u , a COUNTY IN WHICH PROPERTY IS single person and Rose Neveu, a marLOCATED: Dakota ried person.

Property Address: 2374 Rushmore MORTGAGEE: Mortgages Unlimited, Rd, Hastings, MN 55033-3759 Inc., A Minnesota Corporation.

DATE AND PLACE OF RECORDING: Tax Parcel ID Number: R e c o r d e d M a r c h 3 , 2 0 0 0 , D a k o t a 19.29702.390.03 LEGAL DESCRIPTION OF PROPCounty Recorder, Document No. ERTY: Lot 39, Block 3, Glendale 1677279.

A S S I G N M E N T S O F M O R T G A G E : Heights 3rd Addition, Dakota County, Assigned to: Firstar Bank, N.A., Dated: Minnesota.

AMOUNT DUE AND CLAIMED TO BE December 6, 1999, Recorded: March 3, 2000, Document No. 1677280. And D U E A S O F D A T E O F N O T I C E : thereafter assigned to: Chase Home $250,389.33 THAT all pre-foreclosure requireFinance LLC, S/B/M to Chase Manhattan Mortgage Corporation, Dated: ments have been complied with; that August 2, 2000, Recorded: August 21, no action or proceeding has been instituted at law or otherwise to recover the 2000, Document No. 1712584.

TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� by the mortgagor(s), their said sale personal representatives or assigns ���������� ���� ��������� tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014441F01 2199566 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 27, 2008 MORTGAGOR:Brenda J Hanowski, a single person.

MORTGAGEE:City Source Lending, LLC. DATE AND PLACE OF RECORDING: Registered July 16, 2008, Dakota County Registrar of Titles, Document No. T630814, Certificate of Title No. 137732.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: July 1, 2008.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: City Source Lending, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4553 Horizon Circle, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-17152-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, in Ches Mar East Third Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,987.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3346 2005511110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2202478 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Dustin Kerr and Gina Kerr, husband and wife, joint tenants MORTGAGEE: Saxon Mortgage, Inc. D/B/A Saxon Home Mortgage SERVICER: Ocwen Loan Servicing, LLC LENDER: Saxon Mortgage, Inc. D/B/A Saxon Home Mortgage.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 28, 2006, as Document No. 2424196 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for the registered holders of Saxon Asset Securities Trust 2006-2 Mortgage Loan Asset Backed Certificates, Series 2006-2 Dated: April 6, 2010 , and recorded May 3, 2010 by Document No. 2727886 .

LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 2, Diamond Path Fifth Addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 5351 Upper 147th West, Saint Paul, MN 55124 PROPERTY I.D: 01-20504-250-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifteen Thousand Seven Hundred Sixty-Eight and 64/100 ($215,768.64) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 13, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010 Deutsche Bank National Trust Company, as Trustee for the registered holders of Saxon Asset Securities Trust 2006-2 Mortgage Loan Asset Backed Certificates, Series 2006-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee

Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00169-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3576201 05/27/2010, 06/03/2010, 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010 2198192 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2009 MORTGAGORS: Steven W. Johnson and Kathy Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 15, 2009, Dakota County Recorder, Document No. 2684382.

ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: May 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100357020050122196 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Bank RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1105 3rd Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-10500-040-21 LEGAL DESCRIPTION OF PROPERTY: The West Half of Lot 3, and all of Lot 4, Block 21, Addition No. 13 to the City of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,954.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,330.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2010.

Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-258 6992763394 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239787 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dean Kockelman a

MORTGAGOR(S): Dean Kockelman a single person and Wendy Haeg a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 02, 2004 Dakota County Recorder Document Number: 2244357 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100053536912 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20015 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-059-04 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 4, Empire River Preserve, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,483.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013289F02 2202436 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,383.00 MORTGAGOR(S): Godfrey Teed and Theresa Teed, husband and wife MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325878 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: September 28, 2005 Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366608 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13949 Autumn Ct, Rosemount, MN 55068-2468 Tax Parcel ID Number: 34.48301.060.01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Meadows of Bloomfield 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $349,622.62

$349,622.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014649F01 2202358 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 3 , 2007 MORTGAGORS: Joseph W. Simmel, Jr. and Tammy Leigh Simmel, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor to Washington Mutual Bank.

DATE AND PLACE OF RECORDING: Recorded April 9, 2007, Dakota County Recorder, Document No. 2508483.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiBank NA, as trustee for WaMu Series 2007-HE3 Trust, Dated: March 30, 2009, Recorded: April 20, 2009, Document No. 2651194.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20483 Hamburg Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-47800-121-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, McNearney and Larson Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,187.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2019 0730055266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205537 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2007 MORTGAGOR: H e r b e r t H . W e n s mann, A married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered December 17, 2007, Dakota County Registrar of Titles, Document No. 621465, Certificate of Title No. 144032.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: May 6, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268 001237334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Northern Star Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13665 Carrach Avenue 163, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-11390-163-12 LEGAL DESCRIPTION OF PROPERTY: Unit No. 163, and G Unit No. 31, CIC No. 477, Bards Crossing II Condominium, a common interest community, located in the County of Dakota; pursuant to the Declaration and Bylaws Doc. No. 597113; subject to the provisions, restrictions and easements contained in the Declaration (and Bylaws) and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B and Acts Amendatory thereof, Dakota County, Minnesota Torrens Cert #143509 A.P.N.: 34-11390-163-12 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,755.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

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personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1019 6800123733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205486 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: Travis B. Anderson, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 29, 2005, Dakota County Recorder, Document No. 2392750.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1, Dated: May 21, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROPERTY: The East 15.00 feet of Lots 28, 29 and 30, Block 1, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota, together with the West 1/2 of Vacated Boston Avenue lying Southerly of the Easterly extension of the Northerly Lot line of Lot 30 and lying Northerly of the Easterly Extension of the Southerly Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,210.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011.

11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 22349807 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205383 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2007 MORTGAGORS: Janelle K. Taft and Michael L. Cobb-Butler, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499293.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2008, Recorded: November 25, 2008, Document No. 2624256.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000546949 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1947 Sierra Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 19-58600-703-11 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1703, Common Interest Community Number 511, a Condominium, Prairie Ridge, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,494.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010.

Chase Home Finance LLC

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8416 1911306373 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205847 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,500.00 MORTGAGOR(S): Paula S Davis, a single person MORTGAGEE: River City Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 05, 2003 Dakota County Recorder Document Number: 2057383 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: February 28, 2003 Recorded: June 05, 2003 Dakota County Recorder Document Number: 2057384 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 08, 2006 Dakota County Recorder Document Number: 2426659 And assigned to: U.S. Bank National Association Dated: June 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001827409 Lender or Broker: River City Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15595 Cherry Path, Rosemount, MN 55068-2583 Tax Parcel ID Number: 34-64575-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Rosemount Commons, Common Interest Community No. 267, together with the benefits contained in Declaration filed November 24, 1999, as Document No. 1655617, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $71,596.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 06, 2011, or the next business day if August 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015286F01 2237472 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,455.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F04 2233051 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee Dated: August 17, 2006 Recorded: September 07, 2006 Dakota County Recorder Document Number: 2459189 And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: May 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

���

������ ������� ���� ��� ���� Identifi Mortgage������ Transaction Agent $247,023.09 THAT all pre-foreclosure requirecation Number: 100224620000617061 Lender or Broker: Ownit Mortgage ments have been complied with; that Solutions, Inc. no action or proceeding has been instiResidential Mortgage Servicer: Lit- tuted at law or otherwise to recover the ton Loan Servicing, LP debt secured by said mortgage, or any part thereof; that this is registered Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS property; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 1134 Ramsey St, t a i n e d i n s a i d m o r t g a g e , t h e Hastings, MN 55033-2810 above-described property will be sold T a x P a r c e l I D N u m b e r : by the Sheriff of said county as fol19-77300-070-03 lows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: July 09, ERTY: Lot 7, Block 3, Tripp's Addition 2010 at 10:00 AM to Hastings, Dakota County, MinnePLACE OF SALE: Dakota County sota.

Law Enforcement Center, 1580 HighAMOUNT DUE AND CLAIMED TO BE way 55, Lobby S-100, Hastings, MinneD U E A S O F D A T E O F N O T I C E : sota $155,234.97 to pay the debt secured by said mortTHAT all pre-foreclosure require- gage and taxes, if any, on said prements have been complied with; that mises and the costs and disburseno action or proceeding has been insti- ments, including attorney fees allowed tuted at law or otherwise to recover the by law, subject to redemption within debt secured by said mortgage, or any six (6) months from the date of said part thereof; sale by the mortgagor(s), their perPURSUANT to the power of sale con- sonal representatives or assigns. tained in said mortgage, the If the Mortgage is not reinstated above-described property will be sold under Minn. Stat. §580.30 or the propby the Sheriff of said county as fol- erty is not redeemed under Minn. Stat. lows: §580.23, the Mortgagor must vacate DATE AND TIME OF SALE: July 09, the property on or before 11:59 p.m. on 2010 at 10:00 AM January 09, 2011, or the next busiPLACE OF SALE: Dakota County ness day if January 09, 2011 falls on a Law Enforcement Center, 1580 High- Saturday, Sunday or legal holiday. way 55, Lobby S-100, Hastings, MinneMortgagor(s) released from financial sota obligation: NONE to pay the debt secured by said mortTHIS COMMUNICATION IS FROM gage and taxes, if any, on said pre- A DEBT COLLECTOR ATTEMPTmises and the costs and disburse- ING TO COLLECT A DEBT. ANY ments, including attorney fees allowed INFORMATION OBTAINED WILL BE by law, subject to redemption within USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF six (6) months from the date of said sale by the mortgagor(s), their per- THE DEBT AND IDENTITY OF THE sonal representatives or assigns.

ORIGINAL CREDITOR WITHIN THE If the Mortgage is not reinstated T I M E P R O V I D E D B Y L A W I S N O T under Minn. Stat. §580.30 or the prop- AFFECTED BY THIS ACTION. erty is not redeemed under Minn. Stat.

THE TIME ALLOWED BY LAW FOR §580.23, the Mortgagor must vacate REDEMPTION BY THE MORTGAGOR, the property on or before 11:59 p.m. on THE MORTGAGOR'S PERSONAL REPJanuary 09, 2011, or the next busi- RESENTATIVES OR ASSIGNS, MAY BE ness day if January 09, 2011 falls on a REDUCED TO FIVE WEEKS IF A JUDISaturday, Sunday or legal holiday.

CIAL ORDER IS ENTERED UNDER Mortgagor(s) released from financial MINNESOTA STATUTES, SECTION obligation: NONE 582.032, DETERMINING, AMONG THIS COMMUNICATION IS FROM OTHER THINGS, THAT THE MORTA DEBT COLLECTOR ATTEMPT- GAGED PREMISES ARE IMPROVED ING TO COLLECT A DEBT. ANY WITH A RESIDENTIAL DWELLING OF INFORMATION OBTAINED WILL BE LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 THE DEBT AND IDENTITY OF THE ASSIGNEE OF MORTGAGEE: ORIGINAL CREDITOR WITHIN THE U.S. Bank National Association TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Wilford & Geske, P.A. THE TIME ALLOWED BY LAW FOR Attorneys for Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, Lawrence A. Wilford THE MORTGAGOR'S PERSONAL REP- James A. Geske RESENTATIVES OR ASSIGNS, MAY BE 8425 Seasons Parkway, Suite 105 REDUCED TO FIVE WEEKS IF A JUDI- Woodbury, MN 55125-4393 CIAL ORDER IS ENTERED UNDER (651) 209-3300 MINNESOTA STATUTES, SECTION File Number: 014400F01 5/27-7/1/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2197759 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION PRODUCTION, AND ARE ABANDONED. OF THE DEBT AND IDENTITY OF DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS HSBC Bank USA, National Associat i o n , a s T r u s t e e f o r NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Ownit Mortg a g e L o a n T r u s t , default has occurred in conditions of Mortgage Loan Asset-Backed the following described mortgage: Certificates, Series 2005-3 DATE OF MORTGAGE: May 29, 2007 Wilford & Geske, P.A. MORTGAGORS: Terry Lapanta and Attorneys for Assignee of Mortgagee Paula Lapanta, husband and wife.

Lawrence A. Wilford MORTGAGEE: ABN AMRO Mortgage James A. Geske Group, Inc n/k/a CitiMortgage, Inc. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded June 11, 2007, Dakota (651) 209-3300 C o unty Recorder, Document No. File Number: 007018F01 2197728 5/27-7/1/10 2523259.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: NONE LENDER OR BROKER AND MORTdefault has occurred in the conditions of the following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: December 20, MORTGAGE: ABN AMRO Mortgage 2007 Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF VICER: CitiMortgage, Inc. MORTGAGE: $241,000.00 MORTGAGOR(S): Chad A. Mann and MORTGAGED PROPERTY ADDRESS: 8475 Ann Marie Trail, Inver Grove Cassie L. Mann, Husband and Wife Heights, MN 55077 MORTGAGEE: Vermillion State Bank DATE AND PLACE OF REGISTERTAX PARCEL I.D. #: 20-81200-010-03 ING: LEGAL DESCRIPTION OF PROPRegistered: January 03, 2008 Dakota ERTY: Lot 1, Block 3, Vali Hi North County Registrar of Titles COUNTY IN WHICH PROPERTY IS Document Number: 622047 LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF And assigned to: Mortgage ElecMORTGAGE: $420,000.00 tronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE Dated: December 20, 2007 Registered: January 03, 2008 Dakota DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTCounty Registrar of Titles GAGEE: $447,507.04 Document Number: 622048 That prior to the commencement of And assigned to: U.S. Bank National this mortgage foreclosure proceeding Association Mortgagee/Assignee of Mortgagee comDated: May 13, 2010 Transaction Agent: Mortgage Elec- plied with all notice requirements as required by statute; That no action or tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- proceeding has been instituted at law or otherwise to recover the debt cation Number: 100021268001203492 Lender or Broker: Vermillion State secured by said mortgage, or any part thereof; Bank PURSUANT to the power of sale conResidential Mortgage Servicer: U.S. tained in said mortgage, the above Bank Home Mortgage described property will be sold by the Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 122281 COUNTY IN WHICH PROPERTY IS 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota Property Address: 3500 Malcolm Ave, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN Hastings, MN 55033-3619 T a x P a r c e l I D N u m b e r : to pay the debt then secured by said Mortgage, and taxes, if any, on said 19-73200-020-05 L E G A L D E S C R I P T I O N O F P R O P - premises, and the costs and disburseERTY: Lot Two (2), Block Five (5) of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Sunny Acres, Dakota County, Minne- allowed by law subject to redemption within six (6) months from the date of sota AMOUNT DUE AND CLAIMED TO BE said sale by the mortgagor(s), their DUE AS OF DATE OF NOTICE: ���������� �� ���� ����� $247,023.09

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� GAGE: None "THE TIME ALLOWED BY LAW FOR ���������� ���� ��������� said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3896 655430895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2204040 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2005 MORTGAGORS: Daniel A. Sandbeck and Lynne S Sandbeck, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 14, 2005, Dakota County Recorder, Document No. 2340037.

ASSIGNMENTS OF MORTGAGE: Assigned to: FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK NATIONAL ASSOCIATION., Dated: October 31, 2008, Recorded: November 18, 2008, Document No. 2623252.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200529029623 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: FIRST HORIZON HOME LOAN CORPORATION RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 4872 Bisset Lane, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44026-404-09 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 9404, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,010.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,785.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010.

First Tennessee Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-333 8164486 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205409 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2005 MORTGAGOR: Bradley G. Thomas, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 21, 2005, Dakota County Recorder, Document No. 2372989.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402023897634 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Company LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7457 142nd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31101-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Greenleaf Townhouses Second Addition together with easement as contained in Document No. 385262.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,289.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8442 1914200299 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205559 5/27-71/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 MORTGAGOR: Anthony T. Oswald, a single person.

MORTGAGEE: Mortgages Unlimited, Inc..

DATE AND PLACE OF RECORDING: Recorded September 24, 2007, Dakota County Recorder, Document No. 2546072.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage, Inc., Dated: May 22, 2007, Recorded: September 24, 2007, Document No. 2546073.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1515 Pleasant Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70200-020-05 and 36-70200-010-05 LEGAL DESCRIPTION OF PROPERTY: Lots 1, 2, 3, Block 5, South Park 1st Division, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,751.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,775.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4036 656242047 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239569 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,350.00 MORTGAGOR(S): Kelly O'Connor, a

MORTGAGOR(S): Kelly O Connor, a single person MORTGAGEE: River City Mortgage Corp.

DATE AND PLACE OF RECORDING: Recorded: February 17, 2004 Dakota County Recorder Document Number: 2176089 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: January 23, 2004 Recorded: February 17, 2004 Dakota County Recorder Document Number: 2176090 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: River City Mortgage Corp.

Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19968 McKendry Path, Farmington, MN 55024-8424 Tax Parcel ID Number: 14-16504-902-06 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1902, Common Interest Community Number 328, Charleswood Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,615.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014480F01 2194506 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,007.40

$175,007.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F03 2202780 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2009 MORTGAGOR: Larry M. McDonald, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered May 18, 2009, Dakota County Registrar of Titles, Document No. T643988, Certificate of Title No. 146702.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 14, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900111129424 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 714 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 19-31950-060-13 LEGAL DESCRIPTION OF PROPERTY: Lot 6 in Block 13 of Hancock, Thomas & Co.'s Addition to the Town of Hastings, according to the plat thereof on file and of record in the office of the Registrar of Deeds in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,240.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8402 1878213620 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205780 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, aka Mariya Prokhorova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,717.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

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REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F02 2204558 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2234930 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2008 MORTGAGORS: Simon Nyamari and Susan K. Nyamari, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 29, 2008, Dakota County Registrar of Titles, Document No. 624516, Certificate of Title No. 138515.

ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: May 27, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614440884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation D/B/A Liberty Mortgage Corporation Georgia RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 16865 Kenmore Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-37951-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $277,470.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2010.

Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1727 6961444088 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239688 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 MORTGAGORS: Minoru Hashimoto and Sachiyo H. Hashimoto, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537694.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000194083 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1808 Knox Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15383-270-01 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1, Burnhaven Woods Plat Five, Dakota County, Minnesota, common interest community No. 322.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,893.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1020 6800095426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205678 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: H u y D o a n a n d Patrick Miller, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 16, 2007, Dakota County Recorder, Document No. 2530649.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 17, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020943600 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4338 Meghan Lane, Unit #505, Eagan, MN 55122 TAX PARCEL I.D. #: 10-48250-505-03 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Unit 505, Condo No. 114. Courthomes at Carrolwood Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,663.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8419 1860180961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205814 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2005 MORTGAGORS: David A. Nyberg and Karin A. Nyberg, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 2, 2005, Dakota County Recorder, Document No. 2377129.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AEG 2006-HE1 Asset Backed Pass-Through Certificates, Series AEG 2006-HE1, Dated: December 15, 2009, Recorded: January 19, 2010, Document No. 2708563.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100055140017121423 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 15170 December Trail, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-83605-090-01 LEGAL DESCRIPTION OF PROPERTY: LOT 9, BLOCK 1, WENSMANN SIXTH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,768.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

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������ ������ ������� ����PURPOSE. ��� ���� FOR THAT plied with all notice requirements as USED THE RIGHT TO VERIFICATION OF required by statute; That no action or proceeding has been instituted at law THE DEBT AND IDENTITY OF THE o r o t h e r w i s e t o r e c o v e r t h e d e b t ORIGINAL CREDITOR WITHIN THE secured by said mortgage, or any part T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. thereof; THE TIME ALLOWED BY LAW FOR PURSUANT to the power of sale contained in said mortgage, the above REDEMPTION BY THE MORTGAGOR, described property will be sold by the THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 Hwy 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORT55, Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGED PREMISES ARE IMPROVED Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 within six (6) months from the date of MORTGAGEE: Wells Fargo Bank, said sale by the mortgagor(s), their N.A. successor by merger to personal representatives or assigns Wachovia Mortgage, FSB f/k/a unless reduced to Five (5) weeks under World Savings Bank, FSB MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- Wilford & Geske, P.A. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 014734F01 5/27-7/1/10 redeemed under section 580.23 is 2202461 11:59 p.m. on January 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None NOTICE OF MORTGAGE "THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, NOTICE IS HEREBY GIVEN that THE MORTGAGOR'S PERSONAL REP- default has occurred in the conditions RESENTATIVES OR ASSIGNS, MAY BE of the following described mortgage: REDUCED TO FIVE WEEKS IF A JUDIDATE OF MORTGAGE: July 22, 2003 CIAL ORDER IS ENTERED UNDER ORIGINAL PRINCIPAL AMOUNT OF MINNESOTA STATUTES, SECTION MORTGAGE: $223,900.00 582.032, DETERMINING, AMONG MORTGAGOR(S): Robert R Palmer OTHER THINGS, THAT THE MORT- and Beverly Muus Palmer, husband GAGED PREMISES ARE IMPROVED and wife WITH A RESIDENTIAL DWELLING OF MORTGAGEE: U.S. Bank, N.A. LESS THAN FIVE UNITS, ARE NOT DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: November 19, 2003 P R O D U C T I O N , A N D A R E Dakota County Recorder ABANDONED." Document Number: 2142197 Dated: May 19, 2010.

Transaction Agent: Not Applicable U.S. Bank Transaction Agent Mortgage IdentifiNational Association, Trustee cation Number: Not Applicable Mortgagee/Assignee of Mortgagee Lender or Broker: U.S. Bank, N.A. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Residential Mortgage Servicer: U.S. By: Paul A. Weingarden Bank Home Mortgage Attorneys for Mortgagee/Assignee of Mortgage Originator: Not Applicable Mortgagee COUNTY IN WHICH PROPERTY IS 4500 Park Glen Road #300 LOCATED: Dakota Minneapolis, MN 55416 Property Address: 17322 Greentree (952) 925-6888 Path, Lakeville, MN 55044-7426 38-61 Tax Parcel ID Number: 0008941759 22-67503-030-01 THIS IS A COMMUNICATION FROM LEGAL DESCRIPTION OF PROPA DEBT COLLECTOR. ERTY: Lot 3, Block 1, Shady Oak 2205860 5/27-7/1/10 Shores 4th Addition, according to the

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Diane K Hohberger, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423104 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15921 Finch Ln, Apple Valley, MN 55124-5838 Tax Parcel ID Number: 01-63400-036-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 36, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,880.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,384.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015220F01 2231930 6/24-7/29/10

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��� ���� ��� ���� ������ ������ ������� County Registrar of Titles Document Number: T633849 ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2004 MORTGAGOR: Bradley C. Klages, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2004, Dakota County Recorder, Document No. 2249585.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: April 27, 2010, Recorded: May 12, 2010, Document No. 2729779.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100197500000227413 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 3425 Golfview Drive, #105, Eagan, MN 55123 TAX PARCEL I.D. #: 10-76900-159-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 129, Garage No. 110, Building No. II, Carriage Hills Condominium, Condominium File No. 47, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,530.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1041 0018102350 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239646 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,296.00 MORTGAGOR(S): Robert W. Groth and Justina R. Groth aka Justine Groth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 01, 2008 Dakota County Registrar of Titles

ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100715800000007432 Lender or Broker: Lake Area Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 146361 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1342 17th St W, Hastings, MN 55033-3207 Tax Parcel ID Number: 19-77000-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Town's View Estates, according to the plat thereof now on file and of record in the office of the register of deeds within and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,194.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014415F01 2197805 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGOR: Dorothy M. Miller, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 17, 2007, Dakota County Recorder, Document No. 2561745.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: March 16, 2010, Recorded: April 16, 2010, Document No. 2725177.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604739738245 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 1040 Pine Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-30200-130-05 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 13, Block 5, Glenview Townhomes CIC No. 565, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,841.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1021 0021432760 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2204699 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 18, 2008 MORTGAGORS: Narinedat Seenarine and Sharmeela Seenarine, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2009, Dakota County Recorder, Document No. 2631000.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 17, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100233111108120322 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Allen Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1918 Sapphire Point, Eagan, MN 55122 TAX PARCEL I.D. #: 10-20451-100-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 100, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,875.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,673.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8418 1891439580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205836 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,600.00 MORTGAGOR(S): Donald Hall a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2004 Dakota County Recorder Document Number: 2263550 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100112065686354834 Lender or Broker: Mit Lending Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11727 Ryan Cir, Burnsville, MN 55337-3254 Tax Parcel ID Number: 02-22460-208-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1208, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,121.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001097F02 2202367 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 MORTGAGOR(S): Timothy M. Redpath and Stephanie A. Redpath, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC DBA Bell Mortgage TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100029500070481746 SERVICER: Ocwen Loan Servicing, LLC LENDER: Bell America Mortgage LLC DBA Bell Mortgage.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on May 25, 2007, as Document No. 2519808, said mortgage was modified

by Loan Modification Agreement, recorded November 20, 2007, as Document No. 2557129 ASSIGNED TO: Ocwen Loan Servicing, LLC Dated: April 5, 2010, and recorded June 1, 2010 by Document No. 2732970.

LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, Broadmoor Common Interest Community number 337, Dakota County, Minnesota.

PROPERTY ADDRESS: 11492 Avery Drive, Inver Grove Heights, MN 55077 PROPERTY I.D: 20-15175-240-05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-Four Thousand Three Hundred Seventy-Six and 10/100 ($424,376.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 10, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 24, 2010 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00112-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3614956 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010 2237374 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: David K. Gjerdevig, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 11, 2007, Dakota County Registrar of Titles, Document No. 613794, Certificate of Title No. 142906.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 14, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000149746 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17281 Joy Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-11825-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block One, Argonne Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $319,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $329,162.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3924 2004363663 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205927 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2005 MORTGAGOR: Peggy G. Price f/k/a Peggy G. Leclair, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 19, 2005, Dakota County Recorder, Document No. 2389971.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, A NATIONAL BANKING ASSOCIATION, AS TRUSTEE OF THE BANC OF AMERICA FUNDING 2006-A TRUST, Dated: January 8, 2009, Recorded: January 28, 2009, Document No. 2633303.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

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GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900001007910 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1017 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250008008 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, East Farmington First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,255.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010.

U.S. Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 106778253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205454 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2002 MORTGAGOR(S): Linda L. Racine, divorced, a single person MORTGAGEE: Conseco Bank, Inc. DATE AND PLACE OF RECORDING: Filed August 26, 2002, Dakota County Recorder, as Document No. 1929303.

ASSIGNMENT(S) OF MORTGAGE: to Conseco Finance Loan Company, dated April 30, 2002, filed of record April 2, 2003 as Document No. 2023307.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Green Tree Loan Company fka Conseco Finance Loan Company Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Conseco Bank, Inc..

MORTGAGED PROPERTY ADDRESS: 14803 Hallmark Drive, Apple Valley, MN 55124 TAX PARCEL I.D. NO.: 01-16303-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Carrollton Estates 4th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $213,058.69 The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2011, or the next business day if January 15, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NA. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: May 7, 2010 Green Tree Loan Company fka Conseco Finance Loan Company /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185748 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2006 MORTGAGOR(S): Tracey Ashby Phan, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC a Minnesota limited liability company DATE AND PLACE OF RECORDING: Filed September 12, 2006, Dakota County Recorder, as Document No. 2460150.

ASSIGNMENT(S) OF MORTGAGE: to REO Properties corporation by assignment of mortgage dated January 13, 2009, filed of record January 22, 2009 as Document No. 2632068 and to DB Structured Products, Inc. by assignment dated February 10, 2010, filed of record March 2, 2010 as Document No. 2716866.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: DB Structured Products, Inc. Residential Mortgage Servicer: Green Tree Servicing, LLC. MORTGAGE ORIGINATOR (as defined in section 58.02): Maribella Mortgage, LLC a Minnesota limited liability company MORTGAGED PROPERTY ADDRESS: 1836 West Southpointe Terrace, Eagan, MN 55122 TAX PARCEL I.D. NO.: 10-72977-009-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. W1836, Condominium No. 84, Southpointe Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,112.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $143,241.79.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been insti-

action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: May 19, 2010.

DB Structured Properties, Inc., as Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Lender 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1089182 2203500 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,920.00 MORTGAGOR(S): Michael J Hocks and Kelly J Hocks, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 05, 2006 Dakota County Recorder Document Number: 2394912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500011689 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd # B204, Eagan, MN 55122-2162 Tax Parcel ID Number: 10-22470-204-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B204, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,333.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012165F03 2202487 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGOR: Sandra M. Hudson, a single woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2007, Dakota County Recorder, Document No. 2552470.

ASSIGNMENTS OF MORTGAGE: Assigned to: CHASE HOME FINANCE, LLC c/o Chase Home Finance LLC., Dated: November 6, 2008, Recorded: November 18, 2008, Document No. 2623200.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200003246276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1011 16th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70200-150-04 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the north half of Lot 15, Block 4, South Park 1st Division, according to the plat thereof now on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,469.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

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������ ������ ������� ���� ��� By: Paul A. Weingarden Lender or Broker: U.S. ���� Bank, N.A. Attorneys for Mortgagee/Assignee of Residential Mortgage Servicer: U.S. Mortgagee Bank Home Mortgage 4500 Park Glen Road #300 Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: Minneapolis, MN 55416 127899 (952) 925-6888 COUNTY IN WHICH PROPERTY IS 75-4058 24620817 LOCATED: Dakota Property Address: 19614 MeadowTHIS IS A COMMUNICATION FROM lark Way, Farmington, MN 55024-2012 A DEBT COLLECTOR. 2205335 5/27-7/1/10 Tax Parcel ID Number: 14-82501-128-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 128, Common Interest NOTICE OF MORTGAGE Community No. 323, a condominium, FORECLOSURE SALE Vermillion Grove Condominiums, THE RIGHT TO VERIFICATION OF Dakota County, Minnesota.

THE DEBT AND IDENTITY OF THE AMOUNT DUE AND CLAIMED TO BE ORIGINAL CREDITOR WITHIN THE D U E A S O F D A T E O F N O T I C E : T I M E P R O V I D E D B Y L A W I S N O T $144,077.35 AFFECTED BY THIS ACTION. NOTICE THAT all pre-foreclosure requireIS HEREBY GIVEN: ments have been complied with; that That default has occurred in the no action or proceeding has been insticonditions of the following described tuted at law or otherwise to recover the mortgage: debt secured by said mortgage, or any DATE OF MORTGAGE: April 27, 2007 part thereof; that this is registered ORIGINAL PRINCIPAL AMOUNT OF property; MORTGAGE: $50,000.00 PURSUANT to the power of sale conMORTGAGOR(S): Patricia A. Strat- t a i n e d i n s a i d m o r t g a g e , t h e ton, a single person above-described property will be sold MORTGAGEE: Mortgage Electronic by the Sheriff of said county as folRegistration Systems, Inc. as nominee lows: for Delta Funding Corporation.

DATE AND TIME OF SALE: July 09, TRANSACTION AGENT: Mortgage 2010 at 10:00 AM Electronic Registration Systems, Inc PLACE OF SALE: Dakota County MIN#: 100076600001115587 Law Enforcement Center, 1580 HighSERVICER: Ocwen Loan Servicing, way 55, Lobby S-100, Hastings, MinneLLC sota LENDER: Delta Funding Corporation. to pay the debt secured by said mortD A T E A N D P L A C E O F F I L I N G : gage and taxes, if any, on said preDakota County Minnesota,Registrar of mises and the costs and disburseT i t l e , o n S e p t e m b e r 2 0 , 2 0 0 7 , a s ments, including attorney fees allowed Document No. 617575 by law, subject to redemption within ASSIGNED TO: HSBC Bank USA, six (6) months from the date of said N.A., as Trustee for the registered sale by the mortgagor(s), their perholders of Renaissance Equity Loan sonal representatives or assigns.

Asset-Backed Certificates, Series If the Mortgage is not reinstated 2 0 0 7 - 3 D a t e d : A p r i l 1 , 2 0 1 0 , a n d under Minn. Stat. §580.30 or the proprecorded May 3, 2010 by Document No. erty is not redeemed under Minn. Stat.

T661288 . §580.23, the Mortgagor must vacate L E G A L D E S C R I P T I O N O F P R O P - the property on or before 11:59 p.m. on ERTY: Lot Thirty-six (36), Block one (1) January 09, 2011, or the next busiin RODE`O HILLS, according to the ness day if January 09, 2011 falls on a recorded plat thereof, Dakota County, Saturday, Sunday or legal holiday.

Minnesota.

Mortgagor(s) released from financial PROPERTY ADDRESS: 13301 Hun- obligation: NONE tington Circle, Apple Valley, MN 55124 THIS COMMUNICATION IS FROM PROPERTY I.D: 01-64500-360-01 A DEBT COLLECTOR ATTEMPTCOUNTY IN WHICH PROPERTY IS ING TO COLLECT A DEBT. ANY LOCATED: Dakota INFORMATION OBTAINED WILL BE THE AMOUNT CLAIMED TO BE DUE USED FOR THAT PURPOSE. ON THE MORTGAGE ON THE DATE OF THE RIGHT TO VERIFICATION OF THE NOTICE: Forty-Seven Thousand THE DEBT AND IDENTITY OF THE Four Hundred Forty-One and 36/100 ORIGINAL CREDITOR WITHIN THE ($47,441.36) TIME PROVIDED BY LAW IS NOT THAT no action or proceeding has AFFECTED BY THIS ACTION. been instituted at law to recover the THE TIME ALLOWED BY LAW FOR debt secured by said mortgage, or any REDEMPTION BY THE MORTGAGOR, part thereof; that there has been com- THE MORTGAGOR'S PERSONAL REPpliance with all pre-foreclosure notice RESENTATIVES OR ASSIGNS, MAY BE and acceleration requirements of said REDUCED TO FIVE WEEKS IF A JUDImortgage, and/or applicable statutes; CIAL ORDER IS ENTERED UNDER PURSUANT, to the power of sale con- MINNESOTA STATUTES, SECTION tained in said mortgage, the above 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G described property will be sold by the OTHER THINGS, THAT THE MORTSheriff of said county as follows: GAGED PREMISES ARE IMPROVED DATE AND TIME OF SALE: 10:00 AM WITH A RESIDENTIAL DWELLING OF on July 13, 2010 PLACE OF SALE: LESS THAN FIVE UNITS, ARE NOT Sheriff`s Main Office, Law Enforce- PROPERTY USED IN AGRICULTURAL ment Center, 1580 Highway 55, Hast- PRODUCTION, AND ARE ABANDONED. ings MN 55033-2343 DATED: May 27, 2010 to pay the debt then secured by said MORTGAGEE: U.S. Bank, N.A. mortgage and taxes, if any actually Wilford & Geske, P.A. paid by the mortgagee, on the pre- Attorneys for Mortgagee mises and the costs and disburse- Lawrence A. Wilford m e n t s a l l o w e d b y l a w . T h e t i m e James A. Geske allowed by law for redemption by said 8425 Seasons Parkway, Suite 105 mortgagor(s), their personal represen- Woodbury, MN 55125-4393 tatives or assigns is 6 months from the (651) 209-3300 date of sale.

File Number: 007477F02 "THE TIME ALLOWED BY LAW FOR 2197774 5/27-7/1/10 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION NOTICE IS HEREBY GIVEN that 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in the conditions OTHER THINGS, THAT THE MORT- of the following described mortgage: GAGED PREMISES ARE IMPROVED DATE OF MORTGAGE:A u g u s t 2 4 , WITH A RESIDENTIAL DWELLING OF 2004 LESS THAN FIVE UNITS, ARE NOT MORTGAGOR:K e v i n B o e h m e r a n d PROPERTY USED IN AGRICULTURAL Joyce Boehmer, husband and wife.

P R O D U C T I O N , A N D A R E MORTGAGEE:ABN Amro Mortgage ABANDONED." Group, Inc., NKA CitiMortgage, Inc..

Dated: May 27, 2010 DATE AND PLACE OF RECORDING: HSBC Bank USA, N.A., as Trustee Recorded September 22, 2004, f o r t h e r e g i s t e r e d h o l d e r s o f Dakota County Recorder, Document R e n a i s s a n c e E q u i t y L o a n No. 2250542.

Asset-Backed Certificates, Series A S S I G N M E N T S O F 2007-3 MORTGAGE:NONE Randall S. Miller & Associates, PLLC TRANSACTION AGENT: NONE Attorneys for Assignee of TRANSACTION AGENT'S MORTMortgage/Mortgagee GAGE IDENTIFICATION NUMBER ON One Financial Plaza, MORTGAGE: NONE 120 South Sixth Street, Suite 1100 LENDER OR BROKER AND MORTMinneapolis, MN 55402 GAGE ORIGINATOR STATED ON Phone: 612-573-3677 MORTGAGE: ABN Amro Mortgage Our File No. 10MN00161-1 Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERTHIS IS A COMMUNICATION FROM VICER: CitiMortgage, Inc. A DEBT COLLECTOR. ASAP# 3579112 05/27/2010, MORTGAGED PROPERTY ADDRESS: 06/03/2010, 06/10/2010, 06/17/2010, 639 Highway 110, Mendota Heights, 06/24/2010, 07/01/2010 MN 55118 2202334 5/27-7/1/10 T A X P A R C E L I . D . # : 27-28700-152-00 LEGAL DESCRIPTION OF PROPERTY: NOTICE OF MORTGAGE Lot 15, Gailand Heights, Except the FORECLOSURE SALE North 158 feet thereof, Dakota NOTICE IS HEREBY GIVEN that County, Minnesota default has occurred in the conditions COUNTY IN WHICH PROPERTY IS of the following described mortgage: LOCATED:Dakota DATE OF MORTGAGE: March 31, ORIGINAL PRINCIPAL AMOUNT OF 2003 MORTGAGE:$227,000.00 ORIGINAL PRINCIPAL AMOUNT OF AMOUNT DUE AND CLAIMED TO BE MORTGAGE: $150,560.00 DUE AS OF DATE OF NOTICE, INCLUDMORTGAGOR(S): Neil R. Deplazes, ING TAXES, IF ANY, PAID BY MORTsingle and Jessica L. Ward, single GAGEE:$237,315.64 MORTGAGEE: U.S. Bank, N.A. That prior to the commencement of DATE AND PLACE OF REGISTER- this mortgage foreclosure proceeding ING: Mortgagee/Assignee of Mortgagee comRegistered: May 02, 2003 Dakota plied with all notice requirements as County Registrar of Titles required by statute; That no action or Document Number: 498131 proceeding has been instituted at law Transaction Agent: Not Applicable or otherwise to recover the debt Transaction Agent Mortgage Identifi- secured by said mortgage, or any part cation Number: Not Applicable Lender or Broker: U.S. Bank, N.A. ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ MN Stat. ������� §580.07.

TIME AND DATE TO VACATE PROP���������� ���� ��������� secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1053 646101148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2200279 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2006 MORTGAGORS: Craig D. Jones and Deanna F. Jones, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 2, 2006, Dakota County Recorder, Document No. 2409751.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020860820 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13927 Fawnridge Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-83251-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Waterford Village Second, According to the recorded plat thereof, and situate in Dakota County.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,794.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 6800046148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205599 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , 2006 MORTGAGOR: Kimberly L. Nordby, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 30, 2006, Dakota County Recorder, Document No. 2457579.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 6, 2009, Recorded: March 17, 2009, Document No. 2644329.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homebridge Mortgage Bankers Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8403 143rd Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-28875-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Garden Oaks Terrace Townhomes, CIC No. 195, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,313.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,792.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6434 1844536854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205616 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2002 MORTGAGOR: L y n n M a r i e Schmidtke Lyng, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 22, 2003, Dakota County Recorder, Document No. 1987772.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: May 19, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000043127 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 207 Riverwoods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-77004-010-05 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 5, TOWNHOUSE VILLAGES AT RIVER WOODS 5TH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,364.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24,2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3464 770087383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212708 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGOR: V i r g i n i a A . K a c z marek, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 27, 2005, Dakota County Recorder, Document No. 2364837.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 6, 2009, Recorded: April 8, 2009, Document No. 2648760.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074393802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1524 139th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-48300-706-18 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0706, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,593.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 1942886880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239801 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2008 MORTGAGOR: Diane Marie North, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 21, 2008, Dakota

Recorded October 21, 2008, Dakota County Recorder, Document No. 2619031.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000007027 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21295 Ilavista Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-84100-370-02 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 2, Wild Meadow Villas North, CIC No. 364, together with appurtenant easements created pursuant to Declaration, Document No. 2122643.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,751.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8462 1749983042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213161 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 29, 1992 MORTGAGOR:K a t h l e e n A .

Kaikkonen, a single person.

MORTGAGEE:I n v e s t o r s S a v i n g s Bank, FSB. DATE AND PLACE OF RECORDING: Recorded September 4, 1992, Dakota County Recorder, Document No. 1066007.

ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Mutual Life Insurance Company, Dated: August 11, 1992, Recorded: October 19, 1992, Document No. 1074197. And thereafter assigned to: Principal Residential Mortgage, Inc, Dated: December 29, 1993, Recorded: March 11, 1994, Document No. 1200849. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 7, 2002, Recorded: May 24, 2002, Document No. 1899701. And thereafter assigned to: CitiMortgage, Inc, Dated: May 18, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON

GAGE ORIGINATOR STATED ON MORTGAGE: Investors Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5479 Upper 182nd Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-19500-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot One, Block Two, Dakota County Estates COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$85,375.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$72,200.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3955 922007 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2211621 6/3 - 7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 04, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Edward D. Hellekson, a single person MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046101 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: March 04, 2003 Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046102 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 08, 2006 Dakota County Recorder Document Number: 2426699 And assigned to: U.S. Bank, N.A. Dated: September 08, 2009 Recorded: September 23, 2009 Dakota County Recorder Document Number: 2686037 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001825346 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3782 Greensboro Dr, Eagan, MN 55123-2245 Tax Parcel ID Number: 10-30900-030-02 LEGAL DESCRIPTION OF PROP-

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LEGAL DESCRIPTION OF PROP ERTY: Lot 3, Block 2, Greensboro First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,530.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001672F02 2212632 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 27, 2007 MORTGAGOR:M e a g h a n E . L e g g , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 5, 2008, Dakota County Recorder, Document No. 2575915.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000133277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20583 Hampshire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-82052-730-02 LEGAL DESCRIPTION OF PROPERTY: Lot 73, Block 2, Village Creek 3rd Addition, CIC No. 346 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$221,168.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$224,702.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3956 2005248035 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2211599 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,099.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 2210057 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,912.00 MORTGAGOR(S): Ryan Bradley Baker and Arron R. Brown, an Unmarried Man and an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 25, 2006 Dakota County Recorder Document Number: 2448004 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates.

Dated: May 21, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000569864 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19641 Escalade Way Unit 1001, Farmington, MN 55024-7207 Tax Parcel ID Number: 14-16600-001-11 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Unit 1001, Charleswood Crossing, CIC # 520 Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,626.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates.

Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014644F01 2206645 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,600.00 MORTGAGOR(S): Thuy Bich Le, a married person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162081 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 13, 2003 Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162082 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428213 And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001934353 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17544 Gage Ct, Lakeville, MN 55044 Tax Parcel ID Number: 22-18305-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Pond South 6th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,247.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014789F01 2233948 6/24-7/29/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2003 MORTGAGORS: Wilson H. Quintuna and Carlotta Jo Quintuna, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 8, 2003, Dakota County Recorder, Document No. 2149179.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2008, Recorded: April 30, 2008, Document No. 2587658.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110016296312 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Beneficial Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 691 East Burnsville Parkway Unit 21, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-57200-031-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 21, Building No. 5, Burnhill Townhomes, Condominium File No. 30, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,496.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5336 1935235746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239821 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Linda Schultz, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 16, 2006 Dakota County Recorder Document Number: 2468649 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100077910006912071 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 185 Curtice St W, West Saint Paul, MN 55118-5708 Tax Parcel ID Number: 42-18700-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Crowley's Addition to Saint Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,182.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005613F03 2202544 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGOR: Richard W. Ostaba, Jr. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 23, 2004, Dakota County Recorder, Document No. 2240725.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-8, Dated: May 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001005138 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 815 North 15th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70201-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, South Park Division Number 2, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

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��� ���� ��� ���� ������ ������ ������� plied with all notice requirements as required by statute; That no action or ���������� ���� ��������� DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $186,833.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2010.

Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3843 18357582 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213256 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 1 , 2009 MORTGAGORS: Brian R. Darst and Rachel M. Darst, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded February 5, 2009, Dakota County Recorder, Document No. 2635404.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268002051395 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Granite Mortgage & Construction Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17385 Polk Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 33-00700-013-02 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of SECTION 7 TOWNSHIP 114 RANGE 16, described as follows: Commencing at the Northeast corner of said Northeast Quarter; thence South (Assumed bearing) along the East line thereof a distance of 1873.37 feet to the point of beginning of land to be described; thence continuing South along said East line a distance of 269.00 feet; thence West a distance of 390.00 feet; thence north a distance of 269.00 feet; thence East a distance of 390.00 feet to the point of beginning, according to the Government Survey, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $424,936.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1015 6800205139 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2208377 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2008 MORTGAGORS: Bruce E. Allen and Jessica A. Meyer, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 19, 2008, Dakota County Registrar of Titles, Document No. 625350, Certificate of Title No. 140577.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 29, 2009, Recorded June 9, 2009, Document No. T645131.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000822450284 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13616 Country Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18300-042-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Country Place Addition, excepting therefrom the West 124.0' as measured along the North and South Lot Lines thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,526.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,211.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6756 1962490622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213178 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 8 , 2002 MORTGAGORS: M a r y E . E g a n a n d Kenneth G. Egan, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2003, Dakota County Recorder, Document No. 1985854.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727634.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893461364 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Twin Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14703 Dunbar Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20500-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11 Block 4, Diamond Path Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $60,128.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8279 1986429240 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212866 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2007 MORTGAGORS: Kristy Dawn Young and Michael Everett Young, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544354.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030976426 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13633 South Vincent Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15550-090-01 LEGAL DESCRIPTION OF PROPERTY: Parcel 1: Lot 9, Block 1, Burnsville Highlands First Addition, Dakota County, Minnesota Parcel 2: Outlot A, Neil Park Highlands, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,672.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8471 1860357244 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212915 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon Ridge Trl, Eagan, MN 55122-2385 Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,516.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 2209553 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00

MORTGAGE: $168,000.00 MORTGAGOR(S): Paul Schmidt, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461086 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001024113 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15328 Flower Way, Apple Valley, MN 55124-3132 Tax Parcel ID Number: 01-55901-190-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 190, Orchard Pointe Condominium, CIC No. 311 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,213.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014876F01 2211983 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,765.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

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part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F01 2206643 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2006 MORTGAGORS: Robert E. Anderson and Cheri L. Anderson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471701.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500602570132 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12920 Abbott Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-63200-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Reason Investment 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,027.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8446 1914403580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212991 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,993.00 MORTGAGOR(S): Giovanna Margalli, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 27, 2006 Dakota County Registrar of Titles Document Number: 592976 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410001204572 Lender or Broker: DHI Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140171 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17449 Gettysburg Way, Lakeville, MN 55044-4006 Tax Parcel ID Number: 22-18604-112-15 LEGAL DESCRIPTION OF PROPERTY: Unit No. 15112, CIC No. 424, Crossroads Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,160.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013504F03 2212663 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,000.00 MORTGAGOR(S): Hyung D. Park and Soon I. Park, husband and wife, as Joint Tenants.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage Inc, A Delaware Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems. Inc MIN#: 100122200003095111 SERVICER: Ocwen loan Servicing, LLC LENDER: BNC Mortgage, Inc., A Delaware Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on May 15, 2007, as Document No. 610734 ASSIGNED TO: Wells Fargo Bank, N.A., as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-OSI Dated: March 29, 2010, and recorded May 3, 2010 by Document No. T661291.

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Oak Shores second addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 16040 Oak Shore Drive, Lakeville, MN 55044 PROPERTY I.D: 22-53701-040-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ten Thousand One Hundred Twenty-Four and 56/100 ($310,124.56) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 20, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010 Wells Fargo Bank, N.A., as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-OSI Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00164-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3580520 06/03/2010, 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010 2204852 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGORS: Michelle R. Albers and Benjamin W. Albers, wife and husband.

band.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 8, 2006, Dakota County Recorder, Document No. 2459476.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 7, 2009, Recorded: April 8, 2009, Document No. 2648748.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000011759 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12924 James Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-82205-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Vista View 6th Addition Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,576.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,341.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3927 2003793668 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2209296 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2003 MORTGAGORS: R i c o G i l a r d i a n d Belaynesh Ayana, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2003, Dakota County Recorder, Document No. 2092348.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656. And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORT-

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������ ������� LENDER OR BROKER AND������ MORT T H E N O T I���� C E : ��� O n e���� Hundred G A G E O R I G I N A T O R S T A T E D O N Forty-Seven Thousand Nine Hundred MORTGAGE: AEGIS Funding Corpora- Twenty-One and 58/100 ($147,921.58) tion THAT no action or proceeding has R E S I D E N T I A L M O R T G A G E S E R - been instituted at law to recover the VICER: Chase Home Finance, LLC debt secured by said mortgage, or any MORTGAGED PROPERTY ADDRESS: part thereof; that there has been com617 East 134th Street, Burnsville, MN pliance with all pre-foreclosure notice 55337 and acceleration requirements of said TAX PARCEL I.D. #: 02-17000-040-05 mortgage, and/or applicable statutes; LEGAL DESCRIPTION OF PROPPURSUANT, to the power of sale conERTY: tained in said mortgage, the above Lot 4, Block 5, Chateaulin First described property will be sold by the Addition Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: 10:00 AM LOCATED: Dakota on July 27, 2010 ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE Highway 55, Hastings MN 55033-2343 DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- mortgage and taxes, if any actually GAGEE: $235,131.34 paid by the mortgagee, on the preThat prior to the commencement of mises and the costs and disbursethis mortgage foreclosure proceeding ments allowed by law.

Mortgagee/Assignee of Mortgagee comThe time allowed by law for redempplied with all notice requirements as tion by said mortgagor(s), their perrequired by statute; That no action or sonal representatives or assigns is 6 proceeding has been instituted at law months from the date of sale. or otherwise to recover the debt "THE TIME ALLOWED BY LAW FOR secured by said mortgage, or any part REDEMPTION BY THE MORTGAGOR, thereof; THE MORTGAGOR`S PERSONAL REPPURSUANT to the power of sale con- RESENTATIVES OR ASSIGNS, MAY BE tained in said mortgage, the above REDUCED TO FIVE WEEKS IF A JUDIdescribed property will be sold by the CIAL ORDER IS ENTERED UNDER Sheriff of said county as follows: MINNESOTA STATUTES, SECTION DATE AND TIME OF SALE: July 22, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2010 at 10:00 AM OTHER THINGS, THAT THE MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGED PREMISES ARE IMPROVED Hwy 1580 WITH A RESIDENTIAL DWELLING OF Law Enforcement Center, LESS THAN FIVE UNITS, ARE NOT 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said PROPERTY USED IN AGRICULTURAL Mortgage, and taxes, if any, on said P R O D U C T I O N , A N D A R E premises, and the costs and disburse- ABANDONED." Dated: June 10, 2010 ments, including attorneys' fees HSBC Bank USA, N.A., as Trustee allowed by law subject to redemption on behalf of ACE Securities Corp. within six (6) months from the date of Home Equity Loan Trust and for said sale by the mortgagor(s), their personal representatives or assigns the registered holders of ACE unless reduced to Five (5) weeks under Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, MN Stat. §580.07.

Asset Backed Pass-Through TIME AND DATE TO VACATE PROPCertificates ERTY: If the real estate is an owner-occupied, single-family dwell- Randall S. Miller & Associates, PLLC ing, unless otherwise provided by law, Attorneys for Assignee of Mortgage/ the date on or before which the mort- Mortgagee gagor(s) must vacate the property if the One Financial Plaza, mortgage is not reinstated under sec- 120 South Sixth Street, Suite 1100 tion 580.30 or the property is not Minneapolis, MN 55402 redeemed under section 580.23 is Phone: 612-573-3677 11:59 p.m. on January 24, 2011.

Our File No. 10MN00120-1 MORTGAGOR(S) RELEASED FROM THIS IS A COMMUNICATION FROM FINANCIAL OBLIGATION ON MORT- A DEBT COLLECTOR. ASAP# 3591497 06/10/2010, GAGE: None "THE TIME ALLOWED BY LAW FOR 06/17/2010, 06/24/2010, 07/01/2010, REDEMPTION BY THE MORTGAGOR, 07/08/2010, 07/15/2010 THE MORTGAGOR'S PERSONAL REP- 2215213 6/10-7/15/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG N O T ICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: November 02, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2004 ORIGINAL PRINCIPAL AMOUNT OF P R O D U C T I O N , A N D A R E MORTGAGE: $314,000.00 ABANDONED." MORTGAGOR(S): Gerald W. HumDated: May 24, 2010. mell and Ann E. Hummell, husband U.S. Bank National Association, and wife Trustee MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. DATE AND PLACE OF RECORDING: By: Paul A. Weingarden Recorded: December 06, 2004 Attorneys for Mortgagee/Assignee of Dakota County Recorder Mortgagee Document Number: 2273420 4500 Park Glen Road #300 ASSIGNMENTS OF MORTGAGE: Minneapolis, MN 55416 And assigned to: GMAC Mortgage, (952) 925-6888 LLC 75-4028 Dated: May 24, 2010 15876618 Transaction Agent: Mortgage ElecTHIS IS A COMMUNICATION FROM tronic Registration Systems, Inc. A DEBT COLLECTOR. Agent Mortgage IdentifiTransaction 2213235 6/3-7/8/10 cation Number: 100062604222307144 Lender or Broker: Homecomings Financial Network Residential Mortgage Servicer: GMAC NOTICE OF MORTGAGE Mortgage, LLC FORECLOSURE SALE Mortgage Originator: Not Applicable THE RIGHT TO VERIFICATION OF COUNTY IN WHICH PROPERTY IS THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE LOCATED: Dakota Property Address: 20633 Jasmine TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Path, Lakeville, MN 55044-5965 Tax Parcel ID Number: NOTICE IS HEREBY GIVEN: That default has occurred in the conditions 224405205003 of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: June 16, 2006 ERTY: Lot 5, Block 3, Lake Marion ORIGINAL PRINCIPAL AMOUNT OF Estates 3rd Addition, Dakota County, Minnesota.

MORTGAGE: $136,800.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR(S): Daniel H Albert and DUE AS OF DATE OF NOTICE: Lana J Albert, husband and wife MORTGAGEE: Mortgage Electronic $317,195.99 THAT all pre-foreclosure requireRegistration Systems, Inc. as nominee for Great Northern Financial Group, ments have been complied with; that no action or proceeding has been instiInc. TRANSACTION AGENT: Mortgage tuted at law or otherwise to recover the debt secured by said mortgage, or any Electronic Registration Systems, Inc. part thereof; MIN#: 1002614-9575021007-6 PURSUANT to the power of sale conSERVICER: Ocwen Loan Servicing, tained in said mortgage, the LLC LENDER: Great Northern Financial above-described property will be sold by the Sheriff of said county as folGroup, Inc..

D A T E A N D P L A C E O F F I L I N G : lows: DATE AND TIME OF SALE: July 23, Dakota County Minnesota, Recorder, on July 6, 2006, as Document No. 2010 at 10:00 AM PLACE OF SALE: Dakota County 2443026 ASSIGNED TO: HSBC Bank USA, Law Enforcement Center, 1580 HighN.A., as Trustee on behalf of ACE way 55, Lobby S-100, Hastings, MinneSecurities Corp. Home Equity Loan sota Trust and for the registered holders of to pay the debt secured by said mortACE Securities Corp. Home Equity gage and taxes, if any, on said preLoan Trust, Series 2006-ASAP5, Asset mises and the costs and disburseBacked Pass-Through Certificates ments, including attorney fees allowed Dated: August 8, 2006, and recorded by law, subject to redemption within December 4, 2008 by Document No. six (6) months from the date of said 2625408. sale by the mortgagor(s), their perL E G A L D E S C R I P T I O N O F P R O P - sonal representatives or assigns.

ERTY: Lot 5, Block 9, the Oaks SecIf the Mortgage is not reinstated ond Addition, Dakota County, Minne- under Minn. Stat. §580.30 or the propsota. erty is not redeemed under Minn. Stat.

PROPERTY ADDRESS: 3972 Dawn §580.23, the Mortgagor must vacate Way, Inver Grove Heights, MN 55076 the property on or before 11:59 p.m. on PROPERTY I.D: 20-53651-050-09 January 23, 2011, or the next busiCOUNTY IN WHICH PROPERTY IS ness day if January 23, 2011 falls on a LOCATED: Dakota Saturday, Sunday or legal holiday.

THE AMOUNT CLAIMED TO BE DUE Mortgagor(s) released from financial ON THE MORTGAGE ON THE DATE OF T H E N O T I C E : O n e H u n d r e d ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� ���������� ���� ��������� Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005064F02 2216235 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 MORTGAGOR(S): Tammy J. Beach, Terry A. Beach wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600001165681 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on July 16, 2007, as Document No. 2530654 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Dated: July 2, 2007, and recorded March 10, 2009 by Document No. 2642760.

LEGAL DESCRIPTION OF PROPERTY: Lot 16 Block 13 South ST. Paul PROPERTY ADDRESS: 118 5th Ave. N, South Saint Paul, MN 55075 PROPERTY I.D: 36-70300-160-13 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Eight Thousand Six Hundred Fifty-Seven and 02/100 ($138,657.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan AssetBacked Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00145-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3592784 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2219806 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $480,000.00 MORTGAGOR(S): Gregory T Sell and Jennifer E Sell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 11, 2006 Dakota County Recorder Document Number: 2444379 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: May 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100371100000425824 Lender or Broker: Mortgage and Investment Consultants Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15782 Diamond Way, Apple Valley, MN 55124-6897 Tax Parcel ID Number: 01-18050-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, CIC No. 357, Cobblestone Lake, Dakota County, Minnesota, together with appurtenant easements created pursuan to Declaration Document No. 1882657, as amended and 1882658, as amended.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $482,099.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013974F01 2218014 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 10, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Richard Wheeler and Faith Wheeler, husband and wife MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on October 18, 2001, as Document No. 450610 ASSIGNED TO: U.S. Bank National

ASSIGNED TO: U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Dated: January 21, 2004, and recorded February 6, 2004 by Document No. 0529407.

LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), Rolling Oaks South Plat Seven, according to the recorded plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota.

PROPERTY ADDRESS: 16532 Joplin Path, Lakeville, MN 55044 PROPERTY I.D: 22 64606 040 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Nine Thousand Three Hundred Seventy-Two and 06/100 ($159,372.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00051-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3595599 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2217767 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2004 MORTGAGORS: A. Everard L.D. Ratnayake and Irene M. Ratnayake, husband and wife.

MORTGAGEE: Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Registered May 25, 2004, Dakota County Registrar of Titles, Document No. 537904, Certificate of Title No. 108724.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R6, under the Pooling and Servicing Agreement dated June 1, 2004, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641790.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2125 49th Way East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207129044001 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 1, Southview Townhomes, CIC No. 414, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,376.07 That prior to the commencement of this mortgage foreclosure proceeding

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3103 4000651036 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222499 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Kenneth L Watson and Lucy Watson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 08, 2008 Dakota County Registrar of Titles Document Number: 622278 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700026951916 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144131 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3867 Upper 73rd St E, Inver Grove Heights, MN 55076-4335 Tax Parcel ID Number: 20.71150.120.05 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 5, of South Grove, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,026.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 27, 2011, or the next business day if January 27, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015098F01 2217723 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $87,850.00 MORTGAGOR(S): Marie A Halverson, a single person MORTGAGEE: Homeservices Lending, LLC dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796775 AND CORRECTIVE MORTGAGE RECORDING: July 27, 2002 Dakota County Recorder Document Number: 1910367 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Home Mortgage, Inc. Dated: June 22, 2001 Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796776 And assigned to: The Leader Mortgage Company Dated: June 22, 2001 Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796777 And Corrective Assignment Recorded: September 19, 2002 Dakota County Recorder Document Number: 1937742 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12926 Nicollet Ave Apt 301, Burnsville, MN 55337-3547 Tax Parcel ID Number: 02-01300-503-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 301, 12926 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,545.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014858F01 2216137 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2003 MORTGAGOR: A n t h o n y T h o o f t , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 8, 2004, Dakota County Recorder, Document No. 2162061.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE BENEFIT OF HARBORVIEW 2003-3 TRUST FUND, Dated: September 9, 2009, Recorded: October 5, 2009, Document No. 2688281.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700031346402 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15819 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Geronime Pond 2nd Addition CIC No. 260, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,342.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

���������� �� ���� �����

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P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 45905776 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222436 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 MORTGAGOR: Rebecca D. Laisy, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a corporation organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded March 5, 2007, in the office of the County Recorder as Document No. 2500476, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESS: 916 Wescott Square #203, Eagan, Minnesota 55123 TAX PARCEL I.D. NOS. 10-83611-203-05 LEGAL DESCRIPTION OF PROPERTY: Units No. 203 and Garage Unit No. G203, Common Interest Community No. 497, Eagan Hills Condominium Association, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $147,551.97 INTEREST RATE AND PER DIEM: Current interest rate is 5.250%, with a daily per diem of $20.62.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010, at 10:00 a.m.

PLACE OF SALE: 1580 Highway 55, Lobby S100, Hastings, Minnesota, 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: January 27, 2011, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 8, 2010 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose.

841516.2

2220990

6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGOR: Mai Tran, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406702.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: May 18, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065080894 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Guaranty Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1073 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 10-47750-200-02 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 2, McKee Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,038.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2968 5303387897 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222599 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 MORTGAGOR(S): Michelle L Stinnett and Christopher M Stinnett, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 19, 2007 Dakota County Registrar of Titles Document Number: T604385 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 24, 2009 Registered: October 05, 2009 Dakota County Registrar of Titles Document Number: T651860 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000707386 Lender or Broker: Advantage Funding Group, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133757 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7394 Dawn Ave, Inver Grove Heights, MN 55076-4320 Tax Parcel ID Number: 20-71150-080-01

20 71150 080 01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, of South Grove, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,257.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014718F01 2217922 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): James R Rothgarn and Colleen Gannon-Rothgarn, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 06, 2006 Dakota County Registrar of Titles Document Number: 600283 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 23, 2010 Registered: May 10, 2010 Dakota County Registrar of Titles Document Number: T661643 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001021984 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 123974 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1690 James Rd, Mendota Heights, MN 55118-3641 Tax Parcel ID Number: 27-76401-110-00 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11) in Tilsen's Highland Heights Plat 2, according to the plat thereof and of record in the Office of the Register of Deeds in and for said Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,418.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014468F01 2215893 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $477,600.00 MORTGAGOR(S): James J Thompson and Sheryl Marie A Thompson husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001770-5050001573-0 SERVICER: Ocwen Loan Servicing, LLC LENDER: Cornerstone Mortgage Company.

DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on April 19, 2006, as Document No. 588400 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: August 17, 2007, and recorded March 31, 2008 by Document No. 625795.

LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Vermillion Grove 2nd Addition, Dakota County, Minnesota PROPERTY ADDRESS: 5184 198th Street West, Farmington, MN 55024 PROPERTY I.D: 148250106001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Five Hundred Thirteen Thousand Four Hundred Eighteen and 09/100 ($513,418.09) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

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������� ���� ���property ���� is not or the 580.30 5 8 2 . 0 3 2 , D E T E R������ M I N I N G , ������ A M O N G section OTHER THINGS, THAT THE MORT- redeemed under section 580.23 is GAGED PREMISES ARE IMPROVED 11:59 p.m. on January 31, 2011 MORTGAGOR(S) RELEASED FROM WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT F I N A N C I A L O B L I G A T I O N O N PROPERTY USED IN AGRICULTURAL MORTGAGE: None "THE TIME ALLOWED BY LAW FOR P R O D U C T I O N , A N D A R E REDEMPTION BY THE MORTGAGOR, ABANDONED." THE MORTGAGOR'S PERSONAL REPDated: June 10, 2010 RESENTATIVES OR ASSIGNS, MAY BE HSBC Bank USA, N.A., as Trustee REDUCED TO FIVE WEEKS IF A on behalf of ACE Securities Corp.

JUDICIAL ORDER IS ENTERED UNDER Home Equity Loan Trust and for MINNESOTA STATUTES, SECTION the registered holders of ACE 582.032, DETERMINING, AMONG Securities Corp. Home Equity OTHER THINGS, THAT THE Loan Trust, Series 2006-ASAP3, MORTGAGED PREMISES ARE Asset Backed Pass-Through IMPROVED WITH A RESIDENTIAL Certificates Randall S. Miller & Associates, PLLC DWELLING OF LESS THAN FIVE Attorneys for Assignee of Mortgage/ UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND Mortgagee ARE ABANDONED." One Financial Plaza, Dated: May 27, 2010.

120 South Sixth Street, Suite 1100 CitiMortgage, Inc. Minneapolis, MN 55402 Mortgagee/Assignee of Mortgagee Phone: 612-573-3677 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Our File No. 10MN00040-1 THIS IS A COMMUNICATION FROM By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR. A S A P # 3 5 9 9 9 5 8 0 6 / 1 0 / 2 0 1 0 , Mortgagee 06/17/2010, 06/24/2010, 07/01/2010, 4500 Park Glen Road #300 Minneapolis, MN 55416 07/08/2010, 07/15/2010 2220791 6/10-7/15/10 (952) 925-6888 10-3974 11949072 THIS IS A COMMUNICATION FROM NOTICE OF MORTGAGE A DEBT COLLECTOR. FORECLOSURE SALE 2219347 6/10-7/15/10 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN NOTICE OF MORTGAGE THE TIME PROVIDED BY LAW IS FORECLOSURE SALE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE RIGHT TO VERIFICATION default has occurred in conditions of OF THE DEBT AND IDENTITY OF the following described mortgage: THE ORIGINAL CREDITOR WITHIN DATE OF MORTGAGE: J u n e 2 8 , THE TIME PROVIDED BY LAW IS 2001 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGOR: Mary M. Hall, a single default has occurred in conditions of person.

MORTGAGEE: River City Mortgage the following described mortgage: DATE OF MORTGAGE: May 27, 2004 Corporation.

MORTGAGOR: G e n e v i e v e J .

DATE AND PLACE OF RECORDING: R e g i s t e r e d S e p t e m b e r 2 4 , 2 0 0 1 , Johnston, a single person.

MORTGAGEE: Dakota Mortgage CorDakota County Registrar of Titles, Document No. 448819, Certificate of poration.

Title No. 122775.

DATE AND PLACE OF RECORDING: ASSIGNMENTS OF MORTGAGE: Recorded July 13, 2004, Dakota Assigned to: Firstar Bank, N.A., Dated: C o u n t y R e c o r d e r , D o c u m e n t N o .

June 28, 2001, Recorded: September 2224847.

24, 2001, Document No. 448820. And ASSIGNMENTS OF MORTGAGE: thereafter assigned to: Mortgage Elec- Assigned to: Chase Home Finance LLC t r o n i c R e g i s t r a t i o n S y s t e m s , I n c , f/k/a Chase Manhattan Mortgage CorDated: December 15, 2001, Recorded: p o r a t i o n , D a t e d : M a y 2 7 , 2 0 0 4 , April 8, 2002, Document No. 463847. Recorded: July 13, 2004, Document And thereafter assigned to: CitiMort- No. 2224848. gage, Inc, Dated: May 24, 2010.

TRANSACTION AGENT: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT'S MORTTRANSACTION AGENT: NONE GAGE IDENTIFICATION NUMBER ON T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE GAGE ORIGINATOR STATED ON LENDER OR BROKER AND MORT- MORTGAGE: Dakota Mortgage CorpoG A G E O R I G I N A T O R S T A T E D O N ration RESIDENTIAL MORTGAGE SERMORTGAGE: River City Mortgage CorVICER: Chase Home Finance LLC poration MORTGAGED PROPERTY ADDRESS: RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. 1473 4th Street West, Hastings, MN MORTGAGED PROPERTY ADDRESS: 55033 1040 East Travelers Trail, Burnsville, TAX PARCEL I.D. #: 9-34500-030-01 LEGAL DESCRIPTION OF PROPMN 55337 TAX PARCEL I.D. #: 02-16500-126-01 ERTY: Lot 3, Block 1, Hilltop Homes First LEGAL DESCRIPTION OF PROPERTY: Addition, Common Interest CommuEXHIBIT “A” nity N. 205, Dakota County, MinneResidential Unit No. 26 and Garage sota No. 26-A, Condominium No. 56, COUNTY IN WHICH PROPERTY IS Castle Crest Condominiums, located LOCATED: Dakota in the County of Dakota, subject to ORIGINAL PRINCIPAL AMOUNT OF a n d t o g e t h e r w i t h e a s e m e n t s , MORTGAGE: $134,100.00 restrictions, covenants, conditions AMOUNT DUE AND CLAIMED TO BE and provisions contained in the Dec- DUE AS OF DATE OF NOTICE, INCLUDlarations Document No. 128412, as ING TAXES, IF ANY, PAID BY MORTa m e n d e d b y F i r s t A m e n d m e n t GAGEE: $128,133.97 Document No. 132480, Second That prior to the commencement of Amendment Document No. 133844, this mortgage foreclosure proceeding Third Amendment Document No. Mortgagee/Assignee of Mortgagee com138895, Fourth Amendment Docu- plied with all notice requirements as ment No. 140001, Fifth Amendment required by statute; That no action or Document No. 141656 and the Sixth proceeding has been instituted at law Amendment Document No. 156833, o r o t h e r w i s e t o r e c o v e r t h e d e b t B y - L a w s o f C a s t l e C r e s t secured by said mortgage, or any part Homeowner’s Association Docu- thereof; ment No. 128413 and floor plans of PURSUANT to the power of sale consaid Condominium, as amended; tained in said mortgage, the above a c c o r d i n g t o t h e r e c o r d e d p l a t described property will be sold by the Sheriff of said county as follows: thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: July 27, LOCATED: Dakota 2010 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E , to pay the debt then secured by said INCLUDING TAXES, IF ANY, PAID BY Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGEE: $92,552.29 That prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption M o r t g a g e e / A s s i g n e e o f M o r t g a g e e within six (6) months from the date of complied with all notice requirements said sale by the mortgagor(s), their as required by statute; That no action personal representatives or assigns or proceeding has been instituted at unless reduced to Five (5) weeks under law or otherwise to recover the debt MN Stat. §580.07.

TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; P U R S U A N T t o t h e p o w e r o f s a l e owner-occupied, single-family dwellcontained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, mortgage is not reinstated under section 580.30 or the property is not 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , redeemed under section 580.23 is Law Enforcement Center, 1580 Hwy 11:59 p.m. on January 27, 2011.

MORTGAGOR(S) RELEASED FROM 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None premises, and the costs and "THE TIME ALLOWED BY LAW FOR disbursements, including attorneys' REDEMPTION BY THE MORTGAGOR, f e e s a l l o w e d b y l a w s u b j e c t t o THE MORTGAGOR'S PERSONAL REPredemption within six (6) months from RESENTATIVES OR ASSIGNS, MAY BE t h e d a t e o f s a i d s a l e b y t h e REDUCED TO FIVE WEEKS IF A JUDImortgagor(s), their personal represen- CIAL ORDER IS ENTERED UNDER tatives or assigns unless reduced to MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG Five (5) weeks under MN Stat. §580.07.

T I M E A N D D A T E T O V A C A T E OTHER THINGS, THAT THE MORTPROPERTY: If the real estate is an GAGED PREMISES ARE IMPROVED o w n e r - o c c u p i e d , s i n g l e - f a m i l y WITH A RESIDENTIAL DWELLING OF dwelling, unless otherwise provided by LESS THAN FIVE UNITS, ARE NOT law, the date on or before which the PROPERTY USED IN AGRICULTURAL mortgagor(s) must vacate the property P R O D U C T I O N , A N D A R E if the mortgage is not reinstated under section 580.30 or the property is not ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� ���������� ���� ��������� P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8484 1790011848 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222344 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 9 , 2003 MORTGAGORS: Jeffrey H. Carlston and Riki M. Carlston, husband and wife.

MORTGAGEE: C e n d a n t M o r t g a g e Corporation dba Burnet Home Loans.

DATE AND PLACE OF RECORDING: Recorded October 16, 2003, Dakota County Recorder, Document No. 2125371.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 8, 2008, Recorded: July 15, 2008, Document No. 2602655. And thereafter assigned to: CitiMortgage, Inc, Dated: November 3, 2009, Recorded: December 1, 2009, Document No. 2699248.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation dba Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7125 Upper 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11651-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Apple Ponds 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,544.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4068 1120068510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239944 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2004 MORTGAGORS: T o m R e i c h e r t a n d Erin E. Molin, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 23, 2004, Dakota County Recorder, Document No. 2270420.

ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK N A T I O N A L T R U S T C O M P A N Y F OR MORGAN STANLEY MORTGAGE LOAN TRUST 2005-3AR MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-3AR, Dated: April 22, 2009, Recorded: May 22, 2009, Document No. 2658835.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800852453063 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14699 Biscayne Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-80050-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, University Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,427.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 22124596 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222454 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2003 MORTGAGORS: Scott J. Konnad and Mary Jane Konnad, husband and wife.

MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National

Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded September 5, 2003, Dakota County Recorder, Document No. 2104675.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: May 25, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 20998 Iteri Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775012003 LEGAL DESCRIPTION OF PROPERTY: LOT 12, BLOCK 3, CLAY'S ACRES. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,052.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2086 0002569146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222414 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,250.00 MORTGAGOR(S): Bradley E. Praznik, aka Brad Praznik, a married man and Tammy L. Torres Praznik, a married woman, as husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2007 Dakota County Recorder Document Number: 2536202 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018202651 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9989 Upper 205th St W, Lakeville, MN 55044-8844 Tax Parcel ID Number: 22 75853 010 01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Meadows

ERTY: Lot 1, Block 1, The Meadows 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,233.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003989F04 2221289 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,480.00 MORTGAGOR(S): Binh J Le, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 01, 2005 Dakota County Registrar of Titles Document Number: 559993 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corporation Home Equity Loan Trust, Series 2005-HE3, Asset Backed Pass-Through Certificates Dated: May 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001120-6568938672-6 Lender or Broker: MortgageIt, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135377 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12211 County Road 11, Burnsville, MN 55337-3116 Tax Parcel ID Number: 02-15130-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, in Brittany Gables, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,157.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corporation Home Equity Loan Trust, Series 2005-HE3, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014944F01 2216027 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 4 , 2004 MORTGAGORS: Paul T. Herzog and Eva Herzog, husband and wife.

MORTGAGEE: Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded August 13, 2004, Dakota County Recorder, Document No. 2237590.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance, LLC S/B/M Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16290 Fernando Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-070-10 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Donnay's Valley Park 8th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,604.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011.

MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8510 1661144959 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222366 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2006 MORTGAGORS: Michael Russell and Kristen Anderson, Both single persons.

MORTGAGEE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded March 8, 2006, Dakota County Recorder, Document No. 2411002.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 11855 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17350-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Churchill Place, a planned community, CIC No. 221.

Dakota County together with appurtenant easements created pursuant to Declaration Doc # 1444785 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,775.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

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Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2515 651859202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223050 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeff Giacomini and Kim Giacomini, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 24, 2006 Dakota County Recorder Document Number: 2399667 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700008760178 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14760 Delmar Ct, Rosemount, MN 55068-4573 Tax Parcel ID Number: 34.15250.140.02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Broback Park, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,179.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012476F02 2215006 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 3 , 2006 MORTGAGORS: N a t h a n J . J a s p e r son and Angela M. Jasperson, husband and wife.

band and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 31, 2006, Dakota County Recorder, Document No. 2472266.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: May 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440003437024 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14720 Boysenberry Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-65200-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Rosewood Village, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $398,612.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-846 0039473624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223029 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Susan Jenkins, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2004 Dakota County Recorder Document Number: 2225484 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: May 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249130000013593 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3130 Farnum Dr # B, Eagan, MN 55121-1921 Tax Parcel ID Number: 10-18152-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Coachman Land Company 3rd Addition, according to

Company 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,739.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002582F02 2216066 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 MORTGAGORS: Willard L. Pankonin and Christi J. Pankonin, husband and wife.

MORTGAGEE: Interbank, FSB. DATE AND PLACE OF RECORDING: Recorded June 23, 2003, Dakota County Recorder, Document No. 2068679.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank, FA, Dated: May 19, 2003, Recorded: June 23, 2003, Document No. 2068680.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Interbank, FSB RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 25511 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-01900-030-77 LEGAL DESCRIPTION OF PROPERTY: The South 330 feet of the North 396 feet of the Northeast 1/4 of the Southeast 1/4 of Section 19, Township 113, Range 20 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $592,159.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM

2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2998 0607043718 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222554 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 4 , 2003 MORTGAGORS: Mai Xiong and Ted Richman Lee, wife and husband, and Tom Lee, a single person.

MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co..

DATE AND PLACE OF RECORDING: Registered October 6, 2003, Dakota County Registrar of Titles, Document No. 0516848, Certificate of Title No. 129483.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: May 14, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 7112 Claude Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115717007 LEGAL DESCRIPTION OF PROPERTY: Lot 17 in Block 7 of South Grove No. 8.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,736.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

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������ ������ �������and ���� ���if���� any, on said taxes, ing, unless otherwise provided by law, Mortgage, the date on or before which the mort- premises, and the costs and disbursegagor(s) must vacate the property if the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s mortgage is not reinstated under sec- allowed by law subject to redemption tion 580.30 or the property is not within six (6) months from the date of redeemed under section 580.23 is said sale by the mortgagor(s), their personal representatives or assigns 11:59 p.m. on January 27, 2011.

MORTGAGOR(S) RELEASED FROM unless reduced to Five (5) weeks under FINANCIAL OBLIGATION ON MORT- MN Stat. §580.07.

TIME AND DATE TO VACATE GAGE: None "THE TIME ALLOWED BY LAW FOR PROPERTY: If the real estate is an REDEMPTION BY THE MORTGAGOR, o w n e r - o c c u p i e d , s i n g l e - f a m i l y THE MORTGAGOR'S PERSONAL REP- dwelling, unless otherwise provided by RESENTATIVES OR ASSIGNS, MAY BE law, the date on or before which the REDUCED TO FIVE WEEKS IF A JUDI- mortgagor(s) must vacate the property CIAL ORDER IS ENTERED UNDER if the mortgage is not reinstated under MINNESOTA STATUTES, SECTION section 580.30 or the property is not 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G redeemed under section 580.23 is OTHER THINGS, THAT THE MORT- 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF F I N A N C I A L O B L I G A T I O N O N LESS THAN FIVE UNITS, ARE NOT MORTGAGE: None PROPERTY USED IN AGRICULTURAL "THE TIME ALLOWED BY LAW FOR P R O D U C T I O N , A N D A R E REDEMPTION BY THE MORTGAGOR, ABANDONED." THE MORTGAGOR'S PERSONAL Dated: May 26, 2010.

REPRESENTATIVES OR ASSIGNS, PNC Bank, National Association MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. U N D E R M I N N E S O T A S T A T U T E S , By: Paul A. Weingarden SECTION 582.032, DETERMINING, Attorneys for Mortgagee/Assignee of AMONG OTHER THINGS, THAT THE Mortgagee MORTGAGED PREMISES ARE 4500 Park Glen Road #300 IMPROVED WITH A RESIDENTIAL Minneapolis, MN 55416 DWELLING OF LESS THAN FIVE (952) 925-6888 UNITS, ARE NOT PROPERTY USED IN 4-2144 AGRICULTURAL PRODUCTION, AND 0002671195 ARE ABANDONED." Dated: June 3, 2010.

THIS IS A COMMUNICATION FROM CitiMortgage, Inc. A DEBT COLLECTOR. Mortgagee/Assignee of Mortgagee 2217875 6/10-7/15/10 USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOTICE OF MORTGAGE Mortgagee FORECLOSURE SALE 4500 Park Glen Road #300 THE RIGHT TO VERIFICATION Minneapolis, MN 55416 OF THE DEBT AND IDENTITY OF (952) 925-6888 THE ORIGINAL CREDITOR WITHIN 10-3957 THE TIME PROVIDED BY LAW IS 1974547 NOT AFFECTED BY THIS ACTION. THIS IS A COMMUNICATION FROM NOTICE IS HEREBY GIVEN, that A DEBT COLLECTOR. default has occurred in conditions of 2222684 6/10-7/15/10 the following described mortgage: DATE OF MORTGAGE: November 21, 2002 MORTGAGORS: P a t r i c i a A . O l i v e r NOTICE OF MORTGAGE and Mary Ann Oliver, both single perFORECLOSURE SALE NOTICE IS HEREBY GIVEN that sons.

MORTGAGEE: Prime Mortgage Cor- default has occurred in the conditions of the following described mortgage: poration.

DATE AND PLACE OF RECORDING: DATE OF MORTGAGE: May 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF Registered February 20, 2003, Dakota County Registrar of Titles, Document MORTGAGE: $187,064.00 MORTGAGOR(S): Nathan G Murphy, No. 489704, Certificate of Title No. a single person 135252.

MORTGAGEE: Mortgage Electronic ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgage, Inc, Dated: November 21, Recorded: June 02, 2008 Dakota 2002, Recorded: February 20, 2003, Document No. 489705. And thereafter County Recorder Document Number: 2593866 assigned to: Mortgage Electronic RegASSIGNMENTS OF MORTGAGE: istration Systems, Inc., Dated: And assigned to: BAC Home Loan December 4, 2002, Recorded: August 2, 2 0 0 4 , D o c u m e n t N o. 5 4 3 5 0 4 . A n d Servicing, L.P. Dated: September 24, 2009 thereafter assigned to: CitiMortgage, Recorded: September 28, 2009 Inc., Dated: May 26, 2010.

Dakota County Recorder Said Mortgage being Registered Land.

Document Number: 2686830 TRANSACTION AGENT: NONE Transaction Agent: Mortgage ElecTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiMORTGAGE: NONE LENDER OR BROKER AND MORT- cation Number: 100103210000403039 Lender or Broker: The Business GAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corpora- Bank, dba Prime Mortgage Residential Mortgage Servicer: BAC tion R E S I D E N T I A L M O R T G A G E S E R - Home Loans Servicing, L.P. Mortgage Originator: Not Applicable VICER: CitiMortgage, Inc. COUNTY IN WHICH PROPERTY IS MORTGAGED PROPERTY ADDRESS: 956 East Travelers Trail, Burnsville, LOCATED: Dakota Property Address: 20573 Hampshire MN 55337 TAX PARCEL I.D. #: 02-16500-149-01 Way, Lakeville, MN 55044-4673 Tax Parcel ID Number: LEGAL DESCRIPTION OF PROP22-82052-770-02 ERTY: LEGAL DESCRIPTION OF PROPExhibit A Residential Unit No. 49 and Garage ERTY: Lot 77, Block 2, Village Creek Unit No. 49-A, Condominium No. 56, 3rd Addition CIC No. 346.

AMOUNT DUE AND CLAIMED TO BE Castle Crest Condominiums, located in the County of Dakota; subject to D U E A S O F D A T E O F N O T I C E : and together with the easements, $189,919.07 THAT all pre-foreclosure requirerestrictions, covenants, conditions and provisions contained in the Dec- ments have been complied with; that laration, Document No. 128412, as no action or proceeding has been instia m e n d e d b y F i r s t A m e n d m e n t tuted at law or otherwise to recover the D o c u m e n t N o . 1 3 2 4 8 0 ; S e c o n d debt secured by said mortgage, or any Amendment Document No. 133844; part thereof; Third Amendment Document No. PURSUANT to the power of sale con138895; Fourth Amendment Docu- t a i n e d i n s a i d m o r t g a g e , t h e ment No. 140001; Fifth Amendment above-described property will be sold Document No. 141656 and the Sixth by the Sheriff of said county as folAmendment Document No. 156833, lows: By-Laws of Castle Crest DATE AND TIME OF SALE: July 23, Homeowner’s Association, Docu- 2010 at 10:00 AM ment No. 128413 and Floor Plans of PLACE OF SALE: Dakota County said condominium, as amended; and Law Enforcement Center, 1580 Highsubject to the provisions of Minne- way 55, Lobby S-100, Hastings, Minnesota Uniform Condominium Act, sota Minnesota Statutes 1980 Chapter to pay the debt secured by said mortgage and taxes, if any, on said pre515A and acts amendatory thereof.

Property address: 956 Travelers Trail mises and the costs and disbursements, including attorney fees allowed East, Burnsville, MN 55337 by law, subject to redemption within Torrens Certificate No. 118599 COUNTY IN WHICH PROPERTY IS six (6) months from the date of said LOCATED: Dakota sale by the mortgagor(s), their perORIGINAL PRINCIPAL AMOUNT OF sonal representatives or assigns.

MORTGAGE: $130,450.00 If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propD U E A S O F D A T E O F N O T I C E , erty is not redeemed under Minn. Stat.

INCLUDING TAXES, IF ANY, PAID BY §580.23, the Mortgagor must vacate MORTGAGEE: $119,980.52 the property on or before 11:59 p.m. on That prior to the commencement of January 23, 2011, or the next busithis mortgage foreclosure proceeding ness day if January 23, 2011 falls on a M o r t g a g e e / A s s i g n e e o f M o r t g a g e e Saturday, Sunday or legal holiday. complied with all notice requirements Mortgagor(s) released from financial as required by statute; That no action obligation: NONE or proceeding has been instituted at THIS COMMUNICATION IS FROM law or otherwise to recover the debt A DEBT COLLECTOR ATTEMPTsecured by said mortgage, or any part ING TO COLLECT A DEBT. ANY thereof; INFORMATION OBTAINED WILL BE P U R S U A N T t o t h e p o w e r o f s a l e USED FOR THAT PURPOSE. contained in said mortgage, the above THE RIGHT TO VERIFICATION OF described property will be sold by the THE DEBT AND IDENTITY OF THE Sheriff of said county as follows: ORIGINAL CREDITOR WITHIN THE DATE AND TIME OF SALE: July 29, T I M E P R O V I D E D B Y L A W I S N O T 2010 at 10:00 AM AFFECTED BY THIS ACTION. PLACE OF SALE: S h e r i f f ' s O f f i c e , THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said Mortgage, and taxes, if any, on said ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� ���������� ���� ��������� THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loan Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009018F02 2219383 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 5, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Tollie Thomas, Jr, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117026954 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp.

DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on December 29, 2006, as Document No. 603367 ASSIGNED TO: U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed Securities Trust 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Dated: April 16, 2010, and recorded May 18, 2010 by Document No. T662082.

LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 11, Palomino Woods, Dakota County, State of Minnesota PROPERTY ADDRESS: 14070 Heywood Path, Apple Valley, MN 55124 PROPERTY I.D: 01-56775-090-11 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Ninety and 41/100 ($160,090.41) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed Securities Trust 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00199-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3600154 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2220857 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: M i c h a e l K . H o u g e and Whitney R. Houge, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered May 25, 2006, Dakota County Registrar of Titles, Document No. 590989, Certificate of Title No. 109362.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF8, Asset-Backed Certificates, Series 2006-FF8, Dated: May 17, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007015487 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 13900 High Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-22680-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Echo Valley.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $640,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $660,816.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3672 1044664764 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223148 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony E Brown and Griselda Araiza Brown, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 29, 2006 Dakota County Recorder

Dakota County Recorder Document Number: 2484837 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100446701000225758 Lender or Broker: Alternative Mortgage Options, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 632 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-31200-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Common Interest Community Number 550, Griseldas Whispering Meadows, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,100.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014257F01 2214722 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Jasmyn C. Curry And Michael A. Curry, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2007 Dakota County Recorder Document Number: 2486014 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000141451 Lender or Broker: BankFirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5355 Upper 183rd St W, Farmington, MN 55024-9381 Tax Parcel ID Number: 14-19503-140-03 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Dakota County Estates Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,097.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015022F01 2215473 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 2 , 2006 MORTGAGORS: Bernard Blazek and Susan Blazek, husband and wife.

MORTGAGEE: A r g e n t M o r t g a g e Company LLC. DATE AND PLACE OF RECORDING: Recorded February 13, 2006, Dakota County Recorder, Document No. 2405574.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W5, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637657.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 107 21st Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-03700-015-10 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 10, Auditor's Subdivision No. 9, Lying Northerly of County Road No. 47, except the West 82 feet thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,810.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3111 4001105800 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222474 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F Huysentruit and Ellen L Huysentruit n/k/a Ellen Lynn Rongitsch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-011-26 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22.

Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,590.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F01 2215052 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 1997 MORTGAGOR: John E. Mahoney, a single person.

MORTGAGEE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded January 6, 1998, Dakota County Recorder, Document No. 1467583.

ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: December 23, 1997, Recorded: January 6, 1998, Document No. 1467584. And thereafter assigned to: CitiMortgage, Inc, Dated May 26, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 810 136th Street West, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-42701-111-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 11, Block 1, Knob Hill II COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $90,160.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

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LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3991 601959652 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222825 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,600.00 MORTGAGOR(S): Victor Hugo Arteaga, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2006 Dakota County Recorder Document Number: 2455445 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002725320 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 648 1st Ave S, South Saint Paul, MN 55075-2804 Tax Parcel ID Number: 36-75100-180-14 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 14, Tarbox Addition to South St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,140.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003399F03 2221378 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Michael J. King, single and Julie A. King, single MORTGAGEE: First Franklin, a division of National City Bank of IN

sion of National City Bank of IN DATE AND PLACE OF RECORDING: Recorded: August 26, 2005 Dakota County Recorder Document Number: 2355264 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: December 27, 2005 Dakota County Recorder Document Number: 2391749 And assigned to: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2005-FF9 Dated: March 18, 2009 Recorded: January 11, 2010 Dakota County Recorder Document Number: 2706879 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14767 Dallara Ave W, Rosemount, MN 55068-4556 Tax Parcel ID Number: 34-15200-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4 of Broback Addition, according to the recorded plat thereof, records of Dakota County, State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,376.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2005-FF9 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001490F02 2217986 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2007 MORTGAGOR: M a r i l y n N . M a y , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 5, 2007, Dakota County Recorder, Document No. 2548706.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 25, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100358122220013252 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Central Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18098 Kindred Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-84650-550-01 LEGAL DESCRIPTION OF PROPERTY: LOT 55, BLOCK 1, WOODHILL, COMMON INTEREST COMMUNITY NO, 482, WOOD HILL PREMIER TOWNHOMES, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,048.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,483.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3512 2004750867 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223008 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2005 MORTGAGORS: Aaron S. Hart and Jana M. Hart, husband and wife.

MORTGAGEE: T h e F i r s t N a t i o n a l Bank in Cannon Falls.

DATE AND PLACE OF RECORDING: Registered July 14, 2005, Dakota County Registrar of Titles, Document No. 569535, Certificate of Title No. 136720.

ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, N.A., Dated: May 24, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The First National Bank in Cannon Falls RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 3140 71st Street East, Inver Grove Heights, MN 55076-2549 TAX PARCEL I.D. #: 20-71157-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10 in Block 2 of South Grove No. 8, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,050.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-412 95962 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223035 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,096.65 MORTGAGOR(S): Julie M. Stuart, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc as a nominee for Delta Funding Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100076600000146948 SERVICER: Ocwen Loan Servicing, LLC LENDER: Delta Funding Corp.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 27, 2004, as Document No. 2242691 ASSIGNED TO: Wells Fargo Bank, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Asset-Backed Certificates, Series 2004-3 Dated: March 31, 2008, and recorded April 16, 2008 by Document No. 2584941.

LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 2, Village Creek 3rd Addition, CIC Number 327, Dakota County, Minnesota.

PROPERTY ADDRESS: 20725 Hampshire Circle, Lakeville, MN 55044 PROPERTY I.D: 228205230002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Eight Thousand Seventy-Six and 48/100 ($138,076.48) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemp-

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������� ���� ��� ���� The time allowed������ by law for ������ redemp ASSIGNEE OF MORTGAGEE: tion by said mortgagor(s), their perAurora Loan Services, LLC sonal representatives or assigns is 6 Wilford & Geske, P.A. months from the date of sale.

Attorneys for Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR Lawrence A. Wilford REDEMPTION BY THE MORTGAGOR, James A. Geske THE MORTGAGOR`S PERSONAL REP- 8425 Seasons Parkway, Suite 105 RESENTATIVES OR ASSIGNS, MAY BE Woodbury, MN 55125-4393 REDUCED TO FIVE WEEKS IF A JUDI- (651) 209-3300 CIAL ORDER IS ENTERED UNDER File Number: 011213F02 6/10-7/15/10 MINNESOTA STATUTES, SECTION 2221753 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: June 10, 2010 NOT AFFECTED BY THIS ACTION. Wells Fargo Bank, N.A., as NOTICE IS HEREBY GIVEN, that Trustee for the registered default has occurred in conditions of holders of Renaissance Home the following described mortgage: Equity Loan Asset-Backed DATE OF MORTGAGE: M a r c h 3 1 , Certificates, Series 2004-3 2006 Randall S. Miller & Associates, PLLC MORTGAGORS: Stephan Yarmolich Attorneys for Assignee of Mortgage/ and Oksana Raskina, husband and Mortgagee wife.

One Financial Plaza, MORTGAGEE: Mortgage Electronic 120 South Sixth Street, Suite 1100 Registration Systems, Inc..

Minneapolis, MN 55402 DATE AND PLACE OF RECORDING: Phone: 612-573-3677 Recorded April 21, 2006, Dakota Our File No. 09MN00106-2 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o .

2422441, as corrected by Corrective A DEBT COLLECTOR. A S A P # 3 5 9 1 4 8 5 0 6 / 1 0 / 2 0 1 0 , Mortgage recorded: August 21, 2006 as 06/17/2010, 06/24/2010, 07/01/2010, document number 2455314.

ASSIGNMENTS OF MORTGAGE: 07/08/2010, 07/15/2010 2215108 6/10-7/15/10 Assigned to: U.S. Bank, N.A., Dated: April 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: 100021278842711827 default has occurred in the conditions LENDER OR BROKER AND MORTof the following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: March 12, MORTGAGE: U.S. Bank, N.A. 2004 RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF VICER: U.S. Bank Home Mortgage MORTGAGE: $135,000.00 MORTGAGED PROPERTY ADDRESS: MORTGAGOR(S): Gretchen M. Murr 5233 173rd Street West, Farmington, and Thomas E. Murr, Wife and Hus- MN 55024 band TAX PARCEL I.D. #: 22-44078-184-15 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: DATE AND PLACE OF RECORDING: Unit No. 184, CIC No. 330, Lake Recorded: May 11, 2004 Dakota Place, A Condominium Located in County Recorder Dakota County, Minnesota Document Number: 2203280 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: LOCATED: Dakota And assigned to: Aurora Loan SerORIGINAL PRINCIPAL AMOUNT OF vices, LLC MORTGAGE: $178,884.00 Dated: May 20, 2010 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDtronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE: $182,365.22 cation Number: 100061900000147111 That prior to the commencement of Lender or Broker: Summit Mortgage this mortgage foreclosure proceeding Corp.

Mortgagee/Assignee of Mortgagee comR e s i d e n t i a l M o r t g a g e S e r v i c e r : plied with all notice requirements as Aurora Loan Services, LLC required by statute; That no action or Mortgage Originator: Not Applicable proceeding has been instituted at law COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t LOCATED: Dakota secured by said mortgage, or any part Property Address: 233 E Spruce St, thereof; South Saint Paul, MN 55075-3526 PURSUANT to the power of sale conT a x P a r c e l I D N u m b e r : tained in said mortgage, the above 36-71500-150-30 described property will be sold by the L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: ERTY: Lot 15, Block 30, Spring Park, DATE AND TIME OF SALE: August 6, Dakota County, Minnesota 2010 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: S h e r i f f ' s O f f i c e , D U E A S O F D A T E O F N O T I C E : Law Enforcement Center, 1580 Hwy $141,412.70 55, Lobby #S-100, Hastings, MN THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that Mortgage, and taxes, if any, on said no action or proceeding has been insti- premises, and the costs and disbursetuted at law or otherwise to recover the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s debt secured by said mortgage, or any allowed by law subject to redemption part thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of said county as fol- MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: July 23, E R T Y : I f t h e r e a l e s t a t e i s a n 2010 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE: Dakota County ing, unless otherwise provided by law, Law Enforcement Center, 1580 High- the date on or before which the mortway 55, Lobby S-100, Hastings, Minne- gagor(s) must vacate the property if the sota mortgage is not reinstated under secto pay the debt secured by said mort- tion 580.30 or the property is not gage and taxes, if any, on said pre- redeemed under section 580.23 is mises and the costs and disburse- 11:59 p.m. on February 7, 2011. ments, including attorney fees allowed MORTGAGOR(S) RELEASED FROM by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE: None "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their perREDEMPTION BY THE MORTGAGOR, sonal representatives or assigns.

If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION January 23, 2011, or the next busi- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ness day if January 23, 2011 falls on a OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT obligation: NONE THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." Dated: June 8, 2010.

INFORMATION OBTAINED WILL BE U.S. Bank, N. A. USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of Mortgagee AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 19-944 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 7884271182 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 6/17-7/22/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2231338 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE:

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Edward J Horner and Linda D Horner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 15, 2009 Dakota County Registrar of Titles Document Number: 647244 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: May 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935130601897 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122836 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 974 Stratford Ct, Burnsville, MN 55337-6869 Tax Parcel ID Number: 02-72671-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), Stratford Green 2nd Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,818.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014600F01 2221346 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 7 , 2007 MORTGAGOR: Randy A. Jacobson, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 30, 2007, Dakota County Recorder, Document No. 2506631.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by

by as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: November 13, 2009, Recorded: December 14, 2009, Document No. 2702218.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013077091 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1663 Concord Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-080-14 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and 8, Block 14, Lincoln Park Addition to South Saint Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,664.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3675 1044857865 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223175 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way # 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-046-03 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,092.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F01 2215969 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Isaac L. Majetich And Theresa Ann Majetich fka Theresa Ann Pawlenty, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder Document Number: 2374371 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000147867 Lender or Broker: Winstar Mortgage Partners, Inc. DBA Partner Loan Services Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1226 View Ct, Hastings, MN 55033-2523 Tax Parcel ID Number: 19-19501-290-06 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Dakota Hills Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,647.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014979F01 2221331 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2007 MORTGAGOR:Corrinn A. Dobmeier, a single person.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Registered March 16, 2007, Dakota County Registrar of Titles, Document No. 607540, Certificate of Title No. 085066.

O F A S S I G N M E N T S MORTGAGE:NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2009 East 122nd Street, Unit C15, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-03610-073-69 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” LEGAL DESCRIPTION Apartment No. C-15, together with 1.104% of undivided interest in the common areas and facilities, Regency Condominium Homes, a condominium with a post office address of East 122nd Street, Burnsville, Minnesota; located on the following described land: That part of the Southwest Quarter of Section 36, Township 27, Range 24, Dakota County, Minnesota, described as follows: The West 660.00 feet of the North 463.1 feet, except the West 235.0 feet of the South 423.0 feet of the north 463.1 feet thereof; And also that part of the West 660.0 feet lying South of the North 463.1 feet, and East of the West 205.65 feet and North of the following described Line: Beginning at a point on the West line of Southwest Quarter of Section 36, distant 589.4 feet South of the Northwest corner thereof; thence Northeasterly at an angle of 85 degrees 30 minutes to the West line of said Southwest Quarter, to its intersection with the East line of the West 660.0 feet and there terminating, according to the Declaration and attached By-Laws filed as Document No. 76910 on the 11th day of March 1975, and the Floor Plans filed as Document No. 76911 on the 11th day of March, 1975, and Amendment to Declaration filed as Document No. 77386, files of Registrar of Titles, Dakota County, Minnesota, as Condominium Floor Plan No. 19 which apartment is restricted to use for residential purposes only as fully set out in said Declaration and Bylaws.

Subject to the provisions of the Minnesota Condominium Act, Minnesota Statutes, Chapter 515.

Together with Garage No. 79.

Torrens Property/Certificate No. 85066 Subject Property Address: 2009 East 122nd Street, Apt. C15, Burnsville, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$55,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$54,209.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4000 654915854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2228664 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2003 MORTGAGORS: Brynn D. Rogers and Sherry Good, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2003, Dakota County Recorder, Document No. 2124851.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 23, 2009, Recorded: December 2, 2009, Document No. 2699550.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915393377 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11114 Zebulon Pike Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-64102-050-06 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 6, River Hills Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,484.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM

2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 0613522804 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231481 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 3 , 2006 MORTGAGORS: Thomas S. Solberg, a single person MORTGAGEE: City & County Credit Union, a state chartered credit union DATE AND PLACE OF RECORDING: Dakota County Recorder's Office, State of Minnesota, on February 22, 2006, as Document No. 2407726.

LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Heather Hills 2nd Addition Common Interest Community No. 467, Dakota County, Minnesota.

(More commonly referred to as 13601 Heather Hills Drive, Burnsville, Minnesota 55306) ADDRESS AND COUNTY IN WHICH PROPERTY IS LOCATED: 13601 Heather Hills Drive, Burnsville, Minnesota 55306 T A X P A R C E L I D N O . : 02-32251-010-06 TRANSACTION AGENT: N/A TRANSACTION AGENT MORTGAGE IDENTIFICATION NO.: N/A MORTGAGE ORIGINATOR: N/A RESIDENTIAL MORTGAGE SERVICER: N/A LENDER OR BROKER: CITY & COUNTY CREDIT UNION 144 - 11th Street East, St. Paul, MN. 55101-2380 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,748.64 That prior to the commencement of this mortgage foreclosure proceeding the Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Dakota County Sheriff as follows: DATE AND TIME OF SALE: August 4, 2010, at 10:00 A.M. PLACE OF SALE: D a k o t a C o u n t y Sheriff's Department Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagors, their personal representatives or assigns. The time allowed by law for redemption by the mortgagors, the mortgagors' personal representatives or assigns, may be reduced to five (5) weeks if a Judicial Order is entered under Minnesota Statutes, Section 582.032, determining, among other things, that the mortgaged premises are dwelling of less than five (5) units, are not property used in agricultural production, and are abandoned.

MORTGAGES RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE Dated: June 2, 2010

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Dated: June 2, 2010 City & County Credit Union state chartered credit union, Mortgagee Timothy W. J. Dunn Attorney for Mortgagee, City & County Credit Union 1150 US Bank Center 101 East Fifth Street St. Paul, MN 55101-1808 (651) 297-8484 Attorney I.D. No. 24910 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2225031 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 , 2006 MORTGAGOR: Elizabeth A. Cleary, a single woman.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 17, 2006, Dakota County Recorder, Document No. 2413103.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CH2, Asset Backed Pass-Through Certificates, Series 2006-CH2, Dated: February 11, 2010, Recorded: February 24, 2010, Document No. 2715898.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16900 West Gerdine Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 2-16701-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cedar Highlands Second Addition, According to the map or plat thereof on file or of record in the Office of The County Recorder in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,375.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3906 19100825 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231392 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 7 , 2005 MORTGAGORS: Rosalyn Prekker and James Volk, both single.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded March 17, 2005, Dakota County Recorder, Document No. 2305081.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 22, 2005, Recorded: May 2, 2005, Document No. 2317912. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005 - FF4, Asset-Backed Certificates, Series 2005-FF4, Dated: August 1, 2008, Recorded: September 18, 2008, Document No. 2613737.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 2106 Opal Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670030005 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 5, Cedar Grove No. 1, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,911.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3682 1044436912 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2229852 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 MORTGAGOR: Winnifred M. Stimmler, an unmarried woman.

MORTGAGEE:EverBank.

DATE AND PLACE OF RECORDING: Recorded December 11, 2006, Dakota County Recorder, Document No. 2481020.

ASSIGNMENTS OF MORTGAGE: Assigned to: Seattle Mortgage, Dated: November 16, 2006, Recorded: December 11, 2006, Document No. 2481022, as corrected by Corrective Assignment Recorded: September 29, 2009, as Document No. 2687036. And thereafter assigned to: Bank of America, N.A., Dated: January 27, 2009, Recorded: January 29, 2009, as Document No. 2633658.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: EverBank RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 72 Walden Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 028340304004 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Walden Townhouses Plat 4 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,454.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-934 4421679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2229805 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 9 , 2008 MORTGAGOR:Kari E. Keller, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Registered February 28, 2008, Dakota County Registrar of Titles, Document No. 624432, Certificate of Title No. 123462.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 14, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000163192 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3639 Vermilion Court North, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16935-108-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1108 CIC No. 176, Vemilion Carriage Homes, a condominium located in Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$127,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$127,917.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3923 2005123251 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2228615 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,500.00 MORTGAGOR(S): George J Blesi and Brita J Blesi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2008 Dakota County Recorder Document Number: 2582697 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001375308 Lender or Broker: Minnesota Lending Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 309 8th Ave S, South Saint Paul, MN 55075-2509 Tax Parcel ID Number: 36-64300-030-04 LEGAL DESCRIPTION OF PROP-

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������� ���� ��� ���� within PROP P T I O N O F������ L E G A L D E S C R I������ by law, subject to redemption ERTY: Lot 3, Block 4, Riverside Park six (6) months from the date of said Addition to the City of St. Paul, Dakota sale by the mortgagor(s), their perCounty, Minnesota. sonal representatives or assigns.

AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated D U E A S O F D A T E O F N O T I C E : under Minn. Stat. §580.30 or the prop$139,546.31 erty is not redeemed under Minn. Stat.

THAT all pre-foreclosure require- §580.23, the Mortgagor must vacate ments have been complied with; that the property on or before 11:59 p.m. on no action or proceeding has been insti- January 30, 2011, or the next busituted at law or otherwise to recover the ness day if January 30, 2011 falls on a debt secured by said mortgage, or any Saturday, Sunday or legal holiday. part thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the THIS COMMUNICATION IS FROM above-described property will be sold A DEBT COLLECTOR ATTEMPTby the Sheriff of said county as fol- ING TO COLLECT A DEBT. ANY lows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: August USED FOR THAT PURPOSE. 03, 2010 at 10:00 AM THE RIGHT TO VERIFICATION OF PLACE OF SALE: Dakota County THE DEBT AND IDENTITY OF THE Law Enforcement Center, 1580 High- ORIGINAL CREDITOR WITHIN THE way 55, Lobby S-100, Hastings, Minne- T I M E P R O V I D E D B Y L A W I S N O T sota AFFECTED BY THIS ACTION. to pay the debt secured by said mortTHE TIME ALLOWED BY LAW FOR gage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPments, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION sonal representatives or assigns.

582.032, DETERMINING, AMONG If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL February 03, 2011, or the next busi- PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ness day if February 03, 2011 falls on a Saturday, Sunday or legal holiday.

ASSIGNEE OF MORTGAGEE: Mortgagor(s) released from financial US Bank, N.A. Wilford & Geske, P.A. obligation: NONE THIS COMMUNICATION IS FROM Attorneys for Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- Lawrence A. Wilford ING TO COLLECT A DEBT. ANY James A. Geske INFORMATION OBTAINED WILL BE 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (651) 209-3300 THE DEBT AND IDENTITY OF THE File Number: 002265F02 6/17-7/22/10 ORIGINAL CREDITOR WITHIN THE 2230479 TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPDate: June 11, 2010 RESENTATIVES OR ASSIGNS, MAY BE YOU ARE NOTIFIED THAT: REDUCED TO FIVE WEEKS IF A JUDI1. THE RIGHT TO VERIFICATION OF CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- T I M E P R O V I D E D B Y L A W I S N O T GAGED PREMISES ARE IMPROVED AFFECTED BY THIS ACTION. 2. THIS COMMUNICATION IS FROM A WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT DEBT COLLECTOR ATTEMPTING TO PROPERTY USED IN AGRICULTURAL COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR PRODUCTION, AND ARE ABANDONED. THAT PURPOSE. YOU ARE NOT OBLIDATED: June 17, 2010 GATED TO PERSONALLY PAY THIS ASSIGNEE OF MORTGAGEE: INDEBTEDNESS DUE TO YOUR DISU.S. Bank National Association CHARGE IN BANKRUPTCY. HOWEVER, Wilford & Geske, P.A. ANCHOR BANK, N.A. IS ATTEMPTING Attorneys for Assignee of Mortgagee TO ENFORCE ITS RIGHTS UNDER A Lawrence A. Wilford MORTGAGE AGAINST THE MORTJames A. Geske GAGED PROPERTY. 8425 Seasons Parkway, Suite 105 3. Default has occurred in the condiWoodbury, MN 55125-4393 tions of the mortgage dated May 30, (651) 209-3300 executed by Arthur J. Duncan, a 2007 File Number: 015153F01 2228997 6/17-7/22/10 single person, as Mortgagor, to Anchor Bank, N.A., f/k/a Anchor Bank Farmington, N.A., as Mortgagee, and filed for record on July 10, 2007, as Document Number 2529345, in the Office of the NOTICE OF MORTGAGE County Recorder of Dakota County, FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Minnesota and modified in a Modificadefault has occurred in the conditions tion of Mortgage filed on June 12, 2008 of the following described mortgage: as Document Number 2596246 in the DATE OF MORTGAGE: October 25, O f f i c e o f t h e C o u n t y R e c o r d e r o f 2002 Dakota County, Minnesota. The land ORIGINAL PRINCIPAL AMOUNT OF described in the Mortgage is not regisMORTGAGE: $200,000.00 tered land.

MORTGAGOR(S): Jeffery D. Wilkie 4. The Mortgage has been assigned and Melissa A. Wilkie, husband and as follows: Not applicable. wife 5. The original principal amount MORTGAGEE: Gopher State Mort- s e c u r e d b y t h e M o r t g a g e w a s : Forty-Five Thousand and No/100 gage Corporation DATE AND PLACE OF RECORDING: ($45,000.00) Dollars.

6. No action or proceeding at law is Recorded: February 25, 2003 Dakota County Recorder now pending to recover the debt Document Number: 2004959 secured by the Mortgage, or any part thereof.

ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank, N.A. 7. The holder of the Mortgage has complied with all conditions preceDated: October 25, 2002 Recorded: February 25, 2003 Dakota d e n t t o a c c e l e r a t i o n o f t h e d e b t secured by the Mortgage and forecloCounty Recorder sure of the Mortgage, and all notice Document Number: 2004960 Transaction Agent: Not Applicable and other requirements of applicable Transaction Agent Mortgage Identifi- statutes. cation Number: Not Applicable 8. At the date of this notice the Lender or B r o k e r : G o p h e r State amount due on the Mortgage, and Mortgage Corporation taxes, if any, paid by the holder of the Residential Mortgage Servicer: U.S. Mortgage is: $45,186.47.

9. Pursuant to the power of sale in Bank Home Mortgage the Mortgage, the Mortgage will be Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS foreclosed, and the land described as LOCATED: Dakota follows: Property Address: 9334 204th St W, Exhibit “A” Lakeville, MN 55044-5841 The North 290.20 feet of the East Tax Parcel ID Number: Half of the Northwest Quarter of the 22-18201-010-02 Southeast Quarter of the Northwest LEGAL DESCRIPTION OF PROPQuarter EXCEPT that part of the ERTY: Lot 1, Block 2, Country Creek East Half of the Northwest Quarter of Estates Second Addition, according to the Southeast Quarter of the the recorded plat thereof, Dakota Northwest Quarter of Section 28, County, Minnesota.

Township 28, Range 22, Dakota County Minnesota, described as AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: follows: Beginning at the point of $170,736.02 THAT all pre-foreclosure requireintersection of the North line of ments have been complied with; that Southeast 1/4 of Northwest 1/4 of no action or proceeding has been instisaid Section 28 and the center line of 20th Avenue South, thence East tuted at law or otherwise to recover the along said North line 217.7 feet, debt secured by said mortgage, or any thence South 290.2 feet parallel to part thereof; the center line of said 20th Avenue PURSUANT to the power of sale conSouth extended, thence tained in said mortgage, the Southwesterly 259.5 feet to a point above-described property will be sold on the center line of said 20th by the Sheriff of said county as folAvenue South extended, thence lows: DATE AND TIME OF SALE: July 30, North to the point of beginning: 2010 at 10:00 AM AND PLACE OF SALE: Dakota County That part of the Northwest Quarter of Law Enforcement Center, 1580 Highthe Southeast Quarter of the way 55, Lobby S-100, Hastings, MinneNorthwest Quarter of Section 28, sota Township 28, Range 22, to-wit: to pay the debt secured by said mortBeginning at the point of intersection of the South line of 3rd gage and taxes, if any, on said premises and the costs and disburseStreet South with the East line of ments, including attorney fees allowed by law, subject to redemption within ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� DESCRIPTION OF PROP LEGAL ERTY: Lot 10, Block 5, in Bluebill Bay ���������� ���� ��������� Street South with the East line of 20th Avenue South, thence Easterly with said South line of 3rd Street 187.7 feet, thence Southerly and parallel with said Easterly line of said 20th Avenue South 56 feet, thence Westerly and parallel with said South line of said 3rd Street 187.7 feet to a point and the Easterly line of said 20th Avenue South, thence Northerly with the East line of 20th Avenue South 56 feet to the point of beginning, Dakota County, Minnesota.

EXCEPT THE FOLLOWING DESCRIBED PARCELS: That part of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, to-wit: Beginning at the point of intersection of the South line of 3rd Street South with the East line of 20th Avenue South, thence Easterly with said South line of 3rd Street 145 feet, thence Southerly and parallel with said Easterly line of said 20th Avenue South 56 feet, thence Westerly and parallel with said South line of said 3rd Street 145 feet to a point on the Easterly line of said 20th Avenue South, thence Northerly with the East line of 20th Avenue South 56 feet to the point of beginning, Dakota County, Minnesota.

That part of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, described as follows: Commencing at the intersection of the North line of said Northwest Quarter of the Southeast Quarter of the Northwest Quarter and the East line of 20th Avenue South, thence Easterly along said North line a distance of 145 feet to the point of beginning thence continue East along said North line 125.59 feet, more or less, to the West line of 19th Avenue South and its Southerly extension, thence South along the West line of 19th Avenue South and is Southerly extension for a distance of 30 feet, thence Westerly parallel to the North line of said Northwest Quarter of the Southeast Quarter of the Northwest Quarter a distance of 125.59 feet, thence North 30 feet to the point of beginning and there terminating, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on August 6, 2010 at 10:00 a.m. at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, City of Hastings, in said county and state.

10. The time allowed for redemption

by Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.

11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 12. THE MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON THE MORTGAGE IS/ARE: NONE. MORTGAGEE: Anchor Bank, N.A. f/k/a Anchor Bank St. Paul, N.A. f/k/a Anchor Bank Farmington, N.A. By: Severson, Sheldon, Dougherty & Molenda, P.A. By: Thomas R. Donely Attorneys for Anchor Bank, N.A. 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (952) 432-3136 (File No.: 11143-29856) 2229152 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffrey A Standridge and Sherry R Standridge, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 07, 2007 Dakota County Registrar of Titles Document Number: 615216 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000312241 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 89611 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16160 Inglewood Dr, Lakeville, MN 55044-8768 Tax Parcel ID Number: 22-14500-100-05 LEGAL DESCRIPTION OF PROP-

Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,557.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015058F01 2230797 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 MORTGAGOR: Robert Jacobsen, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 3, 2007 Dakota County Registrar of Titles Document #: 613577 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 157, COMMON INTEREST COMMUNITY NO. 323, A CONDOMINIUM, VERMILLION GROVE CONDOMINIUMS, DAKOTA COUNTY, MINNESOTA. The Torrens Certificate No. is 142467 PARCEL ID #: 14-82501-157-08 P R O P E R T Y A D D R E S S : 19650 Meadowlark Way, Farmington, Minnesota 55024 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $224,493.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 am PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is February 5, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 15, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2231737 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Rebecca A Vieths, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 574999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104473199 Lender or Broker: Custom Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 612 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, South Oaks of Hastings, CIC No. 422, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,718.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 2230835 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 , 2004 MORTGAGORS: Joseph N. Pattison and Marsha T. Pattison, husband and wife.

MORTGAGEE: S o u n d M o r t g a g e Decisions Corporation.

DATE AND PLACE OF RECORDING: Registered December 30, 2004, Dakota County Registrar of Titles, Document No. 555520, Certificate of Title No. 134748.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc., Dated: October 1, 2004, Recorded: December 30, 2004, Document No. 555521.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sound Mortgage Decisions Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7268 Clay Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-100-01 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Those parts of Lots 9 and 10, Block 1, South Grove No. 3; according to the recorded plat thereof, lying Westerly of the following described line: Beginning at a point on the North line of said Lot 9, a distance of 10 feet, Westerly from the Northeast corner of said Lot 9, thence Southeasterly to a point on the Southerly line of said Lot 10, of said Block 1, an arc distance of 10 feet, Easterly of the Southwest corner of said Lot 10, when measured along said Southerly line.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,885.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3950 646763559 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2225218 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York M e l l o n f k a T h e B a n k o f N e w York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series

Pass Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2228739 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Charles L. Nelson and Gretchen L. Nelson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2007 Dakota County Recorder Document Number: 2494751 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100323700003138685 Lender or Broker: FMF Capital LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1227 82nd St E, Inver Grove, MN 55077-3831 Tax Parcel ID Number: 20-56700-010-00 / 20-01700-050-31 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Paradise Valley, according to the plat thereof now on file and of record in the office of the County Recorder in and for Dakota County, Minnesota.

That part of the West One-half (W1/2) of the Northwest Quarter of Section 17, Township 27, Range 22, described as follows; Beginning at the northwest corner of Lot 1, Paradise Valley, as on file and of record; thence East along the north line of said Lot 1 a distance of 136 feet to the East line of the West One-half (W 1/2) of said Northwest Quarter (NW 1/4); thence North along said East line of the West One-half (W 1/2) of the Northwest Quarter (NW 1/4) a distance of 48.34 feet; thence West parallel with the north line of the said Lot 1 a distance of the 136 feet; thence South 48.34 feet to the point of the beginning AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,072.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005569F02 2225708 6/17-7/22/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Kelly J. Hocks and Michael J. Hocks, wife and husband.

MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded June 28, 2006, Dakota County Recorder, Document No. 2441439.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: February 25, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 15114 Dunwood Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017690007206 LEGAL DESCRIPTION OF PROPERTY: Unit No. 72, Common Interest Community No. 241, Prairie Crossing Villas, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,909.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-243 494257-9 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231413 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2003.

MORTGAGOR: JADEAN DEVELOPMENT, INC., a Minnesota corporation, and VISTA DEVELOPMENT, INC., a Minnesota corporation (collectively “Mortgagor”).

MORTGAGEE: THE RECHTZIGEL FAMILY PARTNERSHIP, LP, a Minnesota limited partnership.

DATE AND PLACE OF RECORDING: Recorded December 31, 2003, at Dakota County Recorder as Document

Dakota County Recorder as Document No. 2159242.

ASSIGNMENT OF MORTGAGE: There has been no assignment of said mortgage, however, said mortgage was extended by Extension of Mortgage Deed And Of Accompanying Promissory Note entered into by said Mortgagor and Mortgagee, said Extension being dated March 13, 2009.

LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” That part of the Northeast Quarter of the Northeast Quarter, the Northwest Quarter of the Northeast Quarter and the Southwest Quarter of the Northeast Quarter, Section 2, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the northeast corner of said Section 2; thence South 01 degrees 11 minutes 40 seconds East, along the east line of said northeast Quarter of the Northeast Quarter, a distance of 1219.34 feet to the centerline of Dodd Boulevard according to Dakota County Road Right of Way Map No. 177; thence South 89 degrees 57 minutes 37 seconds West, along said centerline of Dodd Boulevard, a distance of 1531.63 feet; thence deflecting on a tangential curve concave to the southeast having a radius of 1432.39 feet, a delta angle of 37 degrees 47 minutes 05 seconds and a length of 944.62 feet; thence North 52 degrees 09 minutes 13 seconds East, along the centerline of Old Dodd Boulevard a distance of 2481.85 feet to the north line of said Northeast Quarter of the Northeast Quarter; thence South 89 degrees 58 minutes 16 seconds East, along said north line, a distance of 423.39 feet to the point of beginning.

Exception No. 1: That part of the NE 1/4 of Section 2, Township 114, Range 20, described as follows: Commencing at the Northeast corner of the NE 1/4 of said Section 2; thence on an assumed bearing of south 01 degrees 11 minutes 40 seconds East, along the east line of said NE 1/4, a distance of 1159.33 feet; thence South 89 degrees 57 minutes 37 seconds West a distance of 50.01 feet to R/W boundary corner B10 as designated on Dakota County Road Right of Way Map No. 177, said boundary corner being on the northerly right of way line of Dodd Boulevard as designated on said right of way map; thence continuing South 89 degrees 57 minutes 37 seconds West, along said northerly right of way line, a distance of 1127.51 feet to the point of beginning of the land to be described; thence continuing South 89 degrees 57 minutes 37 seconds West, along said northerly right of way line, a distance of 352.90 feet to R/W corner B9 as designated on said right of way map; thence westerly along said northerly right of way line on a tangential curve concave to the south, having a radius of 1492.39 feet, a central angle of 3 degrees 38 minutes 24 seconds and a distance of 94.81 feet to R/W boundary corner B8, as designated on said right of way map; thence North 4 degrees 23 minutes 36 seconds West, not tangent to the last described curve, a distance of 75.14 feet along the easterly right of way line of Dodd Lane as designated on said right of way map to R/W boundary corner B7; thence northerly, along said easterly right of way line on a tangential curve concave to the west having a radius of 331.56 feet, a central angle of 14 degrees 12 minutes 41 seconds and a distance of 82.24 feet to R/W boundary corner B6 as designated on said right of way map; thence north 52 degrees 09 minutes 13 seconds East, not tangent to the last described curve, along the southeasterly boundary of Parcel 10, as designated on said right of way map, a distance of 150.99 feet; thence South 41 degrees 19 minutes 17 seconds East a distance of 137.92 feet; thence South 61 degrees 28 minutes 18 seconds East a distance of 295.31 feet to the point of beginning.

Exception No. 2: Parcel 5 as designated on Dakota County Road Right of Way Map No. 177.

Exception No. 3: Parcel 9 as designated on Dakota County Right of Way Map No. 177.

Exceptions No. 4 and No. 5: Parcels 6, 10, and 14 as designated on Dakota County Right of Way Map No. 177.

Exception No. 6: Parcels No. 7, 12 and 13 as designated on Dakota County Right of Way Map No. 177.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Two Million Six Hundred Thirty Thousand and 00/100 Dollars ($2,630,000.00).

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: Two Million Seven Hundred Nine Thousand One Hundred Sixteen and 16/100 Dollars ($2,709,116.16).

That prior to the commencement of this mortgage foreclosure proceeding, Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 A.M. PLACE OF SALE: Sheriff of Dakota County, Civil Division, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota 55033; to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagors, their personal representatives or assigns.

MORTGAGOR(S) RELEASE FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED

BY THIS ACTION. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 11, 2010 THE RECHTZIGEL FAMILY PARTNERSHIP, LP Mortgagee R. GLENN NORD & ASSOCIATES, P.A. By: R. Glenn Nord Attorney for Mortgagee 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 (952) 469-4948 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231990 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,520.00 MORTGAGOR(S): Farzad Freshtekhu, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 22, 2005 Dakota County Recorder Document Number: 2391257 AND CORRECTIVE MORTGAGE RECORDING: May 23, 2006 Dakota County Recorder Document Number: 2431919 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500005443147 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 208A, Eagan, MN 55122-2182 Tax Parcel ID Number: 10-22470-208-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. A208, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $107,718.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010562F02 2227800 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:D e c e m b e r 8 , 2006 MORTGAGORS:M a t t h e w J a m e s Johnson and James Johnson, both single persons.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 14, 2007, Dakota County Recorder, Document No. 2496598.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 20, 2008, Recorded: February 22, 2008, Document No. 2573522.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900140923656 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12921 South Penn Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01400-081-41 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the East 1/2 of the East 1/2 of the West 1/2 of Section 14, Township 115, Range 21, described as follows, EXCEPT that part within the plat of Burnsville Manor 3rd Addition: Commencing at a point 2078 feet North of the Southeast corner of the Southwest 1/4 of said section; thence continuing North 825.25 feet; thence at right angles west 401.5 feet to the actual point of beginning; thence continuing West a distance of 258.5 feet; thence South at right angles a distance of 150 feet; thence East at right angles a distance of 258.5 feet; thence north 150 feet to the point of beginning, Dakota County Minnesota.

Subject to the right-of-way of Penn Avenue South.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,292.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

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������ ������� ���� ��� ���� THE MORTGAGOR������ S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A NOTICE OF MORTGAGE JUDICIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION NOTICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG O T H E R T H I N G S , T H A T T H E default has occurred in the conditions M O R T G A G E D P R E M I S E S A R E of the following described mortgage: DATE OF MORTGAGE: August 03, IMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E 2005 ORIGINAL PRINCIPAL AMOUNT OF UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND MORTGAGE: $188,000.00 MORTGAGOR(S): Matthew D. AnderARE ABANDONED." son and Jenny A. Anderson, husband Dated: June 4, 2010. and wife CitiMortgage, Inc. MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. DATE AND PLACE OF REGISTERBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of ING: Registered: August 24, 2005 Dakota Mortgagee County Registrar of Titles 4500 Park Glen Road #300 Document Number: 573031 Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 And assigned to: U.S. Bank, N.A. 10-4004 Dated: May 11, 2009 2004034453 Registered: May 22, 2009 Dakota THIS IS A COMMUNICATION FROM County Registrar of Titles A DEBT COLLECTOR. Document Number: T644181 2228637 6/17-7/22/10 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOTICE OF MORTGAGE cation Number: 100021278850213021 FORECLOSURE SALE Lender or Broker: U.S. Bank, N.A. NOTICE IS HEREBY GIVEN that Residential Mortgage Servicer: U.S. default has occurred in the conditions Bank Home Mortgage of the following described mortgage: Mortgage Originator: Not Applicable DATE OF MORTGAGE: June 17, 2005 CERTIFICATE OF TITLE NUMBER: ORIGINAL PRINCIPAL AMOUNT OF 120319 MORTGAGE: $180,000.00 COUNTY IN WHICH PROPERTY IS MORTGAGOR(S): Sherry Ann Peter- LOCATED: Dakota son, an unmarried woman Property Address: 16720 Joplin Way, MORTGAGEE: World Savings Bank, Lakeville, MN 55044-5625 FSB Tax Parcel ID Number: DATE AND PLACE OF REGISTER- 22-64601-030-05 ING: LEGAL DESCRIPTION OF PROPRegistered: July 12, 2005 Dakota ERTY: Lot 3, Block 5, Rolling Oaks County Registrar of Titles South Plat 2, Dakota County, MinneDocument Number: 569201 sota Transaction Agent: Not Applicable AMOUNT DUE AND CLAIMED TO BE Transaction Agent Mortgage Identifi- D U E A S O F D A T E O F N O T I C E : cation Number: Not Applicable $200,629.74 Lender or Broker: World Savings THAT all pre-foreclosure requireBank, FSB ments have been complied with; that R e s i d e n t i a l M o r t g a g e S e r v i c e r : no action or proceeding has been instiWachovia Mortgage, FSB tuted at law or otherwise to recover the Mortgage Originator: Not Applicable debt secured by said mortgage, or any CERTIFICATE OF TITLE NUMBER: part thereof; that this is registered 118169 property; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the Property Address: 12505 Skyline Dr, above-described property will be sold Burnsville, MN 55337-2968 by the Sheriff of said county as folT a x P a r c e l I D N u m b e r : lows: 02-69000-100-05 DATE AND TIME OF SALE: July 30, L E G A L D E S C R I P T I O N O F P R O P - 2010 at 10:00 AM ERTY: Lot 10, Block 5, Skyline View PLACE OF SALE: Dakota County Addition, Dakota County, Minnesota.

Law Enforcement Center, 1580 HighAMOUNT DUE AND CLAIMED TO BE way 55, Lobby S-100, Hastings, MinneD U E A S O F D A T E O F N O T I C E : sota $194,925.58 to pay the debt secured by said mortTHAT all pre-foreclosure require- gage and taxes, if any, on said prements have been complied with; that mises and the costs and disburseno action or proceeding has been insti- ments, including attorney fees allowed tuted at law or otherwise to recover the by law, subject to redemption within debt secured by said mortgage, or any six (6) months from the date of said part thereof; that this is registered sale by the mortgagor(s), their perproperty; sonal representatives or assigns.

PURSUANT to the power of sale conIf the Mortgage is not reinstated t a i n e d i n s a i d m o r t g a g e , t h e under Minn. Stat. §580.30 or the propabove-described property will be sold erty is not redeemed under Minn. Stat. by the Sheriff of said county as fol- §580.23, the Mortgagor must vacate lows: the property on or before 11:59 p.m. on DATE AND TIME OF SALE: July 30, January 30, 2011, or the next busi2010 at 10:00 AM ness day if January 30, 2011 falls on a PLACE OF SALE: Dakota County Saturday, Sunday or legal holiday.

Law Enforcement Center, 1580 HighMortgagor(s) released from financial way 55, Lobby S-100, Hastings, Minne- obligation: NONE sota THIS COMMUNICATION IS FROM to pay the debt secured by said mort- A DEBT COLLECTOR ATTEMPTgage and taxes, if any, on said pre- ING TO COLLECT A DEBT. ANY mises and the costs and disburse- INFORMATION OBTAINED WILL BE ments, including attorney fees allowed USED FOR THAT PURPOSE. by law, subject to redemption within THE RIGHT TO VERIFICATION OF six (6) months from the date of said THE DEBT AND IDENTITY OF THE sale by the mortgagor(s), their per- ORIGINAL CREDITOR WITHIN THE sonal representatives or assigns.

TIME PROVIDED BY LAW IS NOT If the Mortgage is not reinstated AFFECTED BY THIS ACTION. under Minn. Stat. §580.30 or the propTHE TIME ALLOWED BY LAW FOR erty is not redeemed under Minn. Stat. REDEMPTION BY THE MORTGAGOR, §580.23, the Mortgagor must vacate THE MORTGAGOR'S PERSONAL REPthe property on or before 11:59 p.m. on RESENTATIVES OR ASSIGNS, MAY BE January 30, 2011, or the next busi- REDUCED TO FIVE WEEKS IF A JUDIness day if January 30, 2011 falls on a CIAL ORDER IS ENTERED UNDER Saturday, Sunday or legal holiday.

MINNESOTA STATUTES, SECTION Mortgagor(s) released from financial 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G obligation: NONE OTHER THINGS, THAT THE MORTTHIS COMMUNICATION IS FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR ATTEMPT- WITH A RESIDENTIAL DWELLING OF ING TO COLLECT A DEBT. ANY LESS THAN FIVE UNITS, ARE NOT INFORMATION OBTAINED WILL BE PROPERTY USED IN AGRICULTURAL USED FOR THAT PURPOSE. PRODUCTION, AND ARE ABANDONED. THE RIGHT TO VERIFICATION OF DATED: June 17, 2010 THE DEBT AND IDENTITY OF THE ASSIGNEE OF MORTGAGEE: ORIGINAL CREDITOR WITHIN THE U.S. Bank, N.A. T I M E P R O V I D E D B Y L A W I S N O T Wilford & Geske, P.A. AFFECTED BY THIS ACTION. Attorneys for Assignee of Mortgagee THE TIME ALLOWED BY LAW FOR Lawrence A. Wilford REDEMPTION BY THE MORTGAGOR, James A. Geske THE MORTGAGOR'S PERSONAL REP- 8425 Seasons Parkway, Suite 105 RESENTATIVES OR ASSIGNS, MAY BE Woodbury, MN 55125-4393 REDUCED TO FIVE WEEKS IF A JUDI- (651) 209-3300 CIAL ORDER IS ENTERED UNDER File Number: 003480F02 MINNESOTA STATUTES, SECTION 2224173 6/17-7/22/10 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL default has occurred in the conditions PRODUCTION, AND ARE ABANDONED. of the following described mortgage: DATED: June 17, 2010 DATE OF MORTGAGE: September MORTGAGEE: Wells Fargo Bank, 04, 2003 N.A. successor by merger to ORIGINAL PRINCIPAL AMOUNT OF Wachovia Mortgage, FSB f/k/a MORTGAGE: $216,000.00 World Savings Bank, FSB MORTGAGOR(S): Mary Pinney ErickWilford & Geske, P.A. son, a married woman Attorneys for Mortgagee MORTGAGEE: Mortgage Electronic Lawrence A. Wilford Registration Systems, Inc. James A. Geske DATE AND PLACE OF RECORDING: 8425 Seasons Parkway, Suite 105 Recorded: November 07, 2003 Woodbury, MN 55125-4393 Dakota County Recorder (651) 209-3300 Document Number: 2137960 File Number: 014745F01 ASSIGNMENTS OF MORTGAGE: 2227306 6/17-7/22/10 And assigned to: GMAC Mortgage, LLC Dated: May 26, 2010

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ���� ��� ���� ������ ������ ������� MORTGAGE: NetBank RESIDENTIAL MORTGAGE ���������� ���� ��������� Dated: May 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037505569826012 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13847 Echo Park Ln, Burnsville, MN 55337-4750 Tax Parcel ID Number: 02-13700-132-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 13, Block 1, Berkshire of Burnsville, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northwest corner of said Lot 13; thence South 89 degrees 58 minutes 17 seconds East, along the North line of said Lot 13, a distance of 62.00 feet to the point of beginning of the line to be described; thence South 0 degrees 38 minutes 33 seconds West a distance of 78.32 feet; thence Southerly to a point on the South line of said Lot 13 distant 58.15 feet East from the Southwest corner thereof and there said line terminates.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,763.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014766F01 2225680 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGORS: V i c k i L . S t a r b e c k and Robert W. Starbeck, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 15, 2005, Dakota County Registrar of Titles, Document No. 581148, Certificate of Title No. 102819.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 12, 2009, Recorded: November 20, 2009, Document No. T654370.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440002927929 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank

SER-

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 24240 Idalia Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-24660-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, in Eureka Estates 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,842.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7474 1974089451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231462 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2003 MORTGAGORS: M i c h a e l B o r w e g e and Joy A. Borwege, husband and wife.

MORTGAGEE:Spectra Financial, Inc. DATE AND PLACE OF RECORDING: Recorded July 1, 2003, Dakota County Recorder, Document No. 2072495.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 26, 2003, Recorded: July 1, 2003, Document No. 2072496.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2026 Emerald Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16700-050-10 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 10, Cedar Grove No. 1, Dakota County, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,733.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-815 7810293514 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 14, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-815 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-815 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2236247 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 3 , 2007 MORTGAGORS: M a r y K a b i i Wangongu and Stephen Mwaura, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 7, 2007, Dakota County Recorder, Document No. 2542657.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 13921 Autumn Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-48301-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Meadows of Bloomfield 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $376,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $414,714.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2587 3014242170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings MN, in said county and state.

Dated: June 16, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2587 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2233652 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1998 MORTGAGORS: Jeffrey R. Wiegand and Carolyn M. Wiegand, husband and wife.

MORTGAGEE: D i s c o v e r M o r t g a g e Corporation.

DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: April 6, 1998, Recorded: May 19, 1998, Document No. 1501605. And thereafter assigned to: CitiMortgage, Inc., Dated: December 3, 2009.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-33901-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hunters Wood Second Addition.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,264.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2009.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 602454756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2237453 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,214.00 MORTGAGOR(S): Jonathan McDonough, a single person and Jamie Jacobson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 21, 2005 Dakota County Recorder Document Number: 2362951 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Dated: March 22, 2010 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720655 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700056723998 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16862 Embers Ave, Lakeville , MN 55044 Tax Parcel ID Number: 22-47051-603-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1603, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,018.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 07, 2010 at 10:00

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postponed to June 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 07, 2010 at 10:00 AM has been postponed to June 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 21, 2010 at 10:00 AM has been postponed to July 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 21, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 2235077 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Phillip W. Black and Darlene C. Black, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 09, 2007 Dakota County Recorder Document Number: 2515369 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20970 Holyoke Ave, Lakeville, MN 55044-9644 Tax Parcel ID Number: 22-44450-062-02 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6 and the North 5 feet of Lot 4, Block 2, Fairchild, also known as Village of Lakeville, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,873.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Bank of America, N.A.

MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 13, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2235865 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Emmanuel Noah, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544742 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: August 20, 2007 Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544743 And assigned to: BAC Home Loans Servicing, L.P. Dated: January 21, 2010 Recorded: January 26, 2010 Dakota County Recorder Document Number: 2710220 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 504 13th St, Farmington, MN 55024-1772 Tax Parcel ID Number: 14-22502-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,239.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2010 at 10:00 AM has been postponed to March 31, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 31, 2010 at 10:00 AM has been postponed to April 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 31, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 22, 2010 at 10:00 AM has been postponed to May 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law

AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 2238892 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2007 MORTGAGOR: Leann Peters, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528302.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-H1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666856.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014988585 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp.

RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1409 12th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-64500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Rocky Ridge Townhouses First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,178.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 16, 2010.

U.S. Bank National Association, Trustee

���

������ ������ MORTGAGE: ������� None ���� ��� ���� Trustee Mortgagee/Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR'S PERSONAL Attorneys for Mortgagee/Assignee of REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF Mortgagee 4500 Park Glen Road #300 A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, Minneapolis, MN 55416 SECTION 582.032, DETERMINING, (952) 925-6888 76-3307 AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE 1044896382 THIS IS A COMMUNICATION FROM I M P R O V E D W I T H A R E S I D E N T I A L DWELLING OF LESS THAN FIVE A DEBT COLLECTOR. UNITS, ARE NOT PROPERTY USED IN NOTICE OF POSTPONEMENT OF AGRICULTURAL PRODUCTION, AND MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f ARE ABANDONED." Minnesota Statutes 580.07, the Dated: March 12, 2010. foregoing foreclosure sale is U.S. Bank, N. A. postponed until July 22, 2010 at 10:00 Mortgagee/Assignee of Mortgagee a m a t t h e S h e r i f f ' s O f f i c e , L a w USSET, WEINGARDEN AND LIEBO, P.L.L.P. Enforcement Center, 1580 Hwy 55, By: Paul A. Weingarden Lobby #S-100, Hastings, MN, in said Attorneys for Mortgagee/Assignee of Mortgagee county and state.

4500 Park Glen Road #300 Dated: June 17, 2010.

Minneapolis, MN 55416 U.S. Bank National Association, Trustee (952) 925-6888 19-858 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 6800112515 By: Paul A. Weingarden THIS IS A COMMUNICATION FROM Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR. Mortgagee NOTICE OF POSTPONEMENT OF 4500 Park Glen Road #300 MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minneapolis, MN 55416 (952) 925-6888 Minnesota Statutes 580.07, the 76-3307 foregoing foreclosure sale is THIS IS A COMMUNICATION FROM postponed until June 15, 2010 at 10:00 am at the Sheriff's Office, Law A DEBT COLLECTOR. 2236279 6/24/10 Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 10, 2010.

NOTICE OF MORTGAGE U.S. Bank, N. A. FORECLOSURE SALE Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION USSET, WEINGARDEN AND LIEBO, P.L.L.P. OF THE DEBT AND IDENTITY OF By: Paul A. Weingarden THE ORIGINAL CREDITOR WITHIN Attorneys for Mortgagee/Assignee of THE TIME PROVIDED BY LAW IS Mortgagee NOT AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 NOTICE IS HEREBY GIVEN, that Minneapolis, MN 55416 default has occurred in conditions of (952) 925-6888 the following described mortgage: 19-858 DATE OF MORTGAGE: O c t o b e r 2 4 , THIS IS A COMMUNICATION FROM 2007 A DEBT COLLECTOR. MORTGAGORS: Douglas Cosgrove NOTICE OF POSTPONEMENT OF and Linda Cosgrove, husband and wife.

MORTGAGE FORECLOSURE SALE MORTGAGEE: Mortgage Electronic Pursuant to the provisions of Registration Systems, Inc. Minnesota Statutes 580.07, the foreDATE AND PLACE OF RECORDING: going foreclosure sale is postponed Recorded November 14, 2007, Dakota until July 20, 2010 at 10:00 am at the C o u n t y R e c o r d e r , D o c u m e n t N o . Sheriff's Office, Law Enforcement 2556083.

Center, 1580 Hwy 55, Lobby #S-100, A S S I G N M E N T S O F M O R T G A G E : Hastings, MN, in said county and state.

Assigned to: U.S. Bank, N.A., Dated: Dated: June 16, 2010.

March 4, 2010.

U.S. Bank, N. A. TRANSACTION AGENT: Mortgage Mortgagee/Assignee of Mortgagee Electronic Registration Systems, Inc. USSET, WEINGARDEN AND LIEBO, P.L.L.P. T R A N S A C T I O N A G E N T ' S M O R T - By: Paul A. Weingarden GAGE IDENTIFICATION NUMBER ON Attorneys for Mortgagee/Assignee of MORTGAGE: 100021268001125158 Mortgagee LENDER OR BROKER AND MORT- 4500 Park Glen Road #300 G A G E O R I G I N A T O R S T A T E D O N Minneapolis, MN 55416 MORTGAGE: Vermillion State Bank (952) 925-6888 RESIDENTIAL MORTGAGE SER19-858 VICER: U.S. Bank Home Mortgage THIS IS A COMMUNICATION FROM MORTGAGED PROPERTY ADDRESS: A DEBT COLLECTOR. 1016 Ramsey Street, Hastings, MN 2233626 6/24/10 55033 TAX PARCEL I.D. #: 19-13200-041-07 LEGAL DESCRIPTION OF PROPERTY: NOTICE OF MORTGAGE Commencing at the Northeast corFORECLOSURE SALE ner of Lot 3, Block 7, Henry G. THE RIGHT TO VERIFICATION Bailly’s Addition to the Town of OF THE DEBT AND IDENTITY OF Hastings, thence South 101.8 feet, THE ORIGINAL CREDITOR WITHIN more or less, to a point which is 98 THE TIME PROVIDED BY LAW IS feet North of the Southeast corner of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Lot 5 in said Block 7, thence West 132 feet, thence North 101.8 feet, default has occurred in conditions of more or less, to the Northwest cor- the following described mortgage: ner of said Lot 3, thence East 132 DATE OF MORTGAGE: A u g u s t 1 5 , feet to the place of commencement, 2007 being all of Lot 3, and part of Lot 4 in MORTGAGORS: Paul J. Gullerud and said Block 7 of Henry G. Bailly’s Tracy R. Gullerud, husband and wife.

MORTGAGEE: Mortgage Electronic Addition to the Town of Hastings; EXCEPTING THEREFROM the North Registration Systems, Inc..

DATE AND PLACE OF RECORDING: 18 feet of Lot 3, Block 7, of Henry G. Bailly’s Addition to the Town of Recorded August 24, 2007, Dakota Hastings, Dakota County, Minnesota. C o u n t y R e c o r d e r , D o c u m e n t N o .

2540002.

NOTE: This property is Abstract.

ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: FIRST TENNESSEE BANK LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF N A T I O N A L A S S O C I A T I O N , D a t e d : March 12, 2010.

MORTGAGE: $182,531.00 TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTING TAXES, IF ANY, PAID BY GAGE IDENTIFICATION NUMBER ON MORTGAGEE: $189,287.96 That prior to the commencement of MORTGAGE: 100085200618471744 this mortgage foreclosure proceeding LENDER OR BROKER AND MORTMortgagee/Assignee of Mortgagee G A G E O R I G I N A T O R S T A T E D O N complied with all notice requirements M O R T G A G E : F i r s t H o r i z o n H o m e as required by statute; That no action Loans, a division of FIRST TENNESor proceeding has been instituted at SEE BANK NATIONAL ASSOCIATION law or otherwise to recover the debt RESIDENTIAL MORTGAGE SERsecured by said mortgage, or any part VICER: MetLife Home Loans thereof; MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale con- 149 South Street East, South Saint tained in said mortgage, the above Paul, MN 55075-3522 described property will be sold by the TAX PARCEL I.D. #: 36-73151-190-02 LEGAL DESCRIPTION OF PROPSheriff of said county as follows: DATE AND TIME OF SALE: May 11, ERTY: 2010 at 10:00 AM Lot 19, Block 2, Sunny View Terrace PLACE OF SALE: S h e r i f f ' s O f f i c e , No. 2 Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE: $217,200.00 premises, and the costs and AMOUNT DUE AND CLAIMED TO BE disbursements, including attorneys' DUE AS OF DATE OF NOTICE, INCLUDf e e s a l l o w e d b y l a w s u b j e c t t o ING TAXES, IF ANY, PAID BY MORTredemption within six (6) months GAGEE: $223,333.32 That prior to the commencement of from the date of said sale by the m o r t g a g o r ( s ) , t h e i r p e r s o n a l this mortgage foreclosure proceeding representatives or assigns unless Mortgagee/Assignee of Mortgagee comreduced to Five (5) weeks under MN plied with all notice requirements as required by statute; That no action or Stat. §580.07.

T I M E A N D D A T E T O V A C A T E proceeding has been instituted at law PROPERTY: If the real estate is an o r o t h e r w i s e t o r e c o v e r t h e d e b t o w n e r - o c c u p i e d , s i n g l e - f a m i l y secured by said mortgage, or any part dwelling, unless otherwise provided by thereof; PURSUANT to the power of sale law, the date on or before which the mortgagor(s) must vacate the property contained in said mortgage, the above if the mortgage is not reinstated under described property will be sold by the section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: June 15, redeemed under section 580.23 is 2010 at 10:00 AM 11:59 p.m. on November 12, 2010.

PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON ���������� �� ���� ����� MORTGAGE: None

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� described property will be sold by the Sheriff of said county as follows: ���������� ���� ��������� PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 15, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 21, 2010.

First Tennessee Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-461 0061847174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 16, 2010.

First Tennessee Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2233605 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 7 , 2005 MORTGAGORS: Darouny L. Kataviravong and K Kern Kataviravong, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 26, 2005, Dakota County Recorder, Document No. 2374546.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 13, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000088340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8 East 129th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-52000-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Nordic Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,818.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

DATE AND TIME OF SALE: April 23, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 17, 2009.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 1915281106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 17, 2009.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 17, 2009.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 17, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2236304 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 MORTGAGOR: Matthew W. Olson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 19, 2007, Dakota County Recorder, Document No. 2503487.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020923214 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC, D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20525 West Hughes Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 225775002101 LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2, Block 1, Playfield Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,498.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 3, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-829 6700000473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 6, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-829 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 21, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-829 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2237834 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Mark J Smith and Shannon M Smith, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 11, 2006 Dakota County Recorder Document Number: 2419597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495705642902 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18609 Esquire Way, Farmington, MN 55024-8643 Tax Parcel ID Number: 14-50503-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Nelsen Hills Farm 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $421,913.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011167F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to May 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 25, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011167F01 2228875 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00 MORTGAGOR(S): James L Stewart, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000883391 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY a division of Delta Funding Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on December 22, 2006, as Document No. 2483678 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Dated: March 30, 2007, and recorded March 9, 2010 by Document No. 2718431.

LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Scott Highlands Fourth Addition.

PROPERTY ADDRESS: 14347 Garland Ave, Apple Valley, MN 55124 PROPERTY I.D: 01-66503-010-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-One Thousand Six Hundred Twenty-Six and 06/100 ($131,626.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677

Phone: 612-573-3677 Our File No. 10MN00066-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499059 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for June 15, 2010 at 10:00 AM, has been postponed to August 10, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: June 10, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Attorneys for Assignee of Mortgage/ Mortgagee Jennifer K. Fischer Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 612-573-3677 Our File No. 10MN00066-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3603291 06/24/2010 2224332 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,100.00 MORTGAGOR(S): Helen A Penney and Michael G Penney, wife and husband, as tenants in common MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as a nomee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055101335449409 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on January 19, 2005, as Document No. 2286461 ASSIGNED TO: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Dated: August 25, 2007, and recorded August 10, 2009 by Document No. 2677409.

LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13) of Reinardy Addition, According to the plat thereof on file and of record in the office of the county recorder within and for Dakota County, Minnesota.

PROPERTY ADDRESS: 702 Highland Cir, Farmington, MN 55024 PROPERTY I.D: 07-63240-130-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Eight Thousand One Hundred Seventy-Two and 31/100 ($148,172.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on June 15, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 29, 2010 U.S. Bank National Association, as Indenture Trustee for the

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registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00005-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3532781 04/29/2010, 05/06/2010, 05/13/2010, 05/20/2010, 05/27/2010, 06/03/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for June 15, 2010 at 10:00 AM, has been postponed to July 8, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: June 15, 2010 U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2005-1, Mortgage Backed Notes Attorneys for Assignee of Mortgage/ Mortgagee Jennifer K. Fischer Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 612-573-3677 Our File No. 09MN00005-2 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3614936 06/24/2010 2237278 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2001 MORTGAGORS: Stacey W. McNellis and Sean T. McNellis, wife and husband.

MORTGAGEE: W e l l s F a r g o H o m e Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2001, Dakota County Recorder, Document No. 1822940.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A. successor by merger to Leader Mortgage Company, Dated: July 25, 2001, Recorded: October 22, 2001, Document No. 1822941.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Home Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 114 5th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367030015013 L E GA L DE S C R IP TI ON OF PROPERTY: Lots 14 and 15, Block 13, South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,746.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,174.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the

mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 29, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-933 9900135367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 30, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 18, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2236957 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn.

Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

g y Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2237784 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 MORTGAGOR(S): Bryan S. Bailey and Leah K. Bailey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 07, 2009 Dakota County Recorder Document Number: 2629749 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: March 24, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721179 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0014110301-9 Lender or Broker: Bell America Morgage LLC DBA Bell Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13667 Brick Path, Rosemount, MN 55068-2471 Tax Parcel ID Number: 34.32075.173.10 LEGAL DESCRIPTION OF PROPERTY: Unit No.173, Common Interest Community No. 489, Harmony East, A Condominium, Dakota Couny, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,246.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn.

Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY June 24, 2010 business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012600F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012600F01 2233015 6/24/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGORS: Ronald R. Juntunen and Sherry F. Elliott, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: R e c o r de d A u g u s t 8 , 2 0 0 7 , D a k o ta County Recorder, Document No. 2535894.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 29, 2008, Recorded: October 9, 2008, Document No. 2617086.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000289779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14316 Park Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-84801-080-03 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot 8, Block 3, Wood Park Plat 2, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,787.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,140.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

47A

THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 6800096788 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 10, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 16, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2233688 6/24/10

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Thisweek Newspapers Dakota County Tribune BUSINESS WEEKLY

952-894-1111

48A

June 24, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Medical from Page 1A

that the independent model provides. â&#x20AC;&#x153;The staff â&#x20AC;&#x201D; the entire staff â&#x20AC;&#x201D; has control over the decisions made at the clinic,â&#x20AC;? Pallas said. â&#x20AC;&#x153;People are more satisfied with their jobs when they can make the changes.â&#x20AC;?

Steichen said he believes that working for an independent clinic makes it easier to base decisions on patientsâ&#x20AC;&#x2122; needs when referring them to specialists because the clinic is not bound by contracts with specific providers.

Although being an independently-owned clinic has its advantages, it also has its challenges, such as making large purchases and recruiting new physicians, Apple

Valley Medical Center Administrator Adam Berry said.

Recruiting is often challenging as well, Berry said, since it falls on one person â&#x20AC;&#x201D; him â&#x20AC;&#x201D; who is also responsible for various other administrative duties.

By comparison, many network-owed clinics have the resources to hire a fulltime recruiter, a full-time public relations coordinator and a full-time human resources specialist.

Networks also are often able to negotiate larger reimbursement contracts with insurance companies than independently-owned clinics, Berry said. â&#x20AC;&#x153;We donâ&#x20AC;&#x2122;t have the leveraging power they have,â&#x20AC;? he said.

Although network-

owned clinics continue to be ever growing competition, Frederixon said he is not worried. â&#x20AC;&#x153;If you have a good practice and good service, people will be loyal to that,â&#x20AC;? he said.

The Apple Valley Medical Center tries to stay competitive by offering its 24hour urgent care seven days a week and on holidays, and by having longer hours at its primary care clinic, which is open from 8 a.m. to 8 p.m.

Although networks present competition, some of them also serve as partners.

Apple Valley Medical Center has a strong relationship with United Hospital and Fairview Ridges in Burnsville, Berry said.

Jessica Harper is at jessica.harper@ecm-inc.com.

Photo by Rick Orndorf

Apple Valley Medical Center, which opened in 1974, is the oldest and largest of the two remaining independent primary care clinics in Dakota County. The other independentlyowned clinic is Burnsville Family Physicians which opened in 1982.

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