07/01/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

Former governor blasts current politicians 2A Tattoo business paints the town 8A Frontier moves into the top five 9A

JESSICA HARPER DERRICK WILLIAMS JESSICA HARPER

dakotacountytribune.biz dakotacountytribune.biz

DATE 1, ##, 2009 JULY 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 18

'DNRWD &RXQW\ 7ULEXQH Since 1884

Networking invaluable for success There are many networking opportunities of varying kinds in the south metro

INSIDE BIZ FORUM

Former Gov. Arne Carlson urges state and national politicians to learn from the cooperative lessons of the past. LARRY 4A WERNER

by Jessica Harper FORUM

DAKOTA COUNTY TRIBUNE

As a group of small business owners, sales representatives and marketing gurus snack A on onion blossoms and other recent appetizers at Outback Steak- nethouse one Monday evening, workthey all have one common ing event of Dakota purpose in mind â&#x20AC;&#x201C; to make Business Partners meaningful business connec- (above) was held at Enjoy! Restaurant tions. Networking events such as in Apple Valley. the River Heights Chamber At right, Dody of Commerceâ&#x20AC;&#x2122;s business card Sobaszkiewicz of exchange June 21, provides a Aldrich-Burns Farmerâ&#x20AC;&#x2122;s Insurance in convenient avenue for local Mendota Heights (left), Dean Simon and business representatives to Kacey Weiers of Ace Hardware and Paint, meet, advertise and find po- and Tim Medenwaldt of Metro Payroll tential leads, River Heights in St. Paul chat about their businesses Chamber President Jennifer at a networking event held by the River Heights Chamber on June 21 at Outback Steakhouse in Gale said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s another outlet for Inver Grove Heights. people to meet people they especially in this economy, itâ&#x20AC;&#x2122;s important for may not have thought about,â&#x20AC;? people to take to the streets and network.â&#x20AC;? she said. When networking, though, people need to Networking is an important tool that helps build relationships and leads to potential cli- stay focused, Voss said. Some more extroverted people end up ents, said Bob Voss, entrepreneur instructor at Dakota County Technical College in Rose- spending too much time talking to too many mount and counselor at the Small Business people without focusing on who might provide the best leads. Development Center in Apple Valley. Others have the opposite problem as they â&#x20AC;&#x153;One thing that really affects small business owners is that, too often, they lose moti- become wallflowers making little conversavation quickly,â&#x20AC;? he said. â&#x20AC;&#x153;When youâ&#x20AC;&#x2122;re down, tion. â&#x20AC;&#x153;An effective networker has Your turn to find a balance and be in a Todayâ&#x20AC;&#x2122;s edition of the Dakota situation where their tarCounty Tribune Business Weekly get customer is present,â&#x20AC;? includes a special focus on Business Voss said. Networking. If you would like to add your insight regarding what business networking has been effective for you, comment on this story at www. ThisweekLive.com. The Tribune will print some of those comments in the July 16 edition along with advice from the Dakota County Exceptional Businesswomen.

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Electronic connections find niche in networking

Civil War generalâ&#x20AC;&#x2122;s collegial approach to decision making has practical application in the board room. JEFF 5A APPELQUIST BUSINESS 101

Social media canâ&#x20AC;&#x2122;t beat face-to-face, but sales leads abound by A.M. Vehling DAKOTA COUNTY TRIBUNE

There are many organizations throughout the Twin Cities that provide different ways to network. See Network, Back Page

See Social Media, Page 6A

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Even though they donâ&#x20AC;&#x2122;t run oil rigs, small business owners need to prepare for potential public relations f iascoes. 6A

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NETWORKING

BEST PRACTICES

Phillip Porter was in New Jersey recently to meet with potential clients. As he thought about the opportunity at-hand, his mind drifted to an unassailable conclusion: Were it not for LinkedIn, he would not even be there. LinkedIn is a professional incarnation of social media that focuses less on the â&#x20AC;&#x153;friendshipsâ&#x20AC;? in Facebook and more on connecting professionals with potential clients and peers. These two websites, combined with

Many avenues

BUSINESS

Republican candidate for governor changes the dynamic of the race through his advocacy of stateâ&#x20AC;&#x2122;s rights. DON 4A HEINZMAN

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Former Gov. Carlson blasts Democrats, GOP He says both parities need to stop name-calling, work together on tough issues by Jessica Harper DAKOTA COUNTY TRIBUNE

At an Apple Valley Chamber of Commerce luncheon on June 23, former Minnesota Gov. Arne Carlson had one overriding message for contemporary politicians — take crises as opportunities to create real change. Carlson blasted both Democrats and Republicans for their handling of recent crises from the terrorist attacks on Sept. 11, 2001, to the recent British Petroleum oil spill. “The result is that when you look at today, you need to look at what kind of leadership you want,” he said. Carlson noted that time and again the United States has risen out of crisis, and that its leaders need to learn from those crises. Carlson urged both parties find compromise rather than view it as a dirty word and to stop vilifying one another. “The parties need to cut back on their rhetoric,” he said. “Anyone with an IQ that reaches room temperature knows we don’t have worthwhile politicians.” Carlson warned that carrying-on with politics as usual is not going to work and will only slow the legis-

Arne Carlson – Former Minnesota governor

Photo by Jessica Harper

Former Minnesota Gov. Arne Carlson blasted Democrat and Republican leaders for what he described as a lack of action in crisis during a luncheon organized by the Apple Valley Chamber of Commerce on June 23. Carlson said both parties need to work together to make the tough decisions. For a column about Carlson’s talk, see Page 4A. lative process. Carlson said contemporary politicians need to look to their predecessors for guidance. As an example, Carlson pointed to the time when President John F. Kennedy reached out to former President Dwight D. Eisenhower for advice during the Cuban Missile Crisis, despite their political differences. “It’s an example of com-

promise for the best interest lars from the time of former of not only America but na- presidents George Washingtional relations as a whole,” ton to Jimmy Carter, Carlson noted. Carlson said. In 2009, it was $1.4 trilRising debt lion, he pointed out. In addition to criticizing “That’s astounding,” he political leaders’ unwilling- said. ness to work together, CarlMinnesota’s budget is son expressed his disgust for equally bleak, Carlson said. their handling of the federal “The state’s deficit will and state budgets. be $5 billion at the low end The national deficit to- or $7 billion at the high end talled less than a trillion dol- — that’s twice what I inher-

“The parties need to cut back on their rhetoric. Anyone with an IQ that reaches room temperature knows we don’t have worthwhile politicians.”

ited,” he said. “And the cash flow could tap out early this year.” Carlson also noted that Minnesota has lost its triple A bond rating over the last eight years. Carlson accuses Gov. Tim Pawlenty of not taking proper action. “The governor did not have a bill to reduce expenditures by $3 billion and neither did the Republicans,” he said. “To their credit, the Democrats did call for an increase in taxes but did not address structural imbalances” in the budget. Carlson describes the state of Minnesota as in survivor mode. The University of Minnesota is another institution that Carlson said is in a state of survival, and criticized it for recently cutting services and raising tuition. Carlson blames both parties for the overwhelming national and state debt, saying both are procrastinating. “Postponing tough decisions is no longer a substi-

tute for leadership,” he said. “They will need to make tough choices to cut spending and raise taxes.”

A new norm There is a new norm, Carlson said, in which society will be paying bills relative to the future, and there’s no going back. The nation has lost its values held by the Greatest Generation, he said. The loss of these values has led to many of the recent failures, he said. “We mistook back-door dealings as financial leadership,” he said of the financial crisis. Carlson said he believes that the legislative process has not caught up to modern culture. “It does not leave extra time for thoughtful discussion,” he said. Jessica Harper is at jessica.harper@ecm-inc.com.

Burnsville Council member files for Chapter 7 bankruptcy ‘Being an elected official does not give you any immunity from the economy in this country,’ he says by John Gessner

low council members or City Hall staffers and don’t affect Blaming economic forces or reflect his performance as that he says doomed his for- an elected official. mer freight business, Burns“Even though I’ve been ville City Council suffering privately Member Dan Guswith the things I tafson is seeking have to deal with, Chapter 7 bankruptcy the city has been protection. moving forward. Gustafson, 57, is And during this claiming $1.28 million time the city finanin debts and $223,375 cially has been doing Dan in assets, the largest quite well,” GusGustafson being his $212,000 tafson said, citing home at 1305 Lacota Lane. the premier Aaa bond rating With his $700-a-month Burnsville earned this spring. council job as his only emThe largest of numerous ployment, Gustafson said he’s claims listed in his June 10 seeking work in government filing is $266,000 owed to affairs or with a nonprofit. Concert Group Logistics, the Gustafson said he has a Illinois freight-forwarding hearing next month on the firm with which Gustafson request to discharge his debts. had an Eagan franchise. The “I went into depression firm took over the failing last year for a while,” said franchise last July and canGustafson, who claims 30 celled his contract, Gustafson years’ experience in the freight said. business. “I went from having Claims include $151,379 a decent company with good owed to the Lindquist income to a company in deep and Vennum law firm and trouble and no income. That $125,047 owed to New Jerwas pretty depressing. My sey-based Allstates Worldfriends have truly helped me Cargo. along.” Gustafson had an AllThe two-term council states franchise in Eagan for member said his financial seven years starting in 1999. troubles are no secret to fel- He said he steered the franDAKOTA COUNTY TRIBUNE

Dan Gustafson – Burnsville City Council member, businessman

“Even though I’ve been suffering privately with the things I have to deal with, the city has been moving forward. And during this time the city financially has been doing quite well.”

chise from monthly losses to profitability and annual revenue that peaked at $5 million. But Gustafson said he grew dissatisfied with the parent company and racked up large legal bills with Lindquist and Vennum as he sought to extricate himself from a long-term contract. He ended up agreeing to pay $2,000 a week for three years to end the contract, Gustafson said. Gustafson said the payments seemed sustainable after he obtained the Concert Group Logistics franchise, whose business was growing. But then it went sour as the economy tanked, and Gustafson said he wrote off nearly $400,000 in bad customer debt in late 2008 and 2009. “For a little company like mine, it’s hard to sustain that,” said Gustafson, who said he was a vice president

for Transport America and a regional manager for Forward Air before going into business for himself. “Then we lost a very large account at the beginning of 2009. And I had two warehouses operating at the time. I couldn’t downsize quick enough. I had leases.” The lost client provided about 65 percent of the franchise’s business, Gustafson said. According to the filing, he claimed personal income from the business of $222,429 in 2008 and $7,800 in 2009. The Concert Group Logistics franchise’s revenue peaked at more than $4 million, Gustafson said. He once employed 22 people while with Allstates. By the time he lost the second franchise his employees had dwindled to four. “A lot of forwarders

have gone out of business since 2001,” Gustafson said. “There have been a lot of consolidations. Look at Federal Express: They were laying people off like crazy. And they still are.” Gustafson is also in arrears on taxes. According to the filing, he owes $85,323 in federal income tax, penalties and interest for 2000, 2003, 2005 and 2006. He owes $12,294 in state income tax, penalties and interest for 2006 and 2008. “Taxes were paid,” he said. “Some determinations were made that not enough were paid. Any small-business owner will tell you that happens a lot.” The bankruptcy filing includes a number of creditcard bills, most of which are business-related, Gustafson said. “When (wife) Suzanne and I realized the problems we were in back in June of last year, we quit using our (personal) credit cards,” said Gustafson, whose wife works part time at the Burnsville Performing Arts Center. Hints of trouble surfaced publicly last August when a

former Gustafson employee, Mary Jo Germscheid, used the citizen-comment portion of a City Council meeting to claim that he owed her nearly $2,200 in wages and expenses. In an interview at the time, he admitted Germscheid was owed wages and said she had been let go “for nonperformance” shortly before he relinquished the franchise. The former Minneapolis nightclub owner also said at the time he was doing advisory work for the newly launched Applewood Rustic Grille in Burnsville, which has since closed. “Nobody goes into business to go out of business,” Gustafson says now. “I know a lot of small-business owners in this town that have — just in this town. Not to mention I know a lot of small-business owners all over the country as well. “Being an elected official does not give you any immunity from the economy in this country.” John Gessner is at burnsville. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 1, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up SERENA REBECHINI Hired James Barton Design-Build Apple Valley

Buzz Spotlight

Lakeville attorney earns pro bono award Julie Seymour recognized by First District Bar Association by Jessica Harper

“It’s extremely important to give back,” she said. “I feel it is Lakeville attorney Julie Seysomething we owe individuals mour of Seymour Family Law that cannot afford representawas recently recognized for her tion.” commitment to making legal In addition to offering pro bono representation accessible to finanservices on her own, Seymour ofcially strapped litigants by receiv- Julie fers services through Dakota and ing the First District Bar Associa- Seymour Scott counties self-help centers. tion’s Pro Bono Award. Seymour said she sought a ca“I cannot explain how honored I am,” reer in law as a way to help people. Seymour said. “I enjoy being an advocate and a Seymour has been doing pro bono counselor for people during difficult work since 2003. times,” she said. DAKOTA COUNTY TRIBUNE

Serena Rebechini recently was hired by James Barton Design-Build as a structural/interior designer. Rebechini is also an ambassador at the Apple Valley Chamber of Commerce. MARLO WILLADSEN Hired Maurices Hastings

Marlo Willadsen was hired as store manager of Maurices in Hastings. Willadsen is responsible for the day-to-day operations of the store, including sales performance, visual presentation, and personnel recruitment and training.

Accolades VALLEY NATURAL FOODS RECEIVES AWARDS Each year Cooperative Communicators Association hosts an Annual Institute and this year it was in the state with the most cooperatives: Minnesota. CCA is a professional development organization for communicators who have a vested interest in cooperative values and principles. The contest allows members to benchmark their work against their peers and receive feedback from expert judges. Members recognized the best of the best from among hundreds of entries. The marketing communications department of Valley Natural Foods, headed by Charli Mills, walked away with three of these awards: first place in member newsletter, more than two colors; first place in best use of photos on a website; and second place in video, DVD and film.

Noteworthy 360 COMMUNITIES CLOSES LAKEVILLE OFFICE 360 Communities (formerly known as the Community Action Council) closed its office at 20730 Holyoke Ave. in Lakeville on June 21, though Laurie Reib will maintain an office in the same building. 360 Communities will continue to serve Lakeville through Partners For Success Family Support Workers located in area schools, its network of food shelves and staff in the Lakeville Police Department.

Business Briefs

Seymour began practicing law in 2003 after earning a Juris Doctorate from Drake University Law School in Des Moines, Iowa. She also earned a Bachelor of Science degree from Minnesota State University-Mankato. Seymour served as partner at Otten & Associates (formerly Otten & Seymour) from 2006 until April of this year when she founded Seymour Family Law. E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs

NEW MEMBERS OF THE LAKEVILLE AREA CHAMBER OF COMMERCE

LAKEVILLE AREA CHAMBER HOLDS ANNUAL FOOD DRIVE

M&I BANK HELPS REPLACE RETIRED K-9 IN LAKEVILLE

The following are new members at the Lakeville Area Chamber of Commerce: • Baldy’s BBQ, 11276 W. 210th St., Suite 103, Lakeville; (952) 469-3343 • Girtz Construction Inc., 16138 Goodview Circle, Lakeville; (952) 8914208 • Manic Ceramic, 17685 Kenwood Trail, Lakeville; (952) 898-6978 • Chef at the Door, 13682 Birchwood Ave., Rosemount; (952) 484-9409 • Pro Staff, 14300 Nicollet Court, suite 208, Burnsville; (952) 892-3240 • Seymour Family Law, 10633 165th Street W., Lakeville; (952) 255-8735 • VWI Sustainbility Consulting Services, 16630 Genesee Ave., Rosemount; (952) 484-5480

The Lakeville Area Chamber of Commerce is collecting food until Aug. 13 for its fourth annual Lakeville Business Food Drive. Businesses interested in having a donation bin on site should contact the chamber by e-mailing Todd Bornhauser at todd@lakevillechambercvb.org. Otherwise, food can be dropped off at the chamber office at 19950 Dodd Blvd. in Lakeville or any of the participating businesses. All food and nonperishable goods will be donated to the 360 Communities food shelf.

The M&I Bank Lakeville branch helped raise enough money to replace a retiring K-9 at the Lakeville Police Department in June.

NEW MEMBERS OF DCR CHAMBER OF COMMERCE The following are new members of the Dakota County Regional Chamber of Commerce: • Emerald Advocacy, 1331 Saint Andrews Blvd., Eagan; (651) 231-1793 • Honest-1 Auto Care, 525 Diffley Road, Suite 1050, Eagan; (651) 9949000; www.honesty1eagan.com RIBBON CUTTING AT FIRESIDE WARMING HOUSE Fireside Warming House at 3410 150th St. in Rosemount will host a ribbon cutting celebration and open house at 11 a.m. July 9.

PATTY MCGRATH LEAVES SOUTH FAMILY YMCA Patty McGrath resigned last month from the South Family YMCA in West St. Paul. McGrath was recently named the new executive director of the St. Croix Valley and River Falls YMCA.

COMFORT INN IN LAKEVILLE GOES SMOKE FREE The Comfort Inn at 17605 Kenrick Ave. in Lakeville is going smoke free. The move is in partnership with the Smoke Free Lodging organization. NTH ENTERPRISES IN APPLE VALLEY CHANGES ITS NAME NTH Enterprises, a property management and investment firm based in Apple Valley, recently changed its name to TC Realty Solutions. Contact information is 1-866-921-0791 and www. tcrealtysolutions.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

July 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

A moderate Republican reminds us of better days by Larry Werner DAKOTA COUNTY TRIBUNE

It might not be intentional, but Ed Kearney, president of the Apple Valley Chamber of Commerce, has been bringing some controversial speakers to membership lunches at Enjoy! restaurant. A few months back, former state Sen. Dick Day entertained the faithful with the message he’s delivering in his new position as lobbyist for a racino at Canterbury Park racetrack. Day believes a little more gambling is the answer to the state’s budget deficits. And last week at Enjoy!, Ed introduced a speaker who is bold enough to argue that moderation is what we need in these polarized times. We heard from a former Republican governor that it will probably take a combination of taxes and expense reductions to get our state out of the mess it’s in. Former Gov. Arne Carlson unloaded on the Legislature in general, on Democrats for their eagerness to raise taxes and – most energetically – on his own Republican Party for its knee-jerk reluctance to deal with a budget deficit that has put Minnesota in a financial crisis. Carlson, as some of you might recall, was elected our 37th governor in 1990 and re-elected in 1994. He was known as a moderate who spoke his mind as governor and previously as state auditor and as a legislator. Over the past year or so, he has been

Tribune Columnist Larry Werner

highly critical of Republican Gov. Tim Pawlenty for not facing up to the state’s deficits by doing such things as borrowing from the schools, making accounting shifts and closing his mind to any new taxes to deal with billions in deficits that will face the next Legislature. But his fundamental message was that the current political system is dysfunctional in that it leaves no room for finding common ground. Carlson could have talked about the way he worked with Democrats to solve a state financial crisis or other problems when he was governor. But he chose to recall that Democratic President John F. Kennedy sought advice from his Republican predecessor, Dwight D. Eisenhower, when he was dealing with the Cuban Missile Crisis in the 1960s. What we need in Minnesota and in our nation, Carlson said, are leaders who have “a moral compass” rather than political rhetoric that “demonizes individuals” rather than “seeking solutions” that draw from the best minds available. “We are not attracting the best and the brightest to public service,” Carlson said. “Demonize the messenger. Trivialize

Photo by Jessica Harper

Former Gov. Arne Carlson speaks during an address to the Apple Valley Chamber of Commerce. For a story about the talk, see Page 2A. the issues.” Making it clear that Pawlenty, who shares his political party, is among his targets, Carlson said: “Postponing the tough decisions is not political leadership.” He cited the cooperation between Democratic President Bill Clinton and Republican House Speaker Newt Gingrich as another example of the type of collaboration that’s needed today both nationally and in our state.

Tom Emmer changes the dynamic of Minnesota’s gubernatorial campaign by Don Heinzman SPECIAL TO THE TRIBUNE

The upcoming election of a Minnesota governor in November has never been more important. It’s not too early to pay attention to what the candidates are saying. The campaign of five major candidates had been rolling along without much fanfare, until Republican-endorsed candidate Representative Tom Emmer said he favors Minnesota having veto power over federal laws. In an Op-Ed piece in the StarTribune, Emmer cited an amendment he cosponsored during the last legislative session, providing that a federal law would not apply in Minnesota unless that law is approved by a two-thirds vote of the members of each house of the Legislature and signed by the governor. Emmer writes that the proposed Health Care Freedom Act would have given Minnesotans the chance to vote if they wanted to opt into the federal health care bill rather than have that choice taken from them. If Emmer had his way by vetoing the health care bill, thousands of uninsured Minnesotans wouldn’t have access to health insurance, those with pre-existing conditions could be denied health care and college students couldn’t have their

Tribune Columnist Don Heinzman

health care benefits extended on their parents’ insurance policies. Imagine if Emmer’s proposal were to prevail nationwide, each individual state could vote up or down a federal law they didn’t like. Iowa could reject the Immigration law. Wisconsin could decide if it wanted to pay a federal tax or not. South Dakota could reject Social Security and set up its own retirement plan. In that same Op-Ed page of the StarTribune, Tom Emmer David Lillehaug, a DFLer and former U.S. attorney, says the Supremacy clause of the U.S. Constitution provides that federal laws “shall be the supreme Law of the Land,” not withstanding anything in a state’s constitution or laws to the contrary. “When Minnesota became a state in 1858, it signed on to this form of Union,” said Lillehaug.

Chances are Emmer’s attempt to assert the state’s supremacy over federal law would be declared unconstitutional. His support of this amendment, however, gives voters an insight into the thinking of the endorsed Republican candidate. The election to determine who will run against Emmer comes up in August. The principal candidates vying for that opportunity are Margaret Anderson Kelliher, the DFLendorsed candidate, and DFL primary challengers Mark Dayton and Matt Entenza, and Tom Horner the Independence Party candidate. Up to now, Emmer has been quiet and not very specific in his campaign. His support of a measure whereby the state could reject federal laws has changed the dynamic of the race for governor. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

These comments from the Republican former governor reminded me of governors who led my home state of Michigan when I was growing up there. Moderate Republicans William Milliken and George Romney, father of former Massachusetts Gov. Mitt Romney, worked with Democrats in a state, like Minnesota, dominated by Democrats. But as we head into another gubernatorial election, we have a campaign shaping up between Tom Emmer, an extreme right Republican, and one of three very liberal Democrats – Mark Dayton, Margaret Anderson Kelliher and Matt Entenza. And our governor, who kicked the budget issue to the next governor and Legislature, has taken his no-taxes message and anti-Democratic rhetoric to the national stage as he runs for the Republican nomination for president. Forgive me if I felt a tinge of nostalgia while listening to our former Republican governor counsel leaders to find common ground. “We have to emphasize the courage to do right, not to be the agent of our own ambition,” Carlson said. “History has rewarded those who have made the tough choices.” Larry Werner is editor and general manager of Thisweek Newspapers and the Dakota County Tribune. He can be reached at larry.werner@ecm-inc.com.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 1, 2010

Best Practices

Collaborate effectively in decision making by Jeff Appelquist SPECIAL TO THE TRIBUNE

The Battle of Gettysburg was the largest battle ever fought in the western hemisphere and a critical turning point in the American Civil War. The second day of the battle, July 2, 1863, was one of the bloodiest in American history, with approximately 20,000 combined casualties (killed, wounded, missing, or captured). As evening slowly gave way to night at the end of that terrible day, Gen. George Gordon Meade, commander of the Union Army of the Potomac, called his entire leadership team together at his headquarters for a council of war. Meade knew in his own mind the outcome he desired on the battle’s third day, but he also wanted to hear from his commanders and to achieve consensus regarding the Union strategy for the endgame. Meade instinctively understood the critical need, at this dramatic moment in time, to collaborate effectively in decision making. Meade and his counterpart, the extremely capable Robert E. Lee, commanding general of the Confederate Army of Northern Virginia, were locked in mortal combat. Several weeks earlier Lee had begun an invasion of Northern territory and the two mighty armies had met accidentally, but with unspeakable fury, at the little crossroads borough of Gettysburg in south central Pennsylvania. By the end of the second day, after much desperate fighting, the armies lay in stalemate, watching each other warily across contested ground like two wounded but still very dangerous animals. General Meade had established his headquarters in a tiny white farmhouse owned by the widow Lydia Leister. Earlier on July 2 he had wired his superiors in Washington,

Guest Columnist Jeff Appelquist

D.C., to let them know it was his intention to “remain in my present position tomorrow.” Nevertheless, that night he gathered his top generals (eleven in all) to listen to their assessment of the situation. They assembled in a room no larger than 12 by 12 feet, illuminated by a single candle, and which was soon filled with a thick cloud of cigar smoke. The discussion began informally, and turned to the issues of the dire condition of the army and the lack of supplies. Meade was quiet, offering only an occasional comment, and intent on hearing what his team had to say before offering his own judgment. Finally, with Meade’s concurrence, his chief of staff proposed that the group vote on three critical questions: 1. Should the army remain in its present position? 2. If the army remains, should it attack or await the enemy’s attack? 3. If the decision is to await attack, how long should it wait? After much give and take, the generals voted unanimously to stay in their present position, await attack, and to wait for not much longer than a day. One of the participants, Gen. John Gibbon, wrote afterward, “I recollect there was great good feeling amongst the Corp Commanders at their agreeing so unanimously, and Gen. Meade announced, in a decided manner, ‘Such then is the decision.’ ” The generals left the meeting clear in the understanding of their mission and united in their common purpose to defeat the en-

Jeff Appelquist

of a team feel that they have been given ample opportunity to express their points of view and to influence their leader, even if they disagree with the final decision, they are much more inclined to buy into the ultimate direction. Finally, Meade’s council of war provided absolute clarity to every individual involved as to what was expected of him for the next day. The fact that the decisions made were unanimous helped in achieving this effect but, even if there had been disagreement, the rationale for the chosen decision was clear and unambiguous. On the morning of July 3, after the famous meeting but before the decisive combat that would bring victory to his forces, Meade penned a hurried letter to his wife: “Dearest love, All well and going on well with the Army. We had a great fight yesterday, the enemy attacking and we completely repulsing them — both armies shattered…. Army in fine spirits and every one determined to do or die.” This determination to defeat the Confederate enemy at all costs was in large part achieved as a result of George Meade’s intuitive comprehension of the importance of effective collaboration when making a critical decision.

This stroke of genius — attaining clarity and consensus during a critical phase of the fight — on the part of George Meade may have (more than anything else he did over the three days) won the Battle of Gettysburg for the North.

emy the next day, which they succeeded in doing. This stroke of genius — attaining clarity and consensus during a critical phase of the fight — on the part of George Meade may have (more than anything else he did over the three days) won the Battle of Gettysburg for the North. What can modern-day business leaders learn from the historical example of Meade’s collaborative decision making? First, Meade recognized the criticality of pulling his team together for a face-to-face consultation. Sometimes, there is simply no substitute for a meeting in person, and skilled leaders understand precisely when there is a need to bring everyone into the same room. Ironically, Meade’s adversary General Lee did not gather his commanding generals together for a war council at any point during the battle, and a serious lack of coordination resulted. Next, Meade initiated a process that was perceived by all of the participants as fair. While it is true that Meade had already indicated to higher command his preference for remaining in place, he did not disclose his point of view to those reporting to him. Instead, he remained quiet and listened respectfully with genuine interest to what the others had to say. Each person had a chance to weigh in to the discussion and to vote on a particular outcome. When the members

Jeff Appelquist is founder and president of Blue Knight Battlef ield Seminars, which provides individual leadership and team development training. Jeff is a former Marine off icer, practicing attorney, and corporate executive. His website is www.blueknightseminars. com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

County’s libraries dedicate sculpture to former board president As the president of the Dakota County Library Board from 1994–2005, Beverly Ekholm created a legacy of literature and literacy throughout Dakota County libraries. On June 23, the Dakota County Board of Commissioners and library staff honored Ekholm by dedicating a sculpture to her. The sculpture, “Children Reading on a Bench,” features a boy and a girl sitting on a

bench reading a book. It was placed near the entrance to the Wentworth Library in West St. Paul. During the dedication, a county commissioner described Ekholm as someone who worked hard and put everything she had into giving back to her community. As the past Library Board president, it was said that Ekholm was dedicated to intellectual

Con Agra Foods team wins golf event

freedom, literacy, literature, multicultural programming and continuing education. Ekholm has a bachelor of science in education from St. Olaf College and a master in education from the University of Wisconsin. She taught at Sibley High School for 24 years. Her students describe her as an icon. She also has a degree in theater, which she used regularly to help at churches such as

Salem Lutheran Church and Augustana Lutheran Church in West. St. Paul. She has lived with her husband, Dick, in West St. Paul for the past 46 years. The sculpture was purchased by the Dakota County Library Foundation. It was created by Max Turner, a southern California artist who specializes in sculpting life-size figures of children.

Casa Nostra opens in Lakeville

Photo submitted

The ConAgra Foods team earned first place at the Lakeville Area Chamber of Commerce’s Annual Golf Classic on May 25 at Willinger’s Golf Course in Northfield. Casa Nostra Restorante in Lakeville held a ribbon cutting ceremony in May.

Photo submitted

July 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

PR nightmares: Small business owners need to prepare by Lisa Bah SPECIAL TO THE TRIBUNE

Over the years, we’ve seen a variety of public relations nightmares, from Johnson & Johnson’s huge problems with tainted Tylenol to Toyota’s failed brake fiasco — and now British Petroleum, whose poor business decisions led to the Gulf Oil Spill, a catastrophe that has adversely impacted millions of lives as well as the environment. Small business needs to learn from the mistakes of big business. For now, it seems that BP’s leaders have made a bad situation worse through their reactions, statements and behaviors. By committing repeated gaffes, industry executives and board members have intensified the corporate nightmare and only added to the level of public scrutiny. To say that a global entity like BP was initially deaf to the scope of the crisis as well as to the fallout caused by the miscalculations of its spokespeople is an understatement. Local businesses can learn from the damaging mistakes corporate staff and board representatives have made in

Make It Happen Lisa Bah

recent months. For some small business owners, the lesson learned might mean relying on a hefty dose of common sense; others could benefit from a solid course in marketing and public relations. All businesses, big and small, need to have a solid crisis communications plan with key communicators who know how to spin a crisis to minimize business losses. First, it’s important to nail down what entails a crisis — which by nature means dealing with something that is unpredictable and often lacks precedence. The likelihood of uncertainty requires a proactive staff and a defined plan. Small business owners need to recognize who in their organization is most suitable to take the reins in a crisis. That person must be an adept communications spokesperson with the ability to keep a situation from spinning out of control. For some owners, this may

mean relinquishing control to a staff person who is calm and articulate in unpredictable situations. The most important thing to remember is that there should be one unifying voice and all communications, written and oral, need to be funneled through that voice — no exceptions. It’s equally important for a small business owner to create a plan and hold simulations aimed at scenarios ranging from a devastating fire to product recalls to service issues. Ongoing preparations will create an environment of consistent leadership and train communications reps for the moment when they find themselves behind a microphone fielding questions from the press. Plan for rumors circulated by disgruntled former employees. Plan for repercussions from things like product recalls or damage done by a provided service. Employers need to be transparent with internal and external communicationsespecially when things aren’t

In Brief

going smoothly. For alleviating concerns as effectively as possible, two tried-and-true mantras apply: 1. Keep it simple, stupid, or KISS for short: • Speak the truth • Provide details rooted in facts • Don’t over-promise and under-deliver 2. Assume the worst and hope for the best If a business crisis necessitates a press conference or press release, it’s better to be brief and provide contact information for follow-up questions than to just “shoot from the hip.” So much can be conveyed with gestures, colloquialisms and misinterpretations as when BP Chairman CarlHenric Svanberg stated: “I hear comments sometimes that large oil companies are greedy companies or don’t care, but that is not the case with BP. We care about the

Social Media from Page 1A

Twitter, are changing the way Dakota County businesses network with each other. Facebook is a successful venue for some Dakota County businesses, but for Porter, the effect of LinkedIn is more decidedly pronounced. “LinkedIn allows me to make more contacts,” said Porter, president of CTi: Home Inventory Services in Eagan, “which hopefully leads to actual face-to-face or outof-state conference calls.” This time it did. He was “linked in” to the potential client via a couple other people with which he was connected. That New Jersey-based insurance company called him to the East Coast for some face-toface meetings. “In my own (personal, traditional network), I could have one or two contacts,” Porter said. “This way (through LinkedIn) I can connect with 1,000 people.” But Porter stopped short of indicating that social media would replace other tried-and-true forms of networking. “It increases my chances of making contacts,” he said, but he sees the various social media routes as roads that all lead to some form of face-to-face or phone conversation.

Chamber embraces social media Ruthe Batulis is president of the Dakota County Regional Chamber of Commerce, an organization for which networking is one of the biggest benefits of membership. She uses Facebook, LinkedIn and Twitter for different types of communi-

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

small people.” Gulf Coast residents were outraged — and rightly so. BP execs back-peddled and attributed the statement to the fact that Swedish, not English, is Svanberg’s first language. That did little except further tarnish BP’s reputation with families who lost loved ones or their livelihoods — or both. The same type of slip-up could happen to a small business spokesperson at a time of high stress. Word to the wise: Always be careful with word choices and even more cautious with phraseology, or manner of speaking, in times of crisis. The tendency to minimize a negative situation is natural, but in small business this approach could spell an even bigger kiss of death than for a multinational corporation. While a team of PR professionals is usually there to protect the interests of a

north to south from West St. Paul to Farmington. This can pose a challenge for members looking to make connections, but Batulis said that social media helps to bring together members from these geographically vast areas. Overall, Batulis said the chamber does not rely on social media alone for networking. It still holds regular seminars, business councils and morning gatherings for members. “Face-to-face is still a really important part of sales and relationships,” she said. “We’re not abandoning that whatsoever.”

It leads to Facebook

Photo by Jessica Harper

Drew Langston, proprietor of Outback Steakhouse in Inver Grove Heights, (left) sponsored a business card exchange event hosted by the River Heights Chamber on June 21. Jake Gerads (back) of Langer Real Estate Services in West St. Paul, Tom Burgess of JBL Companies in Eagan, Heather Zimmerman of Inver Grove Honda and Annie Platek of the River Heights Chamber of Commerce greet one another. cation, all with the intention of augmenting the traditional face-to-face networking customs. Porter’s interest in LinkedIn is common with the needs of Batulis and the chamber: to join far flung connections in the business realm. “It pushes us outside the traditional chamber community,” Batulis said. “Someone who knows me can say ‘I see you are connected with soand-so, can you connect us?’ ” Batulis said she uses Facebook as a way to add a face to the chamber organization. LinkedIn serves this purpose as well, she said, but Facebook is a way for her to reach a de-

mographic that may not necessarily occupy or be interested in LinkedIn. Twitter, on the other hand, is more a news blast and announcements venue than a means for networking, Batulis said. “I can be in a meeting, such as a regional economic development meeting, and send a sentence out saying we’re moving forward (on something),” Batulis said, pointing out her use of TwitPics to tweet a photo of School District 192 Superintendent Brad Meeks presenting to the chamber board. The geographic jurisdiction of the chamber extends west to east from Eagan to Rosemount and

Sometimes the prospect of setting up a Facebook page can be daunting to a small business owner looking to use that website to drum up some new business (or keep in touch with existing customers). Or say that business owner wants to network with other businesses: Where does he or she turn if technological prowess is not equal to aspiration? This is where people like Chris Prescott can comes in. Prescott runs the eponymous Dakota County-based Prescott Group, which creates Facebook business and fan pages for local businesses. He has experience with providing direct mail and e-newsletter services, but the buzz of social media has created a string of service needs for his clients. When a Facebook user “likes” the fan or business page of a business, this creates an opportunity for exposure, Prescott said, and can also “help generate leads for business.” “If you put a sign up outside a business, only those driving by will see it,” he said, but scores more people from various walks of life

conglomerate, the small businessperson is typically served by one local face. Sage Advice for Crisis Managers: • Avoid the temptation to rush • Wait to gather all the facts • Build a foundation of trust • Don’t offer false hopes • Never promise to “make everything right” • Set out a concrete plan to correct the situation • Above all — apologize People will hang on your words. If you promise to make everything right, they will put the greatest emphasis on “everything,” which is a standard you are unlikely to meet. Proposing solutions and making sincere apologies are critical steps. As an owner dealing with a crisis, the key is to remember that humility is crucial to rebounding in the best light. Lisa Bah is director of business and management and Apple Valley site coordinator at Dakota County Technical College. She can be reached at lisa.bah@dctc.edu.

will see a friend “liking” a Facebook page and click the link to check it out, he added. A good page will have links and information about the business. Prescott’s staff helps a lot of real estate agents who use Facebook for listings. A Facebook user can follow their favorite houses on the market by seeing updates and following links to the MLS page. The staff will even post photos on the page. Prescott said he has seen cases where a homeowner will post a Facebook status indicating he is looking to sell his house, only to be connected with one of Prescott’s clients who is looking for houses to sell. Real estate agent Pat Kaplan of Coldwell Banker Burnet uses Facebook for such purposes. She has made many connections via Facebook, she said, and even found new clients. She will post statistics, rate changes and open house dates and times on her listings’ Facebook pages. “It’s free,” she said, “and there is immediacy.” But as with Porter and Batulis, Kaplan still relies on physical, inperson communications for the bulk of her networking. She said she is a member of the Dakota County Regional Chamber of Commerce and does volunteer work. Social media is another in a long line of new technologies that complement, and even improve, traditional forms of doing business. But the days of software chats completely replacing face-to-face dealmaking in Dakota County are still far off. “Face-to-face is where sales and deals are still made,” Batulis said. “It’s still important.”

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 1, 2010

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagan

Commission votes no on Wildwood tower plan

Array of experiences represented Housing construction to begin on new arts center commission on Carriage Hills property

The Apple Valley Planning Commission has voted against a telecommunications company’s plan to erect a 125-foot tower in Wildwood Park. On June 13, the commission voted 4-2 against the proposal by Clearwire Wireless, citing compatibility issues with the surrounding area. The Planning Commission also voted against Clearwire’s proposal to erect a tower in Galaxie Park on grounds the application didn’t meet all ordinance requirements. Clearwire, which is based in Washington state and partly owned by Sprint, is seeking to launch a wireless Internet service in the Twin Cities and has a total of 11 sites planned in Apple Valley for its network. Nine of those sites – all but the Wildwood and Galaxie locations – have already received city approval. Seven of the sites – including the Longridge, Nordic, Quarry Point, Valleywood and Palomino water towers – will use existing infrastructure for Clearwire’s network and do not involve construction of new towers. While the Planning Commission voted against the Wildwood and Galaxie proposals, it is the City Council that will ultimately decide whether to approve or deny Clearwire’s applications for those sites. The City Council will review, and possibly vote on, the Wildwood and Galaxie applications at the 8 p.m. Thursday, July 8, council meeting at the Apple Valley Municipal Center. The city is required by statute to make a decision within 120 days of when Clearwire submitted its applications, which was in April, meaning the council has until early August to vote on the proposals. Clearwire is seeking to launch its “next generation” high-speed Internet network in September, according to Steven Kenny of developer FMHC Corp., the project’s official petitioner. — Andrew Miller

Executives, actors and an arena-management veteran are among the first appointees to the Burnsville Arts Center Advisory Commission. The City Council appointed nine members June 22 to one-, two- and three-year terms. The council decided to appoint a commission after a rocky first year for the $20 million, city-owned center, which opened in January 2009. A shortage of bookings led to larger operating subsidies than projected. And an accounting firm’s review found numerous problems with handling of accounting, financial reporting and contract-compliance procedures. The center is managed by Iowa-based VenuWorks. Council members said a commission would add a window of oversight and expertise through which they could get a better handle on operations. They sought applicants with expertise in areas including business operations, event planning and the entertainment business. Appointees also include a representative of Friends of the Burnsville Performing Arts Center, a center user-group representative and an arts community representative. Thirty-nine Burnsville residents applied for the nine seats. “I guess we were all really surprised – nearly 40 applicants for the Burnsville Performing Arts Center,” Council Member Dan Kealey said, praising the mix of youth and experience among applicants. The center has been widely criticized, but one appointee, Kathleen Cleveland, wrote, “This is an opportunity to represent the voice of the silent majority that value the high quality of life that is enhanced by the arts and culture of the Burnsville Performing Arts Center.” The council appointed staggered terms so they don’t all expire at once. – John Gessner

Farmington City to pay development company as part of settlement The city of Farmington will pay $21,500 to Exchange Bank building owners and give back $80,000 that the city had drawn from the company through a line of credit. The City Council voted 4 to 1 to approve a settlement agreement Monday, June 21, with building owners Hosmer Brown III and Hosmer Brown IV of 2004 Real Estate Company. Council Member Christy Fogarty cast the dissenting vote voicing her frustration in dealing with the Browns for years while she served on the council and the Farmington Economic Development Authority. The dispute centered on the city alleging that the 2004 Real Estate Company did not follow through on its agreement that it would renovate the late 1800s Exchange Bank building. In June 2008 the city’s Economic Development Authority reclaimed the building’s deed and record with Dakota County. The city also drew upon the $80,000 letter of credit that accompanied the deed, but later decided to reverse its actions. In August 2009 the 2004 Real Estate company filed a lawsuit against the city and the EDA questioning the city’s right to take back the deed and draw on the letter of credit, in addition to other complaints. After months of closed meetings, both sides agreed on a settlement. City officials said that the settlement will be less of a liability to the municipality than taking the case to court. — Kara Hildreth

The embattled golf course that once was Carriage Hills will soon be overtaken by Bobcats and bulldozers as a new housing development gets under way on the property. Construction is expected to begin this week on the first phase of Stonehaven, a Lennar development that will ultimately consist of 363 mixed housing units on 115 acres, with 35 acres preserved as open space. A previous plan approved for the land — submitted in 2008 by Wensmann Homes before it went out of business — called for 480 units of mixed-use housing on 120 ares, with 30 acres preserved as green space. While the Lennar plan lowers the overall density, critics have charged that the added open space is less useful because it’s mainly around the perimeter of the development. But Eagan Mayor Mike Maguire said he is comfortable with the plan. The first of Stonehaven’s four phases will include 39 single-family homes and a pool house/amenity center and is expected to be completed by November, said Tim Fohr, marketing manager for Lennar Minnesota. The second phase, which will add more single-family homes as well as twin homes, is expected to begin construction next spring. Future phases will bring row townhomes and a multi-level senior housing building to the mix. Homes will range in size from 1,700 finished square feet to more than 3,300 finished square feet and will be priced from $200,000 to about $550,000. That Lennar is even able to build houses on Carriage Hills is the result of a six-year legal battle that included the former golf course owner, developers and the city. Lennar bought the controversial property in December from the Rahn Family Partnership, which had been trying to sell it for years after claiming it was no longer viable as a golf course. A previous purchase agreement between Rahn and Wensmann Homes, signed in 2003, led to a lawsuit against the city when it refused to change the land-use designation to allow housing on the property. A settlement agreement in 2008 let voters decide the fate of the land through a ballot referendum, with residents rejecting the city’s potential $10.25 million purchase of the property for preservation as open space. Just days after voters cleared the way for housing on the land, Wensmann went out of business, leaving the Rahn This year’s Lakeville Pan-O-Prog, the 44th annual, begins Family holding the land. July 4 and runs through July 10. The property, located off of Yankee Doodle Road and For organizers, more than nine months of work and prepaLexington Ave., has been closed as a golf course since 2004. ration go into the week-long celebration whose events attract —Erin Johnson tens of thousands to the community. “It’s an amazing thing,” Pan-O-Prog president Jim Dunn, 46, said. “You can’t beat it. It brings the community together and it attracts others to the community. It’s amazing.” Dunn has lived in Lakeville for 11 years and began volunteering for the Pan-O-Prog committee five years ago. “This is a great event that I wantted to plug into,” Dunn said. “It’s a thing where people get together and see folks they may not see any other time of the year but at Pan-O-Prog. It’s all about the people.” And while some festivals are facing money shortages, Dunn says Pan-O-Prog is still a fundraising giant. A 48-year-old South St. Paul man who robbed a Rose“We’re growing our events and a lot of others – you see it mount bank will serve five years in prison for charges related in the papers – they’re in the red or cutting things,” he said. to robbing the Wakota Federal Credit Union last October. “We’re not. We’re so fortunate for our sponsors and the supSteven Lee Olson was sentenced on Monday, June 28, in port we get from the community.” federal court for pleading guilty to robbing the federal credit Dunn said this year’s celebration is a lot like that of union of $1,514 on Oct. 30, 2009. years past. A bystander saw the robber escape in a Dodge Intrepid Oldies but goodies remain on the calendar of events, such wearing a red jacket and a red bandana and reported his locaas the classic car cruise, Fourth of July fireworks, Beer, Brats tion to police. and Bingo, the Grand Parade, and the Miss Lakeville pagWhen police arrived, the robber fled, but police eventually eant. captured him and searched his car. New this year will be a stage in Lakeville’s Market Plaza The search turned up a red-hooded jacket, a red bandana, a that will feature live entertainment much of the week. toy revolver, loose bills, and a bill wrapper from the First State For more information about Pan-O-Prog, visit www.pan- Bank of Rosemount, which was robbed on Oct. 21, 2009. oprog.org. The event also has a fan news page on Facebook. Olson later admitted to robbing the First State Bank of com. Rosemount as well as committing four others. – Derrick Williams — Laura Adelmann

Lakeville

44th annual Pan-O-Prog festival to run from July 4-10

Rosemount

Man who robbed local bank will serve five years in prison

For more on all of these stories, go online at www.ThisweekLive.com.

July 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Tattoo artist’s studio reborn Fineline Body Art is Lakeville’s only tattoo studio by Derrick Williams DAKOTA COUNTY TRIBUNE

Shannon Scalise wasn’t sure he’d be able to recover. His wife, Heidi, didn’t know where the family would live. It was only months after the two opened Fineline Body Art in Apple Valley, their own tattoo and body piercing studio. They were living in the same building their shop was in. The problem was their landlord. And while Shannon and Heidi don’t want to talk specifics, their disagreement lost them their home and their business. “Before we knew it, the shop was closed,” Shannon said. “We were done.” For the next couple years, Shannon, a self-taught and successful tattoo artist, traveled the country, hopping from studio to studio, learning and saving money. “They called me the nomad,” Shannon said. “But we saved and saved, and now here we are.” The “here” Shannon refers to is the corner of Cedar Avenue and County Road 46. Fineline Body Art is open again, in a Play it Again Sports-anchored business complex. “Business is good,” Shannon said. “Getting the license, starting in this community, we had to prove ourselves a little. But we’ve really been accepted. People have welcomed us.”

Photo by Derrick Williams

Shannon Scalise opened Fineline Body Art, Lakeville’s only tattoo studio, this spring. Being welcomed is still a little strange for Shannon, he said. “Tattoos used to be taboo,” he said. Just 20 years ago, body art was associated with biker gangs and rebellion. “People didn’t want tattoo shops in their communities,” Shannon said. “Now, tattoos are becoming mainstream. There’s been a shift in perception. For me, it’s the ‘L.A. Ink’ effect. Tattoos, the culture, it’s all on TV for people to see.” Shannon is the only artist in his shop, though he’s looking for another. Heidi runs the office. He can do both tattoos and body piercing. “I got my first tattoo when

I was 18. I thought I could do it,” he said. “That’s how I got started.” Since then, Shannon has trained with artists around the world, worked all over the country, and had his own shops in Illinois and Florida before the issues in Apple Valley. “I don’t really specialize in one thing,” Shannon said. “People want a wide variety of art and I can do all styles and all types of tattoos.” From tribal tattoos, to colorful or dark art, to oldschool skulls, to portraits or even old tattoo cover-ups, Shannon says he can do it all. “Not all artists are the same and people can come in and look at my portfolio to see if my style is what they’re

looking for,” Shannon said. That said, all artists have things they like to do more than others, and for Scalise, Norse tattoos are his favorite. “I like Vikings and Norse legend,” he said. Thus far, Fineline is exactly what Lakeville was looking for. City Administrator Steve Mielke said Fineline was welcomed by the City Council. “I’m not a tattoo guy, but I certainly have friends who have them,” he said. “We’re glad to have them.” Heidi married into the tattoo business, she said, but after nearly 15 years, she loves it. “I love the industry and I can honestly say, nothing surprises me anymore,” she said.

Photo by Derrick Williams

Shannon and Heidi Scalise stand in their new tattoo studio, Fineline Body Art, Lakeville’s only tattoo studio. She said the shop is one of the most advanced and safe tattoo shops she’s ever seen. Scalise uses air guns instead of the older, electric style. With most of the pieces being disposable, customers are assured sterile and safe equipment and conditions, Heidi said. “Nothing gets reused,” she said. Shannon said he’s all about educating customers about the process before hand.

“It’s not just for them, but I want a read on a person, too,” he said. “I’ll have a consultation with a customer before they get their tattoo. We’ll talk designs and what the tattoo will mean for them. It’s an educational thing for both of us.” For more information about Fineline Body Art, visit www.finelinebodyart.com. Derrick Williams is at derrick.williams@ecm-inc.com.

U.S. representative to host Career & Jobs Fair in Inver Grove Heights U.S. Rep. John Kline, R-Lakeville, is hosting a Career and Jobs Fair from 9 a.m.-1 p.m., Monday, July 12 at Inver Hills Community College in Inver Grove Heights. “With unemployment continuing to hover near 10 percent nationally,” Kline said in a press release, “I remain committed to pursuing poli-

cies that encourage robust private sector job creation, as well as providing direct assistance to men and women seeking employment to support themselves and their families.” Scheduled to attend Kline’s career and jobs fair are several dozen private-sector employers who currently have job openings in a wide

variety of fields including the health care, technology, financial, and retail industries. Service organizations and a variety of educational institutions are also scheduled to attend. The fair includes breakout sessions focusing on interview skills, effective resume writing, and other tips for job seekers. The career and jobs

fair is free and open to the public. Businesses interested in participating should contact Justin Streiff in Kline’s Minnesota office at (952) 808-1213. There are no fees associated with participating. “I look forward to helping Minnesotans navigate through these uncertain and challenging economic

times,” Kline said. “I hope my career and jobs fair provides new opportunities to put Minnesotans back to work.” The event will be held in the Fine Arts Building, 2500 E. 80th St., Inver Grove Heights. Parking is available in the Fine Arts parking lot.

MVTA announces winners of seventh annual ‘Bus Roadeo’

The Minnesota Valley Transit Authority (MVTA) sponsored its seventh annual “Bus Roadeo” on June 6 at the Dakota County Technical College in Rosemount. The top two drivers will travel to the statewide event on July 24 in Alexandria. Drivers from both the Burnsville and Eagan Bus Garages operated by Schmitty & Sons Transit Services took written as well as driving tests covering various turns, stops, safety issues, smoothness and other driving-related issues. There were 15 drivers participating in the competition. Winners of the MVTA

2010 Roadeo are: First Place — David “Chuck” Palmer of Farmington. Second Place — Gregg Smith of Lakeville. Third Place — George Kaminski of Rosemount. Palmer, who took second place in 2007, and Smith, who took top honors in 2006, second place in 2008 and third place in 2004, will travel to the Statewide Roadeo. The MVTA is the public transportation provider for the businesses and residents of Apple Valley, Burnsville, Photo submitted Eagan, Rosemount and Sav- The following were winners of the MVTA Seventh Annual age. Bus Roadeo: David Palmer of Farmington Gregg Smith of Lakeville and George Kaminski of Rosemount.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 1, 2010

Frontier becomes fifth largest telephone provider Central Region office based in Burnsville grows to size of company prior to acquisition by Jessica Harper

Maggie Wilderotter

DAKOTA COUNTY TRIBUNE

Frontier Communications, a telephone and Internet service provider based in Stamford, Conn., acquired 7 million access lines and 8.6 million voice and broadband connections from Verizon Communications on July 1. The acquisition added 4 million customers and made Frontier the fifth largest telephone carrier in the nation. â&#x20AC;&#x153;This is a very exciting time for our company,â&#x20AC;? Frontier CEO Maggie Wilderotter said in an interview June 23 after meeting with regional managers in Lakeville. Wilderotter also met with employees at the Central Region office in Burnsville that day. The acquisition was approved last month and includes an $8.6 billion stock deal that will add 9,500 employees in 14 states. â&#x20AC;&#x153;We are very excited that the markets purchased are predominantly rural, because rural is our sweet spot,â&#x20AC;? Wilderotter said. Although none of the newly acquired customers is in Minnesota, the move is a big deal for Frontierâ&#x20AC;&#x2122;s Central Region office based in Burnsville, which will become as large as the entire company was prior to the acquisition. The Central Region office served 890,000 Frontier

â&#x20AC;&#x201C; Frontier Communications CEO

â&#x20AC;&#x153;We are very excited that the markets purchased are predominantly rural, because rural is our sweet spot.â&#x20AC;?

Photo by Rick Orndorf

Frontier Communicationsâ&#x20AC;&#x2122; Central Region, which is headquartered in Burnsville, will acquire 2,300 new emPhoto by Rick Orndorf ployees as a result of the acquisition of Verizon Wireless Frontier Communications, a telephone and Internet service provider based in Stamford, business. Conn., acquired 7 million access lines and 8.6 million voice and broadband connections another high priority, Lass Michael Flynn, vice presifrom Verizon Communications on July 1. said. dent and general manager of ployees as a result of the ac- Frontier market have broadFrontier will offer in- Frontierâ&#x20AC;&#x2122;s Midwest Territory. quisition. band service, while only 62 home installation and a twoOne way Frontier creates Wilderotter said Frontier percent in the areas being hour window for installa- that â&#x20AC;&#x153;local touchâ&#x20AC;? is by being will be able to better serve acquired have broadband, tions to ensure convenience, involved in the communities these customers than Ve- Wilderotter said. he said. it serves. In the south metro, rizon due to Frontierâ&#x20AC;&#x2122;s focus Frontier plans to bring â&#x20AC;&#x153;The bottom line is that Frontier participates in the on rural markets. broadband to these new cus- it works to our standards and Dakota County Fair and John Lass Mike Flynn â&#x20AC;&#x153;Verizonâ&#x20AC;&#x2122;s priority is wire- tomers, she said. that the experience for cus- donates to local food shelves less first, then fiber projects In the south metro, Fron- tomers is always top-notch,â&#x20AC;? run by 360 Communities (formerly Community Accustomers prior to the acqui- in large cities like New York. tier has nearly 100 percent he said. Although the hope is that tion Council). sition. Now it will be respon- To invest in small markets, coverage, said John Lass, sesible for 1.8 million custom- thereâ&#x20AC;&#x2122;s not a lot of capital nior vice president and gen- the acquisition will bring naleft,â&#x20AC;? she said. eral manager of Frontierâ&#x20AC;&#x2122;s tional attention to Frontier, Jessica Harper is at ers. Ninety-two percent of Central Region office. the company also plans to jessica.harper@ecm-inc.com. The Central Region will Customer service will be keep its â&#x20AC;&#x153;local touch,â&#x20AC;? said also acquire 2,300 new em- households in the current

Ryt-way Industries acquires three companies

Photo submitted

Executives from Edina-based Nash Finch Company and board members of the NFC Foundation, a non-profit organization established by Nash Finch, gathered at the Dakota Woodlands Shelter in Eagan for the 10th Annual End of the School Year Party for Homeless Children on June 10.

Nash Finch gives to Dakota Woodlands Executives from Edinabased Nash Finch Company and board members of the NFC Foundation, a non-profit organization established by Nash Finch, gathered at the Dakota Woodlands Shelter in Eagan for the 10th Annual End of the School Year Party for Homeless Children on June 10. The leadership team worked alongside several shelter residents helping to set up games, stage a giveaway of summer reading

books and prepare food for the party. The mascot of the Nash Finch Feeding Imagination educational program, Lewis the Bookworm, also made a special appearance at the party. According to a recent study by the Wilder Foundation, there were 9,452 people homeless counted in Minnesota in October 2009, including 3,251 children. The number of homeless families with children increased 27 percent, from 1,318 in 2006 to 1,670 in 2009.

Dakota Woodlands Shelter, the 2009 recipient of the Minnesota Nonprofit Excellence Award and a past recipient of grants from the NFC Foundation, is the only shelter specifically for families who are homeless in Dakota County. The families stay an average of two months, during which they are provided with a variety of educational and supportive services to help them obtain and maintain permanent housing. Dakota Woodlands typically shelters 110 families annually.

Ryt-way Industries LLC, headquartered in Lakeville, has acquired from Cameron Holdings the three companies of Cloud Packaging Solutions, Cloud Equipment Company and Toll Packaging. The combination of the four businesses will create one of North Americaâ&#x20AC;&#x2122;s leading contract packaging companies with approximately $200 million of combined revenues across six facilities, and longterm relationships with many of North Americaâ&#x20AC;&#x2122;s leading consumer packaged goods food companies. Ryt-way is a contract packager of dry food products such as ready-to-eat cereals, prepared meals, side dishes, beverages and sweeteners. Following the acquisitions, Ryt-way will offer its customers a suite of packaging options, technological advantages, and category expertise for the packaging of a broad number of dry foods including cereals, prepared meals, snacks, sweeteners, side dishes, desserts, dried fruit, nutraceuticals, and pet foods. David Finch, CEO of Ryt-way, said, â&#x20AC;&#x153;By bringing these companies together we will be better positioned to offer each of our customers more comprehensive solutions in contract packaging,

new product commercialization, and innovation. Each company brings to the table a strong set of competencies, excellent people, and proven industry know-how. Each is a respected leader in their industry segment.â&#x20AC;? Cloud Packaging Solutions makes high-speed, flex-

ible film contract packaging. Cloud Equipment Company manufactures high-speed packaging equipment for packet, pouch, and thermoforming applications. Toll Packaging produces midspeed, flexible packaging systems for both pet and human foods.

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July 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Wednesday, July 7, 4 to 8 p.m., Eagan Marketfest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. â&#x20AC;˘ Wednesday, July 14, 4 to 8 p.m., Eagan Marketfest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. â&#x20AC;˘ Thursday, July 15, 6 to 7:30 p.m., Protecting Your Child seminar at Edward Jones, 3420 150th St. W., Rosemount. Free. The seminar will answer commonly asked questions regarding estate planning for families with small children. It will also provide information for parents going on vacation without their children and providing for their children financially. Information and RSVP: Jennifer Heuisnkveld, (612) 2174387, jennifer@heusinkveldlaw. com. â&#x20AC;˘ Tuesday, July 20, 3 to 5 p.m., How to Land More Sales seminar at Burnsville Performing Arts Center, 12600 Nicollet Ave. S., Burnsville. Free. Information: Thomas Voegele at tvoegele@ newbizminn.com. â&#x20AC;˘ Tuesday, July 20, 5 to 7 p.m., Startup Meetup Networking at Burnsville Performing Arts Center, 12600 Nicollet Ave. S., Burnsville. â&#x20AC;˘ Wednesday, July 21, 4 to 8 p.m., Eagan Marketfest, Eagan Festival Grounds at the Eagan

Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. Apple Valley Chamber of Commerce events: No events on the calendar for July. Information: http://www. applevalleychamber.com/index. php. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, July 1, 4:30 to 6:30 p.m., Business After Hours - Party on the Parkway Patio, Anthonyâ&#x20AC;&#x2122;s Parkway Grille, 251 W. Burnsville Parkway, Burnsville. Free. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Tuesday, July 6, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway, Suite 150, Burnsville. Free. RSVP: travis@burnsvillechamber.com or anne@burnsvillechamber.com. â&#x20AC;˘ Wednesday, July 28, 4 to 5 p.m., Chamber Ambassadors meeting. Information: travis@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Wednesday, July 7, 7:30 to 8:30 a.m., Morning Brew, Perkins Restaurant. â&#x20AC;˘ Wednesday, July 15, 4:30 to 6:30 p.m., Networking After Hours, Green Mill Restaurant. â&#x20AC;˘ Tuesday, July 20, 11 a.m. to 1 p.m., grand opening and ribbon cutting at Infinite Surfaces. River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, July 13, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Mississippi Pub, 4455 66th St. E., Inver Grove Heights. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, July 14, 11 a.m. to 3 p.m., grand opening of Jimmy Johns, 5850 Blaine Ave.,

Inver Grove Heights. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, July 21, 7 to 9 p.m., Inver Grove Heights Days meeting at Drkulaâ&#x20AC;&#x2122;s - lower level. Information: www.ighdays.org. â&#x20AC;˘ Thursday, July 29, 4 to 6 p.m., Wakota Bridge opening celebration. Information: Jennifer Gale, (651) 451-2266, ext. 1031. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 2165406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays

Twin Cities residential construction remains stable Bucking both the historic summer housing slow-down and expectations due to the expiration of Federal tax credits for home buyers, the Twin Cities residential housing permits remained stable in June. Permits, planned units, and value showed a small increase this month over June 2009, and more permits were pulled in June 2010 than in six of the past 12 months. According to statistics compiled by the Keystone Report for the Builders Association of the Twin Cities (BATC), there were 246 permits pulled for a total of 341 units during the month of June, 2010. Year-to-date, permits are 62 percent higher, units are 53 percent higher, and value is 49 percent higher than at this time in 2009. â&#x20AC;&#x153;The Federal Stimulus home buyer tax credits, which expired for new contracts at the end of April, has created a degree of uncertainty in the housing market,â&#x20AC;? said Builders Association of the Twin Cities 2010 President Gary Aulik. â&#x20AC;&#x153;Did the credits stimulate buyers that otherwise wouldnâ&#x20AC;&#x2122;t have purchased? Did buyers who would have bought later this year

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move their purchase ahead to take advantage of the credits? â&#x20AC;&#x153;While both of these are likely true, it remains to be seen by how much. And with mortgage rates remaining at all-time lows while prices have stabilized, there are still plenty of reasons for Twin Cities families to buy now,â&#x20AC;? Aulik said. Minneapolis led the metro in building activity for the month with 57 units permitted. Woodbury followed with 31 units, Maple Grove had 27 units permitted, followed by Blaine with 23 and Savage with 15.

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at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call

Michele Jennings for more information: (612) 581-0332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bobâ&#x20AC;&#x2122;s) in Burnsville. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 1, 2010

11A

Capitol Commerce

Kelliher ties together rural, urban interests From a family dairy farm to the big city, speaker of the house aims for stateâ&#x20AC;&#x2122;s top post by T.W. Budig ECM CAPITOL REPORTER

Sharp budget ďŹ ghts She has presided over sharp budget fights with Republican governor and No-New-Tax advocate Tim Pawlenty during her speakership. While last session produced a brief special session, in general lawmakers have gone home at close of session during the Kelliher years â&#x20AC;&#x201C; thereâ&#x20AC;&#x2122;s been no government shutdowns, no lingering summertime sessions. Capitol insiders have viewed Kelliher as serving as a conduit between Pawlenty and Senate Majority Leader Larry Pogemiller, the senator publicly acknowledging having a difficult time in working with the governor. One of the most dramatic legislative moments of Kelliherâ&#x20AC;&#x2122;s tenure as Speaker came late winter in 2008 when House DFLers assisted by the soon-dubbed â&#x20AC;&#x153;Override Sixâ&#x20AC;? â&#x20AC;&#x201C; a group of six House Republicans â&#x20AC;&#x201C; combined to override Pawlentyâ&#x20AC;&#x2122;s veto of the trans-

Photo by T.W. Budig

House Speaker Margaret Anderson Kelliher speaks at a late session rally outside of the her future husband as a delHouse chamber last session. egate to the Democratic Naportation finance bill. â&#x20AC;&#x153;She is a skilled-based in- Church and in the communi- tional Convention. Although Kelliher no Kelliher sometimes points dividual,â&#x20AC;? said Dittrich one ty, were not politically active, longer hunts â&#x20AC;&#x201C; she rememto the epic vote as evidence recent session. â&#x20AC;&#x153;Self-improve- explained Kelliher. of her ability in building win- ment is a big thing for her â&#x20AC;&#x201C; â&#x20AC;&#x153;Not at all. I am not from a bers her late father as raising pheasants and turkeys on the ning coalitions. continually.â&#x20AC;? political family,â&#x20AC;? she said. farm â&#x20AC;&#x201C; Kelliher, her husband But one member of the Former 4-H and two children, enjoy fishOverride Six, Rep. Jim Abel- First woman ing. er, R-Anoka, said just days governor? president She jokingly speaks of before the big vote that he Should Kelliher win the A former teenage 4-H winning the marriage negotiwas â&#x20AC;&#x153;astoundedâ&#x20AC;? by how little governorâ&#x20AC;&#x2122;s office, she would state president, Kelliher ex- ations about the use of prime Democrats had worked with enter state history as Minne- plained it was when serving as fishing seats on the pontoon House moderates on the sotaâ&#x20AC;&#x2122;s first woman governor. president that she first learned boat â&#x20AC;&#x201C; the family has a retreat transportation issue. Recently, appearing before how diverse Minnesota was. on Lake Jefferson in Le Sueur Calm under pressure the ECM Editorial Board, Kelliher was Blue Earth County. Kelliher was asked whether County Dairy Princess â&#x20AC;&#x201C; once After moving to MinKelliher has been praised achieving that historic plateau in a moment of self-indul- neapolis, Kelliher for a time by DFL House colleagues for was a big deal with voters. gence on the speakerâ&#x20AC;&#x2122;s plat- worked as an aide for former having the ability to remain Kelliher indicated there form she recited a singsong House Speaker Bob Vanasek. calm under pressure. was a degree of excitement. sales pitch about the marvels As an adult, Kelliher conâ&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s very important for â&#x20AC;&#x153;I think the biggest thing of dairy products. verted to Roman Catholileaders to understand that people want is they want a Kelliherâ&#x20AC;&#x2122;s interests in poli- cism. part of their job is to absorb governor whoâ&#x20AC;&#x2122;s qualified to tics were kindled by the farm â&#x20AC;&#x153;It was really a calling to the stress of others, and to do the job, and whoâ&#x20AC;&#x2122;s going crisis of the 1980s when the be part of a church communiabsorb the anxiety, and someto stand up and fight on their gnawing combination of high ty that I really love and enjoy, times even the anger, and behalf,â&#x20AC;? Kelliher said. interest rates and low milk the Basilica of St. Mary,â&#x20AC;? she then find effective ways to let â&#x20AC;&#x153;For some Minnesotans prices threatened the family said. â&#x20AC;&#x153;I really needed a church that go,â&#x20AC;? said Kelliher. â&#x20AC;&#x153;And so itâ&#x20AC;&#x2122;s very motivating to think farm with foreclosure, she ex- community at that point. thatâ&#x20AC;&#x2122;s what I do time and time about that being a working plained. â&#x20AC;&#x153;My dad became sick and again.â&#x20AC;? mom â&#x20AC;&#x201C; they have a trust level â&#x20AC;&#x153;It was really that that got died within that year. My House Majority Leader with me about that.â&#x20AC;? me interested in who makes nephew actually died three Tony Sertich, DFL-ChThe youngest of six chil- decisions about policy,â&#x20AC;? Kel- months later in a drowning isholm, once described Kellidren â&#x20AC;&#x201C; her sister and four liher said. â&#x20AC;&#x153;That moment, as a accident,â&#x20AC;? she said. â&#x20AC;&#x153;I really her as the mother of the Legbrothers are 14 years to 20 teenager, was a really impor- needed a spiritual community islature. years older â&#x20AC;&#x201C; Kelliher grew up tant moment.â&#x20AC;? to be in.â&#x20AC;? â&#x20AC;&#x153;And I mean that in the on a 300-acre dairy farm near Kelliher moved to the Kelliher believes she repbest sense of the word,â&#x20AC;? said Mankato. Twin Cities as a Gustavus resents a generational change Sertich, speaking some time She easily transitions into Adolphus College student to within the DFL Party, a fallago. detailing the competing costs work on Mark Daytonâ&#x20AC;&#x2122;s state ing away of the old for the Rep. Denise Dittrich, of maintaining dairy herds in- auditor campaign and to be new. DFL-Champlin, dismissed doors versus outdoors. near her future husband, Daâ&#x20AC;&#x153;I think the (DFL) conthe notion of a mothering figHer mother and father, vid Kelliher. vention chose wisely when ure, seeing instead a drive in Elaine and Carl Anderson, â&#x20AC;&#x153;I moved for a job and for they endorsed â&#x20AC;&#x201C; they chose Kelliher toward self-improvethough active in the Lutheran love,â&#x20AC;? she said. Kelliher met the next generation of DFL ment.

leadership in this state,â&#x20AC;? Kelliher said. â&#x20AC;&#x153;(Itâ&#x20AC;&#x2122;s) an energetic leadership, a leadership that doesnâ&#x20AC;&#x2122;t stop, a leadership that doesnâ&#x20AC;&#x2122;t quit,â&#x20AC;? she said. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m also pretty fearless about making Minnesota the great place that we can be.â&#x20AC;? In discussing preventative health care, Kelliher explained that she doesnâ&#x20AC;&#x2122;t exclude herself from making a personal commitment to wellness. â&#x20AC;&#x153;And thatâ&#x20AC;&#x2122;s why I run every other day. I have lost over 75 pounds from a few years ago,â&#x20AC;? Kelliher said. â&#x20AC;&#x153;It takes a lot of work to be able do this and make a personal commitment to it.â&#x20AC;? Kelliher selected former Arne Carlson administration finance commissioner John Gunyou as her gubernatorial running mate. She heralds Gunyou, currently city manager of Minnetonka, as possessing an â&#x20AC;&#x153;unmatchedâ&#x20AC;? knowledge of government finance. Kelliher holds a master of public administration from Harvard Universityâ&#x20AC;&#x2122;s Kennedy School of Government. The winner of the DFL gubernatorial primary will likely face Republican candidate Rep. Tom Emmer and Independence Party candidate Tom Horner in the November election. T.W. Budig is at tim.budig@ ecm-inc.com.

One image of her childhood Margaret Anderson Kelliher likes to conjure is the girl on the tractor. And although a state representative from Minneapolis for more than 10 years, DFLendorsed gubernatorial candidate House Speaker Kelliher depicts herself as standing with one foot on asphalt, the other in tilled earth. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s who I am. I think I can really cover Minnesota in terms of my understanding of the state,â&#x20AC;? said Kelliher of her country and big city background. Kelliher, 42, is locked in a race with former U.S. Sen. Mark Dayton and former Minnesota House minority leader Matt Entenza for the right to represent the party in November. Recent changes in election law have moved the state primary forward, so the culling of candidates will take place Tuesday, Aug. 10. Kelliher â&#x20AC;&#x201C; who served under Entenza as an assistant minority leader â&#x20AC;&#x201C; was elected speaker by her caucus after the 2006 election in which Republicans lost control of the House and saw two of their constitutional officers swept from power.

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July 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Tattoos to military salutes: New laws enacted Among the new actions, licensure required for body artists and Veterans of Foreign Wars Day established Government

Following is a listing of selected new laws passed during the 2010 legislative session that took effect July 1. By early July, summaries of all laws passed by the 2010 Legislature will be available online from nonpartisan House Public Information Services at www.house.leg. state.mn.us/hinfo/Ne wlaws2010-0.asp.

Budget

Budget law ratifies unallotments, erases shortfall The only law passed during the Legislature’s brief 2010 special session brings the state’s budget into balance. Sponsored by Rep. Lyndon Carlson Sr. (DFL-Crystal) and Sen. Richard Cohen (DFL-St. Paul), the law erases a projected $3 billion shortfall through spending cuts and payment delays. It ratifies many of Gov. Tim Pawlenty’s 2009 spending unallotments — with a few changes — and makes some additional health and human services cuts. The law has various effective dates and some provisions are retroactive; however, there are some key provisions that take effect July 1, 2010: • A statute is modified that previously required the state to withhold payments to school districts to reduce the need for short-term borrowing. Under the new law, Minnesota Management & Budget may withhold school aid payments in those circumstances. The law also raises the levels of cash reserves school districts must have on hand before the state can begin withholding payments from them. • The Revenue Department is directed to delay refunds for overpayment of sales and corporate taxes, including capital equipment refunds. The result will be to push $152 million in refunds that would otherwise have been paid in fiscal year 2011 into the next biennium. • Payment rates for certain physician and professional services will be reduced by 7

Photo by Andrew Miller

The Minnesota Legislature created a new law that designates May 28 as Veterans of Foreign Wars Day in Minnesota. Above, members of the Apple Valley American Legion and VFW participated in a Memorial Day ceremony in Dakota County this year. an independent board. State percent, with the exception of law’s standards. certain areas, including pri- Business screening services appropriations currently directed to the courts to overdissemination mary care, preventative mediBusiness screening ser- see the program will also be cine and family planning services are private entities that transferred. vices. Modeled after the Public • The law delays the recollect, assemble, evaluate or basing of hospital operating disseminate criminal records Defense Board, which supervises Minnesota’s public depayment rates until fiscal year on individuals for a fee. Sponsored by Rep. Mary fender system, the law aims 2013, except for long-term Liz Holberg (R-Lakeville) to eliminate the conflict of care hospitals. and Sen. Don Betzold (DFL- interest between guardians, Business Fridley), the law clarifies that who represent the best interBody art licensure a business screening service est of the child, and the court A new can only share “a criminal system, which pays for and aplaw sets licensrecord that reflects the com- points the guardian. ing standards plete and accurate record The seven-member board for tattoo artprovided by the source of the will be comprised of four guists and body data.” bernatorial appointees and piercers, as The record has to have three members appointed well as body been updated within 30 days by the Supreme Court, one art establishof receipt of information or of whom must have former ments. It also specihas to have been verified as guardian ad litem experience. fies health and safety rules for current by the data source An active judge cannot serve, sites, equipment and procewithin the previous 90 days. but a retired one can. Regisdures, including requiring the When disseminating a crimi- tered lobbyists cannot be apuse of single-use needles and nal record, the service must pointed. ink. The law sets grounds for include the date the record Guardian ad litems conduct granting temporary licensure, was collected by the service. an independent investigation denying licensure and conThe law also spells out that to determine the facts relevant ducting an emergency closure in an investigation as to the to the situation of a child and of an establishment. completeness of the record, family, including observing the In a change from current a service must determine child in the home setting and law, no tattoos may be prowhether the record accurately considering the child’s wishes. vided to people under age 18, reflects the content of the of- They then present written reregardless of parental consent. ficial government record. “If ports and recommendations Most piercings are allowed. the disputed record is found concerning the child’s best inBody art technicians and to be sealed, expunged, or the terests to the court. the places where they work subject of a pardon, the will need to be licensed by the business screening serDepartment of Health beginvice shall promptly dening Jan. 1, 2011. lete the record.” Sponsored by Rep. Julie Bunn (DFL-Lake Elmo) and Family Sen. Yvonne Prettner Solon Guardian ad litem (DFL-Duluth), the law does board creation not supersede municipal poliOversight of a group cies that meet or exceed the that advocates for the

best interests of children in protection and parental rights cases will change. Sponsored by Rep. Debra Hilstrom (DFLBrooklyn Center) and Sen. Mee Moua (DFLSt. Paul), a new law transfers the guardian ad litem function from the judicial branch to

Data practices complaint process When a citizen files a data practices complaint against a state agency, it often takes months or years to resolve. A new law aims to speed up the process. Sponsored by Rep. Gene Pelowski Jr. (DFL-Winona) and Sen. Don Betzold (DFLFridley), the law establishes a new process through the Office of Administrative Hearings when filing a complaint under the Data Practices Act. Under the law, a person will file a complaint with the office, along with a $1,000 filing fee. The complaint must be filed within two years after the occurrence of the act or failure to act that is the subject of the complaint. If the government entity concealed information and the act wasn’t known about within the two-year period, the complaint must be filed within one year after the concealment is discovered. A hearing, if needed, must occur within 30 business days of the involved parties being notified. An administrative law judge must: dismiss the complaint; find that an act or failure to act constituted a violation; impose a civil penalty against the respondent of up to $300; issue an order to comply with the law violated; or refer the complaint for consideration of criminal charges. A complainant who “substantially” prevails will be presumed to be entitled to an award of reasonable attorney fees up to $5,000 and will be refunded the $1,000 filing fee minus $50.

and Sen. Leo Foley (DFLCoon Rapids), a new law will clarify that a pretrial filing of a written transcript from an audiotape or videotape in a law enforcement vehicle is not a prerequisite for admission of that recording evidence in a DWI criminal trial or license revocation hearing. Simon said some courts have been reading into the law a requirement that is not there.

Military Veterans of Foreign Wars Day A new law designates May 28 as Veterans of Foreign Wars Day in Minnesota. Sponsored by Rep. Jerry Newton (DFL-Coon Rapids) and Sen. Lisa Fobbe (DFL-Zimmerman), the law recognizes May 28 because it is the same day the Veterans of Foreign Wars was founded in 1899. The group was federally chartered by Congress on May 28, 1936.

Safety

Who can draw blood for DWI? In an effort to expedite the process for police and the courts, a new law will allow medical personnel trained in a licensed hospital or educational institution to withdraw blood to determine the presence of alcohol, controlled substances or hazardous substances. The current DWI statute limits who can draw blood for implied consent to a physician, medical technician, emergency medical technician-paramedic, registered nurse, medical technologist, medical laboratory technician, phlebotomist or laboratory assistant. Supporters want it made Law clear that anybody who is Transcribing DWI arrest not qualified to take blood for needed DWI samples can do so. Action seen or heard on a The law is sponsored by tape should be able to speak Rep. Kory Kath (DFL-Owafor itself. But that is not altonna) and Sen. Kevin Dahle ways the case in some Min(DFL-Northfield). nesota courts. Predatory offender Sponsored by Rep. Steve registration Simon (DFL-St. Louis Park) Predatory offenders will be prohibited from listing homeless shelters as their primary or secondary address. Under current law, if an offender registers as homeless, they are required to check in weekly with local law enforcement; however, by using the shelter as a primary or secondary residence, the offender does not need to check in weekly, even if they are not staying at the shelter. Rep. Karla Bigham Grove) Photo submitted (DFL-Cottage Tattoo shops such as Shannon Scalise’s Fineline Body Art in Lake- and Sen. Linda Scheid ville will have to abide by new regulations for body artists. For a story (DFL-Brooklyn Park) sponsor the law. about the studio, see Page 8A.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 1, 2010

13A

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HAJV102114 In the Matter of the Welfare of M.S.M., Child. TO: GABRIEL GONZALES-CARILLO ROCHELLE THOMPSON, having filed in this Court, a petition alleging among other things that the above named child IS, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes, section: 260C.301, Subd. 1(b)(1), because the parents have abandoned the child. 260C.301, Subd. 1(b)(8), because the child is neglected and in foster care. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on JULY 28, 2010 at 9:00 AM, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by THREE WEEKS publication in a legal newspaper as provided by law, viz: GABRIEL GONZALES-CARILLO. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: June 25, 2010 RICHARD G. SPICER Judge 2248153 7/1-7/15/10

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Eagan Eye Clinic 2. State the address of the principal place of business: 3930 Cedar Grove Parkway, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Eagan Eye Clinic, LLP, 3930 Cedar Grove Parkway, Eagan, MN 55122 4. This certificate is an amendment of Certificate of Assumed name number 47135 originally filed on 09/20/1985. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 5/14/10 Dennis B. Ottenstroer, General Partner 2246712 7/1-7/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Lance A. Miller & Associates a financial advisory practice of Ameriprise Financial Services 2. State the address of the principal place of business: 14985 Glazier Ave., Suite 650, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Lance A. Miller, 14985 Glazier Ave., Suite 650, Apple Valley, MN 55124 Christine M. Heller, 14985 Glazier Ave., Suite 650, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 06/10/2010 Lance A. Miller, President 2233851 6/24-7/1/10P

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Partnership Four 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Partnership Four, 1612 E. Cliff Road, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed name number 38261600002 originally filed on May 7, 2010 under the name Building Four Partnership. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 5-27-10 Ronald Enright, Partner 2236453 6/24-7/1/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m. 1984 Honda VT700C Vin # JH2RC1909EM001775 16640 Kenrick Ave, Lakeville, MN 55044 2240028 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m. 1984 Honda VT700C Vin # JH2RC1900EM012132 16640 Kenrick Ave, Lakeville, MN 55044 2239996 6/24-7/8/10P

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Public Sale July 15th 1 p.m. 1973 Honda CB500K2 Vin # CB500-2110955 16640 Kenrick Ave, Lakeville, MN 55044 2240042 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m. 2001 Honda VT750DC Vin # JH2RC44041K503561 16640 Kenrick Ave, Lakeville, MN 55044 2239988 6/24-7/8/10P

Public Sale July 15th 1 p.m. 1986 Honda CMX250C Vin # JH2MC130xGK1113549 16640 Kenrick Ave, Lakeville, MN 55044 2239894 6/24-7/8/10P

PUBLIC NOTICE

Public Sale July 15th 1 p.m. 1998 Honda CBR900RR Vin # JH2SC3315WM200225 16640 Kenrick Ave, Lakeville, MN 55044 2240008 6/24-7/8/10P

PUBLIC NOTICE

Notice of Sheriff's Sale at Burnsville Toyota located at 14730 Buckhill Road Burnsville, MN. 55306. The sale will be a 2000 Toyota Sienna Serial Number 4T3ZF13C0YU177379 with Minnesota License number DSG282. The sale date will be July 14th, 2010 at 1 P.M. 2227780 6/24-7/8/10

PUBLIC NOTICE

SuperLock Self Storage You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a sale on site on Wednesday July 21, 2010 at 10:00 AM. Unit # Tenant 2519 David Smiler Description of Items 3 sets of golf clubs, lounge chair, compound bow, compressor, 3 lamps, sofas, TV’s, bed frame, mattress, patio furniture, shelving, misc tools, taxidermy duck & deer head, misc household goods and 20 +/- boxes. The contents will be sold for cash at auction to the highest bidder. 2235128 6/24-7/1/10

PUBLIC NOTICE

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Notice of Public Sale: O n July 22, 2010 at 10:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN. 55044. Included in sale: 176 Amanda Lee, 501 Oak St. Farmington, MN, 55024. TAG #1350597 Dell Computer, HP Scanner, Totes, TV, Drafting Table, Gum Ball Machine. 216 Frank Limbacher, 8532 210th Ave. W. Lakeville, MN. 55044. TAG #0134710 - Misc Boxes, File Cabinate, Micro Wave. 575 Mary Clardy Miller, 1375 Davern St. #439 St Paul, MN. 55116. TAG #0134212 - Kitchen Appliances, (2) Stoves, Dish Washer, Craftsman Table Saw, Washer, Dryer, Pure Rinse Sytem. 576 Mary Clardy Miller, 1375 Davern St. #439 St. Paul, MN. 55116 TAG #0134278 - Honda Pressure Washer, Lawn Mower, Tools, Totes, Washer Dryer, Misc Boxes. 2245013 7/1-7/8/10

NOTICE PUBLIC NOTICE PUBLIC CITY OF LAKEVILLE

PUBLIC NOTICE

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Public Sale July 15th 1 p.m. 2005 Yamaha YZFR1TB Vin # JYARN13E75A012469 16640 Kenrick Ave, Lakeville, MN 55044 2240058 6/24-7/8/10P

Notice of Sale of Personal Property To Satisfy Lien Thereon Notice is hereby given that the personal property described as follows: A brown and white male pinto stallion named Winsdown Code Talker foaled 04/27/05 located at Bob Jensen Stables, Inc., 19650 Judicial Road, Lakeville, Minnesota 55044 will be sold at public auction by the Dakota County Sheriff on the 22nd day of July, 2010 at 9:00 a.m., at Bob Jensen Stables, Inc., 19650 Judicial Road, in the City of Lakeville, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Naomi Lee Farr, as the owner thereof to Bob Jensen Stables, Inc. in the sum of Ten-Thousand, Eight Hundred, Sixteen and 88/100 ($10,816.88) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and the grounds of said lien are storage of and care for owner’s personal property remaining at Bob Jensen Stables, Inc. following failure of owner to meet contractual obligations. The successful bid, other than a bid by the lien claimant, Bob Jensen Stables, Inc. shall be in cash or by certified funds. Bob Jensen Stables, Inc. may bid by offset against the lien amount. Dated: June 24, 2010 Bob Jensen Stables, Inc. 2239031 6/24-7/8/10

PUBLIC NOTICE NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 19th day of July, 2010, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the renewal application of Ronin Enterprises, LLC, for on-sale and Sunday liquor license at Ronin Café, 7704 160th Street West. DATED this 29th day of June, 2010. Charlene Friedges, City Clerk 2248140 7/1/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd.8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AVFA-10-1958 Case Type: Domestic Abuse In the Matter of: Viola Blossom Connor, Petitioner vs. Frank Bledsoe, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN on July 29, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: June 25, 2010 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2245689 7/1/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-PR-10-375 ESTATE OF VERNON W. ERICKSON, DECEDENT. Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated January 28, 1988, Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on July 26, 2010, at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 West Highway 55, Hastings, Minnesota. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 6-24-10 Tim D. Wermager Judge Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 (952) 953-8824 (phone) (952) 432-3780 (fax) 2245491 7/1-7/8/10

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PUBLIC NOTICE

Summons and Notice Child in Need of Protection or Services Matter State of Minnesota Stearns County District Court 7th Judicial District Court File Number: 73JV-10-5066, 73-JV-10-5067, 73-JV-10-5068 Case Type: Juvenile In the Matter of the Welfare of the Child(ren) of: Candie Mae Duea Czech, Parent Scott Joseph Roman Perrault NOTICE TO: Candie Mae Czech Perrault, above-named parent(s) or legal custodian(s). 1. A Child In Need of Protection or Services Petition has been filed in the Office of the Clerk of Juvenile Court located at 725 Courthouse Square St Cloud, Minnesota, alleging that the child(ren) of the above-named parent(s) or legal custodian(s) is/are in need of protection or services. 2. Notice is hereby given that the matter of said Child In Need of Protection or Services Petition will be called for hearing before the Juvenile Court located at 725 Courthouse Square, St Cloud, Minnesota, Pre Trial on July 19, 2010 at 1:30 pm and Court Trial on August 10, 2010 at 9:00 am or as soon after as the Matter can be heard. 3. YOU ARE ORDERED to appear before the Juvenile Court at the scheduled time and date. 4. You have a right to be represented by counsel. 5. If you fail to appear at the hearing, the Court may still conduct the hearing and grant appropriate relief, including taking permanent custody of the child/ren named in the Petition. WITNESS, the Honorable John H Scherer Judge of District Court BY: Timothy Roberts Court Administrator FILED 6-18-10 Stearns County District Court By Robin W Deputy 2240084 6/24-7/8/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Vista View Apartments 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ronald Enright, 1612 E. Cliff Road, Burnsville, MN 55337 Trudie Enright, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4-26-10 Ronald Enright, Owner 2236438 6/24-7/1/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Enviro Roofing & Construction 2. State the address of the principal place of business: 3315 upper 147th st w, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Josh Wutschke, 3315 upper 147th st w, Rosemount, MN 55068 Joel Wutschke, 3315 upper 147th st w, Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 04/16/2010 Josh Wutschke Princapal 2244705 7/1-7/8/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Valley Van & Shuttle 2. State the address of the principal place of business: 16540 Harwell Ave., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Cameron Murad, 16540 Harwell Ave., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date June 23, 2010 Cameron Murad 2244689 7/1-7/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Fazenda Boa Terra 2. State the address of the principal place of business: 8199 257th Street W., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Fazenda Boa Terra LLC, 8199 257th Street W., Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/9/2010 Lidia Dungue - Owner 2246705 7/1-7/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Beck Communications 2. State the address of the principal place of business: 2514 Lockwood Drive, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Heidi Beck, 2514 Lockwood Drive, Mendota Heights, MN 55120 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date May 20, 2010 Heidi Beck 2246701 7/1-7/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Bell4Less 2. State the address of the principal place of business: 17708 Glasgow Way, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Cedric D. Roberson, 17708 Glasgow Way, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 06/12/10 Cedric D. Roberson 2233787 6/24-7/1/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Tenacity Enterprises 2. State the address of the principal place of business: 16235 Franchise Ave. W., Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Vickie Martin, 16235 Franchise Ave. W., Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/15/10 Vickie Martin, Owner 2239842 6/24-7/1/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Hogan Tools & Equipment 2. State the address of the principal place of business: 5875 Upper 182nd St. W., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jeff Hogan, 5875 Upper 182nd St. W., Farmington, MN 55024 Virtue Enterprises, Inc., 5875 Upper 182nd St. W., Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 5-5-2010 Jeffrey J. Hogan, Owner 2248148 7/1-7/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: TMSS 2. State the address of the principal place of business: 1260 Yankee Doodle Road, Suite 200, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Timberline Marketing Sales and Service, Inc., 1260 Yankee Doodle RD, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 06/18/2010 Ward R. Anderson, corporation incorporator 2246724 7/1-7/8/10P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-368 ESTATE OF Emily Foley LeMay, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated July 31st, 1991, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jean E. Fideler whose address is: 13181 Inglewood Ave, Savage, MN 55378 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 6-23-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative Thomas H. Olive Olive & Taber, P.A. 5270 W. 84th Street Suite 300 Bloomington, MN 55437 (952) 831-0733 ID# 14423X 2243206 7/1-7/8/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-366 Estate of James M. Gee, Decedent It is Ordered and Notice is given that on July 26, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, March 11, 1991 (”Will”), and for the appointment of Susan L. Gee, whose address is 14228 Dearborn Path, Rosemount, MN 55068 and Michael J. McGee, whose address is 14604 Sumter Avenue, Savage, MN 55378 as Personal Representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representatives will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: June 23, 2010 BY THE COURT Thomas Poch Judge of District Court (COURT SEAL) Attorney for Petitioner Leo H. Dehler Meier, Kennedy & Quinn 2200 Bremer Tower 445 Minnesota Street St. Paul, MN, 55101 Attorney License No: 21866 Telephone: (651) 228-1911 FAX: (651) 223-5483 Email: LDehler@mkqlaw.com 2243165 7/1-7/8/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Coldstone Creamery of Mendota Heights 2. State the address of the principal place of business: 720 Main Street, Suite 103, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Markel LLC, 2760 Imperial Av N., Lake Elmo, MN 55042 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/16/10 Kenneth C Kelton 2233263 6/24-7/1/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Classic Burger 2. State the address of the principal place of business: 17645 Cedar Ave., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. SSHJ Enterprise, LLC, 16775 Fieldcrest Ave., Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 6/17/10 Scott Richard Schultz President 2245533 7/1-7/8/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: TheDealZon 2. State the address of the principal place of business: 12190 County Road 11, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Thisweek Newspapers, 12190 County Road 11, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 06/21/2010 Eva E Mooney/Business Manager 2246071 7/1-7/8/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-359 Estate of Stanley Norman Franson, aka Stanley N. Franson, aka Stanley Franson, Decedent It is Ordered and Notice is given that on 7-26-10, at 9:00 a.m., a hearing will be held in this Court at Probate Court Division, Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Jean A. Franson, whose address is 2170 Pilot Knob road, Mendota Heights, MN, 55120 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 6-21-10 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioner Kyle R. Bailey 7575 Golden Valley Road Suite 395 Golden Valley, MN, 55427 Attorney License No: 126111 Telephone: (763) 541-0320 FAX: (763) 544-5639 Email: kyle@kylerbaileylaw.com 2239501 7/1-7/8/10P

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE BY ACTION COURT FILE NO.: 19HA-CV-10-1712 Anchor Bank N.A. f/d/b/a Anchor Bank St. Paul N.A. f/d/b/a Anchor Bank, West St. Paul N.A., Plaintiff, vs. RiverValley Flower Company, Rita Lofstrom, James Lofstrom, ABN AMRO Mortgage Group, Inc., the State of Minnesota, ABC Partnership, XYZ Corporation, John Doe and Mary Roe, Defendants. --------------------------------------------------NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above entitled action on May 3, 2010, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above-entitled action from Defendants, Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on August 6, 2010, at 10 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings, said county and state, the premises and real estate described in said Judgment and Decree, to-wit: Lot Seven (7), Block Four (4), Palomino Woods, according to the recorded plat thereof, Dakota County, Minnesota Dated: 6-9-10 Deputy Sheriff of Dakota County, Minnesota By: Robert Shingledecker, Deputy Sheriff SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: Thomas R. Donnelly Attorneys for Plaintiff, I.D. #349938 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (612) 432-3136 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2228021 6/17-7/22/10

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-377 In Re: Estate of MARVIN J. STAUPE, Decedent. It is Ordered and Notice is given that on July 26, 2010 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jullene Kallas, LLC, whose address is 10173 Juniper Lane, Eden Prairie, MN 55347, as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: June 25, 2010 BY THE COURT Robert Carolan Judge of District Court Prepared by: VOIGT, KLEGON & RODE, LLC Rebecca K. Coffin, MN # 0388961 2550 University Ave W., Suite 190 South St. Paul, MN 55114 Telephone: (651) 209-6161 Attorneys for Petitioner 2245725 7/1-7/8/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: I.D. ink 2. State the address of the principal place of business: 18401 Lake Forest Dr., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Alisha Perkins, 18401 Lake Forest Dr., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 5/12/2010 Alisha Perkins, Owner 2233732 6/24-7/1/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Pool Construction, Inc. 2. State the address of the principal place of business: 3220 Terminal Drive, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Global Specialty Contractors, Inc., 3220 Terminal Drive, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date June 14, 2010 Todd V. Johnson, President 2238460 6/24-7/1/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-353 ESTATE OF John J. McDonald, Jr., DECEDENT It is Ordered and Notice is given that on July 26, 2010 at 9:00 a.m. a hearing will be held in this Court at The Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated July 27, 1994 (”Will”), and for the appointment of Ann Donovan McDonald whose address is: 2358 Fieldstone Court, Mendota Heights, MN 55120 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 6-16-10 Michael V. Sovis Judge (COURT SEAL) Attorney For Personal Representative Timothy W. Ridley MEAGHER & GEER, PLLP 33 South Sixth Street Suite 4400 Minneapolis, MN 55402-3788 612-347-9128 130515 2233228 6/24-7/1/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: N-Rite Construction, Inc. 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. N-Rite Construction, Inc., 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4-26-10 Ronald Enright, Owner 2236419 6/24-7/1/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 1, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Terry Charran and Kavithree Charran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lenox Financial Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003023-0707009591-6 SERVICER: Ocwen Loan Servicing, LLC LENDER: Lenox Financial Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 21, 2007, as Document No. 2538816 ASSIGNED TO: Ocwen Loan Servicing, LLC Dated: May 18, 2010, and recorded June 14, 2010 by Document No. 2735330. LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Dakota County Estates 2nd addition. PROPERTY ADDRESS: 5175 180th Street W, Farmington, MN 55024 PROPERTY I.D: 14-19501-070-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eleven Thousand Four Hundred Ninety-Five and 61/100 ($211,495.61) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 17, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00288-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ASAP# 3629548 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 2246364 7/1-8/5/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Building Three 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ronald Enright, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4-26-10 Ronald Enright, Owner 2236364 6/24-7/1/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Building Seven 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ronald Enright, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4-26-10 Ronald Enright, Owner 2236401 6/24-7/1/10P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,750.00 MORTGAGOR(S): Patrick M Flynn, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Platinum Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002812-2473094742-5 SERVICER: Ocwen Loan Servicing, LLC LENDER: Platinum Lending Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 2, 2005, as Document No. 2327431 ASSIGNED TO: U.S. Bank National Association, as Indenture Trustee on behalf of the Noteholders of Aegis Asset Backed Securities Trust 2005-3, Mortgage-Backed Notes Dated: March 24, 2010 , and recorded May 24, 2010 by Document No. 2730376 . LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, East Farmington 4th Addition, Dakota County, Minnesota PROPERTY ADDRESS: 216 13th Street, Farmington, MN 55024 PROPERTY I.D: 14-22503-100-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Sixteen Thousand Three Hundred One and 47/100 ($216,301.47) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 17, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010 U.S. Bank National Association, as Indenture Trustee on behalf of the Noteholders of Aegis Asset Backed Securities Trust 2005-3, Mortgage-Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00123-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3624172 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 2245467 7/1-8/5/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Prime One Partnership 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Prime One Partnership, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4-26-10 Ronald Enright, General Partner 2236338 6/24-7/1/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Building Five 2. State the address of the principal place of business: 1612 E. Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ronald Enright, 1612 E. Cliff Road, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 4-26-10 Ronald Enright, Owner 2236379 6/24-7/1/10P

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13927 Fawnridge Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-83251-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Waterford Village Second, According to the recorded plat thereof, and situate in Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,794.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 6800046148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205599 5/27-7/1/10

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $88,843.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8411 1953243780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205578 5/27-7/1/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-365 In Re: Estate of Georgina A. Koopman, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 26th day, of July, 2010, at 9:00 o’clock a.m., a hearing will be held in the above named Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated September 27, 2000, and for the appointment of Leslie J. Pavlov whose address is 7814 East Sabino Hollow Court, Tucson, Arizona 85750, personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representatives or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 6/22/10 Robert Carolan Judge (COURT SEAL) Mary B. Rannells Attorney ID No. 270143 15000 Garret Ave Apple Valley MN 55124 952-432-8899 952-432-8914 (fax) 2240929 7/1-7/8/10

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PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-2817 In the Matter of the Petition of: CitiMortgage, Inc., In Relation to Certificate of Title No. 145670 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Twelve (12) in Block One (1) of South Grove according to the plat thereof on file and of record in the office of the Register of Deeds within and for said County and State. TO: NANCY B. LOUISE; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 11th day of August, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 145670 and enter a new Certificate of Title for the land there in described in favor of CitiMortgage, Inc., subject to the memorials of Document Nos. 13229 and 13302 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 654628, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: May 13, 2010 BY THE COURT: /s/ Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2247988 7/1-7/8/10

PUBLIC NOTICE

THE NOTICE: Forty Seven Thousand Four Hundred Forty-One and 36/100 ($47,441.36) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 13, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00161-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3579112 05/27/2010, 06/03/2010, 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010 2202334 5/27-7/1/10

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2329 6253870 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205300 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $340,700.00 MORTGAGOR(S): Scott Oettinger and Heather Oettinger, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2006 Dakota County Recorder Document Number: 2418436 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: April 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900110841144 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13610 Birchwood Ave, Rosemount, MN 55068-3591 Tax Parcel ID Number: 34-14504-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Biscayne Pointe Fifth Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $336,254.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010

DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014053F01 2200177 5/27-7/1/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-2818 In the Matter of the Petition of: CitiMortgage, Inc., In Relation to Certificate of Title No. 144813 issued for land in the County of Dakota and State of Minnesota and legally described as: Unit No. 5, River Valley Commons Village No. 1, CIC 589, a planned community. TO: CHANPRASITH PHOUTHAVONGSAY; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 25th day of August, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 144813 and enter a new Certificate of Title for the land there in described in favor of CitiMortgage, Inc., subject to the memorials of Document Nos. 580898, 593754, 593755, 613452, 613453, 613454, 613455, 613456, 616757, 616758, 616759, 616760, 616761, 617240, 619237, 620051 and 620052 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 644839, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: May 21, 2010 BY THE COURT: /s/ Patrice K. Sutherland Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2248094 7/1-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,900.00 MORTGAGOR(S): Zachary S Olson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 15, 2007 Dakota County Recorder Document Number: 2524384 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550146104210 Lender or Broker: American Residential Mortgage, L.P. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 352 8th Ave S, South Saint Paul, MN 55075-2508 Tax Parcel ID Number: 36-64300-171-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Riverside Park

��

�� the Mortgagor must vacate ERTY: Lot 17, Block 1, Riverside�� Park §580.23, Addition to the City of St. Paul, Dakota the property on or before 11:59 p.m. on January 09, 2011, or the next busiCounty, Minnesota. AMOUNT DUE AND CLAIMED TO BE ness day if January 09, 2011 falls on a D U E A S O F D A T E O F N O T I C E : Saturday, Sunday or legal holiday. $206,077.18 Mortgagor(s) released from financial THAT all pre-foreclosure require- obligation: NONE ments have been complied with; that THIS COMMUNICATION IS FROM no action or proceeding has been insti- A DEBT COLLECTOR ATTEMPTtuted at law or otherwise to recover the ING TO COLLECT A DEBT. ANY debt secured by said mortgage, or any INFORMATION OBTAINED WILL BE part thereof; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF t a i n e d i n s a i d m o r t g a g e , t h e THE DEBT AND IDENTITY OF THE above-described property will be sold ORIGINAL CREDITOR WITHIN THE by the Sheriff of said county as fol- T I M E P R O V I D E D B Y L A W I S N O T lows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: July 09, THE TIME ALLOWED BY LAW FOR 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Dakota County THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 High- RESENTATIVES OR ASSIGNS, MAY BE way 55, Lobby S-100, Hastings, Minne- REDUCED TO FIVE WEEKS IF A JUDIsota CIAL ORDER IS ENTERED UNDER to pay the debt secured by said mort- MINNESOTA STATUTES, SECTION gage and taxes, if any, on said pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTments, including attorney fees allowed GAGED PREMISES ARE IMPROVED by law, subject to redemption within WITH A RESIDENTIAL DWELLING OF six (6) months from the date of said LESS THAN FIVE UNITS, ARE NOT sale by the mortgagor(s), their per- PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. sonal representatives or assigns. DATED: May 27, 2010 If the Mortgage is not reinstated MORTGAGEE: Mortgage Electronic under Minn. Stat. §580.30 or the propRegistration Systems, Inc. erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate Wilford & Geske, P.A. the property on or before 11:59 p.m. on Attorneys for Mortgagee January 09, 2011, or the next busi- Lawrence A. Wilford ness day if January 09, 2011 falls on a James A. Geske 8425 Seasons Parkway, Suite 105 Saturday, Sunday or legal holiday. Mortgagor(s) released from financial Woodbury, MN 55125-4393 (651) 209-3300 obligation: NONE THIS COMMUNICATION IS FROM File Number: 006300F02 5/27-7/1/10 A DEBT COLLECTOR ATTEMPT- 2204558 ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF MORTGAGE THE RIGHT TO VERIFICATION OF FORECLOSURE SALE THE DEBT AND IDENTITY OF THE THE RIGHT TO VERIFICATION ORIGINAL CREDITOR WITHIN THE DEBT AND IDENTITY OF THE OF TIME PROVIDED BY LAW IS NOT THE ORIGINAL CREDITOR WITHIN AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THE TIME PROVIDED BY LAW IS REDEMPTION BY THE MORTGAGOR, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE default has occurred in conditions of REDUCED TO FIVE WEEKS IF A JUDI- the following described mortgage: DATE OF MORTGAGE: July 26, 2007 CIAL ORDER IS ENTERED UNDER MORTGAGORS: Minoru Hashimoto MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G and Sachiyo H. Hashimoto, husband OTHER THINGS, THAT THE MORT- and wife. MORTGAGEE: Mortgage Electronic GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Registration Systems, Inc.. DATE AND PLACE OF RECORDING: LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Recorded August 16, 2007, Dakota C o unty Recorder, Document No. PRODUCTION, AND ARE ABANDONED. 2537694. DATED: May 27, 2010 ASSIGNMENTS OF MORTGAGE: ASSIGNEE OF MORTGAGEE: Assigned to: U.S. Bank, N.A., Dated: Nationstar Mortgage, LLC April 28, 2010. Wilford & Geske, P.A. TRANSACTION AGENT: Mortgage Attorneys for Assignee of Mortgagee Electronic Registration Systems, Inc. Lawrence A. Wilford T RANSACTION AGENT'S MORTJames A. Geske GAGE IDENTIFICATION NUMBER ON 8425 Seasons Parkway, Suite 105 MORTGAGE: 100103210000194083 Woodbury, MN 55125-4393 LENDER OR BROKER AND MORT(651) 209-3300 GAGE ORIGINATOR STATED ON File Number: 014438F01 MORTGAGE: Prime Mortgage Corpora2200129 5/27-7/1/10 tion RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: NOTICE OF MORTGAGE 1808 Knox Drive, Burnsville, MN 55337 FORECLOSURE SALE TAX PARCEL I.D. #: 02-15383-270-01 NOTICE IS HEREBY GIVEN that LEGAL DESCRIPTION OF PROPdefault has occurred in the conditions ERTY: of the following described mortgage: Lot 27, Block 1, Burnhaven Woods DATE OF MORTGAGE: December 22, Plat Five, Dakota County, Minnesota, 2006 interest community No. common ORIGINAL PRINCIPAL AMOUNT OF 322. MORTGAGE: $198,400.00 COUNTY IN WHICH PROPERTY IS MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, aka Mariya LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Prokhorova, husband and wife MORTGAGEE: Mortgage Electronic MORTGAGE: $174,500.00 AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDDATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota ING TAXES, IF ANY, PAID BY MORTGAGEE: $181,893.28 County Recorder That prior to the commencement of Document Number: 2503434 Transaction Agent: Mortgage Elec- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comtronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- plied with all notice requirements as required by statute; That no action or cation Number: 100013800914438045 Lender or Broker: GreenPoint Mort- proceeding has been instituted at law or otherwise to recover the debt gage Funding, Inc. R e s i d e n t i a l M o r t g a g e S e r v i c e r : secured by said mortgage, or any part thereof; Aurora Loan Services, LLC PURSUANT to the power of sale conMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above described property will be sold by the LOCATED: Dakota Property Address: 3321 Brookview Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, Dr, Burnsville, MN 55337-1871 T a x P a r c e l I D N u m b e r : 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 02-73251-120-04 L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 Hwy ERTY: Lot 12, Block 4, Sunset Terrace 55, Lobby #S-100, Hastings, MN 2nd Addition, Dakota County, Minne- to pay the debt then secured by said Mortgage, and taxes, if any, on said sota AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorneys' fees allowed by law subject to redemption $232,717.15 THAT all pre-foreclosure require- within six (6) months from the date of ments have been complied with; that said sale by the mortgagor(s), their no action or proceeding has been insti- personal representatives or assigns tuted at law or otherwise to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. TIME AND DATE TO VACATE PROPpart thereof; PURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwelltained in said mortgage, the above-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortgagor(s) must vacate the property if the lows: DATE AND TIME OF SALE: July 09, mortgage is not reinstated under section 580.30 or the property is not 2010 at 10:00 AM PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on January 13, 2011. MORTGAGOR(S) RELEASED FROM way 55, Lobby S-100, Hastings, MinneFINANCIAL OBLIGATION ON MORTsota to pay the debt secured by said mort- GAGE: None "THE TIME ALLOWED BY LAW FOR gage and taxes, if any, on said premises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION sonal representatives or assigns. If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate ��

PUBLIC NOTICE

�� OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1020 6800095426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205678 5/27-7/1/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-3233 In the Matter of the Petition of: Christopher J. Lehmann, Personal Representative of the Estate of Marie M. Moldenhauer, Deceased, in Relation to Certificates of Title No. 51317 and 33670 issued for land in the County of Dakota and State of Minnesota legally described as follows: Part of Lot Four (4), Block Four (4), Parkview Addition, described as follows: Beginning at a point Two (2) feet Southeasterly of the Northwest corner of Lot Four (4), thence Southeasterly Fifteen (15) feet along the Northeasterly line of Edith Drive, thence Northeasterly to a point Ten (10) feet South of the Northeast corner of Lot Four (4), thence North Ten (10) feet to the Northeast corner of Lot Four (4), thence Southwesterly to the point of beginning, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. TO: JAMES EIGENMAN; KATHLEEN D. EIGENMAN; THE UNKNOWN HEIRS OF JAMES EIGENMAN; THE UNKNOWN HEIRS OF KATHLEEN D. EIGENMAN; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 14 day of July, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: 1. Reform the deed from James Eigenman and Kathleen D. Eigenman, husband and wife, to Oscar A. Gellert and Marie M. Gellert, as joint tenants, dated April 1, 1974, filed April 10, 1974, as Document No. 72369 to include the property described on Certificate of Title No. 33670. 2. Reform the Exempt Homestead Property Affidavit of Survivorship filed as Document No. 99303 to include the legal description on Certificate of Title No. 33670. 3. Direct the Registrar of Titles to cancel Certificate of Title No. 33670 and Certificate of Title No. 51317 and issue a new Certificate of Title in the name of Christopher J. Lehmann, Personal Representative of the Estate of Marie M. Moldenhauer. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon an party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 6/10/2010 BY THE COURT: Joseph Carter Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: David L. Grannis, III Grannis & Grannis 412 Southview Boulevard, Suite 1 South St. Paul, MN 55075 Attendance is not required at said hearing except to object to the entry of the above described Order. 2240018 6/24-7/1/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 MORTGAGOR: Rebecca A. Scott, A single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 29, 2004, Dakota County Recorder, Document No. 2199179. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000003802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15375 Flower Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-55900-065-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 65, Orchard Pointe Condominiums, CIC No. 311 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,915.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,228.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 23, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 6800000380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 28, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-987 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2246197 7/1/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): Gery B Kirk, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: April 09, 2007 Dakota County Registrar of Titles Document Number: 608670 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2243307 7/1/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,600.00 MORTGAGOR(S): Robert D Severson and Linda Severson, husband and wife MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: February 23, 2007 Dakota County Recorder Document Number: 2498975 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15687 Hayes Trl, Apple Valley, MN 55124-7137 Tax Parcel ID Number: 01-45800-260-03 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 3, Longridge 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $235,837.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015309F01 2245615 7/1-8/5/10

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 714 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 19-31950-060-13 LEGAL DESCRIPTION OF PROPERTY: Lot 6 in Block 13 of Hancock, Thomas & Co.'s Addition to the Town of Hastings, according to the plat thereof on file and of record in the office of the Registrar of Deeds in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,240.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8402 1878213620 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205780 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,800.00 MORTGAGOR(S): Kathleen C Sherman, unmarried MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: March 07, 2003 Dakota County Recorder Document Number: 2011165 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15071 Dunwood Trl, Apple Valley, MN 55124-5896 T a x P a r c e l I D N u m b e r : 01-76900-051-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 51, Prairie Crossing Villas, Common Interest Community No. 241, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,118.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013719F01 2205021 5/27-7/1/10

PUBLIC NOTICE

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redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8442 1914200299 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205559 5/27-71/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 9, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Lexington Place Condominium Association (hereinafter the "Association") which was recorded as Document No. 658301 on June 26, 1984, as amended, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 10201, Lexington Place Condominium, Condominium File No. 66, Dakota County, Minnesota STREET ADDRESS: 1063 Duckwood Drive, #201, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-45051-138-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 9, 2010, from Russell Berner, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,003.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 9, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 17, 2009, as Document No. 2684942 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of August, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 18, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Lexington Place Condominium Association THOMSEN & NYBECK, P.A. LEXINGTON PLACE CONDOMINIUM ASSOCIATION By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Lexington Place/Berner/09-7-399D) 2245240 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 9, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Lexington Place Condominium Association (hereinafter the "Association") which was recorded as Document No. 658301 on June 26, 1984, as amended, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 12105, Lexington Place Condominium, Condominium File No. 66, Dakota County, Minnesota STREET ADDRESS: 3551 Blue Jay Way, #105, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-45051-150-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 9, 2010, from Denice K. Anderson a/k/a Denise Kay Anderson a/k/a Denise K. Howard, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,225.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 9, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from their financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 27, 2010, as Document No. 2710695 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of August, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 18, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Lexington Place Condominium Association THOMSEN & NYBECK, P.A. LEXINGTON PLACE CONDOMINIUM ASSOCIATION By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Lexington Place/Anderson/08-7-539D) 2245290 7/1-8/5/10

PUBLIC NOTICE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200529029623 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: FIRST HORIZON HOME LOAN CORPORATION RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 4872 Bisset Lane, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44026-404-09 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 9404, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,010.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,785.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010. First Tennessee Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-333 8164486 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205409 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,007.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F03 2202780 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 MORTGAGOR(S): Mitchell J. Loewen and Sandra L. Loewen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 20, 2006 Dakota County Recorder Document Number: 2482992 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120045232 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3701 Widgeon Way, Eagan, MN 55123-1155 Tax Parcel ID Number: 10-65904-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, St. Francis Wood 5th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,896.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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�� USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE NOTICE OF MORTGAGE ORIGINAL CREDITOR WITHIN THE FORECLOSURE SALE TIME PROVIDED BY LAW IS NOT THE RIGHT TO VERIFICATION AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR OF THE DEBT AND IDENTITY OF REDEMPTION BY THE MORTGAGOR, THE ORIGINAL CREDITOR WITHIN THE MORTGAGOR'S PERSONAL REP- THE TIME PROVIDED BY LAW IS RESENTATIVES OR ASSIGNS, MAY BE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in conditions of MINNESOTA STATUTES, SECTION the following described mortgage: DATE OF MORTGAGE:May 30, 2003 582.032, DETERMINING, AMONG MORTGAGOR: Thavinh A. ChindaOTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED kone, a single person. MORTGAGEE: Mortgage Electronic WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Registration Systems, Inc. DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded July 7, 2003, Dakota County PRODUCTION, AND ARE ABANDONED. Recorder, Document No. 2074865. DATED: May 27, 2010 ASSIGNMENTS OF MORTGAGE: ASSIGNEE OF MORTGAGEE: Assigned to: CitiMortgage, Inc, Dated: U.S. Bank National Association April 16, 2010. Wilford & Geske, P.A. TRANSACTION AGENT: Mortgage Attorneys for Assignee of Mortgagee Electronic Registration Systems, Inc. Lawrence A. Wilford T RANSACTION AGENT'S MORTJames A. Geske GAGE IDENTIFICATION NUMBER ON 8425 Seasons Parkway, Suite 105 MORTGAGE: 100226700000027970 Woodbury, MN 55125-4393 LENDER OR BROKER AND MORT(651) 209-3300 GAGE ORIGINATOR STATED ON File Number: 014054F01 MORTGAGE: Citizens State Bank 2194469 5/27-7/1/10 RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17582 Foxboro Court, Farmington, MN NOTICE OF MORTGAGE 55024 FORECLOSURE SALE NOTICE IS HEREBY GIVEN that TAX PARCEL I.D. #: 22-30946-070-05 default has occurred in the conditions LEGAL DESCRIPTION OF PROPof the following described mortgage: ERTY: DATE OF MORTGAGE: December 04, Lot 7, Block 5, Greenridge Second 2006 Addition ORIGINAL PRINCIPAL AMOUNT OF COUNTY IN WHICH PROPERTY IS MORTGAGE: $196,400.00 LOCATED: Dakota MORTGAGOR(S): James W. Weber, ORIGINAL PRINCIPAL AMOUNT OF Single MORTGAGE: $243,550.00 MORTGAGEE: Mortgage Electronic AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDDATE AND PLACE OF RECORDING: ING TAXES, IF ANY, PAID BY MORTRecorded: January 30, 2007 Dakota GAGEE: $222,136.17 County Recorder That prior to the commencement of Document Number: 2492425 this mortgage foreclosure proceeding Transaction Agent: Mortgage Elec- Mortgagee/Assignee of Mortgagee comtronic Registration Systems, Inc. plied with all notice requirements as Transaction Agent Mortgage Identifi- required by statute; That no action or cation Number: 100025440003517510 proceeding has been instituted at law Lender or Broker: Lehman Brothers o r o t h e r w i s e t o r e c o v e r t h e d e b t Bank, FSB secured by said mortgage, or any part R e s i d e n t i a l M o r t g a g e S e r v i c e r : thereof; Aurora Loan Services, LLC PURSUANT to the power of sale conMortgage Originator: Not Applicable tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Sheriff of said county as follows: Property Address: 4404 Clover Ln # DATE AND TIME OF SALE: June 22, B, Saint Paul, MN 55122-2440 2010 at 10:00 AM Tax Parcel ID Number: PLACE OF SALE: S h e r i f f ' s O f f i c e , 10-22750-310-02 Law Enforcement Center, 1580 Hwy L E G A L D E S C R I P T I O N O F P R O P - 55, Lobby #S-100, Hastings, MN ERTY: Lot 31, Block 2, Eden Addition, to pay the debt then secured by said according to the Recorded Plat thereof Mortgage, and taxes, if any, on said i n D a k o t a C o u n t y , M i n n e s o t a , premises, and the costs and disburseTogether with the benefits and subject m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s to the burdens of that certain declara- allowed by law subject to redemption tion of coventants, conditions, and within six (6) months from the date of restrictions, Document No. 561844. said sale by the mortgagor(s), their AMOUNT DUE AND CLAIMED TO BE personal representatives or assigns D U E A S O F D A T E O F N O T I C E : unless reduced to Five (5) weeks under $202,354.75 MN Stat. §580.07. THAT all pre-foreclosure requireTIME AND DATE TO VACATE PROPments have been complied with; that E R T Y : I f t h e r e a l e s t a t e i s a n no action or proceeding has been insti- owner-occupied, single-family dwelltuted at law or otherwise to recover the ing, unless otherwise provided by law, debt secured by said mortgage, or any the date on or before which the mortpart thereof; gagor(s) must vacate the property if the PURSUANT to the power of sale conmortgage is not reinstated under sect a i n e d i n s a i d m o r t g a g e , t h e tion 580.30 or the property is not above-described property will be sold redeemed under section 580.23 is by the Sheriff of said county as fol- 11:59 p.m. on December 22, 2010. lows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: August FINANCIAL OBLIGATION ON MORT13, 2010 at 10:00 AM GAGE: None PLACE OF SALE: Dakota County "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 High- REDEMPTION BY THE MORTGAGOR, way 55, Lobby S-100, Hastings, Minne- THE MORTGAGOR'S PERSONAL REPsota RESENTATIVES OR ASSIGNS, MAY BE to pay the debt secured by said mort- REDUCED TO FIVE WEEKS IF A JUDIgage and taxes, if any, on said pre- CIAL ORDER IS ENTERED UNDER mises and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorney fees allowed 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G by law, subject to redemption within OTHER THINGS, THAT THE MORTsix (6) months from the date of said GAGED PREMISES ARE IMPROVED sale by the mortgagor(s), their per- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT sonal representatives or assigns. If the Mortgage is not reinstated PROPERTY USED IN AGRICULTURAL under Minn. Stat. §580.30 or the prop- P R O D U C T I O N , A N D A R E erty is not redeemed under Minn. Stat. ABANDONED." Dated: April 22, 2010. §580.23, the Mortgagor must vacate CitiMortgage, Inc. the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee February 13, 2011, or the next business day if February 13, 2011 falls on a USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Saturday, Sunday or legal holiday. Mortgagor(s) released from financial Attorneys for Mortgagee/Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM 4500 Park Glen Road #300 A DEBT COLLECTOR ATTEMPT- Minneapolis, MN 55416 ING TO COLLECT A DEBT. ANY (952) 925-6888 10-3734 INFORMATION OBTAINED WILL BE 8175188 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THIS IS A COMMUNICATION FROM THE DEBT AND IDENTITY OF THE A DEBT COLLECTOR. ORIGINAL CREDITOR WITHIN THE NOTICE OF POSTPONEMENT OF TIME PROVIDED BY LAW IS NOT MORTGAGE FORECLOSURE SALE Pursuant to the provisions of MinneAFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR sota Statutes 580.07, the foregoing REDEMPTION BY THE MORTGAGOR, foreclosure sale is postponed until THE MORTGAGOR'S PERSONAL REP- J u l y 2 7 , 2 0 1 0 a t 1 0 : 0 0 a m a t t h e RESENTATIVES OR ASSIGNS, MAY BE Sheriff's Office, Law Enforcement CenREDUCED TO FIVE WEEKS IF A JUDI- ter, 1580 Hwy 55, Lobby #S-100, HastCIAL ORDER IS ENTERED UNDER ings, MN, in said county and state. Dated: June 28, 2010. MINNESOTA STATUTES, SECTION CitiMortgage, Inc. 582.032, DETERMINING, AMONG Mortgagee/Assignee of Mortgagee OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED USSET, WEINGARDEN AND LIEBO, P.L.L.P. WITH A RESIDENTIAL DWELLING OF By: Paul A. Weingarden LESS THAN FIVE UNITS, ARE NOT Attorneys for Mortgagee/Assignee of PROPERTY USED IN AGRICULTURAL Mortgagee 4500 Park Glen Road #300 PRODUCTION, AND ARE ABANDONED. Minneapolis, MN 55416 DATED: July 01, 2010 (952) 925-6888 MORTGAGEE: Mortgage Electronic 10-3734 Registration Systems, Inc. Wilford & Geske, P.A. THIS IS A COMMUNICATION FROM Attorneys for Mortgagee A DEBT COLLECTOR. 2246289 7/1/10 Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015210F01 2241884 7/1-8/5/10 ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2003 MORTGAGOR: L e e M e r r i m a n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 30, 2003, Dakota County Recorder, Document No. 2054746. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110013267746 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Complete Real Estate Services, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4370 152nd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-83604-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Wensmann 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,177.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8251 1907391324 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8251 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247293 7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,750.00 MORTGAGOR(S): Eliceo Garcia Barajas and Linda L Garcia, Husband and Wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 03, 2004 Dakota County Recorder Document Number: 2232882 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17751 Jaguar Path, Lakeville, MN 55044-5692 Tax Parcel ID Number: 22-53500-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Oak Hills First Additon, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,877.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015406F01 2245547 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dean Kockelman a single person and Wendy Haeg a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 02, 2004 Dakota County Recorder Document Number: 2244357 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100053536912 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20015 Cabrilla Way, Farmington, MN 55024-1483

Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-059-04 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 4, Empire River Preserve, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $216,483.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013289F02 2202436 5/27-7/1/10

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7087 1942925904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205661 5/27-7/1/10

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2019 0730055266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205537 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: Travis B. Anderson, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 29, 2005, Dakota County Recorder, Document No. 2392750. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1, Dated: May 21, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROPERTY: The East 15.00 feet of Lots 28, 29 and 30, Block 1, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota, together with the West 1/2 of Vacated Boston Avenue lying Southerly of the Easterly extension of the Northerly Lot line of Lot 30 and lying Northerly of the Easterly Extension of the Southerly Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,210.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 22349807 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205383 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $366,000.00 MORTGAGOR(S): James M Meehan, unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 17, 2006 Dakota County Recorder Document Number: 2406735 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Dated: June 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500062823324 Lender or Broker: Amera Corporation Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12732 Diamond Dr, Burnsville, MN 55337-3481 Tax Parcel ID Number: 02-77900-480-02 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 2, Tuxedo Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $356,753.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015306F01 2240245 7/1-8/5/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2004 MORTGAGORS: Daniel K. Curtis and Peggy A. Curtis, husband and wife. MORTGAGEE: H&R Block Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 21, 2005, Dakota County Recorder, Document No. 2287236. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 2005-OPT1, Mortgage Pass-Through Certificates, Series 2005-OPT1, Dated: August 1, 2007, Recorded: August 15, 2007 as Document No. 2537401. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: H&R Block Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 18325 Euclid Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147560105004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Terra Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,058.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3127 0014907703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247821 7/1-8/5/10

PUBLIC NOTICE

MORTGAGORS: Janelle K. Taft and Michael L. Cobb-Butler, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499293. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2008, Recorded: November 25, 2008, Document No. 2624256. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000546949 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1947 Sierra Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 19-58600-703-11 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1703, Common Interest Community Number 511, a Condominium, Prairie Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,494.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8416 1911306373 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205847 5/27-7/1/10

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4553 Horizon Circle, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-17152-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, in Ches Mar East Third Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,987.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3346 2005511110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2202478 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,383.00 MORTGAGOR(S): Godfrey Teed and Theresa Teed, husband and wife MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325878 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: September 28, 2005 Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366608 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13949 Autumn Ct, Rosemount, MN 55068-2468 Tax Parcel ID Number: 34.48301.060.01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Meadows of Bloomfield 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $349,622.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09,

DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014649F01 2202358 5/27-7/1/10

PUBLIC NOTICE

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mort which the�� the date on or before�� 5 8�� 2 . 0 3 2 , D E T �� E R M �� I N I�� NG, AMONG gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on January 13, 2011. PROPERTY USED IN AGRICULTURAL MORTGAGOR(S) RELEASED FROM P R O D U C T I O N , A N D A R E FINANCIAL OBLIGATION ON MORT- ABANDONED." GAGE: None Dated: May 19, 2010. "THE TIME ALLOWED BY LAW FOR U.S. Bank REDEMPTION BY THE MORTGAGOR, National Association, Trustee THE MORTGAGOR'S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- By: Paul A. Weingarden CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 38-61 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 0008941759 PROPERTY USED IN AGRICULTURAL THIS IS A COMMUNICATION FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR. ABANDONED." 2205860 5/27-7/1/10 Dated: May 17, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE USSET, WEINGARDEN AND LIEBO, P.L.L.P. FORECLOSURE SALE By: Paul A. Weingarden NOTICE IS HEREBY GIVEN that Attorneys for Mortgagee/Assignee of default has occurred in the conditions Mortgagee of the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: December 02, Minneapolis, MN 55416 2002 (952) 925-6888 ORIGINAL PRINCIPAL AMOUNT OF 30-8419 MORTGAGE: $134,800.00 1860180961 M ORTGAGOR(S): Larry Lewis, A THIS IS A COMMUNICATION FROM Single Person A DEBT COLLECTOR. MORTGAGEE: TCF Mortgage Corpo2205814 5/27-7/1/10 ration DATE AND PLACE OF RECORDING: Recorded: February 18, 2003 Dakota County Recorder NOTICE OF MORTGAGE Document Number: 2001394 FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION And assigned to: Mortgage ElecOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN tronic Registration Systems, Inc. Dated: May 01, 2006 THE TIME PROVIDED BY LAW IS Recorded: May 12, 2006 Dakota NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that County Recorder default has occurred in conditions of Document Number: 2429177 the following described mortgage: And assigned to: U.S. Bank National DATE OF MORTGAGE: O c t o b e r 1 9 , Association 2005 Dated: June 17, 2010 MORTGAGORS: David A. Nyberg and Transaction Agent: Not Applicable Karin A. Nyberg, husband and wife. Transaction Agent Mortgage IdentifiMORTGAGEE: Mortgage Electronic cation Number: Not Applicable Registration Systems, Inc. Lender or Broker: TCF Mortgage DATE AND PLACE OF RECORDING: Corporation Recorded November 2, 2005, Dakota Residential Mortgage Servicer: U.S. C o u n t y R e c o r d e r , D o c u m e n t N o . Bank Home Mortgage 2377129. Mortgage Originator: Not Applicable ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: U.S. Bank National Asso- LOCATED: Dakota ciation, as trustee, on behalf of the Property Address: 3235 Hill Ridge Dr holders of the Asset Backed Securi- # 95, Eagan, MN 55121-1714 ties Corporation Home Equity Loan Tax Parcel ID Number: Trust, Series AEG 2006-HE1 Asset 10-41300-095-07 Backed Pass-Through Certificates, LEGAL DESCRIPTION OF PROPSeries AEG 2006-HE1, Dated: Decem- E R T Y : U n i t 9 5 , C o m m o n I n t e r e s t ber 15, 2009, Recorded: January 19, Community Number 347, A Planned 2010, Document No. 2708563. Community, Valley Ridge Townhomes, TRANSACTION AGENT: Mortgage Dakota County, Minnesota Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORT- D U E A S O F D A T E O F N O T I C E : GAGE IDENTIFICATION NUMBER ON $132,138.39 MORTGAGE: 100055140017121423 THAT all pre-foreclosure requireLENDER OR BROKER AND MORT- ments have been complied with; that G A G E O R I G I N A T O R S T A T E D O N no action or proceeding has been instiMORTGAGE: Aegis Lending Corpora- tuted at law or otherwise to recover the tion debt secured by said mortgage, or any R E S I D E N T I A L M O R T G A G E S E R - part thereof; VICER: Select Portfolio Servicing, Inc. PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 15170 December Trail, Rosemount, MN above-described property will be sold 55068 by the Sheriff of said county as folTAX PARCEL I.D. #: 34-83605-090-01 lows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: August ERTY: 13, 2010 at 10:00 AM LOT 9, BLOCK 1, WENSMANN SIXTH PLACE OF SALE: Dakota County ADDITION, DAKOTA COUNTY, MIN- Law Enforcement Center, 1580 HighNESOTA. way 55, Lobby S-100, Hastings, MinneCOUNTY IN WHICH PROPERTY IS sota LOCATED: Dakota to pay the debt secured by said mortORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said premises and the costs and disburseMORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $237,768.38 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t February 13, 2011, or the next busisecured by said mortgage, or any part ness day if February 13, 2011 falls on a thereof; Saturday, Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: July 15, ING TO COLLECT A DEBT. ANY 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: S h e r i f f ' s O f f i c e , USED FOR THAT PURPOSE. Law Enforcement Center, 1580 Hwy THE RIGHT TO VERIFICATION OF 55, Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not DATED: July 01, 2010 redeemed under section 580.23 is ASSIGNEE OF MORTGAGEE: 11:59 p.m. on January 18, 2011. U.S. Bank National Association MORTGAGOR(S) RELEASED FROM Wilford & Geske, P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee GAGE: None Lawrence A. Wilford "THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 014992F01 CIAL ORDER IS ENTERED UNDER 2242146 7/1-8/5/10 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ��

PUBLIC NOTICE

�� R e s �� idential Mortgage Wachovia Mortgage, FSB ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00 MORTGAGOR(S): Kristine R. Larson, A Single Person MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 03, 2003 Dakota County Recorder Document Number: 2055773 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427755 And assigned to: U.S. Bank National Association Dated: June 17, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: TCF Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1917 Southcross Dr W Apt 1907, Burnsville, MN 55306-7951 Tax Parcel ID Number: 02-71216-907-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1907. Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $63,066.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015145F01 2242177 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,000.00 MORTGAGOR(S): Diane K Hohberger, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423104 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer:

Servicer:

Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15921 Finch Ln, Apple Valley, MN 55124-5838 Tax Parcel ID Number: 01-63400-036-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 36, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,880.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014734F01 2202461 5/27-7/1/10

PUBLIC NOTICE

PURSUANT, to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 13, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010 Deutsche Bank National Trust Company, as Trustee for the registered holders of Saxon Asset Securities Trust 2006-2 Mortgage Loan Asset Backed Certificates, Series 2006-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00169-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3576201 05/27/2010, 06/03/2010, 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010 2198192 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,560.00 MORTGAGOR(S): Neil R. Deplazes, single and Jessica L. Ward, single MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF REGISTERING: Registered: May 02, 2003 Dakota County Registrar of Titles Document Number: 498131 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127899 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19614 Meadowlark Way, Farmington, MN 55024-2012 Tax Parcel ID Number: 14-82501-128-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 128, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,077.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007477F02 2197774 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 5, 2007 MORTGAGOR: Sengphet Bouthsarath, a married person. MORTGAGEE: National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded September 13, 2007, Dakota County Recorder, Document No. 2543698. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC, Dated: February 22, 2010, Recorded: March 26, 2010, Document No. 2721540. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: 150 East Burnsville Parkway #107, Burnsville, MN 55337 TAX PARCEL I.D. #: 023217510705 & 023217506605 LEGAL DESCRIPTION OF PROPERTY: Unit No. A107, Storage Unit No. S11, and Garage Unit No. G66, Uptown Landing, a Condominium, Common Interest Community No. 478, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,569.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1673 89684012 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2246398 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGOR: S h e e n a B . B a k e r Nater, a single person. MORTGAGEE: U.S. Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded October 8, 2003, Dakota County Recorder, Document No. 2121737. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8289 Claymore Court, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-76500-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Timber Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $83,829.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1067 7892025588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247728 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,296.00 MORTGAGOR(S): Robert W. Groth and Justina R. Groth aka Justine Groth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 01, 2008 Dakota County Registrar of Titles Document Number: T633849 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100715800000007432

cation Number: 100715800000007432 Lender or Broker: Lake Area Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 146361 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1342 17th St W, Hastings, MN 55033-3207 Tax Parcel ID Number: 19-77000-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Two (2), in Town's View Estates, according to the plat thereof now on file and of record in the office of the register of deeds within and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,194.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014415F01 2197805 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,920.00 MORTGAGOR(S): Michael J Hocks and Kelly J Hocks, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 05, 2006 Dakota County Recorder Document Number: 2394912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500011689 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd # B204, Eagan, MN 55122-2162 Tax Parcel ID Number: 10-22470-204-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B204, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,333.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

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above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012165F03 2202487 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Kimberly A. Rygh and Joseph R. Rygh, Joint Tenants Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder Document Number: 2558606 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: May 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550167008654 Lender or Broker: Mortgage Banking Corp. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2374 Rushmore Rd, Hastings, MN 55033-3759 Tax Parcel ID Number: 19.29702.390.03 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 3, Glendale Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,389.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014441F01 2199566 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 18, 2008 MORTGAGORS: Narinedat Seenarine and Sharmeela Seenarine, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2009, Dakota County Recorder, Document No. 2631000. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 17, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100233111108120322 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Allen Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1918 Sapphire Point, Eagan, MN 55122 TAX PARCEL I.D. #: 10-20451-100-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 100, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,875.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,673.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 17, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8418 1891439580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205836 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2005 MORTGAGOR: Edith M. Anyieni, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 16, 2005, Dakota County Recorder, Document No. 2361338. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: May 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908364024 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13680 Brass Parkway, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-32075-049-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 49, Common Interest Community No. 489, a condominium, Harmony East, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,460.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,933.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1073 7890836402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247672 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee Dated: August 17, 2006 Recorded: September 07, 2006 Dakota County Recorder Document Number: 2459189 And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: May 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000617061 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Ramsey St, Hastings, MN 55033-2810 Tax Parcel ID Number: 19-77300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Tripp's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,234.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Associat i o n , a s T r u s t e e f o r Ownit Mortg a g e L o a n T r u s t , Mortgage Loan Asset-Backed Certificates, Series 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007018F01 2197728 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 4 , 2004 MORTGAGOR:K e v i n B o e h m e r a n d Joyce Boehmer, husband and wife. MORTGAGEE:ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded September 22, 2004, Dakota County Recorder, Document No. 2250542. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SER-

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�� Minne way 55, Lobby S�� 100, �� Hastings, RESIDENTIAL MO R T G A G E �� SER sota VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: to pay the debt secured by said mort639 Highway 110, Mendota Heights, gage and taxes, if any, on said premises and the costs and disburseMN 55118 T A X P A R C E L I . D . # : ments, including attorney fees allowed by law, subject to redemption within 27-28700-152-00 LEGAL DESCRIPTION OF PROP- six (6) months from the date of said ERTY: sale by the mortgagor(s), their perLot 15, Gailand Heights, Except the sonal representatives or assigns. North 158 feet thereof, Dakota If the Mortgage is not reinstated County, Minnesota under Minn. Stat. §580.30 or the propCOUNTY IN WHICH PROPERTY IS erty is not redeemed under Minn. Stat. LOCATED:Dakota §580.23, the Mortgagor must vacate ORIGINAL PRINCIPAL AMOUNT OF the property on or before 11:59 p.m. on MORTGAGE:$227,000.00 January 09, 2011, or the next busiAMOUNT DUE AND CLAIMED TO BE ness day if January 09, 2011 falls on a DUE AS OF DATE OF NOTICE, INCLUD- Saturday, Sunday or legal holiday. ING TAXES, IF ANY, PAID BY MORTMortgagor(s) released from financial GAGEE:$237,315.64 obligation: NONE That prior to the commencement of THIS COMMUNICATION IS FROM this mortgage foreclosure proceeding A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee com- ING TO COLLECT A DEBT. ANY plied with all notice requirements as INFORMATION OBTAINED WILL BE required by statute; That no action or USED FOR THAT PURPOSE. proceeding has been instituted at law THE RIGHT TO VERIFICATION OF o r o t h e r w i s e t o r e c o v e r t h e d e b t THE DEBT AND IDENTITY OF THE secured by said mortgage, or any part ORIGINAL CREDITOR WITHIN THE thereof; TIME PROVIDED BY LAW IS NOT PURSUANT to the power of sale con- AFFECTED BY THIS ACTION. tained in said mortgage, the above THE TIME ALLOWED BY LAW FOR described property will be sold by the REDEMPTION BY THE MORTGAGOR, Sheriff of said county as follows: THE MORTGAGOR'S PERSONAL REPDATE AND TIME OF SALE: July 15, RESENTATIVES OR ASSIGNS, MAY BE 2010 at 10:00 AM REDUCED TO FIVE WEEKS IF A JUDIPLACE OF SALE:Sheriff's Office, Law CIAL ORDER IS ENTERED UNDER Enforcement Center, 1580 Hwy 55, MINNESOTA STATUTES, SECTION Lobby #S-100, Hastings, MN 582.032, DETERMINING, AMONG to pay the debt then secured by said OTHER THINGS, THAT THE MORTMortgage, and taxes, if any, on said GAGED PREMISES ARE IMPROVED premises, and the costs and disburse- WITH A RESIDENTIAL DWELLING OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s LESS THAN FIVE UNITS, ARE NOT allowed by law subject to redemption PROPERTY USED IN AGRICULTURAL within six (6) months from the date of PRODUCTION, AND ARE ABANDONED. said sale by the mortgagor(s), their DATED: May 27, 2010 personal representatives or assigns MORTGAGEE: Mortgage Electronic unless reduced to Five (5) weeks under Registration Systems, Inc. MN Stat. §580.07. Wilford & Geske, P.A. TIME AND DATE TO VACATE PROP- Attorneys for Mortgagee E R T Y : I f t h e r e a l e s t a t e i s a n Lawrence A. Wilford owner-occupied, single-family dwell- James A. Geske ing, unless otherwise provided by law, 8425 Seasons Parkway, Suite 105 the date on or before which the mort- Woodbury, MN 55125-4393 gagor(s) must vacate the property if the (651) 209-3300 mortgage is not reinstated under sec- File Number: 005613F03 tion 580.30 or the property is not 2202544 5/27-7/1/10 redeemed under section 580.23 is 11:59 p.m. on January 17, 2010. MORTGAGOR(S) RELEASED FROM NOTICE OF MORTGAGE FINANCIAL OBLIGATION ON MORTFORECLOSURE SALE GAGE:None THE RIGHT TO VERIFICATION "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, OF THE DEBT AND IDENTITY OF THE MORTGAGOR'S PERSONAL REP- THE ORIGINAL CREDITOR WITHIN RESENTATIVES OR ASSIGNS, MAY BE THE TIME PROVIDED BY LAW IS REDUCED TO FIVE WEEKS IF A JUDI- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in conditions of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the following described mortgage: DATE OF MORTGAGE: May 25, 2007 OTHER THINGS, THAT THE MORTMORTGAGOR: David K. Gjerdevig, a GAGED PREMISES ARE IMPROVED person. single WITH A RESIDENTIAL DWELLING OF MORTGAGEE: Mortgage Electronic LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. DATE AND PLACE OF RECORDING: P R O D U C T I O N , A N D A R E Registered July 11, 2007, Dakota ABANDONED." Registrar of Titles, Document County Dated: May 13, 2010. No. 613794, Certificate of Title No. CitiMortgage, Inc. 142906. Mortgagee/Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Assigned to: CitiMortgage, Inc, Dated: By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of May 14, 2010. Said Mortgage being Registered Land. Mortgagee TRANSACTION AGENT: Mortgage 4500 Park Glen Road #300 Electronic Registration Systems, Inc. Minneapolis, MN 55416 TRANSACTION AGENT'S MORT(952) 925-6888 GAGE IDENTIFICATION NUMBER ON 10-1053 MORTGAGE: 100199600000149746 646101148 LENDER OR BROKER AND MORTTHIS IS A COMMUNICATION FROM G AGE ORIGINATOR STATED ON A DEBT COLLECTOR. 2200279 5/27-7/1/10 MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: NOTICE OF MORTGAGE 17281 Joy Court, Lakeville, MN 55044 FORECLOSURE SALE TAX PARCEL I.D. #: 22-11825-030-01 NOTICE IS HEREBY GIVEN that LEGAL DESCRIPTION OF PROPdefault has occurred in the conditions ERTY: of the following described mortgage: Lot Three, Block One, Argonne DATE OF MORTGAGE: September Estates 28, 2006 COUNTY IN WHICH PROPERTY IS ORIGINAL PRINCIPAL AMOUNT OF LOCATED: Dakota MORTGAGE: $224,000.00 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGOR(S): Linda Schultz, a MORTGAGE: $319,920.00 single person AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: Mortgage Electronic DUE AS OF DATE OF NOTICE, INCLUDRegistration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTDATE AND PLACE OF RECORDING: GAGEE: $329,162.56 Recorded: October 16, 2006 Dakota That prior to the commencement of County Recorder this mortgage foreclosure proceeding Document Number: 2468649 Mortgagee/Assignee of Mortgagee comTransaction Agent: Mortgage Elec- plied with all notice requirements as tronic Registration Systems, Inc. required by statute; That no action or Transaction Agent Mortgage Identifi- proceeding has been instituted at law cation Number: 100077910006912071 or otherwise to recover the debt Lender or Broker: Decision One secured by said mortgage, or any part Mortgage Company, LLC thereof; Residential Mortgage Servicer: LitPURSUANT to the power of sale conton Loan Servicing, LP tained in said mortgage, the above Mortgage Originator: Not Applicable described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: July 23, Property Address: 185 Curtice St W, 2010 at 10:00 AM West Saint Paul, MN 55118-5708 PLACE OF SALE: S h e r i f f ' s O f f i c e , T a x P a r c e l I D N u m b e r : Law Enforcement Center, 1580 Hwy 42-18700-030-01 55, Lobby #S-100, Hastings, MN L E G A L D E S C R I P T I O N O F P R O P - to pay the debt then secured by said ERTY: Lot 3, Block 1, Crowley's Addi- Mortgage, and taxes, if any, on said tion to Saint Paul, Dakota County, premises, and the costs and disburseMinnesota. ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of $247,182.18 said sale by the mortgagor(s), their THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07. tuted at law or otherwise to recover the TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n part thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as folmortgage is not reinstated under seclows: tion 580.30 or the property is not DATE AND TIME OF SALE: July 09, redeemed under section 580.23 is 2010 at 10:00 AM 11:59 p.m. on January 24, 2011. PLACE OF SALE: Dakota County MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- ��

PUBLIC NOTICE

�� Conseco �� Finance Loan Company �� MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3924 2004363663 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205927 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2002 MORTGAGOR(S): Linda L. Racine, divorced, a single person MORTGAGEE: Conseco Bank, Inc. DATE AND PLACE OF RECORDING: Filed August 26, 2002, Dakota County Recorder, as Document No. 1929303. ASSIGNMENT(S) OF MORTGAGE: to Conseco Finance Loan Company, dated April 30, 2002, filed of record April 2, 2003 as Document No. 2023307. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Green Tree Loan Company fka Conseco Finance Loan Company Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Conseco Bank, Inc.. MORTGAGED PROPERTY ADDRESS: 14803 Hallmark Drive, Apple Valley, MN 55124 TAX PARCEL I.D. NO.: 01-16303-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Carrollton Estates 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $213,058.69 The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2010 PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2011, or the next business day if January 15, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NA. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: May 7, 2010 Green Tree Loan Company fka Conseco

/s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2185748 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Steven W Broders and Julie A Broders, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323426 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402014007938 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7169 135th St W, Saint Paul, MN 55124-7695 Tax Parcel ID Number: 01-22412-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Eagle Hills Third, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,395.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015091F01 2245221 7/1-8/5/10

PUBLIC NOTICE

Recorded June 11, 2007, Dakota County Recorder, Document No. 2523259. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8475 Ann Marie Trail, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-81200-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Vali Hi North COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $420,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $447,507.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3896 655430895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2204040 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,350.00 MORTGAGOR(S): Kelly O'Connor, a single person MORTGAGEE: River City Mortgage Corp. DATE AND PLACE OF RECORDING: Recorded: February 17, 2004 Dakota County Recorder Document Number: 2176089 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: January 23, 2004 Recorded: February 17, 2004 Dakota County Recorder Document Number: 2176090 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19968 McKendry Path, Farmington, MN 55024-8424 Tax Parcel ID Number: 14-16504-902-06 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1902, Common Interest Community Number 328, Charleswood Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,615.96

$171,615.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014480F01 2194506 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,000.00 MORTGAGOR(S): Chad A. Mann and Cassie L. Mann, Husband and Wife MORTGAGEE: Vermillion State Bank DATE AND PLACE OF REGISTERING: Registered: January 03, 2008 Dakota County Registrar of Titles Document Number: 622047 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 20, 2007 Registered: January 03, 2008 Dakota County Registrar of Titles Document Number: 622048 And assigned to: U.S. Bank National Association Dated: May 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001203492 Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122281 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3500 Malcolm Ave, Hastings, MN 55033-3619 Tax Parcel ID Number: 19-73200-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5) of Sunny Acres, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,023.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014400F01 2197759 5/27-7/1/10

PUBLIC NOTICE

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 13, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1021 0021432760 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2204699 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Georganne L Carlson, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2005 Dakota County Recorder Document Number: 2356375 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842244001 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4881 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-901-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6901, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,642.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015227F01 2240262 7/1-8/5/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 24, 2007 MORTGAGORS: K i m b e r l y A . R y g h and Joseph R. Rygh, wife and husband. MORTGAGEE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage,Inc.. DATE AND PLACE OF RECORDING: Recorded January 3, 2008, Dakota County Recorder, Document No. 2564139. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2394 Rushmore Road, Hastings, MN 55033 TAX PARCEL I.D. #: 19-29702-340-03 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 3, Glendale Heights 3rd Additon, CIC No. 567, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2497 1119915195 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247884 7/1-8/5/10

PUBLIC NOTICE

Assigned to: CHASE HOME FINANCE, LLC c/o Chase Home Finance LLC., Dated: November 6, 2008, Recorded: November 18, 2008, Document No. 2623200. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200003246276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1011 16th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70200-150-04 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the north half of Lot 15, Block 4, South Park 1st Division, according to the plat thereof now on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,469.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4058 24620817 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205335 5/27-7/1/10

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Unit No. 163, and G Unit No. 31, CIC No. 477, Bards Crossing II Condominium, a common interest community, located in the County of Dakota; pursuant to the Declaration and Bylaws Doc. No. 597113; subject to the provisions, restrictions and easements contained in the Declaration (and Bylaws) and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota Statutes Chapter 515B and Acts Amendatory thereof, Dakota County, Minnesota Torrens Cert #143509 A.P.N.: 34-11390-163-12 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,755.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1019 6800123733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205486 5/27-7/1/10

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,792.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6434 1844536854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2205616 5/27-7/1/10

PUBLIC NOTICE

��

�� Stat. §580.07. debt secured by said �� mortgage, or any MN�� part thereof. TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: July 16, gagor(s) must vacate the property if the mortgage is not reinstated under sec2010 at 10:00 a.m. P L A C E O F S A L E : D a k o t a C o u n t y tion 580.30 or the property is not Sheriff's Office, 1580 Highway 55, redeemed under section 580.23 is Hastings, MN 55033 11:59 p.m. on January 14, 2011. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys’ fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns. If REDUCED TO FIVE WEEKS IF A JUDIthe Mortgage is not reinstated under CIAL ORDER IS ENTERED UNDER Minn. Stat. §580.30, the property is not MINNESOTA STATUTES, SECTION redeemed under Minn. Stat. §580.23, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G o r t h e r e d e m p t i o n p e r i o d i s n o t OTHER THINGS, THAT THE MORTreduced under Minn. Stat. §582.032, GAGED PREMISES ARE IMPROVED the Mortgagor must vacate the prop- WITH A RESIDENTIAL DWELLING OF erty on or before 11:59 p.m. on Janu- LESS THAN FIVE UNITS, ARE NOT ary 16, 2011, or the next business day PROPERTY USED IN AGRICULTURAL if January 16, 2011 falls on a Saturday, P R O D U C T I O N , A N D A R E ABANDONED." Sunday or legal holiday. Dated: May 14, 2010. MORTGAGOR(S) RELEASED FROM U.S. Bank, FINANCIAL OBLIGATION ON MORTNational Association, as trustee GAGE: None. Mortgagee/Assignee of Mortgagee “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- By: Paul A. Weingarden RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 18-308 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 106778253 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 5/27-7/1/10 PROPERTY USED IN AGRICULTURAL 2205454 P R O D U C T I O N A N D A R E ABANDONED.” Dated: May 19, 2010. NOTICE OF MORTGAGE DB Structured Properties, Inc., FORECLOSURE SALE as Assignee THE RIGHT TO VERIFICATION /s/ Anna C. Mickelson OF THE DEBT AND IDENTITY OF ANNA C. MICKELSON -forTHE ORIGINAL CREDITOR WITHIN Atty. I.D. #347814 THE TIME PROVIDED BY LAW IS MURNANE BRANDT NOT AFFECTED BY THIS ACTION. Attorneys for Lender NOTICE IS HEREBY GIVEN, that 30 East Seventh Street, Suite 3200 default has occurred in conditions of St. Paul, Minnesota 55101 the following described mortgage: Telephone (651) 227-9411 DATE OF MORTGAGE: J a n u a r y 2 1 , THIS IS A COMMUNICATION FROM 2009 A DEBT COLLECTOR. MORTGAGORS: Brian R. Darst and 1089182 2203500 5/27-7/1/10 Rachel M. Darst, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 5, 2009, Dakota NOTICE OF MORTGAGE County Recorder, Document No. FORECLOSURE SALE THE RIGHT TO VERIFICATION 2635404. ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Assigned to: U.S. Bank, N.A., Dated: THE TIME PROVIDED BY LAW IS April 28, 2010. TRANSACTION AGENT: Mortgage NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Electronic Registration Systems, Inc. default has occurred in conditions of TRANSACTION AGENT'S MORTthe following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: November 17, MORTGAGE: 100021268002051395 LENDER OR BROKER AND MORT2005 MORTGAGOR: Peggy G. Price f/k/a G A G E O R I G I N A T O R S T A T E D O N Peggy G. Leclair, a single person. MORTGAGE: Granite Mortgage & ConMORTGAGEE: Mortgage Electronic struction Finance, Inc. Registration Systems, Inc. RESIDENTIAL MORTGAGE SERDATE AND PLACE OF RECORDING: VICER: U.S. Bank Home Mortgage Recorded December 19, 2005, Dakota MORTGAGED PROPERTY ADDRESS: C o u n t y R e c o r d e r , D o c u m e n t N o . 17385 Polk Avenue, Hastings, MN 2389971. 55033 ASSIGNMENTS OF MORTGAGE: TAX PARCEL I.D. #: 33-00700-013-02 Assigned to: U.S. BANK NATIONAL LEGAL DESCRIPTION OF PROPASSOCIATION, A NATIONAL BANKING ERTY: ASSOCIATION, AS TRUSTEE OF THE That part of the Northeast Quarter of BANC OF AMERICA FUNDING 2006-A SECTION 7 TRUST, Dated: January 8, 2009, TOWNSHIP 114 Recorded: January 28, 2009, DocuRANGE 16, described as follows: ment No. 2633303. Commencing at the Northeast corTRANSACTION AGENT: Mortgage ner of said Northeast Quarter; thence Electronic Registration Systems, Inc. South (Assumed bearing) along the TRANSACTION AGENT'S MORTEast line thereof a distance of GAGE IDENTIFICATION NUMBER ON 1873.37 feet to the point of beginMORTGAGE: 100200900001007910 ning of land to be described; thence LENDER OR BROKER AND MORTcontinuing South along said East GAGE ORIGINATOR STATED ON line a distance of 269.00 feet; thence MORTGAGE: United Residential MortWest a distance of 390.00 feet; gage LLC thence north a distance of 269.00 RESIDENTIAL MORTGAGE SERfeet; thence East a distance of VICER: BAC Home Loans Servicing 390.00 feet to the point of beginning, L.P. according to the Government Survey, MORTGAGED PROPERTY ADDRESS: Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS 1017 Spruce Street, Farmington, MN 55024 LOCATED: Dakota TAX PARCEL I.D. #: 142250008008 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROP- MORTGAGE: $408,750.00 ERTY: AMOUNT DUE AND CLAIMED TO BE Lot 8, Block 8, East Farmington First DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTAddition COUNTY IN WHICH PROPERTY IS GAGEE: $424,936.04 That prior to the commencement of LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE plied with all notice requirements as DUE AS OF DATE OF NOTICE, INCLUD- required by statute; That no action or ING TAXES, IF ANY, PAID BY MORT- proceeding has been instituted at law GAGEE: $252,255.03 or otherwise to recover the debt That prior to the commencement of secured by said mortgage, or any part this mortgage foreclosure proceeding thereof; Mortgagee/Assignee of Mortgagee comPURSUANT to the power of sale conplied with all notice requirements as tained in said mortgage, the above required by statute; That no action or described property will be sold by the proceeding has been instituted at law Sheriff of said county as follows: or otherwise to recover the debt DATE AND TIME OF SALE: July 16, secured by said mortgage, or any part 2010 at 10:00 AM thereof; PLACE OF SALE: S h e r i f f ' s O f f i c e , PURSUANT to the power of sale con- Law Enforcement Center, 1580 Hwy tained in said mortgage, the above 55, Lobby #S-100, Hastings, MN described property will be sold by the to pay the debt then secured by said Sheriff of said county as follows: Mortgage, and taxes, if any, on said DATE AND TIME OF SALE: July 14, premises, and the costs and disburse2010 at 10:00 AM ments, including attorneys' fees PLACE OF SALE: S h e r i f f ' s O f f i c e , allowed by law subject to redemption Law Enforcement Center, 1580 Hwy within six (6) months from the date of said sale by the mortgagor(s), their 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said personal representatives or assigns Mortgage, and taxes, if any, on said unless reduced to Five (5) weeks under premises, and the costs and disburse- MN Stat. §580.07. ments, including attorneys' fees TIME AND DATE TO VACATE PROPallowed by law subject to redemption E R T Y : I f t h e r e a l e s t a t e i s a n within six (6) months from the date of owner-occupied, single-family dwellsaid sale by the mortgagor(s), their ing, unless otherwise provided by law, personal representatives or assigns the date on or before which the mortunless reduced to Five (5) weeks under �� MN Stat. §580.07.

PUBLIC NOTICE

�� P R O �� D U C T I O ABANDONED." �� the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1015 6800205139 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2208377 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 27, 2007 MORTGAGOR:M e a g h a n E . L e g g , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 5, 2008, Dakota County Recorder, Document No. 2575915. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000133277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20583 Hampshire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-82052-730-02 LEGAL DESCRIPTION OF PROPERTY: Lot 73, Block 2, Village Creek 3rd Addition, CIC No. 346 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$221,168.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$224,702.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

N ,

A N D

A R E

Dated: May 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3956 2005248035 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2211599 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,312.00 MORTGAGOR(S): Ruben Perdomo, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 30, 2007 Dakota County Recorder Document Number: 2513167 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Dated: January 02, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631444 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700080547371 Lender or Broker: Countrywide Home Loans, Inc. dba America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13019/13021 County Road 5, Burnsville, MN 55337-2226 Tax Parcel ID Number: 02-15680-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and South 5 feet of Lot 2, Block 4, Burnsville Manor, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,636.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014491F02 2241973 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , 2005 MORTGAGOR: M i c h a e l T a d r o s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 8, 2005, Dakota County Recorder, Document No. 2379306. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: January 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100016500005432157 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GN Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 4130 Rahn Road Unit 223B, Eagan, MN 55122 TAX PARCEL I.D. #: 10-22470-223-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number B223, CIC Number 468, Egan Gardens, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,468.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-978 0031931041 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247913 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,600.00 MORTGAGOR(S): Donald Hall a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2004 Dakota County Recorder Document Number: 2263550 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100112065686354834 Lender or Broker: Mit Lending

Lender or Broker: Mit Lending Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11727 Ryan Cir, Burnsville, MN 55337-3254 Tax Parcel ID Number: 02-22460-208-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1208, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,121.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001097F02 2202367 5/27-7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,500.00 MORTGAGOR(S): Anthony E Brown and Griselda Araiza Brown, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 29, 2006 Dakota County Recorder Document Number: 2484840 LOAN MODIFICATION: Dated: August 22, 2007 Recorded: September 11, 2007 Document Number: 2543051 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100446701000225634 Lender or Broker: Alternative Mortgage Options, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 630 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-31200-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Common Interest Community Number 550, Griseldas Whispering Meadows, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,707.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 09, 2011, or the next business day if January 09, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 27, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014256F01 2204110 5/27-7/1/10

PUBLIC NOTICE

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2010. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3843 18357582 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213256 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Paul Schmidt, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461086 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001024113 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15328 Flower Way, Apple Valley, MN 55124-3132 Tax Parcel ID Number: 01-55901-190-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 190, Orchard Pointe Condominium, CIC No. 311 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,213.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic

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MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014876F01 2211983 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,040.00 MORTGAGOR(S): Ellen M Burgess a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 20, 2005 Dakota County Recorder Document Number: 2332221 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables Trust 2005-3 Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100180100002182697 Lender or Broker: Encore Credit Corp. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1310 4th St N, South Saint Paul, MN 55075-1931 Tax Parcel ID Number: 36-48700-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, M.D. Miller's Addition to South Park, according to the Map or Plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,967.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables Trust 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004286F04 2242245 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 04, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00

MORTGAGE: $234,000.00 MORTGAGOR(S): Edward D. Hellekson, a single person MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046101 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: March 04, 2003 Recorded: May 13, 2003 Dakota County Recorder Document Number: 2046102 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 08, 2006 Dakota County Recorder Document Number: 2426699 And assigned to: U.S. Bank, N.A. Dated: September 08, 2009 Recorded: September 23, 2009 Dakota County Recorder Document Number: 2686037 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001825346 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3782 Greensboro Dr, Eagan, MN 55123-2245 Tax Parcel ID Number: 10-30900-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Greensboro First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,530.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001672F02 2212632 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,765.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F01 2206643 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,099.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 2210057 6/3-7/8/10

PUBLIC NOTICE

��

�� JUDI IF A�� AGRICULTURAL IN �� USED REDUCED TO FIVE WEEKS PROPERTY CIAL ORDER IS ENTERED UNDER P R O D U C T I O N , A N D A R E MINNESOTA STATUTES, SECTION ABANDONED." Dated: May 26, 2010. 582.032, DETERMINING, AMONG CitiMortgage, Inc. OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Mortgagee/Assignee of Mortgagee WITH A RESIDENTIAL DWELLING OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. LESS THAN FIVE UNITS, ARE NOT By: Paul A. Weingarden PROPERTY USED IN AGRICULTURAL Attorneys for Mortgagee/Assignee of P R O D U C T I O N , A N D A R E Mortgagee 4500 Park Glen Road #300 ABANDONED." Minneapolis, MN 55416 Dated: June 3, 2010 (952) 925-6888 Wells Fargo Bank, N.A., as Trustee 10-3955 for the registered holders of 922007 Structured Asset Securities Corporation Mortgage Pass-Through THIS IS A COMMUNICATION FROM Certificates, Series 2007-OSI A DEBT COLLECTOR. 2211621 6/3 - 7/8/10 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, NOTICE OF MORTGAGE 120 South Sixth Street, Suite 1100 FORECLOSURE SALE Minneapolis, MN 55402 THE RIGHT TO VERIFICATION Phone: 612-573-3677 OF THE DEBT AND IDENTITY OF Our File No. 10MN00164-1 THIS IS A COMMUNICATION FROM A THE ORIGINAL CREDITOR WITHIN TIME PROVIDED BY LAW IS THE DEBT COLLECTOR. A S A P # 3 5 8 0 5 2 0 0 6 / 0 3 / 2 0 1 0 , NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 06/10/2010, 06/17/2010, 06/24/2010, default has occurred in conditions of 07/01/2010, 07/08/2010 the following described mortgage: 2204852 6/3-7/8/10 DATE OF MORTGAGE: J a n u a r y 2 6 , 2006 MORTGAGORS: S t e v e n B . R o s s o w and Roseann M. Rossow, husband and NOTICE OF MORTGAGE wife. FORECLOSURE SALE MORTGAGEE: Chase Bank USA, N.A. THE RIGHT TO VERIFICATION DATE AND PLACE OF RECORDING: OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Recorded March 23, 2006, Dakota THE TIME PROVIDED BY LAW IS C o u n t y R e c o r d e r , D o c u m e n t N o . 2414586. NOT AFFECTED BY THIS ACTION. ASSIGNMENTS OF MORTGAGE: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan the following described mortgage: Mortgage Acquisition Trust 2006-CH1, DATE OF MORTGAGE:July 29, 1992 MORTGAGOR:K a t h l e e n A . Asset Backed Pass-Through Certificates, Series 2006-CH1, Dated: June Kaikkonen, a single person. MORTGAGEE:I n v e s t o r s S a v i n g s 14, 2010. TRANSACTION AGENT: NONE Bank, FSB. TRANSACTION AGENT'S MORTDATE AND PLACE OF RECORDING: Recorded September 4, 1992, Dakota GAGE IDENTIFICATION NUMBER ON C o u n t y R e c o r d e r , D o c u m e n t N o . MORTGAGE: NONE LENDER OR BROKER AND MORT1066007. ASSIGNMENTS OF MORTGAGE: GAGE ORIGINATOR STATED ON Assigned to: Principal Mutual Life MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERInsurance Company, Dated: August 11, 1992, Recorded: October 19, 1992, VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: Document No. 1074197. And thereafter assigned to: Principal Residential 30025 West Foliage Avenue, Northfield, Mortgage, Inc, Dated: December 29, MN 55057 TAX PARCEL I.D. #: 16-01500-010-02 1993, Recorded: March 11, 1994, LEGAL DESCRIPTION OF PROPDocument No. 1200849. And thereafter assigned to: Mortgage Electronic ERTY: North 400 Feet of the East 400 feet of Registration Systems, Inc, Dated: May the North 1/2 of the Northeast 1/4 of 7, 2002, Recorded: May 24, 2002, Section 15, Township 112, Range 20, Document No. 1899701. And thereafDakota County, Minnesota. ter assigned to: CitiMortgage, Inc, COUNTY IN WHICH PROPERTY IS Dated: May 18, 2010. LOCATED: Dakota TRANSACTION AGENT: NONE ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: $242,250.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: NONE LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: Investors Savings Bank, GAGEE: $243,434.41 That prior to the commencement of FSB R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding VICER: CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee comMORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 5479 Upper 182nd Street, Farmington, required by statute; That no action or MN 55024 proceeding has been instituted at law T A X P A R C E L I . D . # : or otherwise to recover the debt secured by said mortgage, or any part 14-19500-010-02 LEGAL DESCRIPTION OF PROP- thereof; PURSUANT to the power of sale conERTY: Lot One, Block Two, Dakota County tained in said mortgage, the above described property will be sold by the Estates COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: August LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF 17 , 2010 at 10:00 AM MORTGAGE:$85,375.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy DUE AS OF DATE OF NOTICE, INCLUD- 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE:$72,200.15 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: July 29, gagor(s) must vacate the property if the 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on February 17, 2011. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: June 22, 2010. US Bank National Association 11:59 p.m. on January 31, 2011. as Trustee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE:None "THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 75-3969 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 22321939 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 7/1-8/5/10 WITH A RESIDENTIAL DWELLING OF 2247865 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL ��

PUBLIC NOTICE

�� OF MORTGAGE: ASSIGNMENTS And assigned to: HSBC Bank USA, ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Valerie D. Amundson and Charles F. Amundson, wife and husband. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 22, 2007, Dakota County Recorder, Document No. 2504535. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15205 County Road 5, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-17500-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Circle High Addition, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $319,658.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 18, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4087 24209736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247836 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,912.00 MORTGAGOR(S): Ryan Bradley Baker and Arron R. Brown, an Unmarried Man and an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 25, 2006 Dakota County Recorder Document Number: 2448004 ASSIGNMENTS OF MORTGAGE:

N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates. Dated: May 21, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000569864 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19641 Escalade Way Unit 1001, Farmington, MN 55024-7207 Tax Parcel ID Number: 14-16600-001-11 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Unit 1001, Charleswood Crossing, CIC # 520 Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,626.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014644F01 2206645 6/3-7/8/10

PUBLIC NOTICE

55124 TAX PARCEL I.D. #: 01-20500-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11 Block 4, Diamond Path Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $60,128.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8279 1986429240 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212866 6/3-7/8/10

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6756 1962490622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213178 6/3-7/8/10

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8471 1860357244 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212915 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon Ridge Trl, Eagan, MN 55122-2385 Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,516.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 2209553 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Edward J Horner and Linda D Horner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 15, 2009 Dakota County Registrar of Titles Document Number: 647244 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: May 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935130601897 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122836 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 974 Stratford Ct, Burnsville, MN 55337-6869 Tax Parcel ID Number: 02-72671-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), Stratford Green 2nd Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,818.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014600F01 2221346 6/10-7/15/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 5, 2007 MORTGAGOR: Ed Phouminh, a married person. MORTGAGEE: National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded September 13, 2007, Dakota County Recorder, Document No. 2543695. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC, Dated: February 22, 2010, Recorded: March 26, 2010, Document No. 2721539. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: 150 East Burnsville Parkway #301, Burnsville, MN 55337 TAX PARCEL I.D. #: 023217530105 LEGAL DESCRIPTION OF PROPERTY: Unit No. A301, Storage Unit No. S19, and Garage Unit No. G77, Uptown Landing, A Condominium, Common Interest Community No. 478, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,821.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1688 89683793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2246421 7/1-8/5/10

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded January 22, 2003, Dakota County Recorder, Document No. 1987772. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: May 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000043127 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 207 Riverwoods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-77004-010-05 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 5, TOWNHOUSE VILLAGES AT RIVER WOODS 5TH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,364.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24,2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3464 770087383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212708 6/3-7/8/10

PUBLIC NOTICE

TAX PARCEL I.D. #: 02-63200-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Reason Investment 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,027.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8446 1914403580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2212991 6/3-7/8/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8462 1749983042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213161 6/3-7/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,993.00 MORTGAGOR(S): Giovanna Margalli, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 27, 2006 Dakota County Registrar of Titles Document Number: 592976 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410001204572 Lender or Broker: DHI Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140171 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17449 Gettysburg Way, Lakeville, MN 55044-4006 Tax Parcel ID Number: 22-18604-112-15 LEGAL DESCRIPTION OF PROPERTY: Unit No. 15112, CIC No. 424, Crossroads Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,160.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

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�� THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE NOTICE OF MORTGAGE TIME PROVIDED BY LAW IS NOT FORECLOSURE SALE AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, default has occurred in the conditions THE MORTGAGOR'S PERSONAL REP- of the following described mortgage: DATE OF MORTGAGE: April 19, 2005 RESENTATIVES OR ASSIGNS, MAY BE ORIGINAL PRINCIPAL AMOUNT OF REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MORTGAGE: $120,000.00 MORTGAGOR(S): Samson T Gemta, MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unmarried MORTGAGEE: Mortgage Electronic OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Registration Systems, Inc. DATE AND PLACE OF RECORDING: WITH A RESIDENTIAL DWELLING OF Recorded: June 09, 2005 Dakota LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL County Recorder Document Number: 2329177 PRODUCTION, AND ARE ABANDONED. ASSIGNMENTS OF MORTGAGE: DATED: June 03, 2010 And assigned to: U.S. Bank National MORTGAGEE: Mortgage Electronic Association Registration Systems, Inc. Dated: May 07, 2010 Wilford & Geske, P.A. Recorded: May 10, 2010 Dakota Attorneys for Mortgagee County Recorder Lawrence A. Wilford Document Number: 2729271 James A. Geske Transaction Agent: Mortgage Elec8425 Seasons Parkway, Suite 105 tronic Registration Systems, Inc. Woodbury, MN 55125-4393 Transaction Agent Mortgage Identifi(651) 209-3300 cation Number: 100021278850194940 File Number: 013504F03 Lender or Broker: U.S. Bank, N.A. 2212663 6/3-7/8/10 Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS NOTICE OF MORTGAGE LOCATED: Dakota FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Property Address: 401 E Burnsville default has occurred in the conditions Pkwy, Burnsville, MN 55337-2868 of the following described mortgage: Tax Parcel ID Number: DATE OF MORTGAGE: June 24, 2004 02-52001-307-00 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROPMORTGAGE: $196,000.00 ERTY: Apartment No. 307, Apartment MORTGAGOR(S): Gonzalo G. Gonza- Ownership No. 18, Windham Hills, a lez and Maria L. Gonzalez, husband c o n d o m i n i u m , l o c a t e d i n D a k o t a and wife County, Minnesota. MORTGAGEE: Mortgage Electronic AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc. DUE AS OF DATE OF NOTICE: DATE AND PLACE OF REGISTER- $112,223.88 ING: THAT all pre-foreclosure requireRegistered: August 03, 2004 Dakota ments have been complied with; that County Registrar of Titles no action or proceeding has been instiDocument Number: 543755 tuted at law or otherwise to recover the Transaction Agent: Mortgage Elec- debt secured by said mortgage, or any tronic Registration Systems, Inc. part thereof; Transaction Agent Mortgage IdentifiPURSUANT to the power of sale concation Number: 100176104052878010 tained in said mortgage, the Lender or Broker: Accredited Home above-described property will be sold Lenders, Inc. by the Sheriff of said county as folResidential Mortgage Servicer: Lit- lows: ton Loan Servicing, LP DATE AND TIME OF SALE: June 25, Mortgage Originator: Not Applicable 2010 at 10:00 AM CERTIFICATE OF TITLE NUMBER: PLACE OF SALE: Dakota County 130776 Law Enforcement Center, 1580 HighCOUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, MinneLOCATED: Dakota sota Property Address: 4035 Mica Trl, to pay the debt secured by said mortEagan, MN 55122-2949 gage and taxes, if any, on said preT a x P a r c e l I D N u m b e r : mises and the costs and disburse10-16704-210-05 ments, including attorney fees allowed L E G A L D E S C R I P T I O N O F P R O P - by law, subject to redemption within ERTY: Lot Twenty-one (21), Block Five six (6) months from the date of said (5), Cedar Grove No. 5, Dakota County, sale by the mortgagor(s), their perMinnesota sonal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated D U E A S O F D A T E O F N O T I C E : under Minn. Stat. §580.30 or the prop$213,268.68 erty is not redeemed under Minn. Stat. THAT all pre-foreclosure require- §580.23, the Mortgagor must vacate ments have been complied with; that the property on or before 11:59 p.m. on no action or proceeding has been insti- December 25, 2010, or the next busituted at law or otherwise to recover the ness day if December 25, 2010 falls on debt secured by said mortgage, or any a Saturday, Sunday or legal holiday. part thereof; that this is registered Mortgagor(s) released from financial property; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM t a i n e d i n s a i d m o r t g a g e , t h e A DEBT COLLECTOR ATTEMPTabove-described property will be sold ING TO COLLECT A DEBT. ANY by the Sheriff of said county as fol- INFORMATION OBTAINED WILL BE lows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: August THE RIGHT TO VERIFICATION OF 06, 2010 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: Dakota County ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 High- T I M E P R O V I D E D B Y L A W I S N O T way 55, Lobby S-100, Hastings, Minne- AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sonal representatives or assigns. OTHER THINGS, THAT THE MORTIf the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on PRODUCTION, AND ARE ABANDONED. February 06, 2011, or the next busiDATED: May 13, 2010 ness day if February 06, 2011 falls on a ASSIGNEE OF MORTGAGEE: Saturday, Sunday or legal holiday. U.S. Bank National Association Mortgagor(s) released from financial Wilford & Geske, P.A. obligation: NONE Attorneys for Assignee of Mortgagee THIS COMMUNICATION IS FROM Lawrence A. Wilford A DEBT COLLECTOR ATTEMPT- James A. Geske ING TO COLLECT A DEBT. ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 (651) 209-3300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF File Number: 014319F01 THE DEBT AND IDENTITY OF THE NOTICE OF POSTPONEMENT OF ORIGINAL CREDITOR WITHIN THE MORTGAGE FORECLOSURE SALE TIME PROVIDED BY LAW IS NOT The above referenced sale scheduled AFFECTED BY THIS ACTION. for June 25, 2010 at 10:00 AM has THE TIME ALLOWED BY LAW FOR been postponed to August 26, 2010 at REDEMPTION BY THE MORTGAGOR, 10:00 AM in the Dakota County Law THE MORTGAGOR'S PERSONAL REP- Enforcement Center, 1580 Highway 55, RESENTATIVES OR ASSIGNS, MAY BE Lobby S-100, Hastings, Minnesota in REDUCED TO FIVE WEEKS IF A JUDI- said County and State. CIAL ORDER IS ENTERED UNDER DATED: June 25, 2010 MINNESOTA STATUTES, SECTION ASSIGNEE OF MORTGAGEE: 582.032, DETERMINING, AMONG U.S. Bank National Association OTHER THINGS, THAT THE MORT- Wilford & Geske, P.A. GAGED PREMISES ARE IMPROVED Attorneys for Assignee Of Mortgagee: WITH A RESIDENTIAL DWELLING OF Lawrence A. Wilford LESS THAN FIVE UNITS, ARE NOT James A. Geske PROPERTY USED IN AGRICULTURAL 8425 Seasons Parkway, Suite 105 PRODUCTION, AND ARE ABANDONED. Woodbury, MN 55125-4393 DATED: June 24, 2010 (651) 209-3300 MORTGAGEE: Mortgage Electronic File Number: 014319F01 Registration Systems, Inc. 2244766 7/1/10 Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007644F01 2236220 6/24-7/29/10

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $313,600.00 MORTGAGOR(S): Meghan A. Selby and Scott A. Selby, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2006 Dakota County Recorder Document Number: 2446725 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-through Certificates, Series 2006-FF14 Dated: April 20, 2009 Recorded: May 06, 2009 Dakota County Recorder Document Number: 2654966 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240008478551 Lender or Broker: First Franklin, a Division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13894 Findlay Ave, Saint Paul, MN 55124-5713 Tax Parcel ID Number: 01-85280-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Wyndemere Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $365,835.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-through Certificates, Series 2006-FF14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003345F03 2244492 7/1-8/5/10

PUBLIC NOTICE

Recorded September 8, 2006, Dakota County Recorder, Document No. 2459476. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 7, 2009, Recorded: April 8, 2009, Document No. 2648748. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000011759 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12924 James Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-82205-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Vista View 6th Addition Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,576.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,341.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3927 2003793668 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2209296 6/3-7/8/10

PUBLIC NOTICE

MORTGAGE: AEGIS Funding Corpora tion RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,131.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 15876618 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2213235 6/3-7/8/10

PUBLIC NOTICE

Twenty-One and 58/100 ($147,921.58) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00120-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3591497 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2215213 6/10-7/15/10

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-846 0039473624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223029 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 5, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Tollie Thomas, Jr, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117026954 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on December 29, 2006, as Document No. 603367 ASSIGNED TO: U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed Securities Trust 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Dated: April 16, 2010, and recorded May 18, 2010 by Document No. T662082. LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 11, Palomino Woods, Dakota County, State of Minnesota PROPERTY ADDRESS: 14070 Heywood Path, Apple Valley, MN 55124 PROPERTY I.D: 01-56775-090-11 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Ninety and 41/100 ($160,090.41) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 U.S. Bank National Association, as Trustee for the registered holders of Mastr Asset Backed Securities Trust 2007-WMC1Mortgage Pass-Through Certificates Series 2007-WMC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza,

One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00199-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3600154 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2220857 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 18, 2003 MORTGAGORS:Terry W. Strandberg and Sandra K.W. Strandberg, husband and wife. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co.. DATE AND PLACE OF RECORDING: Recorded December 29, 2003, Dakota County Recorder, Document No. 2157485. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: June 7, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1980 Highland Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32852-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Highland Hills Third Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,576.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 21, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2095 0002528893 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2245366 7/1-8/5/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2006 MORTGAGOR: C h e r i M a c a r t n e y , a single person. MORTGAGEE: E d i n a R e a l t y M o r t gage, a series of Homeservices Lending LLC. DATE AND PLACE OF RECORDING: Recorded June 22, 2006, Dakota County Recorder, Document No. 2439768. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems. Inc., Dated: June 12, 2006, Recorded: February 26, 2007, Document No. 2499210. And thereafter assigned to: U.S. Bank, N.A., Dated: May 24, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Edina Realty Mortgage, a series of Homeservices Lending LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3685 West 154th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-54107-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, O'Leary's Hills Eighth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,126.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1056 6912013775 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247739 7/1-8/5/10

PUBLIC NOTICE

Recorded July 13, 2004, Dakota County Recorder, Document No. 2224847. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC f/k/a Chase Manhattan Mortgage Corporation, Dated: May 27, 2004, Recorded: July 13, 2004, Document No. 2224848. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Dakota Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1473 4th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 9-34500-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hilltop Homes First Addition, Common Interest Community N. 205, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,133.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 27, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8484 1790011848 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222344 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $87,850.00 MORTGAGOR(S): Marie A Halverson, a single person MORTGAGEE: Homeservices Lending, LLC dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796775 AND CORRECTIVE MORTGAGE RECORDING: July 27, 2002 Dakota County Recorder Document Number: 1910367 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Home Mortgage, Inc. Dated: June 22, 2001 Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796776 And assigned to: The Leader Mortgage Company Dated: June 22, 2001 Recorded: July 27, 2001 Dakota County Recorder Document Number: 1796777 And Corrective Assignment Recorded: September 19, 2002 Dakota County Recorder Document Number: 1937742 Transaction Agent: Not Applicable

Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12926 Nicollet Ave Apt 301, Burnsville, MN 55337-3547 Tax Parcel ID Number: 02-01300-503-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 301, 12926 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,545.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with The Leader Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014858F01 2216137 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Kenneth L Watson and Lucy Watson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 08, 2008 Dakota County Registrar of Titles Document Number: 622278 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700026951916 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144131 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3867 Upper 73rd St E, Inver Grove Heights, MN 55076-4335 Tax Parcel ID Number: 20.71150.120.05 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 5, of South Grove, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,026.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 27, 2011, or the next business day if January 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015098F01 2217723 6/10-7/15/10

PUBLIC NOTICE

��

�� 55, Lobby #S-100, Hastings, MN ��THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. ing, unless otherwise provided by law, DATED: June 10, 2010 the date on or before which the mortASSIGNEE OF MORTGAGEE: New York Community Bank gagor(s) must vacate the property if the mortgage is not reinstated under sec- Wilford & Geske, P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is Lawrence A. Wilford 11:59 p.m. on January 24, 2011. James A. Geske MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 GAGE: None (651) 209-3300 "THE TIME ALLOWED BY LAW FOR File Number: 013974F01 6/10-7/15/10 REDEMPTION BY THE MORTGAGOR, 2218014 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION N O T ICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in the conditions GAGED PREMISES ARE IMPROVED of the following described mortgage: DATE OF MORTGAGE: September WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a ABANDONED." single person Dated: May 27, 2010. MORTGAGEE: Mortgage Electronic Deutsche Bank National Trust Registration Systems, Inc. Company, as trustee DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee Recorded: November 05, 2003 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Dakota County Recorder By: Paul A. Weingarden Document Number: 2136322 Attorneys for Mortgagee/Assignee of ASSIGNMENTS OF MORTGAGE: Mortgagee And assigned to: Central Mortgage 4500 Park Glen Road #300 Company Minneapolis, MN 55416 Dated: April 27, 2010 (952) 925-6888 Transaction Agent: Mortgage Elec40-3111 tronic Registration Systems, Inc. 4001105800 Transaction Agent Mortgage IdentifiTHIS IS A COMMUNICATION FROM cation Number: 1000381-1001741238-9 A DEBT COLLECTOR. Lender or Broker: American Patriot 2222474 6/10-7/15/10 Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable NOTICE OF MORTGAGE COUNTY IN WHICH PROPERTY IS FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t LOCATED: Dakota default has occurred in the conditions Property Address: 14856 Lower of the following described mortgage: Endicott Way # 46, Apple Valley, MN DATE OF MORTGAGE: June 21, 2006 55124-6338 ORIGINAL PRINCIPAL AMOUNT OF Tax Parcel ID Number: MORTGAGE: $480,000.00 01-81450-046-03 MORTGAGOR(S): Gregory T Sell and LEGAL DESCRIPTION OF PROPJennifer E Sell, husband and wife ERTY: Unit No. 46 and Garage Unit No. MORTGAGEE: Mortgage Electronic 46A, Condominium No. 78, Valley Way Registration Systems, Inc. Village Condominium, Dakota County, DATE AND PLACE OF RECORDING: Minnesota. Recorded: July 11, 2006 Dakota AMOUNT DUE AND CLAIMED TO BE County Recorder DUE AS OF DATE OF NOTICE: Document Number: 2444379 $144,092.24 ASSIGNMENTS OF MORTGAGE: THAT all pre-foreclosure requireAnd assigned to: New York Commu- ments have been complied with; that nity Bank no action or proceeding has been instiDated: May 25, 2010 tuted at law or otherwise to recover the Transaction Agent: Mortgage Elec- debt secured by said mortgage, or any tronic Registration Systems, Inc. part thereof; Transaction Agent Mortgage IdentifiPURSUANT to the power of sale concation Number: 100371100000425824 tained in said mortgage, the Lender or Broker: Mortgage and above-described property will be sold Investment Consultants by the Sheriff of said county as folResidential Mortgage Servicer: New lows: York Community Bank DATE AND TIME OF SALE: July 23, Mortgage Originator: Not Applicable 2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: Dakota County LOCATED: Dakota Law Enforcement Center, 1580 HighProperty Address: 15782 Diamond way 55, Lobby S-100, Hastings, MinneWay, Apple Valley, MN 55124-6897 sota T a x P a r c e l I D N u m b e r : to pay the debt secured by said mort01-18050-040-03 gage and taxes, if any, on said preL E G A L D E S C R I P T I O N O F P R O P - mises and the costs and disburseERTY: Lot 4, Block 3, CIC No. 357, ments, including attorney fees allowed Cobblestone Lake, Dakota County, by law, subject to redemption within Minnesota, together with appurtenant six (6) months from the date of said easements created pursuan to Declara- sale by the mortgagor(s), their pert i o n D o c u m e n t N o . 1 8 8 2 6 5 7 , a s sonal representatives or assigns. amended and 1882658, as amended. If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propD U E A S O F D A T E O F N O T I C E : erty is not redeemed under Minn. Stat. $482,099.37 §580.23, the Mortgagor must vacate THAT all pre-foreclosure require- the property on or before 11:59 p.m. on ments have been complied with; that January 23, 2011, or the next busino action or proceeding has been insti- ness day if January 23, 2011 falls on a tuted at law or otherwise to recover the Saturday, Sunday or legal holiday. debt secured by said mortgage, or any Mortgagor(s) released from financial part thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM t a i n e d i n s a i d m o r t g a g e , t h e A DEBT COLLECTOR ATTEMPTabove-described property will be sold ING TO COLLECT A DEBT. ANY by the Sheriff of said county as fol- INFORMATION OBTAINED WILL BE lows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: July 23, THE RIGHT TO VERIFICATION OF 2010 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: Dakota County ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 High- T I M E P R O V I D E D B Y L A W I S N O T way 55, Lobby S-100, Hastings, Minne- AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sonal representatives or assigns. OTHER THINGS, THAT THE MORTIf the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on PRODUCTION, AND ARE ABANDONED. January 23, 2011, or the next busiDATED: June 10, 2010 ness day if January 23, 2011 falls on a ASSIGNEE OF MORTGAGEE: Saturday, Sunday or legal holiday. Central Mortgage Company Mortgagor(s) released from financial Wilford & Geske, P.A. obligation: NONE Attorneys for Assignee of Mortgagee THIS COMMUNICATION IS FROM Lawrence A. Wilford A DEBT COLLECTOR ATTEMPT- James A. Geske ING TO COLLECT A DEBT. ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 (651) 209-3300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF File Number: 014558F01 THE DEBT AND IDENTITY OF THE 2215969 6/10-7/15/10 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ��

PUBLIC NOTICE

�� LLC S/B/M to Chase Manhattan Mort gage Corporation. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 05, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,000.00 MORTGAGOR(S): Sharon Worts, a single person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: May 16, 2002 Dakota County Recorder Document Number: 1896968 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 05, 2001 Recorded: May 16, 2002 Dakota County Recorder Document Number: 1896969 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 04, 2006 Dakota County Recorder Document Number: 2425452 And assigned to: U.S. Bank National Association Dated: June 17, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001740891 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15709 Hayes Trl, Apple Valley, MN 55124-7139 Tax Parcel ID Number: 01-45801-260-03 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 3, Longridge 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,159.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015285F01 2242073 7/1-8/5/10

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded August 13, 2004, Dakota County Recorder, Document No. 2237590. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance, LLC S/B/M Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16290 Fernando Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-070-10 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,604.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8510 1661144959 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222366 6/10-7/15/10

PUBLIC NOTICE

N, South Saint Paul, MN 55075 PROPERTY I.D: 36-70300-160-13 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Eight Thousand Six Hundred Fifty-Seven and 02/100 ($138,657.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan AssetBacked Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00145-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3592784 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2219806 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): James R Rothgarn and Colleen Gannon-Rothgarn, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 06, 2006 Dakota County Registrar of Titles Document Number: 600283 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 23, 2010 Registered: May 10, 2010 Dakota County Registrar of Titles Document Number: T661643 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001021984 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 123974 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1690 James Rd, Mendota Heights, MN 55118-3641 Tax Parcel ID Number: 27-76401-110-00 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11) in Tilsen's Highland Heights Plat 2, according to the plat thereof and of record in the Office of the Register of Deeds in and for said Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,418.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014468F01 2215893 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Susan Jenkins, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2004 Dakota County Recorder Document Number: 2225484 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: May 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249130000013593 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3130 Farnum Dr # B, Eagan, MN 55121-1921 Tax Parcel ID Number: 10-18152-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Coachman Land Company 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,739.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002582F02 2216066 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 8 , 2001 MORTGAGOR: Mary M. Hall, a single person. MORTGAGEE: River City Mortgage Corporation. DATE AND PLACE OF RECORDING: Registered September 24, 2001, Dakota County Registrar of Titles, Document No. 448819, Certificate of Title No. 122775. ASSIGNMENTS OF MORTGAGE: Assigned to: Firstar Bank, N.A., Dated: June 28, 2001, Recorded: September 24, 2001, Document No. 448820. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: December 15, 2001, Recorded: April 8, 2002, Document No. 463847. And thereafter assigned to: CitiMortgage, Inc, Dated: May 24, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1040 East Travelers Trail, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16500-126-01 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Residential Unit No. 26 and Garage No. 26-A, Condominium No. 56, Castle Crest Condominiums, located in the County of Dakota, subject to and together with easements, restrictions, covenants, conditions and provisions contained in the Declarations Document No. 128412, as amended by First Amendment Document No. 132480, Second Amendment Document No. 133844, Third Amendment Document No. 138895, Fourth Amendment Document No. 140001, Fifth Amendment Document No. 141656 and the Sixth Amendment Document No. 156833, By-Laws of Castle Crest Homeowner’s Association Document No. 128413 and floor plans of said Condominium, as amended; according to the recorded plat thereof Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $92,552.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3974 11949072 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2219347 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 10, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Richard Wheeler and Faith Wheeler, husband and wife MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on October 18, 2001, as Document No. 450610 ASSIGNED TO: U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Dated: January 21, 2004, and recorded February 6, 2004 by Document No. 0529407. LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), Rolling Oaks South Plat Seven, according to the recorded plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. PROPERTY ADDRESS: 16532 Joplin Path, Lakeville, MN 55044 PROPERTY I.D: 22 64606 040 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Nine Thousand Three Hundred Seventy-Two and 06/100 ($159,372.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00051-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3595599 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2217767 6/10-7/15/10

PUBLIC NOTICE

��

conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 MORTGAGOR: Rebecca D. Laisy, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a corporation organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded March 5, 2007, in the office of the County Recorder as Document No. 2500476, Dakota County, Minnesota. MORTGAGED PROPERTY ADDRESS: 916 Wescott Square #203, Eagan, Minnesota 55123 TAX PARCEL I.D. NOS. 10-83611-203-05 LEGAL DESCRIPTION OF PROPERTY: Units No. 203 and Garage Unit No. G203, Common Interest Community No. 497, Eagan Hills Condominium Association, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,551.97 INTEREST RATE AND PER DIEM: Current interest rate is 5.250%, with a daily per diem of $20.62. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010, at 10:00 a.m. PLACE OF SALE: 1580 Highway 55, Lobby S100, Hastings, Minnesota, 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: January 27, 2011, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 8, 2010 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 841516.2

2220990

6/10-7/15/10

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,038.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2968 5303387897 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222599 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F Huysentruit and Ellen L Huysentruit n/k/a Ellen Lynn Rongitsch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-011-26 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22. Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,590.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F01 2215052 6/10-7/15/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 22124596 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222454 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 MORTGAGOR(S): Michelle L Stinnett and Christopher M Stinnett, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 19, 2007 Dakota County Registrar of Titles Document Number: T604385 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: September 24, 2009 Registered: October 05, 2009 Dakota County Registrar of Titles Document Number: T651860 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000707386 Lender or Broker: Advantage Funding Group, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133757 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7394 Dawn Ave, Inver Grove Heights, MN 55076-4320 Tax Parcel ID Number: 20-71150-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, of South Grove, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,257.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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�� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE PRODUCTION, AND ARE ABANDONED. FORECLOSURE SALE DATED: June 10, 2010 NOTICE IS HEREBY GIVEN that ASSIGNEE OF MORTGAGEE: default has occurred in the conditions U.S. Bank, N.A. of the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: May 24, 2002 Attorneys for Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $110,400.00 James A. Geske MORTGAGOR(S): Marilyn Ross, an 8425 Seasons Parkway, Suite 105 unmarried woman Woodbury, MN 55125-4393 MORTGAGEE: World Savings Bank, (651) 209-3300 FSB File Number: 014718F01 DATE AND PLACE OF RECORDING: 2217922 6/10-7/15/10 Recorded: October 14, 2002 Dakota County Recorder Document Number: 1946525 NOTICE OF MORTGAGE Transaction Agent: Not Applicable FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION cation Number: Not Applicable OF THE DEBT AND IDENTITY OF Lender or Broker: World Savings THE ORIGINAL CREDITOR WITHIN Bank, FSB THE TIME PROVIDED BY LAW IS Residential Mortgage Servicer: NOT AFFECTED BY THIS ACTION. Wachovia Mortgage, FSB NOTICE IS HEREBY GIVEN, that Mortgage Originator: Not Applicable default has occurred in conditions of COUNTY IN WHICH PROPERTY IS the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: A u g u s t 1 4 , Property Address: 15508 Flyboat Ln, 2003 Apple Valley, MN 55124-6021 MORTGAGORS: Mai Xiong and Ted Tax Parcel ID Number: Richman Lee, wife and husband, and 01-63402-164-50 Tom Lee, a single person. LEGAL DESCRIPTION OF PROPMORTGAGEE: N a t i o n a l C i t y R e a l ERTY: Unit No. 164, Community InterEstate Services LLC successor by est Community No. 282, Regatta Vilmerger National City Mortgage, Inc. lage Homes f/k/a National City Mortgage Co.. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: D U E A S O F D A T E O F N O T I C E : Registered October 6, 2003, Dakota $100,491.01 County Registrar of Titles, Document THAT all pre-foreclosure requireNo. 0516848, Certificate of Title No. ments have been complied with; that 129483. no action or proceeding has been instiA S S I G N M E N T S O F M O R T G A G E : tuted at law or otherwise to recover the Assigned to: PNC Bank, National Asso- debt secured by said mortgage, or any ciation, Dated: May 14, 2010. part thereof; Said Mortgage being Registered Land. PURSUANT to the power of sale conTRANSACTION AGENT: NONE tained in said mortgage, the T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as folMORTGAGE: NONE lows: LENDER OR BROKER AND MORTDATE AND TIME OF SALE: June 25, G A G E O R I G I N A T O R S T A T E D O N 2010 at 10:00 AM MORTGAGE: National City Real Estate PLACE OF SALE: Dakota County Services LLC successor by merger Law Enforcement Center, 1580 HighN a t i o n a l C i t y M o r t g a g e , I n c . f / k / a way 55, Lobby S-100, Hastings, MinneNational City Mortgage Co. sota R E S I D E N T I A L M O R T G A G E S E R - to pay the debt secured by said mortVICER: PNC Bank, National Associa- gage and taxes, if any, on said pretion mises and the costs and disburseMORTGAGED PROPERTY ADDRESS: ments, including attorney fees allowed 7 1 1 2 C l a u d e A v e n u e , I n v e r G r o v e by law, subject to redemption within Heights, MN 55076 six (6) months from the date of said TAX PARCEL I.D. #: 207115717007 sale by the mortgagor(s), their perLEGAL DESCRIPTION OF PROP- sonal representatives or assigns. ERTY: If the Mortgage is not reinstated Lot 17 in Block 7 of South Grove No. under Minn. Stat. §580.30 or the prop8. erty is not redeemed under Minn. Stat. COUNTY IN WHICH PROPERTY IS §580.23, the Mortgagor must vacate LOCATED: Dakota the property on or before 11:59 p.m. on ORIGINAL PRINCIPAL AMOUNT OF December 25, 2010, or the next busiMORTGAGE: $172,550.00 ness day if December 25, 2010 falls on AMOUNT DUE AND CLAIMED TO BE a Saturday, Sunday or legal holiday. DUE AS OF DATE OF NOTICE, INCLUDMortgagor(s) released from financial ING TAXES, IF ANY, PAID BY MORT- obligation: NONE GAGEE: $160,736.44 THIS COMMUNICATION IS FROM That prior to the commencement of A DEBT COLLECTOR ATTEMPTthis mortgage foreclosure proceeding ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee com- INFORMATION OBTAINED WILL BE plied with all notice requirements as USED FOR THAT PURPOSE. required by statute; That no action or THE RIGHT TO VERIFICATION OF proceeding has been instituted at law THE DEBT AND IDENTITY OF THE o r o t h e r w i s e t o r e c o v e r t h e d e b t ORIGINAL CREDITOR WITHIN THE secured by said mortgage, or any part T I M E P R O V I D E D B Y L A W I S N O T thereof; AFFECTED BY THIS ACTION. PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW FOR tained in said mortgage, the above REDEMPTION BY THE MORTGAGOR, described property will be sold by the THE MORTGAGOR'S PERSONAL REPSheriff of said county as follows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: July 27, REDUCED TO FIVE WEEKS IF A JUDI2010 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE: S h e r i f f ' s O f f i c e , MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 Hwy 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 55, Lobby #S-100, Hastings, MN OTHER THINGS, THAT THE MORTto pay the debt then secured by said GAGED PREMISES ARE IMPROVED Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption PRODUCTION, AND ARE ABANDONED. within six (6) months from the date of DATED: May 13, 2010 said sale by the mortgagor(s), their MORTGAGEE: Wells Fargo personal representatives or assigns Bank, N.A. successor by merger unless reduced to Five (5) weeks under to Wachovia Mortgage, FSB f/k/a MN Stat. §580.07. World Savings Bank, FSB TIME AND DATE TO VACATE PROP- Wilford & Geske, P.A. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 014418F01 redeemed under section 580.23 is NOTICE OF POSTPONEMENT OF 11:59 p.m. on January 27, 2011. MORTGAGE FORECLOSURE SALE MORTGAGOR(S) RELEASED FROM The above referenced sale scheduled FINANCIAL OBLIGATION ON MORT- for June 25, 2010 at 10:00 AM has GAGE: None been postponed to July 26, 2010 at "THE TIME ALLOWED BY LAW FOR 10:00 AM in the Dakota County Law REDEMPTION BY THE MORTGAGOR, Enforcement Center, 1580 Highway 55, THE MORTGAGOR'S PERSONAL REP- Lobby S-100, Hastings, Minnesota in RESENTATIVES OR ASSIGNS, MAY BE said County and State. REDUCED TO FIVE WEEKS IF A JUDIDATED: June 25, 2010 CIAL ORDER IS ENTERED UNDER MORTGAGEE: Wells Fargo MINNESOTA STATUTES, SECTION Bank, N.A., also known as 582.032, DETERMINING, AMONG Wachovia Mortgage, a division OTHER THINGS, THAT THE MORTof Wells Fargo Bank, N.A. and GAGED PREMISES ARE IMPROVED formerly known as Wachovia WITH A RESIDENTIAL DWELLING OF Mortgage, FSB, formerly known LESS THAN FIVE UNITS, ARE NOT as World Savings Bank, FSB PROPERTY USED IN AGRICULTURAL Wilford & Geske, P.A. P R O D U C T I O N , A N D A R E Attorneys for Mortgagee: ABANDONED." Lawrence A. Wilford Dated: May 26, 2010. James A. Geske PNC Bank, National Association 8425 Seasons Parkway, Suite 105 Mortgagee/Assignee of Mortgagee Woodbury, MN 55125-4393 USSET, WEINGARDEN AND LIEBO, P.L.L.P. (651) 209-3300 By: Paul A. Weingarden File Number: 014418F01 Attorneys for Mortgagee/Assignee of 2244517 7/1/10 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2144 0002671195 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2217875 6/10-7/15/10

PUBLIC NOTICE

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�� C o u n �� ty Recorder, 2068679. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2005 MORTGAGORS: Aaron S. Hart and Jana M. Hart, husband and wife. MORTGAGEE: T h e F i r s t N a t i o n a l Bank in Cannon Falls. DATE AND PLACE OF RECORDING: Registered July 14, 2005, Dakota County Registrar of Titles, Document No. 569535, Certificate of Title No. 136720. ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, N.A., Dated: May 24, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The First National Bank in Cannon Falls RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 3140 71st Street East, Inver Grove Heights, MN 55076-2549 TAX PARCEL I.D. #: 20-71157-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10 in Block 2 of South Grove No. 8, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,050.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-412 95962 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223035 6/10-7/15/10

PUBLIC NOTICE

Document No.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank, FA, Dated: May 19, 2003, Recorded: June 23, 2003, Document No. 2068680. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Interbank, FSB RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 25511 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-01900-030-77 LEGAL DESCRIPTION OF PROPERTY: The South 330 feet of the North 396 feet of the Northeast 1/4 of the Southeast 1/4 of Section 19, Township 113, Range 20 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $592,159.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2998 0607043718 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222554 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeff Giacomini and Kim Giacomini, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 24, 2006 Dakota County Recorder Document Number: 2399667 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700008760178 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14760 Delmar Ct, Rosemount, MN 55068-4573 Tax Parcel ID Number: 34.15250.140.02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Broback Park,

ERTY: Lot 14, Block 2, Broback Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,179.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012476F02 2215006 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,250.00 MORTGAGOR(S): Bradley E. Praznik, aka Brad Praznik, a married man and Tammy L. Torres Praznik, a married woman, as husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2007 Dakota County Recorder Document Number: 2536202 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018202651 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9989 Upper 205th St W, Lakeville, MN 55044-8844 Tax Parcel ID Number: 22 75853 010 01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Meadows 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,233.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next busi-

January 23, 2011, or the next busi ness day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003989F04 2221289 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,480.00 MORTGAGOR(S): Binh J Le, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 01, 2005 Dakota County Registrar of Titles Document Number: 559993 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corporation Home Equity Loan Trust, Series 2005-HE3, Asset Backed Pass-Through Certificates Dated: May 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001120-6568938672-6 Lender or Broker: MortgageIt, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135377 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12211 County Road 11, Burnsville, MN 55337-3116 Tax Parcel ID Number: 02-15130-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, in Brittany Gables, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,157.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corporation Home Equity Loan Trust, Series 2005-HE3, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014944F01 2216027 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,600.00 MORTGAGOR(S): Victor Hugo Arteaga, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2006 Dakota County Recorder Document Number: 2455445 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002725320 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 648 1st Ave S, South Saint Paul, MN 55075-2804 Tax Parcel ID Number: 36-75100-180-14 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 14, Tarbox Addition to South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,140.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003399F03 2221378 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Gretchen M. Murr and Thomas E. Murr, Wife and Husband

band MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2004 Dakota County Recorder Document Number: 2203280 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000147111 Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 233 E Spruce St, South Saint Paul, MN 55075-3526 Tax Parcel ID Number: 36-71500-150-30 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 30, Spring Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,412.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011213F02 2221753 6/10-7/15/10

PUBLIC NOTICE

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planned community, CIC No. 221. Dakota County together with appurtenant easements created pursuant to Declaration Doc # 1444785 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,775.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2515 651859202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223050 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Jasmyn C. Curry And Michael A. Curry, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2007 Dakota County Recorder Document Number: 2486014 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000141451 Lender or Broker: BankFirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5355 Upper 183rd St W, Farmington, MN 55024-9381 Tax Parcel ID Number: 14-19503-140-03 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Dakota County Estates Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,097.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015022F01 2215473 6/10-7/15/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3103 4000651036 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222499 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $314,000.00 MORTGAGOR(S): Gerald W. Hummell and Ann E. Hummell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 06, 2004 Dakota County Recorder Document Number: 2273420 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: May 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604222307144 Lender or Broker: Homecomings Financial Network Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20633 Jasmine Path, Lakeville, MN 55044-5965 Tax Parcel ID Number: 224405205003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Lake Marion Estates 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $317,195.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005064F02 2216235 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,064.00 MORTGAGOR(S): Nathan G Murphy, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 02, 2008 Dakota County Recorder Document Number: 2593866 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loan Servicing, L.P. Dated: September 24, 2009 Recorded: September 28, 2009 Dakota County Recorder Document Number: 2686830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000403039 Lender or Broker: The Business Bank, dba Prime Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20573 Hampshire Way, Lakeville, MN 55044-4673 Tax Parcel ID Number: 22-82052-770-02 LEGAL DESCRIPTION OF PROPERTY: Lot 77, Block 2, Village Creek 3rd Addition CIC No. 346. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,919.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loan Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009018F02 2219383 6/10-7/15/10

PUBLIC NOTICE

��

�� o m m o n w�� e a l t h 19 �� Mortgage Co. dba C 31200 070 01�� United Mortgage Company. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Lot 7, Block 1, Common InterRecorded September 5, 2003, Dakota est Community Number 550, GriselCounty Recorder, Document No. das Whispering Meadows, Dakota 2104675. County, Minnesota. AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Asso- D U E A S O F D A T E O F N O T I C E : ciation, Dated: May 25, 2010. $192,100.33 TRANSACTION AGENT: NONE THAT all pre-foreclosure requireT R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instiMORTGAGE: NONE tuted at law or otherwise to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; PURSUANT to the power of sale conMORTGAGE: National City Real Estate Services LLC s/b/m National City Mort- t a i n e d i n s a i d m o r t g a g e , t h e gage, Inc. f/k/a National City Mortgage above-described property will be sold Co. dba Commonwealth United Mort- by the Sheriff of said county as folgage Company lows: RESIDENTIAL MORTGAGE SERDATE AND TIME OF SALE: July 23, VICER: PNC Bank, National Associa- 2010 at 10:00 AM tion PLACE OF SALE: Dakota County MORTGAGED PROPERTY ADDRESS: Law Enforcement Center, 1580 High20998 Iteri Avenue, Lakeville, MN way 55, Lobby S-100, Hastings, Minne55044 sota TAX PARCEL I.D. #: 221775012003 to pay the debt secured by said mortLEGAL DESCRIPTION OF PROP- gage and taxes, if any, on said preERTY: mises and the costs and disburseLOT 12, BLOCK 3, CLAY'S ACRES. ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their perMORTGAGE: $151,000.00 sonal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat. GAGEE: $149,052.69 §580.23, the Mortgagor must vacate That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding January 23, 2011, or the next busiMortgagee/Assignee of Mortgagee com- ness day if January 23, 2011 falls on a plied with all notice requirements as Saturday, Sunday or legal holiday. required by statute; That no action or Mortgagor(s) released from financial proceeding has been instituted at law obligation: NONE or otherwise to recover the debt THIS COMMUNICATION IS FROM secured by said mortgage, or any part A DEBT COLLECTOR ATTEMPTthereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE tained in said mortgage, the above USED FOR THAT PURPOSE. described property will be sold by the THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: August 6, ORIGINAL CREDITOR WITHIN THE 2010 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: S h e r i f f ' s O f f i c e , AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 Hwy THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL E R T Y : I f t h e r e a l e s t a t e i s a n PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellDATED: June 10, 2010 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortNew York Community Bank gagor(s) must vacate the property if the Wilford & Geske, P.A. mortgage is not reinstated under sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not Lawrence A. Wilford redeemed under section 580.23 is James A. Geske 11:59 p.m. on February 7, 2011. 8425 Seasons Parkway, Suite 105 MORTGAGOR(S) RELEASED FROM Woodbury, MN 55125-4393 FINANCIAL OBLIGATION ON MORT- (651) 209-3300 GAGE: None File Number: 014257F01 "THE TIME ALLOWED BY LAW FOR 2214722 6/10-7/15/10 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OF THE DEBT AND IDENTITY OF OTHER THINGS, THAT THE MORT- THE ORIGINAL CREDITOR WITHIN GAGED PREMISES ARE IMPROVED THE TIME PROVIDED BY LAW IS WITH A RESIDENTIAL DWELLING OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in conditions of P R O D U C T I O N , A N D A R E the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , ABANDONED." 2006 Dated: June 4, 2010. MORTGAGORS: M i c h a e l K . H o u g e PNC Bank, National Association and Whitney R. Houge, husband and Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. wife. MORTGAGEE: Mortgage Electronic By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgagee Registered May 25, 2006, Dakota 4500 Park Glen Road #300 County Registrar of Titles, Document Minneapolis, MN 55416 No. 590989, Certificate of Title No. (952) 925-6888 109362. 4-2086 ASSIGNMENTS OF MORTGAGE: 0002569146 THIS IS A COMMUNICATION FROM Assigned to: Deutsche Bank National Trust Company, as Trustee for First A DEBT COLLECTOR. 2222414 6/10-7/15/10 F r a n k l i n M o r t g a g e L o a n T r u s t 2006-FF8, Asset-Backed Certificates, Series 2006-FF8, Dated: May 17, 2010. Said Mortgage being Registered Land. NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE Electronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN that TRANSACTION AGENT'S MORTdefault has occurred in the conditions GAGE IDENTIFICATION NUMBER ON of the following described mortgage: MORTGAGE: 100425240007015487 DATE OF MORTGAGE: December 22, LENDER OR BROKER AND MORT2006 GAGE ORIGINATOR STATED ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: First Franklin MORTGAGE: $180,000.00 RESIDENTIAL MORTGAGE SERMORTGAGOR(S): Anthony E Brown VICER: Home Loan Services, Inc. and Griselda Araiza Brown, husband MORTGAGED PROPERTY ADDRESS: and wife 13900 High Drive, Burnsville, MN MORTGAGEE: Mortgage Electronic 55337 Registration Systems, Inc. TAX PARCEL I.D. #: 02-22680-050-05 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPR e c o r d e d : D e c e m b e r 2 9 , 2 0 0 6 ERTY: Dakota County Recorder Lot 5, Block 5, Echo Valley. Document Number: 2484837 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: LOCATED: Dakota And assigned to: New York CommuORIGINAL PRINCIPAL AMOUNT OF nity Bank MORTGAGE: $640,000.00 Dated: May 14, 2010 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDtronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE: $660,816.59 cation Number: 100446701000225758 That prior to the commencement of Lender or Broker: Alternative Mort- this mortgage foreclosure proceeding gage Options, Inc. Mortgagee/Assignee of Mortgagee comResidential Mortgage Servicer: New plied with all notice requirements as York Community Bank required by statute; That no action or Mortgage Originator: Not Applicable proceeding has been instituted at law COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t LOCATED: Dakota secured by said mortgage, or any part Property Address: 632 Pleasant Dr, thereof; Hastings, MN 55033-1574 PURSUANT to the power of sale conTax Parcel ID Number: �� 19-31200-070-01

PUBLIC NOTICE

�� TIME AND DATE TO VACATE PROP ERTY: If the real estate is an �� PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 25, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3672 1044664764 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223148 6/10-7/15/10

PUBLIC NOTICE

owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3512 2004750867 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223008 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $477,600.00 MORTGAGOR(S): James J Thompson and Sheryl Marie A Thompson husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001770-5050001573-0 SERVICER: Ocwen Loan Servicing, LLC LENDER: Cornerstone Mortgage Company. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on April 19, 2006, as Document No. 588400 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: August 17, 2007, and recorded March 31, 2008 by Document No. 625795. LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Vermillion Grove 2nd Addition, Dakota County, Minnesota PROPERTY ADDRESS: 5184 198th Street West, Farmington, MN 55024 PROPERTY I.D: 148250106001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Five Hundred Thirteen Thousand Four Hundred Eighteen and 09/100 ($513,418.09) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through

Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00040-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3599958 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2220791 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2003 MORTGAGOR: A n t h o n y T h o o f t , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 8, 2004, Dakota County Recorder, Document No. 2162061. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE BENEFIT OF HARBORVIEW 2003-3 TRUST FUND, Dated: September 9, 2009, Recorded: October 5, 2009, Document No. 2688281. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700031346402 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15819 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Geronime Pond 2nd Addition CIC No. 260, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,342.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 45905776 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222436 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 1997 MORTGAGOR: John E. Mahoney, a single person. MORTGAGEE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 6, 1998, Dakota County Recorder, Document No. 1467583. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: December 23, 1997, Recorded: January 6, 1998, Document No. 1467584. And thereafter assigned to: CitiMortgage, Inc, Dated May 26, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 810 136th Street West, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-42701-111-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 11, Block 1, Knob Hill II COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $90,160.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3991 601959652 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222825 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Michael J. King, single and Julie A. King, single MORTGAGEE: First Franklin, a division of National City Bank of IN DATE AND PLACE OF RECORDING: Recorded: August 26, 2005 Dakota County Recorder Document Number: 2355264 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin

And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: December 27, 2005 Dakota County Recorder Document Number: 2391749 And assigned to: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2005-FF9 Dated: March 18, 2009 Recorded: January 11, 2010 Dakota County Recorder Document Number: 2706879 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14767 Dallara Ave W, Rosemount, MN 55068-4556 Tax Parcel ID Number: 34-15200-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4 of Broback Addition, according to the recorded plat thereof, records of Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,376.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2005-FF9 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001490F02 2217986 6/10-7/15/10

PUBLIC NOTICE

2004 3 Dated: March 31, 2008, and recorded April 16, 2008 by Document No. 2584941. LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 2, Village Creek 3rd Addition, CIC Number 327, Dakota County, Minnesota. PROPERTY ADDRESS: 20725 Hampshire Circle, Lakeville, MN 55044 PROPERTY I.D: 228205230002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Eight Thousand Seventy-Six and 48/100 ($138,076.48) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010 Wells Fargo Bank, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Asset-Backed Certificates, Series 2004-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00106-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3591485 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 2215108 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Isaac L. Majetich And Theresa Ann Majetich fka Theresa Ann Pawlenty, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder Document Number: 2374371 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000147867 Lender or Broker: Winstar Mortgage Partners, Inc. DBA Partner Loan Services Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1226 View Ct, Hastings, MN 55033-2523 Tax Parcel ID Number: 19-19501-290-06 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Dakota Hills Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,647.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

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sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014979F01 2221331 6/10-7/15/10

PUBLIC NOTICE

contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3957 1974547 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2222684 6/10-7/15/10

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3675 1044857865 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2223175 6/10-7/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2003 MORTGAGORS: Brynn D. Rogers and Sherry Good, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2003, Dakota County Recorder, Document No. 2124851. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 23, 2009, Recorded: December 2, 2009, Document No. 2699550. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915393377 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11114 Zebulon Pike Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-64102-050-06 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 6, River Hills Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,484.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 0613522804 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231481 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 MORTGAGOR(S): Matthew D. Anderson and Jenny A. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 24, 2005 Dakota County Registrar of Titles Document Number: 573031 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: May 11, 2009 Registered: May 22, 2009 Dakota County Registrar of Titles Document Number: T644181 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278850213021 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120319 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16720 Joplin Way, Lakeville, MN 55044-5625 Tax Parcel ID Number: 22-64601-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Rolling Oaks South Plat 2, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,629.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003480F02 2224173 6/17-7/22/10

�� along �� the West line��of�� 19th Avenue

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: June 11, 2010 YOU ARE NOTIFIED THAT: 1. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. 2. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. YOU ARE NOT OBLIGATED TO PERSONALLY PAY THIS INDEBTEDNESS DUE TO YOUR DISCHARGE IN BANKRUPTCY. HOWEVER, ANCHOR BANK, N.A. IS ATTEMPTING TO ENFORCE ITS RIGHTS UNDER A MORTGAGE AGAINST THE MORTGAGED PROPERTY. 3. Default has occurred in the conditions of the mortgage dated May 30, 2007 executed by Arthur J. Duncan, a single person, as Mortgagor, to Anchor Bank, N.A., f/k/a Anchor Bank Farmington, N.A., as Mortgagee, and filed for record on July 10, 2007, as Document Number 2529345, in the Office of the County Recorder of Dakota County, Minnesota and modified in a Modification of Mortgage filed on June 12, 2008 as Document Number 2596246 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 4. The Mortgage has been assigned as follows: Not applicable. 5. The original principal amount secured by the Mortgage was: Forty-Five Thousand and No/100 ($45,000.00) Dollars. 6. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 7. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 8. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $45,186.47. 9. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Exhibit “A” The North 290.20 feet of the East Half of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter EXCEPT that part of the East Half of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, Dakota County Minnesota, described as follows: Beginning at the point of intersection of the North line of Southeast 1/4 of Northwest 1/4 of said Section 28 and the center line of 20th Avenue South, thence East along said North line 217.7 feet, thence South 290.2 feet parallel to the center line of said 20th Avenue South extended, thence Southwesterly 259.5 feet to a point on the center line of said 20th Avenue South extended, thence North to the point of beginning: AND That part of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, to-wit: Beginning at the point of intersection of the South line of 3rd Street South with the East line of 20th Avenue South, thence Easterly with said South line of 3rd Street 187.7 feet, thence Southerly and parallel with said Easterly line of said 20th Avenue South 56 feet, thence Westerly and parallel with said South line of said 3rd Street 187.7 feet to a point and the Easterly l i n e o f s a i d 2 0 t h A v e n u e South, thence Northerly with the East line of 20th Avenue South 56 feet to the point of beginning, Dakota County, Minnesota. EXCEPT THE FOLLOWING DESCRIBED PARCELS: That part of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, to-wit: Beginning at the point of intersection of the South line of 3rd Street South with the East line of 20th Avenue South, thence Easterly with said South line of 3rd Street 145 feet, thence Southerly and parallel with said Easterly line of said 20th Avenue South 56 feet, thence Westerly and parallel with said South line of said 3rd Street 145 feet to a point on the Easterly line of said 20th Avenue South, thence Northerly with the East line of 20th Avenue South 56 feet to the point of beginning, Dakota County, Minnesota. That part of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, described as follows: Commencing at the intersection of the North line of said Northwest Quarter of the Southeast Quarter of the Northwest Quarter and the East line of 20th Avenue South, thence Easterly along said North line a distance of 145 feet to the point of beginning thence continue East along said North line 125.59 feet, more or less, to the West line of 19th Avenue South and its Southerly extension, thence South along the West line of 19th Avenue

South and is Southerly extension for a distance of 30 feet, thence Westerly parallel to the North line of said Northwest Quarter of the Southeast Quarter of the Northwest Quarter a distance of 125.59 feet, thence North 30 feet to the point of beginning and there terminating, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on August 6, 2010 at 10:00 a.m. at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, City of Hastings, in said county and state. 10. The time allowed for redemption by Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. 11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 12. THE MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON THE MORTGAGE IS/ARE: NONE. MORTGAGEE: Anchor Bank, N.A. f/k/a Anchor Bank St. Paul, N.A. f/k/a Anchor Bank Farmington, N.A. By: Severson, Sheldon, Dougherty & Molenda, P.A. By: Thomas R. Donely Attorneys for Anchor Bank, N.A. 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (952) 432-3136 (File No.: 11143-29856) 2229152 6/17-7/22/10

PUBLIC NOTICE

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�� required by statute; That no action or proceeding has been instituted at law �� Torrens Property/Certificate No. 85066 Subject Property Address: 2009 East 122nd Street, Apt. C15, Burnsville, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$55,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$54,209.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4000 654915854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2228664 6/17-7/22/10

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7474 1974089451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231462 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 04, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Mary Pinney Erickson, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2003 Dakota County Recorder Document Number: 2137960 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: May 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037505569826012 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13847 Echo Park Ln, Burnsville, MN 55337-4750 Tax Parcel ID Number: 02-13700-132-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 13, Block 1, Berkshire of Burnsville, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northwest corner of said Lot 13; thence South 89 degrees 58 minutes 17 seconds East, along the North line of said Lot 13, a distance of 62.00 feet to the point of beginning of the line to be described; thence South 0 degrees 38 minutes 33 seconds West a distance of 78.32 feet; thence Southerly to a point on the South line of said Lot 13 distant 58.15 feet East from the Southwest corner thereof and there said line terminates. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,763.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014766F01 2225680 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Rebecca A Vieths, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 574999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104473199 Lender or Broker: Custom Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 612 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, South Oaks of Hastings, CIC No. 422, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,718.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 2230835 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 MORTGAGOR: Robert Jacobsen, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 3, 2007 Dakota County Registrar of Titles Document #: 613577 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 157, COMMON INTEREST COMMUNITY NO. 323, A CONDOMINIUM, VERMILLION GROVE CONDOMINIUMS, DAKOTA COUNTY, MINNESOTA. The Torrens Certificate No. is 142467 PARCEL ID #: 14-82501-157-08 P R O P E R T Y A D D R E S S : 19650 Meadowlark Way, Farmington, Minnesota 55024 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $224,493.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is February 5, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 15, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2231737 6/17-7/22/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:D e c e m b e r 8 , 2006 MORTGAGORS:M a t t h e w J a m e s Johnson and James Johnson, both single persons. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 14, 2007, Dakota County Recorder, Document No. 2496598. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 20, 2008, Recorded: February 22, 2008, Document No. 2573522. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900140923656 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12921 South Penn Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01400-081-41 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the East 1/2 of the East 1/2 of the West 1/2 of Section 14, Township 115, Range 21, described as follows, EXCEPT that part within the plat of Burnsville Manor 3rd Addition: Commencing at a point 2078 feet North of the Southeast corner of the Southwest 1/4 of said section; thence continuing North 825.25 feet; thence at right angles west 401.5 feet to the actual point of beginning; thence continuing West a distance of 258.5 feet; thence South at right angles a distance of 150 feet; thence East at right angles a distance of 258.5 feet; thence north 150 feet to the point of beginning, Dakota County Minnesota. Subject to the right-of-way of Penn Avenue South. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,292.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4004 2004034453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2228637 6/17-7/22/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2241936 7/1-8/5/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 7 , 2005 MORTGAGORS: Rosalyn Prekker and James Volk, both single. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded March 17, 2005, Dakota County Recorder, Document No. 2305081. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 22, 2005, Recorded: May 2, 2005, Document No. 2317912. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005 - FF4, Asset-Backed Certificates, Series 2005-FF4, Dated: August 1, 2008, Recorded: September 18, 2008, Document No. 2613737. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 2106 Opal Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670030005 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 5, Cedar Grove No. 1, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,911.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3682 1044436912 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2229852 6/17-7/22/10

PUBLIC NOTICE

mler, an unmarried woman. MORTGAGEE:EverBank. DATE AND PLACE OF RECORDING: Recorded December 11, 2006, Dakota County Recorder, Document No. 2481020. ASSIGNMENTS OF MORTGAGE: Assigned to: Seattle Mortgage, Dated: November 16, 2006, Recorded: December 11, 2006, Document No. 2481022, as corrected by Corrective Assignment Recorded: September 29, 2009, as Document No. 2687036. And thereafter assigned to: Bank of America, N.A., Dated: January 27, 2009, Recorded: January 29, 2009, as Document No. 2633658. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: EverBank RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 72 Walden Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 028340304004 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Walden Townhouses Plat 4 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,454.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-934 4421679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2229805 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffery D. Wilkie and Melissa A. Wilkie, husband and wife MORTGAGEE: Gopher State Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 25, 2003 Dakota County Recorder Document Number: 2004959 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank, N.A. Dated: October 25, 2002 Recorded: February 25, 2003 Dakota County Recorder Document Number: 2004960 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Gopher State Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9334 204th St W, Lakeville, MN 55044-5841 Tax Parcel ID Number: 22-18201-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Country Creek Estates Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,736.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: US Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002265F02 2230479 6/17-7/22/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3906 19100825 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231392 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,500.00 MORTGAGOR(S): George J Blesi and Brita J Blesi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2008 Dakota County Recorder Document Number: 2582697 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001375308 Lender or Broker: Minnesota Lending Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 309 8th Ave S, South Saint Paul, MN 55075-2509 Tax Parcel ID Number: 36-64300-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,546.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 03, 2011, or the next business day if February 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

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�� THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF MORTGAGE INFORMATION OBTAINED WILL BE FORECLOSURE SALE USED FOR THAT PURPOSE. NOTICE IS HEREBY GIVEN that THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE default has occurred in the conditions ORIGINAL CREDITOR WITHIN THE of the following described mortgage: DATE OF MORTGAGE: July 22, 2003 TIME PROVIDED BY LAW IS NOT ORIGINAL PRINCIPAL AMOUNT OF AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR MORTGAGE: $223,900.00 MORTGAGOR(S): Robert R Palmer REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- and Beverly Muus Palmer, husband RESENTATIVES OR ASSIGNS, MAY BE and wife MORTGAGEE: U.S. Bank, N.A. REDUCED TO FIVE WEEKS IF A JUDIDATE AND PLACE OF RECORDING: CIAL ORDER IS ENTERED UNDER Recorded: November 19, 2003 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Dakota County Recorder Document Number: 2142197 OTHER THINGS, THAT THE MORTTransaction Agent: Not Applicable GAGED PREMISES ARE IMPROVED Transaction Agent Mortgage IdentifiWITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT cation Number: Not Applicable Lender or Broker: U.S. Bank, N.A. PROPERTY USED IN AGRICULTURAL Residential Mortgage Servicer: U.S. PRODUCTION, AND ARE ABANDONED. Bank Home Mortgage DATED: June 17, 2010 Mortgage Originator: Not Applicable ASSIGNEE OF MORTGAGEE: COUNTY IN WHICH PROPERTY IS U.S. Bank National Association LOCATED: Dakota Wilford & Geske, P.A. Property Address: 17322 Greentree Attorneys for Assignee of Mortgagee Path, Lakeville, MN 55044-7426 Lawrence A. Wilford Tax Parcel ID Number: James A. Geske 22-67503-030-01 8425 Seasons Parkway, Suite 105 LEGAL DESCRIPTION OF PROPWoodbury, MN 55125-4393 ERTY: Lot 3, Block 1, Shady Oak (651) 209-3300 Shores 4th Addition, according to the File Number: 015153F01 2228997 6/17-7/22/10 recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,384.84 NOTICE OF MORTGAGE THAT all pre-foreclosure requireFORECLOSURE SALE THE RIGHT TO VERIFICATION OF ments have been complied with; that THE DEBT AND IDENTITY OF THE no action or proceeding has been instiORIGINAL CREDITOR WITHIN THE tuted at law or otherwise to recover the T I M E P R O V I D E D B Y L A W I S N O T debt secured by said mortgage, or any part thereof; AFFECTED BY THIS ACTION. PURSUANT to the power of sale conNOTICE IS HEREBY GIVEN: That default has occurred in the conditions t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold of the following described mortgage: by the Sheriff of said county as folDATE OF MORTGAGE: May 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF lows: DATE AND TIME OF SALE: August MORTGAGE: $417,000.00 MORTGAGOR(S): Timothy M. Red- 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County path and Stephanie A. Redpath, husLaw Enforcement Center, 1580 Highband and wife way 55, Lobby S-100, Hastings, MinneMORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee sota for Bell America Mortgage LLC DBA to pay the debt secured by said mortgage and taxes, if any, on said preBell Mortgage TRANSACTION AGENT: Mortgage mises and the costs and disbursements, including attorney fees allowed Electronic Registration Systems, Inc. by law, subject to redemption within MIN#: 100029500070481746 SERVICER: Ocwen Loan Servicing, six (6) months from the date of said sale by the mortgagor(s), their perLLC LENDER: Bell America Mortgage LLC sonal representatives or assigns. If the Mortgage is not reinstated DBA Bell Mortgage. D A T E A N D P L A C E O F F I L I N G : under Minn. Stat. §580.30 or the propis not redeemed under Minn. Stat. erty Dakota County Minnesota, Recorder, on May 25, 2007, as Document No. §580.23, the Mortgagor must vacate 2519808, said mortgage was modified the property on or before 11:59 p.m. on b y L o a n M o d i f i c a t i o n A g r e e m e n t , February 06, 2011, or the next busir e c o r d e d N o v e m b e r 2 0 , 2 0 0 7 , a s ness day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Document No. 2557129 Mortgagor(s) released from financial ASSIGNED TO: Ocwen Loan Servicing, LLC Dated: April 5, 2010, and obligation: NONE THIS COMMUNICATION IS FROM recorded June 1, 2010 by Document A DEBT COLLECTOR ATTEMPTNo. 2732970. L E G A L D E S C R I P T I O N O F P R O P - ING TO COLLECT A DEBT. ANY ERTY: Lot 24, Block 5, Broadmoor INFORMATION OBTAINED WILL BE Common Interest Community number USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 337, Dakota County, Minnesota. PROPERTY ADDRESS: 11492 Avery THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE Drive, Inver Grove Heights, MN 55077 TIME PROVIDED BY LAW IS NOT PROPERTY I.D: 20-15175-240-05 COUNTY IN WHICH PROPERTY IS AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE REDEMPTION BY THE MORTGAGOR, ON THE MORTGAGE ON THE DATE OF THE MORTGAGOR'S PERSONAL REPT H E N O T I C E : F o u r H u n d r e d RESENTATIVES OR ASSIGNS, MAY BE Twenty-Four Thousand Three Hun- REDUCED TO FIVE WEEKS IF A JUDId r e d S e v e n t y - S i x a n d 1 0 / 1 0 0 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION ($424,376.10) THAT no action or proceeding has 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G been instituted at law to recover the OTHER THINGS, THAT THE MORTdebt secured by said mortgage, or any GAGED PREMISES ARE IMPROVED part thereof; that there has been com- WITH A RESIDENTIAL DWELLING OF pliance with all pre-foreclosure notice LESS THAN FIVE UNITS, ARE NOT and acceleration requirements of said PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. mortgage, and/or applicable statutes; DATED: June 24, 2010 PURSUANT, to the power of sale conMORTGAGEE: U.S. Bank, N.A. tained in said mortgage, the above Wilford & Geske, P.A. described property will be sold by the Attorneys for Mortgagee Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM Lawrence A. Wilford James A. Geske on August 10, 2010 PLACE OF SALE: Sheriff`s M a i n 8425 Seasons Parkway, Suite 105 Office, Law Enforcement Center, 1580 Woodbury, MN 55125-4393 (651) 209-3300 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said File Number: 015220F01 6/24-7/29/10 mortgage and taxes, if any actually 2231930 paid by the mortgagee, on the premises and the costs and disbursements allowed by law. NOTICE OF MORTGAGE The time allowed by law for redempFORECLOSURE SALE tion by said mortgagor(s), their perNOTICE IS HEREBY GIVEN that sonal representatives or assigns is 6 default has occurred in the conditions months from the date of sale. of the following described mortgage: "THE TIME ALLOWED BY LAW FOR DATE OF MORTGAGE: J a n u a r y 1 3 , REDEMPTION BY THE MORTGAGOR, 2006 THE MORTGAGOR`S PERSONAL REPMORTGAGORS: Thomas S. Solberg, RESENTATIVES OR ASSIGNS, MAY BE a single person REDUCED TO FIVE WEEKS IF A JUDIMORTGAGEE: City & County Credit CIAL ORDER IS ENTERED UNDER Union, a state chartered credit union MINNESOTA STATUTES, SECTION DATE AND PLACE OF RECORDING: 582.032, DETERMINING, AMONG Dakota County Recorder's Office, State OTHER THINGS, THAT THE MORTof Minnesota, on February 22, 2006, as GAGED PREMISES ARE IMPROVED Document No. 2407726. WITH A RESIDENTIAL DWELLING OF LEGAL DESCRIPTION OF PROPLESS THAN FIVE UNITS, ARE NOT ERTY: PROPERTY USED IN AGRICULTURAL Lot 1, Block 6, Heather Hills 2nd PRODUCTION, AND ARE ABANDONED. Addition Common Interest ComDated: June 24, 2010 munity No. 467, Dakota County, Ocwen Loan Servicing, LLC Minnesota. Randall S. Miller & Associates, PLLC (More commonly referred to as Attorneys for Assignee of Mortgage/ 13601 Heather Hills Drive, BurnsMortgagee ville, Minnesota 55306) One Financial Plaza, ADDRESS AND COUNTY IN WHICH 120 South Sixth Street, Suite 1100 PROPERTY IS LOCATED: 13601 Minneapolis, MN 55402 Heather Hills Drive, Burnsville, MinnePhone: 612-573-3677 sota 55306 Our File No. 10MN00112-1 T A X P A R C E L I D N O . : THIS IS A COMMUNICATION FROM A 02-32251-010-06 DEBT COLLECTOR. TRANSACTION AGENT: N/A ASAP# 3614956 06/24/2010, TRANSACTION AGENT MORTGAGE 07/01/2010, 07/08/2010, 07/15/2010, IDENTIFICATION NO.: N/A 07/22/2010, 07/29/2010 MORTGAGE ORIGINATOR: N/A 2237374 6/24-7/29/10

PUBLIC NOTICE

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�� described property will be sold by the Sheriff of said county as follows: �� MORTGAGE ORIGINATOR: N/A RESIDENTIAL MORTGAGE SERVICER: N/A LENDER OR BROKER: CITY & COUNTY CREDIT UNION 144 - 11th Street East, St. Paul, MN. 55101-2380 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,748.64 That prior to the commencement of this mortgage foreclosure proceeding the Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Dakota County Sheriff as follows: DATE AND TIME OF SALE: August 4, 2010, at 10:00 A.M. PLACE OF SALE: D a k o t a C o u n t y Sheriff's Department Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagors, their personal representatives or assigns. The time allowed by law for redemption by the mortgagors, the mortgagors' personal representatives or assigns, may be reduced to five (5) weeks if a Judicial Order is entered under Minnesota Statutes, Section 582.032, determining, among other things, that the mortgaged premises are dwelling of less than five (5) units, are not property used in agricultural production, and are abandoned. MORTGAGES RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE Dated: June 2, 2010 City & County Credit Union state chartered credit union, Mortgagee Timothy W. J. Dunn Attorney for Mortgagee, City & County Credit Union 1150 US Bank Center 101 East Fifth Street St. Paul, MN 55101-1808 (651) 297-8484 Attorney I.D. No. 24910 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2225031 6/17-7/22/10

PUBLIC NOTICE

DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3923 2005123251 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2228615 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,520.00 MORTGAGOR(S): Farzad Freshtekhu, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 22, 2005 Dakota County Recorder Document Number: 2391257 AND CORRECTIVE MORTGAGE RECORDING: May 23, 2006 Dakota County Recorder Document Number: 2431919 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500005443147 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 208A, Eagan, MN 55122-2182 Tax Parcel ID Number: 10-22470-208-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. A208, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $107,718.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010562F02 2227800 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Charles L. Nelson and Gretchen L. Nelson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2007 Dakota County Recorder Document Number: 2494751 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100323700003138685 Lender or Broker: FMF Capital LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1227 82nd St E, Inver Grove, MN 55077-3831 Tax Parcel ID Number: 20-56700-010-00 / 20-01700-050-31 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Paradise Valley, according to the plat thereof now on file and of record in the office of the County Recorder in and for Dakota County, Minnesota. That part of the West One-half (W1/2) of the Northwest Quarter of Section 17, Township 27, Range 22, described as follows; Beginning at the northwest corner of Lot 1, Paradise Valley, as on file and of record; thence East along the north line of said Lot 1 a distance of 136 feet to the East line of the West One-half (W 1/2) of said Northwest Quarter (NW 1/4); thence North along said East line of the West One-half (W 1/2) of the Northwest Quarter (NW 1/4) a distance of 48.34 feet; thence West parallel with the north line of the said Lot 1 a distance of the 136 feet; thence South 48.34 feet to the point of the beginning AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,072.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010

DATED: June 17, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005569F02 2225708 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 7, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions of Glendale Village Association (hereinafter the "Association") which was recorded as Document No. 1239080, as amended by the Amendment filed September 15, 1999, as Document No. 1637443, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 7, Block 3, Wensmann Sixth Addition, Dakota County, Minnesota STREET ADDRESS: 15105 December Way, Rosemount, MN 55068 TAX PARCEL ID NUMBER: 34-83605-070-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 7, 2010, from Shelly L. Brekke, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,821.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on December 11, 2009, as Document No. 2702019 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 17th day of August, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 17, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GLENDALE VILLAGE ASSOCIATION Attorneys for Glendale Village Association THOMSEN & NYBECK, P.A. By: ________________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Glendale Village/Brekke/09-7-239D)

2237389

6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka T h e B a n k o f N e w

York M e l l o n f ka T h e B a n k o f Ne w York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2228739 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Sherry Ann Peterson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 12, 2005 Dakota County Registrar of Titles Document Number: 569201 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 118169 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12505 Skyline Dr, Burnsville, MN 55337-2968 Tax Parcel ID Number: 02-69000-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Skyline View Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $194,925.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014745F01 2227306 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffrey A Standridge and Sherry R Standridge, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 07, 2007 Dakota County Registrar of Titles Document Number: 615216 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000312241 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 89611 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16160 Inglewood Dr, Lakeville, MN 55044-8768 Tax Parcel ID Number: 22-14500-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, in Bluebill Bay Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,557.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

��

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015058F01 2230797 6/17-7/22/10

PUBLIC NOTICE

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-944 7884271182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231338 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,250.00 MORTGAGOR(S): James A Michka and Elizabeth C Jacobs-Michka, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2004 Dakota County Recorder Document Number: 2256970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001821336 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14029 Belmont Ct, Rosemount, MN 55318 Tax Parcel ID Number: 34-14502-190-02 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Biscayne Pointe Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,880.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006311F02 2236150 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Kelly J. Hocks and Michael J. Hocks, wife and husband. MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded June 28, 2006, Dakota County Recorder, Document No. 2441439. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: February 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 15114 Dunwood Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017690007206 LEGAL DESCRIPTION OF PROPERTY: Unit No. 72, Common Interest Community No. 241, Prairie Crossing Villas, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,909.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-243 494257-9 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231413 6/17-7/22/10

PUBLIC NOTICE

Group, Inc. N/K/A CitiMortgage, Inc., Dated: October 1, 2004, Recorded: December 30, 2004, Document No. 555521. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sound Mortgage Decisions Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7268 Clay Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-100-01 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” Those parts of Lots 9 and 10, Block 1, South Grove No. 3; according to the recorded plat thereof, lying Westerly of the following described line: Beginning at a point on the North line of said Lot 9, a distance of 10 feet, Westerly from the Northeast corner of said Lot 9, thence Southeasterly to a point on the Southerly line of said Lot 10, of said Block 1, an arc distance of 10 feet, Easterly of the Southwest corner of said Lot 10, when measured along said Southerly line. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,885.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3950 646763559 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2225218 6/17-7/22/10

PUBLIC NOTICE

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�� Mort by said �� Lobby S 100, Hastings, Minnesota sory Note entered into gagor and Mortgagee, said Extension 55033; to pay the debt then secured by said being dated March 13, 2009. L E G A L D E S C R I P T I O N O F P R O P - Mortgage, and taxes, if any, on said premises, and the costs and ERTY: disbursements, including attorneys’ Exhibit “A” That part of the Northeast Quarter of f e e s a l l o w e d b y l a w s u b j e c t t o the Northeast Quarter, the North- redemption within twelve (12) months west Quarter of the Northeast Quar- f r o m t h e d a t e o f s a i d s a l e b y t h e ter and the Southwest Quarter of the m o r t g a g o r s , t h e i r p e r s o n a l Northeast Quarter, Section 2, Town- representatives or assigns. ship 114, Range 20, Dakota County, MORTGAGOR(S) RELEASE FROM Minnesota, described as follows: F I N A N C I A L O B L I G A T I O N O N Beginning at the northeast corner of MORTGAGE: None. THIS COMMUNIsaid Section 2; thence South 01 CATION IS FROM A DEBT COLLECTOR degrees 11 minutes 40 seconds East, ATTEMPTING TO COLLECT A DEBT. along the east line of said northeast ANY INFORMATION OBTAINED WILL Quarter of the Northeast Quarter, a BE USED FOR THAT PURPOSE. THE distance of 1219.34 feet to the cen- R I G H T T O V E R I F I C A T I O N O F T H E terline of Dodd Boulevard according DEBT AND IDENTITY OF THE ORIGIto Dakota County Road Right of Way NAL CREDITOR WITHIN THE TIME M a p N o . 1 7 7 ; t h e n c e S o u t h 8 9 PROVIDED BY LAW IS NOT AFFECTED d e g r e e s 5 7 m i n u t e s 3 7 s e c o n d s BY THIS ACTION. “THE TIME ALLOWED BY LAW FOR West, along said centerline of Dodd Boulevard, a distance of 1531.63 REDEMPTION BY THE MORTGAGOR, feet; thence deflecting on a tangen- T H E M O R T G A G O R ’ S P E R S O N A L tial curve concave to the southeast REPRESENTATIVES OR ASSIGNS, having a radius of 1432.39 feet, a MAY BE REDUCED TO FIVE WEEKS IF delta angle of 37 degrees 47 minutes A J U D I C I A L O R D E R I S E N T E R E D 05 seconds and a length of 944.62 U N D E R M I N N E S O T A S T A T U T E S , feet; thence North 52 degrees 09 SECTION 582.032, DETERMINING, minutes 13 seconds East, along the AMONG OTHER THINGS, THAT THE centerline of Old Dodd Boulevard a M O R T G A G E D P R E M I S E S A R E distance of 2481.85 feet to the north I M P R O V E D W I T H A R E S I D E N T I A L line of said Northeast Quarter of the D W E L L I N G O F L E S S T H A N F I V E Northeast Quarter; thence South 89 UNITS, ARE NOT PROPERTY USED IN degrees 58 minutes 16 seconds East, AGRICULTURAL PRODUCTION, AND along said north line, a distance of ARE ABANDONED.” Dated: June 11, 2010 423.39 feet to the point of beginning. THE RECHTZIGEL FAMILY Exception No. 1: PARTNERSHIP, LP That part of the NE 1/4 of Section 2, Mortgagee Township 114, Range 20, described R. GLENN NORD & ASSOCIATES, P.A. as follows: Commencing at the Northeast corner By: R. Glenn Nord o f t h e N E 1 / 4 o f s a i d S e c t i o n 2 ; Attorney for Mortgagee thence on an assumed bearing of 20686 Holyoke Avenue south 01 degrees 11 minutes 40 P.O. Box 427 seconds East, along the east line of Lakeville, MN 55044 said NE 1/4, a distance of 1159.33 (952) 469-4948 feet; thence South 89 degrees 57 THIS IS A COMMUNICATION FROM minutes 37 seconds West a distance A DEBT COLLECTOR. 6/17-7/22/10 of 50.01 feet to R/W boundary corner 2231990 B10 as designated on Dakota County Road Right of Way Map No. 177, said boundary corner being on the NOTICE OF MORTGAGE northerly right of way line of Dodd FORECLOSURE SALE Boulevard as designated on said NOTICE IS HEREBY GIVEN that right of way map; thence continuing South 89 degrees 57 minutes 37 default has occurred in the conditions seconds West, along said northerly of the following described mortgage: DATE OF MORTGAGE: December 10, right of way line, a distance of 1 1 2 7 . 5 1 f e e t t o t h e p o i n t o f 2003 ORIGINAL PRINCIPAL AMOUNT OF beginning of the land to be described; thence continuing South MORTGAGE: $130,900.00 MORTGAGOR(S): Dave P Huber, a 89 degrees 57 minutes 37 seconds West, along said northerly right of married man MORTGAGEE: World Savings Bank, way line, a distance of 352.90 feet to R/W corner B9 as designated on said FSB DATE AND PLACE OF RECORDING: right of way map; thence westerly Recorded: February 11, 2004 Dakota along said northerly right of way line County Recorder on a tangential curve concave to the Document Number: 2174684 south, having a radius of 1492.39 Transaction Agent: Not Applicable feet, a central angle of 3 degrees 38 Transaction Agent Mortgage Identifiminutes 24 seconds and a distance of 94.81 feet to R/W boundary corner cation Number: Not Applicable Lender or Broker: World Savings B8, as designated on said right of way map; thence North 4 degrees 23 Bank, FSB Residential Mortgage Servicer: minutes 36 seconds West, not tangent to the last described curve, a Wachovia Mortgage, FSB Mortgage Originator: Not Applicable distance of 75.14 feet along the COUNTY IN WHICH PROPERTY IS easterly right of way line of Dodd Lane as designated on said right of LOCATED: Dakota Property Address: 6679 167th St W, way map to R/W boundary corner B7; thence northerly, along said Lakeville, MN 55068-1830 Tax Parcel ID Number: easterly right of way line on a tangential curve concave to the west 22-21173-080-04 LEGAL DESCRIPTION OF PROPhaving a radius of 331.56 feet, a c e n t r a l a n g l e o f 1 4 d e g r e e s 1 2 ERTY: Lot Eight (8), Block Four (4), Donnay's Valley Park 4th, according to minutes 41 seconds and a distance of 82.24 feet to R/W boundary corner the plat thereof now on file and of B6 as designated on said right of way record in the Office of the County map; thence north 52 degrees 09 Recorder within and for said County m i n u t e s 1 3 s e c o n d s E a s t , n o t and State. AMOUNT DUE AND CLAIMED TO BE tangent to the last described curve, along the southeasterly boundary of D U E A S O F D A T E O F N O T I C E : Parcel 10, as designated on said $144,908.90 THAT all pre-foreclosure requireright of way map, a distance of 150.99 feet; thence South 41 degrees ments have been complied with; that 1 9 m i n u t e s 1 7 s e c o n d s E a s t a no action or proceeding has been instidistance of 137.92 feet; thence South tuted at law or otherwise to recover the 61 degrees 28 minutes 18 seconds debt secured by said mortgage, or any East a distance of 295.31 feet to the part thereof; PURSUANT to the power of sale conpoint of beginning. tained in said mortgage, the Exception No. 2: property will be sold above-described Parcel 5 as designated on Dakota County Road Right of Way Map No. by the Sheriff of said county as follows: 177. DATE AND TIME OF SALE: August Exception No. 3: Parcel 9 as designated on Dakota 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County County Right of Way Map No. 177. Exceptions No. 4 and No. 5: Parcels Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne6, 10, and 14 as designated on Dakota County Right of Way Map No. sota to pay the debt secured by said mort177. Exception No. 6: Parcels No. 7, 12 gage and taxes, if any, on said preand 13 as designated on Dakota mises and the costs and disbursements, including attorney fees allowed County Right of Way Map No. 177. COUNTY IN WHICH PROPERTY IS by law, subject to redemption within six (6) months from the date of said LOCATED: Dakota County. ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their perMORTGAGE: Two Million Six Hundred sonal representatives or assigns. If the Mortgage is not reinstated Thirty Thousand and 00/100 Dollars under Minn. Stat. §580.30 or the prop($2,630,000.00). is not redeemed under Minn. Stat. erty AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E §580.23, the Mortgagor must vacate INCLUDING TAXES, IF ANY, PAID BY the property on or before 11:59 p.m. on M O R T G A G E E : T w o M i l l i o n S e v e n February 06, 2011, or the next busiHundred Nine Thousand One Hundred ness day if February 06, 2011 falls on a S i x t e e n a n d 1 6 / 1 0 0 D o l l a r s Saturday, Sunday or legal holiday. Mortgagor(s) released from financial ($2,709,116.16). That prior to the commencement of obligation: NONE THIS COMMUNICATION IS FROM this mortgage foreclosure proceeding, Mortgagee complied with all notice A DEBT COLLECTOR ATTEMPTTO COLLECT A DEBT. ANY ING requirements as required by statute; That no action or proceeding has been INFORMATION OBTAINED WILL BE i n s t i t u t e d a t l a w o r o t h e r w i s e t o USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF recover the debt secured by said THE DEBT AND IDENTITY OF THE mortgage, or any part thereof; P U R S U A N T t o t h e p o w e r o f s a l e ORIGINAL CREDITOR WITHIN THE contained in said mortgage, the above T I M E P R O V I D E D B Y L A W I S N O T described property will be sold by the AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Sheriff of said county as follows: DATE AND TIME OF SALE: August REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP10, 2010 at 10:00 A.M. PLACE OF SALE: Sheriff of Dakota RESENTATIVES OR ASSIGNS, MAY BE C o u n t y , C i v i l D i v i s i o n , L a w REDUCED TO FIVE WEEKS IF A JUDIEnforcement Center, 1580 Highway 55, CIAL ORDER IS ENTERED UNDER Lobby S-100, Hastings, Minnesota

PUBLIC NOTICE

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�� CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008087F02 2233711 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2003 MORTGAGORS: Ronny N. Loew and Sandra R Loew, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 6, 2003, Dakota County Recorder, Document No. 2042967. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 300 Heritage Circle North, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170103001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Kelly Heights 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,033.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4065 634869106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239959 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2009 MORTGAGORS: Steven W. Johnson and Kathy Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 15, 2009, Dakota County Recorder, Document No. 2684382. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: May 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100357020050122196 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Bank RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1105 3rd Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-10500-040-21 LEGAL DESCRIPTION OF PROPERTY: The West Half of Lot 3, and all of Lot 4, Block 21, Addition No. 13 to the City of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,954.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,330.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-258 6992763394 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239787 6/24-7/29/10

PUBLIC NOTICE

Assigned to: First Franklin Financial Corporation, Dated: June 10, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240015630814 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1535 Viewcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-76500-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Torrey Oaks, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,251.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2010. First Franklin Financial Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3687 1044908290 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239737 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,600.00 MORTGAGOR(S): Thuy Bich Le, a married person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162081 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 13, 2003 Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162082 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428213 And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001934353 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17544 Gage Ct, Lakeville, MN 55044

Lakeville, MN 55044 Tax Parcel ID Number: 22-18305-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Pond South 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,247.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014789F01 2233948 6/24-7/29/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1727 6961444088 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239688 6/24-7/29/10

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4068 1120068510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239944 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,455.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 4 , 2005 MORTGAGORS: Louis I. Flowers, II and Karen A. Flowers, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2005, Dakota County Recorder, Document No. 2373542. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000127737 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2812 Dana Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56700-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Paula's 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,760.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4040 550150484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2234969 6/24-7/29/10

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: July 31, 2003 MORTGAGORS: Wilson H. Quintuna and Carlotta Jo Quintuna, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 8, 2003, Dakota County Recorder, Document No. 2149179. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2008, Recorded: April 30, 2008, Document No. 2587658. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110016296312 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Beneficial Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 691 East Burnsville Parkway Unit 21, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-57200-031-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 21, Building No. 5, Burnhill Townhomes, Condominium File No. 30, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,496.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5336 1935235746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239821 6/24-7/29/10

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1524 139th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-48300-706-18 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0706, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,593.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 1942886880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239801 6/24-7/29/10

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4036 656242047 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239569 6/24-7/29/10

PUBLIC NOTICE

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�� MAY BE allowed by law subject to redemption RESENTATIVES OR ASSIGNS, within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTMN Stat. §580.07. TIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: June 17, 2010. mortgage is not reinstated under section 580.30 or the property is not Aurora Loan Services LLC redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee 11:59 p.m. on February 18, 2011. USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 98-1041 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 0018102350 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 6/24-7/29/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2239646 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL NOTICE IS HEREBY GIVEN that P R O D U C T I O N , A N D A R E default has occurred in the conditions ABANDONED." of the following described mortgage: Dated: June 17, 2010. DATE OF MORTGAGE: February 28, CitiMortgage, Inc. 2003 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $120,500.00 By: Paul A. Weingarden MORTGAGOR(S): Paula S Davis, a Attorneys for Mortgagee/Assignee of single person Mortgagee MORTGAGEE: River City Mortgage 4500 Park Glen Road #300 Corporation Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded: June 05, 2003 Dakota 10-4067 County Recorder 2003210409 Document Number: 2057383 THIS IS A COMMUNICATION FROM ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. And assigned to: TCF Mortgage Cor2239928 6/24-7/29/10 poration Dated: February 28, 2003 Recorded: June 05, 2003 Dakota County Recorder NOTICE OF MORTGAGE Document Number: 2057384 FORECLOSURE SALE And assigned to: Mortgage ElecTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF tronic Registration Systems, Inc. Dated: May 01, 2006 THE ORIGINAL CREDITOR WITHIN Recorded: May 08, 2006 Dakota THE TIME PROVIDED BY LAW IS County Recorder NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Document Number: 2426659 default has occurred in conditions of And assigned to: U.S. Bank National the following described mortgage: Association DATE OF MORTGAGE: July 29, 2004 Dated: June 15, 2010 MORTGAGOR: Bradley C. Klages, a Transaction Agent: Mortgage Elecsingle person. tronic Registration Systems, Inc. MORTGAGEE: Mortgage Electronic Transaction Agent Mortgage IdentifiRegistration Systems, Inc. cation Number: 100021248001827409 DATE AND PLACE OF RECORDING: Lender or Broker: River City MortRecorded September 20, 2004, Dakota gage Corporation County Recorder, Document No. Residential Mortgage Servicer: U.S. 2249585. Bank Home Mortgage ASSIGNMENTS OF MORTGAGE: Mortgage Originator: Not Applicable Assigned to: Aurora Loan Services, COUNTY IN WHICH PROPERTY IS LLC, Dated: April 27, 2010, Recorded: LOCATED: Dakota Property Address: 15595 Cherry May 12, 2010, Document No. 2729779. TRANSACTION AGENT: Mortgage Path, Rosemount, MN 55068-2583 Electronic Registration Systems, Inc. Tax Parcel ID Number: T R A N S A C T I O N A G E N T ' S M O R T - 34-64575-040-01 GAGE IDENTIFICATION NUMBER ON LEGAL DESCRIPTION OF PROPMORTGAGE: 100197500000227413 ERTY: Lot 4, Block 1, Rosemount LENDER OR BROKER AND MORT- Commons, Common Interest CommuG A G E O R I G I N A T O R S T A T E D O N nity No. 267, together with the benMORTGAGE: Brier Mortgage Corpora- efits contained in Declaration filed tion November 24, 1999, as Document No. R E S I D E N T I A L M O R T G A G E S E R - 1655617, according to the recorded VICER: Aurora Loan Services LLC plat thereof, Dakota County, MinneMORTGAGED PROPERTY ADDRESS: sota. 3425 Golfview Drive, #105, Eagan, MN AMOUNT DUE AND CLAIMED TO BE 55123 DUE AS OF DATE OF NOTICE: TAX PARCEL I.D. #: 10-76900-159-03 $71,596.36 LEGAL DESCRIPTION OF PROPTHAT all pre-foreclosure requireERTY: ments have been complied with; that Unit No. 129, Garage No. 110, Build- no action or proceeding has been instiing No. II, Carriage Hills Condo- tuted at law or otherwise to recover the minium, Condominium File No. 47, debt secured by said mortgage, or any part thereof; Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the ORIGINAL PRINCIPAL AMOUNT OF above-described property will be sold MORTGAGE: $104,720.00 by the Sheriff of said county as folAMOUNT DUE AND CLAIMED TO BE lows: DATE AND TIME OF SALE: August DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- 06, 2010 at 10:00 AM GAGEE: $100,530.51 PLACE OF SALE: Dakota County That prior to the commencement of Law Enforcement Center, 1580 Highthis mortgage foreclosure proceeding way 55, Lobby S-100, Hastings, MinneMortgagee/Assignee of Mortgagee com- sota plied with all notice requirements as to pay the debt secured by said mortrequired by statute; That no action or gage and taxes, if any, on said preproceeding has been instituted at law mises and the costs and disburseo r o t h e r w i s e t o r e c o v e r t h e d e b t ments, including attorney fees allowed secured by said mortgage, or any part by law, subject to redemption within thereof; twelve (12) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their tained in said mortgage, the above personal representatives or assigns. described property will be sold by the If the Mortgage is not reinstated Sheriff of said county as follows: under Minn. Stat. §580.30 or the propDATE AND TIME OF SALE: August erty is not redeemed under Minn. Stat. 13, 2010 at 10:00 AM §580.23, the Mortgagor must vacate PLACE OF SALE: S h e r i f f ' s O f f i c e , the property on or before 11:59 p.m. on Law Enforcement Center, 1580 Hwy August 06, 2011, or the next business 55, Lobby #S-100, Hastings, MN day if August 06, 2011 falls on a Saturto pay the debt then secured by said day, Sunday or legal holiday. Mortgage, and taxes, if any, on said Mortgagor(s) released from financial premises, and the costs and disburse- obligation: NONE ments, including attorneys' fees THIS COMMUNICATION IS FROM allowed by law subject to redemption A DEBT COLLECTOR ATTEMPTwithin six (6) months from the date of ING TO COLLECT A DEBT. ANY said sale by the mortgagor(s), their INFORMATION OBTAINED WILL BE personal representatives or assigns USED FOR THAT PURPOSE. unless reduced to Five (5) weeks under THE RIGHT TO VERIFICATION OF MN Stat. §580.07. THE DEBT AND IDENTITY OF THE TIME AND DATE TO VACATE PROP- ORIGINAL CREDITOR WITHIN THE E R T Y : I f t h e r e a l e s t a t e i s a n TIME PROVIDED BY LAW IS NOT owner-occupied, single-family dwell- AFFECTED BY THIS ACTION. ing, unless otherwise provided by law, THE TIME ALLOWED BY LAW FOR the date on or before which the mort- REDEMPTION BY THE MORTGAGOR, gagor(s) must vacate the property if the THE MORTGAGOR'S PERSONAL REPmortgage is not reinstated under sec- RESENTATIVES OR ASSIGNS, MAY BE tion 580.30 or the property is not REDUCED TO FIVE WEEKS IF A JUDIredeemed under section 580.23 is CIAL ORDER IS ENTERED UNDER 11:59 p.m. on February 14, 2011. MINNESOTA STATUTES, SECTION MORTGAGOR(S) RELEASED FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G FINANCIAL OBLIGATION ON MORT- OTHER THINGS, THAT THE MORTGAGE: None GAGED PREMISES ARE IMPROVED "THE TIME ALLOWED BY LAW FOR WITH A RESIDENTIAL DWELLING OF REDEMPTION BY THE MORTGAGOR, LESS THAN FIVE UNITS, ARE NOT THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ��

PUBLIC NOTICE

�� The �� above referenced sale scheduled for June 11, 2010 at 10:00 AM has �� LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015286F01 2237472 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Recorded: April 26, 2010 Dakota County Recorder Document Number: 2726741 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2243104 7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2006 MORTGAGOR: John C. Castilone, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota County Recorder, Document No. 2412885. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of CSAB 2007-1, Dated: October 29, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420040050815 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1020 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424810018009 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 9, Except the South 2 feet, B. Michel's Addition to West St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,451.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 9, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 134633654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 11, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 27, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 25, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2209602 7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2234930 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,458.00 MORTGAGOR(S): Donald P. Gamer, married and Marcia A. Gamer, Husband and Wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: April 14, 2005 Dakota County Registrar of Titles Document Number: 563132 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: April 04, 2005 Registered: April 14, 2005 Dakota County Registrar of Titles Document Number: 563133 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5238 198th St W, Farmington, MN 55024-8429 Tax Parcel ID Number: 14-82501-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block One (1), Vermillion Grove 2nd Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $298,365.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015064F01 2239603 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2006 MORTGAGORS: Dwight Duncombe and Debra J. Reichstadt, both single MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded October 4, 2006, Dakota County Recorder, Document No. 2465915. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH2, Asset Backed Pass-Through Certificates, Series 2007-CH2, Dated: March 31, 2009, Recorded: April 29, 2009, Document No. 2653254. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 241 22nd Avenue South Unit 3, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70850-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Southvue Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,625.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4095 23573439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239720 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Kyle W. Kranz and Julie A. Kranz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2500906. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF MASTR ADJUSTABLE RATE MORTGAGES TRUST 2007-3, Dated: October 8, 2008, Recorded: October 27, 2008, Document No. 2619824. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700019892010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 13378 Danube Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 342510512001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Evermoor 6th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $480,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $580,196.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

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By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 158889206 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 18, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 23, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 25, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2245392 7/1/10

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 21, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3289 5003742021 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 30, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 20, 2010 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 4, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247645 7/1/10

PUBLIC NOTICE

1210 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32100-040-07 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of the Lot 2, all of Lot 3, and the North 1/2 of Lot 4, Block 7, Hauses Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,472.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8314 1661143639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 30, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8314 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2246746 7/1/10

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2504 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 020140003025 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: PARCEL 1: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT THE POINT OF INTERSECTION OF THE CENTERLINE OF STATE HIGHWAY NO. 13 AS NOW LAID OUT AND THE EAST LINE OF THE WEST 1/2 OF THE SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14, RUNNING THENCE SOUTHWESTERLY ALONG THE SAID CENTERLINE OF STATE HIGHWAY NO. 13, A DISTANCE OF 435.5 FEET; THENCE NORTHWESTERLY PERPENDICULAR TO THE SAID CENTERLINE, 33 FEET TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, WHICH POINT IS THE POINT OF BEGINNING OF THE LAND TO BE CONVEYED, THENCE NORTHWESTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, A DISTANCE OF 125 FEET; THENCE NORTHEASTERLY PARALLEL TO THE NORTH LINE OF THE SAID STATE HIGHWAY NO. 13, A DISTANCE OF 100 FEET, THENCE SOUTHEASTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 125 FEET TO A POINT ON THE SAID NORTH LINE; AND THENCE SOUTHWESTERLY ALONG THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 100 FEET TO THE PLACE OF BEGINNING. PARCEL 2: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT A POINT ON THE CENTERLINE OF STATE TRUNK HIGHWAY NO. 13, AS NOW LAID OUT, WHICH IS 335.5 FEET SOUTHWESTERLY OF THE INTERSECTION OF SAID CENTERLINE AND THE EAST LINE OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14; THENCE RUNNING SOUTHWESTERLY ALONG THE SAID HIGHWAY CENTERLINE 15 FEET; THENCE NORTH 19 DEGREES WEST 175 FEET; THENCE NORTH 71 DEGREES EAST 15 FEET AND THENCE SOUTH 19 DEGREES EAST 175 FEET OT THE PLACE OF BEGINNING. DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY KNOWN AS 2504 COUNTY ROAD 34, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,186.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 22, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

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�� sale �� until is postponed USSET, WEINGARDEN AND LIEBO, P.L.L.P. foreclosure June 24, 2010 at 10:00 am at the By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Sheriff's Office, Law Enforcement Mortgagee Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. 4500 Park Glen Road #300 Minneapolis, MN 55416 Dated: June 10, 2010. (952) 925-6888 U.S. Bank National Association, 40-3093 Trustee 4000996399 Mortgagee/Assignee of Mortgagee THIS IS A COMMUNICATION FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden A DEBT COLLECTOR. 2247765 7/1-8/5/10 Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF MORTGAGE (952) 925-6888 FORECLOSURE SALE 75-3926 THE RIGHT TO VERIFICATION THIS IS A COMMUNICATION FROM OF THE DEBT AND IDENTITY OF A DEBT COLLECTOR. THE ORIGINAL CREDITOR WITHIN NOTICE OF POSTPONEMENT OF THE TIME PROVIDED BY LAW IS MORTGAGE FORECLOSURE SALE NOT AFFECTED BY THIS ACTION. Pursuant to the provisions of DATE OF MORTGAGE: February 15, M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e 2006 foregoing foreclosure sale is MORTGAGORS: M i c h a e l G a m m o n postponed until September 30, 2010 at and Leah M. Gammon, husband and 10:00 am at the Sheriff's Office, Law wife. Enforcement Center, 1580 Hwy 55, MORTGAGEE: Superior Mortgage, Lobby #S-100 Hastings, MN, in said Inc. county and state. DATE AND PLACE OF RECORDING: Dated: June 25, 2010. Recorded February 28, 2006, Dakota U.S. Bank National Association, County Recorder, Document No. Trustee 2409071. Mortgagee/Assignee of Mortgagee A S S I G N M E N T S O F M O R T G A G E : USSET, WEINGARDEN AND LIEBO, P.L.L.P. Assigned to: BNC Mortgage Inc., Dated: By: Paul A. Weingarden February 22, 2006, Recorded: April 2, Attorneys for Mortgagee/Assignee of 2007, Document No. 2506822. And Mortgagee thereafter assigned to: Mortgage Elec- 4500 Park Glen Road #300 tronic Registration Systems, Inc., Minneapolis, MN 55416 Dated: February 24, 2006, Recorded: (952) 925-6888 April 2, 2007, Document No. 2506823. 75-3926 And thereafter assigned to: U.S. Bank THIS IS A COMMUNICATION FROM National Association, as Trustee for A DEBT COLLECTOR. Structured Asset Investment Loan 2245378 7/1/10 Trust, Mortgage Pass-Through Certificates, Series 2006-BNC2, Dated: February 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: NONE FORECLOSURE SALE LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN that G A G E O R I G I N A T O R S T A T E D O N default has occurred in the conditions MORTGAGE: Superior Mortgage, Inc. of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: March 12, VICER: Chase Home Finance, LLC 2004 MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 700 Wentworth Avenue, South Saint MORTGAGE: $152,500.00 Paul, MN 55075 MORTGAGOR(S): Lori M. Johnson, TAX PARCEL I.D. #: 36-83575-030-02 single woman LEGAL DESCRIPTION OF PROPMORTGAGEE: Bank of America, N.A. ERTY: DATE AND PLACE OF RECORDING: Lot 3, Block 2, Wentworth Hollow, Recorded: April 07, 2004 Dakota a c c o r d i n g t o t h e r e c o r d e d p l a t County Recorder thereof. Document Number: 2192293 COUNTY IN WHICH PROPERTY IS Transaction Agent: Not Applicable LOCATED: Dakota Transaction Agent Mortgage IdentifiORIGINAL PRINCIPAL AMOUNT OF cation Number: Not Applicable MORTGAGE: $382,500.00 Lender or Broker: Bank of America, AMOUNT DUE AND CLAIMED TO BE N.A. DUE AS OF DATE OF NOTICE, INCLUDResidential Mortgage Servicer: BAC ING TAXES, IF ANY, PAID BY MORT- Home Loans Servicing, L.P. GAGEE: $458,048.46 Mortgage Originator: Not Applicable That prior to the commencement of COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding LOCATED: Dakota Mortgagee/Assignee of Mortgagee comProperty Address: 1643 City View Dr plied with all notice requirements as # 11, Eagan, MN 55121-1701 required by statute; That no action or Tax Parcel ID Number: proceeding has been instituted at law 10-41300-011-07 or otherwise to recover the debt LEGAL DESCRIPTION OF PROPsecured by said mortgage, or any part E R T Y : U n i t 1 1 , C o m m o n I n t e r e s t thereof; Community Number 347, a Planned P U R S U A N T t o t h e p o w e r o f s a l e Community, Valley Ridge Townhomes, contained in said mortgage, the above Dakota County, Minnesota. described property will be sold by the AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DUE AS OF DATE OF NOTICE: DATE AND TIME OF SALE: April 15, $146,280.68 2010 at 10:00 AM THAT all pre-foreclosure requirePLACE OF SALE: S h e r i f f ' s O f f i c e , ments have been complied with; that Law Enforcement Center, 1580 Hwy no action or proceeding has been insti55, Lobby #S-100, Hastings, MN tuted at law or otherwise to recover the to pay the debt then secured by said debt secured by said mortgage, or any Mortgage, and taxes, if any, on said part thereof; premises, and the costs and disbursePURSUANT to the power of sale conments, including attorneys' fees t a i n e d i n s a i d m o r t g a g e , t h e allowed by law subject to redemption above-described property will be sold within six (6) months from the date of by the Sheriff of said county as folsaid sale by the mortgagor(s), their lows: personal representatives or assigns DATE AND TIME OF SALE: May 14, unless reduced to Five (5) weeks under 2010 at 10:00 AM MN Stat. §580.07. PLACE OF SALE: Dakota County T I M E A N D D A T E T O V A C A T E Law Enforcement Center, 1580 HighPROPERTY: If the real estate is an way 55, Lobby S-100, Hastings, Minneo w n e r - o c c u p i e d , s i n g l e - f a m i l y sota dwelling, unless otherwise provided by to pay the debt secured by said mortlaw, the date on or before which the gage and taxes, if any, on said premortgagor(s) must vacate the property mises and the costs and disburseif the mortgage is not reinstated under ments, including attorney fees allowed section 580.30 or the property is not by law, subject to redemption within redeemed under section 580.23 is six (6) months from the date of said 11:59 p.m. on October 15, 2010 . sale by the mortgagor(s), their perMORTGAGOR(S) RELEASED FROM sonal representatives or assigns. FINANCIAL OBLIGATION ON If the Mortgage is not reinstated MORTGAGE: None under Minn. Stat. §580.30 or the "THE TIME ALLOWED BY LAW FOR property is not redeemed under Minn. REDEMPTION BY THE MORTGAGOR, Stat. §580.23, the Mortgagor must T H E M O R T G A G O R ' S P E R S O N A L vacate the property on or before 11:59 REPRESENTATIVES OR ASSIGNS, p.m. on November 14, 2010, or the next MAY BE REDUCED TO FIVE WEEKS IF business day if November 14, 2010 A J U D I C I A L O R D E R I S E N T E R E D falls on a Saturday, Sunday or legal U N D E R M I N N E S O T A S T A T U T E S , holiday. SECTION 582.032, DETERMINING, Mortgagor(s) released from financial AMONG OTHER THINGS, THAT THE obligation: NONE MORTGAGED PREMISES ARE THIS COMMUNICATION IS FROM I M P R O V E D W I T H A R E S I D E N T I A L A DEBT COLLECTOR ATTEMPTING DWELLING OF LESS THAN FIVE T O C O L L E C T A D E B T . A N Y UNITS, ARE NOT PROPERTY USED IN INFORMATION OBTAINED WILL BE AGRICULTURAL PRODUCTION, AND USED FOR THAT PURPOSE. ARE ABANDONED." THE RIGHT TO VERIFICATION OF Dated: February 15, 2010. THE DEBT AND IDENTITY OF THE U.S. Bank National Association, ORIGINAL CREDITOR WITHIN THE Trustee TIME PROVIDED BY LAW IS NOT Mortgagee/Assignee of Mortgagee AFFECTED BY THIS ACTION. USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of T H E M O R T G A G O R ' S P E R S O N A L Mortgagee REPRESENTATIVES OR ASSIGNS, 4500 Park Glen Road #300 MAY BE REDUCED TO FIVE WEEKS IF Minneapolis, MN 55416 A JUDICIAL ORDER IS ENTERED (952) 925-6888 UNDER MINNESOTA STATUTES, 75-3926 SECTION 582.032, DETERMINING, 22985535 AMONG OTHER THINGS, THAT THE THIS IS A COMMUNICATION FROM M O R T G A G E D P R E M I S E S A R E A DEBT COLLECTOR. IMPROVED WITH A RESIDENTIAL NOTICE OF POSTPONEMENT OF DWELLING OF LESS THAN FIVE MORTGAGE FORECLOSURE SALE UNITS, ARE NOT PROPERTY USED IN Pursuant to the provisions of Minne- AGRICULTURAL PRODUCTION, AND sota Statutes 580.07, the foregoing foreclosure sale is postponed until ��

PUBLIC NOTICE

�� D U E �� AS OF DATE $658,003.52 �� AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2245233 7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And Corrective Assignment Registered: Dakota County Registrar of Titles Document Number: And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

OF NOTICE:

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as t r u s t e e f o r t h e Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2245556 7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,000.00 MORTGAGOR(S): Yuriy Timkin and Yuliya Timkin, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299996 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: January 10, 2005 Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299997 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14175 Azalea Path, Rosemount, MN 55068-4481 Tax Parcel ID Number: 34-14702-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Bloomfield Third

ERTY: Lot 1, Block 3, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,811.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013309F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013309F01 2241031 7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H. Wehling and Patricia Wehling, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002, Dakota County Recorder, Document #: 1901030 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank, Dated: April 19, 2006, Recorded: April 25, 2006, Document #: 2423050 And thereafter assigned to: Countrywide Home Loans Servicing, LP, Dated: February 5, 2009 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker : America's Wholesale Lender Residential Mortgage Servicer : Countrywide Home Loans Mortgage Originator : Not Applicable LEGAL DESCRIPTION OF PROPERTY:

LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 13223 Danube Ave Rosemount, MN 55122 Tax Parcel ID No : 34 25100 080 04 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $375,796.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2009, 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 19, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 054975-60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 9, 2009, at 10:00 A.M., has been postponed to May 7, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: April 9, 2009 Countrywide Home Loans Servicing, LP. Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 7, 2009, at 10:00 A.M., has been postponed to June 18, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: May 7, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2009 at 10:00 am has been postponed to August 6, 2009 at 10:00 am at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: June 17, 2009 Countrywide Home Loans Servings, LP Assignee of Mortgage Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 6, 2009 at 10:00 a.m. has been postponed to September 17, 2009 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State.

said County and State. Dated: August 6, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2009, at 10:00 A.M., has been postponed to October 22, 2009, at 10:00 A.M. at the Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: September 17, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009, at 10:00 A.M., has been postponed to November 19, 2009, at 10:00 A.M. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: October 22, 2009 Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske, PA Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2009 at 10:00 A.M. has been postponed to January 14, 2010 at 10:00 A.M. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: November 19, 2009 BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 a.m. has been Postponed to February 25, 2010 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: June 18, 2008 BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 a.m. has been postponed to March 25, 2010 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings, in said County and State. Dated: February 25, 2010 BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 a.m. has been postponed to April 22, 2010 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, in said County and State. Dated: March 25, 2010 BAC Home Loans Servicing, L.P. fka Countrywide Hom e Loans Servicing, L.P. Assignee of Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 22, 2010 at 10:00 a.m. has been Postponed to May 13, 2010 at 10:00 a.m. in the Dakota County Law

10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: April 20, 2010 BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Assignee of Mortgagee Wilford & Geske By: Lawrence A. Wilford/ James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 a.m. has been postponed until June 17, 2010 at 10:00 a.m. at the Main Office of the Sheriff, Dakota County Law Enforcement Center, 1560 West Highway 55, Hastings, MN, in said County and State. Dated: May 12, 2010 Mortgage Electronic Registration Systems, Inc Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 054975-60541 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 a.m. has been Postponed to July 6, 2010 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: June 22, 2010 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske By: Lawrence A. Wilford/ James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 60541 2240295 7/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, Husband and Wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pillar Mortgage Services Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.150.02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,386.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 1, 2010

y October 02, 2010, or the next business day if October 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 25, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 2245744 7/1/10

47A

Scams against consumers proliferate in uneven economy New scams are targeting Minnesota consumers and theyâ&#x20AC;&#x2122;re using the Better Business Bureauâ&#x20AC;&#x2122;s (BBB) name to attempt to convince people into believing theyâ&#x20AC;&#x2122;ve won prizes such as new cars or millions of dollars â&#x20AC;&#x201D; and to convince them to wire hundreds of dollars to the scammers, or provide them with their bank account information. Consumers have contacted the Better Business Bureau of Minnesota and North Dakota to say theyâ&#x20AC;&#x2122;re receiving calls from a company called Global International. The callers tell people theyâ&#x20AC;&#x2122;ve won $8.5 million and then give them a â&#x20AC;&#x2DC;BBB Code of Approval,â&#x20AC;&#x2122; which they say they will need to claim their prize. However, the Better Business Bureau is not affiliated with any lottery or sweepstakes and there is no such thing as a â&#x20AC;&#x2DC;BBB Code of Approval.â&#x20AC;&#x2122; Itâ&#x20AC;&#x2122;s simply a combination of letters and numbers likely invented by the scammers. One of the bogus codes, given to at least two potential victims, is 0054-JL. Two consumers who

reported this scam to the BBB have stated the scammers were also fraudulently claiming an affiliation with Bank of America. Several BBBâ&#x20AC;&#x2122;s across the country have Reliability Reports on Global International, including the BBB of Cincinnati at www.bbb.org/Cincinnati/business-reviews/sweepstakes/ global-international-in-cincinnati-oh-90001173/ and the BBB of Honolulu at www.bbb.org/hawaii/ business-reviews/sweepstakes/sweepstakes-and-prizes-general-information-in-honolulu-hi-22000317 Another consumer recently informed the BBB she had been contacted by a mystery caller saying they were with the BBB and telling her she had won a new car. Soon after giving the consumer that exciting news, the caller asked for their bank account information, which the consumer elected not to provide. In a twist on the scam above, a consumer who had been targeted the day before by someone claiming to be with Global International was con-

tacted by Global International Sales Services. The consumer was told a courier was at Customs Services at the Minneapolis-St. Paul International Airport with a check for $1.5 million However, before the money could be released to them, they would have to wire $175 to an address in Jamaica, where many scams like this originate. The consumer called the BBB first and decided not to send requested funds to the scammers. Consumers should never allow themselves to be pressured, advises the BBB. If an unfamiliar caller is pressuring you to send them money immediately, contact the Better Business Bureau. Another warning sign consumers should always be on the lookout for in regard to calls like this is if theyâ&#x20AC;&#x2122;re asked to wire money to pay fees on their â&#x20AC;&#x2DC;winnings.â&#x20AC;&#x2122; Fraudulent promoters will ask people to wire money or send a personal check back to them to cover what may seem like legitimate fees,

such as processing, insurance, administrative, handling or tax fees. They also may instruct people to call a separate number to claim their winnings. When they do, scammers will try to get them to send money or ask for personal identification information that will undoubtedly be used for identity theft purposes. The BBB advises all consumers to be wary in regard to phone calls and notifications they receive telling them theyâ&#x20AC;&#x2122;ve won something, be it cash or prizes, and remember: if it sounds too good to be true, it is. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct; and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www.bbb.org or (651) 699-1111 or toll-free at 1-800646-6222.

US Federal Credit Union honors members, scholarship winner The US Federal Credit Union recently honored a scholarship winner last month at its 85th Annual Membership Meeting at the Royal Cliff banquet hall in Eagan. US Federal President/ CEO Bill Raker began by addressing the credit unionâ&#x20AC;&#x2122;s recent successes and struggles and announced those elected to three-year terms on the US Federal Board of Directors (incumbents Gary Rippie and Roger Altier, and

newly-elected, Sarah Lietz). Raker also took the opportunity honor a young member, Jessica Helfenstein of Burnsville, who recently received a financial scholarship from the Minnesota Family Involvement Council. Helfensteinâ&#x20AC;&#x2122;s winning essay noted a variety of strategies that, if manager of a credit union, she would employ to give credit unions a higher profile and help them grow.

Photo submitted

USFCU President/CEO Bill Raker, awards MNFIC scholarship winner, Jessica Helfenstein, with a congratulatory plaque at USFCUâ&#x20AC;&#x2122;s 85th Annual Membership Meeting.

Pride in the product drives dairy farmers - consumers benefit

Twin Cities housing market adjusts to conditions The Twin Cities housing market continues to adjust to a world without a federal tax credit, according to a release from the St. Paul Association of Realtors, which serves Dakota County. Pending sales leveled off following the slight gains seen the prior week, squatting at 645 signed contracts for the week ending June 19. While thatâ&#x20AC;&#x2122;s steady compared to last week, itâ&#x20AC;&#x2122;s anemic compared to last year at this time when the market posted 1,156 signed con-

tracts. For those keeping track of percentages, that means the market is down 44.2 percent from a year ago â&#x20AC;&#x201D; the sixth consecutive week of year-over-year declines exceeding 30 percent. New listings are also down from a year ago, posting a drop of 8.4 percent from a year ago to 1,712 for the most recent reporting week. Any sort of â&#x20AC;&#x153;return to normalcyâ&#x20AC;? is going to take some time, according to the association.

Julie Sievert is similar in many ways to the members of the Lakeville Lions Club she spoke with June 14. They all work hard and take pride in providing a quality product to their customers. But unlike the typical local business, Sievertâ&#x20AC;&#x2122;s most important asset is cows. Sievert is a dairy farmer. The most important measure of success at the end of the day is knowing that her actions help create a more sustainable environment while providing people in the community with wholesome dairy foods. Sievert is an employee of Bode Dairy near Gibbon, Minn. Bode Dairy is a family owned and operated farm. Every day, 330 cows are milked twice a day. Corn, alfalfa, soybeans, barley and wheat are also grown on the family farm. â&#x20AC;&#x153;We love what we do,â&#x20AC;? said Sievert. â&#x20AC;&#x153;Dairy farmers across Minnesota differ in the number of cows they milk and some of the particular ways they farm, but we all share a passion for what we do. It is our responsibility to take care of the natural resources and animals on our farm and we

take that responsibility with a great deal of pride and commitment.â&#x20AC;? The Bode family lives and works on the farm and that is a strong incentive to protecting the land, water and air. In addition, cow comfort and health is carefully monitored every single day. Sievert and the Bode family work with an expert dairy animal nutritionist to formulate the best diets for the cows and veterinarians come to the farm regularly to check on the animalâ&#x20AC;&#x2122;s health. Advancements in technology, animal husbandry and milk quality methods are put to use. â&#x20AC;&#x153;What we do on the farm is the starting point for safe and nutritious dairy foods in the supermarket,â&#x20AC;? says Sievert. Because of this commitment at the dairy farm, people can count on wholesome dairy foods produced while sustaining the environment, Sievert said. To learn more about the people behind the product â&#x20AC;&#x201C; dairy farmers and the milk they produce, visit www. midwestdairy.com or www. dairyfarmingtoday.org.

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July 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Network from Page 1A

ferent ways to network. Chambers of commerce are one avenue. The River Heights chamber, for instance, hosts about 25 to 30 networking events each year, Gale said. Approximately 30 to 50 people attend the smaller events such as the business card exchanges each year, while about 200 people attend the larger events such as Oktoberfest, she said, adding that both continue to grow every year. â&#x20AC;&#x153;In todayâ&#x20AC;&#x2122;s tough economy, we canâ&#x20AC;&#x2122;t take networking for granted,â&#x20AC;? she said. Gale said she believes networking is important for all businesses, but can often be most beneficial for those who do business-to-business marketing. Dee Hobbie, a consultant and coordinator for Bywords Printing in South St. Paul, regularly attends River Heights Chamber networking events, including its business card exchange last Monday. She said she finds these events to be effective avenues for seeking sales contacts and referrals, and building name recognition. â&#x20AC;&#x153;If a person is continuously involved in networking, then they will be remembered,â&#x20AC;? she said. â&#x20AC;&#x153;It helps make yourself stand out.â&#x20AC;? Hobbie said she networks to gain advice and new ideas. Hobbie said her business not only benefits from the chamberâ&#x20AC;&#x2122;s networking events but also through its commu-

Networking contacts Chambers of Commerce River Heights Chamber of Commerce 5782 Blackshire Path, Inver Grove Heights, MN; (651) 451-2266; www.riverheights.com Apple Valley Chamber of Commerce 14800 Galaxie Ave., Suite 101, Apple Valley, MN; (952) 432-8422; www.AppleValleyChamber.com Burnsville Chamber of Commerce 101 West Burnsville Parkway, Suite 150, Burnsville, MN; (952) 435-6000, (952) 898-5641; www.burnsvillechamber.com Lakeville Area Chamber of Commerce 19950 Dodd Blvd., Suite 101, Lakeville, MN; (952) 469-2028; www.lakevillechamber.org Dakota County Regional Chamber of Commerce 1121 Town Centre Drive, Suite 102, Eagan, MN; (651) 452-9872; www.dcrchamber.com

Networking groups Photo submitted

The Lakeville Area Chamber of Commerce hosted a morning brew networking event May 5 at LaMettryâ&#x20AC;&#x2122;s Collision Inc. nity outreach. â&#x20AC;&#x153;When you do that (build a presence in the community) people remember you more,â&#x20AC;? she said. The chamberâ&#x20AC;&#x2122;s business card exchange was a first for Anne Oâ&#x20AC;&#x2122;Connor, assistant administrator at Cerenity Senior Care in South St. Paul. Like Hobbie, Oâ&#x20AC;&#x2122;Connor said she thought the event was an effective way to build contacts with other businesses and build name recognition. â&#x20AC;&#x153;We have been around for several years, but the building used to be a hospital, and people still identify it with that,â&#x20AC;? she said. â&#x20AC;&#x153;This is a way to change that perception.â&#x20AC;? Her main objective, though, was to connect with businesses for potential part-

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nerships in fundraising and 160 chapters of BNI Mincommunity events, she said. nesota have led to $100.8 million in sales in the last 12 BNI groups months. Although chambers of commerce serve as an effec- New ways tive tool for some, they are Like everything else in sonot always the best source for ciety, networking has joined networking, Voss said. the digital age. Many businesses find betOne new local group ter success when using groups called GEN (Growth, Eduthat specialize in networking cation and Networking) consuch as Business Network In- ducts many of its networking ternational. opportunities online. â&#x20AC;&#x153;Whether itâ&#x20AC;&#x2122;s through a Co-founder Jennifer chamber or BNI, businesses Heusinkveld describes the need to figure out what is group, which held its first best for them based on their meeting June 30, as being target,â&#x20AC;? Voss said. member driven. The BNI and similar GEN will hold face-togroups provide education, face meetings weekly, but referrals and other opportu- will conduct educational and nities focused exclusively on referral opportunities online networking. using an application similar â&#x20AC;&#x153;We provide support, to Facebook but with a pritraining and commitment vate setting that will allow it that others do not,â&#x20AC;? said Scott to be accessible only to memBinion, assistant director of bers. BNI Minnesota. The program will allow BNI Minnesota has about its members to track referrals 4,500 members and is always online and will show who is growing â&#x20AC;&#x201C; adding about 500 and is not passing referrals, members each year, he said. Heusinkveld said. The site One core focus of the will also allow businesses to group is to help companies post ads and will be linked exchange referrals, thereby to social media sites such as leading to new business. LinkedIn, she said. According to the BNI â&#x20AC;&#x153;We want it to be the website, referrals through the Facebook for businesses,â&#x20AC;?

Business Networking International MN and Northern WI P.O. Box 1803, Maple Grove, MN; (651) 664-9500; www. bni-mn.com (information on local chapters can be found on the website) GEN (Growth, Education and Networking) (651) 252-4249, www.gencommunity.com Ongoing Dakota Business Partners (651) 216-5406 Creative Networking Professionals Jeff Rothmeyer, JeffR@Roundbank.com, www.CreativeNetworkingProfessionals.com Network Unlimited www.NetworkUnlimited.org Professional Referral Exchange of Burnsville (651) 247-2111 Grapevine Networking (952) 746-5611, www.thegrapevinenetwork.com Kingdom Advisors-south metro (952) 890-6611 Seed Your Business Networking Group Mary Oâ&#x20AC;&#x2122;Rourke, (651) 994-8392, www.seedyourbusiness.com S.T.A.R. (South Twin Cities Area Referral Networking Group) Kathy Andrade, (952) 997-1306 SHiFT network www.shiftonline.org Womenâ&#x20AC;&#x2122;s Business Exchange (651) 994-8392, www.meetup.com/womensbusinessexchange

Heusinkveld said. By networking online, companies can make exchanges more conveniently and advertise to a wider audience, Heusinkveld said. In addition to referrals, a major focus will be on education, Heusinkveld said. â&#x20AC;&#x153;We want to provide advice on marketing education,â&#x20AC;? she said. â&#x20AC;&#x153;Many other groups donâ&#x20AC;&#x2122;t allow you to ask marketing questions.â&#x20AC;? Although online network-

ing can work well for some people, especially those of younger generations, Voss said he thinks in-person networking will always be invaluable. â&#x20AC;&#x153;Meeting face-to-face is more personal,â&#x20AC;? he said. â&#x20AC;&#x153;Only 15 percent of an impression comes from what a person is saying, the rest comes from body language.â&#x20AC;? Jessica Harper is at jessica.harper@ecm-inc.com.

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