07/14/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

Solar pod developer joins distributor 8A Burnsville wrangles with sign ordinance 8A Jazz festival scaled back to one day 9A

JESSICA HARPER JOHN GESSNER TAD JOHNSON

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DATE 14, ##, 2011 2009 JULY

VOLUME 30, NUMBER # VOLUME 32, NUMBER 20

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Gov. Mark Dayton says in an editorial that the current budget battle is a pivotal moment for Minnesota. MARK 4A DAYTON

by Jessica Harper DAKOTA COUNTY TRIBUNE

Innovation at work Ergotron is not the first to develop a sitstand desk. See Ergotron, Page 28A

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INSIDE BIZ

Eagan company stands up for healthier workplaces One quick look around Eagan-based Ergotron reveals workers literally standing behind its latest product, which they say will greatly improve employee health. The company, which designs, manufactures and distributes workstations for clinics, hospitals and offices, recently released the WorkFit, a computer stand that enables workers to sit or stand at their desks. â&#x20AC;&#x153;If you use the product, weâ&#x20AC;&#x2122;re convinced youâ&#x20AC;&#x2122;ll see the benefits yourself,â&#x20AC;? said Pete Segar, president of Ergotron branded products. The greatest benefit, he said, is that the stand helps prevent what he calls â&#x20AC;&#x153;sitting disease.â&#x20AC;? We sit an average of 7.7 hours a day, he said, when you add up time in the car, behind a desk and in front of the television. A study by the American Cancer Society found that women who were inactive and sat for more than six hours a day were more than 94 percent more likely to die during the study than those where who physically active and sat for only three hours. The study found inactive men were 48 percent more likely to die than their standing counterparts. By standing at work, employees are not only improving their health, but also productivity, Segar said. Several studies have shown that standing can increase productivity by 12 to 18 percent. This health issue was what inspired the company â&#x20AC;&#x201D; which historically made stands for hospitals and clinics â&#x20AC;&#x201D; to branch out two to three years ago into corporate offices. â&#x20AC;&#x153;We missed the top problem,â&#x20AC;? Segar said. In May the company launched the WorkFit, which is available on amazon.com under the Omintech brand.

FORUM

Constant attacks to tax the rich will discourage Minnesotans from innovating the million-dollar idea. PHIL 4A KRINKIE CAPITOL COMMERCE

Photo by Jessica Harper

Most of Ergotronâ&#x20AC;&#x2122;s corporate employees, like Jeff Mensing, senior design engineer, use the companyâ&#x20AC;&#x2122;s latest WorkFit, a computer stand that enables employees to sit or stand at their desks.

AMY KOCH

STATE SHUTDOWN

STEVE MIELKE

Bio

Ergotron Inc. designs, manufactures and distributes workstations for clinics, hospitals and offices. Its global headquarters is at 1181 Trapp Road in Eagan. Annual revenue: $191 million Employees: 177 - headquarters, 1,800 - warehouse and manufacturing facilities in United States, China and Holland. Website: www.ergotron.com

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Republicans blast governor for tax proposal to balance the stateâ&#x20AC;&#x2122;s budget; Dayton counters that they wonâ&#x20AC;&#x2122;t compromise. 6A

Area cities and school districts size up what the state government shutdown will mean for their operations. 7A

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July 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Eagan

Lakeville

Two charged after 77 pounds of marijuana seized in bust

Former Eagan fire chief, Bob Childers, dies at age 77

Fireworks may have caused fires around Fourth of July holiday

Two Mexican citizens living in Apple Valley have been charged with drug crimes after police found 77 pounds of marijuana in their car and home last week. Geraldo Sanchez Ramos, 34, and Yesenia Ponce-Carbajal, 26, were arrested June 30 after the Dakota County Drug Task Force conducted a controlled buy of marijuana at the couple’s home on the 13900 block of Holyoke Avenue. Ponce-Carbajal is charged with felony possession with intent to sell marijuana, and Ramos is charged with aiding and abetting that crime. Each charge carries a maximum penalty of 25 years in prison and a $500,000 fine. Both defendants were booked into the Dakota County Jail following arrest. Sanchez Ramos was released on bond; Ponce-Carbajal, who is also being held on an Immigration and Customs Enforcement hold, remained in jail as of July 6. The 77 pounds of marijuana seized had a street value of about $77,000, officials said. “We believe this is part of a large illegal drug-smuggling operation from Mexico,” said Dakota County Attorney James Backstrom. Backstrom said the bust is one of the larger seizures of marijuana in Dakota County in recent years. Marijuana seizures involved in county prosecutions for all of last year totaled about 46.5 pounds. —Andrew Miller

Bob Childers was a true public servant who donated a great part of his life to making sure others were safe in Eagan, said Eagan Fire Chief Mike Scott. Childers, a former fire chief and charter member of the Eagan Fire Department, died July 4 at the age of 77. He suffered a stroke in May and was hospitalized with complications until his death. “This was probably the first Fourth of July Bob missed since the start of the parades in Eagan,” Scott said. “Bob would always be with Bob some of his other fellow retired fire depart- Childers ment members riding their favorite truck in the parade.” This year, a white fire chief ’s helmet was strapped to the side of Jenny, the fire department’s first truck, to honor Childers during the Funfest parade. Independence Day was important to Childers, said his son, Dave. “The happiest day of every year for him was the Fourth of July,” he said. “And that’s the day he died.” Services were held Thursday, July 7, at Mary, Mother of the Church in Burnsville. Childers, who was preceded in death by his wife Patricia, was a 23-year veteran of the Eagan Fire Department. One of Eagan’s original firefighters, he served as chief from 1977 to 1986, which was a tremendous growth period for Eagan. He oversaw the building of Station No. 3 and the addition of 25 new firefighters, and he laid the foundation for stations No. 4 and No. 5 before he retired. While he put in 23 years of active service, “he really put in 48 years of service because he just stayed very involved,” Scott said. Childers remained active in the department as the unofficial leader of Eagan’s retired firefighters group. “Everybody called him chief. He was like the representative of the retirees,” said Jerry Adam, a retired firefighter who served as deputy chief under Childers. Childers was originally from North Carolina, and he managed to hold on to his southern drawl even after decades of living in Minnesota. He joined the Air Force after high school and was transferred to Minnesota, where he met his wife. He worked at Northwest Airlines — beginning when it was called North Central Airlines — for 37 years before retiring. He and Patricia raised their six children in a home in the Cedar Grove area, where he lived until his death. Childers is survived by children, Jileen Childers, Lori (David) Lawler, Joan Childers, Lynn Stahlberg, Robert Childers Jr., and David Childers; five grandchildren; and two greatgrandchildren. —Erin Johnson

The morning of the Fourth of July saw two fires in Lakeville, though the circumstances were not the same. The first fire occurred at 1 a.m. on the 16000 block of Garcia Way. Half of a four-unit detached garage’s stalls were ablaze. The Lakeville Fire Department was on the scene, as was the Lakeville Police Department, according to a report from the Lakeville Fire Department. The fire department employed two engines and one ladder and one rescue truck to stop the fire from spreading to the other two garage units. Two of the four units suffered heavy fire damage and the third had minor smoke and water damage, according to the report. The fire department said the incident is under investigation, but it suspects fireworks are the cause of the blaze. About seven hours later, the Lakeville Fire Department was called to the offices of Progressive Rail on the 21200 block of Highview Avenue. According to the fire department’s report, an employee saw smoke and fire in the maintenance area of the warehouse. The Lakeville Police Department, which also responded to the scene, reported seeing smoke coming from that same building and noticed the fire had triggered the sprinkler system. Fire crews arrived on the scene, entered the warehouse and extinguished the fire. The sprinkler system proved to be most helpful in keeping the fire in check, the report noted. There were no injuries reported in either fire. —Aaron Vehling

Burnsville Campaign aims to prevent apartment building fires Burnsville’s most infamous apartment fire — the 2009 pre-Christmas blaze that destroyed an entire building of the former Burncliff Apartments — was caused by an electrical short. That fire was an exception in both devastation and cause. More common are fires such as the blaze last March at The Observatory Apartments, where a cigarette carelessly discarded on a first-floor deck led to more than $2 million in damage. Burnsville firefighters have responded to more than 200 multiunit housing fires since 2004. Nearly 80 percent were caused by “human error,” many with causes related to cooking, smoking and candles, the Fire Department says. Now the department is launching a campaign to prevent the apartment fires that have consumed so much response time in recent years. “Yes, we have definitely noticed it over the past few years, and have been working diligently to find ways to address it,” Assistant Fire Chief Dan Hove said. The department is using a $47,000 grant from the Federal Emergency Management Agency and another $11,700 in city funds to launch its “Keep the Burn Out of Burnsville” campaign. The money will be used to buy about 1,000 stovetop fire suppressors for installation in older apartment buildings, purchase thousands of cigarette-extinguishing smoking buckets and produce and distribute a fire education DVD. The video will be in English, Russian, Somali and Spanish. Gwen Millard, community manager of The Woods of Burnsville Apartments, welcomes the city campaign and thinks apartment residents will take notice. “Anything that looks official — not something that Gwen came up with, but Dan Hove came up with or the mayor came up with — has more of an impact,” said Millard, whose 400unit complex is on Portland Avenue south of County Road 42. – John Gessner

Eagan motorcyclist killed in crash on Pilot Knob An Eagan man died Thursday, June 30, after his motorcycle collided with a pickup truck at the intersection of Pilot Knob Road and 157th Street in Apple Valley. Troy Wolfgang Bargel, 43, was traveling north on Pilot Knob at about 4:45 p.m. when his motorcycle struck a pickup turning left onto Pilot Knob from westbound 157th. Bargel was transported by helicopter to Regions Hospital, where he later died. The driver of the pickup, a 34-year-old woman, was uninjured and was not under the influence of alcohol, according to police. The Apple Valley police and fire departments, Allina Ambulance, North Memorial Air Care and the Minnesota State Patrol all responded to the scene of the crash. The investigation is ongoing, police said. —Andrew Miller

Rosemount Rosemount Leprechaun Days is looking for a few good teams In order to have the full Rosemount Leprechaun Days experience, you might consider getting involved in the fun rather than being content to sit on the sidelines. Some events during the 10-day festival from July 22-31 need a little bit of planning, such as gathering together a team. A few events require registration with deadlines approaching fast. In the team sports category, people can play in Whiffle Ball, basketball, golf, bean bag tossing and disc golf tournaments along with the perennially popular Bathtub Races. In the Wild Shamrock’s Disc Golf Tournament, competitors can vie July 23 in either singles or doubles at the Brockway Disc Golf Course. Check-in for singles is at noon with tee off at 1 p.m. Doubles check-in is at 4 p.m. with tee off at 5 p.m. The entry fee is $20. Teams of four to five of all ages can play in the Whiffle Ball Tournament from 11 a.m.-5 p.m. July 24 at the Rosemount High School fields. The tourney is a fundraiser for Rosemount High School baseball. More information is at RosemountBaseball.com. For those looking to get in the swing of things for a great cause, four-person teams can sign up for the July 24 Share A Can Golf Tournament. It will start at noon with a shotgun start at Rich Valley Golf Course. The event will include food and prizes with funds raised going to benefit 360 Communities food shelf. The deadline to register is July 16. Cub Foods, the city of Rosemount, and Rich Valley Golf Course are organizing the tourney. For more information, call Diane at (651) 423-0300. For more on other events, go online to www.RosemountEvents.com or ThisweekLive.com. — Tad Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 14, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Business Briefs

KELLER WILLIAMS REPEATS AS BEST PLACE TO WORK

GANDER MOUNTAIN ACADEMY TO OPEN AUG. 6

THOMSON REUTERS INTRODUCES MOBILE APP FOR THE IPAD

EAGAN RESTAURANT HOSTS CAR AND BIKE SHOW BENEFIT

Keller Williams Realty, with local offices in Apple Valley, Eagan and Lakeville, has again topped the list of best places to work in the Star Tribune 2011 Top 100 Workplaces in the private/ nonpublic large company category. Minnesota employees were surveyed by WorkplaceDynamics and ranked Keller Williams as the top workplace in the state for 2011. It also topped the list in 2010. In addition to receiving the top honor as the overall winner, Keller Williams also received a special recognition top honor under the category “moving in the right direction,” which includes most ethical, best management, and most appreciative of its employees.

Gander Mountain Academy in Lakeville will hold its grand opening on Aug. 6. Just the third of its kind in the nation, Gander Mountain Academy is an advanced civilian firearms training academy. It features a combination of highly trained instructors, a live-fire range, and exclusive multiscreen HD, interactive virtual simulators utilizing technology previously available only to military and law enforcement agencies. More information is available at www.gandermountain. com.

Eagan-based Thomson Reuters now has an iPad mobile application for attorneys seeking continuing legal education. The new application, CLE Mobile, is available free from Apple’s App Store. It allows attorneys seeking CLE credit to take West LegalEdcenter courses on their Apple mobile devices. CLE Mobile for the iPad allows users to listen to more than 4,500 West LegalEdcenter CLE courses wherever they are and whenever it is most convenient. The app also allows users to manage their westlegaledcenter.com profile, including licensing states and registration numbers. For more information, visit www.westlegaledcenter.com/mobile.

Eagan’s El Loro Mexican Restaurant will host a car and bike show to benefit HopeKids from noon to 5 p.m. Sunday, July 17. The event will be held at the Yankee Square parking lot, 1428 Yankee Doodle Road, Eagan. HopeKids is a nonprofit organization that provides ongoing events and activities and a support community for families who have a child with cancer or other life-threatening medical condition. Schedule of events: noon, car check-in ($15 registration fee); 1 to 3 p.m., Eagan Fire Department fire truck appearance (free firefighter hat for children while supplies last); 3 p.m., taco eating contest; 4 p.m., silent auction; 5 p.m., prizes for car and bike winners. For more information on the event, contact Samuel Arellano at (651) 2494785 or crusin57@hotmail.com.

LYNN DEVITT Receives the Pioneer in Long Term Care award

Lakeville resident Lynn Devitt, a long term care insurance specialist with Newman Long Term Care in Richfield, has received the Pioneer in Long Term Care award for placing more than $3 million in long-term care insurance premiums. Devitt joined Newman Long Term Care in 1997 after being an award-winning teacher for 28 years. Building on her background in education, Devitt has received numerous distinctions for her client advocacy. In 2005, in recognition of her efforts, Devitt was dubbed the “Protector of the Nest Egg” in a cover story of Senior Market Advisor. SCOTT JOHNSON Wins regional General Aviation Award

Scott Daniel Johnson of Eagan has won a 2011 regional General Aviation Award. Representing the Great Lakes Region, Johnson volunteers with the Minneapolis FAA Flight Standards District Office as a frequent Wings presenter to CFI and DPE training programs. He is the owner and chief instructor for Stick-n-Rudder Flight Training, LLC. Capt. Johnson is active in the Minnesota Wing of the Civil Air Patrol as an instructor pilot, check air-man, and squadron cadet special activities officer for the Saint Paul Composite Squadron. He is also the owner of Your Benefit Resource! an employee benefits, insurance, and human resources consulting firm.

GOODWILL CONSTRUCTING NEW STORE IN LAKEVILLE An application for a building permit has been submitted to construct a new Goodwill store to be located on Kenrick Avenue adjacent to the Minnesota Tile building just south of the Comfort Inn Motel. Stonehenge Development will construct the new 20,000-square-foot store and lease it to Goodwill. LAKEVILLE RELEASES JUNE BUILDING PERMIT REPORT The city of Lakeville issued building permits with a total valuation of $27,864,456 through June of 2011. This compares to a total valuation of $28,626,907 through June of 2010. The city issued commercial and industrial permits with a total valuation of $3,826,000 through June compared to a total valuation of $1,402,000 through June of 2010. The city has also issued permits for 54 single-family homes through June with a total valuation of $16,123,000. This compares to 76 single-family home permits through June of 2010 with a total valuation of $20,172,000. The complete building permit report for June and year-to-date can be found on the city’s website at www.lakevillemn. gov under City Departments - Building Inspections. US FEDERAL CREDIT UNION HOSTS BLOOD DRIVE US Federal Credit Union will host its biannual Memorial Blood Centers blood drive from 9 a.m. to 1 p.m. Friday, July 15, in the USFCU parking lot at 1400 Riverwood Drive, Burnsville. For contact and registration information or to sign up for this event, go to www.mbc.org > Donate Blood > Blood Drive Schedules.

COURAGE CENTER SEEKS APPLICATIONS FOR AWARD Courage Center, a Minneapolis nonprofit rehabilitation and resource center for people with disabilities, is seeking applications for the Judd Jacobson Memorial Award which recognizes the pursuit or achievement of a business entrepreneurial endeavor by a person with a physical disability or sensory impairment. The award recipient will be honored at an event on Oct. 5 and will receive a $5,000 cash award to advance his or her business endeavors. Applicants must demonstrate entrepreneurial skill, financial need, exceptional personal commitment, and have received little or no public recognition for their business endeavor. Applications are available online at www.couragecenter.org/jacobson. The application deadline is Friday, July 22. For more information, contact Sue Warner at (763) 520-0263 or TTY (763) 520-0245.

CARGILL ENVIRONMENTAL EDUCATION CENTER OPENS AT ZOO In support of the Heart of the Zoo campaign, Cargill provided a $1 million donation to the Minnesota Zoo to fund the construction of the new, environmentally-friendly education center. The Cargill Environmental Education Center opened for the public on July 9 and is home to the zoo’s expanded early childhood learning program. Located in the facility’s new visitor center, the education center includes classroom spaces and interactive areas for close-up learning with Zoomobile animals. In addition to the new donation, Cargill has provided support to the zoo since 1990. Each year, the company provides 50 tons of salt to sustain the zoo’s marine aquariums.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

July 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Who wants to be a millionaire in Minnesota? by Phil Krinkie SPECIAL TO THE TRIBUNE

Most of us are familiar with the popular game show – “Who Wants to be a Millionaire?” The show features one person trying to answer progressively difficult questions in order to win the top prize of $1 million. The idea of winning $1 million is a great thrill; which in part is why the show drew millions of viewers. But becoming a millionaire these days doesn’t hold the same excitement or sense of accomplishment it once may have for many Americans. One reason may be that wealthy Americans are under attack and frequently viewed as the silver bullet to solving the continuous problem of runaway government spending. In Minnesota the game has become “Who Wants to Tax a Millionaire?” Gov. Mark Dayton’s latest proposal to close Minnesota’s $5 billion budget gap is to place a 2 percent income tax surcharge on people with incomes over $1 million. It must sound like a reasonable idea to the person struggling to make ends meet or the unemployed; let alone the minimum wage earner. Certainly anyone who makes $ million won’t worry about paying another $20,000 a year in taxes. What the heck; that’s more than some people make

Guest Columnist Phil Krinkie

in a year; surely it couldn’t be that big a deal. Well in real dollars that may be so, but remember that $20,000 is on top of the $70,000 or $80,000 they are already going to pay in state income taxes. And that’s not to mention the $200,000 or maybe $300,000 they will pay in federal income tax. What’s another $20,000 or $30,000 in Minnesota income tax – a lot of money for anyone. It is estimated that Dayton’s “Millionaire Tax” will provide an additional $520 million in revenue over the next two years. What will that half a billion of additional revenue do for the state? It will help propel state spending to a 20 percent spending increase. This tax increase will help perpetuate spending increases that can’t be sustained in the future. A 20 percent growth in state spending will cause yet another budget crisis in two years and we know Dayton’s solution for a budget crisis – a tax increase.

But enough about the budget; the point is that we are moving from a country that admires and respects success to a country that only wants to be punitive of success. The constant drone of “tax the rich” and the absurd charge that “they don’t pay their fair share” is nothing more than envy, entitlement and the desire to take money from those who have achieved. What happened to the American dream of becoming a millionaire, not by winning a game show, but by hard work, creativity and careful investment? What happened to the American dream of inventing a new product or starting a new business that could eventually make millions? What happened to the concept of writing a book or recording a song that could make you a millionaire? Currently the top 5 percent of wage earners in Minnesota pay 43 percent of Minnesota’s income taxes. Will taxing these job creators that already are responsible for contributing almost half of the state’s budget help Minnesota’s economy? Will imposing a 2 percent surcharge on millionaires in Minnesota improve business investment and job creation in our state? The simple answer is no; punitive taxes on top earners will only harm Minnesota’s economic recovery and chase investment

and job creation out of our state. It’s time for our state’s political leaders to recognize that the individuals who earn more than $1 million contribute far more to our state than their tax payment. They create jobs, they provide capital for new ventures, they contribute to our charities and our schools. They are people who deserve respect and admiration, not ridicule over accusations of not paying their “fair share.” These millionaires provide opportunities for our citizens and help us prosper as individuals and as a state. Our state’s tax revenues are projected to grow by 10 percent over the next two years, that should be adequate to fund our state’s budget needs. Let’s not dissuade individuals from trying to achieve the American dream, let’s encourage people to become millionaires. After all; Dayton is a multi-millionaire because his father achieved the American dream. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

The future of Minnesota is at stake in budget debate by Mark Dayton SPECIAL TO THE TRIBUNE

This state government shutdown is painful for many Minnesotans. I am often asked, “Why? Why are you and Republican legislators putting us through these hardships?” I believe that the future of Minnesota is at stake. Our way of life, what makes Minnesota special and successful, hangs in the balance. Will we continue to have one of the best higher education systems in the world? Not with the 19 percent funding cut to the University of Minnesota and the 14 percent reduction to Minnesota State Colleges and Universities campuses that the Republicans proposed. A mediocre educational system will lead to a mediocre state economy in the years ahead. Will we continue services that enable senior citizens to live in their own homes, rather than being forced into more expensive nursing homes? One elderly couple would be forced to place the husband in a nursing home, if their assisted living services were eliminated. The wife would be left without her husband and her home. Will we continue to provide people with disabilities with the support they need to live independent and productive lives? Not by reducing the amount of time their personal care attendants can spend with them. Not by cutting the funding for special education. And not by denying affordable health care to many of them, as well as senior citizens and families with children.

Guest Columnist Mark Dayton

That is some of what is at stake for the future of Minnesota. My budget cuts healthcare costs and reduces the state workforce; but it also invests in public schools, funds all-day kindergarten, and protects college students from huge tuition increases. I continue to fund cities and counties to keep down property taxes. My latest budget plan increases taxes only on people making more than $1 million a year in Minnesota, which affects only 7,700 people. Thus, over 99 percent of Minnesotans would see no income tax increase and no stateimposed property tax increase from my proposal. Republicans remain absolutely opposed to asking the very richest Minnesotans to pay more in taxes. Instead, their budget would raise property taxes by $1.4 billion over three years on homeowners, businesses, and renters. Senior citizens, people with disabilities, children born into poverty, college students from middle-income families and their parents would also pay the price for Republican legislators’ refusal to ask the richest Minnesotans to pay even a single dollar more in taxes. In our democracy, if the voters give

their “mandate” entirely to one party in an election, then that party has the right to determine policy until the next election. However, when the voters deliver a split verdict, as they did in Minnesota last November, then neither side is entitled to have it all their way. For the past two months, I have offered again and again to compromise, and meet the Republicans half-way. They have refused to compromise to reach an agreement. I have offered over $2 billion in cuts to existing programs, and proposed to raise income taxes only on taxpayers who earn over $1 million per year. The Republicans said no. In the spirit of compromise, I said I would agree to raise taxes on cigarettes, even though I do not personally support such a tax increase. The Republicans said no. No compromise. Republican legislators insist on having it all their way, or no way. That is not responsible, or even rational, leadership. If this budget impasse is to be resolved fairly and equally, respecting each side’s mandate, then the Republicans and I must both compromise. That was the will of the people of Minnesota expressed in last year’s election. That is what the people of Minnesota want and deserve today. Mark Dayton is the governor of Minnesota. Column reflect the opinion of the author.

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Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 14, 2011

Government Watch

Discretion advised on state constitutional amendments One of the few things resolved by the 2011 Minnesota Legislature is to propose a constitutional amendment to the voters that would limit valid marriages to only those between a man and a woman. While this was the only proposed amendment approved so far by the current Legislature, it has under consideration another 20 or so proposed constitutional amendments for the 2012 general election ballot. The Legislature was able to finalize the decision to place the marriage amendment on the general election ballot in large part because our state constitution affords the governor no role in amending the constitution. Amendments require a simple majority of each house of the Legislature, and then an affirmative vote of a majority of Minnesota voters vot-

years, only 33 have received the required twothirds support of each house of Congress, and but 27 of those were ratified by the requisite three-fourths of state legislatures. On the other hand, in the 153 years that Minnesota’s constitution has existed, it has been amended 121 times. Over that period the Legislature has proposed 213 amendments, and the voters have rejected 92 of them, an approval rate of 56.8 percent. The rates of approval and acceptance of proposed Minnesota constitutional amendments have varied over the years, in part due to a subtle but significant change, made many years ago, in the standard for votes necessary to approve a proposed amendment.

ECM Editorial ing at the general election in which the proposed amendment is on the ballot. Amending Minnesota’s constitution is relatively easy compared with amending the U.S. Constitution, which requires approval of two-thirds of each house of Congress and then approval of three-fourths of the state legislatures. The U.S. Constitution has been amended only 27 times since it was adopted in 1789, 222 years ago. The first 10 of those 27 amendments comprise the Bill of Rights and were all ratified in 1789. In the last 220 years the U.S. Constitution has been amended only 17 times. Of the thousands of proposed amendments considered by Congress over the past 222

Financial Sense

In the first 40 years of statehood, Minnesota voters approved 48 of the 66 proposed amendments, an approval rate of 73 percent. The original state constitution merely required an affirmative vote of those voting on the proposal — more “yes” votes than “no” votes. In 1898, desiring to make it more challenging to pass constitutional amendments, the Legislature proposed a constitutional amendment to change the standard for adoption of a proposed constitutional amendment from an affirmative vote of a majority of those voting on the question to an affirmative vote of those voting in that election. With 70,000 voting “yes” and 33,000 voting “no” on this proposed amendment, the Minnesota Constitution was amended. Ironically, with 253,000 people voting in that elec-

tion, and 150,000 not voting on the proposed amendment, it would have been well short of the votes necessary had it been held to its own standard. Since 1898 the approval rate for constitutional amendments has dropped to about 50 percent, and the standard adopted in 1898 is still a part of our constitution. In more recent years the approval rate for proposed amendments has been very high. Since 1980, 18 proposed constitutional amendments have been on the ballot, and the voters have adopted 17 of them. Politicians, academicians and editorial writers will debate what is appropriate to include in our constitution, and whether and for what it should be amended. But it is clear that the plebiscite afforded citizens in the amendment process for our

Minnesota Constitution is one that provides that all voices can have a say and all voters will have an impact, whether they intend to or not. While the Minnesota Constitution allows voters to override the executive branch’s decision, history suggests legislators should be cautious about overusing the amendment process. Voters should study the issues carefully, and use discretion in amending the state constitution. Future legislators might consider changing the Minnesota Constitution so it’s at least as difficult to amend as the U.S. Constitution. This is an editorial from the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

Best Practices

Do you need life insurance? Is retirement in your future? If so, how much is enough? It’s never too late to start saving for the years after you stop working by Better Business Bureau

Second homes, fancy cars, gourmet chocolates — life is full of luxuries. Life insurance, however, isn’t one of them, particularly if people depend on you financially. Do you need it? If you have a spouse, child and/or a business partner whose financial well-being depends on your income, life insurance is a necessity, according to the Financial Planning Association in Denver, Colo. If you die, life insurance essentially provides your surviving family member(s) with the means to continue meeting their financial obligations and to live according to the lifestyle to which they’re accustomed. Life insurance falls into two main categories: 1) term policies, which remain in force for a predetermined span of time, such as 10, 20, or 30 years; and, 2) permanent policies, such as universal life or whole life, that are designed to cover a person for the rest of his or her life. The amount a person pays to keep a policy in force is called a premium. Premiums generally are lower with term policies because they provide coverage for a predetermined period of time. Life insurance is designed to pay a death benefit to a beneficiary when the owner of the policy, the insured, dies. The death benefit is a lump sum, the amount of which is predetermined when a policy is purchased. The insured must also

name the beneficiary — such as a spouse or child — when the policy is purchased. Generally, the higher the death benefit and the more features purchased with a policy, the higher the premium payments will be. How much? In weighing a life insurance purchase, the first and most vital step is to determine the size of the death benefit. “It’s absolutely crucial to make sure you have the proper amount of coverage,” said Michael T. Smith, an insurance expert. To calculate how much life insurance coverage you need, add up the immediate costs that will need covering — such as funeral expenses, taxes, credit card debts, etc. Next add in ongoing expenses such as home and car loan payments, plus other living expenses (food, clothing, etc.). Then add in future expenses and needs — things such as a child’s college education and a retirement nest egg for the surviving spouse. Not only does this third category often represent the largest component of a person’s coverage needs, it usually requires the most projection. That’s where consulting an independent insurance agent or financial planner can really help. Finally, to arrive at a grand total, subtract any assets you already have set aside for future expenses and needs, such as retirement and college savings

plans, annuities, etc. What kind? An agent or planner also can help identify a life policy that’s suitable and affordable. People on a tight budget might opt for a traditional term policy. For flexibility, said Smith, it’s also worth considering a convertible term policy that gives the policyholder the option to convert the policy into a permanent policy. Life insurance policies also come with a broad range of optional features called riders, such as a return-of-premium rider that reimburses the premiums you pay on a policy if no death benefit is ever claimed, a long-term care rider that allows the policyholder to pull money out of the policy tax-free to cover nursing home care and other long-term care costs, even riders that provide the policyholder with a guaranteed income stream for life. These features aren’t always cheap, and they aren’t for everyone, so it’s wise to seek the help of a life insurance expert to design a policy that fits your needs and your budget.

SPECIAL TO THE TRIBUNE

Having an alternate plan for retirement is becoming the norm today. With the changes in retirement rules and the fact that many employers are cutting back on what they contribute to an employee’s retirement, consumers now realize they must take more personal responsibility for their retirement finances. In this economy, how do you go about making sure you will have the finances needed for a secure retirement? According to the U.S. Department of Labor, fewer than half of all Americans have calculated how much they will need to save for retirement. While it’s important to plan, it’s also important to set realistic, achievable goals. Know your options and ask questions. Set aside time to talk with your employer about retirement plans. “While earlier generations of retirees relied on employer-provided pensions, today’s workers will need to rely on their own work-related and personal savings for retireThis column is provided by the Financial Planning As- ment,” said Dana Badgerow, president and CEO of sociation of Minnesota, the leadership and advocacy orga- the BBB of Minnesota and nization connecting those who North Dakota. “That’s why provide, support and benef it it’s extremely important to have an alternate plan and from professional f inancial planning. FPA of Minnesota save as much as possible.” The BBB and USDOL can be found online at www. recommend that consumers fpamn.org.

Guest Columnist

Better Business Bureau consider the following to ensure a more financially comfortable retirement: • A penny saved is a penny earned. Start saving now and continue to stick to your savings goal. It’s never too late to start saving. Make a budget and use it. Saving can be fun if you think big and realize how much it will pay off when the times comes to retire. • Be realistic about your retirement needs. According to the USDOL, experts estimate that you will need about 70 percent of your pre-retirement income – lower earners, 90 percent or more – to maintain your standard of living when you stop working. The average retiree is in retirement for 20 years of their life. Plan ahead and familiarize yourself with how much you will need after factoring in Social Security and other sources of retirement income. • Take advantage of your employer’s retirement savings plans. While more and more companies are cutting back on retirement benefits, some still allow you to contribute to a 401(k) plan. If it’s offered, participate.

There may even be a chance that your employer matches a percentage of your contribution. If your employer doesn’t offer a plan, consider investing in a traditional IRA or Roth IRA. You can put up to $5,000 a year into an Individual Retirement Account; you can also contribute even more if you are 50 or older. • Don’t stir the pot. Avoid touching your retirement savings if at all possible. If you withdraw your retirement savings now, you’ll lose principal and interest and you may lose tax benefits or have to pay withdrawal penalties. If you change jobs, leave your savings invested in your current retirement plan, or roll them over to an IRA or your new employer’s plan. For more financial tips, visit www.bbb.org/us/bbbnews. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct, and to instill public conf idence in responsible businesses through programs of education and action that inform, protect and assist the general public. Contact the BBB at www.bbb. org or 651-699-1111, toll free at 1-800-646-6222.

July 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Dayton to bring budget message to Minnesotans He was slated to travel to St. Cloud, Rochester, Winona, Albert Lea and Moorhead this week by T.W. Budig ECM CAPITOL REPORTER

Democratic Gov. Mark Dayton and Republican legislative leaders insist they are willing to negotiate to end the historic state government shutdown, but both sides seem waiting for the other to make the call. Dayton was in St. Cloud on Tuesday as part of a weeklong initiative to engage Minnesotans on what he perceives are threats to the quality of life in Minnesota presented by the Republican budget. â&#x20AC;&#x153;I am still waiting for a (budget) counter offer,â&#x20AC;? Dayton said on Monday, July 11, standing in the sun on the Capitol steps. â&#x20AC;&#x153;I think the people of Minnesota overwhelmingly want us to compromise.â&#x20AC;? Dayton posted a video on YouTube in which he argues whatâ&#x20AC;&#x2122;s at stake in the current budget dispute are the things that make Minnesota special. He accuses Republican leaders of unreasonableness. â&#x20AC;&#x153;Republican legislators insist on having it all their way, or no way. That is not responsible, or even rational, leadership,â&#x20AC;? Dayton said. But Republican leaders argue itâ&#x20AC;&#x2122;s not them being headstrong but the governor. Senate Majority Leader Amy Koch, R-Buffalo, pointing to a letter that Dayton sent Republican leaders in which the governor suggested a number of possible ways of increasing revenue, said compromise is not about who is being taxed and how much. Other Republican leaders agreed. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s not going to get us very far,â&#x20AC;? House Majority Leader Matt Dean, R-Dellwood, said of Dayton erecting a new tax increase framework.

Photo by T.W. Budig

Senate Majority Leader Amy Koch, R-Buffalo, has asked Dayton to call a special legislative session so a state government lights on bill can be passed by lawmakers. House Majority Leader Matt Dean, R-Dellwood, stands next to Koch.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Republican leaders repeated their calls for Dayton to immediately call a special legislative session so they can pass a â&#x20AC;&#x153;lights onâ&#x20AC;? bill and end the state government shutdown. â&#x20AC;&#x153;Without a hard and fast deadline, it feels like this is just grinding â&#x20AC;&#x201D; another day, another day,â&#x20AC;? said Deputy Majority Leader Geoff Michel, R-Edina. Knowing that a temporary lights on bill would blink off in time would force budget negotiations, Michel argued. But Republicans did not indicate any intention of requesting another meeting with the governor or providing Dayton with a new budget offer. Edward Schiappa, professor and chairman of the Communication Studies Department at the University

of Minnesota, sees troubling dynamics in the state budget negotiations. â&#x20AC;&#x153;Right now, the prospects look bleak because they (the leaders) are seeing this more as a â&#x20AC;&#x2DC;battleâ&#x20AC;&#x2122; than as a negotiation,â&#x20AC;? Schiappa said in an email. â&#x20AC;&#x153;There are some politicians who even claim this is a choice of â&#x20AC;&#x2DC;good vs. evil,â&#x20AC;&#x2122; and when you hear that kind of talk, you are in danger of people â&#x20AC;&#x2DC;literalizingâ&#x20AC;&#x2122; the metaphor of battle to the point that they want an unconditional surrender,â&#x20AC;? he said. â&#x20AC;&#x153;And that ainâ&#x20AC;&#x2122;t going to happen.â&#x20AC;? The longer the shutdown drags on, the more entrenched everyone becomes, Schiappa said. â&#x20AC;&#x153;They want to avoid a headline that says â&#x20AC;&#x2DC;Dayton blinksâ&#x20AC;&#x2122; or â&#x20AC;&#x2DC;GOP blinks,â&#x20AC;&#x2122; â&#x20AC;? he said.

Photo by T.W. Budig

Gov. Mark Dayton announced on Monday a statewide tour that will have him discussing the Republican state budget in various cities. egies that can be used in con- wide tour. flict resolution. No budget talks are schedDayton plans to travel to uled. Rochester, Winona, Albert Lea, and Moorhead later in T.W. Budig is at tim.budig@ the week as part of his stateecm-inc.com.

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But the budget impasse does not have to have an awful conclusion â&#x20AC;&#x201D; breaking it will take creativity, maturity, but could become the new Minnesota Miracle, Schiappa said. Schiappaâ&#x20AC;&#x2122;s assessment is that itâ&#x20AC;&#x2122;s now the Republicansâ&#x20AC;&#x2122; duty to offer some creative budget solutions. Among these should be some sort of revenue ideas, he said. â&#x20AC;&#x153;The GOP is already losing the PR war here; the shutdown would end if they would agree to the â&#x20AC;&#x2DC;millionaireâ&#x20AC;&#x2122; tax, which most Minnesotans support,â&#x20AC;? Schiappa said of Daytonâ&#x20AC;&#x2122;s proposal to increase the income tax on high-income earners. Budget talks between the governor and Republican leaders would also prove more fruitful, he said, if the meetings were run by a professional mediator â&#x20AC;&#x201D; an idea Republican leaders have rejected. The professor also noted that there are different strat-

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 14, 2011

State Shutdown

Effects of state shutdown on local governments mixed Schools hit harder than city by Aaron Vehling DAKOTA COUNTY TRIBUNE

Those who had an inclination toward lottery tickets, camping at a state park or even taking a drivers exam have felt the effects of the shutdown of state government (all of those activities are off limits). But how about Lakeville Area Public Schools or the local city government? The impact has varied, to be sure. Lakeville City Administrator Steve Mielke said the effect is “more sideways than direct.”

Businesses that depend on state permits will be stuck, Mielke said. A good example of this is FIN Steve Mielke LLC, a firm taking over Ronin Sushi Cafe on County Road 46. Because liquor permits are not transferable, the owners must obtain new permits. The city council granted FIN LLC on-sale and Sunday liquor licenses Monday night, but without the state’s permit the company cannot purchase or sell liquor. Mielke said this limbo would be a reality with real

estate developments as well. “Generally, developments will need permits from the Department of Natural Resources or the Pollution Control Agency,” he said. Another example is an elevator permit. Mielke said the city cannot issue a certificate of occupancy (which allows people to live in a building) if the state cannot conduct an inspection of the elevator. Thisweek has reported in recent weeks about the primary effect of the state shutdown on Lakeville schools: revenue. Whereas the City of Lakeville receives no Local Government Aid from the state, ISD 194 (like all public

school districts) receives most of its funding from state disbursements. The absence of money from the state (whether in shifts of finances or withheld funds) has led Lakeville public schools to have to borrow money. The district recently issued abut $9 million in general obligation aid anticipation certificates to provide some cash flow to pay the bills for the upcoming months. The district received the money July 7. The district should receive at least 73 percent of its funding, though. Minnesota school districts will receive most of their state aid pay-

ments despite the shutdown of state government on July 1. Ramsey County District Court Judge Kathleen Gearin ruled on June 29 that general aid must be distributed to public schools in accordance with the state constitution. Although school districts will receive their general aid during the shutdown, they can expect partial payments. The Legislature passed a proposal in 2009 to distribute only 70 percent of aid payments for two years. That decision was set to expire this year, enabling districts to receive 90 percent of their payments. Whether general aid payments will continue to be

delayed is still on the table as Gov. Mark Dayton and the legislative leaders continue to brawl over the budget. At a recent meeting, the school board and administrators were frustrated about the prospect of having to borrow money to cover what they are owed; but legislative dysfunction yielded some lamentations. “This is a position I don’t like being in,” said Board Member Kathy Lewis. “This is something of concern to me.” Jessica Harper contributed to this report. Aaron Vehling is at aaron.vehling@ecm-inc.com and www.facebook.com/thisweeklive.

State shutdown has minimal effect on city operations School districts to receive But lengthy shutdown could bring Eagan more problems aid during shutdown by Erin Johnson DAKOTA COUNTY TRIBUNE

It is unknown for how long the state will remain shut down, but for now, at least, it’s having little effect at Eagan City Hall. The city has received some phone calls from concerned citizens who thought the shutdown included city government. “We want to assure people that local government is business as usual,” City Administrator Tom Hedges said. All city offices and facilities remain open with regular hours of operation, and police and fire are not affected by the state shutdown. While cities that are more dependent on state money are feeling the pain, Eagan stopped receiving Local Government Aid years ago. Construction projects and permits seem to be the areas most likely to be affected, but the city has taken steps to minimize any impact. For instance, more than half a million dollars in funds from a Department of Employment and Economic Development grant for work in the Cedar Grove redevel-

opment area could have been affected by the shutdown. But the city secured an agreement from the state prior to July 1 that should limit the likelihood the money will be unallocated by a budget deal. The city was told it can continue to do the grantfunded work in the Cedar Grove area during the shutdown. The City Council also passed an emergency ordinance July 5 to allow it to contract with private electrical inspectors, since state inspectors will not be available during the shutdown. Electrical inspections are needed by residents and businesses completing property improvement projects, as well as for new construction. When the state is back in business, the city will go back to using state inspectors, officials said. The city can still approve liquor licenses, but they must also be approved by the state before an establishment can sell alcohol, which could affect new businesses. Existing liquor licenses won’t expire until December, Hedges said. Perhaps the biggest poten-

tial snafu is the Duckwood Drive overpass, which is currently under construction. Workers were set to begin placing beams across I-35E next week, but the road’s right-of-way belongs to the state, including the air above it. So even though the city is financing the project, it cannot do work across I-35E during the shutdown. That’s fine in the short term, Hedges said, because the focus can shift to work on both sides of the highway at Duckwood and Federal drives. But if the shutdown lasts a long time, the city could end up paying more for the project. It’s currently estimated to be completed in October. “If it lingers on, that’s going to cause some problems,” Hedges said. Some non-city entities may see more of an effect from the shutdown. Lewis House, a shelter for women and children who are victims of domestic abuse, temporarily closed its Hastings facility July 1. Families housed there have been moved to the larger Eagan facility.

360 Communities consolidated its facilities and laid off nine of its 15 employees last week to save money while awaiting grant payment from the state (see related story in this issue). The Minnesota Valley Transit Authority said it will continue to operate local buses using its reserve fund balance in the short term, but that would not be sustainable in the long term. MVTA officials said they are anticipating the Metropolitan Council will shut down most of its express and local service, but would probably retain its Metro Mobility and Dial A Ride services. Those traveling to downtown Minneapolis and St. Paul on MVTA buses would see little or no change. Those making connections to a Metro Transit route would be affected, officials said. Updates can be found on MVTA’s website, www.mvta. com or by calling (952) 8827500. Erin Johnson is at eagan. thisweek@ecm-inc.com.

Shutdown could have some effects at Burnsville City Hall by John Gessner DAKOTA COUNTY TRIBUNE

Burnsville city government isn’t greatly affected by the state government shutdown that took effect Friday when state leaders failed to agree on a two-year budget. But officials have identified a number of potential impacts. “The primary thing for us is cash flow,” Deputy City Manager Tom Hansen said Friday morning. For example, layoffs of administrative support workers in Dakota County courts

could delay the flow of revenue from traffic tickets and other fines levied in Burnsville. The impact could be $45,000 a month, according to the city. Delays in Medicaid payments for Burnsville’s Emergency Medical Service could total $10,000 a month, the city says. Another $10,000 could be delayed if the city can’t go after tax rebates or other payments from the state to citizens who haven’t paid their EMS bill. The city has 10 state grants

with payments due totaling $50,000 for the quarter that ended June 30. That money isn’t expected until the government is operating again. The city is waiting on a July payment of $19,800 in Minnesota Public Employee Retirement aid, and an August payment of $26,000 in police-related funding. Burnsville has already received its July payment of $277,510 in municipal state aid funding — a local allocation of gasoline-tax revenue used for local road projects. The city had identified

other unknowns. For example, what if there’s a big wildfire, and state-contracted planes aren’t available to help fight it? Depending on the length of the shutdown, the absence of state services could delay work on a number of fronts, from licensing and relicensing of businesses to prep work on the new Highway 13/County Road 5 interchange. Construction is slated to begin next year. John Gessner is at burnsville. thisweek@ecm-inc.com.

Fight continues over special education, compensatory funds by Jessica Harper DAKOTA COUNTY TRIBUNE

Minnesota school districts will receive most of their state aid payments despite the shutdown of state government on July 1. Ramsey County District Court Judge Kathleen Gearin ruled on June 29 that general aid must be distributed to public schools in accordance with the state constitution. “This is a relief,” said Jeff Solomon, finance director for the Rosemount-Apple ValleyEagan School District. “Without it, we would have exhausted our cash flow tool options and had no funds to work with by August.” School districts across the state rely heavily on state aid, which accounts for 73 percent of their budgets. Although school districts will receive their general aid during the shutdown, they can expect partial payments. The Legislature passed a proposal in 2009 to distribute only 70 percent of aid payments for two years. That decision was set to expire this year, enabling districts to receive 90 percent of their payments. Whether general aid payments will continue to be delayed is still on the table as Gov. Mark Dayton and the legislative leaders continue to brawl over the budget. “It’s up in the air right now,” said Aaron Tinklenberg, communications coordinator for the Burnsville-Eagan-Savage School District. It is also unclear whether school districts will receive special education compensatory aid – funding that both districts 191 and 196 receive. School districts will not receive these funds under Gearin’s ruling. However, on July 4 Dayton

filed a proposal to broaden crucial services to include special education aid. This filing will be decided by Kathleen Blatz, a former state Supreme Court justice who was appointed as a special master to review individual requests by agencies to have their funding continue. Districts 191 and 196 are among several Minnesota districts that have looked at loans as a way to hold them over while aid is frozen. In a June 22 special meeting, the Burnsville-Eagan-Savage School Board unanimously approved a proposal to obtain $12 million in aid anticipation certificates – a loan that helps school districts alleviate cash flow issues and are to be repaid using state aid. That same month, the Rosemount-Apple Valley-Eagan district took out a six-month, $15 million aid anticipation loan at 0.32 percent interest and a $24 million line of credit. Despite the financial uncertainty, both school districts have started their summer programs without delay. “Our main issues have been more on the operational side,” Tinklenberg said. Since the shutdown has closed the Department of Education, teachers cannot renew their licenses and school districts cannot send or receive data such as state testing results. “We knew this was a possibility and notified teachers who needed renewal to remind them ahead of time,” Solomon said. Now district officials hope that state leaders can come to an agreement. “We would like to see the shutdown issues be resolved so we can proceed forward on a long-term basis,” Solomon said. E-mail Jessica Harper at: jessica.harper@ecm-inc.com

July 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Major retailer plugs into Eagan company’s solar pods Burnsville-based Northern Tool and equipment distributes Mouli Engineering’s alternative energy product by Jessica Harper DAKOTA COUNTY TRIBUNE

Only months after launching its plug-in solar energy systems for homes and businesses, Mouli Engineering Inc. struck a deal with a major distributor to sell its patented product worldwide. The Eagan engineering and renewable energy consulting firm signed an agreement last month guaranteeing its system known as solar pod will be sold online by Northern Tool and Equipment, an international hardware retail chain based in Burnsville. “It seems like there’s a lot of these out there, but this is the first true plug and play system available,” said Travis Johnson, merchandise manager for Northern Tool and Equipment. Johnson said the product’s simple installation and ability to expand was appealing to company executives. With some simple rewiring by an electrician, the pods

In Brief

Northern Tool is an international hardware retail chain based in Burnsville. Phone: (952) 894-9510 Website: www.northerntool.com Mouli Engineering Inc. is an Eagan based engineering and renewable energy consulting firm. Phone: (612) 424-5176 Website: www.mouliengg.com

can be plugged into a home or commercial building’s electrical outlet. Installation takes only a few hours, said Mouli Vaidyanathan, founder and president of Mouli Engineering. “That’s the innovative aspect of it,” he said. Customers can purchase one or two pods at a time, rather than invest in one complete unit like more conventional systems. Each pod is available for $6,799 at Northern Tool and Equipment’s website www. northerntool.com. Approximately four to eight pods will enable a typical home to be completely in-

dependent from the electrical grid, Vaidyanathan said. The number required for small businesses vary depending upon the size of the building. Vaidyanathan developed the pods in March as a way to make solar power easier to install and more accessible to the average consumer. “My goal is to eventually make solar as affordable as a microwave,” he said. The company has sold only one pod since launching the product in May, but Vaidyanathan said he is confident sales will pick up through the company’s agreement with Northern Tool. “Being a start up, this will

File photo

Solar pods developed by Mouli Vaidyanathan, president of Eagan-based Mouli Engineering Inc., were recently made available for sale by Northern Tool and Equipment, an international hardware retail chain based in Burnsville. The pods are a solar power system that puts several solar panels together into one “pod” that plugs into a home or commercial building’s electrical outlet. Each pod provides electricity to a building. be phenomenal for our sales,” he said. Northern Tool and Equipment has been selling alternative energy components such as solar panels and

chargers for the past six years. ern Tool to come as the first “We liked that it was go- thing on people’s mind in soing to be a fast growth and, lar energy products.” at the time, a limited compeJessica Harper is at tition market,” Johnson said. “Our goal now is for North- jessica.harper@ecm-inc.com.

Burnsville City Council grapples with sign ordinance Best Buy allowed sign deviations for crosstown move by John Gessner THISWEEK NEWSPAPERS

After finding herself on the losing end of two sign-related votes July 5, City Council Member Mary Sherry said she was sorry she ever asked for a liberalization of Burnsville’s sign ordinance. “It obviously opened a Pandora’s box, and it looks like anything goes in Burnsville,” said a frustrated Sherry. The council voted for ordinance deviations allowing the owner of a shopping mall to have extra and larger signage to accommodate Best Buy, which is moving from its longtime home along Highway 13 to a spot along County Road 42. The council also cut the time interval for changing copy on electronic readerboard signs from 60 seconds to 30, with the provision that a 15-second interval will be considered in a year if the 30-second interval doesn’t cause driver distraction and traffic accidents. The votes come on the heels of a lengthy review of the city’s sign ordinance by business leaders and city officials. The council approved a less restrictive ordinance on April 5.

Photo by Rick Orndorf

Best Buy’s “ticket” sign, shown here on the company’s current Burnsville store south of Highway 13, will be replicated at its new location in the Burnsville Marketplace shopping center.

Best Buy The consumer electronics giant plans to move its Burnsville store from 12600 W. I35W Frontage Road to the space in the Burnsville Marketplace center once occupied by Best Buy competitor Circuit City, which closed all its stores in 2009 after declaring bankruptcy. Mall owner JPT Industries Inc. sought five deviations from the sign ordinance and the property’s planned unit development to accommodate Best Buy at 14141 Aldrich Ave. S., located west of Interstate 35W and north of County Road 42. Best Buy will be allowed a

freestanding pylon sign, even though the mall already has one and city ordinance allows only one per parcel. It will also be allowed a 400-square-foot sign – the Best Buy “ticket” – on the east wall of the building, facing the freeway. Ordinance limits such signs to 300 square feet. It will be a “cabinet” sign, which ordinance doesn’t allow on buildings. Despite its visibility, the site is hard for motorists to find, council members agreed. The pylon sign will help customers find the store, Council Member Dan Gustafson said. Sherry objected to the pylon: “How are we going to say

‘no’ to other tenants in that building?” The Best Buy space faces other challenges, Council Member Dan Kealey said, noting that its elevation is different from the rest of the center and its front door faces away from the rest of the center. A retail store owner himself, Kealey said Best Buy is “probably one of the largest, sharpest retail companies in the United States,” and he’d propose the same signage scheme given the site’s limitations. Sherry acknowledged the company’s success. “But does that mean they can just walk over all our ordinances? I don’t think so,” she said. She called for a smaller sign on the east wall, saying it would be “easily visible” from the freeway. Her motion for a 300-square-foot sign got no second. “Aesthetics are important here,” said Sherry, who in February voted against sign deviations for the new Gordmans store at Burnsville Center. “I think we’re missing the boat here.” Gordmans’ 624-squarefoot entrance sign, a deviation from the allowed 300, is “grotesque,” Sherry added. Both Burnsville Marketplace and Burnsville Center are governed by planned unit developments — self-contained zoning districts that,

in the words of City Attorney Joel Jamnik, allow for “regulatory flexibility.” Sherry wasn’t alone in her dissent. The city planning staff recommended against the Best Buy deviations, and a deadlocked 2-2 vote by the Planning Commission amounted to a denial recommendation, City Planner Chris Slania said.

Readerboards The issue of readerboard intervals was left over from review of the sign ordinance. The council asked for a separate recommendation from the city’s Economic Development Commission, which also did the ordinance review. The commission called for no change in the 60-second interval, a recommendation matched by the Planning Commission. The EDC’s review of 15 other cities shows that four prohibit electronic readerboards, seven require five minutes or more between message changes, and three allow text changes at intervals of four to 10 seconds. Burnsville police didn’t recommend against relaxing the 60-second interval but urged a conservative approach to changes, according to Economic Development Coordinator Skip Nienhaus. Kealey said he doubts that the graphics-free readerboards allowed in Burnsville are suf-

ficient to cause the driver distraction that is proved to cause accidents. “There are several cities out there with one- to eightsecond changes — lots of cities, in the metro and out of the metro,” Kealey said, asking for evidence that those intervals cause distraction and accidents. “There isn’t any,” he said. Sherry deferred to the EDC’s recommendation and said she’d seen examples of driver distraction while returning on County Road 42 from Apple Valley’s July 4 fireworks. “I saw two very bad accidents on 42 — people looking at the fireworks,” she said. Readerboards are meant to attract attention, she said. “You compound half second by half second by half second, now you’re talking about a really long time,” she said. “I don’t believe 15 seconds is unreasonable, and it’s twice what MnDOT recommends,” said Council Member Dan Gustafson. The Department of Transportation recommends at least six-second intervals between messages along state highways, according to a city staff report. Mayor Elizabeth Kautz offered a compromise at 30 seconds, with possible adjustment to 15 seconds after a year. John Gessner is at burnsville. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 14, 2011

Jazz festival organizer says the show must go on Art and All that Jazz moves to one-day event at Nicollet Commons in Burnsville, indoor concert night cancelled by Tad Johnson

Sterling has built a solid following by relentlessly playing around the Twin Cities, including a longtime weekly gig at Bunkers in Minneapolis. He is known for high energy and inciting many a dance party. Salsa del Soul and the Jack Brass Band remain in the Saturday lineup with The Super Pilots moving from Friday to Saturday. The Dakota Combo will start the day at noon. Twin Cities-based Salsa del Soul also has built a strong reputation and following for putting on shows

where dancing is encouraged and practically irresistible. Cancelled was the Friday night show inside the Burnsville Performing Arts Center that was charging $25 to $35 for regular tickets and $150 to attend the show and VIP event. The event will still include a juried art fair and food booths. The decision for organizers hinged on what kind of crowd to attract. The worldtraveled acts bring people from throughout the Midwest, while an outdoor festival of any kind will draw

crowds. The question is: Will it be enough to fuel food and beverage sales, of which the nonprofit takes a cut. â&#x20AC;&#x153;Because it is a free festival it is a little different decision,â&#x20AC;? Gustafson said when talking about how much to pay for top flight acts. â&#x20AC;&#x153;This will be a little more community based and showcase the great music in the Twin Cities.â&#x20AC;? For more information, go to www.burnsvilleartjazz. com.

in Kelley Park by Michael Mon- meeting, Lakeville South High www.CreativeNetworkingProfesroe. Free. Beer and wine avail- School. sionals.com. able. â&#x20AC;˘ Wednesday, July 20, noon, Dakota Business Partners Burnsville Chamber of CVB Advisory Board meeting, meets every Tuesday from 8:15Commerce events: Lakeville CVB conference room. 9:30 a.m. at AmericInn, 17145 Date-specific â&#x20AC;˘ Thursday, July 14, 4 to 7 â&#x20AC;˘ Wednesday, July 20, 12:30 Kenyon Ave. (just off Interstate Dakota County Regional p.m., open house, Thrivent Fi- p.m., ribbon cutting, Able Chiro- 35 and County Road 50), LakevChamber of Commerce events: nancial, Grande Market Place, practic, 13335 Palomino Drive, ille. For why our group is different â&#x20AC;˘ Thursday, July 14, 9 to 10 12700 Nicollet Ave. S., Burns- Suite 203, Apple Valley. and more information visit www. a.m., YPro Group brainstorm- ville. Celebration of Thriventâ&#x20AC;&#x2122;s â&#x20AC;˘ Thursday, July 28, 4:30 dakotabusinesspartners.com or ing meeting at Panera Bread, new location in the Heart of the to 6:30 p.m., Networking Af- find us on Facebook. 1260 Promenade Place, Eagan. City with a casual meal, refresh- ter Hours, Brunswick Zone XL, Network Unlimited, a profesOver the past few months there ments and music and door prizes. 11129 162nd St. W. sional networking chapter, meets has been interest in reconven- A short program is scheduled for â&#x20AC;˘ Wednesday, Aug. 3, 7:30 to Tuesdays from 4:30 to 5:45 p.m. ing a Young Professional (YPros) 6 p.m. RSVP required by July 6. 8:30 a.m., Morning Brew, Lakev- at Cherokee Sirloin Room, Cliff group in Dakota County. We in- Information: Jana Bliss at (952) ille Woods. Road and Nicols Road, Eagan. vite you to attend this brainstorm- 277-2600. River Heights Chamber of To see if your category is open go ing meeting to discuss the opporâ&#x20AC;˘ Tuesday, July 19, 7 to 9 Commerce events: to www.NetworkUnlimited.org. tunities, feasibility and learn from a.m., South of the River Chamber â&#x20AC;˘ Wednesday, Aug. 3, noon to BNI â&#x20AC;&#x201C; The Valley NetworkEric Mills, Dakota County Techni- Breakfast with Rep. John Kline at 1:30 p.m., ChamberNet, chamber ers chapter of Business Netcal College, the structure he cre- Brackettâ&#x20AC;&#x2122;s Crossing Country Club, office. ChamberNet is a network- working Intl. meets Thursdays ated and implemented to create 17976 Judicial Road, Lakeville. ing group whose mission is to at 11:30 a.m. at the DCTC Apple a very successful YPro group in Hear the latest on health care re- provide a forum for members to Valley Site at 14200 Cedar Ave. Winona. Feel free to bring oth- form, employee free choice (card give and receive qualified busi- BNI is a networking group for ers you think might benefit from check) legalization, finance regu- ness leads. ChamberNet is a business owners who are looking a group of this type. Informa- lation and reform legislation, and non-competitive group where to increase their revenue. Only tion: Michelle Tighe at mtighe@ jobs. Reservations: $15 per per- only one individual in the group one person from each profession. dcrchamber.com. son for chamber members and will represent a specific business Bring your own lunch. For more â&#x20AC;˘ Thursday, July 14, 4:30 to $20 per person for nonmembers. sector. Information: Carol Swen- information, call Paula Sevenich 6:30 p.m., Hilton Garden Inn Register by July 10. No walk- son at Carol@riverheights.com. at (952) 891-4057 or visit www. Margaritaville, Hilton Garden Inn, ins. Information: Anne at anne@ â&#x20AC;˘ Tuesday, Aug. 9, 11:30 a.m. bni-mn.com 1975 Rahncliff Court, Eagan. This burnsvillechamber.com. to 1 p.m., Keep it Local for Lunch BNI â&#x20AC;&#x201C; Networking meets laid-back networking event will â&#x20AC;˘ Wednesday, July 20, 11:30 at Clarion Hotel and Conference Thursdays at 7:15 a.m. at the feature complimentary light ap- a.m. to 1 p.m., Women Empow- Center, 701 Concord St. S., Round Bank in Farmington. For petizers and a cash bar. Informa- ered Luncheon at Buca di Beppo South St. Paul. Information: An- more information, contact Ellen at tion: Michelle Tighe at mtighe@ in Burnsville. C. Jennifer Dankle, nie Platek at annie@riverheights. (952) 412-5287 or Lanny at (612) dcrchamber.com. D.O., will talk about ways to take com. 386-2660. â&#x20AC;˘ Tuesday, July 19, 7 to 9 care of your heart. Cost is $20. Ongoing Professional Referral Exa.m., South of the River Chamber Information: Anne at (952) 435Platinum Partners, a chapter change of Burnsville meets Breakfast with Rep. John Kline at 6000 or anne@burnsvillecham- of BNI, welcomes one represen- every Wednesday for breakfast Brackettâ&#x20AC;&#x2122;s Crossing Country Club, ber.com. tative from each profession and at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings 17976 Judicial Road, Lakeville. Lakeville Area Chamber of meets every Wednesday morning begin at 7 a.m. For more informaHear the latest on health care Commerce events: from 7:30 to 9 a.m. at the Lakev- tion, contact Jo Baecker, area direform, employee free choice â&#x20AC;˘ Thursday, July 14, noon, Fall ille Green Mill. To learn more, call rector, at (612) 618-5347 or visit (card check) legalization, finance Gala meeting, Brackettâ&#x20AC;&#x2122;s Cross- Amy at (952) 226-7741. the website www.prorefx.com. regulation and reform legislation, ing. Creative Networking ProElite Executives Chapter of and jobs. Reservations: $15 per â&#x20AC;˘ Friday, July 15, 8 a.m., fessionals, an independent busi- Business Networking Internationperson by July 12. No walk-ins. Government Affairs Committee, ness networking group, meets al meets each Tuesday 7:30-9 Information: Michelle Tighe at chamber conference room. the first and third Tuesday of the a.m. at the Holiday Inn Express, mtighe@dcrchamber.com. â&#x20AC;˘ Tuesday, July 19, 7 to 9 a.m., month at JoJoâ&#x20AC;&#x2122;s Rise and Wine 1950 Rahncliff Court, Eagan. â&#x20AC;˘ Wednesday, July 20, 8 a.m. South of the River Multi-Chamber in Burnsville from 8 to 9 a.m. The This structured networking group to noon, Executive Roundtable Breakfast with Congressman group is focused on creating in- is open to all local business ownGroup meeting, DCR Chamber John Kline, Brackettâ&#x20AC;&#x2122;s Crossing, terpersonal relationships to grow ers but we do limit to one person of Commerce Office, 1121 Town $15 members/$20 nonmembers, business-to-business referrals. from each profession. For inforCentre Drive, Suite 102, Eagan. RSVP by July 15. Yearly dues are $65. New mem- mation, contact Shawn Moudry For more information about this â&#x20AC;˘ Tuesday, July 19, 9 a.m., bers are welcome. Members are (952) 451-6519. group or how to get involved call Chamber Board meeting, Brack- limited to one per professional Beta Sigma Phi, PrecepGreg Buck of Buck Financial Ser- ettâ&#x20AC;&#x2122;s Crossing. category. For more informa- tor Alpha Delta Chapter, meets vices at (612) 708-4221 or e-mail â&#x20AC;˘ Wednesday, July 20, 7:30 tion, contact Jeff Rothmeyer at the second Wednesday of every gbuck@bfsllc.info. to 8:30 a.m., Business Education JeffR@Roundbank.com or see month at 7:30 at a memberâ&#x20AC;&#x2122;s â&#x20AC;˘ Wednesday, July 27, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Pro vincial Bank) at (952) 469-9229. â&#x20AC;˘ Friday, July 29, 9:30 a.m. to 2:30 p.m., American Red Cross ! blood drive at the DCR Chamber, " #

$ %& ''(() 1121 Town Centre Drive, Suite 102, Eagan. Information: Michelle * ' +,-.+ Tighe at mtighe@dcrchamber. com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Friday, July 15, 6 p.m., Music in Kelley Park by Woody and His

Wonderful World. Free. Beer and wine available. â&#x20AC;˘ Friday, July 22, 6 p.m., Music in Kelley Park by Cedar Avenue. Free. Beer and wine available. â&#x20AC;˘ Friday, July 29, 6 p.m., Music

home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information,

call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5.

DAKOTA COUNTY TRIBUNE

The show will go on for eighth annual Art and All that Jazz in Burnsville. Dan Gustafson, event founder and lead organizer, said on June 15 the nonprofit 501(c)3 committee was short about $30,000 in donations this year and needed to decide if the event would be only one day or cancelled for 2011. Last week, Gustafson reported that because of the generosity of its sponsors, Art and All that Jazz will be held Saturday, Aug. 20, in Nicollet

Commons Park. When he discussed the festival on June 15, Gustafson said the nonprofit needed to raise close to $15,000 to stage the one-day event. He said the amount raised was close to that and that the target moved lower because of other changes, such as negotiating a cheaper light and sound contract. â&#x20AC;&#x153;Instead of the $5,000 donations we started getting more of the $500 donations, and that money started to add up for it,â&#x20AC;? Gustafson said. â&#x20AC;&#x153;I think it is going to work out real well.â&#x20AC;?

Moving to one day and 10 hours of free music, the event shuffled its previously announced lineup. Saturdayâ&#x20AC;&#x2122;s headliner Randy Brecker (trumpet and flugelhorn), who has played with such artists as Bruce Springsteen, Frank Sinatra and Frank Zappa, has been replaced Twin Cities group Mick Sterling and the Irresistibles. â&#x20AC;&#x153;We feel good about it,â&#x20AC;? Gustafson said. â&#x20AC;&#x153;We kind of said to ourselves: â&#x20AC;&#x2DC;We might find that local is the way to go.â&#x20AC;&#x2122; We will know by the end of the festival.â&#x20AC;?

Tad Johnson is at editor. thisweek@ecm-inc.com.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-11-1007 Case Type: Domestic Abuse In the Matter of: Angelica Maria Alvarado, Petitioner vs. Dahir Farah Arab, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W. Mendota Rd #140, West St Paul, MN 55118 on August 2nd, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 7/6/2011 Carolyn M. Renn Court Administrator Kelly L. Deputy 2673827 7/14/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Favorite Products 2. State the address of the principal place of business: 7324 Amberwood Lane, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Guyer Holdings, Inc., 7324 Amberwood Lane, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 8/17/10 Blair Guyer 2678562 7/14/7/21/11P

PUBLIC NOTICE

NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-11-395 In Re: Estate of JEAN D. KLUENDER, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 15th day of August, 2011, at 9:00 o'clock A.M., a hearing will be held in the above named Court at Dakota County Government Center, Hastings, Minnesota, on the petition of Lois B. Kroll for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Lois B. Kroll, whose address is 147 -12th Avenue North, South St. Paul, MN 55057 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 7-11, 2011. Michael V. Sovis Judge (COURT SEAL) David L. Grannis Attorney I.D. No. 36808 Grannis & Grannis, P.A. 412 Southview Blvd., Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2678345 7/14-7/21/11

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Thursday, August 4, 2011 at 1:00 p.m. at 17701 Kenyon Ave W. lot 077, Lakeville, Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County: 1971 RolloHome 14x66 Serial Number 1MH477 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Gabriela Sanchez, Guvanni Alonzo and / or Lesley Alonzo. The amount of the claim against the above referenced property is $4236.33 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: July 7, 2011 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952) 432-7979 or (952) 890-8440 2678376 7/14-7/28/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Joe’s Janitors 2. State the address of the principal place of business: 1212 E. 132nd St., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. J. Scherer Inc., 1212 E. 132nd St., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 5.16.2011 Joseph Scherer President 2676316 7/14-7/21/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-385 Estate of Agnes Cecelia Mickelson, also known as Agnes C. Mickelson and Agnes Mickelson, Decedent It is Ordered and Notice is given that on August 8, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033, for the formal probate of an instrument purporting to be the Will of the Decedent dated, January 13, 1995, (“Will”), and for the appointment of Merlyn F. Mickelson, whose address is 12151 Danbury Way, Rosemount, MN, 55068 as Personal Representative of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 7/1/11 BY THE COURT Robert King, Jr. Judge of District Court Attorney for Petitioner Gary D. McDowell Lindquist & Vennum, PLLP 4200 IDS Center 80 South 8th Street Minneapolis, MN, 55402 Attorney License No: 70178 Telephone: (612) 371-3523 FAX: (612) 371-3207 Email: gmcdowell@lindquist.com 2671662 7/7-7/14/11

NOTICE OF FILING The following notice is provided pursuant to the provisions of Minn. Stat. §322B.816: 1. DCB Investment Company, LLC has dissolved, and is in the process of winding up its affairs. 2. DCB Investment Company, LLC has filed with the Minnesota Secretary of State a Notice of Dissolution. 3. The Notice of Dissolution was forwarded via U.S. Mail for filing with the Minnesota Secretary of State on June 28, 2011. 4. Written claims against DCB Investment Company, LLC must be presented to: S. Todd Rapp, P.A. 4686 Slater Road Eagan, MN 55122 Attn: S. Todd Rapp, Esq. 5. Claims must be received on or prior to a date which is 90 days after the first date of publication of this Notice, or as to any and all claimants or creditors to whom this Notice is directly given, on or prior to a date which is 90 days after the date this Notice is given to that claimant or creditor. Dated: June 28, 2011 /s/ S. Todd Rapp, Esq. Attorney for DCB Investment Company, LLC 2666255 6/30-7/21/11P

PUBLIC NOTICE

CORRIGAN ELECTRIC COMPANY NOTICE TO CREDITORS AND CLAIMANTS THIS IS NOTICE TO ALL CREDITORS AND CLAIMANTS OF CORRIGAN ELECTRIC COMPANY: Pursuant to Minnesota Statutes Section 302A.727: Corrigan Electric Company, a Minnesota corporation (the “Corporation”) is in the process of dissolving. The Corporation has filed with the Minnesota Secretary of State a Notice of Intent to Dissolve. The Notice of Intent to Dissolve was filed on June 27, 2011. Any and all written claims against the Corporation must be submitted in writing to: Corrigan Electric Company 3065 145th Street West Rosemount, Minnesota 55068 Attention: Donald Corrigan. All claims must be received no later than the “deadline” of October 15, 2011. NOTE that a creditor or claimant who fails to file a claim on or before the Deadline is barred from suing on that claim or otherwise realizing upon or enforcing it, except as provided in Minnesota Statutes Section 302A.781. CORRIGAN ELECTRIC COMPANY By: /s/ Donald J. Corrigan Its: President 2668765 7/7-7/28/11

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-390 In Re: Estate of Luella R. Mulligan, Decedent. It is Ordered and Notice is given that on August 8, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated October 6, 2000, and a Codicil dated September 22, 2009, and for the appointment of Joan Mulligan, whose address is 1304 Kings Run Drive NW, Rochester, Minnesota 55901, and Terrance Mulligan, whose address is 2545 Lonsdale Blvd, Northfield, Minnesota 55057, as co-personal representatives of the Estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given, that subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/6/11 BY THE COURT Shawn M. Moynihan Judge of District Court Timothy L. Morisette (MN# 168877) Lampe Law Group, LLP 105 East Fifth Street P.O. Box 240 Northfield Minnesota 55057 Telephone: (507) 663-1121 Facsimile: (507) 663-6114 2678326 7/14-7/21/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 19, 2007 MORTGAGORS: T r o y D . R a n d o l p h and Michelle J. Randolph, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 15, 2007, Dakota County Recorder, Document No. 2550351. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100532100048071321 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Co., L. L. C. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 912 Honeysuckle Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 146320004001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Rei-Mac Addition and that part of Lot 5, Block 1, Rei-Mac Addition described as follows: Commencing at the most Northerly corner of said Lot 5, thence Southerly along the Westerly line of said Lot 5, distance of 30.00 feet, thence Easterly in a straight line to the most southerly point of Lot 4, thence Northwesterly along a line between Lots 4 and 5, 113.21 feet to the place of beginning, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,322.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649467 6/16-7/21/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2007 MORTGAGOR: Jeremy N. Morgan, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Registered April 18, 2007, Dakota County Registrar of Titles, Document No. 609174, Certificate of Title No. 142343, also recorded with the County Recorder recorded April 18, 2007, Dakota County Recorder, Document No. 2510428. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4960 120th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011360001010 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1 in Beckman's First Addition, according to the recorded plat thereof, which lies within Government Lot 1, Section 12, Township 115, Range 20 (Torrens) That part of Lot 1, Block 1, in Beckman's First Addition, according to the recorded plat thereof, except that part which lies within Government Lot 1, Section 12, Township 115, Range 20 (Abstract) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,646.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 9, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10871 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649532 6/16-7/21/11

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-384 Estate of Helen D. Bonine, a/k/a Helen Delores Bonine, Decedent It is Ordered and Notice is given that on August 8, 2011, at 9:00 a.m., a hearing will be held in this Court at Hastings, Minnesota, for the formal probate of a copy of an instrument purporting to be the Will of the Decedent dated, November 11, 2003, (“Will”), and for the appointment of Robert W. Bonine, whose address is 688 3rd Avenue, Mendota Heights, MN 55118 as Personal Representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: July 1, 2011 BY THE COURT Robert King Jr. Judge of District Court (COURT SEAL) Attorney for Petitioner Stephen H. Fochler LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 234928 Telephone: (651) 451-1831 FAX: (651) 450-7384 Email: sfochle@levander.com 2671868 7/7-7/14/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-11-372 In Re: Estate Of: Stanley Claude Kaplan a/k/a S tanley C. Kaplan, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an application for informal probate of the above named decedent’s last will dated March 25, 2009, has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of Gregory J. Kaplan, whose mailing address is 2008 Raymar Court, Burnsville, Minnesota 55337, and Karen L. Kaplan, whose mailing address is 4419 Naper Bay, Eagan, Minnesota 55122, as the co-personal representatives of the estate of the above-named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the co-personal representatives have full power to administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) ALL CREDITORS having claims against the estate are required to present the claims to the co-personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: June 28th, 2011 Carol M. Renn Registrar By: /s/ Joann Bauer Deputy Registrar Attorney for the Applicant: WHEELER & ENGELHART, P.A. Attorneys and Counselors By: Robert G. Engelhart III, Esq. Attorney Lic. No.: 0317329 4940 Viking Drive, Suite 327 Edina, Minnesota 55435 Telephone: (763) 540-0595 Facsimile: (763) 540-0596 2669223 7/7-7/14/11P

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PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Thursday, A u g u s t 4 , 2 0 1 1 , at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Roofing Replacement Project at Parkview Plaza Senior Apartments located at 730 South Plaza Dr., Mendota Heights, MN. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through at the site is scheduled for Thursday July 28, 2011 at 10:30 AM and is required of ALL bidders. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Interested bidders must confirm their intent to attend the walk-through by contacting the Dakota County CDA Capital Projects Manager, Bob Rosenthal @ 651-675-4483 by no later than 3:00PM Wednesday July 27, 2011. Specifications and bid documents for this project will not be available until July 28, 2011. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Manager, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. Bob Rosenthal, Capital Projects Manager Dakota County Community Development Agency 2678854 7/14-7/21/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT First JUDICIAL DISTRICT Court File No.: 19HA-PR-11-393 In Re: Estate of MARY ANN CONROY, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated February 16, 2007. The Registrar accepted the application and appointed Christopher Conroy, whose address is 4163 Pennsylvania Avenue, Eagan, Minnesota 55123, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7-7-11 Edward Lynch Judge KENNEDY LAW OFFICES, P.A. Scott A. Ruhsam MN# 389633 2600 Eagan Woods Drive, STE 140 Eagan MN, 55121 Telephone: 651-262-2083 Facsimile: 651-262-2079 e-mail: scott.ruhsam@mpkennedylaw.com 2677677 7/14-7/21/11P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Community Revitalization, Dakota County Community Development Agency (CDA), until 2:00 p.m. CDST, Monday, July 25, 2011, at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the abatement and demolition of property located at 1921 Burnsville Parkway in Burnsville, Minnesota. A mandatory walk-through of the property will be held on Friday, July 15, 2011 at 1:30 p.m. at the site of the Valley Ridge Shopping Center, 1921 Burnsville Parkway. Bids shall be on the forms provided for that purpose and according to the Invitation to Bidders prepared by the Dakota County CDA. Bid forms, Invitation to Bidders, and specifications may be seen and obtained by contacting Lisa Henning at (651) 675-4467 or lhenning@dakotacda.state.mn.us or by attending the mandatory walk-through. Bids shall be directed to Lisa Henning, securely sealed and endorsed upon the outside wrapper with the Project Name and Bid Due Date. The successful bid is to be awarded by the Dakota County CDA Board of Directors on July 26, 2011 at 3:30 p.m. The Dakota County CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantages Business Enterprises will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The work to be performed under this Contract is subject to the requirements of Section 3 of the Housing and Redevelopment Act of 1968. This is a federal Davis-Bacon wage project. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. LISA HENNING, ASSISTANT DIRECTOR OF COMMUNITY REVITALIZATION DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 2673620 7/14/11

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the grading, asphalt paving and concrete curb for (2) of townhome developments in Burnsville. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 10:00 AM on August 1, 2011 (the bid date has been extended). At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. All bids for a similar project had been rejected, and this a revised request for bids. New project specifications and bid forms have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn:Vince Markell/ Portland paving A mandatory on site review is scheduled for: July 19, 2011 at 10:00AM - the corner of Evergreen Dr. and Portland Ave. in Burnsville. Failure to attend a site review will result in the vendor as not being qualified and their bid will be rejected. Project manuals will be sent out electronically via e-mail. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. This is a Davis-Bacon prevailing wage project. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 cell: 651-398-2687 2679819 7/14-7/21/11

ORDER AND NOTICE OF HEARING FOR FORMAL APPOINTMENT OF ADMINISTRATOR IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-379 In Re: Estate of: Timothy L. Baker, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 8th day of August, 2011, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, MN 55033, for the appointment of Laurie Giesenhagen, whose address is 16166 Blue Haven Court, Riverside, CA 92503, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 6/30/11 Patrice Sutherland Judge of Probate Court (COURT SEAL) Attorney for Personal Representative: Robert J. Bruno 107 Professional Plaza 1601 E. Highway 13 Burnsville, MN 55337 952-890-9171 Atty. Reg. No. 12415 2671261 7/7-7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: June 7, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated April 23, 2010, executed by Stone Arch Company LLC, a Minnesota limited liability company, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record April 23, 2010, as Document No. T660870 in the Office of the Registrar of Titles of Dakota County, Minnesota. The land described in the Mortgage is registered land. 2. The original principal amount secured by the Mortgage was: three hundred sixty thousand and 00/100 Dollars ($360,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: three hundred forty thousand two hundred fifty-eight and 09/100 Dollars ($340,258.09). 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Two (2), Block Seven (7), SPIRIT OF BRANDTJEN FARM, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on July 28, 2011 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota. 7. The street address of the mortgaged property is 16740 Eagleview Drive, Lakeville, MN 55044 and the tax parcel identification number is 22-71300-07-020. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 / (763) 222-2504 MLB:2860-237.PKG 2640333 6/9-7/14/11

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-376 In Re: Estate of CAROL MARVIN EKNESS, Decedent. It is Ordered and Notice is given that on August 8, 2011 at 9:00 A.M., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Eugene Ekness, whose address is 20665 Dallas Avenue, Farmington, MN 55024, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 6/30/11 BY THE COURT Richard Spicer Judge of District Court Guzman Law Firm, P.A. Lori L. Guzman, Esq. MN# 285808 14847 Energy Way Apple Valley, MN 55124 Telephone: (952) 432-0648 Fax: (952) 431-2491 2670066 7/7-7/14/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12840 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12840 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Steven R. Schmitz and Kimberly A. Schmitz, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Sixty and 00/100 ($3,360.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 15, 2011, and recorded M a y 2 3 , 2 0 1 1 , as D o c u m e n t N o . in the Dakota County 2801986 Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: August 3, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on February 3, 2012. Dated: June 2, 2011 By ___/s/____ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441167 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2648786 6/16-7/21/11

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-386 ESTATE OF Marvelle Buettner, also known as Marvelle Joy Buettner, DECEDENT It is Ordered and Notice is given that on August 8, 2011 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated February 25, 1997, and for the appointment of Kathleen A. Pepek whose address is: 4460 Empire Drive North, Unit 1, Hugo, MN 55038 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 7/1/11 (COURT SEAL) Robert King, Jr. Judge Attorney For Personal Representative Douglas J. Dehn, ID # 21878 BARNA, GUZY & STEFFEN, LTD. 400 Northtown Financial Plaza 200 Coon Rapids Boulevard Minneapolis, MN 55433 Ph: 763-783-5128 Fax: 763-450-7428 2672057 7/7-7/14/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12822 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12822 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jerry D. Grovender, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Fifty-Nine and 00/100 ($3,059.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 24, 2011, and recorded M a y 2 3 , 2 0 1 1 , as D o c u m e n t N o . 2802019 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: August 3, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on February 3, 2012. Dated: June 2, 2011 By ____/s/____ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441177 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2648726 6/16-7/21/11

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-11-380 ESTATE OF Rochelle Resch a/k/a Rochelle J. Resch a/k/a Rochelle Jean Resch, DECEDENT It is Ordered and Notice is given that on July 25, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Rosemary Atwood whose address is: 1304 2nd Street South, Stillwater, MN 55082 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 6/30/11 Patrice Sutherland Judge (COURT SEAL) Attorney For Personal Representative Dwight P. Cummins CUMMINS LAW OFFICE, P.A. 363 5th Avenue North Bayport, MN 55033 651-430-2630 Attorney ID #158082 2671324 7/7-7/14/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12926 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12926 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Scott D. Whitehead, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Seven Hundred Thirty and 77/100 ($3,730.77) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 8, 2011, and recorded May 23, 2011, as Document No. 2 8 0 1 9 8 8 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: August 3, 2011, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on February 3, 2012. Dated: June 2, 2011 By ___/s/___ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144178 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2648838 6/16-7/21/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: K Billing 2. State the address of the principal place of business: 1224 Shakopee E #130, Shakopee, MN 55379 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kari Heuring, 1224 Shakopee E #130, Shakopee, MN 55379 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 6/17/11 Kari Heuring - Owner 2676338 7/14-7/21/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Bodhi Wellness Center 2. State the address of the principal place of business: 4580 Scott Trail, Suite 218, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Julee Vongkhamdeng, 15585 Garnet Way, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 6-21-2011 Julee Vongkhamdeng, Owner 2678582 7/14-7/21/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Azure Sphere Consulting 2. State the address of the principal place of business: 8213 College Trail, Suite 32A, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Aaron Chmelik, 8213 College Trail, Suite 32, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11July2011 Aaron Chmelik, Sole Proprietor 2678747 7/14-7/21/11P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Hearing on Sale of Land Dakota County Community Development Agency NOTICE IS HEREBY GIVEN that the Dakota County Community Development Agency (the 'CDA') will meet on Tuesday, July 26, 2011 at or after 3:30 p.m. at its offices at 1228 Town Centre Drive, Eagan, Minnesota, 55123, for the purpose of conducting a public hearing pursuant to Minnesota Statute 469.029 regarding the sale by the CDA of certain land legally described as Lot 1, Block 1, Twin Ponds 2nd Addition in the City of Farmington to Twin Ponds Phase II Family Housing Limited Partnership for the purpose of developing low and moderate income residential rental townhomes. All persons interested may appear and be heard at the time and place set forth above. Dated: June 23, 2011 BY ORDER OF THE BOARD OF COMMISSIONERS OF THE DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY By /s/ Mark S. Ulfers Executive Director 2678438 7/14/11

PUBLIC NOTICE

NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS July 14, 2011 This notice shall satisfy two separate but related procedural requirements for activities to be undertaken by the Dakota County CDA. REQUEST FOR RELEASE OF FUNDS On or about July 30, 2011 the Dakota County CDA on behalf of Dakota County will submit a request to the Department of Housing and Urban Development (HUD) for the release of HOME Investment Partnership Program funds under Title II of the Cranston-Gonzalez National Affordable Housing Act of 1990 as amended, to undertake the following project: Demolish existing structures and mitigate soils on properties located at 3206 and 3170 Sibley Memorial Highway in Eagan Minnesota for the purpose of redevelopment. The CDA currently owns both properties and will construct 6 or 7 twin home style units that will provide 12 to 14 units of affordable housing for families. The CDA will own and manage the development. FINDING OF NO SIGNIFICANT IMPACT The Dakota County CDA has determined that the project will have no significant impact on the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (NEPA) is not required. Additional project information contained in the Environmental Review Record (ERR) on file at the Dakota County CD A located at 1228 Town Centre Drive, Eagan MN is available for review and may be examined or copied weekdays from 8:00 A.M. to 4:30 P.M. PUBLIC COMMENTS Any individual, group, or agency disagreeing with this determination or wishing to comment on the project may submit written comments to the Dakota County CDA at 1228 Town Centre Drive, Eagan MN 55123. All comments received by July 30, 2011 will be considered by the Dakota County CDA prior to authorizing submission of a request for release of funds. Comments should specify which Notice they are addressing. RELEASE OF FUNDS The Dakota County CDA certifies to HUD that Dan Rogness as the Certifying Officer consents to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to the environmental review process and that these responsibilities have been satisfied. HUD's approval of the certification satisfies its responsibilities under NEPA and related laws and authorities, and allows Dakota County to use Program funds. OBJECTIONS TO RELEASE OF FUNDS HUD will accept objections to its release of funds and the Dakota County CDA's certification for a period of fifteen days following the anticipated submission date or its actual receipt of the request (whichever is later) only if the objections are based on one of the following: (a) the certification was not executed by the Certifying Officer of the Dakota County CDA; (b) the Dakota County CDA omitted a step or failed to make a decision or finding required by HUD regulations at 24 CFR Part 58; (c) the Dakota County CDA committed funds or incurred costs not authorized by 24 CFR Part 58 before approval of a release of funds by HUD; or (d) another Federal agency acting pursuant to 40 CFR Part 1504 submitted a written finding that the project is unsatisfactory from the standpoint of environmental quality. Objections must be prepared and submitted in accordance with the required procedures (24 CFR Part 58) and shall be addressed to MN State HUD Office at 920 2nd Ave South, Ste 1300, Minneapolis, MN 55402. Potential objectors should contact HUD to verify the actual last day of the objection period. Dan Rogness, Director of Community Revitalization Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 2678181 7/14/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: KinderMark 2. State the address of the principal place of business: 7324 Amberwood Lane, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Guyer Holdings II, Inc., 7324 Amberwood Lane, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: May 20, 2011 Suzanne M. Mayer, Incorporator 2878514 7/14-7/21/11P

Notice of Issuance of Harassment State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-CV-11-1885 Case Type: Harassment Kari Ann Hill, Petitioner(s) vs. Wesley W Crisp, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center 14955 Galaxie Avenue, Apple Valley, MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: July 7, 2011 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2678081 7/14/11

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Elegant Motion Studios 2. State the address of the principal place of business: 20082 Erickson Path, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Monte Schultz, 20082 Erickson Path, Farmington, MN 55024 Jen Schultz, 20082 Erickson Path, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: July 7, 2011 Monte C. Schultz, Owner 2677934 7/14-7/21/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Flawless Fightwear 2. State the address of the principal place of business: 13562 Birdsong Path, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nate Bry, 13562 Birdsong Path, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/8/10 Nate Bry (Owner) 2675367 7/14-7/211P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-383 Estate of Azher Ansari, also known as Mohammed Azheruddin Ansari, Decedent It is Ordered and Notice is given that on 8-8-11, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Azfer Ansari, whose address is: 2274 Clark Street, Eagan, Minnesota 55122 as personal representative of the estate of the Decedent in an unsupervised administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real estate and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 7/1/11 Robert King, Jr. Judge Attorney for Personal Representative Robert J. Bruno Robert J. Bruno, Ltd. 1601 East Highway 13, Suite 107 Burnsville, MN 55337 #12415 (952) 890-9171 (952) 890-8172 - Fax 2671926 7/7-7/14/11

ORDINANCE NO. 881 CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA AN ORDINANCE AMENDING TITLE 3, CHAPTER 15 OF THE LAKEVILLE CITY CODE CONCERNING PAWNBROKERS/PRECIOUS METAL DEALERS THE CITY COUNCIL OF THE CITY OF LAKEVILLE, MINNESOTA ORDAINS: SECTION 1. Section 3-15-12 of the Lakeville City Code is amended to read: F. Redemption Period: Any person pledging, pawning or depositing an item for security must have a minimum of sixty (60) days from the date of that transaction to redeem the item before it may be forfeited and sold. During the sixty (60) day holding period, items may not be removed from the licensed location except as provided in subsection 3-15-14A of this chapter. Licensees are prohibited from redeeming any item to anyone other than the person to whom the receipt was issued or, to any person identified in a written and notarized authorization to redeem the property identified in the receipt, or to a person identified in writing by the pledger at the time of the initial transaction and signed by the pledger, or with approval of the police license inspector. Written authorization for release of property to persons other than original pledger must be maintained along with original transaction record in accordance with subsection A10 of this section. SECTION 2. This ordinance shall be effective immediately upon its passage and publication. ADOPTED this 5th day of July, 2011 by the City Council of the City of Lakeville, Minnesota. CITY OF LAKEVILLE BY: _______________________ Mark Bellows, Mayor

ATTEST: _____________________________ Charlene Friedges, City Clerk 2673518

7/14/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Best Western Nicollet Inn 2. State the address of the principal place of business: 14201 Nicollet Ave., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Blithe Hospitality, LLC, 20800 Kenrick Ave., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date June 28, 2011 Richard K. Hocking, as Attorney 2672126 7/7-7/14/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: CA Gear 2. State the address of the principal place of business: 13562 Birdsong Path, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nate Bry, 13562 Birdsong Path, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/9/11 Nate Bry Owner 2675419 7/14-7/21/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,500.00 MORTGAGOR(S): Liliana Alvarez, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 18, 2004 Dakota County Recorder Document Number: 2258935 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the Certificateholders CWABS 2004-09 Dated: July 17, 2008 Recorded: August 19, 2008 Dakota County Recorder Document Number: 2608807 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004161424-5 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1639 Riverwood Dr # 120, Burnsville, MN 55337-5301 Tax Parcel ID Number: 02.37429.02.120 LEGAL DESCRIPTION OF PROPERTY: Unit 120, C.I.C. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,336.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 22, 2012, or the next business day if January 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS 2004-09 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020865F01 2632695 6/9-7/14/11

PUBLIC NOTICE

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Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2640843 6/9-7/14/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE AND APPOINTMENT OF ADMINISTRATOR AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-373 In Re: Estate of Valerie Ellwood Card, Deceased NOTICE TO ALL INTERESTED PERSONS AND CREDITORS It is Ordered and Notice is hereby given that on the 25th day of July 2011, at 9:00 o’clock a.m., a hearing will be held in the above-named Court at Dakota County Judicial Center, 1560 Highway 55, County of Dakota, Hastings, Minnesota, for the appointment of Beverly J. Hanson as Administrator of the estate of the above-named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, an administrator will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said administrator or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Date: 6-29-11 For the Judge: Jerome B. Abrams Judge of District Court Attorney for Administrator(s) Donald W. Teed Donald W. Teed & Associates 3109 Hennepin Avenue South Minneapolis, MN 55408 Attorney License No.: 131283 Telephone: 612-827-8121 FAX 612-827-3564 2669906 7/7-7/14/11

PUBLIC NOTICE

MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4954 Rusten Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101672502170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Cedar Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $325,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $352,458.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 16, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2641036 6/9-7/14/11

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2389 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2639309 6/9-7/14/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-388 Estate of Sue Peterson, Decedent. It is Ordered and Notice is given that on August 8, 2011, at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal adjudication of intestacy, determination of heirs, and the appointment of Sarah J. Rowley as Personal Representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debt, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 7/6/11 Richard G. Spicer Judge Attorney for Personal Representative: Bradley J. Frank Barnes & Thornburg LLP 225 South Sixth Street, Suite 2800 Minneapolis, MN 55402 Attorney License No. 0335897 Telephone: (612) 333-2111 Fax: (612) 333-6798 2673096 7/14-7/21/11

PUBLIC NOTICE

County Registrar of Titles, Document No. 597226, Certificate of Title No. 099657. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiCorp Trust Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3585 148th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-62800-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, of Edwin Rahn Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,501.44 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,047.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011. CitiCorp Trust Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2640869 6/9-7/14/11

PUBLIC NOTICE

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�� 2011 �� MORTGAGE: $229,500.00 at 10:00 am AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Dakota County DUE AS OF DATE OF NOTICE, INCLUD- Law Enforcement Center, Lobby S-100, ING TAXES, IF ANY, PAID BY MORT- 1580 Highway 55, Hastings, MN 55033 GAGEE: $271,498.76 to pay the debt the debt then secured That prior to the commencement of by the Mortgage, and taxes, if any, on this mortgage foreclosure proceeding said premises, and the costs and disMortgagee/Assignee of Mortgagee com- bursements, including attorneys' fees plied with all notice requirements as allowed by law, subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law sale by the mortgagors, their personal o r o t h e r w i s e t o r e c o v e r t h e d e b t representatives or assigns. secured by said mortgage, or any part DATE TO VACATE PROPERTY: The thereof; date on or before which the mortgagor PURSUANT to the power of sale con- must vacate the property if the morttained in said mortgage, the above gage is not reinstated under Minnedescribed property will be sold by the sota Statutes section 580.30 of the Sheriff of said county as follows: property redeemed under Minnesota DATE AND TIME OF SALE: July 28, Statutes sections 580.23 is February 1, 2011 at 10:00 AM 2012 at 11:59 p.m. If the foregoing PLACE OF SALE: S h e r i f f ' s O f f i c e , date is Saturday, Sunday, or a legal Law Enforcement Center, 1580 Hwy holiday, then the date to vacate is the 55, Lobby #S-100, Hastings, MN next business day at 11:59 p.m. MORTGAGORS RELEASED FROM to pay the debt then secured by said Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not THIS COMMUNICATION IS FROM A redeemed under section 580.23 is DEBT COLLECTOR ATTEMPTING TO 1 1 : 5 9 p . m . o n J a n u a r y 3 0 , 2 0 1 2 , COLLECT A DEBT. ANY INFORMAu n l e s s t h e r e d e m p t i o n p e r i o d i s TION OBTAINED WILL BE USED FOR reduced to 5 weeks under MN Stat. THAT PURPOSE. Secs. 580.07 or 582.032. Dated: June 6, 2011 MORTGAGOR(S) RELEASED FROM Provident Funding Associates, L.P. Mortgagee FINANCIAL OBLIGATION ON MORTKenneth J. Johnson GAGE: None "THE TIME ALLOWED BY LAW FOR Minnesota State Bar No. 0246074 REDEMPTION BY THE MORTGAGOR, Johnson, Blumberg & Associates, LLC THE MORTGAGOR'S PERSONAL REP- Attorney for Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 230 W. Monroe St., Ste. 1125 REDUCED TO FIVE WEEKS IF A JUDI- Chicago, IL 60606 CIAL ORDER IS ENTERED UNDER Phone 312-541-9710 MINNESOTA STATUTES, SECTION Fax 312-541-9711 6/9-7/14/11 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2641068 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: May 31, 2011. THE TIME PROVIDED BY LAW IS JPMorgan Chase Bank, NOT AFFECTED BY THIS ACTION. National Association NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of Attorneys for Mortgagee/Assignee of the following described mortgage: DATE OF MORTGAGE: J u n e 1 6 , Mortgagee 2009 4500 Park Glen Road #300 MORTGAGORS: Kay E. Morris and Minneapolis, MN 55416 Robert M. Jones, Both Single Persons. (952) 925-6888 MORTGAGEE: Mortgage Electronic 30-9229 THIS IS A COMMUNICATION FROM Registration Systems, Inc.. AND PLACE OF RECORDING: DATE A DEBT COLLECTOR. 2640922 6/9-7/14/11 R e c o r d e d J u n e 3 0 , 2 0 0 9 , D a k o t a County Recorder, Document No. 2667721. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National AssoNOTICE OF MORTGAGE ciation. FORECLOSURE SALE TRANSACTION AGENT: Mortgage THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000139393 NOT AFFECTED BY THIS ACTION. Notice is hereby given that default LENDER OR BROKER AND MORThas occurred in conditions of the fol- G A G E O R I G I N A T O R S T A T E D O N lowing described mortgage: MORTGAGE: U.S. Bank, National DATE OF MORTGAGE: August 29, Association 2005 RESIDENTIAL MORTGAGE SERMORTGAGORS: Chad A. Johnson VICER: U.S. Bank Home Mortgage and Katrina A. Johnson, husband and MORTGAGED PROPERTY ADDRESS: wife 20661 Cypress Drive, Farmington, MN MORTGAGEE: Mortgage Electronic 55024 Registration Systems, Inc. TAX PARCEL I.D. #: 144876101360 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded: September 30, 2005 ERTY: Dakota County Recorder Lot 36, Block 1, CIC No. 404, Middle Document #: 2365919 Creek East 2nd Addition, Dakota ASSIGNMENTS OF MORTGAGE: County, Minnesota. Said mortgage was assigned to COUNTY IN WHICH PROPERTY IS Provident Funding Associates, L.P. on LOCATED: Dakota March 24, 2011 and said assignment ORIGINAL PRINCIPAL AMOUNT OF was recorded on April 4, 2011 and MORTGAGE: $209,000.00 given document number 2794563. AMOUNT DUE AND CLAIMED TO BE L E G A L D E S C R I P T I O N O F P R O P - DUE AS OF DATE OF NOTICE, INCLUDERTY: ING TAXES, IF ANY, PAID BY MORTLOT 10, BLOCK 3, PINE GROVE, GAGEE: $210,607.15 That prior to the commencement of DAKOTA COUNTY, MINNESOTA this mortgage foreclosure proceeding PARCEL ID #: 22-57200-100-03 PROPERTY ADDRESS: 17598 Hei- Mortgagee/Assignee of Mortgagee comdelberg Way, Lakeville, Minnesota plied with all notice requirements as required by statute; That no action or 55044 proceeding has been instituted at law TRANSACTION AGENT: N/A or otherwise to recover the debt TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: secured by said mortgage, or any part thereof; Provident Funding, L.P. PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the Sheriff of said county as follows: MORTGAGE: $359,650.00 DATE AND TIME OF SALE: July 21, AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ING TAXES, IF ANY PAID BY MORTLaw Enforcement Center, 1580 Hwy GAGEE: $340,382.79 That prior to the commencement of 55, Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; that no Mortgag- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ors have been released from financial allowed by law subject to redemption obligation on said Mortgage; that no within six (6) months from the date of action or proceeding has been insti- said sale by the mortgagor(s), their t u t e d b y l a w t o r e c o v e r t h a t d e b t personal representatives or assigns secured by said Mortgage, or any part unless reduced to Five (5) weeks under thereof; that all conditions precedent MN Stat. §580.07. TIME AND DATE TO VACATE PROPto foreclose of the Mortgage and acceleration of the debt secures thereby E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellhave been fulfilled; P U R S U A N T t o t h e p o w e r o f s a l e ing, unless otherwise provided by law, therein contained, said Mortgage will the date on or before which the mortbe foreclosed and the above described gagor(s) must vacate the property if the property will be sold by the Sheriff of mortgage is not reinstated under section 580.30 or the property is not said county as follows: DATE AND TIME OF SALE: August 1, �� 2011 at 10:00 am

PUBLIC NOTICE

�� tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2371 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2640969 6/9-7/14/11

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGORS: Corey Andresen and Angela Andresen MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 10/02/2007, as Document Number 2547728, in the Office of the Dakota County Recorder, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 01/07/2010, as Document No. 2706363 in Office of the Dakota County Recorder, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, North Ridge Addition, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 508 Wilson Court, N o r t h f i e l d , M N 55057 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 43-52100-060-02 LENDER/RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: None MIN: 1000179-3517090013-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $175,568.03 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 08/12/2011 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 02/12/2012 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 06/21/2011 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2659024 6/30-8/4/11P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2005 MORTGAGOR: Stephanie M. Jahnson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 12, 2005, Dakota County Recorder, Document No. 2359733. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077910004624256 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13649 Everton Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110507050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Greenleaf Townhouses Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,213.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2678087 7/14/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Kirupakaran Suntharalingam and Sujeetha Kanagalingam, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482644 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: July 05, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516110131-2 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8447 Bryce Ct, Inver Grove Heights, MN 55076-5142 Tax Parcel ID Number: 20-54880-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Orchard Meadows North, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,874.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021279F01 2677868 7/14-8/18/11

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4162 Braddock Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 107250002120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Stafford Place, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$258,838.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$257,889.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 24, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2634693 6/9-7/14/11

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 26, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1943 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2634648 6/9-7/14/11

PUBLIC NOTICE

mises and the costs and disburse ments allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00184-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4014992 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646684 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Elaine Boyerstephens, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482712 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 Dated: May 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100080190061123196 Lender or Broker: Novastar Mortgage, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1115 Livingston Ave, West Saint Paul, MN 55118-1441 Tax Parcel ID Number: 42-48600-160-00 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Michel Fred Subdivision, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,940.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 29, 2012, or the next business day if January 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 16, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019813F01 2647601 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2004 MORTGAGORS: Paul B. Norblom and Roxanne L. Norblom, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 25, 2004, Dakota County Recorder, Document No. 2261190. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000051053 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 968 Chippewa Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 275850024000 LEGAL DESCRIPTION OF PROPERTY: LOT 23 AND 24, EXCEPT THE EAST 12 FEET THEREOF, POSAVAD'S ADDITION TO WEST ST. PAUL, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,279.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2679362 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 MORTGAGOR(S): Jay Webber and Michelle Webber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 11, 2006 Dakota County Registrar of Titles Document Number: 587935 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Dated: June 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100093859712 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139509 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3520 68th St E, Inver Grove Heights, MN 55076-2142 Tax Parcel ID Number: 20.71160.02.040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2) in South Grove No. 11, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,234.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020698F01 2672290 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: May 24, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Boulder Pond Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Docu-

tion ) which was recorded as Docu ment No. 1356093 on June 8, 1996, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Unit #83, CIC #157, Boulder Pond, Dakota County, Minnesota STREET ADDRESS: 11731 Millpond Avenue, Burnsville, MN 55337 T A X P A R C EL I D N U M B E R : 02-48503-03-083 2. Pursuant to said Declaration, there is claimed to be due and owing as of May 24, 2011, from Matthew M. Ward and Kelly Ward, title holders, to the Association, a Minnesota non-profit corporation, the amount of $20,530.24 for unpaid association dues, assessments, late fees, attorneys fees and costs, plus any other such amounts that will accrue after May 24, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 11, 2008, as Document No. 2612569 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 28th day of July, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on January 2 8 , 2 0 1 2 , i f t h e a c c o u n t i s n ot r e i n s t a t e d o r t h e o w n e r s d o n ot redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE M O R T G A G O R S , T H E MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT P R O P E R T Y U S E D I N AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BOULDER POND HOMEOWNERS ASSOCIATION, INC. Attorneys for Boulder Pond Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: ________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Boulder Pond/Ward/08-7-153D) 2638228 6/9-7/14/11

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot Seven (7), Block One (1), Pleasant Valley 5th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $269,522.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2011. LNV Corporation, Inc Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2641103 6/9-7/14/11

PUBLIC NOTICE

��

�� the mort date on or �� before which secured by said mortgage, or any part the gagor(s) must vacate the property if the thereof; PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, u n l e s s t h e r e d e m p t i o n p e r i o d i s reduced to 5 weeks under MN Stat. 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTMN Stat. §580.07. TIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: June 8, 2011. mortgage is not reinstated under secCitiMortgage, Inc. tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is 1 1 : 5 9 p . m . o n J a n u a r y 3 0 , 2 0 1 2 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. u n l e s s t h e r e d e m p t i o n p e r i o d i s Attorneys for Mortgagee/Assignee of reduced to 5 weeks under MN Stat. Mortgagee 4500 Park Glen Road #300 Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 11-120 GAGE: None "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM MORTGAGOR, THE BY REDEMPTION A DEBT COLLECTOR. 6/16-7/21/11 THE MORTGAGOR'S PERSONAL REP- 2648107 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: June 1, 2011. DATE OF MORTGAGE: S e p t e m b e r U.S. Bank, National Association 28, 2007 Mortgagee/Assignee of Mortgagee MORTGAGOR: William A. Powers and USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Linnea C. Powers, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Mortgagee Bank, National Association. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Registered October 10, 2007, Dakota (952) 925-6888 County Registrar of Titles, Document 19-2292 THIS IS A COMMUNICATION FROM No. 618598, Certificate of Title No. 106637. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2640950 6/9-7/14/11 NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: NONE LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: JPMorgan Chase Bank, National Association NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of V I C E R : J P M o r g a n C h a s e B a n k , the following described mortgage: National Association DATE OF MORTGAGE: O c t o b e r 1 3 , MORTGAGED PROPERTY ADDRESS: 2006 953 Redwell Lane, Apple Valley, MN MORTGAGOR: Chindana P. Nikhom- 55124 van, a single person. TAX PARCEL I.D. #: 011170603200 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPERTY: Registration Systems, Inc. LOT TWENTY (20) BLOCK THREE (3) DATE AND PLACE OF RECORDING: APPLE VALLEY SEVENTH ADDITION, DAKOTA COUNTY, MINNERecorded November 8, 2006, Dakota SOTA. County Recorder, Document No. COUNTY IN WHICH PROPERTY IS 2474138. A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE: $207,289.96 MORTGAGE: 100199600000137527 That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: Advisor's Mortgage, LLC R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: Citi Home Equity required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 1915 Timberwolf Trail North, Eagan, o r o t h e r w i s e t o r e c o v e r t h e d e b t MN 55122 secured by said mortgage, or any part thereof; TAX PARCEL I.D. #: 107297501140 LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above Lot 14, Block 1, Sun Cliff First Addi- described property will be sold by the tion, Dakota County, Minnesota Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: August 5, LOCATED: Dakota 2011 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy MORTGAGE: $51,450.00 AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE: $51,888.65 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: August mortgage is not reinstated under section 580.30 or the property is not 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , redeemed under section 580.23 is Law Enforcement Center, 1580 Hwy 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said weeks under MN Stat. Secs. 580.07 or Mortgage, and taxes, if any, on said 582.032. premises, and the costs and disburseMORTGAGOR(S) RELEASED FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None within six (6) months from the date of "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, the date on or before which the mort- ��

PUBLIC NOTICE

�� 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2647999 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Ryan Melander , a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 31, 2006 Dakota County Recorder Document Number: 2457848 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Dated: June 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009714160 Lender or Broker: First Franklin, a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3583 156th St W, Rosemount, MN 55068-1542 Tax Parcel ID Number: 34-81310-06-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 6, Valley Oak Addition Replat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,251.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020875F01 2671251 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Kathleen A Brennan and Martin J Brennan, wife and husband MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 04, 2010 Dakota County Recorder Document Number: 2705417 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1650 Charlton St, West Saint Paul, MN 55118-3806 Tax Parcel ID Number: 42-15100-01-091 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 9, Block 1, Brennan Addition, described as follows: Beginning at the southwest corner of said Lot 9, thence on an assumed bearing of north 0 degrees 15 minutes 37 seconds west, along the west line of said Lot 9, a distance of 145.11 feet, to the northwest corner of said Lot 9, thence north 89 degrees 44 minutes 36 seconds east, along the north line of said Lot 9, and its easterly extensions, 155.00 feet, thence southerly to a point on the south line of said Lot 9, distant 155.00 feet east of the southwest corner of said Lot 9, thence westerly along the south line of said Lot 9, a distance of 155.00 feet to the point of beginning, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,428.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021241F01 2673771 7/14-8/18/11

PUBLIC NOTICE

County Registrar of Titles, Document No. 0519411, Certificate of Title No. 125574. ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc. And thereafter assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2128 Cliff Hill Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16600-05-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, in Cedar Cliff, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,564.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2648037 6/16-7/21/11

PUBLIC NOTICE

National Association MORTGAGED PROPERTY ADDRESS: 3931 74th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115016004 LEGAL DESCRIPTION OF PROPERTY: LOT 16 IN BLOCK 4 OF SOUTH GROVE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,284.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649423 6/16-7/21/11

PUBLIC NOTICE

part thereof; that there has been com pliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 The Bank of New York Mellon, successor in interest to JP Morgan Chase Bank, National Association, as Trustee for the Registered Holder of First Franklin Mortgage Loan Trust 2005-FF1 Mortgage Pass-Through Certificates, Series 2005-FF1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00742-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4010559 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646641 6/16-7/21/11

PUBLIC NOTICE

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10827 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649807 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 1, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Terry Charran and Kavithree Charran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lenox Financial Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003023-0707009591-6 SERVICER: Ocwen Loan Servicing, LLC LENDER: Lenox Financial Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 21, 2007, as Document No. 2538816 ASSIGNED TO: Ocwen Loan Servicing, LLC Dated: May 18, 2010 , and recorded June 14, 2010 by Document No. 2735330 . LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Dakota County Estates 2nd Addition. PROPERTY ADDRESS: 5175 180th Street West, Farmington, MN 55024 PROPERTY I.D: 14-19501-01-070 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventeen Thousand Four Hundred Fifty-Four and 20/100 ($217,454.20) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Higway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00288-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4010161 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2644350 6/16-7/21/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 MORTGAGOR(S): Rosario Andrea Randazzo and Elizabeth Ann Randazzo, MORTGAGEE: Prime Security Bank DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document Number: 2477332 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 03, 2006 Recorded: January 02, 2007 Dakota County Recorder Document Number: 2485287 And assigned to: BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P. Dated: June 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700074567740 Lender or Broker: Prime Security Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19290 Eureka Ave W, Farmington, MN 55024-9254 Tax Parcel ID Number: 14-25602-01-220 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Fair Hills 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,048.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020810F01 2672746 7/14-8/18/11

PUBLIC NOTICE

2596806. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100446400000002933 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Savings of America RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12704 Country View Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021833111002 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Country View Estates Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,890.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,439.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2228 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649580 6/16-7/21/11

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,306.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,062.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 9, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10903 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649506 6/16-7/21/11

PUBLIC NOTICE

DATE AND TIME OF SALE: August 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9334 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649826 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,275.00 MORTGAGOR(S): Joan M. Miller and Clayton Miller, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2008 Dakota County Recorder Document Number: 2601158 LOAN MODIFICATION: Dated: May 01, 2010 Recorded: January 25, 2011 Document Number: 2781314 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: June 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100188508050246614 Lender or Broker: Draper and Kramer Mortgage Corp DBA 1st Advantage Mortgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1300 Vista Dr, Burnsville, MN 55337-2337 Tax Parcel ID Number: 02-82201-02-232 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Vista View 2nd Addition, Dakota County, Minnesota, excepting therefrom that part lying Westerly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of said Lot 23, distant 46.60 feet Southwesterly of the most Northerly corner of said Lot 23; thence Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of Lot 28 in Block 2, Vista View 2nd Addition, distant 10 feet Southwesterly of the Southeast corner of said Lot 28, and that part of Lot 28 Block 2, Vista View 2nd Addition, lying Easterly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of Lot 23 of said Block 2, Vista View 2nd Addition, distant 46.60 feet Southwesterly of the most Northerly corner of said Lot; thence Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of said Lot 28, distant 10 feet Southwesterly of the Southeast corner of said Lot 28, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $314,775.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580

��

�� , 1580 t C e n t e r �� L a w E n f o r c e m e n�� Mortgagor(s)�� released from financial Highway 55, Lobby S-100, Hastings, obligation: NONE Minnesota THIS COMMUNICATION IS FROM t o p a y t h e d e b t s e c u r e d b y s a i d A DEBT COLLECTOR ATTEMPTmortgage and taxes, if any, on said ING TO COLLECT A DEBT. ANY p r e m i s e s a n d t h e c o s t s a n d INFORMATION OBTAINED WILL BE disbursements, including attorney fees USED FOR THAT PURPOSE. allowed by law, subject to redemption THE RIGHT TO VERIFICATION OF within six (6) months from the date of THE DEBT AND IDENTITY OF THE said sale by the mortgagor(s), their ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT personal representatives or assigns. If the Mortgage is not reinstated AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR under Minn. Stat. §580.30 or the property is not redeemed under Minn. REDEMPTION BY THE MORTGAGOR, Stat. §580.23, the Mortgagor must THE MORTGAGOR'S PERSONAL REPvacate the property on or before 11:59 RESENTATIVES OR ASSIGNS, MAY BE p.m. on January 29, 2012, or the next REDUCED TO FIVE WEEKS IF A JUDIbusiness day if January 29, 2012 falls CIAL ORDER IS ENTERED UNDER on a Saturday, Sunday or legal holiday. MINNESOTA STATUTES, SECTION Mortgagor(s) released from financial 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTobligation: NONE THIS COMMUNICATION IS FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR ATTEMPTING WITH A RESIDENTIAL DWELLING OF T O C O L L E C T A D E B T . A N Y LESS THAN FIVE UNITS, ARE NOT INFORMATION OBTAINED WILL BE PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. USED FOR THAT PURPOSE. DATED: June 16, 2011 THE RIGHT TO VERIFICATION OF MORTGAGEE: Bank of America, N.A. THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE Wilford, Geske & Cook P.A. T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee Lawrence A. Wilford AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 T H E M O R T G A G O R ' S P E R S O N A L Woodbury, MN 55125-4393 REPRESENTATIVES OR ASSIGNS, (651) 209-3300 MAY BE REDUCED TO FIVE WEEKS IF File Number: 020215F01 6/16-7/21/11 A J U D I C I A L O R D E R I S E N T E R E D 2647799 UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE NOTICE OF MORTGAGE MORTGAGED PREMISES ARE FORECLOSURE SALE IMPROVED WITH A RESIDENTIAL N O T ICE IS HEREBY GIVEN that DWELLING OF LESS THAN FIVE default has occurred in the conditions UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND of the following described mortgage: DATE OF MORTGAGE: February 01, ARE ABANDONED. 2007 DATED: June 16, 2011 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNEE OF MORTGAGEE: MORTGAGE: $165,000.00 GMAC Mortgage, LLC MORTGAGOR(S): Bruce A. Henrich Wilford, Geske & Cook P.A. and Mary E. Henrich, as joint tenants Attorneys for Assignee of Mortgagee MORTGAGEE: Mortgage Electronic Lawrence A. Wilford Registration Systems, Inc. James A. Geske DATE AND PLACE OF REGISTER8425 Seasons Parkway, Suite 105 ING: Woodbury, MN 55125-4393 Registered: March 16, 2007 Dakota (651) 209-3300 County Registrar of Titles File Number: 011931F02 Document Number: 607545 2647816 6/16-7/21/11 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc Dated: May 13, 2011 Transaction Agent: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Transaction Agent Mortgage IdentifiNOTICE IS HEREBY GIVEN that default has occurred in the conditions cation Number: 100444000000022196 Lender or Broker: Senderra Funding of the following described mortgage: DATE OF MORTGAGE: January 25, LLC. Residential Mortgage Servicer: 2005 ORIGINAL PRINCIPAL AMOUNT OF Nationstar Mortgage, LLC Mortgage Originator: Not Applicable MORTGAGE: $5,000,000.00 CERTIFICATE OF TITLE NUMBER: MORTGAGOR(S): Lawrence F. Kladek 94460 and Susan Kladek, husband and wife COUNTY IN WHICH PROPERTY IS MORTGAGEE: Bank of America, N.A. LOCATED: Dakota DATE AND PLACE OF RECORDING: Property Address: 268 Arion St E, Recorded: March 02, 2005 Dakota West Saint Paul, MN 55118-1550 County Recorder Tax Parcel ID Number: 42 83301 01 Document Number: 2300310 060 Transaction Agent: Not Applicable LEGAL DESCRIPTION OF PROPTransaction Agent Mortgage IdentifiERTY: The West Fifteen (15) feet of Lot cation Number: Not Applicable Lender or Broker: Bank of America, Five (5) and all of Lot Six (6) except the West Fifteen (15) feet of said Lot Six (6) N.A. Residential Mortgage Servicer: BAC in Block 1, in Lot Thirty-one (31) of J.M. Warner's Subdivision of Lots 26 Home Loans Servicing, L.P. and 31, Dawson's Outlots, according to Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS the plat thereof now on file and of record in the office of the Register of LOCATED: Dakota Property Address: 1401 70th St E, Deeds within and for said County of Dakota and State of Minnesota. Inver Grove Heights, MN 55077-2423 AMOUNT DUE AND CLAIMED TO BE Tax Parcel ID Number: DUE AS OF DATE OF NOTICE: 20.00500.010.53 L E G A L D E S C R I P T I O N O F P R O P - $165,383.46 THAT all pre-foreclosure requireERTY: The East half of the Southwest Quarter of Section 5, Township 27, ments have been complied with; that Range 22 except the following two no action or proceeding has been instituted at law or otherwise to recover the tracts: Commencing at a point 500 feet West debt secured by said mortgage, or any of the Southeast corner of the South- part thereof; that this is registered west Quarter of said Section 5; thence property; PURSUANT to the power of sale conNorth 3 degrees 30 minutes West 280 feet; thence West 150 feet; thence t a i n e d i n s a i d m o r t g a g e , t h e South 3 degrees 30 minutes East 280 above-described property will be sold feet; thence East 150 feet to the point by the Sheriff of said county as folof beginning, according to the United lows: DATE AND TIME OF SALE: July 29, States Government Survey thereof and 2011 at 10:00 AM situate in Dakota County, Minnesota. PLACE OF SALE: Dakota County The South 280 feet of the West 160 feet of the East half of the Southwest Law Enforcement Center, 1580 HighQuarter of said Section 5, according to way 55, Lobby S-100, Hastings, Minnethe United States Government Survey sota thereof and situate in Dakota County, to pay the debt secured by said mortgage and taxes, if any, on said preMinnesota. AMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorney fees allowed by law, subject to redemption within $4,910,979.60 THAT all pre-foreclosure require- six (6) months from the date of said ments have been complied with; that sale by the mortgagor(s), their perno action or proceeding has been insti- sonal representatives or assigns. tuted at law or otherwise to recover the If the Mortgage is not reinstated debt secured by said mortgage, or any under Minn. Stat. §580.30 or the proppart thereof; erty is not redeemed under Minn. Stat. PURSUANT to the power of sale con- §580.23, the Mortgagor must vacate t a i n e d i n s a i d m o r t g a g e , t h e the property on or before 11:59 p.m. on above-described property will be sold January 29, 2012, or the next busiby the Sheriff of said county as fol- ness day if January 29, 2012 falls on a lows: Saturday, Sunday or legal holiday. DATE AND TIME OF SALE: July 29, Mortgagor(s) released from financial 2011 at 10:00 AM obligation: NONE PLACE OF SALE: Dakota County THIS COMMUNICATION IS FROM Law Enforcement Center, 1580 High- A DEBT COLLECTOR ATTEMPTway 55, Lobby S-100, Hastings, Minne- ING TO COLLECT A DEBT. ANY sota INFORMATION OBTAINED WILL BE to pay the debt secured by said mort- USED FOR THAT PURPOSE. gage and taxes, if any, on said preTHE RIGHT TO VERIFICATION OF mises and the costs and disburse- THE DEBT AND IDENTITY OF THE ments, including attorney fees allowed ORIGINAL CREDITOR WITHIN THE by law, subject to redemption within T I M E P R O V I D E D B Y L A W I S N O T twelve (12) months from the date of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns. If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION July 29, 2012, or the next business day 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G if July 29, 2012 falls on a Saturday, OTHER THINGS, THAT THE MORTSunday or legal holiday. Mortgagor(s) released from financial ��

PUBLIC NOTICE

�� OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 16, 2011 ASSIGNEE OF MORTGAGEE: MorEquity, Inc Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020571F01 2646750 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGORS: Amy McCulloch and Bjorn McCulloch, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 24, 2007, Dakota County Registrar of Titles, Document No. 619265, Certificate of Title No. 143674. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402060307695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1326 West Kruse Street, West Saint Paul, MN 55416 TAX PARCEL I.D. #: 423340004240 LEGAL DESCRIPTION OF PROPERTY: Lots 23 and 24, Block 4, Hoffman's Addition, South St. Paul, Dakota County, Minnesota, according to the plat thereof now on file and of record in the office of the Registrar of Deeds within and for said county of Dakota and State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $313,424.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649716 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,500.00 MORTGAGOR(S): Vianny Rodriguez and Chandru Nandwani, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 22, 2005 Dakota County Registrar of Titles Document Number: 581530 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: October 26, 2010 Registered: January 31, 2011 Dakota County Registrar of Titles Document Number: T675130 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002877352 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12501 Dorchester Trl, Apple Valley, MN 55124-8684 Tax Parcel ID Number: 01-33850-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Hunters Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $310,725.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015077F03 2669154 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 1, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Second Amended Declaration of Cobblestone Manor Association, Inc. (hereinafter the "Association") which was recorded as Document No. T549349 on October 5, 2004, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 3, Block 1 in Cobblestone Manor, CIC #475, Cobblestone Manor Townhomes, Dakota County, Minnesota STREET ADDRESS: 13395 Hughes Court, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18075-01-030

01 18075 01 030 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 1, 2011, from Builders Development & Finance, Inc., title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,675.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 1, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from its financial obligation to pay said amount. 6. The Second Amended Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 5, 2010, as Document No. T665772 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Second Amended Declaration and granted by the owners in taking title to the premises subject to said Second Amended Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of August, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, its personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 4, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COBBLESTONE MANOR ASSOCIATION, INC. Attorneys for Cobblestone Manor Association, Inc. THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cobblestone Manor/Bldrs Dev/10-7-477D)

2647857

6/16-7/21/11

PUBLIC NOTICE

THE NOTICE: One Hundred Ninety Thousand Seventy-Five and 55/100 ($190,075.55) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 P L A C E O F S A L E : S h eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 HSBC Bank USA, N.A., as Trustee for the registered holders of First N L C T r u s t 2 0 0 7 - 1 Mortgage-Backed Certificates, Series 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00126-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4012070 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646663 6/16-7/21/11

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6968 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649751 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 3 , 2004 MORTGAGOR: Rebecca L. Matthews, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 20, 2004, Dakota County Recorder, Document No. 2277845. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000072172 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12950 Nicollet Avenue South #101, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130057116 LEGAL DESCRIPTION OF PROPERTY: 12950 Nicollet Avenue South #101, Ridgeview Condominium Homes, File #15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,057.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $95,693.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2202 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649362 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $332,500.00 MORTGAGOR(S): Daniel R. Wenstrom and Christine A. Wenstrom, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 14, 2006 Dakota County Registrar of Titles Document Number: 597700 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: June 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000196211 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120434 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6582 296th St E, Cannon Falls, MN 55009-9270 Tax Parcel ID Number: 31-23600-180-00 LEGAL DESCRIPTION OF PROPERTY: Lots Seventeen (17) and Eighteen (18) of Ellsworth Shore Acres, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $370,100.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018846F02 2673725 7/14-8/18/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 MORTGAGORS: Daniel J. Miller, Jr. and Melissa Leidner, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 17, 2007, Dakota County Recorder, Document No. 2517704. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000105820 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19141 Embry Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 14-11175-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Akin Park Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,705.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2672329 7/7-8/11/11

PUBLIC NOTICE

132580. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000188966 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8824 134th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011807511002 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Two (2), Cobblestone Manor, according to the plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,278.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,960.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 6, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649622 6/16-7/21/11

PUBLIC NOTICE

Lot 4, Block 47, Jackson and Bidwell's Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,059.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,911.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2646761 6/16-7/21/11

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2011. LNV Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-9185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649699 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Dated: June 20, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 23, 2007, executed by Matthew W. Christenson and Kimberly M. Christenson, husband and wife, as Mortgagors to Merchants Bank, National Association, as Mortgagee and filed for record November 8, 2007, as Document Number 2555307 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has been assigned as follows: Not Applicable. 3. The original principal amount secured by the Mortgage was: $ 175,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $176,382.61 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Eleven (11), Block Two (2), Featherstone Ridge, CIC No. 307, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on August 4, 2011, at 10:00 a.m., at the lobby of the Dakota County Law Enforcement Center, Sheriff's Office, Lobby S-100, 1580 Highway 55, Hastings, Minnesota 55033. 8. The street address of the property is: 1496 Featherstone Court, Hastings, Minnesota 55033. The tax parcel identification number is: 19-25900-11-02. 9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is six (6) months after the date of sale. 10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 11. T H I S I S A N A T T E M P T T O COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND THE IDENTITY OF THE CREDITOR WILL NOT BE AFFECTED BY THI S FORECLOSURE PROCEEDING. 12. TIME AND DATE TO VACATE PROPERTY: If the real estate is an

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�� PROPERTY: If the�� real estate is an PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellDATED: June 23, 2011 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC the date on or before which the mortgagor(s) must vacate the property if the Wilford, Geske & Cook P.A. mortgage is not reinstated under Sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not Lawrence A. Wilford redeemed under Section 580.23 is James A. Geske 8425 Seasons Parkway, Suite 105 11:59 p.m. on February 4, 2012. Woodbury, MN 55125-4393 Attorney for Mortgagee (651) 209-3300 Mark A. Merchlewitz File Number: 019150F01 BENSON & MERCHLEWITZ 2657110 6/23-7/28/11 174 Main Street Winona, MN 55987 (507)454-3752 MERCHANT’S BANK NOTICE OF MORTGAGE NATIONAL ASSOCIATION FORECLOSURE SALE /s/ Mark A. Merchlewitz THE RIGHT TO VERIFICATION By: Mark A. Merchlewitz OF THE DEBT AND IDENTITY OF Attorney-in-Fact for Mortgagee THE ORIGINAL CREDITOR WITHIN STATE OF MINNESOTA } THE TIME PROVIDED BY LAW IS } ss. NOT AFFECTED BY THIS ACTION. COUNTY OF WINONA } Notice is hereby given that default The foregoing instrument was has occurred in conditions of the folacknowledged before me this 20th day lowing described mortgage: of June, 2011, by Mark A. Merchlewitz, DATE OF MORTGAGE: October 20, Attorney-in-Fact for Merchants Bank, 2006 National Association, Mortgagee. MORTGAGORS: Richard H. Leikam /s/ Kristine K. Teske S I G N A T U R E O F P E R S O N T A K I N G and Paula Leikam, husband and wife MORTGAGEE: Mortgage Electronic ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mark A. Merchlewitz Recorded: November 22, 2006 BENSON & MERCHLEWITZ Dakota County Recorder 174 Main Street Document #: 2477814 Winona, MN 55987 ASSIGNMENTS OF MORTGAGE: 507-454-3752 Said mortgage was assigned to Wells 2657564 6/23-7/28/11 Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC5 Asset-Backed Pass-Through Certificates on March 27, 2011 and NOTICE OF MORTGAGE said assignment was recorded on April FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 4, 2011 and given document number default has occurred in the conditions 2794562. of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: April 26, 2007 ERTY: ORIGINAL PRINCIPAL AMOUNT OF LOT 1, BLOCK 4, RIVER HILLS MORTGAGE: $339,000.00 10TH ADDITION, DAKOTA MORTGAGOR(S): Larry C. Smith, COUNTY, MINNESOTA. single PARCEL ID #: 02-64109-010-04 MORTGAGEE: Mortgage Electronic PROPERTY ADDRESS: 11405 River Registration Systems, Inc. Hills Drive, Burnsville, Minnesota DATE AND PLACE OF RECORDING: 55337 Recorded: July 02, 2007 Dakota TRANSACTION AGENT: N/A County Recorder TRANSACTION AGENT ID NO.: N/A Document Number: 2527796 CURRENT MORTGAGE SERVICER: ASSIGNMENTS OF MORTGAGE: Carrington Mortgage Services, Inc. And assigned to: GMAC Mortgage, COUNTY IN WHICH PROPERTY IS LLC LOCATED: Dakota Dated: October 01, 2008 ORIGINAL PRINCIPAL AMOUNT OF Recorded: October 07, 2008 Dakota MORTGAGE: $266,000.00 County Recorder AMOUNT DUE AND CLAIMED TO BE Document Number: 2616704 DUE AS OF DATE OF NOTICE, INCLUDAnd assigned to: Nationstar Mort- ING TAXES, IF ANY PAID BY MORTgage, LLC GAGEE: $298,307.76 Dated: June 03, 2011 That prior to the commencement of Transaction Agent: Mortgage Elec- this mortgage foreclosure proceeding tronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee comTransaction Agent Mortgage Identifi- plied with all notice requirements as cation Number: 100062604733111993 required by statute; that no MortgagLender or Broker: Homecomings ors have been released from financial Financial, LLC f/k/a/ Homecomings obligation on said Mortgage; that no Financial Network, Inc. action or proceeding has been instiResidential Mortgage Servicer: tuted by law to recover that debt Nationstar Mortgage, LLC secured by said Mortgage, or any part Mortgage Originator: Not Applicable thereof; that all conditions precedent COUNTY IN WHICH PROPERTY IS to foreclose of the Mortgage and accelLOCATED: Dakota eration of the debt secures thereby Property Address: 15117 Stevens have been fulfilled; Ave, Burnsville, MN 55306-5037 PURSUANT to the power of sale T a x P a r c e l I D N u m b e r : therein contained, said Mortgage will 02-18751-120-03 be foreclosed and the above described L E G A L D E S C R I P T I O N O F P R O P - property will be sold by the Sheriff of ERTY: Lot 12, Block 3, Crystal View said county as follows: Heights Second Addition, Dakota DATE AND TIME OF SALE: August County, Minnesota. 18, 2011 at 10:00 am AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Dakota County D U E A S O F D A T E O F N O T I C E : Law Enforcement Center, Lobby S-100, $417,196.23 1580 Highway 55, Hastings, MN 55033 THAT all pre-foreclosure require- to pay the debt the debt then secured ments have been complied with; that by the Mortgage, and taxes, if any, on no action or proceeding has been insti- said premises, and the costs and distuted at law or otherwise to recover the bursements, including attorneys' fees debt secured by said mortgage, or any allowed by law, subject to redemption part thereof; within six (6) months from the date of PURSUANT to the power of sale con- sale by the mortgagors, their personal t a i n e d i n s a i d m o r t g a g e , t h e representatives or assigns. above-described property will be sold DATE TO VACATE PROPERTY: The by the Sheriff of said county as fol- date on or before which the mortgagor lows: must vacate the property if the mortDATE AND TIME OF SALE: August gage is not reinstated under Minne05, 2011 at 10:00 AM sota Statutes section 580.30 of the PLACE OF SALE: Dakota County property redeemed under Minnesota Law Enforcement Center, 1580 High- Statutes sections 580.23 is February way 55, Lobby S-100, Hastings, Minne- 18, 2012 at 11:59 p.m. If the foregoing sota date is Saturday, Sunday, or a legal to pay the debt secured by said mort- holiday, then the date to vacate is the gage and taxes, if any, on said pre- next business day at 11:59 p.m. mises and the costs and disburseMORTGAGORS RELEASED FROM ments, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE: None six (6) months from the date of said THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. THE MORTGAGOR'S PERSONAL REPIf the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G February 06, 2012, or the next busi- OTHER THINGS, THAT THE MORTness day if February 06, 2012 falls on a GAGED PREMISES ARE IMPROVED Saturday, Sunday or legal holiday. WITH A RESIDENTIAL DWELLING OF Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT obligation: NONE PROPERTY USED IN AGRICULTURAL THIS COMMUNICATION IS FROM PRODUCTION, AND ARE ABANDONED. A DEBT COLLECTOR ATTEMPTTHIS COMMUNICATION IS FROM A ING TO COLLECT A DEBT. ANY DEBT COLLECTOR ATTEMPTING TO INFORMATION OBTAINED WILL BE COLLECT A DEBT. ANY INFORMAUSED FOR THAT PURPOSE. TION OBTAINED WILL BE USED FOR THE RIGHT TO VERIFICATION OF THAT PURPOSE. THE DEBT AND IDENTITY OF THE Dated: June 27, 2011 ORIGINAL CREDITOR WITHIN THE Wells Fargo Bank N.A., as Trustee, TIME PROVIDED BY LAW IS NOT for Carrington Mortgage Loan AFFECTED BY THIS ACTION. Trust, Series 2006-NC5 AssetTHE TIME ALLOWED BY LAW FOR Backed Pass-Through Certificates REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- Kenneth J. Johnson RESENTATIVES OR ASSIGNS, MAY BE Minnesota State Bar No. 0246074 REDUCED TO FIVE WEEKS IF A JUDI- Johnson, Blumberg & Associates, LLC CIAL ORDER IS ENTERED UNDER Attorney for Mortgagee MINNESOTA STATUTES, SECTION 230 W. Monroe St., Ste. 1125 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Chicago, IL 60606 OTHER THINGS, THAT THE MORT- Phone 312-541-9710 GAGED PREMISES ARE IMPROVED Fax 312-541-9711 WITH A RESIDENTIAL DWELLING OF 2665473 6/30-8/4/11 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL �� PRODUCTION, AND ARE ABANDONED.

PUBLIC NOTICE

�� Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2009 MORTGAGORS: M i c h a e l O s s k o p p and Maggie K. Osskopp, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 7, 2009, Dakota County Recorder, Document No. 2655485. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000018185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., DBA Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17385 Halifax Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221710002040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cherry View First Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $370,475.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,750.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2679332 7/14-8/18/11

PUBLIC NOTICE

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provinet Mortgage Corporation, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1566 Murphy Parkway, Eagan, MN 55122 TAX PARCEL I.D. #: 101439517001 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Blackhawk Pond COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$632,935.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2655657 6/23-7/28/11

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $413,232.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658271 6/23-7/28/11

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658063 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,600.00 MORTGAGOR(S): Baltazar Garibay and Mary M. Garibay, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 23, 2007 Dakota County Recorder Document Number: 2552170 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 25, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786395 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002890291 Lender or Broker: Prime Source Funding, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 621 Wentworth Ave, South Saint Paul, MN 55075-1697 Tax Parcel ID Number: 36-83575-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Wentworth Hollow AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,021.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2012, or the next business day if February 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018967F03 2656827 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 1, 2005 MORTGAGOR:Judy A. Mcfarland, a single person. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded July 20, 2005, Dakota County Recorder, Document No. 2341948. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4433 Lynx Court, Saint Paul, MN 55123 TAX PARCEL I.D. #: 105380101052 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” That Part of Lot 5, Block 1, Oakwood Heights Second Addition, according to the recorded plat thereof, Dakota County, Minnesota which lies southerly and westerly of the following described line: Commencing at the northwest corner of said Lot 5; thence northeasterly along the northerly line of said Lot 5 a distance of 49.23 feet to the point of beginning of the line to be described; thence southeasterly 143.69 feet to a point on the southerly line of said Lot 5 distant 65.46 feet northeasterly of the southwesterly corner of said Lot 5 and said line there terminating. Abstract Property COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,254.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 14, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658724 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Michael R. Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2006 Dakota County Recorder Document Number: 2454013 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000262800 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17448 Horseshoe Way, Lakeville, MN 55044-7004 Tax Parcel ID Number: 22-33311-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Homestead Creek East 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $308,050.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006229F03 2667893 7/7-8/11/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Martha Mendoza and Johnny Campos, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for MILA, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001752-0000305923-8 SERVICER: Carrington Mortgage Services, LLC. LENDER: MILA, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title, on August 28, 2006, as Document No. 596649 ASSIGNED TO: Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, Asset-Backed Pass Through Certificates Dated: March 1 8 , 2 0 1 1 , a n d recorded March 30, 2011 by Document No. T677788. LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Grosse Pointe Second Addition, according to the recorded Plat thereof, Dakota County, MN. PROPERTY ADDRESS: 13109 LONGVIEW DRIVE, BURNSVILLE, MN 55337 PROPERTY I.D: 02-31101-140-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Six Thousand Five Hundred Thirty-Five and 04/100 ($406,535.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 30, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2011 Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, AssetBacked Pass Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00106-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4040406 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011, 08/11/2011, 08/18/2011 2677885 7/14-8/18/11

PUBLIC NOTICE

MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7419 142nd Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110102080 LEGAL DESCRIPTION OF PROPERTY: LOT 8, BLOCK 2, GREENLEAF TOWNHOUSES SECOND ADDITION COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,405.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5753 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658221 6/23-7/28/11

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5926 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2655662 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 MORTGAGOR(S): William J. Larson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373911 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000220840 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1608 Clemson Dr # A, Eagan, MN 55122-4815 Tax Parcel ID Number: 10-75865-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Trails of Thomas Lake, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,935.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 05, 2012, or the next business day if February 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020671F01 2654184 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 5, 2007 MORTGAGORS: Donald F. Ross and Andrea M. Ross, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528141. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1069 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775002210 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Mckee Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,189.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

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�� Mortgagee/Assignee of Mortgagee Recorded February 26,�� 2008, Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. C o u n t y R e c o r d e r , D o c u m e n t N o . Attorneys for Mortgagee/Assignee of 2573997. Mortgagee ASSIGNMENTS OF MORTGAGE: 4500 Park Glen Road #300 NONE Minneapolis, MN 55416 TRANSACTION AGENT: NONE (952) 925-6888 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON 10-6070 THIS IS A COMMUNICATION FROM MORTGAGE: NONE LENDER OR BROKER AND MORTA DEBT COLLECTOR. 2658104 6/23-7/28/11 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Merchants Bank, National Association- Hampton RESIDENTIAL MORTGAGE SERNOTICE OF MORTGAGE VICER: Merchants Bank, N.A. FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN that 23384 Doffing Way, Hampton, MN default has occurred in the conditions 55031 of the following described mortgage: TAX PARCEL I.D. #: 185500002010 DATE OF MORTGAGE: August 08, LEGAL DESCRIPTION OF PROP2007 ERTY: ORIGINAL PRINCIPAL AMOUNT OF Lot 1, Block 2, RAYSPARK, accordMORTGAGE: $291,800.00 ing to the recorded plat thereof MORTGAGOR(S): Patrick M. COUNTY IN WHICH PROPERTY IS O'Donnell, an unmarried man LOCATED: Dakota MORTGAGEE: Mortgage Electronic ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc. MORTGAGE: $143,000.00 DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE R e c o r d e d : S e p t e m b e r 0 6 , 2 0 0 7 DUE AS OF DATE OF NOTICE, INCLUDDakota County Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2542192 GAGEE: $139,887.10 ASSIGNMENTS OF MORTGAGE: That prior to the commencement of And assigned to: Provident Funding this mortgage foreclosure proceeding Associates, L.P Mortgagee/Assignee of Mortgagee comDated: June 24, 2011 plied with all notice requirements as Transaction Agent: Mortgage Elec- required by statute; That no action or tronic Registration Systems, Inc. proceeding has been instituted at law Transaction Agent Mortgage Identifi- o r o t h e r w i s e t o r e c o v e r t h e d e b t cation Number: 1000179-3517070204-3 secured by said mortgage, or any part Lender or Broker: Provident Fund- thereof; ing Associates, L.P. PURSUANT to the power of sale conResidential Mortgage Servicer: Provi- tained in said mortgage, the above dent Funding Associates described property will be sold by the Mortgage Originator: Not Applicable Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: August LOCATED: Dakota 12, 2011 at 10:00 AM Property Address: 15864 Garden PLACE OF SALE:Sheriff's Office, Law View Ct, Apple Valley, MN 55124-7015 Enforcement Center, 1580 Hwy 55, T a x P a r c e l I D N u m b e r : Lobby #S-100, Hastings, MN 01-44201-02-070 to pay the debt then secured by said L E G A L D E S C R I P T I O N O F P R O P - Mortgage, and taxes, if any, on said E R T Y : L o t 7 , B l o c k 2 , L a c L a v o n premises, and the costs and disburseShores 2nd Addition, Dakota County, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Minnesota allowed by law subject to redemption AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of D U E A S O F D A T E O F N O T I C E : said sale by the mortgagor(s), their $287,505.73 personal representatives or assigns THAT all pre-foreclosure require- unless reduced to Five (5) weeks under ments have been complied with; that MN Stat. §580.07. no action or proceeding has been instiTIME AND DATE TO VACATE PROPtuted at law or otherwise to recover the E R T Y : I f t h e r e a l e s t a t e i s a n debt secured by said mortgage, or any owner-occupied, single-family dwellpart thereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the mortt a i n e d i n s a i d m o r t g a g e , t h e gagor(s) must vacate the property if the above-described property will be sold mortgage is not reinstated under secby the Sheriff of said county as fol- tion 580.30 or the property is not lows: redeemed under section 580.23 is DATE AND TIME OF SALE: August 1 1 : 5 9 p . m . o n F e b r u a r y 1 3 , 2 0 1 2 , 26, 2011 at 10:00 AM unless the redemption period is PLACE OF SALE: Dakota County reduced to 5 weeks under MN Stat. Law Enforcement Center, 1580 High- Secs. 580.07 or 582.032. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE:None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER sonal representatives or assigns. MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT February 27, 2012, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if February 27, 2012 falls on a P R O D U C T I O N , A N D A R E Saturday, Sunday or legal holiday. ABANDONED." Mortgagor(s) released from financial Dated: June 14, 2011. obligation: NONE Merchants Bank, N.A. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY Attorneys for Mortgagee/Assignee of INFORMATION OBTAINED WILL BE Mortgagee USED FOR THAT PURPOSE. 4500 Park Glen Road #300 THE RIGHT TO VERIFICATION OF Minneapolis, MN 55416 THE DEBT AND IDENTITY OF THE (952) 925-6888 ORIGINAL CREDITOR WITHIN THE 94-615 T I M E P R O V I D E D B Y L A W I S N O T THIS IS A COMMUNICATION FROM AFFECTED BY THIS ACTION. A DEBT COLLECTOR. THE TIME ALLOWED BY LAW FOR 2658012 6/23-7/28/11 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OF THE DEBT AND IDENTITY OF OTHER THINGS, THAT THE MORT- THE ORIGINAL CREDITOR WITHIN GAGED PREMISES ARE IMPROVED THE TIME PROVIDED BY LAW IS WITH A RESIDENTIAL DWELLING OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: A u g u s t 1 , DATED: July 14, 2011 2006 ASSIGNEE OF MORTGAGEE: MORTGAGOR: Kimberly L. Nordby, a Provident Funding Associates, L.P single person. Wilford, Geske & Cook P.A. MORTGAGEE: Mortgage Electronic Attorneys for Assignee of Mortgagee Registration Systems, Inc.. Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded August 30, 2006, Dakota 8425 Seasons Parkway, Suite 105 County Recorder, Document No. Woodbury, MN 55125-4393 2457579. (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 021315F01 Assigned to: JPMorgan Chase Bank, 2677843 7/14-8/18/11 National Association s/b/m to: Chase Home Finance LLC. TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: None THE ORIGINAL CREDITOR WITHIN LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N NOT AFFECTED BY THIS ACTION. MORTGAGE: Homebridge Mortgage NOTICE IS HEREBY GIVEN, that Bankers Corp. default has occurred in conditions of RESIDENTIAL MORTGAGE SERthe following described mortgage: VICER: JPMorgan Chase Bank, DATE OF MORTGAGE: December 17, National Association 2007 MORTGAGED PROPERTY ADDRESS: MORTGAGORS: P a t r i c k S . S e l d e n 8403 143rd Street West, Apple Valley, and Shelley Y. Marcum, both single. MN 55124 MORTGAGEE: M e r c h a n t s B a n k , T A X P A R C E L I . D . # : National Association- Hampton. 01-28875-020-06 DATE AND PLACE OF RECORDING: Recorded February 26, 2008, Dakota ��

PUBLIC NOTICE

�� proceeding has been instituted at law or otherwise to recover the debt �� 01 28875 020 06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Garden Oaks Terrace Townhomes, CIC No. 195, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,313.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,640.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6434 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658035 6/23-7/28/11

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2662942 6/30-8/4/11

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6078 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666324 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 5 , 2005 MORTGAGORS: L e i m a n R u s l i a n d Verina Rusli, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 24, 2005, Dakota County Recorder, Document No. 2354297. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278843214045 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15850 Fleet Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340230365 LEGAL DESCRIPTION OF PROPERTY: Unit 365, CIC No. 280, Regatta Court Homes II, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,682.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 20, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2430 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2664633 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 8 , 2002 MORTGAGORS:D a v i d C . A k e h u r s t and Nikki L. Akehurst, husband and wife. MORTGAGEE:K e y B a n k U S A , National Association. DATE AND PLACE OF RECORDING: Recorded January 29, 2003, Dakota County Recorder, Document No. 1991039. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. successor by merger to CitiFinancial Mortgage Company, Inc.. And thereafter assigned to: Selene Finance, LP. And thereafter assigned to: Selene RMOF REO Acquisition LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Key Bank USA, National Association RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 6170 Lower 161st Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117709014 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 14, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,000.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1819 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666054 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $475,786.00 MORTGAGOR(S): Brent T. Mellett and Adriana Mellett, husband and wife MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271456 LOAN MODIFICATION: Dated: June 01, 2010 Recorded: August 23, 2010 Document Number: 2747913 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 22, 2004 Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271458 And assigned to: New York Community Bank Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016619976 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20825 Bentley Ct, Farmington, MN 55024-8510 Tax Parcel ID Number: 12-29500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ferris Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $467,971.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021011F01 2664949 6/30-8/4/11

PUBLIC NOTICE

2170898. ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001156-0009070368-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Huntington Mortgage Group MORTGAGED PROPERTY ADDRESS: 8674 Beverly Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 202565006304 LEGAL DESCRIPTION OF PROPERTY: Unit No. 63, Condominium No. 120, Fairway Village, A Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$151,512.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$144,979.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1864 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666073 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 MORTGAGOR(S): Richard Boals, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378870 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Dated: January 13, 2010 Recorded: January 14, 2010 Dakota County Recorder Document Number: 2707775 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd,

��

Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,119.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-76, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-76 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F02 2659769 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,440.00 MORTGAGOR(S): Richard Leo Probst and Mary Margaret Probst, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 17, 2004 Dakota County Recorder Document Number: 2248919 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016247463 Lender or Broker: Tri Minnesota Mortgage, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15538 Cornell Trl, Rosemount, MN 55068-4684 Tax Parcel ID Number: 34-81310-01-300 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 1, Valley Oak Addition Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,373.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020982F01 2664918 6/30-8/4/11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2665811 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,309.00 MORTGAGOR(S): Luis A. Soriano, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 03, 2005 Dakota County Recorder Document Number: 2327523 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Dated: May 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040032854 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14765 Endicott Way, Apple Valley, MN 55124-6406 Tax Parcel ID Number: 01-81456-01-440 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 1, Valley Way Village Seventh Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,313.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020440F01 2659799 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 MORTGAGOR(S): Guang Bo Shi, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 18, 2006 Dakota County Recorder Document Number: 2462175 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: June 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0597587005-9 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16040 Goodview Ct, Lakeville, MN 55044-6900 Tax Parcel ID Number: 22-30740-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Goodview Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,828.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020720F01 2664763 6/30-8/4/11

PUBLIC NOTICE

��

�� and Pilar R. Johnson, husband and Mortgage a division of �� National City Bank wife. MORTGAGEE: Mortgage Electronic Residential Mortgage Servicer: Green Registration Systems, Inc. Tree Servicing LLC DATE AND PLACE OF RECORDING: Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Registered February 13, 2007, Dakota County Registrar of Titles, Document LOCATED: Dakota No. 605942, Certificate of Title No. Property Address: 3135 144th St W, 131445. Rosemount, MN 55068-4004 ASSIGNMENTS OF MORTGAGE: Tax Parcel ID Number: Assigned to: JPMorgan Chase Bank, 34-18200-01-110 National Association s/b/m to Chase LEGAL DESCRIPTION OF PROPHome Finance, LLC. ERTY: The West 78 feet of Lot 10 and Said Mortgage being Registered Land. 11, Block 1, Thomas T. Conley's AddiTRANSACTION AGENT: Mortgage tion to Rosemount, Dakota County, Electronic Registration Systems, Inc. Minnesota. TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON D U E A S O F D A T E O F N O T I C E : $188,254.21 MORTGAGE: 100162500023972681 THAT all pre-foreclosure requireLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ments have been complied with; that MORTGAGE: Allegiance Mortgage of no action or proceeding has been instiMinnesota, LLC tuted at law or otherwise to recover the R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage, or any V I C E R : J P M o r g a n C h a s e B a n k , part thereof; National Association PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 510 Annapolis Street West, Mendota above-described property will be sold Heights, MN 55118 by the Sheriff of said county as folTAX PARCEL I.D. #: 27-71600-030-00 lows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: August ERTY: 12, 2011 at 10:00 AM Lot 3 of Springer's Sub. according to PLACE OF SALE: Dakota County the plat thereof on file and of record Law Enforcement Center, 1580 Highin the office of the Register of Deeds, way 55, Lobby S-100, Hastings, MinneDakota County, Minnesota. sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preORIGINAL PRINCIPAL AMOUNT OF mises and the costs and disburseMORTGAGE: $242,000.00 ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within DUE AS OF DATE OF NOTICE, INCLUD- six (6) months from the date of said ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor(s), their perGAGEE: $256,398.83 sonal representatives or assigns. That prior to the commencement of If the Mortgage is not reinstated this mortgage foreclosure proceeding under Minn. Stat. §580.30 or the propMortgagee/Assignee of Mortgagee com- erty is not redeemed under Minn. Stat. plied with all notice requirements as §580.23, the Mortgagor must vacate required by statute; That no action or the property on or before 11:59 p.m. on proceeding has been instituted at law February 13, 2012, or the next busio r o t h e r w i s e t o r e c o v e r t h e d e b t ness day if February 13, 2012 falls on a secured by said mortgage, or any part Saturday, Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the above THIS COMMUNICATION IS FROM described property will be sold by the A DEBT COLLECTOR ATTEMPTSheriff of said county as follows: ING TO COLLECT A DEBT. ANY DATE AND TIME OF SALE: August INFORMATION OBTAINED WILL BE 18, 2011 at 10:00 AM USED FOR THAT PURPOSE. PLACE OF SALE: S h e r i f f ' s O f f i c e , THE RIGHT TO VERIFICATION OF Law Enforcement Center, 1580 Hwy THE DEBT AND IDENTITY OF THE 55, Lobby #S-100, Hastings, MN ORIGINAL CREDITOR WITHIN THE to pay the debt then secured by said T I M E P R O V I D E D B Y L A W I S N O T Mortgage, and taxes, if any, on said AFFECTED BY THIS ACTION. premises, and the costs and disburseTHE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07. 582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the PRODUCTION, AND ARE ABANDONED. mortgage is not reinstated under secDATED: June 30, 2011 tion 580.30 or the property is not ASSIGNEE OF MORTGAGEE: redeemed under section 580.23 is Green Tree Servicing LLC 1 1 : 5 9 p . m . o n F e b r u a r y 2 1 , 2 0 1 2 , Wilford, Geske & Cook P.A. u n l e s s t h e r e d e m p t i o n p e r i o d i s Attorneys for Assignee of Mortgagee reduced to 5 weeks under MN Stat. Lawrence A. Wilford Secs. 580.07 or 582.032. James A. Geske MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 GAGE: None (651) 209-3300 "THE TIME ALLOWED BY LAW FOR File Number: 018913F03 REDEMPTION BY THE MORTGAGOR, 2664785 6/30-8/4/11 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: September 2, Dated: June 16, 2011. 2005 JPMorgan Chase Bank, MORTGAGOR: Michelle L. Harrison, National Association a single person. Mortgagee/Assignee of Mortgagee MORTGAGEE: U n i t e d R e s i d e n t i a l USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgage, LLC. DATE AND PLACE OF RECORDING: Mortgagee Recorded September 15, 2005, Dakota 4500 Park Glen Road #300 C o unty Recorder, Document No. Minneapolis, MN 55416 2360667. (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 30-10108 THIS IS A COMMUNICATION FROM A s s i g n e d t o : A B N A m r o M o r t g a g e Group, Inc n/k/a CitiMortgage, Inc. A DEBT COLLECTOR. TRANSACTION AGENT: NONE 2665775 6/30-8/4/11 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE GAGE ORIGINATOR STATED ON N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: United Residential Mortdefault has occurred in the conditions gage, LLC of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: August 24, VICER: CitiMortgage, Inc. 2007 MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 990 Kensington Trail #103, Eagan, MN MORTGAGE: $191,000.00 55123 MORTGAGOR(S): Jordan Bailey, a TAX PARCEL I.D. #: 104160003003 single person LEGAL DESCRIPTION OF PROPMORTGAGEE: National City Mort- ERTY: gage a division of National City Bank Residential Unit No. 3, and Garage DATE AND PLACE OF RECORDING: Unit No. 12, Cambridge Court ConRecorded: August 29, 2007 Dakota dominium No. 1, Condominium File County Recorder No. 70 Document Number: 2540916 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: LOCATED: Dakota And assigned to: Green Tree ServicORIGINAL PRINCIPAL AMOUNT OF ing LLC MORTGAGE: $101,600.00 Dated: February 18, 2010 AMOUNT DUE AND CLAIMED TO BE Recorded: March 25, 2010 Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2721259 GAGEE: $93,367.87 Transaction Agent: Not Applicable That prior to the commencement of Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding cation Number: Not Applicable Mortgagee/Assignee of Mortgagee comLender or Broker: National City Mortgage a division of National City ��

PUBLIC NOTICE

�� said sale by the mortgagor(s), their personal representatives or assigns �� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6079 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666301 6/30-8/4/11

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-88 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2672082 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2003 MORTGAGORS: Chad M. Kennedy, a single man and Thomas M. Battis, a married man. MORTGAGEE: Mortgages Unlimited, Inc.. DATE AND PLACE OF RECORDING: Registered March 29, 2004, Dakota County Registrar of Titles, Document No. 0533451, Certificate of Title No. 131302. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4339 Rahn Road, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16703-200-01 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1 in Cedar Grove No. 4, according to the recorded plat thereof as corrected by the surveyor's Certificate of Correction recorded in Book 38, M.R., page 628 in the office of the Register of Deeds and the Court Order entered in District Court Case Number 56051 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,142.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 21, 2012_____________________, unless the

2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2667913 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2007 MORTGAGORS: R o n a l d B l a c k m o n and Deleatha Moore Blackmon, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 4, 2007, Dakota County Recorder, Document No. 2514312. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC, Dated: April 15, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402053986703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Suntrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 5368 144th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 012370013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Emerald Point First Addition, according to the recorded plat thereof, in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $210,068.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 22, 2011.

Dated: April 22, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2315 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 11, 2011. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2315 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2678047 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2007 MORTGAGORS: Scott A. Arndt and Robin M. Arndt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2007, Dakota County Recorder, Document No. 2491785. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 11, 2010, Recorded: January 12, 2010, Document No. 2707274. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13798 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830080619 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1806, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,119.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND

AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 31, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 7, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2676001 7/14/11

PUBLIC NOTICE

TAX PARCEL I.D. #: 02-22460-505-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1505, Common Interest Community No. 188, Eagles Ridge. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,506.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 21, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 23, 2011. Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 11, 2011. Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2677923 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder

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County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: July 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 16, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 24, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 24, 2011 at 10:00 AM has been postponed to February 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 15, 2011 at 10:00 AM has been postponed to March 23, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 10, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 23, 2011 at 10:00 AM has been postponed to April 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 07, 2011 at 10:00 AM has been postponed to May 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 30, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 10, 2011 at 10:00 AM has been postponed to June 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 04, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 02, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 11, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 05, 2011 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2684553 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Gwendolyn Lundell, a single person and Melvin Welch, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375469 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 23, 2011 Recorded: March 10, 2011 Dakota County Recorder Document Number: 2790572 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030007998843 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 735 6th St W, Hastings, MN 55033-1727 Tax Parcel ID Number: 19-10500-103-40 LEGAL DESCRIPTION OF PROPERTY: Lot 9 and 10, Block 40, Addition No. 13 to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota; except the east 3.66 feet of said Lot 9; and also except the south 76 feet of said Lot 9 and Lot 10. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,615.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2011 at 10:00 AM has been postponed to June 28, 2011 at

been postponed to June 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 20, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 28, 2011 at 10:00 AM has been postponed to July 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 02, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 14, 2011 at 10:00 AM has been postponed to August 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 08, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 2643723 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Daniel R. Huber, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 26, 2004 Dakota County Recorder Document Number: 2179474 ASSIGNMENTS OF MORTGAGE: And assigned to: Compass Bank Dated: May 02, 2011 Recorded: May 10, 2011 Dakota County Recorder Document Number: 2799916 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100012900017478046 Lender or Broker: Mortgage Resources, Inc. Residential Mortgage Servicer: RoundPoint Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1638 Donald Ct, Eagan, MN 55121-1709 Tax Parcel ID Number: 10-16300-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Cameron Court together with the benefits and subject to the burdens of that certain Declaration of Convenants, Conditions and Restrictions Document No. 546393 as restated by Document No. 1134239, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,238.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 24, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 24, 2011, or the next business day if December 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

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�� MAY BE M O R T G A G E D P �� REMISES A R E RESENTATIVES OR �� ASSIGNS, I M P R O V E D W I T H A R E S I D E N T I A L REDUCED TO FIVE WEEKS IF A JUDID W E L L I N G O F L E S S T H A N F I V E CIAL ORDER IS ENTERED UNDER UNITS, ARE NOT PROPERTY USED IN MINNESOTA STATUTES, SECTION AGRICULTURAL PRODUCTION, AND 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTARE ABANDONED. GAGED PREMISES ARE IMPROVED DATED: May 12, 2011 WITH A RESIDENTIAL DWELLING OF ASSIGNEE OF MORTGAGEE: LESS THAN FIVE UNITS, ARE NOT Compass Bank PROPERTY USED IN AGRICULTURAL Wilford, Geske & Cook P.A. P R O D U C T I O N , A N D A R E Attorneys for Assignee of Mortgagee ABANDONED." Lawrence A. Wilford Dated: June 29, 2011. James A. Geske 8425 Seasons Parkway, Suite 105 CitiMortgage, Inc. Woodbury, MN 55125-4393 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. (651) 209-3300 Attorneys for Mortgagee/Assignee of File Number: 020559F01 Mortgagee NOTICE OF POSTPONEMENT OF 4500 Park Glen Road #300 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Minneapolis, MN 55416 for June 24, 2011 at 10:00 AM has (952) 925-6888 10-6089 been postponed to July 12, 2011 at 10:00 AM in the Dakota County Law THIS IS A COMMUNICATION FROM Enforcement Center, 1580 Highway 55, A DEBT COLLECTOR. 7/7-8/11/11 Lobby S-100, Hastings, Minnesota in 2672021 said County and State. DATED: June 24, 2011 ASSIGNEE OF MORTGAGEE: NOTICE OF MORTGAGE Compass Bank FORECLOSURE SALE NOTICE OF POSTPONEMENT OF N O T ICE IS HEREBY GIVEN that MORTGAGE FORECLOSURE SALE default has occurred in the conditions The above referenced sale scheduled for July 12, 2011 at 10:00 AM has been of the following described mortgage: DATE OF MORTGAGE: November 30, postponed to July 26, 2011 at 10:00 A M i n t h e D a k o t a C o u n t y L a w 2004 ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in MORTGAGE: $193,200.00 MORTGAGOR(S): Jose A. Aguilar said County and State. Pineda and Mirna Galdamez, husband DATED: July 08, 2011 and wife ASSIGNEE OF MORTGAGEE: MORTGAGEE: Mortgage Electronic Compass Bank Registration Systems, Inc. Wilford, Geske & Cook P.A. DATE AND PLACE OF RECORDING: Attorneys for Assignee Of Mortgagee: Recorded: December 28, 2004 Lawrence A. Wilford Dakota County Recorder James A. Geske Document Number: 2280122 8425 Seasons Parkway, Suite 105 ASSIGNMENTS OF MORTGAGE: Woodbury, MN 55125-4393 And assigned to: THE BANK OF NEW (651) 209-3300 YORK MELLON FKA THE BANK OF File Number: 020559F01 2678114 7/14/11 NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, NOTICE OF MORTGAGE SERIES 2004-32CB FORECLOSURE SALE Dated: January 20, 2011 THE RIGHT TO VERIFICATION Recorded: January 21, 2011 Dakota OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN County Recorder Document Number: 2780700 THE TIME PROVIDED BY LAW IS Transaction Agent: Mortgage ElecNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that tronic Registration Systems, Inc. Transaction Agent Mortgage Identifidefault has occurred in conditions of cation Number: 1000157-0004456553-5 the following described mortgage: Lender or Broker: Countrywide DATE OF MORTGAGE: June 5, 2006 MORTGAGORS: Vitaliy V. Rodyukov Home Loans, Inc. Residential Mortgage Servicer: BAC and Proletina A. Rodyukov, husband Home Loans Servicing, L.P. and wife. Mortgage Originator: Not Applicable MORTGAGEE: ABN Amro Mortgage COUNTY IN WHICH PROPERTY IS Group, Inc. n/k/a CitiMortgage,Inc.. DATE AND PLACE OF RECORDING: LOCATED: Dakota Property Address: 18040 Eventide Recorded June 16, 2006, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . Way, Farmington, MN 55024-8892 Tax Parcel ID Number: 2438406. A S S I G N M E N T S O F M O R T G A G E : 14-19850-010-03 LEGAL DESCRIPTION OF PROPNONE ERTY: Lot One (1), Block Three (3), TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - Deer Meadow, Dakota County, MinneGAGE IDENTIFICATION NUMBER ON sota. AMOUNT DUE AND CLAIMED TO BE MORTGAGE: NONE LENDER OR BROKER AND MORT- D U E A S O F D A T E O F N O T I C E : G A G E O R I G I N A T O R S T A T E D O N $191,714.06 THAT all pre-foreclosure requireMORTGAGE: ABN Amro Mortgage ments have been complied with; that Group, Inc. n/k/a CitiMortgage,Inc. R E S I D E N T I A L M O R T G A G E S E R - no action or proceeding has been instituted at law or otherwise to recover the VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 2005 140th Street West, Burnsville, MN part thereof; PURSUANT to the power of sale con55337 tained in said mortgage, the TAX PARCEL I.D. #: 021540002050 LEGAL DESCRIPTION OF PROP- above-described property will be sold by the Sheriff of said county as folERTY: Lot 5, Block 2, Burnsville Heights, lows: DATE AND TIME OF SALE: March Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneMORTGAGE: $194,750.00 AMOUNT DUE AND CLAIMED TO BE sota DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt secured by said mortING TAXES, IF ANY, PAID BY MORT- gage and taxes, if any, on said premises and the costs and disburseGAGEE: $203,979.07 That prior to the commencement of ments, including attorney fees allowed this mortgage foreclosure proceeding by law, subject to redemption within Mortgagee/Assignee of Mortgagee com- six (6) months from the date of said plied with all notice requirements as sale by the mortgagor(s), their perrequired by statute; That no action or sonal representatives or assigns. proceeding has been instituted at law If the Mortgage is not reinstated o r o t h e r w i s e t o r e c o v e r t h e d e b t under Minn. Stat. §580.30 or the propsecured by said mortgage, or any part erty is not redeemed under Minn. Stat. thereof; §580.23, the Mortgagor must vacate PURSUANT to the power of sale con- the property on or before 11:59 p.m. on tained in said mortgage, the above September 11, 2011, or the next busidescribed property will be sold by the ness day if September 11, 2011 falls on Sheriff of said county as follows: a Saturday, Sunday or legal holiday. DATE AND TIME OF SALE: August Mortgagor(s) released from financial 25, 2011 at 10:00 AM obligation: NONE PLACE OF SALE: S h e r i f f ' s O f f i c e , THIS COMMUNICATION IS FROM Law Enforcement Center, 1580 Hwy A DEBT COLLECTOR ATTEMPTING 55, Lobby #S-100, Hastings, MN TO COLLECT A DEBT. ANY to pay the debt then secured by said INFORMATION OBTAINED WILL BE Mortgage, and taxes, if any, on said USED FOR THAT PURPOSE. premises, and the costs and disburseTHE RIGHT TO VERIFICATION OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE DEBT AND IDENTITY OF THE allowed by law subject to redemption ORIGINAL CREDITOR WITHIN THE within six (6) months from the date of T I M E P R O V I D E D B Y L A W I S N O T said sale by the mortgagor(s), their AFFECTED BY THIS ACTION. personal representatives or assigns THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. THE MORTGAGOR'S PERSONAL TIME AND DATE TO VACATE PROP- REPRESENTATIVES OR ASSIGNS, E R T Y : I f t h e r e a l e s t a t e i s a n MAY BE REDUCED TO FIVE WEEKS IF owner-occupied, single-family dwell- A J U D I C I A L O R D E R I S E N T E R E D ing, unless otherwise provided by law, U N D E R M I N N E S O T A S T A T U T E S , the date on or before which the mort- SECTION 582.032, DETERMINING, gagor(s) must vacate the property if the AMONG OTHER THINGS, THAT THE mortgage is not reinstated under sec- M O R T G A G E D P R E M I S E S A R E tion 580.30 or the property is not I M P R O V E D W I T H A R E S I D E N T I A L redeemed under section 580.23 is D W E L L I N G O F L E S S T H A N F I V E 1 1 : 5 9 p . m . o n F e b r u a r y 2 7 , 2 0 1 2 , UNITS, ARE NOT PROPERTY USED IN u n l e s s t h e r e d e m p t i o n p e r i o d i s AGRICULTURAL PRODUCTION, AND reduced to 5 weeks under MN Stat. ARE ABANDONED. Secs. 580.07 or 582.032. DATED: January 27, 2011 MORTGAGOR(S) RELEASED FROM ASSIGNEE OF MORTGAGEE: FINANCIAL OBLIGATION ON MORTTHE BANK OF NEW YORK GAGE: None MELLON FKA THE BANK OF NEW "THE TIME ALLOWED BY LAW FOR YORK,AS TRUSTEE FOR THE REDEMPTION BY THE MORTGAGOR, CERTIFICATEHOLDERS OF THE THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ��

PUBLIC NOTICE

�� Document Number: 2617673 Transaction Agent: Mortgage �� CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018682F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2011 at 10:00 AM has been postponed to April 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 11, 2011 at 10:00 AM has been postponed to May 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 11, 2011 at 10:00 AM has been postponed to June 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 06, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 13, 2011 at 10:00 AM has been postponed to July 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 13, 2011 at 10:00 AM has been postponed to August 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018682F01 2674678 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,200.00 MORTGAGOR(S): Kenneth Kaupa and Tracey Kaupa, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 12, 2007 Dakota County Recorder Document Number: 2501920 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., As Trustee, For The Certificateholders, Mastr Asset Backed Securities Trust 2007-NCW Mortgage PassThrough Certificates Series 2007-NCW Dated: September 16, 2008 Recorded: October 14, 2008 Dakota County Recorder Document Number: 2617673

Elec-

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100488910121916471 Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15150 Cimarron Ct, Rosemount, MN 55068-1798 Tax Parcel ID Number: 34.83610.01.610 LEGAL DESCRIPTION OF PROPERTY: Lot 61, Block 1, Wensmann Eleventh Addition, Common Interest Number 252, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,950.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 03, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 03, 2011, or the next business day if December 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., As T r u s t e e , F o r T h e Certificateholders, Mastr Asset Backed Securities Trust 2 0 0 7 - N C W M o r t g a g e Pass-Through Certificates Series 2007-NCW Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020265F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2011 at 10:00 AM has been postponed to July 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 31, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., As T r u s t e e , F o r T h e Certificateholders, Mastr Asset Backed Securities Trust 2 0 0 7 - N C W M o r t g a g e Pass-Through Certificates Series 2007-NCW NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 05, 2011 at 10:00 AM has been postponed to August 09, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 05, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., As T r u s t e e , F o r T h e Certificateholders, Mastr Asset Backed Securities Trust 2 0 0 7 - N C W M o r t g a g e Pass-Through Certificates Series 2007-NCW Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020265F01 2673492 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Michael S. Green, a married person and John L. Green and Paulette R. Green, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No. 2204055. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17801 Jaguar Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Oak Hills First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,741.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666784 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, aka Mariya Prokhorova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 06, 2011

Dated: January 06, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786397 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,227.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F04 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 11, 2011 at 10:00 AM has been postponed to August 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 05, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F04 2673483 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Thomas Arnold Blehm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: November 06, 2007 Dakota County Recorder Document Number: 2554822 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Recorded: April 21, 2011 Dakota County Recorder Document Number: 2797232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0070109023-0 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14630 240th St E, Hastings, MN 55033-9031 Tax Parcel ID Number: 28-01300-030-32 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest 1/4 of Section 13, Township 113, Range 17, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner thereof, thence North 89 degrees 40 minutes 59 seconds East, assumed bearing, along the North line thereof 608 feet to the point of beginning of the land to be described; thence continuing North 89 degrees 40 minutes 59 seconds East, along the North line to a point 750.47 feet East (as measured along the North line) of the Northwest corner; thence South 00 degrees 16 minutes 32 seconds West to the South line of the Northerly 254.5 feet of the Northwest 1/4; thence Westerly, along the South line of the Northerly 254.5 feet to the intersection with a line drawn South 00 degrees 16 minutes 32 seconds West from the point of beginning; thence North 00 degrees 16 minutes 32 seconds East to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,028.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019465F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 11, 2011 at 10:00 AM has been postponed to September 09, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: June 24, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019465F01 2664856 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,599.00 MORTGAGOR(S): Mark E Gangler and Allison L Gangler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2473074 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 31, 2010 Recorded: September 09, 2010 Dakota County Recorder Document Number: 2751452 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000603445 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3380 Cloman Way, Inver Grove Heights, MN 55076-1646 Tax Parcel ID Number: 20-44350-130-01 LEGAL DESCRIPTION OF PROPERTY: Unit 57, Building No. 15, Lakebridge Condominium No. 2, Condominium File No. 6, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,223.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 14, 2011 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to February 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 10, 2011 at 10:00 AM has been postponed to July 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2011 at 10:00 AM has been postponed to October 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 12, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 2679459 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,800.00 MORTGAGOR(S): Andrew C. Anderson and Amber L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2007 Dakota County Recorder Document Number: 2535238 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 11, 2011 Recorded: April 22, 2011 Dakota County Recorder Document Number: 2797295 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018041372 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18256 Echo Dr, Farmington, MN 55024-8720 Tax Parcel ID Number: 14-19506-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,100.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2011 at 10:00 AM has been postponed to August 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 2665391 7/14/11

PUBLIC NOTICE

the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 2, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2678000 7/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,800.00 MORTGAGOR(S): Patti A. Stettner and Terry Stettner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582655 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: May 23, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680072 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000038797-4 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Cen-

tral Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 115726 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,889.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee

Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2011 at 10:00 AM has been postponed to August 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F01 2673568 7/14-8/18/11

PUBLIC NOTICE

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premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _December 9, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2678017 7/14/11

Apple Valley mayor appointed to livable communities group The Metropoliโ ข Janet Jeremiah โ tan Council has aplocal government โ pointed Apple Valplanning, economic ley Mayor Mary or community develHamann-Roland and opment (reappointfour other members ment); community to the Livable Comdevelopment director, munities Advisory Mary city of Eden Prairie Committee. โ ข Colleen Cary โ deHamannThe committee is Roland velopment finance โ charged with evaluprivate finance (new ating proposals and making appointment); president, The funding recommendations to Cornerstone Group, real esthe Council for grant awards tate development and project made under the Livable management Communities Demonstraโ ข Doug Snyder โ environtion Account of the Livable ment โ integration of natural Communities Act. and water resources in develHamann-Roland was ap- opment (reappointment); expointed to chair the group. ecutive director, Mississippi Among the other appoint- Watershed Management Orments were: ganization

โ ข Dan Marckel โ site design โ architecture, land planning specialty (reappointment); community outreach and communication coordinator, Envision Minnesota The committee includes 12 members and a chairperson. The committeeโ s bylaws establish six areas of expertise to provide the range of skills and experience necessary for evaluating development and redevelopment projects for which LCDA funding is requested. Four seats on the committee expire each year, one in each of four expertise categories established by the bylaws. The bylaws set three-year, staggered terms for members.

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July 14, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Jessica Harper

Pete Segar, president of Ergotron branded products, has used WorkFit – the Eagan comChristine Berquam, channel marketing manager for Eagan-based Ergotron, uses the pany’s sit-stand workstation – for three years. Segar said he likes that the computer stand company’s latest product – WorkFit – every day as her workstation. enables him to move more freely. Photo by Jessica Harper

Ergotron from Page 1A

However, its stands differ significantly from the competition in that Ergotron’s use a patented slide system and mounted base that can support laptops and multiple monitors. The slide system enables the stand to move up and down in a fluid motion. The company recently released an attachment that connects iPads to the stand. Price is another major difference. While similar stands cost between $1,500 and $4,000, Ergotron’s WorkFit, which clips to desks, sells for around $400. “Our view is: let’s make it affordable so companies can proactively give this to all employees in a preventative way,” Segar said. Competition is not the challenge, Segar said, it’s raising awareness. Ergotron is trying to market the product through an advertising campaign called juststand.org, which has informational videos and advertisements on “sitting disease” and WorkFit stations. The company also has offered several Fortune 500 companies free trials periods. WorkFit received rave reviews by employees at HealthPartners corporate headquarters in Bloomington, which received 25 units as part of a free trail. Thirty-four employees in the health care company’s wellness department tested Ergotron’s sit-stand

desks for about seven weeks earlier this year to evaluate how the set-up affected back pain, mood and work performance. Half of the participants said they felt less back pain, about three-quarters reported feeling healthier and two-thirds said they felt more productive while using the workstations. “We really liked them, and wanted them back after the project was over,” said

it enables him to have a better range of motion.

Kathy Jackson, a HealthPartners health management consultant who participated in the study. Jackson said she found that the workstations helped her focus better and improved her posture. HealthPartners ordered additional units after the trial and is considering whether to continue to expand upon it in the future, said Jeff Shelman, a HealthPartners spokesperson. Ergotron’s employees stand behind the product as well. Segar has personally used one of the company’s sit-stand stations for three years, and said he likes that

focus is on well-known computer companies such as Dell and HP, which would enable them to sell the WorkFit as a computer package. Segar said he believes the stands will double the $191 million company. “It’s going to be huge,” Segar said. Ergotron was established in 1982 by Harry Sweere. It currently holds 35 patents on digital display and mounting devices. For the past seven years, the company has been overseen by CEO Joel Hazzard. In 2004, Ergotron merged with its sister company, Constant Force Technology, which designed and

Stark growth So far the WorkFit stations have proven popular among businesses across the globe. Ergotron has sold approximately 10,000 WorkFit stands to more than 15 major corporations in the United States, Asia and Europe. However, the company’s

manufactured stands and accessories and branded them for Dell, HewlettPackard and others. It was acquired for $280 million by Norteck — a publicly traded company in Providence, R.I. — in December. Today it operates as

a subsidiary. The company has 177 employees at its global headquarters in Eagan, and operates warehouses and factories in the United States, China and Holland. The company’s best selling product is its height

adjustable stands for desktop monitors, which were launched eight years ago. Ergotron has sold 15 million worldwide. Jessica Harper is at jessica.harper@ecm-inc.com.