07/21/2011 - Dakota County Tribune Business Weekly

Birds fly for life’s big events 5A Xcel plans Burnsville plant upgrades 5A Domestic abuse shelter reopens in Hastings 27A

LAURA ADELMANN JOHN GESSNER JESSICA HARPER

dakotacountytribune.biz dakotacountytribune.biz

DATE 21, ##, 2011 2009 JULY

VOLUME 30, NUMBER # VOLUME 32, NUMBER 21

'DNRWD &RXQW\ 7ULEXQH Since 1884

B

U

S

I

N

E

S

S

w

e

e

k

Blue Cross CEO moving to Florida

by Jessica Harper DAKOTA COUNTY TRIBUNE

Blue Cross and Blue Shield of Minnesota CEO Patrick Geraghty astonished everyone last week when he announced his plans to take up the same position in Florida. “I decided it was a good business opportunity as well as a good fit personally,� said Geraghty, who will leave the Eagan-based nonprofit Aug. 1.

The transfer will make it easier for his wife to care for

Patrick Geraghty her elderly parents, who live on the East Coast.

Geraghty starts his new job in September, replacing former CEO Robert Lufrano, who retired from the Jacksonvillebased nonprofit last spring.

Pamela Wheelock, chair of the Blue Cross and Blue Shield of Minnesota board of trustees, will step in as interim president and CEO upon Geraghty’s departure.

Geraghty became head of the nonprofit health insurance giant in 2008 amid $15.7 million in losses, which resulted in 300 layoffs in 18 months between 2008 and 2009.

Since then, Blue Cross has turned around, ending 2009 with $132.1 million in net income. The company’s earnings +&//: 800%4 "/ 45"$&: "$,&3. "/%3&8 .*--&3

" PG QSPN PUJPOT SFQSFOF VS " " OFX A 'SPOUJFS UFTUT ZP VOH FOU SUBJONF OU " 5ISFBET *OLT E 4MBN GPS FOUF USJCVOF CJ[ )JUUJOH B (SBO EBLPUBDPVOUZ

70-6 .&

/6. #&3

une Dakota County Trib

"6(6 45

4JODF

#

6

4

*

/

&

4

4

X

F

F

L

M

Z

*/4*%& #*;

'036.

5IF -FHJTMBUVSF DPVMEO U CBMBODF B CVEHFU UIF HPWFSOPS DPVME 0, CVU UFOEFE UP PUIFS IPU UPQJDT 1)*,3*/,*&

"

#64*/&44

OEVSFT BEF TBMPO F 8 IJMF GBET G

" NFOUPS DBO IFMQ B ZPVOH XPSLFS SJTF UISPVHI UIF SBOLT PG BO PSHBOJ[BUJPO PS MFBE UP PUIFS DBSFFS PQQPSUVOJUJFT

" (+* +) TLJMMT UISPVHI BOE EFWFMPQJOH UIFJS %T 5*$&4 UIF #&45 13"$ SFBEJOH WJEFPT BOE $ BMTP DSFBUFE ,OPXJOH UIF 5IF DPNQBOZ BN XIJDI FO EJGGFSFODF CFUXFFO 4UBS 5ISPXFS QSPHS OH BOE QSPGFT BEWFSUJTJOH BOE IBODFT TFMG MFBSOJFOU 5FBN NFN QVCMJD SFMBUJPOT TJPOBM EFWFMPQN E UP BUUFOE DBO IFMQ CVTJOFTTFT CFST BSF FODPVSBHFXJEF FWFOUT UP OE OBUJPO DSFBUF CV[[ UIBU JOEVTUSZ B T XPSLT FN TUBZ BCSFBTU PG USFOE IBT TFWFSBM DLFSNBO& " 45"$&: CZ 4UBDFZ " $PMF T 4BMPO JUI UIF DPN /5: 53*#6/ / %",05" $06 "$,&3."

QMPZFFT XIP WF CFFO X $PMF T BVTF UIFZ LFFQ GPVOEFS PG U QBOZ GPS ZFBST CFD %PVH $PMF 4U 1BVM #BSCFS 5*$&4 HSPXJOH UISPVHIPV #&45 13"$ MFBSOJOH BOE 4BMPO BUUFOEFE FSF IF MFBSOFE 1JYBS QSPNPUFT UIFJS DBSFFST CFFO BMM * OFFE UP 4DIPPM BU BHF XI IJT MPOHUJNF 3JFOUT B DVMUVSF PG i$PMF T IBT TVDDFTTGVM BOE CF GSPN +FSSZ DPNNVOJDBUJPO NBLF NZ MJGF NFOUPS .VSQIZ B XPSLT BU

TBJE +BOFM UIBU SFBQT U UIF GVMGJMMFE w 5PEBZ 3JFOUT TBMPO BT B CBS 4BMPO WFUFSBO i"BCPVU JOOPWBUJPO BOE SOEPSG GPS ZFBS $PMF T 1IPUP CZ 3JDL 0 $PMF T "QQMF 7BMMFZ * GFFM HPPE QSPmUT JO IBT CFFO EPJOH TPO 5JN FOE PG UIF EBZ JOVFT LJOH PPE w CFS XIJDI IF FMJTTB )BO JFOUT DPOU NPWJF NB IFST GFFM H I B 5SJTI .

NBLJOH PU IBT UIF QBTU ZFBST 3 SIPGG +&'' PO IBT HSPXO UISPVH " IJQ GSPN MFGU -BVS GPS $PMF BOE $PMF T 4BM OVSUVSJOH FNQMPZ UP CF B NFOUPS UIF MBTU GPVS EF $PMF T 4BMPO MFBEFST IBS 5PVSUJMMPUU BOE 5SJTI 4UP "11&-26*45 CZ GPS QMFT w /VH UIF ZFBST JOTQJSFE IJN B MPZBM DMJFOUFMF $PMF %PVH $PMF $ MPZ BOE QSJODJ UIF (PMEFO

FFT BOE CVJMEJOH FFO TFFJOH UIF DBEFT F IBT UBVHIU IJT FNQ IBU $PMF TUBSUFE OUT IBWF C FE IJT GJSTU $PMF T 4B JO XIJDI FNQMPZFFT XBT UIJOH $PM MBTU ZFBST BOE JT X $PMF PQFO HFUT QSPHSBN OVH .BOZ DMJFTU GPS TFWFSBM ZFBST JO *U

FFT GPS UIF VTJOFTTFT TVD BSF DIBMMFOHFE UP XSJUF TBNF TUZMJ MPO JO #VSOTWJMMFTPVUI PG UIF SJWFS NFS TFSWJDF LFFQT NF IF BUUSJCVUFT UP IJT C 1FSLJOT UIF POMZ TBMPO TFSWJDFE UIF FO HFUT JO TJY NPOUIT BSF QVUUJOH i5IF DVTUP CBDL w TBJE 5SJTI TBMPO UIBU DFTT $PMF PQFOFE i(PMEFO OVHHFUT BU UIBU UJNF NJOE *U JT DPNJOH BU UIF "QQMF 7BMMFZ TJDB IF MBUF T *O %PVH 4PVUIEBMF UIJOHT JO PVS TFMG B DMJFOU TUZMJTU +FT UJSF GBNJMZ %VSJOH U JOH BOE JU XBT #BSCFS BU HPPE BOE

$IJMESFO T BU BHF XIP IBT CFFO TFFJOH IFZ EFGJOJUFMZ QPTJUJWF TFMG UBML #VSOTWJMMF XBT CPPNUZ GPS $PMF UP FF ZFBST MBUFS POF BCPVU 4UBQG GPS ZFBST i5BOU +FTTJDB XJMM TBMPO CFDBVTF Z BOE .BMM 5IS B QFSGFDU PQQPSUVOJ UIPVHIU w $PMF TBJE PG $PMF T FNQMPZFFT IF DMPTFE UIF UIF DPNNVOJU DBUFS UP XIBU ZPV X FF[F NF JO w HSPX XJUI XBT UPP NVDI * EJEO U &WFSZ POF

JO XIJDI UIFZ MMT BOE TRV F MM FNQMPZFF UP SBJTF IJT PXO GBNJMZ JT HJWFO B OPUFCPPL BGGJSNBUJPOT UBLF NZ DB PU IBT DIBOHFE JO UI CFS UIF DPNQBOZ XJ Z i'SPN BHF

8IJMF B M SJNFOUBM UP NZ XSJUF EPXO QPTJUJWF UIF DPN (FOFSBM 5IJT 0DUP F XJMM SFDFJWF NF UP PWFS ZFBST ZFBS BOOJWFSTBS

MFBSO XIJDI XBT EFU %JTUSJCVUJPO FODPVSBHFE DFMFCSBUF JUT DVSSFOUMZ PQFSBUFT FWFSZ EBZ TVDI BT i8 i)BCJUT MFBWF CVTJOFTT U DIBOHFE JUT DPSF WBMVFT

CVTJOFTT +FSSZ TUZ "EWFSUJTJOH VS B EBZ w $PMF XIBU XF CFMJFWFw BOE QBOZ IBTO 5IF CVTJOFTT OTWJMMF "QQMF TUBSU MFBSOJOH BO IP GSPN USVTU BOE IPOF IBT B XIJDI TUFNUT PG iHSPXJOH ZPVSTFMG w 4BWBHF UIF WFSZ CFHJOOJOH B USBJM w GJWF TBMPOT o JO #VS 4BMPO BMTP JO &BHBO BOE $PMF TBJE i'SPN E B MFBSOJOH DVMUVSF 7BMMFZ UXP &BDI $PMF T XIFSF FNQMPZFFT BOE DPOTJT 4FF $PMF T 1BHF " FNQMPZFFT JPOT XF FTUBCMJTIF UIF EFTJSF UP CFUUFS o BOE IBT MFBSOJOH MJCSBSZ U IJT MPDBU LFFQ MFBSOJOH HSPVOEFE JO VF WBMVF UP PVS BSF FODPVSBHFE UP IBT QVSQPTFGVMMZ LFQUP GPSN TUSPOH WBMVFT SJWFS PVSTFMWFT QSPWJEF US MJWF CZ PVS TPVUI PG UIF BOE

F DVTUPNFST DPNNVOJUZ UJFT BO IPVS B EBZ JT TPN -FBSOJOH )"30-% 5033&/$&

$PMF T 4BMPO DFMFCSBUFT ZFBST

O POMJOF

JUJP VS EJHJUBM FE ta County Tribune Dako

$IFDL PVU P

IF OFYU QBHF UP in JQw UP U MJOLT UP UIF FST PG UIF QBHFT UP [PPN JO 5IF PG UIF QBHF $MJDL PO DPSO UPQ PG BOZ QBHF F CPUUPN $MJDL PO UIF FC 4JUFT XJMM BQQFBS BU UI O PVS FTT $MJDL P "EWFSUJTFS 8 QBSUJDVMBS CVTJO F -PPLJOH GPS BEFY BU UIF UPQ PG UIF QBH "EWFSUJTFS *O LFZ XPSE 4FBSDIBCMF CZ

#64*/

&44 8

&&,-:

#VSOTWJMMF CJ[ $P 3E PVOUZ5SJCVOF XXX %BLPUB$

"%7&35*4*/(

and legislators for earning large margins on taxpayerfunded plans. In April, Blue Cross and three other insurers agreed to cap next year’s profits at 1 percent.

Geraghty said his mission has always been to ensure that consumers receive high-quality care at a reasonable cost.

Blue Cross’ most notable effort has been its Do campaign, which encourages consumers to adopt healthy and active File photo lifestyles.

Efforts like When CEO Patrick Geraghty arrived at Blue Cross and Blue Shield of Minnesota in 2008, the nonprofit was facing a $15.7 million loss. By the following these are what year, the company had turned around with $132.1 million in net income. The make Geraghty an accomplished leadcompany has continued to grow since. er, said Julie Brunner, executive director of the Minnesota Council of Health Plans. “Pat is an open and accessible leader in the company and certainly in the community,� she said.

In addition to his work at Blue Cross, Geraghty, who serves as the council’s chair, has championed an effort that enables Minneapolis residents to rent bicycles for daily use.

Blue Cross implemented a similar program at its Eagan campus.

Prior to joining Blue Cross continued to grow the follow- providers for cutting costs while and Blue Shield of Minnesota, ing year, which ended with $271 still delivering high-quality care. Geraghty served as senior vice Allina and Fairview were the president of the service division million in net income.

Geraghty took home $1.5 first to jump aboard. Now seven of Horizon Blue Cross and Blue million in compensation that providers have signed contracts. Shield of New Jersey.

Before that, he held leaderHis greatest accomplishment, year, making him the highest paid Minnesota nonprofit lead- Geraghty said, was stabilizing ship positions with Prudential er, according to the Star Tribune. costs to a point that enabled Insurance Co. and has been a Geraghty said he believes Blue Cross to raise its premiums senior leader for teams in health the company’s push to cut costs and co-pays at a rate lower than care management, marketing and operations. Geraghty is a while improving quality care led the national average.

However, Blue Cross and graduate of Colgate University to its recovery.

As CEO, he promoted an ini- other insurers have been scolded in Hamilton, N.J. See Geraghty, Page 28A tiative that rewarded health care this year by Gov. Mark Dayton

Interested in a FREE subscription?

Just complete this form and mail it to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11, Burnsville, MN 55337 or fax to: 952-846-2010

l

y

INSIDE BIZ FORUM

The time is now for real debt reform within the federal government. We must back cuts that all can agree on.

CHRIS ANDRYSKI 4A FORUM

The Apple Valley Rotary Club had a great year, with growing membership and successful fundraisers.

BILL TSCHOHL 4A CAPITOL COMMERCE

JIM ABELER

Republican Jim Abeler said he sees politicial courage in Gov. Dayton.

Abeler praised Dayton for changing his mind.

6A

FINANCIAL SENSE

Beware of intoxicating bubbles when investing your money. Millions have lost jobs and homes from them.

PETER MCCLELLAN 7A

&

!""'! !

$

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

__________________________________________________ _____________________________ NAME

ATTENTION

________________________________________________________________________________ ADDRESS

________________________________________________________________________________ CITY/STATE/ZIP

__________________________________________________ _____________________________ SIGNATURE

DATE

________________________________________________________________________________ EMAIL

2A

July 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Eagan

Two charged after vehicle break-ins

YMCA employee charged with stealing from co-workers

Two men have been charged with felonies after a rash of late-night vehicle break-ins in Apple Valley earlier this year.

Edward J. Maloney of Burnsville and Anthony K. Willey of Savage, both 19, are accused of stealing GPS units and other electronics from multiple vehicles in the residential area near 144th Street and Ebony Lane.

Maloney and Willey allegedly fled from Apple Valley officers who arrived on the scene after a resident reported two men peering into vehicles just after 4 a.m. Jan. 28.

Willey was apprehended after a short foot pursuit, according to a recently filed Dakota County criminal complaint.

Maloney initially escaped the officer pursuing him but was later tracked down when police followed his footprints.

Among the approximately $1,200 in stolen items police recovered were GPS units, a handheld vehicle diagnostic tool, computer flash drives, gift cards and a cupholder full of coins.

Through reports filed by victims and additional investigation, police identified five people who had items taken from their cars. All of the stolen property has since been returned to its owners, police said.

Both Maloney and Willey have been charged with theft and receiving stolen property. Each charge carries a maximum penalty of five years in prison and $10,000 fine.

—Andrew Miller

A Prior Lake woman is accused of stealing credit cards from co-workers at an Eagan elementary school.

Bonnie Ann O’Keefe, 22, was charged by the Dakota County Attorney’s Office June 24 with felony fraud for allegedly stealing credit cards from her co-workers at the YMCA after-school child care program at Deerwood Elementary.

According to the complaint, O’Keefe took credit cards from the wallets of five co-workers and made multiple purchases totaling about $925 at retailers in West St. Paul, Eagan and Apple Valley.

Immediately after discovering their credit cards were missing, O’Keefe’s co-workers notified police.

Through their investigation, police found a surveillance video of O’Keefe making purchases with the stolen credit cards at a local retailer, the complaint said.

Questioned by police, O’Keefe allegedly admitted taking her co-workers credit cards without permission.

O’Keefe is scheduled to appear in Dakota County District Court on Aug. 1.

—Jessica Harper

Burnsville Burnsville CFO leaving city Tammy Omdal, the city of Burnsville’s chief financial officer, is leaving for a private-sector job.

Omdal said she’s leaving Aug. 12 to head the public finance group of Northland Securities in Minneapolis.

“And they’re going to move quickly to replace,” Omdal said in an interview.

Omdal, 42, one of two deputy city managers under City Manager Craig Ebeling, had been mentioned at City Hall as a possible successor to Ebeling should both he and Deputy City Manager Tom Hansen retire in coming years.

“Burnsville is a great place for the employees and is a great community,” she said.

Omdal said the opportunity arose to head Northland’s public finance group, which serves municipalities and government agencies across the Upper Midwest.

She came to Burnsville in January 2004 after working for the city of Minneapolis.

— John Gessner

Explosion in Burnsville sewer line still a mystery Investigators aren’t sure what caused an explosion in a sanitary sewer line in Burnsville on Friday, July 8.

Police and firefighters were called at about 1:35 p.m. after three manhole covers were blown off in a northeast Burnsville neighborhood. The manholes are on West River Hills Drive in the area of Ridgewood Court, according to a fire department news release.

About 100 homes were evacuated. Residents were allowed to return to their homes at around 9:30 p.m.

Firefighters detected elevated levels of carbon monoxide and flammable atmospheric readings in the underground sewer line.

Readings returned to normal later that day, but investigators still haven’t identified the material that caused the explosion.

Burnsville’s own Mobile Volunteer Network of trained public safety volunteers helped with traffic control and resident notifications. Evacuated residents were able to go to River Hills United Methodist Church, where Burnsville’s police and fire chaplains were on hand.

Investigation continues by the fire, police and public works departments.

Farmington Haugen, Farmington School Board sign three-year contract With palpable excitement, the Farmington School Board unanimously approved on July 11 a three-year contract with Jay Haugen as the district’s new superintendent.

Haugen’s annual salary starts at $180,000, but is prorated to $172,500 this year for a two-week late start.

He officially began the job July 15 and is Jay Haugen scheduled for annual salary increases of at least $4,500 through June 30, 2014, when the contract expires.

In 2012-13, Haugen is scheduled to earn $184,500 and $189,000 in 2013-14.

The contract allows Haugen the possibility of additional pay increases during the contract term but doesn’t specify amounts. It allows no pay cuts.

Following the vote, the board and a few audience members broke into rousing applause.

Haugen smiled broadly as Board Member Julie McKnight invited him to the podium to share his thoughts.

“I’m thrilled to be here tonight. I feel like I’ve really found a home,” Haugen said.

Haugen’s contract includes 30 vacation days annually, and he can accrue and cash out a maximum of 60 vacation days upon separation from the district.

At the end of his contract, Haugen can be paid up to 200 days of accrued paid sick leave.

Annually, Haugen will receive $1,500 in his flex spending account for medical and dental expenses not covered in the district’s insurance plan.

The district will contribute $3,000 per contract year to Haugen’s post-retirement health care savings plan and match Haugen’s contributions to his 403(b) deferred compensation plan up to $8,500 each contract year.

Farmington School Board members expressed thanks to those who helped during the superintendent search and interview process and indicated they were eager to begin working with Haugen.

Board Member Tim Burke, who noted the contract negotiations took just minutes, said, “Every time I get the chance to talk to (Haugen), I’m more and more certain that we made the best possible choice we could.”

—Laura Adelmann

Veterans’ memorial planned for Rambling River Park By next summer, local organizers hope to begin development of a public memorial to Farmington-area soldiers who died in service to this country.

Preliminary designs for the monument, to be located at Rambling River Park, show a granite tablet wall engraved with the names of fallen servicemen and women from the Farmington area, beneath the words: “All gave some, some gave all.” Topping the tablet is a blue granite sculpture of a folded American flag with the stars showing. An American flag is planned to flank one side of the monument and the POW/MIA flag is to fly on the other.

In front of the veterans’ memorial, a full-size statue of a saluting soldier wearing a helmet and backpack is planned.

The memorial wall is designed to be expandable in the future.

Former City Council Member Leon Orr is leading a group of veterans working on the project, which they hope will cost $200,000 or less.

A few years ago, the city added a memorial to its master plan for Rambling River Park.

Orr said the monument will also include pavers that people can purchase to engrave the names of those who have served in the military but did not die in service; another granite tablet will list the names of major donors to the project.

To raise money for the project, the group will hold its first fundraiser, a block party, on July 28 from 4 to 8 p.m. at the Tamarack Ridge Shopping Center, 20700 Chippendale Ave. (Highway 3). The event is free, but donations for the project will be taken.

Orr invited anyone interested in helping with the memorial project to attend one of the meetings, held at 7 p.m. on the third Tuesday of every month at the Farmington VFW. —Laura Adelmann

Lakeville Kaitlyn Rosenbush crowned Miss Lakeville Kaitlyn Rosenbush was crowned Miss Lakeville 2011, and Alexis Friesen and Jaycee Nelson were crowned Lakeville’s first and second Princesses, at the Miss Lakeville 2011 Scholarship Pageant at Lakeville South High School on July 6.

The pageant consisted of four competition events, beginning with a private interview with the judging panel the morning of the pageant, and three events at the evening competition itself.

During the pageant, contestants introduced themselves and their sponsors to the audience, and then participated in an “All About Me” event, in which they put together an outfit and explained to the audience why it described them.

The pageant ended with an evening gown competition, for which contestants were judged based on comportment, grace and their response to a live interview question. The competition is meant to encourage “personal and professional growth,” according to the pageant website.

Pan-O-Prog means something different to each of the members of royalty, but Rosenbush summed it up well. “(It’s about) tradition,” Rosenbush said. “We’re unique and we love to celebrate that and where we’ve come from.”

Rosenbush said her duties as Miss Lakeville exposed her to more of Pan-O-Prog than she had seen in years past.

“We just showed up at every Pan-O-Prog event and did something different everywhere we went. … We got to announce floats at the parade, we were in the parade, and we got to be at the kiddie parade just saying hi to kids,” she said. “I don’t think I’ve ever been to every single Pan-O-Prog event.

It’s so much fun.”

Rosenbush will be a freshman at North Central University this fall. She was sponsored by the Kohlnhofer Insurance Agency, and won a $2,000 scholarship in addition to her crown, sash and title. She will participate in the St. Paul Winter Carnival Visiting Royalty program and will also represent Lakeville in the Minneapolis Aquatennial Queen of the Lakes 2011 competition.

—Taylor Thomas

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 21, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades STEPHEN FIEBIGER

Business Briefs

Business Briefs

DAKOTA COUNTY REGIONAL CHAMBER HOSTS BLOOD DRIVE

APPLE VALLEY BUSINESS WATCH NIGHT TO UNITE PICNIC IS AUG. 2

The Dakota County Regional Chamber of Commerce will host an American Red Cross blood drive from 9:30 a.m. to 2:30 p.m. Friday, July 29, in the chamber’s parking lot at 1121 Town Centre Drive, Suite 102, Eagan.

The chamber’s previous blood drive resulted in 28 units of blood being donated; the July 29 goal is 40 units.

In May and June, donations were at the lowest level the Red Cross has seen in this time frame in more than a dozen years, while demand for blood products remained steady. Because of that, the Red Cross needs blood donors now more than ever. All types are needed, but especially O negative, which can be used to treat any patient.

Donating will only take about an hour, but could save the lives of up to three people.

All donors will receive a coupon for a free pint of Culver’s Frozen Custard compliments of Eagan Culver’s.

To schedule an appointment, go to www.redcrossblood.org and look on the righthand side of the page for the gray box that says “Make a Donation Appointment.”

The third annual Apple Valley Business Watch Night to Unite Picnic will be held from 11:30 a.m. to 1:30 p.m. at Fire Station No. 1 at the corner of County Road 42 and Hayes Road. All Apple Valley businesses are invited to enjoy a hot dog/ brat, chips and beverage ($4) in support of the largest crime prevention event in Minnesota. Raffle tickets will be available for purchase for a chance to win a grill and other prizes. The first 100 in attendance will receive a free goody bag. AAA of Minnesota/Iowa will be handing out 50 free bike helmets.

Appointed to Merit System Council

Burnsville attorney Stephen Fiebiger has been named by Gov. Mark Dayton to the state Merit System Council effective June 30. His term will expire on Jan. 5, 2015.

The Merit System Council hears personnel appeals, sets policy for administration of examinations, and reviews classification and compensation plans and proposed rule changes. The council consists of three members appointed by the governor.

Fiebiger practices employment law and civil litigation and has been in private practice since 1983.

FASTFRAME EAGAN WINS NATIONAL FRAMING CONTEST Fastframe Eagan has been recognized as the winner of the Declaration of Celebration, a national custom framing contest sponsored

by Larson-Juhl. Fastframe Eagan’s project won in the Most Creative category and was one of four winners chosen nationally.

Business Briefs RIBBON CUTTING, OPEN HOUSE SET AT THE NORTH COUNTRY WOODSHOP The North Country Woodshop will hold a ribbon cutting and open house from 9:30 to 10 a.m. Thursday, July 28.

The woodshop is at 1170 E. Cliff Road, Burnsville. For more information, contact the Burnsville Chamber of Commerce at chamber@burnsvillechamber.com.

FALL FLING IS AUG. 25 The Burnsville Chamber of Commerce will hold its 2011 Fall Fling - Sporting Clay Challenge from 3:30 to 6:30 p.m. Thursday, Aug. 25, at the Minnesota Horse & Hunt Club in Prior Lake.

Fees are $65 for an individual registration and $250 for a team of four.

Station sponsorships are available for $150.

For more information, contact Nicole Hernandez at nicole@burnsvillechamber.com.

FAIRVIEW RIDGES HOSPITAL GOLF BENEFIT ADDS CROQUET OPTION The 19th annual Fairview Ridges Community Golf Benefit will be held Monday, Aug. 15, at Brackett’s Crossing Country Club in Lakeville. New this year will be a croquet tournament. The event will include lunch, golf or croquet, dinner and a live auction. Registration is currently open.

Proceeds from the event will support a new Fairview Ridges Breast Center and new services to Minnesota Valley residents.

Sponsorship opportunities and individual openings for golfers and croquet players are available. For more details or to register, contact the Fairview Foundation at (612) 672-7239.

TAMARACK RIDGE SHOPPING CENTER HOSTS BLOCK PARTY Tamarack Ridge Shopping Center, 20700 Chippendale Ave. (Highway 3), Farmington, will host a block party from 4 to 8 p.m. Thursday, July 28. The party will include free ice cream and sno-cones, live music, a bouncy house, facepainting, a K-9 demonstration, the National Guard rock-climbing wall, the Farmington Fire Department smoke house, giveaways and prizes.

Business Briefs ULTA BEGINS CONSTRUCTION Ulta, a beauty and cosmetic supplier, has begun construction in Apple Valley at the former Snyder Drug store location in the Fischer Marketplace shopping center. An early fall opening is planned.

ELITE DENTAL EXPANDS IN APPLE VALLEY Elite Dental, 7300 W. 147th St., Apple Valley, is expanding at its location in the Merchants Bank building.

Construction is about half complete. The build-out should be open by the end of summer.

PAGES OPENS IN APPLE VALLEY Pages, a scrapbooking store, has opened at 14050 Pilot Knob Road in Apple Valley.

The community-based store has full custom lines of schools and sports for Apple Valley, Eagan, Eastview, Rosemount, Lakeville North, Lakeville South and Farmington.

The store offers free work space during regular business hours with reservations available after business hours. Birthday parties and craft events are also offered.

KID’S DEPOT MOVES TO APPLE VALLEY

ICENTERA ACQUIRED BY CALIFORNIA COMPANY Burnsville-based iCentera, a provider of SaaS solutions for sales enablement, has been acquired by Callidus Software Inc. of Pleasanton, Calif. Financial terms of the transaction were not disclosed.

Minneapolis / St. Paul Business Journal reports that iCentera’s headquarters will remain in Burnsville and that the company also will retain its brand and plans to grow its staff.

QUESTAR FOUNDER RETIRES

Kid’s Depot has moved from Rosemount to the Times Square mall at Cedar Avenue and 149th Street in Apple Valley. The store offers infants’ and children’s designer clothes, shoes, coats, toys, accessories, necessities, books, furniture, and more.

BUFFALO WILD WINGS EXPANDS The Apple Valley Buffalo Wild Wings restaurant is expanding to fill the former Color Tile store location at Cedar Avenue and 147th Street.

Apple Valley-based Questar Assessment Inc., an educational assessment provider, announced that Andrew Simon, chairman of its board of directors, will retire effective July 31. Roy Lipner, the company’s president and chief executive officer since 2008, will replace Simon as chairman of the board.

Simon founded Questar in 1976, when it was known as Touchstone Applied Science Associates. He will continue to serve on Questar’s board of directors and will provide advisory services.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

3A

4A

July 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Time is now for real U.S. debt reform Solution includes change in policy with regard to Social Security, defense, taxes

by Chris Andryski DAKOTA COUNTY TRIBUNE

Congress and the president have a mountain to climb as we start tackling our national debt and whether the debt ceiling should be raised beyond the Aug. 2 deadline that is looming ever so quickly.

There is not a sane person in America who wants to continue to give Congress and the president a blank check to fund programs that cost too much. This is not in the best interest of our future as a nation.

With that said, there are programs that the general populous have expressed loud and clear that they like and would like continued.

The math is very simple. Based on Treasury Department estimates, in the month of August 2011 the federal government will collect approximately $203 billion in taxes.

Current projected spending in August is expected to be $307 billion.

If the debt ceiling is not raised and no new revenue is agreed upon, we would need to cut 34 percent from our spending ($104 billion) on Aug. 3.

So let’s get to the numbers.

We will start with the interest payments on the debt, which will be approximately $29 billion for the month of August. We now have $174 billion left.

Defense spending accounts for around 22 percent of our budget. That will cost around $70 billion in August. We now have $104 billion left.

Medicare, Medicaid, Social Security and veterans benefits account for around 45 percent of our budget. This will consume the rest of our available funds from collections in the month of August. We are now in the hole without accounting for other items that the federal government has their hands in.

Now let’s explore our options.

Let’s start with spending cuts.

This seems to be the most obvious answer and is clearly going to be the greatest part of a long term solution. But is it possible in the weeks before the Aug. 2 deadline to avoid increasing the debt ceiling alone on cuts?

Cutting defense spending in the next

Guest Columnist Chris Andryski

three weeks in a material way to have an effect before Aug. 2 is just not going to happen.

These cuts will take time and are needed but do not address our immediate concern.

The interest on the debt is a priority and ought to be as you don’t want to spook the bond market causing rates to go up considerably.

So now we are left with entitlement reform.

Currently the average retiree who has worked since 1965 and retired in the last couple of years has contributed, with employer matches, around $50,000 into the Medicare pot (adjusted for compounded interest). On average after paying their premium out of their Social Security check a retiree will receive around $250,000 in benefits over a 15-year retirement.

Pay in $50,000 and get $250,000. Not a bad deal, but at the expense of whom?

The only way to not raise taxes and not raise the debt ceiling by Aug. 2 is to delay some defense spending items, cut discretionary spending (which is needed but not material enough) and immediately reduce checks that Medicare and Social Security recipients are getting.

No one in Washington will be a leader in the reduction of benefits for current seniors.

This is why GOP minority leader Mitch McConnell (with the blessing of all the senators on both sides of the aisle) has proposed giving the president unilateral power to raise the debt ceiling.

Congress first started setting debt limits in 1917 with the passage of the Liberty Bond Act of 1917. It has increased more in the last 11 years than during any period prior to 2000. It currently sits at around $14.3 trillion.

In 1995 our national debt was round $5

trillion. Despite the fact that our national debt has almost tripled since 1995 our interest expense as a nation is only around 10 percent higher today than it was in 1995.

That will change if we play politics with our bond market and ignore a greater long term solution. The bond market decides the fate of long-term interest rates.

Despite our deficits the U.S. treasury market has been seen as a stable and safe place to park money. This is largely due to the trouble many other countries find themselves in financially.

Some have suggested that if our interest rates simply return to historical averages it could cost taxpayers an additional $400 billion annually. With higher rates on U.S. Treasuries, corporate borrowing will cost more and the effects of immediate inflation will cause layoffs and higher unemployment in an already fragile employment market.

This is not a manufactured crisis as some have suggested but rather the realty of dollars and sense with immediate implications. If we don’t find a sound long-term solution we risk an even greater crisis three or four years down the road.

The time to find a long term solution is this year.

It should include hard cuts in spending that all in the political spectrum can agree on currently before the Aug. 2 deadline.

With a temporary extension it will be time to get to the greater decisions. We need to increase the retirement age as it will allow for workers to contribute more into Medicare and Social Security. We need to implement means testing for recipients that allows for all to receive benefits but limits payments to those that don’t rely on it. Make Medicare more efficient. We need to reduce our defense spending and presence around the world. Implement real tax reform that isn’t preferential but is based on a broad tax base with low rates that allow for the private sector growth. Collectively this will mean additional revenue as otherwise there is no reason for it.

It is refreshing that we are starting to have this conversation as a nation. This is simply a

matter of math.

Democrats need to understand that entitlement cuts are required and inaction is not an option. Republicans need to understand that true tax reform might create some additional revenue as that is the point of it.

A solution will consist mostly of accepting that our out of control spending cannot continue. We need to foster private sector growth to provide for revenue. We need to enact tax reform that eliminates preferential treatment for certain sources of income and requires that all contribute. This needs to be done with the understanding of the sensitivity and emotions of the markets.

Chris Andryski CPA MBA, is the president of Minnesota Financial Solutions, LLC. He can be reached at chris@mnf inancialsolutions.com. Columns reflect the opinion of the author.

Correction The July 14 edition of the Dakota County Tribune incorrectly reported that in May, Ergotron launched its WorkFit workstation, which is available on Amazon. com under the Omnitech brand. Actually, the company launched the product in August of 2010. The workstations are available through global resellers. The Tribune regrets the error.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick

Apple Valley Rotary Club had a fantastic year

by Bill Tschohl SPECIAL TO THE TRIBUNE

This past year ending June 30, Tom Lawell served as president of the Apple Valley Rotary Club with 55 members.

The club meets each Wednesday morning at Enjoy Restaurant.

Alan Player was installed as the new president at the President’s Dinner held June 29 at Hayes Senior Center. Over 90 members and guests attended.

The club was very successful with its annual car raffle which raised $25,000 to be used for support of community and international needs during the year.

Among the many accomplishments of the club in 2010-2011 was support of Dakota County Technical College with a $40,000 contribution to their foundation, which helps financially struggling students remain in school.

It also supported Armful of Love by pro-

Guest Columnist Bill Tschohl

viding 10 families (50 people) with Christmas gifts and groceries. Military families were also supported with Christmas gifts.

College scholarships were awarded to students at both Apple Valley High School and Eastview High School. Dictionaries were delivered to third-grade students throughout Apple Valley.

The club is also involved in community projects including: Adopt a Park (Legacy and Redwood), Adopt A Highway, 360 Communities food shelf, Feed My Starving Children, the STRIVE program to mentor

high school students, Camp Enterprise and many others.

The club remained active around the world with support of International Village Medical Clinic in northern India and earthquake victims in Haiti with Shelter Box relief. Two club members made personal international travel for humanitarian purposes.

David Kingsbury traveled to India and Scott Ramsdale to Haiti.

The Apple Valley Rotary Club continues to be an important and vital service club in the community and around the world. Congratulations to the club on a fantastic year.

Bill Tschohl is a longtime Realtor and Apple Valley resident. May 18 was declared William H. Tschohl Day in Apple Valley to recognize his long history of community service, including membership in the Apple Valley Rotary.

Submissions to Forum: www.DakotaCountyTribune.biz

Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 21, 2011

5A

Dove businesses provide uplifting services for life’s significant events Pigeon racing, releases can be a full-time endeavor

by Laura Adelmann DAKOTA COUNTY TRIBUNE

John and Marsha Fredrichs’ Lakeville-area company helps people celebrate and commemorate life’s milestones.

Their business, Wings of Love, provides white dove releases for weddings, funerals and other events.

On July 22, the company will provide 50 white doves for release at the 6 p.m. opening ceremony of the all-night American Cancer Society Relay for Life event at Lakeville South High School.

The event is held to celebrate survivorship and raise money for research and other American Cancer Society programs.

For a $10 donation, people will be able to release a dove during the ceremony.

“The doves are for whomever or whatever the individual wishes. Though most want them in memory of someone, it can also be in honor (of someone) or even for some particular reason — like a cure,” said Carla Cooper, the event’s survivor chairwoman.

(To purchase a dove for the event, e-mail Cooper at clcooper452@gmail.com.)

Many people find the symbolism of a white bird, representing a person’s spirit, soaring up and disappearing from view to be an emotional outlet.

“With funerals, it’s so powerful. I think for people it gives them closure,” Marsha Fredrichs said.

For weddings, two doves released together symbolize joint ascension toward a new beginning and celebration.

People can have the birds released for them or do it themselves with directions from John and Marsha.

Birds used for the releases are actually homing pigeons, technically part of the rock dove family.

Pigeons are used because, unlike ringneck doves, they

possess strong homing instincts and return home upon release.

Like many people in the white-bird release business, John also races colored pigeons.

He likened the sport to horse racing, although the payoff for a pigeon race is a trophy and bragging rights.

For races, which take place in the spring and fall, the birds are released 100 to 600 miles from home; white dove releases generally take place within a 50-mile radius of home.

Recently, John entered six of his colored pigeons in a race that started about 600 miles away in Oklahoma.

The birds, banded for identification, also wear a computerized chip to chart their return times, clocked electronically when they cross into the cage.

During that race, most of John’s birds returned the next morning, making good time, but one took days to come home and chose an unusual way to get there.

“I glanced down … and there was this pigeon walking toward me on the side of the road,” John said.

The bird wasn’t hurt; he just ambled past John and flapped up into the coop, apparently deciding to take the scenic way home.

For each release, the Fredrichses charge between $150 and $500, depending on the number of birds released and distance traveled.

They use the business to generate supplemental retirement income, but others make a living exclusively in the pigeon business.

Dennis Kuhn of Belle Plaine said he makes about $100,000 annually from his multiple-pigeon businesses.

Kuhn first raised, released and raced the birds as an enjoyable hobby.

But, when he started mak-

ing about the same money with the pigeons as he did in his corporate job of 15 years, he resigned to pursue his dream.

“I decided I have one life to live. Let’s see what happens,” Kuhn said.

The 42-year-old husband and father of two conducts releases in and around the Twin Cities, including Dakota County.

Although he owns about 2,000 birds, both for releases and racing, he usually only releases a maximum of six birds at commemorative events.

“The bigger releases are really dramatic with all the birds, but you still get the same effect with a handful of birds,” Kuhn said.

In 2000, he expanded the business to include an online pigeon supply store, selling bird food, wooden training crates, perches, snap-on bands and other pigeon-related products.

He also breeds and sells racing pigeons that start at a price of $10 each.

“I often call it the poor man’s racehorse,” Kuhn said.

Not all the birds are so inexpensive; about six years ago, he sold a racing pigeon for $2,500.

“He was from good breeder birds that do well racing, but that’s not really typical to get that much money for a bird,” Kuhn said.

Despite the slowed economy, Kuhn said his business is growing strong, and he expects his gross income to reach about $120,000 this year.

He said his pigeon supply business is growing the most, accounting for about 30 to 40 percent of the anticipated increase.

Kuhn noted that while his business is thriving, the job requires unique expertise, knowledge and patience.

“You can’t just start up and be in business within two or

Photo by Laura Adelmann

A white homing pigeon gets comfortable in its cage after returning from a flight. three months. It’s a process, and it takes at least one year to build up a good group of birds who’ll come home,” Kuhn said.

Location can also pose a hurdle for a potential pigeon business owner, and Kuhn suggests starting with at least 30 birds.

Some cities and counties have ordinances limiting the number of pigeons people can put on their property, and caring for the birds also requires some medical attention.

They must have vaccinations to prevent diseases that would kill off the flock, and many owners are the ones who administer the shots.

Fully developing the pigeon’s homing instinct also requires about a year of training for the birds.

At about two months old, the young pigeons are first released near the cage to get a sense of where they live and learn how to enter and exit the loft.

During their first excursions, the birds fly around aimlessly.

“Then all of the sudden, something clicks in their heads and they flock together. …

They’ll go away for an hour and then they’ll come back,” Marsha Fredrichs said.

After the pigeons demonstrate that level of homing ability, owners crate-release them about a mile away, then at incrementally greater distances, teaching them to regularly return to the cage.

“Once you get them out 50 miles, you can take them in any direction and they’ll come home,” Marsha said.

That critical and uncanny navigational trait is unique to the homing pigeon, although there are companies that use smaller ringneck doves for releases.

But many national and international white dove organizations warn consumers to avoid white dove release companies that don’t use white homing pigeons for releases.

American White Dove Release Association members are required to adhere to standards banning the use of ringneck doves because they can’t be trained to return to their loft and may easily become prey if released outdoors.

According to the association, the ringneck dove’s homing range is no more than one mile.

In addition, they are poor fliers and cannot fend for themselves.

“If released outdoors, they will likely smash into car windshields or building windows, and if they survive, they will likely fall prey to cats, hawks, owls, or dogs,” the association states on its website, www.awdra.com.

Most reputable white dove release companies are owned by people who are passionate about the birds and ensuring their safety.

Kuhn’s fascination with homing pigeons began about 25 years ago.

His interest was spurred by a Disney movie about a physically challenged boy who couldn’t play baseball but loved animals and raced homing pigeons.

John Fredrichs also raised

pigeons as a child, but gave it up after he married.

He and Marsha got into the business about 20 years ago after taking their dog for a walk.

Their pooch sniffed out a baby pigeon that had fallen from the nest; they brought it home, named it Squeak and raised it, hand-feeding the little guy for several weeks.

“That one was so tame, he’d follow you around like a dog,” Marsha said. “The only way you could catch him was to walk inside the house.”

Now in their 60s, the Fredrichses have about 300 birds, but are planning to reduce the number of colored racing birds they own to concentrate on white dove releases.

“There was a time when I’d miss parties and graduations because I stayed at home waiting for the birds to come home from a race. It’s not quite so important now,” John said.

Kuhn, who has worked with pigeons since he was 12, said he has big plans for his businesses and hopes to continue growing in the future.

“This is something I really enjoy doing. … In the future, my plan is to be the biggest, if I’m not already, white-dove release business in Minnesota and the Upper Midwest,” he said.

For more information about pigeon racing and releasing, go the National Pigeon Association website at www.npausa. com.

Laura Adelmann is at laura.adelmann@ecm-inc. com.

Burnsville watches closely as Xcel plans $600 million plant upgrade Black Dog plant will be converted entirely to natural gas

by John Gessner DAKOTA COUNTY TRIBUNE

Burnsville will have limited authority over a massive upgrade of Xcel Energy’s Black Dog plant, but city officials will watch closely as plans proceed.

City concerns about the $600 million project, which will convert the 1950s-built generating plant entirely to natural gas, include the potential for noise and plumes from the refashioned plant.

The project is directly regulated by the Public Utilities

Commission, but Burnsville will have authority on issues such as wetland impacts in the Minnesota River valley, platting and building and fire code compliance.

And the city is eager to end nagging problems with access to the plant. The main access road, Black Dog Road, floods frequently, needs repairs and, when closed, sends coal ash trucks rumbling through northeast Burnsville residential streets.

“We’re not adversarial,” City Manager Craig Ebeling said at a July 12 City Council work session. “This is not something we want to make difficult for Xcel. But there are issues that

need to be hashed out a little bit.”

Preconstruction work at the riverfront plant east of Interstate 35W is proposed to begin next year.

“This will be one of the most expensive projects brought into our city,” Community Development Director Jenni Faulkner said.

Two of four turbines have already been converted from coal to natural gas. The other two are scheduled for conversion and repowering by the end of 2015. Coal facilities are scheduled to be demolished from 2016 to 2019.

The gas turbines will be up to 50 percent more efficient

than the coal turbines.

The existing smokestacks, one of which towers over the plant, will be replaced by two short stacks.

“That’s going to go away,” Faulkner said of the tallest stack, which is visible for miles.

“In my mind, that’s always been iconic to Burnsville.”

It’s unclear whether noise and plumes from a gas-fired plant could be a nuisance to nearby residents in the North River Hills area, according to Faulkner.

Xcel has agreed to bring residents to its St. Paul gas plant to experience the effects firsthand, Mayor Elizabeth Kautz said.

A “low-grade noise” that

plagued the plant when it was converted to gas has apparently been eliminated, according to Kautz.

“They did find a fix for that for St. Paul, so they don’t expect we will have that issue,” she said, The city is proposing to assess Xcel for two road projects.

One is the $5.5 million extension of 12th Avenue to provide year-round access to the plant, even when Black Dog road is flooded.

The other is replacement of the Black Dog Road bridge west of the plant, at a cost of $826,000.

The bridge has been closed since spring of 2010, causing

increased truck traffic on Nichols Road on the Eagan end of Black Dog Road.

And flood-prone Black Dog Road has closed five times in the last 18 months for a total of 12 weeks, forcing use of an emergency access from Black Dog Park that funnels traffic through North River Hills neighborhood streets.

Up to 30 coal ash trucks a day have gone through the area, said Public Works Director Steve Albrecht.

The project also includes relocation of transmission lines from the plant.

John Gessner is at john.gessner@ecm-inc.com.

6A

July 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Dayton called special session to end shutdown

by T.W. Budig ECM CAPITOL REPORTER

Democratic Gov. Mark Dayton called a special legislative session for Tuesday, July 19 at 3 p.m., when this edition of the Dakota County Tribune was going to press. “We worked very hard together,� said Dayton, appearing outside of the governor’s office along with Republican

leaders.

Dayton made the announcement late Tuesday morning flanked by House Speaker Kurt Zellers, RMaple Grove, and Senate Majority Leader Amy Koch, R-Buffalo.

Dayton said no one got everything they wanted in the legislation to be voted on — legislation to enact a two-

year state budget and end the government shutdown that began on July 1. “That’s just the essence of compromise,� said Dayton.

Some 12 bills were to come before the quickly assembling Legislature, including a bonding bill.

By agreement, no amendments were to be taken on the bills.

“This is an agreement that will get Minnesota back to work and will get it back to work as quickly as possible,�

Zellers said.

Koch also spoke of the need for speed and of the emotion of the moment. “I think there’s a lot of relief knowing Minnesotans are getting back to work,� said Koch, speaking on the 19th

day of the shutdown.

The leaders insisted that the public had an opportunity to examine the legislation, with Zellers saying the bills are conference committee reports and have been posted for weeks.

Finance bills slated to come before lawmakers in the special session were for taxes, education, bonding,

health and human services, state government, transportation, judiciary and public safety, jobs and economic growth, environment/energy, and higher education.

A pensions bill and the legacy amendment bill were also scheduled for action.

T.W. Budig is at tim.budig@ ecm-inc.com.

Republican Abeler sees political courage in Gov. Dayton

by T.W. Budig ECM CAPITOL REPORTER

State Rep. Jim Abeler tossed part of his lunch into a small microwave in his Capitol office and began munching on a vegetable salad in a plastic container. “We’re moving,� Abeler, chair of the House Health and Human Services Finance Committee, said of finishing negotiations with Dayton administration officials on the health and human services bill and other legislation.

Abeler, a Republican from Anoka, met with Gov. Mark Dayton late Saturday morning before taking time for a Saturday afternoon interview.

Leaning back in a chair, Abeler gave a thumbnail appraisal of the Democratic governor. “He’s a very good man,� said Abeler, who hadn’t personally met Dayton prior to last session. “He’s got a good heart. And he really cares about the people (Minnesotans),�

Abeler said.

Abeler has been insisting for months there was absolutely no way the Republican Legislature was going to vote to raise taxes. That finally sunk in with the governor, Abeler said.

And Abeler perceives that Dayton’s recent statewide tour to persuade Minnesotans to support his tax increase proposal instead had Dayton returning home persuaded to drop it.

Abeler credits Dayton for having the political courage to settle for the current budget agreement, which legislators have yet

Photo by T.W. Budig

House Health and Human Services Finance Committee Chairman Jim Abeler, R-Anoka, spoke kindly of Democratic Gov. Mark Dayton, praising the governor for having the guts to change his mind. Abeler is pictured during a recent House floor session.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

to vote on. “He took a huge political risk, and doesn’t even care about the politics — he just knew what he had to do,�

Abeler said. “I think it was a reflection on the heart of the man. We don’t agree on everything politically — we don’t agree on half the stuff — but I just respect him

(Dayton) as a human being.�

Abeler said he thanked Dayton at their morning meeting for his decision.

The budget agreement means health and human services will see some $559 million extra, plus some other funding, Abeler said.

While a late afternoon

HHS negotiations meeting had been scheduled, Abeler indicated Saturday that a final agreement was likely not to happen immediately. “Within a handful of hours. Nothing happens in daylight,� Abeler joked of late-night decisions at the Capitol.

People will be surprised by the final HHS bill, Abeler said.

The bill will do a “good part� of bringing health care costs under control,

he said. “And we’ll be able to keep the promises we’re making.�

Not that the legislation is a curative. “This is a perpetual project,� he said of balancing human need with the cold realities of the budget spreadsheet.

Some social issue provisions in the Republican HHS bill, such as calling for the repeal of so-called “Obamacare� and language dealing with abortion, will

be set aside, Abeler said.

Part of the agreement Dayton and Republican leaders struck included a condition by the governor that unresolved social issue policy provisions be taken off the table. “These were never destined to become law,� said Abeler.

Many House Republicans, Abeler believes, are withholding judgment on the budget deal until they get a chance to examine the final legislation. “Before they say ‘no,’ � said Abeler with a chuckle. But Abeler argues that sometimes simply saying “no� isn’t good enough. “We have to govern,�

Abeler said. “If you’re not willing to govern, you shouldn’t be in a position where you have to govern.

The governor gave a good example of how to govern.

He went against his gut to find a way that was the most we could ever do.�

Shortly after Abeler retrieved his second course from the microwave, his cell phone went off. The governor wants to meet in 30 minutes, he said. We better go, he said, smiling.

Abeler, a chiropractor by profession, has been working on HHS issues since late fall. Even after lawmakers went home in late May, Abeler has been coming to the Capitol three to four times a week, he said. “The baby has to be born,� he said of getting an HHS bill signed into law.

T.W. Budig is at tim.budig@ ecm-inc.com.

ďż˝ ďż˝ ďż˝

! "

# $ % &&&

' !"ďż˝)

ďż˝

ďż˝ ďż˝

ďż˝

ďż˝

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 21, 2011

7A

Real Estate

Survey: Voters strongly support home ownership Nearly three out of four American voters believe that it is reasonable and appropriate for the federal government to provide tax incentives to promote homeownership, a sentiment that cuts across partisan and regional lines across the country, according to a recent poll conducted on behalf of the National Association of Home Builders (NAHB).

Further, an overwhelming majority of respondents oppose eliminating the mortgage interest deduction and would be less likely to support a candidate for Congress who wants to do away with this tax incentive. “Despite the current housing downturn, Americans still see homeownership as a core value and a key building block of being in

the middle class and creating strong jobs in their communities,� said Celinda Lake, president of Lake Research Partners, which conducted the survey along with Public Opinion Strategies. “The bottom line: The bipartisan consensus outside the Beltway is that owning a home remains an essential part of the American Dream and voters would strongly oppose any efforts by lawmakers to increase barriers to homeownership,� she said.

Two-thousand likely 2012 voters were surveyed May 3-9 to assess the public’s attitude in the wake of the Great Recession towards housing, the mortgage interest deduction and the value of homeownership. The survey included data from key

political “swing areas,â€? broken out by House Republican freshmen seats, National Journal political analyst Charlie Cook’s swing House and Senate seats, and Washington Post reporter Chris Cillizza’s presidential tossup states. Among the poll’s key findings: • 73 percent of all respondents – both owners and renters – believe the federal government should provide tax incentives to promote homeownership. This support for housing runs strong among all party affiliations, with 79 percent of Democrats, 71 percent of Republicans and 68 percent of Independents agreeing with this statement. • 76 percent of respondents among the Cook Report’s key Senate races,

75 percent of voters in the Cook Report’s swing House districts, 75 percent among Cillizza’s presidential swing states and 71 percent of voters residing in GOP House freshmen districts voiced their support for the federal government to provide tax incentives to encourage homeownership. • 71 percent of voters oppose proposals to eliminate the mortgage interest deduction, and 63 percent oppose efforts to reduce it. A majority are also against eliminating the deduction for interest paid on home equity loans, ending the deduction for interest paid on a second home, limiting the deduction for those earning more than $250,000 per year or capping the deduction for home owners with mortgages over

$500,000. • By a more than two-toone margin (57 percent to 26 percent), voters said they would be less likely to vote for a candidate who supports eliminating the mortgage interest deduction. These figures held firm across the political spectrum, with 63 percent of Republicans, 56 percent of Independents, 55 percent of Democrats and 61 percent of tea party supporters saying they would be less likely to support a candidate who favored killing the deduction. • 58 percent of voters residing in House GOP freshmen districts, 58 percent in the Cook Report’s House swing districts, 56 percent among the Cook Report’s Senate toss-up races and 54 percent of voters living in

Cillizza’s presidential swing states said that they would be less likely to vote for a candidate for Congress who proposed to eliminate the mortgage interest deduction. • Even when told that getting rid of the mortgage interest deduction would help ease the federal budget deficit, 65 percent of voters opposed any proposal to abolish the housing tax provision.

This strong consensus cuts across partisan lines, with 69 percent of Republicans, 69 percent of Independents and 59 percent of Democrats opposing eliminating the deduction. • Saving for a down payment and closing costs is the biggest barrier to homeownership.

To view the poll slides, go to www.nahb.org/voterpoll.

Financial Sense

Beware of the intoxicating bubbles when investing

by Peter McClellan SPECIAL TO THE TRIBUNE

I’m not a big fan of champagne, but did you ever notice how quickly someone can get drunk on champagne? They say it’s all in the bubbles.

Well, once again we are witnessing a collective drinking of the Kool-Aid by millions. Twelve years ago the bubbles had a tech stock taste, though people actually believed that they could never lose because of the power of the Internet.

The party ended abruptly in 2000 and the hangover went on until about 2003.

The NASDAQ still needs to climb almost 80 percent from its end of second quarter 2011 value to get to where it was 11 years ago in the spring of 2000.

After investors swore they’d never again invest in something as risky as the

Think On

Peter McClellan stock market, a new “bubbly� was being sold via latenight cable TV. This time it was real estate.

People were told that they could never lose in real estate because they aren’t making any more land. So, as is common with bubbles, people want to accelerate their high, and they leveraged the real estate to the hilt; something that banks and our government were all too happy to encourage.

It was musical chairs, only once again people believed that the music would never stop. After all, you can’t lose in real estate – or so they said.

Well, that bubble broke and still isn’t done wreaking havoc in people’s lives.

The debt remains and it is at all levels (personal, corporate and government).

The struggling economy isn’t only difficult for the people who recklessly got deeply in debt, it is also challenging for even the prudent who had “reasonable� mortgages.

Millions have lost their jobs and find themselves in foreclosure. Bank debt is an unknown cancer. Billions and billions of dollars are held up in properties that are abandoned or that soon will be. And many state governments teeter on bankruptcy and the federal government is out of bullets to help be-

cause it too is broke. It’s also up while the consequences the most indebted borof the previous bubbles’ rower on the planet – demise have not $14 trillion and climbyet been fully ing. realized.

So new bubbles are Once again, people are leveraging their transactions because precious metals can be picked up in your hand (like the dirt that you could formrun through your ing and fingers of over priced real they are estate just a few years ago) forming as the monetary policy is very rapidly. causing the things that we Gold, silver, consume daily, such as food petroand gasoline, to skyrocket. leum, Bubbles are enjoyable food for a brief time. But they a n d e v e n do pop. Many have been the stock market have shot led astray by the seemingly

rational logic that this time it’s different, that the bubble they are buying won’t ever crash. It will only increase.

Here’s a hot tip for you: Be careful about anything – I mean anything – that everyone is seemingly so sure of. Herds tend to run off the cliff. Are you running with them? Are you drinking their “bubbly.� Those bubbles don’t last forever.

Peter McClellan is a f inancial planner and the owner of The 401k Latte Company, a Lakeville f inancial planning and investment f irm. He also hosts a daily radio show on AM1570 from 9 to 10 a.m. and 4 to 5 p.m. Investment and securities offered through Geneos Wealth Management, Inc., which is a member of FINRA/SIPC.

ďż˝ ďż˝

ďż˝

ďż˝

ďż˝

8A

July 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: • Wednesday, July 27, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. • Friday, July 29, 9:30 a.m. to 2:30 p.m., American Red Cross blood drive at the DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Michelle Tighe at mtighe@dcrchamber. com. • Friday, Aug. 5, 11 a.m. to 1:15 p.m., Speed Networking Luncheon, Rasmussen College, 3500 Federal Drive, Eagan.

Cost: $15. Registration required.

Information: Michelle Tighe at mtighe@dcrchamber.com. • Wednesday, Aug. 10, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. • Wednesday, Aug. 17, 8 a.m. to noon, Executive Roundtable Group meeting, DCR Chamber of Commerce office, 1121 Town Centre Drive, Suite 102, Eagan.

For more information about this group or how to get involved call Greg Buck of Buck Financial Services at (612) 708-4221 or e-mail gbuck@bfsllc.info. • Wednesday, Aug. 24, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229.

Apple Valley Chamber of Commerce events: • Friday, July 22, 6 p.m., Music in Kelley Park by Cedar Avenue.

Free. Beer and wine available. • Friday, July 29, 6 p.m., Music in Kelley Park by Michael Monroe. Free. Beer and wine available. • Friday, Aug. 5, 6 p.m., Music in Kelley Park by Harold Torrence Latin Vibe. Free. Beer and wine available.

Burnsville Chamber of Commerce events: • Thursday, Aug. 25, 3:30 to 6:30 p.m., Fall Fling - Sporting

Clay Challenge at Minnesota Horse and Hunt Club, 2920 220th St. E., Prior Lake. Cost: $65 for individual registration; $250 for a team of four. Information: Nicole Hernandez at (952) 435-6000 or nicole@burnsvillechamber.com.

Lakeville Area Chamber of Commerce events: • Thursday, July 28, 4:30 to 6:30 p.m., Networking After Hours - Christmas in July, Brunswick Zone XL, 11129 162nd St. W. • Wednesday, Aug. 3, 7:30 to 8:30 a.m., Morning Brew, Lakeville Woods. • Tuesday, Aug. 23, 7 to 8:30 a.m., ribbon cutting at Park Nicollet Clinic, Lakeville. • Saturday, Aug. 27, Twins Night Out, 7:10 game time, Twins vs. Baltimore Orioles.

River Heights Chamber of Commerce events: • Wednesday, Aug. 3, noon to 1:30 p.m., ChamberNet, chamber office. ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads. ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector. Information: Carol Swenson at Carol@riverheights.com. • Tuesday, Aug. 9, 11:30 a.m. to 1 p.m., Keep it Local for Lunch at Clarion Hotel and Conference Center, 701 Concord St. S., South St. Paul. Information: Annie Platek at annie@riverheights. com. • Wednesday, Aug. 10, 5 to 6:30 p.m., Business Card Exchange at Anchor Bank, 66 E. Thompson Ave., West St. Paul.

Information: Annie Platek at annie@riverheights.com. • Thursday, Aug. 11, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the district offices. Highway 52 - take the 80th Street exit. Go east to Simley High School. Turn in the main drive at Simley High School at the school crossing area. Proceed to the district office which is located on the same property but east of the high school. Park in the east end of the high school parking lot.

Limited visitor parking is available immediately in front of the district office. • Tuesday, Aug. 16, 4:45 to 5:45 p.m., Member Ally Group meeting. Location determined one week prior to the meeting;

" ( & "

)* + ,

!"

# $ % & ' () * $ & +

- & ) & .�/��

+ %' /

, / '

'

' , $ ' $ -.

0 ' 1 2 & % # 2 && ) 3 (

ďż˝

ďż˝

ďż˝ ďż˝ ďż˝ ! !

" # $ % & ' " % %

ďż˝ ďż˝

ďż˝ ďż˝

ďż˝ ďż˝

sion. For information, contact Shawn Moudry (952) 451-6519.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network “Common Denominator� Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville.

For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each

month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611.

The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5.

Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www.meetup.com/womensbusiness-exchange-eagan.

Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

Front Door Appraisal, 6118 132nd St. W., Apple Valley.

That’s Scrap 2, 13249 Galena Way, Apple Valley.

Apple Valley Car Clinic, 7540 147th St. W., Apple Valley.

YourLocalDealz, 15050 Cedar Ave. #116-323, Apple Valley.

YourLocalDealz.com, 15050 Cedar Ave. #116-323, Apple Valley.

Vintagedge, 7570 W. 147th St. #309, Apple Valley.

Special Kid Care, 176 Walnut Lane, Apple Valley.

Social Bravo, 5213 132nd St. W., Apple Valley.

Wellness Health Services, 909 Cortland Drive S., Apple Valley.

EL Services International, 15029 Dunwood Trail, Apple Valley.

MK Health Coaching and Consulting, 14397 Garland Ave.,

Apple Valley.

Family Cleaning Contractors Services, 14604 Greenridge Lane, Burnsville.

Wenner Custom Cleaning Service, 1600 W. 143rd St. #203, Burnsville.

Mommy Connections Burnsville, 1901 Southcross Drive W. #1806, Burnsville.

Magazine Marketers Group, 1503 E. Highway 13, Burnsville.

Marek’s Mowing, 1901 Manor Drive, Burnsville.

Musi’s, 11701 W. River Hills Drive #212, Burnsville.

GRSHRC, 12276 Oakleaf Court, Burnsville.

Mo Limousine Service, 301 McAndrews Road #209, Burnsville.

DCH Contracting, 12908 Hennen Road, Burnsville.

A Perfect Surface, 1301 Larc Industrial Blvd., Burnsville.

Assumed Names Any individual, corporation, MN MHC, 3450 O’Leary Lane, limited partnership or limited li- Eagan. ability company that conducts MMHC, 3450 O’Leary Lane, business in Minnesota under a Eagan. name other than their full legal MN Mental Health Clinics, name, must file a Certificate of 3450 O’Leary Lane, Eagan.

Assumed Name.

Around the Bobbin, 625 Coventry Parkway, Eagan.

Passion Parties by Brenda J. Health and Beauty Source, Stone, 1639 Hickory Hill Drive, 3432 Denmark Ave., Unit 246, Eagan.

Eagan.

Claim Your Money! 4845 SaPersnickety Designs, 15725 fari Court N., Eagan.

Hannover Path, Apple Valley.

Foto Box MN, 4110 Rahn Tree Quality, 13410 Gull Road #202, Eagan.

Court, Apple Valley.

Dakjet, 4167 Pennsylvania treequality.com, 13410 Gull Ave., Eagan.

Court, Apple Valley.

-

+ .

ďż˝

ďż˝

ďż˝

ďż˝

ďż˝

!" #$

%&' (%) **** + , +

1922 ! /:

D/ D

D

D

D D

D. D

& '() *(+ ) ),- +

. % / !

012 021

. % % %

#

!. 3

& 4 5 (.. "

# ďż˝

. !4

2 7 3 $

& ) / 4

%

.

.

4

% B

C

# .. % 3

8)

%

ďż˝ !ďż˝ "

!

4 ) :2 %

. % 9

& 4 &

. %

+ 5 (.. 3

# .

# 4 $

% % 1: "

#

. + #

% . $ 3 / ; <

.4 7 . ďż˝=

07 3 10 ) 3

= = 4 8)

)

4

5 .4 % .

4 .

.

9 . 3

#

%

3 & ! * %

) !. ! % .

. !

0 727

!4 .

3

.

ďż˝= 10

. # ďż˝= 103

ďż˝ ďż˝ ďż˝ ďż˝

ďż˝

%

. # # %

3 7 =

%

7 " 0

3 + 5

>

? % ;!497 % .

4

3

ďż˝ ďż˝

) ! %

4

.

ďż˝ %

ďż˝ ďż˝ ! .. .

? % 1= %

)

! #4 3 / )

4 54/05/

% 1 3 ) % . % 1 4 /

+ = 3 8(

"

%

% ! !4 ďż˝ ďż˝ #

!. 9

$ !

4 & @ #

+ 3 +

4 4 3 ;; !

% % ?9/ 1 .

%4 #

3 19 /0 *<*

%

! % ..

%&% ďż˝

. %

3 $ďż˝ ďż˝ # '

8A %

(ďż˝ ! . - 0 (( >

-

" D D D D !. %D !. D D %D %D

D D

D

3

& '() *(+ ) ),- +

ďż˝

ďż˝ ďż˝ ďż˝ !" " ďż˝ # ďż˝

! " ! & "' ( $ďż˝ $ďż˝ $ % # ! $ & ďż˝ ďż˝ %&! ) ) ' & * +ďż˝"' #

.#.#. . # ďż˝ ďż˝ + " ' ( &

, - ďż˝, 1 " $ďż˝ + (

%

) # / 0 "ďż˝ $

3"" ďż˝

2 "

&

#

(* ďż˝ # ďż˝ $ďż˝

ďż˝

! " ! & "' (

# � - ( (��+ $� $ % ) #

# ! $ & ďż˝ ďż˝ ! ! # ' # ďż˝ ďż˝ + " ' ( - - - +

, , ,

+

" "

)

%

0 1 " $ďż˝ + (

0 "ďż˝

/ # / 1 +

( / %

& 4 4 # 3 / #

$ďż˝

' # ďż˝ ďż˝

4/0 3! 0 !0

ďż˝

!

8 ! "

ďż˝ $ďż˝ " 44/ 5 6/ / 7 ! # $ % &

" ) + ďż˝ & "' ( # )

% $ďż˝ 4 $ďż˝ $ %

%&!

! $

-

+ .

! # ' & * +ďż˝"' #

# ! ďż˝

ďż˝

! ! !

- - - &

+ , + &

(

%

) ďż˝

0 "ďż˝ $

/ # /

# &

ďż˝ # ďż˝ $ďż˝

" + ďż˝

( & "'

$ %

$ďż˝

ďż˝

�2 � & � � %&! ! # ' & * +�"'

ďż˝ + ) + ! !

,

/0 /" 1/2 * D .

D

D

D D %D %D 1 " $ďż˝ + 3 $ + - ďż˝"

ďż˝ ďż˝

.

1 2

D .D

D! D

D* DA D D D. ! # 5 D/ D D 4 D D D"

3 8- # % % E .

. F

. 4

- !

9 3 8- # .

39 B

% . @

.

! .

. # % 3 C

.

! % # % ! % !

..

% 3 B . D

% 4

3

, 7

# % 2= 4

.

1=

% 4 %

. %

# 3 $ %4

/ 1

/ ! !77 !77 4 !

77 4

B & ! * % 4

!

4 . % % .

3 C

.

%

% %

! 3 C

=0 . ! . . ďż˝ % 3 C # B .

.

.

#

0 %

. @

.

4

) *

**

3 4 B !

4 .

# .

% .

ďż˝ % ),- + . 4

& '() *(+ )

! #

% B !

-

5 ! % . 4. %

. /

I B !

3 !

% .

#

4. % / D %D, % D D B !

$ %

4 &

%

3

5

3 / '( )' *' . / 0 ((

(+ !ďż˝ '"

! # 5 .

4

# 8-

* A 3 B !4

%

9

!

)

3 8 !

4. 4

? , #

. %

! #

!

, B !

.4 4

# G

#

4 4

3

%

8- !

( .

3

.

% , !

I1 3 . 4 # 6 = 3 # 4 #

. 39 5 'ďż˝ $ 8- 5

! # 9 B !

%

!

Iďż˝ 4

� ���

5

B !

8

% 4

% -

%3

.

4 0

! 3 $ -

% .

9 B !

!

7

39 !

39 %

8

% #

8A 8$ .

"

-

3 .

A

4 !

.

B !

3

4 !

3

9 . # 4

. # % 8)

%

%

..

A 39

#

! # 39 B !

% 3

/

4 * % . #

, =

& D 4

# .

4

4 5 4

% 4 % 3

8-5 . %

3 - 4 4 %

.

%3

" ! # 9

.

B !

3 B !

C

.

4

4 .

4

%

/

%

.

5

#

4

! . ..

.

4

( .

#

3

#

%3

% , !

A 8-

. I0

3 $ " !+" A

%

! %

!

.

%

.

% / I 0

9 B !

4 0 % - . . #

3

5 I 1 %

B !

3 8 - -

%

- # #

%

%3

3

4 3

..

. 39 /

. ) % .

#

.

# #

#

3 %

B !

!

B !

.

8)

. . #

3

4 ! # 8 #

%

! #4 # 9 B !

4

.

!

5

8

)

%3

3

3 8-

3

8 %

9 B !

%

!

.

# 39

! .

%4 3 - 5

? %

# %

. B !

%

? @ 9 3 -5 ! !

G !

%

G ! ! #4 8 %

39

B !

3

%

!

!

. .

G / & 3 03 ! # $

#

3 !

.

%

%

ďż˝

% 8 A

39

..

A

/

@

4 4. % 9

# H B !

3 8

9

4 # 3

B ! .

C

3 8) %

4 3

% 3

# 39

#

8- 5

B !

3 3

- 5

3

. ďż˝ ? %

ďż˝ ( +ďż˝ ďż˝ B . . .

- ! , ďż˝ ! !

ďż˝ (!$ďż˝ ďż˝

# 4 ! # 9 !

#

3

ďż˝

ďż˝

ďż˝

ďż˝

ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝

ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝

ďż˝ ďż˝

ďż˝

ďż˝

ďż˝ ďż˝ ďż˝ ďż˝ ďż˝

ďż˝ ďż˝ ďż˝ ďż˝ ďż˝ ďż˝

ďż˝

ďż˝ ďż˝

ďż˝

! " ďż˝ !

ďż˝ ďż˝

ďż˝ ďż˝ ďż˝

ďż˝ ! !

! #ďż˝ $ !

ďż˝ !

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 2267741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@

Roundbank.com or see www.

CreativeNetworkingProfessionals.com.

Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners. com or find us on Facebook.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue.

Only one person from each profession. Bring your own lunch.

For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com.

Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profes-

ďż˝

��

ďż˝ ! ""# $ % & '()

*+ " ! "" , - , $ (. / 0 ! 1 , 2 - 2 /

,& ) , )

3 , 4 + " , 5 6 - 7 / !

, 2 , , 3 8 ' 9

' 9 + 9 6 , 9 : ) 8 " 8 4 ; , 8 < 8 . 8 4 , ; 8 2 9

/ 9 5 4 3(

=3 4 >

meet at a local chamber memberâ&#x20AC;&#x2122;s place of business. Information: Annie Platek at annie@ riverheights.com. â&#x20AC;˘ Wednesday, Aug. 17, noon to 1:30 p.m., ChamberNet, chamber office. ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads. ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector. Information: Carol Swenson at Carol@riverheights.com. â&#x20AC;˘ Wednesday, Aug. 17, 4 to 5 p.m., Chamber 101, conference room, River Heights Chamber of Commerce, 5782 Blackshire Path, Inver Grove Heights. â&#x20AC;˘ Wednesday, Aug. 24, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Thursday, Aug. 25, 7:30 to 9 a.m., CoffeeNet at Cerenity Residence, 744 19th Ave., South St. Paul.

ďż˝ ďż˝

ďż˝

ďż˝

������ ������ ������� ���� ��� ����

����� �������

��

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday, August 10th, 2011 on or after 9am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply.

S. Pickus - unit 447-464 Electronics, Furniture, Mini bike P. Kimpling - unit 617 Shop vac, camping gear S. Leinum - unit 548-549 Misc. household items 2665259

7/21-7/28/11

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN: That the personal property described as follows, to wit: Tuttle, Carinda Storage Items-Personal/ Household Property $1,491.00 David & Pricilla Lopez Storage Items-Personal/ Household Property $2,007.00 will be sold at public auction to be held by the Dakota County Sheriff, on the 3rd day of August, 2011 at 1:00PM. At 12400 Washburn Avenue South, in the city of Burnsville, county of Dakota, State of Minnesota, to and satisfy a lien which is obtained to be due there on from the above listed individuals as the owner thereof to Action Moving Services, Inc. in the sums of the above listed amounts. Computed to the day of said sale, exclusive of the expenses of said sale and the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to wit: Unpaid storage fees of owners personal and household property Dated: July 22, 2011 Paul Quehl Action Moving Services, Inc. 12400 Washburn Avenue South Burnsville, MN 55337 2673293 7/21-7/28/11P

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-11-1105 Case Type: Domestic Abuse In the Matter of: Linda Clark, Petitioner vs.

Abdur Rahimron Clark, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W. Mendota Rd #140, West St Paul, MN 55118 on August 5th, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date 7/15/2011 Carolyn M. Renn Court Administrator Kelly L. Deputy 2685389 7/21/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Favorite Products 2. State the address of the principal place of business: 7324 Amberwood Lane, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Guyer Holdings, Inc., 7324 Amberwood Lane, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 8/17/10 Blair Guyer 2678562 7/14/7/21/11P

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Thursday, August 4, 2011 at 1:00 p.m. at 17701 Kenyon Ave W. lot 077, Lakeville, Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County: 1971 RolloHome 14x66 Serial Number 1MH477 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Gabriela Sanchez, Guvanni Alonzo and / or Lesley Alonzo. The amount of the claim against the above referenced property is $4236.33 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale.

Dated: July 7, 2011 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952) 432-7979 or (952) 890-8440 2678376 7/14-7/28/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Child In Need of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-1718 In the Matter of the Welfare of G.S.K., Child.

TO: Alpha Bah Social Worker Paula Pletsch, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz; within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on August 10, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Alpha Bah. Dated: July 15, 2011 Richard G. Spicer Judge 2686096 7/21/11

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (Child In Need Of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-1632 In the Matter of the Welfare of C.A.L., C.P.L., O.T.L., Children TO: Jesus Alejandro Ybarra Social Worker Carolyne Hiza-Nyambarya, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: O.T.L. Only: Subd. 6(2)(i), in that the child has been a victim of physical or sexual abuse as defined in section 626.556. C.A.L. and C.P.L. Only: Subd. 6(2)(ii), in that the child resides with or has resided with a victim of child abuse as defined in subdivision 5 or domestic child abuse as defined in subdivision 13. Subd.

6(2)(iii), in that the child resides with or would reside with a perpetrator of domestic child abuse as defined in subdivision 13 or child abuse as defined in subdivision 5. Subd. 6(8), in that the child is without proper parental care because of emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(0), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home.

IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on October 5, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one publication in a legal newspaper as provided by law, viz: Jesus Alejandro Ybarra.

Dated: July 12, 2011 Judge Richard Spicer 2681020 7/21/11

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-420 ESTATE OF Lucille B. Machgan, also known as Lucille Barbara Machgan, DECEDENT It is Ordered and Notice is given that on August 15, 2011, 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Joseph Martin Simones whose address is: 13273 Pine Bend Trail, Rosemount, MN 55068 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 7-19-11 Michael V. Sovis Judge (COURT SEAL) Attorney For Personal Representative ROBERT D. BUTTERBRODT (#13857) Attorney at Law 1 West Water Street, Suite 275 Saint Paul, MN 55107 (651) 292-1000 FAX: (651) 292-0745 2686774 7/21-7/28/11

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-412 In Re: Estate of Phyllis Ann Swanson, also known as Phyllis A. Swanson, Decedent.

It is Ordered and Notice is given that on 8-15-11, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated June 24, 2008, and for the appointment of Wayne E. Swanson, whose address is 7264 South Maxwell Point, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 7/18/11

BY THE COURT Michael V. Sovis Judge of District Court John F. Gerten (MN# 34356) GERTEN & VAN VALKENBURG, P.A. 303 East Little Canada Road Saint Paul Minnesota 55117 Telephone: (651) 484-7000 Facsimile: (651) 484-6174 2685644 7/21-7/28/11P

PUBLIC NOTICE PUBLIC NOTICE ADVERTISEMENT FOR BIDS

ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123

Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Thursday, A u g u s t 4 , 2 0 1 1 , at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Roofing Replacement Project at Parkview Plaza Senior Apartments located at 730 South Plaza Dr., Mendota Heights, MN. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123.

A mandatory pre-bid walk-through at the site is scheduled for Thursday July 28, 2011 at 10:30 AM and is required of ALL bidders. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Interested bidders must confirm their intent to attend the walk-through by contacting the Dakota County CDA Capital Projects Manager, Bob Rosenthal @ 651-675-4483 by no later than 3:00PM Wednesday July 27, 2011.

Specifications and bid documents for this project will not be available until July 28, 2011.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Manager, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. Bob Rosenthal, Capital Projects Manager Dakota County Community Development Agency 2678854 7/14-7/21/11

Notice is hereby given that sealed bids will be received from qualified vendors for the grading, asphalt paving and concrete curb for (2) of townhome developments in Burnsville. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 10:00 AM on August 1, 2011 (the bid date has been extended).

At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. All bids for a similar project had been rejected, and this a revised request for bids. New project specifications and bid forms have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn:Vince Markell/ Portland paving A mandatory on site review is scheduled for: July 19, 2011 at 10:00AM - the corner of Evergreen Dr. and Portland Ave. in Burnsville. Failure to attend a site review will result in the vendor as not being qualified and their bid will be rejected. Project manuals will be sent out electronically via e-mail.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders.

This is a Davis-Bacon prevailing wage project.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 cell: 651-398-2687 2679819 7/14-7/21/11

NOTICE OF FILING The following notice is provided pursuant to the provisions of Minn. Stat. §322B.816: 1. DCB Investment Company, LLC has dissolved, and is in the process of winding up its affairs.

2. DCB Investment Company, LLC has filed with the Minnesota Secretary of State a Notice of Dissolution.

3. The Notice of Dissolution was forwarded via U.S. Mail for filing with the Minnesota Secretary of State on June 28, 2011.

4. Written claims against DCB Investment Company, LLC must be presented to: S. Todd Rapp, P.A. 4686 Slater Road Eagan, MN 55122 Attn: S. Todd Rapp, Esq. 5. Claims must be received on or prior to a date which is 90 days after the first date of publication of this Notice, or as to any and all claimants or creditors to whom this Notice is directly given, on or prior to a date which is 90 days after the date this Notice is given to that claimant or creditor.

Dated: June 28, 2011 /s/ S. Todd Rapp, Esq. Attorney for DCB Investment Company, LLC 2666255 6/30-7/21/11P

PUBLIC NOTICE

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-11-1045 Case Type: Domestic Abuse In the Matter of: Erin Elizabeth McLoone, Petitioner vs.

Russell Jack, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: Northern Service Center, 1 Mendota Rd., Suite 140, West St. Paul, MN 55118.

Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order.

Date: July 12, 2011 Carolyn M. Renn Court Administrator /s/ Jean Baldwin Deputy 2680345 7/21/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Case File No. 19HA-PR-11-416 Estate of GRACE HALL, AKA GRACE M. HALL, Decedent.

Is is Ordered and Notice is given that on August 15, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated March 23, 2011, and for the appointment of Mary Jan Vesel, whose address is 4195 Topez Drive, Eagan, MN 55122, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration.

Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 7/18/11 Michael V. Sovis Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2686678 7/21-7/28/11

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-11-725 Case Type: Domestic Abuse In the Matter of: Debra Lynn Mueller a/k/a Deb Clark, Petitioner vs.

Thomas Robert Mueller, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: Northern Service Center, 1 Mendota Rd. W., Suite 140, West St Paul, MN 55118.

Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order.

Date: July 12, 2011 Carolyn M. Renn Court Administrator /s/ Jean Baldwin Deputy 2680921 7/21/11

PUBLIC NOTICE

CORRIGAN ELECTRIC COMPANY NOTICE TO CREDITORS AND CLAIMANTS THIS IS NOTICE TO ALL CREDITORS AND CLAIMANTS OF CORRIGAN ELECTRIC COMPANY: Pursuant to Minnesota Statutes Section 302A.727: Corrigan Electric Company, a Minnesota corporation (the “Corporation”) is in the process of dissolving.

The Corporation has filed with the Minnesota Secretary of State a Notice of Intent to Dissolve.

The Notice of Intent to Dissolve was filed on June 27, 2011.

Any and all written claims against the Corporation must be submitted in writing to: Corrigan Electric Company 3065 145th Street West Rosemount, Minnesota 55068 Attention: Donald Corrigan.

All claims must be received no later than the “deadline” of October 15, 2011.

NOTE that a creditor or claimant who fails to file a claim on or before the Deadline is barred from suing on that claim or otherwise realizing upon or enforcing it, except as provided in Minnesota Statutes Section 302A.781.

CORRIGAN ELECTRIC COMPANY By: /s/ Donald J. Corrigan Its: President 2668765 7/7-7/28/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-415 ESTATE OF LOTTIE A. GLYN, DECEDENT A Petition for Determination of Descent has been filed with this Court.

The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted.

IT IS ORDERED and Notice is further given, that the Petition will be heard on 8-15-2011 at 9:00 a.m. by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota.

(1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

(2) Notice shall be be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Date: 7-18-11 Michael V Sovis Judge (COURT SEAL) Attorney For Petitioner JAMES P. O’CONNELL O’CONNELL LAW OFFICE, LLC 906 VERMILLION STREET P.O. BOX 6 HASTINGS, MN 55033-0006 651-437-4188 ATTY. I.D. NO. 80718 2686542 7/21-7/28/11

���������� �� ���� �����

��� ���� ��� ���� ������ ������ ������� ���������� ���� ���������

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: KinderMark 2. State the address of the principal place of business: 7324 Amberwood Lane, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Guyer Holdings II, Inc., 7324 Amberwood Lane, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: May 20, 2011 Suzanne M. Mayer, Incorporator 2878514 7/14-7/21/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Midwest Coring & Drilling 2. State the address of the principal place of business: 1333 Larc Industrial Blvd, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Blue Dot Construction Services, LLC, 1333 Larc Industrial Blvd, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 7/11/11 Joe Studnicka, Co-Owner 2680183 7/21-7/28/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-388 Estate of Sue Peterson, Decedent.

It is Ordered and Notice is given that on August 8, 2011, at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal adjudication of intestacy, determination of heirs, and the appointment of Sarah J. Rowley as Personal Representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debt, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 7/6/11 Richard G. Spicer Judge Attorney for Personal Representative: Bradley J. Frank Barnes & Thornburg LLP 225 South Sixth Street, Suite 2800 Minneapolis, MN 55402 Attorney License No. 0335897 Telephone: (612) 333-2111 Fax: (612) 333-6798 2673096 7/14-7/21/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: North Star Sales & Distribution 2. State the address of the principal place of business: 3348 Sherman Court 301, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

North Star Imports LLC, 3348 Sherman Ct, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 5/11/2011 Paul C. Thoemke, Controller 2683216 7/21-7/28/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Bodhi Wellness Center 2. State the address of the principal place of business: 4580 Scott Trail, Suite 218, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Julee Vongkhamdeng, 15585 Garnet Way, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 6-21-2011 Julee Vongkhamdeng, Owner 2678582 7/14-7/21/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-419 In Re: Estate of Helen Cherry, also known as Helen I. Cherry, Decedent.

It is Ordered and Notice is given that on August 29, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated June 13, 2011, and for the appointment of Donald Johnson, whose address is 10234 Queen Avenue South, Bloomington, Minnesota 55431, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: July 19, 2011

BY THE COURT Michael V. Sovis Judge of District Court Betty Jenneman Garvey (MN# 132007) Garvey, Boggio & Hendricks, P.A. 9995 Lyndale Avenue South Bloomington Minnesota 55420 Telephone: (952) 881-4996 Facsimile: (952) 881-2470 2686707 7/21-7/28/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Flawless Fightwear 2. State the address of the principal place of business: 13562 Birdsong Path, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Nate Bry, 13562 Birdsong Path, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 12/8/10 Nate Bry (Owner) 2675367 7/14-7/211P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: CA Gear 2. State the address of the principal place of business: 13562 Birdsong Path, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Nate Bry, 13562 Birdsong Path, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 3/9/11 Nate Bry Owner 2675419 7/14-7/21/11P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Azure Sphere Consulting 2. State the address of the principal place of business: 8213 College Trail, Suite 32A, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Aaron Chmelik, 8213 College Trail, Suite 32, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11July2011 Aaron Chmelik, Sole Proprietor 2678747 7/14-7/21/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: K Billing 2. State the address of the principal place of business: 1224 Shakopee E #130, Shakopee, MN 55379 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Kari Heuring, 1224 Shakopee E #130, Shakopee, MN 55379 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 6/17/11 Kari Heuring - Owner 2676338 7/14-7/21/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Elegant Motion Studios 2. State the address of the principal place of business: 20082 Erickson Path, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Monte Schultz, 20082 Erickson Path, Farmington, MN 55024 Jen Schultz, 20082 Erickson Path, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: July 7, 2011 Monte C. Schultz, Owner 2677934 7/14-7/21/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: RMS Professional Food Marketers 2. State the address of the principal place of business: 13120 Myrtle Dr, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Susan Rohlwing, 13120 Myrtle Dr, Burnsville, MN 55337 Theodore Rohlwing, 13120 Myrtle Dr, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 6-24-11 Theodore Rohlwing - Owner 2685711 7/21-7/28/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-11-414 ESTATE OF Ida Fox a/k/a Ida B. Fox a/k/a, Ida Betsy Fox a/k/a Ida Betty Fox, DECEDENT It is Ordered and Notice is given that on August 15, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated June 28, 2006 and codicil to the will dated February 22, 2008, (“Will), and for the appointment of Susan Soderblom whose address is: 1208 East 141st Street, Burnsville, MN 55337 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 7-18-11 Michael V. Sovis Judge (COURT SEAL) Attorney For Personal Representative Donald J. Fluegel (jym) FLUEGEL LAW FIRM P.A. 999 Westview Drive Suite 1 Hastings, MN 55033 Telephone: 651-438-9777 Fax: 651-438-9775 30405 2686615 7/21-7/28/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12926 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12926 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Scott D. Whitehead, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Seven Hundred Thirty and 77/100 ($3,730.77) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 8, 2011, and recorded May 23, 2011, as Document No. 2 8 0 1 9 8 8 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: August 3, 2011, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on February 3, 2012.

Dated: June 2, 2011 By ___/s/___ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144178 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2648838 6/16-7/21/11

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-411 Estate of Thomas S. Anderson, Decedent.

It is Ordered and Notice is given that on August 15, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of: Debra L. Halbert whose address is: 6937 Autumn Terrace, Eden Prairie, MN 55346 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 7/18/11 Richard G. Spicer District Court Judge, Probate Division Attorney for Applicant M. Joan Warren 8044 Greenwood St. Paul, MN 55112 Attorney License No.: 0225952 Telephone: 763-786-3591 FAX: 651-483-1788 2685570 7/21-7/28/11P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12920 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12920 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Marjorie Jones, as Unit owner, to Ridgeview Homeowners Association, the principal amount of One Thousand Nine Hundred Seventy Nine and 00/100 ($2,306.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 24, 2011, and recorded June 6, 2011 as Document No. 2804010 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: September 14, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on March 14, 2012.

Dated: July 11, 2011 By ______/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144134 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2685423 7/21-8/25/11

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Joe’s Janitors 2. State the address of the principal place of business: 1212 E. 132nd St., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

J. Scherer Inc., 1212 E. 132nd St., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 5.16.2011 Joseph Scherer President 2676316 7/14-7/21/11P

PUBLIC NOTICE

NOTICE OF HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Court File No.: 19-HA-CV-11-3778 __________________________________ First National Bank, Plaintiff, vs.

Sherri R. McClellan; Norman Saas; Defendants. __________________________________ TO: Sherri R. McClellan, 56 Shannon Drive, Hastings, MN 55033; Norman Saas, 612 Spring St. Kenyon, MN 55946.

PLEASE TAKE NOTICE that a hearing will be held on August 16, 2011 at 9:00 A.M., at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, to determine whether the Sheriff shall remove from your possession and deliver to First National Bank, (hereinafter “claimant”) the following property: 1998 REDMAN HOMES NEW MOON (Serial Number 11257146) Located at: 56 Shannon Drive Hastings, MN 55033 You have a right to appear at this hearing on your own behalf or with an attorney. You will have the opportunity to present defenses to the claimant’s claims and to state reasons why the property described above should not be taken.

If the Court determines that the claimant has a right to have possession of the property while this lawsuit is pending, you may nevertheless keep the property until the lawsuit is decided if you file with the Court a surety bond in the amount of $23,065.

This amount is 1-1/4 times the claimant’s estimate of the value of the property. If you believe the value of the property is overstated, you may ask the court to lower it.

If you do not appear at the hearing, the Court has authority to issue an order directing that the above-described property be immediately taken from your possession.

A second copy of the motion and supporting affidavits originally served upon you July 11, 2011 have been attached hereto.

Dated: 7/13/11 MACKALL, CROUNSE & MOORE, PLC By: /s/ Daniel J. Sathre (#0390488) 1400 AT&T Tower 901 Marquette Avenue Minneapolis, Minnesota 55402 612-305-1400 Attorneys for Plaintiff First National Bank 2686917 7/21-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 23, 2003 MORTGAGORS: John Wegener a/k/a John W. Wegener and Kelly Wegener a/k/a Kelly A. Gillespie, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered December 15, 2003, Dakota County Registrar of Titles, Document No. 0524323, Certificate of Title No. 117520.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500065976368 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provinet Mortgage Corporation, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3931 74th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115016004 LEGAL DESCRIPTION OF PROPERTY: LOT 16 IN BLOCK 4 OF SOUTH GROVE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,284.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649423 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGORS: Jay M. Begnaud and Sharon K. Begnaud, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association.

DATE AND PLACE OF RECORDING: Registered April 4, 2007, Dakota County Registrar of Titles, Document No. 608546, Certificate of Title No. 091571.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 415 11th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 193215082030 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 3 in Block 82 of the Town of Hastings.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,225.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9334 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649826 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-11-395 In Re: Estate of JEAN D. KLUENDER, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 15th day of August, 2011, at 9:00 o'clock A.M., a hearing will be held in the above named Court at Dakota County Government Center, Hastings, Minnesota, on the petition of Lois B. Kroll for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Lois B. Kroll, whose address is 147 -12th Avenue North, South St. Paul, MN 55057 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 7-11, 2011.

Michael V. Sovis Judge (COURT SEAL) David L. Grannis Attorney I.D. No. 36808 Grannis & Grannis, P.A. 412 Southview Blvd., Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2678345 7/14-7/21/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-407 In Re: Estate of Merle Winton Martenson a/k/a Winton Merle Martenson, Decedent.

Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Joanne Kuebler, whose address is 1602 Murphy Parkway, Eagan, MN 55122, to serve as the personal representative of the decedent’s estate.

Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 7/18/11 Richard G. Spicer Judge Siegel Brill, P.A. Melanie J. Triplett, Esq. MN# 0389038 100 Washington Avenue South, Suite 1300 Minneapolis, Minnesota 55401 Telephone: (612) 337-6100 Facsimile: (612) 339-6591 e-mail: melanietriplett@siegelbrill.com 2686370 7/21-7/28/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-409 Estate of Thalia E. Kretzschmar, Decedent It is Ordered and Notice is given that on 8-15-11, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, October 1, 2009, and (“Will”), and for the appointment of Barbara Precht, whose address is 7090 Upper 136th Street West, Apple Valley, MN, 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 7/18/11

BY THE COURT Richard G. Spicer Judge of District Court Attorney for Petitioner Robert M. Wasilensky 13603 Grand Avenue Burnsville, MN, 55337 Attorney License No: 162279 Telephone: (952) 894-3959 FAX: (952) 894-3465 Email: rwasilensk@qwest.net 2685835 7/21-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $5,000,000.00 MORTGAGOR(S): Lawrence F. Kladek and Susan Kladek, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: March 02, 2005 Dakota County Recorder

���

������ ������55337 ������� ���� ��� ���� County Recorder Document Number: 2300310 TAX PARCEL I.D. #: 021700002150 Transaction Agent: Not Applicable LEGAL DESCRIPTION OF PROPTransaction Agent Mortgage Identifi- ERTY: cation Number: Not Applicable Lot 15, Block 2, Chateaulin 1st AddiLender or Broker: Bank of America, tion, Village of Burnsville, Dakota N.A. County, Minnesota Residential Mortgage Servicer: BAC COUNTY IN WHICH PROPERTY IS Home Loans Servicing, L.P. LOCATED: Dakota Mortgage Originator: Not Applicable ORIGINAL PRINCIPAL AMOUNT OF COUNTY IN WHICH PROPERTY IS MORTGAGE: $272,306.00 LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE Property Address: 1401 70th St E, DUE AS OF DATE OF NOTICE, INCLUDInver Grove Heights, MN 55077-2423 ING TAXES, IF ANY, PAID BY MORTT a x P a r c e l I D N u m b e r : GAGEE: $306,062.90 20.00500.010.53 That prior to the commencement of L E G A L D E S C R I P T I O N O F P R O P - this mortgage foreclosure proceeding ERTY: The East half of the Southwest Mortgagee/Assignee of Mortgagee comQuarter of Section 5, Township 27, plied with all notice requirements as Range 22 except the following two required by statute; That no action or proceeding has been instituted at law tracts: Commencing at a point 500 feet West o r o t h e r w i s e t o r e c o v e r t h e d e b t of the Southeast corner of the South- secured by said mortgage, or any part west Quarter of said Section 5; thence thereof; PURSUANT to the power of sale conNorth 3 degrees 30 minutes West 280 feet; thence West 150 feet; thence tained in said mortgage, the above South 3 degrees 30 minutes East 280 described property will be sold by the feet; thence East 150 feet to the point Sheriff of said county as follows: of beginning, according to the United DATE AND TIME OF SALE: August States Government Survey thereof and 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , situate in Dakota County, Minnesota.

The South 280 feet of the West 160 Law Enforcement Center, 1580 Hwy feet of the East half of the Southwest 55, Lobby #S-100, Hastings, MN Quarter of said Section 5, according to to pay the debt then secured by said the United States Government Survey Mortgage, and taxes, if any, on said thereof and situate in Dakota County, premises, and the costs and disbursements, including attorneys' fees Minnesota.

AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of said sale by the mortgagor(s), their $4,910,979.60 THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPtuted at law or otherwise to recover the debt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellpart thereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under section 580.30 or the property is not lows: DATE AND TIME OF SALE: July 29, redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, 2011 at 10:00 AM PLACE OF SALE: Dakota County u n l e s s t h e r e d e m p t i o n p e r i o d i s Law Enforcement Center, 1580 High- reduced to 5 weeks under MN Stat. way 55, Lobby S-100, Hastings, Minne- Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM sota to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None "THE TIME ALLOWED BY LAW FOR mises and the costs and disbursements, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPtwelve (12) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER personal representatives or assigns.

If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF July 29, 2012, or the next business day LESS THAN FIVE UNITS, ARE NOT if July 29, 2012 falls on a Saturday, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Sunday or legal holiday.

Mortgagor(s) released from financial ABANDONED." Dated: June 9, 2011. obligation: NONE JPMorgan Chase Bank, THIS COMMUNICATION IS FROM National Association A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 30-10903 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 6/16-7/21/11 THE MORTGAGOR'S PERSONAL REP- 2649506 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OF OTHER THINGS, THAT THE MORTAND IDENTITY OF THE DEBT THE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ORIGINAL CREDITOR WITHIN THE LESS THAN FIVE UNITS, ARE NOT T I M E P R O V I D E D B Y L A W I S N O T PROPERTY USED IN AGRICULTURAL AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That PRODUCTION, AND ARE ABANDONED. default has occurred in the conditions DATED: June 16, 2011 of the following described mortgage: MORTGAGEE: Bank of America, N.A. DATE OF MORTGAGE: March 15, Wilford, Geske & Cook P.A. 2007 Attorneys for Mortgagee ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $166,500.00 James A. Geske Linda L Finn and MORTGAGOR(S): 8425 Seasons Parkway, Suite 105 Thomas W Finn, Wife And Husband As Woodbury, MN 55125-4393 Joint Tenants (651) 209-3300 MORTGAGEE: Mortgage Electronic File Number: 020215F01 2647799 6/16-7/21/11 Registration Systems, Inc. as nominee for First NLC Financial Services, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910004322031 NOTICE OF MORTGAGE SERVICER: Ocwen Loan Servicing, FORECLOSURE SALE THE RIGHT TO VERIFICATION LLC LENDER: First NLC Financial SerOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN vices, LLC. DATE AND PLACE OF FILING: THE TIME PROVIDED BY LAW IS Dakota County Minnesota, Recorder , NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that on May 25, 2007, as Document No. default has occurred in conditions of 2519845 ASSIGNED TO: HSBC Bank USA, the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 9 , N.A., as Trustee for the registered holders of First NLC Trust 2007-1 2008 MORTGAGORS: C h e r y l M o o r e a n d Mortgage-Backed Certificates, Series 2007-1 Dated: June 28, 2007 , and Molly Moore, both single.

MORTGAGEE: J P M o r g a n C h a s e recorded April 1, 2011 by Document No. 2794230 .

Bank, National Association.

LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Recorded October 6, 2008, Dakota ERTY: Lot 23, Block 4, Sunnyside C o u n t y R e c o r d e r , D o c u m e n t N o . addition to Farmington, According to the plat thereof on file and of record in 2616418.

A S S I G N M E N T S O F M O R T G A G E : the office of the County Recorder, in and for Dakota County, Minnesota.

NONE PROPERTY ADDRESS: 719 CentenTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - nial Circle, Farmington, MN 55024 PROPERTY I.D: 14 73100 230 04 GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: NONE LENDER OR BROKER AND MORT- LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE GAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety National Association R E S I D E N T I A L M O R T G A G E S E R - Thousand Seventy-Five and 55/100 V I C E R : J P M o r g a n C h a s e B a n k , ($190,075.55) THAT no action or proceeding has National Association MORTGAGED PROPERTY ADDRESS: been instituted at law to recover the 13208 Oakland Drive, Burnsville, MN ���������� �� ���� ����� 55337

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� ���������� ���� ��������� been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 HSBC Bank USA, N.A., as Trustee for the registered holders of First N L C T r u s t 2 0 0 7 - 1 Mortgage-Backed Certificates, Series 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00126-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4012070 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646663 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12840 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12840 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Steven R. Schmitz and Kimberly A. Schmitz, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Sixty and 00/100 ($3,360.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 15, 2011, and recorded M a y 2 3 , 2 0 1 1 , as D o c u m e n t N o .

2801986 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: August 3, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on February 3, 2012.

Dated: June 2, 2011 By ___/s/____ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441167 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2648786 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT First JUDICIAL DISTRICT Court File No.: 19HA-PR-11-393 In Re: Estate of MARY ANN CONROY, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated February 16, 2007. The Registrar accepted the application and appointed Christopher Conroy, whose address is 4163 Pennsylvania Avenue, Eagan, Minnesota 55123, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 7-7-11 Edward Lynch Judge KENNEDY LAW OFFICES, P.A. Scott A. Ruhsam MN# 389633 2600 Eagan Woods Drive, STE 140 Eagan MN, 55121 Telephone: 651-262-2083 Facsimile: 651-262-2079 e-mail: scott.ruhsam@mpkennedylaw.com 2677677 7/14-7/21/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-390 In Re: Estate of Luella R. Mulligan, Decedent.

It is Ordered and Notice is given that on August 8, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated October 6, 2000, and a Codicil dated September 22, 2009, and for the appointment of Joan Mulligan, whose address is 1304 Kings Run Drive NW, Rochester, Minnesota 55901, and Terrance Mulligan, whose address is 2545 Lonsdale Blvd, Northfield, Minnesota 55057, as co-personal representatives of the Estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given, that subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 7/6/11

BY THE COURT Shawn M. Moynihan Judge of District Court Timothy L. Morisette (MN# 168877) Lampe Law Group, LLP 105 East Fifth Street P.O. Box 240 Northfield Minnesota 55057 Telephone: (507) 663-1121 Facsimile: (507) 663-6114 2678326 7/14-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGORS: Sabab Xayarath and Lalana Xayarath, husband and wife.

MORTGAGEE: Goldmine Lending

MORTGAGEE: Goldmine Lending DATE AND PLACE OF RECORDING: Registered October 28, 2003, Dakota County Registrar of Titles, Document No. 0519411, Certificate of Title No. 125574.

ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc. And thereafter assigned to: JPMorgan Chase Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2128 Cliff Hill Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16600-05-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, in Cedar Cliff, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,564.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2648037 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): James E Seeley III and Elizabeth A Seeley, husband and wife as joint tenants MORTGAGEE: First Franklin Financial Corp, Subsidiary of National City Bank of Indiana SERVICER: Ocwen Loan Servicing, LLC LENDER: First Franklin Financial Corp, Subsidiary of National City Bank of Indiana.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 21, 2004, as Document No. 2260293 ASSIGNED TO: The Bank of New York Mellon, successor in interest to JPMorgan Chase Bank, National Association, as Trustee for the Registered Holder of First Franklin Mortgage Loan Trust 2005-FF1 Mortgage Pass-Through Certificates, Series 2005-FF1 Dated: September 17, 2004 ,

2005 FF1 Dated: September 17, 2004 , and recorded April 26, 2011 by Document No. 2797604 .

LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Charleswood, Dakota County, Minnesota PROPERTY ADDRESS: 19600 Everest Path, Farmington, MN 55024 PROPERTY I.D: 14 16500 030 05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-Three Thousand Five Hundred Ninety-One and 55/100 ($253,591.55) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 The Bank of New York Mellon, successor in interest to JP Morgan Chase Bank, National Association, as Trustee for the Registered Holder of First Franklin Mortgage Loan Trust 2005-FF1 Mortgage Pass-Through Certificates, Series 2005-FF1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00742-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4010559 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646641 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-404 Estate of Maxfield W. Norton, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 30, 1993 and codicil to the will, dated June 3, 2003, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Charles L. Norton and Alan P. Norton whose address is 4818 Moon Lake Cr., White Bear Twp, MN 55127 and 11324 Clarion Way, Minnetonka, MN 55343, respectively, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn.

Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this notice or the claims will be barred.

Dated: 7/14/11 Richard G. Spicer Judge Attorney for Applicant Shehla P. Tauscher Briggs and Morgan, P.A. 332 Minnesota St., #W2200 St. Paul, MN 55101 25938X 651-808-6616 FAX: 651-808-6450 Email: stauscher@briggs.com 2685377 7/21-7/28/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-410 In Re: Estate of Peter Frank Sommo, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated February 1, 1999. The Registrar accepted the application and appointed Frances Sommo, whose address is 18933 Inca Avenue, Lakeville, MN 55044 to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 7/18/11 Richard G. Spicer Judge WAGNER, FALCONER & JUDD, LTD. Naomi R. Baldwin, MN# 343079 Mark O. Anderson, MN # 0149457 1700 IDS Center 80 South 8th Street Minneapolis, MN 55402 Telephone: 612-339-1421 Facsimile: 612-392-3999 e-mail: nbaldwin@wfiltd.com manderson@wfiltd.com 2686464 7/21-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2009 MORTGAGORS: Rachel Hurney and Joseph Hurney, Wife and Husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered December 15, 2009, Dakota County Registrar of Titles, Document No. T655471, Certificate of Title No. 132580.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000188966 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8824 134th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011807511002 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Two (2), Cobblestone Manor, according to the plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,278.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,960.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 6, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649622 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-406 Estate of Donna M. Miller a/k/a Donna Mae Miller, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 11/16/1999 has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Mark M. Miller whose address is 9057 Glacier Bay, Woodbury, MN 55125 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 7/14/11 Richard G. Spicer Judge Attorney for Applicant Warren E. Peterson Peterson, Fram & Bergman, P.A. 55 E. Fifth St, Suite 800 St. Paul, MN 55101-1718 Attorney License No: 86423 Telephone: 651-291-8955 FAX: 651-228-1753 Email: wpeterson@pfb-pa.com 2686335 7/21-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,275.00 MORTGAGOR(S): Joan M. Miller and Clayton Miller, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2008 Dakota County Recorder Document Number: 2601158 LOAN MODIFICATION: Dated: May 01, 2010 Recorded: January 25, 2011 Document Number: 2781314 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: June 06, 2011

���������� �� ���� �����

���������� ���� ���������

Dated: June 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100188508050246614 Lender or Broker: Draper and Kramer Mortgage Corp DBA 1st Advantage Mortgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1300 Vista Dr, Burnsville, MN 55337-2337 Tax Parcel ID Number: 02-82201-02-232 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Vista View 2nd Addition, Dakota County, Minnesota, excepting therefrom that part lying Westerly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of said Lot 23, distant 46.60 feet Southwesterly of the most Northerly corner of said Lot 23; thence Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of Lot 28 in Block 2, Vista View 2nd Addition, distant 10 feet Southwesterly of the Southeast corner of said Lot 28, and that part of Lot 28 Block 2, Vista View 2nd Addition, lying Easterly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of Lot 23 of said Block 2, Vista View 2nd Addition, distant 46.60 feet Southwesterly of the most Northerly corner of said Lot; thence Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of said Lot 28, distant 10 feet Southwesterly of the Southeast corner of said Lot 28, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $314,775.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 29, 2012, or the next business day if January 29, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 16, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011931F02 2647816 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGORS: Amy McCulloch and Bjorn McCulloch, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 24, 2007, Dakota County Registrar of Titles, Document No. 619265, Certificate of Title No. 143674.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402060307695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 1326 West Kruse Street, West Saint Paul, MN 55416 TAX PARCEL I.D. #: 423340004240 LEGAL DESCRIPTION OF PROPERTY: Lots 23 and 24, Block 4, Hoffman's Addition, South St. Paul, Dakota County, Minnesota, according to the plat thereof now on file and of record in the office of the Registrar of Deeds within and for said county of Dakota and State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $313,424.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 31, 2011.

Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649716 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 1, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Second Amended Declaration of Cobblestone Manor Association, Inc. (hereinafter the "Association") which was recorded as Document No. T549349 on October 5, 2004, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 3, Block 1 in Cobblestone Manor, CIC #475, Cobblestone Manor Townhomes, Dakota County, Minnesota STREET ADDRESS: 13395 Hughes Court, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18075-01-030 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 1, 2011, from Builders Development & Finance, Inc., title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,675.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 1, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from its financial obligation to pay said

from its financial obligation to pay said amount.

6. The Second Amended Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 5, 2010, as Document No. T665772 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Second Amended Declaration and granted by the owners in taking title to the premises subject to said Second Amended Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of August, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, its personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 4, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COBBLESTONE MANOR ASSOCIATION, INC. Attorneys for Cobblestone Manor Association, Inc. THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cobblestone Manor/Bldrs Dev/10-7-477D)

2647857

6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2007 MORTGAGOR: Jeremy N. Morgan, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association.

DATE AND PLACE OF RECORDING: Registered April 18, 2007, Dakota County Registrar of Titles, Document No. 609174, Certificate of Title No. 142343, also recorded with the County Recorder recorded April 18, 2007, Dakota County Recorder, Document No. 2510428.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4960 120th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011360001010 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1 in Beckman's First Addition, according to the recorded plat thereof, which lies within Government Lot 1, Section 12, Township 115, Range 20 (Torrens) That part of Lot 1, Block 1, in Beckman's First Addition, according to the recorded plat thereof, except that part which lies within Government Lot 1, Section 12, Township 115, Range 20 (Abstract) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,646.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 9, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10871 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649532 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Bruce A. Henrich and Mary E. Henrich, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 16, 2007 Dakota County Registrar of Titles Document Number: 607545 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc Dated: May 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100444000000022196 Lender or Broker: Senderra Funding LLC. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 94460 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 268 Arion St E, West Saint Paul, MN 55118-1550 Tax Parcel ID Number: 42 83301 01 060 LEGAL DESCRIPTION OF PROPERTY: The West Fifteen (15) feet of Lot Five (5) and all of Lot Six (6) except the West Fifteen (15) feet of said Lot Six (6) in Block 1, in Lot Thirty-one (31) of J.M. Warner's Subdivision of Lots 26 and 31, Dawson's Outlots, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for said County of Dakota and State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,383.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

���

������ ������� ���� S��� ���� REP erty is not redeemed������ under Minn.

Stat. THE MORTGAGOR PERSONAL §580.23, the Mortgagor must vacate RESENTATIVES OR ASSIGNS, MAY BE the property on or before 11:59 p.m. on REDUCED TO FIVE WEEKS IF A JUDIJanuary 29, 2012, or the next busi- CIAL ORDER IS ENTERED UNDER ness day if January 29, 2012 falls on a MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial OTHER THINGS, THAT THE MORTobligation: NONE GAGED PREMISES ARE IMPROVED THIS COMMUNICATION IS FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR ATTEMPT- LESS THAN FIVE UNITS, ARE NOT ING TO COLLECT A DEBT. ANY PROPERTY USED IN AGRICULTURAL INFORMATION OBTAINED WILL BE P R O D U C T I O N , A N D A R E ABANDONED." USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Dated: June 1, 2011.

THE DEBT AND IDENTITY OF THE JPMorgan Chase Bank, National Association ORIGINAL CREDITOR WITHIN THE Mortgagee/Assignee of Mortgagee TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 30-6968 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 6/16-7/21/11 OTHER THINGS, THAT THE MORT- 2649751 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN that DATED: June 16, 2011 A S S I G N E E O F M O R T G A G E E : default has occurred in the conditions of the following described mortgage: MorEquity, Inc DATE OF MORTGAGE: September Wilford, Geske & Cook P.A. 27, 2007 Attorneys for Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $148,000.00 James A. Geske MORTGAGOR(S): Sara A. Hruska, a 8425 Seasons Parkway, Suite 105 single person, and Jeffrey K. Tuma, a Woodbury, MN 55125-4393 single person (651) 209-3300 MORTGAGEE: Mortgage Electronic File Number: 020571F01 2646750 6/16-7/21/11 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 04, 2007 Dakota County Recorder Document Number: 2548384 NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE And assigned to: Nationstar MortTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF gage, LLC Dated: July 12, 2011 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Mortgage ElecTHE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. Transaction Agent Mortgage IdentifiNOTICE IS HEREBY GIVEN, that default has occurred in conditions of cation Number: 1001770-5050003881-5 Lender or Broker: Cornerstone Mortthe following described mortgage: DATE OF MORTGAGE: February 13, gage Company Residential Mortgage Servicer: 2009 MORTGAGORS: David M. Berg and Nationstar Mortgage, LLC Mortgage Originator: Not Applicable Patricia A. Berg, husband and wife.

COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. Property Address: 20574 Erin Ct, DATE AND PLACE OF RECORDING: Registered March 2, 2009, Dakota Farmington, MN 55024-1472 Tax Parcel ID Number: County Registrar of Titles, Document No. T639947, Certificate of Title No. 14-48701-049-05 LEGAL DESCRIPTION OF PROP096249.

A S S I G N M E N T S O F M O R T G A G E : ERTY: Unit No. 49, CIC No. 319, a conAssigned to: JPMorgan Chase Bank, d o m i n i u m , M i d d l e C r e e k C o n d o National Association s/b/m Chase minium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE Home Finance, LLC. DUE AS OF DATE OF NOTICE: Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage $162,760.88 THAT all pre-foreclosure requireElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instituted at law or otherwise to recover the MORTGAGE: 100103210000474212 LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; PURSUANT to the power of sale conMORTGAGE: The Business Bank d/b/a tained in said mortgage, the Prime Mortgage R E S I D E N T I A L M O R T G A G E S E R - above-described property will be sold V I C E R : J P M o r g a n C h a s e B a n k , by the Sheriff of said county as follows: National Association DATE AND TIME OF SALE: SeptemMORTGAGED PROPERTY ADDRESS: 145 West 37th Street, Hastings, MN ber 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County 55033 TAX PARCEL I.D. #: 19-31000-040-03 Law Enforcement Center, 1580 HighLEGAL DESCRIPTION OF PROP- way 55, Lobby S-100, Hastings, Minnesota ERTY: LOT FOUR (4), BLOCK THREE (3) IN to pay the debt secured by said mortGREEN PLAINS, DAKOTA COUNTY, gage and taxes, if any, on said premises and the costs and disburseMINNESOTA. COUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed by law, subject to redemption within LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF six (6) months from the date of said MORTGAGE: $246,599.00 sale by the mortgagor(s), their perAMOUNT DUE AND CLAIMED TO BE sonal representatives or assigns.

DUE AS OF DATE OF NOTICE, INCLUDIf the Mortgage is not reinstated ING TAXES, IF ANY, PAID BY MORT- under Minn. Stat. §580.30 or the propGAGEE: $261,771.36 erty is not redeemed under Minn. Stat.

That prior to the commencement of §580.23, the Mortgagor must vacate this mortgage foreclosure proceeding the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee com- March 02, 2012, or the next business plied with all notice requirements as day if March 02, 2012 falls on a Saturrequired by statute; That no action or day, Sunday or legal holiday. proceeding has been instituted at law Mortgagor(s) released from financial o r o t h e r w i s e t o r e c o v e r t h e d e b t obligation: NONE secured by said mortgage, or any part THIS COMMUNICATION IS FROM thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY tained in said mortgage, the above INFORMATION OBTAINED WILL BE described property will be sold by the USED FOR THAT PURPOSE. Sheriff of said county as follows: THE RIGHT TO VERIFICATION OF DATE AND TIME OF SALE: August 2, THE DEBT AND IDENTITY OF THE 2011 at 10:00 AM ORIGINAL CREDITOR WITHIN THE PLACE OF SALE: S h e r i f f ' s O f f i c e , T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, 1580 Hwy AFFECTED BY THIS ACTION. 55, Lobby #S-100, Hastings, MN THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07.

WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. ing, unless otherwise provided by law, DATED: July 21, 2011 the date on or before which the mortASSIGNEE OF MORTGAGEE: gagor(s) must vacate the property if the Nationstar Mortgage, LLC mortgage is not reinstated under sec- Wilford, Geske & Cook P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is Lawrence A. Wilford 11:59 p.m. on February 2, 2012, unless James A. Geske the redemption period is reduced to 5 8425 Seasons Parkway, Suite 105 weeks under MN Stat. Secs. 580.07 or Woodbury, MN 55125-4393 582.032.

(651) 209-3300 MORTGAGOR(S) RELEASED FROM File Number: 018877F01 FINANCIAL OBLIGATION ON MORT- 2684670 7/21-8/25/11 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ in said mortgage, the above tained ������� described property will be sold by the ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12822 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12822 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jerry D. Grovender, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Fifty-Nine and 00/100 ($3,059.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 24, 2011, and recorded M a y 2 3 , 2 0 1 1 , as D o c u m e n t N o . in the Dakota County 2802019 Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: August 3, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on February 3, 2012.

Dated: June 2, 2011 By ____/s/____ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441177 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2648726 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 3 , 2006 MORTGAGOR: Chindana P. Nikhomvan, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 8, 2006, Dakota County Recorder, Document No. 2474138.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000137527 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 1915 Timberwolf Trail North, Eagan, MN 55122 TAX PARCEL I.D. #: 107297501140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Sun Cliff First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $51,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $51,888.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2648107 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2008 MORTGAGOR: Kent Allan Carlson, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 16, 2008, Dakota County Recorder, Document No. 2596806.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100446400000002933 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Savings of America RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12704 Country View Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021833111002 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Country View Estates Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,890.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,439.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2228 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649580 6/16-7/21/11

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGORS: Corey Andresen and Angela Andresen MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 10/02/2007, as Document Number 2547728, in the Office of the Dakota County Recorder, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 01/07/2010, as Document No. 2706363 in Office of the Dakota County Recorder, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, North Ridge Addition, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 508 Wilson Court, Northfield, MN 55057 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 43-52100-060-02 LENDER/RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: None MIN: 1000179-3517090013-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $175,568.03 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 08/12/2011 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 02/12/2012 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 06/21/2011 Provident Funding Associates, L.P. Assignee of Mortgagee Dunakey & Klatt, P.C.,

By Brian Sayer Attorney for Assignee of Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2659024 6/30-8/4/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,856.00 MORTGAGOR(S): Michael D. Huddock, a single person MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 19, 2004 Dakota County Recorder Document Number: 2239789 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17140 Fieldcrest Ct, Lakeville, MN 55024-9004 Tax Parcel ID Number: 22-48101-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Meadow Brook Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,162.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020860F01 2685794 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2007 MORTGAGOR: Javier Delgado-Herrera, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association.

DATE AND PLACE OF RECORDING: Recorded October 18, 2007, Dakota County Recorder, Document No. 2551429.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association

National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15590 Eastbrook Lane, #902, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805230902 LEGAL DESCRIPTION OF PROPERTY: Unit NO. 902, CIC Number 484, a condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,027.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 1, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10827 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649807 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2009 MORTGAGOR: M o l l y M a n l e y , A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 6, 2010, Dakota County Recorder, Document No. 2705923.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100665300000092609 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 983 Bidwell Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423800047040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 47, Jackson and Bidwell's Addition to West St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,059.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,911.24 That prior to the commencement of this mortgage foreclosure proceeding

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2646761 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2003 MORTGAGOR: Carey Thul, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2003, Dakota County Recorder, Document No. 2110533.

ASSIGNMENTS OF MORTGAGE: Assigned to: LNV Corporation.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001528-1200000365-9 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First State Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 170 Butler Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 420170002063 LEGAL DESCRIPTION OF PROPERTY: The North 156.4 feet of the East 52 feet of the West 743.5 feet of the Northeast Quarter of the Southwest Quarter of Section 17, Township 28, Range 22, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,110.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

���������� �� ���� �����

���������� ���� ���������

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 23, 2011.

LNV Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-9185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2649699 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $318,400.00 MORTGAGOR(S): Banlang Phommasouvanh , A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group , Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9571324329-7 SERVICER: Ocwen Loan Servicing, LLC. LENDER: Great Northern Financial Group , Inc..

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 8, 2006, as Document No. 2427047 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006 , and recorded April 1, 2011 by Document No. 2794235 .

LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Hidden valley, Dakota County, Minnesota.

PROPERTY ADDRESS: 1396 Michelle Drive, Eagan,, MN 55123 PROPERTY I.D: 10.32900.010.02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Twenty-Seven Thousand One Hundred Sixteen and 17/100 ($327,116.17) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00184-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4014992 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2646684 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as Trustee Dated: February 23, 2011 Recorded: March 01, 2011 Dakota County Recorder Document Number: 2788714 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Waterford Village Second, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $512,743.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as Trustee Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F04 2680210 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Notice is hereby given that default has occurred in the conditions of the following-described mortgage: Date of Mortgage: January 15, 2008 Original principal amount of mortgage: $180,000.00 Mortgagor: S u z a n n e S n a z a , a n unmarried woman Mortgagee: Landmark V Partnership, a general partnership under the laws of the State of Minnesota.

Date and Place of Recording: Recorded on March 3, 2008 as Document No. 624578 in the office of the Registrar of Titles of Dakota County, Minnesota.

The Mortgage is upon registered land.

The Mortgage has not been assigned.

The Mortgage is upon real estate situated in Dakota County, Minnesota legally described as follows: Lot 20, Block 3, South Pines 2, Dakota County, Minnesota.

The tax parcel identification number of the Mortgaged Premises is: 19-71051-03-200.

The commonly used street address of the Mortgaged Premises is: 345 Robert Drive, Hastings, MN 55033.

The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. §58.02, Subd. 30. The name of the residential Mortgage servicer and the lender or broker, as defined in Minn. Stat. §58.02 is Landmark V Partnership; the name of the Mortgage originator, as defined in Minn. Stat. §58.02 is Landmark V Partnership.

All pre-foreclosure requirements have been complied with, and no action or proceeding has been instituted at law or otherwise to recover the debt secured by such Mortgage or any part thereof.

The amount claimed to be due on the date of this Notice is: $212,939.39.

Pursuant to the Power of Sale contained in said Mortgage, the above-described Property will be sold by the Sheriff of said County as follows: Date and time of sale: September 2, 2011 at 10:00 a.m.

Place of sale: D a k o t a C o u n t y L a w Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said Mortgage and taxes, if any on said Premises and the costs and disbursements, including attorney fees allowed by law.

The time allowed by law for redemption by the Mortgagor, the Mortgagor's personal representatives or assigns is 6 months after the date of sale.

The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under §580.30 or the Property redeemed under §580.23 is 11:59 p.m. on March 2, 2012.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 18, 2011 This Notice is issued by: Landmark V Partnership, Holder of the Mortgage Attorney for Mortgagee: Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. Attorneys for Mortgagee 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Phone: (651) 222-5000 2686039 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2007 MORTGAGOR: William A. Powers and Linnea C. Powers, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association.

DATE AND PLACE OF RECORDING: Registered October 10, 2007, Dakota County Registrar of Titles, Document No. 618598, Certificate of Title No. 106637.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 953 Redwell Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170603200 LEGAL DESCRIPTION OF PROPERTY: LOT TWENTY (20) BLOCK THREE (3) APPLE VALLEY SEVENTH ADDITION, DAKOTA COUNTY, MINNE-

TION, DAKOTA COUNTY, MINNE SOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,289.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 2, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2647999 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 19, 2007 MORTGAGORS: T r o y D . R a n d o l p h and Michelle J. Randolph, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 15, 2007, Dakota County Recorder, Document No. 2550351.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100532100048071321 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Co., L. L. C. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 912 Honeysuckle Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 146320004001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Rei-Mac Addition and that part of Lot 5, Block 1, Rei-Mac Addition described as follows: Commencing at the most Northerly corner of said Lot 5, thence Southerly along the Westerly line of said Lot 5, distance of 30.00 feet, thence Easterly in a straight line to the most southerly point of Lot 4, thence Northwesterly along a line between Lots 4 and 5, 113.21 feet to the place of beginning, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

���

������ ������� ����§580.30 ��� ���� or the prop under Minn. Stat.

ING TAXES, IF ANY, PAID BY ������ MORT erty is not redeemed under Minn. Stat.

GAGEE: $156,322.57 That prior to the commencement of §580.23, the Mortgagor must vacate this mortgage foreclosure proceeding the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee com- January 29, 2012, or the next busiplied with all notice requirements as ness day if January 29, 2012 falls on a required by statute; That no action or Saturday, Sunday or legal holiday. proceeding has been instituted at law Mortgagor(s) released from financial o r o t h e r w i s e t o r e c o v e r t h e d e b t obligation: NONE secured by said mortgage, or any part THIS COMMUNICATION IS FROM thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY tained in said mortgage, the above INFORMATION OBTAINED WILL BE described property will be sold by the USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: DATE AND TIME OF SALE: August THE DEBT AND IDENTITY OF THE 11, 2011 at 10:00 AM ORIGINAL CREDITOR WITHIN THE PLACE OF SALE: S h e r i f f ' s O f f i c e , T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, 1580 Hwy AFFECTED BY THIS ACTION. 55, Lobby #S-100, Hastings, MN THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. DATED: June 16, 2011 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortDeutsche Bank National Trust gagor(s) must vacate the property if the Company, as Trustee for mortgage is not reinstated under secNovaStar Mortgage Funding tion 580.30 or the property is not Trust, Series 2006-6 redeemed under section 580.23 is 1 1 : 5 9 p . m . o n F e b r u a r y 1 3 , 2 0 1 2 , Wilford, Geske & Cook P.A. u n l e s s t h e r e d e m p t i o n p e r i o d i s Attorneys for Assignee of Mortgagee reduced to 5 weeks under MN Stat. Lawrence A. Wilford James A. Geske Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 GAGE: None (651) 209-3300 "THE TIME ALLOWED BY LAW FOR File Number: 019813F01 6/16-7/21/11 REDEMPTION BY THE MORTGAGOR, 2647601 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION Dated: June 20, 2011 582.032, DETERMINING, AMONG YOU ARE NOTIFIED THAT: OTHER THINGS, THAT THE MORT1. Default has occurred in the condiGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF tions of the Mortgage dated October LESS THAN FIVE UNITS, ARE NOT 23, 2007, executed by Matthew W. PROPERTY USED IN AGRICULTURAL Christenson and Kimberly M. ChrisP R O D U C T I O N , A N D A R E tenson, husband and wife, as Mortgagors to Merchants Bank, National AssoABANDONED." ciation, as Mortgagee and filed for Dated: June 10, 2011. record November 8, 2007, as DocuJPMorgan Chase Bank, ment Number 2555307 in the Office of National Association the County Recorder of Dakota Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. C o u n t y , M i n n e s o t a . T h e l a n d Attorneys for Mortgagee/Assignee of described in the Mortgage is not registered land.

Mortgagee 2. The Mortgage has been assigned 4500 Park Glen Road #300 as follows: Not Applicable.

Minneapolis, MN 55416 3.

The original principal amount (952) 925-6888 secured by the Mortgage was: 30-10254 $ 175,000.00 THIS IS A COMMUNICATION FROM 4. No action or proceeding at law is A DEBT COLLECTOR. 2649467 6/16-7/21/11 n o w p e n d i n g t o r e c o v e r t h e d e b t secured by the mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions preceNOTICE OF MORTGAGE dent to acceleration of the debt FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t secured by the Mortgage and foreclodefault has occurred in the conditions sure of the Mortgage, and all notice of the following described mortgage: and other requirements of applicable DATE OF MORTGAGE: October 31, statutes.

2006 6. A t t h e d a t e o f t h i s n o t i c e t h e ORIGINAL PRINCIPAL AMOUNT OF amount due on the Mortgage, and MORTGAGE: $166,400.00 taxes, if any, paid by the holder of the M O R T G A G O R ( S ) : E l a i n e B o y e r - Mortgage is: stephens, a single woman $176,382.61 MORTGAGEE: Mortgage Electronic 7. Pursuant to the power of sale in the Registration Systems, Inc. Mortgage, the Mortgage will be foreDATE AND PLACE OF RECORDING: closed, and the land described as folR e c o r d e d : D e c e m b e r 1 8 , 2 0 0 6 lows: Dakota County Recorder Lot Eleven (11), Block Two (2), Document Number: 2482712 Featherstone Ridge, CIC No. 307, ASSIGNMENTS OF MORTGAGE: Dakota County, Minnesota.

And assigned to: Deutsche Bank will be sold by the County Sheriff of National Trust Company, as Trustee Dakota County, Minnesota, at public for NovaStar Mortgage Funding Trust, auction on August 4, 2011, at 10:00 Series 2006-6 a.m., at the lobby of the Dakota County Dated: May 18, 2011 Law Enforcement Center, Sheriff's Transaction Agent: Mortgage Elec- Office, Lobby S-100, 1580 Highway 55, tronic Registration Systems, Inc. Hastings, Minnesota 55033.

Transaction Agent Mortgage Identifi8. The street address of the property cation Number: 100080190061123196 is: 1496 Featherstone Court, Hastings, Lender or Broker: Novastar Mort- Minnesota 55033. The tax parcel idengage, Inc. tification number is: 19-25900-11-02.

Residential Mortgage Servicer: Saxon 9. T h e t i m e a l l o w e d b y l a w f o r Mortgage Services, Inc. redemption by Mortgagors or Mortgage Originator: Not Applicable Mortgagors' personal representatives COUNTY IN WHICH PROPERTY IS or assigns is six (6) months after the LOCATED: Dakota date of sale.

Property Address: 1115 Livingston 10. THE TIME ALLOWED BY LAW Ave, West Saint Paul, MN 55118-1441 FOR REDEMPTION BY THE MORTT a x P a r c e l I D N u m b e r : GAGORS, THE MORTGAGORS' REP42-48600-160-00 RESENTATIVES OR ASSIGNS MAY BE L E G A L D E S C R I P T I O N O F P R O P - REDUCED TO FIVE WEEKS IF A JUDIERTY: Lot 16, Michel Fred Subdivision, CIAL ORDER IS ENTERED UNDER Dakota County, Minnesota.

MINNESOTA STATUTES, SECTION AMOUNT DUE AND CLAIMED TO BE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G D U E A S O F D A T E O F N O T I C E : OTHER THINGS, THAT THE MORT$168,940.53 GAGED PREMISES ARE IMPROVED THAT all pre-foreclosure require- WITH A RESIDENTIAL DWELLING OF ments have been complied with; that LESS THAN FIVE UNITS, ARE NOT no action or proceeding has been insti- PROPERTY USED IN AGRICULTURAL tuted at law or otherwise to recover the PRODUCTION, AND ARE ABANDONED. debt secured by said mortgage, or any 11. T H I S I S A N A T T E M P T T O part thereof; COLLECT A DEBT. ANY INFORMAPURSUANT to the power of sale con- TION OBTAINED WILL BE USED FOR t a i n e d i n s a i d m o r t g a g e , t h e THAT PURPOSE. THE RIGHT TO above-described property will be sold VERIFICATION OF THE DEBT AND by the Sheriff of said county as fol- THE IDENTITY OF THE CREDITOR lows: WILL NOT BE AFFECTED BY THI S DATE AND TIME OF SALE: July 29, FORECLOSURE PROCEEDING. 2011 at 10:00 AM 12. TIME AND DATE TO VACATE PLACE OF SALE: Dakota County PROPERTY: If the real estate is an Law Enforcement Center, 1580 High- owner-occupied, single-family dwellway 55, Lobby S-100, Hastings, Minne- ing, unless otherwise provided by law, sota the date on or before which the mortto pay the debt secured by said mort- gagor(s) must vacate the property if the gage and taxes, if any, on said pre- mortgage is not reinstated under Secmises and the costs and disburse- tion 580.30 or the property is not ments, including attorney fees allowed redeemed under Section 580.23 is by law, subject to redemption within 11:59 p.m. on February 4, 2012. six (6) months from the date of said Attorney for Mortgagee sale by the mortgagor(s), their per- Mark A. Merchlewitz sonal representatives or assigns.

BENSON & MERCHLEWITZ If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� ���������� ���� ��������� BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 (507)454-3752 MERCHANT’S BANK NATIONAL ASSOCIATION /s/ Mark A. Merchlewitz By: Mark A. Merchlewitz Attorney-in-Fact for Mortgagee STATE OF MINNESOTA } } ss.

COUNTY OF WINONA } The foregoing instrument was acknowledged before me this 20th day of June, 2011, by Mark A. Merchlewitz, Attorney-in-Fact for Merchants Bank, National Association, Mortgagee. /s/ Kristine K. Teske SIGNATURE OF PERSON TAKING ACKNOWLEDGMENT THIS INSTRUMENT WAS DRAFTED BY: Mark A. Merchlewitz BENSON & MERCHLEWITZ 174 Main Street Winona, MN 55987 507-454-3752 2657564 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,900.00 MORTGAGOR(S): Mary Eckstrom, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2006 Dakota County Recorder Document Number: 2456557 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: February 11, 2011 Recorded: March 22, 2011 Dakota County Recorder Document Number: 2792413 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516080029-4 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3578 Blue Jay Way Apt 200, Eagan, MN 55123-2214 Tax Parcel ID Number: 10-45050-065-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6200, Lexington Place Condominium, Condominium File No. 66, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,064.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019083F03 2684435 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 1, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Terry Charran and Kavithree Charran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lenox Financial Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003023-0707009591-6 SERVICER: Ocwen Loan Servicing, LLC LENDER: Lenox Financial Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on August 21, 2007, as Document No. 2538816 ASSIGNED TO: Ocwen Loan Servicing, LLC Dated: May 18, 2010 , and recorded June 14, 2010 by Document No. 2735330 .

LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Dakota County Estates 2nd Addition.

PROPERTY ADDRESS: 5175 180th Street West, Farmington, MN 55024 PROPERTY I.D: 14-19501-01-070 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventeen Thousand Four Hundred Fifty-Four and 20/100 ($217,454.20) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 2, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Higway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00288-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4010161 06/16/2011, 06/23/2011, 06/30/2011, 07/07/2011, 07/14/2011, 07/21/2011 2644350 6/16-7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 MORTGAGORS: Terrence E. Chambers and Cheryl M. Chambers, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 27, 2007, Dakota County Recorder, Document No. 2563384.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001153101 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 302 23RD Court, Unit A, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367037501020

TAX PARCEL I.D. #: 367037501020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Southview Estates, CIC No. 518 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $413,232.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658271 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $339,000.00 MORTGAGOR(S): Larry C. Smith, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 02, 2007 Dakota County Recorder Document Number: 2527796 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: October 01, 2008 Recorded: October 07, 2008 Dakota County Recorder Document Number: 2616704 And assigned to: Nationstar Mortgage, LLC Dated: June 03, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604733111993 Lender or Broker: Homecomings Financial, LLC f/k/a/ Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15117 Stevens Ave, Burnsville, MN 55306-5037 Tax Parcel ID Number: 02-18751-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Crystal View Heights Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $417,196.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August

DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2012, or the next business day if February 06, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019150F01 2657110 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 9, 2007 MORTGAGORS:R a y m o n d L . M i l l e r and Judith L. Miller, husband and wife.

MORTGAGEE:P r o v i n e t M o r t g a g e Corporation, Inc..

DATE AND PLACE OF RECORDING: Recorded April 24, 2007, Dakota County Recorder, Document No. 2511858.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provinet Mortgage Corporation, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1566 Murphy Parkway, Eagan, MN 55122 TAX PARCEL I.D. #: 101439517001 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Blackhawk Pond COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$632,935.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012_____________________, unless the

2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2655657 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Martha Mendoza and Johnny Campos, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for MILA, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001752-0000305923-8 SERVICER: Carrington Mortgage Services, LLC. LENDER: MILA, Inc..

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title, on August 28, 2006, as Document No. 596649 ASSIGNED TO: Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, Asset-Backed Pass Through Certificates Dated: March 18, 2011, and recorded March 30, 2011 by Document No. T677788.

LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Grosse Pointe Second Addition, according to the recorded Plat thereof, Dakota County, MN. PROPERTY ADDRESS: 13109 LONGVIEW DRIVE, BURNSVILLE, MN 55337 PROPERTY I.D: 02-31101-140-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Six Thousand Five Hundred Thirty-Five and 04/100 ($406,535.04) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 30, 2011 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2011 Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, AssetBacked Pass Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00106-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4040406 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011, 08/11/2011, 08/18/2011 2677885 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 9 , 2004 MORTGAGOR: Todd Kettelkamp, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No. 2204186.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600064058303 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freeland Financial Services Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9135 205th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 223020001030 LEGAL DESCRIPTION OF PROPERTY: The West 67.5 feet of Lots 1, 2, and 3, Block 1, Glenn Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,728.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $279,923.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _March 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6163 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686659 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,600.00 MORTGAGOR(S): Baltazar Garibay and Mary M. Garibay, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 23, 2007 Dakota County Recorder Document Number: 2552170 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 25, 2011

���������� �� ���� �����

���������� ���� ���������

Dated: January 25, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786395 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002890291 Lender or Broker: Prime Source Funding, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 621 Wentworth Ave, South Saint Paul, MN 55075-1697 Tax Parcel ID Number: 36-83575-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Wentworth Hollow AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,021.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2012, or the next business day if February 06, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018967F03 2656827 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 1, 2005 MORTGAGOR:Judy A. Mcfarland, a single person.

MORTGAGEE:J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded July 20, 2005, Dakota County Recorder, Document No. 2341948.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4433 Lynx Court, Saint Paul, MN 55123 TAX PARCEL I.D. #: 105380101052 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” That Part of Lot 5, Block 1, Oakwood Heights Second Addition, according to the recorded plat thereof, Dakota County, Minnesota

thereof, Dakota County, Minnesota which lies southerly and westerly of the following described line: Commencing at the northwest corner of said Lot 5; thence northeasterly along the northerly line of said Lot 5 a distance of 49.23 feet to the point of beginning of the line to be described; thence southeasterly 143.69 feet to a point on the southerly line of said Lot 5 distant 65.46 feet northeasterly of the southwesterly corner of said Lot 5 and said line there terminating.

Abstract Property COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,254.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 14, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658724 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2004 MORTGAGOR: K e v i n J . A l l m e n d inger and Molly K. Allmendinger, husband and wife.

MORTGAGEE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded September 1, 2004, Dakota County Recorder, Document No. 2244023.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7419 142nd Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110102080 LEGAL DESCRIPTION OF PROPERTY: LOT 8, BLOCK 2, GREENLEAF TOWNHOUSES SECOND ADDITION COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,405.09

GAGEE: $106,405.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 13, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5753 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658221 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 5, 2007 MORTGAGORS: Donald F. Ross and Andrea M. Ross, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528141.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1069 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775002210 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Mckee Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,189.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6070 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658104 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , 2006 MORTGAGOR: Kimberly L. Nordby, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 30, 2006, Dakota County Recorder, Document No. 2457579.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to: Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homebridge Mortgage Bankers Corp.

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8403 143rd Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-28875-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Garden Oaks Terrace Townhomes, CIC No. 195, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,313.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,640.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

���

������ ������ ������� ���� ��� ���� REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OF THE DEBT AND IDENTITY OF OTHER THINGS, THAT THE MORT- THE ORIGINAL CREDITOR WITHIN GAGED PREMISES ARE IMPROVED THE TIME PROVIDED BY LAW IS WITH A RESIDENTIAL DWELLING OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in conditions of P R O D U C T I O N , A N D A R E the following described mortgage: DATE OF MORTGAGE: April 25, 2007 ABANDONED." MORTGAGOR: Teofila Thor, a single Dated: June 10, 2011. person.

JPMorgan Chase Bank, National MORTGAGEE: Mortgage Electronic Association Registration Systems, Inc. Mortgagee/Assignee of Mortgagee DATE AND PLACE OF RECORDING: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Recorded May 23, 2007, Dakota County Recorder, Document No. 2519182.

Mortgagee ASSIGNMENTS OF MORTGAGE: 4500 Park Glen Road #300 Assigned to: Freedom Mortgage CorpoMinneapolis, MN 55416 ration.

(952) 925-6888 TRANSACTION AGENT: Mortgage 30-6434 THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. T RANSACTION AGENT'S MORTA DEBT COLLECTOR. 2658035 6/23-7/28/11 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073020061816250 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: Freedom Mortgage CorpoFORECLOSURE SALE ration NOTICE IS HEREBY GIVEN that RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: LoanCare, A Division of FNF of the following described mortgage: Servicing, Inc. DATE OF MORTGAGE: November 08, MORTGAGED PROPERTY ADDRESS: 2006 12984 South Nicollet Avenue, Unit 102, ORIGINAL PRINCIPAL AMOUNT OF Burnsville, MN 55337 MORTGAGE: $190,000.00 TAX PARCEL I.D. #: 020130016674 MORTGAGOR(S): Rand D. Johnson LEGAL DESCRIPTION OF PROPand Laurel J. Johnson, husband and ERTY: wife Apartment Number 102, 12984 NicolMORTGAGEE: Mortgage Electronic let Avenue South, Condominium Registration Systems, Inc. Ownership No. 15, Ridgeview ConDATE AND PLACE OF RECORDING: dominium Homes, Dakota County, Recorded: January 08, 2007 Dakota Minnesota.

County Recorder COUNTY IN WHICH PROPERTY IS Document Number: 2486511 LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF And assigned to: Provident Funding MORTGAGE: $99,750.00 Associates, L.P. AMOUNT DUE AND CLAIMED TO BE Dated: February 02, 2010 DUE AS OF DATE OF NOTICE, INCLUDRecorded: February 23, 2010 Dakota ING TAXES, IF ANY, PAID BY MORTCounty Recorder GAGEE: $101,608.59 Document Number: 2715622 That prior to the commencement of Transaction Agent: Mortgage Elec- this mortgage foreclosure proceeding tronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee comTransaction Agent Mortgage Identifi- plied with all notice requirements as cation Number: 100017935161100090 required by statute; That no action or Lender or Broker: Provident Fund- proceeding has been instituted at law ing Associates, L.P. or otherwise to recover the debt Residential Mortgage Servicer: Provi- secured by said mortgage, or any part dent Funding Associates thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 8402 Lower 208th Sheriff of said county as follows: St W, Lakeville, MN 55044-7200 DATE AND TIME OF SALE: SeptemT a x P a r c e l I D N u m b e r : ber 1, 2011 at 10:00 AM 22-56701-030-03 PLACE OF SALE: S h e r i f f ' s O f f i c e , L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 Hwy ERTY: Lot 3, Block 3, Park Terrace 2nd 55, Lobby #S-100, Hastings, MN Addition, Dakota County, Minnesota. to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$183,023.67 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07.

PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: Septem- gagor(s) must vacate the property if the ber 02, 2011 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on March 1, 2012, unless sota the redemption period is reduced to 5 to pay the debt secured by said mort- weeks under MN Stat. Secs. 580.07 or gage and taxes, if any, on said pre- 582.032. mises and the costs and disburseMORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE: None six (6) months from the date of said "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, sonal representatives or assigns.

THE MORTGAGOR'S PERSONAL REPIf the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G March 02, 2012, or the next business OTHER THINGS, THAT THE MORTday if March 02, 2012 falls on a Satur- GAGED PREMISES ARE IMPROVED day, Sunday or legal holiday.

WITH A RESIDENTIAL DWELLING OF Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT obligation: NONE PROPERTY USED IN AGRICULTURAL THIS COMMUNICATION IS FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR ATTEMPT- ABANDONED." ING TO COLLECT A DEBT. ANY Dated: July 8, 2011.

INFORMATION OBTAINED WILL BE Freedom Mortgage Corporation USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. Minneapolis, MN 55416 THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 90-2410 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2686705 7/21-8/25/11 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: July 21, 2011 NOTICE IS HEREBY GIVEN, that ASSIGNEE OF MORTGAGEE: default has occurred in conditions of Provident Funding Associates, L.P. the following described mortgage: Wilford, Geske & Cook P.A. DATE OF MORTGAGE: J u n e 1 1 , Attorneys for Assignee of Mortgagee 2003 Lawrence A. Wilford MORTGAGOR: Judith Kay Kulla, a James A. Geske single person.

8425 Seasons Parkway, Suite 105 MORTGAGEE: Central Bank.

Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded July 21, 2003, Dakota File Number: 012326F02 2683288 7/21-8/25/11

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ���� ��� ���� ������ ������ ������� 10 75865 01 010 LEGAL DESCRIPTION ���������� ���� ��������� Recorded July 21, 2003, Dakota County Recorder, Document No. 2081365.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Central Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1318 Ramsey Street, Hastings, MN 55033 TAX PARCEL I.D. #: 197730003130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Tripp's Addition to Hastings, according to the recorded plat thereof and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,219.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 9, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658063 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 MORTGAGOR(S): William J. Larson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373911 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000220840 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1608 Clemson Dr # A, Eagan, MN 55122-4815 Tax Parcel ID Number: 10-75865-01-010

OF PROPERTY: Lot 1, Block 1, The Trails of Thomas Lake, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,935.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 05, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 05, 2012, or the next business day if February 05, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 23, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020671F01 2654184 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 3 0 , 2006 MORTGAGOR:L a n e F i t z g e r a l d , a married person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 14, 2006, Dakota County Recorder, Document No. 2461078.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100112065728178589 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgageit, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8824 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185702055 LEGAL DESCRIPTION OF PROPERTY: Unit No. 55, Common Interest Community No. 181, Rose Hill Villas, a condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$148,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$160,225.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 13, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5926 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2655662 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2007 MORTGAGORS: P a t r i c k S . S e l d e n and Shelley Y. Marcum, both single.

MORTGAGEE: M e r c h a n t s B a n k , National Association- Hampton.

DATE AND PLACE OF RECORDING: Recorded February 26, 2008, Dakota County Recorder, Document No. 2573997.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, National Association- Hampton RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 23384 Doffing Way, Hampton, MN 55031 TAX PARCEL I.D. #: 185500002010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, RAYSPARK, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,887.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2011.

Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-615 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2658012 6/23-7/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Michael R. Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2006 Dakota County Recorder Document Number: 2454013 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000262800 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17448 Horseshoe Way, Lakeville, MN 55044-7004 Tax Parcel ID Number: 22-33311-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Homestead Creek East 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $308,050.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006229F03 2667893 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 20, 2006 MORTGAGOR: Mary Ellen Putnam, A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471750.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278830996182 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12938 Nicollet Avenue South Unit # 101, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016535 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 101, 12938 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $95,297.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 11, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2685217 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $475,786.00 MORTGAGOR(S): Brent T. Mellett and Adriana Mellett, husband and wife MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271456 LOAN MODIFICATION:

LOAN MODIFICATION: Dated: June 01, 2010 Recorded: August 23, 2010 Document Number: 2747913 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 22, 2004 Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271458 And assigned to: New York Community Bank Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016619976 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20825 Bentley Ct, Farmington, MN 55024-8510 Tax Parcel ID Number: 12-29500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ferris Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $467,971.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021011F01 2664949 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 5 , 2005 MORTGAGORS: L e i m a n R u s l i a n d Verina Rusli, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 24, 2005, Dakota County Recorder, Document No. 2354297.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278843214045 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15850 Fleet Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340230365

���������� �� ���� �����

���������� ���� ���������

TAX PARCEL I.D. #: 016340230365 LEGAL DESCRIPTION OF PROPERTY: Unit 365, CIC No. 280, Regatta Court Homes II, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,682.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 20, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2430 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2664633 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 MORTGAGOR(S): Richard Boals, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378870 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Dated: January 13, 2010 Recorded: January 14, 2010 Dakota County Recorder Document Number: 2707775 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,119.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-76, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-76 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F02 2659769 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2003 MORTGAGOR: N a n c y M . F e l t e s , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 5, 2003, Dakota County Recorder, Document No. 2057362.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915371928 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7745 170TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760005250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 5, Foxborough COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,124.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6078 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666324 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Julie K. Olson f/k/a Julie K. Johnson and Russell W. Olson, Wife and Husband.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Registered October 12, 2006, Dakota County Registrar of Titles, Document No. 599303, Certificate of Title No. 127618.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1813 Cinnabar Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101670404007 LEGAL DESCRIPTION OF PROPERTY: LOT 4, BLOCK 7, CEDAR GROVE NO. 5 ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$230,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$248,542.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2662942 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M. Bowlin and Julie A. Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 16, 2011 Recorded: March 03, 2011 Dakota County Recorder Document Number: 2789357 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-05-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $379,253.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F03 2681702 7/21-8/25/11

������ ������ ������� ���� ��� ����

���

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Richard A. Tollefson and Lisa G. Tollefson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 23, 2006 Dakota County Registrar of Titles Document Number: 586945 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 20, 2009 Registered: September 03, 2009 Dakota County Registrar of Titles Document Number: T650302 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000241531 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 91988 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 937 Beacon Ln, Apple Valley, MN 55124-4708 Tax Parcel ID Number: 01-11703-08-190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 8, Apple Valley Fourth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,473.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008457F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2011 at 10:00 AM has been postponed to August 17, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008457F02 2677811 7/21/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,000.00 MORTGAGOR(S): Jodene M Kipfer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 05, 2007 Dakota County Recorder Document Number: 2542093 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: August 14, 2009 Recorded: September 14, 2009 Dakota County Recorder Document Number: 2684073 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500036827 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5157 148th St W, Apple Valley, MN 55124-6487 Tax Parcel ID Number: 01-20505-01-112 LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,217.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007746F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2011 at 10:00 AM has been postponed to August 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 10, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007746F03 2677755 7/21/11

���������� �� ���� �����

��� ���� ��� ���� ������ ������ ������� Recorded: November 22, 2006 Dakota County Recorder ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2004 MORTGAGOR: P a t r i c k D e n e e n , a single person.

MORTGAGEE: Homeservices Lending, LLC dba Edina Realty Mortgage.

DATE AND PLACE OF RECORDING: Recorded July 14, 2004, Dakota County Recorder, Document No. 2225444.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A..

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC dba Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3211 199th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 122365004070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Empire Glen, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,292.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2540 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686601 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 MORTGAGORS: Richard H. Leikam and Paula Leikam, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2006

Document #: 2477814 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC5 Asset-Backed Pass-Through Certificates on March 27, 2011 and said assignment was recorded on April 4, 2011 and given document number 2794562.

LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, RIVER HILLS 10TH ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 02-64109-010-04 PROPERTY ADDRESS: 11405 River Hills Drive, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $298,307.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is February 18, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 27, 2011 Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC5 AssetBacked Pass-Through Certificates Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2665473 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 8 , 2002 MORTGAGORS:D a v i d C . A k e h u r s t and Nikki L. Akehurst, husband and wife.

MORTGAGEE:K e y B a n k U S A , National Association.

DATE AND PLACE OF RECORDING: Recorded January 29, 2003, Dakota County Recorder, Document No. 1991039.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. successor by merger to CitiFinancial Mortgage Company, Inc.. And thereafter assigned to: Selene Finance, LP. And thereafter assigned to: Selene RMOF REO Acquisition LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Key Bank USA, National Association RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 6170 Lower 161st Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117709014 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 14, Donnay's Valley Park 8th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,000.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011.

Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1819 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666054 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 MORTGAGOR(S): Guang Bo Shi, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 18, 2006 Dakota County Recorder Document Number: 2462175 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: June 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0597587005-9 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16040 Goodview Ct, Lakeville, MN 55044-6900 Tax Parcel ID Number: 22-30740-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Goodview Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,828.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020720F01 2664763 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 24, 2003 MORTGAGOR:Karin A. Gunderson, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 2, 2004, Dakota County Recorder, Document No. 2170898.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001156-0009070368-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Huntington Mortgage Group MORTGAGED PROPERTY ADDRESS: 8674 Beverly Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 202565006304 LEGAL DESCRIPTION OF PROPERTY: Unit No. 63, Condominium No. 120, Fairway Village, A Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$151,512.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$144,979.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2011.

The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1864 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666073 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2007 MORTGAGORS: Simeon C. Johnson and Pilar R. Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 13, 2007, Dakota County Registrar of Titles, Document No. 605942, Certificate of Title No. 131445.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500023972681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Allegiance Mortgage of Minnesota, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 510 Annapolis Street West, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 27-71600-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot 3 of Springer's Sub. according to the plat thereof on file and of record in the office of the Register of Deeds, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,398.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10108 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2665775 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,325.00 MORTGAGOR(S): Ryan B. Sandbo, a single person and Gina E. Geurs, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 04, 2008 Dakota County Recorder Document Number: 2611312 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 21, 2011 Recorded: July 06, 2011 Dakota County Recorder Document Number: 2808393 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402289378436 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12716 Apple View Ln, Burnsville, MN 55337-3710 Tax Parcel ID Number: 02-18333-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Country View Estates Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,513.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020118F01 2686791 7/21-8/25/11

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2009 MORTGAGORS: Dale M. Carlson and Cathy L. Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered June 3, 2009, Dakota County Registrar of Titles, Document No. T644976, Certificate of Title No. 136760.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600012359960 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1822 Senja Court, Eagan, MN 55122 TAX PARCEL I.D. #: 106398009140 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen, Block Nine in Ridgecliffe First Addition, According to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,823.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,281.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2433 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686491 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,000.00 MORTGAGOR(S): Jordan Bailey, a single person MORTGAGEE: National City Mortgage a division of National City Bank DATE AND PLACE OF RECORDING: Recorded: August 29, 2007 Dakota County Recorder Document Number: 2540916 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: Green Tree Servicing LLC Dated: February 18, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721259 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: National City Mortgage a division of National City Bank Residential Mortgage Servicer: Green Tree Servicing LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3135 144th St W, Rosemount, MN 55068-4004 Tax Parcel ID Number: 34-18200-01-110 LEGAL DESCRIPTION OF PROPERTY: The West 78 feet of Lot 10 and 11, Block 1, Thomas T. Conley's Addition to Rosemount, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,254.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: Green Tree Servicing LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018913F03 2664785 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,440.00 MORTGAGOR(S): Richard Leo Probst and Mary Margaret Probst, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 17, 2004 Dakota County Recorder Document Number: 2248919 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016247463 Lender or Broker: Tri Minnesota Mortgage, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15538 Cornell Trl, Rosemount, MN 55068-4684 Tax Parcel ID Number: 34-81310-01-300 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 1, Valley Oak Addition Replat, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,373.17 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020982F01 2664918 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2008 MORTGAGORS: B e t h A n n R o c k e t t and David L. Rockett, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 6, 2008, Dakota County Recorder, Document No. 2576113.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0010102934-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 709 10th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250103006 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 6, East Farmington Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,024.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2665811 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 2, 2005 MORTGAGOR: Michelle L. Harrison, a single person.

MORTGAGEE: U n i t e d R e s i d e n t i a l Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document No. 2360667.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 990 Kensington Trail #103, Eagan, MN 55123 TAX PARCEL I.D. #: 104160003003 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 3, and Garage Unit No. 12, Cambridge Court Condominium No. 1, Condominium File No. 70 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,367.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

���

������ ������� ���� ��� ���� THE MORTGAGOR S������ PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: November 10, Dated: June 23, 2011.

2006 CitiMortgage, Inc. MORTGAGOR: M a n a l R a s h i d , a Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. single person.

MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Registered November 29, 2006, Dakota Minneapolis, MN 55416 County Registrar of Titles, Document (952) 925-6888 No. 601796, Certificate of Title No. 10-6079 THIS IS A COMMUNICATION FROM 141362.

ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2666301 6/30-8/4/11 Assigned to: JPMorgan Chase Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTN O T I C E I S H E R E B Y G I V E N t h a t GAGE IDENTIFICATION NUMBER ON default has occurred in the conditions MORTGAGE: of the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: December 19, G A G E O R I G I N A T O R S T A T E D O N 2007 MORTGAGE: Fremont Investment & ORIGINAL PRINCIPAL AMOUNT OF Loan MORTGAGE: $256,000.00 RESIDENTIAL MORTGAGE SERMORTGAGOR(S): Dustin Wood and V I C E R : J P M o r g a n C h a s e B a n k , Lindsay Wood, husband and wife National Association MORTGAGEE: ABN AMRO Mortgage MORTGAGED PROPERTY ADDRESS: Group, Inc. 13333 Hummingbird Lane, Apple ValDATE AND PLACE OF RECORDING: ley, MN 55124 Recorded: January 07, 2008 Dakota TAX PARCEL I.D. #: 01-56501-020-09 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2564686 ERTY: ASSIGNMENTS OF MORTGAGE: Lot Two (2), Block Nine (9), PaloAnd assigned to: Mortgage Elecmino Cliffs 2nd Addition, Common tronic Registration Systems, Inc. Interest Community Number 257 Dated: November 24, 2010 COUNTY IN WHICH PROPERTY IS R e c o r d e d : D e c e m b e r 1 4 , 2 0 1 0 LOCATED: Dakota Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2772288 MORTGAGE: $308,000.00 And assigned to: Nationstar MortAMOUNT DUE AND CLAIMED TO BE gage, LLC DUE AS OF DATE OF NOTICE, INCLUDDated: June 11, 2011 ING TAXES, IF ANY, PAID BY MORTTransaction Agent: Mortgage Elec- GAGEE: $371,339.37 tronic Registration Systems, Inc. That prior to the commencement of Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding cation Number: 100011511201481372 Mortgagee/Assignee of Mortgagee comLender or Broker: ABN AMRO Mort- plied with all notice requirements as gage Group, Inc. required by statute; That no action or R e s i d e n t i a l M o r t g a g e S e r v i c e r : proceeding has been instituted at law Nationstar Mortgage, LLC or otherwise to recover the debt Mortgage Originator: Not Applicable secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 19825 Escalade tained in said mortgage, the above Way, Farmington, MN 55024-7208 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 14-16600-06-020 DATE AND TIME OF SALE: SeptemL E G A L D E S C R I P T I O N O F P R O P - ber 2, 2011 at 10:00 AM ERTY: Lot 02, Block 06, Charleswood PLACE OF SALE: S h e r i f f ' s O f f i c e , Crossing, Dakota County, Minnesota.

Law Enforcement Center, 1580 Hwy AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said $264,292.42 Mortgage, and taxes, if any, on said THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: Septem- ing, unless otherwise provided by law, ber 02, 2011 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not sota redeemed under section 580.23 is to pay the debt secured by said mort- 11:59 p.m. on March 2, 2012, unless gage and taxes, if any, on said pre- the redemption period is reduced to 5 mises and the costs and disburse- weeks under MN Stat. Secs. 580.07 or ments, including attorney fees allowed 582.032. by law, subject to redemption within MORTGAGOR(S) RELEASED FROM six (6) months from the date of said FINANCIAL OBLIGATION ON MORTsale by the mortgagor(s), their per- GAGE: None sonal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER March 02, 2012, or the next business MINNESOTA STATUTES, SECTION day if March 02, 2012 falls on a Satur- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day, Sunday or legal holiday.

OTHER THINGS, THAT THE MORTMortgagor(s) released from financial GAGED PREMISES ARE IMPROVED obligation: NONE WITH A RESIDENTIAL DWELLING OF THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY P R O D U C T I O N , A N D A R E INFORMATION OBTAINED WILL BE ABANDONED." USED FOR THAT PURPOSE. Dated: July 12, 2011.

THE RIGHT TO VERIFICATION OF JPMorgan Chase Bank, N.A. THE DEBT AND IDENTITY OF THE Mortgagee/Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. Mortgagee THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 60-2979 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 2686696 7/21-8/25/11 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL default has occurred in the conditions PRODUCTION, AND ARE ABANDONED. of the following described mortgage: DATED: July 21, 2011 DATE OF MORTGAGE: May 02, 2005 ASSIGNEE OF MORTGAGEE: ORIGINAL PRINCIPAL AMOUNT OF Nationstar Mortgage, LLC MORTGAGE: $148,309.00 Wilford, Geske & Cook P.A. MORTGAGOR(S): Luis A. Soriano, a Attorneys for Assignee of Mortgagee single person Lawrence A. Wilford MORTGAGEE: Mortgage Electronic James A. Geske Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded: June 03, 2005 Dakota (651) 209-3300 County Recorder File Number: 020936F01 2683310 7/21-8/25/11

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ���� ��� ���� ������ ������ ������� MN 55118 TAX PARCEL I.D. #: ���������� ���� ��������� County Recorder Document Number: 2327523 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Dated: May 13, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040032854 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14765 Endicott Way, Apple Valley, MN 55124-6406 Tax Parcel ID Number: 01-81456-01-440 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 1, Valley Way Village Seventh Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,313.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2012, or the next business day if February 13, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 30, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-IM1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020440F01 2659799 6/30-8/4/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2007 MORTGAGORS: D a n i e l P P a l u m b o and Marlene H Palumbo, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 1, 2007, Dakota County Recorder, Document No. 2554063.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011511197710909 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1459 Bellows Street, West Saint Paul, MN 55118

424095001030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, K-M Addition,According to the Recorded Plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,310.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 27, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-88 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2672082 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Ryan Melander , a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 31, 2006 Dakota County Recorder Document Number: 2457848 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Dated: June 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009714160 Lender or Broker: First Franklin, a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3583 156th St W, Rosemount, MN 55068-1542 Tax Parcel ID Number: 34-81310-06-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 6, Valley Oak Addition Replat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,251.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020875F01 2671251 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 5, 2006 MORTGAGORS: Vitaliy V. Rodyukov and Proletina A. Rodyukov, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage,Inc..

DATE AND PLACE OF RECORDING: Recorded June 16, 2006, Dakota County Recorder, Document No. 2438406.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2005 140th Street West, Burnsville, MN 55337 TAX PARCEL I.D. #: 021540002050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Burnsville Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,979.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6089 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2672021 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 MORTGAGORS: Daniel J. Miller, Jr. and Melissa Leidner, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 17, 2007, Dakota County Recorder, Document No. 2517704.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000105820 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19141 Embry Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 14-11175-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Akin Park Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,705.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2011.

Dated: June 29, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2672329 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,200.00 MORTGAGOR(S): Robert Zellers Hall, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461100 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: December 06, 2010 Recorded: January 03, 2011 Dakota County Recorder Document Number: 2776290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401455040317 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13824 Shirley Dr, Burnsville, MN 55337-4282 Tax Parcel ID Number: 02-15401-01-250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, Burnsville Heights Second Addition, Dakota County, Minnesota, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,752.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 02, 2012, or the next business day if March 02, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 21, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021334F01 2685829 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 ,

DATE OF MORTGAGE: O c t o b e r 1 5 , 2003 MORTGAGORS: Chad M. Kennedy, a single man and Thomas M. Battis, a married man.

MORTGAGEE: Mortgages Unlimited, Inc..

DATE AND PLACE OF RECORDING: Registered March 29, 2004, Dakota County Registrar of Titles, Document No. 0533451, Certificate of Title No. 131302.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc..

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4339 Rahn Road, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16703-200-01 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1 in Cedar Grove No. 4, according to the recorded plat thereof as corrected by the surveyor's Certificate of Correction recorded in Book 38, M.R., page 628 in the office of the Register of Deeds and the Court Order entered in District Court Case Number 56051 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,142.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 21, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2667913 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 MORTGAGOR(S): Jay Webber and Michelle Webber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 11, 2006 Dakota County Registrar of Titles Document Number: 587935 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL

���������� �� ���� �����

���������� ���� ���������

NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Dated: June 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100093859712 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139509 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3520 68th St E, Inver Grove Heights, MN 55076-2142 Tax Parcel ID Number: 20.71160.02.040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2) in South Grove No. 11, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,234.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020698F01 2672290 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,500.00 MORTGAGOR(S): Vianny Rodriguez and Chandru Nandwani, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 22, 2005 Dakota County Registrar of Titles Document Number: 581530 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: October 26, 2010 Registered: January 31, 2011 Dakota County Registrar of Titles Document Number: T675130 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002877352 Lender or Broker: Lehman Brothers

Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12501 Dorchester Trl, Apple Valley, MN 55124-8684 Tax Parcel ID Number: 01-33850-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Hunters Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $310,725.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015077F03 2669154 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Michael S. Green, a married person and John L. Green and Paulette R. Green, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No. 2204055.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17801 Jaguar Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Oak Hills First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,741.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _February 21, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2666784 7/7-8/11/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 MORTGAGOR(S): Rosario Andrea Randazzo and Elizabeth Ann Randazzo, MORTGAGEE: Prime Security Bank DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document Number: 2477332 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 03, 2006 Recorded: January 02, 2007 Dakota County Recorder Document Number: 2485287 And assigned to: BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P. Dated: June 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700074567740 Lender or Broker: Prime Security Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19290 Eureka Ave W, Farmington, MN 55024-9254 Tax Parcel ID Number: 14-25602-01-220 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Fair Hills 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,048.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020810F01 2672746 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Kathleen A Brennan and Martin J Brennan, wife and husband MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 04, 2010 Dakota County Recorder Document Number: 2705417 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1650 Charlton St, West Saint Paul, MN 55118-3806 Tax Parcel ID Number: 42-15100-01-091 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 9, Block 1, Brennan Addition, described as follows: Beginning at the southwest corner of said Lot 9, thence on an assumed bearing of north 0 degrees 15 minutes 37 seconds west, along the west line of said Lot 9, a distance of 145.11 feet, to the northwest corner of said Lot 9, thence north 89 degrees 44 minutes 36 seconds east, along the north line of said Lot 9, and its easterly extensions, 155.00 feet, thence southerly to a point on the south line of said Lot 9, distant 155.00 feet east of the southwest corner of said Lot 9, thence westerly along the south line of said Lot 9, a distance of 155.00 feet to the point of beginning, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,428.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

���

������ ������ ������� ���� ��� ���� THE TIME ALLOWED

BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION OF THE DEBT AND IDENTITY OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of PROPERTY USED IN AGRICULTURAL the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 3 , PRODUCTION, AND ARE ABANDONED. 2004 DATED: July 14, 2011 MORTGAGOR: Rebecca L. Matthews, MORTGAGEE: Postal Credit Union A Single Person.

Wilford, Geske & Cook P.A. MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee Registration Systems, Inc..

Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded December 20, 2004, Dakota 8425 Seasons Parkway, Suite 105 County Recorder, Document No. Woodbury, MN 55125-4393 2277845.

(651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 021241F01 2673771 7/14-8/18/11 Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE GAGE IDENTIFICATION NUMBER ON N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: 100103210000072172 default has occurred in the conditions LENDER OR BROKER AND MORTof the following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: August 28, MORTGAGE: Prime Mortgage Corpora2006 tion ORIGINAL PRINCIPAL AMOUNT OF RESIDENTIAL MORTGAGE SERMORTGAGE: $332,500.00 VICER: U.S. Bank Home Mortgage MORTGAGOR(S): Daniel R. WenMORTGAGED PROPERTY ADDRESS: strom and Christine A. Wenstrom, 12950 Nicollet Avenue South #101, husband and wife Burnsville, MN 55337 MORTGAGEE: Mortgage Electronic TAX PARCEL I.D. #: 020130057116 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF REGISTER- ERTY: ING: 12950 Nicollet Avenue South #101, Registered: September 14, 2006 Ridgeview Condominium Homes, File Dakota County Registrar of Titles #15, Dakota County, Minnesota.

Document Number: 597700 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: LOCATED: Dakota And assigned to: Central Mortgage ORIGINAL PRINCIPAL AMOUNT OF Company MORTGAGE: $104,057.00 Dated: June 22, 2011 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDtronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE: $96,058.46 cation Number: 100285700000196211 That prior to the commencement of Lender or Broker: Winstar Mortgage this mortgage foreclosure proceeding Partners, Inc. Mortgagee/Assignee of Mortgagee comResidential Mortgage Servicer: Cen- plied with all notice requirements as tral Mortgage Company required by statute; That no action or Mortgage Originator: Not Applicable proceeding has been instituted at law CERTIFICATE OF TITLE NUMBER: o r o t h e r w i s e t o r e c o v e r t h e d e b t 120434 secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 6582 296th St E, tained in said mortgage, the above Cannon Falls, MN 55009-9270 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 31-23600-180-00 DATE AND TIME OF SALE: SeptemL E G A L D E S C R I P T I O N O F P R O P - ber 2, 2011 at 10:00 AM ERTY: Lots Seventeen (17) and EighPLACE OF SALE: S h e r i f f ' s O f f i c e , teen (18) of Ellsworth Shore Acres, Law Enforcement Center, 1580 Hwy Dakota County, Minnesota 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said $370,100.20 premises, and the costs and disburseTHAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; that this is registered unless reduced to Five (5) weeks under property; MN Stat. §580.07.

PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: August gagor(s) must vacate the property if the 26, 2011 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on March 2, 2012, unless sota the redemption period is reduced to 5 to pay the debt secured by said mort- weeks under MN Stat. Secs. 580.07 or gage and taxes, if any, on said pre- 582.032. mises and the costs and disburseMORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE: None six (6) months from the date of said "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, sonal representatives or assigns.

THE MORTGAGOR'S PERSONAL REPIf the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G February 27, 2012, or the next busi- OTHER THINGS, THAT THE MORTness day if February 27, 2012 falls on a GAGED PREMISES ARE IMPROVED Saturday, Sunday or legal holiday.

WITH A RESIDENTIAL DWELLING OF Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT obligation: NONE PROPERTY USED IN AGRICULTURAL THIS COMMUNICATION IS FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR ATTEMPT- ABANDONED." ING TO COLLECT A DEBT. ANY Dated: July 15, 2011.

INFORMATION OBTAINED WILL BE U.S. Bank, National Association USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. Minneapolis, MN 55416 THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 19-2202 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2685177 7/21-8/25/11 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF DEBT AND IDENTITY OF THE OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: July 14, 2011 NOTICE IS HEREBY GIVEN, that ASSIGNEE OF MORTGAGEE: default has occurred in conditions of Central Mortgage Company the following described mortgage: Wilford, Geske & Cook P.A. DATE OF MORTGAGE: May 14, 2004 Attorneys for Assignee of Mortgagee MORTGAGORS: Paul B. Norblom and Lawrence A. Wilford Roxanne L. Norblom, Husband and James A. Geske Wife.

8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc..

(651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 018846F02 2673725 7/14-8/18/11 Recorded October 25, 2004, Dakota

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ���� ��� ���� ������ ������ L E G A������� L DESCRIPTION OF PROP ERTY: Lot 1, Block 1, Orchard Mead���������� ���� ��������� Recorded October 25, 2004, Dakota County Recorder, Document No. 2261190.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000051053 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 968 Chippewa Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 275850024000 LEGAL DESCRIPTION OF PROPERTY: LOT 23 AND 24, EXCEPT THE EAST 12 FEET THEREOF, POSAVAD'S ADDITION TO WEST ST. PAUL, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,279.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2679362 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Kirupakaran Suntharalingam and Sujeetha Kanagalingam, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482644 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: July 05, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516110131-2 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8447 Bryce Ct, Inver Grove Heights, MN 55076-5142 Tax Parcel ID Number: 20-54880-01-010 LEGAL DESCRIPTION OF PROP-

ows North, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,874.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021279F01 2677868 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2009 MORTGAGORS: M i c h a e l O s s k o p p and Maggie K. Osskopp, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 7, 2009, Dakota County Recorder, Document No. 2655485.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000018185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., DBA Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17385 Halifax Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221710002040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cherry View First Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $370,475.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,750.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2679332 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,800.00 MORTGAGOR(S): Patrick M. O'Donnell, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542192 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P Dated: June 24, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3517070204-3 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15864 Garden View Ct, Apple Valley, MN 55124-7015 Tax Parcel ID Number: 01-44201-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Lac Lavon Shores 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $287,505.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2012, or the next business day if February 27, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 14, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021315F01 2677843 7/14-8/18/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 10, 2001 MORTGAGOR: Pamela J. Kielas, a married person.

MORTGAGEE: W e l l s F a r g o H o m e Mortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded November 7, 2001, Dakota County Recorder, Document No. 1828329 and rerecorded as Document No. 1954129.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association s/b/m The Leader Mortgage Company.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Home Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4505 Cinnamon Ridge Trail, Unit B, Eagan, MN 55122 TAX PARCEL I.D. #: 101740000175 LEGAL DESCRIPTION OF PROPERTY: Building E, Unit No. 35, Cinnamon Ridge Carriage Homes, a condominium, Condominium Ownership No. 41, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $103,531.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 21, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2346 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686475 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2010 MORTGAGOR: Stephanie Hawes, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered June 7, 2010, Dakota County Registrar of Titles, Document No. T662924, Certificate of Title No. 149091.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000640119 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, DBA Prime Mortgage, a Minnesota Banking Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4676 Ridge Cliff Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 103980107010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, in Johnny Cake Ridge Second Addition, Common Interest Community No. 341, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,301.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,970.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2555 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686503 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 2, 2007 MORTGAGORS: L e a h M . J o h n s o n f/k/a Leah M. Zezulka and Andrew Johnson, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded March 21, 2007, Dakota County Recorder, Document No. 2503984.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 24, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100330000000038306 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MidAmerica Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 809 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250008001 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, East Farmington 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,840.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 14, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 12, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 9, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 25, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM

���������� �� ���� �����

���������� ���� ���������

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 13, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 18, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2685363 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Kenneth M. Wagner, Jr. and Radarica Wagner, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 5, 2007, Dakota County Recorder, Document No. 2521761.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 23, 2010, Recorded: August 31, 2010, Document No. 2749446.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2 0 8 4 3 I n d i a Ci r c l e , L a k e v i l l e , M N 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,283.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 4, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 26, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 12, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2679416 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,800.00 MORTGAGOR(S): Patti A. Stettner and Terry Stettner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582655 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: May 23, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680072 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000038797-4 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 115726 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,889.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to

instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2011 at 10:00 AM has been postponed to August 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 06, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F01 2673554 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Robert Raasch and Judith Raasch, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 .

LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27)

dred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements f said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for July 12, 2011 at 10:00 AM , has been postponed to August 16, 2011 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: July 12, 2011 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, Nationa l Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00499-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED

BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 4037660 07/21/2011 2680230 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,697.00 MORTGAGOR(S): Stanislav Verenich, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2009 Dakota County Recorder Document Number: 2680285 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: February 09, 2011 Recorded: April 05, 2011 Dakota County Recorder Document Number: 2794712 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520046924512 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

���

������� ��� ���� LOCATED: Dakota ������ ������cation Number:���� 100062604735137111 Lender or Broker: Homecomings Property Address: 1288 Prairie View Trl, Farmington, MN 55024-8446 Financial, LLC f/k/a Homecomings T a x P a r c e l I D N u m b e r : Financial Network, Inc. Residential Mortgage Servicer: 14-15304-030-02 L E G A L D E S C R I P T I O N O F P R O P - Nationstar Mortgage, LLC Mortgage Originator: Not Applicable ERTY: Lot 3, Block 2, Bristol Square 5th Addition, according to the COUNTY IN WHICH PROPERTY IS recorded plat thereof, Dakota County, LOCATED: Dakota Property Address: 3155 Coachman Minnesota.

AMOUNT DUE AND CLAIMED TO BE Rd Apt 381, Eagan, MN 55121-1812 Tax Parcel ID Number: DUE AS OF DATE OF NOTICE: 10-18100-381-01 $198,440.92 LEGAL DESCRIPTION OF PROPTHAT all pre-foreclosure requirements have been complied with; that ERTY: Unit Number 381, Coachman no action or proceeding has been insti- Oaks Condominiums, Condominium tuted at law or otherwise to recover the File No. 45, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE debt secured by said mortgage, or any DUE AS OF DATE OF NOTICE: part thereof; PURSUANT to the power of sale con- $71,728.15 THAT all pre-foreclosure requiretained in said mortgage, the above-described property will be sold ments have been complied with; that by the Sheriff of said county as fol- no action or proceeding has been instituted at law or otherwise to recover the lows: DATE AND TIME OF SALE: May 20, debt secured by said mortgage, or any part thereof; 2011 at 10:00 AM PURSUANT to the power of sale conPLACE OF SALE: Dakota County Law Enforcement Center, 1580 t a i n e d i n s a i d m o r t g a g e , t h e Highway 55, Lobby S-100, Hastings, above-described property will be sold Minnesota by the Sheriff of said county as folt o p a y t h e d e b t s e c u r e d b y s a i d lows: DATE AND TIME OF SALE: June 17, mortgage and taxes, if any, on said p r e m i s e s a n d t h e c o s t s a n d 2011 at 10:00 AM disbursements, including attorney fees PLACE OF SALE: Dakota County allowed by law, subject to redemption L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 within six (6) months from the date of Highway 55, Lobby S-100, Hastings, said sale by the mortgagor(s), their Minnesota to pay the debt secured by said personal representatives or assigns.

If the Mortgage is not reinstated mortgage and taxes, if any, on said u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e premises and the costs and disburseproperty is not redeemed under Minn. ments, including attorney fees allowed Stat. §580.23, the Mortgagor must by law, subject to redemption within vacate the property on or before 11:59 six (6) months from the date of said p.m. on November 20, 2011, or the next s a l e b y t h e m o r t g a g o r ( s ) , t h e i r business day if November 20, 2011 personal representatives or assigns.

If the Mortgage is not reinstated falls on a Saturday, Sunday or legal under Minn. Stat. §580.30 or the holiday.

Mortgagor(s) released from financial property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must obligation: NONE THIS COMMUNICATION IS FROM vacate the property on or before 11:59 p.m. on December 17, 2011, or the ATTEMPTING COLLECTOR A DEBT T O C O L L E C T A D E B T . A N Y next business day if December 17, INFORMATION OBTAINED WILL BE 2011 falls on a Saturday, Sunday or legal holiday.

USED FOR THAT PURPOSE. Mortgagor(s) released from financial THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE obligation: NONE ORIGINAL CREDITOR WITHIN THE THIS COMMUNICATION IS FROM T I M E P R O V I D E D B Y L A W I S N O T A DEBT COLLECTOR ATTEMPTING AFFECTED BY THIS ACTION. TO COLLECT A DEBT. ANY THE TIME ALLOWED BY LAW FOR INFORMATION OBTAINED WILL BE REDEMPTION BY THE MORTGAGOR, USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, THE DEBT AND IDENTITY OF THE MAY BE REDUCED TO FIVE WEEKS IF ORIGINAL CREDITOR WITHIN THE A JUDICIAL ORDER IS ENTERED TIME PROVIDED BY LAW IS NOT U N D E R M I N N E S O T A S T A T U T E S , AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE REDEMPTION BY THE MORTGAGOR, M O R T G A G E D P R E M I S E S A R E THE MORTGAGOR'S PERSONAL I M P R O V E D W I T H A R E S I D E N T I A L REPRESENTATIVES OR ASSIGNS, D W E L L I N G O F L E S S T H A N F I V E MAY BE REDUCED TO FIVE WEEKS IF UNITS, ARE NOT PROPERTY USED IN A J U D I C I A L O R D E R I S E N T E R E D AGRICULTURAL PRODUCTION, AND U N D E R M I N N E S O T A S T A T U T E S , SECTION 582.032, DETERMINING, ARE ABANDONED. AMONG OTHER THINGS, THAT THE DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: M O R T G A G E D P R E M I S E S A R E IMPROVED WITH A RESIDENTIAL Nationstar Mortgage, LLC DWELLING OF LESS THAN FIVE Wilford, Geske & Cook P.A. UNITS, ARE NOT PROPERTY USED IN Attorneys for Assignee of Mortgagee AGRICULTURAL PRODUCTION, AND Lawrence A. Wilford ARE ABANDONED. James A. Geske DATED: May 05, 2011 8425 Seasons Parkway, Suite 105 ASSIGNEE OF MORTGAGEE: Woodbury, MN 55125-4393 Nationstar Mortgage, LLC (651) 209-3300 Wilford, Geske & Cook P.A. File Number: 019188F01 Attorneys for Assignee of Mortgagee NOTICE OF POSTPONEMENT OF Lawrence A. Wilford MORTGAGE FORECLOSURE SALE The above referenced sale scheduled James A. Geske for May 20, 2011 at 10:00 AM has been 8425 Seasons Parkway, Suite 105 postponed to July 20, 2011 at 10:00 Woodbury, MN 55125-4393 A M i n t h e D a k o t a C o u n t y L a w (651) 209-3300 Enforcement Center, 1580 Highway 55, File Number: 003846F02 Lobby S-100, Hastings, Minnesota in NOTICE OF POSTPONEMENT OF said County and State.

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled DATED: May 16, 2011 A S S I G N E E O F M O R T G A G E E : for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at Nationstar Mortgage, LLC 10:00 AM in the Dakota County Law NOTICE OF POSTPONEMENT OF Enforcement Center, 1580 Highway 55, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Lobby S-100, Hastings, Minnesota in for July 20, 2011 at 10:00 AM has been said County and State.

DATED: June 13, 2011 postponed to August 19, 2011 at 10:00 ASSIGNEE OF MORTGAGEE: AM in the Dakota County Law Nationstar Mortgage, LLC Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in NOTICE OF POSTPONEMENT OF said County and State.

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled DATED: July 05, 2011 A S S I G N E E O F M O R T G A G E E : for July 18, 2011 at 10:00 AM has been postponed to September 16, 2011 at Nationstar Mortgage, LLC 10:00 AM in the Dakota County Law Wilford, Geske & Cook P.A. Enforcement Center, 1580 Highway 55, Attorneys for Assignee Of Mortgagee: Lobby S-100, Hastings, Minnesota in Lawrence A. Wilford said County and State.

James A. Geske DATED: June 27, 2011 8425 Seasons Parkway, Suite 105 ASSIGNEE OF MORTGAGEE: Woodbury, MN 55125-4393 Nationstar Mortgage, LLC (651) 209-3300 Wilford, Geske & Cook P.A. File Number: 019188F01 2673122 7/21/11 Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 NOTICE OF MORTGAGE Woodbury, MN 55125-4393 FORECLOSURE SALE (651) 209-3300 N O T I C E I S H E R E B Y G I V E N t h a t File Number: 003846F02 default has occurred in the conditions 2665495 7/21/11 of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 NOTICE OF MORTGAGE MORTGAGOR(S): Steven R. Kahle FORECLOSURE SALE and Vanessa Lynn Kahle, both single THE RIGHT TO VERIFICATION people OF THE DEBT AND IDENTITY OF MORTGAGEE: Mortgage Electronic THE ORIGINAL CREDITOR WITHIN Registration Systems, Inc. THE TIME PROVIDED BY LAW IS DATE AND PLACE OF RECORDING: NOT AFFECTED BY THIS ACTION. Recorded: May 10, 2007 Dakota NOTICE IS HEREBY GIVEN, that County Recorder default has occurred in conditions of Document Number: 2515793 the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mort- 2007 MORTGAGORS: A d a m J . H e g l a n d gage, LLC Dated: April 27, 2011 and Lisa J. Hegland, husband and wife.

MORTGAGEE: Citibank, N.A. Recorded: May 02, 2011 Dakota DATE AND PLACE OF RECORDING: County Recorder Recorded June 10, 2010, Dakota Document Number: 2798427 Transaction Agent: Mortgage Elec- C o u n t y R e c o r d e r , D o c u m e n t N o .

2734768. tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi���������� �� ���� ����� cation Number: 100062604735137111

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� Minnes ota Statutes 580.07, the foregoing foreclosure sale is ���������� ���� ��������� 2734768.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 29455 Finch Court, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 311750003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Aire Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,563.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 18, 2010.

Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: January 28, 2011.

Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 24, 2011.

Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 23, 2011.

Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 14, 2011.

Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2683659 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 6 , 2007 MORTGAGOR: Gwendolyn Johnson, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 2, 2007, Dakota County Recorder, Document No. 2507122.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC, Dated: April 27, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402049266871 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 9590 173rd Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 226445101020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Rock Ridge Second Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,511.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 12, 2011.

Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2341 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 18, 2011.

Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2341 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2685311 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 MORTGAGOR(S): Craig T. Pace and Noelle E. Pace, FKA Noelle E. Kopet, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 05, 2005 Dakota County Registrar of Titles Document Number: 576058 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 19, 2011 Registered: May 03, 2011 Dakota County Registrar of Titles Document Number: T679091 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249130000020192 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 111278 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1051 Esther Ln, Mendota Heights, MN 55118-1826 Tax Parcel ID Number: 27-42100-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), in Block Five (5) of Kirchner Add., Dakota County, Minnesota, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,994.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020164F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 03, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2011 at 10:00 AM has been postponed to August 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 11, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020164F01 2678156 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 09, 2010 at 10:00 AM has been postponed to December 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 29, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 09, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 01, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 18, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 27, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to February 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State.

DATED: January 18, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 15, 2011 at 10:00 AM has been postponed to March 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 15, 2011 at 10:00 AM has been postponed to April 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2011 at 10:00 AM has been postponed to May 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 05, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2011 at 10:00 AM has been postponed to June 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2011 at 10:00 AM has been postponed to July 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2011 at 10:00 AM has been postponed to August 19, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 05, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2674435 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2009 MORTGAGORS: Daniel Jay Bromenschenkel and Nicole Lea Bromenschenkel, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 14, 2009, Dakota County Recorder, Document No. 2683978.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor by

���������� �� ���� �����

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 21, 2011

y merger to Chase Home Finance LLC, Dated: March 17, 2011, Recorded: March 25, 2011, Document No. 2793043.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021202204 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8353 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580037003 L E G A L DE S C R IP T I ON OF PROPERTY: Lot 37, Block 3, Longridge First Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,277.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 17, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 18, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2685333 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008

MORTGAGORS: Justin A. Kepler and Joyce K. Luedke, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010, Recorded: November 19, 2010, Document No. T671355.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRI PTION OF PR OPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 5, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 6, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 18, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2685251 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2003 MORTGAGORS: R a y R a g s d a l e a n d Debra J. Ragsdale, husband and wife.

MORTGAGEE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded May 5, 2003, Dakota County Recorder, Document No. 2042164.

ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc. NKA CitiMortgage, Inc..

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. DBA Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16641 Hutchinson Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-34602-090-01 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 9, Block 1, Hypointe Crossing 3rd Addition.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,448.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2329 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2686447 7/21-8/25/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Dated: April 26, 2011 Recorded: May 02, 2011 Dakota County Recorder Document Number: 2798423 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,002.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn.

Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2

27A

Domestic abuse shelter reopens in Hastings

by Jessica Harper DAKOTA COUNTY TRIBUNE

Domestic abuse victims will once again be able to find a safe haven in Hastings.

The Lewis House, a shelter for women and children who are victims of domestic abuse, reopened in Hastings on July 18 after Gov. Mark Dayton and the state Legislature struck a deal to restore its funding.

Prior to that, Ramsey County District Court Judge Kathleen Gearin ruled that violence prevention is a critical core function of the government, and thus should receive state funds. โ Plans are being implemented to ensure a smooth transition for families who have been affected by the state shutdown,โ said Mary Ajax, president and CEO of 360 Communities, the Burnsvillebased nonprofit that operates the Lewis Houses in Hastings NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2011 at 10:00 AM has been postponed to August 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 2684702 7/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 7 , 2007 MORTGAGORS:Jose C. Gomez and Rosario V. Gomez, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 7, 2007, Dakota County Registrar of Titles, Document No. 616899, Certificate of Title No. 118929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: March 14, 2011.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-9517080881-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 8343 Cloman Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201885109002 L E G A L D E S C R I P TI O N O F P R O P ERTY: Lot Nine (9), Block Two (2) in Cukier 2nd, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$207,349.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM

and Eagan.

Both shelters house approximately 500 people each year and receive $1.2 million from the state.

When that money was frozen by the shutdown July 1, 360 Communities closed the Hastings house, forcing families to move to the Eagan location.

The Eagan facility did receive a recent $100,000 donation to help keep it open, Ajax said.

In addition to closing the Hastings shelter, 360 Communities also laid off nine of the shelterโ s 15 employees to cut costs.

Despite the cramped quarters, the Lewis House โ which typically has about six to eight families at a time โ did not turn anyone away, she said.

Jessica Harper is at jessica.harper@ecm-inc.com.

PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2011.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 20, 2011.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 14, 2011.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2682678 7/21/11

28A

July 21, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business Briefs

‘I Love Burnsville’ essay contest winners named

Photo submitted

Patterson Dental has leased an 18,128-square-foot space at Lexington Corporate Center in Eagan. The company’s National Repair Center, along with Corporate IS support personnel, will relocate to the new space at the end of July.

Patterson Dental leases space at Lexington Corporate Center Real estate investment and management company Meritex recently announced a seven-year agreement with Patterson Dental to lease an 18,128-square-foot space at Lexington Corporate Center, located at 3225 Neil Armstrong Blvd. in Eagan.

Patterson Dental, a distributor of dental products, equipment and technology in the United States and Canada, serves as the largest business in the progressive, global Patterson Cos. family of businesses.

Patterson Cos. is based in Mendota Heights.

Patterson Dental’s National Repair Center, along with Corporate IS support

personnel, will relocate to Lexington Corporate Center at the end of July.

“Patterson conducted a multilocation search for our new facility, and we feel the Meritex property is the ideal solution,” said Patterson real estate manager Anne Beacher. “This quality property met all of our requirements for the business. Its proximity to our Patterson Dental and Patterson Medical sales offices located in Eagan, and our corporate headquarters in Mendota Heights is advantageous for our business partners and employees.”

Meritex purchased the note for the property in an online auction and subse-

quently secured ownership of it via a deed in lieu of foreclosure in April 2010.

Meritex property manager Steve Dorff said, “In spite of the current economic conditions and having purchased the property nearly vacant, we are significantly ahead of our leasing goals to date. It is a testament to what strong ownership and a great leasing team can accomplish.”

Patterson was represented by Tim Carlson of CresaPartners. Meritex was represented by Zach Anderson and Phil Simonet of Paramount Real Estate Corp.

IFA’s new advertising campaign claims franchises spur job creation As a result of the economic downturn, more light was shined on the role that small- business owners, including those investing in a franchise opportunity, play in stimulating a financial recovery.

Both experts and government officials have called this sector the engine of the U.S. economy, and the International Franchise Association seems quick to agree.

In a new advertising campaign, the IFA points out the key role the franchising industry is playing in the current economic recovery. In fact, according to data prepared by the IFA Educational Foundation, more than 800,000 franchises contribute nearly 18 million jobs and generate $2.1 billion in revenue.

“Franchise businesses play a powerful role in creating jobs across the country,” IFA CEO Stephen Caldera said in a statement.

“We urge members of the

112th Congress to consider the impact of public policies on the ability of small franchise businesses to grow and help move the economy from a jobless recovery to a job-creating economy.”

The IFA aims to catch the attention of lawmakers in Washington, D.C., and push for pro-growth policies that will help both franchisees and franchisors grow at a quicker pace.

“Liberty Tax has grown every year, even during the recession. So, we have created new employment opportunities while other businesses have reduced their workforce,” said Nikki Shelstad, area developer for franchise business Liberty Tax. Print ads will feature the headline “Franchising: The Wake-Up Call for Local Growth,” and will appear in publications such as National Journal, Politico, Roll Call and CQ Today.

In addition to the advertis-

ing campaign, the IFA will be able to offer lawmakers a tool that allows them to measure the economic impact of franchises by congressional district.

“Franchise businesses are poised for slightly stronger growth in 2011, but tight credit and uncertainty about health care costs and other government regulations are curtailing plans by small business owners to open more units and add jobs the industry normally creates during economic downturns,” Caldera said.

“The IFA awareness campaign is an important component of our ongoing efforts to demonstrate how onerous laws and regulations impact the franchise industry and small-business community,” he added.

According to U.S. Census Bureau figures, more than 10 percent of America’s employers are franchised businesses, franchise news website Blue MauMau reports.

Photo submitted

Winners of the third annual “I Love Burnsville” Essay Contest sponsored by US Federal Credit Union (USFCU) read their submissions at the June 7 Burnsville City Council meeting. The contest, open to third-graders at Burnsville-area elementary schools, was one of many activities hosted during I Love Burnsville Week, June 3-10. Winners were chosen by representatives from USFCU and Burnsville Mayor Elizabeth Kautz. Bill Raker, president/CEO of USFCU headquartered in Burnsville, presented $50 savings bonds and $50 checks to Joey Anderson (first place) and Vista View Elementary, Konnor Kirchoffner (second place) and Sioux Trail Elementary, and Delani Davidson (third place) and Edward Neill Elementary. Bill Raker, left, stands with third-place winner Delani Davison and Mayor Kautz.

Land conservation program accepting applications Landowners in Dakota County have another opportunity to permanently protect land and water through the Farmland and Natural Areas Program.

Those interested in participating in the voluntary program must complete and submit an initial application to the county by Aug. 30. Eligible property owners will meet with county staff and be asked to complete a final application.

A 14-member citizen ad-

visory committee appointed by the county Board of Commissioners evaluates the applications and makes project recommendations to the board.

Dakota County works with willing landowners to permanently protect land by acquiring conservation easements or working with partners to purchase the land. Of the $20 million bond referendum approved by residents in 2002, the county has disbursed or

committed $16 million and leveraged an additional $58 million through collaboration, grants and landowner donation to protect 7,900 acres of land valued at $75 million.

General information and initial applications are available on the Dakota County website at www.co.dakota. mn.us. Search Farmland and Natural Areas Program.

For more information, contact Lisa West at (952) 8917018.

Geraghty from Page 1A

health reform that takes effect in 2014.

The state’s Republican majority in the Legislature maintains a hostile view of federal health care reform, and Geraghty said he fears this will prevent the state from setting up a health insurance exchange on time, which would enable the federal government to create one itself.

“At the end of the day, we hope what comes out of it are decisions that are best

for people who need health care,” he said.

Presently, Blue Cross and Blue Shield of Florida does not provide insurance to Medicaid patients, unlike Blue Cross of Minnesota.

Geraghty said his mission will be to ensure “we are providing high-quality health care to as many Floridans as possible.”

The financial situation Geraghty will encounter at the Florida division is in striking contrast to the one he found in his first year at Blue Cross of Minnesota.

The Florida company ended 2010 with net income of $78 million.

The greatest challenge Geraghty will face is adapting to Florida’s distinct marketplaces as well as implementing the federal

E-mail Jessica Harper at: jessica.harper@ecm-inc.com