07/22/2010 - Dakota County Tribune Business Weekly

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JESSICA HARPER ANDREW MILLER AARON VEHLING

Think Bank expands to Apple Valley, Eagan 2A Lifecoach helps find happiness, achieve goals 2A Development around transit an economic catalyst 44A

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DATE 22, ##, 2010 2009 JULY

VOLUME 30, NUMBER # VOLUME 31, NUMBER 21

Dakota County Tribune Since 1884

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Packaging company growing despite tough times by Jessica Harper

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three companies: Cloud Packaging Services, Cloud When purchasing goods Equipment Company and at the grocery store, few Toll Packaging Services. think about what went into “I think we will be very the packaging. sought after as a result,” But for Lakeville-based Ryt-Way Human ResourcRyt-Way Industries, packes Director Skip Bolton aging is all they think said. about. Ryt-Way became interestThe company has been ed in acquiring Cloud Sopackaging dry foods such lutions because it has highas ready-to-eat cereal, side speed packaging equipment dishes and sweeteners for and uses specialized packthe nation’s largest conaging, Bolton said. sumer packaged good com“We felt it was a good fit panies for the past 45 years. for us,” he said. Photo by Jessica Harper It was founded in 1965 Ryt-Way industries in Lakeville has been packaging dry food such as ready- The acquisition is expectby Glen Hasse with money to-eat cereal, side dishes and sweeteners for 45 years. The contract packaging ed to bring in $200 million borrowed from his father. company was founded in 1965 by Glen Hasse. The company’s first product was in combined revenue annuThe company’s first powdered milk. ally, he said. product was powdered Prior to the acquisition, milk. Ryt-Way made between Hasse retired in 2008 $100 million and $120 milRyt-Way Industries is a contract packager of dry and sold the company to Wind Point Partlion in revenue annually. foods and is located at ners in Chicago. Through the deal, Ryt-Way also acquired 21850 Grenada Ave. in That is when CEO David Finch began 230 former Cloud Solutions employees. Lakeville. overseeing Ryt-Way. Although the company is doing well Phone: (952) 469-1417 Finch has been in the food and consumer now, times were not always so rosy. Website: www.rytway.com packing industry for 20 years. The company was hit hard by the recesHe started his career at Hormel Foods in sion in 2007 and 2008. Since being sold to Wind Point Partners, 1990. In 2007 alone, Ryt-Way lost about a Finch said he sees the industry as excit- Ryt-Way has grown extensively. third of its business and saw revenues drop In June, Ryt-Way acquired Cloud Pack- between 15 and 20 percent, Bolton said. But ing and fast-paced. aging Solutions, a food and beverage con- the company remained resilient and was The industry has changed quite a bit, he said, in that it began as a small exter- tract packaging company based in Des able to avoid layoffs, he said. nal solution for a large group of companies Plaines, Ill., making Ryt-Way one of the By 2009, the company was able to climb and has grown into a sophisticated multi- largest packaging companies in the nation. back out on top. Cloud Packaging Solutions consists of See Ryt-Way, Page 14A billion-dollar industry.

In Brief

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INSIDE BIZ

Ryt-Way Industries in Lakeville has been hiring and recently acquired another company DAKOTA COUNTY TRIBUNE

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Consumers can take several steps to avoid unwanted credit card offers, including opting out of receiving prescreened offers. LORI SWANSON 4A FORUM

Real change happens at the community level. Each of us is responsible for vibrant, healthy communities. 4A

MARY AJAX BUSINESS 101

Understanding reactive emotions in human interaction will help resolve conflicts in most situations. STEVE BEZANSON 6A BEST PRACTICES

KEVIN STIRTZ

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Knowing how to properly address complaints can mean the difference between a one-time and a return customer. 6A

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DEVELOPMENT, LEASING AND PROPERTY MANAGEMENT

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July 22, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Jessica Harper

Think Mutual Bank will be opening new branches at 4245 Johnny Cake Ridge Road in Eagan and at 15751 Emperor Ave. in Apple Valley by January 2011. The Rochester-based bank already has two locations in the Twin Cities — one in Edina and another in St. Paul. The Eagan branch will serve as Think Mutual’s regional office.

Think Mutual expands to Eagan, Apple Valley The new Eagan branch will serve as the Rochester-based bank’s regional office by Jessica Harper DAKOTA COUNTY TRIBUNE

While many small banks are tightening their belts due to the recession, Think Mutual Bank is expanding its operations. The Rochester-based bank plans to open two new branches — one at 4245 Johnny Cake Ridge Road in Eagan and another at 15751 Emperor Ave. in Apple Valley — by January 2011. The expansion has been a part of the bank’s long-term strategy for the past three years, said Daryl Karsky, vice

president of Think Mutual’s Twin Cities Region. “We have a concentration of customers here that we wanted to focus on and we thought it would tie nicely into Rochester,” Karsky said. Karsky said Think Mutual chose those cities for its new branches because the bank has more than 10,000 existing customers who live in the area. The bank was also attracted to Eagan and Apple Valley’s proximity to Highway 52, which connects the Twin Cities to Rochester.

Once completed, the Eagan branch will become Think Mutual’s regional office. “We chose Eagan because it is centrally located between (the bank’s branches in) Edina and St. Paul,” Karsky said. The expansion will be financially beneficial to Think Mutual Bank in that it “will allow for growth of the market share,” he said. Karsky said Think Mutual is able to expand despite a tough economy because it has “maintained a consistent

philosophy.” “We’ve remained consistent, which has allowed us to be in a good financial position,” he said. Think Mutual Bank’s assets have continually grown despite the financial crisis. In 2008, it had $1.35 billion in assets, which grew to $1.37 billion in 2009. By the first quarter of 2010 the bank had $1.4 billion in assets. The bank has also maintained a sound capital ratio over the last few years. Its total risk-based capital

Life coach offers help finding happiness and achieving goals Michele DeVille specializes in ‘life transition’ counseling related to career change, personal loss by Andrew Miller

huge difference in my life.” The experience planted Michele DeVille is a big the seed of an idea in Devbeliever in the power of posi- ille, whose professional backtive thinking. ground is in sales and marAs a professional life keting. With experience as coach, Deville helps people a volunteer grief counselor, figure out who they want to she went on to attend Adler be, and then helps Graduate School in them find ways to Richfield, where she make it happen. earned a life coaching “I really believe certification in 2008. that everyone has Specializing in “loss what they need inside and transition” counof them to make the seling related to perchanges to live the sonal situations such life they really want,” Michele as divorce and chronsaid Deville of Apple DeVille ic illness, DeVille also Valley. “I’ve seen (life does career-change coaching) do amazing things counseling, business seminars for people, myself included.” and motivational workshops, She came to life coaching including one focusing on not as a coach, but as some- self-esteem for teenage girls. one seeking help, following a When DeVille does onefamily tragedy in 1999. on-one life coaching with Her ex-husband – who adults and teenagers, most remained a lasting friend and of it is done over the phone. was the father of her two old- Typically, it involves a 30-45 est daughters – was killed in minute phone conversation a boating accident over the once a week, with an emphaFourth of July weekend that sis on strategies for creating year. positive change. “Someone recommended She measures success a life coach and I decided to through the measurable, realtry it,” she said. “It made a life progress her clients make. DAKOTA COUNTY TRIBUNE

In Brief

Michele DeVille is an Apple Valley-based life coach, speaker and author who does one-on-one coaching, group workshops and business seminars. Her website is www.micheledeville.com. Her book,“The Path to Forgiveness,” is available at www. thepathtoforgiveness.com and through online booksellers Barnes & Noble and Amazon.

One woman she worked with, recently divorced and out of a job, stands out as a success story, DeVille said. “She was just very down, she felt stuck and she didn’t know how to move forward,” Deville said. “We worked on developing goals and an action plan, and now she’s in a brand new career and she’s doing great.” The life-coaching process can last anywhere from six weeks to a year, sometimes longer. Clients pay the costs out of pocket because it’s not covered by health insurance. Being a life coach is a natural fit for Deville, who majored in psychology in college and says she’s long been someone friends and family have sought out for her sympathetic ear.

“I’ve been one of those people – my whole life people just came to me for advice, even as a teen,” said Deville, who currently divides her time between life coaching and a sales position with a Twin Cities biotech company. Her book, “The Path to Forgiveness,” was published in September 2009; the illustrated nonfiction book is geared to an all-ages audience. She’s also written a selfhelp book (tentatively titled, “My Life is a Mess – Where’s the Maid?”) slated for publication in spring 2011. More about Deville’s lifecoaching services and business seminars is at www.micheledeville.com. Andrew Miller is at andrew.miller@ecm-inc.com.

ratio was 24.39 percent in 2008. A 10 percent capital ratio is the minimum required by federal regulators. Think Mutual’s total riskbased capital ratio dipped slightly to 24.22 percent in 2009 but climbed to 24.51 percent by the first quarter of 2010. Think Mutual Bank, which has 300 employees, was founded in 1961 by a group of IBM Rochester employees who were concerned about high interest rates, according to its website.

It started as a credit union under the name IBM Rochester Employee Credit Union. The bank was granted a new federal charter in 1976 and renamed IBM MidAmerica Employees Federal Credit Union. In 2003, its name was changed again to Think Federal Credit Union. Then in 2007, it was converted to Think Mutual Bank. Jessica Harper is at jessica.harper@ecm-inc.com.

County seeks opinions regarding Cedar Avenue transit Dakota County wants feedback on the latest plans for Cedar Avenue’s bus rapid transit. On July 13, the Dakota County Regional Railroad Authority released the latest draft of the Cedar Avenue Transitway implementation plan, which identifies potential station locations and a proposed station development schedule, along with information on what the station-to-station vehicles may look like. Written comments will be collected from the public until Aug. 13 and will be considered by the Rail Authority when finalizing the plan. The implementation plan is part of the ongoing planning process for the Cedar Avenue Transitway and outlines what is needed to launch bus rapid transit on Cedar Avenue. Copies are available at www.dakotacounty.us, search “Cedar Avenue.” A printed copy is available for review during business hours at the Dakota County Physical Development Division offices, 14955 Galaxie Ave., Apple Valley. Written comments may be mailed to Sam O’Connell, Dakota County Transportation Department, 14955 Gal-

axie Ave., Apple Valley, MN 55124 or sent via e-mail to Sam.OConnell@co.dakota. mn.us. Comments must be received by the end of the business day on Aug. 13 for consideration. The Cedar Avenue Transitway project is possible due to the collaboration and support of the Metropolitan Council, the Dakota County Regional Rail Authority, the Counties Transit Improvement Board, the Minnesota Valley Transit Authority, and city, state and federal government partners. The Counties Transit Improvement Board — comprised of Anoka, Dakota, Hennepin, Ramsey and Washington counties — aims to develop a comprehensive regional transit system in collaboration with the Metropolitan Council and neighboring Scott and Carver counties. The board – through the use of a quarter-cent metro sales tax and a $20 motor vehicle sales excise fee — provides funding to advance transit projects in the metro area that will help commuters, residents and businesses move more quickly and efficiently.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY Date 00, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy JEFF KELJIK Elected chairman of the board North Central Electrical League, Inc. Bloomington

Jeff Keljik, Burnsville resident and director of program development at Dunwoody College of Technology in Minneapolis, was elected chairman of the North Central Electrical League, Inc., at its board of directors meeting on July 13 at the TPC Twin Cities Golf Club in Blaine. Keljik will serve a twoyear term as chairman of the electrical industry nonprofit education trade association.

Business Briefs VALLEY NATURAL FOODS EARNS COMMUNICATIONS AWARDS The marketing communications department of Valley Natural Foods, a consumer-owned grocery cooperative in Burnsville, earned three awards at the Cooperative Communicator Association’s 2010 Communications Contest held at its Annual Institute in Minneapolis. The department, headed by Charli Mills, walked away with second place in the video, DVD and film category, first place in the member newsletter (more than two colors) category for its newsletter: This is Living Naturally, and first place in the best use of photos on a website category. The Cooperative Communicators Association (CCA) is a professional development organization of communicators who have a vested interest in cooperative values and principles. CCA promotes personal and professional growth, provides education and information to improve skills in all aspects of communications, and offers networking opportunities with fellow communicators who share common needs and interests. Each year CCA hosts an Annual Institute and this year it was in the state with the most cooperatives: Minnesota. The Institute is a learning and networking experience for co-op communicators, while the contest allows members to benchmark their work against their peers and receive feedback from expert judges. Members recognized the best of the best from among 662 entries in 48 classes of writing, photography, publications, programs and projects. In addition to the awards, Valley Natural Foods Marketing Communications Manager Charli Mills earned her first Master Cooperative Communicator (MCC) certificate at the 2010 CCA

Business Briefs

Business Briefs

Business Briefs

Institute. The MCC designation signifies an individual’s level of professionalism and competency. It demonstrates mastery of the knowledge and skills necessary to communicate on behalf of cooperatives. MCC also rewards professional involvement and volunteer activities. Mills has served Valley Natural Foods as marketing communications manager since 2001.

During the ribbon-cutting ceremony, the Office Depot Foundation donated 100 new children’s backpacks and $100 to each of three local non-profit organizations: the 360 Communities, Kids ‘n Kinship and Minnesota Valley Family YMCA. The backpack donations are part of the Office Depot Foundation’s awardwinning National Backpack Program, through which it will donate approximately 300,000 new backpacks this year to deserving children across North America and beyond. The Foundation is celebrating the 10th anniversary of the program in 2010. By the end of this year, Office Depot will have given away more than 2.3 million backpacks since the program began in 2001. In addition, Daron Van Helden, president of the Burnsville Chamber of Commerce, offered welcoming remarks. Burnsville city council members Mary Sherry and Charlie Crichton, and Mayor Elizabeth Kautz also made remarks. Erika Nelson, outreach director, representing U.S. Senator Amy Klobuchar, attended. The Burnsville Office Depot store employs eight full-time and eight parttime employees. It houses more than 7,500 technology, furniture and supply products as well as copy and print depot services in about 16,000 square feet of selling space. The store hours are Monday through Friday 8 a.m. to 9 p.m., Saturday 9 a.m. to 7 p.m., and Sunday 11 a.m. to 6 p.m. The telephone number is (952) 4356510.

Donors will have the opportunity to see their donation dollars in action, and share lunch with more than 300 children they helped send to Y summer programs. The Y Partners barbecue will help demonstrate how the generous gifts from donors are making a positive impact on the youth in the community. A short program will be held at 12:30 p.m., and will feature key speakers Bill Droste, chair of the Y Partners Campaign, and Nyam Smith, executive director at the Southwest Area YMCA. All donors and children will receive a free lunch, and will be eligible to win free giveaways and YMCA prizes. The event will be held outdoors, just steps away from the Southwest Area YMCA. The YMCA raises funds locally through their Y Partners Annual Campaign. These funds stay with that YMCA camp or branch to provide financial assistance for memberships, camp scholarships and program subsidies. Funds raised through Y Partners make sure that more community members facing financial hardship can access YMCA programs. Last year, the Southwest Area YMCA provided approximately $250,000 in financial assistance to members of the Eagan, and surrounding communities.

KELLER WILLIAMS VOTED A BEST PLACE TO WORK Keller-Williams Realty was voted a best place to work by the Star Tribune’s Top Workplaces 2010 survey conducted by Workplace Dynamics. A special section published in the Sunday, June 20, edition of the newspaper announced the Star Tribune Top 100 Workplaces. “Respondents gave the company high remarks for making them feel empowered and well-trained,” according to the Tribune article. It stated that agents also felt they have a stake in the company by offering a profit-sharing model that returns an average of 47 percent of the profits to employees. Volunteer opportunities such as food drives were other reasons employees felt Keller-Williams was a great place to work, according to the survey. The Top Workplaces project recognizes the most progressive companies in the metro based on employee opinions about company leadership, career opportunities, workplace flexibility, compensation and benefits. The analysis included responses from more than 33,000 employees at Minnesota public, private and nonprofit organizations. Companies are grouped in the categories of large (20), midsize (35) and small (45) in the 100-name list. Rankings are based on survey information collected by Workplace Dynamics, an independent company specializing in employee engagement and retention. To qualify for the Star Tribune Top Workplaces, a company must have more than 50 employees in the Twin Cities metro area. Keller-Williams has 1,180 employees. More than 1,000 companies were invited to participate. Rankings were composite scores calculated purely on the basis of employee responses. OFFICE DEPOT CELEBRATES GRAND OPENING IN BURNSVILLE Office Depot, a leading global provider of office products and services, will celebrate the grand opening of its new store in Burnsville on Thursday, July 15 at 2 p.m. The store is located at 50 County Road 42 at I-35 East.

YMCA TO HOST BBQ IN HONOR OF MAJOR DONORS The Southwest Area YMCA in Eagan will host complimentary barbecue lunch on Wednesday, July 28, from 11 a.m. to 2 p.m for major donors in honor of their support to Y Partners, the YMCA’s annual support campaign.

NEW MEMBERS OF THE LAKEVILLE AREA CHAMBER OF COMMERCE The following are new members of the Lakeville Area Chamber of Commerce: • LifeWorks 2965 Lone Oak Drive, suite 160 Eagan, MN (651) 365-3758 • Mendell Machine and Manufacturing Inc. 21463 Granada Ave. Lakeville, MN (952) 469-5500

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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July 22, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Stop receiving unwanted credit card offers by Lori Swanson SPECIAL TO THE TRIBUNE

Have you received unwanted credit card offers in the mail stating that you have been “preapproved” for credit or insurance? Ever wonder how the credit card companies get your name? Unfortunately, federal law allows national credit bureaus to sell so called “prescreened lists” to creditors and insurance companies, who then use the information to make unsolicited offers to consumers. The solicitation often uses just enough personal information to make the consumer believe that the sender knows something about the consumer’s credit rating and ability to repay a loan. But such solicitations are made without regard to any real assessment of whether the consumer can afford the “new” loan or whether the loan’s terms are favorable. Keep reading to learn how to “opt out” of receiving such offers and having your information sold by the credit bureaus.

How does prescreening work? It helps to understand how prescreening works. Under the federal Fair Credit Reporting Act, many companies identify individuals to send unsolicited offers to based on credit report data obtained from credit bureaus like Equifax, Experian, and TransUnion. In prescreening, the credi-

Your Legal Rights Lori Swanson

tor or insurance company asks the credit bureau to sell it a list of consumers who satisfy specific credit criteria so that the company can send those consumers a “firm offer.” One of the most common uses of prescreening involves a credit card company extending a preapproved credit card offer based on the consumer meeting a minimum credit score. Such offers may also involve other credit products such as home equity lines of credit, “live check” loans (i.e., sending a check made payable to the consumer), student loans, and automobile loans. A consumer may also receive unsolicited loan offers shortly after he or she applies for a loan. This happens because when you apply for a mortgage, the lender typically obtains a copy of your credit report. This results in an “inquiry” on your credit report from a mortgage lender, which signals to other mortgage lenders that you may be in the market for a loan. Based on this information, you may re-

ceive unsolicited letters from competing mortgage lenders indicating that you have been preapproved for a loan. The federal Fair and Accurate Credit Transactions Act requires that all prescreened credit and insurance offers include a “clear and conspicuous” statement that provides the following notice: (a) that information contained in the consumer’s credit report was used in connection with the unsolicited offer; (b) that the consumer received the unsolicited offer because he or she satisfied the minimum criteria for credit worthiness or insurability used to generate the marketing list; (c) if applicable, that the credit or insurance may not be extended if, after the consumer responds, he or she does not meet the criteria used or does not furnish any requested collateral; (d) that the consumer has the right to prohibit further use of information contained in his or her credit report from being used in connection with any future unsolicited offers for credit or insurance; and (e) the address and toll-free telephone number of the notification system to opt out from receiving future prescreened offers. Federal law allows consumer reporting agencies to provide the following infor-

Real change happens at the community level by Mary Ajax SPECIAL TO THE DAKOTA COUNTY TRIBUNE

I learned the value of community at the kitchen table. My family came from Ireland to Burnsville in the 1860s. While I was growing up, my two sisters went to a oneroom schoolhouse where the Burnsville High School football field is today. One sister was the only first-grader in her class; Burnsville was very much an Irish Catholic community. Halfway through second grade, a boy moved in. He was Lutheran and that was diversity in Burnsville in the 1950s. To attend high school, families sent their children to Bloomington, Rosemount or Shakopee high schools. So the families in our community – my ancestors – had a vision. They wanted a high school. They got to work, rolled up their sleeves, met at the kitchen table, and created School District 191. Now my two sons are the fifth generation of my family living in Burnsville. When I was a child growing up in Burnsville, our mailing address was Savage. As our city grew, our civic leaders knew it was time we had our own mailing address. Again, I remember the community – my ancestors – working at the kitchen table on plans for the post office and zip code, which we soon acquired. One story after another of “community organizing” happened at the kitchen table, on the front porch, at the back swing, and

Guest Columnist Mary Ajax

in the living room. This was true grassroots community building. I grew up with people who cared for one another, created a future together, and welcomed newcomers, change, opportunity, and growth. They embraced the future and saw what it would require to achieve, then worked together to make it happen. It wasn’t someone else’s responsibility to build community; it was their civic responsibility. As I began my professional career I had the privilege of being involved in the movement to prevent domestic abuse against women. What an honor it has been for me to have women share their most personal stories with me. The lessons they taught me made a profound impact on my life. The movement to prevent women from being abused was not top-down; it was grassroots. Significant change in our society has happened as a result of this work. More needs to happen, but it all began at the grassroots level. At 360 Communities, we have structured our entire organization to support people and communities to create their own positive future. We actively bring community leaders together to look at

the key measures of a healthy community as established by MN Compass. We see where the community is trending and we work with the communities to establish priorities for turning the negatives into positives. 360 Communities is leading this effort to engage community members in owning the success of their communities. I know that real change happens at the community level. Each of us is responsible for vibrant, healthy communities. I am forever grateful for the lessons of community I learned from my family – at the kitchen table and in the living room. 360 Communities exists to bring people together to build relationships to achieve our community’s goals. It happens through conversation and over coffee; it happens deliberately because we have the will to work together to create a strong future. Come join us. We have the courage to work together to create the future, and we know how to get things done; it’s who we are and thankfully, it’s in our DNA. Mary Ajax is president and CEO of 360 Communities, formerly known as Community Action Council. Ajax serves on the Fairview Minnesota Valley Care System Board of Trustees, is a past president of the Burnsville Rotary Club, and a past chair of the United Way Council of Agency Executives. To learn more about 360 Communities, visit 360Communities.org.

Submissions to Forum: www.DakotaCountyTribune.biz

mation to creditors and insurers: (a) the name and address of the consumer; (b) an identifier that is not unique to the consumer and that is used by the person solely for the purpose of verifying the identity of the consumer; and (c) other information pertaining to a consumer that does not identify the relationship or experience of the consumer with respect to a particular creditor or other entity.

How to stop offers Federal law allows consumers to “opt out” of receiving prescreened offers of credit and insurance by using a toll-free number or making the request in writing. To opt out by phone: To opt out by telephone, consumers may call 1-888-5-OPTOUT (1-888-567-8688). You will be asked to provide certain personal information, including your home telephone number, name, Social Security number, and date of birth. Federal law provides that the information you provide is confidential and may only be used to process your request. To opt out online: Consumers may also opt out of prescreened offers by logging onto www.optoutprescreen.com. When registering online, consumers do not have See Offers, Page 14A

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 22, 2010

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Federal stimulus money helpful in creating more jobs by Don Heinzman DAKOTA COUNTY TRIBUNE

A central question for Minnesotans is the effectiveness of spending American Recovery and Reinvestment Act (stimulus) dollars in Minnesota. Up to now, a little over $3 billion of the $5 billion allocated to state agencies has been dedicated, with the program due to expire in 2012. Most economists agree that were it not for the stimulus money, which is credited for saving or preserving 2 million jobs, the national unemployment rate would be 11 percent. In Minnesota, the unemployment rate in June was 6.8 percent, according to the Department of Employment and Economic Development. That report shows 2.65 million Minnesotans were employed while 202,000 were unemployed. This compares to a year ago when the unemployment rate in June was 8.4 percent, a recession high. DEED officials report that Minnesota’s unemployment rate, from a year ago to now, has dropped the most of any state in the nation.

Tribune Columnist Don Heinzman

Tom Stinson, Minnesota’s state economist and a professor from the University of Minnesota, said that up to now since the program began last July, 20,000 jobs were directly or indirectly created in Minnesota. It’s projected that when the final results are in at the end of 2012, the federal stimulus money either will have saved or created 40,000 jobs for Minnesotans. Critics of the program contend the stimulus money hasn’t created enough jobs and many of the jobs are government jobs. The Minnesota Department of Transportation is awarding grants of $586 million for infrastructure and most of that money is flowing to private sector jobs. The Department of Finance and Administration reports that $910 million of stimulus money has been spent on job cre-

ation so far. The Department of Finance and Administration has reported that based on 40-hour full-time equivalent jobs created and saved, 11,852 jobs were reported Sept. 29 of last year, 10,300 were reported in January and 8,961 were reported March 31. (The federal government reported that jobs from all grants for March 31 for a three-month period were 11,414). The public, however, according to polls, is skeptical of results from spending stimulus money. One observer noted that the public doesn’t realize how bad things were economically and how much worse the state and nation would be without these pump-priming dollars. What’s not well known and clouding the picture is that well over half of the money spent by state agencies has not been spent for job creation. Instead, well over half has been spent to pay unemployment compensation the state could not afford and for Medicaid, the state’s health care system. In Minnesota, $1.245 billion in stimulus funds was paid in unemployment

benefits and $1.402 billion for Medicaid. Without those federal dollars, the state would have had to cut expenses or raise revenues. In addition, without the stimulus money match of $785,265 for education, $2 billion in state funding for K-12 and higher education faced cuts, since the Legislature was not about to raise taxes. In K-12 education, special education was awarded $189.8 million, Title I to reduce the achievement gap, $94.7 million and K-12 operations, $447.4 million. With another two years to go, it’s too early to evaluate how many new and saved jobs will be created in Minnesota, but considering the tough economic conditions, Minnesota amazingly is on track to achieve the 40,000 jobs projection. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don.heinzman@ ecm-inc.com. Columns reflect the opinion of the author.

Our Great Minnesota Get-Together: One story, one in a million by Frank Parisi SPECIAL TO THE TRIBUNE

Photo submitted

U.S. Rep. John Kline, R-Lakeville, visits with jobs seekers Monday at his career and jobs fair.

Hundreds of job seekers attend Kline’s Career & Jobs Fair Nearly 750 Minnesotans attended U.S. Rep. John Kline’s career and jobs fair Monday at Inver Hills Community College in Inver Grove Heights. Kline’s jobs fair included more than 60 private-sector employers, service organizations, and educational institutions – more than 40 of which offered current job openings. “I’ve attended about a dozen job fairs over the past three years and this event offered the biggest variety of employers and it was the best I’ve attended,” said Jim Sullivan, executive director of Employer Support

of the Guard and Reserve. “It’s a nice compliment to Congressman Kline that he could put this together and get this kind of attendance.” Private-sector employers attending represented a wide variety of fields including the health care, technology, financial, and retail industries. The jobs fair also included four break-out sessions: “Personalizing your career development strategy,” presented by Cindy Edwards of Find Your Fit; “Job search strategies” seminars presented by Stacy Klein and Harry Ostendorf of the Burnsville Workforce Center; and a

“Getting motivated and excited about your job search” session presented by Bob Klatt. “I was pleased to visit with both private-sector employers and job seekers at the jobs fair, and I hope it helped put some Minnesotans back to work,” said Kline, the top Republican on the House Education and Labor Committee. “I remain committed to helping Minnesotans navigate through these uncertain and challenging economic times, and I look forward to hosting future career and jobs fairs.”

Most days in the news or on the street, you can read or hear stories about events, meetings or greetings that positively changed lives. Some of these stories might qualify for “Ripley’s Believe it Or Not.” Other stories are casual tales about experiencing the latest and greatest, celebrating accomplishments or seeing other people. When it comes to creating and exchanging memorable stories, the Minnesota State Fair is one great stage where the stories and experiences positively change lives. This is where, with an almost 150year history, there are millions of stories from young, old, rural and urban that are told or re-told every year. The storytellers are you, me and even Garrison Keillor who wrote that “to be in a crowd is the crucial motive for coming to the State Fair.” He continued, “We live insular lives, working in cubicles, riding around in cars, hanging out with people a lot like ourselves and the fair is where you can see, at long last, who else lives in Minnesota other than you and your family.” Our state fair has inspired one generation after another to embrace agriculture, art, science, music, industry and history. It is where we learn about civic engagement, avocations and careers while at the same time fostering our connections as citizens, families and friends. Reaching almost 1.8 million visitors in

Guest Columnist Frank Parisi

2009, the state fair continues to grow in popularity as a place that connects all parts of who we are. From its agricultural beginnings before Minnesota was even a state to its current success-on-a-stick, the state fair is ingrained in the cultural fiber of Minnesota. It is an independently funded organization with no government appropriations. In addition to the 12-day state fair, close to 100 other organizations use the fairgrounds for other events like the Green Living Expo, car shows, and equestrian and livestock exhibitions. Minnesotans from all walks of life are part of the Great Minnesota Get-Together. Despite growing popularity, the state fair faces the challenge of aging facilities, and keeping educational programs contemporary and relevant. This is why a few years ago the state fair formed the State Fair Foundation to help preserve and create the state fair experience for the next generation. With generations of involvement, several histories have been written about the state fair by Minnesota authors. Most recently Kathy and Linda Koutsky introduced their state fair history book in this way: fairs are the cornerstones of Ameri-

can tradition where we promote the rich bounty of our lands and the magnificent talents of our citizens. Their story about our state fair goes like this: “Even in its earliest days when men wore top hats and women wore crinolines, the rides were spectacular, the food was hearty, produce was Paul Bunyan-size, livestock were well-groomed and the fairgrounds buzzed with the latest in technology.” Today’s Minnesota media also help fan a multitude of memorable state fair stories that revisit the past or tell about who is at the fair or what’s new at the fair today. A 2007 Minneapolis Star Tribune article re-iterated the importance of the state fair in this way: “… the state fair brings out Minnesotans’ deepest sense of place. It’s where they relive first dates, and eat from a menu of nostalgia.” Our great state fair stories and memories give storytellers plenty to talk about. Some will tell about the significant economic impact of the state fair and others will relate stories about blue ribbon peach pies, living in the 4-H Hilton, seeing Frank Sinatra perform some years back, or finding out that in the 1880s you had family that took sweepstakes honors for best herd of Herefords owned in Minnesota. The state fair of yesterday and today has touched generations of Minnesota lives in every county and corner of See Fair, Page 10A

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July 22, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Conflict: Understanding reactive emotions in human interaction by Steve Bezanson SPECIAL TO THE TRIBUNE

Conflict is in the news, in school and in the family. It happens even when we try our best to avoid it. So, what follows is my personal opinion. It does not necessarily reflect current wisdom, thoughts of trained professionals, pundits, political correctness, employers or the cats. I am solely responsible for these thoughts. Ummm, maybe I should also blame Dad and Mom, my brothers and those ratfinks in high school. While I am at it, I should include that sociopath I reported to in the Navy and some of those ethically challenged organizations I worked for … and … and … and … Maybe we aren’t simply one thing. Maybe we bring with us all of our experiences – good, bad, traumatic, lifechanging — that have occurred over our entire lives. These experiences color our expectations and percep-

Make It Happen Steve Bezanson

tions. I don’t believe that process is a conscious decision. Our life experiences create the ocean in which our thoughts and feelings exist. (Maybe not the best metaphor, but go with the flow.) This ocean is so present in our life that we may not even recognize or acknowledge its existence. Yet it affects how we react to situations in our life and sometimes those reactions are not conducive to resolving conflict. How can this relate to business? I read in the news about a woman who was fired for an e-mail she sent. My expectation was that it was a rant or sexually explicit, perhaps a diatribe against the organization.

On reading the article I found that she was fired for using capitals and the color red. It was a memo to personnel in the company reminding them of an action that needed to be completed. Her manager felt she was yelling at people and making them feel bad, therefore creating a hostile environment, so he fired her. Do you think it is possible he was responding to his own reaction? Another possibility is an unresolved fear that is triggered either consciously or subconsciously by the other person. Whenever we overreact, we can be almost certain that we are projecting or displacing an unresolved fear from the past onto a present situation. If a fear is an ongoing anxiety that has no apparent cause, realize that it is most likely a symptom of some hidden fear. If so, it may be

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

wise to see a trained counselor to help you find and resolve the cause. Until we face and understand what is hidden inside us, we cannot comprehend our reactions. One of the more annoying aphorisms is: Wherever you go, there you are. This means you don’t drop your baggage in the morning and pick it up after work. Reactive: When dealing with conflict, it is very important to understand the meaning of this word as it relates to human interaction. Here’s the definition courtesy of Merriam-Webster Online: Main Entry: re·ac·tive Pronunciation: \rē-ak-tiv\ Function: adjective

Best Practices An important lesson in service recovery by Kevin Stirtz SPECIAL TO THE TRIBUNE

Here’s an example of how not to resolve a customer complaint. It’s real; it’s recent; and it’s all too common. Not long ago, my wife and I had a horrible hotel stay. At times it felt like a comedy of errors visited upon us by the hotel gods. So I sent feedback to the hotel company. Mostly I was curious to see how they’d respond. And, yes, I wanted a resolution too. A few days later, I received a response from the hotel. The general manager of the hotel did one thing right and several things wrong. I’ll recount them here because they provide a helpful lesson. The first thing she did was right on: She apologized. Although, if I’m going to quibble I’d say her actual apology was weak: “Please accept our apologies for any inconveniences incurred during your current stay at the (hotel name removed).” It sounds like she’s not sure if I had any problems but if I did, they are apologizing for them. Even more so, it sounds like it came from a corporate handbook. It sounds neither genuine

Guest Columnist Kevin Stirtz

nor sincere. Here’s what would have worked better: “I am sorry your recent stay at our hotel was not wonderful. We want you (and all our guests) to enjoy their stay with us…” It’s better for the person making the apology to use the first person “I”. And if the apology mentions any of the specific problems, that’s helpful too. It tells me the person read my feedback and understood what the problem was. Okay, enough nitpicking. Let’s move on the real beef: What she did wrong. The next paragraph told me they were successful because they do such a good job at affordable prices. And it said comments from customers are helpful. She never thanks me for my “comments”. And, honestly, this is not the time and place to tell me how successful your company is and why. I’m not interested. Not at all. Then she goes on to offer me a 50 percent discount

on my next stay. And she asks for another opportunity so they can show me how wonderful they really are. I don’t mind giving people (or organizations) a second chance. But I’d have a hard time doing so here. She said nothing about my specific complaints. And she offered no assurance they had been or would be fixed. For all I know they would keep happening. Finally, I question the logic of this weak attempt at a service recovery: Ignore the problems and bribe me to come back again. Apparently, their solution is to lower their prices rather than fix the problems. But, when you ignore the problem and simply offer a discount to get me to come back, you’re telling me a couple things: A. You think I’m cheap. B. The problem I experienced will become less important to me if your price is lower. (Because I’m cheap.) C. You’re not really concerned about fixing things or giving me a great experience. You’re just giving me a stock, generic answer rather than trying to resolve a

problem. (Because it’s easier and faster for you.) An offer like this can do more harm than good. To summarize, here are the lessons I culled from this experience: 1. Apologize and do it sincerely. Use “I” not “we”. 2. Acknowledge the specific problems or issues the customer had. 3. Assure the customer you’ll fix the problems. 4. If you offer a credit, apply it to the current purchase. (That’s where the problem was.) 5. Ask the customer how they would like the issue resolved. 6. Thank them for their feedback. How would you grade this hotel’s service recovery response? On a scale of 1 to 10 (with 1 being the lowest) how would you rate them? (And why?) Kevin Stirtz is the Amazing Service Guy, a speaker, trainer and consultant who helps organizations of all kinds deliver amazing customer service. His recent book: “More Loyal Customers” has won 5 star reviews at Amazon.com. He can be reached at (952) 212-4681 or kevin@amazingserviceguy.com.

• raised voice and inability to calm down; • screaming; • repetitive statements; • disconnect from reality; • apocalyptic words: always, never, hate you forever; • the calmer you try to be the more emotional their reaction; • withdrawing, possibly to the point of stupor; • playing the victim; • quick to lose their temper; • significant mood swings; • prone to anxiety attacks; • often overcome with sudden tearfulness; • become flooded with unwanted feelings; and • say or do things they’re embarrassed about later. Are you aware of your emotional triggers leading to reactivity?

1 a: of, relating to, or marked by reaction <reactive symptoms> <a reactive process> b: capable of reacting chemically <highly reactive materials> 2 a: readily responsive to a stimulus <the skin of the geriatric is less reactive than that of younger persons – Louis Tuft> b: occurring as a result of stress or emotional upset especially from factors outside the organism <reactive depression> For an excellent article on reactive emotions, please visit: www.wisdompage.com/ FlawsInMentality.html. When a person is trapped Steve Bezanson is a biomedical in a reactive state, you can- equipment technology instrucnot reason with them. Signs tor at Dakota County Techniof being reactive can include, cal College. He can be reached but are not limited to: at steve.bezanson@dctc.edu.

Local students return from Washington, D.C. Five students from local high schools in and around Dakota Electric Association’s service territory recently returned from a trip to Washington, D.C. Dakota Electric’s students joined more than 1,500 students from across the nation (35 total from Minnesota) for the 47th annual Rural Electric Youth Tour held June 12-17. Dakota Electric Association awarded the students an all-expense-paid trip after they completed the application and interview process in March. The five local winners were Magaly Ortiz of Apple Valley High School; Hannah Anderson and Katherine Engstrom, both of Rosemount High School; Kendra Boyle Hoban of Cannon Falls High School; and Beeta Riahi of Burnsville High School. Riahi was chosen to represent Minnesota on the Youth Leadership Council. As part of this special honor, Riahi will travel to Washington, D.C., again in July for a special conference that includes leadership training, and team-building exercises. Riahi and select delegates from other states will also attend the National Rural Electric Cooperative Association (NRECA) annual meeting in Orlando in March. Each year in June, an activity-filled week affords these high school students opportunities to learn firsthand what it

is like to be involved in politics, community development and current social issues. The events of the 2010 Youth Tour consisted of learning about governmental processes and issues, electric cooperatives, American history and meeting with elected legislators, including Reps. Michele Bachmann and John Kline and Sens. Amy Klobuchar and Al Franken. In addition to taking in the sights and sounds of Washington, D.C., all state groups convened for Rural Electric Youth Day to learn from public figures and other inspirational speakers such as Mike Schlappi, a fourtime Paralympic medalist and two-time World Champion wheelchair basketball champion. The Electric Cooperative Youth Tour has been a joint effort of local electric co-ops, such as Dakota Electric, their statewide co-op associations, and the NRECA, Arlington, Virginia, since 1964. In that time, the nation’s cooperative electric utilities have sponsored more than 40,000 high school students for visits to their U.S. congressional delegations, grassroots government education sessions and sightseeing in Washington. Students wishing to participate in Youth Tour 2011 should watch for information in Dakota Electric’s newsletter or on the website in January.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 22, 2010

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News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

City among 20 best in nation

Eagan

Burnsville Bowl closes

Burnsville Bowl, a 42-year-old bowling and nightclub complex with a colorful history and checkered recent past, has closed. Shuttered on Tuesday, July 6, the business “became a victim of economic times,” longtime general manager Kevin Coleman said. Owner Bob Hatten had failed in his attempts to sell the business, now owned by lender Commercial Bank, Coleman said. The bank has hired commercial real estate firm Welsh Cos. to market the 4.5-acre property at 1200 E. Highway 13, said Skip Nienhaus, Burnsville’s economic development coordinator. The county-assessed value of the land and building is $1.45 million. The B-3 (general business) zoning is a “fairly encompassing zoning” that offers marketers many options for attracting future uses, Nienhaus said. Coleman would like to see the business survive in its present form. Coleman said Hatten took ownership in June 1984 and hired him as general manager a few months later. The nightclub operation changed with the times, from disco in the 1980s to live rock ’n’ roll featuring top Twin Cities bands, Coleman said. The nightclub also got the business in hot water with police and nearby residents in the Itokah Valley Townhomes, who in June asked that the liquor license not be renewed after several incidents of gun violence at the club. Frustrated council members renewed Burnsville Bowl’s annual liquor license on June 8 but tacked on a review after three months of the club’s efforts to control unruly patrons. Coleman prefers to remember the birthday parties, juniorleague bowlers, many employees and “tons of wonderful cus— Andrew Miller tomers that made my life go well.” — John Gessner

The city of Apple Valley recently received some major kudos from Money magazine. Apple Valley earned the No. 20 spot on this year’s list of America’s Best Places to Live, the magazine’s annual ranking of the nation’s most livable small cities. The rankings are determined by financial, housing, education, and quality-of-life statistics, as well as factors such as leisure activities and culture. “The economic downturn has been tough on everyone, but we appear to be weathering the storm,” said Apple Valley Mayor Mary Hamann-Roland. “We have continued job growth, a low crime rate and excellent schools. We’re very fortunate to live in a community that has the great building blocks in place. We have great businesses and great people.” This wasn’t the first year Apple Valley garnered a spot on the Money magazine list. The city ranked No. 28 in 2007, and was No. 24 in 2008. Apple Valley was among two cities in Dakota County and a total of five in the Twin Cities to crack the top 20 on the list this year. Eden Prairie came in at No. 1, Plymouth was No. 11, Woodbury was No. 13 and Eagan No. 15. ArecentlyairedsegmentonNBC’s“TheTodayShow”aboutthe Money magazine rankings noted the high number of Minnesota cities in the top 20. Hamann-Roland said she’d like to invite “Today Show” host Matt Lauer to visit Apple Valley and find out in person what put the city in the top 20. “We’d love for him to come and do a show in Apple Valley,” she said. A full list of the top 100 is available online at http://money. cnn.com.

Farmington

Lakeville

Dew Days has positive balance

Threepeat: Eagan again named one of best cities For the third time since 2006, Money magazine has named Eagan one of the best small cities in which to live. The city was ranked 15th on the list of 100 this year, a move up from its ranking of 17th in 2008 but a slight drop from 12th place in 2006. Another Minnesota city, Eden Prairie, was ranked No. 1. The magazine said Eagan works hard to be family-friendly. The magazine’s rankings include cities with populations between 50,000 and 300,000 and are based on housing affordability, school quality, arts and leisure, safety, health care, diversity, and several ease-of-living criteria. Economic factors are weighted most heavily, according to the magazine, which showed Eden Prairie had job growth of 12.61 percent from 2000 to 2009, compared to a 2.57 percent job loss for Eagan. But the city disputes those figures, pointing out that Eagan led the seven-county metro area in job growth from 2000 to 2006. City officials said jobs data from the Minnesota Department of Employment and Economic Development show a 14.66 percent job increase during that period, with Eagan employers among the highest producers of non-retail jobs in the Twin Cities, including high-tech jobs. Eagan and Eden Prairie were two of five Minnesota cities that made it into the top 20 this year; Plymouth was ranked 11th, Woodbury was 13th, and Apple Valley was 20th. Mayor Mike Maguire congratulated Eden Prairie and the other Minnesota cities named in the magazine’s top 20, and said everyone in Eagan shares a part of this success. — Erin Johnson

Rosemount

Educator, father, community leader Don McGuire dies

Family offers signs of thanks

Dew Days 2010 organizers report returning many events to downtown Farmington was a hit that helped this year’s festival finish with $8,000 in the bank. Brian Lindquist, chair for 2010 Dew Days committee, told the Farmington City Council on July 6 that the funds will be used to pay off a portion of the city’s $23, 271 loan to Castle Rock, Eureka, Empire and Farmington Enhancement Group. The nonprofit CEEF, which backs Dew Days financially, obtained the loan in October 2009 after Farmington’s summer festival went into debt. This year’s approximate $8,000 fund balance came from carnival proceeds, parade entries, arts and crafts vendor fees and Dew Days buttons sales. Another reason Dew Days ended up in the black was because the bands that played downtown did so for free. “We sold more buttons this year when it was not required than last year when it was required,” said Jeff Thelen, treasurer for CEEF. Miss Farmington and Little Miss contestants sold close to 2,200 Dew Days buttons. Button sales also likely increased after Amy Nielsen, who runs Grand Hall Studio, worked on behalf of the Farmington Downtown Business Association, to have them tied to discounts at local businesses. Lindquist credited the work of Bev Preece, president of Dakota Valley Arts Council, for running the well-attended and -exhibited art show hosted in the city hall corridor. Lindquist said the city’s public works, and parks and recreation staff made the events run smoother and more efficiently. Looking for new volunteers to help with next year’s festival, Thelen said: “I think in Farmington all you have got to do is ask someone to participate, give them a mission and I think they are going to perform.”

Donald J. McGuire, a man who was as well known for his smile and positive attitude as he was for his contributions to the Lakeville community, died July 13. He was 82. The milestones and depth of McGuire’s career and service to Lakeville could run for pages, his son Tim said. McGuire served as superintendent of Lakeville schools from 1960 until he retired in 1982. Before that, he served as principal at Lakeville High School for two years. Upon leaving Lakeville schools, McGuire served as superintendent of Dakota County Vocational College, now Dakota County Technical College, until he retired in 1989. McGuire was also very active in the community. He was a devoted member of the Lakeville Lions Club, was active with All Saints Catholic Church, and over the years, was a de facto member of “just about every civic group in Lakeville,” according to former mayor Duane Zaun. When McGuire left Lakeville schools, the district renamed McGuire Middle School after him in honor of his service to the community. During his tenure as superintendent, the Lakeville Area School District grew from 1,004 students in 1960 to 3,125 students in 1982. Three years ago, McGuire suffered a stroke, and he also had been suffering from dementia in recent years, Pat said. The community is invited to a visitation at White Funeral Home, 20134 Kenwood Trail, from 4-8 p.m. on Friday, July 16. A funeral service will be held at All Saints Catholic Church, 19795 Holyoke Ave., at 11 a.m. on Saturday, July 17, with a visitation one hour before the service. Burial services will be private. In lieu of flowers, memorials will be put toward a McGuire Scholarship Fund, and the Lakeville Lions Club.

The large homemade thank-you sign under the American flag in Tim and Sandra Pope’s Rosemount yard reflects their gratitude and frustration. After expressing respect for the military and their families, Tim Pope said recent patriotic holidays seem more about fun and games than gratitude and reflection. “We’re in this war with Iraq, then Veterans Day and Memorial Day come around and the only thing people do is have barbecues and go on vacations,” said Tim, who grew up in Uruguay as a missionary, moved back in 1993 and on 9-11 attached a huge American flag to his truck and took the day off work to watch the news coverage. His sentiments were echoed by Steve, the manager of the Rosemount VFW who didn’t want his last name printed. He said last year, veterans carrying the flag in Rosemount’s Leprechaun Days parade noticed a man in a wheelchair stand to salute the flag as it passed, but children and parents nearby didn’t even pay attention. Minnesota National Guard Lt. Col. Kevin Olson, Inver Grove Heights, recently returned with the Rosemount-based 34th Red Bulls Infantry Division after serving a year in Iraq. He said although basic civic knowledge may need some reinforcement through education, many people do express their appreciation to military men and women. “We see more businesses that are offering discounts, and there is a large outcry from cities throughout Minnesota that are organizing as Yellow Ribbon communities that have specific programs that assist military families as they return home,” Olson said. Even the patriotic sentiments the Pope family has expressed in writing have occasionally inspired others to honk their horns in support as they drive by, a sign which gives Tim hope.

— Kara Hildreth

— Derrick Williams

— Laura Adelmann

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July 22, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

It’s all in the family J’s Family Restaurant owner enlists help of relatives after purchasing longtime business by Tad Johnson DAKOTA COUNTY TRIBUNE

Walk into J’s Family Restaurant off Cliff Road in Burnsville and you’ll likely receive a warm greeting from a friendly staff member. Whether it is new owner Inger Dilly, one of her daughters, Dawn or Laura, or server Donna Anderson, one can be sure the salutation is sincere. The restaurant, which is believed to be one of the longest running dining spots in town, has been serving up homespun meals since 1973. With a warm, welcoming atmosphere and comfort food entrees galore such as goulash, hot turkey sandwiches and tater tot hot dish, J’s defies the myth that suburban restaurants lack character and charm. “We are dedicated to customers,� Inger Dilly said. “They are coming back. They were all seeing it was going down the tubes. We have come in and fixed it for our many loyal customers.� It is the kind of place where one might find longtime customers helping to clear tables when they can see the servers are overwhelmed with customers. To get an idea how much history is in this little place, one need look no further than Donna Anderson, who has worked at J’s since nearly its beginning and even has a breakfast dish named in her honor – Donna’s Skillet. Donna said when she moved to town those many years ago, upon arriving she ate at J’s. When she inquired whether the restaurant had any jobs, the owner liked her attitude and hired her on the spot.

Photo by Tad Johnson

The matriarch of J’s Family Restaurant is Inger Dilly, who is flanked by her daughters, Dawn Garber (left) and Laura Dilly.

In Brief

J’s Family Restaurant is located at 2913 E. Cliff Road, Burnsville. The phone number is (952) 890-2669.

“That was a Monday,� she said. “I came into work that Thursday.� Anderson, who has lasted through several owners, is a tireless, efficient worker who seems to be able to balance a range of tasks while still offering her opinions on everything from the weather to Brett Favre. The “Family� in the name of this restaurant says it all. Once you eat here, you will be part of the family, too.

Photo by Tad Johnson

Dilly purchased the business in September 2009 with money she had been saving for a long time after her husband, Joe, died 14 years ago. Inger was a food-service manager from 1984-89 at IBM in Eagan, the husbandand-wife team ran a catering business and Inger operated a local Baker’s Square for eight years. As a former J’s employee from 1982-97 with a long history in the restaurant and

catering business, Dilly had her eye on buying the place for a long time. “There were a lot of people who wanted me to buy the place,� Inger said. “We were given a good opportunity to put it together.� Her daughter, Laura Dilly, had been working there since 1996 and the old owner was willing to step aside for the family. “You think I’m nuts when at 60 I am going to do this,� Inger said. Also working at the restaurant are daughter Dawn Garber, longtime friend Collette DuBois and her son, a

Photo by Tad Johnson

neighbor of the Dillys and about 10 other employees. “We work with people we know,� Garber said. “Teamwork is a big part of our success.� While it continued to serve customers, J’s underwent a remodeling project. Most of the work was done with the help of family and friends. As a result of the inkind labor and materials, the crew updated the space for less money than expected. The light fixtures were made by Inger’s son-in-law. A friend helped remove the old red vinyl booths that had seen better days and installed

new ones. Mirrors on either side of the room came from Laura’s house. Paintings were donated by longtime customers and family. “My dad had been good to people all of his life, so it was easy for people to come in and help,â€? Garber said of her father, who died 14 years ago. The result is a cozy, cabin feeling with plenty of light coming in through the large front windows. “We wanted to try to give it a nice homey feeling,â€? Inger said. “It is like going up North rather than being in the city. ‌ It is a real comforting feeling, a family feeling.â€? Also on the list of completed and future remodeling projects are rest rooms, new carpet, the serving station and the kitchen. As for the menu, there are some changes there, too. Breakfast is being served all day long instead of until only 2 p.m. The daily specials are frequent and lean toward the comfort food side. The restaurant also is in the catering business. The angle is that it can cater functions for much cheaper than the competition, while aiming to exceed expectations for the quality of food. Another feature of the menu is it is flexible. Substitutions are not frowned upon; they are actually encouraged. “We want to give them what they want,â€? Garber said. “It is about the customers. It is not about us. You better understand that or else you won’t survive.â€? Tad Johnson is at tad.johnson@ecm-inc.com.

Photo by Tad Johnson

J’s Family Restaurant has a cozy feeling to it since some re- J’s Family Restaurant has been a fixture on Cliff Road in The lights at J’s Family Restaurant give a Northwoods flair to the dining room. modeling work was done after Inger Dilly and her family Burnsville since 1973. purchased the business in September 2009.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 22, 2010

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Ribbon Cuttings

Photo submitted

Photo submitted

Manic Ceramics in Lakeville celebrated a ribbon cutting with the Lakeville Area Cham- Minnesota School of Business celebrated the opening of an expansion of its school on Juniper Path in Lakeville at a ribbon cutting on June 3. ber of Commerce on June 4.

BBB warns of car Complaints to the BBB against debt website scams settlement companies on the rise The Better Business Bureau of Minnesota and North Dakota is warning car shoppers to beware of websites offering too-goodto-be-true deals on repossessed cars. The BBB has heard from people across the country who thought they were buying from a reputable dealer online but were actually sending money to scammers posing as legitimate, already-established community dealerships. Recently, a Memphis auto dealer, America Auto Sales (www.memphisautoworld. com), received more than 1,000 calls from consumers across the country who had shopped for a new car on www.americautosales. com thinking that it was the website of the Memphis dealership. The phony website used the name, address and contact information of the real dealer. The fraudulent website claimed to sell repossessed cars at prices well below market. Buyers were instructed to wire a deposit – as much as $5,000 – to an individual rather than the company, which, according to the phony website, “helps us avoid taxes legally.� The balance was to be paid upon delivery at the consumer’s address within five days. After paying the deposit, victims called the real dealership to arrange delivery of their car. Some customers even showed up at the lot

to pick up the cars they had “boughtâ€? on the bogus site. Similar websites have posed as many different dealers in Colorado, Florida, Georgia, Michigan, New Mexico and Texas. The websites are often taken down after a few days only to crop up shortly thereafter under a different URL address and under the auspices of another legitimate dealer. The BBB recommends that car shoppers look for the following red flags when shopping for a car online: • Prices that are too good to be true. • The dealer only communicates through chat or e-mail – never by phone. • The dealer only accepts payment by money wire transfer. If you have been the victim of a fraudulent auto dealer online, notify the BBB at www.bbb.org and the Internet Crime Center at www.ic3.gov to file a complaint. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct; and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www.bbb.org or (651) 699-1111 or toll-free at 1-800-646-6222.

The Better Business Bureau of Minnesota and North Dakota is warning financially troubled families to beware of misleading debt settlement companies that claim they can easily reduce or eliminate credit card debt. Since the start of the recession, the BBB has received more than 3,500 complaints from individuals, including many who paid hundreds of dollars in upfront fees to debt settlement companies but only fell deeper into debt. Consumers from all 50 states have filed complaints with the BBB about debt settlement companies since the recession began in late 2007. In addition to the BBB, angry customers are also taking their complaints to their state attorney general. Attorneys generals from Florida, Maine, Texas, Idaho, Missouri, New York, Illinois, West Virginia, Vermont and Minnesota have taken action against companies such as Dallas-based Debt Settlement America, Debt Rx USA, Financial Freedom of America and Credit Solutions – which has received more than 1,600 complaints alone in the last 36 months – and Austin-based Clear Your Debt and Swift Rock Financial Solutions. Some practices by debt settlement companies are also coming under fire on Capitol Hill. In late April, Sen. Charles Schumer, D-New York, introduced the Debt Settlement Consumer Protection Act which seeks to “protect consumers from decep-

tive, abusive and financially injurious practices rampant in the debt settlement industry.� Typically with debt settlement (also referred to as debt negotiation), the consumer pays an upfront fee to the debt settlement firm with the understanding that the company will try to negotiate a settlement with creditors for less than what is owed. The debt settlement business works with the consumer to establish a plan for the consumer to put money into an account administered by the debt settlement company or a third party, and that money is used to pay any negotiated settlements. It will usually take at least six months to a year before there is enough money to start settling accounts, and during that time the consumer will typically not be making payments to creditors. Not only does this put the consumer at risk of having creditors file garnishments or other legal actions, his or her credit rating will likely suffer as a result of not making required monthly payments. Complainants to the BBB allege that instead of having their debt settled as promised, they were driven deeper into debt and sometimes sued by their creditors – which led to mounting legal fees – and had their wages garnished. Some complainants decided after making several months worth of payments that they did not want to proceed with the debt settlement process, but the debt settlement company did not give

them their money back which they had set aside – in one case as much as $15,000. The BBB warns families that are drowning in debt to look for the following red flags when considering getting help from a debt settlement or negotiation firm: High upfront fees – Beware of companies that require large upfront fees before any debts are settled. Often, these upfront fees may be better used to reduce a consumer’s overall debt. Promises that are too good to be true – Some companies might promise that they can reduce debt by more than half even before looking into the customer’s financial situation. Claims that it’s a fast, easy and painless process: Reducing debt through debt settlement takes time – often years – and can have a significant negative impact on the customer’s credit score. It can also expose consumers to lawsuits and garnishments. Before enlisting the help of a debt settlement company, the BBB recommends that struggling consumers: Contact their lender first – Try to work out an agreement directly with your lenders before enlisting outside help. Seek help from a nonprofit credit counseling center – Credit counseling centers can provide guidance for little or even no cost. You can find a credit counseling center near you at the National Foundation for Credit Counseling, www.nfcc.org. Consider debt settlement

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only as a last resort before filing for bankruptcy protection. The debt settlement process can take years and have a severely negative impact on your credit rating and can limit your access to future credit. In the meantime, your credit card company or other creditors can decide to take you to court and garnish your wages. It is best to avoid these potential consequences if you have other workable alternatives to dealing with your debt. Research the debt settlement firm with the BBB first. Find out how many complaints it has received, how the firm responded to complaints and whether or not there are any recent government actions or lawsuits against the company. More advice on managing credit and paying down high balances is available through the BBB’s Managing Credit Made Simpler at www.bbb. org/credit-management/. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct; and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www.bbb.org or (651) 699-1111, or toll-free at 1-800-646-6222.

10A

July 22, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business Briefs Bus Rapid Transit needs $18.6 million by Laura Adelmann THISWEEK NEWSPAPERS

Photo submitted

At the Tee it up for the Troops presentation to the Minnesota Twins were Vice President LTC (Ret.) Harry Wisdom (front from left) and Board Member Cara Koski; Patrick Klinger, vice president, marketing for the Twins; Board Member Alex Plechash USMC (Ret.) and President Jeff Anderson (from back left) Board Member Neil Tollefsrud NAVY (Ret.) and Board Member John Nikolai.

Burnsville-based Tee it up for the Troops recognizes Twins Burnsville-based Tee it up for the Troops (www.teeitupforthetroops.com) recognized the Minnesota Twins for supporting the charitable organization by donating high value auction items that include a Spring Training trip and memorabilia, and for former Twins players giving generously of their time each year to golf with injured mili-

tary veterans. Tee it up for the Troops was established in 2005 with the mission to honor, respect and to remember the service of those that have given so freely to protect the U.S. Over $2 million has been raised at patriotically oriented events, with the flagship golf tournament held each year at Mendakota Country Club in

Mendota Heights on the Friday closest to Sept. 11. This year’s tournament will be held Sept. 10. Former Twins player Paul Molitor is a member of the Tee it up for the Troops Advisory Board, and the Twins have been generous in their support of Military Appreciation Days at the ballpark. A flag flown in honor of

State real estate market showing more promise The Minnesota real estate market is showing more promise than expected after the expiration of the Home Buyer Tax Credit. June figures on housing activity in a new report from the Minnesota Association of Realtors are more positive than negative for homeowners. June closed sales were up 11 percent compared to last year, median home prices were up slightly to $155,000 and the inventory supply was down 9 percent, according to the report. June numbers also showed: • Pending sales, which are home sales where contracts have been drafted but not yet closed, are down 33 percent compared to the

same time last year; • Median prices have increased in eight of the state’s 13 economic regions: Upper Minnesota Valley up 16.8 percent, Southwest Region up 10.7 percent, Central Region up 4.1 percent, Seven County Twin Cities up 6.2 percent. Unemployment in some economic regions is a major cause for localized price difficulties. As an example, in the East Central Region the unemployment rate is 8.8 percent. For June, the median home price fell 6.4 percent compared to the median a year earlier. Conversely, in the Southwest Region where the unemployment rate is 4.7 percent, home values increased 55.9 percent in June 2010

when compared with June 2009 and are up 10.7 percent through the first six months of 2010. Lower inventory levels are also helping boost home values. However, in many areas, foreclosures and short sales are playing a role in temporarily dampening the area median home price. The Housing Affordability Index, which measures the median income of a family compared to the median home price, has reached 113, which means the median family income has 113 percent of the necessary income required to purchase a median priced home using traditional qualifying ratios and 30year fixed-rate financing.

Tee it up for the Troops over COB Basra, Iraq, Headquarters of the 34th Red Bull Infantry Division was included in the presentation. Two other presentations were also recently made, one to the Mall of America and the other to FOX Sports North, in recognition of their generous support of Tee it up for the Troops.

Dakota County still needs another $18.6 million to follow through on plans for station-to-station bus service on Cedar Avenue by 2012. The Regional Rail Authority, which is the Dakota County Board, authorized on July 13 seeking the money through a federal grant from the U.S. Transportation Department. County Transit Specialist Sam O’Connell said in a similar 2009 round of funding, more than 1,400 applications were received, carrying funding requests totalling $60 billion. Funding was granted for just 51 projects at a cost of almost $1.5 billion. Based on that outcome, O’Connell said the county’s chances of being selected for the money were slim. Other sources for the funding gap include the Counties Transit Improvement Board, which disperses funds collected through the quarter-cent sales tax increase for transit some counties implemented in 2008. The county is planning on using CTIB funds to pay for up to half of the annual operating and maintenance costs for the services, estimated at $1.77 million annually (in 2009 dollars). According to the county, this $18.6 million request would be used to complete the first stage of development for the Cedar Transitway.

Travel Leaders Group closes sale of Connexions Loyalty Travel Solutions Travel Leaders Group, one of America’s top 10 travel companies, which has a location in Apple Valley, announced July 13 that it has closed its sale of Connexions Loyalty Travel Solutions to Affinion Group, Inc., a global leader in customer engagement solutions. Connexions has become a significant provider of both online and offline travel for loyalty-based customers. The transaction, valued at $135 million, closed on July 1. Connexions’ management team and employees will continue to work within Affinion’s combined company. Travel Leaders Group CEO Barry Liben indicated that completion of the sale will help increase Travel

Leaders Group’s focus and presence in the traditional travel agency business – including both wholly-owned and franchised locations throughout North America – while at the same time allowing its successful loyalty business (Connexions) to transfer ownership and become part of one of the world’s leading companies in loyalty management. Nevertheless, Liben noted that Travel Leaders Group will maintain a business relationship with Connexions. Travel Leaders Group now consists of four companies: Travel Leaders Corporate, Travel Leaders Franchise Group, Travel Leaders Leisure Group and Tzell Travel Group.

Included is a new layover facility in Apple Valley, station-to-station and local service vehicles, a new 161st Street station in Lakeville, improvements to the Lakeville Cedar Transit Station and technologies to allow off-board fare collection, informational signs and transit signal priority equipment. In addition to requesting funds, the RRA approved release of the updated Cedar Avenue Transitway Implementation Plan for a 30-day public review and comment. According to the plan, five park-and-ride facilities will serve the transitway with 2,860 spaces. In the future, additional park-and-rides may be built or spaces may be added to the Apple Valley Transit Station. Construction for the busonly shoulders on Cedar Avenue between 138th Street and 181st Street is expected to begin this fall and be completed by fall 2012 in time for the start of station-to-station service. Express bus service to and from downtown Minneapolis will continue to use the bus-only shoulders on Cedar Avenue and Trunk Highway 62. The county will learn if the project was selected for the grant funding by this fall. For more information, visit the county’s website, www.co.dakota.mn.us. Laura Adelmann is at laura. adelmann@ecm-inc.com.

Fair from Page 5A

our state, from Ada to Zumbrota. As we visit our county fairs and we prepare to visit our great state fair at the end of summer, think about what the state fair has meant to you and your family. Think about the next generation experiencing state fair traditions. Then take a moment to visit the Minnesota State Fair Foundation at www.msffoundation.org to tell your own state fair story. Frank Parisi is chairman of the Minnesota State Fair Foundation Board. The foundation is a nonprof it entity that supports the state fair.

11A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 22, 2010

Capitol Commerce

Business Briefs Metro area growth slows

Fairview clinics upgrade digital mobile mammography

The Twin Cities metro area’s population grew to 2.88 million in 2009, adding 240,000 people since 2000, according to Metropolitan Council annual population estimates. The metro area’s population grew 9 percent between 2000 and 2009, driven primarily by “natural growth,� meaning more births than deaths, longer life expectancies and retention of young adults. Population growth has been accompanied by a gain of 117,000 new households formed by young adults and new families locating primarily in developing suburbs. The 15 growth leaders between 2000 and 2009 are Shakopee, Blaine, Woodbury, Lakeville, Maple Grove, Brooklyn Park, Eden Prairie, Prior Lake, Rosemount, Hugo, Farmington, Chaska, Savage, Plymouth and Ramsey, respectively. The metro’s largest city, Minneapolis, has led new housing production in recent years. Most of the gains are in the form of attached and multifamily developments. Between 2000 and 2009, Minneapolis gained 7,400 households. The population gain for the same period was 3,900. Also, according to Met Council estimates, St. Paul gained 3,300 households and 700 people during the same period. Recent census estimates show the Twin Cities metro area has the fourth-fastest population growth rate among major metro areas in the Midwest. The Met Council’s 2009 estimates are model-based estimates informed by 2000 Census and current local data sources. Historically, estimates prepared by the Met Council have been accurate when compared against later decennial census counts. The U.S. Census Bureau conducted a decennial census earlier this year. New Census 2010 population counts will be available in March 2011. Council estimates and a council research summary of the population and household estimates can be viewed online at www.metrocouncil. org/metroarea/stats.htm or by contacting the Regional Data Center at (651) 602-1140 or data.center@metc.state.mn.us. The Metropolitan Council is the regional planning organization for the seven-county Twin Cities area. It runs the regional bus and rail system, collects and treats wastewater, manages regional water resources, plans regional parks and administers funds that provide housing opportunities for low- and moderate-income individuals and families. The council is appointed by and serves at the pleasure of the governor.

More than 184,450 women will be diagnosed with breast cancer in the United States this year. Fairview Clinics and Shared Medical Services, which have locations in Dakota County, are advancing the fight against breast cancer with a new mobile mammography service. The new technology provides physicians with precise all-digital images and the largest field of view currently available, for precision imaging of patients of all shapes and sizes. The system has been installed in a mobile unit, so that it can reach more communities and provide mammography services closer to home. There are many advantages to a digital system. The

images are clear and easy to read, and offer an excellent view of the breast, especially near the skin line, chest wall and in women with diverse breast tissue. The image is ready to read within 10 seconds, without waiting for film to be developed to be sure the images are usable. The image can be sent electronically to a consulting physician almost instantaneously. Fairview offers mammography services at more than 15 locations with awardwinning breast centers and women’s imaging centers at its Fairview hospitals and medical centers. Patients can visit fairview. org/mammogram for more information and to find a location near them.

Government Building at Dakota County Fair offers fun Children of all ages can put on their fruit and veggie crown, saddle up a plasma car, and ride at the Government Building during this year’s Dakota County Fair Aug. 9–15. They can race down the highway to health dodging fruit and vegetable cutouts, or pretend to whip up a healthy meal in a play kitchen. Adults are invited to join in the fun, too. The “Food for Thoughtâ€? resource center will serve up healthy eating tips and other health-related information. Dakota County’s Public Health staff will be available to answer questions and explain county resources. Some special activities are planned for the week including: • On Tuesday, Aug. 10 –

Kids’ Day – Young people can pick up an orange to eat and make a healthy eating button that they can wear to remind people to eat healthy. • Visitors can get their blood pressure checked on Thursday, Aug. 12 from 10 a.m.–2:30 p.m. and on Friday, Aug. 13 from 10 a.m.–1 p.m. • Canine demonstrations by the Sheriff ’s Office are Tuesday, Aug. 10 at 1 p.m. and Thursday, Aug. 12 at 2 p.m. The Dakota County Government Building is open Monday from noon to 7 p.m. and Tuesday–Sunday from 10 a.m.–7 p.m. The Government Building is just south of the flag poles and across from the large parking lot when entering the fair from the Third Street entrance.

Republicans accuse Otto of living large on taxpayers’ dime DFL State Auditor Rebecca Otto says GOP is distorting the facts by T.W. Budig ECM CAPITOL REPORTER

Republicans accused DFL State Auditor Rebecca Otto of enjoying “lavish� meals like lobster on the state dime while travelling, but Otto charged that Republicans are distorting the facts. Republican Party of Minnesota Chairman Tony Sutton July 19 called on Otto to apologize for perceived lavish spending on hotel and meals by the auditor and staff while attending conferences. “The symbolism is really bad right now,� said Sutton at a press conference. “It sends the wrong message.� Sutton pointed to a state managerial plan stipulating that managers use good judgement when incurring lodging. He questioned whether lodging couldn’t be found cheaper than the $368 per night that charge Otto during a two-night stay at the Sheraton Chicago. Sutton also questioned the appropriateness of Otto enjoying meals like lobster and cream pie at a cost of $44. The cost of meal exceeded the reimbursement amounts afforded state employees under the managerial plan, Sutton argued. “We are outraged by this,� he said.

You say you didn’t notice until it was too late to do anything about it? Probably, if you aren’t checking the Public Notice columns of this newspaper regularly. Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world. The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting. Whether you know them as Public Notices or as “the legals�, it pays you to check the Public Notice columns in this newspaper each issue. What you don’t know might cost you!

Thisweek Newspapers Dakota County Tribune BUSINESS WEEKLY

952-894-1111

Misrepresenting the facts But Otto said the Republicans were misrepresenting the facts. “Tony has a problem with numbers,� Otto said. For one thing, Otto said Republicans included a $1,472 Sheraton Chicago hotel bill under Otto staff travel when the bill was paid by someone else — not the State of Minnesota. As for the $44 lobster and cream pie, Otto said that was the total cost of the meal — not the portion she was reimbursed. Depending on whether a state employee skips breakfast and lunch, the reimbursement amount could be $31, she explained. Otto said her travels to pension related meetings are required travel. “I am required by statute to go these conferences,� she said. “Nothing has gone wrong. I’ve done a good job.� Otto said she herself pays for some of her travels. She has gone to three national state auditor association meetings paying expenses out of her own pocket, Otto said. Otto, as she has in the past, charged that Republicans were placing burdensome and unprecedented

data practices requests on her office. Compiling with these requests is expensive, costing thousands of dollars, Otto explained. While some of the cost can be charged to the entity seeking the information, the whole cost cannot, she explained. “They’re going to look for a nugget and they’re going to try to spin it, “Otto said. Sutton styled the data requests as standard operating procedure for a political party. Republicans have made data requests to the Attorney General Office’s and Secretary of State’s Office — both held by DFLers. The reason Otto is reacting so strongly against the data request, Republicans argue, is because she knew they’d find things. Former Republican state auditor Pat Anderson, who’s challenging Otto, said the idea auditors had to the attend pension conferences was wrong. Additionally, Anderson said food is routinely offered at conferences and she wondered why it was necessary for Otto to buy meals. T.W. Budig is at tim.budig@ ecm-inc.com.

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12A

July 22, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Emmer gets tips from restaurant servers Town hall regarding wages for wait staff turns raucous in Roseville

Capitol Roundup

by T.W. Budig ECM CAPITOL REPORTER

Republican-endorsed gubernatorial candidate Rep. Tom Emmer spoke to a room of sometime angry and indignant restaurant wait staff Wednesday, July 14 and blamed the media for misrepresenting his stance on restaurant worker wages. Emmer, grilled in recent days by DFL gubernatorial rivals who have portrayed him as out-of-touch and practicing government by anecdote, held a town hall meeting at the Ol’ Mexico Restaurante in Roseville to meet with food servers. Emmer repeatedly told the spirited crowd of 150 to 200 people packing the back room that he did not support decreasing the state’s minimum wage. “I’m going to tell you right now that was totally false,” Emmer said of media reports suggesting that he did. “You don’t do that — you don’t even have that discussion.” Emmer said when he was asked if he could support a tip credit — a credit allowing restaurants to pay tipped wait staff less than minimum wage — that he could support it. But he insisted he had no tip credit proposal. Emmer later refused to discuss the tip credit when asked by a reporter. Emmer did not question media reports that had him talking about wait staff earning a $100,000 a year — average state wage for waiters and waitress is about of fifth the amount. “All I did was repeat what I

Photo by T.W. Budig

Lit by a TV camera light, endorsed Republican gubernatorial candidate Rep. Tom Emmer of Delano scans the back room of the Ol’ Mexico Restaurante in Roseville during a spirited town hall meeting Wednesday, July 14 he had called to meet with restaurant wait staff.

Photo by T.W. Budig

Many gathered at the meeting and kept their hands raised hoping to speak while another grasped the microphone. was told by Joe the owner,” said Emmer of a recent discussion he had with the owner of the Eagle Street Grille in St. Paul. Emmer said a miscommunication had taken place.

The town hall meeting abruptly ended after about 50 minutes when a young man quickly approached Emmer who was at a table. “I got a tip for you too, Em-

mer,” shouted the man who then poured a bagful of pennies onto the table. Emmer, moments later, admitted being startled. “I played hockey for a lot of

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

years and that guy actually got me to jump a little bit,” he said. Emmer later explained that while startled, he hadn’t been frightened. “I do think I’ll keep doing it,” said Emmer of speaking to potentially hostile crowds. “I will not run away.” Some restaurant workers at the town hall expressed anger and incredulity at Emmer. A restaurant worker from St. Paul, who reported making a salary in the high teens, said the idea of waiters making $100,000 a year “just blows my mind.” Other restaurant staffers spoke of needing to work several jobs, of uncertain hours, of uncertain wages. Some patrons simply don’t believe in tipping, said a waitress from Stillwater. Connie Scott McCoy of Woodbury, a waitress at Keys Cafe, fired questions at Emmer from a letter she had intended to mail him. In part, McCoy took issue with idea that buying a meal at a Minnesota restaurant is expensive. She made reference to the fact lawmakers are paid a per diem allowance to help cover the cost of meals. “So where do you get off complaining about the price of your meal when you eat basically for free,” she said. While saying she had succeeded in her attempt to put him in his place, Emmer indicated the idea taxpayers were feeding him was wrong. Although Emmer received some catcalls — some of the nastiest comments were directed by audience members

at each other — Emmer also wrung out a loud cheer. “This money belongs to you — it doesn’t belong to the government,” he said of wait staff wages. Emmer recently presented a tax relief package for the hospitality industry and its employees.

Elimination of taxes He calls for the elimination of state income taxes on most tipped wages — he would exclude from taxation the first $20,000 in tips for the state’s 45,000 tipped employees, according to the Emmer campaign. The proposal could save these taxpayers about $17 million a year, it’s estimated. Other proposals include the elimination of tax penalties for providing free meals to employees and allowing restaurant owners the same tax breaks for capital equipment purchases as provided other industries. Speaking to reporters after the town hall, Emmer indicated that he thought things had gone well. When asked, Emmer indicated he wasn’t concerned about needing more security — that’s for others to decide, he said. Emmer recalled seeing his wife, Jacquie, seated nearby during the town halls, and the expression she had after the penny dumping incident. “This little girl I’ve been married to all these years is laughing uncontrollably,” he said. T.W. Budig is at tim.budig@ ecm-inc.com.

Primary ballot has Republican battle ahead Tom Emmer’s campaign manager has a tough primary battle by T.W. Budig ECM CAPITOL REPORTER

The Emmer for Governor campaign manager is facing a primary election challenge on the Aug. 10 ballot. Rep. Mark Buesgens, RJordan, manager of the Emmer for Governor campaign, is being challenged in District 35B by former Republican lawmaker Tom Rees of New Market Township — Rees served several terms in the House beginning in 1978. A former Northwest Airlines employee and businessman, Rees has tried twice to unseat Buesgens — both attempts fell far short. “I’m accused of not liking

(Buesgens) him, but he’s a very likable guy,” said Rees of his opponent. But Rees q u e s t i o n s Mark Buesgens — a Buesgens familiar figure in House floor debate who in recent general elections gathered more than 60 percent of the vote — in a number of areas. Buesgens has “gone over the edge” and become a professional political operative, Rees argues, in accepting the paid position of campaign manager for Rep. Tom Emmer’s gubernatorial campaign. How can Buesgens possibly fulfill such a demanding job as a statewide campaign manager and watch over the district? Rees asks.

Additionally, Rees argues that Buesgens is less conservative than libertarian. He is especially trouTom bled, Rees Rees explained, by Buesgens’ attitude towards state parks. During a House floor debate last March, Buesgens, asked by a Duluth lawmaker whether he would be willing to close and sell the state parks, replied “Yes.” Rees has the video of the exchanged featured on his campaign website. In looking back on in his time in the House, Rees cites the clean up of toxic waste dump sites in the district as a major accomplishment. Rees recalled a hunter once

telling him that on hot days the 55-gallon drums of toxic liquids at these sites would sometimes explode and fly into the air. The Clean Water Action Council of Minnesota has endorsed Rees. During one of his primary challenges he was actually out of the country a lot of the time, Rees explained. “This year I’m kind of getting serious about it,” he said.

Taking it seriously Buesgens, serving his sixth term in the House, said he takes the primary challenge seriously. “It absolutely is a concern,” Buesgens said. Buesgens does not question Rees’ motives. “I’ll just give you my honest, heartfelt perspective: I believe Mr. Rees sincerely believes he can better represent the dis-

trict,” Buesgens said. “And I hope and pray I’ve been doing a good job for the district. And so, leave it to democracy and let the people decide.” Buesgens said he does not favor selling off state park land. Rather, he supports private vendors taking over park land management, he explained. “I’d do that in a heartbeat, you bet,” Buesgens said. “They’re a wonderful amenity — we shouldn’t get rid of them.” “But we do need to look at different models when it comes the entire cost and burden of state government nowadays,” he said. Buesgens called Rees’ question about his ability to manage a campaign and his duties as state representative at the same time legitimate.

Legitimate question “That’s a very legitimate

question that any voter of the district should be asking,” Buesgens said. “I believe I’ve balanced both, especially when it comes to constituent services.” He’s answering his constituent e-mails — just recently visited Owatonna because of a business connection to his district, Buesgens explained. “You got to take them all seriously,” said Buesgens of election challengers. Buesgens points to his 1998 win over longtime DFL House member Becky Kelso as evidence that incumbents can be defeated. “The day after that election Jesse Ventura was the most surprised person in Minnesota,” he said. “I’ll take second most surprised.” T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 22, 2010

13A

Capitol Commerce

State prepares to borrow cash; lawmakers skeptical by Nick Busse LEGISLATIVE SESSION DAILY

Photo by T.W. Budig

Minnesota Supreme Court Associate Justice David Stras was also formally sworn into office today with U.S. Supreme Court Justice Clarence Thomas, to whom Stras once clerked for, administering the oath of office. Thomas, in his brief remarks, pronounced Stras, a former University of Minnesota law professor, suited to the court by training, experience, and disposition. Standing by Stras is wife Heather Stras, while holding the Bible is son Brandon Stras.

The state is running out of options to erase a projected cash flow shortfall, and may have to resort to short-term borrowing to help fill the gap. Though the 2010 legislative session concluded with a balanced budget, Minnesota Management and Budget Commissioner Tom Hanson said the state’s day-to-day cash reserves are still precariously low. He said “administrative actions” are needed to keep the state’s general fund from dipping below acceptable levels as soon as December. Hanson and other budget officials recently testified before members of the Legislative Advisory Commission. No action was taken. Beginning in August, the

state plans to defer some $503 million in payments to school districts, higher education institutions and some human services programs, as well as delay some corporate and sales tax refunds. Even so, Hanson said it may not be enough. “I am going to try everything I can to make sure that the state doesn’t have to short-term borrow,” Hanson said. Nevertheless, he is seeking the commission’s approval to establish a $600 million line of credit with U.S. Bank to help bolster the state’s cash accounts, if necessary. Several lawmakers expressed concern that borrowing might hamstring the next governor with short-term debt, and that payment delays would harm public colleges and universities.

Rep. Lyndon Carlson Sr., DFL-Crystal said the administration should provide a more detailed plan before the commission votes on whether to recommend securing the line of credit. One legislator, Senate Majority Leader Larry Pogemiller, DFL-Minneapolis said he would not vote to approve borrowing under any circumstances. “No matter how much information you give, I’m not for short-term borrowing,” Pogemiller said. State law requires MMB officials to seek a recommendation from the commission before borrowing money; however, Hanson acknowledged that MMB may borrow money with or without the commission’s recommendation.

Group looking at possible sex offender program changes by Mike Cook LEGISLATIVE SESSION DAILY

Photo by T.W. Budig

With her father Roger Skjerven holding the Bible at her side, Minnesota Supreme Court Chief Justice Lorie Skjerven Gildea was officially sworn into office today (Monday, July 12) by Associate Justice Alan Page at the Landmark Center in St. Paul.

Two new justices sworn in As Pawlenty nears the end of his term, Skjerven and Stras take the oath of office by T.W. Budig ECM CAPITOL REPORTER

Two members of the Minnesota Supreme Court were formally sworn into office Monday, July 12 in a ceremony at the Landmark Center in St. Paul. Supreme Court Chief Justice Lorie Skjerven Gildea and Associate Justice David Stras took the oath of office before rows of robed judges, family and well wishers. Gov. Tim Pawlenty, who appointed both Gildea and Stras to the Supreme Court — Gildea originally as an associate justice two years ago before appointing her chief justice this spring — was in attendance. Pawlenty predicted Gildea would achieve “historic stature”

as the state’s 22nd chief justice. U.S. Supreme Court Justice Clarence Thomas attended the ceremony, swearing his former law clerk Stras into office after pronouncing him fit for the court by training, experience and disposition. In his comments on Gildea, former Minnesota Supreme Court Chief Justice Russell Anderson spoke of Gildea growing up in the small town of Plummer — her father serving on the fire department, her mother baking for community events, Gildea as a girl showing animals in the Red Lake County Fair. These were life lessons that followed her onto the bench, Anderson explained. While saying the Minnesota Courts faced budget challenges and the threat of big-money political campaigns being foisted onto it, Gildea spoke of being optimistic about the future, looking for opportunities amid strife.

She rejects the notion of remaining closemouthed about the nation-leading attributes of the state, Gildea explained. “Minnesota is exceptional,” she said. In offering comments about Stras, University of Minnesota Law School Dean David Wippman explained a certain longing for former faculty member Stras to forego the court and remain to the law school. But he realizes that Stras is simply serving the law in another manner, Wippman said. For his part, Stras thanked Thomas for attending the ceremony and for being a steady influence during a difficult period in his life. “You taught me to be a better human being,” Stras said to Thomas. Stras also said that the judiciary belongs to the people. T.W. Budig is at tim.budig@ ecm-inc.com.

Like other states, Minnesota is seeking new ways to deal with sex offenders. A legislative study aims to give the 2011 Legislature some options for addressing sex offender issues while decreasing the cost and managing program growth. Currently, the state has 575 civilly committed offenders, a number expected to increase by 50 to 60 inmates each year. “We need to fix what’s not working and build on the things that are,” said Rep. Debra Hilstrom, DFLBrooklyn Center, chair of the House Public Safety Policy and Oversight Committee. She is one of 18 people

on a study advisory group created in the 2010 bonding law to help the Department of Human Services produce a report detailing several areas regarding sex offenders in Minnesota. The report and specific recommendations must be presented to the Legislature by Jan. 15, 2011. The group’s first meeting looked at current Minnesota sex offender data and reviewed the study’s charge and process to be used. The process calls for five topical teams to look at different issues: sex offender sentencing, sexual abuse perpetration prevention, sex offender treatment, civil commitment process and civilly committed bed space options.

“I’d like to see a comprehensive package next legislative session that gets at all these issues,” said Rep. Michael Paymar, DFL-St. Paul, chairman of the House Public Safety Finance Division. The plan is for the topical teams to begin meeting in the next month, with the full group to reconvene for a midpoint update in late September. Presentation of the topical team recommendations and discussion of next steps is scheduled to occur in December. For more information, or to be notified of upcoming meetings, contact Ann Lindstrom, study coordinator, at (651) 263-6382 or ann.lindstrom@state.mn.us.

Maximizing return on trust land principal by Lee Ann Schutz LEGISLATIVE SESSION DAILY

Income generated by the 2.5 million-acre permanent school trust lands could be increased through the sale of nonproductive acreage, including 86,000 acres in the Boundary Waters Canoe Area Wilderness, and through a change in the fund’s investment portfolio. Chaired by Rep. Denise Dittrich, DFL-Champlin, the Permanent School Fund Advisory Committee reviewed last session’s legislation regarding the lands and began discussion on how to financially maximize the asset. School trust lands are a legacy of the nation’s found-

ers, who, through the General Land Ordinance of 1785, designated parcels of each township in all future territories and states to be used to generate income for public school education. Most bills in 2010 dealing with the lands stalled in the process except for one requiring the Department of Natural Resources, which oversees management of the land, to provide information to the advisory committee by July 15. According to an Office of the Legislative Auditor’s report, the principal of the Permanent School Fund consists of cash and investments generated from the trust land. Income is primarily

earned from land and timber sales, land leases and mineral royalties. The State Board of Investment is responsible for investing the principal. The committee would like to see the state negotiate with the U.S. Department of Agriculture and exchange nonproductive BWCAW land. The money generated could be used to change the investment mix to include more stock equities, or for lands outside the protected area that would generate income. The advisory group is expected to meet again to discuss what Dittrich described as their duty to generate a greater return on the asset for schools now and in the future.

14A

July 22, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, July 22, 4 to 5:30 p.m., Hilton Garden Margaritaville, Hilton Garden Inn, 1975 Rahncliff Court, Eagan. This laid back networking event will feature a cash bar and light appetizers on the patio of the Hilton Garden Inn. Information: Michelle Tighe at mtighe@dcrchamber. com. • Wednesday, July 28, 4 to 8 p.m., Eagan Market Fest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. • Thursday, July 29, 5 to 7:15 p.m., Public Forum – Renewable Energy Opportunities, at Rosemount Community Center, banquet room, 13885 S. Robert Trail, Rosemount. Free to attend but an RSVP is requested as a light meal will be provided. Information: (612) 626-3976, www. umorepark.umn.edu/news/RenewableEnergyForum/index.htm. • Tuesday, Aug. 3, 11:30 a.m. to 1 p.m., Business Policy Roundtable, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. RSVP required. Information: Michelle Tighe at mtighe@dcrchamber. com. • Wednesday, Aug. 4, 4 to 8 p.m., Eagan Market Fest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. • Thursday, Aug. 5, 7:30 to 8:30 a.m., The Buzz at WorkForce Center of Dakota County, 110 B&C, 1 West Mendota Road, West St. Paul. Representatives from the Dakota County Library System will discuss business tools available through the library. Information: Michelle Tighe at mtighe@dcrchamber.com. • Tuesday, Aug. 10, 8 to 9 a.m., AM Connection at Suzie’s Kitchen, 15023 Crestone Ave., Rosemount. Information: Michelle Tighe at mtighe@dcrchamber.com.

Offers from Page 4A

to provide their Social Security number or date of birth (although the online service encourages supplying such information to assist processing the request). Requests to opt out made by telephone or online are effective as to the four major credit reporting agencies and expire five years after notification.

Apple Valley Chamber of Commerce events: • Tuesday, Aug. 3, 5:30 to 7:30 p.m., grand opening and ribbon cutting (6 p.m.) for James Barton Design-Build’s new Design Center, 5920 148th St. W., Suite 310, Apple Valley. Information: (952) 431-1670 or www.jbdb.biz. Burnsville Chamber of Commerce events: • Wednesday, July 28, 4 to 5 p.m., Chamber Ambassadors meeting. Information: travis@ burnsvillechamber.com. • Tuesday, Aug. 3, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway, Suite 150. Free. RSVP: travis@burnsvillechamber.com or anne@burnsvillechamber.com. • Thursday, Aug. 5, 4:30 to 6:30 p.m., Business After Hours at bd’s Mongolian Grill, Burnsville Center - parking lot (off County Road 42), Burnsville. Information: anne@burnsvillechamber.com. • Saturday, Aug. 21, noon to 10 p.m., Art and All That Jazz, Nicollet Commons Park, Burnsville. Information: www.burnsvilleartjazz.com. • Thursday, Aug. 26, 3:30 to 6:30 p.m., Fall Fling – Sporting Clay Challenge, Minnesota Horse and Hunt Club, 2920 - 220th St. E., Prior Lake. Information: travis@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Wednesday, July 28, 8 a.m., Fall Gala meeting, Brackett’s Crossing Country Club. • Tuesday, Aug. 3, 5:30 to 7:30 p.m., grand opening and ribbon cutting (6 p.m.) for James Barton Design-Build’s new Design Center, 5920 148th St. W., Suite 310, Apple Valley. Information: (952) 431-1670 or www.jbdb.biz. • Wednesday, Aug. 4, 11:30 a.m., General Membership Luncheon at The Legends Club. Guest speaker David St. Peter, Minnesota Twins president. Bring canned food items for food drive to be entered into raffle for Twins tickets. Sponsored by Best Buy Lakeville. RSVP required. Information: (952) 469-2020. • Wednesday, Aug. 4, 4:30 to 6:30 p.m., Networking After Hours hosted by Thisweek Newspapers at Main Street After Hours Wine Bar. • Saturday, Aug. 7, 7:30 to

8:30 a.m., Morning Brew at Best Buy. River Heights Chamber of Commerce events: • Thursday, July 29, 4 to 6 p.m., Wakota Bridge opening celebration. Information: Jennifer Gale, (651) 451-2266, ext. 1031. • Thursday, Aug. 12, 5 to 6:30 p.m., Business Card Exchange at Anchor Bank, 66 E. Thompson Ave., West St. Paul. Information: Annie Platek at annie@riverheights.com. • Wednesday, Aug. 18, 7 to 9 p.m., Inver Grove Heights Days meeting at Drkula’s - lower level. Information: www.ighdays.org. • Tuesday, Aug. 24, 4 to 5 p.m., Chamber 101, River Heights Chamber of Commerce, lower level conference room, 5782 Blackshire Path, Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. Kocina Branding & Marketing Companies (350 W. Burnsville Parkway, Suite 350, Burnsville) events. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. Price: Enter “Complimentaryâ€? in the comment section. • Thursday, July 22, 8:30 to 10:45 a.m., “Marketing through Facebook - What Marketing Mangers and Business Owners Need to Know about the Selling Power of Facebook.â€? • Thursday, July 22, 3 to 4:30 p.m., “Got what it takes to get publicity coverage for your company?â€? • Tuesday, July 27, 8:30 to 11 a.m., “Creating a Social Media Plan.â€? • Wednesday, July 28, 8:30 a.m. to noon, “Developing a Brand Playbook.â€? Rasmussen College event: Career & Networking Fair, 3 to 5 p.m. Thursday, Aug. 19, at all metro Rasmussen College locations including Lake Elmo/Woodbury, Eagan, Brooklyn Park, and Eden Prairie. Plan to attend for current or future hiring needs. Typically, 100+ students, graduates, and members of the public attend this event. It is free of cost. Information: (651) 259-8124. Hollstadt & Associates event: Hollstadt & Associates 20th anniversary celebration, 4:30 to

7:30 p.m. Thursday, Sept. 23, at the Guthrie Theater, 818 S. Second St., Minneapolis. Invitations will be mailed in August. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 2165406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200.

To opt out in writing: Consumers may also opt out of prescreened offers by writing to the individual consumer reporting agencies at the following addresses: • Equifax, Information Services LLC, P.O. Box 740123, Atlanta, GA 303740123 • Experian, 475 Anton Blvd., Costa Mesa, CA 92626 • Innovis, 250 E. Town St.,

Columbus, OH 43215 • TransUnion, Name Removal Option, P.O. Box 505, Woodlyn, PA 19094 When mailing your written request, you should include the following information: (a) complete name, (b) full address, (c) previous address (if you’ve moved in the last six months), (d) Social Security number, (e) date of birth, and (f ) signature.

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Consumers may also permanently opt out from receiving prescreened offers by submitting a signed Permanent Opt Out Election form, which is available by logging onto www.optoutprescreen. com. You may also send a written request to each consumer reporting agency for its Permanent Opt Out Election form at the above-addresses. Opt out requests must be processed within five business days, although it may take up to 60 days before the consumer stops receiving prescreened offers. If you have questions, contact the Minnesota Attorney General’s Office at Office of Minnesota Attorney General, Lori Swanson 1400 Bremer Tower, 445 Minnesota Street, St. Paul, MN 55101; (651) 296-3353, 1-800-657-3787, TTY: (651) 297-7206, TTY: 1-800-3664812 Lori Swanson is Minnesota attorney general.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator� Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and

apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business� – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Photo by Jessica Harper

Ryt-Way recently acquired Cloud Solutions, a packaging company in Des Plaines, Ill., and has increased its number of employees by about 11 percent since last year. Ryt-Way from Page 1A

“We came out stronger and reached out to customers we haven’t seen in a while,� he said. “We seem to be headed toward a recovery.� Bolton said the company was able to survive the recession due to its diversification into different types of packaging products.

As the company started to rebound last year, it began hiring more employees. The Lakeville facility currently has 750 full-time and part-time employees, and between 50 to 150 temporary employees, which is about 11 percent more than last year, Bolton said. Jessica Harper is at jessica.harper@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 22, 2010

15A

Dakota County Business Contacts Apple Valley Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com

Positively Minnesota Marketing Partnership

E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors

Dakota Future

Bureau

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

gateway for economic development services within Dakota County.

Phone: (952) 898-5646 Fax: (952) 487-1777

Address: P.O. Box 240874, Apple Valley MN 55124-0874

Web site: www.burnsvillemn.com

E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044

Minnesota Workforce Centers in Burnsville and West St. Paul

Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Eagan, MN, 55123

Web site: www.dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

Phone: (651) 675-5546 or 1-866-324-2620

City Governments

Web site: http://eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or

E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com

Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist

business mentors.

E-mail: info@dcrchamber.com

Eagan, Jon Hohenstein

of Employment and Economic Development and other state agencies

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful

Fax: (651) 452-8978

Web site: www.burnsville.org

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department

South Metro SCORE

Phone: (651) 452-9872

Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us

Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us

Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102,

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus

state or federal business finance programs. Apple Valley, Bruce Nordquist

Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

Business Directory

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To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE City of Lakeville

Request for Proposal - Medical The City of Lakeville will accept proposals for medical insurance for City staff until 4:30 p.m. on August 12, 2010. Proposals should be mailed to: Jim Sarych Financial Concepts, Inc. 9655 Schmidt Lake Road Plymouth, MN 55442 The Proposal should be labeled "Proposal - Lakeville Medical Insurance 2011". The Request for Proposal and information necessary for underwriting are on file with Financial Concepts Inc. at (763)-450-1800. No formal opening of proposals will occur. The City Council reserves the right to accept or reject any or all proposals, or parts thereof. The Request for Proposal is being made under conditions set forth in Minnesota Statues Section 471.6161. 2270585 7/22-8/5/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-413 In Re: Estate of Michael Dullea Offtermatt, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 30th day of August, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated November 3, 2008, and for the appointment of Dianne M. Meadley-Offtermatt, whose address is 18793 Portwood Way, Hastings, MN 55033 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 7/16/10 Richard G. Spicer Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 2269250 7/22-7/29/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS Manufactured home, VIN# FH298 currently located at 12305 Geneva Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of August, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Ambrosia Moctezuma Morales (10/10/1969), Maria Salazar (06/21/1975) and United Credit Services, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Five-Hundred and Five Dollars and 32/100 ($3,505.32) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: July 15, 2010 ________________________ Carol Williams, Agent Hometown Homes 2271001 7/22-8/5/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Online Consignments 2. State the address of the principal place of business: 20032 Ideal Way, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Copper Creek Candles Inc, 20032 Ideal Way, Lakeville, MN 55044 Denise M. Chan, 20032 Ideal Way, Lakeville, MN 55044 Lauretta E. Crelly, 20032 Ideal Way, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: June 23, 2010 Denise M. Chan CEO 2257314 7/15-7/22/10P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN: 1997 Weeres 20 Foot Pontoon WRSSP 224E797 Will be sold at public auction by the Sheriff of Dakota County on the 19th day of August 2010 at 2 p.m. in the Parking Lot located at 26690 Highview Ave., Eureka Township, County of Dakota, Farmington, MN to pay and satisfy a lien which is claimed to be due thereon from Peter Josha as owner thereof to Maintenance of Minnesota, 27250 Hamburg Ave., Farmington, MN 55024 in the sum of One Thousand Six Hundred Seventy Five Dollars and no cents ($1,675.00) computed to the day of said sale, exclusive of expenses of said sale and advertising and making said sale. The successful bid, other than a bid by the lien claimant, Maintenance of Minnesota, shall be in cash or certified funds. Dated: July 22, 2010, Maintenance of Minnesota 2267767 7/22-8/5/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-398 Estate of Geraldine Marie Stenger, Decedent It is Ordered and Notice is given that on August 9, 2010, at 9:00 a.m., a hearing will be held in this Court at 1560 W Hwy 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Jeffrey Stenger / Robert Stenger, whose address is 2393 Ponds Way, Shakopee, MN 55379 / 1912 Southpointe Terrace, Eagan, MN 55122 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 7/8/10 BY THE COURT RICHARD G. SPICER Judge of District Court Attorney for Petitioner pro se 2257351 7/15-7/22/10P

To: DAVID SMITH and all persons claiming an interest in: 1958 - 14’00” Crestliner - MN 1028 AB - 1969 - 25 hp - Evinrude - E3157091 - 25R69B Please take note that Terry Gideon will apply to the SC Department of Natural Resources for a title to the above described watercraft/outboard motor no later than ten days from the last publication of this notice. This is the first of three notices to be published weekly for three weeks. If you wish to claim an interest in above described watercraft/outboard motor, you are advised to contact the SC Department of Natural Resources immediately at (803) 734-3858 Case No: 20070131980081. 2268217 7/22-8/5/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-399 In Re: Estate of Marjorie S. Koepke, a/k/a Marjorie Koepke, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 9th day of August, 2010, at 9:00 o’clock AM., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 12, 2006, and for the appointment of Robert S. Koepke whose address is 9140 Parkside Drive, Woodbury, MN 55125, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 7-8-10 Rex Stacey Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 2258153 7/15/-7/22/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 MARS Manufactured home, VIN# FH302 currently located at 12179 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of August, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Robert Eugene Dickey (09/26/1966), Dorothy Ruse (06/15/1956) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Five-Hundred, Eleven Dollars and 63/100 ($3,511.63) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: July 15, 2010 ________________________ Carol Williams, Agent Hometown Homes 2271023 7/22-8/5/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT-CIVIL DIVISION FIRST JUDICIAL DISTRICT Case Type: Other Civil Associates Assets Management, LLC Plaintiff, vs. Christine Elliott, Defendant. THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED and required to serve upon Plaintiff’s attorney an answer to the Complaint which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint. Rule 114 of the Minnesota General Rules of Practice for the District Courts provides for Alternative Dispute Resolution in civil cases. Alternative Dispute Resolution includes mediation, arbitration, and other processes as set forth in the District C o u r t r u l e s . You m a y c o n t a c t t h e Court Administrator for further information. Dated: May 11, 2010 VANDERHEYDEN LAW OFFICE, P.A. By: David W. VanDerHeyden Attorney for Plaintiff Attorney Reg. No. 122622 302 Elton Hills Drive NW, Suite 300 PO Box 6535 Rochester MN 55903-6535 (507) 281-2315 2246317 7/8-7/22/10P

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Notice and Order of Hearing (For Publication) STATE OF MINNESOTA ANOKA COUNTY COURT Case No. 02-JV-10-915 IN THE INTEREST OF A.M.O. To: Samuel Louis Getschmann, address unknown IT IS ORDERED: This notice be published advising you that a petition for termination of your parental rights to the above named child be heard at the Anoka County Courthouse, Anoka Minnesota, 325 East Main Street, Anoka, MN 55303, on August 26, 2010, at 8:20 am. YOU ARE ORDERED to appear before the Juvenile Court at the scheduled time and date. You have a right to be represented by counsel. If you fail to appear at the hearing, the Court may still conduct the hearing and grant appropriate relief, including permanently severing the parental rights of the above-named parent(s) or legal custodian(s) and taking permanent custody of the child/ren named in the Petition. The Honorable Douglas B. Meslow Judge of District Court. 2270250 7/22-8/5/10P

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1975 HOLY Manufactured home, VIN# 3035 currently located at 12741 Garner Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of August, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Nancy Marianell Medina (02/22/1980), Raymondo Garcia (03/15/1965) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Four-Hundred, Sixty-Four Dollars and 27/100 ($3,464.27) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: July 15, 2010 ________________________ Carol Williams, Agent Hometown Homes 2271033 7/22-8/5/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-395 Estate of William Joseph Ullman, Decedent It is Ordered and Notice is given that on August 9, 2010, at 9:00 a.m., a hearing will be held in this Court at 1560 W Hwy 55, Hastings, MN, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated February 4, 1998, and codicil ( ) to the Will dated March 5, 2009, (”Will”), and for the appointment of Judith Ann Dubois, whose address is 651 First Avenue, Mendota Heights, MN 55118 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 7-6-10 BY THE COURT Rex Stacey Judge of District Court (COURT SEAL) Attorney for Personal Representative Neut L. Strandemo Strandemo, Sheridan & Dulas, P.A. 1380 Corporate Center Curve, #320 Eagan, MN 55121 Attorney License No: 106239 Telephone: (651) 686-8800 FAX: (651) 686-7870 2255906 7/15-7/22/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: “Elite Faces” Skin Care and Makeup Artistry 2. State the address of the principal place of business: 12521 Portland Ave #400, Burnsville, MN 55338 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Barbara N. Canter, 12521 Portland Ave #400, Burnsville, MN 55338 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 04-26-2010 Barbara N. Canter 2264706 7/22-7/29/10P

PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-CV-10-2087 Case Type: Name Change In the Matter of the Application of: Michelle Susan Niemi On Behalf of: Nikolas John Milionis Alexander Christopher Milionis Michael William Milionis For a Change of Name to: Nikolas John Milionis Niemi Alexander Christopher Milionis Niemi Michael William Milionis Niemi TO: Christos Milionis, 917 Rushmore Drive, Burnsville, MN 55306 An Application for Name Change has been filed by Michelle Niemi for a change of name for the minor child(ren) Nikolas John Milionis, Alexander Christopher Milionis, Michael William Milionis to Nikolas John Milionis Niemi, Alexander Christopher Milionis Niemi, Michael William Milionis Niemi. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Avenue, Apple Valley, MN on August 27, 2010 at 9:00 a.m. You may obtain a copy of the Application for Name Change from District Court, 14955 Galaxie Avenue, Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: July 1, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy Clerk 2261509 7/15-7/29/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-414 In Re: Estate of John Martin Collins, Decedent. Anna Collins has filed a Petition for Determination of Descent. It is Ordered that on 8-30-2010, at 9:00 am, a hearing will be held in courtroom ___ at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 7/16/10 BY THE COURT Richard G. Spicer Judge of District Court Paul Law Office, PLLC Christopher L. Paul MN# 389250 2605 East Cliff Road Burnsville, MN 55337 Telephone: (952) 491-0406 Facsimile: (952) 894-8959 e-mail: clpaul@paullegal.com Attorney for Petitioner 2267761 7/22-7/29/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF ELECTION CITY OF LAKEVILLE NOTICE IS HEREBY GIVEN that the polling places for the State Primary Election to be held on August 10, 2010 are as follows: PRECINCT 1 - Lakeville Area Arts Center, 20965 Holyoke Avenue PRECINCT 2 - St. John's Lutheran Church, 20165 Heath Avenue PRECINCT 3 - Evergreen Community Church, 16165 Kenwood Trail PRECINCT 4 - Hosanna! Lutheran Church, 9600 - 163rd Street W. PRECINCT 5 - C r y s t a l L a k e Elementary School, 16250 Ipava Avenue PRECINCT 6 - Parkview Elementary School, 6795 Gerdine Path PRECINCT 7 - L o r d o f L i f e L u t h eran Church, 16200 Dodd Lane PRECINCT 8 - North Trail Elementary School, 5580 - 170th Street W. PRECINCT 9 - M e s s i a h L u t h e r a n Church, 16725 Highview Avenue PRECINCT 10 - L a k e v i l l e W a t e r Treatment Facility, 18400 Ipava Avenue PRECINCT 11 - T h e C h u r c h o f Jesus Christ of Latter Day Saints, 18460 Kachina Court PRECINCT 12 - L a k e v i l l e S o u t h High School, 21135 Jacquard Avenue PRECINCT 13 - V a l l e y C h r i s t i a n Church, 17297 Glacier Way PRECINCT 14 - K e n w o o d T r a i l Middle School, 19455 Kenwood Trail The polls will open at 7:00 a.m. and will close at 8:00 p.m. on Election Day. DATED this 15th day of July 2010. Charlene Friedges, City Clerk 2266513 7/22/10

PUBLIC NOTICE

Notice of Sale of Personal Property To Satisfy Lien Thereon Notice is hereby given that the personal property described as follows: A Recreational Vehicle identified by license plate number RVB2827 and VIN number 1GBJP37W4H3326054 located at Sure Lock Rentals and Outdoor Storage, Inc., 10900 Courthouse Boulevard East, Inver Grove Heights, Minnesota 55077 will be sold at public auction by the Dakota County Sheriff on the 19th of August, 2010 at 9:00 a.m., at Sure Lock Rentals and Outdoor Storage, Inc., 10900 Courthouse Boulevard East, in the City of Inver Grove Heights, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon by Sure Lock Rentals and Outdoor Storage, Inc. in the sum of $2,304.00 computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and the grounds of said lien are storage of and care for owner's personal property remaining at Sure Lock Rentals and Outdoor Storage, Inc. following failure of owner to meet contractual obligations. The successful bid, other than a bid by the lien claimant, Sure Lock Rentals and Outdoor Storage, Inc. shall be in cash or by certified funds. Sure Lock Rentals and Outdoor Storage, Inc. may bid by offset against the lien amount. 2268253 7/22-8/5/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Civil Other: Judicial Foreclosure Court File No. 19HA-CV-10-3982 U.S. Bank National Association, Plaintiff, vs. Julia R. Glenn, Advanced Chiropractic of Apple Valley, John Doe and Mary Rowe, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. You are hereby notified that this action is brought for the purposes of foreclosing that certain Mortgage dated June 9, 2006, and filed with the Dakota County Recorder on June 28, 2006, as Document Number 2441520 with respect to property lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Unit Number 406, Hastings Century South, CIC Number 336, Dakota County, Minnesota. RULE 114 OF THE MINNESOTA GENERAL RULES OF PRACTICE FOR THE DISTRICT COURTS PROVIDES THAT ALL CIVIL CASES ARE SUBJECT TO ALTERNATIVE DISPUTE RESOLUTION (ADR) PROCESSES, EXCEPT FOR THOSE ACTIONS ENUMERATED IN MINN. STAT. § 484.76 AND RULES 111.01 AND 310.11 OF THE GENERAL RULES OF PRACTICE. Dated: June 17, 2010 WILFORD & GESKE, P.A. By: /s/ David R. Mortensen David R. Mortensen, #032906X Orin J. Kipp, #0390438 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2264552 7/22-8/5/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN: Furniture & Household Goods, etc. Will be sold at public auction by the Sheriff of Dakota County on the 19th day of August 2010 at 2 p.m. in the Parking Lot, located at 26690 Highview Ave., Eureka Township, County of Dakota, Farmington, MN to pay and satisfy a lien, which is claimed to be due thereon from Colleen Hoffman, 13420 Brickpath, Unit 901, Rosemount, MN 55068 as owner thereof to Maintenance of Minnesota, 27250 Hamburg Ave., Farmington, MN 55024 in the sum of Five Thousand Nine Hundred Ten Dollars and sixteen cents ($5,910.16) computed to the day of said sale, exclusive of expenses of said sale and advertising and making said sale. The successful bid, other than a bid by the lien claimant, Maintenance of Minnesota, shall be in cash or certified funds. Dated: July 22, 2010, Maintenance of Minnesota. 2267779 7/22-8/5/10P

PUBLIC NOTICE

NOTICE OF CANCELLATION OF CONTRACT FOR DEED YOU ARE NOTIFIED: 1. Default has occurred in the Contract for Deed ("Contract") dated August 29, 2003, and recorded on October 9, 2003, as Document Number 2122428, in the Office of the County Recorder of Dakota County, Minnesota, in which Ronald W. Dahlen and Jamie L. Dahlen, husband and wife, as seller, sold to John G. Claypool, as purchaser, the real property in Dakota County, Minnesota, described as follows: Lot 2, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota Check here if all or part of the described real property is Registered (Torrens) 2. The default is as follows: Payment of $572.89 due June 29, 2010 has not been paid. 3. For contracts executed after August 1, 1976, and prior to August 1, 1985, the purchase price was $___________ and the amount of the purchase price paid by purchaser is $__________________, which is _______% of the purchase price, as calculated in the manner required by Minnesota Statutes Sec 559.21, subd 1e. 4. The conditions contained in Minnesota Statutes Sec 559.209 have been complied with or are not applicable. 5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDINGS UNDER MINNESOTA STATUTES, SECTION 559.21, TO TERMINATE YOUR CONTRACT FOR THE PURCHASE OF YOUR PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE CONTRACT WILL TERMINATE NINETY (90) DAYS AFTER THE FIRST DATE OF PUBLICATION OF THIS NOTICE UNLESS BEFORE THEN: (a.) THE PERSON AUTHORIZED IN THIS NOTICE TO RECEIVE PAYMENTS RECEIVES FROM YOU: (1) THE AMOUNT THIS NOTICE SAYS YOU OWE; PLUS (2) THE COSTS OF SERVICE (TO BE SENT TO YOU); PLUS (3) $0 TO APPLY TO ATTORNEYS' FEES ACTUALLY EXPENDED OR INCURRED; PLUS (4) FOR CONTRACTS EXECUTED ON OR AFTER MAY 1, 1980, ANY ADDITIONAL PAYMENTS BECOMING DUE UNDER THE CONTRACT TO THE SELLER AFTER THIS NOTICE WAS SERVED ON YOU; PLUS (5) FOR CONTRACTS, OTHER THAN EARNEST MONEY CONTRACTS, PURCHASE AGREEMENTS, AND EXERCISED OPTIONS, EXECUTED ON OR AFTER AUGUST 1, 1985, $114.57 (WHICH IS TWO PERCENT OF THE AMOUNT IN DEFAULT AT THE TIME OF SERVICE OTHER THAN THE FINAL BALLOON PAYMENT, ANY TAXES, ASSESSMENTS, MORTGAGES, OR PRIOR CONTRACTS THAT ARE ASSUMED BY YOU); OR (b.) YOU SECURE FROM A COUNTY OR DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE CONTRACT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES. IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR CONTRACT WILL TERMINATE AT THE END OF THE PERIOD AND YOU WILL LOSE ALL THE MONEY YOU HAVE PAID ON THE CONTRACT; YOU WILL LOSE YOUR RIGHT TO POSSESSION OF THE PROPERTY; YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE; AND YOU WILL BE EVICTED. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY. 7. The name, mailing address, and telephone number of the seller or of an attorney authorized by the seller to accept payments pursuant to this notice is: Ronald W. Dahlen, Seller 15028 Butternut Lane Burnsville, MN 55306 (952)215-6950 This person is authorized to receive the payments from you under this notice. 2265661 7/22-8/5/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 08/03/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Items Name: Monique Sparrow Bill of Lading #: 63505 Amount: $842.60 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2252190 7/8-7/22/10

PUBLIC NOTICE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT A-2683953 NO. 19HA-CV-09-5476 LAND TITLE SUMMONS IN APPLICATION FOR REGISTRATION OF LAND In the Matter of the Application of Fischer Market Place, LLP, a Minnesota limited liability partnership, to register the title to the following described real estate situated in Dakota County, Minnesota, namely: Parcel 1: The South Half (S 1/2) of the Southeast Quarter (SE 1/4) of Section Thirty-five (35), Township One Hundred Fifteen (115), Range Twenty (20), Dakota County, Minnesota, EXCEPT the East 1,645.00 feet thereof; and FURTHER EXCEPTING the North 525 feet of the South 615 feet of the West 177.5 feet of the Southeast Quarter, Section 35, Township 115 North, Range 20 West, Dakota County, Minnesota, according to the United Stated Government Survey thereof and situated in Dakota County, Minnesota. AND Parcel 2: That part of the Southwest Quarter (SW 1/4) of Section Thirty-five (35), Township One Hundred Fifteen (115), Range Twenty (20), Dakota County, Minnesota, lying East of Regatta, and lying North of the following described line: Commencing at the Southeast corner of said Southwest Quarter (SW 1/4); thence North 00 degrees 03 minutes 15 seconds West, assumed bearing, along the East line of said southwest Quarter (SW 1/4) a distance of 615.00 feet to the point of beginning of the line to be described, thence North 89 degrees 57 minutes 42 seconds West to the East line of Regatta according to the recorded plat thereof. Also the South 90.00 feet of said Southwest Quarter of Section 35, Township 115 North, Range 20 West, Dakota County, Minnesota lying East of Regatta, Dakota County, Minnesota. Subject to right of way purposes for County Road No. 46. Applicant(s) vs. City of Apple Valley, Minnesota; Dakota County; Minnesota, Magellan Pipeline Company, L.P.; Sarah Y. Thompson; Sewell W. Thompson; Pulte Homes of Minnesota Corporation; Frank H. Rechtzigel; Evelyn I. Rechtzigel Trust; and Frank H. Rechtzigel Charitable Remainder Unitrust, also all heirs and devisees of any of the above-named persons who are deceased; and all other persons or parties unknown, claiming any right, title, estate, lien or interest in the real estate described in the Application or amendments herein. Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to answer the Application of the Applicant(s) in the above-entitled proceeding and to file your answer to the said Application in the office of the District Court Administrator in said County, within 20 days after service of this Summons upon you exclusive of the day of such service, and if you fail to answer the Application within the time aforesaid, the Applicant(s) in this proceeding will apply to the Court for the relief demanded therein. ------------------------------------------------Witness, District Court Administrator of said Court, and the seal thereof, at Minneapolis, in said County, this 11 day of June, 2010. By P. Klingner, Deputy -----------------------------------------------James A. Yarosh Attorney(s) for Applicant(s) James A. Yarosh (#241854) Siegel, Brill, Greupner, Duffy & Foster, P.A. 1300 Washington Square 100 Washington Ave. S. Minneapolis, MN 55401 JimYarosh@sbgdf.com Phone: 612-337-6100 Facsimile: 612-339-6591 2263670 7/22-8/5/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Marj Ford Realty 2. State the address of the principal place of business: 3260 232nd St. E., Hampton, MN 55031 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Marjorie A. Ford, 3260 232nd St. E., Hampton, Mn. 55031 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/25/10 Marjorie A. Ford, President 2256262 7/15-7/22/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Holiday Inn 2. State the address of the principal place of business: 14201 Nicollet Ave South, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Blithe Hospitality LLC, 20800 Kenrick Ave, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 06/16/2010 Angela Thomas 2264725 7/22-7/29/10P

PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-985 Case Type: Name Change In the Matter of the Application of: Dawn Carolyn Murray On Behalf of: Cire Lee Catchings For a Change of Name to: Kiree Lee Murray TO: Eric D’Wayne Catchings Department of Corrections/ Faribault An Application for Name Change has been filed by Dawn Carolyn Murray for a change of name for the minor child(ren) Cire Lee Catchings to Kiree Lee Murray. A hearing on this Application will be held at 1 W Mendota Rd #140, West St Paul, MN 55118 on August 31st, 2010, at 9:00 a.m. You may obtain a copy of the Application for Name Change from 1 W Mendota Rd #140, West St Paul, MN 55118 If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: July 9, 2010 Carolyn M. Renn Court Administrator By: K. Luhrs Deputy 2262598 7/15-7/29/10P

PUBLIC NOTICE NOTICE OF ACQUISITION OF CONTROL of a Minnesota Bank Pursuant to Minnesota Law, and FDIC Regulations, Regarding Change of Control

Notice is hereby given that: Patrick O. Regan has acquired control of 25% or more of the voting stock of: Premier Bank Minnesota 316 Oak Street Farmington, Minnesota 55024 The date of acquisition of the stock: May 11, 2010 The Commissioner of Commerce, State of Minnesota, pursuant to Minnesota Statutes, Sections 46.047 to 46.048, accepted this notification for filing on July 13, 2010. Public comment will be accepted on the application for a period of not less than 21 days from July 22, 2010, the date of publication. Written comments should be addressed to: Kevin M. Murphy, Deputy Commissioner Department of Commerce Division of Financial Institutions 85 7th Place East, Suite 500 Saint Paul, Minnesota 55101 The FDIC is currently reviewing the acquisition of control. Any person wishing to comment on this application to the FDIC may file comments in writing with the FDIC's Regional Director, Division of Supervision, 2345 Grand Boulevard, Suite 1200, Kansas City, Missouri 64108, not later than 20 days from July 22, 2010, the date of publication. In circumstances necessitating prompt action, the FDIC may, for good cause shown, waive or shorten the public comment period or act on a proposed change in control prior to the expiration of the public comment period. Information in the non-confidential portion of the application file is available for public inspection during regular business hours. Photocopies of the non-confidential portion of the application will be made available upon request. Consistent with state and federal law, the Notice is a public document available for review at the Department of Commerce during normal business hours of 8:00 a.m. to 4:00 p.m. by telephoning (651) 297-4867 for an appointment. 2265763 7/22/10

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: SCENTSATIONALLY SOY CANDLE COMPANY 2. State the address of the principal place of business: 1808 Apple View Lane, Burnsville, mn 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Krista Siddiqui, 1808 Apple View Lane, Burnsville, mn 55337 Junaid Siddiqui, 1808 Apple View Lane, Burnsville, mn 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 05/19/2010 Krista Siddiqui, Owner 2261399 7/15-7/22/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION 1ST JUDICIAL DISTRICT Court File No. 19HA-PR-10-406 ESTATE OF GAYLE ROSS BRODIL, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated July 1st, 1998, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Harvey J. Brodil whose address is: 2208 Liberty Lane, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 07/13/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative John M. Gearin John M. Gearin, P.A. 600 Inwood Avenue North, Suite 200 Oakdale, MN 55128 Ph: 651-228-1137 Fax: 651-209-0550 028225x 2269142 7/22-7/29/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Cad jewelery design 2. State the address of the principal place of business: 15050 cedar ave so #104, apple valley, mn 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. jay feichtinger, 15050 cedar ave so #104, apple valley, mn 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/10/2010 Jay Feichtinger, owner 2270903 7/22-7/29/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Contemporary Florals By Christopher 2. State the address of the principal place of business: 1961 Covington Ln., Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Christopher Nelson, 1961 Covington Ln., Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6-1-10 Chris Nelson, Owner 2261352 7/15-7/22/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-410 In Re: Estate of Aurelia Anna Shellenbarger, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated September 4, 2003. The Registrar accepted the application and appointed Todd A. Shellenbarger, whose address is 16256 Temple Drive S., Minnetonka, Minnesota 55345, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection, Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: July 14, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Michael H.A. Ostrem (MN# 330097) Mulligan & Bjornnes PLLP 401 Groveland Avenue Minneapolis Minnesota 55403 Telephone: (612) 871-1800 Facsimile: (612) 871-7869 ATTORNEY FOR PERSONAL REPRESENTATIVE 2268960 7/22-7/29/10

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE ARTICLES OF ORGANIZATION FOR A LIMITED LIABILITY COMPANY MINNESOTA STATUTES CHAPTER 322B 1. Name of Company: SKB HOME DESIGN, LLC 2. Registered Office Address: 1597B CLEMSON DR., EAGAN, MN 55122 3. Name of Registered Agent: SHERYL BRAUN 4. Does this LLC own, lease or have any interest in agricultural land or land capable of being farmed? No 5. Name and Address of Organizer: SHERYL BRAUN, 1597B CLEMSON DR., EAGAN, MN 55122 Date: APRIL 16, 2010 Signed: SHERYL BRAUN 2256921 7/15-7/22/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HAPR-10-416 In Re: Estate of Henry Ecale, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 16th day of August, 2010, at 9:00 o’clock AM, a hearing will be held in the above named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the above named decedent and for the appointment of David Ecale, 4963 Safari Circle, Eagan, Minnesota 55122, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and to do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 7-16-10 Rex Stacey Judge of District Court Mary B. Rannells (207143) MARDELL LAW OFFICE 15000 Garrett Ave. Apple Valley MN 55124 952-432-8899 2269280 7/22-7/29/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-415 Estate of David A. Simmons a/k/a David Alan Simmons, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 16th day of August, 2010, at 9:00 o’clock A.M., a hearing will be held in the above-named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the above-named Decedent, dated April 21st, 2009, and codicil dated May 20th, 2009 and for the appointment of Steven M. Simmons, whose address is 16160 Crosby Cove Road, Wayzata, MN 55391, as Personal Representative of the Estate of the above-named Decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a Personal Representative will be appointed to administer the Estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is further given that ALL CREDITORS having claims against said Estate are required to present the same to said Personal Representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Date 7-16-10 For the Judge: Rex Stacey Judge of District Court Attorney for Personal Representative G. H. Albers, Esq. ALBERS LAW OFFICE 2605 East Cliff Road Burnsville, MN 55337 Off: 952-894-8899 Fax: 952-894-8959 Email: ghalbers@aol.com MN Atty Lic No: 838 2269301 7/22-7/29/10

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-397 In Re: Estate of Shirley Delores Lind, formerly known as Shirle y Delores Wolbrook, Decedent. It is Ordered and Notice is given that on August 9, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated May 30, 2001, and for the appointment of Donna J. Boyum, whose address is 14750 West Burnsville Parkway #298, Burnsville, MN 55306, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/8/10 BY THE COURT RICHARD G. SPICER Judge of District Court Eric S. Rehm (MN# 90268) Law Office of Eric S. Rehm, Ltd 740 Southcross Drive West, Suite 105 Burnsville Minnesota 55306 Telephone: (952) 890-7050 Facsimile: (952) 898-9632 ATTORNEY FOR PETITIONER 2257655 7/15-7/22/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE BY ACTION COURT FILE NO.: 19HA-CV-10-1712 Anchor Bank N.A. f/d/b/a Anchor Bank St. Paul N.A. f/d/b/a Anchor Bank, West St. Paul N.A., Plaintiff, vs. RiverValley Flower Company, Rita Lofstrom, James Lofstrom, ABN AMRO Mortgage Group, Inc., the State of Minnesota, ABC Partnership, XYZ Corporation, John Doe and Mary Roe, Defendants. --------------------------------------------------NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree entered in the above entitled action on May 3, 2010, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above-entitled action from Defendants, Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on August 6, 2010, at 10 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings, said county and state, the premises and real estate described in said Judgment and Decree, to-wit: Lot Seven (7), Block Four (4), Palomino Woods, according to the recorded plat thereof, Dakota County, Minnesota Dated: 6-9-10 Deputy Sheriff of Dakota County, Minnesota By: Robert Shingledecker, Deputy Sheriff SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: Thomas R. Donnelly Attorneys for Plaintiff, I.D. #349938 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (612) 432-3136 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2228021 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGORS: V i c k i L . S t a r b e c k and Robert W. Starbeck, wife and husband. MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 15, 2005, Dakota County Registrar of Titles, Document No. 581148, Certificate of Title No. 102819. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 12, 2009, Recorded: November 20, 2009, Document No. T654370. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440002927929 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 24240 Idalia Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 13-24660-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, in Eureka Estates 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,842.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7474 1974089451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231462 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,500.00 MORTGAGOR(S): George J Blesi and Brita J Blesi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2008 Dakota County Recorder Document Number: 2582697 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001375308 Lender or Broker: Minnesota Lending Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 309 8th Ave S, South Saint Paul, MN 55075-2509 Tax Parcel ID Number: 36-64300-030-04

36 64300 030 04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,546.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 03, 2011, or the next business day if February 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015153F01 2228997 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 04, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Mary Pinney Erickson, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2003 Dakota County Recorder Document Number: 2137960 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: May 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037505569826012 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13847 Echo Park Ln, Burnsville, MN 55337-4750 Tax Parcel ID Number: 02-13700-132-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 13, Block 1, Berkshire of Burnsville, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northwest corner of said Lot 13; thence South 89 degrees 58 minutes 17 seconds East, along the North line of said Lot 13, a distance of 62.00 feet to the point of beginning of the line to be described; thence South 0 degrees 38 minutes 33 seconds West a distance of 78.32 feet; thence Southerly to a point on the South line of said Lot 13 distant 58.15 feet East from the Southwest corner thereof and there said line terminates. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,763.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014766F01 2225680 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Rebecca A Vieths, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 574999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104473199 Lender or Broker: Custom Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 612 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, South Oaks of Hastings, CIC No. 422, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,718.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

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THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 2230835 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 7, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Glendale Village Association (hereinafter the "Association") which was recorded as Document Nos. 1239080 and 1239081 on March 10, 1994, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 35, Block 3, Wensmann Sixth Addition, Dakota County, Minnesota STREET ADDRESS: 15059 December Way, Rosemount, MN 55068 TAX PARCEL ID NUMBER: 34-83605-350-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 7, 2010, from Mahmoud Alsharif and Eman Alsharif, title holders, to the Association, a Minnesota non-profit corporation, the amount of $2,513.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from their financial obligation to pay said amount. 6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 28, 2010, as Document No. 2732644 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GLENDALE VILLAGE ASSOCIATION Attorneys for Glendale Village Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Glendale Village/Alsharif/09-7-971D)

2266814

7/22-8/26/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No.: 19-HA-PR-10-418 In Re the Estate of: Cecelia Helen Germann, a/k/a Cecelia H. Germann, Decedent. It is Ordered and Notice is given that on August 16, 2010 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated November 8, 2005, under Minn. Stat. 524.2-513 (”Will”), and for the appointment of Frank Germann whose address is 87 West Emerson Avenue, West St. Paul, Minnesota 55118 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7-19-2010 Edward Lynch Judge (COURT SEAL) Attorney for Personal Representative MACDONALD LAW FIRM, LLC Michelle L. MacDonald, # 182370 1069 South Robert Street West St. Paul, MN 55118 Telephone: (651) 222-4400 Facsimile: (651) 222-1122 2269348 7/22-7/29/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-10-412 ESTATE OF Cleon A. Janikowski, a/k/a Cleon Arleigh Janikowski, DECEDENT It is Ordered and Notice is given that on August 16, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated May 22, 2007 and codicil (____) to the will dated _______________, and separate writing (______) under Minn. Stat. 524.2-513 (”Will”), and for the appointment of Davin G. Janikowski whose address is: 16512 Cornell Trail, Rosemount, Minnesota 55068; Cleon R. Janikowski whose address is: 245 Maple Island Road, Burnsville, Minnesota 55337 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7/15/2010 Erica H. MacDonald Judge (COURT SEAL) Attorney For Petitioners Roxanne R. Karl RUEB & KARL LAW OFFICE 110 Ames Business Center 2500 West County Road 42 Burnsville, MN 55337-6945 Telephone (952) 894-1257 Attorney No. 124692 2269181 7/22-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 , 2006 MORTGAGOR: Elizabeth A. Cleary, a single woman.

single woman. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 17, 2006, Dakota County Recorder, Document No. 2413103. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CH2, Asset Backed Pass-Through Certificates, Series 2006-CH2, Dated: February 11, 2010, Recorded: February 24, 2010, Document No. 2715898. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16900 West Gerdine Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 2-16701-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cedar Highlands Second Addition, According to the map or plat thereof on file or of record in the Office of The County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,375.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3906 19100825 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231392 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Charles L. Nelson and Gretchen L. Nelson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2007 Dakota County Recorder Document Number: 2494751 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100323700003138685 Lender or Broker: FMF Capital LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1227 82nd St E, Inver Grove, MN 55077-3831 Tax Parcel ID Number: 20-56700-010-00 / 20-01700-050-31

20-56700-010-00 / 20-01700-050-31 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Paradise Valley, according to the plat thereof now on file and of record in the office of the County Recorder in and for Dakota County, Minnesota. That part of the West One-half (W1/2) of the Northwest Quarter of Section 17, Township 27, Range 22, described as follows; Beginning at the northwest corner of Lot 1, Paradise Valley, as on file and of record; thence East along the north line of said Lot 1 a distance of 136 feet to the East line of the West One-half (W 1/2) of said Northwest Quarter (NW 1/4); thence North along said East line of the West One-half (W 1/2) of the Northwest Quarter (NW 1/4) a distance of 48.34 feet; thence West parallel with the north line of the said Lot 1 a distance of the 136 feet; thence South 48.34 feet to the point of the beginning AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,072.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005569F02 2225708 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:D e c e m b e r 8 , 2006 MORTGAGORS:M a t t h e w J a m e s Johnson and James Johnson, both single persons. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 14, 2007, Dakota County Recorder, Document No. 2496598. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 20, 2008, Recorded: February 22, 2008, Document No. 2573522. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900140923656 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12921 South Penn Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01400-081-41 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the East 1/2 of the East 1/2 of the West 1/2 of Section 14, Township 115, Range 21, described

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������ ������LOCATED: �������Dakota ���� ��� ���� Township 115, Range 21, described as follows, EXCEPT that part within ORIGINAL PRINCIPAL AMOUNT OF the plat of Burnsville Manor 3rd MORTGAGE: $178,884.00 Addition: AMOUNT DUE AND CLAIMED TO BE Commencing at a point 2078 feet DUE AS OF DATE OF NOTICE, INCLUDNorth of the Southeast corner of the ING TAXES, IF ANY, PAID BY MORTS o u t h w e s t 1 / 4 o f s a i d s e c t i o n ; GAGEE: $182,365.22 That prior to the commencement of thence continuing North 825.25 feet; thence at right angles west 401.5 feet this mortgage foreclosure proceeding to the actual point of beginning; Mortgagee/Assignee of Mortgagee comthence continuing West a distance of plied with all notice requirements as 258.5 feet; thence South at right required by statute; That no action or angles a distance of 150 feet; thence proceeding has been instituted at law East at right angles a distance of o r o t h e r w i s e t o r e c o v e r t h e d e b t 258.5 feet; thence north 150 feet to secured by said mortgage, or any part t h e p o i n t o f b e g i n n i n g , D a k o t a thereof; PURSUANT to the power of sale conCounty Minnesota. Subject to the right-of-way of Penn tained in said mortgage, the above Avenue South. described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED:Dakota DATE AND TIME OF SALE: August 6, ORIGINAL PRINCIPAL AMOUNT OF 2010 at 10:00 AM MORTGAGE:$187,500.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy D U E A S O F D A T E O F N O T I C E , 55, Lobby #S-100, Hastings, MN INCLUDING TAXES, IF ANY, PAID BY to pay the debt then secured by said MORTGAGEE:$188,292.74 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s M o r t g a g e e / A s s i g n e e o f M o r t g a g e e allowed by law subject to redemption complied with all notice requirements within six (6) months from the date of as required by statute; That no action said sale by the mortgagor(s), their or proceeding has been instituted at personal representatives or assigns law or otherwise to recover the debt unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale E R T Y : I f t h e r e a l e s t a t e i s a n contained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: August 3, gagor(s) must vacate the property if the mortgage is not reinstated under sec2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTp r e m i s e s , a n d t h e c o s t s a n d GAGE: None "THE TIME ALLOWED BY LAW FOR disbursements, including attorneys' f e e s a l l o w e d b y l a w s u b j e c t t o REDEMPTION BY THE MORTGAGOR, redemption within six (6) months from THE MORTGAGOR'S PERSONAL REPt h e d a t e o f s a i d s a l e b y t h e RESENTATIVES OR ASSIGNS, MAY BE m o r t g a g o r ( s ) , t h e i r p e r s o n a l REDUCED TO FIVE WEEKS IF A JUDIrepresentatives or assigns unless CIAL ORDER IS ENTERED UNDER reduced to Five (5) weeks under MN MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG Stat. §580.07. T I M E A N D D A T E T O V A C A T E OTHER THINGS, THAT THE MORTPROPERTY: If the real estate is an GAGED PREMISES ARE IMPROVED o w n e r - o c c u p i e d , s i n g l e - f a m i l y WITH A RESIDENTIAL DWELLING OF dwelling, unless otherwise provided by LESS THAN FIVE UNITS, ARE NOT law, the date on or before which the PROPERTY USED IN AGRICULTURAL mortgagor(s) must vacate the property P R O D U C T I O N , A N D A R E if the mortgage is not reinstated under ABANDONED." section 580.30 or the property is not Dated: June 8, 2010. redeemed under section 580.23 is U.S. Bank, N. A. 11:59 p.m. on February 3, 2011. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. F I N A N C I A L O B L I G A T I O N O N By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of MORTGAGE:None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 19-944 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 7884271182 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 6/17-7/22/10 O T H E R T H I N G S , T H A T T H E 2231338 MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE NOTICE AND ORDER OF HEARING UNITS, ARE NOT PROPERTY USED IN ON PETITION FOR FORMAL AGRICULTURAL PRODUCTION, AND ADJUDICATION OF INTESTACY, ARE ABANDONED." DETERMINATION OF HEIRSHIP, Dated: June 4, 2010. APPOINTMENT OF PERSONAL CitiMortgage, Inc. REPRESENTATIVE AND Mortgagee/Assignee of Mortgagee NOTICE TO CREDITORS USSET, WEINGARDEN AND LIEBO, P.L.L.P. STATE OF MINNESOTA By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT Mortgagee DISTRICT COURT 4500 Park Glen Road #300 PROBATE DIVISION Minneapolis, MN 55416 Court File No. 19HA-PR-10-396 (952) 925-6888 Estate of William P. Chester, Jr., 10-4004 Decedent 2004034453 It is Ordered and Notice is given that THIS IS A COMMUNICATION FROM on 8-9-10, at 9:00 a.m., a hearing will A DEBT COLLECTOR. 2228637 6/17-7/22/10 be held in this Court at 1560 Highway 55, Hastings, Minnesota, 55033, for the adjudication of intestacy and determination of heirship of the decedent, and for the appointment of N a n c e e J . NOTICE OF MORTGAGE FORECLOSURE SALE Chester, whose address is 13240 THE RIGHT TO VERIFICATION Humboldt Avenue South, Burnsville, OF THE DEBT AND IDENTITY OF MN, 55337 as Personal RepresentaTHE ORIGINAL CREDITOR WITHIN tive of the Estate of the Decedent in an THE TIME PROVIDED BY LAW IS UNSUPERVISED administration. Any NOT AFFECTED BY THIS ACTION. objections to the petition must be filed NOTICE IS HEREBY GIVEN, that with the Court prior to or raised at the default has occurred in conditions of hearing. If proper and if no objections the following described mortgage: are filed or raised, the Personal RepreDATE OF MORTGAGE: M a r c h 3 1 , sentative will be appointed with full 2006 power to administer the Estate, includMORTGAGORS: Stephan Yarmolich ing the power to collect all assets, to and Oksana Raskina, husband and pay all legal debts, claims, taxes and wife. expenses, to sell real and personal MORTGAGEE: Mortgage Electronic property, and to do all necessary acts Registration Systems, Inc.. for the Estate. DATE AND PLACE OF RECORDING: Notice is also given that (subject to R e c o r d e d A p r i l 2 1 , 2 0 0 6 , D a k o t a Minn. Stat. 524.3-801) all creditors C o u n t y R e c o r d e r , D o c u m e n t N o . having claims against the Estate are 2422441, as corrected by Corrective required to present the claims to the Mortgage recorded: August 21, 2006 as Personal Representative or to the document number 2455314. Court Administrator within four A S S I G N M E N T S O F M O R T G A G E : months after the date of this Notice or Assigned to: U.S. Bank, N.A., Dated: the claims will be barred. April 28, 2010. Dated: 7/7/10 TRANSACTION AGENT: Mortgage BY THE COURT Electronic Registration Systems, Inc. RICHARD G. SPICER TRANSACTION AGENT'S MORTJudge of District Court GAGE IDENTIFICATION NUMBER ON (COURT SEAL) MORTGAGE: 100021278842711827 Attorney for Petitioner LENDER OR BROKER AND MORT- Matthew A. Engel G A G E O R I G I N A T O R S T A T E D O N Aase, Engel & Kirscher, PLLC MORTGAGE: U.S. Bank, N.A. 2499 Rice Street, Suite 236 R E S I D E N T I A L M O R T G A G E S E R - Roseville, MN 55113 VICER: U.S. Bank Home Mortgage Attorney License No: 315400 MORTGAGED PROPERTY ADDRESS: Telephone: (651) 209-6884 5233 173rd Street West, Farmington, FAX: (651) 209-8088 MN 55024 Email: matthew.engel@aeklawfirm.com TAX PARCEL I.D. #: 22-44078-184-15 2258886 7/22-7/29/10P LEGAL DESCRIPTION OF PROPERTY: Unit No. 184, CIC No. 330, Lake Place, A Condominium Located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS ���������� �� ���� ����� LOCATED: Dakota

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: ���������� ���� ���������

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-404 Estate of: EMMA L. BENSON, Decedent. TO ALL INTEREST PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 16th day of August, 2010, at 9:00 o’clock a.m. a hearing will be held in the above named Court at Dakota County Government Center, 1560 West Highway 55, Hastings, MN 55033, for the formal probate of an instrument purporting to be the Will of the above-named Decedent, dated September 27, 2007, for the appointment of Eric Johnson and Judy Johnson, whose address is 4299 Hawksbury Circle, Eagan, MN 55123, as co-personal representatives of the estate of the above-named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 7-12-2010 Thomas Poch Judge This document was prepared by: William G. Cottrell 2315 Waters Drive Mendota Heights, MN 55120 651-905-0496 / fax 651-905-0552 Atty. I.D. No. 0146092 bill@cottrelllawfirm.com pamh@cottrelllawfirm.com 2267329 7/22-7/29/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-420 In Re: Estate of David Perron, a/k/a David W. Perron a/k/a David Walter Perron a/k/a Woody Perron, Decedent. It is Ordered and Notice is given that on 8-16-2010 at 9:00 am, a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Kevin Perron, whose address is 27046 Thomas Avenue, Elko, MN 55020, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/10/10 BY THE COURT Richard G. Spicer Judge of District Court FLUEGEL LAW FIRM P.A. Donald J. Fluegel MN# 30405 999 Westview Drive, Suite 1 Hastings, MN 55033 Telephone: 651-438-9777 Facsimile: 651-438-9775 2270927 7/22-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2007 MORTGAGOR:Corrinn A. Dobmeier, a single person. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc.

Registered March 16, 2007, Dakota County Registrar of Titles, Document No. 607540, Certificate of Title No. 085066. A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2009 East 122nd Street, Unit C15, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-03610-073-69 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT “A” LEGAL DESCRIPTION Apartment No. C-15, together with 1.104% of undivided interest in the common areas and facilities, Regency Condominium Homes, a condominium with a post office address of East 122nd Street, Burnsville, Minnesota; located on the following described land: That part of the Southwest Quarter of Section 36, Township 27, Range 24, Dakota County, Minnesota, described as follows: The West 660.00 feet of the North 463.1 feet, except the West 235.0 feet of the South 423.0 feet of the north 463.1 feet thereof; And also that part of the West 660.0 feet lying South of the North 463.1 feet, and East of the West 205.65 feet and North of the following described Line: Beginning at a point on the West line of Southwest Quarter of Section 36, distant 589.4 feet South of the Northwest corner thereof; thence Northeasterly at an angle of 85 degrees 30 minutes to the West line of said Southwest Quarter, to its intersection with the East line of the West 660.0 feet and there terminating, according to the Declaration and attached By-Laws filed as Document No. 76910 on the 11th day of March 1975, and the Floor Plans filed as Document No. 76911 on the 11th day of March, 1975, and Amendment to Declaration filed as Document No. 77386, files of Registrar of Titles, Dakota County, Minnesota, as Condominium Floor Plan No. 19 which apartment is restricted to use for residential purposes only as fully set out in said Declaration and Bylaws. Subject to the provisions of the Minnesota Condominium Act, Minnesota Statutes, Chapter 515. Together with Garage No. 79. Torrens Property/Certificate No. 85066 Subject Property Address: 2009 East 122nd Street, Apt. C15, Burnsville, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$55,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$54,209.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 4, 2010. CitiMortgage, Inc.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4000 654915854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2228664 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2004 MORTGAGORS: Joseph J Ciupik and Tamra L Ciupik, husband and wife. MORTGAGEE: Mortgage Enterprises Inc.. DATE AND PLACE OF RECORDING: Registered February 24, 2004, Dakota County Registrar of Titles, Document No. 0530765, Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: February 2, 2004, Recorded: February 24, 2004, Document No. 0530766. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee, Dated: March 9, 2004, Recorded: May 26, 2005, Document No. 566198. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-080-07 LEGAL DESCRIPTION OF PROPERTY: Lot Eight in Block Seven of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,420.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2185 0003000679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262164 7/15-8/19/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-419 Estate of RICHARD W. RADSLIFF, Decedent It is Ordered and Notice is given than on 8-16-10, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated March 11, 2010, and for the appointment of Marjorie P. Radsliff, 13200 Upton Avenue South, Burnsville, MN 55337, as personal representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. Notice shall also be give by publishing this Notice and order as provided by law and by mailing or personally delivering a copy of this Notice and order at least 14 days prior to the hearing date. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7-19-10 BY THE COURT Edward Lynch Judge of District Court Attorney for Personal Representative MACKALL, CROUNSE & MOORE PLC William J. O’Brien (Atty #184822) 1400 AT&T Tower Minneapolis, MN 55402 612-305-1462 2269382 7/22-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 3 , 2006 MORTGAGORS: Thomas S. Solberg, a single person MORTGAGEE: City & County Credit Union, a state chartered credit union DATE AND PLACE OF RECORDING: Dakota County Recorder's Office, State of Minnesota, on February 22, 2006, as Document No. 2407726. LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Heather Hills 2nd Addition Common Interest Community No. 467, Dakota County, Minnesota. (More commonly referred to as 13601 Heather Hills Drive, Burnsville, Minnesota 55306) ADDRESS AND COUNTY IN WHICH PROPERTY IS LOCATED: 13601 Heather Hills Drive, Burnsville, Minnesota 55306 T A X P A R C E L I D N O . : 02-32251-010-06 TRANSACTION AGENT: N/A TRANSACTION AGENT MORTGAGE IDENTIFICATION NO.: N/A MORTGAGE ORIGINATOR: N/A RESIDENTIAL MORTGAGE SERVICER: N/A LENDER OR BROKER: CITY & COUNTY CREDIT UNION 144 - 11th Street East, St. Paul, MN. 55101-2380 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,440.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,748.64 That prior to the commencement of this mortgage foreclosure proceeding the Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Dakota County Sheriff as follows: DATE AND TIME OF SALE: August 4, 2010, at 10:00 A.M. PLACE OF SALE: D a k o t a C o u n t y Sheriff's Department Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagors, their personal representatives or assigns. The time allowed by law for redemption by the mortgagors, the mortgagors' personal representatives or assigns, may be reduced to five (5) weeks if a Judicial Order is entered under

Judicial Order is entered under Minnesota Statutes, Section 582.032, determining, among other things, that the mortgaged premises are dwelling of less than five (5) units, are not property used in agricultural production, and are abandoned. MORTGAGES RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE Dated: June 2, 2010 City & County Credit Union state chartered credit union, Mortgagee Timothy W. J. Dunn Attorney for Mortgagee, City & County Credit Union 1150 US Bank Center 101 East Fifth Street St. Paul, MN 55101-1808 (651) 297-8484 Attorney I.D. No. 24910 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2225031 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Kelly J. Hocks and Michael J. Hocks, wife and husband. MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded June 28, 2006, Dakota County Recorder, Document No. 2441439. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: February 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 15114 Dunwood Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017690007206 LEGAL DESCRIPTION OF PROPERTY: Unit No. 72, Common Interest Community No. 241, Prairie Crossing Villas, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,909.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 3, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-243 494257-9 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231413 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2005 MORTGAGOR: Michele A. Hanson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 9, 2005, Dakota County Registrar of Titles, Document No. 574130, Certificate of Title No. 126912. ASSIGNMENTS OF MORTGAGE: Assigned to: WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FORSECURITIZED ASSET BACKED RECEIVABLES LLC 2005-FR5 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-FR5, Dated: May 19, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100194450001599811 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 3355 75th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115221005 LEGAL DESCRIPTION OF PROPERTY: Lot 21 in Block 5 of South Grove No. 3, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,496.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-930 71966454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270296 7/22-8/26/10

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-408 Estate of Doris Marie Hammon, also known as Doris M. Hammon and Doris Hammon, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated May 5, 2006, and (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Diane McBride Thompson, whose address is 156 Burnamwood Drive, Burnsville, MN 55337, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the co-personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: July 14th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative Marya P. Robben Lindquist & Vennum, P.L.L.P. 4200 IDS Center, 80 South 8th Street Minneapolis, MN, 55402 Attorney License No: 287167 Telephone: (612) 371-3933 FAX: (612) 371-3207 Email: mrobben@lindquist.com 2269073 7/22-7/29/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-411 In Re: Estate of: DOROTHY A. LATUFF, also known as DOROTHY ANN LATUFF, a/k/a DOROTHY LATUFF, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an application for informal probate of the above named decedent’s Last Will, dated January 30, 2003, has been filed with the Registrar herein, and the application has been granted informally probating such Will. Any objections may be filed in the above named Court, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of MICHAEL LATUFF, whose address is 2985 Highpointe Curve, Roseville, Minnesota 55113, as personal representative of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of his letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders. Notice is further given that (subject to Minn. Stat. 524.3-801) ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: July 15th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorneys for Personal Representative: Stephen E. Otto, Atty No. 169110 Karen K. Donohoo, Atty No. 267363 Otto Law a professional association 3116 Fairview Avenue North St. Paul, MN 55113 Telephone: (651) 636-1076 Fax: (651) 636-4111 kdonohoo@ottoesq.com 2267185 7/22-7/29/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-402 ESTATE OF William O. Skar, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated June 16, 2010, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mary Elizabeth Nikolai and Kathryn Alice Stites, respectively whose address is: 1627 Blackhawk Lake Drive, Eagan, MN 55122-1247 and 4311 West 44th Street, Edina, MN 55424-1063 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7-7-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Co-Personal Representatives Ward R. Anderson Grannis & Hauge, P.A. 1260 Yankee Doodle Road Suite 200 Eagan, MN 55121 651-456-9000 120509 2261626 7/15-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffery D. Wilkie and Melissa A. Wilkie, husband and wife MORTGAGEE: Gopher State Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 25, 2003 Dakota County Recorder Document Number: 2004959 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank, N.A. Dated: October 25, 2002 Recorded: February 25, 2003 Dakota County Recorder Document Number: 2004960 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Gopher State Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9334 204th St W, Lakeville, MN 55044-5841 Tax Parcel ID Number: 22-18201-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Country Creek Estates Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,736.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: US Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002265F02 2230479 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 MORTGAGOR: Robert Jacobsen, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 3, 2007 Dakota County Registrar of Titles Document #: 613577 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 157, COMMON INTEREST COMMUNITY NO. 323, A CONDOMINIUM, VERMILLION GROVE CONDOMINIUMS, DAKOTA COUNTY, MINNESOTA. The Torrens Certificate No. is 142467 PARCEL ID #: 14-82501-157-08 P R O P E R T Y A D D R E S S : 19650 Meadowlark Way, Farmington, Minnesota 55024 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $224,493.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 5, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is February 5, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: June 15, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2231737 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2007 MORTGAGORS: Scott A. Arndt and Robin M. Arndt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2007, Dakota County Recorder, Document No. 2491785. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 11, 2010, Recorded: January 12, 2010, Document No. 2707274. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13798 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830080619 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1806, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,919.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 1911148716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270740 7/22-8/26/10

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PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-3902 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation, in Relation to Certificate of Title No. 135270 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot One (1), Block Nine (9), in Cedar Grove No. 7, according to the recorded plat thereof. TO: JANE W. FREDENBURG; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of August, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, show by memorial upon Certificate of Title No. 135270 that Satisfaction of Mortgage Document No. 576827 is null and void, that Mortgage Document N o . 5 5 9 1 4 8 remains unsatisfied and is fully reinstated as a l i e n o n t h e p r o p e r t y described on the Certificate of Title with priority as of the original registration date, including the power of sale contained therein and is also free from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 6/23/10 BY THE COURT: David Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Craig M. Barbee Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2263840 7/22-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 19, 2008 MORTGAGOR:Kari E. Keller, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 28, 2008, Dakota County Registrar of Titles, Document No. 624432, Certificate of Title No. 123462. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 14, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000163192 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3639 Vermilion Court North, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16935-108-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1108 CIC No. 176, Vemilion Carriage Homes, a condominium located in Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$127,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

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MORT GAGEE:$127,917.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3923 2005123251 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2228615 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 MORTGAGOR(S): Matthew D. Anderson and Jenny A. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 24, 2005 Dakota County Registrar of Titles Document Number: 573031 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: May 11, 2009 Registered: May 22, 2009 Dakota County Registrar of Titles Document Number: T644181 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278850213021 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120319 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16720 Joplin Way, Lakeville, MN 55044-5625 Tax Parcel ID Number: 22-64601-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Rolling Oaks South Plat 2, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,629.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

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��� ���� ��� ���� ������ ������ ������� ���������� ���� ��������� by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003480F02 2224173 6/17-7/22/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4172 In the Matter of the Petition of: U.S. Bank, National Association, Trustee, in Relation to Certificate of Title No. 130917 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Two (2), Block Four (4) in Skyline View Addition, according to the recorded map or plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. TO: TAMMIE J. LIND; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of September, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 130917 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, National Association, Trustee, subject to the memorials of Document No. 21416 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 661013, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/14/2010 BY THE COURT: Erin H. MacDonald Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2269869 7/22-7/29/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4174 In the Matter of the Petition of: CitiMortgage, Inc., a New York Corporation, in Relation to Certificate of Title No. 142294 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seventeen (17), Block One (1) in Replat of Palomino Hills Sixth Addition according to the recorded plat thereof. TO: RYAN T. McNAMARA; ANCHOR SAVINGS ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of September, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 142294 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York Corporation, subject to the memorials of Document Nos. 196818 and 202596 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 654271, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/14/2010 BY THE COURT: Erin H. MacDonald Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2269906 7/22-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2003 MORTGAGORS: Brynn D. Rogers and Sherry Good, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2003, Dakota County Recorder, Document No. 2124851. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 23, 2009, Recorded: December 2, 2009, Document No. 2699550. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915393377 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11114 Zebulon Pike Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-64102-050-06 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 6, River Hills Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $196,484.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 0613522804 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231481 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: June 11, 2010 YOU ARE NOTIFIED THAT: 1. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. 2. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. YOU ARE NOT OBLIGATED TO PERSONALLY PAY THIS INDEBTEDNESS DUE TO YOUR DISCHARGE IN BANKRUPTCY. HOWEVER, ANCHOR BANK, N.A. IS ATTEMPTING TO ENFORCE ITS RIGHTS UNDER A MORTGAGE AGAINST THE MORTGAGED PROPERTY. 3. Default has occurred in the conditions of the mortgage dated May 30, 2007 executed by Arthur J. Duncan, a single person, as Mortgagor, to Anchor Bank, N.A., f/k/a Anchor Bank Farmington, N.A., as Mortgagee, and filed for record on July 10, 2007, as Document Number 2529345, in the Office of the County Recorder of Dakota County, Minnesota and modified in a Modification of Mortgage filed on June 12, 2008 as Document Number 2596246 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 4. The Mortgage has been assigned as follows: Not applicable. 5. The original principal amount secured by the Mortgage was: Forty-Five Thousand and No/100 ($45,000.00) Dollars. 6. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 7. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 8. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $45,186.47. 9. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Exhibit “A” The North 290.20 feet of the East Half of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter EXCEPT that part of the East Half of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, Dakota County Minnesota, described as

County Minnesota, described as follows: Beginning at the point of intersection of the North line of Southeast 1/4 of Northwest 1/4 of said Section 28 and the center line of 20th Avenue South, thence East along said North line 217.7 feet, thence South 290.2 feet parallel to the center line of said 20th Avenue South extended, thence Southwesterly 259.5 feet to a point on the center line of said 20th Avenue South extended, thence North to the point of beginning: AND That part of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, to-wit: Beginning at the point of intersection of the South line of 3rd Street South with the East line of 20th Avenue South, thence Easterly with said South line of 3rd Street 187.7 feet, thence Southerly and parallel with said Easterly line of said 20th Avenue South 56 feet, thence Westerly and parallel with said South line of said 3rd Street 187.7 feet to a point and the Easterly l i n e o f s a i d 2 0 t h A v e n u e South, thence Northerly with the East line of 20th Avenue South 56 feet to the point of beginning, Dakota County, Minnesota. EXCEPT THE FOLLOWING DESCRIBED PARCELS: That part of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, to-wit: Beginning at the point of intersection of the South line of 3rd Street South with the East line of 20th Avenue South, thence Easterly with said South line of 3rd Street 145 feet, thence Southerly and parallel with said Easterly line of said 20th Avenue South 56 feet, thence Westerly and parallel with said South line of said 3rd Street 145 feet to a point on the Easterly line of said 20th Avenue South, thence Northerly with the East line of 20th Avenue South 56 feet to the point of beginning, Dakota County, Minnesota. That part of the Northwest Quarter of the Southeast Quarter of the Northwest Quarter of Section 28, Township 28, Range 22, described as follows: Commencing at the intersection of the North line of said Northwest Quarter of the Southeast Quarter of the Northwest Quarter and the East line of 20th Avenue South, thence Easterly along said North line a distance of 145 feet to the point of beginning thence continue East along said North line 125.59 feet, more or less, to the West line of 19th Avenue South and its Southerly extension, thence South along the West line of 19th Avenue South and is Southerly extension for a distance of 30 feet, thence Westerly parallel to the North line of said Northwest Quarter of the Southeast Quarter of the Northwest Quarter a distance of 125.59 feet, thence North 30 feet to the point of beginning and there terminating, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on August 6, 2010 at 10:00 a.m. at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, City of Hastings, in said county and state. 10. The time allowed for redemption by Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. 11. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 12. THE MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON THE MORTGAGE IS/ARE: NONE. MORTGAGEE: Anchor Bank, N.A. f/k/a Anchor Bank St. Paul, N.A. f/k/a Anchor Bank Farmington, N.A. By: Severson, Sheldon, Dougherty & Molenda, P.A. By: Thomas R. Donely Attorneys for Anchor Bank, N.A. 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (952) 432-3136 (File No.: 11143-29856) 2229152 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Sherry Ann Peterson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 12, 2005 Dakota County Registrar of Titles Document Number: 569201 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable

cation Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 118169 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12505 Skyline Dr, Burnsville, MN 55337-2968 Tax Parcel ID Number: 02-69000-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Skyline View Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,925.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014745F01 2227306 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 7 , 2005 MORTGAGORS: Rosalyn Prekker and James Volk, both single. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded March 17, 2005, Dakota County Recorder, Document No. 2305081. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 22, 2005, Recorded: May 2, 2005, Document No. 2317912. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005 - FF4, Asset-Backed Certificates, Series 2005-FF4, Dated: August 1, 2008, Recorded: September 18, 2008, Document No. 2613737. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 2106 Opal Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670030005 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 5, Cedar Grove No. 1, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,800.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,911.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3682 1044436912 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2229852 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York M e l l o n f k a T h e B a n k o f N e w York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

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way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2228739 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2003. MORTGAGOR: JADEAN DEVELOPMENT, INC., a Minnesota corporation, and VISTA DEVELOPMENT, INC., a Minnesota corporation (collectively “Mortgagor”). MORTGAGEE: THE RECHTZIGEL FAMILY PARTNERSHIP, LP, a Minnesota limited partnership. DATE AND PLACE OF RECORDING: Recorded December 31, 2003, at Dakota County Recorder as Document No. 2159242. ASSIGNMENT OF MORTGAGE: There has been no assignment of said mortgage, however, said mortgage was extended by Extension of Mortgage Deed And Of Accompanying Promissory Note entered into by said Mortgagor and Mortgagee, said Extension being dated March 13, 2009. LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” That part of the Northeast Quarter of the Northeast Quarter, the Northwest Quarter of the Northeast Quarter and the Southwest Quarter of the Northeast Quarter, Section 2, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the northeast corner of said Section 2; thence South 01 degrees 11 minutes 40 seconds East, along the east line of said northeast Quarter of the Northeast Quarter, a distance of 1219.34 feet to the centerline of Dodd Boulevard according to Dakota County Road Right of Way Map No. 177; thence South 89 degrees 57 minutes 37 seconds West, along said centerline of Dodd Boulevard, a distance of 1531.63 feet; thence deflecting on a tangential curve concave to the southeast having a radius of 1432.39 feet, a delta angle of 37 degrees 47 minutes 05 seconds and a length of 944.62 feet; thence North 52 degrees 09 minutes 13 seconds East, along the centerline of Old Dodd Boulevard a distance of 2481.85 feet to the north line of said Northeast Quarter of the Northeast Quarter; thence South 89 degrees 58 minutes 16 seconds East, along said north line, a distance of 423.39 feet to the point of beginning. Exception No. 1: That part of the NE 1/4 of Section 2, Township 114, Range 20, described as follows: Commencing at the Northeast corner of the NE 1/4 of said Section 2; thence on an assumed bearing of south 01 degrees 11 minutes 40 seconds East, along the east line of said NE 1/4, a distance of 1159.33 feet; thence South 89 degrees 57 minutes 37 seconds West a distance of 50.01 feet to R/W boundary corner B10 as designated on Dakota County

B10 as designated on Dakota County Road Right of Way Map No. 177, said boundary corner being on the northerly right of way line of Dodd Boulevard as designated on said right of way map; thence continuing South 89 degrees 57 minutes 37 seconds West, along said northerly right of way line, a distance of 1127.51 feet to the point of beginning of the land to be described; thence continuing South 89 degrees 57 minutes 37 seconds West, along said northerly right of way line, a distance of 352.90 feet to R/W corner B9 as designated on said right of way map; thence westerly along said northerly right of way line on a tangential curve concave to the south, having a radius of 1492.39 feet, a central angle of 3 degrees 38 minutes 24 seconds and a distance of 94.81 feet to R/W boundary corner B8, as designated on said right of way map; thence North 4 degrees 23 minutes 36 seconds West, not tangent to the last described curve, a distance of 75.14 feet along the easterly right of way line of Dodd Lane as designated on said right of way map to R/W boundary corner B7; thence northerly, along said easterly right of way line on a tangential curve concave to the west having a radius of 331.56 feet, a central angle of 14 degrees 12 minutes 41 seconds and a distance of 82.24 feet to R/W boundary corner B6 as designated on said right of way map; thence north 52 degrees 09 minutes 13 seconds East, not tangent to the last described curve, along the southeasterly boundary of Parcel 10, as designated on said right of way map, a distance of 150.99 feet; thence South 41 degrees 19 minutes 17 seconds East a distance of 137.92 feet; thence South 61 degrees 28 minutes 18 seconds East a distance of 295.31 feet to the point of beginning. Exception No. 2: Parcel 5 as designated on Dakota County Road Right of Way Map No. 177. Exception No. 3: Parcel 9 as designated on Dakota County Right of Way Map No. 177. Exceptions No. 4 and No. 5: Parcels 6, 10, and 14 as designated on Dakota County Right of Way Map No. 177. Exception No. 6: Parcels No. 7, 12 and 13 as designated on Dakota County Right of Way Map No. 177. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Two Million Six Hundred Thirty Thousand and 00/100 Dollars ($2,630,000.00). AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: Two Million Seven Hundred Nine Thousand One Hundred Sixteen and 16/100 Dollars ($2,709,116.16). That prior to the commencement of this mortgage foreclosure proceeding, Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 A.M. PLACE OF SALE: Sheriff of Dakota County, Civil Division, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota 55033; to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagors, their personal representatives or assigns. MORTGAGOR(S) RELEASE FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: June 11, 2010 THE RECHTZIGEL FAMILY PARTNERSHIP, LP Mortgagee R. GLENN NORD & ASSOCIATES, P.A. By: R. Glenn Nord Attorney for Mortgagee 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 (952) 469-4948 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2231990 6/17-7/22/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-3688 In the Matter of the Petition of: River Ridge IV, LLC, in Relation to Certificate of Title No. 147832 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot One (1), Block 2, RIVER RIDGE ADDITION, according to the recorded plat thereof. TO: THE RIVER RIDGE PROJECT, LLC; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 11th day of August, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Contract for Deed Document No. 615632 has been cancelled pursuant to law and that any interest of The River Ridge Project, LLC, in the premises is hereby terminated. The Registrar of Titles, is to show by memorial upon Certificate of Title No. 147832 that all rights under the Contract for Deed Document No. 615632 have been terminated and to omit from future Certificates of Title issued for the premises the memorials of the Contract for Deed Document No. 615632 and the Notice of Cancellation Document No. 657972 and also omit the memorials of 639746, 639747, 653508 and the memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7-6-10 BY THE COURT: Rex Stacey Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Barry A. Gersick, Attorney Registration No. 34344 Maslon Edelman Borman & Brand, LLP 3300 Wells Fargo Center 90 S. Seventh Street Minneapolis, MN 55402-4140 Attendance is not required at said hearing except to object to the entry of the above described Order. 2260501 7/15-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffrey A Standridge and Sherry R Standridge, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 07, 2007 Dakota County Registrar of Titles Document Number: 615216 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000312241 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 89611 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16160 Inglewood Dr, Lakeville, MN 55044-8768 Tax Parcel ID Number: 22-14500-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, in Bluebill Bay Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,557.05 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015058F01 2230797 6/17-7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 MORTGAGOR: Winnifred M. Stimmler, an unmarried woman. MORTGAGEE:EverBank. DATE AND PLACE OF RECORDING: Recorded December 11, 2006, Dakota County Recorder, Document No. 2481020. ASSIGNMENTS OF MORTGAGE: Assigned to: Seattle Mortgage, Dated: November 16, 2006, Recorded: December 11, 2006, Document No. 2481022, as corrected by Corrective Assignment Recorded: September 29, 2009, as Document No. 2687036. And thereafter assigned to: Bank of America, N.A., Dated: January 27, 2009, Recorded: January 29, 2009, as Document No. 2633658. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: EverBank RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 72 Walden Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 028340304004 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Walden Townhouses Plat 4 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,454.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

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������ ������ ������� ��� ���� UNDER Mortgage, and taxes, if any, on said CIAL ORDER ���� IS ENTERED premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin twelve (12) months from the GAGED PREMISES ARE IMPROVED date of said sale by the mortgagor(s), WITH A RESIDENTIAL DWELLING OF t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r LESS THAN FIVE UNITS, ARE NOT assigns unless reduced to Five (5) PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPDATED: June 24, 2010 ERTY: If the real estate is an MORTGAGEE: Mortgage Electronic Registration Systems, Inc. owner-occupied, single-family dwelling, unless otherwise provided by law, Wilford & Geske, P.A. the date on or before which the mort- Attorneys for Mortgagee gagor(s) must vacate the property if the Lawrence A. Wilford mortgage is not reinstated under sec- James A. Geske tion 580.30 or the property is not 8425 Seasons Parkway, Suite 105 redeemed under section 580.23 is Woodbury, MN 55125-4393 (651) 209-3300 11:59 p.m. on August 3, 2011. MORTGAGOR(S) RELEASED FROM File Number: 007644F01 6/24-7/29/10 FINANCIAL OBLIGATION ON MORT- 2236220 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE RIGHT TO VERIFICATION THE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of LESS THAN FIVE UNITS, ARE NOT the following described mortgage: DATE OF MORTGAGE: December 12, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2005 MORTGAGORS: Laura Marie RobinABANDONED." son and Kevin Matthew Robinson, wife Dated: June 3, 2010. and husband. Bank of America, N.A. MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. DATE AND PLACE OF RECORDING: By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Recorded December 27, 2005, Dakota C o unty Recorder, Document No. Mortgagee 2391889. 4500 Park Glen Road #300 ASSIGNMENTS OF MORTGAGE: Minneapolis, MN 55416 Assigned to: Chase Home Finance LLC, (952) 925-6888 Dated: July 7, 2010. 90-934 TRANSACTION AGENT: Mortgage 4421679 THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTA DEBT COLLECTOR. 2229805 6/17-7/22/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900803681117 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage CorporaNOTICE OF MORTGAGE tion FORECLOSURE SALE NOTICE IS HEREBY GIVEN that RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: Chase Home Finance LLC of the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: June 24, 2004 13136 Court Place, Burnsville, MN ORIGINAL PRINCIPAL AMOUNT OF 55337 MORTGAGE: $196,000.00 TAX PARCEL I.D. #: 024070020002 MORTGAGOR(S): Gonzalo G. GonzaLEGAL DESCRIPTION OF PROPlez and Maria L. Gonzalez, husband ERTY: and wife Lot 20, Block 2, Judicial Woods, MORTGAGEE: Mortgage Electronic Dakota County, Minnesota. Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF REGISTER- LOCATED: Dakota ING: ORIGINAL PRINCIPAL AMOUNT OF Registered: August 03, 2004 Dakota MORTGAGE: $212,800.00 County Registrar of Titles AMOUNT DUE AND CLAIMED TO BE Document Number: 543755 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Mortgage Elec- ING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. GAGEE: $219,637.14 Transaction Agent Mortgage IdentifiThat prior to the commencement of cation Number: 100176104052878010 this mortgage foreclosure proceeding Lender or Broker: Accredited Home Mortgagee/Assignee of Mortgagee comLenders, Inc. plied with all notice requirements as Residential Mortgage Servicer: Lit- required by statute; That no action or ton Loan Servicing, LP proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt CERTIFICATE OF TITLE NUMBER: secured by said mortgage, or any part 130776 thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above Property Address: 4035 Mica Trl, described property will be sold by the Eagan, MN 55122-2949 Sheriff of said county as follows: Tax Parcel ID Number: DATE AND TIME OF SALE: Septem10-16704-210-05 ber 2, 2010 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot Twenty-one (21), Block Five Law Enforcement Center, 1580 Hwy (5), Cedar Grove No. 5, Dakota County, 55, Lobby #S-100, Hastings, MN Minnesota to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$213,268.68 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; that this is registered MN Stat. §580.07. property; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: August mortgage is not reinstated under sec06, 2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on March 2, 2011. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE: None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION sonal representatives or assigns. If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT February 06, 2011, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if February 06, 2011 falls on a P R O D U C T I O N , A N D A R E ABANDONED." Saturday, Sunday or legal holiday. Dated: July 7, 2010. Mortgagor(s) released from financial Chase Home Finance LLC obligation: NONE Mortgagee/Assignee of Mortgagee THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY By: Paul A. Weingarden INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 30-8615 TIME PROVIDED BY LAW IS NOT 1960624295 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 7/22-8/26/10 THE MORTGAGOR'S PERSONAL REP- 2270652 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGORS: L e o n e l T o r r e s Omana and Maria Y. Cuevas Martinez, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464115. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4501 Audrey Avenue E, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 200291002075 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast 1/2 of the Southeast 1/4 of Section 29, Township 28, Range 22, described as follows: Commencing at a point 690.05 feet West of the Northeast corner of the Southeast 1/4, Section 29, Township 28, Range 22, thence South and parallel to the East line of said quarter section a distance of 60 feet; thence West and parallel to the North line of said quarter section a distance of 125 feet; thence North and parallel to the East line of said quarter section a distance of 60 feet to the North line of said quarter section; thence East along the North line of said quarter section a distance of 125 feet to the point of beginning, according to the Government Survey thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,454.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3051 3062277557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266942 7/22-8/26/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 03, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Michael G. Schnarr and Paula L. Schnarr, husband and wife MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: November 14, 2003 Dakota County Recorder Document Number: 2140489 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 254 20th Ave S, South Saint Paul, MN 55075-2159 Tax Parcel ID Number: 36-53600-180-08 LEGAL DESCRIPTION OF PROPERTY: Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen (13) and Eighteen (18), Block Eight (8), Oak View Addition to South St. Paul, together with that portion of the vacated alley which accrued thereto by reason of vacation thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,313.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013316F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 18, 2010 MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013316F01 2264371 7/22/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2003 MORTGAGOR: Rami Loulou, a married person. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded July 14, 2003, Dakota County Recorder, Document No. 2077503. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15913 Cascade Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 346767607002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Shannon Pond East 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,409.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3777 636846784 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268722 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 4 , 2005 MORTGAGORS: Louis I. Flowers, II and Karen A. Flowers, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2005, Dakota County Recorder, Document No. 2373542. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 8, 2010. TRANSACTION AGENT: Mortgage

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000127737 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2812 Dana Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56700-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Paula's 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,760.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4040 550150484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2234969 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 9 , 2003 MORTGAGORS: Jeffrey H. Carlston and Riki M. Carlston, husband and wife. MORTGAGEE: C e n d a n t M o r t g a g e Corporation dba Burnet Home Loans. DATE AND PLACE OF RECORDING: Recorded October 16, 2003, Dakota County Recorder, Document No. 2125371. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 8, 2008, Recorded: July 15, 2008, Document No. 2602655. And thereafter assigned to: CitiMortgage, Inc, Dated: November 3, 2009, Recorded: December 1, 2009, Document No. 2699248. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation dba Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7125 Upper 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11651-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Apple Ponds 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,544.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4068 1120068510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239944 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2003 MORTGAGORS: Ronny N. Loew and Sandra R Loew, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 6, 2003, Dakota County Recorder, Document No. 2042967. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 300 Heritage Circle North, Burnsville, MN 55337 TAX PARCEL I.D. #: 024170103001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Kelly Heights 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,033.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4065 634869106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239959 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,600.00 MORTGAGOR(S): Thuy Bich Le, a married person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162081 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 13, 2003 Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162082 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428213 And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001934353 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17544 Gage Ct, Lakeville, MN 55044 Tax Parcel ID Number: 22-18305-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Pond South 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,247.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

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INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014789F01 2233948 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 12, 2007 MORTGAGOR: Kirk E. Duckwall, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2007, Dakota County Recorder, Document No. 2549760. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: June 10, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240015630814 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1535 Viewcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-76500-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Torrey Oaks, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,251.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2010. First Franklin Financial Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3687 1044908290 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239737 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 30, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominium Association (hereinafter the "Association") which was recorded as Document No. 462541, as amended, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 58, CIC No. 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota STREET ADDRESS: 5025 Oriole Drive, Farmington, MN 55024 TAX PARCEL ID NUMBER: 14-82500-058-08 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 30, 2010, from Christine K. Rautio, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,370.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 30, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 26, 2010, as Document No. T657259 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERMILLION GROVE CONDOMINIUM ASSOCIATION Attorneys for Vermillion Grove Condominium Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Vermillion Grove/Rautio/9-7-838D)

2266865

7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,458.00 MORTGAGOR(S): Donald P. Gamer, married and Marcia A. Gamer, Husband and Wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: April 14, 2005 Dakota County Registrar of Titles Document Number: 563132 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A.

And assigned to: U.S. Bank, N.A. Dated: April 04, 2005 Registered: April 14, 2005 Dakota County Registrar of Titles Document Number: 563133 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5238 198th St W, Farmington, MN 55024-8429 Tax Parcel ID Number: 14-82501-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block One (1), Vermillion Grove 2nd Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $298,365.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015064F01 2239603 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,900.00 MORTGAGOR(S): Robert R Palmer and Beverly Muus Palmer, husband and wife MORTGAGEE: U.S. Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: November 19, 2003 Dakota County Recorder Document Number: 2142197 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17322 Greentree Path, Lakeville, MN 55044-7426 Tax Parcel ID Number: 22-67503-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Shady Oak Shores 4th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,384.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015220F01 2231930 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2003 MORTGAGORS: Wilson H. Quintuna and Carlotta Jo Quintuna, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 8, 2003, Dakota County Recorder, Document No. 2149179. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 15, 2008, Recorded: April 30, 2008, Document No. 2587658. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110016296312 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Beneficial Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 691 East Burnsville Parkway Unit 21, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-57200-031-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 21, Building No. 5, Burnhill Townhomes, Condominium File No. 30, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,496.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

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������ ������� ���� UNITS, ��� ���� family������ dwell owner occupied, single LESS THAN FIVE ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." mortgage is not reinstated under secDated: June 17, 2010. tion 580.30 or the property is not Aurora Loan Services LLC redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 98-1041 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 0018102350 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 6/24-7/29/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2239646 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL N O T ICE IS HEREBY GIVEN that P R O D U C T I O N , A N D A R E default has occurred in the conditions ABANDONED." of the following described mortgage: Dated: June 10, 2010. DATE OF MORTGAGE: October 22, Chase Home Finance LLC 2004 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $196,910.00 By: Paul A. Weingarden MORTGAGOR(S): Mark Anthony AceAttorneys for Mortgagee/Assignee of sor aka Mark Anthony Yasis Acesor Mortgagee and Tammie K. Revier Acesor, hus4500 Park Glen Road #300 band and wife and Richard D. Revier, a Minneapolis, MN 55416 single person (952) 925-6888 MORTGAGEE: Bankers Mortgage 30-5336 Company, LLC 1935235746 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded: November 30, 2004 A DEBT COLLECTOR. 2239821 6/24-7/29/10 Dakota County Recorder Document Number: 2271816 LOAN MODIFICATION: Dated: July 28, 2009 Recorded: November 20, 2009 NOTICE OF MORTGAGE Document Number: 2697831 FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION And assigned to: U.S. Bank, N.A. OF THE DEBT AND IDENTITY OF Dated: October 22, 2004 THE ORIGINAL CREDITOR WITHIN Recorded: November 30, 2004 THE TIME PROVIDED BY LAW IS Dakota County Recorder NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Document Number: 2271817 Transaction Agent: Not Applicable default has occurred in conditions of the following described mortgage: Transaction Agent Mortgage IdentifiDATE OF MORTGAGE: July 29, 2004 cation Number: Not Applicable MORTGAGOR: Bradley C. Klages, a Lender or Broker: Bankers Mortgage Company, LLC single person. MORTGAGEE: Mortgage Electronic Residential Mortgage Servicer: U.S. Registration Systems, Inc. Bank Home Mortgage DATE AND PLACE OF RECORDING: Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Recorded September 20, 2004, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . LOCATED: Dakota 2249585. Property Address: 359 7th Ave S, A S S I G N M E N T S O F M O R T G A G E : South Saint Paul, MN 55075-2505 Tax Parcel ID Number: Assigned to: Aurora Loan Services, LLC, Dated: April 27, 2010, Recorded: 36-64300-150-05 LEGAL DESCRIPTION OF PROPMay 12, 2010, Document No. 2729779. TRANSACTION AGENT: Mortgage ERTY: Lot 15 and 14, except the north Electronic Registration Systems, Inc. 29.1 feet thereof, Block 5, Riverside T R A N S A C T I O N A G E N T ' S M O R T - Park Addition to the City of St. Paul, GAGE IDENTIFICATION NUMBER ON Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100197500000227413 LENDER OR BROKER AND MORT- D U E A S O F D A T E O F N O T I C E : G A G E O R I G I N A T O R S T A T E D O N $223,213.88 THAT all pre-foreclosure requireMORTGAGE: Brier Mortgage Corporaments have been complied with; that tion R E S I D E N T I A L M O R T G A G E S E R - no action or proceeding has been instiVICER: Aurora Loan Services LLC tuted at law or otherwise to recover the MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 3425 Golfview Drive, #105, Eagan, MN part thereof; 55123 PURSUANT to the power of sale conTAX PARCEL I.D. #: 10-76900-159-03 t a i n e d i n s a i d m o r t g a g e , t h e LEGAL DESCRIPTION OF PROP- above-described property will be sold ERTY: by the Sheriff of said county as folUnit No. 129, Garage No. 110, Build- lows: ing No. II, Carriage Hills CondoDATE AND TIME OF SALE: Septemminium, Condominium File No. 47, ber 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sota to pay the debt secured by said mortMORTGAGE: $104,720.00 AMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preDUE AS OF DATE OF NOTICE, INCLUD- mises and the costs and disburseING TAXES, IF ANY, PAID BY MORT- ments, including attorney fees allowed by law, subject to redemption within GAGEE: $100,530.51 That prior to the commencement of six (6) months from the date of said this mortgage foreclosure proceeding sale by the mortgagor(s), their perMortgagee/Assignee of Mortgagee com- sonal representatives or assigns. plied with all notice requirements as If the Mortgage is not reinstated required by statute; That no action or under Minn. Stat. §580.30 or the propproceeding has been instituted at law erty is not redeemed under Minn. Stat. o r o t h e r w i s e t o r e c o v e r t h e d e b t §580.23, the Mortgagor must vacate secured by said mortgage, or any part the property on or before 11:59 p.m. on thereof; March 03, 2011, or the next business PURSUANT to the power of sale con- day if March 03, 2011 falls on a Saturtained in said mortgage, the above day, Sunday or legal holiday. described property will be sold by the Mortgagor(s) released from financial Sheriff of said county as follows: obligation: NONE DATE AND TIME OF SALE: August THIS COMMUNICATION IS FROM 13, 2010 at 10:00 AM A DEBT COLLECTOR ATTEMPTPLACE OF SALE: S h e r i f f ' s O f f i c e , ING TO COLLECT A DEBT. ANY Law Enforcement Center, 1580 Hwy INFORMATION OBTAINED WILL BE 55, Lobby #S-100, Hastings, MN USED FOR THAT PURPOSE. to pay the debt then secured by said THE RIGHT TO VERIFICATION OF Mortgage, and taxes, if any, on said THE DEBT AND IDENTITY OF THE premises, and the costs and disburse- ORIGINAL CREDITOR WITHIN THE ments, including attorneys' fees TIME PROVIDED BY LAW IS NOT allowed by law subject to redemption AFFECTED BY THIS ACTION. within six (6) months from the date of THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is PRODUCTION, AND ARE ABANDONED. 11:59 p.m. on February 14, 2011. DATED: July 22, 2010 MORTGAGOR(S) RELEASED FROM ASSIGNEE OF MORTGAGEE: FINANCIAL OBLIGATION ON MORTU.S. Bank, N.A. GAGE: None Wilford & Geske, P.A. "THE TIME ALLOWED BY LAW FOR Attorneys for Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, Lawrence A. Wilford THE MORTGAGOR'S PERSONAL REP- James A. Geske RESENTATIVES OR ASSIGNS, MAY BE 8425 Seasons Parkway, Suite 105 REDUCED TO FIVE WEEKS IF A JUDI- Woodbury, MN 55125-4393 CIAL ORDER IS ENTERED UNDER (651) 209-3300 MINNESOTA STATUTES, SECTION File Number: 015607F01 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2268047 7/22-8/26/10 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733450 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way # 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-046-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,092.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 23, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F01 2268242 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 4 , 2008 MORTGAGOR: Chad Hildebrandt, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 18, 2008, Dakota County Recorder, Document No. 2578752. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001777899 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19766 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141660040710 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community Number 520, a condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,540.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,021.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8603 1911518418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270697 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2008 MORTGAGORS: Simon Nyamari and Susan K. Nyamari, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 29, 2008, Dakota County Registrar of Titles, Document No. 624516, Certificate of Title No. 138515.

138515. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: May 27, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614440884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation D/B/A Liberty Mortgage Corporation Georgia RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 16865 Kenmore Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-37951-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $277,470.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1727 6961444088 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239688 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,250.00 MORTGAGOR(S): James A Michka and Elizabeth C Jacobs-Michka, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2004 Dakota County Recorder Document Number: 2256970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001821336 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14029 Belmont Ct, Rosemount, MN 55318 Tax Parcel ID Number: 34-14502-190-02 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Biscayne Pointe Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $230,880.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006311F02 2236150 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 7, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions of Glendale Village Association (hereinafter the "Association") which was recorded as Document No. 1239080, as amended by the Amendment filed September 15, 1999, as Document No. 1637443, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 7, Block 3, Wensmann Sixth Addition, Dakota County, Minnesota STREET ADDRESS: 15105 December Way, Rosemount, MN 55068 TAX PARCEL ID NUMBER: 34-83605-070-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 7, 2010, from Shelly L. Brekke, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,821.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on December 11, 2009, as Document No. 2702019 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 17th day of August, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property

date and time to vacate the property is 11:59 p.m. on February 17, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GLENDALE VILLAGE ASSOCIATION Attorneys for Glendale Village Association THOMSEN & NYBECK, P.A. By: ________________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000

(Glendale Village/Brekke/09-7-239D)

2237389

6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 MORTGAGOR(S): Timothy M. Redpath and Stephanie A. Redpath, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC DBA Bell Mortgage TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100029500070481746 SERVICER: Ocwen Loan Servicing, LLC LENDER: Bell America Mortgage LLC DBA Bell Mortgage. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on May 25, 2007, as Document No. 2519808, said mortgage was modified by Loan Modification Agreement, recorded November 20, 2007, as Document No. 2557129 ASSIGNED TO: Ocwen Loan Servicing, LLC Dated: April 5, 2010, and recorded June 1, 2010 by Document No. 2732970. LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, Broadmoor Common Interest Community number 337, Dakota County, Minnesota. PROPERTY ADDRESS: 11492 Avery Drive, Inver Grove Heights, MN 55077 PROPERTY I.D: 20-15175-240-05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-Four Thousand Three Hundred Seventy-Six and 10/100 ($424,376.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 10, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 24, 2010 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00112-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3614956 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010 2237374 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2003 MORTGAGORS: P h e t p a s e u t h D a o heuang and Denise Sivongxay, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 26, 2003, Dakota County Recorder, Document No. 2156971. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 30, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900000037207 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1486 Federal Court, Eagan, MN 55122 TAX PARCEL I.D. #: 107260008001 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Stoney Point, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,689.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4227 8326923 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266525 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF

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YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2234930 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,500.00 MORTGAGOR(S): Paula S Davis, a single person MORTGAGEE: River City Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 05, 2003 Dakota County Recorder Document Number: 2057383 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: February 28, 2003 Recorded: June 05, 2003 Dakota County Recorder Document Number: 2057384 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 08, 2006 Dakota County Recorder Document Number: 2426659 And assigned to: U.S. Bank National Association Dated: June 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001827409 Lender or Broker: River City Mortgage Corporation Residential Mortgage Servicer: U.S.

Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15595 Cherry Path, Rosemount, MN 55068-2583 Tax Parcel ID Number: 34-64575-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Rosemount Commons, Common Interest Community No. 267, together with the benefits contained in Declaration filed November 24, 1999, as Document No. 1655617, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $71,596.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 06, 2011, or the next business day if August 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015286F01 2237472 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGOR: V i r g i n i a A . K a c z marek, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 27, 2005, Dakota County Recorder, Document No. 2364837. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 6, 2009, Recorded: April 8, 2009, Document No. 2648760. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074393802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1524 139th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-48300-706-18 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0706, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,593.41 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 1942886880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239801 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,455.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F04 2233051 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2006 MORTGAGORS: Dwight Duncombe and Debra J. Reichstadt, both single MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded October 4, 2006, Dakota County Recorder, Document No. 2465915. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH2, Asset Backed Pass-Through Certificates, Series 2007-CH2, Dated: March 31, 2009, Recorded: April 29, 2009, Document No. 2653254. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 241 22nd Avenue South Unit 3, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70850-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Southvue Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,625.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2010. Deutsche Bank National Trust Company, as trustee

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������ ������ ������� ���� ��� ���� Company, as trustee MORTGAGEE: Mortgages Unlimited, Inc.. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE AND PLACE OF RECORDING: By: Paul A. Weingarden Recorded September 24, 2007, Dakota Attorneys for Mortgagee/Assignee of C o u n t y R e c o r d e r , D o c u m e n t N o . Mortgagee 2546072. ASSIGNMENTS OF MORTGAGE: 4500 Park Glen Road #300 Assigned to: ABN Amro Mortgage Minneapolis, MN 55416 Group, Inc. n/k/a CitiMortgage, Inc., (952) 925-6888 Dated: May 22, 2007, Recorded: Sep75-4095 tember 24, 2007, Document No. 23573439 THIS IS A COMMUNICATION FROM 2546073. TRANSACTION AGENT: NONE A DEBT COLLECTOR. TRANSACTION AGENT'S MORT2239720 6/24-7/29/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE MORTGAGE: Mortgages Unlimited, Inc. NOTICE IS HEREBY GIVEN that RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: CitiMortgage, Inc. of the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: November 21, 1515 Pleasant Avenue, South Saint 2008 Paul, MN 55075 ORIGINAL PRINCIPAL AMOUNT OF TAX PARCEL I.D. #: 36-70200-020-05 MORTGAGE: $126,984.00 and 36-70200-010-05 MORTGAGOR(S): Kimberly A HelgeLEGAL DESCRIPTION OF PROPson, a single person ERTY: MORTGAGEE: Mortgage Electronic Lots 1, 2, 3, Block 5, South Park 1st Registration Systems, Inc. Division, Dakota County, Minnesota. DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded: January 20, 2009 Dakota LOCATED: Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2631666 MORTGAGE: $260,751.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE And assigned to: U.S. Bank National DUE AS OF DATE OF NOTICE, INCLUDAssociation ING TAXES, IF ANY, PAID BY MORTDated: July 12, 2010 GAGEE: $282,775.33 Transaction Agent: Mortgage ElecThat prior to the commencement of tronic Registration Systems, Inc. this mortgage foreclosure proceeding Transaction Agent Mortgage Identifi- Mortgagee/Assignee of Mortgagee comcation Number: 100139105012350236 plied with all notice requirements as Lender or Broker: Residential Mort- required by statute; That no action or gage Group, a Division of Interbank, proceeding has been instituted at law FSB or otherwise to recover the debt Residential Mortgage Servicer: U.S. secured by said mortgage, or any part Bank Home Mortgage thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 4078 S Meadow- Sheriff of said county as follows: lark Rd, Eagan, MN 55122-1757 DATE AND TIME OF SALE: August T a x P a r c e l I D N u m b e r : 10, 2010 at 10:00 AM 10-32952-030-09 PLACE OF SALE: S h e r i f f ' s O f f i c e , L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 Hwy ERTY: Lot 3, Block 9, Hillandale Addi- 55, Lobby #S-100, Hastings, MN tion Number 3, Dakota County, Minne- to pay the debt then secured by said sota. Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorneys' fees $130,432.31 allowed by law subject to redemption THAT all pre-foreclosure require- within six (6) months from the date of ments have been complied with; that said sale by the mortgagor(s), their no action or proceeding has been insti- personal representatives or assigns tuted at law or otherwise to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: Septem- mortgage is not reinstated under secber 03, 2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on February 10, 2011. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE: None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER sonal representatives or assigns. MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT March 03, 2011, or the next business PROPERTY USED IN AGRICULTURAL day if March 03, 2011 falls on a Satur- P R O D U C T I O N , A N D A R E day, Sunday or legal holiday. ABANDONED." Mortgagor(s) released from financial Dated: June 16, 2010. obligation: NONE CitiMortgage, Inc. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY By: Paul A. Weingarden INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. Mortgagee THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 TIME PROVIDED BY LAW IS NOT 10-4036 AFFECTED BY THIS ACTION. 656242047 THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2239569 6/24-7/29/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG NOTICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: December 10, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2003 ORIGINAL PRINCIPAL AMOUNT OF PRODUCTION, AND ARE ABANDONED. MORTGAGE: $130,900.00 DATED: July 22, 2010 MORTGAGOR(S): Dave P Huber, a ASSIGNEE OF MORTGAGEE: married man U.S. Bank National Association MORTGAGEE: World Savings Bank, Wilford & Geske, P.A. FSB Attorneys for Assignee of Mortgagee DATE AND PLACE OF RECORDING: Lawrence A. Wilford Recorded: February 11, 2004 Dakota James A. Geske County Recorder 8425 Seasons Parkway, Suite 105 Document Number: 2174684 Woodbury, MN 55125-4393 Transaction Agent: Not Applicable (651) 209-3300 Transaction Agent Mortgage IdentifiFile Number: 015810F01 2268030 7/22-8/26/10 cation Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: NOTICE OF MORTGAGE Wachovia Mortgage, FSB FORECLOSURE SALE Mortgage Originator: Not Applicable THE RIGHT TO VERIFICATION COUNTY IN WHICH PROPERTY IS OF THE DEBT AND IDENTITY OF LOCATED: Dakota THE ORIGINAL CREDITOR WITHIN Property Address: 6679 167th St W, THE TIME PROVIDED BY LAW IS Lakeville, MN 55068-1830 NOT AFFECTED BY THIS ACTION. Tax Parcel ID Number: NOTICE IS HEREBY GIVEN, that 22-21173-080-04 default has occurred in conditions of LEGAL DESCRIPTION OF PROPthe following described mortgage: ERTY: Lot Eight (8), Block Four (4), DATE OF MORTGAGE: May 22, 2007 Donnay's Valley Park 4th, according to MORTGAGOR: Anthony T. Oswald, a the plat thereof now on file and of single person. MORTGAGEE: Mortgages Unlimited, ���������� �� ���� �����

PUBLIC NOTICE

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��� ���� ��� ���� ������ ������ in said mortgage, the above tained ������� described property will be sold by the ���������� ���� ��������� the plat thereof now on file and of record in the Office of the County Recorder within and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,908.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008087F02 2233711 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2009 MORTGAGORS: Steven W. Johnson and Kathy Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 15, 2009, Dakota County Recorder, Document No. 2684382. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: May 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100357020050122196 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Bank RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1105 3rd Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-10500-040-21 LEGAL DESCRIPTION OF PROPERTY: The West Half of Lot 3, and all of Lot 4, Block 21, Addition No. 13 to the City of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,954.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,330.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-258 6992763394 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239787 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2241936 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 24, 2007 MORTGAGORS: K i m b e r l y A . R y g h and Joseph R. Rygh, wife and husband. MORTGAGEE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage,Inc.. DATE AND PLACE OF RECORDING: Recorded January 3, 2008, Dakota County Recorder, Document No. 2564139. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2394 Rushmore Road, Hastings, MN 55033 TAX PARCEL I.D. #: 19-29702-340-03 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 3, Glendale Heights 3rd Additon, CIC No. 567, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2497 1119915195 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247884 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,900.00 MORTGAGOR(S): Bryan J Nelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353991 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank Dated: December 23, 2008 Recorded: January 15, 2009 Dakota County Recorder Document Number: 2631128 And assigned to: Federal National Mortgage Association Dated: May 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500039393690 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4620 Blaine Ave, Inver Grove Heights, MN 55076-1313 Tax Parcel ID Number: 20-44001-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 370, Lafayette Park, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,966.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: Federal National Mortgage Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011852F01 2263507 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 18, 2003 MORTGAGORS:Terry W. Strandberg and Sandra K.W. Strandberg, husband and wife. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co.. DATE AND PLACE OF RECORDING: Recorded December 29, 2003, Dakota County Recorder, Document No. 2157485. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: June 7, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1980 Highland Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32852-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Highland Hills Third Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,576.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 21, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2095 0002528893 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2245366 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 9, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Lexington Place Condominium Association (hereinafter the "Association") which was recorded as Document No. 658301 on June 26, 1984, as amended, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 12105, Lexington Place Condominium,

12105, Lexington Place Condominium, Condominium File No. 66, Dakota County, Minnesota STREET ADDRESS: 3551 Blue Jay Way, #105, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-45051-150-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 9, 2010, from Denice K. Anderson a/k/a Denise Kay Anderson a/k/a Denise K. Howard, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,225.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 9, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from their financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 27, 2010, as Document No. 2710695 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of August, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 18, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Lexington Place Condominium Association THOMSEN & NYBECK, P.A. LEXINGTON PLACE CONDOMINIUM ASSOCIATION By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Lexington Place/Anderson/08-7-539D) 2245290 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Georganne L Carlson, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2005 Dakota County Recorder Document Number: 2356375 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842244001 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4881 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-901-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6901, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,642.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

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part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015227F01 2240262 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2005 MORTGAGOR: Edith M. Anyieni, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 16, 2005, Dakota County Recorder, Document No. 2361338. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: May 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908364024 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13680 Brass Parkway, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-32075-049-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 49, Common Interest Community No. 489, a condominium, Harmony East, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,460.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,933.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1073 7890836402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247672 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,600.00 MORTGAGOR(S): Robert D Severson and Linda Severson, husband and wife MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: February 23, 2007 Dakota County Recorder Document Number: 2498975 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15687 Hayes Trl, Apple Valley, MN 55124-7137 Tax Parcel ID Number: 01-45800-260-03 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 3, Longridge 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $235,837.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010

DATED: July 01, 2010 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015309F01 2245615 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2008 MORTGAGORS: Matt Lotsberg and Sarah Lotsberg, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 14, 2008, Dakota County Recorder, Document No. 2590072. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 7, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3960 76th Way East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205365101010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 10, The Oaks 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,642.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8562 1064280941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270720 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGOR: S h e e n a B . B a k e r Nater, a single person. MORTGAGEE: U.S. Bank, N.A..

MORTGAGEE: U.S. Bank, N.A.. DATE AND PLACE OF RECORDING: Recorded October 8, 2003, Dakota County Recorder, Document No. 2121737. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8289 Claymore Court, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-76500-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Timber Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $83,829.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1067 7892025588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247728 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,400.00 MORTGAGOR(S): James W. Weber, Single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 30, 2007 Dakota County Recorder Document Number: 2492425 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003517510 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4404 Clover Ln # B, Saint Paul, MN 55122-2440 Tax Parcel ID Number: 10-22750-310-02 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Eden Addition, according to the Recorded Plat thereof in Dakota County, Minnesota, Together with the benefits and subject to the burdens of that certain declaration of coventants, conditions, and restrictions, Document No. 561844. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,354.75 THAT all pre-foreclosure require-

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������require ������premises, ������� ��� ���� and disburse the costs and ���� THAT all pre foreclosure ments have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: August ing, unless otherwise provided by law, 13, 2010 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not redeemed under section 580.23 is sota to pay the debt secured by said mort- 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said premises and the costs and disburse- FINANCIAL OBLIGATION ON MORTments, including attorney fees allowed GAGE: None "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTFebruary 13, 2011, or the next busi- GAGED PREMISES ARE IMPROVED ness day if February 13, 2011 falls on a WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Saturday, Sunday or legal holiday. Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E obligation: NONE THIS COMMUNICATION IS FROM ABANDONED." Dated: June 22, 2010. A DEBT COLLECTOR ATTEMPTGreen Tree Servicing, LLC ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 90-1673 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- 89684012 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 7/1-8/5/10 CIAL ORDER IS ENTERED UNDER 2246398 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN PRODUCTION, AND ARE ABANDONED. THE TIME PROVIDED BY LAW IS DATED: July 01, 2010 NOT AFFECTED BY THIS ACTION. MORTGAGEE: Mortgage Electronic NOTICE IS HEREBY GIVEN, that Registration Systems, Inc. default has occurred in conditions of Wilford & Geske, P.A. the following described mortgage: Attorneys for Mortgagee DATE OF MORTGAGE: F e b r u a r y 8 , Lawrence A. Wilford 2007 James A. Geske MORTGAGORS: Valerie D. Amund8425 Seasons Parkway, Suite 105 son and Charles F. Amundson, wife Woodbury, MN 55125-4393 and husband. (651) 209-3300 MORTGAGEE: Chase Bank USA, N.A. File Number: 015210F01 DATE AND PLACE OF RECORDING: 2241884 7/1-8/5/10 Recorded March 22, 2007, Dakota County Recorder, Document No. 2504535. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: Chase Home Finance LLC, FORECLOSURE SALE THE RIGHT TO VERIFICATION Dated: June 9, 2010. TRANSACTION AGENT: NONE OF THE DEBT AND IDENTITY OF TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOT AFFECTED BY THIS ACTION. LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Chase Bank USA, N.A. the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: July 5, 2007 MORTGAGOR: Sengphet Bouthsar- VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: ath, a married person. MORTGAGEE: National City Mort- 15205 County Road 5, Burnsville, MN 55306 gage a division of National City Bank. TAX PARCEL I.D. #: 02-17500-220-02 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded September 13, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: Lot 22, Block 2, Circle High Addi2543698. tion, according to the recorded plat ASSIGNMENTS OF MORTGAGE: thereof on file and of record in the Assigned to: Green Tree Servicing, office of the County Recorder, LLC, Dated: February 22, 2010, Dakota County, Minnesota. Recorded: March 26, 2010, Document COUNTY IN WHICH PROPERTY IS No. 2721540. LOCATED: Dakota TRANSACTION AGENT: NONE ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: $289,750.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: NONE LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: National City Mortgage a GAGEE: $319,658.48 That prior to the commencement of division of National City Bank R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 150 East Burnsville Parkway #107, required by statute; That no action or proceeding has been instituted at law Burnsville, MN 55337 TAX PARCEL I.D. #: 023217510705 o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part & 023217506605 LEGAL DESCRIPTION OF PROP- thereof; PURSUANT to the power of sale conERTY: Unit No. A107, Storage Unit No. S11, tained in said mortgage, the above and Garage Unit No. G66, Uptown described property will be sold by the Landing, a Condominium, Common Sheriff of said county as follows: DATE AND TIME OF SALE: August Interest Community No. 478, Dakota 17, 2010 at 10:00 AM County, Minnesota. PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $185,400.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption GAGEE: $202,569.15 That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. TIME AND DATE TO VACATE PROPproceeding has been instituted at law or otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwelling, unless otherwise provided by law, thereof; PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: August redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. 13, 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORTGAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ for������� the Encore Credit Receivables Trust 2005-3 ���������� ���� ��������� THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 18, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4087 24209736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247836 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,040.00 MORTGAGOR(S): Ellen M Burgess a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 20, 2005 Dakota County Recorder Document Number: 2332221 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables Trust 2005-3 Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100180100002182697 Lender or Broker: Encore Credit Corp. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1310 4th St N, South Saint Paul, MN 55075-1931 Tax Parcel ID Number: 36-48700-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, M.D. Miller's Addition to South Park, according to the Map or Plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,967.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables

Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004286F04 2242245 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 6 , 2008 MORTGAGORS: C o r e y A . B r a c k e n and Heidi S. Lindell, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 28, 2008, Dakota County Recorder, Document No. 2568166. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001284227 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19801 Escalade Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141660001006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,804.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,269.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8570 1911609502 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270480 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 5, 2007

DATE OF MORTGAGE: July 5, 2007 MORTGAGOR: Ed Phouminh, a married person. MORTGAGEE: National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded September 13, 2007, Dakota County Recorder, Document No. 2543695. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing, LLC, Dated: February 22, 2010, Recorded: March 26, 2010, Document No. 2721539. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: 150 East Burnsville Parkway #301, Burnsville, MN 55337 TAX PARCEL I.D. #: 023217530105 LEGAL DESCRIPTION OF PROPERTY: Unit No. A301, Storage Unit No. S19, and Garage Unit No. G77, Uptown Landing, A Condominium, Common Interest Community No. 478, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,821.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1688 89683793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2246421 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Steven W Broders and Julie A Broders, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323426 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402014007938 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 7169 135th St W, Saint Paul, MN 55124-7695 Tax Parcel ID Number: 01-22412-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Eagle Hills Third, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,395.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015091F01 2245221 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00 MORTGAGOR(S): Kristine R. Larson, A Single Person MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 03, 2003 Dakota County Recorder Document Number: 2055773 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427755 And assigned to: U.S. Bank National Association Dated: June 17, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: TCF Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1917 Southcross Dr W Apt 1907, Burnsville, MN 55306-7951 Tax Parcel ID Number: 02-71216-907-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1907. Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $63,066.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015145F01 2242177 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,750.00 MORTGAGOR(S): Eliceo Garcia Barajas and Linda L Garcia, Husband and Wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 03, 2004 Dakota County Recorder Document Number: 2232882 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17751 Jaguar Path, Lakeville, MN 55044-5692 Tax Parcel ID Number: 22-53500-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Oak Hills First Additon, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,877.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015406F01 2245547 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 02, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,800.00 MORTGAGOR(S): Larry Lewis, A Single Person MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001394 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 12, 2006 Dakota County Recorder Document Number: 2429177 And assigned to: U.S. Bank National Association Dated: June 17, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: TCF Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3235 Hill Ridge Dr # 95, Eagan, MN 55121-1714 Tax Parcel ID Number: 10-41300-095-07 LEGAL DESCRIPTION OF PROPERTY: Unit 95, Common Interest Community Number 347, A Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,138.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014992F01 2242146 7/1-8/5/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,000.00 MORTGAGOR(S): Jasmyn C. Curry And Michael A. Curry, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2007 Dakota County Recorder Document Number: 2486014 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 28, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733448 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000141451 Lender or Broker: BankFirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5355 Upper 183rd St W, Farmington, MN 55024-9381 Tax Parcel ID Number: 14-19503-140-03 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Dakota County Estates Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,097.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015022F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 23, 2010 at 10:00 AM has been postponed to August 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015022F01 2269740 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2007 MORTGAGORS: Terri L. Oachs and Tony L. Oachs, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537890. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001151772 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18442 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141965016001 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Dakota Meadows Townhomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,147.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,172.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8569 1911387171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270509 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 1, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Terry Charran and Kavithree Charran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lenox Financial Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. MIN#: 1003023-0707009591-6 SERVICER: Ocwen Loan Servicing, LLC LENDER: Lenox Financial Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 21, 2007, as Document No. 2538816 ASSIGNED TO: Ocwen Loan Servicing, LLC Dated: May 18, 2010, and recorded June 14, 2010 by Document No. 2735330. LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Dakota County Estates 2nd addition. PROPERTY ADDRESS: 5175 180th Street W, Farmington, MN 55024 PROPERTY I.D: 14-19501-070-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eleven Thousand Four Hundred Ninety-Five and 61/100 ($211,495.61) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 17, 2010 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00288-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ASAP# 3629548 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 2246364 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $366,000.00 MORTGAGOR(S): James M Meehan, unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 17, 2006 Dakota County Recorder Document Number: 2406735 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Dated: June 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500062823324 Lender or Broker: Amera Corporation Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12732 Diamond Dr, Burnsville, MN 55337-3481 Tax Parcel ID Number: 02-77900-480-02 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 2, Tuxedo Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $356,753.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015306F01 2240245 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , 2005 MORTGAGOR: M i c h a e l T a d r o s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 8, 2005, Dakota County Recorder, Document No. 2379306. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: January 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100016500005432157 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GN Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 4130 Rahn Road Unit 223B, Eagan, MN 55122 TAX PARCEL I.D. #: 10-22470-223-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number B223, CIC Number 468, Egan Gardens, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,468.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

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������ ������By: ������� ���� ��� ���� GAGE: None Paul A. Weingarden "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 19-1056 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 6912013775 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 7/1-8/5/10 GAGED PREMISES ARE IMPROVED 2247739 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF ASSESSMENT LIEN P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." THIS IS A COMMUNICATION Dated: June 23, 2010. FROM A DEBT COLLECTOR Aurora Loan Services LLC ATTEMPTING TO COLLECT A Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. D E B T . A N Y I N F O R M A T I O N OBTAINED WILL BE USED FOR By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND Mortgagee IDENTITY OF THE ORIGINAL 4500 Park Glen Road #300 CREDITOR WITHIN THE TIME Minneapolis, MN 55416 P ROVIDED BY LAW IS NOT (952) 925-6888 AFFECTED BY THIS ACTION. 98-978 NOTICE IS HEREBY GIVEN that 0031931041 THIS IS A COMMUNICATION FROM default has been made in the terms and conditions of the Declaration of A DEBT COLLECTOR. 2247913 7/1-8/5/10 River Ridge of Eagan Homeowners Association, a Minnesota nonprofit corporation, (henceforth the "Declaration") recorded in the office of the RegNOTICE OF MORTGAGE istrar of Titles for Dakota County, FORECLOSURE SALE Minnesota on April 21, 2006, as THE RIGHT TO VERIFICATION Document No. 588552, as amended OF THE DEBT AND IDENTITY OF Document No. 592313, which covers THE ORIGINAL CREDITOR WITHIN the following property: THE TIME PROVIDED BY LAW IS Unit No. 317, CIC No. 488, River NOT AFFECTED BY THIS ACTION. Ridge of Eagan Condominiums, a NOTICE IS HEREBY GIVEN, that condominium located in the County default has occurred in conditions of of Dakota, State of Minnesota the following described mortgage: WHEREAS, pursuant to said DeclaDATE OF MORTGAGE: June 1, 2006 ration, there is claimed to be due and MORTGAGOR: C h e r i M a c a r t n e y , a owing as of July 8, 2010, from Ludsingle person. mila Avdulova, title holder, to River MORTGAGEE: E d i n a R e a l t y M o r t - Ridge of Eagan Homeowners Associagage, a series of Homeservices Lend- tion, a Minnesota nonprofit corporaing LLC. tion, the principle amount of Four DATE AND PLACE OF RECORDING: Thousand Forty Eight and 59/100ths R e c o r d e d J u n e 2 2 , 2 0 0 6 , D a k o t a Dollars ($4,048.59) for unpaid plumbC o u n t y R e c o r d e r , D o c u m e n t N o . ing repairs, assessments, late fees and 2439768. related charges, plus assessments, colA S S I G N M E N T S O F M O R T G A G E : lection costs, attorney's fees and other Assigned to: Mortgage Electronic Reg- amounts will be incurred since said istration Systems. Inc., Dated: June date, including costs of collection and 12, 2006, Recorded: February 26, 2007, foreclosure. Document No. 2499210. And thereafWHEREAS, no action is now pendter assigned to: U.S. Bank, N.A., Dated: ing at law or otherwise to recover said May 24, 2010. debt or any part thereof; TRANSACTION AGENT: NONE WHEREAS, the owners have not T R A N S A C T I O N A G E N T ' S M O R T - been released from the financial obliGAGE IDENTIFICATION NUMBER ON gation to pay said amount; MORTGAGE: NONE WHEREAS, pursuant to the LENDER OR BROKER AND MORT- D e c l a r a t i o n a n d M i n n . S t a t . G A G E O R I G I N A T O R S T A T E D O N §515B.3-116, said debt created a lien MORTGAGE: Edina Realty Mortgage, a upon said premises in favor of River series of Homeservices Lending LLC Ridge of Eagan Homeowners R E S I D E N T I A L M O R T G A G E S E R - Association as evidenced by the lien VICER: U.S. Bank Home Mortgage statement recorded on June 2, 2010 in MORTGAGED PROPERTY ADDRESS: t h e o f f i c e o f t h e D a k o t a C o u n t y 3685 West 154th Street, Rosemount, Registrar of Titles as Document No. MN 55068 T662731; TAX PARCEL I.D. #: 34-54107-040-01 WHEREAS, pursuant to the power of LEGAL DESCRIPTION OF PROP- sale granted by the owner in taking ERTY: title to the premises subject to said Lot 4, Block 1, O'Leary's Hills Eighth D e c l a r a t i o n , s a i d l i e n w i l l b e Addition, Dakota County, Minnesota foreclosed by the sale of said property COUNTY IN WHICH PROPERTY IS on August 27, 2010 at 10:00 a.m. by LOCATED: Dakota the sheriff of said county at the Dakota ORIGINAL PRINCIPAL AMOUNT OF County Law Enforcement Center, 1580 MORTGAGE: $203,200.00 Highway 55, Lobby S-100, Hastings, AMOUNT DUE AND CLAIMED TO BE Minnesota, at public auction to the DUE AS OF DATE OF NOTICE, INCLUD- highest bidder, for cash, to pay the ING TAXES, IF ANY, PAID BY MORT- a m o u n t t h e n d u e f o r s a i d GAGEE: $169,126.12 assessments, together with the costs That prior to the commencement of of foreclosure, including attorney's this mortgage foreclosure proceeding f e e s a s a l l o w e d b y l a w . T h e t i m e Mortgagee/Assignee of Mortgagee com- allowed by the law for redemption by plied with all notice requirements as t h e u n i t o w n e r , t h e i r p e r s o n a l required by statute; That no action or representatives or assigns is six (6) proceeding has been instituted at law months from the date of said sale. o r o t h e r w i s e t o r e c o v e r t h e d e b t Absent reinstatement under Minn. secured by said mortgage, or any part Stat. § 580.30 or redemption under thereof; Minn. Stat. § 580.23, the property must PURSUANT to the power of sale con- be vacated on or before 11:59 p.m. on tained in said mortgage, the above February 27, 2011 or the next business described property will be sold by the day if February 27, 2011 falls on a Sheriff of said county as follows: Saturday, Sunday or legal holiday. DATE AND TIME OF SALE: August The following information is 17, 2010 at 10:00 AM provided pursuant to Minnesota PLACE OF SALE: S h e r i f f ' s O f f i c e , Statutes Section 580.025: Law Enforcement Center, 1580 Hwy (1) Street Address of Property: 2103 55, Lobby #S-100, Hastings, MN Silver Bell Road, Unit 317, Eagan, to pay the debt then secured by said Minnesota 55122 Mortgage, and taxes, if any, on said (2) N a m e o f T r a n s a c t i o n A g e n t , premises, and the costs and disburse- Residential Mortgage Servicer, Lender m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s &/or Broker: N/A allowed by law subject to redemption (3) Tax Parcel Identification Number within six (6) months from the date of of the Property: 10-82750-317-05 said sale by the mortgagor(s), their (4) Transaction Agent's Mortgage personal representatives or assigns Identification Number, if known: N/A unless reduced to Five (5) weeks under (5) Name of Mortgage Originator, if MN Stat. §580.07. stated on mortgage: N/A TIME AND DATE TO VACATE PROPREDEMPTION NOTICE ERTY: If the real estate is an THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwell- REDEMPTION BY THE MORTGAGOR, ing, unless otherwise provided by law, T H E M O R T G A G O R ' S P E R S O N A L the date on or before which the mort- REPRESENTATIVES OR ASSIGNS, gagor(s) must vacate the property if the MAY BE REDUCED TO FIVE WEEKS IF mortgage is not reinstated under sec- A J U D I C I A L O R D E R I S E N T E R E D tion 580.30 or the property is not U N D E R M I N N E S O T A S T A T U T E S , redeemed under section 580.23 is SECTION 582.032, DETERMINING, 11:59 p.m. on February 17, 2011. AMONG OTHER THINGS, THAT THE MORTGAGOR(S) RELEASED FROM PREMISES ARE IMPROVED WITH A FINANCIAL OBLIGATION ON MORT- RESIDENTIAL DWELLING OF LESS GAGE: None THAN FIVE UNITS, ARE NOT "THE TIME ALLOWED BY LAW FOR P R O P E R T Y U S E D F O R REDEMPTION BY THE MORTGAGOR, AGRICULTURAL PRODUCTION, AND THE MORTGAGOR'S PERSONAL REP- ARE ABANDONED. RESENTATIVES OR ASSIGNS, MAY BE Dated: July 15, 2010 REDUCED TO FIVE WEEKS IF A JUDILienor: CIAL ORDER IS ENTERED UNDER River Ridge of Eagan MINNESOTA STATUTES, SECTION Homeowners Association 582.032, DETERMINING, AMONG By: Patrick S. Collins OTHER THINGS, THAT THE MORTIts: Attorney in Fact GAGED PREMISES ARE IMPROVED OSKIE, HAMILTON & SOFIO, P.A. WITH A RESIDENTIAL DWELLING OF By: Patrick S. Collins, I.D. #0302557 LESS THAN FIVE UNITS, ARE NOT Attorneys for Lienor PROPERTY USED IN AGRICULTURAL 970 Raymond Avenue, Ste. 202 P R O D U C T I O N , A N D A R E St. Paul, MN 55114 ABANDONED." 2260759 7/15-8/19/10P Dated: June 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2003 MORTGAGORS: Thomas M. Mackew and Carole M. Mackew, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 3, 2003, Dakota County Recorder, Document No. 2119575. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB, Dated: July 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599957294735 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citadel Funding Group, Inc. RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 7030 Galaxie Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016650202006 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Scott Highlands Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,350.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-192 999572947 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268232 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,750.00 MORTGAGOR(S): Patrick M Flynn, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Platinum Lending Corporation TRANSACTION AGENT: Mortgage

MIN#: 1002812-2473094742-5 SERVICER: Ocwen Loan Servicing, LLC LENDER: Platinum Lending Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 2, 2005, as Document No. 2327431 ASSIGNED TO: U.S. Bank National Association, as Indenture Trustee on behalf of the Noteholders of Aegis Asset Backed Securities Trust 2005-3, Mortgage-Backed Notes Dated: March 24, 2010 , and recorded May 24, 2010 by Document No. 2730376 . LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, East Farmington 4th Addition, Dakota County, Minnesota PROPERTY ADDRESS: 216 13th Street, Farmington, MN 55024 PROPERTY I.D: 14-22503-100-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Sixteen Thousand Three Hundred One and 47/100 ($216,301.47) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 17, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010 U.S. Bank National Association, as Indenture Trustee on behalf of the Noteholders of Aegis Asset Backed Securities Trust 2005-3, Mortgage-Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00123-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3624172 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 2245467 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2006 MORTGAGORS: S t e v e n B . R o s s o w and Roseann M. Rossow, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 23, 2006, Dakota County Recorder, Document No. 2414586. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CH1, Asset Backed Pass-Through Certificates, Series 2006-CH1, Dated: June 14, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 30025 West Foliage Avenue, Northfield, MN 55057 TAX PARCEL I.D. #: 16-01500-010-02 LEGAL DESCRIPTION OF PROPERTY: North 400 Feet of the East 400 feet of the North 1/2 of the Northeast 1/4 of Section 15, Township 112, Range 20, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,434.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. US Bank National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3969 22321939 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247865 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2004 MORTGAGORS: Daniel K. Curtis and Peggy A. Curtis, husband and wife. MORTGAGEE: H&R Block Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 21, 2005, Dakota County Recorder, Document No. 2287236. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 2005-OPT1, Mortgage Pass-Through Certificates, Series 2005-OPT1, Dated: August 1, 2007, Recorded: August 15, 2007 as Document No. 2537401. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: H&R Block Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 18325 Euclid Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147560105004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Terra Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,058.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3127 0014907703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247821 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $313,600.00 MORTGAGOR(S): Meghan A. Selby and Scott A. Selby, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2006 Dakota County Recorder Document Number: 2446725 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-through Certificates, Series 2006-FF14 Dated: April 20, 2009 Recorded: May 06, 2009 Dakota County Recorder Document Number: 2654966 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240008478551 Lender or Broker: First Franklin, a Division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13894 Findlay Ave, Saint Paul, MN 55124-5713 Tax Parcel ID Number: 01-85280-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Wyndemere Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $365,835.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-through Certificates, Series 2006-FF14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003345F03 2244492 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 05, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,000.00 MORTGAGOR(S): Sharon Worts, a single person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: May 16, 2002 Dakota County Recorder Document Number: 1896968 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 05, 2001 Recorded: May 16, 2002 Dakota County Recorder Document Number: 1896969 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 04, 2006 Dakota County Recorder Document Number: 2425452 And assigned to: U.S. Bank National Association Dated: June 17, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001740891 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15709 Hayes Trl, Apple Valley, MN 55124-7139 Tax Parcel ID Number: 01-45801-260-03 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 3, Longridge 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,159.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010

DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015285F01 2242073 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 17, 2002 MORTGAGORS: Jay B. Kochendorfer and Christina A. Kochendorfer, husband and wife. MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co.. DATE AND PLACE OF RECORDING: Recorded October 2, 2002, Dakota County Recorder, Document No. 1943041. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: June 16, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 812 West 15th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193195008017 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 8 excepting therefrom the East 70 feet thereof and excepting therefrom the South 27 feet of Lot 8, all in Block 17, Hancock, Thomas and Co's, Addition to the Town of Hastings. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,959.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2190 0001489380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262146 7/15-8/19/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGOR: Rita Marie Ireland, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 5, 2006, Dakota County Recorder, Document No. 2426369. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC HOME LOANS SERVICING, L.P. F/K/A COUNTRYWIDE HOME LOANS SERVICING, L.P., Dated: April 1, 2009, Recorded: April 22, 2009, Document No 2651775. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065436012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 3869 154th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, O'Learys Hills Third Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,736.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 133089175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270383 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,312.00 MORTGAGOR(S): Ruben Perdomo, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 30, 2007 Dakota County Recorder Document Number: 2513167 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Dated: January 02, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631444 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700080547371 Lender or Broker: Countrywide Home Loans, Inc. dba America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13019/13021 County Road 5, Burnsville, MN 55337-2226 Tax Parcel ID Number: 02-15680-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and South 5 feet of Lot 2, Block 4, Burnsville Manor, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,636.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014491F02 2241973 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2004 MORTGAGOR: Khadra Muse, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286411. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 17, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278907656271 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7145 Upper 163rd Street West, Rose-

7145 Upper 163rd Street West, Rose mount, MN 55068 TAX PARCEL I.D. #: 222117517005 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 5, Donnay's Valley Park 6th COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,631.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1123 7890765627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254689 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2003 MORTGAGORS: Barbara M. Standing and Brian M. Standing, wife and husband. MORTGAGEE: Mortgages Unlimited, Inc.. DATE AND PLACE OF RECORDING: Recorded December 5, 2003, Dakota County Recorder, Document No. 2148603. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc., Dated: October 24, 2003, Recorded: December 5, 2003, Document No. 2148604. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18 Oak Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142605003003 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, P.H. Feely's Addition to Farmington, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,853.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4148 641182602 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254715 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,320.00 MORTGAGOR(S): Crystal Nguyen, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2006 Dakota County Recorder Document Number: 2405613 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000116596 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 13th St, Farmington, MN 55024-1790 Tax Parcel ID Number: 14-22505-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, East Farmington 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,851.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

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������ ������ ������� ���� ��� ���� ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE OF MORTGAGE THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE OF THE DEBT AND IDENTITY OF REDUCED TO FIVE WEEKS IF A JUDI- THE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY LAW IS MINNESOTA STATUTES, SECTION NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of GAGED PREMISES ARE IMPROVED the following described mortgage: DATE OF MORTGAGE: May 25, 2007 WITH A RESIDENTIAL DWELLING OF MORTGAGORS: Cindy A. Peters and LESS THAN FIVE UNITS, ARE NOT Randy L. Zellman, both single. PROPERTY USED IN AGRICULTURAL MORTGAGEE: Mortgage Electronic PRODUCTION, AND ARE ABANDONED. Registration Systems, Inc. DATED: July 08, 2010 DATE AND PLACE OF RECORDING: MORTGAGEE: Mortgage Electronic Recorded June 11, 2007, Dakota Registration Systems, Inc. C o unty Recorder, Document No. Wilford & Geske, P.A. 2523282. Attorneys for Mortgagee ASSIGNMENTS OF MORTGAGE: Lawrence A. Wilford Assigned to: First Franklin Financial James A. Geske Corporation, Dated: November 13, 8425 Seasons Parkway, Suite 105 2008, Recorded: December 5, 2008, Woodbury, MN 55125-4393 Document No. 2625703. (651) 209-3300 TRANSACTION AGENT: Mortgage File Number: 014978F01 2251820 7/8-8/12/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014527805 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE GAGE ORIGINATOR STATED ON N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: First Franklin Financial default has occurred in the conditions Corp. of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: March 17, VICER: Home Loan Services, Inc. 2005 MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 16950 Gannon Way West, Rosemount, MORTGAGE: $200,720.00 MN 55068 MORTGAGOR(S): Shannon L. Daly, A TAX PARCEL I.D. #: 22-16701-100-01 Single Person LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc. Lot 10, Block 1, Cedar Highlands DATE AND PLACE OF RECORDING: Second Addition, Dakota County, Recorded: April 01, 2005 Dakota Minnesota. County Recorder COUNTY IN WHICH PROPERTY IS Document Number: 2309551 LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF And assigned to: BAC Home Loans MORTGAGE: $190,000.00 Servicing, LP AMOUNT DUE AND CLAIMED TO BE Dated: June 22, 2010 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Mortgage Elec- ING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. GAGEE: $231,503.81 Transaction Agent Mortgage IdentifiThat prior to the commencement of cation Number: 1000157-0004918150-2 this mortgage foreclosure proceeding Lender or Broker: America's Whole- Mortgagee/Assignee of Mortgagee comsale Lender plied with all notice requirements as Residential Mortgage Servicer: BAC required by statute; That no action or Home Loans Servicing, L.P. proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; Property Address: 14116 141st St W, PURSUANT to the power of sale conApple Valley, MN 55124-6422 tained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the 01-27651-120-02 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: SeptemERTY: Lot 12, Block 2, Foxmoore Ridge ber 2, 2010 at 10:00 AM Two, Common Interest community No. PLACE OF SALE: S h e r i f f ' s O f f i c e , 1 2 8 , D a k o t a C o u n t y , M i n n e s o t a , Law Enforcement Center, 1580 Hwy according to the recorded plat thereof. 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said $228,553.01 premises, and the costs and disburseTHAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: August the date on or before which the mort27, 2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on March 2, 2011. to pay the debt secured by said mortMORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None ments, including attorney fees allowed "THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. REDUCED TO FIVE WEEKS IF A JUDIIf the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED February 27, 2011, or the next busi- WITH A RESIDENTIAL DWELLING OF ness day if February 27, 2011 falls on a LESS THAN FIVE UNITS, ARE NOT Saturday, Sunday or legal holiday. PROPERTY USED IN AGRICULTURAL Mortgagor(s) released from financial P R O D U C T I O N , A N D A R E obligation: NONE ABANDONED." THIS COMMUNICATION IS FROM Dated: July 13, 2010. A DEBT COLLECTOR ATTEMPTFirst Franklin Financial Corporation ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. By: Paul A. Weingarden THE RIGHT TO VERIFICATION OF Attorneys for Mortgagee/Assignee of THE DEBT AND IDENTITY OF THE Mortgagee ORIGINAL CREDITOR WITHIN THE 4500 Park Glen Road #300 T I M E P R O V I D E D B Y L A W I S N O T Minneapolis, MN 55416 AFFECTED BY THIS ACTION. (952) 925-6888 THE TIME ALLOWED BY LAW FOR 76-2875 REDEMPTION BY THE MORTGAGOR, 1044890429 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2270781 7/22-8/26/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: July 15, 2010 NOTICE IS HEREBY GIVEN, that ASSIGNEE OF MORTGAGEE: default has occurred in conditions of BAC Home Loans Servicing, LP the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: February 23, Attorneys for Assignee of Mortgagee 2004 Lawrence A. Wilford MORTGAGOR: Ronnelle G. Johnson, James A. Geske a single person. 8425 Seasons Parkway, Suite 105 MORTGAGEE: Mortgage Electronic Woodbury, MN 55125-4393 Registration Systems, Inc. (651) 209-3300 DATE AND PLACE OF RECORDING: File Number: 015480F01 2256087 7/15-8/19/10 Registered March 23, 2004, Dakota

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��� ���� ��� ���� ������ ������ ������� Transaction Agent Mortgage Identifi cation Number: 1000212-4800193530-1 ���������� ���� ��������� Registered March 23, 2004, Dakota County Registrar of Titles, Document No. 0533056, Certificate of Title No. 121193. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: June 16, 2010. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061904051000161 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 13769 Heywood Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-84190-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2 in Wildwood First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,389.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 30, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1767 0000407210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254147 7/8-8/12/10

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NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,090.00 MORTGAGOR(S): Michael B. Dousette and Lori M. Dousette, husband and wife MORTGAGEE: Optimum Mortgage Services Inc. DATE AND PLACE OF RECORDING: Recorded: February 02, 2004 Dakota County Recorder Document Number: 2170851 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 29, 2003 Recorded: February 02, 2004 Dakota County Recorder Document Number: 2170852 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428204 And assigned to: U.S. Bank National Association Dated: June 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Lender or Broker: Optimum Mortgage Services Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3901 Princeton Trl, Eagan, MN 55123-1522 Tax Parcel ID Number: 10-45075-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Lexington Square, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,636.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015512F01 2254158 7/8-8/12/10

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2007 MORTGAGORS: D a n i e l J o r g e n s o n and Laurie L. Jorgenson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 16, 2007, Dakota County Recorder, Document No. 2550725. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000314965 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18897 Exclusive Path, Farmington, MN 55024 TAX PARCEL I.D. #: 145050608004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Nelsen Hills Farm 7th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $344,401.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1117 6800105419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254679 7/8-8/12/10

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGOR: A l e k s n d e r S i l k o , a single person. MORTGAGEE: Integrity One Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded July 31, 2006, Dakota County Recorder, Document No. 2449564. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., s/b/m to ABN Amro Mortgage Group Inc. Dated: March 1, 2010, Recorded: March 15, 2010, Document No. 2719189. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Integrity One Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17045 Georgetown Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16704-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Cedar Highlands 5th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $258,949.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1978 653341288 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254744 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2004 MORTGAGOR: Nicholas J. Lorentz, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 18, 2005, Dakota County Recorder, Document No. 2297266. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: June 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000170797 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14389 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-060-05 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Bloomfield Common Interest Community No. 250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,899.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 28, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1062 0018591800 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254766 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Jessica L. Hardisty and Aaron B. Hardisty, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 2, 2007, Dakota County Recorder, Document No. 2493707. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420060003280 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5110 183rd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950603007 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Dakota County Estates 7th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,718.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8573 1991225975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270612 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2008 MORTGAGORS: Laura Porter Jones and Morgan Jones, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 4, 2008, Dakota County Registrar of Titles, Document No. T632729, Certificate of Title No. 136515. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 7, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000162201 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18892 Orchard Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221330201001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Bassett's Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $391,301.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 2005684121 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268744 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2002 MORTGAGORS: Ryan D. Larson and Jennifer L. Larson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota

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Recorded December 12, 2002, Dakota County Recorder, Document No. 1971595. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: July 16, 2008, Recorded: July 18, 2008, Document No. 2603373. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600061954421 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: People's Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15979 Harwell Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580103009 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Longridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,124.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4149 770174595 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254855 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 4 , 2003 MORTGAGOR: A l e c i a M . K a i s e r , a single person. MORTGAGEE: Mortgage Source, Inc. DATE AND PLACE OF RECORDING: Recorded May 2, 2003, Dakota County Recorder, Document No. 2041491. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 24, 2003, Recorded: May 2, 2003, Document No. 2041492. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 597 Crane Creek Lane, Eagan, MN 55121 TAX PARCEL I.D. #: 101847523001 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Crane Creek Addition, CIC No 297, Dakota County, Minnesota

Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,263.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1128 7810302067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254577 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007 MORTGAGORS: Kevin L. Prow and Megan Prow, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 21, 2007, Dakota County Recorder, Document No. 2562985. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: May 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100105600023314551 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: USAA Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16054 Excel Way, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-20862-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Dodd Pointe 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,357.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM

26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1083 6850048038 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254537 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,050.00 MORTGAGOR(S): Daniel R Palodichuk and Angela M Palodichuk, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482640 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800911960710 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 403 17th St W, Hastings, MN 55033-3030 Tax Parcel ID Number: 19-88150-020-13 LEGAL DESCRIPTION OF PROPERTY: All of Lot 1, and the North 12 feet of Lot 2, and the South 25 feet of the North 37 feet of the West 32 feet of Lot 2, all in Block 13, Young's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $279,412.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015256F01 2254211 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,589.00 MORTGAGOR(S): Ann Claire Hearnen, an unmarried woman MORTGAGEE: U.S. Bank N.A. DATE AND PLACE OF RECORDING: Recorded: October 02, 2002 Dakota County Recorder Document Number: 1942723 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 66 Birnamwood Dr, Burnsville, MN 55337-2977 Tax Parcel ID Number: 02-14002-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Birnamwood Plat 3, Common Interest Community #170, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,884.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015060F01 2254991 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009

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������ ������ ������� ���� ��� ���� 2009 Property Address: 3463 Greenwood MORTGAGORS: Peter Mortenson and Ct S, Eagan, MN 55122-1308 Antoinette Mortenson, husband and Tax Parcel ID Number: wife. 10-73000-010-18 LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Lot one (1), Block eighteen (18) Registration Systems, Inc. DATE AND PLACE OF RECORDING: and Lot two (2), Block seventeen (17), Registered March 3, 2009, Dakota Surrey Heights First Addition, accordCounty Registrar of Titles, Document ing to the recorded plat thereof on file No. T640029, Certificate of Title No. and record in the office of the county recorder, Dakota County, Minnesota. 145095. AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, D U E A S O F D A T E O F N O T I C E : Dated: June 14, 2010. $140,796.91 TRANSACTION AGENT: Mortgage THAT all pre-foreclosure requireElectronic Registration Systems, Inc. ments have been complied with; that T R A N S A C T I O N A G E N T ' S M O R T - no action or proceeding has been instiGAGE IDENTIFICATION NUMBER ON tuted at law or otherwise to recover the MORTGAGE: 100103210000472703 debt secured by said mortgage, or any LENDER OR BROKER AND MORT- part thereof; GAGE ORIGINATOR STATED ON PURSUANT to the power of sale conMORTGAGE: The Business Bank D/B/A t a i n e d i n s a i d m o r t g a g e , t h e Prime Mortgage above-described property will be sold R E S I D E N T I A L M O R T G A G E S E R - by the Sheriff of said county as folVICER: Chase Home Finance LLC lows: MORTGAGED PROPERTY ADDRESS: DATE AND TIME OF SALE: August 113 Strese Lane, Apple Valley, MN 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County 55124 Law Enforcement Center, 1580 HighTAX PARCEL I.D. #: 011470112001 LEGAL DESCRIPTION OF PROP- way 55, Lobby S-100, Hastings, Minnesota ERTY: Lot 12, Block 1, in Bob's Garden to pay the debt secured by said mortV i e w S e c o n d A d d i t i o n , D a k o t a gage and taxes, if any, on said premises and the costs and disburseCounty, Minnesota. COUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed by law, subject to redemption within LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF six (6) months from the date of said MORTGAGE: $212,947.00 sale by the mortgagor(s), their perAMOUNT DUE AND CLAIMED TO BE sonal representatives or assigns. DUE AS OF DATE OF NOTICE, INCLUDIf the Mortgage is not reinstated ING TAXES, IF ANY, PAID BY MORT- under Minn. Stat. §580.30 or the propGAGEE: $215,104.64 erty is not redeemed under Minn. Stat. That prior to the commencement of §580.23, the Mortgagor must vacate this mortgage foreclosure proceeding the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee com- February 23, 2011, or the next busiplied with all notice requirements as ness day if February 23, 2011 falls on a required by statute; That no action or Saturday, Sunday or legal holiday. proceeding has been instituted at law Mortgagor(s) released from financial o r o t h e r w i s e t o r e c o v e r t h e d e b t obligation: NONE secured by said mortgage, or any part THIS COMMUNICATION IS FROM thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY tained in said mortgage, the above INFORMATION OBTAINED WILL BE described property will be sold by the USED FOR THAT PURPOSE. Sheriff of said county as follows: THE RIGHT TO VERIFICATION OF DATE AND TIME OF SALE: August THE DEBT AND IDENTITY OF THE 20, 2010 at 10:00 AM ORIGINAL CREDITOR WITHIN THE PLACE OF SALE: S h e r i f f ' s O f f i c e , T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, 1580 Hwy AFFECTED BY THIS ACTION. 55, Lobby #S-100, Hastings, MN THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07. WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. ing, unless otherwise provided by law, DATED: July 08, 2010 the date on or before which the mortASSIGNEE OF MORTGAGEE: gagor(s) must vacate the property if the U.S. Bank National Association mortgage is not reinstated under sec- Wilford & Geske, P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is Lawrence A. Wilford 11:59 p.m. on February 21, 2011. James A. Geske MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 GAGE: None (651) 209-3300 "THE TIME ALLOWED BY LAW FOR File Number: 015385F01 REDEMPTION BY THE MORTGAGOR, 2251548 7/8-8/12/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION NOTICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in the conditions GAGED PREMISES ARE IMPROVED of the following described mortgage: DATE OF MORTGAGE: November 29, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2004 ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MORTGAGE: $171,000.00 MORTGAGOR(S): Nathan M. Rose, an ABANDONED." unmarried man and Lauren M. Pilon, Dated: June 24, 2010. an unmarried woman Chase Home Finance LLC MORTGAGEE: Bank of America, N.A. Mortgagee/Assignee of Mortgagee DATE AND PLACE OF RECORDING: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Recorded: December 22, 2004 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Dakota County Recorder Document Number: 2278654 Mortgagee Transaction Agent: Not Applicable 4500 Park Glen Road #300 Transaction Agent Mortgage IdentifiMinneapolis, MN 55416 cation Number: Not Applicable (952) 925-6888 Lender or Broker: Bank of America, 30-8544 N.A. 1771672999 Residential Mortgage Servicer: BAC THIS IS A COMMUNICATION FROM Home Loans Servicing, L.P. A DEBT COLLECTOR. Mortgage Originator: Not Applicable 2254507 7/8-8/12/10 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13607 Knox Dr, NOTICE OF MORTGAGE Burnsville, MN 55337-4379 FORECLOSURE SALE Tax Parcel ID Number: N O T I C E I S H E R E B Y G I V E N t h a t 02-15383-030-02 default has occurred in the conditions LEGAL DESCRIPTION OF PROPof the following described mortgage: ERTY: Lot 3, Block 2, Burnhaven DATE OF MORTGAGE: October 15, Woods Plat Five, Dakota County, Min2007 nesota. ORIGINAL PRINCIPAL AMOUNT OF AMOUNT DUE AND CLAIMED TO BE MORTGAGE: $137,738.00 DUE AS OF DATE OF NOTICE: MORTGAGOR(S): Kathleen Robin- $191,363.80 son, a single woman THAT all pre-foreclosure requireMORTGAGEE: Mortgage Electronic ments have been complied with; that Registration Systems, Inc. no action or proceeding has been instiDATE AND PLACE OF RECORDING: tuted at law or otherwise to recover the Recorded: February 06, 2008 Dakota debt secured by said mortgage, or any County Recorder part thereof; Document Number: 2570681 PURSUANT to the power of sale conASSIGNMENTS OF MORTGAGE: tained in said mortgage, the And assigned to: U.S. Bank National above-described property will be sold Association by the Sheriff of said county as folDated: June 24, 2010 lows: Transaction Agent: Mortgage ElecDATE AND TIME OF SALE: August tronic Registration Systems, Inc. 20, 2010 at 10:00 AM Transaction Agent Mortgage IdentifiPLACE OF SALE: Dakota County cation Number: 100021268001110689 Law Enforcement Center, 1580 HighLender or Broker: Minnesota Lend- way 55, Lobby S-100, Hastings, Minneing Company, LLC sota Residential Mortgage Servicer: U.S. to pay the debt secured by said mortBank Home Mortgage gage and taxes, if any, on said preMortgage Originator: Not Applicable mises and the costs and disburseCOUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed LOCATED: Dakota Property Address: 3463 Greenwood ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP���������� ���� ��������� ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003708F02 2254844 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2006 MORTGAGOR: Emily L. Poulson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 25, 2006, Dakota County Recorder, Document No. 2463949. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520038122422 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6727 Flycatcher Lane Unit 1100, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018361210010 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1100, Common Interest Community Number 442, Midtown Place Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,664.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,705.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4150 2003812242 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254735 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,514.00 MORTGAGOR(S): Leya Yacob Syrnichenko and Vadim Urievich Syrnichenko, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2005 Dakota County Recorder Document Number: 2371279 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: July 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842711520 Lender or Broker: U.S. Bank N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13696 Brass Pkwy, Rosemount, MN 55068-2473 Tax Parcel ID Number: 34-32075-058-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 58, Common Interest Community No. 489, a condominium, Harmony East, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,733.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015577F01 2259785 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , 2008 MORTGAGORS: Thomas C. Thorne and Gail M. Thorne, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 2, 2008, Dakota County Registrar of Titles, Document No. T632651, Certificate of Title No. 44469. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 30, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0010106890-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13789 Fordham Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100008007 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Seven (7), in Greenleaf First Addition according to the plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,378.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4183 2005640329 2270441 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,900.00 MORTGAGOR(S): Michael Kaiser and Lucille C Kaiser, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2004 Dakota County Recorder Document Number: 2227133 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: June 16, 2010

Dated: June 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021800051946750 Lender or Broker: Washtenaw Mortgage Company Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1304 Birch Ct, Farmington, MN 55024-1457 Tax Parcel ID Number: 14-22503-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block Two, East Farmington Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,302.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013248F02 2254183 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 24, 2003 MORTGAGORS:Michael L. Wiskow and Kari A. Wiskow, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 8, 2003, Dakota County Recorder, Document No. 2105831. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2030 Zircon Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 101670003011 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 11, Cedar Grove Addition No. 1 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$120,762.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3042 0648593408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2258570 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,500.00 MORTGAGOR(S): Nabil J. Browne, an unmarried Man MORTGAGEE: 2004-0000313, LLC DATE AND PLACE OF RECORDING: Recorded: April 20, 2006 Dakota County Recorder Document Number: 2421922 ASSIGNMENTS OF MORTGAGE: And assigned to: Guidance Residential, LLC Dated: February 23, 2006 Recorded: April 20, 2006 Dakota County Recorder Document Number: 2421923 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: 2004-0000313, LLC Residential Mortgage Servicer: Dovenmuehle Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8196 Custers Trl, Inver Grove Heights, MN 55076-3377 Tax Parcel ID Number: 20-82100-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Four (4), Village Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,656.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015477F01 2260040 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2008 MORTGAGORS: D y a n B a i l e y a n d David Nagle, both single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 19, 2008, Dakota County Recorder, Document No. 2591332. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 25, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520053460772 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19973 Dover Court, Farmington, MN 55024 TAX PARCEL I.D. #: 145680012006 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 6, Parkview Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,076.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $379,126.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

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USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4164 2005346077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262550 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2008 MORTGAGORS: B o n n i e G r e s s a n d Randal J. Gress, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 16, 2008, Dakota County Recorder, Document No. 2584832. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: June 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440004040827 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 17364 Judicial Road, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-45200-411-03 LEGAL DESCRIPTION OF PROPERTY: All that part of Lots 40 and 41, Block 3, Liberty Heights, lying East of Judicial Road, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $321,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $336,051.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1027 0048039721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262323 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: July 12, 2010. PURSUANT TO THE VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT, DATED JULY 1, 2010, AND RECORDED ON JULY 1, 2010 WITH THE OFFICE OF THE COUNTY RECORDER, DAKOTA COUNTY, MINNESOTA AS DOCUMENT NO. 2738445: NOTICE IS HEREBY GIVEN THAT: Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00. MORTGAGOR(S): Elite Services, Inc., a Minnesota corporation. MORTGAGEE: Mainstreet Bank. DATE AND PLACE OF RECORDING: Recorded: December 7, 2004 Dakota County Recorder Document Number: 2273714 ASSIGNMENT OF MORTGAGE: Assigned to Central Bank, a Minnesota banking corporation, by written assignment recorded on June 4, 2010, as Document Number 2733880. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County. Property Address: 2414 117th Street East, Burnsville, Minnesota 55337. Tax Parcel ID Numbers: 02 17815 020 01. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cliff Cove Town Office Park, Common Interest Community No. 312, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,117.48. THAT the requisites of Minn. Stat. 580.02 have been satisfied and all pre-foreclosure notice and acceleration requirements of said mortgage have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is abstract property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033: to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor, its personal representatives or assigns is two (2) months from the date of sale. The holder of a junior lien who has filed a notice of intent to redeem may redeem beginning after expiration of the mortgagor’s redemption period. NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE FORECLOSURE DATA (1) Street address, city and zip code of mortgaged premises: 2414 117th Street East, Burnsville, Minnesota 55337. (2) Transaction agent; residential mortgage servicer; and lender or broker: Central Bank. (3) Tax parcel identification numbers: 02 17815 020 01. (4) Transaction agent’s mortgage ID number (MERS number): Not Applicable. (5) Name of mortgage originator: Mainstreet Bank. Dated: July 12, 2010 PAIEMENT LAW OFFICE, LLC By: Joseph M. Paiement (#169122) St. Croix Business Center, #155 44 St. Croix Trail S., Lakeland, MN 55043 651.436.1556 Attorney for Mortgage Assignee, Central Bank THIS INSTRUMENT WAS DRAFTED BY: Paiement Law Office, LLC 44 St. Croix Trail S., Suite 155 Lakeland, MN 55043 651.436.1556 2261185 7/15-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2006 MORTGAGOR: S u s a n E . M u l l e n , a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 30, 2006, Dakota County Recorder, Document No. 2478693. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8489 195th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-02100-012-30 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) of Section Twenty One (21), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota, described as follows: The South 562 feet of the West 401 feet of the Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) of said Section Twenty One (21), Excepting therefrom the South 150 feet of the West 290.40 feet of said Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,068.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3040 3011338229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2261432 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2006 MORTGAGORS: Victor W. Harris and Deborah J. Harris, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 3, 2007, Dakota County Recorder, Document No. 2485626. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of CSAB Mortgage-Backed Pass-Through Certificates, Series 2007-1, Dated: June 29, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001528-1200004711-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First State Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1381 Lakeside Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 101710003001

TAX PARCEL I.D. #: 101710003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Ches Mar First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $373,573.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-137 0010364107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262194 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 3, 2004 MORTGAGOR:Lyle J. Knochenmus, a single person. MORTGAGEE:U . S . M o r t g a g e N e t work, Inc.. DATE AND PLACE OF RECORDING: Recorded May 24, 2004, Dakota County Recorder, Document No. 2207736. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. puruant to judgment, Dated: June 18, 2010, Recorded: June 25, 2010, Document No. 2737460. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6470 West 157th Street, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-63402-030-22 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 22, Regatta 3rd Addition, Common Interest Community No. 281, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$157,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$157,536.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

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������ ������REDUCED �������TO ���� ���� IF A JUDI WEEKS FIVE ��� thereof; PURSUANT to the power of sale con- CIAL ORDER IS ENTERED UNDER tained in said mortgage, the above MINNESOTA STATUTES, SECTION described property will be sold by the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Sheriff of said county as follows: OTHER THINGS, THAT THE MORTDATE AND TIME OF SALE: August GAGED PREMISES ARE IMPROVED 27, 2010 at 10:00 AM WITH A RESIDENTIAL DWELLING OF PLACE OF SALE:Sheriff's Office, Law LESS THAN FIVE UNITS, ARE NOT Enforcement Center, 1580 Hwy 55, PROPERTY USED IN AGRICULTURAL Lobby #S-100, Hastings, MN P R O D U C T I O N , A N D A R E to pay the debt then secured by said ABANDONED." Dated: July 15, 2010 Mortgage, and taxes, if any, on said HSBC Bank USA, N.A., as Trustee premises, and the costs and disbursements, including attorneys' fees for the registered holders of ACE allowed by law subject to redemption Securities Corp. Home Equity within six (6) months from the date of Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through said sale by the mortgagor(s), their Certificates personal representatives or assigns unless reduced to Five (5) weeks under Randall S. Miller & Associates, PLLC Attorneys for Assignee of MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Mortgage/Mortgagee E R T Y : I f t h e r e a l e s t a t e i s a n One Financial Plaza, owner-occupied, single-family dwell- 120 South Sixth Street, Suite 1100 ing, unless otherwise provided by law, Minneapolis, MN 55402 the date on or before which the mort- Phone: 612-573-3677 gagor(s) must vacate the property if the Our File No. 10MN00278-1 mortgage is not reinstated under sec- THIS IS A COMMUNICATION FROM tion 580.30 or the property is not A DEBT COLLECTOR. redeemed under section 580.23 is A S A P # 3 6 4 1 6 3 5 0 7 / 1 5 / 2 0 1 0 , 11:59 p.m. on February 28, 2011. 07/22/2010, 07/29/2010, 08/05/2010, MORTGAGOR(S) RELEASED FROM 08/12/2010, 08/19/2010 7/15-8/19/10 FINANCIAL OBLIGATION ON MORT- 2258662 GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of LESS THAN FIVE UNITS, ARE NOT the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2006 MORTGAGOR: Ruben Pardomo, an ABANDONED." unmarried man. Dated: July 6, 2010. MORTGAGEE: Mortgage Electronic CitiMortgage, Inc. Registration Systems, Inc. Mortgagee/Assignee of Mortgagee DATE AND PLACE OF RECORDING: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Recorded November 22, 2006, Dakota By: Paul A. Weingarden C o unty Recorder, Document No. Attorneys for Mortgagee/Assignee of 2477229. Mortgagee ASSIGNMENTS OF MORTGAGE: 4500 Park Glen Road #300 Assigned to: CitiGroup Global Markets Minneapolis, MN 55416 Realty Corp., Dated: October 23, 2009, (952) 925-6888 Recorded: November 2, 2009, Docu10-1772 ment No. 2693729. 644848429 TRANSACTION AGENT: Mortgage THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. A DEBT COLLECTOR. TRANSACTION AGENT'S MORT2259327 7/15-8/19/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011048508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: First Franklin, A division FORECLOSURE SALE THE RIGHT TO VERIFICATION OF of National City Bank THE DEBT AND IDENTITY OF THE RESIDENTIAL MORTGAGE SERORIGINAL CREDITOR WITHIN THE VICER: Saxon Mortgage Services MORTGAGED PROPERTY ADDRESS: TIME PROVIDED BY LAW IS NOT 19800 Dover Drive, Farmington, MN AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That 5 5 0 2 4 F K A 4 6 9 8 1 9 8 t h S t r e e t W . , default has occurred in the conditions Farmington, MN 55024 of the following described mortgage: TAX PARCEL I.D. #: 145680001003 DATE OF MORTGAGE: June 3, 2005 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $135,200.00 Lot 1, Block 3, Parkview Ponds, MORTGAGOR(S): Desiree Lynn Dakota County, Minnesota Elliott, an unmarried woman COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. as nominee ORIGINAL PRINCIPAL AMOUNT OF for Paragon Home Lending, LLC MORTGAGE: $344,000.00 TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMIN#: 100200700000487968 SERVICER: Ocwen Loan Servicing, GAGEE: $396,116.85 That prior to the commencement of LLC LENDER: Paragon Home Lending, this mortgage foreclosure proceeding LLC. Mortgagee/Assignee of Mortgagee comD A T E A N D P L A C E O F F I L I N G : plied with all notice requirements as Dakota County Minnesota, Recorder , required by statute; That no action or on June 24, 2005, as Document No. proceeding has been instituted at law 2333813 or otherwise to recover the debt ASSIGNED TO: HSBC Bank USA, secured by said mortgage, or any part N.A., as Trustee for the registered thereof; PURSUANT to the power of sale conholders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, tained in said mortgage, the above Asset Backed Pass-Through Certifi- described property will be sold by the c a t e s D a t e d : M a y 2 0 , 2 0 1 0 , a n d Sheriff of said county as follows: recorded June 21, 2010 by Document DATE AND TIME OF SALE: August No. 2736539 . 27, 2010 at 10:00 AM LEGAL DESCRIPTION OF PROPPLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Unit Number 1207, Tamarack Law Enforcement Center, 1580 Hwy Ridge Carriage Homes, Common Inter- 55, Lobby #S-100, Hastings, MN est Community Number 294, a Con- to pay the debt then secured by said dominium located in Dakota County, Mortgage, and taxes, if any, on said Minnesota. premises, and the costs and disbursePROPERTY ADDRESS: 726 Tama- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption rack Trail, Farmington, MN 55024 within six (6) months from the date of PROPERTY I.D: 147490220706 COUNTY IN WHICH PROPERTY IS said sale by the mortgagor(s), their personal representatives or assigns LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE unless reduced to Five (5) weeks under ON THE MORTGAGE ON THE DATE OF MN Stat. §580.07. TIME AND DATE TO VACATE PROPTHE NOTICE: One Hundred Thirty-Nine Thousand One Hundred Ninety-Four E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwelland 21/100 ($139,194.21) THAT no action or proceeding has ing, unless otherwise provided by law, been instituted at law to recover the the date on or before which the mortdebt secured by said mortgage, or any gagor(s) must vacate the property if the part thereof; that there has been com- mortgage is not reinstated under secpliance with all pre-foreclosure notice tion 580.30 or the property is not and acceleration requirements of said redeemed under section 580.23 is mortgage, and/or applicable statutes; 11:59 p.m. on February 28, 2011. PURSUANT, to the power of sale conMORTGAGOR(S) RELEASED FROM tained in said mortgage, the above FINANCIAL OBLIGATION ON MORTdescribed property will be sold by the GAGE: None Sheriff of said county as follows: "THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: 10:00 AM REDEMPTION BY THE MORTGAGOR, on August 31, 2010 THE MORTGAGOR'S PERSONAL REPPLACE OF SALE: Sheriff`s M a i n RESENTATIVES OR ASSIGNS, MAY BE Office, Law Enforcement Center, 1580 REDUCED TO FIVE WEEKS IF A JUDIHighway 55, Hastings MN 55033-2343 CIAL ORDER IS ENTERED UNDER to pay the debt then secured by said MINNESOTA STATUTES, SECTION mortgage and taxes, if any actually 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G paid by the mortgagee, on the pre- OTHER THINGS, THAT THE MORTmises and the costs and disburse- GAGED PREMISES ARE IMPROVED m e n t s a l l o w e d b y l a w . T h e t i m e WITH A RESIDENTIAL DWELLING OF allowed by law for redemption by said LESS THAN FIVE UNITS, ARE NOT mortgagor(s), their personal represen- PROPERTY USED IN AGRICULTURAL tatives or assigns is 6 months from the P R O D U C T I O N , A N D A R E date of sale. ABANDONED." "THE TIME ALLOWED BY LAW FOR Dated: July 1, 2010. CitiGroup Global Markets Realty Corp. REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ ������� property: LEGAL DESCRIPTION: Unit ���������� ���� ��������� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2922 2000582681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262357 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $997,200.00 MORTGAGOR(S): Cory Krueger and William Krueger MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 13, 2007 Dakota County Registrar of Titles Document Number: 621292 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135553000612519 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15714 Lac Lavon Dr, Burnsville, MN 55306-5139 Tax Parcel ID Number: 02-18725-060-01 LEGAL DESCRIPTION OF PROPERTY: LOT SIX (6), BLOCK ONE (1), CRYSTAL SHORES AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,085,979.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015616F01 2255955 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 23, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722 on January 31, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property:

No. 111, Diffley Commons 2nd Addition, Villas and Garden Homes, a Condominium, Condominium #116, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan MN 55122 TAX PARCEL ID NUMBER: 10-20451-111-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 23, 2010, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,132.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 23, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 3, 2010, as Document No. 2712241 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons/DeYoung/09-7-953D)

2260645

7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 4 , 2004 MORTGAGOR: E l d a K . M e y e r , a single person. MORTGAGEE: Alpine Lending, LLC. DATE AND PLACE OF RECORDING: Recorded April 7, 2004, Dakota County Recorder, Document No. 2192517. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc. n/ka CitiMortgage, Inc., Dated: March 9, 2004, Recorded: April 7, 2004, Document No. 2192518. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14973 Echo Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 012050922001 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Diamond Path Tenth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,000.00

MORTGAGE: $105,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,385.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4197 8383074 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262507 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 1997 MORTGAGOR: John E. Mahoney, a single person. MORTGAGEE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 6, 1998, Dakota County Recorder, Document No. 1467595. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: December 23, 1997, Recorded: January 6, 1998, Document No. 1467596. And thereafter assigned to: CitiMortgage, Inc, Dated: June 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 808 136th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270111201 LEGAL DESCRIPTION OF PROPERTY: The East 50.00 feet of Lot 11, Block 1, Knob Hill II COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $68,927.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4138 601959607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262367 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 6 , 2007 MORTGAGORS:A b e l D o m i n g u e z Pliego and Rosario Ixtlilco Onofre, husband and wife, and Luis A. Dominguez Pliego, a single man. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562305. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 834 Whitney Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170704013 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 13, Apple Valley 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$228,390.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on February 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3046 3014815983 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2258542 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,649.00 MORTGAGOR(S): Patience Owusu, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 03, 2009 Dakota County Recorder Document Number: 2699850 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100326709110061125 Lender or Broker: United Fidelity Funding Corp Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 12th St, Farmington, MN 55024-1183 Tax Parcel ID Number: 14-22506-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, East Farmington 7th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,395.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015775F01 2261122 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Nicholas C. Wille, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 02, 2006 Dakota County Recorder Document Number: 2424800 ASSIGNMENTS OF MORTGAGE: And assigned to: E*Trade Bank Dated: July 02, 2009 Recorded: July 17, 2009 Dakota County Recorder Document Number: 2671940 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059120011002106 Lender or Broker: E*Trade Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1105 Charlton St, West Saint Paul, MN 55118-1220 Tax Parcel ID Number: 42-01800-050-31 LEGAL DESCRIPTION OF PROPERTY: Part of Lot One (1) in Section Eighteen (18), Township Twenty-eight (28), Range Twenty-two (22), Dakota County, Minnesota, described as follows, to-wit: Commencing at a point on the West line of Charlton Avenue, which is 144.2 feet North of the Northeast corner of Lot 1 in Block 1 of Ickler's 3rd Addition to South Saint Paul, thence West 129.5 feet, thence North 84 feet, thence East 129.5 feet, thence South 84 feet to the place of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,721.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: E*Trade Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006348F02 2261138 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2007 MORTGAGORS: Jeffrey S. Johnson and Rianna L. Laxdal, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County

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Recorded May 23, 2007, Dakota County Recorder, Document No. 2519059. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520043406695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18408 Eldorado Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141950713005 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, Dakota County Estates 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,514.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 2004340669 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262526 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Amanda A Rowe, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 12, 2002 Dakota County Recorder Document Number: 1915257 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7228 165th St W, Lakeville, MN 55068 Tax Parcel ID Number: 22-21100-060-06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Donnay's College Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,945.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015770F01 2261095 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,018.00 MORTGAGOR(S): Heather Sale and Erik T. Lyke aka Erick T. Lyke, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2007 Dakota County Recorder Document Number: 2550145 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10019960000153648 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5627 200th St W, Farmington, MN 55024-8422 Tax Parcel ID Number: 14-16504-103-06 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1103, Common Interest Community No. 328, Charleswood Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,724.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a

ness day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015466F01 2256052 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 MORTGAGORS: Matthew A. Jenkins and Oneka R. Hauge, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 14, 2007, Dakota County Recorder, Document No. 2516818. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: June 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935170401091 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Gerner & Kearns Co., L.P.A. MORTGAGED PROPERTY ADDRESS: 5139 Upper 182nd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19501-250-06 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 6, Dakota County Estates 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,681.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010.

Dated: July 7, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1769 3517040109 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262256 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 MORTGAGOR(S): Greg H. Isaak, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder Document Number: 2491755 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, On Behalf Of The Holders Of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Dated: April 29, 2009 Recorded: May 19, 2009 Dakota County Recorder Document Number: 2658035 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647028053174 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12620 190th St E, Hastings, MN 55033-9311 Tax Parcel ID Number: 25-02200-020-27 LEGAL DESCRIPTION OF PROPERTY: The East 225 feet of the West 743 feet of the North 484 feet of the Northwest Quarter of Section 22, Township 114, Range 17, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $300,898.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003433F04 2261064 7/15-8/19/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 5 , 2006 MORTGAGORS: Donna S. Anderson and Mark Anderson, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 27, 2006, Dakota County Registrar of Titles, Document No. 600271, Certificate of Title No. 120923. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2006-21, Dated: January 27, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073602100 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 14617 Fieldcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 027120005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Southcross Heights 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,968.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 20, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 145713302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 11, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee

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4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 5, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 15, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266646 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 MORTGAGORS: Gregory J. Graves and Amanda L. Olson, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 24, 2006, Dakota County Recorder, Document No. 2422706. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY,AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-11, ASSET-BACKED CERTIFICATES SERIES 2006-11, Dated: November 30, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011600664 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 145 Richmond Street West, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150013037 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the East Half of Lot 13, Block 37, Spring Park. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,407.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010. Deutsche Bank National Trust

���������� �� ���� �����

��� ���� ��� ���� ������ ������ to Five (5) reduced������� Stat. §580.07. ���������� ���� ��������� Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 118900013 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 11, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 5, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 15, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2267029 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2006 MORTGAGORS: Steven M. Gouette and Stephanie E. Gouette, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 14, 2006, Dakota County Recorder, Document No. 2437532. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York as successor to JpMorgan Chase Bank, N.A. as trustee of SAMI II2006-AR3, Dated: February 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700011808295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1520 Pinetree Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 105766707003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinetree Pass 8th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $488,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $588,229.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN

weeks under MN

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 125284622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 9, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 13, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262218 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2007 MORTGAGOR: Ola Betiku, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 22, 2007, Dakota County Recorder, Document No. 2518816. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200017622586 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 822 Holland Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70201-030-03 LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2 and the North Half of Lot 3, Block 3, South Park Division No. 2, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,272.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7967 1927369576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 10, 2010 at at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7967 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7967 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7967 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266608 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2007 MORTGAGORS: Brett H. Campbell and Lorna C. Campbell, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 21, 2007, Dakota County Registrar of Titles, Document No. 616042, Certificate of Title No. 143255. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 8, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981286480570 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17666 Fair Isle Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-41626-050-04 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Kenridge Second Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $293,396.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-647 6800102604 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said

Lobby #S 100, Hastings, MN, in said county and state. Dated: July 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266588 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Ryan R Kestner, unmarried and Jacob B Leonard, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2006 Dakota County Recorder Document Number: 2466354 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 26, 2010 Recorded: April 06, 2010 Dakota County Recorder Document Number: 2723125 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104599308 Lender or Broker: Bailey Financial Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 991 Cherokee Ave, West Saint Paul, MN 55118-1110 Tax Parcel ID Number: 42-69950-134-00 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 12, Smith's Outlots, West St. Paul, Dakota County, Minnesota, described as follows: Commencing at a point 496 feet South of the Northeast corner of said Lot 12; thence South 43 feet; thence West 250 feet to a point 540 feet South of the Northwest corner of said Lot 12; thence North 43 feet; thence East 250 feet to the point of beginning, excepting from above described land the Westerly 125 feet thereof, Dakota County, Minnesota, together with an easement for driveway purposes as contained in Document No. 675573. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,984.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 21, 2010, or the next business day if November 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010554F01

File Number: 010554F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010554F01 2264318 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,912.00 MORTGAGOR(S): Ryan Bradley Baker and Arron R. Brown, an Unmarried Man and an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 25, 2006 Dakota County Recorder Document Number: 2448004 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates. Dated: May 21, 2010 Recorded: May 26, 2010 Dakota County Recorder Document Number: 2732230 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200700000569864 Lender or Broker: Paragon Home Lending, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19641 Escalade Way Unit 1001, Farmington, MN 55024-7207 Tax Parcel ID Number: 14-16600-001-11 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Unit 1001, Charleswood Crossing, CIC # 520 Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,626.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE

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DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014644F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 05, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014644F01 2267990 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Emmanuel Noah, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544742 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: August 20, 2007 Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544743 And assigned to: BAC Home Loans Servicing, L.P. Dated: January 21, 2010 Recorded: January 26, 2010 Dakota County Recorder Document Number: 2710220 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 504 13th St, Farmington, MN 55024-1772 Tax Parcel ID Number: 14-22502-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,239.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2010 at 10:00 AM has been postponed to March 31, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 31, 2010 at 10:00 AM has been postponed to April 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 31, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 22, 2010 at 10:00 AM has been postponed to May 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 22, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 2263607 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGORS: Ronald R. Juntunen and Sherry F. Elliott, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 8, 2007, Dakota County Recorder, Document No. 2535894. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 29, 2008, Recorded: October 9, 2008, Document No. 2617086. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000289779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14316 Park Avenue South, Burnsville,

14316 Park Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-84801-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Wood Park Plat 2, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,787.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,140.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 6800096788 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 20, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270815 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Recorded: April 26, 2010 Dakota County Recorder Document Number: 2726741 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

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������ ������ ������� ���� ���� Lobby S 100, Hastings, Minnesota in law, the date on or��� before which the said County and State. mortgagor(s) must vacate the property DATED: June 11, 2010 if the mortgage is not reinstated under ASSIGNEE OF MORTGAGEE: The section 580.30 or the property is not Bank of New York Mellon fka the redeemed under section 580.23 is Bank of New York as Trustee for 11:59 p.m. on January 17, 2011. the Certificateholders CWALT, MORTGAGOR(S) RELEASED FROM Inc., Alternative Loan Trust FINANCIAL OBLIGATION ON 2006-OC11, Mortgage MORTGAGE: None Pass-through Certificates, Series "THE TIME ALLOWED BY LAW FOR 2006-OC11 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL NOTICE OF POSTPONEMENT OF REPRESENTATIVES OR ASSIGNS, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MAY BE REDUCED TO FIVE WEEKS IF for July 01, 2010 at 10:00 AM has been A J U D I C I A L O R D E R I S E N T E R E D postponed to July 22, 2010 at 10:00 U N D E R M I N N E S O T A S T A T U T E S , A M i n t h e D a k o t a C o u n t y L a w SECTION 582.032, DETERMINING, Enforcement Center, 1580 Highway 55, AMONG OTHER THINGS, THAT THE Lobby S-100, Hastings, Minnesota in M O R T G A G E D P R E M I S E S A R E said County and State. IMPROVED WITH A RESIDENTIAL DATED: July 01, 2010 DWELLING OF LESS THAN FIVE ASSIGNEE OF MORTGAGEE: The UNITS, ARE NOT PROPERTY USED IN Bank of New York Mellon fka the AGRICULTURAL PRODUCTION, AND Bank of New York as Trustee for ARE ABANDONED." Dated: May 14, 2010. the Certificateholders CWALT, Inc., Alternative Loan Trust Chase Home Finance LLC 2006-OC11, Mortgage Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Pass-through Certificates, Series By: Paul A. Weingarden 2006-OC11 Attorneys for Mortgagee/Assignee of NOTICE OF POSTPONEMENT OF Mortgagee MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 4500 Park Glen Road #300 for July 22, 2010 at 10:00 AM has been Minneapolis, MN 55416 postponed to August 06, 2010 at 10:00 (952) 925-6888 30-8402 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, 1878213620 Lobby S-100, Hastings, Minnesota in THIS IS A COMMUNICATION FROM said County and State. A DEBT COLLECTOR. DATED: July 22, 2010 NOTICE OF POSTPONEMENT OF ASSIGNEE OF MORTGAGEE: The MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Bank of New York Mellon fka the Bank of New York as Trustee for Minnesota Statutes 580.07, the foregoing foreclosure sale is the Certificateholders CWALT, postponed until August 27, 2010 at Inc., Alternative Loan Trust 2006-OC11, Mortgage 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Pass-through Certificates, Series 2006-OC11 Lobby #S-100, Hastings, MN, in said Wilford & Geske, P.A. county and state. Dated: July 16, 2010. Attorneys for Assignee Of Mortgagee: Chase Home Finance LLC Lawrence A. Wilford James A. Geske Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 8425 Seasons Parkway, Suite 105 By: Paul A. Weingarden Woodbury, MN 55125-4393 (651) 209-3300 Attorneys for Mortgagee/Assignee of Mortgagee File Number: 012482F01 2268269 7/22/10 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8402 NOTICE OF MORTGAGE THIS IS A COMMUNICATION FROM FORECLOSURE SALE A DEBT COLLECTOR. THE RIGHT TO VERIFICATION 2268265 7/22/10 OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOTICE OF MORTGAGE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in conditions of default has occurred in the conditions the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGOR: Larry M. McDonald, a MORTGAGE: $191,560.00 single person. MORTGAGOR(S): Suzette Jackson, a MORTGAGEE: Mortgage Electronic single person Registration Systems, Inc. MORTGAGEE: Mortgage Electronic DATE AND PLACE OF RECORDING: R e g i s t e r e d M a y 1 8 , 2 0 0 9 , D a k o t a Registration Systems, Inc. DATE AND PLACE OF RECORDING: County Registrar of Titles, Document Recorded: August 14, 2006 Dakota No. T643988, Certificate of Title No. County Recorder 146702. Document Number: 2453415 ASSIGNMENTS OF MORTGAGE: ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, And assigned to: U.S. Bank National Dated: May 14, 2010. Association Said Mortgage being Registered Land. Dated: February 19, 2010 TRANSACTION AGENT: Mortgage Recorded: March 02, 2010 Dakota Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - County Recorder Document Number: 2716876 GAGE IDENTIFICATION NUMBER ON Transaction Agent: Mortgage ElecMORTGAGE: 100026900111129424 LENDER OR BROKER AND MORT- tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage cation Number: 100061907000009860 Lender or Broker: Summit Mortgage LLC D/B/A Bell Mortgage R E S I D E N T I A L M O R T G A G E S E R - Corporation Residential Mortgage Servicer: U.S. VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: Bank Home Mortgage Mortgage Originator: Not Applicable 714 West 14th Street, Hastings, MN COUNTY IN WHICH PROPERTY IS 55033 TAX PARCEL I.D. #: 19-31950-060-13 LOCATED: Dakota Property Address: 17052 Embers LEGAL DESCRIPTION OF PROPAve, Farmington, MN 55024-7300 ERTY: Tax Parcel ID Number: Lot 6 in Block 13 of Hancock, Thomas & Co.'s Addition to the Town of 22-18102-501-07 LEGAL DESCRIPTION OF PROPHastings, according to the plat thereof on file and of record in the ERTY: Unit No. 2501, Common Interoffice of the Registrar of Deeds in est Community No. 329, Cornerstone Lake Condominiums, Dakota County, and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS Minnesota AMOUNT DUE AND CLAIMED TO BE LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF D U E A S O F D A T E O F N O T I C E : $203,492.42 MORTGAGE: $122,700.00 THAT all pre-foreclosure requireAMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- ments have been complied with; that ING TAXES, IF ANY, PAID BY MORT- no action or proceeding has been instituted at law or otherwise to recover the GAGEE: $124,240.92 That prior to the commencement of debt secured by said mortgage, or any this mortgage foreclosure proceeding part thereof; PURSUANT to the power of sale conMortgagee/Assignee of Mortgagee complied with all notice requirements as t a i n e d i n s a i d m o r t g a g e , t h e required by statute; That no action or above-described property will be sold proceeding has been instituted at law by the Sheriff of said county as folo r o t h e r w i s e t o r e c o v e r t h e d e b t lows: DATE AND TIME OF SALE: April 16, secured by said mortgage, or any part 2010 at 10:00 AM thereof; PLACE OF SALE: Dakota County PURSUANT to the power of sale contained in said mortgage, the above L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 described property will be sold by the Highway 55, Lobby S-100, Hastings, Minnesota Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, t o p a y t h e d e b t s e c u r e d b y s a i d mortgage and taxes, if any, on said 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , p r e m i s e s a n d t h e c o s t s a n d Law Enforcement Center, 1580 Hwy disbursements, including attorney fees allowed by law, subject to redemption 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said within six (6) months from the date of Mortgage, and taxes, if any, on said said sale by the mortgagor(s), their p r e m i s e s , a n d t h e c o s t s a n d personal representatives or assigns. disbursements, including attorneys' If the Mortgage is not reinstated f e e s a l l o w e d b y l a w s u b j e c t t o under Minn. Stat. §580.30 or the redemption within six (6) months from property is not redeemed under Minn. t h e d a t e o f s a i d s a l e b y t h e Stat. §580.23, the Mortgagor must m o r t g a g o r ( s ) , t h e i r p e r s o n a l vacate the property on or before 11:59 representatives or assigns unless p.m. on October 16, 2010, or the next reduced to Five (5) weeks under MN business day if October 16, 2010 falls Stat. §580.07. on a Saturday, Sunday or legal holiday. TIME AND DATE TO VACATE Mortgagor(s) released from financial PROPERTY: If the real estate is an obligation: NONE owner-occupied, single-family THIS COMMUNICATION IS FROM dwelling, unless otherwise provided by law, the date on or before which the ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ���� ��� ���� ������ ������ thereof;������� PURSUANT to the ���������� ���� ��������� THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012621F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 16, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012621F01 2261984 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 MORTGAGORS: Tamara Jo Ahlgren and Jeffrey K. Ahlgren, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 3, 2007, Dakota County Registrar of Titles, Document No. 609940, Certificate of Title No. 139408. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, N.A., as trustee for the Holders of Deutsche Alt-A Securities Mortgage Loan Trust, Series 2007-OA4 Mortgage Pass-Through Certificates, Dated: January 25, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700020112606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. dba America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 26446 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290001432 LEGAL DESCRIPTION OF PROPERTY: The North 278.45 feet of the South 473.13 feet of the West 782.18 feet of the Northwest Quarter of Section 29, Township 113, Range 20, Dakota County, Minnesota, as measured along and parallel with he West and South line of said Northwest Quarter, Dakota County, Minnesota Subject to zoning regulations of the Town of Eureka and the County of Dakota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $568,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $636,286.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 163455385 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 9, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 13, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262009 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $410,000.00 MORTGAGOR(S): Charles V. Shaw and Diane E Shaw, husband and wife as joint tenants MORTGAGEE: Countrywide Home Loans, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2003 Dakota County Registrar of Titles Document Number: 519032 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 22, 2010 Registered: April 29, 2010 Dakota County Registrar of Titles Document Number: 661157 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 112712

112712 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18815 Kanabec Trl, Lakeville, MN 55044-6851 Tax Parcel ID Number: 22.30925.040.01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Great Oak Shores Point AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $401,737.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013498F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2010 at 10:00 AM has been postponed to July 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 20, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013498F01 2262061 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,250.00 MORTGAGOR(S): Mark R. Von Berge AKA Mark R. Vonberge, A Married Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 23, 2004 Dakota County Recorder Document Number: 2218685 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Dated: February 03, 2010 Recorded: March 26, 2010 Dakota County Recorder Document Number: 2721421 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100050500007648641 Lender or Broker: Ryland Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6808 158th St W, Apple Valley, MN 55124-6027 Tax Parcel ID Number: 01-32151-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Hawthorne 2nd Addition, CIC No. 369. Located in the County of Dakota, State of Minnesota. Together with the benefits contained in the Declaration for CIC No. 369, Dated May 10, 2002, filed July 31, 2002 as Document No. 1921716 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,948.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012288F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 15, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

The above referenced sale scheduled for July 20, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012288F01 2262022 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F Huysentruit and Ellen L Huysentruit n/k/a Ellen Lynn Rongitsch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-011-26 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22. Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $312,590.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 23, 2011, or the next business day if January 23, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske

James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 23, 2010 at 10:00 AM has been postponed to August 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-through Certificates, Series 2005-CF1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F01 2266428 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,214.00 MORTGAGOR(S): Jonathan McDonough, a single person and Jamie Jacobson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 21, 2005 Dakota County Recorder Document Number: 2362951 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Dated: March 22, 2010 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720655 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700056723998 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16862 Embers Ave, Lakeville , MN 55044 Tax Parcel ID Number: 22-47051-603-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1603, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,018.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the

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Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 07, 2010 at 10:00 AM has been postponed to June 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 21, 2010 at 10:00 AM has been postponed to July 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 21, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 09, 2010 at 10:00 AM has been postponed to July 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 09, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 23, 2010 at 10:00 AM has been postponed to August 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 2268688 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 MORTGAGOR(S): Bryan S. Bailey and Leah K. Bailey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 07, 2009 Dakota County Recorder Document Number: 2629749 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: March 24, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721179 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0014110301-9 Lender or Broker: Bell America Morgage LLC DBA Bell Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13667 Brick Path, Rosemount, MN 55068-2471 Tax Parcel ID Number: 34.32075.173.10 LEGAL DESCRIPTION OF PROPERTY: Unit No.173, Common Interest Community No. 489, Harmony East, A

Community No. 489, Harmony East, A Condominium, Dakota Couny, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,246.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012600F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 19, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012600F01 2256225 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 2, 2003 MORTGAGORS: James A Bartholow and Paula Jo Bartholow, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2003, Dakota County Recorder, Document No. 2129845. ASSIGNMENTS OF MORTGAGE: NONE

NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14218 Deerborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830029001 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $79,200.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 640132507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 16, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268259 7/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2007 MORTGAGORS: Lloyd Hoff and Leola Hoff, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered May 18, 2007, Dakota County Registrar of Titles, Document No. 610914, Certificate of Title No. 136863. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 4, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278923057124 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 308 Harold Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Timberland-Knoll Acres. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,574.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-667 7892305712 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 12, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-667 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of

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������� ���� ��� ���� & Geske, P.A. P u r s u a n t t o t h������ e p r o v i s i������ o n s o f Wilford M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Attorneys for Assignee of Mortgagee f o r e g o i n g f o r e c l o s u r e s a l e i s Lawrence A. Wilford postponed until August 27, 2010 at James A. Geske 10:00 am at the Sheriff's Office, Law 8425 Seasons Parkway, Suite 105 Enforcement Center, 1580 Hwy 55, Woodbury, MN 55125-4393 Lobby #S-100, Hastings, MN, in said (651) 209-3300 File Number: 012043F01 county and state. Dated: July 15, 2010. NOTICE OF POSTPONEMENT OF U.S. Bank, N. A. MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. for April 02, 2010 at 10:00 AM has By: Paul A. Weingarden been postponed to April 29, 2010 at Attorneys for Mortgagee/Assignee of 10:00 AM in the Dakota County Law Mortgagee Enforcement Center, 1580 Highway 55, 4500 Park Glen Road #300 Lobby S-100, Hastings, Minnesota in said County and State. Minneapolis, MN 55416 (952) 925-6888 DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: 19-667 The Bank Of New York Mellon THIS IS A COMMUNICATION FROM Fka The Bank Of New York As A DEBT COLLECTOR. Trustee For The 2266491 7/22/10 Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through CertifiNOTICE OF MORTGAGE cates, Series 2005-J12 FORECLOSURE SALE NOTICE OF POSTPONEMENT OF NOTICE IS HEREBY GIVEN that MORTGAGE FORECLOSURE SALE default has occurred in the conditions The above referenced sale scheduled of the following described mortgage: for April 29, 2010 at 10:00 AM has DATE OF MORTGAGE: June 23, 2005 been postponed to May 25, 2010 at ORIGINAL PRINCIPAL AMOUNT OF 10:00 AM in the Dakota County Law MORTGAGE: $208,000.00 Enforcement Center, 1580 Highway 55, MORTGAGOR(S): Domingo Delos Lobby S-100, Hastings, Minnesota in Santos and Lerma Delos Santos, Hus- said County and State. band and Wife DATED: April 29, 2010 MORTGAGEE: Pillar Mortgage SerASSIGNEE OF MORTGAGEE: The vices Corporation Bank Of New York Mellon Fka DATE AND PLACE OF RECORDING: The Bank Of New York As Recorded: July 19, 2005 Dakota Trustee For The County Recorder Certificateholders CWALT, Inc. Document Number: 2341590 Alternative Loan Trust 2005-J12 ASSIGNMENTS OF MORTGAGE: Mortgage Pass-through CertifiAnd assigned to: Mortgage Eleccates, Series 2005-J12 tronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF Dated: July 12, 2005 MORTGAGE FORECLOSURE SALE Recorded: November 10, 2005 The above referenced sale scheduled Dakota County Recorder for May 25, 2010 at 10:00 AM has been Document Number: 2379686 postponed to June 10, 2010 at 10:00 And assigned to: The Bank Of New A M i n t h e D a k o t a C o u n t y L a w York Mellon Fka The Bank Of New Enforcement Center, 1580 Highway 55, York As Trustee For The Certificate- Lobby S-100, Hastings, Minnesota in holders CWALT, Inc. Alternative Loan said County and State. Trust 2005-J12 Mortgage Pass-through DATED: May 25, 2010 Certificates, Series 2005-J12 ASSIGNEE OF MORTGAGEE: The Dated: November 18, 2008 Bank Of New York Mellon Fka Recorded: December 09, 2008 The Bank Of New York As Dakota County Recorder Trustee For The Document Number: 2626119 Certificateholders CWALT, Inc. Transaction Agent: Not Applicable Alternative Loan Trust 2005-J12 Transaction Agent Mortgage IdentifiMortgage Pass-through cation Number: Not Applicable Certificates, Series 2005-J12 Lender or Broker: Pillar Mortgage NOTICE OF POSTPONEMENT OF Services Corporation MORTGAGE FORECLOSURE SALE Residential Mortgage Servicer: BAC The above referenced sale scheduled Home Loans Servicing, L.P. for June 10, 2010 at 10:00 AM has Mortgage Originator: Not Applicable been postponed to July 01, 2010 at COUNTY IN WHICH PROPERTY IS 10:00 AM in the Dakota County Law LOCATED: Dakota Enforcement Center, 1580 Highway 55, Property Address: 1426 Circle Dr, Lobby S-100, Hastings, Minnesota in Burnsville, MN 55337-5804 said County and State. Tax Parcel ID Number: DATED: June 10, 2010 02.82202.150.02 ASSIGNEE OF MORTGAGEE: The LEGAL DESCRIPTION OF PROPBank Of New York Mellon Fka ERTY: Lot 15, Block 2, Vista View 3rd The Bank Of New York As Addition, Dakota County, Minnesota. Trustee For The AMOUNT DUE AND CLAIMED TO BE Certificateholders CWALT, Inc. DUE AS OF DATE OF NOTICE: Alternative Loan Trust 2005-J12 $227,386.97 Mortgage Pass-through THAT all pre-foreclosure requireCertificates, Series 2005-J12 ments have been complied with; that NOTICE OF POSTPONEMENT OF no action or proceeding has been instiMORTGAGE FORECLOSURE SALE tuted at law or otherwise to recover the The above referenced sale scheduled debt secured by said mortgage, or any for July 01, 2010 at 10:00 AM has been part thereof; postponed to July 21, 2010 at 10:00 PURSUANT to the power of sale con- A M i n t h e D a k o t a C o u n t y L a w t a i n e d i n s a i d m o r t g a g e , t h e Enforcement Center, 1580 Highway 55, above-described property will be sold Lobby S-100, Hastings, Minnesota in by the Sheriff of said county as fol- said County and State. lows: DATED: July 01, 2010 DATE AND TIME OF SALE: April 02, ASSIGNEE OF MORTGAGEE: The 2010 at 10:00 AM Bank Of New York Mellon Fka PLACE OF SALE: Dakota County The Bank Of New York As Law Enforcement Center, 1580 HighTrustee For The way 55, Lobby S-100, Hastings, MinneCertificateholders CWALT, Inc. sota Alternative Loan Trust 2005-J12 to pay the debt secured by said mortMortgage Pass-through gage and taxes, if any, on said preCertificates, Series 2005-J12 mises and the costs and disburseNOTICE OF POSTPONEMENT OF ments, including attorney fees allowed MORTGAGE FORECLOSURE SALE by law, subject to redemption within The above referenced sale scheduled six (6) months from the date of said for July 21, 2010 at 10:00 AM has been sale by the mortgagor(s), their per- postponed to August 12, 2010 at 10:00 sonal representatives or assigns. AM in the Dakota County Law If the Mortgage is not reinstated Enforcement Center, 1580 Highway 55, under Minn. Stat. §580.30 or the prop- Lobby S-100, Hastings, Minnesota in erty is not redeemed under Minn. Stat. said County and State. §580.23, the Mortgagor must vacate DATED: July 21, 2010 the property on or before 11:59 p.m. on ASSIGNEE OF MORTGAGEE: The October 02, 2010, or the next busiBank Of New York Mellon Fka ness day if October 02, 2010 falls on a The Bank Of New York As Saturday, Sunday or legal holiday. Trustee For The Mortgagor(s) released from financial Certificateholders CWALT, Inc. obligation: NONE Alternative Loan Trust 2005-J12 THIS COMMUNICATION IS FROM Mortgage Pass-through A DEBT COLLECTOR ATTEMPTING Certificates, Series 2005-J12 T O C O L L E C T A D E B T . A N Y Wilford & Geske, P.A. INFORMATION OBTAINED WILL BE Attorneys for Assignee Of Mortgagee: USED FOR THAT PURPOSE. Lawrence A. Wilford THE RIGHT TO VERIFICATION OF James A. Geske THE DEBT AND IDENTITY OF THE 8425 Seasons Parkway, Suite 105 ORIGINAL CREDITOR WITHIN THE Woodbury, MN 55125-4393 T I M E P R O V I D E D B Y L A W I S N O T (651) 209-3300 AFFECTED BY THIS ACTION. File Number: 012043F01 THE TIME ALLOWED BY LAW FOR 2264224 7/22/10 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford & Geske, P.A.

PUBLIC NOTICE

44A

July 22, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Development around transit an economic catalyst Transit stations around Dakota County spur commercial growth by Aaron Vehling DAKOTA COUNTY TRIBUNE

As commercial and residential developments grow at a glacial pace, and as some commercial centers around the south metro lose tenants, at least one type of development survives these uncertain times: the mixed-use, transit-oriented development. The past decade has seen the construction of at least three heavily used transit stations that either spawned adjacent development or were constructed in the vicinity of already-established mixed uses.

Read the signs The truth is in the signs. Take, for example, the Minnesota Valley Transit Authority’s Burnsville Transit Station, which provides express buses to downtown Minneapolis. Not only does its sign advertise the station, it also features prominently the Dakota Station Apartments and the New Horizon Day Care Center.

The site was at one point in its entirety under the ownership of the MVTA. In 2000, the MVTA sold off 7.6 acres of land for $525,000 to Shelter Corporation of Minnetonka to develop the Dakota Station Apartments and the connected New Horizon Day Care, said Robin Selvig of the MVTA. Dakota Station’s proximity to the transit station has attracted tenants, said Property Manager Lisa Frederiksen. “We do have people who want to live close (to the transit station),� Frederiksen said. “Some don’t have a vehicle at all and others don’t want to fight traffic on their way downtown.� The apartment complex’s units range from single bedrooms with dens to threebedroom apartments. They include in-unit washer and dryers and a pool on-site. The MVTA-private relationship does not end there. Though the Heart of the City is not immediately adjacent to the station, its development is linked to it. The MVTA uses the Heart of the City’s parking ramp as an overflow, said Skip Nienhaus, Burnsville economic development director. This arrangement has po-

Photo by Rick Orndorf

The Minnesota Valley Transit Authority operates the Burnsville Transit Station, which also includes the Dakota Station Apartments and the New Horizon Day Care Center nearby.

tential economic benefit for businesses in the Heart of the City. The City of Burnsville sees it as a partnership opportunity, Nienhaus said. The arrangement is structured so buses drop off riders at the corner of Burnsville Parkway and Nicollet Avenue, a move that provides ample exposure to Grand Market Square and Grand Market Plaza. “It is set up specifically to drive patrons to businesses,� Nienhaus said. Across the street from the station, crews are braving intense humidity to construct a new Holiday gas station. Nienhaus said this is an example of the effect of the transit station on economic development in Burnsville. “Holiday is interested in that site because of the station,� he said, adding that the prospect of more than 1,000 cars using the station is a strong pull for a gas retailer. Photo by Rick Orndorf The Eagan Transit StaRiders wait for a bus while at the Burnsville Transit Station at Yankee Doodle and tion. Owners of the nearby apartment complex say people Pilot Knob is an example of often live there because they like the transit option.

a transit-oriented development centered on commercial property. As motorists approach the Eagan station, not only do they see the station’s sign but below it are the familiar signs for Starbuck’s and Leann Chinn. The MVTA has a 50year lease with developer Baker Partners for use of the site for commercial purposes. The MVTA invoices Baker about $4,200 a month for the land, Selvig said. On the site are a number of businesses, many serviceoriented, such as Cole’s Salon, Bruegger’s Bagels and the aforementioned coffee shop and Chinese food chain. In addition to these sites,

the Apple Valley Station, which opened earlier this year, is located in the thick of massive commercial development on Apple Valley’s busy Cedar Avenue corridor. Riders are conveniently close to a who’s-who of big boxes and chain restaurants and bars.

Future development Looking toward the future, when perhaps there will be money and demand for further development, Selvig said there is still a vision for expanding the offerings at the Burnsville Transit Station site. Selvig said the MVTA has had development agreements on several occasions at the Burnsville Transit

Station, but “the conditions just have not been right to complete the additional development.� But when that day does come, Selvig said, the plan for development calls for convenience retail, such as dry cleaners, coffee and sandwich shops, and also some additional housing. “There is still 30,000 square feet to develop,� she said. Meanwhile, in Lakeville, the City Council is considering an application for a Transit Improvement Area designation for the parkand-ride on Cedar Avenue and 181st and the Kenrick park-and-ride on I-35. The City of Lakeville has received several inquiries about development adjacent to the Cedar Avenue site, according to a memo to the City Council from Community and Economic Development Director David Olson. Farmland currently surrounds the Cedar site, but the TIA would allow for a special designation a halfmile around the site. This would qualify Lakeville for special Minnesota Department of Employment and Economic Development loan dollars to develop mixed-use properties in the proximity of the park-andrides, Olson wrote. While there are no specific plans for mixed-use developments for either site, Olson wrote, “it would appear it is worth the effort to submit the application for designation of a TIA� for future use. Aaron Vehling is at aaron. vehling@ecm-inc.com.

Photo by Rick Orndorf

! """" # " " $ % & "" ' ( ) * ++,

A 191-stall park and ride facility located on Cedar Avenue just south of 175th Street is surrounded by open land and is a prime candidate for transit-oriented development. Buses with express service to downtown Minneapolis pickup passengers at the facility. Minnesota Valley Transit Authority Route 477 serves the location with five express trips to Minneapolis and another five back that stop at the Apple Valley transit station and I-35W and Lake Street along the way.

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