07/29/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

KARA HILDRETH DERRICK WILLIAMS JESSICA HARPER

Bud & Bytes floral, computer shop expands 2A ‘Urban style’ dining poised to open in Lakeville 8A Wings Financial merges with City-County 10A

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DATE 29, ##, 2010 2009 JULY

VOLUME 30, NUMBER # VOLUME 31, NUMBER 22

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Local restauranteurs favor pay freeze for servers Tipped employees divided on minimum wage issue

He said he has also had to cut his staff size to pay the minimum wage increases for tipped workers. by Jessica Harper “My labor pool is down about 15 perDAKOTA COUNTY TRIBUNE cent while my sales have been constant Many voters and labor groups have exover the past year,” Rebers said. pressed outrage over GOP gubernatorial canBy freezing the minimum wage for tipped didate Tom Emmer’s recent comments about employees, Rebers said he would have the possibly creating a tip credit in Minnesota, but money to give non-tipped employees pay raises local restaurateurs welcome the idea. and hire more employees. A tip credit would allow restaurants to pay Doron Jensen, owner of Jensen’s Supper tipped wait staff less than the minimum wage Club and Jensen’s Cafe, said he faces the to as low as $2.13 an hour (the federal minisame challenges and favors a tip credit that mum). The federal government defines a tipped would freeze the minimum wage for tipped employee as a worker who earns more than employees. $30 a month in tips. Jensen said he too has been unable to Currently all employers in Minnegive pay raises to non-tipped employsota must pay $7.25 an hour (the fedees due to minimum wage increases for eral minimum wage) despite the fact servers. that the state minimum wage is $6.15 an “We are trying to bring up the bothour. This is because the federal minimum tom,” he said. wage is the higher of the two. Jensen claims his servers earn about $25 to However, business that generates less than $30 an hour at Jensen’s Supper Club and $15 $625,000 in annual revenue and do not particito $20 per hour at Jensen’s Cafe when includpate in interstate commerce are exempt. ing tips. Several restaurateurs said they don’t favor reBy comparison, his cooks and managers earn ducing the minimum wage. Rather, they would between $9 and $10 an hour. like it to be frozen at $7.25 an hour for tipped “I spend $500 more per week to pay (servworkers. ers),” Jensen said. “If I want to raise others’ pay “There’s a big misconception – I’m all for a or offer benefits, it’s harder.” minimum wage increase, but for the restaurant Jensen said he previously offered benbusiness, who it helps the most are the efits to employees who worked at least 25 highest paid employees,” said Craig Rehours a week but had to discontinue it bers, owner of Roasted Pear in Burnsville. recently due to the economy. Rebers said his tipped employees earn Freezing the minimum wage for between $18 to $20 per hour after tips. tipped employees might make it easier to Rebers pointed out that tips are offer benefits such has health insurance counted as income for tax purposes, social in the future, he said. security payments and unemployment In addition to providing relief to small insurance. Therefore, he argues, legislabusinesses, a tip credit would help Mintors should not view tipped workers as nesota compete with other states, such as minimum wage earners but instead conWisconsin and Iowa, which set the minisider their entire income. mum wage at $2.33 and $4.35, respectively, for tipped workers. Hardships in hard times Minnesota is currently the only state Several restaurant owners said recent in the Midwest that does not have a tip Photo by Jessica Harper increases in the minimum wage has crecredit. Jill Geundlach, 38, has been a bartender for four and a half ated a hardship for their businesses. “It’s created an anti-business climate,” Rebers said it has made it impossible years at Jensen’s Supper Club and said she opposes creating Rebers said. “I think more restaurants for him to give pay raises to non-tipped a tip credit that would freeze the minimum wage for tipped would open if Minnesota changed.” employees such as dishwashers who earn workers. Geundlach said she worries it would create a hardBoth Jensen and Rebers said they are ship for workers during a poor economy. about $8.15 an hour. See Wages, Page 44A

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Buds & Bytes floral shop, computer repair center grows into new location Second location may open closer to Minneapolis by Kara Hildreth DAKOTA COUNTY TRIBUNE

Buds & Bytes floral design and computer repair shop has a new storefront in downtown Farmington only one block away from where it had been. “We moved for a better location that is more conducive to the flower side of the business,” said Vida Raine, owner of Buds & Bytes, formerly located on Oak Street and now in a leased space in the former Welcome Friends floral shop at the corner of Third and Oak streets. “We now have more cooler space and design space for flowers,” Raine said. The new spot is more vis-

ible with a mounted purple “florist” sign out front. Owners Raine and Chris Buckley opened Buds & Bytes two years ago to offer a unique pairing of floral design and computer repair. They moved their existing businesses, Harmony Floral and Buckley Technology, from Silver Bay to Farmington to be closer to family. The computer repair business makes house calls to the entire Twin Cities and offers forensic data recovery, database programming and Web page design. The

shop offers free Wi-Fi and a small seating area inside the shop. The floral design studio creates arrangements for parties, weddings, receptions, everyday and special occasions. They plan to open a second Buds & Bytes in the fall near Minneapolis, Raine said. Buds & Bytes can be contacted at (651) 463-4244, or on the Web at www.budsandbytes.com. E-mail Kara Hildreth at: farmington.thisweek@ecm-inc.com

Photo submitted

Owners Vida Raine and Chris Buckley opened Buds & Bytes two years ago to offer a unique pairing of floral design and computer repair. The computer repair business makes house calls to the entire Twin Cities area, offering forensic recovery, database programming and Web page design.

Photo submitted

The floral design studio at Buds & Bytes creates arrangements for parties, wedding receptions and everyday and special occasions.

Photo submitted

Buds & Bytes floral design and computer repair shop has a new storefront in the former Welcome Friends floral shop on the corner of Third and Oak streets in downtown Farmington. Plans to open a second location in the Minneapolis area in the fall are in the works.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 29, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades JAMES MADSEN Award winner James Madsen Design-Build Apple Valley

James Madsen, owner of James Barton Design-Build in Apple Valley, recently received a 2010 Achievement in Consumer Excellence award for providing an elite level of service to consumers. The Minnesota Chapter of the National Association of the Remodeling Industry runs the ACE award program, which gives consumers the opportunity to rate remodeling service providers in five categories: quality, responsiveness, meeting deadlines, professionalism and communication. To qualify for the award, companies must submit five consumer completed surveys and receive an average rating of four out of five points across all categories, without having any score lower than three in any individual category.

Noteworthy SHELLY DOTSON Hired Fairview Farmington Clinic Farmington

Fairview Farmington Clinic will welcome Dr. Shelley Dotson to its team of providers on Monday, Aug. 2. Dotson earned her medical degree from the University of Minnesota Medical School and is board certified in family medicine. She completed her residency through the University of Minnesota Medical Center, Fairview and St. Joseph’s Hospital in St. Paul. Dotson takes special interest in women’s health, diabetes, dermatology and family care. Fairview Farmington Clinic is located at 19685 Pilot Knob Road in Farmington.

Business Briefs UPONOR EARNS PROJECT OF THE YEAR AWARD A historical restoration project featuring more than three miles of Uponor crosslinked polyethylene tubing for

Business Briefs radiant and snow melt recently received the Project of the Year award in the Plumbing and Heating category from the Plastics Pipe Institute. Located in Washington, D.C., Wormley Row is a 125-year-old landmark school building turned luxury condominium complex that showcases 18,500 feet of Uponor’s Wirsbo hePEX and Multi-layer Composite tubing for the radiant floor heating and snowmelting systems. The Wormley Row project was submitted to PPI by David Kinney of LyondellBasell Industries, a multinational manufacturer of polyolefin materials. Uponor is a leading supplier of plumbing, fire safety and radiant heating and cooling systems for the residential and commercial building markets in the United States. It’s North American headquarters is based in Apple Valley. HOLLSTADT SEEKING NOMINATIONS FOR BIG GIVE Hollstadt & Associates, a leading management and technology consulting firm based in Burnsville, is holding its third annual Hollstadt’s Big Give contest, which calls on Hollstadt’s clients, consultants and staff to nominate a charity of their choice for a chance to receive one of two $2,500 donations being awarded in 2010. Two winning charities will be chosen from the nominations. They will be announced and each presented a $2,500 check during a private ceremony on Thursday, Sept. 23, 2010, at the Guthrie Theater’s Endless Bridge at 818 S. Second St. in Minneapolis. There is no fee to attend this ceremony. TASTEFULLY SIMPLE WELCOMES NEW CONSULTANTS The following local residents have become independent consultants with Tastefully Simple Inc., a national direct sales company featuring more than 60 easy-to-prepare foods: • Brittany Easterlin of Burnsville, who can be reached at breleil4@ yahoo.com • Marti Torgerson-Fisher of Burnsville, who can be reached at martifisher1@yahoo.com These independent business owners offer food samples at home taste-testing parties, along with recipe ideas, serving suggestions and more. All of Tastefully Simple’s products are ready-to-eat meals or can be prepared by adding only one or two ingredients.

Business Briefs DANCEWORKS FORMS NONPROFIT FOUNDATION DanceWorks Performing Arts Center in Lakeville, recently formed the 501c3 nonprofit, DanceWorks Repertory Ensemble. This newly formed organization has recently been awarded two grants totaling nearly $10,000. One grant will provide a partially subsidized adaptive dance program, which is currently held at DanceWorks. The second grant provides scholarship funding for students wishing to experience dance classes but who lack the financial means to do so. It also funds a guest dancer/choreographer to provide a summer dance workshop for young people interested in a dance experience. NEW SPACES EARNS CONSUMER EXCELLENCE AWARD New Spaces, a family-owned design/ build remodeling company based in Burnsville, recently received the 2010 Achievement in Consumer Excellence award from the Minnesota Chapter of National Association of Remodeling Industry for providing a high level of service to customers. The ACE award program gives consumers the opportunity to rate remodeling service providers in five categories: quality, responsiveness, meeting deadlines, professionalism and communication. To qualify for the award, companies must submit five consumer completed surveys and receive an average rating of four out of a possible five points across all categories without having any scores lower than three in any individual category. EDWARD JONES RANKS HIGHEST IN INVESTOR SATISFACTION For the fifth year out of the past six, financial-services firm Edward Jones

Business Briefs ranks highest in investor satisfaction with full-service brokerage firms, according to the J.D. Power and Associates 2010 Full Service Investor Satisfaction Study, announced Stacey Bartelson, an Edward Jones financial advisor in Rosemount. The study measures overall investor satisfaction with full service investment firms based on seven factors: investment advisor, portfolio performance, account information, account offerings, commissions and fees, website and problem resolution. The J.D. Power and Associates study found that Edward Jones “performed particularly well across the two highest-weighted factors: Investment Advisor and Investment Performance.” “As stated on their website, Edward Jones advisors strive for personal attention and believe in providing oneon-one service,” according to the J.D. Power study. “This is evident in their efforts to engage in proactive conversations regarding a multitude of their investors’ concerns, including reviewing an existing strategic plan or developing one for a new investor, and initiating discussions regarding portfolio/asset allocation or investment needs.” Edward Jones’ overall score climbed 10 points over last year, when it also was ranked highest among the 12 largest firms rated. The 2010 Full Service Investor Satisfaction Study is based on responses from 4,460 investors who primarily invest with one of the 12 firms included in the study. The study was fielded in May 2010. JAMES BARTON DESIGN-BUILD OPENS NEW DESIGN STUDIO Apple Valley-based James Barton Design-Building opened a new design studio at 5920 148th St. W., Suite 310 in Apple Valley.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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July 29, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Thanks, everyone, for this time with my daughter by Tad Johnson DAKOTA COUNTY TRIBUNE

A week from now, I will begin a sixmonth leave from my position as managing editor of Thisweek Newspapers and the Dakota County Tribune Business Weekly. ECM Publishers Inc. offers a wonderful Family Leave program that affords a six-month, 40-percent paid time off for all associates who have been with the company for at least three years to use after the birth or adoption of a child or to care for an aging parent. ECM is a great place to work regardless of this program, but having it makes our contributions to reporting for the communities we serve more special. The program was established by former publisher Elmer L. Andersen, who was long revered in the public circle for his compassion as a state senator and oneterm governor of Minnesota. Andersen, a Republican, paid such great attention to the state’s Health and Human Services Department, they named the building in his honor before his death in 2004. Having raised three children with his wife, Eleanor, Andersen knew the value in parents spending time with children.

Tribune Columnist Tad Johnson

There has been so much interest in the program that associates from ECM have testified at the Legislature as state leaders considered offering the program to public employees. Although I haven’t used a day of ECM’s Family Leave program, I can affirm that its positives far outweigh the challenges it poses to our organization. Since I have been with the company for almost 12 years, only one of my coworkers has been on Family Leave. A few years ago, one of our community editors went on Family Leave when the time allowed off was 12 months. To fill the reporting gap left behind, I posted the position and hired a very good candidate. Because of the short-term nature of the position, the new hire continued to seek a permanent position, for which an offer came quickly because of his good credentials. This scenario repeated itself two more times during my co-worker’s leave, resulting in what seemed like a con-

tinual series of job postings, interviews and new associate trainings. Using four different people to fill a single position for that time frame was a stress not only on me, but others in the newsroom, as there was the inevitable lag time between hires and a learning curve for each new person. My leave will mean that certain people in the newsroom will have to fill roles that they have admirably undertaken when I’ve been on vacation. I have no doubt they will do a great job in my absence. John Gessner, who has been with Thisweek since 1988 and covers Burnsville, will take over as managing editor. He will be in charge of making sure the news operation runs smoothly, along with editing news stories and letters and coordinating the reporting from some of our editors and reporters. Erin Johnson, who has been with Thisweek for the past 10 years covering Eagan most of those years, will take over as assistant managing editor. She also will edit stories and direct a portion of the news staff. The past two weeks, John and Erin have been working with Aaron Vehling, who has returned to Thisweek after a brief hiatus. He will be taking over coverage of

the Rosemount-Apple Valley-Eagan and Burnsville-Eagan-Savage school districts. Vehling covered Farmington for Thisweek a few years ago and has worked with our sister publication in North Branch. John and Erin will be getting help with the editing load. Also on the team are Larry Werner, our editor and general manager, Andrew Miller, who is copy editor in addition to covering Apple Valley and writing for Thisweekend, and Darcy Odden, copy editor and news assistant. Laura Adelmann, who has covered Dakota County government for many years, recently added Rosemount to her coverage and will help out occasionally in Apple Valley. Jessica Harper, Derrick Williams, Andy Rogers and Rick Orndorf also will be contributing their efforts to the team to make sure Thisweek and the Tribune continue to assemble newspapers and a website that are valuable to readers. I know they will continue to do excellent work, and I thank them, ECM and Elmer for giving me this time with my daughter that I will be able to cherish forever. Tad Johnson is managing editor of Thisweek Newspapers. He is at editor.thisweek@ecminc.com.

Anderson Kelliher merits nod in deep DFL primary field Gov. Tim Pawlenty’s eight years in office have given voters ample time to compare his no-new-taxes version of government with the more progressive model that had prevailed for decades. November’s gubernatorial election again presents clashing philosophies. On the Democrat-Farmer-Labor side, Margaret Anderson Kelliher is the best candidate to make her party’s case in a robust contest with Republican endorsee Tom Emmer and Independence Party endorsee Tom Horner. Anderson Kelliher, a 12-year veteran of the state House of Representatives, was elected speaker in 2007. She faces former U.S. Sen. Mark Dayton, also a former state auditor, and former House Minority Leader Matt Entenza in an Aug. 10 primary. The new governor’s first job will be mending an unprecedented $5.8 billion hole in the state budget. Anderson Kelliher and Entenza propose similar approaches that include spending cuts, tax hikes and continued delays in aid payments to school districts. Both propose higher income taxes for households making more than $250,000 a year. They’re right to use the income tax to reverse regressivity that has crept into Minnesota’s state and local tax structure during the Pawlenty years. Dayton’s approach – raising more revenue than either of his DFL opponents by hiking income taxes on a broader swath of “highincome” earners – may have gut-level appeal for some DFL primary voters. It’s too divisive to carry into a general election and the 2011 legislative session.

ECM Editorial Anderson Kelliher’s choice of John Gunyou as her lieutenant governor running mate inspires confidence in her intellectual and political flexibility. Gunyou is a former state finance commissioner under Republican Gov. Arne Carlson and the current Minnetonka city manager. He’s an authority on state finance and a well-known scold on “solutions” that trade long-term stability for expediency. The Anderson Kelliher/Gunyou team offers the best chance for an evolving model of state finance that will become more fair and less vulnerable to unsettling revenue swings. Anderson Kelliher was the chief architect of a gasoline-tax increase that will raise more than $6 billion for badly needed road and bridge projects. She held together a coalition, including several Republicans, that delivered the only veto override Pawlenty has suffered in office. She represents a new generation of DFL leadership, one less prone to inter-caucus “bullying and yelling,” in her words, and more willing to try velvet persuasion. The daughter of rural Minnesota dairy farmers, Anderson Kelliher is visionary in many respects – such as her call for a government official to oversee services for a growing population of elderly – but some of her ideas need work. In an interview with the ECM Editorial Board, she gave an incomplete response to a question about Minnesota’s growing public-

pension crisis. In order to win DFL endorsement, she committed to exploring a state universal health-care system. The goal may be laudable, but too little has been said about how it would meld with the federal program and whether the cost is sustainable, especially in these times. Anderson Kelliher also supports a large, dedicated increase in state school funding combined with cuts in property taxes. To her credit, she says Minnesota must conquer its budget crisis first. She opposes gambling expansion and state tax dollars being spent on a new Vikings stadium, would sign a same-sex marriage bill and rightly identifies Minnesota’s eroding water quality as its biggest environmental problem. Minnesota is fortunate to have three strong candidates in the DFL primary. Dayton’s lifetime of public service includes serving as a state commissioner for three different departments. During his career, Entenza was an effective legislator and leader of the House DFL caucus who now brings a fresh centrist profile to the primary race. Anderson Kelliher faces two wealthy Goliaths who have invested small fortunes in the Aug. 10 primary. Their campaign war chests neither qualify nor disqualify any of the three candidates. This editorial is a product of the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

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Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 29, 2010

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Pawlenty among many in history to cite God in speeches Other politicians say there’s a time and place for expressing faith and floor debate isn’t one of them by T.W. Budig ECM CAPITOL REPORTER

Republican Gov. Tim Pawlenty in appearances before conservative groups across the country has freely used the G-word — God — in making a central theme of his potential presidential candidacy. That is, God is in charge of events. “There are some people who say, ‘Oh, you know, Pawlenty, don’t bring that up. You know, it’s politically incorrect.’” the New York Times in February reported Pawlenty telling one conservative audience. “Hogwash,” retorted Pawlenty, citing the founding documents of the Republic as enshrining the belief in a presiding Spirit. While Pawlenty’s comments have set teeth on edge — a St. Paul Lutheran pastor last session upset about a veto pleaded, “Please stop talking to us about God. It’s offensive,” — allusions to Divinity having graced presidential inaugurals since George Washington delivered the first. “It would be peculiarly improper to omit in this first official act my fervent supplications to that Almighty Being who rules over the universe....” Washington said in part. Even Thomas Jefferson, who felt comfortable snipping verses out of the Bible that he disagreed with, in his First Inaugural asked the “Infinite Power” to lead the country to what was best.

“Giver of Good” The tradition of imploring “the Giver of Good” — President Theodore Roosevelt’s phrase for God — extends down to President Barack Obama. The most famous biblically-inspired inau-

Tribune Columnist Tim Budig

gural is President Lincoln’s second, delivered a few weeks before his murder, in which the president suggested the Civil War was God’s judgment against a country fouled by slavery. University of Minnesota Professor Jeanne Kilde, religious studies program director, said one advantage Lincoln had in speech making was that his audience was homogeneous.. That is, Lincoln was tapping into a dominate Protestant ethos in America, Kilde said. It wasn’t until later in the 19th Century, with the arrival of more Catholics and Jews, America became more religiously diverse, she explained. The use of religious phrases in political speech diminished into the 20th Century — religion became more of a private matter, Kilde said. A resurgence began in the 1950s, but what really rejuvenated the practice was the rise of the Moral Majority in the 1970s, Kilde explained.

Decision on school prayer For many evangelical Christians, the landmark 1963 U.S. Supreme Court decision dealing with school prayer was seen as confirmation that the government was not only failing to listen to their concerns but was actively working against them, Kilde explained. “And that’s where Pawlenty is still building on,” said Kilde, who doesn’t question the

governor’s sincerity. But if some believers find blending religion and politics sometimes troubling, nonbelievers find it more so. Most Americans believe when they elect someone to public office, explained Minnesota Atheists President August Berkshire, they’re electing a politician, not a theologian. “From a practical standpoint, there is great disagreement in this country on tangible things, such as the economy, equal rights for gay people, and the wars in Iraq and Afghanistan,” Berkshire writes. “It is unwise to entangle the government in disagreements on intangible things, such as gods or angels,” he said. Beyond this, “god talk” by public officials is exclusionary — it suggests those who do not share the beliefs are second-class citizens, Berkshire argues.

Mixing religion and politics What do elected officials themselves feel about mixing religion and politics in discourse? At least two area lawmakers express hesitation. Rep. Jim Abeler, R-Anoka, a Christian who believes in “absolute truth,” views the use of religious language by politicians as properly reserved for special moments. “I think there’s a time to mention God but I think most of the time is not the right time to do it,” Abeler said. House floor debate, with its twists and underlying motives, often doesn’t lend itself to expressions of faith, Abeler indicated. Rep. Tim Faust, DFL-Hinckley, a Lutheran pastor, shares some of Abeler’s concerns.

“I don’t believe I should lead with that,” said Faust of introducing himself as a pastor while out door knocking for re-election. If a voter mentions religion, or his being a pastor, fine, Faust explained. He’ll talk about that. But there’s a line, Faust indicated. “It really comes down to the intentions of why people are doing it,” said Faust of politicians talking about God. Is it a sincere expression of religiosity? Or is it an effort to win votes? Faust asked. With politicians, Faust believes in general its the latter rather than the former. Even so, Faust doesn’t view the State Capitol as echoing with religious pandering. “I think it’s very rare,” Faust said.

Wary of politicians talking about God Former U.S. Sen. Mark Dayton, DFL gubernatorial candidate, for years has expressed a wariness about politicians talking about God. “Giving a Bible to a politician is akin to giving a blowtorch to a pyromaniac,” Dayton said in a U.S. Senate debate in 2006 dealing with same-sex marriage, a debate in which he spoke of “my Savior Jesus Christ.” Kilde expects politicians to continue to grace their political speech with religious themes.. “The language may sound the same, but in each era it points to a different understanding of God,” said Kilde. Religious beliefs do change over time, she said. T.W. Budig is at tim.budig@ecm-inc.com.

Minnesota needs to open the border and reduce obstacles to higher education by Dane Smith SPECIAL TO THE TRIBUNE

In the classic 1981 comedy “Stripes,” the Bill Murray character tells his rowdy pals from Chicago not to worry about credentials as they prepared to enter a Soviet-bloc country, mistakenly promising them that it would be just like “going into Wisconsin.” Crossing the boundary from high school to higher education ought to be as easy as driving to Wisconsin, or to use a more appropriate analogy, more like going from junior high to high school. The experience most definitely should not be a Cold War experience, like trying to get a visa for Cuba. Too often, especially for students from families who have never made the trip, it’s like the latter. There are those brain-busting FAFSA forms, and even with financial aid, there are all kinds of incidental expenses. The barriers include confusion over entrance exams and admission standards, quandaries over how many colleges or institutions to apply for, all complicated in Minnesota by a depressing shortage of high-school career counselors and professional help to make the transition. Not to mention language and cultural barriers for the tens of thousands of new Minnesotans from other nations who are definitely in need of the economic power that higher education provides. Once across the border, the retention and completion rates are disappointing. This is what U.S. Education Department Secretary Arne Duncan had in mind last week when he told a joint meeting of top state education officials in Minneapolis that K-12 leaders and college-system leaders “have frequently acted as if they occupy different universes.” The good news, which Duncan described as “absolutely historic,” was that for the first

Guest Columnist Dane Smith

time ever, two key groups representing the two universes were meeting together. The meeting was part of coordinated conventions by the State Higher Education Executive Officers (SHEEO), representing state institutions such as our Minnesota State Colleges and Universities system, and the Council of Chief State School Officers, such as our Minnesota Department of Education. These were among the key themes sounded by Duncan and other speakers at the conventions: • K-12 leaders must get beyond the idea of the high-school diploma as a destination. Duncan said President Obama’s national goal of regaining our rank as the most highly educated nation can only be achieved if K-12 systems transform themselves from “aiming at a high-school diploma, to preparation for higher education.” Most states have at least established advisory councils that aim at a further end-point, with names such as P-16 (denoting a continuum beginning in pre-school and four more years beyond high school) rather than K-12. Those councils, Duncan suggested, “need to have authority.” • Higher-ed leaders need to get a grip on the magnitude of the challenge: “We need to double our degree production without compromising quality, and in fact, the quality has to be better,” said SHEEO executive director Paul Lingenfelter. He added: “In order to do this, we’re going to have to change, and we’re going to have to change a lot.”

• Get the eyes on the prize as early as possible. David Metzen, director of the Minnesota Office of Higher Education, called for outreach efforts aimed at getting parents and their children to think much earlier about higher education: “You can’t do enough of it,” Metzen told Minnesota Public Radio. “We have to really start much earlier, starting in about third grade, talking about the importance of college.” • Setting attainment goals, state-by-state, is crucial. Coining the phrase “The Big Goal” in describing Obama’s national goal and those of other groups seeking to improve attainment, Lumina Foundation President Jamie Merisotis said that national foundations are coming together behind the cause: “Suddenly it seems that higher education — specifically the commitment to increase college success — is where the action is,” Merisotis said. Lumina, based in Indianapolis, has set a national goal of reaching 60 percent higher-ed attainment by 2025, and the Archibald Bush Foundation, based in Minnesota, has set an attainment goal of 75 percent — by 2020 — for Minnesota. So has Growth & Justice. So what do we do next? Minnesota needs to start in the 2011 legislative session by establishing, through law or official resolution, that end-of-decade goal for a 75 percent attainment rate, or something close to that. Our current attainment rate for young adults stands at about 50 percent. Our goal needs to be higher than the nation’s because our economy is already smarter than most states, demanding a more educated workforce just to stay in place. A recent study by the Georgetown Center on Education and the Workforce ranked Minnesota second in the nation, behind the District of Columbia, in the projected need for workers with post-

secondary degrees or certificates. The Georgetown study predicts that by 2018, our state economy will add about 150,000 jobs requiring education and training beyond high school but only about 30,000 jobs that can be filled by dropouts or highschool graduates. Figuring in retirements, there will be about 620,000 vacancies for those with post-secondary credentials and about 280,000 for high school graduates or dropouts. In all, about 70 percent of jobs will require training beyond high school. Obama’s goal has been compared to a “moon shot,” in reference to John F. Kennedy’s commitment as president in the early 1960s to land on the moon by the end of the decade. Achieving this goal might actually be more difficult. Minnesota Gov. Rudy Perpich as a candidate for re-election called for a goal of a 98 percent high-school graduation rate by 1998, but it never got established and we fell far short of that. Our Legislature already has set similar lofty goals, for renewable fuels as a percentage of our energy consumption and for achieving 100 percent statewide broadband access. The educational attainment goal is at least as important. A ready workforce and an informed citizenry — above-average children, innovative and progressive businesses, and knowledgeable people — lies very close to the essence of our highly successful Minnesota brand. And we need to restore the integrity of that brand. Dane Smith is the president of Growth & Justice, a non-partisan advocate for fair taxation and smart public investment. He can be reached at dane@growthandjustice.org. Columns reflect the opinion of the author.

July 29, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Shortcuts are a good way to speed up your computer skills by Tom Glader SPECIAL TO THE TRIBUNE

Wouldn’t it be nice to have ways to be more efficient with your time when doing a task on the computer? You might like to know that there are shortcuts built into your operating system and software programs that can help you do tasks with greater speed and efficiency. You don’t have to use your mouse to make every selection of a task. A shortcut is a method of doing a task by pressing one or two keys simultaneously instead of going through a menu of options and looking for the function. Most of us use our right hands for controlling the mouse and our left hand rests on the keyboard for only typing. This method of using shortcuts usually lets the left hand make the selection. There are two reasons that I find using these shortcuts to be helpful. First, you don’t have to browse through

Make It Happen Tom Glader

a menu of choices looking for the place to click for the task you desire. Second, the shortcut is usually performed

you are more efficient with your projects. The trick to using shortcuts is to first learn what they are and then make a habit of using them. Otherwise you always use the more routine method of selecting your next task. The ones I

to my desktop When you find a shortcut for something, try it a few times to decide if it really helps. Not every shortcut listed works for every computer user. My favorites might not be your favorites. But it pays to spend some time looking over the list of shortcuts and experimenting with them. You may just find

with your left hand, which is usually idle unless you are use every day are: • CTRL+C: Copy that remembering typing. • CTRL+X: Cut the shortcut is simpler than Using a shortcut for each • CTRL+V: Paste searching for the task. task may not appear to be • CTRL+Z: Undo last acMS Office programs use much of a time saver when tion a ribbon. The information viewed as a single task, but • CTRL+Y: Redo or re- comes with new shortcuts, when you start adding up all called key tips. To make the the times you use a shortcut peat an action • Window Logo+M: key tips appear, press ALT. you will soon discover that Minimize all windows to get To display a tab on the rib-

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

bon, press the key for the tab. For example, press the letter N for Insert tab or M for the Formulas tab. This makes a l l the key tip badges for

that tab’s buttons appear. Then press the key for the button you want. For example, ALT+1 will save your work. The easiest way to find out what the shortcut keys are for the program you are using is to do a Google search for shortcut keys for

that program. Here are a couple examples of some Web pages that I found that list shortcuts for Windows XP and Windows 7. For a great list of shortcuts for Windows XP, go to http://support.microsoft. com/kb/301583. For a great list of shortcuts for Windows 7, go to http://windows7news.com/2009/03/22/ master-list-of-windows7-keyboard-shortcuts/. To find out about computer tech courses at the Dakota County Technical College IT Training Center in Eagan, visit www.needcomputertraining.com/. Tom Glader is the customized training director of computer technology at Dakota County Technical College in Rosemount.

Best Practices

The best business leaders are those who properly assess risk by Jeff Appelquist SPECIAL TO THE TRIBUNE

I know of a large American company in which the chairman/CEO and president were never allowed to fly together in the corporate jet. The perception was that a plane crash would be devastating to the company from a succession standpoint. However, the pair of them frequently tooled around in the same automobile. If anyone, including these two very intelligent men, had asked the simple question, “Which is more risky, the plane or the car?” a well-meaning but silly corporate policy might have changed. But we – and that includes all of us – frequently fall short in our ability to determine the relative risk of one activity over another. This inability to estimate and forecast correctly can have extremely damaging consequences for our businesses and teams. In his bestselling book, “Against the Gods: The Remarkable Story of Risk,” author Peter L. Bernstein tells us, “The word ‘risk’ derives from the early Italian risicare, which means ‘to dare.’ In this sense, risk is a choice, rather than a fate. The actions we dare to take, which depend on how free we are to make

Guest Columnist Jeff Appelquist

choices, are what the story of risk is all about. And that story helps define what it means to be a human being.” Bernstein further explains that “when the growth of trade transformed the principles of gambling into the creation of wealth, the inevitable result was capitalism, the epitome of risk-taking.” But capitalism could only flourish with the development of two new concepts: bookkeeping, which allowed for the quantification and tracking of business results, and forecasting, which is a “challenging activity that links risk-taking with direct payoffs.” In Bernstein’s view, “The successful business executive is a forecaster first; purchasing, producing, marketing, pricing, and organizing all follow.” In other words, the best business leaders are those who are especially adept at properly assessing risk. Nevertheless, obstacles come in many forms, even for the most skillful forecasters. In a classic Harvard Business Review article from 1998

titled, “The Hidden Traps in Decision Making,” scholars John S. Hammond, Ralph L. Keeney and Howard Raiffa describe three common traps that affect the quality of our assessments and predictions about uncertain events. First, leaders succumb to the “overconfidence trap.” Human beings are generally not very good at estimating the outcome of uncertain events, yet we have a strong tendency to overestimate our own abilities. This phenomenon is nicely summarized by Stanford professor James G. March in his book, “A Primer On Decision Making: How Decisions Happen.” March says, “Decision makers tend to exaggerate their control over their environment, overweighting the impacts of their actions and under weighing the impact of other factors, including chance. They believe things happen because of their intentions and their skills … more than because of contributions from the environment. This tendency is accentuated by success. As a result … there is a strong tendency to treat uncertainty

as something to be removed rather than estimated.” The second pitfall is the “prudence trap,” which describes the very natural human tendency to be overcautious when faced with a risky and important decision. HBR cites the example of a Big Three U.S. automaker that, in anticipation of extremely high sales volume, collected forecasts from various departments that each overestimated the number of cars that should be produced, “just to be on the safe side.” The cumulative effect of the prudence trap for this organization was gross overproduction and excess inventory that eventually had to be sold at reduced prices. The final obstacle is the “recallability trap,” which results from our strong tendency to recall and be overly influenced by dramatic events from our past in making predictions about the future. HBR says, “We all, for example, exaggerate the probability of rare but catastrophic occurrences such as plane crashes because they get disproportionate attention in the media.” We also tend to possess a skewed memory about the frequency of various events. March explains, “decision

makers tend to overlook important information about the base rates of events. Even though the greatest hitters in history were successful only about 40 percent of the time in their best seasons, there is a tendency to expect great baseball hitters to hit whenever they bat, because hitting is what is prototypical of great hitters. Similarly, although great designers produce exceptional designs only a few times in a lifetime, every failure of a great designer to produce a great design is experienced as surprise.” What can business leaders do to improve their ability to properly assess risk? Ability to overcome obstacles starts with recognition that obstacles exist. Simple awareness of such tendencies as the overconfidence, prudence and recallability traps in all of us, including capable and experienced leaders, represents the first step. Recognition that we might fall prey to these pitfalls in our decision-making goes a long way toward enabling us to consciously avoid them. Challenge your own assumptions, especially when you feel confident that you are right. Ask yourself what incidents from your past are influencing your present de-

cision. Seek information and input from many sources, especially when a high-risk decision is at stake. Ask peers and subordinates for their estimates and challenge them as well. Use facts in making your assessments. Don’t rely on stories or anecdotes, but use hard data. When confronted with information that puts into question or even directly contradicts your own point of view, be open to the new input. Analyze your options honestly and with a willingness to be proven wrong. With these simple steps, the probability that you will become a more skilled business forecaster is high. Your odds will never be perfect, but with hard work and sensitivity to obstacles, I predict great things for you and your team. Jeff Appelquist is founder and president of Blue Knight Battlef ield Seminars, which provides individual leadership and team development training. Jeff is a former Marine off icer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 29, 2010

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagan

Soldier killed in Afghanistan Community rallies, questions A soldier from Apple Valley was killed in combat July 13 in Afghanistan. Christopher Goeke, 23, was one of three American soldiers killed while responding to an attack on an Afghanistan National Army facility in Kandahar City. According to the U.S. Department of Defense, the three Christopher soldiers — including Christopher Stout, Goeke 34, of Kentucky, and Sheldon Tate, 27, of Georgia — died of wounds sustained when insurgents attacked their unit with small arms and rocket-propelled grenades. A first lieutenant with the 4th Brigade Combat Team of the 82nd Airborne Division based at Fort Bragg, N.C., Goeke grew up in Apple Valley and graduated from Apple Valley High School in 2004. After high school, he attended the U.S. Military Academy at West Point, where he graduated sixth in his class in 2008. Family members say Goeke was proud to serve in the military and will be deeply missed. “He passionately participated in mission work, Sunday school teaching, bible study, jazz band, mock trial, Team Ramrod Frisbee and football intramurals,” his family said in a statement. “He was a beloved leader among his peers and always brought smiles, laughter and wisdom beyond his years.” A funeral service was scheduled for 5 p.m. Sunday, July 25, at Prince of Peace Lutheran Church, 13901 Fairview Drive, Burnsville.

Farmington

remain in crash that killed boy

New fire station first in nation to receive ‘Green Globes’ certification

City officials are seeing green — not red — over Eagan’s planned new fire station, which will be the first in the nation to receive “Green Globes” certification for energy efficiency. According to the city, Green Globes is an internationally recognized certification process aimed at reducing a building’s overall environmental impact. Construction is already under way on the facility, located on four acres of the former Carriage Hills golf course property, at the corner of Yankee Doodle Road and Wescott Woodlands. The $6.3 million building is slated for completion next April and will include numerous environmentally friendly features, which officials highlighted at a groundbreaking ceremony July 15. Green features include geothermal energy for heating and cooling; a solar-reflective roof to project light and minimize heat effects; natural indoor lighting and LED outdoor lighting; and low-impact landscaping, rain gardens and catch basins to minimize storm runoff. The city has applied for federal funds to help purchase the nation’s first hybrid emergency response vehicle, a truck that would help refill firefighters’ air tanks and store drinking water and other supplies. The money would also go toward purchasing two hybrid pickup trucks, as well as a fire engine with an idle-reduction feature to help save fuel. The 38,000-square-foot facility will replace the current Fire Station Two, which sits in the middle of an industrial park on Lone Oak Road, and the Fire Administration Building, located on the corner of Pilot Knob and Wescott roads. Money from the sale of those two buildings will also help fund the project, Fire Chief Mike Scott said. The new space will house fire administration operations and a new police field office, an outdoor training tower and indoor training spaces that adapt to become an emergency — John Gessner operations center, and six dorm rooms for on-call firefighters. While he’s pleased about all the green features, Scott said he’s most excited about being able to cut response times nearly in half compared to Fire Station Two.

Answers will come later in the death of Joey Balistreri, the 11-year-old Burnsville boy killed July 18 when a woman who had been drinking crossed the Highway 13 median and crashed into the Balistreri family’s SUV. A funeral service for Joey has yet to be scheduled as his father, Geoffrey Balistreri, 43, recovers from severe leg injuries suffered in the crash. But support has come from many quarters, including St. John the Baptist Catholic Church and School in Savage and Joey’s youth-sports leagues. Questions still swirl around the driver who caused the crash, 27-year-old Leah C. Graeber of Savage. Joey and Megan were with their parents in the family’s 2001 GMC Denali when Graeber, who was driving southbound in the left lane, crossed the Highway 13 median and vaulted into northbound traffic, colliding with the Denali, the State Patrol said. Graeber’s 1997 Buick LeSabre struck a third vehicle, driven by 19-year-old Kelly Larkin of Eden Prairie, who wasn’t injured, according to the patrol. Alcohol was detected in Graeber’s system, State Patrol Lt. Eric Roeske said. “We also found an open container of alcohol and some drug paraphernalia in her vehicle,” he said. Results of a blood test and possible criminal charges await. “I don’t anticipate that happening anytime real soon,” Roeske said. The Savage Police Department had two mental health— Andrew Miller related contacts with Graeber in 2007 and 2008, Capt. Dave Muelken said. Neither incident involved crimes or Graeber being taken to detox, he said. According to the hockey club, a fund to help the family has been established at the Wells Fargo Bank branch on County Road 42 in Burnsville under the name Geoff and Pam Balistreri.

Rare oak savanna trees grow off Akin Road in Farmington The forest floor in Farmington is home to a rare ecosystem of some 100-year-old oak savanna trees that make up less than 1 percent of the oak savanna habitat in Minnesota today. Two Farmington churches were honored July 19 as good stewards and property owners where oak savanna trees tower atop the city skyline, according to Lee Smick, city planner for Farmington. Farmington Lutheran Church and Bible Baptist Church in Farmington were recognized and given certificates of appreciation for their efforts to preserve and protect these rare ecosystems known as the “Akin Oaks” that have stood for generations along Akin Road. Dominated by loosely-scattered oak trees with prairie grasses growing underneath, the oak trees filter sunlight and bring sun to the plants below, making them a valued resource. Leon Orr accepted the certificate on behalf of Farmington Lutheran Church. Orr said during the construction of the church in 2000, the congregation worked with the architect to minimize the loss of oak trees. The oak trees by Bible Baptist Church are also some of the oldest in Farmington. The Minnesota Department of Natural Resources identifies the oak savanna as one of five key habitats for species in greatest conservation need in the state, Smick said. Residents can create an oak savanna tree grove for future generations by planting them in a natural grassy area, watering the trees through drought and protecting the root systems from impacting or injury. During the settling of Dakota County and southeastern Minnesota, many of the original oak tree habitats were converted to agricultural and urban uses and that is why less than 1 percent of original oak savanna tree habitat remains in Minnesota.

Lakeville

Girl honored by Lakeville Police for helping mother

When Christina Crafton, 9, heard her mother Karlyn Crafton scream, then saw her collapse, she was ready. “I was a little bit scared, but I knew I had to call my dad before anything else,” Christina said. Her father Eric was driving a group of friends to church when he got his daughter’s call. Karlyn had another seizure. She had fallen face forward and hit her head. Now she was unconscious, facedown in the water and the shower was running. Christina said it was a struggle to open the shower door, but once she did, she shut off the water and held her mother’s face out of the water in the tub. Once officers and paramedics arrived, they got Karlyn out of the house and transported to Fairview Ridges where she quickly recovered. Police say that while Christina may only be 9 years old, the Lakeville girl did what every parent hopes their children will when something unexpected and bad happens — stay calm. And it’s why, during the July 19 City Council meeting, Vonhof presented Christina with the Chief ’s Award of Merit for her May 16 actions. Christina, in addition to helping her mother, also tended to her younger brother, Daniel, during the ordeal. Eric said Karlyn, since Daniel’s birth in March, has now had three seizures. When she was recognized at the council meeting, Christina said she was happy to meet the officers who helped that day. — Derrick Williams — Kara Hildreth

— Erin Johnson

Rosemount Rosemount considers options for new senior center downtown

Rosemount officials are considering options to build a senior center and senior housing downtown next to the cityowned Steeple Center. During a July 19 workshop, City Council members agreed a senior center would be a good fit in the downtown area. Community Development Director Kim Lindquist said the CDA is implementing a senior housing program throughout the county, and based on the organization’s commitments previously made to other communities, would be able to finance a senior housing project in 2015. Seniors would have to meet low-income qualifications to live in the proposed three-story tall, 60-unit building. City staff also spoke with private developer Brad Freisz, who proposed constructing a senior center and 86 total housing units for seniors living independently and those who need assistance or memory care. The 3,000- to 5,000-square-foot senior center would include common areas such as a commercial kitchen and activity space, and be more accessible than the seniors’ current meeting space in the Rosemount Community Center. If approved, the city would bond for and own the project, but another company, Daniel Farr, would construct and manage it. — Laura Adelmann

July 29, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

‘Urban style’ dining poised to come to Lakeville Ben Franklin building nearly sold, business staying put by Derrick Williams DAKOTA COUNTY TRIBUNE

Downtown Lakeville is home to traditional, familyowned businesses such as Erickson Drug and even the old-time general store, Ben Franklin. But soon, the historic downtown area could be home to a contemporary and urban-style dining experience. A deal isn’t in place yet, but the coming soon sign hanging in the window of the old Ace Hardware building on Holyoke Avenue is proof that The Loop is

poised to expand to Lakeville. Mark Hotzler, owner of Metro Equity Management, which owns the building the old hardware store was once in, confirmed talks were being held with representatives from The Loop, but he declined to comment further until an agreement was in place. Not having an agreement in place didn’t stop owners of The Loop, located at 606 Washington Ave. N. in Minneapolis, from placing a large coming soon banner in the window of the Ace

Hardware space, directing people to the restaurant’s website, www.theloopmpls. com. Phone calls to Ryan Brevig, Derek Link, and Todd Jensen, who are listed as owners of The Loop were not immediately returned. At the July 14 Downtown Lakeville Business Association meeting, Stephanie Hotzler, a development and brokerage associate at Metro Equity, said plans for the restaurant are being finalized and put out to bid. She also said she hopes to see activity in the next

month, according to the meeting minutes. The Loop would be the ownership group’s third bar and restaurant. They also own 508 Bar in Minneapolis.

Ben Franklin building sold

The downtown shake-up isn’t limited to just new dining. Downtown Lakeville’s family owned general store, Ben Franklin, isn’t going anywhere, but the building is on the verge of changing hands. Metro Equity Management is also close to acquiring the old downtown building the store leases space in. Jody Braun, daughter of Jerry Enggren, who owned many of downtown Lakeville’s buildings, said the Ben Franklin building, located at 20765 Holyoke Ave., in downtown Lakeville, is being sold by the Enggren family and its holding company, J and J Holdings, to Metro Equity. “It’s just time,” she said about selling. Mark Hotzler wouldn’t comment on the sale, but confirmed the two sides were almost ready to close on the property. Braun, 52, said the buildPhoto by Derrick Williams ing has been owned by the The Loop, an urban restaurant located in Minneapolis is looking to expand and is in nego- Enggren family since she tiations with Metro Equity Management to lease the old Ace Hardware building in down- was a child. town Lakeville. She recalled that the

Photo by Derrick Williams

Downtown Lakeville’s historic Ben Franklin building is on the verge of changing ownership. The Enggren family, which has owned the building since the 1960s is selling it to Lakeville based Metro Equity Management. Ben Franklin will continue to operate in the space after the sale. north side of the building was once a movie theater and then a clothing store, the south side was also a clothing store. “A lot has changed,” she said. Scott Erickson, owner of

Ben Franklin said the store is staying put. “We’re not going anywhere,” he said in a phone message. Derrick Williams is at derrick.williams@ecm-inc.com.

Former ‘Sesame Street’ promoter will now focus on one venue Kandice Nelson of Burnsville is Performing Arts Center’s new marketing director by John Gessner

Nelson moved to Burnsville a year ago, living in the Kandice Nelson spent North River Hills neighborthe last five and a half years hood with her new husband, promoting shows by 1992 Burnsville High Bert, Ernie and the School graduate Jeff Cookie Monster at Thygeson. theaters and audi“I’ve been a promottoriums across the er going to all these country. different venues,” NelSince June 29, son said. “Now I’m at Nelson has been a venue not only propromoting one ven- Kandice moting the shows, but ue with a far more Nelson promoting the venue diverse cast of peritself. And the comformers. mute is a big plus.” Nelson is the new direcSince opening in January tor of marketing and devel- 2009, the PAC has struggled opment for the Burnsville to attract bookings to fill Performing Arts Center. She the calendar, especially in its was hired by VenuWorks, the 1,000-seat main theater. Opcenter’s management com- erating subsidies for the citypany, to replace Roger Swan- owned center have exceeded son, who left in April to be- projections, further fueling come executive director of the PAC critics. VenuWorks-managed Alerus The City Council recently Center in Grand Forks. N.D. appointed an advisory comNelson comes to the PAC mission to try to boost perfrom Minneapolis-based formance of the center, which VEE Corp., where she was had more than 60,000 visitors senior promotion manager last year. for the “Sesame Street Live” “There’s always negative touring show. comments about everything,” DAKOTA COUNTY TRIBUNE

Nelson said. “But I’m a positive person. I see the good in things. I just really want it to succeed and flourish. I’m hoping I can help bring patrons through the doors and make people happy that they have this right in their backyard.” A 1993 Hamline University graduate, Nelson worked in the media department of an advertising agency after college. She has worked in radio ad sales at a rock station in Denver, Colo., and done two stints in marketing and creative services for Hubbard Broadcasting-owned TV stations in the Twin Cities. With “Sesame Street Live,” Nelson handled media buys and other local promotions such as ticket discounts and group sales. “And also delving into online and delving into social media, which was another big aspect I’m bringing here as well,” Nelson said. She’ll work with big promoters and community arts groups to market shows

booked into the PAC. Nelson hopes to involve businesses, through promotions such as ticket discounts for their employees. “That all has to be passed through the promoters, but I definitely want to give them

that opportunity,” Nelson said. She also plans to shake the trees for donations to supplement the PAC’s $30,000 advertising budget for 2010. But effective “grass-roots promotions” can help overcome lim-

ited funds, she added. “You work with the tools you’ve got, and then you come up with new tools as well,” Nelson said. “You tap into new ideas and new marketing tools that are out there. The social-networking thing has just become a huge tool.” Nelson said the PAC’s calendar is filling up – with upcoming performances of “Titanic” and “Annie Junior,” a visit by the Twin Cities Ballet and shows by guitarists Tommy Emanuel and Larry Carlton, whose Larry Carlton Trio will kick off the seventh annual Art and All That Jazz Festival. “We’re working on the season brochure right now, and it is jam-packed with all kinds of different things and really fun things for the community to sink their teeth into, whether it’s theater or music,” Nelson said. “The art gallery has some really great exhibits coming up.” John Gessner is at burnsville. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 29, 2010

Business Briefs Business loans Interactive market analytics unveiled available for veterans, in Twin Cities housing market small businesses ‘The Thing’ An expanded and renamed state program is offering loans of up to $20,000 apiece to recently retired military service members who want to start businesses, and also to small businesses that suffered due to the loss of essential employees being called to military service, under a law passed in the 2010 legislative session. The Minnesota Department of Employment and Economic Development is administrating the program, called the Minnesota Reservist and Veteran Business Loan Program. Both the business and start-up business loans are one-time, interest-free loans, available from $5,000 to $20,000. Terms are for four and a half years, with no repayment over the first one and a half years and equal monthly payments for the remaining three years. Start-up business loans are available to businesses that are owned and operated by a recently separated veteran (after Sept. 11, 2001). To qualify for this program, a veteran must

have been on active duty on or after 9/11 and have been separated under honorable conditions after having been on active duty for at least 181 consecutive days, or after disability incurred while on active duty. “Small business is the backbone of Minnesota,” said Sen. Pat Pariseau, who is retiring at the end of 2010. “These loan programs were developed for our hard-working veterans that continue to serve our state by priming the economic pump of small business that fuels our state’s economy. I encourage all veterans that may be eligible and interested to check into the programs they may want to take advantage of.” Applications are available at www.positivelyminnesota.com under “reservist and veteran business loan.” The direct link to the information page is at: www. tinyurl.com/veteransloanprogram. Questions about the program can be directed to Jeff Nelson at (651) 2597523 or jeff.m.nelson@ state.mn.us.

Rasmussen College to host Career and Networking Fair Rasmussen College, 3500 Federal Drive in Eagan, will host from 3- 5 p.m. Aug. 19 a free Career and Networking Fair for residents of the surrounding communities. Companies from a variety of industries will be present and looking to fill positions with qualified candidates. Featured businesses include UPS, Aerotek, Wells Fargo, and ACR Homes. Rasmussen College representatives will be on hand to provide information about master’s degree programs offered through the Rasmussen Partner Network of schools, and bachelor’s and associate’s degree programs offered through the local campus, as well as career opportunities within the Rasmussen College system. Rasmussen College has as its mission to be highly committed to the career success and achievements of its students, and the Career and Networking Fair is one example.

The Rasmussen College Career Development Team aims to work diligently with students and employers to help them meet goals. Rasmussen College has placed 92 percent of its graduates in careers in their field. The Rasmussen College Career and Networking Fair is part of a national event that will be held at all 21 campuses, providing an opportunity for the public to network with the local business community, while also highlighting a number of available full-time, parttime, volunteer and internship opportunities. The most recent Rasmussen College Eagan Career and Networking Fair in February 2010 attracted 180 community members and representation from 24 local businesses. Rasmussen College campuses across the country engaged with 2,680 members of 17 campus communities. For more information, call (651) 687-0507 or go online at www.Rasmussen. edu.

interprets housing market statistics The Minneapolis Area Association of Realtors is making housing market data easier than ever to explore and dissect with “The Thing,” a new interactive market analytics tool for local real estate. The new interactive tool, available at thething.mplsrealtor.com, was developed by 10K Research and Marketing, a division of MAAR, to simplify the sometimesarduous task of interpreting housing market statistics. Users can combine metrics like median sales price, months supply or days on market with breakouts like home types, foreclosures and new construction. The many possible combinations can be further broken down to geographic area, including cities, counties, zip codes and MLS areas. And none of this will take more than a few clicks. 10K products are built to be highly localized, visually elegant and intuitive. Although MAAR has been taking raw data pulled from the Regional Multiple Listing Service of Minnesota Inc. and packaging it into market trend reports for several years now, the reports have been steadily growing in number and becoming more complex based on both demand and, undeniably, some feature creep. 10K currently produces housing reports for MAAR such as the Weekly Market Activity Report, Monthly Indicators, Housing Supply

Outlook, and “The 100+” – a popular series of monthly local market updates for 207 neighborhoods and suburbs around the Twin Cities. According to Realtors, brokers, media outlets, government entities and consumers, these reports have become an invaluable part of understanding the market and are far beyond what most real estate organizations produce on their own. The Thing encapsulates what MAAR has been doing into one easy-to-use, interactive, Web-based product. Users can still print reports as with prior products, but now they can pull up charts without loading a PDF document, e-mail them on the fly and share them via several social media outlets. “This is just our latest contribution to clarifying the housing market,” said Mark

Allen, CEO of MAAR and 10K. “It is our belief that real estate practitioners should always be striving to make their business more transparent and understandable, particularly in a challenging marketplace.” 10K officially launched its website (www.10Kresearch. com) and national service roll-out in June 2009 after fast but informal growth driven by word of mouth and referrals. The venture has grown from a small division of MAAR into a national research service company. After just a year, The Thing is a huge step forward in the company’s development. Minneapolis is serving as the pilot market for The Thing. Others will follow. Additional tools will be built into The Thing based upon user request. Several ideas are already in the hop-

per after initial feedback from focus groups, such as broker/agent branding, the ability to enter self-defined price ranges, the inclusion of school districts and quick sub-area comparisons on the same chart. 10K also packages market reports into short videos as part of its “The Skinny” series. The videos are fast, informative and aim to entertain. View a sample by visiting www.10kresearch.com/ video.htm. The Thing is at thething.mplsrealtor.com. 10K Research & Marketing is a growing research firm based in Minneapolis, that serves real estate companies, Realtor associations and MLS organizations. It is a division of the Minneapolis Area Association of Realtors. To learn more about The Thing and 10K, visit www.10kresearch.com.

Commercial real estate market Council contributes $1 million to small business loan fund remains largely the same The 2010 July edition of NorthMarq’s Compass report found that the market remained under duress in the first half of the year, but the pace of decline has slowed and activity levels are starting to improve. NorthMarq is a Bloomington-based commercial real estate services firm. Its Compass report provides exclusive market research and insight on commercial real estate in the Twin Cities. Vacancy rates in the office, industrial and retail markets are at their highest level in nearly 20 years, and most segments of the market continue to report negative absorption, according to the report. Investment activity was muted as well, despite some

loosening in the credit markets. Office real estate received steadier ground even as vacancy approaches 20 percent. Medical office real estate remained relatively stable despite some challenges. Industrial real estate had more negative absorption but the worst is likely over, according to the report. Residential land sales had a slight uptick in activity. Retail real estate had record-high vacancy levels, but there are signs the market is stabilizing, according to the report. Multi-Family vacancies dropped as renter demand increased, and investment and capital markets are coming back to life as interest in core and distressed assets grows.

Loan fund is latest effort to help businesses during LRT construction The Metropolitan Council’s latest effort to minimize the disruptive effects of building the Central Corridor light rail transit (LRT) line is the contribution of $1 million to an interest-free loan program to help small businesses during construction. The creation of the loan fund was announced today at a news conference by Council Chair Peter Bell, St. Paul Mayor Chris Coleman and Minneapolis Mayor R.T. Rybak. In addition to the Council’s $1 million, the Central

Corridor Funders Collaborative will contribute $500,000 to the loan fund. It is part of a corridor-wide “Ready for Rail” initiative that will make available resources and services to assist small businesses in preparing for construction of the rail line, which will ramp up next year. The loan program, to be administered by the city of St. Paul, is intended to help small businesses that prepare for construction but are still adversely affected by it. The plan grew out of initial discussions with the Asian Economic Development Association and input from other business groups concerned about how small businesses will fare during the construction period.

10A

July 29, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Credit union soars from small beginnings to great success Wings Financial Credit Union, the largest credit union in the state, continues to grow with recent merger by Jessica Harper DAKOTA COUNTY TRIBUNE

Out of the Great Depression, Minnesotaâ&#x20AC;&#x2122;s largest credit union was born. Apple Valley-based Wings Financial Credit Union was founded in St. Paul in 1938 to serve Northwest Airlines employees and has taken flight ever since. The difference between a credit union and a conventional bank is that a credit union is a nonprofit cooperative that is owned by members who pay deposits, while a conventional bank is privately owned by shareholders. Credit unions are exempt from taxes while conventional banks are not. In 2004, Wings changed its charter from one focused on aviation to a state charter and moved it headquarters to Apple Valley. This opened its membership to anyone who lives, works or worships in the 13-county Twin Cities metropolitan area. At the time, the airline industry was facing layoffs causing the credit union to lose those members, so it decided to diversify, said John Wagner, vice president of marketing for Wings Financial. â&#x20AC;&#x153;While we were still doing quite well, our pie was shrinking,â&#x20AC;? he said. â&#x20AC;&#x153;For our credit union to grow, we needed new membership.â&#x20AC;? However, Wings didnâ&#x20AC;&#x2122;t give up on airlines altogether. It continues to make up about 80 percent of Wings Financialâ&#x20AC;&#x2122;s business. To date, Wings offers financial services to employees representing 130 air transportation companies, including 54 airlines. â&#x20AC;&#x153;We continue to have a great relationship with Delta,

Photo by Jessica Harper

Apple Valley-based Wings Financial Credit Union was founded in St. Paul in 1938 and served Northwest Airlines employees. Since then, it has grown to become the largest credit union in Minnesota.

Photo by Jessica Harper

Wings Financial Credit Union recently announced it is merging with City-County Federal Credit Union. This is Wings Financialâ&#x20AC;&#x2122;s second merger this month. It also reached an agreement to merge with Highgrove Community Federal Credit Union. In both deals, the credit unions will be operated by Wings under the Wings name. which took over Northwest,â&#x20AC;? Wagner said. Since changing its charter, Wings has become the largest credit union in Minnesota, and is still growing. Wagner credits this achievement to Wings Financialâ&#x20AC;&#x2122;s conservative lending practices and its ability to maintain loyal customers. Wings Financial recently announced it is merging with City-County Federal Credit Union based in Minneapolis. The merger received approval from both boards, and preliminary approval from both the National Credit Union Administration and the Minnesota Department of Commerce. â&#x20AC;&#x153;We have been talking for some time and felt the timing was right to move forward,â&#x20AC;? Wagner said. He added that the merger

will likely not be complete until the end of March. The merger will increase Wingâ&#x20AC;&#x2122;s membership 50 percent to 190,000 members and its assets 17.5 percent to $3.16 billion. Airlines will make up only 50 percent of Wings membership, Wagner said. The primary difference between the two credit unions is that City-County is engaged in business lending with member business loans, while Wings, as policy, does not do business lending. However, City-County lo-

cations will continue to provide business lending after the merger. City-County Federal Credit Union has struggled financially over the last few years due to the housing bust. While its assets remained largely the same, its net worth dropped from 8 percent to 3 percent over the last four years, Jerry Deyo said, vice president of marketing for City-County. As of June, its assets were $469.68 million while its net worth was 3.37 percent. â&#x20AC;&#x153;Even though we man-

aged to turn things around, it would have taken quite a bit of time to build enough capital to offer the level of services our members are entitled to,â&#x20AC;? Deyo said. As a result, the credit union saw a merger with Wings as its best option, he said. â&#x20AC;&#x153;This will provide an opportunity for growth and financial stability,â&#x20AC;? Deyo said. In addition to providing a viable option for CityCounty, the merger will provide more convenience for existing Wings and City-County members, he said. Prior to the merger, Wings already had 20,000 members in the northern Minneapolis area, while City-County had about 20,000 in the south metro.

â&#x20AC;&#x153;This is a good deal for members because it will give them greater access and more convenience than before,â&#x20AC;? Wagner said. Once the merger is complete, Wings will operate City-County under the Wings name and retain the majority of City-Countyâ&#x20AC;&#x2122;s 150 employees. This is Wing Financialâ&#x20AC;&#x2122;s second merger this month. The credit union also reached an agreement to merge with St. Paul-based Highgrove Community Federal Credit Union. Wagner said Highgrove will likely begin operating under the Wings name in October. Jessica Harper is at jessica.harper@ecm-inc.com.

Real estate statistics for week of July 26, 2010 New Listings

Pending Sales

As of July 26, 2010

Last Three Months Weekly New Listings

Last Three Months Weekly Pending Sales

2,250 1,500

Current Activity One Year Ago 2,000

1,750

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5/1/10

5/8/10

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5/22/10

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6/5/10

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6/19/10

6/26/10

7/3/10

7/10/10

For the week ending:

Current Activity

One Year Ago

One Year Change

4/24/2010 5/1/2010 5/8/2010 5/15/2010 5/22/2010 5/29/2010 6/5/2010 6/12/2010 6/19/2010 6/26/2010 7/3/2010 7/10/2010 7/17/2010 3 3-Month Month Total: Total

2,147 1,803 1,550 1,582 1,581 1,474 1,521 1,729 1,712 1,608 1,397 1,542 1,618 21 264 21,264

1,802 2,038 2,058 1,960 1,878 1,566 2,160 1,970 1,870 1,719 1,482 1,867 1,798 24,168 24 168

+ 19.1% - 11.5% - 24.7% - 19.3% - 15.8% - 5.9% - 29.6% - 12.2% - 8.4% - 6.5% - 5.7% - 17.4% - 10.0% - 12.0% 12 0%

Current Activity One Year Ago 1,250

1,000

750

500

7/17/10

4/24/10

Historical New Listings

5/1/10

5/8/10

5/15/10

5/22/10

5/29/10

6/5/10

6/12/10

6/19/10

6/26/10

7/3/10

7/10/10

For the week ending:

Current Activity

One Year Ago

One Year Change

4/24/2010 5/1/2010 5/8/2010 5/15/2010 5/22/2010 5/29/2010 6/5/2010 6/12/2010 6/19/2010 6/26/2010 7/3/2010 7/10/2010 7/17/2010 3 3-Month Month Total: Total

1,184 1,469 1,133 830 634 600 527 674 645 587 611 545 626 10 065 10,065

1,078 1,120 1,185 1,235 1,103 917 1,226 1,210 1,156 1,121 989 1,007 1,038 14,385 14 385

+ 9.8% + 31.2% - 4.4% - 32.8% - 42.5% - 34.6% - 57.0% - 44.3% - 44.2% - 47.6% - 38.2% - 45.9% - 39.7% - 30.0% 30 0%

7/17/10

Historical Pending Sales

3,500 1,800

3,000

1,600 1,400

2,500

1,200

2,000 1,000

1,500

800 600

1,000

400

500 200

1/4/04

8/4/07

1/23/05

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

4/23/08

Active Listings for Sale

Days on Market Until Sale

As of July 26, 2010

June 2010 â&#x20AC;&#x201D; 121

Last Three Months Weekly Inventory for Sale 28,000

147 Current Inventory

27,500

Inventory as of:

One Year Ago

27,000

26,500

26,000

25,500

25,000 4/19/10

4/26/10

5/3/10

5/10/10

5/17/10

5/24/10

5/31/10

6/7/10

6/14/10

6/21/10

6/28/10

7/5/10

7/12/10

7/19/10

4/19/2010 4/26/2010 5/3/2010 5/10/2010 5/17/2010 5/24/2010 6/1/2010 6/7/2010 6/14/2010 6/21/2010 6/28/2010 7/6/2010 7/12/2010 7/19/2010 3-Month Avg:

Current Inventory

One Year Ago

One Year Change

26,803 27,095 26,354 26,077 26,159 26,416 26,415 26,746 26,990 27,234 27,526 27,044 27,365 27 530 27,530 26,842

26,210 26,318 26,281 26,450 26,419 26,532 26,453 26,608 26,703 26,857 26,674 26,043 26,207 26,279 26 279 26,448

+ 2.3% + 3.0% + 0.3% - 1.4% - 1.0% - 0.4% - 0.1% + 0.5% + 1.1% + 1.4% + 3.2% + 3.8% + 4.4% + 4.8% 4 8% + 1.5%

Historical Weekly Inventory for Sale

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

140 121

- 4.6%

6-2008

6-2009

- 14.0%

Month

Current Year

One Year Previous

7-2009

137

146

8-2009

133

143

One Year Change - 7.1% - 11.0%

- 6.6%

9-2009

129

145

10-2009

128

141

- 9.4%

11-2009

127

149

- 14.5%

12-2009

132

148

- 10.5%

1-2010

135

146

2-2010

142

157

- 9.7%

3-2010

130

150

- 13.7%

4-2010

127

150

- 15.3%

5-2010

118

147

- 19.9%

6-2010 12-Month Avg:

121 130

140 147

- 14.0% - 11.6%

- 7.8%

6-2010

Two Year Picture: Days on Market Until Sale 170

40,000

160 35,000

150 30,000

140 25,000

130 20,000

120 15,000

110 10,000

3/12/04

100

3/12/08

6-2008 All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

12-2008

6-2009

All data from the Regional Multiple Listing Service. Reports are created and maintained by 10K Research and Marketing.

12-2009

6-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 29, 2010

11A

Government Watch Federal lawsuit against Castle Rock Township alleges discrimination Business owner claims board unfairly denied permit applications by Laura Adelmann DAKOTA COUNTY TRIBUNE

A St. Paul business owner has filed a federal lawsuit against former Board Chair Pete Schaffer and Castle Rock Township supervisors claiming discrimination and seeking damages in excess of $300,000. According to the complaint, David Sodergren, owner of Image Cowboys Inc., purchased 34 acres at the former Nike Air Missile Base in Castle Rock in 2007 for $275,000, intending to convert it into a emergency Photo by Laura Adelmann Kent Therkelsen, former Dakota Communications Center executive director, stands on the response and tactical training center. dispatch center floor that features 23 dispatch stations. The complaint states that after rejecting (then Board Chair) Schafferâ&#x20AC;&#x2122;s companyâ&#x20AC;&#x2122;s bid to install windows on

Search for countywide 911 executive director may end in January 2011

buildings on the property, every permit or related application Sodergren sought from the township was denied. On Oct. 19, 2009, Sodergren said the township refused to allow him to complete an application for a window and door permit, the same work Schafferâ&#x20AC;&#x2122;s company had bid. In addition, according to the complaint, township officials accused Sodergren of planning to use the property for Taliban or Muslim rebel training, an accusation Sodergren denies. Township meeting minutes donâ&#x20AC;&#x2122;t record any such allegations. Contacted by phone at his business Wednesday,

Schaffer said he will be meeting with an attorney next week. However, he refused to answer any questions, including whether he is still the chair of the board. â&#x20AC;&#x153;Per the advice of my attorney we will not be discussing anything,â&#x20AC;? Schaffer said. At a public meeting July 13, Schaffer resigned his seat as chair but stayed on as a board member. Russ Zellmer assumed chairmanship and Supervisor Drea Doffing was named vice chair. Laura Adelmann is at laura. adelmann@ecm-inc.com.

DCC Board unanimously appoints Lind to interim position

Three to vie for seat on Dakota County Board of Commissioners

by Laura Adelmann DAKOTA COUNTY TRIBUNE

Primary election Aug. 10 has contested race in District 4 by Laura Adelmann DAKOTA COUNTY TRIBUNE

Photo by Laura Adelmann

One of the 23 dispatch stations in the Dakota Communications Center in use. mance after six months, they may not have to go through the process again. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re very fortunate to have someone here who knows the operation well enough to step in. â&#x20AC;Ś If we didnâ&#x20AC;&#x2122;t have (Lind), weâ&#x20AC;&#x2122;d have to go outside, and this is an extremely important position,â&#x20AC;? said board member and Inver Grove Heights council member George Tourville. â&#x20AC;&#x153;The best scenario would be that weâ&#x20AC;&#x2122;re so happy that in January we say, â&#x20AC;&#x2DC;Hey, letâ&#x20AC;&#x2122;s make it permanent.â&#x20AC;&#x2122; â&#x20AC;? Laura Adelmann is at laura. adelmann@ecm-inc.com.

ding process and practices that could save the county money and seek creative solutions to budget problems, like asking residents to help save programs by donating volunteer hours. District 4 includes Eagan precincts 10, 12-16 and 18-20, and Apple Valley precinct 10. The top two vote-getters will advance to the general election on Nov. 2. In that election, County Commissioner Paul Krause and County Attorney James Backstrom are running unopposed. County Commissioner Kathleen Gaylord will face challenger Molly Park, who is currently the mayor of Sunfish Lake. Seeking office for Dakota County Sheriff is interim Sheriff Dave Bellows and Apple Valley Police Sgt. Mitch Scott. Laura Adelmann is at laura. adelmann@ecm-inc.com.

director when the joint emergency dispatch center opened in late 2007. She is a former communications supervisor with the Burnsville Police Department. Dejung is a public safety communications director in Madison and served as director of 911/311 in Minneapolis until May 2009. Sinkler was director of Minneapolisâ&#x20AC;&#x2122; emergency communications center from 1981 to 1984 and is now a senior client business executive at an Eden Prairie communications firm. Osberg said there were about 30 candidates who were never interviewed and may still be interested in the job. However, members also expressed concern about financing another candidate search. Board members also said they donâ&#x20AC;&#x2122;t want Lind to have to perform two jobs, and want an interim operations director to be named to fill her old position. Board member and Dakota County Commissioner Liz Workman said if the board is happy with Lindâ&#x20AC;&#x2122;s perfor-

The pool of three candidates for one Dakota County Board seat will be narrowed to two with the Aug. 10 primary election. Running for the District 4 seat are three Inver Grove Heights residents: 12-year incumbent Nancy Schouweiler, business owner Linda Apfel, and Bill Klein, an 18-year member of the Inver Grove Heights City Council. While Klein and Schouweiler cited their governmental experience as assets, Apfel said she will use her experience in business to address issues. Rumors that Apfel had dropped out of the race are false, she said, adding that she turned down a job offer to dedicate herself to pursuing the county commissioner seat. All candidates agreed that finances are the top is-

sue facing Dakota County, and said prioritizing county services and programs will be essential. What differentiated the candidates most were issues they want to address if they get into office. Schouweiler, who was diagnosed with type-2 diabetes last fall, said she would work with Dakota Countyâ&#x20AC;&#x2122;s Public Health Department to provide people with more information about the importance of watching carbohydrate intake to prevent or manage the disease. Klein said he would keep in close contact with local cities he represents, promote cutting commissionersâ&#x20AC;&#x2122; pay and county spending, and work to reduce or eliminate the trips commissioners take to conventions and other out-of-town meetings. Apfel said she would like to review the countyâ&#x20AC;&#x2122;s bid-

By the end of the year, the extensive search for the next countywide 911 dispatch center executive director may quietly end. During a special meeting July 15, the Dakota Communication Center Board of Directors unanimously approved its executive committeeâ&#x20AC;&#x2122;s recommendation to name Diane Lind to the position on an interim basis. But on Jan. 1, 2011, the recruitment process would either be renewed or halted, apparently depending on how Lind, former DCC operations director, performs and whether she wants to step up to the lead position on a permanent basis. During the July 17 DCC Board meeting, DCC Executive Committee Chair and Hastings Mayor Dave Osberg said the executive committee deliberated for over an hour regarding the candidate decision between Lind, Russell Sinkler of Rosemount and John Dejung of Madison, Wis. But without a unanimous decision of the executive committee, which includes city administrators and County Administrator Brandt Richardson, Osberg said they didnâ&#x20AC;&#x2122;t think it was fair or right to make a recommendation to the DCC Board of Directors. â&#x20AC;&#x153;We had a tough time getting half of them to agree, let alone unanimity,â&#x20AC;? Osberg said. He added that the search firm Brimeyer Fursman followed its contractual obligations to provide 10 candidates, which were eventually narrowed to the three. Lind, of Lakeville, became the DCCâ&#x20AC;&#x2122;s first operations

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July 29, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Pawlenty visits Minnesota soldiers in Iraq by T.W. Budig ECM CAPITOL REPORTER

Gov. Tim Pawlenty is visiting Iraq, arriving in Baghdad July 21 from Kuwait along with a group of other governors and officials. “We’re trying to look them in the eyes and say, ‘Thank you,’ ” said Pawlenty of expressing gratitude to U.S. troops. This is Pawlenty’s fifth trip to Iraq. Pawlenty reports progress in the country that the U.S. preemptively invaded in 2003 – there’s a sense of hopefulness in the air, he said. “Dramatic, significant” progress has been made in Iraq, Pawlenty said. Judging from the troops he has spoken to, there is an “overwhelming” consensus that things are going better, he said. “Still there’s a long ways to go,” Pawlenty said.

Levels of violence are down But levels of violence are down, Pawlenty explained. “There are many here who hope this is a sign of maturity,” he said of stabilizing politics in Iraq. Although unable be-

ington, Pawlenty said the governors visited with Pentagon officials and toured Walter Reed Army Medical Center July 20. Pawlenty met with “wounded warriors” at Walter Reed, including an Apple Valley soldier wounded in Afghanistan – the soldier’s mother was visiting her son. “His story is really incredible,” said Pawlenty of the private first class. Pawlenty toured a hospital ward for amputees, and saw the latest in prosthetic devices being offered wound U.S. troops. The governor could not say whether the travel schedule included a trip to Afghanistan. According to the Governor’s Office, the governors were invited to participate in the tour by the U.S. Department of Defense. Pawlenty said he would Photo by Tim Budig try to update reporters on Gov. Tim Pawlenty visits with Minnesota soldiers at Camp Victory, Iraq. his future travels. Pawlenty views Pres. nesota troops. their actual name,” said Barack Obama following To find out the latest news in Minnesota A Minnesota Iron Range Pawlenty of the band’s cuin Iraq, essentially a bluegovernment, go online to ECM Capitol soldier cooked them dinner, rious name. print laid out by the Bush Roundup at www.HometownSource.com. he said. administration. Visited with A Minneapolis band, The New Congress, tem- Pentagon off icials T.W. Budig is at tim.budig@ cause of security reasons said he visited forward op- porarily stranded, provided ecm-inc.com. Before leaving for the to say exactly where he was erating bases and enjoyed a the music, he said. Middle East from Washstaying and going, Pawlenty barbecue dinner with Min“No pun intended – it’s

Capitol Roundup

DFL gubernatorial candidates face off on issues of budget cuts to taxes Aggressive exchanges marked the appearance of the three DFL gubernatorial candidates July 20 on Minnesota Public Radio. Former U.S. Sen. Mark Dayton badgered House Speaker Margaret Anderson Kelliher during the hour-long Midday appearance – “No you haven’t, no you haven’t” he repeated on the question of Kelliher providing budget details – while Kelliher suggested that Dayton’s ideas were antiquated. “We can’t think that we can go back to the 1980s – the game has changed,” said Kelliher during an exchange on job creation. Host Kerri Miller told Dayton, who served as com-

missioner of economic development in the Perpich administration, the dig was meant for him. “Margaret – may I finish, please?” Dayton asked during an exchange on budget cutting when he thought Kelliher was cutting him off. Appearing just three weeks from the Aug. 10 primary, the candidates – former House minority leader Matt Entenza the third – exchanged views on a number of topics.

Proposal too steep, two candidates say Both Kelliher and Entenza depicted Dayton’s proposal to raise taxes on wealthy Minnesotans – individuals making more than $130,000

a year, $150,000 a year for couples – as too steep. They’re proposing tax increases on those making more than $250,000. While all three candidates fall into the top 10 percent of wage earners, Kelliher questioned whether Minnesotans making $130,000 to $150,000 a year necessarily “feel like they’re wealthy.” Statistically, yes. They are, agreed Kelliher. “However, I think how it feels with two kids, and a house and a mortgage, and how it feels when you’re sending your kids to do hockey camp this summer and everything else – I think I’m a lot like regular Minnesotans,” Kelliher said. “That doesn’t feel wealthy to me,” she said.

by T.W. Budig ECM CAPITOL REPORTER

Kelliher, the DFL-endorsed candidate for governor, recently released her 2009 tax returns showing she and her husband earning $143,968 in total income last year – Dayton earned about $30,000 more. Besides criticizing Dayton’s income tax proposal, Kelliher also criticized his proposal for taxing “snowbirds” – those living in the state part time – and for proposing to increase property taxes on $1 million homes. But Dayton had a curt response. “There was a day, Speaker, when we believed in progressive taxes in the DFL Party,” Dayton said. Dayton lumped Kelliher, along with the Legislature and Gov. Tim Pawlenty, in

protecting unfair tax breaks win in three weeks,” Swenson said. for the rich. Dayton spokeswoman No easy answers Katharine Tinucci said the He also repeatedly asked candidates were on the radio Kelliher and Entenza to de- to debate, and that’s what tail what exactly they pro- happened. posed to cut in the state “Mark has been the most budget. “There are no easy detailed and outspoken about answers,” Dayton said. his plans for Minnesota, and When asked why Dayton I think that was evident again was so aggressive toward their this morning when he was candidate, a Kelliher cam- talking about the issues,” she paign spokesman said it was said. because the former senator “He asked all the candiwas worried. dates the other week to get “Margaret’s message of specific about their plans good jobs and great schools and proposals, and the deis resonating with Minnesota tails started to come out this voters,” Matt Swenson said. morning,” she said. The Kelliher campaign has raised $1 million and can T.W. Budig is at tim.budig@ compete, he explained. ecm-inc.com. “Margaret clearly has the momentum behind her to

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 29, 2010

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Capitol Commerce

Attorney General candidate promises to sue the federal government Republican Chris Barden says he will challenge Obama administration over recent health care legislation by T.W. Budig

to purchase at the behest of the Minnesota join other states government – this is unprec- taking action against the fedRepublican Chris Barden edented, he argues. eral health care bill. said July 20 that he would join Barden argues the Minneother states in suing the fed- Violates state’s rights sota Attorney General’s OfHe also argues the legisla- fice has been controlled by the eral government over recently passed “Obamacare” health tion violates the principle of DFL for too long – it’s been care legislation as Minnesota state’s rights. politicized, he argues. Barden believes the MinneAttorney General. Barden is challenging AtBarden, who visited the sota Attorney General’s Office torney General Lori Swanson State Capitol as part of a state- would actually need to spend on the November ballot. wide tour, predicted the land- little time and money pursuing His campaign, Barden exmark health care bill will ul- the health care lawsuit. plained, has been rapidly raisHe views his role in part as ing money. timately be overturned by the setting a strategy. courts. Democrats have styled The federal health care leg- Barden as a political opportun“I tend to believe 5-4 they’re (the U.S. Supreme Court) go- islation, argued Barden, will ist. ing to strike this down,” he serve to “dumb down” the ex“It’s nice of Dr. Barden to cellent health care found in return to Minnesota for this said. Barden argues the health Minnesota. race after his unsuccessful As attorney general he 2006 campaign for the Board care bill violates the U.S. Constitution by forcing Americans would quickly move to have of Education in the state of ECM CAPITOL REPORTER

Utah,” said DFL State Party Chairman Brian Melendez in a press release. “But the people of Minnesota are looking for more from their chief legal officer than a law degree and some offhand proposals about education,” he said. Barden insists he would serve all the people of Minnesota as attorney general. If a Democrat is elected the next governor, he’ll work with that person, he explained. Barden indicated that he would be taking other statewide media tours on different topics in the future.

Photo by Tim Budig

Republican-endorsed Attorney General candidate Chris Barden appeared at the Capitol July 20 as the start of a statewide media tour. The tour will focus on recently passed federal health care legislation and Barden’s belief that T.W. Budig is at tim.budig@ecm- the legislation is illegal. Barden is challenginc.com. ing DFL Attorney General Lori Swanson.

Sen. Klobuchar, Attorney Gen. Swanson aim to stop Asian carp by T.W. Budig ECM CAPITOL REPORTER

With the descendents of earlier invasive carp species breaking the surface of the Mississippi River behind them, U.S. Sen. Amy Klobuchar and Minnesota Attorney General Lori Swanson July 26 highlighted strategies for halting the invasion of Asian carp. Klobuchar and Swanson, speaking at Boom Island in Minneapolis, detailed the legislative and legal steps being taken to keep Asian carp out of Minnesota waters. Originally brought to the United States to clean ponds, bighead and silver Asian carp are invading the Upper Mississippi River. The fish — the silver known for its habit of leaping into the air when startled — have been caught in the Mississippi River as far north as Winona. A “sentinel” Asia carp was caught in Lake Peppin in 2007, but there are no known populations of Asian carp in state waters, said Department of Natural Resources Invasive Species Unit Supervisor Luke Skinner. But officials are worried the carp could infiltrate Minnesota waters through the Upper Mississippi River or the Great Lakes system.

Economic threat to ﬁshing Just the economic threat to fishing alone — a $2.7 billion industry, with bait sales of $50 million — is huge,

Klobuchar and Swanson argue. “Unfortunately the battle with Asian carp is not one in which we can claim victory anytime soon,” Klobuchar said. Klobuchar, who serves on the Senate Environment Committee, has co-sponsored legislation aimed at stopping the spread of Asian carp. One bill, recently passed by the Senate, prohibits the importation and transportation of Asian carp. Another bill seeks to force the U.S. Army Corps of Engineers to close the Chicagoarea locks and canals until a permanent solution is found in checking the spread of the carp. Yet another bill seeks to push the Army Corps to more speedily come up with a feasibility study on checking the spread of Asian carp. Swanson has been active on the legal front.

Filed suit in U.S. District Court Recently, she and the attorney generals of four other states, including Wisconsin, filed suit in United States District Court for the Northern District of Illinois against the U.S. Army Corps of Engineers and the Metropolitan Water Reclamation District of Greater Chicago seeking emergency actions to keep the carp out of the Great Lakes. The Chicago-area canal system is seen as potential

thoroughfare for Asian carp into Lake Michigan. Short term, the suit seeks to force the corps to erect barriers and take various steps to close down the Chicago-area waterways to the carp. Long term, the litigants are hoping to close the Chicago canal, Swanson explained. A lawsuit is not the best way of solving the Asian carp problem, Swanson said, but the problem is pressing. “It’s time for the Army Corps to take action on the Upper Mississippi River,” she said. According to the Attorney General’s Office, in June a bighead Asian carp was caught six miles from Lake Michigan, past electric barriers designed to keep the carp out of the lake. Skinner called Lake Michigan potentially “fine habitat” for Asian carp.

Asian carp are present DNA testing of Chicagoarea waters late last year also indicate that Asian carp are present, the attorney general’s office notes. The lawsuit, while dismissed on procedural grounds by the U.S. Supreme Court, has never been judged on its merits, Swanson explained. She suggested litigants were in a “strong position” with their lawsuit. Klobuchar stressed the need for a long-term solution for checking Asian carp.

Photo by Tim Budig

U.S. Senator Amy Klobuchar and Minnesota Attorney General Lori Swanson July 26 met on the banks of the Mississippi River in Minneapolis to highlight the legislative and legal actions afoot to combat the spread of Asian carp. Although there are no known populations of the carp — species known for their voracious appetites and with one its disturbing habit of leaping into the air when startled — in Minnesota, officials are worried that the carp will find its way into state waters and potentially harm not only the ecosystem but fishing and other outdoor activities. Researchers are examining possible poisons that selectively kill the carp without hurting other fish species, she noted. Currently the erection of nearby artificial fish barriers is at an impasse, Skinner noted. But the DNR is looking at the dams and lock system in Minnesota waters as carp barriers.

Coon Rapids Dam a barricade

For instance, the Coon Rapids Dam is seen as a barricade guarding the Upper Mississippi River. Some environmentalists are pondering the feasibility of closing the St. Anthony lock on the Mississippi River in downtown Minneapolis as a means of placing another barrier. “The timeline is now,” said Skinner of taking action to halt the Asian carp. “It could be any day we find a carp up here just behind the (St. Anthony) falls,” he said.

Asian carp can weigh more than 100 pounds, and fish are known for their voracious appetites and fecundity. Silver carp can jump as high as 10 feet when startled and are considered a danger to boaters and water skiers. Although some have theorized that Lake Superior is too cold for Asian carp to inhabit, Klobuchar and Skinner questioned relying on such an assumption. T.W. Budig is at tim.budig@ ecm-inc.com.

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July 29, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, July 29, 5 to 7:15 p.m., Public Forum – Renewable Energy Opportunities, at Rosemount Community Center, banquet room, 13885 S. Robert Trail, Rosemount. Free to attend but an RSVP is requested as a light meal will be provided. Information: (612) 626-3976, www. umorepark.umn.edu/news/RenewableEnergyForum/index.htm. • Tuesday, Aug. 3, 11:30 a.m. to 1 p.m., Business Policy Roundtable, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. RSVP required. Information: Michelle Tighe at mtighe@dcrchamber. com. • Wednesday, Aug. 4, 4 to 8 p.m., Eagan Market Fest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. • Thursday, Aug. 5, 7:30 to 8:30 a.m., The Buzz at WorkForce Center of Dakota County, 110 B&C, 1 West Mendota Road, West St. Paul. Representatives from the Dakota County Library System will discuss business tools available through the library. Information: Michelle Tighe at mtighe@dcrchamber.com. • Tuesday, Aug. 10, 8 to 9 a.m., AM Connection at Suzie’s Kitchen, 15023 Crestone Ave., Rosemount. Information: Michelle Tighe at mtighe@dcrchamber.com. • Wednesday, Aug. 11, 7:30 to 8:30 a.m., Rosemount Area Business Council, Paul Eggen State Farm Insurance 14450 S. Robert Trail, Suite 204, Rosemount. RSVP to Ruthe at rbatulis@dcrchamber.com or call the chamber office with questions at (651) 452-9872. • Wednesday, Aug. 11, 4 to 8 p.m., Eagan Market Fest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. • Thursday, Aug. 12, 8:30 to 9:30 a.m., Coffee Break, SpringHill Suites, 3635 Crestridge Drive, Eagan. Information: Michelle Tighe at mtighe@dcrchamber.com. • Tuesday, Aug. 17, noon to 1:30 p.m., New Member Orientation, DCR Chamber Office, 1121 Town Centre Drive, Suite

102, Eagan. RSVP to this event by calling Michelle at (651) 2889202. Apple Valley Chamber of Commerce events: • Tuesday, Aug. 3, 5:30 to 7:30 p.m., grand opening and ribbon cutting (6 p.m.) for James Barton Design-Build’s new Design Center, 5920 148th St. W., Suite 310, Apple Valley. Information: (952) 431-1670 or www.jbdb.biz. • Friday, Aug. 13, 11:30 a.m. to 1:30 p.m., ribbon cutting at White Castle, 150101 Cedar Ave., Apple Valley. • Thursday, Aug. 19, 4:30 to 6:30 p.m., Business After Hours, Enjoy! Restaurant, 15435 Founders Lane, Apple Valley. Information: LeeAnn Schirmer at leeann@applevalleychamber.com. Burnsville Chamber of Commerce events: • Tuesday, Aug. 3, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway, Suite 150. Free. RSVP: travis@burnsvillechamber.com or anne@burnsvillechamber.com. • Thursday, Aug. 5, 4:30 to 6:30 p.m., Business After Hours at bd’s Mongolian Grill, Burnsville Center parking lot (off County Road 42), Burnsville. Information: anne@burnsvillechamber.com. • Saturday, Aug. 21, noon to 10 p.m., Art and All That Jazz, Nicollet Commons Park, Burnsville. Information: www.burnsvilleartjazz.com. • Thursday, Aug. 26, 3:30 to 6:30 p.m., Fall Fling – Sporting Clay Challenge, Minnesota Horse and Hunt Club, 2920 - 220th St. E., Prior Lake. Information: travis@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Thursday, July 29, 11 a.m. to 12:30 p.m., HR seminar: “The HIRE Act: Tax Incentives for Business,” chamber conference room. Presented by Christina Johnson, CPA, of KDV. The recently enacted Federal Hiring Incentives to Restore Employment Act “HIRE” is offering cash saving opportunities for all businesses – large and small. This seminar will present information on how your business can take advantage of these tax incentives. Attendees will learn how to qualify for the tax credit, to apply for the tax credit, and the tax credit impacts to your business. Cost (includes lunch): $10/chamber members; $20/nonmembers. RSVP by July 26 to Linda at (952) 469-2020 or e-mail lindar@lakevillechamber.org. • Tuesday, Aug. 3, 5:30 to 7:30 p.m., grand opening and ribbon cutting (6 p.m.) for James Barton Design-Build’s new Design Cen-

ter, 5920 148th St. W., Suite 310, Apple Valley. Information: (952) 431-1670 or www.jbdb.biz. • Wednesday, Aug. 4, 7:30 to 8:30 a.m., Morning Brew at Best Buy Lakeville. • Wednesday, Aug. 4, 11:30 a.m., General Membership Luncheon at The Legends Club, 8670 Credit River Blvd, Prior Lake. Guest speaker David St. Peter, Minnesota Twins president. Bring canned food items for food drive to be entered into raffle for Twins tickets. Sponsored by Best Buy Lakeville. RSVP required by Aug. 2. Information: (952) 469-2020. • Wednesday, Aug. 4, 4:30 to 6:30 p.m., Networking After Hours hosted by Thisweek Newspapers at Main Street After Hours Wine Bar. • Wednesday, Aug. 26, 4:30 to 6:30 p.m., Networking After Hours, Valley Staffing: Celebrating its 25th anniversary. River Heights Chamber of Commerce events: • Thursday, July 29, 4 to 6 p.m., Wakota Bridge opening celebration. Information: Jennifer Gale, (651) 451-2266, ext. 1031. • Monday, Aug. 2, through Saturday, Aug. 7, anniversary celebration at Goodyear - Ultimate Car Care, Blackburn Lane, Inver Grove Heights. Daily specials and Saturday car show, lunch and games for the kids. Information: (651) 450-4426. • Tuesday, Aug. 10, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Jersey’s Bar & Grill, 6449 Concord Blvd. E., Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. • Thursday, Aug. 12, 5 to 6:30 p.m., Business Card Exchange at Anchor Bank, 66 E. Thompson Ave., West St. Paul. Information: Annie Platek at annie@riverheights.com. • Wednesday, Aug. 18, 7 to 9 p.m., Inver Grove Heights Days meeting at Drkula’s - lower level. Information: www.ighdays.org. • Tuesday, Aug. 24, 4 to 5 p.m., Chamber 101, River Heights Chamber of Commerce, lower level conference room, 5782 Blackshire Path, Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. Rasmussen College event: Career & Networking Fair, 3 to 5 p.m. Thursday, Aug. 19, at all metro Rasmussen College locations including Lake Elmo/Woodbury, Eagan, Brooklyn Park, and Eden Prairie. Plan to attend for current or future hiring needs. Typically, 100+ students, graduates, and members of the public attend this event. It is free of cost.

Information: (651) 259-8124. Inver Hills Community College/St. Mary’s University event: • Thursday, Aug. 5, 5 to 7 p.m., Apple Valley Higher Education Showcase, Partners in Higher Education, 14200 Cedar Ave., Apple Valley. Looking to start or restart your career? Find out how you can accelerate the process with our unique transfer partnership – start in the ASAP program at Inver Hills Community College and finish your bachelor’s degree at St. Mary’s University. You can also learn about graduate degrees from St. Mary’s. Stop by and talk to admissions reps, program staff and transfer specialists. Questions? Contact Cheryl Cox at (651) 423-8609 or ccox@ smumn.edu. Hollstadt & Associates event: Hollstadt & Associates 20th anniversary celebration, 4:30 to 7:30 p.m. Thursday, Sept. 23, at the Guthrie Theater, 818 S. Second St., Minneapolis. Invitations will be mailed in August. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 2165406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking

to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information,

call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Old School Hot Rodz, 12501 Danbury Way, Rosemount. Eco Vida Global, 625 21st Ave. N., South St. Paul. Three Companions ENT, 1457 Seventh Ave., South St. Paul. Magnolia and Twig Floral Studio, 1065 Douglas Road, Mendota Heights. Summit Door, 275 Marie Ave. E., West St. Paul. Academy Training Team, 292 Betty Lane, West St. Paul. Cartagena’s Lawn and Snow Care, 445 E. Arion St. #101, West St. Paul. NLJ Studios, 1315 Bidwell St., West St. Paul. Coldstone Creamery of Mendota Heights, 720 Main St. #103, Mendota Heights. Pro Energy Consultants, 1670 S. Robert St. #295, St. Paul. Northern Adirondack, 1033 Smith Ave. S., West St. Paul. Fischerville Grill, 2156 Dodd Road, Mendota Heights. Little Needles Community Acupuncture, 1635 S. Robert St. #C-2, St. Paul. Merchant Services Minnesota, 891 Mendakota Court, Mendota Heights. Pool Construction, Inc., 3220 Terminal Drive, Eagan. TMSS, 1260 Yankee Doodle Road #200, Eagan. Contemporary Florals By

Christopher, 1961 Covington Lane, Eagan. Gratitude To Go, 4101 Nicols Road #101, Eagan. G2G, 4101 Nicols Road #101, Eagan. Five Star Publicity, 4241 Rahn Road, Eagan. Life Balance Wellness, 1612 Summit Hill, Eagan. Prodigy Dog, 1412 Rebecca Lane, Eagan. South of the River Theatre, 1736 Woodgate Lane, Eagan. D & J Transported, 584 Hackmore Drive, Eagan. Suburban Home Fitness, 636 Crimson Leaf Trail, Eagan. The Leaning Pine Company, 744 Mill Run Circle, Eagan. Smart eLearning, 1323 Raspberry Lane, Eagan. Black Diamond Wine & Spirits, 525 Diffley Road #2050, Eagan. Hornet Hitters, 4725 138th St. W. #101, Apple Valley. Latz & Latz, 13690 Havelock Trail, Apple Valley. CFS Plus, 6880 135th St. W., Apple Valley. CitiLink Broadband Solutions, 15322 Galaxie Ave. #200, Apple Valley. Lance A. Miller & Associates a financial advisor, 14985 Glazier Ave. #650, Apple Valley. Cad jewelry design, 15050

Cedar Ave. S. #104, Apple Valley. TNT Tech, 8697 135th St. W., Apple Valley. Flawless Beauty of Minnesota, 12815 Germane Ave., Apple Valley. Andrews Sales Consulting, 15918 Fjord Ave., Apple Valley. Natural Health Solutions, 14698 Galaxie Ave., Apple Valley. Valley Auto Care/Mr. Tire, 7125 151st St. W. #105, Apple Valley. Carissa Christine Foetoegrafie, 12808 Edgewater Path, Apple Valley. Growing Community, 14293 Garrett Ave., Apple Valley. Sola Salon Studios, 14358 Burnhaven Drive, Burnsville. invisibleSHIELD at Burnsville Center, 1178 Burnsville Center, Burnsville. Executive Meals, 15251 Greenhaven Drive #215, Burnsville. T. P. Trucking, 904 E. 134th St., Burnsville. Network Realty of MN Inc., 11995 County Road 11 #220, Burnsville. stauer, 14101 Southcross Drive W., Burnsville. Hanson Express, 2105 Raymar Court, Burnsville. Stadtler Engineering, 2709 125th St. E., Burnsville. Soulfisher Photography,

13112 Circle Drive, Burnsville. Key Notary Service, 13627 Knox Drive, Burnsville. Mekong River Restaurant, 1916 Highway 13 E., Burnsville. Treasure Hunters Imports, 1716 Commonwealth Drive, Burnsville. TheDealZon, 12190 County Road 11, Burnsville. Star Transport Company, 2004 E. 117th St., Burnsville. Holiday Inn, 14201 Nicollet Ave. S., Burnsville. Lake Harriet School of Music, 12844 Nicollet Ave. #202, Burnsville. REC Services, 13712 Wentworth Ave. S., Burnsville. Archer Parenting Consultation, 243 River Woods Lane, Burnsville. thedealzon.com, 12190 County Road 11, Burnsville. White Enterprises, 4710 McColl Drive, Savage. Sealed Memories, 13746 Yosemite Ave. S., Savage. Razor’s Edge Styling Salon, 12385 Ottawa Ave. S., Savage. College Life Leasing, 14486 Sumter Ave., Savage. Filta Environmental Kitchen Solutions, 14852 Credit View Drive, Savage.

Assumed Names Any individual, corporation, Coquette, 8920 250th St., limited partnership or limited li- Lakeville. ability company that conducts The Code Crew, 16908 Jasbusiness in Minnesota under a per Circle, Lakeville. name other than their full legal Bell4Less, 17708 Glasgow name, must file a Certificate of Way, Lakeville. Assumed Name. Signature Event Party Rentals, 23101 Ottawa Ave., LakevJJ Limo & Taxi Air Port Ser- ille. vice, 19975 Cabrilla Way, FarmOne bag 2 another, 16773 ington. Jonquil Trail, Lakeville. Greg’s Repair, 18454 Echo Classic Burger, 17645 Cedar Drive, Farmington. Ave., Lakeville. Synergy Dance Center, 945 Valley Van & Shuttle, 16540 Eighth St., Farmington. Harwell Ave., Lakeville. Evolv, 4774 189th St. W., Online Consignments, 20032 Farmington. Ideal Way, Lakeville. Fazenda Boa Terra, 8199 VIP Services, 18633 Jasper 257th St. W., Farmington. Way, Lakeville. SOL-IS, 19329 Elkridge Trail, Got You Covered, 9390 267th Farmington. St. W., Lakeville. Solis, 19329 Elkridge Trail, Arden Culinary, 21150 HamFarmington. burg Ave., Lakeville. CURBWORX, 19820 Devrie True Wealth Alliance, 16953 Path, Farmington. Garcia Way #4, Rosemount. Rightway Pallet Services, Business Resumes, 4042 18533 Explorer Way, Farmington. 151st St. W., Rosemount. Studio 305, 22104 Blaine Infinity Books and Records, Ave., Farmington. 16520 Gannon Ave., Rosemount. Hastings Tobacco, 1769 MarKarels Construction Comket Blvd., Hastings. pany, 14863 Danville Ave., RoseBitz of Time, 105 Kinglet mount. Court, Hastings. Tenacity Enterprises, 16235 Quest Educational Services, Franchise Ave. W., Rosemount. 12941 Pt. Douglas Drive S., HastPremier Sports Photos, 17045 ings. Georgetown Way, Rosemount. Sinclaire Models, 18752 JopHRCS, 13094 Danube Lane, lin Ave., Lakeville. Rosemount.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 29, 2010

15A

Dakota County Business Contacts Apple Valley Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124

Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com

Positively Minnesota Marketing Partnership

E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors

Dakota Future

Bureau

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

gateway for economic development services within Dakota County.

Phone: (952) 898-5646 Fax: (952) 487-1777

Address: P.O. Box 240874, Apple Valley MN 55124-0874

Web site: www.burnsvillemn.com

E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044

Minnesota Workforce Centers in Burnsville and West St. Paul

Phone: (952) 469-2020 Web site: www.lakevillechamber.org

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department

E-mail: info@lakevillechamber.org

of Employment and Economic Development and other state agencies

Dakota County Regional Chamber of Commerce

Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123

South Metro SCORE

Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com

Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or

E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

state or federal business finance programs. Apple Valley, Bruce Nordquist

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory

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To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-PR-10-412 ESTATE OF Cleon A. Janikowski, a/k/a Cleon Arleigh Janikowski, DECEDENT It is Ordered and Notice is given that on August 16, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated May 22, 2007 and codicil (____) to the will dated _______________, and separate writing (______) under Minn. Stat. 524.2-513 (”Will”), and for the appointment of Davin G. Janikowski whose address is: 16512 Cornell Trail, Rosemount, Minnesota 55068; Cleon R. Janikowski whose address is: 245 Maple Island Road, Burnsville, Minnesota 55337 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7/15/2010 Erica H. MacDonald Judge (COURT SEAL) Attorney For Petitioners Roxanne R. Karl RUEB & KARL LAW OFFICE 110 Ames Business Center 2500 West County Road 42 Burnsville, MN 55337-6945 Telephone (952) 894-1257 Attorney No. 124692 2269181 7/22-7/29/10

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-410 In Re: Estate of Aurelia Anna Shellenbarger, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated September 4, 2003. The Registrar accepted the application and appointed Todd A. Shellenbarger, whose address is 16256 Temple Drive S., Minnetonka, Minnesota 55345, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection, Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: July 14, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Michael H.A. Ostrem (MN# 330097) Mulligan & Bjornnes PLLP 401 Groveland Avenue Minneapolis Minnesota 55403 Telephone: (612) 871-1800 Facsimile: (612) 871-7869 ATTORNEY FOR PERSONAL REPRESENTATIVE 2268960 7/22-7/29/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-411 In Re: Estate of: DOROTHY A. LATUFF, also known as DOROTHY ANN LATUFF, a/k/a DOROTHY LATUFF, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an application for informal probate of the above named decedent’s Last Will, dated January 30, 2003, has been filed with the Registrar herein, and the application has been granted informally probating such Will. Any objections may be filed in the above named Court, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of MICHAEL LATUFF, whose address is 2985 Highpointe Curve, Roseville, Minnesota 55113, as personal representative of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of his letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders. Notice is further given that (subject to Minn. Stat. 524.3-801) ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: July 15th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorneys for Personal Representative: Stephen E. Otto, Atty No. 169110 Karen K. Donohoo, Atty No. 267363 Otto Law a professional association 3116 Fairview Avenue North St. Paul, MN 55113 Telephone: (651) 636-1076 Fax: (651) 636-4111 kdonohoo@ottoesq.com 2267185 7/22-7/29/10P

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-408 Estate of Doris Marie Hammon, also known as Doris M. Hammon and Doris Hammon, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated May 5, 2006, and (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Diane McBride Thompson, whose address is 156 Burnamwood Drive, Burnsville, MN 55337, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the co-personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: July 14th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative Marya P. Robben Lindquist & Vennum, P.L.L.P. 4200 IDS Center, 80 South 8th Street Minneapolis, MN, 55402 Attorney License No: 287167 Telephone: (612) 371-3933 FAX: (612) 371-3207 Email: mrobben@lindquist.com 2269073 7/22-7/29/10

Notice and Order of Hearing (For Publication) STATE OF MINNESOTA ANOKA COUNTY COURT Case No. 02-JV-10-915 IN THE INTEREST OF A.M.O. To: Samuel Louis Getschmann, address unknown IT IS ORDERED: This notice be published advising you that a petition for termination of your parental rights to the above named child be heard at the Anoka County Courthouse, Anoka Minnesota, 325 East Main Street, Anoka, MN 55303, on August 26, 2010, at 8:20 am. YOU ARE ORDERED to appear before the Juvenile Court at the scheduled time and date. You have a right to be represented by counsel. If you fail to appear at the hearing, the Court may still conduct the hearing and grant appropriate relief, including permanently severing the parental rights of the above-named parent(s) or legal custodian(s) and taking permanent custody of the child/ren named in the Petition. The Honorable Douglas B. Meslow Judge of District Court. 2270250 7/22-8/5/10P

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-10-1038 Case Type: Domestic Abuse In the Matter of: Kimberly Lynn Gagne, Petitioner vs. Sampson Philip Gagne, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on August 31st, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date July 26, 2010 Carolyn M. Renn Court Administrator K.L. Deputy 2277534 7/29/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-419 Estate of RICHARD W. RADSLIFF, Decedent It is Ordered and Notice is given than on 8-16-10, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated March 11, 2010, and for the appointment of Marjorie P. Radsliff, 13200 Upton Avenue South, Burnsville, MN 55337, as personal representative of the Estate of the Decedent in an unsupervised administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. Notice shall also be give by publishing this Notice and order as provided by law and by mailing or personally delivering a copy of this Notice and order at least 14 days prior to the hearing date. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7-19-10 BY THE COURT Edward Lynch Judge of District Court Attorney for Personal Representative MACKALL, CROUNSE & MOORE PLC William J. O’Brien (Atty #184822) 1400 AT&T Tower Minneapolis, MN 55402 612-305-1462 2269382 7/22-7/29/10

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19AV-CV-10-2231 Case Type: Harassment SARAH ELAYNE REMALY, Petitioner(s) vs. RICHARD LEE REMALY, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for AUGUST 19, 2010 at 9:00 a.m. at WESTERN SERVICE CENTER, 14955 GALAXIE AVENUE, APPLE VALLEY, MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. THE EXPARTE ORDER SHALL REMAIN IN EFFECT UNTIL FURTHER ORDER OF THE COURT. Date: JULY 26, 2010 CAROLYN RENN Court Administrator VALERIE BLOMQUIST Deputy 2279244 7/29/10

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-679 Case Type: Harassment Lisa J. Albers Petitioner(s) vs. Eugene F. Westrick Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: District Court, Northern Service Center, 1 Mendota Rd. W, Suite 140, West St Paul, MN 55118. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date July 23, 2010 Carolyn M. Renn Court Administrator Jean Baldwin Deputy 2277492 7/29/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-396 Estate of William P. Chester, Jr., Decedent It is Ordered and Notice is given that on 8-9-10, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, 55033, for the adjudication of intestacy and determination of heirship of the decedent, and for the appointment of N a n c e e J . Chester, whose address is 13240 Humboldt Avenue South, Burnsville, MN, 55337 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 7/7/10 BY THE COURT RICHARD G. SPICER Judge of District Court (COURT SEAL) Attorney for Petitioner Matthew A. Engel Aase, Engel & Kirscher, PLLC 2499 Rice Street, Suite 236 Roseville, MN 55113 Attorney License No: 315400 Telephone: (651) 209-6884 FAX: (651) 209-8088 Email: matthew.engel@aeklawfirm.com 2258886 7/22-7/29/10P

City of Lakeville

Request for Proposal Basic Life, Voluntary Life, and Long Term Disability

Request for Proposal - Medical

The City of Lakeville will accept proposals for Life and Long Term Disability insurance for City staff until 4:30 p.m. on August 19, 2010. Proposals should be mailed to: Jim Sarych Financial Concepts, Inc. 9655 Schmidt Lake Road Plymouth, MN 55442 The Proposal should be labeled "Proposal - Lakeville Life and Disability Insurance 2011". The Request for Proposal and information necessary for underwriting are on file with Financial Concepts Inc. at (763)-450-1800. No formal opening of proposals will occur. The City Council reserves the right to accept or reject any or all proposals, or parts thereof. The Request for Proposal is being made under conditions set forth in Minnesota Statues Section 471.6161. 2277739 7/29-8/12/10P

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19AV-CV-10-2154 Case Type: Harassment JULIE NODEAN, Petitioner(s) vs. MERCEDES FOLEY, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: DISTRICT COURT, 14955 GALAXIE AVENUE, APPLE VALLEY, MN Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. THE EXPARTE ORDER SHALL REMAIN IN EFFECT UNTIL FURTHER ORDER OF THE COURT. Date: JULY 23, 2010 Carolyn M. Renn Court Administrator Valerie Blomquist Deputy 2276392 7/29/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-421 ESTATE OF EMILY REIFSCHNEIDER, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 5/22/1998, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Janet K. Tako whose address is: 4629 Kingsbury Drive, Eagan, Minnesota 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7-20-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Janet K. Tako Craig W. Baumann Craig W. Baumann, P.A. 539 Bielenberg Drive Suite 200 Woodbury, MN 55125 651.738.0001 / 651.738.9667 174452 2272011 7/29-8/5/10P

The City of Lakeville will accept proposals for medical insurance for City staff until 4:30 p.m. on August 12, 2010. Proposals should be mailed to: Jim Sarych Financial Concepts, Inc. 9655 Schmidt Lake Road Plymouth, MN 55442 The Proposal should be labeled "Proposal - Lakeville Medical Insurance 2011". The Request for Proposal and information necessary for underwriting are on file with Financial Concepts Inc. at (763)-450-1800. No formal opening of proposals will occur. The City Council reserves the right to accept or reject any or all proposals, or parts thereof. The Request for Proposal is being made under conditions set forth in Minnesota Statues Section 471.6161. 2270585 7/22-8/5/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT Civil-Contract, Fraud Action White Bear Lift and Dock, Inc., Plaintiff, vs. John Valiton, Defendant. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: You are here by summoned and required to serve on Plaintiff’s attorney an Answer to the Complaint which is herewith served upon you within twenty (20) days from the date of service, exclusive of the date of such service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. The parties to this case are encouraged to attempt alternative dispute resolution pursuant to Rule 114 of the Minnesota General Rules of Practice for the District Courts. Alternative dispute resolution includes mediation, arbitration, and other processes as set forth in the rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a non-profit provider or court program. Dated: July 21, 2010 GRAHAM BUTLER LEGAL SERVICES, P.A. By: Graham M. Butler #13742 Attorney for Plaintiff Oakwood Square, Suite 125 2499 North Rice Street Roseville, MN 55113 2272734 7/29-8/12/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION 1ST JUDICIAL DISTRICT Court File No. 19HA-PR-10-406 ESTATE OF GAYLE ROSS BRODIL, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated July 1st, 1998, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Harvey J. Brodil whose address is: 2208 Liberty Lane, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 07/13/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative John M. Gearin John M. Gearin, P.A. 600 Inwood Avenue North, Suite 200 Oakdale, MN 55128 Ph: 651-228-1137 Fax: 651-209-0550 028225x 2269142 7/22-7/29/10

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PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR CONVERSION TO SUPERVISED ADMINISTRATION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-718 In Re: Estate of Verna Margaret Speldrick, Decedent. It is Ordered and Notice is given that on August 16, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, on the Petition for Conversion to Supervised Administration of Craig A. Speldrick. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the administration of the estate will converted to a supervised proceeding. Dated: 7/20/10 BY THE COURT Richard G. Spicer Judge of District Court David J. Raymond Raymond Law Offices PA 5838 Blackshire Path Inver Grove Heights MN 55076 Phone 651-455-3100 Fax 651-455-4811 Atty Reg #221818 2272365 7/29-8/5/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-985 Case Type: Name Change In the Matter of the Application of: Dawn Carolyn Murray On Behalf of: Cire Lee Catchings For a Change of Name to: Kiree Lee Murray TO: Eric D’Wayne Catchings Department of Corrections/ Faribault An Application for Name Change has been filed by Dawn Carolyn Murray for a change of name for the minor child(ren) Cire Lee Catchings to Kiree Lee Murray. A hearing on this Application will be held at 1 W Mendota Rd #140, West St Paul, MN 55118 on August 31st, 2010, at 9:00 a.m. You may obtain a copy of the Application for Name Change from 1 W Mendota Rd #140, West St Paul, MN 55118 If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: July 9, 2010 Carolyn M. Renn Court Administrator By: K. Luhrs Deputy 2262598 7/15-7/29/10P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: TIVIDY 2. State the address of the principal place of business: 13465 Elkwood Drive, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Joshua P. Mundahl, 13465 Elkwood Drive, Apple Valley, MN 55124 4. This certificate is an amendment of Certificate of Assumed name number 31863660002 originally filed on January 21, 2009 under the name RAYVUE. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date June 28, 2010 Joshua P. Mundahl, Owner 2277989 7/29-8/5/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-413 In Re: Estate of Michael Dullea Offtermatt, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 30th day of August, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated November 3, 2008, and for the appointment of Dianne M. Meadley-Offtermatt, whose address is 18793 Portwood Way, Hastings, MN 55033 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 7/16/10 Richard G. Spicer Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 2269250 7/22-7/29/10

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Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-CV-10-2087 Case Type: Name Change In the Matter of the Application of: Michelle Susan Niemi On Behalf of: Nikolas John Milionis Alexander Christopher Milionis Michael William Milionis For a Change of Name to: Nikolas John Milionis Niemi Alexander Christopher Milionis Niemi Michael William Milionis Niemi TO: Christos Milionis, 917 Rushmore Drive, Burnsville, MN 55306 An Application for Name Change has been filed by Michelle Niemi for a change of name for the minor child(ren) Nikolas John Milionis, Alexander Christopher Milionis, Michael William Milionis to Nikolas John Milionis Niemi, Alexander Christopher Milionis Niemi, Michael William Milionis Niemi. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Avenue, Apple Valley, MN on August 27, 2010 at 9:00 a.m. You may obtain a copy of the Application for Name Change from District Court, 14955 Galaxie Avenue, Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: July 1, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy Clerk 2261509 7/15-7/29/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-414 In Re: Estate of John Martin Collins, Decedent. Anna Collins has filed a Petition for Determination of Descent. It is Ordered that on 8-30-2010, at 9:00 am, a hearing will be held in courtroom ___ at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 7/16/10 BY THE COURT Richard G. Spicer Judge of District Court Paul Law Office, PLLC Christopher L. Paul MN# 389250 2605 East Cliff Road Burnsville, MN 55337 Telephone: (952) 491-0406 Facsimile: (952) 894-8959 e-mail: clpaul@paullegal.com Attorney for Petitioner 2267761 7/22-7/29/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: “Elite Faces” Skin Care and Makeup Artistry 2. State the address of the principal place of business: 12521 Portland Ave #400, Burnsville, MN 55338 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Barbara N. Canter, 12521 Portland Ave #400, Burnsville, MN 55338 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 04-26-2010 Barbara N. Canter 2264706 7/22-7/29/10P

PUBLIC NOTICE

Notice of Sale of Personal Property To Satisfy Lien Thereon Notice is hereby given that the personal property described as follows: A Recreational Vehicle identified by license plate number RVB2827 and VIN number 1GBJP37W4H3326054 located at Sure Lock Rentals and Outdoor Storage, Inc., 10900 Courthouse Boulevard East, Inver Grove Heights, Minnesota 55077 will be sold at public auction by the Dakota County Sheriff on the 19th of August, 2010 at 9:00 a.m., at Sure Lock Rentals and Outdoor Storage, Inc., 10900 Courthouse Boulevard East, in the City of Inver Grove Heights, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon by Sure Lock Rentals and Outdoor Storage, Inc. in the sum of $2,304.00 computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and the grounds of said lien are storage of and care for owner's personal property remaining at Sure Lock Rentals and Outdoor Storage, Inc. following failure of owner to meet contractual obligations. The successful bid, other than a bid by the lien claimant, Sure Lock Rentals and Outdoor Storage, Inc. shall be in cash or by certified funds. Sure Lock Rentals and Outdoor Storage, Inc. may bid by offset against the lien amount. 2268253 7/22-8/5/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-415 Estate of David A. Simmons a/k/a David Alan Simmons, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 16th day of August, 2010, at 9:00 o’clock A.M., a hearing will be held in the above-named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the above-named Decedent, dated April 21st, 2009, and codicil dated May 20th, 2009 and for the appointment of Steven M. Simmons, whose address is 16160 Crosby Cove Road, Wayzata, MN 55391, as Personal Representative of the Estate of the above-named Decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a Personal Representative will be appointed to administer the Estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is further given that ALL CREDITORS having claims against said Estate are required to present the same to said Personal Representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Date 7-16-10 For the Judge: Rex Stacey Judge of District Court Attorney for Personal Representative G. H. Albers, Esq. ALBERS LAW OFFICE 2605 East Cliff Road Burnsville, MN 55337 Off: 952-894-8899 Fax: 952-894-8959 Email: ghalbers@aol.com MN Atty Lic No: 838 2269301 7/22-7/29/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN: 1997 Weeres 20 Foot Pontoon WRSSP 224E797 Will be sold at public auction by the Sheriff of Dakota County on the 19th day of August 2010 at 2 p.m. in the Parking Lot located at 26690 Highview Ave., Eureka Township, County of Dakota, Farmington, MN to pay and satisfy a lien which is claimed to be due thereon from Peter Josha as owner thereof to Maintenance of Minnesota, 27250 Hamburg Ave., Farmington, MN 55024 in the sum of One Thousand Six Hundred Seventy Five Dollars and no cents ($1,675.00) computed to the day of said sale, exclusive of expenses of said sale and advertising and making said sale. The successful bid, other than a bid by the lien claimant, Maintenance of Minnesota, shall be in cash or certified funds. Dated: July 22, 2010, Maintenance of Minnesota 2267767 7/22-8/5/10P

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 08/17/2010 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household Goods Mike Visnovec $521.00 Household Goods Marnie Franz $720.00 Household Goods Corey Johnston $2,485.00

2279179

Santa Stage Richard Ward $710.00

7/29-8/12/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Cad jewelery design 2. State the address of the principal place of business: 15050 cedar ave so #104, apple valley, mn 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. jay feichtinger, 15050 cedar ave so #104, apple valley, mn 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/10/2010 Jay Feichtinger, owner 2270903 7/22-7/29/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Holiday Inn 2. State the address of the principal place of business: 14201 Nicollet Ave South, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Blithe Hospitality LLC, 20800 Kenrick Ave, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 06/16/2010 Angela Thomas 2264725 7/22-7/29/10P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN: Furniture & Household Goods, etc. Will be sold at public auction by the Sheriff of Dakota County on the 19th day of August 2010 at 2 p.m. in the Parking Lot, located at 26690 Highview Ave., Eureka Township, County of Dakota, Farmington, MN to pay and satisfy a lien, which is claimed to be due thereon from Colleen Hoffman, 13420 Brickpath, Unit 901, Rosemount, MN 55068 as owner thereof to Maintenance of Minnesota, 27250 Hamburg Ave., Farmington, MN 55024 in the sum of Five Thousand Nine Hundred Ten Dollars and sixteen cents ($5,910.16) computed to the day of said sale, exclusive of expenses of said sale and advertising and making said sale. The successful bid, other than a bid by the lien claimant, Maintenance of Minnesota, shall be in cash or certified funds. Dated: July 22, 2010, Maintenance of Minnesota. 2267779 7/22-8/5/10P

NOTICE IS HEREBY GIVEN: That personal property described as follows, to wit: 1987 GMC Caballero VIN #3 GTCW80H9H5800039 License # MDE 067 Will be sold at public auction by Dakota County Sheriff's Deputy on 19 day of August 2010, at 2:00 o'clock p.m., at 11770 - 205th St W, Lakeville, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Denise T Johnson as the owner thereof to satisfy storage in the sum of $1040 dollars computed to the day of said sale, exclusive of the expenses of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to wit: Storage $1,040 Total Due $1,040 Date July 22, 2010 Robert Powell 11774 - 205th St W Lakeville, MN 55044 952-469-2789 2271693 7/29-8/12/10P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF CANCELLATION OF CONTRACT FOR DEED YOU ARE NOTIFIED: 1. Default has occurred in the Contract for Deed ("Contract") dated August 29, 2003, and recorded on October 9, 2003, as Document Number 2122428, in the Office of the County Recorder of Dakota County, Minnesota, in which Ronald W. Dahlen and Jamie L. Dahlen, husband and wife, as seller, sold to John G. Claypool, as purchaser, the real property in Dakota County, Minnesota, described as follows: Lot 2, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota Check here if all or part of the described real property is Registered (Torrens) 2. The default is as follows: Payment of $572.89 due June 29, 2010 has not been paid. 3. For contracts executed after August 1, 1976, and prior to August 1, 1985, the purchase price was $___________ and the amount of the purchase price paid by purchaser is $__________________, which is _______% of the purchase price, as calculated in the manner required by Minnesota Statutes Sec 559.21, subd 1e. 4. The conditions contained in Minnesota Statutes Sec 559.209 have been complied with or are not applicable. 5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDINGS UNDER MINNESOTA STATUTES, SECTION 559.21, TO TERMINATE YOUR CONTRACT FOR THE PURCHASE OF YOUR PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE CONTRACT WILL TERMINATE NINETY (90) DAYS AFTER THE FIRST DATE OF PUBLICATION OF THIS NOTICE UNLESS BEFORE THEN: (a.) THE PERSON AUTHORIZED IN THIS NOTICE TO RECEIVE PAYMENTS RECEIVES FROM YOU: (1) THE AMOUNT THIS NOTICE SAYS YOU OWE; PLUS (2) THE COSTS OF SERVICE (TO BE SENT TO YOU); PLUS (3) $0 TO APPLY TO ATTORNEYS' FEES ACTUALLY EXPENDED OR INCURRED; PLUS (4) FOR CONTRACTS EXECUTED ON OR AFTER MAY 1, 1980, ANY ADDITIONAL PAYMENTS BECOMING DUE UNDER THE CONTRACT TO THE SELLER AFTER THIS NOTICE WAS SERVED ON YOU; PLUS (5) FOR CONTRACTS, OTHER THAN EARNEST MONEY CONTRACTS, PURCHASE AGREEMENTS, AND EXERCISED OPTIONS, EXECUTED ON OR AFTER AUGUST 1, 1985, $114.57 (WHICH IS TWO PERCENT OF THE AMOUNT IN DEFAULT AT THE TIME OF SERVICE OTHER THAN THE FINAL BALLOON PAYMENT, ANY TAXES, ASSESSMENTS, MORTGAGES, OR PRIOR CONTRACTS THAT ARE ASSUMED BY YOU); OR (b.) YOU SECURE FROM A COUNTY OR DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE CONTRACT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES. IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR CONTRACT WILL TERMINATE AT THE END OF THE PERIOD AND YOU WILL LOSE ALL THE MONEY YOU HAVE PAID ON THE CONTRACT; YOU WILL LOSE YOUR RIGHT TO POSSESSION OF THE PROPERTY; YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE; AND YOU WILL BE EVICTED. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY. 7. The name, mailing address, and telephone number of the seller or of an attorney authorized by the seller to accept payments pursuant to this notice is: Ronald W. Dahlen, Seller 15028 Butternut Lane Burnsville, MN 55306 (952)215-6950 This person is authorized to receive the payments from you under this notice. 2265661 7/22-8/5/10

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT A-2683953 NO. 19HA-CV-09-5476 LAND TITLE SUMMONS IN APPLICATION FOR REGISTRATION OF LAND In the Matter of the Application of Fischer Market Place, LLP, a Minnesota limited liability partnership, to register the title to the following described real estate situated in Dakota County, Minnesota, namely: Parcel 1: The South Half (S 1/2) of the Southeast Quarter (SE 1/4) of Section Thirty-five (35), Township One Hundred Fifteen (115), Range Twenty (20), Dakota County, Minnesota, EXCEPT the East 1,645.00 feet thereof; and FURTHER EXCEPTING the North 525 feet of the South 615 feet of the West 177.5 feet of the Southeast Quarter, Section 35, Township 115 North, Range 20 West, Dakota County, Minnesota, according to the United Stated Government Survey thereof and situated in Dakota County, Minnesota. AND Parcel 2: That part of the Southwest Quarter (SW 1/4) of Section Thirty-five (35), Township One Hundred Fifteen (115), Range Twenty (20), Dakota County, Minnesota, lying East of Regatta, and lying North of the following described line: Commencing at the Southeast corner of said Southwest Quarter (SW 1/4); thence North 00 degrees 03 minutes 15 seconds West, assumed bearing, along the East line of said southwest Quarter (SW 1/4) a distance of 615.00 feet to the point of beginning of the line to be described, thence North 89 degrees 57 minutes 42 seconds West to the East line of Regatta according to the recorded plat thereof. Also the South 90.00 feet of said Southwest Quarter of Section 35, Township 115 North, Range 20 West, Dakota County, Minnesota lying East of Regatta, Dakota County, Minnesota. Subject to right of way purposes for County Road No. 46. Applicant(s) vs. City of Apple Valley, Minnesota; Dakota County; Minnesota, Magellan Pipeline Company, L.P.; Sarah Y. Thompson; Sewell W. Thompson; Pulte Homes of Minnesota Corporation; Frank H. Rechtzigel; Evelyn I. Rechtzigel Trust; and Frank H. Rechtzigel Charitable Remainder Unitrust, also all heirs and devisees of any of the above-named persons who are deceased; and all other persons or parties unknown, claiming any right, title, estate, lien or interest in the real estate described in the Application or amendments herein. Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to answer the Application of the Applicant(s) in the above-entitled proceeding and to file your answer to the said Application in the office of the District Court Administrator in said County, within 20 days after service of this Summons upon you exclusive of the day of such service, and if you fail to answer the Application within the time aforesaid, the Applicant(s) in this proceeding will apply to the Court for the relief demanded therein. ------------------------------------------------Witness, District Court Administrator of said Court, and the seal thereof, at Minneapolis, in said County, this 11 day of June, 2010. By P. Klingner, Deputy -----------------------------------------------James A. Yarosh Attorney(s) for Applicant(s) James A. Yarosh (#241854) Siegel, Brill, Greupner, Duffy & Foster, P.A. 1300 Washington Square 100 Washington Ave. S. Minneapolis, MN 55401 JimYarosh@sbgdf.com Phone: 612-337-6100 Facsimile: 612-339-6591 2263670 7/22-8/5/10

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PUBLIC NOTICE

To: DAVID SMITH and all persons claiming an interest in: 1958 - 14’00” Crestliner - MN 1028 AB - 1969 - 25 hp - Evinrude - E3157091 - 25R69B Please take note that Terry Gideon will apply to the SC Department of Natural Resources for a title to the above described watercraft/outboard motor no later than ten days from the last publication of this notice. This is the first of three notices to be published weekly for three weeks. If you wish to claim an interest in above described watercraft/outboard motor, you are advised to contact the SC Department of Natural Resources immediately at (803) 734-3858 Case No: 20070131980081. 2268217 7/22-8/5/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Civil Other: Judicial Foreclosure Court File No. 19HA-CV-10-3982 U.S. Bank National Association, Plaintiff, vs. Julia R. Glenn, Advanced Chiropractic of Apple Valley, John Doe and Mary Rowe, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. You are hereby notified that this action is brought for the purposes of foreclosing that certain Mortgage dated June 9, 2006, and filed with the Dakota County Recorder on June 28, 2006, as Document Number 2441520 with respect to property lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Unit Number 406, Hastings Century South, CIC Number 336, Dakota County, Minnesota. RULE 114 OF THE MINNESOTA GENERAL RULES OF PRACTICE FOR THE DISTRICT COURTS PROVIDES THAT ALL CIVIL CASES ARE SUBJECT TO ALTERNATIVE DISPUTE RESOLUTION (ADR) PROCESSES, EXCEPT FOR THOSE ACTIONS ENUMERATED IN MINN. STAT. § 484.76 AND RULES 111.01 AND 310.11 OF THE GENERAL RULES OF PRACTICE. Dated: June 17, 2010 WILFORD & GESKE, P.A. By: /s/ David R. Mortensen David R. Mortensen, #032906X Orin J. Kipp, #0390438 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2264552 7/22-8/5/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No.: 19-HA-PR-10-418 In Re the Estate of: Cecelia Helen Germann, a/k/a Cecelia H. Germann, Decedent. It is Ordered and Notice is given that on August 16, 2010 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated November 8, 2005, under Minn. Stat. 524.2-513 (”Will”), and for the appointment of Frank Germann whose address is 87 West Emerson Avenue, West St. Paul, Minnesota 55118 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7-19-2010 Edward Lynch Judge (COURT SEAL) Attorney for Personal Representative MACDONALD LAW FIRM, LLC Michelle L. MacDonald, # 182370 1069 South Robert Street West St. Paul, MN 55118 Telephone: (651) 222-4400 Facsimile: (651) 222-1122 2269348 7/22-7/29/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 MARS Manufactured home, VIN# FH302 currently located at 12179 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of August, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Robert Eugene Dickey (09/26/1966), Dorothy Ruse (06/15/1956) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Five-Hundred, Eleven Dollars and 63/100 ($3,511.63) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: July 15, 2010 ________________________ Carol Williams, Agent Hometown Homes 2271023 7/22-8/5/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS Manufactured home, VIN# FH298 currently located at 12305 Geneva Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of August, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Ambrosia Moctezuma Morales (10/10/1969), Maria Salazar (06/21/1975) and United Credit Services, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Five-Hundred and Five Dollars and 32/100 ($3,505.32) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: July 15, 2010 ________________________ Carol Williams, Agent Hometown Homes 2271001 7/22-8/5/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-404 Estate of: EMMA L. BENSON, Decedent. TO ALL INTEREST PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 16th day of August, 2010, at 9:00 o’clock a.m. a hearing will be held in the above named Court at Dakota County Government Center, 1560 West Highway 55, Hastings, MN 55033, for the formal probate of an instrument purporting to be the Will of the above-named Decedent, dated September 27, 2007, for the appointment of Eric Johnson and Judy Johnson, whose address is 4299 Hawksbury Circle, Eagan, MN 55123, as co-personal representatives of the estate of the above-named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 7-12-2010 Thomas Poch Judge This document was prepared by: William G. Cottrell 2315 Waters Drive Mendota Heights, MN 55120 651-905-0496 / fax 651-905-0552 Atty. I.D. No. 0146092 bill@cottrelllawfirm.com pamh@cottrelllawfirm.com 2267329 7/22-7/29/10P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1975 HOLY Manufactured home, VIN# 3035 currently located at 12741 Garner Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 13th day of August, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Nancy Marianell Medina (02/22/1980), Raymondo Garcia (03/15/1965) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Four-Hundred, Sixty-Four Dollars and 27/100 ($3,464.27) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: July 15, 2010 ________________________ Carol Williams, Agent Hometown Homes 2271033 7/22-8/5/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HAPR-10-416 In Re: Estate of Henry Ecale, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 16th day of August, 2010, at 9:00 o’clock AM, a hearing will be held in the above named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the above named decedent and for the appointment of David Ecale, 4963 Safari Circle, Eagan, Minnesota 55122, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and to do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 7-16-10 Rex Stacey Judge of District Court Mary B. Rannells (207143) MARDELL LAW OFFICE 15000 Garrett Ave. Apple Valley MN 55124 952-432-8899 2269280 7/22-7/29/10

PUBLIC NOTICE

TAX PARCEL I.D. #: 01-11651-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Apple Ponds 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,544.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4068 1120068510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239944 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE & NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT First JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-425 In Re: Estate of Peter John Butler aka Peter J. Butler aka “Herb” Butler, Decedent It is Ordered and Notice is given that on 8/30/2010 at 9:00 AM, a hearing will be held in Dakota County District Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Marjorie A. Crain, whose address is 3260 68th Court E., Inver Grove Heights, MN 55076, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. State. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/13/10 BY THE COURT RICHARD G. SPICER Judge of District Court KLEMP & STANTON, PLLP Marna Wolf Orren MN# 221533 2295 Waters Drive Mendota Heights, MN 55120 Telephone: 651-310-1400 Facsimile: 651-222-2002 e-mail: mwo@klemp-stanton.com 2275991 7/29-8/5/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-420 In Re: Estate of David Perron, a/k/a David W. Perron a/k/a David Walter Perron a/k/a Woody Perron, Decedent. It is Ordered and Notice is given that on 8-16-2010 at 9:00 am, a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Kevin Perron, whose address is 27046 Thomas Avenue, Elko, MN 55020, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/10/10 BY THE COURT Richard G. Spicer Judge of District Court FLUEGEL LAW FIRM P.A. Donald J. Fluegel MN# 30405 999 Westview Drive, Suite 1 Hastings, MN 55033 Telephone: 651-438-9777 Facsimile: 651-438-9775 2270927 7/22-7/29/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-258 6992763394 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239787 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 12, 2007 MORTGAGOR: Kirk E. Duckwall, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2007, Dakota County Recorder, Document No. 2549760. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: June 10, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240015630814 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1535 Viewcrest Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-76500-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Torrey Oaks, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,251.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

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PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2010. First Franklin Financial Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3687 1044908290 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239737 6/24-7/29/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-3902 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation, in Relation to Certificate of Title No. 135270 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot One (1), Block Nine (9), in Cedar Grove No. 7, according to the recorded plat thereof. TO: JANE W. FREDENBURG; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of August, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, show by memorial upon Certificate of Title No. 135270 that Satisfaction of Mortgage Document No. 576827 is null and void, that Mortgage Document N o . 5 5 9 1 4 8 remains unsatisfied and is fully reinstated as a lien on the property described on the Certificate of Title with priority as of the original registration date, including the power of sale contained therein and is also free from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 6/23/10 BY THE COURT: David Knutson Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Craig M. Barbee Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2263840 7/22-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five

ERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,455.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F04 2233051 6/24-7/29/10

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4040 550150484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2234969 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,458.00 MORTGAGOR(S): Donald P. Gamer, married and Marcia A. Gamer, Husband and Wife MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: April 14, 2005 Dakota County Registrar of Titles Document Number: 563132 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: April 04, 2005 Registered: April 14, 2005 Dakota County Registrar of Titles Document Number: 563133 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5238 198th St W, Farmington, MN 55024-8429 Tax Parcel ID Number: 14-82501-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block One (1), Vermillion Grove 2nd Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $298,365.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015064F01 2239603 6/24-7/29/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4173 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 118399 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Two (2), Block One (1) in COBBLESTONE MANOR 2ND ADDITION according to the recorded plat thereof. TO: GLORIA KAHLER; CITIBANK FEDERAL SAVINGS BANK; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of September, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 118399 and enter a new Certificate of Title for the land therein described in favor of the Federal National Mortgage Association, subject to the memorials of Document No. 549349 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 661189, and free also from the memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action: b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at this post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/14/2010 BY THE COURT: Erica H MacDonald Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2276010 7/29-8/5/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 7, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Covenants, Conditions and Restrictions of Glendale Village Association (hereinafter the "Association") which was recorded as Document No. 1239080, as amended by the Amendment filed September 15, 1999, as Document No. 1637443, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 7, Block 3, Wensmann Sixth Addition, Dakota County, Minnesota STREET ADDRESS: 15105 December Way, Rosemount, MN 55068 TAX PARCEL ID NUMBER: 34-83605-070-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 7, 2010, from Shelly L. Brekke, title holder, to the Association, a Minnesota non-profit corpora-

��

�� tion, a Minnesota non profit corpora PURSUANT to the �� power of sale con tion, the amount of $2,821.00 for tained in said mortgage, the above unpaid association dues, late fees, described property will be sold by the attorneys fees and costs, plus any Sheriff of said county as follows: DATE AND TIME OF SALE: August other such amounts that will accrue after June 7, 2010, and other costs of 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , collection and foreclosure which will be added to the amount claimed due Law Enforcement Center, 1580 Hwy a n d o w i n g a t t h e t i m e o f t h e s a l e 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said herein. 3. No action is now pending at law or Mortgage, and taxes, if any, on said otherwise to recover said debt or any premises, and the costs and disbursements, including attorneys' fees part thereof. 4. That all preforeclosure require- allowed by law subject to redemption within six (6) months from the date of ments have been met. 5. The owner has not been released said sale by the mortgagor(s), their from her financial obligation to pay personal representatives or assigns unless reduced to Five (5) weeks under said amount. 6. The Declaration, referenced above, MN Stat. §580.07. TIME AND DATE TO VACATE PROPprovides for a continuing lien against the property. A Notice of Lien evidenc- E R T Y : I f t h e r e a l e s t a t e i s a n single-family dwellowner-occupied, ing the amount due was recorded on December 11, 2009, as Document No. ing, unless otherwise provided by law, 2 7 0 2 0 1 9 i n t h e D a k o t a C o u n t y the date on or before which the mortgagor(s) must vacate the property if the Recorder's Office. 7. Pursuant to the power of sale con- mortgage is not reinstated under sectained in the same Declaration and tion 580.30 or the property is not granted by the owner in taking title to redeemed under section 580.23 is the premises subject to said Declara- 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM tion, said Lien will be foreclosed by the sale of said property by the Sheriff of FINANCIAL OBLIGATION ON MORTDakota County, at the Dakota County GAGE: None "THE TIME ALLOWED BY LAW FOR Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 REDEMPTION BY THE MORTGAGOR, Lobby S-100, Hastings, MN 55033, on THE MORTGAGOR'S PERSONAL REPthe 17th day of August, 2010, at RESENTATIVES OR ASSIGNS, MAY BE 10:00 a.m. at public auction to the REDUCED TO FIVE WEEKS IF A JUDIhighest bidder, to pay the amount then CIAL ORDER IS ENTERED UNDER due for said assessments, together MINNESOTA STATUTES, SECTION with the costs of foreclosure, includ- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTing attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r GAGED PREMISES ARE IMPROVED redemption by the unit owner, her per- WITH A RESIDENTIAL DWELLING OF sonal representatives or assigns is six LESS THAN FIVE UNITS, ARE NOT (6) months from the date of sale. The PROPERTY USED IN AGRICULTURAL date and time to vacate the property P R O D U C T I O N , A N D A R E i s 1 1 : 5 9 p . m . o n F e b r u a r y 1 7 , ABANDONED." Dated: June 15, 2010. 2011, if the account is not reinChase Home Finance LLC stated or the owner does not redeem Mortgagee/Assignee of Mortgagee from the foreclosure sale. USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W By: Paul A. Weingarden FOR REDEMPTION BY THE MORT- Attorneys for Mortgagee/Assignee of GAGOR, THE MORTGAGOR'S PER- Mortgagee S O N A L R E P R E S E N T A T I V E S O R 4500 Park Glen Road #300 ASSIGNS, MAY BE REDUCED TO Minneapolis, MN 55416 F I V E W E E K S I F A J U D I C I A L (952) 925-6888 30-6441 ORDER IS ENTERED UNDER MINN E S O T A S T A T U T E S , S E C T I O N 1942886880 582.032, DETERMINING, AMONG THIS IS A COMMUNICATION FROM O T H E R T H I N G S , T H A T T H E A DEBT COLLECTOR. 6/24-7/29/10 M O R T G A G E D P R E M I S E S A R E 2239801 IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED NOTICE OF MORTGAGE IN AGRICULTURAL PRODUCTION, FORECLOSURE SALE AND ARE ABANDONED. NOTICE IS HEREBY GIVEN that 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO default has occurred in the conditions COLLECT A DEBT. ANY INFORMA- of the following described mortgage: DATE OF MORTGAGE: July 22, 2003 TION OBTAINED WILL BE USED FOR ORIGINAL PRINCIPAL AMOUNT OF THAT PURPOSE. GLENDALE VILLAGE ASSOCIATION MORTGAGE: $223,900.00 MORTGAGOR(S): Robert R Palmer Attorneys for and Beverly Muus Palmer, husband Glendale Village Association and wife THOMSEN & NYBECK, P.A. MORTGAGEE: U.S. Bank, N.A. By: ________________________________ DATE AND PLACE OF RECORDING: Gretchen S. Schellhas (#195595) Recorded: November 19, 2003 3600 American Blvd. West, Suite 400 Dakota County Recorder Bloomington, Minnesota 55431 Document Number: 2142197 (952) 835-7000 Transaction Agent: Not Applicable (Glendale Village/Brekke/09-7-239D) Transaction Agent Mortgage Identifi2237389 6/24-7/29/10 cation Number: Not Applicable Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage NOTICE OF MORTGAGE Mortgage Originator: Not Applicable FORECLOSURE SALE COUNTY IN WHICH PROPERTY IS THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF LOCATED: Dakota Property Address: 17322 Greentree THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Path, Lakeville, MN 55044-7426 Tax Parcel ID Number: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 22-67503-030-01 LEGAL DESCRIPTION OF PROPdefault has occurred in conditions of ERTY: Lot 3, Block 1, Shady Oak the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , Shores 4th Addition, according to the recorded plat thereof, and situate in 2005 MORTGAGOR: V i r g i n i a A . K a c z - Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE marek, a single person. MORTGAGEE: Mortgage Electronic D U E A S O F D A T E O F N O T I C E : $180,384.84 Registration Systems, Inc. THAT all pre-foreclosure requireDATE AND PLACE OF RECORDING: Recorded September 27, 2005, Dakota ments have been complied with; that C o u n t y R e c o r d e r , D o c u m e n t N o . no action or proceeding has been instituted at law or otherwise to recover the 2364837. A S S I G N M E N T S O F M O R T G A G E : debt secured by said mortgage, or any Assigned to: Chase Home Finance part thereof; PURSUANT to the power of sale conLLC, Dated: March 6, 2009, Recorded: tained in said mortgage, the April 8, 2009, Document No. 2648760. TRANSACTION AGENT: Mortgage above-described property will be sold by the Sheriff of said county as folElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - lows: DATE AND TIME OF SALE: August GAGE IDENTIFICATION NUMBER ON 06, 2010 at 10:00 AM MORTGAGE: 100015901074393802 PLACE OF SALE: Dakota County LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N Law Enforcement Center, 1580 HighMORTGAGE: CTX Mortgage Company, way 55, Lobby S-100, Hastings, Minnesota LLC R E S I D E N T I A L M O R T G A G E S E R - to pay the debt secured by said mortgage and taxes, if any, on said preVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: mises and the costs and disburse1524 139th Street West, Rosemount, ments, including attorney fees allowed by law, subject to redemption within MN 55068 TAX PARCEL I.D. #: 34-48300-706-18 six (6) months from the date of said LEGAL DESCRIPTION OF PROP- sale by the mortgagor(s), their perERTY: sonal representatives or assigns. Unit No. 0706, Meadows of BloomIf the Mortgage is not reinstated field, Common Interest Community under Minn. Stat. §580.30 or the propNumber 470, Dakota County, Minne- erty is not redeemed under Minn. Stat. sota. §580.23, the Mortgagor must vacate COUNTY IN WHICH PROPERTY IS the property on or before 11:59 p.m. on LOCATED: Dakota February 06, 2011, or the next busiORIGINAL PRINCIPAL AMOUNT OF ness day if February 06, 2011 falls on a MORTGAGE: $125,200.00 Saturday, Sunday or legal holiday. AMOUNT DUE AND CLAIMED TO BE Mortgagor(s) released from financial DUE AS OF DATE OF NOTICE, INCLUD- obligation: NONE ING TAXES, IF ANY, PAID BY MORTTHIS COMMUNICATION IS FROM GAGEE: $141,593.41 A DEBT COLLECTOR ATTEMPTThat prior to the commencement of ING TO COLLECT A DEBT. ANY this mortgage foreclosure proceeding INFORMATION OBTAINED WILL BE Mortgagee/Assignee of Mortgagee com- USED FOR THAT PURPOSE. plied with all notice requirements as THE RIGHT TO VERIFICATION OF required by statute; That no action or THE DEBT AND IDENTITY OF THE proceeding has been instituted at law ORIGINAL CREDITOR WITHIN THE or otherwise to recover the debt TIME PROVIDED BY LAW IS NOT secured by said mortgage, or any part AFFECTED BY THIS ACTION. thereof; PURSUANT to the power of sale con- ��

PUBLIC NOTICE

�� AGENT: Mortgage TRANSACTION Electronic Registration Systems, Inc. �� AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015220F01 2231930 6/24-7/29/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-20-4178 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 122667 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 28, CIC No. 204, Pinnacle Deckhomes Condominium, a condominium located in the County of Dakota. TO: RICHARD J. LEACH; POSTAL CREDIT UNION THE PINNACLE DECKHOMES ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of September, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 122667 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. 142245, 255398, 348831, 348832, 362057, and 367965.1 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 660325, and free also from the Memorial of this Order. IT IS FURTHERED ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/14/2010 BY THE COURT: Erica H MacDonald Judge of District Court APPROVED: JAMES P. O’CONNEL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not requred at said hearing except to object to the entry of the above described Order. 2276142 7/29-8/5/10

PUBLIC NOTICE

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110016296312 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Beneficial Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 691 East Burnsville Parkway Unit 21, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-57200-031-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 21, Building No. 5, Burnhill Townhomes, Condominium File No. 30, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,496.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5336 1935235746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239821 6/24-7/29/10

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-Four Thousand Three Hundred Seventy-Six and 10/100 ($424,376.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 10, 2010 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 24, 2010 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00112-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3614956 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010 2237374 6/24-7/29/10

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 14, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1727 6961444088 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239688 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2004 MORTGAGOR: Bradley C. Klages, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2004, Dakota County Recorder, Document No. 2249585. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: April 27, 2010, Recorded: May 12, 2010, Document No. 2729779. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100197500000227413 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 3425 Golfview Drive, #105, Eagan, MN 55123 TAX PARCEL I.D. #: 10-76900-159-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 129, Garage No. 110, Building No. II, Carriage Hills Condominium, Condominium File No. 47, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,530.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 17, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1041 0018102350 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239646 6/24-7/29/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4180 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 145516 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 123, consisting of Residential Unit No. 123 and Garage Unit No. 123, Condominium No. 91 Cedarwoods of Southview, a Condominium, located in Dakota County, Minnesota. TO: PHYLLIS L. WAGNER; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of September, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 145516 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. 72009, 77653, 174790 186504 and 187273 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 659085, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/14/2010 BY THE COURT: Erin H. MacDonald Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2274203 7/29-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,500.00 MORTGAGOR(S): Paula S Davis, a single person MORTGAGEE: River City Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 05, 2003 Dakota County Recorder Document Number: 2057383 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: February 28, 2003 Recorded: June 05, 2003 Dakota County Recorder Document Number: 2057384 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 08, 2006 Dakota

Recorded: May 08, 2006 Dakota County Recorder Document Number: 2426659 And assigned to: U.S. Bank National Association Dated: June 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001827409 Lender or Broker: River City Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15595 Cherry Path, Rosemount, MN 55068-2583 Tax Parcel ID Number: 34-64575-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Rosemount Commons, Common Interest Community No. 267, together with the benefits contained in Declaration filed November 24, 1999, as Document No. 1655617, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $71,596.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 06, 2011, or the next business day if August 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015286F01 2237472 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROP-

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LEGAL DESCRIPTION OF PROP ERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2234930 6/24-7/29/10

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4036 656242047 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239569 6/24-7/29/10

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 15, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4095 23573439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2239720 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,600.00 MORTGAGOR(S): Thuy Bich Le, a married person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162081 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 13, 2003 Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162082 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428213 And assigned to: U.S. Bank National Association Dated: June 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001934353 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17544 Gage Ct, Lakeville, MN 55044 Tax Parcel ID Number: 22-18305-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Pond South 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,247.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014789F01 2233948 6/24-7/29/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4174 In the Matter of the Petition of: CitiMortgage, Inc., a New York Corporation, in Relation to Certificate of Title No. 142294 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seventeen (17), Block One (1) in Replat of Palomino Hills Sixth Addition according to the recorded plat thereof. TO: RYAN T. McNAMARA; ANCHOR SAVINGS ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of September, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 142294 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York Corporation, subject to the memorials of Document Nos. 196818 and 202596 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 654271, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/14/2010 BY THE COURT: Erin H. MacDonald Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2269906 7/22-7/29/10

PUBLIC NOTICE

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��Law �� Center, �� 1580 High Enforcement MORTGAGE: ABN �� AMRO Mortgage way 55, Lobby S-100, Hastings, MinneGroup, Inc n/k/a CitiMortgage, Inc. R E S I D E N T I A L M O R T G A G E S E R - sota to pay the debt secured by said mortVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: gage and taxes, if any, on said pre300 Heritage Circle North, Burnsville, mises and the costs and disbursements, including attorney fees allowed MN 55337 by law, subject to redemption within TAX PARCEL I.D. #: 024170103001 LEGAL DESCRIPTION OF PROP- six (6) months from the date of said ERTY: sale by the mortgagor(s), their perLot 3, Block 1, Kelly Heights 2nd sonal representatives or assigns. Addition If the Mortgage is not reinstated COUNTY IN WHICH PROPERTY IS under Minn. Stat. §580.30 or the propLOCATED: Dakota erty is not redeemed under Minn. Stat. ORIGINAL PRINCIPAL AMOUNT OF §580.23, the Mortgagor must vacate MORTGAGE: $162,850.00 the property on or before 11:59 p.m. on AMOUNT DUE AND CLAIMED TO BE February 06, 2011, or the next busiDUE AS OF DATE OF NOTICE, INCLUD- ness day if February 06, 2011 falls on a ING TAXES, IF ANY, PAID BY MORT- Saturday, Sunday or legal holiday. GAGEE: $147,033.88 Mortgagor(s) released from financial That prior to the commencement of obligation: NONE this mortgage foreclosure proceeding THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee com- A DEBT COLLECTOR ATTEMPTplied with all notice requirements as ING TO COLLECT A DEBT. ANY required by statute; That no action or INFORMATION OBTAINED WILL BE proceeding has been instituted at law USED FOR THAT PURPOSE. or otherwise to recover the debt THE RIGHT TO VERIFICATION OF secured by said mortgage, or any part THE DEBT AND IDENTITY OF THE thereof; ORIGINAL CREDITOR WITHIN THE PURSUANT to the power of sale con- T I M E P R O V I D E D B Y L A W I S N O T tained in said mortgage, the above AFFECTED BY THIS ACTION. described property will be sold by the THE TIME ALLOWED BY LAW FOR Sheriff of said county as follows: REDEMPTION BY THE MORTGAGOR, DATE AND TIME OF SALE: August THE MORTGAGOR'S PERSONAL REP17, 2010 at 10:00 AM RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE: S h e r i f f ' s O f f i c e , REDUCED TO FIVE WEEKS IF A JUDILaw Enforcement Center, 1580 Hwy CIAL ORDER IS ENTERED UNDER 55, Lobby #S-100, Hastings, MN MINNESOTA STATUTES, SECTION to pay the debt then secured by said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgage, and taxes, if any, on said OTHER THINGS, THAT THE MORTpremises, and the costs and disburse- GAGED PREMISES ARE IMPROVED m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s WITH A RESIDENTIAL DWELLING OF allowed by law subject to redemption LESS THAN FIVE UNITS, ARE NOT within six (6) months from the date of PROPERTY USED IN AGRICULTURAL said sale by the mortgagor(s), their PRODUCTION, AND ARE ABANDONED. personal representatives or assigns DATED: June 24, 2010 unless reduced to Five (5) weeks under MORTGAGEE: Mortgage Electronic MN Stat. §580.07. Registration Systems, Inc. TIME AND DATE TO VACATE PROP- Wilford & Geske, P.A. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 006311F02 redeemed under section 580.23 is 2236150 6/24-7/29/10 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE: None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR NOTICE IS HEREBY GIVEN that REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- default has occurred in the conditions RESENTATIVES OR ASSIGNS, MAY BE of the following described mortgage: DATE OF MORTGAGE: December 10, REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 2003 ORIGINAL PRINCIPAL AMOUNT OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MORTGAGE: $130,900.00 MORTGAGOR(S): Dave P Huber, a OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED married man MORTGAGEE: World Savings Bank, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT FSB DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: February 11, 2004 Dakota P R O D U C T I O N , A N D A R E County Recorder ABANDONED." Document Number: 2174684 Dated: June 17, 2010. Transaction Agent: Not Applicable CitiMortgage, Inc. Transaction Agent Mortgage IdentifiMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. cation Number: Not Applicable Lender or Broker: World Savings By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Bank, FSB Residential Mortgage Servicer: Mortgagee Wachovia Mortgage, FSB 4500 Park Glen Road #300 Mortgage Originator: Not Applicable Minneapolis, MN 55416 COUNTY IN WHICH PROPERTY IS (952) 925-6888 LOCATED: Dakota 10-4065 Property Address: 6679 167th St W, 634869106 THIS IS A COMMUNICATION FROM Lakeville, MN 55068-1830 Tax Parcel ID Number: A DEBT COLLECTOR. 2239959 6/24-7/29/10 22-21173-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Four (4), Donnay's Valley Park 4th, according to NOTICE OF MORTGAGE the plat thereof now on file and of FORECLOSURE SALE record in the Office of the County N O T I C E I S H E R E B Y G I V E N t h a t Recorder within and for said County default has occurred in the conditions and State. of the following described mortgage: AMOUNT DUE AND CLAIMED TO BE DATE OF MORTGAGE: August 27, D U E A S O F D A T E O F N O T I C E : 2004 $144,908.90 ORIGINAL PRINCIPAL AMOUNT OF THAT all pre-foreclosure requireMORTGAGE: $212,250.00 ments have been complied with; that MORTGAGOR(S): James A Michka no action or proceeding has been instiand Elizabeth C Jacobs-Michka, Hus- tuted at law or otherwise to recover the band and Wife debt secured by said mortgage, or any MORTGAGEE: Mortgage Electronic part thereof; Registration Systems, Inc. PURSUANT to the power of sale conDATE AND PLACE OF RECORDING: tained in said mortgage, the Recorded: October 12, 2004 Dakota above-described property will be sold County Recorder by the Sheriff of said county as folDocument Number: 2256970 lows: Transaction Agent: Mortgage ElecDATE AND TIME OF SALE: August tronic Registration Systems, Inc. 06, 2010 at 10:00 AM Transaction Agent Mortgage IdentifiPLACE OF SALE: Dakota County cation Number: 100025440001821336 Law Enforcement Center, 1580 HighLender or Broker: Lehman Brothers way 55, Lobby S-100, Hastings, MinneBank, FSB sota R e s i d e n t i a l M o r t g a g e S e r v i c e r : to pay the debt secured by said mortAurora Loan Services, LLC gage and taxes, if any, on said preMortgage Originator: Not Applicable mises and the costs and disburseCOUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed LOCATED: Dakota by law, subject to redemption within Property Address: 14029 Belmont Ct, six (6) months from the date of said Rosemount, MN 55318 sale by the mortgagor(s), their perT a x P a r c e l I D N u m b e r : sonal representatives or assigns. 34-14502-190-02 If the Mortgage is not reinstated L E G A L D E S C R I P T I O N O F P R O P - under Minn. Stat. §580.30 or the propERTY: Lot 19, Block 2, Biscayne Pointe erty is not redeemed under Minn. Stat. Third Addition, Dakota County, Min- §580.23, the Mortgagor must vacate nesota. the property on or before 11:59 p.m. on AMOUNT DUE AND CLAIMED TO BE February 06, 2011, or the next busiD U E A S O F D A T E O F N O T I C E : ness day if February 06, 2011 falls on a $230,880.60 Saturday, Sunday or legal holiday. THAT all pre-foreclosure requireMortgagor(s) released from financial ments have been complied with; that obligation: NONE no action or proceeding has been instiTHIS COMMUNICATION IS FROM tuted at law or otherwise to recover the A DEBT COLLECTOR ATTEMPTdebt secured by said mortgage, or any ING TO COLLECT A DEBT. ANY part thereof; INFORMATION OBTAINED WILL BE PURSUANT to the power of sale con- USED FOR THAT PURPOSE. tained in said mortgage, the THE RIGHT TO VERIFICATION OF above-described property will be sold THE DEBT AND IDENTITY OF THE by the Sheriff of said county as fol- ORIGINAL CREDITOR WITHIN THE lows: TIME PROVIDED BY LAW IS NOT DATE AND TIME OF SALE: August AFFECTED BY THIS ACTION. 06, 2010 at 10:00 AM THE TIME ALLOWED BY LAW FOR PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- ��

PUBLIC NOTICE

�� County �� Registrar of Titles Document Number: 543755 �� THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008087F02 2233711 6/24-7/29/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4172 In the Matter of the Petition of: U.S. Bank, National Association, Trustee, in Relation to Certificate of Title No. 130917 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Two (2), Block Four (4) in Skyline View Addition, according to the recorded map or plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. TO: TAMMIE J. LIND; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 8th day of September, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 130917 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, National Association, Trustee, subject to the memorials of Document No. 21416 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 661013, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/14/2010 BY THE COURT: Erin H. MacDonald Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2269869 7/22-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Gonzalo G. Gonzalez and Maria L. Gonzalez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 03, 2004 Dakota County Registrar of Titles

Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176104052878010 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130776 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4035 Mica Trl, Eagan, MN 55122-2949 Tax Parcel ID Number: 10-16704-210-05 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-one (21), Block Five (5), Cedar Grove No. 5, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,268.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007644F01 2236220 6/24-7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Steven W Broders and Julie A Broders, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323426 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402014007938 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7169 135th St W, Saint Paul, MN 55124-7695 Tax Parcel ID Number: 01-22412-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Eagle Hills Third, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $278,395.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015091F01 2245221 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $313,600.00 MORTGAGOR(S): Meghan A. Selby and Scott A. Selby, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2006 Dakota County Recorder Document Number: 2446725 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-through Certificates, Series 2006-FF14 Dated: April 20, 2009 Recorded: May 06, 2009 Dakota County Recorder Document Number: 2654966 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240008478551 Lender or Broker: First Franklin, a Division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13894 Findlay Ave, Saint Paul, MN 55124-5713 Tax Parcel ID Number: 01-85280-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Wyndemere Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $365,835.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a

ness day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-through Certificates, Series 2006-FF14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003345F03 2244492 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 18, 2003 MORTGAGORS:Terry W. Strandberg and Sandra K.W. Strandberg, husband and wife. MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co.. DATE AND PLACE OF RECORDING: Recorded December 29, 2003, Dakota County Recorder, Document No. 2157485. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: June 7, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1980 Highland Drive, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32852-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Highland Hills Third Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,576.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 1, 2003 MORTGAGORS: John L. Claeson and Cindy Claeson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2003, Dakota County Recorder, Document No. 2050540. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 12, 2010, Recorded: April 1, 2010, Document No. 2722374. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600062671180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17225 Fieldcrest Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-48101-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Meadow Brook Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,502.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3581 6267118 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2277592 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffrey A Standridge and Sherry R Standridge, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 07, 2007 Dakota County Registrar of Titles Document Number: 615216 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 07, 2010 Registered: June 15, 2010 Dakota County Registrar of Titles Document Number: T663458 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000312241 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 89611 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16160 Inglewood Dr, Lakeville, MN 55044-8768 Tax Parcel ID Number: 22-14500-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, in Bluebill Bay Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,557.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015058F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015058F01 2269797 7/29/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Rebecca A Vieths, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 574999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Registered: June 15, 2010 Dakota County Registrar of Titles Document Number: T663456 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104473199 Lender or Broker: Custom Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 612 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, South Oaks of Hastings, CIC No. 422, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,718.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 2279214 7/29/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 8 , 2002 MORTGAGORS: M a r y E . E g a n a n d Kenneth G. Egan, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2003, Dakota County Recorder, Document No. 1985854. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727634. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893461364 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Twin Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14703 Dunbar Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20500-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11 Block 4, Diamond Path Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $60,128.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8279 1986429240 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 21, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2272313 7/29/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2006 MORTGAGORS: Craig D. Jones and Deanna F. Jones, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 2, 2006, Dakota County Recorder, Document No. 2409751. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020860820 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13927 Fawnridge Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-83251-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Waterford Village Second, According to the recorded plat thereof, and situate in Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,794.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: May 18, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 6800046148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 20, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270870 7/29/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated April 9, 2003, executed by Eunice I. Petter, a single person, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Six Hundred Fifty Thousand ($650,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on May 7, 2003, as doc. no. 2043587 ; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Five Hundred Seventy-Six Thousand Five Hundred Twenty-One ($576,521.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: The West 500 feet of the South 600 feet of the West 1/2 of the Southwest 1/4 of Section 35, Township 114, Range 19, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Property address: 1595 - 220th Street E., Farmington, MN 55024 Parcel I.D. #: 12-03500-010-57 will be sold by the sheriff of said county at public auction on September 23, 2010, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), her heirs or assigns, within six (6) months from the date of sale. You must vacate the property on or before 11:59 p.m. on March 23, 2011, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 28, 2010 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2279347 7/29-9/2/10

PUBLIC NOTICE

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�� is not 580.30 or the�� property 17, 2010 at 10:00 AM�� tion PLACE OF SALE: S h e r i f f ' s O f f i c e , redeemed under section 580.23 is Law Enforcement Center, 1580 Hwy 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None "THE TIME ALLOWED BY LAW FOR premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG MN Stat. §580.07. TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." Dated: June 24, 2010. tion 580.30 or the property is not Green Tree Servicing, LLC redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 90-1688 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 89683793 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 7/1-8/5/10 OTHER THINGS, THAT THE MORT- 2246421 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E N O T ICE IS HEREBY GIVEN that ABANDONED." default has occurred in the conditions Dated: June 22, 2010. of the following described mortgage: U.S. Bank, N. A. DATE OF MORTGAGE: August 09, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2002 ORIGINAL PRINCIPAL AMOUNT OF By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of MORTGAGE: $167,000.00 MORTGAGOR(S): Todd A. Johnson Mortgagee and Kelly Johnson, husband and wife 4500 Park Glen Road #300 MORTGAGEE: Bank of America, N.A. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded: November 25, 2002 19-1073 Dakota County Recorder 7890836402 Document Number: 1964859 THIS IS A COMMUNICATION FROM Transaction Agent: Not Applicable A DEBT COLLECTOR. Transaction Agent Mortgage Identifi2247672 7/1-8/5/10 cation Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC NOTICE OF MORTGAGE Home Loans Servicing, L.P. FORECLOSURE SALE Mortgage Originator: Not Applicable THE RIGHT TO VERIFICATION COUNTY IN WHICH PROPERTY IS OF THE DEBT AND IDENTITY OF LOCATED: Dakota THE ORIGINAL CREDITOR WITHIN Property Address: 5515 Lower 182nd THE TIME PROVIDED BY LAW IS St W, Farmington, MN 55024-9110 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Tax Parcel ID Number: default has occurred in conditions of 14-32900-010-01 the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: July 5, 2007 ERTY: Situated in the State of MinneMORTGAGOR: Ed Phouminh, a mar- s o t a , C o u n t y o f D a k o t a , a n d i s ried person. described as follows: Lot One (1), MORTGAGEE: National City Mort- Block One (1), Hill-Dee Addition gage a division of National City Bank. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: D U E A S O F D A T E O F N O T I C E : Recorded September 13, 2007, Dakota $192,293.55 THAT all pre-foreclosure requireCounty Recorder, Document No. 2543695. ments have been complied with; that A S S I G N M E N T S O F M O R T G A G E : no action or proceeding has been instiAssigned to: Green Tree Servicing, tuted at law or otherwise to recover the L L C , D a t e d : F e b r u a r y 2 2 , 2 0 1 0 , debt secured by said mortgage, or any Recorded: March 26, 2010, Document part thereof; No. 2721539. PURSUANT to the power of sale contained in said mortgage, the TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as follows: MORTGAGE: NONE DATE AND TIME OF SALE: SeptemLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ber 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County MORTGAGE: National City Mortgage a Law Enforcement Center, 1580 Highdivision of National City Bank R E S I D E N T I A L M O R T G A G E S E R - way 55, Lobby S-100, Hastings, Minnesota VICER: Green Tree Servicing, LLC MORTGAGED PROPERTY ADDRESS: to pay the debt secured by said mort150 East Burnsville Parkway #301, gage and taxes, if any, on said preBurnsville, MN 55337 mises and the costs and disbursements, including attorney fees allowed TAX PARCEL I.D. #: 023217530105 LEGAL DESCRIPTION OF PROP- by law, subject to redemption within ERTY: six (6) months from the date of said Unit No. A301, Storage Unit No. S19, sale by the mortgagor(s), their perand Garage Unit No. G77, Uptown sonal representatives or assigns. Landing, A Condominium, Common If the Mortgage is not reinstated Interest Community No. 478, Dakota under Minn. Stat. §580.30 or the propCounty, Minnesota. erty is not redeemed under Minn. Stat. COUNTY IN WHICH PROPERTY IS §580.23, the Mortgagor must vacate LOCATED: Dakota the property on or before 11:59 p.m. on ORIGINAL PRINCIPAL AMOUNT OF March 10, 2011, or the next business MORTGAGE: $176,400.00 day if March 10, 2011 falls on a SaturAMOUNT DUE AND CLAIMED TO BE day, Sunday or legal holiday. DUE AS OF DATE OF NOTICE, INCLUDMortgagor(s) released from financial ING TAXES, IF ANY, PAID BY MORT- obligation: NONE GAGEE: $191,821.59 THIS COMMUNICATION IS FROM That prior to the commencement of A DEBT COLLECTOR ATTEMPTthis mortgage foreclosure proceeding ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee com- INFORMATION OBTAINED WILL BE plied with all notice requirements as USED FOR THAT PURPOSE. required by statute; That no action or THE RIGHT TO VERIFICATION OF proceeding has been instituted at law THE DEBT AND IDENTITY OF THE o r o t h e r w i s e t o r e c o v e r t h e d e b t ORIGINAL CREDITOR WITHIN THE secured by said mortgage, or any part T I M E P R O V I D E D B Y L A W I S N O T thereof; AFFECTED BY THIS ACTION. PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW FOR tained in said mortgage, the above REDEMPTION BY THE MORTGAGOR, described property will be sold by the THE MORTGAGOR'S PERSONAL REPSheriff of said county as follows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: August REDUCED TO FIVE WEEKS IF A JUDI13, 2010 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE: S h e r i f f ' s O f f i c e , MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 Hwy 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 55, Lobby #S-100, Hastings, MN OTHER THINGS, THAT THE MORTto pay the debt then secured by said GAGED PREMISES ARE IMPROVED Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption PRODUCTION, AND ARE ABANDONED. within six (6) months from the date of DATED: July 29, 2010 said sale by the mortgagor(s), their MORTGAGEE: Bank of America, N.A. personal representatives or assigns Wilford & Geske, P.A. unless reduced to Five (5) weeks under Attorneys for Mortgagee MN Stat. §580.07. Lawrence A. Wilford TIME AND DATE TO VACATE PROP- James A. Geske E R T Y : I f t h e r e a l e s t a t e i s a n 8425 Seasons Parkway, Suite 105 owner-occupied, single-family dwell- Woodbury, MN 55125-4393 ing, unless otherwise provided by law, (651) 209-3300 the date on or before which the mort- File Number: 004141F02 gagor(s) must vacate the property if the 2272273 7/29-9/2/10 mortgage is not reinstated under section 580.30 or the property is not ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Jeffery D. Wilkie and Melissa A. Wilkie, husband and wife MORTGAGEE: Gopher State Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 25, 2003 Dakota County Recorder Document Number: 2004959 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank, N.A. Dated: October 25, 2002 Recorded: February 25, 2003 Dakota County Recorder Document Number: 2004960 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender o r Broker: G o p h e r S t a t e Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9334 204th St W, Lakeville, MN 55044-5841 Tax Parcel ID Number: 22-18201-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Country Creek Estates Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,736.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: US Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002265F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: US Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002265F02 2269757 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2271083 7/29-9/2/10

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Edina Realty Mortgage, a series of Homeservices Lending LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3685 West 154th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-54107-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, O'Leary's Hills Eighth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,126.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1056 6912013775 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247739 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00 MORTGAGOR(S): Kristine R. Larson, A Single Person MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 03, 2003 Dakota County Recorder Document Number: 2055773 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427755 And assigned to: U.S. Bank National Association Dated: June 17, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: TCF Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1917 Southcross Dr W Apt 1907, Burnsville, MN 55306-7951 Tax Parcel ID Number: 02-71216-907-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1907. Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $63,066.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015145F01 2242177 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,040.00 MORTGAGOR(S): Ellen M Burgess a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 20, 2005 Dakota County Recorder Document Number: 2332221 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables Trust 2005-3 Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100180100002182697 Lender or Broker: Encore Credit Corp. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1310 4th St N, South Saint Paul, MN 55075-1931 Tax Parcel ID Number: 36-48700-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, M.D. Miller's Addition to South Park, according to the Map or Plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,967.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a

ness day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee for the Encore Credit Receivables Trust 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004286F04 2242245 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Valerie D. Amundson and Charles F. Amundson, wife and husband. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 22, 2007, Dakota County Recorder, Document No. 2504535. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15205 County Road 5, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-17500-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Circle High Addition, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $319,658.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 18, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4087 24209736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247836 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 6, 2007 MORTGAGORS: Grant R. Jacobs and Meggon K. Anderson, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 3, 2007, Dakota County Recorder, Document No. 2559319. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001849904 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15619 Echo Ridge Road, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805290830 LEGAL DESCRIPTION OF PROPERTY: Unit No. 908, CIC Number 484, a condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,935.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,394.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8695 1911502768 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279027 7/29-9/2/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,750.00 MORTGAGOR(S): Gennady Silenko and Irene Silenko, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 08, 2004 Dakota County Recorder Document Number: 2245673 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278924710846 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20033 Hoya Ct, Lakeville, MN 55044-6829 Tax Parcel ID Number: 22-32100-003-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3, Common Interest Community No. 227 Winslow Green Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,475.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015828F01 2271198 7/29-9/2/10

PUBLIC NOTICE

Dakota County Minnesota, Recorder , on June 2, 2005, as Document No. 2327431 ASSIGNED TO: U.S. Bank National Association, as Indenture Trustee on behalf of the Noteholders of Aegis Asset Backed Securities Trust 2005-3, Mortgage-Backed Notes Dated: March 24, 2010 , and recorded May 24, 2010 by Document No. 2730376 . LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, East Farmington 4th Addition, Dakota County, Minnesota PROPERTY ADDRESS: 216 13th Street, Farmington, MN 55024 PROPERTY I.D: 14-22503-100-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Sixteen Thousand Three Hundred One and 47/100 ($216,301.47) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 17, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010 U.S. Bank National Association, as Indenture Trustee on behalf of the Noteholders of Aegis Asset Backed Securities Trust 2005-3, Mortgage-Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00123-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3624172 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 2245467 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 05, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,000.00 MORTGAGOR(S): Sharon Worts, a single person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: May 16, 2002 Dakota County Recorder Document Number: 1896968 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 05, 2001 Recorded: May 16, 2002 Dakota County Recorder Document Number: 1896969 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 04, 2006 Dakota County Recorder Document Number: 2425452 And assigned to: U.S. Bank National Association Dated: June 17, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001740891 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15709 Hayes Trl, Apple Valley, MN 55124-7139 Tax Parcel ID Number: 01-45801-260-03 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 3, Longridge 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,159.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015285F01 2242073 7/1-8/5/10

PUBLIC NOTICE

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1067 7892025588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247728 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $277,000.00 MORTGAGOR(S): Richard Martin Montgomery And Marlene M. Montgomery, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2368081 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0010082909-1 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1724 Rushmore Dr, Burnsville, MN 55306-6389 Tax Parcel ID Number: 02-41502-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Keller Lake Hills 3rd Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $290,851.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015862F01 2272200 7/29-9/2/10

�� No. �� 2735330. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,600.00 MORTGAGOR(S): Robert D Severson and Linda Severson, husband and wife MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: February 23, 2007 Dakota County Recorder Document Number: 2498975 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15687 Hayes Trl, Apple Valley, MN 55124-7137 Tax Parcel ID Number: 01-45800-260-03 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 3, Longridge 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $235,837.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015309F01 2245615 7/1-8/5/10

PUBLIC NOTICE

��

LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Dakota County Estates 2nd addition. PROPERTY ADDRESS: 5175 180th Street W, Farmington, MN 55024 PROPERTY I.D: 14-19501-070-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eleven Thousand Four Hundred Ninety-Five and 61/100 ($211,495.61) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 17, 2010 PLACE OF SALE: Sh eriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010 Ocwen Loan Servicing, LLC Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00288-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ASAP# 3629548 07/01/2010, 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 2246364 7/1-8/5/10

PUBLIC NOTICE

��

�� 5 8 2 . 0 3�� 2, DETERMINING, AMONG OTHER THINGS, THAT THE MORT�� within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-978 0031931041 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247913 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $366,000.00 MORTGAGOR(S): James M Meehan, unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 17, 2006 Dakota County Recorder Document Number: 2406735 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Dated: June 14, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500062823324 Lender or Broker: Amera Corporation Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12732 Diamond Dr, Burnsville, MN 55337-3481 Tax Parcel ID Number: 02-77900-480-02 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 2, Tuxedo Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $356,753.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015306F01 2240245 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2006 MORTGAGOR: Kristy R. Skjerseth, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota County Recorder, Document No. 2412873. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 26, 2010, Recorded: April 1, 2010, Document No. 2722376. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560458955 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 327 12th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-63000-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Ravenscroft Park Addition to South Saint Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,834.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279011 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 MORTGAGORS: D a n i e l R o b e r t Voeller and Cassandra Maureen-Lewis Voeller, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2007, Dakota County Recorder, Document No. 2489449. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank, Dated: October 19, 2006, Recorded: January 14, 2008, Document No. 2565867. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800913516353 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 62 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11709-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Valley 10th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,677.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 5304149528 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2274610 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,750.00 MORTGAGOR(S): Eliceo Garcia Barajas and Linda L Garcia, Husband and Wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 03, 2004 Dakota County Recorder Document Number: 2232882

Document Number: 2232882 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17751 Jaguar Path, Lakeville, MN 55044-5692 Tax Parcel ID Number: 22-53500-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Oak Hills First Additon, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,877.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015406F01 2245547 7/1-8/5/10

PUBLIC NOTICE

County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,058.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3127 0014907703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247821 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 9, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Lexington Place Condominium Association (hereinafter the "Association") which was recorded as Document No. 658301 on June 26, 1984, as amended, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 12105, Lexington Place Condominium, Condominium File No. 66, Dakota County, Minnesota STREET ADDRESS: 3551 Blue Jay Way, #105, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-45051-150-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 9, 2010, from Denice K. Anderson a/k/a Denise Kay Anderson a/k/a Denise K. Howard, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,225.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 9, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from their financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 27, 2010, as Document No. 2710695 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of August, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for

bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on February 18, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Lexington Place Condominium Association THOMSEN & NYBECK, P.A. LEXINGTON PLACE CONDOMINIUM ASSOCIATION By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Lexington Place/Anderson/08-7-539D) 2245290 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,312.00 MORTGAGOR(S): Ruben Perdomo, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 30, 2007 Dakota County Recorder Document Number: 2513167 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Dated: January 02, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631444 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700080547371 Lender or Broker: Countrywide Home Loans, Inc. dba America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13019/13021 County Road 5, Burnsville, MN 55337-2226 Tax Parcel ID Number: 02-15680-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and South 5 feet of Lot 2, Block 4, Burnsville Manor, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $295,636.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

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REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS, CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014491F02 2241973 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Daniel T Ghebrihiwot, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 04, 2006 Dakota County Registrar of Titles Document Number: 602041 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040055343 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141397 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 115 Shoshoni Trl, Apple Valley, MN 55124-9754 Tax Parcel ID Number: 01-56602-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, in Palomino Hills 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,693.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012610F02 2272591 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2007 MORTGAGORS: Cameron E. Brown and Jennifer L. Brown, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 7, 2007, Dakota County Recorder, Document No. 2542566. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100196800050160519 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Loan Center, Inc. D/B/A Lending Tree Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21306 Independence Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410023002 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Wild Meadow Villas CIC No. 363 according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8674 1880111258 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279070 7/29-9/2/10

PUBLIC NOTICE

2564139. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2394 Rushmore Road, Hastings, MN 55033 TAX PARCEL I.D. #: 19-29702-340-03 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 3, Glendale Heights 3rd Additon, CIC No. 567, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2497 1119915195 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247884 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,400.00 MORTGAGOR(S): James W. Weber, Single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 30, 2007 Dakota County Recorder Document Number: 2492425 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003517510 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4404 Clover Ln # B, Saint Paul, MN 55122-2440 Tax Parcel ID Number: 10-22750-310-02 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Eden Addition, according to the Recorded Plat thereof in Dakota County, Minnesota, Together with the benefits and subject to the burdens of that certain declaration of coventants, conditions, and restrictions, Document No. 561844. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,354.75 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015210F01 2241884 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Georganne L Carlson, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2005 Dakota County Recorder Document Number: 2356375 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842244001 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4881 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-901-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6901, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,642.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

��

�� PRODUCTION, �� from financial Mortgagor(s) released AND ARE ABANDONED. obligation: NONE DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: THIS COMMUNICATION IS FROM U.S. Bank National Association A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY Wilford & Geske, P.A. INFORMATION OBTAINED WILL BE Attorneys for Assignee of Mortgagee Lawrence A. Wilford USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF James A. Geske THE DEBT AND IDENTITY OF THE 8425 Seasons Parkway, Suite 105 ORIGINAL CREDITOR WITHIN THE Woodbury, MN 55125-4393 T I M E P R O V I D E D B Y L A W I S N O T (651) 209-3300 AFFECTED BY THIS ACTION. File Number: 014992F01 THE TIME ALLOWED BY LAW FOR 2242146 7/1-8/5/10 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION OF THE DEBT AND IDENTITY OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- THE ORIGINAL CREDITOR WITHIN GAGED PREMISES ARE IMPROVED THE TIME PROVIDED BY LAW IS WITH A RESIDENTIAL DWELLING OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: December 6, DATED: July 01, 2010 2005 ASSIGNEE OF MORTGAGEE: MORTGAGOR: Peter B. Zenk, Jr., a U.S. Bank National Association single person. Wilford & Geske, P.A. MORTGAGEE: PNC Bank, National Attorneys for Assignee of Mortgagee Association s/b/m to Commonwealth Lawrence A. Wilford United Mortgage a division of National James A. Geske City Bank of Indiana n/k/a National 8425 Seasons Parkway, Suite 105 City Bank. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 February 2, 2010, Dakota Registered File Number: 015227F01 County Registrar of Titles, Document 2240262 7/1-8/5/10 No. T657568, Certificate of Title No. 138114. ASSIGNMENTS OF MORTGAGE: NONE NOTICE OF MORTGAGE Said Mortgage being Registered Land. FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions TRANSACTION AGENT: NONE of the following described mortgage: TRANSACTION AGENT'S MORTDATE OF MORTGAGE: December 02, GAGE IDENTIFICATION NUMBER ON 2002 MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTMORTGAGE: $134,800.00 GAGE ORIGINATOR STATED ON MORTGAGOR(S): Larry Lewis, A MORTGAGE: PNC Bank, National Single Person Association s/b/m to Commonwealth MORTGAGEE: TCF Mortgage Corpo- United Mortgage a division of National ration City Bank of Indiana n/k/a National DATE AND PLACE OF RECORDING: City Bank Recorded: February 18, 2003 Dakota RESIDENTIAL MORTGAGE SERCounty Recorder VICER: PNC Bank, National AssociaDocument Number: 2001394 tion MORTGAGED PROPERTY ADDRESS: ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Elec- 4 7 7 1 H i g h c r o f t C o u r t , E a g a n , M N tronic Registration Systems, Inc. 55122 Dated: May 01, 2006 TAX PARCEL I.D. #: 10-65870-070-01 Recorded: May 12, 2006 Dakota LEGAL DESCRIPTION OF PROPCounty Recorder ERTY: Document Number: 2429177 Lot 7, Block 1, St. Charles Wood. And assigned to: U.S. Bank National COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Association ORIGINAL PRINCIPAL AMOUNT OF Dated: June 17, 2010 Transaction Agent: Not Applicable MORTGAGE: $297,500.00 Transaction Agent Mortgage IdentifiAMOUNT DUE AND CLAIMED TO BE cation Number: Not Applicable DUE AS OF DATE OF NOTICE, INCLUDLender or Broker: TCF Mortgage ING TAXES, IF ANY, PAID BY MORTCorporation GAGEE: $311,439.06 Residential Mortgage Servicer: U.S. That prior to the commencement of Bank Home Mortgage this mortgage foreclosure proceeding Mortgage Originator: Not Applicable Mortgagee/Assignee of Mortgagee comCOUNTY IN WHICH PROPERTY IS plied with all notice requirements as LOCATED: Dakota required by statute; That no action or Property Address: 3235 Hill Ridge Dr proceeding has been instituted at law # 95, Eagan, MN 55121-1714 or otherwise to recover the debt T a x P a r c e l I D N u m b e r : secured by said mortgage, or any part 10-41300-095-07 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conE R T Y : U n i t 9 5 , C o m m o n I n t e r e s t tained in said mortgage, the above Community Number 347, A Planned described property will be sold by the Community, Valley Ridge Townhomes, Sheriff of said county as follows: Dakota County, Minnesota DATE AND TIME OF SALE: SeptemAMOUNT DUE AND CLAIMED TO BE ber 17, 2010 at 10:00 AM DUE AS OF DATE OF NOTICE: PLACE OF SALE: S h e r i f f ' s O f f i c e , $132,138.39 Law Enforcement Center, 1580 Hwy THAT all pre-foreclosure require- 55, Lobby #S-100, Hastings, MN ments have been complied with; that to pay the debt then secured by said no action or proceeding has been insti- Mortgage, and taxes, if any, on said tuted at law or otherwise to recover the premises, and the costs and disbursedebt secured by said mortgage, or any m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption part thereof; PURSUANT to the power of sale con- within six (6) months from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as fol- unless reduced to Five (5) weeks under MN Stat. §580.07. lows: DATE AND TIME OF SALE: August TIME AND DATE TO VACATE PROPERTY: If the real estate is an 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County owner-occupied, single-family dwellLaw Enforcement Center, 1580 High- ing, unless otherwise provided by law, way 55, Lobby S-100, Hastings, Minne- the date on or before which the mortgagor(s) must vacate the property if the sota to pay the debt secured by said mortmortgage is not reinstated under secgage and taxes, if any, on said pre- tion 580.30 or the property is not mises and the costs and disburse- redeemed under section 580.23 is ments, including attorney fees allowed 11:59 p.m. on March 17, 2011. by law, subject to redemption within MORTGAGOR(S) RELEASED FROM six (6) months from the date of said FINANCIAL OBLIGATION ON MORTsale by the mortgagor(s), their per- GAGE: None "THE TIME ALLOWED BY LAW FOR sonal representatives or assigns. If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER February 13, 2011, or the next busi- MINNESOTA STATUTES, SECTION ness day if February 13, 2011 falls on a 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTSaturday, Sunday or legal holiday. Mortgagor(s) released from financial GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF obligation: NONE THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY P R O D U C T I O N , A N D A R E INFORMATION OBTAINED WILL BE ABANDONED." Dated: July 21, 2010. USED FOR THAT PURPOSE. PNC Bank, National Association THE RIGHT TO VERIFICATION OF Mortgagee/Assignee of Mortgagee THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E P R O V I D E D B Y L A W I S N O T By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 4-1954 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 0004399420 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 7/29-9/2/10 OTHER THINGS, THAT THE MORT- 2277449 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL �� PRODUCTION, AND ARE ABANDONED.

PUBLIC NOTICE

�� C o u n t y�� Recorder, 2414586. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 4 , 2005 MORTGAGORS: David Johnson and Katie Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 1, 2005, Dakota County Recorder, Document No. 2376546. ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc., Dated: July 6, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400004586390 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Residential Credit Solutions, Inc. MORTGAGED PROPERTY ADDRESS: 18438 Eldorado Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19507-080-05 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Dakota County Estates 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $284,847.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. Residential Credit Solutions, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1420 2000373659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2278975 7/29-9/2/10

PUBLIC NOTICE

Document No.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CH1, Asset Backed Pass-Through Certificates, Series 2006-CH1, Dated: June 14, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 30025 West Foliage Avenue, Northfield, MN 55057 TAX PARCEL I.D. #: 16-01500-010-02 LEGAL DESCRIPTION OF PROPERTY: North 400 Feet of the East 400 feet of the North 1/2 of the Northeast 1/4 of Section 15, Township 112, Range 20, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,434.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 17 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. US Bank National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3969 22321939 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2247865 7/1-8/5/10

PUBLIC NOTICE

TAX PARCEL I.D. #: 023217510705 & 023217506605 LEGAL DESCRIPTION OF PROPERTY: Unit No. A107, Storage Unit No. S11, and Garage Unit No. G66, Uptown Landing, a Condominium, Common Interest Community No. 478, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,569.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2010. Green Tree Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1673 89684012 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2246398 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State,

and for the said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2241936 7/1-8/5/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,090.00 MORTGAGOR(S): Michael B. Dousette and Lori M. Dousette, husband and wife MORTGAGEE: Optimum Mortgage Services Inc. DATE AND PLACE OF RECORDING: Recorded: February 02, 2004 Dakota County Recorder Document Number: 2170851 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 29, 2003 Recorded: February 02, 2004 Dakota County Recorder Document Number: 2170852 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428204 And assigned to: U.S. Bank National Association Dated: June 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000212-4800193530-1 Lender or Broker: Optimum Mortgage Services Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3901 Princeton Trl, Eagan, MN 55123-1522 Tax Parcel ID Number: 10-45075-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Lexington Square, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,636.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015512F01 2254158 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,320.00 MORTGAGOR(S): Crystal Nguyen, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2006 Dakota County Recorder Document Number: 2405613 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000116596 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 13th St, Farmington, MN 55024-1790 Tax Parcel ID Number: 14-22505-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, East Farmington 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,851.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014978F01 2251820 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,625.00 MORTGAGOR(S): Heidi S. Beyer, a single person MORTGAGEE: Bankers Mortgage Company, LLC, a Minnesota company DATE AND PLACE OF RECORDING: Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147847 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank N.A. Dated: October 24, 2003 Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147848 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC, a Minnesota company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1120 Lilac Ct, Hastings, MN 55033-2539 Tax Parcel ID Number: 19-19503-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Dakota Hills Fourth Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,917.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006333F03 2278279 7/29-9/2/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,490.00 MORTGAGOR(S): Darin P Pearson and Lori M Pearson, husband and wife MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: January 04, 2002 Dakota County Recorder Document Number: 1847579 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: October 17, 2001 Recorded: January 04, 2002 Dakota County Recorder Document Number: 1847580 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 09, 2006 Dakota County Recorder Document Number: 2427179 And assigned to: U.S. Bank National Association Dated: July 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001718590 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16144 Finch Ave W, Rosemount, MN 55068-1236 Tax Parcel ID Number: 22-21177-130-13 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 13, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,119.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015889F01 2278295 7/29-9/2/10

PUBLIC NOTICE

band. MORTGAGEE: Mortgages Unlimited, Inc.. DATE AND PLACE OF RECORDING: Recorded December 5, 2003, Dakota County Recorder, Document No. 2148603. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc., Dated: October 24, 2003, Recorded: December 5, 2003, Document No. 2148604. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18 Oak Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142605003003 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, P.H. Feely's Addition to Farmington, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,853.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4148 641182602 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254715 7/8-8/12/10

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 17045 Georgetown Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16704-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Cedar Highlands 5th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $258,949.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1978 653341288 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254744 7/8-8/12/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 30, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1767 0000407210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254147 7/8-8/12/10

PUBLIC NOTICE

��

�� USED ��IN�� owner occupied, single family�� dwell PROPERTY AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." gagor(s) must vacate the property if the Dated: July 1, 2010. mortgage is not reinstated under secU.S. Bank, N. A. tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on February 26, 2011. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee GAGE: None 4500 Park Glen Road #300 "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP19-1117 RESENTATIVES OR ASSIGNS, MAY BE 6800105419 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 7/8-8/12/10 MINNESOTA STATUTES, SECTION 2254679 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL default has occurred in the conditions P R O D U C T I O N , A N D A R E of the following described mortgage: ABANDONED." DATE OF MORTGAGE: January 26, Dated: July 1, 2010. 2007 U.S. Bank, N. A. ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $239,600.00 MORTGAGOR(S): Bradley James By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Bahe and Kari Lee Bahe, husband and wife Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF REGISTER(952) 925-6888 ING: 19-1123 Registered: February 12, 2007 7890765627 THIS IS A COMMUNICATION FROM Dakota County Registrar of Titles Document Number: 605798 A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2254689 7/8-8/12/10 And assigned to: BAC Home Loans Servicing, LP Dated: February 12, 2010 Registered: February 16, 2010 NOTICE OF MORTGAGE Dakota County Registrar of Titles FORECLOSURE SALE Document Number: T658066 THE RIGHT TO VERIFICATION Transaction Agent: Mortgage ElecOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTHE TIME PROVIDED BY LAW IS cation Number: 100257000001145109 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Lender or Broker: VIRTUALBANK, a default has occurred in conditions of Division of Lydian Private Bank Residential Mortgage Servicer: BAC the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r Home Loans Servicing, L.P. 28, 2007 Mortgage Originator: Not Applicable MORTGAGORS: D a n i e l J o r g e n s o n CERTIFICATE OF TITLE NUMBER: and Laurie L. Jorgenson, husband and 141978 wife. COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Property Address: 13600 Hemlock Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Ct, Apple Valley, MN 55124-9580 Tax Parcel ID Number: Recorded October 16, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . 01-56775-250-03 LEGAL DESCRIPTION OF PROP2550725. A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot Twenty-five (25), Block Assigned to: U.S. Bank, N.A., Dated: Three (3), in Palomino Woods, Dakota County, Minnesota June 18, 2010. TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - $250,362.54 THAT all pre-foreclosure requireGAGE IDENTIFICATION NUMBER ON ments have been complied with; that MORTGAGE: 100137510000314965 LENDER OR BROKER AND MORT- no action or proceeding has been instiG A G E O R I G I N A T O R S T A T E D O N tuted at law or otherwise to recover the MORTGAGE: Lakeland Mortgage Cor- debt secured by said mortgage, or any part thereof; that this is registered poration R E S I D E N T I A L M O R T G A G E S E R - property; PURSUANT to the power of sale conVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 18897 Exclusive Path, Farmington, MN above-described property will be sold 55024 by the Sheriff of said county as folTAX PARCEL I.D. #: 145050608004 lows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: September 10, 2010 at 10:00 AM ERTY: PLACE OF SALE: Dakota County Lot 8, Block 4, Nelsen Hills Farm 7th Addition, Dakota County, Minnesota. Law Enforcement Center, 1580 HighCOUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, Minnesota LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt secured by said mortgage and taxes, if any, on said preMORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- ments, including attorney fees allowed ING TAXES, IF ANY, PAID BY MORT- by law, subject to redemption within GAGEE: $344,401.71 six (6) months from the date of said That prior to the commencement of sale by the mortgagor(s), their perthis mortgage foreclosure proceeding sonal representatives or assigns. Mortgagee/Assignee of Mortgagee comIf the Mortgage is not reinstated plied with all notice requirements as under Minn. Stat. §580.30 or the proprequired by statute; That no action or erty is not redeemed under Minn. Stat. proceeding has been instituted at law §580.23, the Mortgagor must vacate o r o t h e r w i s e t o r e c o v e r t h e d e b t the property on or before 11:59 p.m. on secured by said mortgage, or any part March 10, 2011, or the next business thereof; day if March 10, 2011 falls on a SaturPURSUANT to the power of sale con- day, Sunday or legal holiday. tained in said mortgage, the above Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: THIS COMMUNICATION IS FROM DATE AND TIME OF SALE: August A DEBT COLLECTOR ATTEMPT26, 2010 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE: S h e r i f f ' s O f f i c e , INFORMATION OBTAINED WILL BE Law Enforcement Center, 1580 Hwy USED FOR THAT PURPOSE. 55, Lobby #S-100, Hastings, MN THE RIGHT TO VERIFICATION OF to pay the debt then secured by said THE DEBT AND IDENTITY OF THE Mortgage, and taxes, if any, on said ORIGINAL CREDITOR WITHIN THE premises, and the costs and disburse- T I M E P R O V I D E D B Y L A W I S N O T m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s AFFECTED BY THIS ACTION. allowed by law subject to redemption THE TIME ALLOWED BY LAW FOR within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. CIAL ORDER IS ENTERED UNDER TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not PRODUCTION, AND ARE ABANDONED. redeemed under section 580.23 is DATED: July 29, 2010 11:59 p.m. on February 28, 2011. ASSIGNEE OF MORTGAGEE: MORTGAGOR(S) RELEASED FROM BAC Home Loans Servicing, LP FINANCIAL OBLIGATION ON MORT- Wilford & Geske, P.A. GAGE: None Attorneys for Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR Lawrence A. Wilford REDEMPTION BY THE MORTGAGOR, James A. Geske THE MORTGAGOR'S PERSONAL REP- 8425 Seasons Parkway, Suite 105 RESENTATIVES OR ASSIGNS, MAY BE Woodbury, MN 55125-4393 REDUCED TO FIVE WEEKS IF A JUDI- (651) 209-3300 CIAL ORDER IS ENTERED UNDER File Number: 012681F02 MINNESOTA STATUTES, SECTION 2273943 7/29-9/2/10 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL ��

PUBLIC NOTICE

�� 2297266. ASSIGNMENTS ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2275738 7/29-9/2/10

PUBLIC NOTICE

OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: June 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000170797 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14389 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-060-05 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Bloomfield Common Interest Community No. 250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,899.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 28, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1062 0018591800 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254766 7/8-8/12/10

PUBLIC NOTICE

View Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,947.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,104.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8544 1771672999 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254507 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,589.00 MORTGAGOR(S): Ann Claire Hearnen, an unmarried woman MORTGAGEE: U.S. Bank N.A. DATE AND PLACE OF RECORDING: Recorded: October 02, 2002 Dakota County Recorder Document Number: 1942723 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 66 Birnamwood Dr, Burnsville, MN 55337-2977 Tax Parcel ID Number: 02-14002-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Birnamwood Plat 3, Common Interest Community #170, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,884.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015060F01 2254991 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007 MORTGAGORS: Kevin L. Prow and Megan Prow, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 21, 2007, Dakota County Recorder, Document No. 2562985. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: May 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100105600023314551 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: USAA Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16054 Excel Way, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-20862-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Dodd Pointe 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,357.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1083 6850048038 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254537 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,200.00 MORTGAGOR(S): Car ol L. Markwardt and Danny R. Markwardt, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 20, 2007 Dakota County Recorder Document Number: 2511267 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604734200084 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3201 Skyview Dr, Burnsville, MN 55337-1858 Tax Parcel ID Number: 02-73252-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Sunset Terrace Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,676.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006151F03 2276321 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,900.00 MORTGAGOR(S): Michael Kaiser and Lucille C Kaiser, husband and wife MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2004 Dakota County Recorder Document Number: 2227133 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: June 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021800051946750 Lender or Broker: Washtenaw Mortgage Company Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1304 Birch Ct, Farmington, MN 55024-1457 Tax Parcel ID Number: 14-22503-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block Two, East Farmington Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,302.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013248F02 2254183 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Nathan M. Rose, an unmarried man and Lauren M. Pilon, an unmarried woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: December 22, 2004 Dakota County Recorder Document Number: 2278654 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13607 Knox Dr, Burnsville, MN 55337-4379 Tax Parcel ID Number: 02-15383-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Burnhaven Woods Plat Five, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,363.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

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no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003708F02 2254844 7/8-8/12/10

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4150 2003812242 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254735 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 4 , 2003 MORTGAGOR: A l e c i a M . K a i s e r , a single person. MORTGAGEE: Mortgage Source, Inc. DATE AND PLACE OF RECORDING: Recorded May 2, 2003, Dakota County Recorder, Document No. 2041491. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 24, 2003, Recorded: May 2, 2003, Document No. 2041492. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 597 Crane Creek Lane, Eagan, MN 55121 TAX PARCEL I.D. #: 101847523001 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Crane Creek Addition, CIC No 297, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,263.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1128 7810302067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254577 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2007 MORTGAGOR: Michael W. Richards, a single man. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544409. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1325 Prairieview Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-15304-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Bristol Square Fifth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,148.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2409 3014219681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2274627 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Enatalem Fenta a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 14, 2007 Dakota County Recorder Document Number: 2524278 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: July 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039224350046248 Lender o r B r o k e r : First Magnus Financial Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1061 Hall Ave, West Saint Paul, MN 55118-1424 Tax Parcel ID Number: 42-75100-010-00 LEGAL DESCRIPTION OF PROPERTY: Lot One (1) of Tanzers Subdivision, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,048.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007653F03 2273157 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,050.00 MORTGAGOR(S): Daniel R Palodichuk and Angela M Palodichuk, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482640 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800911960710 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 403 17th St W, Hastings, MN 55033-3030

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�� way �� Minne Hastings, MN 55033-3030 55, Lobby �� S 100, Hastings, T a x P a r c e l I D N u m b e r : sota 19-88150-020-13 to pay the debt secured by said mortL E G A L D E S C R I P T I O N O F P R O P - gage and taxes, if any, on said preERTY: All of Lot 1, and the North 12 mises and the costs and disbursefeet of Lot 2, and the South 25 feet of ments, including attorney fees allowed the North 37 feet of the West 32 feet of by law, subject to redemption within Lot 2, all in Block 13, Young's Addi- six (6) months from the date of said tion to Hastings, Dakota County, Min- sale by the mortgagor(s), their pernesota. sonal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated D U E A S O F D A T E O F N O T I C E : under Minn. Stat. §580.30 or the prop$279,412.75 erty is not redeemed under Minn. Stat. THAT all pre-foreclosure require- §580.23, the Mortgagor must vacate ments have been complied with; that the property on or before 11:59 p.m. on no action or proceeding has been insti- February 23, 2011, or the next busituted at law or otherwise to recover the ness day if February 23, 2011 falls on a debt secured by said mortgage, or any Saturday, Sunday or legal holiday. part thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the THIS COMMUNICATION IS FROM above-described property will be sold A DEBT COLLECTOR ATTEMPTby the Sheriff of said county as fol- ING TO COLLECT A DEBT. ANY lows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: August USED FOR THAT PURPOSE. 20, 2010 at 10:00 AM THE RIGHT TO VERIFICATION OF PLACE OF SALE: Dakota County THE DEBT AND IDENTITY OF THE Law Enforcement Center, 1580 High- ORIGINAL CREDITOR WITHIN THE way 55, Lobby S-100, Hastings, Minne- T I M E P R O V I D E D B Y L A W I S N O T sota AFFECTED BY THIS ACTION. to pay the debt secured by said mortTHE TIME ALLOWED BY LAW FOR gage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPments, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG sonal representatives or assigns. If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL February 20, 2011, or the next busi- PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 ness day if February 20, 2011 falls on a ASSIGNEE OF MORTGAGEE: Saturday, Sunday or legal holiday. U.S. Bank National Association Mortgagor(s) released from financial Wilford & Geske, P.A. obligation: NONE THIS COMMUNICATION IS FROM Attorneys for Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- Lawrence A. Wilford ING TO COLLECT A DEBT. ANY James A. Geske INFORMATION OBTAINED WILL BE 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (651) 209-3300 THE DEBT AND IDENTITY OF THE File Number: 015385F01 7/8-8/12/10 ORIGINAL CREDITOR WITHIN THE 2251548 TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPTHE RIGHT TO VERIFICATION RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- OF THE DEBT AND IDENTITY OF CIAL ORDER IS ENTERED UNDER THE ORIGINAL CREDITOR WITHIN MINNESOTA STATUTES, SECTION THE TIME PROVIDED BY LAW IS 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in conditions of WITH A RESIDENTIAL DWELLING OF the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 17, 2002 Jay B. KochendorMORTGAGORS: PRODUCTION, AND ARE ABANDONED. fer and Christina A. Kochendorfer, DATED: July 08, 2010 husband and wife. MORTGAGEE: Mortgage Electronic MORTGAGEE: N a t i o n a l C i t y R e a l Registration Systems, Inc. Estate Services LLC s/b/m National Wilford & Geske, P.A. City Mortgage, Inc. f/k/a National City Attorneys for Mortgagee Mortgage Co.. Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded October 2, 2002, Dakota 8425 Seasons Parkway, Suite 105 County Recorder, Document No. Woodbury, MN 55125-4393 1943041. (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 015256F01 to: PNC Bank, National AssoAssigned 2254211 7/8-8/12/10 ciation, Dated: June 16, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE MORTGAGE: NONE FORECLOSURE SALE LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN that default has occurred in the conditions G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: National City Real Estate of the following described mortgage: DATE OF MORTGAGE: October 15, Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage 2007 ORIGINAL PRINCIPAL AMOUNT OF Co. RESIDENTIAL MORTGAGE SERMORTGAGE: $137,738.00 MORTGAGOR(S): Kathleen Robin- VICER: PNC Bank, National Associason, a single woman tion MORTGAGEE: Mortgage Electronic MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. 812 West 15th Street, Hastings, MN DATE AND PLACE OF RECORDING: 55033 Recorded: February 06, 2008 Dakota TAX PARCEL I.D. #: 193195008017 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2570681 ERTY: ASSIGNMENTS OF MORTGAGE: Lots 5 and 8 excepting therefrom the And assigned to: U.S. Bank National East 70 feet thereof and excepting Association therefrom the South 27 feet of Lot 8, all in Block 17, Hancock, Thomas Dated: June 24, 2010 and Co's, Addition to the Town of Transaction Agent: Mortgage ElecHastings. tronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS Transaction Agent Mortgage IdentifiLOCATED: Dakota cation Number: 100021268001110689 ORIGINAL PRINCIPAL AMOUNT OF Lender or Broker: Minnesota LendMORTGAGE: $123,500.00 ing Company, LLC AMOUNT DUE AND CLAIMED TO BE Residential Mortgage Servicer: U.S. DUE AS OF DATE OF NOTICE, INCLUDBank Home Mortgage ING TAXES, IF ANY, PAID BY MORTMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS GAGEE: $117,959.31 That prior to the commencement of LOCATED: Dakota Property Address: 3463 Greenwood this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comCt S, Eagan, MN 55122-1308 T a x P a r c e l I D N u m b e r : plied with all notice requirements as required by statute; That no action or 10-73000-010-18 L E G A L D E S C R I P T I O N O F P R O P - proceeding has been instituted at law ERTY: Lot one (1), Block eighteen (18) o r o t h e r w i s e t o r e c o v e r t h e d e b t and Lot two (2), Block seventeen (17), secured by said mortgage, or any part Surrey Heights First Addition, accord- thereof; ing to the recorded plat thereof on file PURSUANT to the power of sale conand record in the office of the county tained in said mortgage, the above recorder, Dakota County, Minnesota. described property will be sold by the AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DUE AS OF DATE OF NOTICE: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM $140,796.91 THAT all pre-foreclosure requirePLACE OF SALE: S h e r i f f ' s O f f i c e , ments have been complied with; that Law Enforcement Center, 1580 Hwy no action or proceeding has been insti- 55, Lobby #S-100, Hastings, MN tuted at law or otherwise to recover the to pay the debt then secured by said debt secured by said mortgage, or any Mortgage, and taxes, if any, on said premises, and the costs and disbursepart thereof; PURSUANT to the power of sale con- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s t a i n e d i n s a i d m o r t g a g e , t h e allowed by law subject to redemption above-described property will be sold within six (6) months from the date of by the Sheriff of said county as fol- said sale by the mortgagor(s), their lows: personal representatives or assigns DATE AND TIME OF SALE: August unless reduced to Five (5) weeks under 23, 2010 at 10:00 AM MN Stat. §580.07. TIME AND DATE TO VACATE PROPPLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- ��

PUBLIC NOTICE

�� PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. �� TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2190 0001489380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262146 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,500.00 MORTGAGOR(S): Nabil J. Browne, an unmarried Man MORTGAGEE: 2004-0000313, LLC DATE AND PLACE OF RECORDING: Recorded: April 20, 2006 Dakota County Recorder Document Number: 2421922 ASSIGNMENTS OF MORTGAGE: And assigned to: Guidance Residential, LLC Dated: February 23, 2006 Recorded: April 20, 2006 Dakota County Recorder Document Number: 2421923 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: 2004-0000313, LLC Residential Mortgage Servicer: Dovenmuehle Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8196 Custers Trl, Inver Grove Heights, MN 55076-3377 Tax Parcel ID Number: 20-82100-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Four (4), Village Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,656.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015477F01 2260040 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,250.00 MORTGAGOR(S): Randall S. Smith and Kristine L. Smith, husband and wife MORTGAGEE: The Morris Long Group DATE AND PLACE OF RECORDING: Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110162 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 19, 2003 Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110163 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Morris Long Group Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3149 198th St W, Farmington, MN 55024-1748 Tax Parcel ID Number: 12-23650-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Empire Glen AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,522.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014065F01 2272170 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has been made in the terms

default has been made in the terms and conditions of the Declaration of River Ridge of Eagan Homeowners Association, a Minnesota nonprofit corporation, (henceforth the "Declaration") recorded in the office of the Registrar of Titles for Dakota County, Minnesota on April 21, 2006, as Document No. 588552, as amended Document No. 592313, which covers the following property: Unit No. 317, CIC No. 488, River Ridge of Eagan Condominiums, a condominium located in the County of Dakota, State of Minnesota WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from Ludmila Avdulova, title holder, to River Ridge of Eagan Homeowners Association, a Minnesota nonprofit corporation, the principle amount of Four Thousand Forty Eight and 59/100ths Dollars ($4,048.59) for unpaid plumbing repairs, assessments, late fees and related charges, plus assessments, collection costs, attorney's fees and other amounts will be incurred since said date, including costs of collection and foreclosure. WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof; WHEREAS, the owners have not been released from the financial obligation to pay said amount; WHEREAS, pursuant to the Declaration and Minn. Stat. §515B.3-116, said debt created a lien upon said premises in favor of River Ridge of Eagan Homeowners Association as evidenced by the lien statement recorded on June 2, 2010 in the office of the Dakota County Registrar of Titles as Document No. T662731; WHEREAS, pursuant to the power of sale granted by the owner in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property on August 27, 2010 at 10:00 a.m. by the sheriff of said county at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney's fees as allowed by law. The time allowed by the law for redemption by the unit owner, their personal representatives or assigns is six (6) months from the date of said sale. Absent reinstatement under Minn. Stat. § 580.30 or redemption under Minn. Stat. § 580.23, the property must be vacated on or before 11:59 p.m. on February 27, 2011 or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. The following information is provided pursuant to Minnesota Statutes Section 580.025: (1) Street Address of Property: 2103 Silver Bell Road, Unit 317, Eagan, Minnesota 55122 (2) N a m e o f T r a n s a c t i o n A g e n t , Residential Mortgage Servicer, Lender &/or Broker: N/A (3) Tax Parcel Identification Number of the Property: 10-82750-317-05 (4) Transaction Agent's Mortgage Identification Number, if known: N/A (5) Name of Mortgage Originator, if stated on mortgage: N/A REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT P R O P E R T Y U S E D F O R AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 15, 2010 Lienor: River Ridge of Eagan Homeowners Association By: Patrick S. Collins Its: Attorney in Fact OSKIE, HAMILTON & SOFIO, P.A. By: Patrick S. Collins, I.D. #0302557 Attorneys for Lienor 970 Raymond Avenue, Ste. 202 St. Paul, MN 55114 2260759 7/15-8/19/10P

PUBLIC NOTICE

on June 24, 2005, as Document No. 2333813 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Dated: May 20, 2010 , and recorded June 21, 2010 by Document No. 2736539 . LEGAL DESCRIPTION OF PROPERTY: Unit Number 1207, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, a Condominium located in Dakota County, Minnesota. PROPERTY ADDRESS: 726 Tamarack Trail, Farmington, MN 55024 PROPERTY I.D: 147490220706 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Nine Thousand One Hundred Ninety-Four and 21/100 ($139,194.21) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 31, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00278-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3641635 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010, 08/12/2010, 08/19/2010 2258662 7/15-8/19/10

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1027 0048039721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262323 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Amanda A Rowe, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 12, 2002 Dakota County Recorder Document Number: 1915257 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7228 165th St W, Lakeville, MN 55068 Tax Parcel ID Number: 22-21100-060-06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Donnay's College Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,945.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015770F01 2261095 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Jason D O'Leary and Nicole M O'Leary, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 17, 2007 Dakota County Recorder Document Number: 2538282 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: July 26, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1336 Windcrest Ave, Saint Paul, MN 55123-1476 Tax Parcel ID Number: 10-84461-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Windcrest 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,822.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016119F01 2278354 7/29-9/2/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGOR: Sarah A. Schuhwerck, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 30, 2003, Dakota County Recorder, Document No. 2117806. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 25 Willow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 143020002003 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Glenview Townhomes and Commercial, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $120,959.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 3074667670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279157 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: July 12, 2010. PURSUANT TO THE VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT, DATED JULY 1, 2010, AND RECORDED ON JULY 1, 2010 WITH THE OFFICE OF THE COUNTY RECORDER, DAKOTA COUNTY, MINNESOTA AS DOCUMENT NO. 2738445: NOTICE IS HEREBY GIVEN THAT: Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00.

MORTGAGE: $173,000.00. MORTGAGOR(S): Elite Services, Inc., a Minnesota corporation. MORTGAGEE: Mainstreet Bank. DATE AND PLACE OF RECORDING: Recorded: December 7, 2004 Dakota County Recorder Document Number: 2273714 ASSIGNMENT OF MORTGAGE: Assigned to Central Bank, a Minnesota banking corporation, by written assignment recorded on June 4, 2010, as Document Number 2733880. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County. Property Address: 2414 117th Street East, Burnsville, Minnesota 55337. Tax Parcel ID Numbers: 02 17815 020 01. LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cliff Cove Town Office Park, Common Interest Community No. 312, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,117.48. THAT the requisites of Minn. Stat. 580.02 have been satisfied and all pre-foreclosure notice and acceleration requirements of said mortgage have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is abstract property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033: to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor, its personal representatives or assigns is two (2) months from the date of sale. The holder of a junior lien who has filed a notice of intent to redeem may redeem beginning after expiration of the mortgagor’s redemption period. NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE FORECLOSURE DATA (1) Street address, city and zip code of mortgaged premises: 2414 117th Street East, Burnsville, Minnesota 55337. (2) Transaction agent; residential mortgage servicer; and lender or broker: Central Bank. (3) Tax parcel identification numbers: 02 17815 020 01. (4) Transaction agent’s mortgage ID number (MERS number): Not Applicable. (5) Name of mortgage originator: Mainstreet Bank. Dated: July 12, 2010 PAIEMENT LAW OFFICE, LLC By: Joseph M. Paiement (#169122) St. Croix Business Center, #155 44 St. Croix Trail S., Lakeland, MN 55043 651.436.1556 Attorney for Mortgage Assignee, Central Bank THIS INSTRUMENT WAS DRAFTED BY: Paiement Law Office, LLC 44 St. Croix Trail S., Suite 155 Lakeland, MN 55043 651.436.1556 2261185 7/15-8/5/10

PUBLIC NOTICE

150 feet of the West 290.40 feet of said Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,068.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3040 3011338229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2261432 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,018.00 MORTGAGOR(S): Heather Sale and Erik T. Lyke aka Erick T. Lyke, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2007 Dakota County Recorder Document Number: 2550145 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10019960000153648 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5627 200th St W, Farmington, MN 55024-8422 Tax Parcel ID Number: 14-16504-103-06 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1103, Common Interest Community No. 328, Charleswood Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,724.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015466F01 2256052 7/15-8/19/10

PUBLIC NOTICE

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�� REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER NOTICE IS HEREBY GIVEN that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in the conditions OTHER THINGS, THAT THE MORT- of the following described mortgage: DATE OF MORTGAGE: August 16, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2005 ORIGINAL PRINCIPAL AMOUNT OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MORTGAGE: $200,000.00 MORTGAGOR(S): Jeff Giacomini and P R O D U C T I O N , A N D A R E Kim Giacomini, husband and wife ABANDONED." MORTGAGEE: Mortgage Electronic Dated: July 6, 2010. Registration Systems, Inc. CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee Recorded: January 24, 2006 Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. County Recorder By: Paul A. Weingarden Document Number: 2399667 Attorneys for Mortgagee/Assignee of ASSIGNMENTS OF MORTGAGE: Mortgagee And assigned to: BAC Home Loans 4500 Park Glen Road #300 Servicing, LP Minneapolis, MN 55416 Dated: May 27, 2010 (952) 925-6888 Recorded: June 03, 2010 Dakota 10-1772 County Recorder 644848429 Document Number: 2733446 THIS IS A COMMUNICATION FROM Transaction Agent: Mortgage ElecA DEBT COLLECTOR. 2259327 7/15-8/19/10 tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700008760178 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. NOTICE OF MORTGAGE Residential Mortgage Servicer: BAC FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t Home Loans Servicing, L.P. Mortgage Originator: Not Applicable default has occurred in the conditions COUNTY IN WHICH PROPERTY IS of the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: May 19, 2006 Property Address: 14760 Delmar Ct, ORIGINAL PRINCIPAL AMOUNT OF Rosemount, MN 55068-4573 MORTGAGE: $249,000.00 Tax Parcel ID Number: MORTGAGOR(S): Renee M. Turner And Kevin R. Turner, Wife and Hus- 34.15250.140.02 LEGAL DESCRIPTION OF PROPband MORTGAGEE: Mortgage Electronic ERTY: Lot 14, Block 2, Broback Park, Dakota County, Minnesota. Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: Recorded: June 08, 2006 Dakota D U E A S O F D A T E O F N O T I C E : $224,179.81 County Recorder THAT all pre-foreclosure requireDocument Number: 2436063 ments have been complied with; that ASSIGNMENTS OF MORTGAGE: action or proceeding has been instino And assigned to: U.S. Bank National tuted at law or otherwise to recover the Association debt secured by said mortgage, or any Dated: July 15, 2010 Transaction Agent: Mortgage Elec- part thereof; PURSUANT to the power of sale contronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold cation Number: 100021278924379048 Lender or Broker: Bancorp Advan- by the Sheriff of said county as follows: tage LLC DATE AND TIME OF SALE: July 23, Residential Mortgage Servicer: U.S. 2010 at 10:00 AM Bank Home Mortgage PLACE OF SALE: Dakota County Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneLOCATED: Dakota Property Address: 15647 Eaglewood sota to pay the debt secured by said mortLn, Apple Valley, MN 55124-7828 T a x P a r c e l I D N u m b e r : gage and taxes, if any, on said premises and the costs and disburse01-18052-502-21 L E G A L D E S C R I P T I O N O F P R O P - ments, including attorney fees allowed ERTY: Unit No. 1502, Common Inter- by law, subject to redemption within est Community No. 397, Bayside, A six (6) months from the date of said condominium, Dakota County, Minne- sale by the mortgagor(s), their personal representatives or assigns. sota. If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. $247,586.76 THAT all pre-foreclosure require- §580.23, the Mortgagor must vacate property on or before 11:59 p.m. on the ments have been complied with; that no action or proceeding has been insti- January 23, 2011, or the next busituted at law or otherwise to recover the ness day if January 23, 2011 falls on a debt secured by said mortgage, or any Saturday, Sunday or legal holiday. Mortgagor(s) released from financial part thereof; PURSUANT to the power of sale con- obligation: NONE THIS COMMUNICATION IS FROM tained in said mortgage, the above-described property will be sold A DEBT COLLECTOR ATTEMPTby the Sheriff of said county as fol- ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE lows: DATE AND TIME OF SALE: Septem- USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF ber 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mortgage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, MORTGAGOR'S PERSONAL REPTHE mises and the costs and disbursements, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG sonal representatives or assigns. If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL March 10, 2011, or the next business PRODUCTION, AND ARE ABANDONED. DATED: June 10, 2010 day if March 10, 2011 falls on a SaturASSIGNEE OF MORTGAGEE: day, Sunday or legal holiday. BAC Home Loans Servicing, LP Mortgagor(s) released from financial Wilford & Geske, P.A. obligation: NONE THIS COMMUNICATION IS FROM Attorneys for Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- Lawrence A. Wilford ING TO COLLECT A DEBT. ANY James A. Geske INFORMATION OBTAINED WILL BE 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (651) 209-3300 THE DEBT AND IDENTITY OF THE File Number: 012476F02 NOTICE OF POSTPONEMENT OF ORIGINAL CREDITOR WITHIN THE MORTGAGE FORECLOSURE SALE TIME PROVIDED BY LAW IS NOT The above referenced sale scheduled AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR for July 23, 2010 at 10:00 AM has been REDEMPTION BY THE MORTGAGOR, postponed to September 02, 2010 at THE MORTGAGOR'S PERSONAL REP- 10:00 AM in the Dakota County Law RESENTATIVES OR ASSIGNS, MAY BE Enforcement Center, 1580 Highway 55, REDUCED TO FIVE WEEKS IF A JUDI- Lobby S-100, Hastings, Minnesota in CIAL ORDER IS ENTERED UNDER said County and State. DATED: July 23, 2010 MINNESOTA STATUTES, SECTION ASSIGNEE OF MORTGAGEE: 582.032, DETERMINING, AMONG BAC Home Loans Servicing, LP OTHER THINGS, THAT THE MORTWilford & Geske, P.A. GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Attorneys for Assignee Of Mortgagee: LESS THAN FIVE UNITS, ARE NOT Lawrence A. Wilford PROPERTY USED IN AGRICULTURAL James A. Geske 8425 Seasons Parkway, Suite 105 PRODUCTION, AND ARE ABANDONED. Woodbury, MN 55125-4393 DATED: July 29, 2010 (651) 209-3300 ASSIGNEE OF MORTGAGEE: File Number: 012476F02 U.S. Bank National Association 2267981 7/29/10 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015827F01 2272239 7/29-9/2/10

PUBLIC NOTICE

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�� Dated:�� June 22, 2010 Transaction Agent: Mortgage ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 4 , 2006 MORTGAGOR: W i l l i a m M i l l e r , a single person. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded February 10, 2006, Dakota County Recorder, Document No. 2405063. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1120 Honeysuckle Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 191950307001 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block One (1), Dakota Hills Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,452.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3648 651917428 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2278933 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,720.00 MORTGAGOR(S): Shannon L. Daly, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 01, 2005 Dakota County Recorder Document Number: 2309551 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: June 22, 2010

Elec-

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004918150-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14116 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Foxmoore Ridge Two, Common Interest community No. 128, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,553.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015480F01 2256087 7/15-8/19/10

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $373,573.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-137 0010364107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262194 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 23, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722 on January 31, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 111, Diffley Commons 2nd Addition, Villas and Garden Homes, a Condominium, Condominium #116, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan MN 55122 TAX PARCEL ID NUMBER: 10-20451-111-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 23, 2010, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,132.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 23, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 3, 2010, as Document No. 2712241 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including

with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons/DeYoung/09-7-953D)

2260645

7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , 2006 MORTGAGOR: Ruben Pardomo, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 22, 2006, Dakota County Recorder, Document No. 2477229. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiGroup Global Markets Realty Corp., Dated: October 23, 2009, Recorded: November 2, 2009, Document No. 2693729. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011048508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin, A division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services MORTGAGED PROPERTY ADDRESS: 19800 Dover Drive, Farmington, MN 55024 FKA 4698 198th Street W., Farmington, MN 55024 TAX PARCEL I.D. #: 145680001003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Parkview Ponds, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $344,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $396,116.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. CitiGroup Global Markets Realty Corp. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2922 2000582681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262357 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2006 MORTGAGORS: Brian L. Myers and Lorinda B. Feldman Myers, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 5, 2006, Dakota County Recorder, Document No. 2418107. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 620 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-88100-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot Number 3 in Youngkrantz Addition of Dakota County Records COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,395.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,313.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2695 0061134037 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279130 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2004 MORTGAGORS: Ellen M. Vollmar and Paula Duininck, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2004, Dakota County Recorder, Document No. 2256521. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020405670256 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2020 Big Oak Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021568021003 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Burnsville Manor, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,437.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8679 1915034322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279093 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Nicholas C. Wille, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 02, 2006 Dakota County Recorder Document Number: 2424800 ASSIGNMENTS OF MORTGAGE: And assigned to: E*Trade Bank Dated: July 02, 2009 Recorded: July 17, 2009 Dakota

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Recorded: July 17, 2009 Dakota County Recorder Document Number: 2671940 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059120011002106 Lender or Broker: E*Trade Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1105 Charlton St, West Saint Paul, MN 55118-1220 Tax Parcel ID Number: 42-01800-050-31 LEGAL DESCRIPTION OF PROPERTY: Part of Lot One (1) in Section Eighteen (18), Township Twenty-eight (28), Range Twenty-two (22), Dakota County, Minnesota, described as follows, to-wit: Commencing at a point on the West line of Charlton Avenue, which is 144.2 feet North of the Northeast corner of Lot 1 in Block 1 of Ickler's 3rd Addition to South Saint Paul, thence West 129.5 feet, thence North 84 feet, thence East 129.5 feet, thence South 84 feet to the place of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,721.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: E*Trade Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006348F02 2261138 7/15-8/19/10

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,076.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $379,126.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4164 2005346077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262550 7/15-8/19/10

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4197 8383074 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262507 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $997,200.00 MORTGAGOR(S): Cory Krueger and William Krueger MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 13, 2007 Dakota County Registrar of Titles Document Number: 621292 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135553000612519 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15714 Lac Lavon Dr, Burnsville, MN 55306-5139 Tax Parcel ID Number: 02-18725-060-01 LEGAL DESCRIPTION OF PROPERTY: LOT SIX (6), BLOCK ONE (1), CRYSTAL SHORES AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,085,979.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015616F01 2255955 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 6 , 2007 MORTGAGORS:A b e l D o m i n g u e z Pliego and Rosario Ixtlilco Onofre, husband and wife, and Luis A. Dominguez Pliego, a single man. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562305. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 834 Whitney Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170704013 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 13, Apple Valley 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$228,390.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3046 3014815983 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2258542 7/15-8/19/10

�� A S S I G �� N M�� E N T S

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2003 MORTGAGORS: Eric Petersen and Eryn Petersen, HUSBAND AND WIFE. MORTGAGEE: Abn Amro Mortgage Group, Inc. NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Registered April 7, 2004, Dakota County Registrar of Titles, Document No. 534059, Certificate of Title No. 131358. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Abn Amro Mortgage Group, Inc. NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19904 English Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-82500-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Vermillion Grove. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $304,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,335.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Five (5) Weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns Pursuant to prior mortgagor Postponement under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2696 642482834 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2278952 7/29-9/2/10

PUBLIC NOTICE

��

O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2030 Zircon Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 101670003011 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 11, Cedar Grove Addition No. 1 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$120,762.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3042 0648593408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2258570 7/15-8/19/10

PUBLIC NOTICE

��

�� premises, and the costs and disburse ments, including attorneys' fees �� DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $245,514.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 2004340669 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262526 7/15-8/19/10

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1769 3517040109 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262256 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,649.00 MORTGAGOR(S): Patience Owusu, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 03, 2009 Dakota County Recorder Document Number: 2699850 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100326709110061125 Lender or Broker: United Fidelity Funding Corp Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 12th St, Farmington, MN 55024-1183 Tax Parcel ID Number: 14-22506-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, East Farmington 7th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,395.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015775F01 2261122 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,514.00 MORTGAGOR(S): Leya Yacob Syrnichenko and Vadim Urievich Syrnichenko, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2005 Dakota County Recorder Document Number: 2371279 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: July 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842711520 Lender or Broker: U.S. Bank N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13696 Brass Pkwy, Rosemount, MN 55068-2473 Tax Parcel ID Number: 34-32075-058-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 58, Common Interest Community No. 489, a condominium, Harmony East, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,733.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015577F01 2259785 7/15-8/19/10

PUBLIC NOTICE

2004 MORTGAGORS: Joseph J Ciupik and Tamra L Ciupik, husband and wife. MORTGAGEE: Mortgage Enterprises Inc.. DATE AND PLACE OF RECORDING: Registered February 24, 2004, Dakota County Registrar of Titles, Document No. 0530765, Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: February 2, 2004, Recorded: February 24, 2004, Document No. 0530766. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee, Dated: March 9, 2004, Recorded: May 26, 2005, Document No. 566198. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-080-07 LEGAL DESCRIPTION OF PROPERTY: Lot Eight in Block Seven of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,420.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2185 0003000679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262164 7/15-8/19/10

PUBLIC NOTICE

1467596. And thereafter assigned to: CitiMortgage, Inc, Dated: June 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 808 136th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270111201 LEGAL DESCRIPTION OF PROPERTY: The East 50.00 feet of Lot 11, Block 1, Knob Hill II COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $68,927.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4138 601959607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262367 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 MORTGAGOR(S): Greg H. Isaak, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder Document Number: 2491755 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, On Behalf Of The Holders Of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Dated: April 29, 2009 Recorded: May 19, 2009 Dakota County Recorder Document Number: 2658035 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647028053174 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12620 190th St E, Hastings, MN 55033-9311 Tax Parcel ID Number: 25-02200-020-27 LEGAL DESCRIPTION OF PROPERTY: The East 225 feet of the West 743 feet of the North 484 feet of the

743 feet of the North 484 feet of the Northwest Quarter of Section 22, Township 114, Range 17, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $300,898.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003433F04 2261064 7/15-8/19/10

PUBLIC NOTICE

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PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4227 8326923 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266525 7/22-8/26/10

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 2005684121 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268744 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGORS: Cindy A. Peters and Randy L. Zellman, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 11, 2007, Dakota County Recorder, Document No. 2523282. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: November 13, 2008, Recorded: December 5, 2008, Document No. 2625703. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014527805 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16950 Gannon Way West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16701-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Cedar Highlands Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,503.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2010. First Franklin Financial Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2875 1044890429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270781 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGOR: Rita Marie Ireland, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 5, 2006, Dakota County Recorder, Document No. 2426369. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC HOME LOANS SERVICING, L.P. F/K/A COUNTRYWIDE HOME LOANS SERVICING, L.P., Dated: April 1, 2009, Recorded: April 22, 2009, Document No 2651775. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065436012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 3869 154th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, O'Learys Hills Third Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,736.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 133089175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270383 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2007 MORTGAGORS: Scott A. Arndt and Robin M. Arndt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2007, Dakota County Recorder, Document No. 2491785. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 11, 2010, Recorded: January 12, 2010, Document No. 2707274. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13798 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830080619 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1806, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,919.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 1911148716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270740 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 30, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominium Association (hereinafter the "Association") which was recorded as Document No. 462541, as amended, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 58, CIC No. 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota

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�� in�� in Dakota County, �� Minnesota ��granted by the �� owners taking title to STREET ADDRESS: 5025 Oriole the premises subject to said Declaration, said Lien will be foreclosed by the Drive, Farmington, MN 55024 T A X P A R C E L I D N U M B E R : sale of said property by the Sheriff of Dakota County, at the Dakota County 14-82500-058-08 2. Pursuant to said Declaration, there Sheriff's Office, Dakota County Law is claimed to be due and owing as of Enforcement Center, 1580 Highway 55 June 30, 2010, from Christine K. Rau- Lobby S-100, Hastings, MN 55033, on tio, title holder, to the Association, a the 9th day of September, 2010, at Minnesota non-profit corporation, the 10:00 a.m. at public auction to the a m o u n t o f $2,370.00 for unpaid highest bidder, to pay the amount then association dues, late fees, attorneys due for said assessments, together fees and costs, plus any other such with the costs of foreclosure, includamounts that will accrue after June 30, ing attorneys fees as allowed by law. 2010, and other costs of collection and 8. T h e t i m e a l l o w e d b y l a w f o r foreclosure which will be added to the redemption by the unit owners, their amount claimed due and owing at the personal representatives or assigns is time of the sale herein. six (6) months from the date of sale. 3. No action is now pending at law or The date and time to vacate the otherwise to recover said debt or any property is 11:59 p.m. on March 9, part thereof. 2011, if the account is not rein4. That all preforeclosure require- stated or the owner does not redeem ments have been met. from the foreclosure sale. 5. The owner has not been released REDEMPTION NOTICE from her financial obligation to pay THE TIME ALLOWED BY LAW said amount. FOR REDEMPTION BY THE MORT6. The Declaration, referenced above, GAGOR, THE MORTGAGOR'S PERand Minn. Stat. §§515B.3-115 and S O N A L R E P R E S E N T A T I V E S O R 515B.3-116 provide for a continuing ASSIGNS, MAY BE REDUCED TO lien against the property. A Notice of F I V E W E E K S I F A J U D I C I A L Lien evidencing the amount due was ORDER IS ENTERED UNDER MINrecorded on January 26, 2010, as N E S O T A S T A T U T E S , S E C T I O N Document No. T657259 in the Dakota 582.032, DETERMINING, AMONG County Registrar of Titles' Office. OTHER THINGS, THAT THE 7. Pursuant to the power of sale con- M O R T G A G E D P R E M I S E S A R E tained in the same Declaration and IMPROVED WITH A RESIDENTIAL granted by the owner in taking title to DWELLING OF LESS THAN FIVE the premises subject to said Declara- UNITS, ARE NOT PROPERTY USED t i o n a n d p u r s u a n t t o M i n n . S t a t . IN AGRICULTURAL PRODUCTION, §§515B.3-115 and 515B.3-116, said AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM Lien will be foreclosed by the sale of said property by the Sheriff of Dakota A DEBT COLLECTOR ATTEMPTING TO County, at the Dakota County Sheriff's COLLECT A DEBT. ANY INFORMAOffice, Dakota County Law Enforce- TION OBTAINED WILL BE USED FOR ment Center, 1580 Highway 55 Lobby THAT PURPOSE. GLENDALE VILLAGE ASSOCIATION S-100, Hastings, MN 55033, on the 9th day of September, 2010, at 10:00 Attorneys for a.m. at public auction to the highest Glendale Village Association bidder, to pay the amount then due for THOMSEN & NYBECK, P.A. said assessments, together with the By: Gretchen S. Schellhas (#195595) costs of foreclosure, including attor- 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 neys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r (952) 835-7000 redemption by the unit owner, her per- (Glendale Village/Alsharif/09-7-971D) 7/22-8/26/10 sonal representatives or assigns is six 2266814 (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 9, 2011, if NOTICE OF MORTGAGE the account is not reinstated or the FORECLOSURE SALE owner does not redeem from the RIGHT TO VERIFICATION THE foreclosure sale. DEBT AND IDENTITY OF THE OF REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W THE ORIGINAL CREDITOR WITHIN FOR REDEMPTION BY THE MORT- THE TIME PROVIDED BY LAW IS GAGOR, THE MORTGAGOR'S PER- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that SONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO default has occurred in conditions of F I V E W E E K S I F A J U D I C I A L the following described mortgage: DATE OF MORTGAGE: April 18, 2008 ORDER IS ENTERED UNDER MINMORTGAGORS: Matt Lotsberg and NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG Sarah Lotsberg, husband and wife. MORTGAGEE: J P M o r g a n C h a s e OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E Bank, N.A. DATE AND PLACE OF RECORDING: IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE Recorded May 14, 2008, Dakota County UNITS, ARE NOT PROPERTY USED Recorder, Document No. 2590072. ASSIGNMENTS OF MORTGAGE: IN AGRICULTURAL PRODUCTION, Assigned to: Chase Home Finance LLC, AND ARE ABANDONED. Dated: July 7, 2010. 9. THIS IS A COMMUNICATION FROM TRANSACTION AGENT: NONE A DEBT COLLECTOR ATTEMPTING TO TRANSACTION AGENT'S MORTCOLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE THAT PURPOSE. LENDER OR BROKER AND MORTVERMILLION GROVE GAGE ORIGINATOR STATED ON CONDOMINIUM ASSOCIATION MORTGAGE: JPMorgan Chase Bank, Attorneys for Vermillion Grove N.A. Condominium Association RESIDENTIAL MORTGAGE SERTHOMSEN & NYBECK, P.A. VICER: Chase Home Finance LLC By: Gretchen S. Schellhas (#195595) MORTGAGED PROPERTY ADDRESS: 3600 American Blvd. West, Suite 400 3960 76th Way East, Inver Grove Bloomington, Minnesota 55431 Heights, MN 55076 (952) 835-7000 TAX PARCEL I.D. #: 205365101010 (Vermillion Grove/Rautio/9-7-838D) LEGAL DESCRIPTION OF PROP2266865 7/22-8/26/10 ERTY: Lot 1, Block 10, The Oaks 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS NOTICE OF ASSESSMENT LIEN LOCATED: Dakota FORECLOSURE SALE ORIGINAL PRINCIPAL AMOUNT OF Date: July 7, 2010 MORTGAGE: $80,000.00 YOU ARE NOTIFIED THAT: AMOUNT DUE AND CLAIMED TO BE 1. Default has occurred in the terms and conditions of the Declaration for DUE AS OF DATE OF NOTICE, INCLUDGlendale Village Association (hereinaf- ING TAXES, IF ANY, PAID BY MORTt e r t h e " A s s o c i a t i o n " ) w h i c h w a s GAGEE: $82,642.83 That prior to the commencement of recorded as Document Nos. 1239080 and 1239081 on March 10, 1994, in the this mortgage foreclosure proceeding Office of the Dakota County Recorder, Mortgagee/Assignee of Mortgagee complied with all notice requirements as covering the following property: L E G A L D E S C R I P T I O N : Lot 35, required by statute; That no action or Block 3, Wensmann Sixth Addition, proceeding has been instituted at law or otherwise to recover the debt Dakota County, Minnesota STREET ADDRESS: 15059 Decem- secured by said mortgage, or any part thereof; ber Way, Rosemount, MN 55068 PURSUANT to the power of sale conTAX PARCEL ID NUMBER: tained in said mortgage, the above 34-83605-350-03 described property will be sold by the 2. Pursuant to said Declaration, there is claimed to be due and owing Sheriff of said county as follows: DATE AND TIME OF SALE: Septemas of July 7, 2010, from Mahmoud Alsharif and Eman Alsharif, title hold- ber 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ers, to the Association, a Minnesota non-profit corporation, the amount of Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN $2,513.00 for unpaid association dues, late fees, attorneys fees and to pay the debt then secured by said costs, plus any other such amounts Mortgage, and taxes, if any, on said that will accrue after July 7, 2010, and premises, and the costs and disburseother costs of collection and foreclo- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s s u r e w h i c h w i l l b e a d d e d t o t h e allowed by law subject to redemption amount claimed due and owing at the within six (6) months from the date of said sale by the mortgagor(s), their time of the sale herein. 3. No action is now pending at law or personal representatives or assigns otherwise to recover said debt or any unless reduced to Five (5) weeks under MN Stat. §580.07. part thereof. TIME AND DATE TO VACATE PROP4. That all preforeclosure requireE RTY: If the real estate is an ments have been met. owner-occupied, single-family dwell5. The owners have not been released from their financial obliga- ing, unless otherwise provided by law, the date on or before which the morttion to pay said amount. 6. The Declaration, referenced above, gagor(s) must vacate the property if the provide for a continuing lien against mortgage is not reinstated under secthe property. A Notice of Lien evidenc- tion 580.30 or the property is not ing the amount due was recorded on redeemed under section 580.23 is M a y 2 8 , 2 0 1 0 , a s D o c u m e n t N o . 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM 2732644 in the Dakota County FINANCIAL OBLIGATION ON MORTRecorder's Office. GAGE: None 7. Pursuant to the power of sale con"THE TIME ALLOWED BY LAW FOR tained in the same Declaration and granted by the owners in taking title to

PUBLIC NOTICE

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�� ASSIGNEE �� OF MORTGAGEE: U.S. Bank National Association �� THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8562 1064280941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270720 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,984.00 MORTGAGOR(S): Kimberly A Helgeson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631666 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012350236 Lender or Broker: Residential Mortgage Group, a Division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4078 S Meadowlark Rd, Eagan, MN 55122-1757 Tax Parcel ID Number: 10-32952-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Hillandale Addition Number 3, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,432.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE:

Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015810F01 2268030 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,900.00 MORTGAGOR(S): Bryan J Nelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353991 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank Dated: December 23, 2008 Recorded: January 15, 2009 Dakota County Recorder Document Number: 2631128 And assigned to: Federal National Mortgage Association Dated: May 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500039393690 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4620 Blaine Ave, Inver Grove Heights, MN 55076-1313 Tax Parcel ID Number: 20-44001-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 370, Lafayette Park, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,966.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: Federal National Mortgage Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011852F01 2263507 7/22-8/26/10

PUBLIC NOTICE

and Carole M. Mackew, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 3, 2003, Dakota County Recorder, Document No. 2119575. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB, Dated: July 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599957294735 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citadel Funding Group, Inc. RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 7030 Galaxie Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016650202006 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Scott Highlands Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,350.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-192 999572947 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268232 7/22-8/26/10

PUBLIC NOTICE

TAX PARCEL I.D. #: 141965016001 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Dakota Meadows Townhomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,147.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,172.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8569 1911387171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270509 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,910.00 MORTGAGOR(S): Mark Anthony Acesor aka Mark Anthony Yasis Acesor and Tammie K. Revier Acesor, husband and wife and Richard D. Revier, a single person MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: November 30, 2004 Dakota County Recorder Document Number: 2271816 LOAN MODIFICATION: Dated: July 28, 2009 Recorded: November 20, 2009 Document Number: 2697831 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: October 22, 2004 Recorded: November 30, 2004 Dakota County Recorder Document Number: 2271817 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 359 7th Ave S, South Saint Paul, MN 55075-2505 Tax Parcel ID Number: 36-64300-150-05 LEGAL DESCRIPTION OF PROPERTY: Lot 15 and 14, except the north 29.1 feet thereof, Block 5, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $223,213.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015607F01 2268047 7/22-8/26/10

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3777 636846784 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268722 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 6 , 2008 MORTGAGORS: C o r e y A . B r a c k e n and Heidi S. Lindell, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 28, 2008, Dakota County Recorder, Document No. 2568166. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001284227 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19801 Escalade Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141660001006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,804.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,269.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC

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Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8570 1911609502 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270480 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGORS: L e o n e l T o r r e s Omana and Maria Y. Cuevas Martinez, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464115. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4501 Audrey Avenue E, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 200291002075 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast 1/2 of the Southeast 1/4 of Section 29, Township 28, Range 22, described as follows: Commencing at a point 690.05 feet West of the Northeast corner of the Southeast 1/4, Section 29, Township 28, Range 22, thence South and parallel to the East line of said quarter section a distance of 60 feet; thence West and parallel to the North line of said quarter section a distance of 125 feet; thence North and parallel to the East line of said quarter section a distance of 60 feet to the North line of said quarter section; thence East along the North line of said quarter section a distance of 125 feet to the point of beginning, according to the Government Survey thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,454.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3051 3062277557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266942 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Jessica L. Hardisty and Aaron B. Hardisty, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 2, 2007, Dakota County Recorder, Document No. 2493707. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420060003280 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5110 183rd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950603007 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Dakota County Estates 7th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,718.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8573 1991225975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270612 7/22-8/26/10

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , 2008 MORTGAGORS: Thomas C. Thorne and Gail M. Thorne, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 2, 2008, Dakota County Registrar of Titles, Document No. T632651, Certificate of Title No. 44469. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 30, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0010106890-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13789 Fordham Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100008007 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Seven (7), in Greenleaf First Addition according to the plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,378.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4183 2005640329 2270441 7/22-8/26/10

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19766 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141660040710 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community Number 520, a condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,540.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,021.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8603 1911518418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270697 7/22-8/26/10

PUBLIC NOTICE

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�� 55, �� Hastings, �� proceeding this mortgage foreclosure Lobby #S-100, MN Mortgagee/Assignee of Mortgagee com- to pay the debt then secured by said plied with all notice requirements as Mortgage, and taxes, if any, on said required by statute; That no action or premises, and the costs and disburseproceeding has been instituted at law m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s o r o t h e r w i s e t o r e c o v e r t h e d e b t allowed by law subject to redemption secured by said mortgage, or any part within six (6) months from the date of thereof; said sale by the mortgagor(s), their PURSUANT to the power of sale con- personal representatives or assigns tained in said mortgage, the above unless reduced to Five (5) weeks under described property will be sold by the MN Stat. §580.07. Sheriff of said county as follows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: Septem- E R T Y : I f t h e r e a l e s t a t e i s a n ber 2, 2010 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE: S h e r i f f ' s O f f i c e , ing, unless otherwise provided by law, Law Enforcement Center, 1580 Hwy the date on or before which the mort55, Lobby #S-100, Hastings, MN gagor(s) must vacate the property if the to pay the debt then secured by said mortgage is not reinstated under secMortgage, and taxes, if any, on said tion 580.30 or the property is not premises, and the costs and disburse- redeemed under section 580.23 is m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 11:59 p.m. on March 10, 2011. allowed by law subject to redemption MORTGAGOR(S) RELEASED FROM within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE: None "THE TIME ALLOWED BY LAW FOR personal representatives or assigns unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. TIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on March 2, 2011. PROPERTY USED IN AGRICULTURAL MORTGAGOR(S) RELEASED FROM P R O D U C T I O N , A N D A R E FINANCIAL OBLIGATION ON MORT- ABANDONED." GAGE: None Dated: July 15, 2010. "THE TIME ALLOWED BY LAW FOR Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE By: Paul A. Weingarden REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 18-930 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 71966454 LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 7/22-8/26/10 P R O D U C T I O N , A N D A R E 2270296 ABANDONED." Dated: July 7, 2010. Chase Home Finance LLC NOTICE OF MORTGAGE Mortgagee/Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE RIGHT TO VERIFICATION By: Paul A. Weingarden OF THE DEBT AND IDENTITY OF Attorneys for Mortgagee/Assignee of THE ORIGINAL CREDITOR WITHIN Mortgagee THE TIME PROVIDED BY LAW IS 4500 Park Glen Road #300 NOT AFFECTED BY THIS ACTION. Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN, that (952) 925-6888 default has occurred in conditions of 30-8615 the following described mortgage: 1960624295 DATE OF MORTGAGE: November 25, THIS IS A COMMUNICATION FROM 2003 A DEBT COLLECTOR. MORTGAGORS: T i m o t h y J . 2270652 7/22-8/26/10 Marsteiner and Renae S. Marsteiner, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE THE RIGHT TO VERIFICATION Recorded January 2, 2004, Dakota OF THE DEBT AND IDENTITY OF C o u n t y R e c o r d e r , D o c u m e n t N o . THE ORIGINAL CREDITOR WITHIN 2159767. ASSIGNMENTS OF MORTGAGE: THE TIME PROVIDED BY LAW IS Assigned to: Bayview Loan Servicing, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LLC, Dated: February 19, 2010 default has occurred in conditions of TRANSACTION AGENT: Mortgage the following described mortgage: Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTDATE OF MORTGAGE: J u n e 2 3 , 2005 GAGE IDENTIFICATION NUMBER ON MORTGAGOR: Michele A. Hanson, a MORTGAGE: 100039249050157334 single person. LENDER OR BROKER AND MORTMORTGAGEE: Mortgage Electronic G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: First Magnus Financial Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Corporation RESIDENTIAL MORTGAGE SERRegistered September 9, 2005, Dakota County Registrar of Titles, Document VICER: Bayview Loan Servicing, LLC No. 574130, Certificate of Title No. MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 126912. A S S I G N M E N T S O F M O R T G A G E : 55123 Assigned to: WELLS FARGO BANK, TAX PARCEL I.D. #: 10-12300-070-03 NATIONAL ASSOCIATION AS TRUSTEE LEGAL DESCRIPTION OF PROPFORSECURITIZED ASSET BACKED ERTY: Lot 7, Block 3, Autumn Ridge RECEIVABLES LLC 2005-FR5 MORTGAGE PASS-THROUGH CERTIFICOUNTY IN WHICH PROPERTY IS CATES, SERIES 2005-FR5, Dated: May LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 19, 2010. MORTGAGE: $283,900.00 Said Mortgage being Registered Land. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $264,243.89 That prior to the commencement of MORTGAGE: 100194450001599811 LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Fremont Investment & plied with all notice requirements as required by statute; That no action or Loan R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law VICER: BAC Home Loans Servicing o r o t h e r w i s e t o r e c o v e r t h e d e b t L.P. secured by said mortgage, or any part MORTGAGED PROPERTY ADDRESS: thereof; PURSUANT to the power of sale con3355 75th Street East, Inver Grove tained in said mortgage, the above Heights, MN 55076 described property will be sold by the TAX PARCEL I.D. #: 207115221005 LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, ERTY: Lot 21 in Block 5 of South Grove No. 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 3, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota 55, Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE: $216,600.00 AMOUNT DUE AND CLAIMED TO BE p r e m i s e s , a n d t h e c o s t s a n d DUE AS OF DATE OF NOTICE, INCLUD- disbursements, including attorneys' ING TAXES, IF ANY, PAID BY MORT- f e e s a l l o w e d b y l a w s u b j e c t t o GAGEE: $224,496.51 redemption within six (6) months from That prior to the commencement of t h e d a t e o f s a i d s a l e b y t h e this mortgage foreclosure proceeding m o r t g a g o r ( s ) , t h e i r p e r s o n a l Mortgagee/Assignee of Mortgagee com- representatives or assigns unless plied with all notice requirements as reduced to Five (5) weeks under MN required by statute; That no action or Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE o r o t h e r w i s e t o r e c o v e r t h e d e b t PROPERTY: If the real estate is an secured by said mortgage, or any part o w n e r - o c c u p i e d , s i n g l e - f a m i l y thereof; dwelling, unless otherwise provided by PURSUANT to the power of sale con- law, the date on or before which the tained in said mortgage, the above mortgagor(s) must vacate the property described property will be sold by the if the mortgage is not reinstated under Sheriff of said county as follows: section 580.30 or the property is not DATE AND TIME OF SALE: Septem- redeemed under section 580.23 is ber 10, 2010 at 10:00 AM 11:59 p.m. on November 25, 2010. PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy �� 55, Lobby #S-100, Hastings, MN

PUBLIC NOTICE

�� property; PURSUANT to the power of sale con�� MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 0000405296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2277898 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,450.00 MORTGAGOR(S): Jeremy Hein and Jennifer Hein, husband and wife MORTGAGEE: First Franklin, a division of National City Bank of IN DATE AND PLACE OF REGISTERING: Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 572052 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: January 11, 2006 Registered: January 30, 2006 Dakota County Registrar of Titles Document Number: 583812 And assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Dated: August 04, 2009 Registered: September 17, 2009 Dakota County Registrar of Titles Document Number: T650984 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119383 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10564 Alison Way, Inver Grove Heights, MN 55077-5467 Tax Parcel ID Number: 20-71398-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Southern Lakes 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,620.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006437F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to July 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 28, 2010 at 10:00 AM has been postponed to September 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006437F02 2262637 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,825.00 MORTGAGOR(S): Jason D. Matthews, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 02, 2005 Dakota County Registrar of Titles Document Number: 558124 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: October 31, 2009 Registered: November 12, 2009 Dakota County Registrar of Titles Document Number: T653708 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278920259020 Lender or Broker: U.S. Bancorp Advantage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable

Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135108 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19780 Goldfinch Dr, Farmington, MN 55024-2014 Tax Parcel ID Number: 14-82500-073-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 73, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,661.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2010, or the next business day if July 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 19, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009906F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 08, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009906F01 2269411 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law

AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2277689 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01

File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to July 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2271167 7/29/10

PUBLIC NOTICE

��

11:59 p.m. on October 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 2, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-751 7810357284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 23, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 26, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-751 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 3, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 19, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-751 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2269470 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Phillip W. Black and Darlene C. Black, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 09, 2007 Dakota County Recorder Document Number: 2515369 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20970 Holyoke Ave, Lakeville, MN 55044-9644 Tax Parcel ID Number: 22-44450-062-02 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6 and the North 5 feet of Lot 4, Block 2, Fairchild, also known as Village of Lakeville, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,873.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 13, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2277826 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2003 MORTGAGOR: Thavinh A. Chindakone, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2003, Dakota County Recorder, Document No. 2074865. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000027970 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17582 Foxboro Court, Farmington, MN 55024 TAX PARCEL I.D. #: 22-30946-070-05 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 5, Greenridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,136.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3734 8175188 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 28, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2277864 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Charles L. Nelson and Gretchen L. Nelson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2007 Dakota County Recorder Document Number: 2494751 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100323700003138685 Lender or Broker: FMF Capital LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1227 82nd St E, Inver Grove, MN 55077-3831 Tax Parcel ID Number: 20-56700-010-00 / 20-01700-050-31 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Paradise Valley, according to the plat thereof now on file and of record in the office of the County Recorder in and for Dakota County, Minnesota. That part of the West One-half (W1/2) of the Northwest Quarter of Section 17, Township 27, Range 22, described as follows; Beginning at the northwest corner of Lot 1, Paradise Valley, as on file and of record; thence East along the north line of said Lot 1 a distance of 136 feet to the East line of the West One-half (W 1/2) of said Northwest Quarter (NW 1/4); thence North along said East line of the West One-half (W 1/2) of the Northwest Quarter (NW 1/4) a distance of 48.34 feet; thence West parallel with the north line of the said Lot 1 a distance of the 136 feet; thence South 48.34 feet to the point of the beginning AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,072.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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�� 2010 �� USED FOR THAT PURPOSE. Dated: June 10, THE RIGHT TO VERIFICATION OF U.S. Bank National Association, THE DEBT AND IDENTITY OF THE as Trustee for New Century ORIGINAL CREDITOR WITHIN THE Home Equity Loan Trust, Series TIME PROVIDED BY LAW IS NOT 2001-NC2 Asset Backed PassAFFECTED BY THIS ACTION. Through Certificates THE TIME ALLOWED BY LAW FOR Randall S. Miller & Associates, PLLC REDEMPTION BY THE MORTGAGOR, Attorneys for Assignee of Mortgage/ T H E M O R T G A G O R ' S P E R S O N A L Mortgagee REPRESENTATIVES OR ASSIGNS, One Financial Plaza, MAY BE REDUCED TO FIVE WEEKS IF 120 South Sixth Street, Suite 1100 A J U D I C I A L O R D E R I S E N T E R E D Minneapolis, MN 55402 U N D E R M I N N E S O T A S T A T U T E S , Phone: 612-573-3677 SECTION 582.032, DETERMINING, Our File No. 10MN00051-1 AMONG OTHER THINGS, THAT THE THIS IS A COMMUNICATION FROM A M O R T G A G E D P R E M I S E S A R E DEBT COLLECTOR. IMPROVED WITH A RESIDENTIAL A S A P # 3 5 9 5 5 9 9 0 6 / 1 0 / 2 0 1 0 , D W E L L I N G O F L E S S T H A N F I V E 06/17/2010, 06/24/2010, 07/01/2010, UNITS, ARE NOT PROPERTY USED IN 07/08/2010, 07/15/2010 AGRICULTURAL PRODUCTION, AND NOTICE OF POSTPONEMENT OF ARE ABANDONED. FORECLOSURE SALE DATED: June 17, 2010 The above referenced sale scheduled M O R T G A G E E : M o r t g a g e for July 27, 2010 at 10:00 AM, has Electronic Registration Systems, been postponed to August 31, 2010 at Inc. 10:00 AM, located at Sheriff`s Main Wilford & Geske, P.A. Office, Law Enforcement Center, 1580 Attorneys for Mortgagee Highway 55, Hastings MN 55033-2343, Lawrence A. Wilford Dakota Minnesota James A. Geske Dated: July 27, 2010 8425 Seasons Parkway, Suite 105 U.S. Bank National Association, Woodbury, MN 55125-4393 as Trustee for New Century (651) 209-3300 Home Equity Loan Trust, Series File Number: 005569F02 2001-NC2 Asset Backed Pass-Through Certificates NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Jennifer K Fischer (0311248) The above referenced sale scheduled Attorneys for U.S. Bank National for July 30, 2010 at 10:00 AM has been Association, as Trustee for New postponed to August 30, 2010 at 10:00 Century Home Equity Loan Trust, A M i n t h e D a k o t a C o u n t y L a w Series 2001-NC2 Asset Backed Enforcement Center, 1580 Highway 55, Pass-Through Certificates Lobby S-100, Hastings, Minnesota in Randall S. Miller & Associates, PLLC said County and State. One Financial Plaza, DATED: July 30, 2010 120 South Sixth Street, Suite 1100 M O R T G A G E E : M o r t g a g e Minneapolis, MN 55402 Electronic Registration Systems, (952) 232-0052 Inc. Our File No. 10MN00051-1 Wilford & Geske, P.A. PURSUANT TO THE FAIR DEBT Attorneys for Mortgagee: COLLECTION PRACTICES ACT, YOU Lawrence A. Wilford ARE ADVISED THAT THIS OFFICE IS James A. Geske DEEMED A DEBT COLLECTOR ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 USED FOR THAT PURPOSE. THIS (651) 209-3300 NOTICE IS REQUIRED BY THE File Number: 005569F02 PROVISIONS OF THE FAIR DEBT 2276476 7/29/10 COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS NOTICE OF MORTGAGE DISCHARGED THE DEBT UNDER THE FORECLOSURE SALE BANKRUPTCY LAWS OF THE UNITED THE RIGHT TO VERIFICATION OF STATES. THE DEBT AND IDENTITY OF THE ASAP# 3669288 07/29/2010 ORIGINAL CREDITOR WITHIN THE 2278156 7/29/10 TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions NOTICE OF MORTGAGE of the following described mortgage: FORECLOSURE SALE DATE OF MORTGAGE: August 10, NOTICE IS HEREBY GIVEN that 2001 default has occurred in the conditions ORIGINAL PRINCIPAL AMOUNT OF of the following described mortgage: MORTGAGE: $140,000.00 DATE OF MORTGAGE: January 13, MORTGAGOR(S): Richard Wheeler 2006 and Faith Wheeler, husband and wife ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: New Century Mort- MORTGAGE: $630,000.00 gage Corporation MORTGAGOR(S): Matthew R Lind SERVICER: Ocwen Loan Servicing, and Kristen K Lind, husband and wife LLC MORTGAGEE: Mortgage Electronic LENDER: New Century Mortgage Registration Systems, Inc. Corporation. DATE AND PLACE OF REGISTERD A T E A N D P L A C E O F F I L I N G : ING: Dakota County Minnesota, Registrar of Registered: January 25, 2006 Dakota Title, on October 18, 2001, as Docu- County Registrar of Titles ment No. 450610 Document Number: 583572 ASSIGNED TO: U.S. Bank National ASSIGNMENTS OF MORTGAGE: Association, as Trustee for New CenAnd assigned to: U.S. Bank National tury Home Equity Loan Trust, Series Association, as Trustee for the hold2001-NC2 Asset Backed Pass-Through ers of Bear Stearns ARM Trust, MortCertificates Dated: January 21, 2004, gage Pass-Through Certificates, Series and recorded February 6, 2004 by 2006-2 Document No. 0529407. Dated: April 02, 2010 LEGAL DESCRIPTION OF PROPRegistered: April 26, 2010 Dakota ERTY: Lot Four (4), Block Two (2) , County Registrar of Titles Rolling Oaks South Plat Seven, accordDocument Number: T660917 ing to the recorded plat thereof on file Transaction Agent: Mortgage Elecor of record in the Office of the Regis- tronic Registration Systems, Inc. trar of Titles in and for Dakota County, Transaction Agent Mortgage IdentifiMinnesota. cation Number: 100399600000111769 PROPERTY ADDRESS: 16532 Joplin Lender or Broker: Bankfirst Path, Lakeville, MN 55044 Residential Mortgage Servicer: BAC PROPERTY I.D: 22 64606 040 02 Home Loans Servicing, L.P. COUNTY IN WHICH PROPERTY IS Mortgage Originator: Not Applicable LOCATED: Dakota CERTIFICATE OF TITLE NUMBER: THE AMOUNT CLAIMED TO BE DUE 136480 ON THE MORTGAGE ON THE DATE OF COUNTY IN WHICH PROPERTY IS THE NOTICE: One Hundred Fifty-Nine LOCATED: Dakota Thousand Three Hundred Seventy-Two Property Address: 17719 Ketchikan and 06/100 ($159,372.06) Trl, Lakeville, MN 55044-5255 THAT no action or proceeding has Tax Parcel ID Number: been instituted at law to recover the 22-75890-010-01 debt secured by said mortgage, or any LEGAL DESCRIPTION OF PROPpart thereof; that there has been com- ERTY: Lot 1, Block 1, The Oaks of pliance with all pre-foreclosure notice Lakevilla, Dakota County, Minnesota and acceleration requirements of said AMOUNT DUE AND CLAIMED TO BE mortgage, and/or applicable statutes; DUE AS OF DATE OF NOTICE: PURSUANT, to the power of sale $755,925.95 contained in said mortgage, the above THAT all pre-foreclosure requiredescribed property will be sold by the ments have been complied with; that Sheriff of said county as follows: no action or proceeding has been instiDATE AND TIME OF SALE: 10:00 AM tuted at law or otherwise to recover the on July 27, 2010 debt secured by said mortgage, or any PLACE OF SALE: Sheriff`s M a i n part thereof; that this is registered Office, Law Enforcement Center, 1580 property; Highway 55, Hastings MN 55033-2343 PURSUANT to the power of sale conto pay the debt then secured by said t a i n e d i n s a i d m o r t g a g e , t h e mortgage and taxes, if any actually above-described property will be sold paid by the mortgagee, on the premises by the Sheriff of said county as fola n d t h e c o s t s a n d d i s b u r s e m e n t s lows: allowed by law. DATE AND TIME OF SALE: June 11, T h e t i m e a l l o w e d b y l a w f o r 2010 at 10:00 AM redemption by said mortgagor(s), their PLACE OF SALE: Dakota County personal representatives or assigns is Law Enforcement Center, 1580 High6 months from the date of sale. way 55, Lobby S-100, Hastings, Minne"THE TIME ALLOWED BY LAW FOR sota REDEMPTION BY THE MORTGAGOR, to pay the debt secured by said mortT H E M O R T G A G O R ` S P E R S O N A L gage and taxes, if any, on said preREPRESENTATIVES OR ASSIGNS, mises and the costs and disburseMAY BE REDUCED TO FIVE WEEKS IF ments, including attorney fees allowed A J U D I C I A L O R D E R I S E N T E R E D by law, subject to redemption within U N D E R M I N N E S O T A S T A T U T E S , six (6) months from the date of said SECTION 582.032, DETERMINING, sale by the mortgagor(s), their perAMONG OTHER THINGS, THAT THE sonal representatives or assigns. MORTGAGED PREMISES ARE If the Mortgage is not reinstated IMPROVED WITH A RESIDENTIAL under Minn. Stat. §580.30 or the D W E L L I N G O F L E S S T H A N F I V E property is not redeemed under Minn. UNITS, ARE NOT PROPERTY USED IN Stat. §580.23, the Mortgagor must AGRICULTURAL PRODUCTION, AND vacate the property on or before 11:59 ARE ABANDONED." �� Dated: June 10, 2010

PUBLIC NOTICE

�� OF CERTIFICATE 145588 �� vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2274378 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka Th e B a n k o f N e w York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Registered: June 14, 2010 Dakota County Registrar of Titles Document Number: T663349 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

TITLE NUMBER:

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage PassThrough Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2277562 7/29/10

PUBLIC NOTICE

Group, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on July 6, 2006, as Document No. 2443026 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: August 8, 2006, and recorded December 4, 2008 by Document No. 2625408. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 9, the Oaks Second Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 3972 Dawn Way, Inver Grove Heights, MN 55076 PROPERTY I.D: 20-53651-050-09 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Seven Thousand Nine Hundred Twenty-One and 58/100 ($147,921.58) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 10, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00120-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3591497 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM, has been postponed to August 24, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: July 27, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00120-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3669299 07/29/2010 2278256 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00

postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2274410 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2004 MORTGAGOR: Richard W. Ostaba, Jr. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 23, 2004, Dakota County Recorder, Document No. 2240725. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-8, Dated: May 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001005138 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 815 North 15th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70201-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, South Park Division Number 2, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,833.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 25, 2010. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416

Minneapolis, MN 55416 (952) 925-6888 75-3843 18357582 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 22, 2010. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3843 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2275302 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): Gery B Kirk, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: April 09, 2007 Dakota County Registrar of Titles Document Number: 608670 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

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The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2274098 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2007 MORTGAGOR: Kimberly G. Serbus, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2007, Dakota County Recorder, Document No. 2516317. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: September 2, 2008, Recorded: October 21, 2008, Document No. 2618903. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014205899 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 18067 Kindred Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 228465026001 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 26, Block 1, Woodhill, Common Interest Community No. 482, Wood Hill Premier Townhomes. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $278,586.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 26, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3592 1044877702 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 26, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3592 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 26, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3592 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2277929 7/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,400.00 MORTGAGOR(S): Marilyn Ross, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 14, 2002 Dakota County Recorder Document Number: 1946525 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15508 Flyboat Ln, Apple Valley, MN 55124-6021 Tax Parcel ID Number: 01-63402-164-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164, Community Interest Community No. 282, Regatta Village Homes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $100,491.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or

y y legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014418F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2010 at 10:00 AM has been postponed to July 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 25, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 26, 2010 at 10:00 AM has been postponed to August 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014418F01 2267967 7/29/10

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY July 29, 2010

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Photo by Tad Johnson

Terry Stenglein won the Sponsors Choice Award during the Rods and Wrecks Car Show at AAA Auto Salvage in Rosemount during Leprechaun Days. His car is a 1972 Buick Skylark.

Photo by Tad Johnson

A 1970 Camero owned by Roxanne and Marv Frank of Farmington won the Peopleโ s Choice Award during the July 24 Rods and Wrecks Car Show, which was organized as part of Rosemount Leprechaun Days.

Local businesses host car show

Photo by Tad Johnson

Kendall Schulz has fun spraying a fire hose at a wall outside AAA Auto Salvage on Saturday, July 24 during the Rods and Wrecks Car Show. The show drew many entries and included a โ burn outโ at the end when two cars laid some tread on the pavement. The Rosemount Fire Department was on hand to keep the hot tires from catching on fire.

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July 29, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Jessica Harper

Local restaurant owners and servers disagree over whether Minnesota should create a tip credit that would freeze the minimum wage for tipped workers. Tipped workers are defined by the federal government as those who earn more than $30 a month in tips. Wages from Page 1A

open to raising the minimum wage at some point for tipped employees but at a lower rate than the standard minimum wage. The Minnesota Restaurant Association, which lobbies for the restaurant industry, also favors creating a tip credit that would freeze the minimum wage for tipped employees. The association has been lobbying for a tip credit since the credit was eliminated in the mid-1980s. Itâ&#x20AC;&#x2122;s most recent proposal was last year when the federal government was considering raising the minimum wage from $6.55 to $7.25 an hour. The proposal requested that Minnesota adopt a tip credit of $6.55 an hour for two years. The association additionally said in its proposal that if tipped workers did not earn at least $12 an hour after tips, the employeesâ&#x20AC;&#x2122; wages could be raised to the federal minimum wage of $7.25. â&#x20AC;&#x153;We are trying to show we know these folks are making $12 an hour or more,â&#x20AC;? said David Siegel of Hospitality Minnesota, a management company that operates the

Minnesota Restaurant Association, among other hospitality associations in the state. The proposal was turned down by the Legislature.

Servers divided Local servers disagree on whether a pay freeze would be reasonable. Carolyn Gundvaldson, 46, has been a waitress for 32 years and remembers starting out when Minnesota still had a tip credit of $2.13 an hour. Gundvaldson, who currently works as a server at Roasted Pear, said she is leery about a minimum wage freeze for tipped employees. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m not too concerned but I would hope they would raise it eventually,â&#x20AC;? she said. Even a lower rate would be acceptable, she said. Including tips, Gundvaldson said she earns about $12 to $15 an hour 25 to 30 hours a week. This comes to between $18,720 to $23,400 annually for 30 hours a week, assuming she takes no time off. This is more than the average income for servers in Minnesota, according to the Department of Employment and Economic Develop-

ment. Waiters and waitresses on average earn $9.36 per hour, according to DEED. Bartenders earn slightly less at $9.11 per hour on average. Nationally, waiters and waitresses earn $8.61 per hour while bartenders earn $8.93 per hour, according to DEED. Tipped employees as a whole earn $17.34 per hour on average in Minnesota. This is higher than the national average of $16.14 per hour. As far as employers offering health insurance with the cost savings created by a tip credit, Gundvaldson said she doubts that would happen. â&#x20AC;&#x153;I was in the restaurant business when the minimum wage was less, and they didnâ&#x20AC;&#x2122;t offer benefits,â&#x20AC;? she said. â&#x20AC;&#x153;Just because they can, doesnâ&#x20AC;&#x2122;t mean they will.â&#x20AC;? Jill Geundlach, 38, has been a bartender for four and a half years at Jensenâ&#x20AC;&#x2122;s Supper Club and opposes a minimum wage freeze for tipped workers. â&#x20AC;&#x153;I didnâ&#x20AC;&#x2122;t get into this job for anything else than (minimum wage),â&#x20AC;? she said. â&#x20AC;&#x153;I would live in Arizona if I wanted to make less.â&#x20AC;?

Graphic by Robyn Berg

Minnesota is the only state in the Midwest that does not have a tip credit. Minnesotaâ&#x20AC;&#x2122;s minimum wage is $6.15 an hour, but employers are required to pay the federal minimum wage of $7.25 an hour because it is the higher of the two. Geundlach said she worries that a freeze or smaller increase in the minimum wage would make it harder to keep up with the cost of living, especially in a tough economy. â&#x20AC;&#x153;When the economy is down, we get less in tips,â&#x20AC;? she said. â&#x20AC;&#x153;The cooks get paid the same whether people are buying or not.â&#x20AC;? Geundlach said she works 32 hours a week and averages between $60 and $100 a night in tips. On a â&#x20AC;&#x153;good nightâ&#x20AC;? she said she will earn $200 in tips, but added those nights are becoming more and more rare. â&#x20AC;&#x153;No one is driving a Bentley here,â&#x20AC;? she said, referring to Emmerâ&#x20AC;&#x2122;s claim during a town hall meeting earlier this month that tipped employees earn as much as $100,000 a year. Not everyone is a nay-

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sayer when it comes to the idea of creating a tip credit. Chris Hannon, 26, has been a waiter at Jensenâ&#x20AC;&#x2122;s Supper Club for five years and said he can understand both sides of the debate. Hannon said he earns about $100 a day ($16.66 an hour) in tips for 32 hours a week and is not too concerned for himself, but worries about those who earn less. â&#x20AC;&#x153;I think of the servers who make minimum wage at dive bars and donâ&#x20AC;&#x2122;t make much in tips,â&#x20AC;? he said. â&#x20AC;&#x153;This is a nice restaurant in the suburbs so we have higher tips. Others canâ&#x20AC;&#x2122;t afford just one job as it is.â&#x20AC;? Hannon said he is also concerned that if the minimum wage were frozen for tipped workers it would not be raised to meet the cost of living.

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If it increased at a smaller rate as local business owners have suggested, though, it would be less painful, he said. Hannon said he would be more open to a pay freeze if restaurants offered benefits such as health insurance as a result. Dave Jensen, 30, (no relation to Doron Jensen) has worked at Jensenâ&#x20AC;&#x2122;s Supper Club for one month and said he too would OK a pay freeze if benefits were offered. However, he worried about tips being an unstable form of income. â&#x20AC;&#x153;There is not a guarantee that every table will tip 20 percent or even 10 or 15 percent,â&#x20AC;? he said. Jessica Harper is at jessica.harper@ecm-inc.com.

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