08/12/2010 - Dakota County Tribune Business Weekly

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JOHN GESSNER JESSICA HARPER LAURA ADELMANN

Restaurateurs expand into Burnsville 2A Beth Wiggins promoted to DARTS COO 9A U of M: Wind will power jobs, research in area 13A

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DATE ##,12, 2009 AUGUST 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 24

Dakota County Tribune Since 1884

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Eagan woman is state’s School of Rock impresario

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Legislators need to stay away from creating more workplace mandates. Let employers and employees decide. PHIL KRINKIE 3A

Stacey Marmolejo, 50, will open third School of Rock location on Oct. 2 in Burnsville by John Gessner DAKOTA COUNTY TRIBUNE

Stacey Marmolejo of Eagan is Minnesota’s School of Rock impresario. She owns two franchises of the storied rock’n’roll academy for kids and is opening a third in Burnsville on Oct. 2. But it wasn’t a failsafe business model that lured her away from a job in marketing, which Marmolejo finally left in January to concentrate on her schools. To win customers she was banking on an emotional connection, the kind of buzz her own son f e l t years a g o after attending summer music camp a n d performing in a c a m p - ending concert. “When I first saw (School of Rock) it wasn’t so much about my career, because I know noth-

ing about music,” said Marmolejo, 50. “I was just looking at my son and knowing how he felt when he got off that stage that day. I knew there had to be other kids just like him, and I knew there were no places in the Twin Cities like it.” Marmolejo’s Schools of Rock in St. Paul and Eden Prairie each offer three seasons of instruction, each with its own concert finale. Students, ages 8 to 18, get weekly individual lessons and a weekly threehour group rehearsal. At the new Burnsville school, located at 13400 Buck Hill Road, Marmolejo will add a Kindermusik program for children ages 6 months to 7 years.

School of Rock story T h e School of Rock

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Jerry Erickson of Lakeville and Terry Davis of Eagan were great community leaders who will be missed. LARRY WERNER 3A BEST PRACTICES

Submitted photo

Stacey Marmolejo of Eagan is opening her third School of Rock location on Oct. 2 in Burnsville. story – which is said to have inspired the 2000 “School of Rock” movie starring Jack Black and has been the subject of a film documentary and many articles – began in 1998 in Philadelphia. Rocker Paul Green and his band had a following among local teens. See Rock, Page 44A

Motivate your employees by intrinsically showing them appreciation. A thank you can go a long way JEFF APPELQUIST 6A BUSINESS 101

STEVE BESEKE

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When a negatives rear their ugly head in your life or career, compartmentalize and don’t let them dominate your life. 6A

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August 12, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Eagan restaurateurs expand into Burnsville

Photo by John Gessner

Photo by John Gessner

John Sheehan is part owner and chief operating officer of Porter Creek Hardwood Grill, which opened a month ago in Burnsville.

James Reyes Jr., pictured at his Junior’s Cafe and Grill in Eagan, is opening Junior’s Sports Cafe in the Towne and Country shopping center in Burnsville.

The dining is fine but the prices ‘approachable’ at Porter Creek

From one Junior’s to another

New Burnsville restaurant is creating a buzz by John Gessner THISWEEK NEWSPAPERS

Don’t let that $89 bottle of Artemis Cabernet Sauvignon throw you. John Sheehan and Lynn Reimer, chief partners in the Porter Creek Hardwood Grill restaurant in Burnsville, aren’t stuffy about their 80-selection wine list. If the highest-priced bottle doesn’t grab you, maybe a $24 zinfandel blend will. Porter Creek’s dinner menu is equally democratic, ranging from $10 gourmet burgers to tenderloin of beef with bleu cheese or horseradish crust for $26.95. “Approachable� is how Sheehan, of Shakopee, and

Reimer, of Apple Valley, describe Porter Creek. “We’re down to earth,� said Sheehan, the chief operating officer. “We live in the southern suburbs as well. This isn’t about anything snobby at all. We’re interested in quality.� The fine-dining feel is enhanced by sumptious surroundings in Porter Creek’s new building south of County Road 42 at 14201 Burngarten Drive. The 376-seat restaurant, which also offers outdoor and four-season seating, opened on July 4. “The buzz is very much going on,� Sheehan said. “The response from the pub-

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lic has been dramatically impressive.� He’s gratified by the overall turnout and the number of repeat customers. “Many people are coming in multiple times during the week,� Sheehan said. “It’s something that has caught us by surprise.� Reimer’s restaurant experience dates back to the old Flour Bin restaurant on Burnsville Parkway. He later added a second one in Eagan. In 1989, Reimer and a sister of his opened the former Doolittles Air Cafe, an aviation-themed restaurant on Cliff Road in Eagan. Sheehan, a former general manager of Ground Round restaurants, was hired by Reimer in 1994 to help expand the Doolittles brand and is now part owner. Doolittles now has locations in Eagan, Alexandria, Golden Valley and Fargo, N.D. The restaurants are called Doolittles Woodfire Grill, a concept introduced at the Fargo location in 2003. Porter Creek was built on the site of a Bakers Square restaurant that had been there for many years. Wanting to expand but not build another Doolittles near the Eagan location, the partners rolled out a concept that Sheehan said began fermenting on trips they made to California wine country. Sheehan describes the menu as “contemporary American with California/ Mediterranean influences.� “You’re going to see See Porter Creek, Page 43A

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Owner of Junior’s Cafe and Grill in Eagan coming to Burnsville with American staples and full bar by John Gessner THISWEEK NEWSPAPERS

James Reyes Jr. doesn’t fret about the recent fortunes of his new restaurant space in Burnsville, where two eateries have gone out of business. He thinks he’s got a winner, and there’s reason to believe him. Reyes owns Junior’s Cafe and Grill in the Duckwood Square strip center on Duckwood Drive in Eagan. He’s bringing his all-American diner concept to the Towne and Country shopping center in northeast Burnsville, where Junior’s Sports Cafe is expected to open in early September. Junior’s will take over the space at 1996 E. Highway 13 previously occupied by the AppleWood Rustic Grille and Event Center, which closed last October. Before that it was a hot dog-and-pizza place called Papa T’s. “There were a couple things in this place that didn’t make it either, and we’ve been here for seven years,� Reyes said in an interview at his Eagan restaurant. “Making good food and treating your customers well, that’s what makes you survive.� The Eagan restaurant’s decor and agreeably smoky cooking smells pretty much announce what’s on the menu. Cooks work over an open griddle behind a counter lined with

stools. The walls are covered with images of 20thcentury Americana, and the table coverings are checkered red and white. The place is known for its breakfasts, fresh-cut burgers and other starsand-stripes staples. “American food,� said Reyes, 31, of Apple Valley. “Blue-plate specials. Meat loaf. Brisket. Countryfried steak. Real mashed potatoes. Gravy. Stuff like that.� Reyes has worked in restaurants most of his life. His father, James Sr., used to own two Sizzler Steakhouses, in West St. Paul and Columbia Heights. After they closed, James Sr. got into the distribution end of the business as a meat salesman. “He does that now with Reinhart FoodService,� James Jr. said. “He’s my food distributor. He’s one of the top salesmen in the company.� The elder Reyes has been a close adviser to his son and helped him scout a location for Junior’s Sports Cafe. At Junior’s in Eagan, James Jr. is a hands-on owner who even gets help from his mother, Alice. The 6,700-square-foot Burnsville location seats 165, dwarfing the nooklike Eagan site. “We’ve been open seven years now,� said Reyes, who is married and has

three children. “I think the business is where it’s going to be. ‌ I want to take the next step so I can quit waiting tables and be a manager.â€? Reyes is adding pizza and appetizers at his Burnsville restaurant, which will have a full bar, unlike the Eagan site. He expects to grow into the space, leaving the banquet portion unused for now. Reyes has no immediate plans for live music, which AppleWood Rustic Grille tried. “We’re going to see what the business brings us,â€? Reyes said. “Right now there’s a stage there. We’re going to leave it there. Maybe we’ll get ideas from the customers.â€? While Reyes is courting a nighttime crowd, he knows his most faithful customers may be those who rise with the sun. In March’s Minnesota Monthly magazine, WCCO-TV reporter Jason DeRusha ranked Junior’s Cafe and Grill seventh on his top-10 list of Twin Cities breakfast spots. “We’re still going to open at 7 a.m.,â€? Reyes said. “We want to get a Burnsville breakfast crowd going there. We have a lot of clientele here from Burnsville.â€? John Gessner is at burnsville.thisweek@ecm-inc. com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 12, 2010

Forum Commentary and opinion regarding issues in the world of business and public policy

Legislators — stay out of the kitchen by Phil Krinkie SPECIAL TO THE TRIBUNE

Too many cooks in the kitchen will spoil the broth. We have all heard the saying that teaches us the importance of respecting roles and responsibilities, but it seems as though lawmakers ignored this principle while working on the recipe for growing Minnesota’s economy. Two recent events in Minnesota point to a troublesome trend in the legislative process. The two events that have filled the blogs and the tabloids are the Twin Cities nurses’ strike and the latest political flap over the tip credit. The first question you may be asking is what do these two stories have in common? The response is simple — they have to do with employee compensation, and government regulation of the workplace. It seems that all the commonly talked about issues of state spending, health care, education and taxes sometimes overshadow the fact that government plays an ever increasing role in mandating what happens in the workplace. As an employer for the past 30 years, this is a topic that I have some first hand knowledge of. Starting with the basics: Minnesota is an employment at will state. In simple terms, this means an employer can hire or fire an individual at will without cause. Providing of course, there is not a contract in place and that all other labor and employment laws are followed. Second, Minnesota is not a “right to work” state. This means that if there is a collective bargaining agreement in place, you are automatically subject to the terms of the agreement of the labor contract. The challenge from this point on, is for an employer to follow all of the gov-

Guest Columnist Phil Krinkie

ernment workplace rules and regulations. The federal government has more than 180 workplace mandates and regulations. The State of Minnesota, of course, adds many more. These rules and regulations cover a vast array of subjects from age of workers, hourly compensation, rest periods, lactation rooms, and many, many more. So, what is my point? Very simple, do we really need more workplace rules handed down by a bunch of lawmakers who have never employed anyone? Dozens of bills are introduced in the legislature every legislative session that modify, add or create new workplace rules. Everything from continuing education requirements to what constitutes a “quit” of a job assignment. The recent labor dispute with the Minnesota Nurses Association is a perfect example of the push by unions for more laws governing the workplace. At the conclusion of the contract dispute between the Minnesota Nurses Association and the 14 Twin City hospitals, the nurses union stated they would seek legislation to place nurse staffing ratios in law. In other words, what they were unable to accomplish through the collective bargaining process they will now try to achieve by applying political pressure. This has become an all too frequent strategy for many groups. What we can’t get at the negotiating table, they take to

the halls of the Capitol. Is the legislature the proper venue for labor disputes? Don’t we already have an over abundance of workplace mandates? The current political flap over the issue of having a lower minimum for some tipped employees, all started when Tom Emmer, who was the GOP-endorsed gubernatorial candidate, was asked if he favored having a tip credit in Minnesota. His response was “yes” and in the ensuing food fight, Margaret Anderson-Kelliher, who was the DFL-endorsed gubernatorial candidate, said she favors raising the minimum wage by $1.50. Few workers, or for that matter employers, understand the basics of a tip credit, let alone have an understanding of the economics of the issue. The concept of a tip credit is not new or outrageous as the media would lead you to believe — 43 other states currently use the tip credit system. Yet the simple mention of the topic has been front and center in the news and has fanned the political debate over workplace compensation. Whatever happened to the simple process of an employer offering a job to an individual who accepts or rejects the offer? This basic concept of a mutual agreement that both parties believe to be in their individual best interest might actually help grow our economy and spur job growth, particularly private sector job growth within small businesses, the backbone of the U.S. economy. It seems as though these legislators have forgotten that these restaurants and businesses that pay minimum wage are owned by Minnesotans that are feeling the financial impacts of the recession just

It takes a few good leaders to raise a village by Larry Werner DAKOTA COUNTY TRIBUNE

Fifteen years ago this month, I married into a family that remembers Lakeville as the small town that served the surrounding townships of farm families. The family I married into was the LeRoy Zweber family, which operated a dairy farm on land that is now Heritage Links Golf Club in Credit River Township. By the time I started courting LeRoy’s daughter, Ann, dementia had claimed LeRoy’s personality, and he died in an Apple Valley nursing home less than a year after Ann and I were married – a year before his farm opened to golfers who now chase balls where cows used to feed on alfalfa. After moving from north of the river so Ann and I could be closer to her widowed mother and the golf course, I learned that Lakeville wasn’t the sprawling, suburban place it had always been in my mind. It was, indeed, a fast-growing suburb, but one that grew from a village built by civic leaders who are now passing from the scene. Last month, we told you about the death of Don McGuire, the longtime superintendent of schools in Lakeville. It

Tribune Columnist Larry Werner was Don who gave my late father-in-law a job managing buildings and grounds for the school district when LeRoy decided there was a better way to make a living than milking cows. In April, Lakeville editor Derrick Williams wrote about the death of Jerry Enggren, who had operated the local grocery store and owned much of the downtown with his brother, John, and other family members. It was Jerry Enggren who recruited Ann and her sisters to work the checkout counter at Enggren’s Market when they were going to Lakeville schools. Last week, the life of “the other Jerry” – Jerry Erickson – was celebrated by the community after he gave in to several years of declining health on Friday, July 30. Jerry Erickson, like Jerry Enggren and Don McGuire, worked to make Lakeville the special place it is.

Erickson, along with Enggren and many others, created the annual summer festival known as Pan-O-Prog. As it happens, my wife was a school representative with Erickson on the first Pan-O-Prog committee in 1966. Jerry moved to Lakeville in 1963 to open Erickson Drug, the downtown pharmacy he ran with his wife, Martha, for many years before selling it so he could spend more time fishing and working with his son, Scott, at the Ben Franklin store, which Jerry also started. He was a charter member of the Lakeville Area Chamber of Commerce and a founder of the local youth baseball program. Erickson, Enggren and McGuire were not only leaders in the business and civic communities but also patriarchs of local families whose names are synonymous with the city’s history. Community life doesn’t just happen. It is nurtured by people like Enggren, McGuire and Erickson. It is built by families that include these three families and others with names like Kohlnhofer, Friedges, Speiker and, yes, Zweber. Mary Ajax, the CEO of the magnifiSee Werner, Page 43A

Submissions to Forum: www.DakotaCountyTribune.biz

like everyone else. If Speaker Kelliher’s proposal were to become law and the minimum wage was increased by $1.50 an hour it would mean that a business owner who has 10 full time employees would need an additional $31,200 a year just to meet payroll expenses. The net result would likely be a reduction in the number of workers. Most economic studies show that an increase in minimum wage will result in a decrease in employment of minimum wage workers. Is this the approach we should take for job creation? The economic impact over the minimum wage has been debated for years, including the question of a tip credit. In the current situation the best things policy makers can do to stimulate the economy is to refrain from mandating more workplace rules. Wage, benefit and other employment issues are best settled through collective bargaining or in direct discussions between employers and employees. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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August 12, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy ERIC OLSON Certification Otten & Associates Burnsville

Attorney Eric Olson has been certified as a Real Property Specialist by the Minnesota State Bar Association, a distinctive accomplishment for the seasoned lawyer at Otten & Associates in Burnsville. The bar association reports that the certified real property specialist designation is achieved by fewer than 2 percent of licensed Minnesota attorneys. The specialist designation is conferred on leading attorneys who have completed a rigorous process, including an examination in the specialty, a peer review and documented experience. The MSBA says certified attorneys have demonstrated superior knowledge, skill and integrity in their specific field. Olson has practiced law in Minnesota for more than 20 years representing and guiding a range of clients, from Fortune 500 corporations to individuals. He currently leads the small business, real estate and banking law practice of Otten & Associates, which has offices in Burnsville, Minneapolis and Farmington. KEITH OLSON Hire DARTS West St. Paul

Keith Olson was recently hired as the chief financial officer at DARTS in West St. Paul. Olson comes to DARTS with 25 years of experience in nonprofit management, most recently as CFO at Twin Cities Public Television. He will lead DARTS finance division and will oversee the administrative areas of the human resources, information technology, among other departments. HEATHER JOHNSON Hire Fairview Eagan Clinic Eagan

Fairview Eagan Clinic will welcome Heather Johnson, M.D. to its team of providers on Aug. 23. Dr. Johnson earned her medical degree from the University of Minnesota Medical School and is board certified in internal medicine and pediatrics. She also completed her residency through the University of Minnesota. Dr. Johnson takes special interest in pediatric and adult medicine, adult patients with childhood onset diseases and well-child care. JACOB ZIKA Hired Valley Chiropractic Associates Burnsville

Valley Chiropractic Associates in

Buzz Spotlight Fitness 19 to host fund raiser for children’s hospital by Jessica Harper DAKOTA COUNTY TRIBUNE

Each year, Fitness 19 in Eagan gives to various charities as a way of sharing its fortune with the less fortunate. Its latest charitable event will be held on Aug 28 from noon to 5 p.m. at the center, 2874 Highway 55 in Eagan, to raise money for St. Jude Children’s Research Hospital. The free event is part of the Workout for St. Jude fundraising program in which local gyms partner with St. Jude to raise funds for research and treatment of pediatric cancer and other catastrophic childhood illnesses. “It’s a great charity, and with the number of people coming in, we want to get this in front of them,” general manager Andrew Evenson said. The event is open to both members and the public and will have music and food. Local businesses will be offering samples and demonstrations as well. Fitness 19 members have been pledging donations for the past few weeks. Additional donations can be made during the day of the event. Those who join Fitness 19 and make a donation will have their start up fees waved. This is the first time Fitness 19 has joined the Workout for St. Jude program. The following day, Fitness 19 in Lakeville will be raising money for the Susan G. Komen Breast Cancer Foundation. The free event will be held at 16331 Kenrick

Noteworthy Burnsville recently hired Dr. Jacob Zika, a gonstead physician. Dr. Zika earned his Doctorate of Chiropractic from Northwestern College of Chiropractic in 2007 and is certified in the gonstead methodology. Zika discovered the specialty of gonstead chiropractic at the age of 24 while serving in the U.S. Army. During a first aid training maneuver, he hoisted a fellow soldier over his shoulder and herniated two discs, resulting in months of knife-stabbing pain in his low back and left leg, rendering him unable to be in a sitting position. After finding minimal relief with physical therapy, acupuncture, medical doctors, and various chiropractors, Zika was referred to a gonstead chiropractor. The experience changed his life as well as his career path. He has since earned his specialty certification in gonstead and has accepted the position of associate at Valley Chiropractic Associates. Dr. Zika is also a certified chiropractic wellness physician, making him one of the first chiropractors to successfully complete this comprehensive postgraduate program. He performed wellness research, patient care approaches, and methods to maximize the clinical effectiveness of chiropractic through diet and nutrition, exercise, and stress management. Dr. Zika is a member of the International Chiropractors Association’s Council on Wellness and the Christian Chiropractors

Photo by Jessica Harper

Fitness 19 at 2874 Highway 55 in Eagan will accepting donations during a free event to raise funds for St. Jude Children’s Research Hospital. The event will have samples from local business, music and food. Ave. in Lakeville from 11 a.m. to 4 p.m. Aug. 29 and will include a car show, samples from local business, food and children’s games. Previously, the fitness center has donated to Toys for Tots and Second Harvest. In September, Fitness 19 will be hosting a fund raiser for the Dave Ryan’s 5K

Noteworthy Association. Zika and his wife, Kate, reside in Apple Valley.

Business Briefs PREMIER LIFE CHIROPRACTIC TO HOST RIBBON CUTTING Premier Life Chiropractic will host a ribbon cutting ceremony at 11 a.m. on Aug. 20 at 7000 151st St. W. in Apple Valley.

for Special Olympics Minnesota. “We like to think of ourselves as a local gym rather than a corporate chain,” Evenson said as to why the company is so involved in local nonprofits. E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs NEW DCR CHAMBER OF COMMERCE MEMBERS The following are new members at the Dakota County Regional Chamber of Commerce: • FedEx 14638 Cedar Ave. Apple Valley, Minn. (651) 431-7724 www.FedexKinkos.com • Live Smoke Free 2395 University Ave. W., suite 310 St. Paul, Minn. (651) 646-3005

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 12, 2010

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Eagan, Lakeville lose community activists Terry Davis dies at 63 Longtime city volunteer, community activist and former Eagan Parks Commission member had pancreatic cancer by Erin Johnson

which covers most of Eagan and part of Burnsville. Friends, family An enthusiastic and coworkers are supporter of prostill reeling from gressive issues, Dathe recent death of vis had a unique Terry Davis, who talent for outreach, died unexpectedly Wright said. July 29 at the age of “He did a lot of 63. door knocking and Davis, a longtime was very effective at city volunteer and it,” she said. “And he community activist, was better than anysuccumbed to panone at bringing new creatic cancer just people in and geta week after being ting them involved.” diagnosed. He was also “exFriends said he tremely effective” at entered the hospital expanding sponsorJuly 16 with what he ships for the Eagan thought was pneuArt Festival over monia, only to find the past few years out five days later he as president of that had advanced panboard, she said. creatic cancer. “The last time I Davis chose to talked to him was go into hospice two weeks ago. He care, where he died Submitted photo called me from peacefully, surrounded by his fam- Those who knew Terry Davis describe him the hospital with a as a warm, engaging man who was incred- whole list about the ily. He is survived by ibly dedicated to his community and the art festival agenda people in it. He succumbed to pancreatic the day he was movhis wife, Joanie. ing to hospice,” she “ E m o t i o n a l l y, cancer July 29. said. “That was so we are shattered,” Terry, so full of life about environmental issues, said Vicki Wright, DFL chair of Senate Dis- including water quality up until the last minute.” Originally from Beltrict 38 and friend of Davis. and open space. His intel“People just enjoyed him so ligence, probing questions, leville, Ill., Davis had pomuch. He was one of the and leadership skills earned lio as a child and never finest human beings I’ve him the respect of everyone regained the full use of his ever known. There is no re- on the Parks Commission, left arm. But friends say you said fellow commissioner placing Terry.” would never know he had a Davis is universally de- Dorothy Peterson. “It’s real startling that disability. scribed by those who knew “I’m sure it was a strughim as warm, kind, bright, he’s gone. The last time I and engaging. He was saw him at the arts festival gle for him, but it was alknown for being incredibly you wouldn’t have known most invisible to all of us,” Wright said. “It was never devoted to his community he was ill,” she said. For the past several apparent.” and its people. Davis was honored with “He was such a nice, years Davis has served on honest, good-to-the-bone the board of Friends of the a moment of silence at the man,” said Julie Ander- Eagan Core Greenway, a Aug. 2 City Council meetson, director of the Eagan local environmental advo- ing, where Mayor Mike Art House. “You just hate cacy group. Board co-chair Maguire recognized him to lose somebody like that Jack Conrad said he was for his service to the city. “He was really an allone of the most thoughtfrom the community.” But he was also “funny as ful, dedicated and effective around, very active member of our community…who members. heck,” Wright said. “He cared deeply for contributed a lot and had “He really loved a good joke. And a lot of bad ones, this community, and his ac- a lot of passion for Eagan, tions spoke as loudly as his and he handed that pastoo,” she said. Davis served as a volun- words,” he said. “We will sion off to everybody who teer in some capacity with greatly miss him and all he he touched,” Maguire said. the city for the past 20 so generously brought to “He will be sorely missed.” A memorial for Davis our table.” years. Friends and colleagues at is planned Oct. 10 at the He began on the Solid Waste Abatement Com- Travelers Insurance, where Eagan Community Cenmission, then went on to Davis worked for 41 years, ter. Updates will be posted serve three consecutive flooded his CaringBridge at his CaringBridge site, terms on the Eagan Ad- website with fond remem- w w w. c a r g i n g b r i d g e. o r g, visory Parks Commission, brances, describing him as under terrybdavis. from 1997 to 2006. He was a caring, thoughtful man Erin Johnson is at chair of the commission with an ever-present smile. Davis was also active in erin.johnson@ecm-inc.com. from 2002-06, after which he stepped down due to local DFL politics, serving most recently as associate term limits. Davis was passionate chair of Senate District 38, DAKOTA COUNTY TRIBUNE

Another Lakeville icon gone: Jerry Erickson dies Erickson helped found Lakeville’s Pan-O-Prog, chamber of commerce, was a champion of downtown Lakeville by Derrick Williams THISWEEK NEWSPAPERS

Pan-O-Prog, Erickson made it to one last past president’s breakfast, Bob Erickson said. “It was very special for him and for all of us,” he said. “He’ll really be missed.” Erickson moved to Lakeville with his college sweetheart, Martha, in the spring of 1963. His dream was to open his own pharmacy, and Walgreen’s, which in those days offered franchise opportunities to entrepreneurs, was just the ticket. Just a few years later, he broke from Walgreen’s and his pharmacy became Erickson Drug. During his time in Lakeville, Erickson was involved in the creation of Airlake Industrial Park and the DLBA, the founding of Pan-O-Prog in 1966, and the launching of the Lakeville Area Arts Center. He was also the founder of the Lakeville Area Chamber of Commerce and a charter member of the city’s first economic development commission. He even helped launch Lakeville’s Little League baseball program. Erickson handed over Ben Franklin to his son, Scott, years ago, and then sold his drug store in 2000. But a picture of Erickson still greets patrons at the drug store that bears his name. “I was actually at the store when they told me about his passing,” Bob Erickson said. “There was Jerry’s picture sitting on the counter and I reminisced about all the times I got so much more than a prescription from Jerry. He’ll be missed.” He is preceded in death by sister, Lois. He is survived by wife of 56 years, Martha; children, Deb (Doug) and Scott (Cindy); grandchildren, Bryan, Calista, Heather and Jesse; and sister, Marge.

Every city has them. Pillars of the community, pioneers in an era of growth from village to town to city. They’re the men and women who are known by their first names. The ones who guide and craft a community during those years of growth. Jerry Erickson was one of those people. For decades, he owned Erickson Drug and Ben Franklin – two family-owned businesses that helped give JerryErickson downtown Lakeville its small-town the pioneers of this commufeel. nity.” In the 1960s, he helped Bob Erickson agreed and found Lakeville’s annual Pan- said Erickson stood for all orama of Progress celebra- that was good about downtion. Later he founded the town Lakeville. city’s chamber of commerce. “He was there supportSo involved was Erickson ing (the downtown) through that Lakeville’s City Council good and more challengrecognized him on July 6, of- ing times,” he said. “When I ficially calling him a “pioneer” think of downtown, it’s cerand honoring him with a tainly synonymous with Jerry plaque in downtown’s Pio- Erickson.” neer Park. Smith said Erickson was But after a long bout with more than just a business an illness, Erickson died Fri- colleague. Their two families day, July 30. He was 81. also lived close to one another With Erickson’s death, on Lake Marion. Lakeville has now lost three “I spent time with (Erof its community icons in the ickson) just 10 days ago. We span of just four months. shared an ice cream cone,” Jerry Enggren, Erickson’s Smith said. “He was still the friend who was also a down- warm Jerry we all know with town Lakeville business guru a big smile on his face. and owned Enggren’s Mar“From my perspective, as ket, the town’s small grocery a man and as a friend, they store until it closed in 2006, don’t come much better than died in April. Don McGuire, (Erickson),” she said. Lakeville’s longtime schools During Erickson’s wake superintendent and commu- and celebration of life, which nity activist, died in early July. was held on Aug. 2 at Hosan“There’s now a huge void, na! Lutheran Church, Panno question of that,” said O-Prog’s past presidents all former Lakeville city admin- wore their Pan-O-Prog shirts istrator and current school and hats in honor of Erickboard member Bob Erickson, son. 64 (no relation). “(Erickson) was always Erickson’s legacy will moving forward. He never be downtown, said Nancy lost focus, whether it was Smith, who, with Erickson Pan-O-Prog, or Pioneer and others, helped create the Park, or the Arts Center, or Downtown Lakeville Busi- the (DLBA). He was always ness Association. there in full support of the “It’s going to be tough,” opportunities to make downSmith said. “But his legacy town a special place,” Bob E-mail Derrick Williams at: lakeville.thisweek@ecm-inc.com will live on. He was always so Erickson said. active and really was one of During the most recent

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August 12, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Best Practices

Motivate your people by intrinsically showing appreciation by Jeff Appelquist SPECIAL TO THE TRIBUNE

A colleague recently told me that his supervisor had recognized and rewarded his job performance in two ways in the past year. First, he had extended an extremely large salary increase. Next, at yearend, he sent a bottle of wine and a handwritten note, expressing his appreciation for all that my friend had accomplished professionally during the year. For this employee, when I asked which gesture meant the most to him, the wine and the note were far and away more significant than the salary adjustment. His boss took the time in a thoughtful, personal and unforgettable way, to call out his outstanding work. This outcome may seem counter intuitive to many leaders because, unfortunately, many leaders have a misconception about what motivates their people. In her book, “An Honest Day’s Work,” author Twyla Dell writes, “The heart of motivation is to give people what they really want most from work. The more you are able to provide what they want, the more you should expect what you really want, namely: productivity, quality, and service.” How do managers face the understandable difficulty

Guest Columnist Jeff Appelquist

in giving people “what they want” when individual employees are motivated in different ways and by different things? While adequate pay matters – most people are unwilling to work for nothing – it is a mistake to assume that economic gain is the only factor that motivates people to do good work. A significant body of research indicates that what motivates people to do highquality work revolves much more directly around intrinsic factors, rather than rewards or punishment. Those companies that build a culture in which motivation just naturally happens will outperform those that still rely on an outmoded “carrot-and-stick” approach. In his seminal 2003 book, “The Motivation to Work,” scholar Frederick Herzberg (along with co-authors Bernard Mausner and Barbara Bloch Snyderman) makes the simple but compelling point that human beings are motivated from within, not by any policy imposed by their company. Herzberg significantly influenced human resource

management by conducting an extensive series of interviews that explored employee attitudes and attempted to get at the question “What motivates employees?” Herzberg identifies two critical sets of factors that influence motivation. The first set that he calls hygiene factors include basic needs such as working conditions, benefits, job security and company policies. Poor hygiene factors can lead to employee dissatisfaction. Improvement in hygiene factors represents a step in the right direction, but will not in itself inspire motivation. The second set, called motivation factors, go beyond foundational working conditions and to the heart of what energizes people: a sense of achievement, opportunities to develop, and recognition, all of which lead to improved job satisfaction. Ultimately, Herzberg argues, companies succeed by motivating people through job enrichment rather than reward or pressure. In his recent bestseller, “Drive: The Surprising Truth About What Motivates Us,” author Dan Pink describes his own list of the key factors that motivate people: autonomy, mastery, and purpose.

Pink says, “The baseline rewards must be sufficient. That is, the team’s basic compensation must be adequate and fair … Your [organization] must be a congenial place to work. And the people on your team must have autonomy, they must have ample opportunity to pursue mastery, and their daily routines must relate to a higher purpose. If these elements are in place, the best strategy is to provide a sense of urgency and significance – and then get out of the talent’s way.” During World War II, the Lockheed Aircraft Corporation established what became the first “skunk works” (a project team that was provided great autonomy to work on high priority tasks), to develop the first U.S. jet fighter. The experiment was a great success. The team of 53 engineers and support staff worked in secrecy in a remote location. The culture was characterized by equal treatment, informality, limited bureaucracy, and open and honest exchange of ideas. Leadership guru Warren Bennis describes the lead designer on the project as “a visionary on at least two fronts: designing airplanes and organizing genius. [He] seemed to know intuitively what talented people needed

to do their best work, how to motivate them, and how to make sure the desired product was created as quickly and cheaply as possible.” What can your organization do to create an environment in which motivation is the natural outcome of a healthy culture and not a matter of following a rewards and punishment dynamic? Ask people what they want. Talk to your folks and listen to what they tell you. Find out what motivates each individual on your team and (within reason) work to meet those needs. Treat people with respect. Make sure that your people are paid fairly, especially in comparison to those who are doing similar work in other organizations. If working conditions are not up to an acceptable standard, fix them. Encourage an open and vigorous exchange of ideas. Evaluate mistakes honestly to learn from them, without assigning blame. If you are considering financial or other extrinsic rewards, know that research indicates (as author Dan Pink reminds us) “Any extrinsic reward should be unexpected and offered only after the task is complete. Holding out a prize at the beginning of a project – and offering it as a

contingency – will inevitably focus people’s attention on obtaining the reward rather than attacking the problem.” Appreciate the power of a small gesture of gratitude, such as a handwritten note or a pat on the back. Sometimes the simplest recognition, as long as it’s timely, specific and sincere, can have a hugely motivating effect (just ask my friend about the note he received from his boss). Human beings are complicated, and each of us experiences motivation differently. But we all have a basic and inherent need to feel that we have control of our lives, that we are learning and growing, and that our work has a larger meaning beyond a mere paycheck. Organizations that recognize these fundamental truths will do well on the shoulders of a highly motivated workforce. Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

Business 101 The key to avoiding the woulda, coulda, shoulda in our careers and lives by Steve Beseke SPECIAL TO THE TRIBUNE

Have you ever thought along the following lines in your career or life? “What could I have accomplished in my life if only...” “I should have taken this career direction, but I didn’t.” “If only I would have made this decision, my career and life might have been different.” I have definitely been there and done that. All of us face these “woulda, coulda, shouldas” throughout our careers and lives. I’ve made decisions that I sometimes regret and missed opportunities because I did not see them. But I have never let those moments define me – there have been so many other times I have made the right calls and benefited immensely from them. I’ve been able to jump over these hurdles because I try very hard to stay in the present and not look back. A friend of mine said of himself: “Looking back has always been a challenge for me because I nearly always paint

Make It Happen Steve Beseke

myself in a less resilient light and see more negativity than not.” As I’ve talked with millions of good folks worldwide about resiliency, I’ve sensed that many of you also sometimes focus on such life negatives. Let’s face it: We all do at some points in our lives. The key I’ve found is not letting these past moments torment you and prevent you from moving forward. Instead, all of us should celebrate the wonderful resilience that makes us very successful and worthwhile to all those in our orbit. Staying resilient, especially during these very challenging times, can be very hard. Like me, you might have been laid off during this economic storm, or know good friends who are struggling through their own ups and downs. Such challenges affect how we view ourselves while

altering the confidence we need to look past stressful times. Whether we are struggling at our jobs, or continuing to aim for success in our personal relationships, the past can sometimes affect how we react. On a personal level, I’ve had to deal with a lifelong physical disability, cerebral palsy, and it has caused me to lose confidence many times in my life. While I don’t see my disability now as an insurmountable negative, it can challenge how I view myself if I am not careful. Especially during the winter months, for example, I just have to be very disciplined when walking on snow or ice or I may lose my balance and fall. All of us have our own set of unique circumstances, and I don’t talk about my disability to seek your empathy. I do bring my life up because it shows we need to balance our perceived negatives in a way that provides us an avenue to be successful in both our personal and work journeys.

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

One life strategy I have found to overcome such debilitating obstacles is to compartmentalize my difficult moments. You may want to try shutting a particular compartment door for a while if a perceived negative or past burden becomes too much to handle. I don’t shut the door forever, but find another compartment of my life that’s going well – whether it is related to my personal life or career. These “other compartments” usually help build my confidence back up again where I can deal with that troubling door in my career or life. Such resilient doors might be sharing a quiet and gentle moment with my wonderful wife, or counseling my 15-year-old daughter that not everything in life will go exactly as she wants. Juggling all aspects of life and keeping a healthy balance

between what you can and cannot control – in your past and the present – is truly the definition of resilience. This balance allows me to successfully close the “woulda, coulda, shoulda” parts of my world. That includes “If only I would be ‘normal’ and not have this disability, I could really be a success.” But I have realized in the last few years – I’m now 50 – that my disability is not the perceived negative I’ve always categorized it to be. It allows me to be more adaptive, more accommodating to “differences,” and lets me understand how lucky I am to have a very successful resiliency business and terrific family despite any physical issues. The next time you see a particular aspect of your career or life as negative recurring year after year, just remember how lucky you are to have your wonderful life.

There are still parts of this world where good folks like us live on and eat off garbage dumps with little hope. Or, parents in some areas of the world have to suffer infant mortality rates of 40 percent in the first two years of life. When I look at such circumstances, my disability – or your perceived negatives – most likely pale in comparison. So, the next time a perceived negative (even a recurring one) rears its ugly head in your life or career, I suggest that they are never usually as challenging as first thought. Compartmentalizing and not allowing them to dominate your life will help you stay resilient no matter what obstacle comes your way. Steve Beseke is president and CEO of Resiliency First. Beseke has used his more than 25 years of experience as a corporate communications executive with Fortune 500 companies to write and give speeches about resiliency worldwide. His website is www.resiliencyfirst.com. He can be reached at beseke1@ earthlink.net.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 12, 2010

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Government Watch

Council likely to forward plans to redevelop commercial area 210 acres considered gateway to Rosemount by Laura Adelmann DAKOTA COUNTY TRIBUNE

The Rosemount City Council was expected to approve a funding application Wednesday to continue plans to redevelop an area considered the southern gateway into the city. The 210-acre site, bound on both sides of South Robert Trail, between County Roads 42 and 46 with the Union Pacific rail line on the east, Chilli Court to the south, is

home to many commercial buildings determined to have outlived their usefulness. Many of the buildings are over 25 years old, according to the city’s application, which seeks $23,500 from the Metropolitan Council’s Livable Communities funding to create a redevelopment plan for the 48-parcel area. The city has been working with businesses, developers and landowners for the last several years to plan redevel-

opment of the area. Affected businesses include staples like Carlson Tractor, while the southern half includes a mix of farm fields, a former village dump, a car repair business and a natural gas storage facility. If funding is approved, the plan will evaluate what businesses and uses are suitable to remain in the north half of the project area and create a redevelopment strategy for other parcels and buildings.

According to the city’s application, the plan will also evaluate the best and highest development scenario for the south half along with addressing brownfield clean up and redevelopment. City goals for the plan are to add an important tax base while providing additional jobs for residents. Laura Adelmann is at dceditor@frontiernet.net.

Christy Jo Fogarty makes re-election bid for Farmington City Council Farmington City Council member Christy Jo Fogarty announced this week she will seek re-election for a final time. “If residents of Farmington are kind enough to allow me to serve another term I feel it should be my last. I’m a big believer in term limits, just in this case, it’s self-imposed,” Fogarty said. While Farmington City Council does not have set term limits Fogarty has decided a third term is all she would serve. First elected in 2002, Fogarty said, “I was here at the height of residential development and have seen so many changes. I’ve also seen the decline in housing over the past several years and

how that has changed the city.” Fogarty says she would like to spend the next four Christy Jo years comFogarty pleting some projects started during her tenure and would still like to see a long-term parks plan, something that has eluded the council for years. “The first year I was on the council we lost local government aid and every year since we’ve tried to hold the line on taxes, the sacrifice has often been the parks department,” Fogarty said. Looking to find long-

term solutions over the next four years, Fogarty said she has been a part of many projects and planning processes during the last eight years, including reconstruction projects like Ash Street and Elm Street. “I have also seen many new businesses come to the city, it may not be the big box everyone has hoped to see come to the city but new businesses like CVS and the Tamarack Mall on Highway 3 are great additions to our community.” Fogarty said she wants to implement new policies to streamline the commercial businesses permitting process to help businesses start building in 30 days. “This is a policy we have

Two challengers file for City Council seats by Andrew Miller DAKOTA COUNTY TRIBUNE

Apple Valley voters will see at least two challengers on the ballot in the November election for City Council seats. Ikram Huq and Erik Younger have both filed as candidates for the two City Council seats up for election which are currently held by John Bergman and Sharon LaComb. The filing period runs Aug. 3-17. Bergman, who’s served on the council since 2003, has filed for re-election. It is unclear at this time if LaComb intends to seek reelection. She is not among the Apple Valley City Council candidates listed on the Minnesota Secretary of State’s website, and she did not return a call seeking comment earlier this week. LaComb was appointed to

the City Council on an interim basis in April 2008 to fill the vacant seat left by Bob Erickson, who died in February of that year after a battle with cancer. LaComb was later elected by Apple Valley voters to serve out the remaining two years of Erickson’s term. Huq, a member of the state Board of Pharmacy since 2006, is owner and CEO of Omar Insurance Agency, co-owner of Ramadan Halal Meat & Groceries in Burnsville, and is a senior imam and religious director of the Muslim Community Center in Bloomington. Younger, a Gulf War veteran and businessman, describes himself as “a proud patriot and a true conservative” on his campaign website, www.erikyounger.com. Younger notes on his website that he was an active campaigner for Ron

Paul in the 2008 presidential election.

Mayoral election Apple Valley Mayor Mary Hamann-Roland is thus far the sole candidate to file for the mayoral election in November. Hamann-Roland has served on the council since 1999. Terms on the five-member City Council (which includes the mayoral seat) are for four years. Filing information for those interested in running for office can be found on the county’s website, www. co.dakota.mn.us, under “Voting & Elections,” and also on the Minnesota Secretary of State’s website, www.sos.state. mn.us. Andrew Miller is at andrew. miller@ecm-inc.com.

been working on for the last couple years and are excited to implement. I’ve pushed hard for anything we can do to make it easier to open a business in Farmington.” Fogarty works as a dental hygienist for New Art of Dentistry in Hastings. She serves as the Economic Development Authority chair and has sat on several committee and planning groups over the years. Fogarty was appointed by Gov. Tim Pawlenty to serve as metro cities representative on the Board of Water and Soil Resources. Fogarty has been married for 16 years to Steven, a Minneapolis police officer, and together they have three children.

Little to run for Lakeville City Council On the first day of filing, Matt Little announced his candidacy for the Lakeville City Council. A lifelong Lakeville resident, Little, 25, attended Parkview Elementary before graduating from Rosemount High School and the University of Minnesota-Morris. “I’m running because this is where I grew up and where I plan to stay. I want to ensure our city stays one of safest, best places to live in Minnesota,” he said. Little’s campaign has stressed fiscal discipline. He states, “This year every candidate will be talking about how they are going to keep taxes low but I’m the only candidate that already has a plan.” He plans to reduce mayor and city council salaries, call for voluntary salary cuts from city management, prevent spending on unnecessary City Hall amenities, and stop paying lobbyists to represent the city. “We can’t print more money like the federal government so we must stop spending what we don’t have,” Little said. Little has also emphasized the importance of public safety. “As Lakeville’s population continues to grow, it will be increasingly difficult for the Police Department to meet their increased workload,” he said. Therefore, he proposes several low-cost policies to increase police effectiveness, including decreasing the amount of time police officers must spend on paperwork, expanding the responsibilities of the Police Reserves and designing an internship program for recent academy graduates

to assist with non-emergency calls, which can pull officers away from their core duties. He aims Matt Little to provide a full-capacity police force by the end of four years. Little is an avid volunteer. He received the 2010 Lion of the Year award from the Lakeville Lions and spends time writing and editing the club’s newsletter and website. He is a mentor for Big Brothers Big Sisters, a volunteer policy debate coach, and formerly volunteered at the downtown Lakeville food shelf. He hopes to translate his volunteer experience into government by creating city policies to coordinate with charities, service organizations, churches, and schools to increase volunteer opportunities. “We can’t rely on government to better our communities, or help those in need, we have to do this ourselves. With our strong faith community and excellent schools we can engage the youth of Lakeville to give back to their community,” he said. Little is employed during the school year tutoring English language learners in public schools, and also works at Highview Hills Senior Living Community. When not occupied with work or volunteering, Little enjoys spending time with his family, running and playing basketball, and reading. For more information about the campaign visit LittleforLakeville.com.

Business loans available for veterans, small businesses An expanded and renamed state program is offering loans of up to $20,000 apiece to recently retired military service members who want to start businesses, and also to small businesses that suffered due to the loss of essential employees being called to military service, under a law passed in the 2010 legislative session. The Minnesota Department of Employment and Economic Development is administrating the program, called the Minnesota Reservist and Veteran Business Loan Program. Both the business and start-up business loans are one-time, interest-free loans, available from $5,000 to $20,000. Terms are for

four and a half years, with no repayment over the first one and a half years and equal monthly payments for the remaining three years. Start-up business loans are available to businesses that are owned and operated by a recently separated veteran (after Sept. 11, 2001). To qualify for this program, a veteran must have been on active duty on or after 9/11 and have been separated under honorable conditions after having been on active duty for at least 181 consecutive days, or after disability incurred while on active duty. “Small business is the backbone of Minnesota,” said Sen. Pat Pariseau, who is retiring at the end of 2010. “These loan pro-

grams were developed for our hard-working veterans that continue to serve our state by priming the economic pump of small business that fuels our state’s economy. I encourage all veterans that may be eligible and interested to check into the programs they may want to take advantage of.” Applications are available at www.positivelyminnesota.com under “reservist and veteran business loan.” The direct link to the information page is at: www. tinyurl.com/veteransloanprogram. Questions about the program can be directed to Jeff Nelson at (651) 2597523 or jeff.m.nelson@ state.mn.us.

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August 12, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business Briefs BBB receives numerous complaints about satellite TV contracts, service In the past three years, more than 53,000 customers have complained to the Better Business Bureau (BBB) about satellite television providers, with 39,000 of those complaints filed against DirecTV and 13,000 filed against Dish Network. Many complaints stem from fees and terms outlined in the customer agreement, and the BBB recommends that television viewers planning to make the switch to satellite read the fine print closely. According to company reports, DirecTV has more than 18 million customers in the United States and Dish Network has more than 14 million. The complex policies and fees that are sometimes unique to satellite service has led many customers to complain to the BBB about the contractual obligations outlined — but often overlooked — in the fine print of their agreement. The following are examples of common complaints the BBB receives about satellite television providers: Early Termination Fees: Complainants report paying cancellation fees amounting to more than $600. Commonly the customer felt that the company didn’t provide the services promised and they shouldn’t have to pay to cancel service they weren’t happy with or didn’t receive. In some cases the customer claims they were not aware of the policy or that a sales representative misrepresented the terms. Introductory Offers: Many promotions will offer a lower price or premium channels for an introductory period, after which the customer will be charged the full price. Some complainants state their monthly bill increased substantially more than they anticipated. Others state they were promised gift cards for signing up that never materialized or rebates that couldn’t be redeemed immediately. Billing issues: Some complainants state that they were charged for services they didn’t order — such as pay-per-view movies — or were charged for services which they thought would be free. Complainants also cite issues with returning their receivers to the company and still being charged for them. In some cases the unexpected charges were the result of expiring introductory rates

or offers. Service issues: Complainants have also contacted the BBB over reception quality issues, channel offerings or difficulties in getting equipment repaired. Upgrades Resulting in Contract Extension: Some complainants were upset to learn that when they upgraded their service or equipment, it resulted in a contract extension and they were later charged fees for early cancellation. When signing up for satellite television services, the BBB recommends that customers: Get it all in writing: Don’t just take a salesman, installer or customer service representative’s word for it. You might also be speaking with a thirdparty retailer and the verbal promises may not show up in the final customer agreement with the satellite provider. Read the terms and conditions carefully: Pay close attention to the terms on introductory offers, equipment costs and the cancellation policy. Check every bill closely: The sooner you spot inaccuracies in billing, the better. Even if you have your account set up to automatically charge your credit card or debit your checking account, always review your monthly bill closely for any new or unusual charges. Mark your calendar: Put important dates down on your calendar such as when you need to cancel introductory promotions for premium channels and the end of your contract. File a complaint with the BBB: Consult the terms that you agreed to and if you’re unable to reach an agreement with your satellite provider, file a complaint with your BBB. Both Dish Network and DirecTV consistently respond to complaints and BBB has been able to help consumers receive refunds in many cases. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct; and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www.bbb.org or (651) 699-1111, or toll-free at 1-800-646-6222.

Record numbers at DE event Photo submitted

A record-setting crowd of 9,155 Dakota Electric Association members and their families attended the company’s Member Appreciation event at the Minnesota Zoo on July 29. The crowd was the largest in the event’s 13-year history. During the event, zoo admission was free to all who purchase electricity from Dakota Electric, a member-owned cooperative. Additionally, Dakota Electric asked attendees to bring food donations for area food shelves. The crowd donated 2,524 pounds of food — a new record — along with $660 in cash. Since Dakota Electric began hosting this event, Dakota Electric’s members have donated more than eight tons of food and more than $5,500 to the local food shelves.

Dakota County Technical College, in partnership with the Dakota-Scott Workforce Investment Board, will host the first annual Nanotechnology Summit Wednesday, October 13 from 8 to 11:30 a.m. at the Eagan Community Center in Eagan. The summit will feature Deb Newberry as the keynote speaker. Newberry is the director of both the Midwest Regional Center for Nanotechnology Education (Nano-Link) and the DCTC Nanoscience Technology program. Skip Nienhaus, the economic development coordinator for Burnsville, chairs a committee charged with organizing the summit. Nienhaus reported that the summit will center on a panel of experts versed in three main topics: education, industry and workforce. Each panelist will conduct two 30-minute breakout sessions complete with in-depth discussions and a question and answer period. Summit attendees will have the opportunity to participate in breakouts with two of the three panelists. Mike Opp, the dean of transportation and technical careers at DCTC, praised the summit as a very direct way to get the word out about the amazing applications of nanotechnology across a range of fields and industries, including: • Medicine • Chemistry • The Environment • Energy • Information Technology • Communications • Heavy Industry • Consumer Goods Opp said that nanotechnology can be defined as the branch of technology focused on structures at the molecular and atomic level. By manufacturing materials at that scale, the physical, electrical and biological properties can be controlled. He also noted that nanotech is an industry with an exceptionally bright future, pointing to a report by the National Science Foundation indicating a worldwide nanotech market will apPhoto by Rick Orndorf proach $1 trillion by 2015. To register for the sumUSFCU Financial Services Representative Chauncey Oliva smiled on July 29 while making his donation in the Me- mit, go online at www.dctc. edu/go/nanosummit/. morial Blood Centers’ Bloodmobile.

U.S. Federal Credit Union hosted successful blood drive U.S. Federal Credit Union (USFCU) hosted yet another successful blood drive with Memorial Blood Centers (MBC), a major supplier of blood to hospitals in the Twin Cities metro area, northern Minnesota and northwestern Wisconsin. The July 23 drive garnered support from USFCU employees and members of the community. The MBC bloodmobile parked at the credit union’s corporate location in Burnsville and tended to 26 donors during the four hour visit. The drive culminated with a total of 22 usable units of blood, potentially helping more than 66 lives. According to Memorial Blood Centers’ website, less than 10 percent of the U.S. population eligible to donate blood does so annually. U.S. Federal sees the need and continues to be committed to this cause with their bi-annual drives. USFCU will continue with this donation opportunity with the next bi-annual blood drive on January 21, 2011. For more information on how and where to donate, visit mbc.org.

DCTC hosts nanotechnology summit

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 12, 2010

Business Briefs

Capitol Commerce

Beth Wiggins promoted to DARTS COO Wiggins has worked at DARTS for more than 20 years by Jessica Harper DAKOTA COUNTY TRIBUNE

Beth Wiggins has spent the past two decades pursuing a personal passion —improving the lives of elderly people. “I like being in a field that is rapidly changing,� Wiggins said. “As the demographics change, we need to stay on our toes and be tuned into the needs of older adults.� Wiggins has worked for DARTS, a nonprofit that provides various services to elderly people and their families, for the past 20 years. “I wanted to work at an organization that served older adults and that would allow me to grow in my career,� she said. On Aug. 1, Wiggins was promoted to chief operating officer and will be responsible for overseeing various services for elderly people and their caregivers, including

Beth Wiggins transportation services and intergenerational and community engagement initiatives, among others. “I’m excited about the new opportunity,� she said. Prior to the promotion, Wiggins served as DARTS’ vice president of community services in which she oversaw in-home and supportive services for older adults.

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Wiggins has been integral to several awards earned by DARTS, including the National Family Care Giving Award from the National Alliance for Care Giving and the Met Life Foundation. DARTS received the award last year in recognition of its family education program for those caring for elderly relatives. Wiggins also oversees DARTS partnership with Dakota County for the Living Longer and Stronger in Dakota County initiative, which examines the effects created by the wave of aging baby boomers. Prior to joining DARTS, Wiggins worked at various nursing homes while finishing her master’s degree in social work at the University of Minnesota-Twin Cities.

Chilean ambassador meets with governor The two spoke over breakfast about trade and other issues by T.W. Budig ECM CAPITOL REPORTER

Chilean Ambassador to the United States Arturo Fermandois met with Gov. Tim Pawlenty Aug. 3 and, over breakfast, discussed trade and other issues. “The state of Minnesota can benefit from this,� Fermandois said of free trade, meeting with reporters after the meeting. “And Chile can benefit from this.� Fermandois was accompanied by a group of Chilean business executives. Included were mining executives from the Chilean mining firm Antofagasta – the company recently finalized a participation agreement with Duluth Jessica Harper is at Metals Limited expected jessica.harper@ecm-inc.com. to see $130 million spent in a joint mining venture, the Nokomis Project in northeast Minnesota. The new joint venGov. Tim Pawlenty signed ture company, Twin Metthe measure into law this als Minnesota, is majority owned by Duluth Metals spring. Goodrich Corporation, Limited. a Fortune 500 company, is a global supplier of systems Agreement and services to aerospace, will accelerate defense and homeland security markets. With one of the development According to media remost strategically diversified portfolios of products in the ports, the signing of the industry, Goodrich serves a agreement is expected to acglobal customer base with celerate development of the significant worldwide manu- large-scale copper-nickelfacturing and service facili- platinum-palladium-gold project. ties. If advanced, the project could bring thousands of construction and mining jobs to the region. Some environmental conplace Saturdays, Aug. 7 and cerns have been expressed. 21, with instruction on the Last December Pawlenty proper use of .22’s, shotgun led a trade mission to South and archery equipment. All America, which included a ammunition and equipment visit to Chile. are provided free of charge. Although, indicating One-on-one instruction is that meetings have taken provided under the supervision of DNR certified fire- place between administration officials and Antofaarm safety instructors. For more information, gasta, Pawlenty credited call the Dakota County Duluth Metals company ofGun Club at (952) 985- ficials with doing the “yeoman’s work� in sealing the 3248. deal with Antofagasta. The ambassador and visiting dignitaries during a tour of the State Capitol 10, and Thursday, Aug. 12. later in the morning were Register by visiting www. plunged into darkness by a Rasmussen.edu/preparefor- temporary power outage. fair. For more information, T.W. Budig is at tim.budig@ call (651) 687-0507. ecm-inc.com.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Goodrich breaking ground in Burnsville Goodrich Corporation is breaking ground on the first phase of its expansion of the company’s Sensors and Integrated Systems business in Burnsville. The expansion is expected to create 50 jobs upon completion in 2012, It will also add to the company’s 243,000-square-foot Burnsville facility. The expansion includes a wind tunnel that can simulate aircraft environmental operating conditions and a manufacturing facility that will produce miniature

sensors that are used in many of the company’s products. The Department of Employment and Economic Development assisted with the project by proposing legislation that exempts the company from paying state sales taxes through 2015 on materials, supplies and equipment purchased for the expansion. Under the legislation, the sales tax will be reimbursed after the company meets goals for capital investment, and job creation and retention.

Dakota County Gun Club offers training The Dakota County Gun Club has been providing community service events free of charge to women and youth for several years. Upcoming events include: • “Ladies Day at the Rangeâ€? on Aug. 21. Participants will shoot a variety of firearms including handguns, rifles, black powder guns and shotguns with the help and supervision of ex-

perienced mentors. • “Family Upland Bird Dayâ€? on Sept. 25. This is a joint program co-sponsored with the DNR’s “Become a Outdoor Womanâ€? program. Families will get the opportunity to learn and participate in upland bird hunting demonstrations and shooting of shotguns under the direct supervision of experienced mentors. • Youth training takes

Rasmussen College hosts career fair Rasmussen College, 3500 Federal Drive, Eagan, will host a Career and Networking Fair from 3 to 5 p.m. Thursday, Aug. 19. Prior to the career fair, the college will offer an

online webinar on making a positive impression with employers, overall success tips, general interview etiquette and more. This series will run online at 11 a.m. and 6 p.m. Tuesday, Aug.

Photo by Tim Budig

Chilean Ambassador Arturo Fermandois and a team of Chilean business executives met with Gov. Tim Pawlenty Aug. 3 at the governor’s residence. One point of discussion is a mining operation in northeast Minnesota, a joint business venture. Pawlenty led a trade mission to Chile and other South American countries late last year.

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10A

August 12, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Dakota County

Burnsville

Clerk allegedly threatens couple County offers free well-water A Burnsville convenience-store clerk is charged with testing for nitrate at the fair making terroristic threats for allegedly threatening a couple after they asked if the woman’s son could use the bathroom. The woman and her boyfriend told police an employee of Super Gas USA threatened to shoot them and wielded a baseball bat as if he were going to hit the man. The incident occurred on July 28 at about 2:50 p.m. at Super Gas USA, 1500 Southcross Drive W. The employee, 47-year-old Mahmoud Ahmed Alsharif, admitted to police that he was upset with the couple because they weren’t customers and came in only to use the bathroom, according to the criminal complaint filed in Dakota County District Court. He admitted to grabbing the bat and to making a comment about shooting the couple, the complaint said. In addition to coming in to find a bathroom for the woman’s 4-year-old son, her boyfriend asked to use a faucet to fill his water bottle, the complaint said. Alsharif said the bathroom and faucet were for customers only. The man told police that Alsharif began yelling and threatened to shoot them. He said Alsharif dug under the counter for something, and when the man asked what it was, Alsharif put his hand into the shape of a gun and said, “I’m going to shoot you in the head!” Police found a BB gun under the counter, the complaint said. When Alsharif couldn’t find a gun, he reached to his left and grabbed a silver baseball bat, the complaint said. The couple told police Alsharif followed them and the boy out of the store, holding the bat above the man’s head as if he were gong to hit him. The woman had tried to buy a bottle of juice, but Alsharif pushed it away and said “he was not a slave,” according to the complaint.

Residents with private wells for drinking water can have their water tested for nitrate for free during the Dakota County Fair. Nitrate is the most common source of groundwater contamination. Testing will take place from 4 to 7 p.m. Thursday, Aug. 12, in the Horticulture and Foods Building and 10 a.m. to 3 p.m. Saturday, Aug. 14, in the 4-H Building. Test results will be available in minutes. Water samples may also be dropped off at the Horticulture and Foods Building anytime during building hours until Sunday, Aug. 15. Dakota County will test the samples and mail the results to well owners. The testing service is not for residents who get home drinking water from a city water system. For testing, bring one cup of water in a small, clean bottle or jar to the nitrate clinic. Collect the water sample just before leaving for the fair. Clearly label samples from different wells. To check if a water treatment system, such as a reverse osmosis unit (not a water softener), is working properly to remove nitrate, bring samples marked before and after. Information for well owners about how to reduce or remove nitrate will also be available. For information about private wells, contact the Dakota County Water Resources Department at (952) 891-7000.

Eagan

You say you didn’t notice Probably, if you aren’t checking the Public Notice columns of this newspaper regularly. Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world. The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting. Whether you know them as Public Notices or as “the legals”, it pays you to check the Public Notice columns in this newspaper each issue. What you don’t know might cost you!

Dakota County Tribune BUSINESS WEEKLY

952-894-1111

Education Summer physicals cut in 196

— John Gessner

until it was too late to do anything about it?

resolution with the property owners in the meantime, he said. The legal battle with the three businesses began in 2007 when Eagan initiated a quick-take condemnation of several properties for a planned urban village. Larson Automotive Repair Services, Competition Engines and U-Haul sued the city to prevent the move. An initial court ruling sided with the city. An appeals court reversed that decision, claiming the city council limited its Economic Development Authority’s power of eminent domain by requiring a binding development agreement before any property could be acquired. No such agreement was in place at the time of condemnation. The city appealed that decision to the Supreme Court. The new ruling is not expected to affect the first phase of the redevelopment project, which did not include the three properties in question, said City Administrator Tom Hedges. The Village at Cedar Grove, located east of Cedar Avenue along Highway13, has long been planned as a mix of commercial retail space, life-cycle housing, office buildings, and open space. Phase one of the development will include 150 units of senior housing, 250 apartment units, two four-story hotels, a retail building with three or four tenants, and a building for child care/ commercial use. The city purchased about 80 percent of the properties in the redevelopment area between 2002 and 2007. When negotiations over the remaining properties stalled, the city’s Economic Development Authority used eminent domain. Of the 31 properties the city condemned, six owners objected. Three later dropped their objections and reached deals with the city. Phase one of the project will develop about 60 percent of the land in the area. Plans for a future phase – which would include the three contested properties – have yet to be determined, according to city officials. — Erin Johnson

Photo by Erin Johnson

Larson Automotive is one of three businesses that sued Eagan over its use of eminent domain in the Cedar Grove redevelopment area. U-Haul and Competiton Engines remain open for business.

Supreme Court sides with city in eminent domain case The state’s highest court has sided with the city of Eagan in an eminent domain case involving three businesses in the Cedar Grove area. In its decision, the Minnesota Supreme Court ruled that the city’s Economic Development Authority “did not exceed the scope of its authority when it acquired the property owner’s property.” It also said the Court of Appeals failed to weigh in on two other issues brought up in the case: the issue of the public purpose of using eminent domain, and the issue of the city’s quick-taking of the properties. The case will now go back to the appeals court, which is expected to make a final decision on those remaining issues within 90 days. “The city is confident that the Court of Appeals will affirm the District Court’s findings that the city had a valid public purpose to acquire the properties,” said Eagan Mayor Mike Maguire. Eagan remains committed to working toward an amicable

Those student athletes who need physicals are going to have to look outside the school this year. Summer physical exam clinics are among the programs cut as part of the Rosemount-Apple Valley-Eagan school district’s $15 million in budget cuts and adjustments for the 2010-2011 school year. Competition from retail clinic stores such as Minute Clinic and Target and from private practices has led to decreased use of the school service, said district nursing coordinator Jane Schleisman. “We were a duplication of services,” she said, adding that “a lot of clinics advertise for sports physicals.” As a result, the program has lost money the past three years, she said. So when district administrators and the school board asked Schleisman to make some program cuts, the summer screenings were high on the list. “I looked for things (to cut) that didn’t affect the integrity of the school-year programs,” she said. The cut will provide the district with an annual savings of $8,300, said finance director Jeff Solomon. This is small when compared to the $300 million budget of the 29,000-student school district, but when it comes to fiscal management, every little bit counts. The district charged $20 for the physicals, which are required for those students interested in becoming athletes. Regardless of the program cut, Schleisman said, the physicals are still required. In addition to this cut, Schleisman also cut an under-utilized ninth grade vision screening program and a two-hour clerical position. The latter, Schleisman said, because it will leave one nurse with more than 2,000 students without support. In spite of this, Schleisman said she has never felt slighted by the administration. “I’ve never felt like a lone ranger being a nurse,” she said. “We’re lucky in our district to have an amicable relationship with all administration.” — Aaron Vehling

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 12, 2010

11A

News Roundup Recent news from around Dakota County

Farmington

Lakeville

Rosemount

Relay for Life raises funds in celebration, remembrance

South Metro Miracle League on Residents critical of U of M track to play ball in September wind energy plans at Umore

Farmington Fire Chief Tim Pietsch commemorated former fire chief Ken Kuchera – who lost his battle with cancer in June – at the opening ceremonies for the Relay for Life walk in Farmington on Friday, July 30. This year the American Cancer Society’s theme was “A world with less cancer is a world with more birthdays.” Caregivers shared personal, heartfelt stories about survival and loss, and many cancer survivors proudly walked the “Survivors’ Lap” around the track. The track was framed with hundreds of luminary bags, each decorated with handwritten words of remembrance and photos of family and friends who died from cancer. Pietsch shared his words of remembrance about Kuchera, who passed away June 6 after battling colon cancer for more than five years. Being formally introduced to Kuchera back in 1977 when his parents moved next door to him, Pietsch said he did not know what kind of impact Kuchera would have on his life back then. “When he had cancer, he battled it and he remained so positive throughout the whole ordeal and never said anything negative,” Pietsch said. When Pietsch visited Kuchera in hospice at the end of his life, Kuchera told him, “I can either remain positive or I can be mad at the world.” “That was a testament to me for how he saw things,” Pietsch said. Besides working together in the fire service for years, Pietsch said his friendship blossomed with Ken when they went ice fishing on Lake Mille Lacs and snowmobiling up north in the winter. “That is really when I got to know him and what he was like, and I realized what a good person he was and how he could talk to anybody,” Pietsch said. Kuchera had the ability to lighten the tension or mood in the room with a joke or a few words, he said. “The man knew everybody and remembered everyone’s name he met,” he said, recalling a Canada fishing trip where Kuchera knew someone at a remote resort. “My friendship with Ken blossomed into so much more than the fire service – he was almost like a second father because he was very firm, yet very forgiving, and I witnessed that time and time again,” he said. Pietsch read the firefighters’ prayer to say this was how Kuchera lived his life and he continued to have a passion for the fire service even after he retired. Relay for Life This year’s Farmington Relay for Life cancer walk was moved to a new location at the track and field of Robert Boeckman Middle School. Walkers raised funds at an overnight walk and campout from early evening Friday, July 30, to the next morning. “The event went really well,” said Melissa Thone, community relations representative with the American Cancer Society. “Everyone was in great spirits and the weather held out.” So far, the fundraising totals from the Farmington Relay for Life come in at $47,000, but contributions will be collected until Aug. 31. Last year the Farmington Ramble and Amble Walk raised $32,000 and this year the goal was to reach $41,000. “Having the event overnight helped because there was more time, and everybody was really excited about the significance and meaning of it being overnight,” Thone said. The Relay for Life overnight campout symbolizes how a cancer patient starts out in the light when they’re healthy and then, after they receive the cancer diagnosis and endure radiation or chemotherapy, they go through what feels like a darkness, Thone said. “Waking up the next day shows the symbolism of coming out in the light again at the end of the cancer journey” after remission,” said Thone.

Organizers for the South Metro Miracle League, a Lakeville-based baseball program for children with disabilities, said they have the money to start construction on their new field after four years of fundraising. Brian Roseen, who organizes the Miracle League project for the Lakeville Baseball Association, said they’re ready to break ground at King Park in Lakeville. “There’s a need — I know there’s a huge need,” Roseen said. On Sunday, Sept. 12, Roseen said the league will Photo submitted take a huge step. At the Miracle Field, children Not only will ground with special needs have the be broken on the new field opportunity to play baseball. during a ceremony, but the league will kick off and hold its first games that day. The Miracle Field will be built at King Park, located at Dodd Road and 185th Street, on one of the eight existing fields which the Lakeville City Council donated to the Miracle League in 2006. And while ground breaking is set to begin, fundraising is still ongoing. Roseen said they have roughly half of the $400,000 needed to construct the Miracle Field, but have enough to get the field up and running before next spring’s league begins. Miracle Fields are different than a regular baseball fields because they’re designed with a cushioned, rubberized surface, wheelchair access to the field and dugouts, and a flat, barrier free surface to help visually impaired players or players in wheelchairs. With fundraising efforts ongoing, M&I Bank and Lakeville’s Parks and Recreation Department are teaming up for Movies in the Park on Saturday, Aug. 14, with proceeds going to the Miracle League. Andrea Novak, a regional marketing manager with M&I Bank, said the event, held at North Park, located at 17100 Ipava Ave., will begin around 7 p.m. with free activities and games for children and families. At dusk, Novak said they’ll show Alvin and the Chipmunks: The Squeakquel. Concessions will be sold during the event. “We do the event as an opportunity to give back to the community,” Novak said. “... The Miracle League is such a great cause.” Roseen said the South Metro Miracle League has roughly $150,000 in hand with another $55,000 of in-kind donations, but $200,000 is still needed for bleachers and other parts of the project. Roseen said he became interested in the project four years ago when he and his 13-year-old son were playing catch at Quigley-Sime Park in Lakeville. While playing, a young boy in a wheelchair rolled up to their field. “We tried to find a way for him to play with us,” Roseen said. “The field, though, just wasn’t made for it. My son said, ‘That’s not fair.’ I agreed.” That experience prompted Roseen, who was already active with the Lakeville Baseball Association, to begin searching for information about baseball fields for children with disabilities. He soon stumbled upon the Miracle League of Minnesota, a nonprofit group providing opportunities for children with disabilities ages 3 to 19 to play baseball. Roseen said any child with special needs is welcome to play. For more information, visit www.lakevillebaseball.org and click the Miracle League tab.

University of Minnesota officials touted plans for a research wind project, gravel pit and housing development at UMore Park while some Rosemount residents cited concerns at a July 29 forum. With a $7.9 million federal grant from the American Recovery and Reinvestment Act, U of M officials are planning to build a 2.3 megawatt Siemens turbine, joining with industry specialists to conduct extensive research projects. The 80-acre experimental research facility, to be located on the eastern edge of the park’s 5,000 acres, will be unique in the nation. The university’s goal is to find ways to make the amount of electricity generated by wind in the United States increase from 2 percent to 20 percent by 2030. Studies will include experiments to improve and reduce the costs of wind turbine technologies while developing more efficient operations. The project is intended to spur economic development in the Rosemount area, said U of M Electrical Engineering Department Head Dr. Mostafa Kaveh. “This is really a project that is going to be integrated into the community … its ramifications are very direct and immediate,” Kaveh said, adding that additional funding will be needed, and will be sought from other sources, public and private. While the forum was focused on the research project, the university’s plans to mine gravel for decades and eventually introduce a private developer to create a sustainable community was also discussed. Some Rosemount residents, neighbors to the mining operation, wind turbine and sustainable community, questioned aspects of the project and the affect it would have on their homes, lives and property. Leslie Green, whose back yard butts up to the proposed gravel operation, said she and her neighbors are concerned about the noise, dust, truck traffic, lighting, safety and flicker affects (of the turbine’s movements) the turbine could have on their properties, especially when combined with planned around-the-clock gravel operations. UMore Park Executive Team Chair Dr. Charles Muscoplat said that mining operations would be located more than a mile from residences, and most of the mining will take place below grade, which would reduce its affects. John Wachtler, design engineer at Barr Engineering, said problems with shadow flickers are usually a problem for homes located less than one-half mile from turbines. “We don’t expect flicker to be a problem because of distance,” Wachtler said. Muscoplat added that buffers between the property and homes will include 1,000 feet of corn and soybeans, a thick row of trees and a deep berm. Green also questioned plans to destroy good agricultural land by mining, and said the plans lack local citizen involvement. In a June work session, Rosemount City Council members and city staff also balked at the university’s plans to build ancillary facilities including an aggregate processing operation, an office, a recycling yard, an asphalt plant, a concrete plant, a bag plant, a maintenance facility and a casting yard. During that meeting, Council Member Jeff Weisensel said if the activities don’t take place in Rosemount, the university will simply move them across the street to Empire Township, where the city has no jurisdiction. In an interview, Rosemount Senior Planner Eric Zweber said that while the university is expected to respond in writing to the city’s concerns, the city will rely on its ordinance and permitting authority to influence the university’s gravel mining and development plans. He said city code doesn’t currently allow mining in the area or at the scale proposed. Regulations are anticipated to include restriction on hours, truck access, dust and noise control measures, he said. While the city has no jurisdiction over the turbine, it will require multiple public hearings and take citizen input as the process continues, Zweber said.

— Kara Hildreth

— Derrick Williams

— Laura Adelmann

12A

August 12, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Real Estate New Listings

Pending Sales

As of August 2, 2010

As of August 2, 2010

Last Three Months Weekly New Listings

Last Three Months Weekly Pending Sales

2,250

1,500

Current Activity One Year Ago 2,000

1,750

1,500

1,250 5/1/10

5/8/10

5/15/10

5/22/10

5/29/10

6/5/10

6/12/10

6/19/10

6/26/10

7/3/10

7/10/10

7/17/10

For the week ending:

Current Activity

One Year Ago

One Year Change

5/1/2010 5/8/2010 5/15/2010 5/22/2010 5/29/2010 6/5/2010 6/12/2010 6/19/2010 6/26/2010 7/3/2010 7/10/2010 7/17/2010 7/24/2010 3 Month Total: 3-Month

1,803 1,550 1,582 1,581 1,474 1,521 1,729 1,712 1,608 1,397 1,542 1,618 1,578 20 695 20,695

2,038 2,058 1,960 1,878 1,566 2,160 1,970 1,870 1,719 1,482 1,867 1,798 1,652 24 018 24,018

- 11.5% - 24.7% - 19.3% - 15.8% - 5.9% - 29.6% - 12.2% - 8.4% - 6.5% - 5.7% - 17.4% - 10.0% - 4.5% - 13.8% 13 8%

Current Activity 1,400

One Year Ago

1,300 1,200 1,100 1,000 900 800 700 600 500

7/24/10

5/1/10

Historical New Listings

5/8/10

5/15/10

5/22/10

5/29/10

6/5/10

6/12/10

6/19/10

6/26/10

7/3/10

7/10/10

7/17/10

For the week ending:

Current Activity

One Year Ago

One Year Change

5/1/2010 5/8/2010 5/15/2010 5/22/2010 5/29/2010 6/5/2010 6/12/2010 6/19/2010 6/26/2010 7/3/2010 7/10/2010 7/17/2010 7/24/2010 3 Month Total: 3-Month

1,469 1,133 830 634 600 527 674 645 587 611 545 626 628 9 509 9,509

1,120 1,185 1,235 1,103 917 1,226 1,210 1,156 1,121 989 1,007 1,038 1,009 14 316 14,316

+ 31.2% - 4.4% - 32.8% - 42.5% - 34.6% - 57.0% - 44.3% - 44.2% - 47.6% - 38.2% - 45.9% - 39.7% - 37.8% - 33.6% 33 6%

7/24/10

Historical Pending Sales

3,500 1,800 3,000

1,600 1,400

2,500

1,200 2,000 1,000 1,500

800 600

1,000

400 500 200 0

0

1/4/04 3/28/04 6/20/04 9/12/04 12/5/04 2/27/05 5/22/05 8/14/05 11/6/05 1/29/06 4/23/06 7/16/06 10/8/06 12/31/06 3/25/07 6/17/07 9/9/07 12/2/07 2/24/08 5/18/08 8/10/08 11/2/08 1/25/09 4/19/09 7/12/09 10/4/09 12/27/09 3/21/10 6/13/10

1/23/05

Active Listings for Sale

4/17/05

7/10/05

10/2/05

12/25/05

3/19/06

6/11/06

9/3/06

11/26/06

2/18/07

5/13/07

8/5/07

10/28/07

1/20/08

4/13/08

7/6/08

9/28/08

12/21/08

3/15/09

27,750

Current Inventory One Year Ago

27,250

27,000

26,750

26,500

26,250

26,000 5/3/10

5/10/10

5/17/10

5/24/10

11/22/09

2/14/10

5/9/10

June 2010 — 121

Last Three Months Weekly Inventory for Sale

4/26/10

8/30/09

Days on Market Until Sale

As of August 2, 2010

27,500

6/7/09

5/31/10

6/7/10

6/14/10

6/21/10

6/28/10

7/5/10

7/12/10

7/19/10

7/26/10

Inventory as of:

Current Inventory

One Year Ago

One Year Change

4/26/2010 5/3/2010 5/10/2010 5/17/2010 5/24/2010 6/1/2010 6/7/2010 6/14/2010 6/21/2010 6/28/2010 7/6/2010 7/12/2010 7/19/2010 7/26/2010 3-Month Avg:

27,095 26,354 26,077 26,159 26,416 26,415 26,746 26,990 27,234 27,526 27,044 27,365 27,530 27 661 27,661 26,886

26,318 26,281 26,450 26,419 26,532 26,453 26,608 26,703 26,857 26,674 26,043 26,207 26,279 26 255 26,255 26,443

+ 3.0% + 0.3% - 1.4% - 1.0% - 0.4% - 0.1% + 0.5% + 1.1% + 1.4% + 3.2% + 3.8% + 4.4% + 4.8% + 5.4% 5 4% + 1.7%

147

140 121

- 4.6%

6-2008

6-2009

- 14.0%

Month

Current Year

One Year Previous

One Year Change

7-2009

137

146

8-2009

133

143

- 7.1%

9-2009

129

145

- 11.0%

10-2009

128

141

- 9.4%

11-2009

127

149

- 14.5%

12-2009

132

148

- 10.5%

1-2010

135

146

- 7.8%

2-2010

142

157

- 9.7%

3-2010

130

150

- 13.7%

4-2010

127

150

- 15.3%

5-2010

118

147

- 19.9%

6-2010 12-Month Avg:

121 130

140 147

- 14.0% - 11.6%

- 6.6%

6-2010

Two Year Picture: Days on Market Until Sale Historical Weekly Inventory for Sale

170

40,000

160 35,000

150 30,000

140 25,000

130 20,000

120 15,000

110

10,000 3/12/04

6/4/04 8/27/04 11/19/04 2/11/05

5/6/05 7/29/05 10/21/05 1/13/06

4/7/06 6/30/06 9/22/06 12/15/06 3/9/07

6/1/07 8/24/07 11/16/07 2/8/08

5/2/08 7/25/08 10/17/08 1/9/09

100

4/3/09 6/26/09 9/18/09 12/11/09 3/5/10 5/28/10

6-2008

12-2008

Home sales continue to be down in July For the week ending July 31, new listings in the Twin Cities region were down 4.3 percent from last year, with 1,566 new properties coming onto the market, according to a report by the St. Paul Area Association of Realtors.

Pending sales were down 34.3 percent from a year ago, as 651 purchase agreements were signed. Over the last three months, there have been 13.4 fewer new listings than there were during the same period

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# $! $ $ % & ' ! ()(*+ (( , -. //001 2 & */)3�563)+(+

a year ago and 38.7 percent fewer pendings. This means there is an increase in inventory. There were 27,627 active listings for sale as of Aug. 9, up 6.6 percent from the same point in 2009. The growth in inven-

tory, combined with slowed sales demand, means that the number of homes available per buyer in August has jumped to 8.64, up dramatically from the mark of 5.28 seen a year ago.

ďż˝

6-2009

12-2009

6-2010

Lakeville building permit value up in July compared to last year The city of Lakeville issued building permits with a total valuation of $32.8 million through the end of July. This compares to a total valuation of $39.4 million during the same period last year. The city’s total valuation of commercial and industrial permits through July was $1.4 million which com-

pares to $3.5 through July of last year. The City also issued permits for 87 single family homes through July with a total valuation of $23.4 million. This compares to permits for 64 single family homes with a total valuation of $17.3 million through July of last year.

Forclosures up in Lakeville There were a total of 25 Sheriff ’s Sales in Lakeville in June. Foreclosure rates are up compared to the same period last year. There have been a total of 168 Sheriff ’s Sales in Lakeville through June of this year

compared to 106 during the first six months last year and 139 for the first six months in 2008. City Inspection staff are currently monitoring approximately 80 vacant and/or damaged homes in Lakeville.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 12, 2010

13A

U of M: Wind will power jobs, research in Rosemount area Government pouring billions into green industry by Laura Adelmann DAKOTA COUNTY TRIBUNE

Photo by Laura Adelmann

The University of Minnesota’s July 29 wind energy open house event drew a crowd.

Photo by Laura Adelmann

Two women study some of the displays at the University of Minnesota’s open house event about its wind energy research plans. In the background, a wind turbine model is on display.

Photo by Laura Adelmann

Debarshi Das, with Clipper Windpower, showed one of the company’s turbine motors and answered questions after a July 29 meeting about the University of Minnesota’s plans for wind research. be high. According to the American Wind Energy Association, 143 wind turbines installed at Lake Benton, Minn. in 1998 were installed at a cost of $250 million. Once completed, the project created just 10 fulltime jobs, an investment of

$25 million per job. In addition, some turbines located in Minnesota have stopped spinning during cold months, including one in Anoka last winter and some in North St. Paul. The University hopes its research will help to better design wind farms, create bigger, better rotor designs

technology is field-scale research sites. You can imagine how hard it is to test a giant generator in a laboratory under real field conditions,â€? said John Wachtler, design engineer with Barr Engineering. With the space and funding being provided through the university and its consortium of partners, solutions may be developed, he said. “These are major mechanical systems and it was clear that there needs to be established field-grade research sites‌and we can develop the next generations of technologies,â€? he said. Laura Adelmann is at laura. adelmann@ecm-inc.com.

meeting will evidently generate a step-by-step plan focused on the Midwest. Invited guests will break into small groups to discuss topics pertinent to the creation of the Midwestern Investment Strategy Platform. The association noted the document will outline steps the region can take to bolster the investment climate in the Midwest for the new energy economy. Thomas said 380,000 green energy jobs are predicted in the country, whether they are revamped “old� jobs or new areas of employment created by the green industry. “People are investing, folks, there’s got to be a reason for that,� he said, adding that almost 1,200 patents approved have been in green energy field. Challenges But there have been problems with generating wind energy. For example, while the wind energy sector is predicted to grow jobs, the cost of providing them can

and quickly detect and repair any component failures. Ultimately, the university’s research is intended to address issues with producing wind energy and help the country work toward the governmental mandate to provide 20 percent of the nation’s energy with wind by 2030. Researchers hope their experiments will result in turbine designs that are more resilient and less expensive to design. In addition, the university is working to better integrate wind with other types of renewable energy sources. “The goal of this project, by funding wind turbines, is not energy production. What is lacking in this

University of Minnesota officials say their plans for wind research in Rosemount will ultimately generate jobs and training, boost industry and encourage the local economy. With a $7.9 million federal Department of Energy grant, the university is partnering with industry and the Dakota County Technical College in Rosemount to research wind energy. University officials say the research is unique in the country, in part because of its business project partners: Barr Engineering, WindLogics, Siemens, Luna Innovations, 3M, Eaton Corporation, Honeywell and Lockheed Martin. Specialists from those companies will work with university researchers on the Wind Energy Research consortium project, which focuses on a 420-foot-tall, 2.3 megawatt Siemens turbine to be located on 80 acres of the 5,000-acre UMore property. For over six decades the university-owned UMore property, yawning into parts of both Rosemount and Empire Township, has been used for agricultural research. Now some of the focus will shift to development of the renewable energy source. University and DCTC officials discussed some of their cutting-edge economic development plans at a July 29 public meeting. DCTC President Ron Thomas emphasized the numbers, predicting green energy research and technologies as a new economic driver to revitalize the region. Thomas said in the past year, almost $5 billion of venture capital has been pouring into green initiatives throughout the U.S., including $1.5 billion in solar energy and $142 million into wind, which culminated in about 356 projects throughout the country. “A lot of federal stimulus money is going around. Of $787 billion, $79 billion was placed into renewable energy,� Thomas said. In September, Minnesota will be one of 10 Midwest states involved in a summit, “Invest in the Midwest: We Make the Things that Power the World.� According to the Midwest Governor’s Association, the program will focus on the “energy economy� by connecting renewable energy investors with businesses and governments. During the event, an invitation-only working

14A

August 12, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

BBB advises businesses to safely dispose of electronics Disposing of outdated office computers, printers and copiers the right way is not only important for protecting the environment; it also staves off the efforts of data thieves. The Better Business Bureau of Minnesota and North Dakota (BBB) explains the three necessary steps for small business owners to dispose of old office equipment safely and securely. Electronics contain toxic poisons such as lead, mercury and cadmium which if they are just tossed into a landfill will eventually leak out and pollute the soil and water. According to the Environmental Protection Agency, 1.84 million tons of TVs, computers, printers, cell phones and other electronics were discarded primarily into landfills in 2007. Only 18 percent of discarded electronics were recycled that year, however, the EPA notes that ecycling is growing in popularity perhaps due to mandatory

programs in some states. The BBB recommends taking the following step to ensure that all hazardous and data sensitive office equipment is disposed of the right way: Step 1: Identify hazardous and data-sensitive electronics. The following office equipment contain toxic materials or sensitive data and should be recycled responsibly and not just tossed into the garbage: • Mobile phones • Copiers, Printers and Fax Machines Monitors, Keyboards, Speakers and Mice • Landline phones • Computer cables and wires • TVs, VCRs, DVRs and stereos • Computer CPUs Step 2: Destroy Sensitive Data While most electronics have toxic components, some also contain sensitive business information stored in the

product’s hard drive. Ensure that any data has been wiped before getting rid of the following electronics: Computers: You can purchase inexpensive software to wipe a computer’s hard drive, but the data could still be retrievable to a determined person. If you have extremely sensitive information that you don’t want getting into anyone’s hands, the most secure way of destroying the data is to remove and physically destroy the hard drive. Copiers and Printers: Copiers and printers have internal hard drives that save digital copies of the documents it has printed. Consult the manual to find out how to wipe the memory; you can also use third-party software to overwrite the hard drive. The most secure way of erasing data is to physically destroy the hard drive — as long as you don’t lease the product. If you lease, consult with the company on

how your data will be erased. Mobile Phones: Consult the owner’s manual or search online for directions on how to wipe the phone’s memory. Remove the SIM card if your phone has one. Step 3: Dispose Properly When it comes to actually getting rid of outdated office electronics, there are many options available depending on the condition of the item, the retailer, the manufacturer and, in some cases, state laws. Following are the main disposal methods to consider: Donate: Schools, charities and community organizations can use your electronics — such as computer equipment, phones, copiers and printers — as long as they are in proper working condition. Your donation may even be tax deductible. Recycle: There are many companies across the country that break down and recycle old electronics for free. They

usually have drop off locations or you may even be able to schedule a pick up if you have many heavy items. To locate a BBB Accredited e-cycler visit www.bbb.org/us/bbb-accredited-businesses. Many states also offer e-cycling programs — some of which are mandatory. A list of state programs are available on the EPA’s web site: http://www.epa.gov/osw/ conserve/materials/ecycling/ live.htm Return: Some manufacturers including Cannon and Apple and even retailers such as Best Buy and Costco provide “take back” programs to help customers recycle their old products safely and cheaply. Every major cell phone carrier will also take your old cell phone and donate it to a charity or have it disposed of properly. The EPA has a list of manufacturer and retailer programs online at http://www. epa.gov/epawaste/conserve/ materials/ecycling/donate.htm

Resell: While more labor intensive, you may be able to make a little money selling your electronics through auction websites or online classifieds. Be wary if any buyers overpay or ask you to wire money for any reason. For more small business advice on how to manage data check out Data Security — Made Simpler at www.bbb. org/data-security The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct; and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Its hours of operation are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at www.bbb.org or (651) 6991111, or toll-free at 1-800646-6222.

tive director, Minnesota Council for Veterans. Cost: $15. Information: Michelle Tighe at mtighe@ dcrchamber.com. Apple Valley Chamber of Commerce events: • Friday, Aug. 13, 11:30 a.m. to 1:30 p.m., ribbon cutting at White Castle, 150101 Cedar Ave., Apple Valley. • Thursday, Aug. 19, 4:30 to 6:30 p.m., Business After Hours, Enjoy! Restaurant, 15435 Founders Lane, Apple Valley. Information: LeeAnn Schirmer at leeann@ applevalleychamber.com. • Tuesday, Aug. 24, 8 to 9:30 a.m., Breakfast with Congressman Kline, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Kline’s discussion will be policy oriented and will focus on current federal issues. All area chambers are invited. Cost: $10. RSVP to LeeAnn Schirmer at leeann@applevalleychamber.com or call (952) 432-8422. Burnsville Chamber of Commerce events: • Tuesday, Aug. 17, noon to 1 p.m., Network at Noon, Buca di Beppo, 14300 Burnhaven Drive, Burnsville. Free. Information: anne@burnsvillechamber.com. • Saturday, Aug. 21, noon to 10 p.m., Art and All That Jazz, Nicollet Commons Park, Burnsville. Information: www.burnsvilleartjazz. com. • Tuesday, Aug. 24, 8 to 9:30 a.m., South Metro Chamber Breakfast, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Featured speaker Congressman John Kline. Cost: $10/members, $15/nonmembers. Information: Travis Martinson, (952) 898-5645 or travis@burnsvillechamber.com. • Thursday, Aug. 26, 3:30 to 6:30 p.m., Fall Fling – Sporting Clay Challenge, Minnesota Horse and Hunt Club, 2920 220th St. E., Prior Lake. Information: travis@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Tuesday, Aug. 17, 3 to 5 p.m., third annual Ambassador Picnic, Casperson Park, 19720 Juno Trail, Lakeville. • Wednesday, Aug. 18, noon, CVB Board meeting, TBD. • Thursday, Aug. 19, 7:30 to 8:30 a.m., Business Education meeting, chamber conference room. Assemble gift bags at 8:30 a.m. • Friday, Aug. 20, 7:30 a.m., Government Affairs meeting, chamber conference room. • Saturday, Aug. 21, Chamber Foundation’s Eve of Destruction, Elko Speedway. Cost: $35/adult; $25/age 5-12; $15/under age 4. Register by Aug. 13. Information: (952) 469-2020.

• Tuesday, Aug. 24, noon, ribbon cutting at Wrap My Ride, 20655 Kenrick Ave. Food by Goodfellas Pizza Bar & Grill. • Wednesday, Aug. 25, 7:30 to 9 a.m., New Member Orientation, chamber conference room. • Wednesday, Aug. 25, 8 a.m., Fall Gala meeting, Brackett’s Crossing Country Club. • Thursday, Aug. 26, 4:30 to 6:30 p.m., Networking After Hours and 25th anniversary, Valley Staffing, 8500 210th St. W. RSVP to fdn@valleystaffinginc.com. • Tuesday, Aug. 31, Lakeville Chamber Twins Night Out. This sold-out event is in conjunction with the Chamber Food Drive. Meet for dinner at Applebee’s Neighborhood Grill & Bar near Target Field at Block E skyway level between 5 and 6:30 p.m., then scurry over to the field to watch Heidi and Matt Mazzucchi throw out the first pitch at 7:10 p.m. • Wednesday, Sept. 1, 7:30 to 8:30 a.m., Morning Brew at Molly Cool’s Seafood Tavern. River Heights Chamber of Commerce events: • Thursday, Aug. 12, 1 to 2 p.m., CEO Roundtable hosted by Annette Meeks. Meeks will be touring Waterous Company (125 Hardman Ave. S., South St. Paul) and hosting a roundtable of business owners and CEO types. She has been working on a plan to redesign state government to ensure government works the way it was intended, making sure the excess and the duplication is eliminated. She would like to hear from CEOs who look for efficiencies in their business every day. To attend or for more information, contact jennifer@riverheights.com. • Thursday, Aug. 12, 5 to 6:30 p.m., Business Card Exchange at Anchor Bank, 66 E. Thompson Ave., West St. Paul. Information: Annie Platek at annie@riverheights.com. • Tuesday, Aug. 17, 6 to 9 p.m., Inver Grove Heights Royalty Program fundraising dinner, Shamrock Hall, St. Patrick’s Church, 3535 72nd St. E., Inver Grove Heights. Fundraising dinner featuring a dessert and silent auction. Meet the candidates vying for Miss IGH, Junior Miss IGH and Little Miss IGH. Cost: $25. Reservations and information: Carol Swenson, (651) 451-2266. • Wednesday, Aug. 18, 7 to 9 p.m., Inver Grove Heights Days meeting at Drkula’s - lower level. Information: www.ighdays.org. • Sunday, Aug. 22, 4 to 7 p.m., Sounds of Minnesota Drum and Bugle Competition, Ettinger Field in South St. Paul. Tickets are available at www.soundsofminnesota. com. Premium seats are $15 and reserved seats are $12. For more

information, call (651) 717-4382. Proceeds from the show help support the South Saint Paul Band Backers. • Tuesday, Aug. 24, 8 to 9:30 a.m., Federal Policy with Congressman John Kline, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Attend this meeting to weigh in on federal issues that may affect how you do business. Discussion items include immigration, health care, exports and stimulus efforts. Cost: $10. Information: Jennifer Gale at jennifer@riverheights.com. • Tuesday, Aug. 24, 4 to 5 p.m., Chamber 101, River Heights Chamber of Commerce, lower level conference room, 5782 Blackshire Path, Inver Grove Heights. Information: Annie Platek at annie@ riverheights.com. Rasmussen College event: Career & Networking Fair, 3 to 5 p.m. Thursday, Aug. 19, at all metro Rasmussen College locations including Lake Elmo/Woodbury, Eagan, Brooklyn Park, and Eden Prairie. Plan to attend for current or future hiring needs. Typically, 100-plus students, graduates, and members of the public attend this event. It is free of cost. Information: (651) 259-8124. Hollstadt & Associates event: Hollstadt & Associates 20th anniversary celebration, 4:30 to 7:30 p.m. Thursday, Sept. 23, at the Guthrie Theater, 818 S. Second St., Minneapolis. Invitations will be mailed in August. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if

your category is open go to www. NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Grapevine Networking Group

meets Wednesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness. com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womensbusinessexchange.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ecminc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Aug. 12, 8:30 to 9:30 a.m., Coffee Break, SpringHill Suites, 3635 Crestridge Drive, Eagan. Information: Michelle Tighe at mtighe@dcrchamber.com. • Friday, Aug. 13, 7:30 to 8:30 a.m., Government Affairs Committee, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Jane Berenz, superintendent of District 196, will discuss the upcoming levy referendum. All are welcome. RSVP to Ruthe at rbatulis@dcrchamber.com. • Saturday, Aug. 14, 4 to 10 p.m., event at Treasure Island Resort & Casino, Pow Wow Grounds. Join us for an outdoor concert featuring Hank Williams Jr., Clay Walker and Lost Highway. Food, drinks and live entertainment on an outdoor stage. Bring your own chair or blanket. Tickets: $75. Box Office: 1 (877) 849-1640, cindy. taube@ticasino.com. • Tuesday, Aug. 17, noon to 1:30 p.m., New Member Orientation, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. RSVP: Michelle at (651) 288-9202. • Wednesday, Aug. 18, 4 to 8 p.m., Eagan Market Fest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. • Thursday, Aug. 19, 7:30 to 8:30 a.m., Eagan Area Business Council, Lincoln Place, 1997 Gold Trail, Eagan. Hear an update from representatives from the Community Development Agency and learn more about our host location, Lincoln Place, and tour this unique facility. Information: Ruthe Batulis at rbatulis@dcrchamber.com. • Friday, Aug. 20, ribbon cutting (11 a.m.) and open house (11 a.m. to 2 p.m.) at Premier Life Chiropractic, 7000 151st St. W., Apple Valley. Come help Dr. Lance Stromberg and his staff celebrate the grand opening of his new practice and enjoy light refreshments. Free. Information: Dr. Lance Stromberg, (386) 871-9604. • Wednesday, Aug. 25, 4 to 8 p.m., Eagan Market Fest, Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://www.cityofeagan.com/marketfest. • Thursday, Aug. 26, 8 to 9 a.m., Farmington Area Business Council Breakfast, Celts Pub of Farmington, 200 Third St., Farmington. Featuring Kathleen Vitalis, execu-

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 12, 2010

15A

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment &

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298

Economic Development Minnesota St., Suite E200, St. Paul, MN 55101 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau

Dakota Future Role: Provide site location assistance for firms con-

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

sidering Dakota County locations and serves as a general

Phone: (952) 898-5646 Fax: (952) 487-1777

kota County.

Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce

gateway for economic development services within DaAddress: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872

South Metro SCORE

Fax: (651) 452-8978 Web site: www.dcrchamber.com

confidential, face-to-face assistance from successful

E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Role: Counselors to America’s small businesses, free, business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

Business Directory Book Your Company Event at... 8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE City of Lakeville

Request for Proposal Basic Life, Voluntary Life, and Long Term Disability The City of Lakeville will accept proposals for Life and Long Term Disability insurance for City staff until 4:30 p.m. on August 19, 2010. Proposals should be mailed to: Jim Sarych Financial Concepts, Inc. 9655 Schmidt Lake Road Plymouth, MN 55442 The Proposal should be labeled "Proposal - Lakeville Life and Disability Insurance 2011". The Request for Proposal and information necessary for underwriting are on file with Financial Concepts Inc. at (763)-450-1800. No formal opening of proposals will occur. The City Council reserves the right to accept or reject any or all proposals, or parts thereof. The Request for Proposal is being made under conditions set forth in Minnesota Statues Section 471.6161. 2277739 7/29-8/12/10P

NOTICE IS HEREBY GIVEN: That personal property described as follows, to wit: 1987 GMC Caballero VIN #3 GTCW80H9H5800039 License # MDE 067 Will be sold at public auction by Dakota County Sheriff's Deputy on 19 day of August 2010, at 2:00 o'clock p.m., at 11770 - 205th St W, Lakeville, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Denise T Johnson as the owner thereof to satisfy storage in the sum of $1040 dollars computed to the day of said sale, exclusive of the expenses of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to wit: Storage $1,040 Total Due $1,040 Date July 22, 2010 Robert Powell 11774 - 205th St W Lakeville, MN 55044 952-469-2789 2271693 7/29-8/12/10P

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 08/17/2010 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household Goods Mike Visnovec $521.00 Household Goods Marnie Franz $720.00

PUBLIC NOTICE PUBLIC NOTICE Dakota County Community

Development Agency August 12, 2010 Notice is hereby given of an opportunity for public comment on proposed substantial amendments to the Dakota County Community Development Block Grant (CDBG) Program for Federal Fiscal Year 2010. Proposed Substantial Amendments The CDBG 2010 Action Plan shall be amended to: - Identify project locations in the South St. Paul Acquisition/Clearance activity as 610 - 3rd Avenue South, South St. Paul, MN to be acquired and cleared, with a budget to remain at $44,000. - Create the Mendota Public Facility activity with an original budget of $10,000 for the purpose of sustaining a suitable living environment. Persons seeking more information on these proposed substantial amendments should contact Lisa Henning, Assistant Director of Community Revitalization, at the Dakota County Community Development Agency (CDA), telephone (651) 675-4467. Public comments may be submitted orally or in writing to the CDA through September 12, 2010. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on September 14 at 9:00 a.m. 2298055 8/12/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/07/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Robin Espey Bill of Lading #: 77137 Amount: $3,259.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2284680 8/12-8/26/10

PUBLIC NOTICE

F555 5x10 Orlando Rodriguez Amount Owed $470 Landscape items, Misc Boxes

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/14/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Diane Montgomery Bill of Lading #: 79942 Amount: $3,764.85 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2269466 8/12-8/26/10

H806 10x10 Richard Brandes Amount Owed $389 Building Supplies

PUBLIC NOTICE

PUBLIC NOTICE Allstate Self Storage 12001 South Hwy 35w Burnsville, MN 55337 952-894-4944 Public Auction Aug 28th 2010 1:00 P.M. C180 10x10 Kim Lindstrom Amount Owed $596 Misc Electronics D249 5x15 James Armstrong Amount Owed $420 Lawnmower, HH Items E338 10x20 Katrina Caldwell Amount owed $684 Misc Boxes, Vacuum E349 10x30 Fearon Campbell Amount Owed $631 Tools, Electronics E354 10x20 Kim Lindstrom Amount Owed $1009 HH Items, Electronics

H853 10x20 Joyce Anderson Amount Owed $728 HH Items, Furniture H1331 5x12 John Arne Amount Owed $201 Misc Boxes I921 5x10 Todd Finney Amount Owed $290 HH Items I932 5x10 Donald Walker Amount Owed $290 Furniture I953 5x10 Wendy Beager Amount Owed $273 HH Items J980 10x10 Jennifer Marbray Amount Owed $465 Misc Boxes, Kids Items J1003 10x15 Kirk Besse Amount Owed $731 Books J1026 10x15 Wendy Beager Amount Owed $486 Tools, Misc Boxes L1117 5x10 Pam Siewert Amount Owed $603 Misc Boxes, HH Items 2299487

8/12-8/19/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 09/14/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Items Name: Sharree Moloko Bill of Lading #: 79906 Amount: $1,036.25 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2267078 8/12-8/26/10

Household Goods Corey Johnston $2,485.00

2279179

Santa Stage Richard Ward $710.00

7/29-8/12/10

PUBLIC NOTICE

Public Notice of Auction (Official Publication) 1-800-PACK-RAT LLC Burnsville #5010 701 Lady Bird Ln., Burnsville, MN 55337 Notice of Sale and Disposal of Property Notice is hereby given that the personal property listed below will be sold at public auction held on August 25th, 2010, at 701 Lady Bird Ln., Burnsville, MN 55337 at 10:00 am. The description of the goods and name of the person(s) whose property is to be sold is as follows: 354210 Hughes, Annie: Unknown Contents 700932 Miller, Kim: Unknown Contents 352556 Houston, Lakisha: Unknown Contents 352001 Jarvis, Mary: Unknown Contents 353561 Landa, Mark: Unknown Contents 355133 Landa, Mark: Unknown Contents 354200 Glass, Ashley: Unknown Contents 700941 Davis, Latina: Unknown Contents 706348 Bringen, Rodney: Unknown Contents 706419 Vesey, Greg: Unknown Contents 700929 Cowes, Shelida: Unknown Contents 2286443 8/5-8/12/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No: 19HA-PR-10-428 In Re: Estate of Kenneth Raymond Woods, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 30th day of August, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated January 31, 2007, and for the appointment of Scott A. Woods, whose address is 2316 Friendship Lane, Burnsville, MN 55337 as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 7-27-2010 Edward Lynch Judge Robert N. Schway SCHWAY & COWLE, LTD. Attorneys at Law 14300 Nicollet Court, Suite 111 Burnsville, MN 55306 (952) 435-8661 2282805 8/5-8/12/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: R-J Cleaning Services 2. State the address of the principal place of business: 16460 Griffon Trail, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Robert Grandt, 16460 Griffon Trail, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7/16/2010 Robert Grandt, Owner 2286505 8/5-8/12/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: TCWiMax 2. State the address of the principal place of business: 14450 Ewing av south #200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sure-Lock-Homes sec & com inc, 14450 Ewing av south #200, Burnsville, mn 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-22-10 Don Hains, President 2299996 8/12-8/19/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-459 Estate of Vincent C. Lupo, Decedent. It is Ordered and Notice is given that on September 13, 2010, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, MN 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated June 1, 1992, (”Will”), and for the appointment of Lisa J. Lupo, whose address is 579 Parkhill Drive, #20, Fairlawn, OH 44333, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/9/10 BY THE COURT Joseph Carter Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt, Esq. Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney I.D. No. 0072151 Telephone: (952) 953-8824 Fax: (952) 432-3780 Email: merrittt@seversonsheldon.com 2299689 8/12-8/19/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: WiMAX TC 2. State the address of the principal place of business: 14450 Ewing av south #200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sure-Lock-Homes sec & com inc, 14450 Ewing av south #200, Burnsville, mn 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-22-10 Don Hains, President 2299959 8/12-8/19/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Twin Cities WiMAX 2. State the address of the principal place of business: 14450 Ewing av south #200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sure-Lock-Homes sec & com inc, 14450 Ewing av south #200, Burnsville, mn 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-22-10 Don Hains, President 2299985 8/12-8/19/10P

PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: MGM Wine & Spirits 2. State the address of the principal place of business: 1012 County Road 42 West, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Saga Hill Wine & Spirits, Inc., 11027 Bell Oaks Estate Road, Eden Prairie, MN 55347 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date May 4, 2010 James C. Peterson, President 2298489 8/12-8/19/10P

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: WiMAX Twin Cities 2. State the address of the principal place of business: 14450 Ewing av south #200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sure-Lock-Homes sec & com inc, 14450 Ewing av south #200, Burnsville, mn 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7-22-10 Don Hains, President 2299976 8/12-8/19/10P

NOTICE PUBLIC NOTICE PUBLIC NOTICE AND ORDER OF HEARING

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-443 In Re: Estate of Edward George Lavigne, aka Edward G. Lavigne, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 13th day of September, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated July 9, 1997, and for the appointment of Lawrence William Lavigne whose address is 1487 Shannon Drive, Woodbury, MN 55125 and Joan Theresa Clemens whose address is 7593 Cahill Court, Inver Grove Heights, MN 55076 as co-personal representatives of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, co-personal representatives will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said co-personal representatives or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: August 2, 2010 Tim D. Wermager Judge (COURT SEAL) P. James Taurinskas Attorney 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 2286944 8/5-8/12/10

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-429 Estate of JOHN CRAIG KROMREY, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on August 30, 2010 at 9:00 a.m., a hearing will be held in the above-named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the above-named Decedent, dated November 2, 2004 and the appointment of Barbara A. Kromrey Thomas, whose address is 1421 Appaloosa Trail, Eagan, MN 55122, as Personal Representative of the Estate of the above-named Decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a Personal Representative will be appointed to administer the Estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is hereby given that ALL CREDITORS having claims against said Estate are required to present the same to said Personal Representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Date 7/30/10 For the Judge: Robert King Judge Attorney for Personal Representative Jennifer L. Raykowski, Esq. 1312 Payne Avenue Saint Paul, MN 55130 Attorney License No: 0348351 Telephone: (651) 428-0347 2289187 8/12-8/19/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District: Court File Number: 19AV-FA-10-2469 Case Type: Domestic Abuse In the Matter of: Anteneh Admasu, Petitioner, vs. Amran Mubarak Ali, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN 55124 on August 26, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date August 4, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2290449 8/12/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Fiat Builders 2. State the address of the principal place of business: 17132 Isleton Ave., Lakeville, MN 55044 9600 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Fiat Builders, LLC, 17132 Isleton Ave., Lakeville, MN 55044 4. This certificate is an amendment of Certificate of Assumed name number 3682317-2 originally filed on January 25, 2010. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: April 20, 2010 Jeffrey A. Korman, Registered Agent 2287878 8/5-8/12/10P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd.8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number 19HA-FA-09-595 Case Type: Domestic Abuse In the Matter of: Jan Marie Weaver, Petitioner vs. Kevin Eugene Bronner, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1560 W. Highway 55, Hastings, MN 55033 on August 24, 2010 at 9:00 A.M. and explain why the relief sought in the Petition for the Order For Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 8-3-10 Maureen Northrup Court Administrator/Deputy 2290398 8/12/10

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Afemiyah 2. State the address of the principal place of business: 1754 Flamingo Dr., Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Arlene Francis-Hilson, 1754 Flamingo Dr., Eagan, MN 55122 4. This certificate is an amendment of Certificate of Assumed name number 2101095-2 originally filed on 12-5-6 under the name RNIS. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/23/10 Arlene Francis-Hilson - Owner 2298614 8/12-8/19/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-458 In Re: Estate of Judith E. Rasmus, Decedent. It is Ordered and Notice is given that on 9-13-2010 at 9:00 AM a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55031, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Eric O. Rasmus whose address is 16254 Fallbrook Drive, Lakeville, MN 55044, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/5/10 BY THE COURT Timothy Wermager Judge of District Court Patrick W. Stewart Law Offices, P.A. Patrick W. Stewart MN# 105545 15025 Garrett Avenue, Ste. 300 Apple Valley, MN 55031 Telephone: 952.432.2200 Facsimile: 952.432.2202 2291845 8/12-8/19/10

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PUBLIC NOTICE

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-446 ESTATE OF JUNE LORETTA MURPHY, DECEDENT It is Ordered and Notice is given that on September 13, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated February 16, 1995 (“Will”), and for the appointment of Maureen Johanna Martin whose address is: 8770 Rainier Alcove, Woodbury, MN 55125 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: Aug 03 2010 Tim D. Wermager Judge (COURT SEAL) R. Glenn Nord, Esq. R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 Phone: 952-469-4948 Fax: 952-469-4940 79625 2287665 8/5-8/12/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-10-1122 Case Type: Domestic Abuse In the Matter of: Renae Michelle Yunker, Petitioner vs. Michael James Yunker, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on September 17th, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 8/6/2010 Carolyn M. Renn Court Administrator K.L. Deputy 2297327 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,589.00 MORTGAGOR(S): Ann Claire Hearnen, an unmarried woman MORTGAGEE: U.S. Bank N.A. DATE AND PLACE OF RECORDING: Recorded: October 02, 2002 Dakota County Recorder Document Number: 1942723 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 66 Birnamwood Dr, Burnsville, MN 55337-2977 Tax Parcel ID Number: 02-14002-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Birnamwood Plat 3, Common Interest Community #170, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,884.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015060F01 2254991 7/8-8/12/10

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-2232 In the Matter of the Welfare of B.A., Child. TO: Timothy Saari Social Worker, Rochelle Thompson, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to Minnesota Statutes 260C.201, Subd. 11, and 518.156, 518.17, and 518.18, the Social Worker will petition the Court to order that full legal and physical custody of the above named child shall be transferred. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on September 22, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Timothy Saari. Dated: August 2, 2010 Judge Richard Spicer 2289860 8/12-8/26/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-2608 In the Matter of the Welfare of A.A.M., Child. TO: Adrienne Marie Margo Social Worker, Michelle Ham, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minnesota Statutes 260C.201, Subd. 11 and 518.156, 518.17, and 518.18, the Dakota County Attorney will petition the Court to permanently transfer full legal and physical custody of the above named child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on September 15, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Adrienne Marie Margo. Dated: July 30, 2010 Judge Richard Spicer 2288010 8/5-8/19/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-445 In Re: Estate of John R. Whelan, aka John Robert Whelan, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 13th day of September, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated August 9, 1996, and for the appointment of Brian L. Whelan, whose address is 8038 Elbe Street N.E., Lino Lakes, MN 55014 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: August 2, 2010 Tim D. Wermager Judge (COURT SEAL) P. James Taurinskas Attorney I. D. #108480 633 So. Concord Street, Suite 320 P. O. Box 605 South St. Paul, MN 55075 2287729 8/5-8/12/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2006 MORTGAGORS: Stephan Yarmolich and Oksana Raskina, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 21, 2006, Dakota County Recorder, Document No. 2422441, as corrected by Corrective Mortgage recorded: August 21, 2006 as document number 2455314. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: April 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278842711827 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5233 173rd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 22-44078-184-15 LEGAL DESCRIPTION OF PROPERTY: Unit No. 184, CIC No. 330, Lake Place, A Condominium Located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,884.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,365.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-944 7884271182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 5, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2292435 8/12/10

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT Civil-Contract, Fraud Action White Bear Lift and Dock, Inc., Plaintiff, vs. John Valiton, Defendant. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: You are here by summoned and required to serve on Plaintiff’s attorney an Answer to the Complaint which is herewith served upon you within twenty (20) days from the date of service, exclusive of the date of such service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. The parties to this case are encouraged to attempt alternative dispute resolution pursuant to Rule 114 of the Minnesota General Rules of Practice for the District Courts. Alternative dispute resolution includes mediation, arbitration, and other processes as set forth in the rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a non-profit provider or court program. Dated: July 21, 2010 GRAHAM BUTLER LEGAL SERVICES, P.A. By: Graham M. Butler #13742 Attorney for Plaintiff Oakwood Square, Suite 125 2499 North Rice Street Roseville, MN 55113 2272734 7/29-8/12/10P

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-1927 In the Matter of the Welfare of J.P. and A.P., Children. TO: Alexandro Ramero Pliego Social Worker, Chandra Poissant, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the children are without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the children’s parent, guardian or other custodian. Subd. 6(9), in that the children whose behavior, condition, or environment is such as to be injurious or dangerous to the children or others, including, but not limited to, the exposure of the children to criminal activity in the children’s home. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 22, 2010 at 10:00am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Alexandro Ramero Pliego. Dated: August 4, 2010 Judge Richard Spicer 2291882 8/12/10

PUBLIC NOTICE

NOTICE TO CREDITORS: FOREIGN PERSONAL REPRESENTATIVE ACTING IN MINNESOTA STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION JUDICIAL DISTRICT Court File No. 19-HA-PR-10-452 Estate of Edward T. Bray Notice is given that Colleen Schaefer, residing at 4540 Meadowbrook Court, Eau Claire, WI 54701, is the domiciliary foreign special administrator (”Special Administrator”) for the estate of Edward T. Bray, a resident of the State of Wisconsin. On Aug 3, 2010, the Personal Representatives filed with the Court a document stating an intention to exercise, as to assets in Minnesota, all powers of a local personal representative and to maintain actions and proceedings in Minnesota in accordance with Minn. Stat. 524.4-205. Notice is also given that any Minnesota creditor who objects to the Personal Representative’s exercise of power over assets in Minnesota must file a written objection within 60 days from the Personal Representative’s filing. If no objections are filed, the representative may, after the expiration of the 60 day period, exercise all powers of a local personal representative. Date 7/26/10 Richard G. Spicer Attorney for Foreign Personal Representative M. Laurie Klinkhammer Weld, Riley, Prenn & Ricci, S.C. 3624 Oakwood Hills Pkwy Eau Claire, WI 54701 State Bar No. 0389766 (715) 839-7786 2287982 8/5-8/12/10

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PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-10-432 In Re: Estate of Lorraine M. Fuerst, aka Lorraine Mary Fuerst, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 30th day of August, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated June 25, 1982, and for the appointment of Darlene M. Anderson, whose address is 125 Park Street West, South St. Paul, MN 55075 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: July 28, 2010 Robert Carolan Judge (COURT SEAL) Brian J. Taurinskas Attorney I.D. #338941 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 2281793 8/5-8/12/10

PUBLIC NOTICE

Unsupervised NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-430 In Re: Estate of Janice I. Gores, also known as, Janice Irene Gores, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 30th day of August, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Hastings, Minnesota, for the formal probate of a instrument purporting to be the Will of the above named deceased, dated April 5, 2010, and for the appointment of Diane L. Nordenstrom, whose address is 8425 Bechtel Avenue, Inver Grove Heights, Minnesota 55076, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, the personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: July 28, 2010 Robert Carolan Judge (COURT SEAL) Julian J. Zweber Attorney for Petitioner Attorney License No. 120297 1360 Energy Park Drive Suite 310 St. Paul, MN 55108-5252 (651) 646-4354 2282574 8/5-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 28, 2007 MORTGAGORS: D a n i e l J o r g e n s o n and Laurie L. Jorgenson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 16, 2007, Dakota County Recorder, Document No. 2550725. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 18, 2010.

Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000314965 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18897 Exclusive Path, Farmington, MN 55024 TAX PARCEL I.D. #: 145050608004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Nelsen Hills Farm 7th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $344,401.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1117 6800105419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254679 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2004 MORTGAGOR: Khadra Muse, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286411. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 17, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278907656271 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7145 Upper 163rd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117517005 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 5, Donnay's Valley Park 6th COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $183,631.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1123 7890765627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254689 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2006 MORTGAGOR: Emily L. Poulson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 25, 2006, Dakota County Recorder, Document No. 2463949. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520038122422 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6727 Flycatcher Lane Unit 1100, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018361210010 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1100, Common Interest Community Number 442, Midtown Place Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,664.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,705.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4150 2003812242 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254735 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007 MORTGAGORS: Kevin L. Prow and Megan Prow, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 21, 2007, Dakota County Recorder, Document No. 2562985. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: May 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100105600023314551 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: USAA Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16054 Excel Way, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-20862-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Dodd Pointe 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,357.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1083 6850048038 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254537 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,515.00 MORTGAGOR(S): Christina Dotseth, A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 15, 2007 Dakota County Recorder Document Number: 2496832 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120050463 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3150 Lower 147th St W, Rosemount, MN 55068-4431 Tax Parcel ID Number: 34-03800-050-13 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the West 100 feet of the East 160 feet of Lot 13, Auditor's Subdivision No. 27, Rosemount, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,242.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 28, 2011, or the next business day if March 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016091F01 2290518 8/12-9/16/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-448 E S T A T E O F Y v o n n e W . L a n d e r, DECEDENT It is Ordered and Notice is given that on September 13, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Angela C. McDonough whose address is: 1812 Oakdale Ave. #204, West St. Paul, MN 55118 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date AUG 03, 2010 Tim D. Wermager Judge (COURT SEAL) Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2287954 8/5-8/12/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-441 In Re: Estate of Iola Wanda Jones, formerly known as Iola Wanda Kee, Decedent. It is Ordered and Notice is given that on August 30, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated October 26, 2009, and for the appointment of Spencer L. Jones, whose address is 809 Ivanhoe Drive, Northfield, Minnesota 55057 and Julie Anne Mann, whose address is 14734 Oak Run Lane, Burnsville, Minnesota 55306, as co-personal representatives of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: Aug 2, 2010 BY THE COURT Tim D. Wermager Judge of District Court James Y. Prichard (MN# 185164) Attorney at Law 101 East Fifth St., Ste. 202 Northfield Minnesota 55057 Telephone: (507) 645-0744 Facsimile: (507) 645-2940 2288421 8/12-8/19/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009 MORTGAGORS: Peter Mortenson and Antoinette Mortenson, husband and wife.

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wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 3, 2009, Dakota County Registrar of Titles, Document No. T640029, Certificate of Title No. 145095. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000472703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank D/B/A Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 113 Strese Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011470112001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, in Bob's Garden View Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,947.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,104.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8544 1771672999 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254507 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGOR: A l e k s n d e r S i l k o , a single person. MORTGAGEE: Integrity One Mortgage LLC. DATE AND PLACE OF RECORDING: Recorded July 31, 2006, Dakota County Recorder, Document No. 2449564. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., s/b/m to ABN Amro Mortgage Group Inc. Dated: March 1, 2010, Recorded: March 15, 2010, Document No. 2719189. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Integrity One Mortgage LLC RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17045 Georgetown Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16704-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Cedar Highlands 5th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $258,949.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1978 653341288 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254744 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,090.00 MORTGAGOR(S): Michael B. Dousette and Lori M. Dousette, husband and wife MORTGAGEE: Optimum Mortgage Services Inc. DATE AND PLACE OF RECORDING: Recorded: February 02, 2004 Dakota County Recorder Document Number: 2170851 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 29, 2003 Recorded: February 02, 2004 Dakota County Recorder Document Number: 2170852 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428204 And assigned to: U.S. Bank National Association Dated: June 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000212-4800193530-1 Lender or Broker: Optimum Mortgage Services Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3901 Princeton Trl, Eagan, MN 55123-1522 Tax Parcel ID Number: 10-45075-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Lexington Square, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,636.19 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015512F01 2254158 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2004 MORTGAGOR: Nicholas J. Lorentz, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 18, 2005, Dakota County Recorder, Document No. 2297266. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: June 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000170797 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14389 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-060-05 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Bloomfield Common Interest Community No. 250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,899.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 28, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1062 0018591800 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254766 7/8-8/12/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-433 Estate of Conrad E. Mueller, a/k/a Conrad Edward Mueller, Decedent It is Ordered and Notice is given that on August 30, 2010 at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, November 15, 2007, and (”Will”), and for the appointment of Georgia L. Mueller, whose address is 2591 East 80th Street, Inver Grove Heights, MN 55076 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 7/29/10 BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioner Stephen H. Fochler LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN, 55075 Attorney License No: 234928 Telephone: (651) 451-1831 FAX: (651) 450-7384 Email: sfochler@levander.com 2282848 8/5-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,738.00 MORTGAGOR(S): Kathleen Robinson, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 06, 2008 Dakota County Recorder Document Number: 2570681 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001110689 Lender or Broker: Minnesota Lending Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

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������ ������ ������� ������ ��� ���� within LOCATED: Dakota by law, subject to redemption Property Address: 3463 Greenwood six (6) months from the date of said Ct S, Eagan, MN 55122-1308 sale by the mortgagor(s), their perT a x P a r c e l I D N u m b e r : sonal representatives or assigns. 10-73000-010-18 If the Mortgage is not reinstated L E G A L D E S C R I P T I O N O F P R O P - under Minn. Stat. §580.30 or the propERTY: Lot one (1), Block eighteen (18) erty is not redeemed under Minn. Stat. and Lot two (2), Block seventeen (17), §580.23, the Mortgagor must vacate Surrey Heights First Addition, accord- the property on or before 11:59 p.m. on ing to the recorded plat thereof on file February 20, 2011, or the next busiand record in the office of the county ness day if February 20, 2011 falls on a recorder, Dakota County, Minnesota. Saturday, Sunday or legal holiday. AMOUNT DUE AND CLAIMED TO BE Mortgagor(s) released from financial D U E A S O F D A T E O F N O T I C E : obligation: NONE $140,796.91 THIS COMMUNICATION IS FROM THAT all pre-foreclosure require- A DEBT COLLECTOR ATTEMPTments have been complied with; that ING TO COLLECT A DEBT. ANY no action or proceeding has been insti- INFORMATION OBTAINED WILL BE tuted at law or otherwise to recover the USED FOR THAT PURPOSE. debt secured by said mortgage, or any THE RIGHT TO VERIFICATION OF part thereof; THE DEBT AND IDENTITY OF THE PURSUANT to the power of sale con- ORIGINAL CREDITOR WITHIN THE t a i n e d i n s a i d m o r t g a g e , t h e TIME PROVIDED BY LAW IS NOT above-described property will be sold AFFECTED BY THIS ACTION. by the Sheriff of said county as folTHE TIME ALLOWED BY LAW FOR lows: REDEMPTION BY THE MORTGAGOR, DATE AND TIME OF SALE: August THE MORTGAGOR'S PERSONAL REP23, 2010 at 10:00 AM RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE: Dakota County REDUCED TO FIVE WEEKS IF A JUDILaw Enforcement Center, 1580 High- CIAL ORDER IS ENTERED UNDER way 55, Lobby S-100, Hastings, Minne- MINNESOTA STATUTES, SECTION sota 582.032, DETERMINING, AMONG to pay the debt secured by said mort- OTHER THINGS, THAT THE MORTgage and taxes, if any, on said pre- GAGED PREMISES ARE IMPROVED mises and the costs and disburse- WITH A RESIDENTIAL DWELLING OF ments, including attorney fees allowed LESS THAN FIVE UNITS, ARE NOT by law, subject to redemption within PROPERTY USED IN AGRICULTURAL six (6) months from the date of said PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 sale by the mortgagor(s), their personal representatives or assigns. MORTGAGEE: Bank of America, N.A. If the Mortgage is not reinstated Wilford & Geske, P.A. under Minn. Stat. §580.30 or the prop- Attorneys for Mortgagee erty is not redeemed under Minn. Stat. Lawrence A. Wilford §580.23, the Mortgagor must vacate James A. Geske the property on or before 11:59 p.m. on 8425 Seasons Parkway, Suite 105 February 23, 2011, or the next busi- Woodbury, MN 55125-4393 ness day if February 23, 2011 falls on a (651) 209-3300 File Number: 003708F02 Saturday, Sunday or legal holiday. 7/8-8/12/10 Mortgagor(s) released from financial 2254844 obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTSUMMONS AND NOTICE ING TO COLLECT A DEBT. ANY OF NO PERSONAL CLAIM INFORMATION OBTAINED WILL BE STATE OF MINNESOTA USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF COUNTY OF DAKOTA DISTRICT COURT THE DEBT AND IDENTITY OF THE FIRST JUDICIAL DISTRICT ORIGINAL CREDITOR WITHIN THE Case Type: Other Civil TIME PROVIDED BY LAW IS NOT File No. 19HA-CV-10-4251 AFFECTED BY THIS ACTION. BAC Home Loans Servicing L.P. THE TIME ALLOWED BY LAW FOR Plaintiff, REDEMPTION BY THE MORTGAGOR, vs. THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE John D. Erb, Jean M. Kenny aka Jean REDUCED TO FIVE WEEKS IF A JUDI- M. Erb, John Doe and Mary Roe Defendants. CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION ----------------------------------------------------------5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE STATE OF MINNESOTA TO THE OTHER THINGS, THAT THE MORT- ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED AND GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF R E Q U I R E D t o s e r v e o n P l a i n t i f f ' s attorney an Answer to the Complaint LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL which is herewith served upon you, within twenty (20) days after service of PRODUCTION, AND ARE ABANDONED. this Summons upon you, exclusive of DATED: July 08, 2010 the day of service. If you fail to do so, ASSIGNEE OF MORTGAGEE: judgment by default will be taken U.S. Bank National Association you for the relief demanded in against Wilford & Geske, P.A. the Complaint. Attorneys for Assignee of Mortgagee NOTICE OF NO PERSONAL CLAIM Lawrence A. Wilford The general object of this action is James A. Geske to have the Court declare the Sheriff's 8425 Seasons Parkway, Suite 105 Sale of January 14, 2010 for the propWoodbury, MN 55125-4393 erty located at 231 East Ash Street, (651) 209-3300 South Saint Paul, Minnesota 55078 File Number: 015385F01 2251548 7/8-8/12/10 and legally described as follows: Lot 11 except the West 20 feet thereof, and Lot 12 except the East 10 feet thereof, Block 3, Mathew's Addition to South St. Paul, together NOTICE OF MORTGAGE with that part of the vacated alley FORECLOSURE SALE NOTICE IS HEREBY GIVEN that adjacent thereto which accrued default has occurred in the conditions thereto be reason of the vacation of the following described mortgage: thereof. DATE OF MORTGAGE: November 29, null and void and to reinstate the first 2004 mortgage thereon in favor of Plaintiff. ORIGINAL PRINCIPAL AMOUNT OF No personal claim is made against any Defendant in this action. If any DefenMORTGAGE: $171,000.00 MORTGAGOR(S): Nathan M. Rose, an dant on whom this notice is served unmarried man and Lauren M. Pilon, unreasonably defends this action, that Defendant shall pay full costs to the an unmarried woman MORTGAGEE: Bank of America, N.A. Plaintiff pursuant to Minn. Stat. §557.03. DATE AND PLACE OF RECORDING: Recorded: December 22, 2004 Minnesota General Rules of Practice set forth alternative dispute resolution Dakota County Recorder Document Number: 2278654 processes. These processes are Transaction Agent: Not Applicable defined and discussed in Rule 114 and Transaction Agent Mortgage Identifi- may be available as a method of resolving this litigation. cation Number: Not Applicable Lender or Broker: Bank of America, Dated: August 4, 2010 N.A. USSET, WEINGARDEN & LIEBO P.L.L.P. Residential Mortgage Servicer: BAC By: /s/ Kevin T. Dobie Home Loans Servicing, L.P. Kevin T. Dobie, #0388322 Mortgage Originator: Not Applicable Attorney for Plaintiff COUNTY IN WHICH PROPERTY IS 4500 Park Glen Road, Suite 300 St. Louis Park, MN 55416 LOCATED: Dakota Property Address: 13607 Knox Dr, (952) 925-6888 2289934 8/12-8/26/10 Burnsville, MN 55337-4379 Tax Parcel ID Number: 02-15383-030-02 LEGAL DESCRIPTION OF PROPNOTICE OF MORTGAGE ERTY: Lot 3, Block 2, Burnhaven FORECLOSURE SALE Woods Plat Five, Dakota County, MinNOTICE IS HEREBY GIVEN that nesota. AMOUNT DUE AND CLAIMED TO BE default has occurred in the conditions D U E A S O F D A T E O F N O T I C E : of the following described mortgage: DATE OF MORTGAGE: November 30, $191,363.80 THAT all pre-foreclosure require- 2006 ORIGINAL PRINCIPAL AMOUNT OF ments have been complied with; that no action or proceeding has been insti- MORTGAGE: $264,050.00 MORTGAGOR(S): Daniel R Palodituted at law or otherwise to recover the debt secured by said mortgage, or any chuk and Angela M Palodichuk, husband and wife part thereof; MORTGAGEE: Mortgage Electronic PURSUANT to the power of sale cont a i n e d i n s a i d m o r t g a g e , t h e Registration Systems, Inc. DATE AND PLACE OF RECORDING: above-described property will be sold Recorded: December 18, 2006 by the Sheriff of said county as folDakota County Recorder lows: Document Number: 2482640 DATE AND TIME OF SALE: August Transaction Agent: Mortgage Elec20, 2010 at 10:00 AM PLACE OF SALE: Dakota County tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiLaw Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- cation Number: 100013800911960710 Lender or Broker: GreenPoint Mortsota to pay the debt secured by said mort- gage Funding, Inc. Residential Mortgage Servicer: GMAC gage and taxes, if any, on said premises and the costs and disburse- Mortgage, LLC

PUBLIC NOTICE

PUBLIC NOTICE

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ments, including attorney fees allowed by law, subject to redemption within

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��� ������ ��� ���� ������ ������ ������� foreclosure proceeding this mortgage Mortgagee/Assignee of Mortgagee com���������� ���� ��������� Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 403 17th St W, Hastings, MN 55033-3030 Tax Parcel ID Number: 19-88150-020-13 LEGAL DESCRIPTION OF PROPERTY: All of Lot 1, and the North 12 feet of Lot 2, and the South 25 feet of the North 37 feet of the West 32 feet of Lot 2, all in Block 13, Young's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $279,412.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015256F01 2254211 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2003 MORTGAGORS: Barbara M. Standing and Brian M. Standing, wife and husband. MORTGAGEE: Mortgages Unlimited, Inc.. DATE AND PLACE OF RECORDING: Recorded December 5, 2003, Dakota County Recorder, Document No. 2148603. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc., Dated: October 24, 2003, Recorded: December 5, 2003, Document No. 2148604. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18 Oak Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142605003003 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, P.H. Feely's Addition to Farmington, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,853.78 That prior to the commencement of this mortgage foreclosure proceeding

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4148 641182602 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254715 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 4 , 2003 MORTGAGOR: A l e c i a M . K a i s e r , a single person. MORTGAGEE: Mortgage Source, Inc. DATE AND PLACE OF RECORDING: Recorded May 2, 2003, Dakota County Recorder, Document No. 2041491. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 24, 2003, Recorded: May 2, 2003, Document No. 2041492. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 597 Crane Creek Lane, Eagan, MN 55121 TAX PARCEL I.D. #: 101847523001 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Crane Creek Addition, CIC No 297, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,263.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1128 7810302067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2254577 7/8-8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,320.00 MORTGAGOR(S): Crystal Nguyen, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2006 Dakota County Recorder Document Number: 2405613 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000116596 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 13th St, Farmington, MN 55024-1790 Tax Parcel ID Number: 14-22505-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, East Farmington 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,851.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014978F01 2251820 7/8-8/12/10

PUBLIC NOTICE

LAND TITLE SUMMONS IN APPLICATION FOR REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT No. 19HA-CV-09-855 In the matter of the Application of: Michael J. Francis and Bonnie L. Francis, husband and wife, as Joint tenants, to register the title to the following described real estate situated in Dakota County, Minnesota, namely: That part of Government Lot 7, Section 22, Township 28 North, Range 22 West, D a k o t a C o u n ty , M i n n e s o t a : described as follows: Commencing at the West quarter corner of said Section 22; thence North 22 degree 04 minutes 44 seconds East (assuming the west line of the Southwest Quarter of said Section 22 has a bearing of North 0 degrees 31 minutes 47 seconds West) a distance of 1681.14 feet to a point, said point being on the easterly right-of-way line of Concord Street as constructed and located on June 18, 1980; thence South 45 degrees 14 minutes 15 seconds East, along said easterly right-of-way line, 185.86 feet; thence southeasterly, along said easterly right-of-way line, on a tangential curve, concave to the southwest, radius 605.96 feet, central angle 6 degrees 58 minutes 00 seconds a distance of 73,68 feet; thence South 38 degrees 16 minutes 15 seconds East, tangent to said curve, along said easterly right-of-way line, 138,08 feet; thence South 36 degrees 53 minutes 15 seconds East, along said easterly right-of-way line, 545.14 feet to a Judicial Landmark set pursuant to District Court File No. 90273, First Judicial District, Dakota County, Minnesota; thence South 36 degrees 53 minutes 15 seconds East, along said easterly right-of-way line, 0.16 feet to the point of beginning of the parcel to be described; thence South 36 degrees 53 minutes 15 seconds East, along said easterly right-of-way line, 154.40 feet to a Judicial Landmark set pursuant to said District Court File No. 90273; thence South 36 degrees 53 minutes 15 seconds East, along said easterly right-of-way line, 196.87 feet; thence North 53 degrees 03 minutes 46 seconds East, 33.27 feet; thence North 36 degrees 56 minutes 14 seconds West, 196.53 feet; thence North 53 degrees 38 minutes 53 seconds East, 3.48 feet to a Judicial Landmark set pursuant to said District Court File No. 90273; thence North 37 degrees 06 minutes 35 seconds West, 154.90 feet to a Judicial Landmark set pursuant to said District Court File No. 90273; thence South 52 degrees 51 minutes 45 seconds West, 35.98 feet to the point of beginning and there terminating. Applicants vs. Drake Bank; City of South St. Paul; State of Minnesota; Paul R. Schanno; Gabriel Trkla; Estate of Jay C. Peterson, Thomas Jay Peterson, Personal Administrator; First Trust Company of St. Paul, as Trustee under the Last will and Testament of Jay C. Peterson; Nick C. Voynovich; Myrle J. Voynovich; Stebbing and Stebbing, a Minnesota Partnership, Thomas S. Stebbing and Thomas B. Stebbing; Thomas B. Stebbing; Thomas S. Stebbing; Marvin L. Nelson; Lois J. Nelson; also all heirs and devisees of any of the above-named persons who are deceased; and all other persons or parties unknown claiming any right, title, estate, lien, or interest in the real estate described in the Application or amendments herein. Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to answer the Application of the Applicants in the above-entitled proceeding and to file your answer to the said Application in the office of the District Court Administrator in said County, within 20 days after service of this Summons upon you exclusive of the day of such service, and if you fail to answer the Application within the time aforesaid, the Applicants in this proceeding will apply to the Court for the relief demanded therein. -----------------------------------------Witness, District Court Administrator of said Court, and the seal hereof, at Hastings, MN in said County, this 29 day of July, 2010. By: P. Klingner Deputy _______________________________ Alan W. Weinblatt (115332) Attorney for Applicant WEINBLATT & GAYLORD, PLC 111 East Kellogg Boulevard Suite 300 St. Paul, MN 55101 (651) 292-8770 (651) 223-8282 fax 2297241 8/12-8/26/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Other Civil Court File No. 19HA-CV-10-4871 Owen M. Schultz, Plaintiff, vs. Kenneth R. Larson, Defendant. THIS SUMMONS IS DIRECT TO Defendant Kenneth R. Larson: 1. YOU ARE BEING SUED. Plaintiff has started a lawsuit against you. Plaintiff’s Complaint against you is attached to this Summons and is also on file in the office of the Court Administrator of the above-named Court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Mulligan & Bjornnes PLLP 401 Groveland Avenue Minneapolis, Minnesota 55403 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award Plaintiff everything asked for in the Complaint. If you do not to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Lot 20, Block 7, Foxborough, Dakota County, Minnesota. 8. The object of this action is to seek a court order as follows: a. That Plaintiff Owen M. Schultz is the owner in fee simple of the Property, legally described as follows: Lot 20, Block 7, Foxborough, Dakota County, Minnesota. b. That the Property is free and clear of any right, title, estate, interest, lien or encumbrance of Defendant Kenneth R. Larson; and c. For such further relief as the Court deems just and equitable. Dated: August 9, 2010 MULLIGAN & BJORNNES PLLP Attorneys for Plaintiff Gregory J. Collins, ID #134211 401 Groveland Avenue Minneapolis, Minnesota 55403 Phone: (612) 871-1800 Fax: (612) 871-7869 2298384 8/12-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 17, 2002 MORTGAGORS: Jay B. Kochendorfer and Christina A. Kochendorfer, husband and wife. MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co.. DATE AND PLACE OF RECORDING: Recorded October 2, 2002, Dakota County Recorder, Document No. 1943041. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: June 16, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON

GAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 812 West 15th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193195008017 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 8 excepting therefrom the East 70 feet thereof and excepting therefrom the South 27 feet of Lot 8, all in Block 17, Hancock, Thomas and Co's, Addition to the Town of Hastings. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,959.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2190 0001489380 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262146 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 MORTGAGOR(S): Greg H. Isaak, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder Document Number: 2491755 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, On Behalf Of The Holders Of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Dated: April 29, 2009 Recorded: May 19, 2009 Dakota County Recorder Document Number: 2658035 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647028053174 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12620 190th St E, Hastings, MN 55033-9311 Tax Parcel ID Number: 25-02200-020-27 LEGAL DESCRIPTION OF PROPERTY: The East 225 feet of the West

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ERTY: The East 225 feet of the West 743 feet of the North 484 feet of the Northwest Quarter of Section 22, Township 114, Range 17, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $300,898.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of The Structured Asset Securities Corporation Mortgage Pass-through Certificates, Series 2007-BC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003433F04 2261064 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,018.00 MORTGAGOR(S): Heather Sale and Erik T. Lyke aka Erick T. Lyke, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2007 Dakota County Recorder Document Number: 2550145 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 29, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10019960000153648 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5627 200th St W, Farmington, MN 55024-8422 Tax Parcel ID Number: 14-16504-103-06 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1103, Common Interest Community No. 328, Charleswood Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,724.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015466F01 2256052 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 3, 2004 MORTGAGOR:Lyle J. Knochenmus, a single person. MORTGAGEE:U . S . M o r t g a g e N e t work, Inc.. DATE AND PLACE OF RECORDING: Recorded May 24, 2004, Dakota County Recorder, Document No. 2207736. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. puruant to judgment, Dated: June 18, 2010, Recorded: June 25, 2010, Document No. 2737460. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6470 West 157th Street, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-63402-030-22 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 22, Regatta 3rd Addition, Common Interest Community No. 281, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$157,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$157,536.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1772 644848429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2259327 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,500.00 MORTGAGOR(S): Jill L Yelton. a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600001161607 SERVICER: Ocwen Loan Servicing, LLC LENDER: Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on July 3, 2007, as Document No. 2528139 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Dated: September 25, 2007, and recorded September 3, 2009 by Document No. 2682251. LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 17, Tarbox addition to South St Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota PROPERTY ADDRESS: 619 5th Avenue South, South Saint Paul, MN 55075 PROPERTY I.D: 367510005017 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Two Hundred Seventy-Three and 60/100 ($160,273.60) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 28, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00320-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ASAP# 3681967 08/12/2010, 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010 2289879 8/12-9/16/10

������ ������ ������� ������ ��� ���� ��� cation Number: 100021278842711520

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2003 MORTGAGORS: Brynn D. Rogers and Sherry Good, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2003, Dakota County Recorder, Document No. 2124851. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 23, 2009, Recorded: December 2, 2009, Document No. 2699550. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915393377 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11114 Zebulon Pike Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-64102-050-06 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 6, River Hills Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,484.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 8, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 0613522804 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 10, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2300007 8/12/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 MORTGAGOR(S): Doug A. Roseth and Sara Roseth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2007 Dakota County Recorder Document Number: 2525894 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: June 09, 2010 Recorded: June 29, 2010 Dakota County Recorder Document Number: 2738071 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800923848580 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16872 Embers Ave, Farmington, MN 55044 Tax Parcel ID Number: 22-47051-610-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1610, Common Interest Community Number 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,228.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014865F02 2292924 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,514.00 MORTGAGOR(S): Leya Yacob Syrnichenko and Vadim Urievich Syrnichenko, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2005 Dakota County Recorder Document Number: 2371279 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: July 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842711520

Lender or Broker: U.S. Bank N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13696 Brass Pkwy, Rosemount, MN 55068-2473 Tax Parcel ID Number: 34-32075-058-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 58, Common Interest Community No. 489, a condominium, Harmony East, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,733.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015577F01 2259785 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 1997 MORTGAGOR: John E. Mahoney, a single person. MORTGAGEE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded January 6, 1998, Dakota County Recorder, Document No. 1467595. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: December 23, 1997, Recorded: January 6, 1998, Document No. 1467596. And thereafter assigned to: CitiMortgage, Inc, Dated: June 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial Incorporated dba Minnesota Guaranty Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 808 136th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270111201 LEGAL DESCRIPTION OF PROPERTY: The East 50.00 feet of Lot 11, Block 1, Knob Hill II COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $68,927.91

���������� �� ���� �����

��� ������ ��� ���� ������ ������ allowed by ������� law subject to redemption within six (6) months from the date of ���������� ���� ��������� GAGEE: $68,927.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 31, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4138 601959607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262367 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 24, 2003 MORTGAGORS:Michael L. Wiskow and Kari A. Wiskow, husband and wife. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 8, 2003, Dakota County Recorder, Document No. 2105831. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2030 Zircon Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 101670003011 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 11, Cedar Grove Addition No. 1 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$120,762.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3042 0648593408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2258570 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 23, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association (hereinafter the "Association") which was recorded as Document No. 1189722 on January 31, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 111, Diffley Commons 2nd Addition, Villas and Garden Homes, a Condominium, Condominium #116, Dakota County, Minnesota STREET ADDRESS: 1900 Sapphire Point, Eagan MN 55122 TAX PARCEL ID NUMBER: 10-20451-111-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 23, 2010, from Jennifer M. DeYoung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,132.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 23, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 3, 2010, as Document No. 2712241 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 2nd day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 2, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED

UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons/DeYoung/09-7-953D)

2260645

7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2004 MORTGAGORS: Laurie S. Lancette and Derrick D. Sanders, both single. MORTGAGEE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded July 9, 2004, Dakota County Recorder, Document No. 2223961. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2004-FFH3, Dated: April 12, 2010, Recorded: April 23, 2010, Document No. 2726464. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 13444 Settlers Ridge Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026730059001 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Settlers Ridge CIC Number 355, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,528.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-608 1044296755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299598 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,680.00 MORTGAGOR(S): Nicholas A Reitmeier, a single person and Savannah C Lane, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 08, 2004 Dakota County Recorder Document Number: 2274114 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843450706 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6266 175th St W, Lakeville, MN 55024-8992 Tax Parcel ID Number: 22-20877-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Dodd Ridge Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,235.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016225F01 2297413 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , 2006 MORTGAGOR: Ruben Pardomo, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 22, 2006, Dakota County Recorder, Document No. 2477229. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiGroup Global Markets Realty Corp., Dated: October 23, 2009, Recorded: November 2, 2009, Document No. 2693729. TRANSACTION AGENT: Mortgage

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011048508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin, A division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services MORTGAGED PROPERTY ADDRESS: 19800 Dover Drive, Farmington, MN 55024 FKA 4698 198th Street W., Farmington, MN 55024 TAX PARCEL I.D. #: 145680001003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Parkview Ponds, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $344,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $396,116.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. CitiGroup Global Markets Realty Corp. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2922 2000582681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262357 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2006 MORTGAGOR: Susan E . M u l l e n , a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 30, 2006, Dakota County Recorder, Document No. 2478693. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8489 195th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-02100-012-30 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) of Section Twenty One (21), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota, described as fol-

County, Minnesota, described as fol lows: The South 562 feet of the West 401 feet of the Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) of said Section Twenty One (21), Excepting therefrom the South 150 feet of the West 290.40 feet of said Southwest Quarter (SW 1/4) of the Northwest Quarter (NW 1/4) COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,068.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3040 3011338229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2261432 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 4 , 2004 MORTGAGOR: E l d a K . M e y e r , a single person. MORTGAGEE: Alpine Lending, LLC. DATE AND PLACE OF RECORDING: Recorded April 7, 2004, Dakota County Recorder, Document No. 2192517. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc. n/ka CitiMortgage, Inc., Dated: March 9, 2004, Recorded: April 7, 2004, Document No. 2192518. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14973 Echo Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 012050922001 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Diamond Path Tenth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,385.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

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secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4197 8383074 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262507 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,200.00 MORTGAGOR(S): Desiree Lynn Elliott, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Paragon Home Lending, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200700000487968 SERVICER: Ocwen Loan Servicing, LLC LENDER: Paragon Home Lending, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 24, 2005, as Document No. 2333813 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Dated: May 20, 2010 , and recorded June 21, 2010 by Document No. 2736539 . LEGAL DESCRIPTION OF PROPERTY: Unit Number 1207, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, a Condominium located in Dakota County, Minnesota. PROPERTY ADDRESS: 726 Tamarack Trail, Farmington, MN 55024 PROPERTY I.D: 147490220706 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Nine Thousand One Hundred Ninety-Four and 21/100 ($139,194.21) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on August 31, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00278-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3641635 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010, 08/12/2010, 08/19/2010 2258662 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,000.00 MORTGAGOR(S): Catalina L Lo and Ia Lo, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510895 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060040464 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20988 Jury Ct, Lakeville, MN 55044-6018 Tax Parcel ID Number: 22-84275-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Willow Ridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $452,122.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016173F01 2297858 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,455.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F04 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F04 2298217 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 6 , 2007 MORTGAGORS:A b e l D o m i n g u e z Pliego and Rosario Ixtlilco Onofre,

Pliego and Rosario Ixtlilco Onofre, husband and wife, and Luis A. Dominguez Pliego, a single man. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562305. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 834 Whitney Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170704013 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 13, Apple Valley 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$228,390.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3046 3014815983 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2258542 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of River Ridge of Eagan Homeowners Association, a Minnesota nonprofit corporation, (henceforth the "Declaration") recorded in the office of the Registrar of Titles for Dakota County, Minnesota on April 21, 2006, as Document No. 588552, as amended Document No. 592313, which covers the following property: Unit No. 317, CIC No. 488, River Ridge of Eagan Condominiums, a condominium located in the County of Dakota, State of Minnesota WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from Ludmila Avdulova, title holder, to River Ridge of Eagan Homeowners Association, a Minnesota nonprofit corpora-

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������ ������ ������ ��� ���� tion, a Minnesota nonprofit corpora ������� ING TAXES, IF ANY, PAID BY MORT tion, the principle amount of Four GAGEE: $225,681.39 Thousand Forty Eight and 59/100ths That prior to the commencement of Dollars ($4,048.59) for unpaid plumb- this mortgage foreclosure proceeding ing repairs, assessments, late fees and Mortgagee/Assignee of Mortgagee comrelated charges, plus assessments, col- plied with all notice requirements as lection costs, attorney's fees and other required by statute; That no action or amounts will be incurred since said proceeding has been instituted at law date, including costs of collection and o r o t h e r w i s e t o r e c o v e r t h e d e b t foreclosure. secured by said mortgage, or any part WHEREAS, no action is now pend- thereof; PURSUANT to the power of sale coning at law or otherwise to recover said tained in said mortgage, the above debt or any part thereof; WHEREAS, the owners have not described property will be sold by the been released from the financial obli- Sheriff of said county as follows: DATE AND TIME OF SALE: August gation to pay said amount; p u r s u a n t t o t h e 27, 2010 at 10:00 AM WHEREAS, PLACE OF SALE: S h e r i f f ' s O f f i c e , Declaration and Minn. Stat. §515B.3-116, said debt created a lien Law Enforcement Center, 1580 Hwy upon said premises in favor of River 55, Lobby #S-100, Hastings, MN R i d g e o f E a g a n H o m e o w n e r s to pay the debt then secured by said Association as evidenced by the lien Mortgage, and taxes, if any, on said statement recorded on June 2, 2010 in premises, and the costs and disbursethe office of the Dakota County ments, including attorneys' fees Registrar of Titles as Document No. allowed by law subject to redemption within six (6) months from the date of T662731; WHEREAS, pursuant to the power of said sale by the mortgagor(s), their personal representatives or assigns sale granted by the owner in taking title to the premises subject to said unless reduced to Five (5) weeks under D e c l a r a t i o n , s a i d l i e n w i l l b e MN Stat. §580.07. TIME AND DATE TO VACATE PROPforeclosed by the sale of said property on August 27, 2010 at 10:00 a.m. by E R T Y : I f t h e r e a l e s t a t e i s a n the sheriff of said county at the Dakota owner-occupied, single-family dwellCounty Law Enforcement Center, 1580 ing, unless otherwise provided by law, Highway 55, Lobby S-100, Hastings, the date on or before which the mortMinnesota, at public auction to the gagor(s) must vacate the property if the highest bidder, for cash, to pay the mortgage is not reinstated under seca m o u n t t h e n d u e f o r s a i d tion 580.30 or the property is not assessments, together with the costs redeemed under section 580.23 is of foreclosure, including attorney's 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM fees as allowed by law. The time allowed by the law for redemption by FINANCIAL OBLIGATION ON MORTt h e u n i t o w n e r , t h e i r p e r s o n a l GAGE: None "THE TIME ALLOWED BY LAW FOR representatives or assigns is six (6) months from the date of said sale. REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPAbsent reinstatement under Minn. Stat. § 580.30 or redemption under RESENTATIVES OR ASSIGNS, MAY BE Minn. Stat. § 580.23, the property must REDUCED TO FIVE WEEKS IF A JUDIbe vacated on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER February 27, 2011 or the next business MINNESOTA STATUTES, SECTION day if February 27, 2011 falls on a 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTSaturday, Sunday or legal holiday. T h e f o l l o w i n g i n f o r m a t i o n i s GAGED PREMISES ARE IMPROVED provided pursuant to Minnesota WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Statutes Section 580.025: (1) Street Address of Property: 2103 PROPERTY USED IN AGRICULTURAL Silver Bell Road, Unit 317, Eagan, P R O D U C T I O N , A N D A R E ABANDONED." Minnesota 55122 Dated: July 7, 2010. (2) N a m e o f T r a n s a c t i o n A g e n t , Provident Funding Associates, L.P. Residential Mortgage Servicer, Lender Mortgagee/Assignee of Mortgagee &/or Broker: N/A USSET, WEINGARDEN AND LIEBO, P.L.L.P. (3) Tax Parcel Identification Number By: Paul A. Weingarden of the Property: 10-82750-317-05 (4) Transaction Agent's Mortgage Attorneys for Mortgagee/Assignee of Mortgagee Identification Number, if known: N/A (5) Name of Mortgage Originator, if 4500 Park Glen Road #300 Minneapolis, MN 55416 stated on mortgage: N/A (952) 925-6888 REDEMPTION NOTICE 90-1769 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, 3517040109 T H E M O R T G A G O R ' S P E R S O N A L THIS IS A COMMUNICATION FROM REPRESENTATIVES OR ASSIGNS, A DEBT COLLECTOR. 7/15-8/19/10 MAY BE REDUCED TO FIVE WEEKS IF 2262256 A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, NOTICE OF MORTGAGE AMONG OTHER THINGS, THAT THE FORECLOSURE SALE PREMISES ARE IMPROVED WITH A THE RIGHT TO VERIFICATION RESIDENTIAL DWELLING OF LESS T H A N F I V E U N I T S , A R E N O T OF THE DEBT AND IDENTITY OF P R O P E R T Y U S E D F O R THE ORIGINAL CREDITOR WITHIN AGRICULTURAL PRODUCTION, AND THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ARE ABANDONED. NOTICE IS HEREBY GIVEN, that Dated: July 15, 2010 default has occurred in conditions of Lienor: the following described mortgage: River Ridge of Eagan DATE OF MORTGAGE: May 9, 2008 Homeowners Association MORTGAGORS: D y a n B a i l e y a n d By: Patrick S. Collins David Nagle, both single persons. Its: Attorney in Fact MORTGAGEE: Mortgage Electronic OSKIE, HAMILTON & SOFIO, P.A. Registration Systems, Inc. By: Patrick S. Collins, I.D. #0302557 DATE AND PLACE OF RECORDING: Attorneys for Lienor Recorded May 19, 2008, Dakota County 970 Raymond Avenue, Ste. 202 Recorder, Document No. 2591332. St. Paul, MN 55114 ASSIGNMENTS OF MORTGAGE: 2260759 7/15-8/19/10P Assigned to: CitiMortgage, Inc, Dated: June 25, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520053460772 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: CitiMortgage, Inc OF THE DEBT AND IDENTITY OF RESIDENTIAL MORTGAGE SERTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 19973 Dover Court, Farmington, MN default has occurred in conditions of 55024 TAX PARCEL I.D. #: 145680012006 the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: April 27, 2007 MORTGAGORS: Matthew A. Jenkins ERTY: Lot 12, Block 6, Parkview Ponds and Oneka R. Hauge, both single. COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: Recorded May 14, 2007, Dakota County MORTGAGE: $352,076.00 AMOUNT DUE AND CLAIMED TO BE Recorder, Document No. 2516818. A S S I G N M E N T S O F M O R T G A G E : DUE AS OF DATE OF NOTICE, INCLUDAssigned to: Provident Funding Asso- ING TAXES, IF ANY, PAID BY MORTGAGEE: $379,126.66 ciates, L.P., Dated: June 23, 2010. That prior to the commencement of TRANSACTION AGENT: Mortgage this mortgage foreclosure proceeding Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - Mortgagee/Assignee of Mortgagee comGAGE IDENTIFICATION NUMBER ON plied with all notice requirements as required by statute; That no action or MORTGAGE: 100017935170401091 LENDER OR BROKER AND MORT- proceeding has been instituted at law o r otherwise to recover the debt GAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Asso- secured by said mortgage, or any part thereof; ciates, L.P. PURSUANT to the power of sale conRESIDENTIAL MORTGAGE SERtained in said mortgage, the above VICER: Gerner & Kearns Co., L.P.A. described property will be sold by the MORTGAGED PROPERTY ADDRESS: 5139 Upper 182nd Street West, Farm- Sheriff of said county as follows: DATE AND TIME OF SALE: August ington, MN 55024 TAX PARCEL I.D. #: 14-19501-250-06 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LEGAL DESCRIPTION OF PROPLaw Enforcement Center, 1580 Hwy ERTY: 55, Lobby #S-100, Hastings, MN Lot 25, Block 6, Dakota County E s t a t e s 2 n d A d d i t i o n , D a k o t a to pay the debt then secured by said Mortgage, and taxes, if any, on said County, Minnesota COUNTY IN WHICH PROPERTY IS premises, and the costs and disbursements, including attorneys' fees LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF allowed by law subject to redemption within six (6) months from the date of MORTGAGE: $211,500.00 AMOUNT DUE AND CLAIMED TO BE said sale by the mortgagor(s), their DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������ ��� ���� ������ ������ ������� 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM ���������� ���� ��������� said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4164 2005346077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262550 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2004 MORTGAGORS: Joseph J Ciupik and Tamra L Ciupik, husband and wife. MORTGAGEE: Mortgage Enterprises Inc.. DATE AND PLACE OF RECORDING: Registered February 24, 2004, Dakota County Registrar of Titles, Document No. 0530765, Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: February 2, 2004, Recorded: February 24, 2004, Document No. 0530766. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee, Dated: March 9, 2004, Recorded: May 26, 2005, Document No. 566198. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-080-07 LEGAL DESCRIPTION OF PROPERTY: Lot Eight in Block Seven of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,420.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011.

FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2185 0003000679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262164 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2004 MORTGAGOR: Jerry L. Westling and Beverly H. Westling, husband and wife MORTGAGEE/LENDER: W e s t e r n Bank SERVICER: Western Bank MORTGAGE ID#: 600268 DATE AND PLACE OF RECORDING: Recorded on December 6, 2004, Dakota County Registrar of Titles, as Document No. 553678 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Two (2), in Palomino Hills Third Addition (Torrens Certificate No. 46108) ADDRESS OF PROPERTY: 110 Pony Lane East, Apple Valley, MN 55124 TAX PARCEL NO.: 01-56602-140-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,419.57 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $74,825.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2010 at 10:00 a.m. PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or the property redeemed under Minnesota Statutes Section 580.23 is March 29, 2011 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010 WESTERN BANK: MORTGAGEE Attorney for Mortgagee: Perrie N. Heitler Attorney Registration No. 43643 2345 Rice Street, Suite 165 St. Paul, Minnesota 55113 (651) 482-9933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2289083 8/12-9/16/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2007 MORTGAGOR: Nancy A. Osterling, single. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 21, 2007, Dakota County Recorder, Document No. 2562969. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 11773 Millpond Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024850310003 LEGAL DESCRIPTION OF PROPERTY: Unit number 100, CIC Number 157, Boulder Pond, A Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $135,498.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3089 3014868636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299623 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $997,200.00 MORTGAGOR(S): Cory Krueger and William Krueger MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 13, 2007 Dakota County Registrar of Titles Document Number: 621292 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135553000612519 Lender or Broker: First National

Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15714 Lac Lavon Dr, Burnsville, MN 55306-5139 Tax Parcel ID Number: 02-18725-060-01 LEGAL DESCRIPTION OF PROPERTY: LOT SIX (6), BLOCK ONE (1), CRYSTAL SHORES AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,085,979.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015616F01 2255955 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2007 MORTGAGORS: Jeffrey S. Johnson and Rianna L. Laxdal, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2519059. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520043406695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18408 Eldorado Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141950713005 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, Dakota County Estates 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,514.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 2004340669 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262526 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,500.00 MORTGAGOR(S): Nabil J. Browne, an unmarried Man MORTGAGEE: 2004-0000313, LLC DATE AND PLACE OF RECORDING: Recorded: April 20, 2006 Dakota County Recorder Document Number: 2421922 ASSIGNMENTS OF MORTGAGE: And assigned to: Guidance Residential, LLC Dated: February 23, 2006 Recorded: April 20, 2006 Dakota County Recorder Document Number: 2421923 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: 2004-0000313, LLC Residential Mortgage Servicer: Dovenmuehle Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8196 Custers Trl, Inver Grove Heights, MN 55076-3377 Tax Parcel ID Number: 20-82100-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Four (4), Village Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,656.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015477F01 2260040 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2008 MORTGAGORS: B o n n i e G r e s s a n d Randal J. Gress, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 16, 2008, Dakota County Recorder, Document No. 2584832. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: June 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440004040827 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 17364 Judicial Road, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-45200-411-03 LEGAL DESCRIPTION OF PROPERTY: All that part of Lots 40 and 41, Block 3, Liberty Heights, lying East of Judicial Road, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $321,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $336,051.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee

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Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1027 0048039721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2262323 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,673.00 MORTGAGOR(S): Lisa A Settevig, a single person MORTGAGEE: Norwest Mortgage, Inc. DATE AND PLACE OF REGISTERING: Registered: December 14, 1998 Dakota County Registrar of Titles Document Number: 387668 ASSIGNMENTS OF MORTGAGE: And assigned to: Knutson Mortgage Corporation Dated: March 18, 1999 Registered: March 19, 1999 Dakota County Registrar of Titles Document Number: 395305 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 28, 2005 Registered: December 05, 2005 Dakota County Registrar of Titles Document Number: 580430 And assigned to: BAC Home Loans Servicing, L.P. Dated: August 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100012900013709956 Lender or Broker: Norwest Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 114108 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7416 Brady Path, Inver Grove Heights, MN 55076-2341 Tax Parcel ID Number: 20-77500-590-01 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Traverse Pointe Addition, Common Interest Community No. 203, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $98,993.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016360F01 2292499 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2007 MORTGAGORS: Shaji Varghese and Biji Varghese, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537790. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: September 3, 2009, Recorded: September 29, 2009, Document No. 2687163. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700021494276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4730 Hittner Point, Eagan, MN 55122 TAX PARCEL I.D. #: 103325003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hittner Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $675,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $729,482.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 171708957 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299571 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,200.00 MORTGAGOR(S): Amanda A Rowe, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 12, 2002 Dakota County Recorder Document Number: 1915257 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB

Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7228 165th St W, Lakeville, MN 55068 Tax Parcel ID Number: 22-21100-060-06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Donnay's College Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,945.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015770F01 2261095 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,649.00 MORTGAGOR(S): Patience Owusu, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 03, 2009 Dakota County Recorder Document Number: 2699850 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100326709110061125 Lender or Broker: United Fidelity Funding Corp Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 808 12th St, Farmington, MN 55024-1183 Tax Parcel ID Number: 14-22506-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, East Farmington 7th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,395.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015775F01 2261122 7/15-8/19/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,720.00 MORTGAGOR(S): Shannon L. Daly, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 01, 2005 Dakota County Recorder Document Number: 2309551 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: June 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004918150-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14116 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Foxmoore Ridge Two, Common Interest community No. 128, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,553.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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������ ������ ������� ������ ��� ���� AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE NOTICE IS HEREBY GIVEN that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION of the following described mortgage: DATE OF MORTGAGE: January 23, 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- 2004 ORIGINAL PRINCIPAL AMOUNT OF GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MORTGAGE: $179,350.00 MORTGAGOR(S): Kelly O'Connor, a LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL single person MORTGAGEE: River City Mortgage PRODUCTION, AND ARE ABANDONED. Corp. DATED: July 15, 2010 DATE AND PLACE OF RECORDING: ASSIGNEE OF MORTGAGEE: Recorded: February 17, 2004 Dakota BAC Home Loans Servicing, LP County Recorder Wilford & Geske, P.A. Document Number: 2176089 Attorneys for Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: Lawrence A. Wilford And assigned to: U.S. Bank, N.A. James A. Geske Dated: January 23, 2004 8425 Seasons Parkway, Suite 105 Recorded: February 17, 2004 Dakota Woodbury, MN 55125-4393 County Recorder (651) 209-3300 Document Number: 2176090 File Number: 015480F01 Transaction Agent: Not Applicable 2256087 7/15-8/19/10 Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: River City MortNOTICE OF MORTGAGE gage Corp. FORECLOSURE SALE Residential Mortgage Servicer: U.S. THE RIGHT TO VERIFICATION Bank Home Mortgage OF THE DEBT AND IDENTITY OF Mortgage Originator: Not Applicable THE ORIGINAL CREDITOR WITHIN COUNTY IN WHICH PROPERTY IS THE TIME PROVIDED BY LAW IS LOCATED: Dakota NOT AFFECTED BY THIS ACTION. Property Address: 19968 McKendry NOTICE IS HEREBY GIVEN, that Path, Farmington, MN 55024-8424 default has occurred in conditions of Tax Parcel ID Number: the following described mortgage: 14-16504-902-06 DATE OF MORTGAGE: July 21, 2003 LEGAL DESCRIPTION OF PROPMORTGAGORS: M i c h a e l J . P o l s k i ERTY: Unit Number 1902, Common and Donna L. Polski, husband and I n t e r e s t C o m m u n i t y N u m b e r 3 2 8 , wife. Charleswood Condominium, Dakota MORTGAGEE: rateOne Home Loans. County, Minnesota DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded September 18, 2003, Dakota D U E A S O F D A T E O F N O T I C E : C o u n t y R e c o r d e r , D o c u m e n t N o . $171,615.96 2111680. THAT all pre-foreclosure requireA S S I G N M E N T S O F M O R T G A G E : ments have been complied with; that Assigned to: JPMorgan Chase Bank, no action or proceeding has been instiN . A . b y C o u r t O r d e r r e c o r d e d a s tuted at law or otherwise to recover the Document No. 2652911 debt secured by said mortgage, or any TRANSACTION AGENT: NONE part thereof; TRANSACTION AGENT'S MORTPURSUANT to the power of sale conGAGE IDENTIFICATION NUMBER ON t a i n e d i n s a i d m o r t g a g e , t h e MORTGAGE: NONE above-described property will be sold LENDER OR BROKER AND MORT- by the Sheriff of said county as folG A G E O R I G I N A T O R S T A T E D O N lows: MORTGAGE: rateOne Home Loans DATE AND TIME OF SALE: July 09, R E S I D E N T I A L M O R T G A G E S E R - 2010 at 10:00 AM VICER: Chase Home Finance, LLC PLACE OF SALE: Dakota County MORTGAGED PROPERTY ADDRESS: Law Enforcement Center, 1580 High16870 Firestone Way, Farmington, MN way 55, Lobby S-100, Hastings, Minne55024 sota TAX PARCEL I.D. #: 22-41750-070-04 to pay the debt secured by said mortLEGAL DESCRIPTION OF PROP- gage and taxes, if any, on said preERTY: mises and the costs and disburseLot 7, Block 4, Kilkenny Pond ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their perMORTGAGE: $213,500.00 sonal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat. GAGEE: $229,819.78 §580.23, the Mortgagor must vacate That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding January 09, 2011, or the next busiMortgagee/Assignee of Mortgagee com- ness day if January 09, 2011 falls on a plied with all notice requirements as Saturday, Sunday or legal holiday. required by statute; That no action or Mortgagor(s) released from financial proceeding has been instituted at law obligation: NONE or otherwise to recover the debt THIS COMMUNICATION IS FROM secured by said mortgage, or any part A DEBT COLLECTOR ATTEMPTthereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE tained in said mortgage, the above USED FOR THAT PURPOSE. described property will be sold by the THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: October ORIGINAL CREDITOR WITHIN THE 5, 2010 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: S h e r i f f ' s O f f i c e , AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 Hwy THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL E R T Y : I f t h e r e a l e s t a t e i s a n PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellDATED: May 27, 2010 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortU.S. Bank, N.A. gagor(s) must vacate the property if the Wilford & Geske, P.A. mortgage is not reinstated under sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not Lawrence A. Wilford redeemed under section 580.23 is James A. Geske 11:59 p.m. on April 5, 2011. 8425 Seasons Parkway, Suite 105 MORTGAGOR(S) RELEASED FROM Woodbury, MN 55125-4393 FINANCIAL OBLIGATION ON MORT- (651) 209-3300 GAGE: None File Number: 014480F01 "THE TIME ALLOWED BY LAW FOR NOTICE OF POSTPONEMENT OF REDEMPTION BY THE MORTGAGOR, MORTGAGE FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPThe above referenced sale scheduled RESENTATIVES OR ASSIGNS, MAY BE for July 09, 2010 at 10:00 AM has been REDUCED TO FIVE WEEKS IF A JUDI- postponed to December 21, 2010 at CIAL ORDER IS ENTERED UNDER 10:00 AM in the Dakota County Law MINNESOTA STATUTES, SECTION Enforcement Center, 1580 Highway 55, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lobby S-100, Hastings, Minnesota in OTHER THINGS, THAT THE MORT- said County and State. GAGED PREMISES ARE IMPROVED DATED: July 09, 2010 WITH A RESIDENTIAL DWELLING OF ASSIGNEE OF MORTGAGEE: LESS THAN FIVE UNITS, ARE NOT U.S. Bank, N.A. PROPERTY USED IN AGRICULTURAL DATED: July 9, 2010 P R O D U C T I O N , A N D A R E ASSIGNEE OF MORTGAGEE: ABANDONED." U.S. Bank, N.A. Dated: August 5, 2010. Wilford & Geske, P.A. JPMorgan Chase Bank, N.A. Attorneys for Assignee Of Mortgagee: Mortgagee/Assignee of Mortgagee Lawrence A. Wilford USSET, WEINGARDEN AND LIEBO, P.L.L.P. James A. Geske By: Paul A. Weingarden 8425 Seasons Parkway, Suite 105 Attorneys for Mortgagee/Assignee of Woodbury, MN 55125-4393 Mortgagee (651) 209-3300 4500 Park Glen Road #300 File Number: 014480F01 Minneapolis, MN 55416 2251088 8/12/10 (952) 925-6888 60-1705 8403385605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299896 8/12-9/16/10

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $83,900.00 MORTGAGOR(S): Stephanie G Alen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 23, 2005 Dakota County Recorder Document Number: 2324430 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000097518 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12952 Nicollet Ave Apt 202, Burnsville, MN 55337-3541 Tax Parcel ID Number: 02-01300580-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Numer 202, 12952 Nicollet Avenue South, Condominium Ownership Number 15, Ridgview Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,028.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016160F01 2290404 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2003 MORTGAGORS: Thomas M. Mackew and Carole M. Mackew, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 3, 2003, Dakota County Recorder, Document No. 2119575. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB, Dated: July 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599957294735 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citadel Funding Group, Inc. RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 7030 Galaxie Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016650202006 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Scott Highlands Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,350.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-192 999572947 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268232 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: June 30, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Vermillion Grove Condominium Association (hereinafter the "Association") which was recorded as Document No. 462541, as amended, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 58, CIC No. 323, Vermillion Grove Condominiums, a condominium, located in Dakota County, Minnesota STREET ADDRESS: 5025 Oriole Drive, Farmington, MN 55024 TAX PARCEL ID NUMBER: 14-82500-058-08 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 30, 2010, from Christine K. Rautio, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,370.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 30, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 26, 2010, as

recorded on January 26, 2010, as Document No. T657259 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 9th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 9, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VERMILLION GROVE CONDOMINIUM ASSOCIATION Attorneys for Vermillion Grove Condominium Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Vermillion Grove/Rautio/9-7-838D)

2266865

7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2007 MORTGAGORS: Terri L. Oachs and Tony L. Oachs, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537890. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001151772 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18442 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141965016001 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Dakota Meadows Townhomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,147.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,172.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8569 1911387171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270509 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Jessica L. Hardisty and Aaron B. Hardisty, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 2, 2007, Dakota County Recorder, Document No. 2493707. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420060003280 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5110 183rd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950603007 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Dakota County Estates 7th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,718.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8573 1991225975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270612 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Viola E Rheinhardt, an unmarried woman MORTGAGEE: American Home Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300868 ASSIGNMENTS OF MORTGAGE: And assigned to: Resource Bancshares Mortgage Group, Inc. Dated: August 25, 1995 Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300869 And assigned to: NationsBanc Mortgage Corporation Dated: February 15, 1996 Recorded: March 05, 1996 Dakota County Recorder Document Number: 1334052 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15005 December Way, Rosemount, MN 55068-5521 Tax Parcel ID Number: 34-83605-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Wensmann Sixth Addition according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $42,488.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 2292822 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 9, 2007 MORTGAGORS: Eric A. Froemming and Emily C. Sand, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 28, 2007, Dakota County Recorder, Document No. 2558061. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600069623515 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Universal American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18428 Lafayette Way #528A, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850752801 LEGAL DESCRIPTION OF PROPERTY: Unit No. 528A, CIC No. 372, Prairie Lake Lodges, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,959.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8785 1881221262 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299667 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2003 MORTGAGOR: Rami Loulou, a married person. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded July 14, 2003, Dakota County Recorder, Document No.

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County Recorder, Document No. 2077503. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15913 Cascade Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 346767607002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Shannon Pond East 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,409.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3777 636846784 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268722 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,984.00 MORTGAGOR(S): Kimberly A Helgeson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631666 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012350236 Lender or Broker: Residential Mortgage Group, a Division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4078 S Meadowlark Rd, Eagan, MN 55122-1757 Tax Parcel ID Number: 10-32952-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Hillandale Addition Number 3, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $130,432.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015810F01 2268030 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,900.00 MORTGAGOR(S): Bryan J Nelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353991 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank Dated: December 23, 2008 Recorded: January 15, 2009 Dakota County Recorder Document Number: 2631128 And assigned to: Federal National Mortgage Association Dated: May 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500039393690 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4620 Blaine Ave, Inver Grove Heights, MN 55076-1313 Tax Parcel ID Number: 20-44001-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 370, Lafayette Park, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,966.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: Federal National Mortgage Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011852F01 2263507 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGOR: Rita Marie Ireland, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 5, 2006, Dakota County Recorder, Document No. 2426369. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC HOME LOANS SERVICING, L.P. F/K/A COUNTRYWIDE HOME LOANS SERVICING, L.P., Dated: April 1, 2009, Recorded: April 22, 2009, Document No 2651775. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065436012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 3869 154th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, O'Learys Hills Third Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,736.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2010. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 133089175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270383 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 MORTGAGOR: Tovarich Bourne, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499321. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 9, 2008, Recorded: June 19, 2008, Document No. 2597726. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520039131778 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 315 Cari Park Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 191640104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cari Park 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,155.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 31, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4357 2003913177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2297885 8/12-9/16/10

������ ������ ������� c u m e n��� t No. , D o���� e c o r d e r��� C o u n t y R ������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 9 , 2004 MORTGAGORS: Timothy W. Girdner and Diane L. Girdner, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 10, 2004, Dakota County Registrar of Titles, Document No. 0532055, Certificate of Title No. 103389. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 23, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500200351364 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16701 Joplin Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 226460101004 LEGAL DESCRIPTION OF PROPERTY: LOT ONE (1), BLOCK FOUR (4) IN ROLLING OAKS SOUTH PLAT TWO COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,310.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3884 8360665 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299933 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2003 MORTGAGORS: P h e t p a s e u t h D a o heuang and Denise Sivongxay, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 26, 2003, Dakota County Recorder, Document No.

2156971. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 30, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900000037207 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1486 Federal Court, Eagan, MN 55122 TAX PARCEL I.D. #: 107260008001 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Stoney Point, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,689.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4227 8326923 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266525 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2008 MORTGAGORS: Laura Porter Jones and Morgan Jones, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 4, 2008, Dakota County Registrar of Titles, Document No. T632729, Certificate of Title No. 136515. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 7, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000162201 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18892 Orchard Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221330201001 LEGAL DESCRIPTION OF PROP-

���������� �� ���� �����

��� ������ ��� ���� ������ ������ ������� ment Survey thereof, Dakota County, Minnesota ���������� ���� ��������� LEGAL DESCRIPTION OF PROP ERTY: Lot 1, Block 1, Bassett's Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $391,301.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 2005684121 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2268744 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGORS: L e o n e l T o r r e s Omana and Maria Y. Cuevas Martinez, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464115. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4501 Audrey Avenue E, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 200291002075 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast 1/2 of the Southeast 1/4 of Section 29, Township 28, Range 22, described as follows: Commencing at a point 690.05 feet West of the Northeast corner of the Southeast 1/4, Section 29, Township 28, Range 22, thence South and parallel to the East line of said quarter section a distance of 60 feet; thence West and parallel to the North line of said quarter section a distance of 125 feet; thence North and parallel to the East line of said quarter section a distance of 60 feet to the North line of said quarter section; thence East along the North line of said quarter section a distance of 125 feet to the point of beginning, according to the Government Survey thereof, Dakota County,

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,454.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3051 3062277557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2266942 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2008 MORTGAGORS: Matt Lotsberg and Sarah Lotsberg, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 14, 2008, Dakota County Recorder, Document No. 2590072. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 7, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3960 76th Way East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205365101010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 10, The Oaks 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,642.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8562 1064280941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270720 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , 2008 MORTGAGORS: Thomas C. Thorne and Gail M. Thorne, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 2, 2008, Dakota County Registrar of Titles, Document No. T632651, Certificate of Title No. 44469. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 30, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0010106890-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13789 Fordham Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100008007 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Seven (7), in Greenleaf First Addition according to the plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,378.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011.

11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4183 2005640329 2270441 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 4 , 2008 MORTGAGOR: Chad Hildebrandt, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 18, 2008, Dakota County Recorder, Document No. 2578752. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001777899 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19766 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141660040710 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community Number 520, a condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,540.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,021.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8603 1911518418 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270697 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Joan Remick Kennedy and Charles Edward Kennedy, III, wife and husband MORTGAGEE: The Lending Connection, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2003 Dakota County Recorder Document Number: 2095197 ASSIGNMENTS OF MORTGAGE: And assigned to: New Century Mortgage Corporation Dated: December 12, 2006 Recorded: January 22, 2007 Dakota County Recorder Document Number: 2490075 And assigned to: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3 Dated: January 04, 2003 Recorded: January 22, 2007 Dakota County Recorder Document Number: 2490076 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1440 Highview Ave, Eagan, MN 55121-1142 Tax Parcel ID Number: 10-32880-095-00 LEGAL DESCRIPTION OF PROPERTY: The West 30 feet of Lot 6, the East 30 feet of the North 60 feet of the West 360 feet of Lot 9 and the West 330 feet of Lot 9, all in Highview Acres, except that part contained within Remick Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,491.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007287F02 2290484 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,650.00 MORTGAGOR(S): Scot A Armstrong and Sally Armstrong, as joint tenants husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Ace Mortgage Funding. Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100341005070005330 SERVICER: Ocwen Loan Servicing, LLC LENDER: Ace Mortgage Funding. Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 18, 2005, as Document No. 2352547 ASSIGNED TO: U.S. Bank National Association, as Trustee for the registered holders of Aegis Asset Backed Securities Trust, Mortgage Pass-Through Certificates, Series 2005-5 Dated: November 14, 2005, and recorded April 17, 2009 by Document No. 2650981. LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12) and the South Twenty (20) feet of Lot Thirteen (13), Tanzer`s Subdivision of the North One-half (N 1⁄2) of Block Sixteen (16), B Michels addition to West St. Paul PROPERTY ADDRESS: 1068 Stryker Avenue West, Saint Paul, MN 55118 PROPERTY I.D: 42-75100-130-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Five Thousand Six Hundred Seventy-Seven and 78/100 ($185,677.78) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 28, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2010 U.S. Bank National Association, as Trustee for the registered holders of Aegis Asset Backed Securities Trust, Mortgage Pass-Through Certificates, Series 2005-5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00340-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3682748 08/12/2010, 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010 2291232 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2007 MORTGAGORS: Scott A. Arndt and Robin M. Arndt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2007, Dakota County Recorder, Document No. 2491785. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 11, 2010, Recorded: January 12, 2010, Document No. 2707274. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

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Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13798 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830080619 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1806, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,919.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 1911148716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270740 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 6 , 2008 MORTGAGORS: C o r e y A . B r a c k e n and Heidi S. Lindell, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 28, 2008, Dakota County Recorder, Document No. 2568166. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001284227 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19801 Escalade Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141660001006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,804.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,269.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8570 1911609502 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270480 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGORS: Cindy A. Peters and Randy L. Zellman, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 11, 2007, Dakota County Recorder, Document No. 2523282. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: November 13, 2008, Recorded: December 5, 2008, Document No. 2625703. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014527805 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16950 Gannon Way West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16701-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Cedar Highlands Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,503.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2010. First Franklin Financial Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2875 1044890429 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270781 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2005 MORTGAGOR: Michele A. Hanson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 9, 2005, Dakota County Registrar of Titles, Document No. 574130, Certificate of Title No. 126912. ASSIGNMENTS OF MORTGAGE: Assigned to: WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE FORSECURITIZED ASSET BACKED RECEIVABLES LLC 2005-FR5 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-FR5, Dated: May 19, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100194450001599811 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 3355 75th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207115221005 LEGAL DESCRIPTION OF PROPERTY: Lot 21 in Block 5 of South Grove No. 3, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,496.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-930 71966454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2270296 7/22-8/26/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2005 MORTGAGORS: Laura Marie Robinson and Kevin Matthew Robinson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 27, 2005, Dakota County Recorder, Document No. 2391889. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900803681117 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13136 Court Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 024070020002 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 2, Judicial Woods, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,637.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

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ABANDONED. ������ ������ ������� ������ ��� ���� Dated: July 7, 2010. Chase Home Finance LLC NOTICE OF MORTGAGE Mortgagee/Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE IS HEREBY GIVEN that By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in the conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: August 17, 4500 Park Glen Road #300 2005 Minneapolis, MN 55416 ORIGINAL PRINCIPAL AMOUNT OF (952) 925-6888 MORTGAGE: $164,000.00 30-8615 MORTGAGOR(S): Georganne L Carl1960624295 THIS IS A COMMUNICATION FROM son, married MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. 2270652 7/22-8/26/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2005 Dakota County Recorder NOTICE OF MORTGAGE Document Number: 2356375 FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION And assigned to: U.S. Bank National OF THE DEBT AND IDENTITY OF Association THE ORIGINAL CREDITOR WITHIN Dated: June 15, 2010 THE TIME PROVIDED BY LAW IS Recorded: June 23, 2010 Dakota NOT AFFECTED BY THIS ACTION. County Recorder NOTICE IS HEREBY GIVEN, that Document Number: 2736967 default has occurred in conditions of Transaction Agent: Mortgage Electhe following described mortgage: tronic Registration Systems, Inc. DATE OF MORTGAGE: M a r c h 2 5 , Transaction Agent Mortgage Identifi2005 cation Number: 100021278842244001 MORTGAGORS: Michael David GoldLender or Broker: U.S. Bank, N.A. ammer and Tiffany Anne Goldammer, Residential Mortgage Servicer: U.S. husband and wife. Bank Home Mortgage MORTGAGEE: Mortgage Electronic Mortgage Originator: Not Applicable Registration Systems, Inc.. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Recorded April 11, 2005, Dakota Property Address: 4881 Boatman Ln, C o u n t y R e c o r d e r , D o c u m e n t N o . Inver Grove Heights, MN 55076-1160 2311901. Tax Parcel ID Number: A S S I G N M E N T S O F M O R T G A G E : 20-44026-901-06 Assigned to: WELLS FARGO BANK, LEGAL DESCRIPTION OF PROPNATIONAL ASSOCIATION AS TRUSTEE ERTY: Unit No. 6901, Lafayette Park FORTHE HOLDERS OF SARM 2005-14, East, Common Interest Community No. Dated: October 26, 2009, Recorded: 434, Dakota County, Minnesota. December 18, 2009, Document No. AMOUNT DUE AND CLAIMED TO BE 2703292. DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: Mortgage $156,642.19 Electronic Registration Systems, Inc. THAT all pre-foreclosure requireT R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instiMORTGAGE: 100133700005680445 tuted at law or otherwise to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; MORTGAGE: America's Wholesale PURSUANT to the power of sale conLender tained in said mortgage, the R E S I D E N T I A L M O R T G A G E S E R - above-described property will be sold VICER: BAC Home Loans Servicing by the Sheriff of said county as folL.P. lows: MORTGAGED PROPERTY ADDRESS: DATE AND TIME OF SALE: August 15706 Finesse Way, Apple Valley, MN 13, 2010 at 10:00 AM 55124 PLACE OF SALE: Dakota County TAX PARCEL I.D. #: 01-63400-030-17 Law Enforcement Center, 1580 HighLEGAL DESCRIPTION OF PROP- way 55, Lobby S-100, Hastings, MinneERTY: sota Lot 3, Block 17, Regatta, Regatta to pay the debt secured by said mortClub Homes, CIC No. 236, Dakota gage and taxes, if any, on said preCounty, Minnesota. mises and the costs and disburseCOUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed LOCATED: Dakota by law, subject to redemption within ORIGINAL PRINCIPAL AMOUNT OF six (6) months from the date of said MORTGAGE: $166,400.00 sale by the mortgagor(s), their perAMOUNT DUE AND CLAIMED TO BE sonal representatives or assigns. DUE AS OF DATE OF NOTICE, INCLUDIf the Mortgage is not reinstated ING TAXES, IF ANY, PAID BY MORT- under Minn. Stat. §580.30 or the propGAGEE: $199,258.28 erty is not redeemed under Minn. Stat. That prior to the commencement of §580.23, the Mortgagor must vacate this mortgage foreclosure proceeding the property on or before 11:59 p.m. on Mortgagee/Assignee of Mortgagee com- February 13, 2011, or the next busiplied with all notice requirements as ness day if February 13, 2011 falls on a required by statute; That no action or Saturday, Sunday or legal holiday. proceeding has been instituted at law Mortgagor(s) released from financial o r o t h e r w i s e t o r e c o v e r t h e d e b t obligation: NONE secured by said mortgage, or any part THIS COMMUNICATION IS FROM thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY tained in said mortgage, the above INFORMATION OBTAINED WILL BE described property will be sold by the USED FOR THAT PURPOSE. Sheriff of said county as follows: THE RIGHT TO VERIFICATION OF DATE AND TIME OF SALE: October THE DEBT AND IDENTITY OF THE 1, 2010 at 10:00 AM ORIGINAL CREDITOR WITHIN THE PLACE OF SALE: S h e r i f f ' s O f f i c e , T I M E P R O V I D E D B Y L A W I S N O T Law Enforcement Center, 1580 Hwy AFFECTED BY THIS ACTION. 55, Lobby #S-100, Hastings, MN THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED MN Stat. §580.07. WITH A RESIDENTIAL DWELLING OF TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- PRODUCTION, AND ARE ABANDONED. ing, unless otherwise provided by law, DATED: July 01, 2010 the date on or before which the mortASSIGNEE OF MORTGAGEE: gagor(s) must vacate the property if the U.S. Bank National Association mortgage is not reinstated under sec- Wilford & Geske, P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is Lawrence A. Wilford 11:59 p.m. on April 1, 2011. James A. Geske MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 GAGE: None (651) 209-3300 "THE TIME ALLOWED BY LAW FOR File Number: 015227F01 REDEMPTION BY THE MORTGAGOR, NOTICE OF POSTPONEMENT OF THE MORTGAGOR'S PERSONAL REPMORTGAGE FORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE The above referenced sale scheduled REDUCED TO FIVE WEEKS IF A JUDI- for August 13, 2010 at 10:00 AM has CIAL ORDER IS ENTERED UNDER been postponed to September 16, 2010 MINNESOTA STATUTES, SECTION at 10:00 AM in the Dakota County Law 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Enforcement Center, 1580 Highway 55, OTHER THINGS, THAT THE MORT- Lobby S-100, Hastings, Minnesota in GAGED PREMISES ARE IMPROVED said County and State. WITH A RESIDENTIAL DWELLING OF DATED: August 13, 2010 LESS THAN FIVE UNITS, ARE NOT ASSIGNEE OF MORTGAGEE: PROPERTY USED IN AGRICULTURAL U.S. Bank National Association P R O D U C T I O N , A N D A R E Wilford & Geske, P.A. ABANDONED." Attorneys for Assignee Of Mortgagee: Dated: August 4, 2010. Lawrence A. Wilford Wells Fargo Bank, N.A., as Trustee James A. Geske Mortgagee/Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Woodbury, MN 55125-4393 By: Paul A. Weingarden (651) 209-3300 Attorneys for Mortgagee/Assignee of File Number: 015227F01 Mortgagee 2286302 8/12/10 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-782 96541075 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299543 8/12-9/16/10

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2006 MORTGAGORS: Robert E. Anderson and Cheri L. Anderson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471701. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 26, 2010, Recorded: May 28, 2010, Document No. 2732588. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500602570132 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12920 Abbott Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-63200-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Reason Investment 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,007.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8446 1914403580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299645 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 MORTGAGORS: D a n i e l R o b e r t Voeller and Cassandra Maureen-Lewis Voeller, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Recorded January 19, 2007, Dakota County Recorder, Document No. 2489449. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank, Dated: October 19, 2006, Recorded: January 14, 2008, Document No. 2565867. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800913516353 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 62 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11709-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Valley 10th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,677.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 5304149528 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2274610 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Enatalem Fenta a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 14, 2007 Dakota County Recorder Document Number: 2524278 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: July 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039224350046248 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1061 Hall Ave, West Saint Paul, MN 55118-1424 Tax Parcel ID Number: 42-75100-010-00 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot One (1) of Tanzers Subdivision, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,048.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007653F03 2273157 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 1, 2003 MORTGAGORS: John L. Claeson and Cindy Claeson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2003, Dakota County Recorder, Document No. 2050540. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 12, 2010, Recorded: April 1, 2010, Document No. 2722374. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600062671180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17225 Fieldcrest Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-48101-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Meadow Brook Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,502.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3581 6267118 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2277592 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2007 MORTGAGORS: Cameron E. Brown and Jennifer L. Brown, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 7, 2007, Dakota County Recorder, Document No. 2542566. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100196800050160519 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Loan Center, Inc. D/B/A Lending Tree Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21306 Independence Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410023002 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Wild Meadow Villas CIC No. 363 according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,560.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8674 1880111258 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279070 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $277,000.00 MORTGAGOR(S): Richard Martin Montgomery And Marlene M. Montgomery, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2368081 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0010082909-1 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1724 Rushmore Dr, Burnsville, MN 55306-6389 Tax Parcel ID Number: 02-41502-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Keller Lake Hills 3rd Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $290,851.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015862F01 2272200 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2003 MORTGAGOR: J o h n E . R o s s e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 11, 2003, Dakota County Recorder, Document No. 2107769. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: October 6, 2009, Recorded: October 26, 2009, Document No. 2692477. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100160500150266800 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Express, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14668 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20505-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Diamond Path 6th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,842.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2530 0607711231 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299840 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,200.00 MORTGAGOR(S): Carol L. Markwardt and Danny R. Markwardt, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 20, 2007 Dakota County Recorder

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County Recorder Document Number: 2511267 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604734200084 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3201 Skyview Dr, Burnsville, MN 55337-1858 Tax Parcel ID Number: 02-73252-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Sunset Terrace Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,676.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006151F03 2276321 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,490.00 MORTGAGOR(S): Darin P Pearson and Lori M Pearson, husband and wife MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: January 04, 2002 Dakota County Recorder Document Number: 1847579 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: October 17, 2001 Recorded: January 04, 2002 Dakota County Recorder Document Number: 1847580 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 09, 2006 Dakota County Recorder Document Number: 2427179 And assigned to: U.S. Bank National Association Dated: July 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001718590 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16144 Finch Ave W, Rosemount, MN 55068-1236 Tax Parcel ID Number:

Tax Parcel ID Number: 22-21177-130-13 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 13, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,119.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015889F01 2278295 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2006 MORTGAGOR: Kristy R. Skjerseth, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 16, 2006, Dakota County Recorder, Document No. 2412873. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 26, 2010, Recorded: April 1, 2010, Document No. 2722376. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560458955 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 327 12th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-63000-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Ravenscroft Park Addition to South Saint Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,834.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM

ber 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8149 1915338087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279011 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2271083 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2006 MORTGAGORS: Eric W. Benson and Lynn E. Benson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 24, 2006, Dakota County Recorder, Document No. 2432166. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: December 31, 2009, Recorded: January 20, 2010, Document No. 2708926. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017918160400711 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 16416 Griffon Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-27601-050-02 LEGAL DESCRIPTION OF PROPERTY: Lot 5 , B l o c k 2 , F o x b o r o u g h 2 n d Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,666.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 30, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1811 1816040071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299743 8/12-9/16/10

������ ������ ������� C o u n t y R ������ e c o r d e r��� , D o���� c u m e n��� t No.

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,000.00 MORTGAGOR(S): Jonathan Wunderlich and Gwyn B. Wunderlich, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 08, 2008 Dakota County Registrar of Titles Document Number: 622247 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700027947947 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3310 209th St W, Farmington, MN 55024-9554 Tax Parcel ID Number: 14-02900-020-56 LEGAL DESCRIPTION OF PROPERTY: THE EAST 80 FEET OF THE NORTH 190 FEET OF THE WEST 1062.7 FEET OF THE SOUTH 665 FEET OF THE SOUTHWEST 1/4 OF SECTION 29, TOWNSHIP 114, RANGE 19 ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,859.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003117F02 2292551 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGOR: Sarah A. Schuhwerck, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 30, 2003, Dakota County Recorder, Document No.

2117806. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 25 Willow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 143020002003 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Glenview Townhomes and Commercial, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $120,959.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3031 3074667670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279157 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Daniel T Ghebrihiwot, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 04, 2006 Dakota County Registrar of Titles Document Number: 602041 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040055343 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141397 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 115 Shoshoni Trl, Apple Valley, MN 55124-9754 Tax Parcel ID Number: 01-56602-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, in Palomino Hills 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,693.08 THAT all pre-foreclosure requirements have been complied with; that

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��� ������ ��� ���� ������ ������ ������� to redemption within by law, subject six (6) months from the date of said ���������� ���� ��������� ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012610F02 2272591 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,600.00 MORTGAGOR(S): Bradley James Bahe and Kari Lee Bahe, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 12, 2007 Dakota County Registrar of Titles Document Number: 605798 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 12, 2010 Registered: February 16, 2010 Dakota County Registrar of Titles Document Number: T658066 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257000001145109 Lender or Broker: VIRTUALBANK, a Division of Lydian Private Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141978 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13600 Hemlock Ct, Apple Valley, MN 55124-9580 Tax Parcel ID Number: 01-56775-250-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-five (25), Block Three (3), in Palomino Woods, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,362.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F02 2273943 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2006 MORTGAGORS: Brian L. Myers and Lorinda B. Feldman Myers, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 5, 2006, Dakota County Recorder, Document No. 2418107. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 620 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-88100-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot Number 3 in Youngkrantz Addition of Dakota County Records COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,395.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,313.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2695 0061134037 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279130 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2275738 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2006 MORTGAGOR: S t e v e R . F i n l e y , a single man. MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded February 28, 2007, Dakota County Recorder, Document No 2499688. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: July 26, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 2461 79th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205353006101 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Oak Park Preserve COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,446.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-260 5122270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2290429 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 4 , 2005 MORTGAGORS: David Johnson and Katie Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 1, 2005, Dakota County Recorder, Document No. 2376546. ASSIGNMENTS OF MORTGAGE: Assigned to: Residential Credit Solutions, Inc., Dated: July 6, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400004586390 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Residential Credit Solutions, Inc. MORTGAGED PROPERTY ADDRESS: 18438 Eldorado Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19507-080-05 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Dakota County Estates 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $284,847.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. Residential Credit Solutions, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1420 2000373659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2278975 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated April 9, 2003, executed by Eunice I. Petter, a single person, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Six Hundred Fifty Thousand ($650,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on May 7, 2003, as doc. no. 2043587 ; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Five Hundred Seventy-Six Thousand Five Hundred Twenty-One ($576,521.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: The West 500 feet of the South 600 feet of the West 1/2 of the Southwest 1/4 of Section 35, Township 114, Range 19, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Property address: 1595 - 220th Street E., Farmington, MN 55024 Parcel I.D. #: 12-03500-010-57 will be sold by the sheriff of said county at public auction on September 23, 2010, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), her heirs or assigns, within six (6) months from the date of sale. You must vacate the property on or

You must vacate the property on or before 11:59 p.m. on March 23, 2011, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 28, 2010 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2279347 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,000.00 MORTGAGOR(S): Renee M. Turner And Kevin R. Turner, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2006 Dakota County Recorder Document Number: 2436063 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278924379048 Lender or Broker: Bancorp Advantage LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15647 Eaglewood Ln, Apple Valley, MN 55124-7828 Tax Parcel ID Number: 01-18052-502-21 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1502, Common Interest Community No. 397, Bayside, A condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,586.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015827F01 2272239 7/29-9/2/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2292754 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 6, 2007 MORTGAGORS: Grant R. Jacobs and Meggon K. Anderson, both single.

Meggon K. Anderson, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 3, 2007, Dakota County Recorder, Document No. 2559319. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001849904 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15619 Echo Ridge Road, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805290830 LEGAL DESCRIPTION OF PROPERTY: Unit No. 908, CIC Number 484, a condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,935.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,394.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8695 1911502768 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2279027 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,625.00 MORTGAGOR(S): Heidi S. Beyer, a single person MORTGAGEE: Bankers Mortgage Company, LLC, a Minnesota company DATE AND PLACE OF RECORDING: Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147847 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank N.A. Dated: October 24, 2003 Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147848 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC, a Minnesota company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1120 Lilac Ct, Hastings, MN 55033-2539 Tax Parcel ID Number:

Tax Parcel ID Number: 19-19503-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Dakota Hills Fourth Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,917.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006333F03 2278279 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,250.00 MORTGAGOR(S): Randall S. Smith and Kristine L. Smith, husband and wife MORTGAGEE: The Morris Long Group DATE AND PLACE OF RECORDING: Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110162 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 19, 2003 Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110163 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Morris Long Group Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3149 198th St W, Farmington, MN 55024-1748 Tax Parcel ID Number: 12-23650-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Empire Glen AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,522.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014065F01 2272170 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2004 MORTGAGORS: Ellen M. Vollmar and Paula Duininck, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2004, Dakota County Recorder, Document No. 2256521. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020405670256 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2020 Big Oak Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021568021003 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Burnsville Manor, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,437.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

���

������ ������ ������ ��� ���� MORTGAGOR(S): Jason D O Leary CIAL ORDER IS ENTERED UNDER ������� MINNESOTA STATUTES, SECTION and Nicole M O'Leary, husband and 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G wife MORTGAGEE: Bank of America, N.A. OTHER THINGS, THAT THE MORTDATE AND PLACE OF RECORDING: GAGED PREMISES ARE IMPROVED Recorded: August 17, 2007 Dakota WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT County Recorder Document Number: 2538282 PROPERTY USED IN AGRICULTURAL ASSIGNMENTS OF MORTGAGE: P R O D U C T I O N , A N D A R E And assigned to: BAC Home Loans ABANDONED." Servicing, L.P. Dated: July 19, 2010. Dated: July 26, 2010 Chase Home Finance LLC Transaction Agent: Not Applicable Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Transaction Agent Mortgage IdentifiBy: Paul A. Weingarden cation Number: Not Applicable Attorneys for Mortgagee/Assignee of Lender or Broker: Bank of America, Mortgagee N.A. 4500 Park Glen Road #300 Residential Mortgage Servicer: BAC Minneapolis, MN 55416 Home Loans Servicing, L.P. (952) 925-6888 Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS 30-8679 1915034322 LOCATED: Dakota Property Address: 1336 Windcrest THIS IS A COMMUNICATION FROM Ave, Saint Paul, MN 55123-1476 A DEBT COLLECTOR. Tax Parcel ID Number: 2279093 7/29-9/2/10 10-84461-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Windcrest 2nd NOTICE OF MORTGAGE Addition, Dakota County, Minnesota. FORECLOSURE SALE AMOUNT DUE AND CLAIMED TO BE NOTICE IS HEREBY GIVEN that D U E A S O F D A T E O F N O T I C E : default has occurred in the conditions $143,822.60 of the following described mortgage: THAT all pre-foreclosure requireDATE OF MORTGAGE: August 09, ments have been complied with; that 2002 no action or proceeding has been instiORIGINAL PRINCIPAL AMOUNT OF tuted at law or otherwise to recover the MORTGAGE: $167,000.00 debt secured by said mortgage, or any MORTGAGOR(S): Todd A. Johnson part thereof; and Kelly Johnson, husband and wife PURSUANT to the power of sale conMORTGAGEE: Bank of America, N.A. tained in said mortgage, the DATE AND PLACE OF RECORDING: above-described property will be sold R e c o r d e d : N o v e m b e r 2 5 , 2 0 0 2 by the Sheriff of said county as folDakota County Recorder lows: Document Number: 1964859 DATE AND TIME OF SALE: SeptemTransaction Agent: Not Applicable ber 10, 2010 at 10:00 AM Transaction Agent Mortgage IdentifiPLACE OF SALE: Dakota County cation Number: Not Applicable Law Enforcement Center, 1580 HighLender or Broker: Bank of America, way 55, Lobby S-100, Hastings, MinneN.A. sota Residential Mortgage Servicer: BAC to pay the debt secured by said mortHome Loans Servicing, L.P. gage and taxes, if any, on said preMortgage Originator: Not Applicable mises and the costs and disburseCOUNTY IN WHICH PROPERTY IS ments, including attorney fees allowed LOCATED: Dakota by law, subject to redemption within Property Address: 5515 Lower 182nd six (6) months from the date of said St W, Farmington, MN 55024-9110 sale by the mortgagor(s), their perT a x P a r c e l I D N u m b e r : sonal representatives or assigns. 14-32900-010-01 If the Mortgage is not reinstated L E G A L D E S C R I P T I O N O F P R O P - under Minn. Stat. §580.30 or the propERTY: Situated in the State of Minne- erty is not redeemed under Minn. Stat. s o t a , C o u n t y o f D a k o t a , a n d i s §580.23, the Mortgagor must vacate described as follows: Lot One (1), the property on or before 11:59 p.m. on Block One (1), Hill-Dee Addition March 10, 2011, or the next business AMOUNT DUE AND CLAIMED TO BE day if March 10, 2011 falls on a SaturD U E A S O F D A T E O F N O T I C E : day, Sunday or legal holiday. $192,293.55 Mortgagor(s) released from financial THAT all pre-foreclosure require- obligation: NONE ments have been complied with; that THIS COMMUNICATION IS FROM no action or proceeding has been insti- A DEBT COLLECTOR ATTEMPTtuted at law or otherwise to recover the ING TO COLLECT A DEBT. ANY debt secured by said mortgage, or any INFORMATION OBTAINED WILL BE part thereof; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF t a i n e d i n s a i d m o r t g a g e , t h e THE DEBT AND IDENTITY OF THE above-described property will be sold ORIGINAL CREDITOR WITHIN THE by the Sheriff of said county as fol- T I M E P R O V I D E D B Y L A W I S N O T lows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: SeptemTHE TIME ALLOWED BY LAW FOR ber 10, 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Dakota County THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 High- RESENTATIVES OR ASSIGNS, MAY BE way 55, Lobby S-100, Hastings, Minne- REDUCED TO FIVE WEEKS IF A JUDIsota CIAL ORDER IS ENTERED UNDER to pay the debt secured by said mort- MINNESOTA STATUTES, SECTION gage and taxes, if any, on said pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTments, including attorney fees allowed GAGED PREMISES ARE IMPROVED by law, subject to redemption within WITH A RESIDENTIAL DWELLING OF six (6) months from the date of said LESS THAN FIVE UNITS, ARE NOT sale by the mortgagor(s), their per- PROPERTY USED IN AGRICULTURAL sonal representatives or assigns. PRODUCTION, AND ARE ABANDONED. If the Mortgage is not reinstated DATED: July 29, 2010 under Minn. Stat. §580.30 or the propASSIGNEE OF MORTGAGEE: erty is not redeemed under Minn. Stat. BAC Home Loans Servicing, L.P. §580.23, the Mortgagor must vacate Wilford & Geske, P.A. the property on or before 11:59 p.m. on Attorneys for Assignee of Mortgagee March 10, 2011, or the next business Lawrence A. Wilford day if March 10, 2011 falls on a Satur- James A. Geske day, Sunday or legal holiday. 8425 Seasons Parkway, Suite 105 Mortgagor(s) released from financial Woodbury, MN 55125-4393 obligation: NONE (651) 209-3300 THIS COMMUNICATION IS FROM File Number: 016119F01 A DEBT COLLECTOR ATTEMPT- 2278354 7/29-9/2/10 ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF NOTICE OF MORTGAGE THE DEBT AND IDENTITY OF THE FORECLOSURE SALE ORIGINAL CREDITOR WITHIN THE THE RIGHT TO VERIFICATION T I M E P R O V I D E D B Y L A W I S N O T OF THE DEBT AND IDENTITY OF AFFECTED BY THIS ACTION. THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW FOR THE TIME PROVIDED BY LAW IS REDEMPTION BY THE MORTGAGOR, NOT AFFECTED BY THIS ACTION. THE MORTGAGOR'S PERSONAL REPNOTICE IS HEREBY GIVEN, that RESENTATIVES OR ASSIGNS, MAY BE default has occurred in conditions of REDUCED TO FIVE WEEKS IF A JUDI- the following described mortgage: CIAL ORDER IS ENTERED UNDER DATE OF MORTGAGE: December 22, MINNESOTA STATUTES, SECTION 2003 582.032, DETERMINING, AMONG MORTGAGORS: Eric Petersen and OTHER THINGS, THAT THE MORT- Eryn Petersen, HUSBAND AND WIFE. GAGED PREMISES ARE IMPROVED MORTGAGEE: Abn Amro Mortgage WITH A RESIDENTIAL DWELLING OF Group, Inc. NKA CitiMortgage, Inc.. LESS THAN FIVE UNITS, ARE NOT DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL R e g i s t e r e d A p r i l 7 , 2 0 0 4 , D a k o t a PRODUCTION, AND ARE ABANDONED. County Registrar of Titles, Document DATED: July 29, 2010 No. 534059, Certificate of Title No. MORTGAGEE: Bank of America, N.A. 131358. Wilford & Geske, P.A. ASSIGNMENTS OF MORTGAGE: Attorneys for Mortgagee NONE Lawrence A. Wilford Said Mortgage being Registered Land. James A. Geske TRANSACTION AGENT: NONE 8425 Seasons Parkway, Suite 105 TRANSACTION AGENT'S MORTWoodbury, MN 55125-4393 GAGE IDENTIFICATION NUMBER ON (651) 209-3300 MORTGAGE: NONE File Number: 004141F02 LENDER OR BROKER AND MORT2272273 7/29-9/2/10 G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Abn Amro Mortgage Group, Inc. NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERNOTICE OF MORTGAGE VICER: CitiMortgage, Inc. FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: N O T I C E I S H E R E B Y G I V E N t h a t 19904 English Street, Farmington, MN default has occurred in the conditions 55024 of the following described mortgage: TAX PARCEL I.D. #: 14-82500-010-06 DATE OF MORTGAGE: August 07, LEGAL DESCRIPTION OF PROP2007 ERTY: ORIGINAL PRINCIPAL AMOUNT OF Lot 1, Block 6, Vermillion Grove. MORTGAGE: $144,000.00 MORTGAGOR(S): Jason D O'Leary ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ������ ��� ���� ������ ������ ������� DATE AND TIME OF SALE: Septem ber 17, 2010 at 10:00 AM ���������� ���� ��������� Lot 1, Block 6, Vermillion Grove. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $304,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,335.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Five (5) Weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns Pursuant to prior mortgagor Postponement under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2696 642482834 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2278952 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 4 , 2006 MORTGAGOR: W i l l i a m M i l l e r , a single person. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded February 10, 2006, Dakota County Recorder, Document No. 2405063. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1120 Honeysuckle Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 191950307001 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block One (1), Dakota Hills Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,452.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Septem-

PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3648 651917428 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2278933 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2007 MORTGAGOR: Michael W. Richards, a single man. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544409. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1325 Prairieview Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-15304-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Bristol Square Fifth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,148.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011.

11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2409 3014219681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2274627 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 6, 2005 MORTGAGOR: Peter B. Zenk, Jr., a single person. MORTGAGEE: PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank. DATE AND PLACE OF RECORDING: Registered February 2, 2010, Dakota County Registrar of Titles, Document No. T657568, Certificate of Title No. 138114. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4771 Highcroft Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-65870-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, St. Charles Wood. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $297,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,439.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1954 0004399420 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2277449 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,750.00 MORTGAGOR(S): Gennady Silenko and Irene Silenko, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 08, 2004 Dakota County Recorder Document Number: 2245673 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278924710846 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20033 Hoya Ct, Lakeville, MN 55044-6829 Tax Parcel ID Number: 22-32100-003-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3, Common Interest Community No. 227 Winslow Green Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,475.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015828F01 2271198 7/29-9/2/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2006 MORTGAGORS: Logan J. Kane and Kathleen J. McVay, both single per-

Kathleen J. McVay, both single per sons. MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 1, 2006, Dakota County Recorder, Document No. 2434074. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 100 4th Avenue North #109, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367285010925 LEGAL DESCRIPTION OF PROPERTY: Unit No. 109, Common Interest Community Number 492, Wakota on Fourth COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,736.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4292 652727408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285787 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Michael S. Green, a married person and John L. Green and Paulette R. Green, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No 2204055. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17801 Jaguar Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Oak Hills First Addition, Dakota County, Minnesota

tion, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,099.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 643443952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2282643 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 3 , 2006 MORTGAGORS: N a t h a n J . J a s p e rson and Angela M. Jasperson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 31, 2006, Dakota County Recorder, Document No. 2472266. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: May 28, 2010, Recorded: June 7, 2010, Document No. 2734043. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440003437024 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14720 Boysenberry Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-65200-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Rosewood Village, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $402,197.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

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described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-846 0039473624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287519 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 MORTGAGOR(S): Robert Gordon Tornio, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2005 Dakota County Recorder Document Number: 2342367 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000126671 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1214 Bluestem Ct, Northfield, MN 55057-5291 Tax Parcel ID Number: 43-58650-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Prairie Hills Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016046F01 2286906 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Restated Declaration for Coachman Highlands Townhomes Owners Association (hereinafter the "Association") which was recorded December 27, 2002 as Doc. No. 1978040, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 67, Block 1, Coachman Highlands, CIC No. 390, Dakota County, Minnesota STREET ADDRESS: 1599 Snowflake Drive, Eagan, MN 55121 TAX PARCEL ID NUMBER: 10-18075-670-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from Bradley J. Swenson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $ 2,122.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 27, 2009, as Document No. 2680937 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 15th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 15, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COACHMAN HIGHLANDS TOWNHOMES OWNERS ASSOCIATION Attorneys for Coachman Highlands Townhomes Owners Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000

(Coachman Highlands/Swenson/09-7-178D)

2281697

8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Stephen J Ritz, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218211 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8589 144th St W, Apple Valley, MN 55124-9302 Tax Parcel ID Number: 01-27500-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Forest Park Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $284,151.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016231F01 2285837 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2005 MORTGAGORS: Natasha Nguyen and Dac Nguyen, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 26, 2005, Dakota County Recorder, Document No. 2364017, Corrected by Corrective Mortgage, Recorded: October 20, 2006, Document No. 2469678. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the certificateholders CWABS, Inc., Asset-Based Certificates, Series 2005-11, Dated: January 13, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700050601448 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 9378 212th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410008002 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Wild Meadow Villas, Common Interest Community Number 364, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $281,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $320,917.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-848 109955336 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287425 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2006 MORTGAGORS: M o n a L . R o t h e n berger and Eugene L. Chapman, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 27, 2006, Dakota County Recorder, Document No. 2415643. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2006-6, Dated: December 11, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700063787440 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 6737 162nd Street West, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117213002 LEGAL DESCRIPTION OF PROPERTY:

���

������ ������ ������� ������ ERTY: ber 17, 2010 at 10:00��� AM���� Lot 13, Block 2, Donnay's Valley PLACE OF SALE: Dakota County Park 3rd Addition, Dakota County, Law Enforcement Center, 1580 HighMinn. way 55, Lobby S-100, Hastings, MinneCOUNTY IN WHICH PROPERTY IS sota LOCATED: Dakota to pay the debt secured by said mortORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said preMORTGAGE: $159,920.00 mises and the costs and disburseAMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $174,951.21 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t March 17, 2011, or the next business secured by said mortgage, or any part day if March 17, 2011 falls on a Saturthereof; day, Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: Septem- ING TO COLLECT A DEBT. ANY ber 23, 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: S h e r i f f ' s O f f i c e , USED FOR THAT PURPOSE. Law Enforcement Center, 1580 Hwy THE RIGHT TO VERIFICATION OF 55, Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not DATED: August 05, 2010 redeemed under section 580.23 is ASSIGNEE OF MORTGAGEE: 11:59 p.m. on March 23, 2011. Nationstar Mortgage, LLC MORTGAGOR(S) RELEASED FROM Wilford & Geske, P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee GAGE: None Lawrence A. Wilford "THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 011900F03 CIAL ORDER IS ENTERED UNDER 2283913 8/5-9/9/10 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: July 29, 2010. NOTICE IS HEREBY GIVEN, that The Bank of New York Mellon, as default has occurred in conditions of Trustee the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: July 7, 2005 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGORS: T h o m a s M . Z e n k By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of and Julie A. Zenk, husband and wife. MORTGAGEE: ABN Amro Mortgage Mortgagee Group, Inc. N/K/A CitiMortgage, Inc. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded July 27, 2005, Dakota (952) 925-6888 County Recorder, Document No. 18-878 2344270. 126396716 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM NONE A DEBT COLLECTOR. TRANSACTION AGENT: NONE 2287387 8/5-9/9/10 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE GAGE ORIGINATOR STATED ON NOTICE IS HEREBY GIVEN that MORTGAGE: ABN Amro Mortgage default has occurred in the conditions Group, Inc. of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: December 07, VICER: CitiMortgage, Inc. 2007 MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 28175 Hopewood Drive, Northfield, MN MORTGAGE: $109,000.00 55057 MORTGAGOR(S): Michael Blakesley, TAX PARCEL I.D. #: 163030003002 a single man LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc. Lot 3, Block 2, Glenview Estates DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS R e c o r d e d : D e c e m b e r 1 9 , 2 0 0 7 LOCATED: Dakota Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2562256 MORTGAGE: $354,000.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE And assigned to: Nationstar Mort- DUE AS OF DATE OF NOTICE, INCLUDgage, LLC ING TAXES, IF ANY, PAID BY MORTDated: January 07, 2010 GAGEE: $312,268.08 Recorded: April 29, 2010 Dakota That prior to the commencement of County Recorder this mortgage foreclosure proceeding Document Number: 2727416 Mortgagee/Assignee of Mortgagee comTransaction Agent: Mortgage Elec- plied with all notice requirements as tronic Registration Systems, Inc. required by statute; That no action or Transaction Agent Mortgage Identifi- proceeding has been instituted at law cation Number: 100062604761182114 or otherwise to recover the debt Lender or Broker: Homecomings secured by said mortgage, or any part F i n a n c i a l , L L C f k a H o m e c o m i n g s thereof; Financial Network, Inc. PURSUANT to the power of sale conR e s i d e n t i a l M o r t g a g e S e r v i c e r : tained in said mortgage, the above Nationstar Mortgage, LLC described property will be sold by the Mortgage Originator: Not Applicable Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: SeptemLOCATED: Dakota ber 23, 2010 at 10:00 AM Property Address: 14851 Endicott PLACE OF SALE: S h e r i f f ' s O f f i c e , W a y A p t 1 0 6 , A p p l e V a l l e y , M N Law Enforcement Center, 1580 Hwy 55124-6433 55, Lobby #S-100, Hastings, MN T a x P a r c e l I D N u m b e r : to pay the debt then secured by said 01-81450-106-03 Mortgage, and taxes, if any, on said L E G A L D E S C R I P T I O N O F P R O P - premises, and the costs and disburseERTY: Unit No. 106, together with m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Garage Unit No. 106A, Valley Way Vil- allowed by law subject to redemption lage Condominium, Dakota County, within six (6) months from the date of Minnesota, Condominium File No. 78 said sale by the mortgagor(s), their AMOUNT DUE AND CLAIMED TO BE personal representatives or assigns D U E A S O F D A T E O F N O T I C E : unless reduced to Five (5) weeks under $110,458.12 MN Stat. §580.07. THAT all pre-foreclosure requireTIME AND DATE TO VACATE PROPments have been complied with; that E R T Y : I f t h e r e a l e s t a t e i s a n no action or proceeding has been insti- owner-occupied, single-family dwelltuted at law or otherwise to recover the ing, unless otherwise provided by law, debt secured by said mortgage, or any the date on or before which the mortpart thereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sect a i n e d i n s a i d m o r t g a g e , t h e tion 580.30 or the property is not above-described property will be sold redeemed under section 580.23 is by the Sheriff of said county as fol- 11:59 p.m. on March 23, 2011. lows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: Septem���������� �� ���� ����� ber 17, 2010 at 10:00 AM

PUBLIC NOTICE

PUBLIC NOTICE

��� ������ ��� ���� ������ ������ ������� trustee, on behalf of The Holders of The Asset Backed Securities ���������� ���� ��������� MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4344 649884129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2284258 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Tracy Massina and Joseph Massina, wife and husband MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358248 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Dated: December 29, 2008 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 28363 Henderson Way, Randolph, MN 55065-7531 Tax Parcel ID Number: 31-32500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hillside Village, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,339.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of The Holders

Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004095F02 2281291 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2003 MORTGAGOR: Charles Weisman, a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded April 10, 2003, Dakota County Recorder, Document No. 2028303. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8064 Lower 147th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011630212004 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Carrollton Estates 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,034.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4339 633510748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2284287 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 MORTGAGORS: J o h n G . W i n d s o r and Veronica R. Windsor, husband and wife. MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded August 13, 2004, Dakota County Recorder, Document No. 2237612. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., Dated: May 28, 2004, Recorded: August 13, 2004, Document No. 2237613. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.., Dated: March 7, 2006, Recorded: May 17, 2006, Document No. 2430140. And thereafter assigned to: U.S. Bank, N.A., Dated: July 22, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 527 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640310001 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1 Cari Park Fourth Addition to Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,328.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 30, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1158 7810397158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287458 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Second Amended Declaration of Cobblestone Manor Association, Inc. (hereinafter the "Association") which was recorded as Document No. 549349 on October 5, 2004, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot Two (2), Block Two (2), Cobblestone Manor 2nd Addition, Cobblestone Manor Townhomes, CIC #475, Dakota County, Minnesota STREET ADDRESS: 8750 134th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18076-020-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from John M.

as of July 8, 2010, from John M. Nikoloff, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,365.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 19, 2010, as Document No. 662202 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 15th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 15, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COBBLESTONE MANOR ASSOCIATION, INC. Attorneys for Cobblestone Manor Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cobblestone Manor/Nikoloff/09-7-815D)

2281573

8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated July 19, 2005, executed by Donald Willenbring and Brenda Willenbring, husband and wife, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of One Hundred T w e n t y - F i v e T h o u s a n d ($125,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on August 5, 2005, as doc. no. 2348118; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of One Hundred Forty-Four Thousand One H u n d r e d E i g h t y - S e v e n ($144,187.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Lot 14, Block 1, Wilson Heights, Dakota County, Minnesota. Property address: 2041 Wilson Avenue, South St. Paul, MN 55075 Parcel I.D. #: 36-84100-140-01 will be sold by the sheriff of said county at public auction on September 30, 2010, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within six (6) months from the date of sale. You must vacate the property on or before 11:59 p.m. on March 30, 2011, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 4, 2010 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2287785 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,501.00 MORTGAGOR(S): Julie A Hoffman, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 18, 2006 Dakota County Recorder Document Number: 2462169 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: October 19, 2009 Recorded: October 20, 2009 Dakota County Recorder Document Number: 2691557 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410001335640 Lender or Broker: DHI Mortgage Company Limited Partnership Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17875 Glasgow Way, Lakeville, MN 55044-4721 Tax Parcel ID Number: 22-18607-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, CIC No. 437, Crossroads 8th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,070.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009527F02 2285816 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2006 MORTGAGOR: Marilynn Toti, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 17, 2006, Dakota County Recorder, Document No. 2468967. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800903599930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14519 Florissant Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018361212020 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2120, Common Interest Community Number 442, Midtown Place Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,717.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8755 1927227800 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287543 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 24, 2002 MORTGAGORS: Kelvin W. Miller and Diane C. Miller, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2002, Dakota County Recorder, Document No. 1956334. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: July 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900150469442 LENDER OR BROKER AND MORT-

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LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13404 1st Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024325003005 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Krestwood Knolls 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $259,482.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4283 1928813 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285729 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2001 MORTGAGOR: Melissa M. Barott, a single person. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 30, 2001, Dakota County Recorder, Document No. 1807862. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A. S/B/M to The Leader Mortgage Company, Dated: January 10, 2002, Recorded: January 17, 2002, Document No. 1851783. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1917 Kathleen Drive, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-63450-130-07 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 7, A.E. Rehnberg's Southview Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,671.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,379.19 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1149 9900135225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285205 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 9, 2006 MORTGAGOR: Karma J. Greenly, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document #: 2460223 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT 2802, MEADOWS OF BLOOMFIELD, CIC # 470, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 34-48300-802-20 P R O P E R T Y A D D R E S S : 13779 Atrium Avenue, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $224,815.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is March 23, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: July 20, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2284775 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Lawrence E. Rahn, a single person MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: September 26, 2003 Dakota County Recorder Document Number: 2116313 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: August 20, 2003 Recorded: September 26, 2003 Dakota County Recorder Document Number: 2116315 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2426059 And assigned to: U.S. Bank National Association Dated: July 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001913100 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3479 Cloman Way, Inver Grove Heights, MN 55076-1648 Tax Parcel ID Number: 20-44352-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Lakebridge Patio Homes Third Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,555.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014670F02 2285158 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Sean D. Roff and Vivan A. Roff a/k/a Vivian A. Roff, husband and wife MORTGAGEE: Merchants Bank, National Association - Hampton DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528304 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: June 25, 2007 Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528305 And assigned to: BAC Home Loans Servicing, L.P. Dated: July 30, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Merchants Bank, National Association - Hampton Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2563 Yellowstone Dr, Hastings, MN 55033-3751 Tax Parcel ID Number: 19-29702-068-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68 Glendale Heights Villas, a Condominium, CIC No. 439, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,982.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE:

���

������ ������� ���� that default hereby ��� given Notice is������ ASSIGNEE������ OF MORTGAGEE: has occurred in conditions of the folBAC Home Loans Servicing, L.P. lowing described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: March 6, 2008 Attorneys for Assignee of Mortgagee MORTGAGOR: Pamela Sorensen, an Lawrence A. Wilford unmarried person James A. Geske MORTGAGEE: US. Bank National 8425 Seasons Parkway, Suite 105 Association ND Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 Recorded: May 21, 2008 File Number: 015885F01 Dakota County Recorder 2286143 8/5-9/9/10 Document #: 2591764 ASSIGNMENTS OF MORTGAGE: None NOTICE OF MORTGAGE LEGAL DESCRIPTION OF PROPFORECLOSURE SALE ERTY: THE RIGHT TO VERIFICATION LOT 5, BLOCK 1, TOWNS EDGE OF THE DEBT AND IDENTITY OF PLAZA, DAKOTA COUNTY, MINTHE ORIGINAL CREDITOR WITHIN NESOTA THE TIME PROVIDED BY LAW IS PARCEL ID #: 14-77025-050-01 NOT AFFECTED BY THIS ACTION. PROPERTY ADDRESS: 8 1 8 9 T H NOTICE IS HEREBY GIVEN, that S t r e e t , F a r m i n g t o n , M i n n e s o t a default has occurred in conditions of 55024 the following described mortgage: TRANSACTION AGENT: N/A DATE OF MORTGAGE: November 13, TRANSACTION AGENT ID NO.: N/A 2006 CURRENT MORTGAGE SERVICER: MORTGAGOR: Juan Antonio Ruiz, a U.S. Bank National Association ND single person. COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: MORTGAGE: $103,200.00 Registered December 22, 2006, Dakota AMOUNT DUE AND CLAIMED TO BE County Registrar of Titles, Document DUE AS OF DATE OF NOTICE, INCLUDNo. 603079, Certificate of Title No. ING TAXES, IF ANY PAID BY MORT133217. GAGEE: $108,715.64 ASSIGNMENTS OF MORTGAGE: That prior to the commencement of Assigned to: Chase Home Finance LLC, this mortgage foreclosure proceeding Dated: July 26, 2010. Mortgagee/Assignee of Mortgagee comSaid Mortgage being Registered Land. plied with all notice requirements as TRANSACTION AGENT: Mortgage required by statute; that no MortgagElectronic Registration Systems, Inc. ors have been released from financial T R A N S A C T I O N A G E N T ' S M O R T - obligation on said Mortgage; that no GAGE IDENTIFICATION NUMBER ON action or proceeding has been instiMORTGAGE: 100010401459705626 tuted by law to recover that debt LENDER OR BROKER AND MORT- secured by said Mortgage, or any part G A G E O R I G I N A T O R S T A T E D O N thereof; that all conditions precedent MORTGAGE: SunTrust Mortgage, Inc. to foreclose of the Mortgage and accelR E S I D E N T I A L M O R T G A G E S E R - eration of the debt secures thereby VICER: Chase Home Finance LLC have been fulfilled; MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale 1785 Monterey Lane, Eagan, MN 55112 therein contained, said Mortgage will TAX PARCEL I.D. #: 106400010003 be foreclosed and the above described LEGAL DESCRIPTION OF PROP- property will be sold by the Sheriff of ERTY: said county as follows: Lot 10, Block 3, in Ridge View Acres, DATE AND TIME OF SALE: Septema c c o r d i n g t o t h e r e c o r d e d p l a t ber 23, 2010 at 10:00 am thereof on file and of record in the PLACE OF SALE: Dakota County office of the Registrar of Titles in and Law Enforcement Center, Lobby S-100, for Dakota County, Minnesota. 1580 Highway 55, Hastings, MN 55033 COUNTY IN WHICH PROPERTY IS to pay the debt the debt then secured LOCATED: Dakota by the Mortgage, and taxes, if any, on ORIGINAL PRINCIPAL AMOUNT OF said premises, and the costs and disMORTGAGE: $252,000.00 bursements, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law, subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor, their personal GAGEE: $269,914.93 representatives or assigns. That prior to the commencement of DATE TO VACATE PROPERTY: The this mortgage foreclosure proceeding date on or before which the mortgagor Mortgagee/Assignee of Mortgagee com- must vacate the property if the mortplied with all notice requirements as gage is not reinstated under Minnerequired by statute; That no action or sota Statutes section 580.30 nor the proceeding has been instituted at law property redeemed under Minnesota o r o t h e r w i s e t o r e c o v e r t h e d e b t Statutes sections 580.23 is March 23, secured by said mortgage, or any part 2011 at 11:59 p.m. If the foregoing date thereof; is Saturday, Sunday, or a legal holiday, PURSUANT to the power of sale con- then the date to vacate is the next tained in said mortgage, the above business day at 11:59 p.m. described property will be sold by the MORTGAGOR RELEASED FROM Sheriff of said county as follows: FINANCIAL OBLIGATION ON MORTDATE AND TIME OF SALE: Septem- GAGE: None ber 23, 2010 at 10:00 AM THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 Hwy THE MORTGAGOR'S PERSONAL REP55, Lobby #S-100, Hastings, MN RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. PRODUCTION, AND ARE ABANDONED. TIME AND DATE TO VACATE PROPTHIS COMMUNICATION IS FROM A E R T Y : I f t h e r e a l e s t a t e i s a n DEBT COLLECTOR ATTEMPTING TO owner-occupied, single-family dwell- COLLECT A DEBT. ANY INFORMAing, unless otherwise provided by law, TION OBTAINED WILL BE USED FOR the date on or before which the mort- THAT PURPOSE. gagor(s) must vacate the property if the Dated: July 20, 2010 mortgage is not reinstated under secUS Bank National Association ND tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is Kenneth J. Johnson 11:59 p.m. on March 23, 2011. Minnesota State Bar No. 0246074 MORTGAGOR(S) RELEASED FROM Johnson, Blumberg & Associates, LLC FINANCIAL OBLIGATION ON MORT- Attorney for Mortgagee GAGE: None 230 W. Monroe St., Ste. 1125 "THE TIME ALLOWED BY LAW FOR Chicago, IL 60606 REDEMPTION BY THE MORTGAGOR, Phone 312-541-9710 THE MORTGAGOR'S PERSONAL REP- Fax 312-541-9711 RESENTATIVES OR ASSIGNS, MAY BE 2281095 8/5-9/9/10 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: July 26, 2010. default has occurred in conditions of Chase Home Finance LLC the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: J a n u a r y 6 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2006 By: Paul A. Weingarden MORTGAGORS: Brian John SlominAttorneys for Mortgagee/Assignee of ski and Jennifer Deitz, both single. Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded January 30, 2006, Dakota 30-8685 County Recorder, Document No. 1914163308 2401619. THIS IS A COMMUNICATION FROM ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. Assigned to: Chase Home Finance LLC, 2287754 8/5-9/9/10 Dated: March 3, 2010, Recorded: March 12, 2010, Document No. 2719015. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE GAGE IDENTIFICATION NUMBER ON THE RIGHT TO VERIFICATION MORTGAGE: 100131022503173118 OF THE DEBT AND IDENTITY OF LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: American Mortgage NetNOT AFFECTED BY THIS ACTION. Notice is hereby given that default ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ������ ��� ���� ������ ������ ������� That prior to the commencement of this mortgage foreclosure proceeding ���������� ���� ��������� MORTGAGE: American Mortgage Net work, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 656 4th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-75100-160-17 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 17, Tarbox Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,990.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7947 1915296781 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287602 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2008 MORTGAGOR: Romaine D. Everett, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 21, 2009, Dakota County Recorder, Document No. 2631752. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: July 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100330000000048594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midamerica Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1034 5th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364875023005 LEGAL DESCRIPTION OF PROPERTY: Lots 22 and 23, Block 5, M.D. Miller's Spring Park Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,418.05 That prior to the commencement of

Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1142 6800152813 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285186 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: July 29, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 28, 2005, executed by Glenrose Investments, LLC, a Minnesota limited liability company, as Mortgagor, to Alpine Capital, LLC, a Minnesota limited liability company, as Mortgagee, and filed for record December 9, 2005, as Document No. 580751 in the Office of the Registrar of Titles of Dakota County, Minnesota. The land described in the Mortgage is registered land. 2. The original principal amount secured by the Mortgage was: two million two hundred thousand and 00/100 Dollars ($2,200,000.00). 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: two million one hundred sixty-eight thousand eight hundred seventy-one and 50/100 Dollars ($2,168,871.50). 6. The land originally encumbered by the Mortgage was described as follows: That part of Lot One (1) and Lot Six (6) of Auditor's Subdivision No. 1 to the Village of Rosemount, according to the plat thereof now on file and of record in the Office of the Register of Deeds within and for the County of Dakota and State of Minnesota, said part of Lot One (1) being located in the Northeast Quarter (NE 1/4) and said part of Lot Six (6) being located in the Northwest Quarter (NW 1/4) of Section Twenty-nine (29), Township One hundred fifteen (115) North, Range Nineteen (19) West, and being described as follows: Beginning at a judicial land mark on the East line of the Northwest Quarter (NW 1/4) of said Section Twenty-nine (29), a distance of 1997.40 feet North of the Southeast corner thereof, said East line assumed to be North 00 degrees East thence South 88 degrees 13 minutes 27 seconds East 495.00 feet to a judicial land mark at the Southeast corner of said Lot One (1); thence North 16 degrees 46 minutes 28 seconds East along the Easterly line of said Lot One (1), a distance of 668.00 feet to a judicial land mark on the North line of said Northeast Quarter (NE 1/4), thence South 88 degrees 00 minutes 00 seconds West along the North line of said Northeast Quarter (NE 1/4) and Lot One (1); a distance

(NE 1/4) and Lot One (1); a distance of 688.00 feet to a judicial land mark at the Northwest corner of said Northeast Quarter (NE 1/4)) and Lot One (1); thence South 89 degrees 44 minutes 42 seconds West along the North line of said Northwest Quarter (NW 1/4) and said Lot Six (6), a distance of 80.68 feet to a judicial landmark on the Easterly right of way line of State Trunk Highway No. 3 as now established; thence South 17 degrees 29 minutes 51 seconds West along said right of way lien 618.44 feet; to a judicial land mark; thence South 87 degrees 51 minutes East a distance of 266.81 feet to the East line of Lot Six (6) and of said Northwest Quarter (NW 1/4) being the point of beginning. The land encumbered by the Mortgage was subsequently replatted and certain portions of the land were released from the lien of the Mortgage. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land remaining encumbered by the Mortgage described as follows: Lots One (1), Three (3), Four (4), Five (5), Six (6), Eight (8), Nine (9), Ten (10), Eleven (11), Twelve (12), Thirteen (13) and Fourteen (14), Block One (1), GLENROSE OF ROSEMOUNT, according to the recorded plat thereof Dakota County, Minnesota. Subject to an easement in favor of N.N.G. Co. in BK. 204, M.R., Page 565. will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on September 23, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota. 7. The street addresses and the tax parcel identification numbers of the mortgaged properties are as follows: Street Addresses and PID Numbers 14001 Burnley Way, Rosemount, MN 34-30500-010-01 14058 Burgundy Way, Rosemount, MN 34-30500-030-01 14108 Burgundy Court, Rosemount, MN 34-30500-040-01 14109 Burgundy Court, Rosemount, MN 34-30500-050-01 14069 Burgundy Way, Rosemount, MN 34-30500-060-01 14064 Burma Avenue, Rosemount, MN 34-30500-080-01 14094 Burma Avenue, Rosemount, MN 34-30500-090-01 14182 Burnley Way, Rosemount, MN 34-30500-100-01 14122 Burnley Way, Rosemount, MN 34-30500-110-01 14092 Burnley Way, Rosemount, MN 34-30500-120-01 14062 Burnley Way, Rosemount, MN 34-30500-130-01 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Alpine Capital, LLC Mortgagee Attorney for Mortgagee: Michael L. Brutlag BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2503 2284108 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $375,000.00 MORTGAGOR(S): Mark R Baratto and Stella M Baratto, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 17, 2004 Dakota County Recorder Document Number: 2238746 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4713 137th St W, Apple Valley, MN 55124-8793 Tax Parcel ID Number: 01-75952-280-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block Three (3), The Oaks of Apple Valley III, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $387,083.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016193F01 2283960 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 0 , 2006 MORTGAGORS: Jeffrey H. Landon and Sandra L. Landon, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471721. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 11, 2010, Recorded: March 18, 2010, Document No. 2719863. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120039854 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 32857 Dresden Avenue, Northfield, MN 55057 TAX PARCEL I.D. #: 16-02500-010-79 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 25, Township 112, Range 20, described as follows: Commencing at a point 695 feet North of the Southeast Corner of Section 25, Township 112, Range 20, and thence running North 253 feet, thence West 352 feet, thence South 253 feet, thence East 352 feet to the point of beginning, subject to the public road on the East side thereof, according to the Government Survey thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,642.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7980 1981174222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287494 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Restated Declaration for Coachman Highlands Townhomes Owners Association (hereinafter the "Association") which was recorded December 27, 2002 as Doc. No. 1978040, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 46, Block 1, Coachman Highlands, CIC No. 390, Dakota County, Minnesota S T R E E T A D D R E S S : 1605 Raindrop Drive, Eagan, MN 55121 TAX PARCEL ID NUMBER: 10-18075-460-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from Michaela M. Krower, title holder, to the Association, a Minnesota non-profit corporation, the amount of $1,840.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on April 20, 2010, as Document No. 2725841 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 16th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale The date and time to vacate the property is 11:59 p.m. on March 16, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MIN-

ORDER IS ENTERED UNDER MIN NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COACHMAN HIGHLANDS TOWNHOMES OWNERS ASSOCIATION Attorneys for Coachman Highlands Townhomes Owners Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000

(Coachman Highlands/Krower/09-7-904D)

2281742

8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 MORTGAGOR: M i g u e l H u e r t a , unmarried. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded January 29, 2007, Dakota County Recorder, Document No. 2492138. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 3, 2008, Recorded: October 14, 2008, Document No. 2617716. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4459 Slater Road, Eagan, MN 55122 TAX PARCEL I.D. #: 10-17402-051-02 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Cinnamon Ridge Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,426.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

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By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8738 1064110216 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287730 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 1 , 2007 MORTGAGORS: K e l l y S . K r o p e l i n and Douglas D. Kropelin, wife and husband. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded November 30, 2007, Dakota County Recorder, Document No. 2558841. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 19, 2009, Recorded: September 21, 2009, Document No. 2685520. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 5570 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Terra Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,076.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3750 0024773921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287706 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00

MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony E Brown and Griselda Araiza Brown, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404456 AND CORRECTIVE MORTGAGE RECORDING: December 18, 2006 Dakota County Recorder Document Number: 2482655 LOAN MODIFICATION: Dated: November 01, 2006 Recorded: December 18, 2006 Document Number: 2482656 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700063347427 Lender or Broker: Key Community Bank Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 644 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-31200-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Common Interest Community Number 550, Griseldas Whispering Meadows, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,621.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013742F01 2283938 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Whole-

Lender or Broker: America s Whole sale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2286788 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Fernando Ismael Garza-Cienfuegos, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 01, 2004 Dakota County Recorder Document Number: 2254079 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100197500000227553 Lender or Broker: Brier Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2521 Hayes Ct, Burnsville, MN 55337-1061 Tax Parcel ID Number: 02-64101-330-05 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 5, River Hills Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,004.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009970F02 2281239 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 10, 2006 MORTGAGORS: Darla F. Braun and Kevin C. Braun, wife and husband. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406929. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7240 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011165005004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Apple Ponds, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,290.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

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������ ������ ��� ���� FINANCIAL OBLIGATION ON MORT ������� By: Paul A. ������ Weingarden GAGE: None Attorneys for Mortgagee/Assignee of "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 10-4247 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 2003690307 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 8/5-9/9/10 OTHER THINGS, THAT THE MORT- 2280448 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E NOTICE IS HEREBY GIVEN that ABANDONED." default has occurred in the conditions Dated: July 28, 2010. of the following described mortgage: CitiMortgage, Inc. DATE OF MORTGAGE: March 13, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2006 ORIGINAL PRINCIPAL AMOUNT OF By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of MORTGAGE: $160,000.00 MORTGAGOR(S): Michelle L Benson Mortgagee a single person and Curtis D Hen4500 Park Glen Road #300 drickson a single person Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 10-4348 DATE AND PLACE OF RECORDING: 652021358 Recorded: April 24, 2006 Dakota THIS IS A COMMUNICATION FROM County Recorder A DEBT COLLECTOR. Document Number: 2422763 2287854 8/5-9/9/10 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE NOTICE OF MORTGAGE CERTIFICATEHOLDERS CWABS, INC., FORECLOSURE SALE THE RIGHT TO VERIFICATION A S S E T - B A C K E D C E R T I F I C A T E S , OF THE DEBT AND IDENTITY OF SERIES 2006-6 Dated: August 02, 2010 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Mortgage ElecTHE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Transaction Agent Mortgage Identifidefault has occurred in conditions of cation Number: 100015700065531044 the following described mortgage: Lender or Broker: America's WholeDATE OF MORTGAGE: July 21, 2006 sale Lender MORTGAGOR: Mary B. Fitzgerald, a Residential Mortgage Servicer: BAC single person. Home Loans Servicing, L.P. MORTGAGEE: Mortgage Electronic Mortgage Originator: Not Applicable Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Registered August 11, 2006, Dakota Property Address: 1662 City View Dr, County Registrar of Titles, Document Eagan, MN 55121-1702 Tax Parcel ID Number: No. 595836, Certificate of Title No. 10-41300-045-07 140515. LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: E R T Y : U n i t N o 4 5 , C I C N o 3 4 7 , a July 9, 2010. planned community, Valley R i d g e Said Mortgage being Registered Land. Townhomes, Dakota County, MinneTRANSACTION AGENT: Mortgage sota Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORT- D U E A S O F D A T E O F N O T I C E : GAGE IDENTIFICATION NUMBER ON $193,745.10 MORTGAGE: 100199600000131033 THAT all pre-foreclosure requireLENDER OR BROKER AND MORT- ments have been complied with; that G A G E O R I G I N A T O R S T A T E D O N no action or proceeding has been instiMORTGAGE: Advisor's Mortgage, LLC tuted at law or otherwise to recover the R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage, or any VICER: CitiMortgage, Inc. part thereof; MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale con8334 Delaney Drive, Inver Grove t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold Heights, MN 55076 TAX PARCEL I.D. #: 201810205005 by the Sheriff of said county as folLEGAL DESCRIPTION OF PROP- lows: ERTY: DATE AND TIME OF SALE: SeptemU n i t 5 0 , C I C N o . 3 5 1 , a c o n d o - ber 17, 2010 at 10:00 AM minium, Cobblestone Oaks III ConPLACE OF SALE: Dakota County dominium, Dakota County, Minne- Law Enforcement Center, 1580 Highsota. way 55, Lobby S-100, Hastings, MinneCOUNTY IN WHICH PROPERTY IS sota LOCATED: Dakota to pay the debt secured by said mortORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said preMORTGAGE: $165,600.00 mises and the costs and disburseAMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE: $169,310.00 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t March 17, 2011, or the next business secured by said mortgage, or any part day if March 17, 2011 falls on a Saturthereof; day, Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: Septem- ING TO COLLECT A DEBT. ANY ber 17, 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: Sheriff's Office, Law USED FOR THAT PURPOSE. Enforcement Center, 1580 Hwy 55, THE RIGHT TO VERIFICATION OF Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not DATED: August 05, 2010 redeemed under section 580.23 is ASSIGNEE OF MORTGAGEE: THE 11:59 p.m. on March 17, 2011. BANK OF NEW YORK MELLON MORTGAGOR(S) RELEASED FROM FKA THE BANK OF NEW YORK, FINANCIAL OBLIGATION ON MORTAS TRUSTEE FOR THE GAGE: None CERTIFICATEHOLDERS CWABS, "THE TIME ALLOWED BY LAW FOR INC., ASSET-BACKED REDEMPTION BY THE MORTGAGOR, CERTIFICATES, SERIES 2006-6 THE MORTGAGOR'S PERSONAL REP- Wilford & Geske, P.A. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- Lawrence A. Wilford CIAL ORDER IS ENTERED UNDER James A. Geske MINNESOTA STATUTES, SECTION 8425 Seasons Parkway, Suite 105 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Woodbury, MN 55125-4393 OTHER THINGS, THAT THE MORT- (651) 209-3300 GAGED PREMISES ARE IMPROVED File Number: 014749F02 WITH A RESIDENTIAL DWELLING OF 2286808 8/5-9/9/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2004 MORTGAGORS: Claire M. Dare and Timothy M. Smalley, wife and husband. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 27, 2004, Dakota County Recorder, Document No. 2208803. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6801 129th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015200405002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Nordic Woods Fifth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,476.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2046 642955994 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287830 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGOR: D a v i d A . K r e c h , unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2006, Dakota County Recorder, Document No. 2457185. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for Ameri-

2006-5 Mortgage-Backed Pass-Through Certificates, Series 2006-5, Dated: November 24, 2009, Recorded: December 8, 2009, Document No. 2701030. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200014057174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1004 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250015009 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 9, East Farmington First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,542.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2945 0031333321 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287666 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 1999. MORTGAGOR(S): Ward Knutson and Elizabeth A. Knutson, husband and wife. MORTGAGEE: GE Capital Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 1999, Dakota County Recorder, Document No. 1657785. ASSIGNMENT(S) OF MORTGAGE: Assigned to First Union National Bank, as Indenture Trustee by assignment dated April 7, 2000, recorded November 2, 2000, as Document No. 1728625 and to Bayview Loan Servicing, LLC by assignment dated September 9, 2009, recorded September 11, 2009, as Document No. 2683870. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC.

vicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GE Capital Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 3829 Bridgewater Drive, Eagan, MN, 55123. TAX PARCEL I.D. NO.: 10-75835-080-01. LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, The Oaks of Bridgewater 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,650.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $232,648.72. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2011, or the next business day if March 23, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: July 27, 2010. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2280373 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage, Security Agreement and Assignment of Rents and Leases, dated September 21, 2005, executed by Stahl Commercial Properties LLC, a Minnesota limited liability company, and Stahl Commercial Properties II LLC, a Minnesota limited liability company, as borrower (collectively, the "Mortgagor"), and delivered to World Savings Bank, FSB, a federal savings bank, as mortgagee (together with its successors in interest, the "Mortgagee"), which mortgage was recorded October 18, 2005 in the Office of the County Recorder of Dakota County, Minnesota as Document No. 2371989, as assigned by that certain Corporation Assignment of Mortgage and Related Documents, dated February 24, 2010, executed by Wachovia Mortgage, a division of Wells Fargo Bank, NA, formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, as assignor, and delivered to Fannie Mae, which was recorded June 7, 2010 in th e Office of the County Recorder of Dakota County, Minnesota as Document No. 2734101 (collectively, the "Mortgage"), the original principal amount secured by said Mortgage, being $596,250.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $597,561.40; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed. The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Parcel 1: That part of Lot 18, Block 2, Hampton, Dakota County Minnesota, described as follows:

described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed bearing) along the West line thereof a distance of 40.00 feet; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18, a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18, a distance of 74.56 feet, more or less to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18, a distance of 45.00 feet to the point of beginning of the land to be described; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence South along the West line of said Lot 18 to a point which is 162 feet Southerly of the Northerly line of said Lot 18, measured along the Westerly line of said Lot 18; thence Easterly in a straight line to a point on the Easterly line of said Lot 18 which point is 34 feet Northerly from the Southeast corner of said Lot 18; thence Northerly along the Easterly line of said Lot 18 to the point of beginning, according to the recorded plat thereof, and situate in Dakota County, Minnesota. Parcel 2: That part of Lot 18, Block 2, Hampton, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed hearing) along the West line thereof a distance of 40.00 feet to the point of beginning of the land to be described; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18 a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18 a distance of 74.66 feet, more or less, to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18 a distance of 45.00 feet; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence North 12 degrees 12 minutes 21 seconds West along said West line of Lot 18 a distance of 63.00 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. (which real property, together with any and all easements, rights-of-way, licenses, privileges, and appurtenances thereto and any and all other real property which may at any time hereafter be conveyed by Mortgagor to Mortgagee as security for that certain promissory note secured by the Mortgage (the "Note"), is hereinafter referred to as the "Land"); All highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, bordering on or adjacent to the Land, together with all right, title, and interest of Mortgagor to the real property lying within said highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, and all vacated highways, roads, streets, alleys, and public rights-of-way and thoroughfares, and all strips and gores adjoining or within the Land or any part thereof; All buildings, structures, improvements, railroad spurs, tracks and sidings, plants, works, and fixtures now or at any time located on any portion of the Land, and all extensions, additions, betterments, substitutions, and replacements thereof; All fixtures, furniture, furnishings, equipment, machinery, appliances, apparatus, and other property of every kind and description now or at any time installed or located on or used or usable in connection with the Land or the buildings and improvements situated thereon, including, but not limited to, all lighting, heating, cooling, ventilating, air-conditioning, humidifying, dehumidifying, plumbing, sprinkling, incinerating, refrigerating, air-cooling, lifting, fire extinguishing, cleaning, communicating, security, surveillance, computer, telephone and electrical systems, and the machinery, appliances, fixtures, and equipment pertaining thereto, all switchboards, engines, motors, tanks, pumps, floor coverings, carpeting, partitions, conduits, ducts, compressors, elevators, escalators, accessories, draperies, blinds and other window coverings, and the machinery, appliances, fixtures, and equipment pertaining thereto, all of which f i x t u r e s , f u r n i s h i n g s , urniture, equipment, machinery, appliances, apparatus, and other property, whether or not permanently affixed to the Land; All rights, privileges, permits, licenses, easements, consents, tenements, hereditaments, and appurtenances at any time belonging to or in any way appertaining to all or any part of the Land and any property or interests subject to the Mortgage; all right, title, and interest of Mortgagor in all reversions and remainders in or to all or

sions and remainders in or to all or any part of the Land and other property and interests subject to the Mortgage, and all avails, rents, income, issues, profits, royalties, and revenues derived from or belonging to all or any part of the Land and other property and interests subject to the Mortgage; Any and all proceeds of the conversion, whether v oluntary or involuntary, of all or any part of the Land and other property and interests subject to the Mortgage into cash or liquidated claims, including, by way of illustration and not limitation, all proceeds of insurance and all awards and payments, including interest thereon, which may be made with respect to all or any part of the Land or other property and interests subject to the Mortgage, or any estate or easement therein, as a result of any damage to or destruction of all or any part of the Land and other property and interests subject to the Mortgage, the exercise of the right or power of condemnation or eminent domain, the closing of, or the alteration of the grade of, any highway, road, street, alley or other public right-of-way or thoroughfare on or adjoining all or any part of the Land and other property and interests subject to the Mortgage, or any other injury to or decrease in the value of all or any part of the Land or other property and interests subject to the Mortgage, to the extent of all amounts which may be secured by the Mortgage, and any and all assignments and other instruments as are necessary for the purpose of assigning said proceeds, awards, and payments to Mortgagee, free, clear and discharged of any and all encumbrances of any kind or nature, whatsoever; and The immediate and continuing right to receive and collect all rents, income, issues and profits which are or may become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or any part of the Land, or any buildings, structures or improvements located on the Land, made or agreed to by the Mortgagor, and all of such leases or agreements, together with all guaranties therefore and any renewals or extensions thereof; will be sold by the Sheriff of Dakota County, Minnesota at public auction on Monday, October 18, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law. The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is six (6) months from the date of said sale. Property Addresses: 23290-23304 Main Street, Hampton, MN 55031. Tax Parcel ID Numbers: 18-32000-184-02 and 18-32000-185-02. Dated: August 9, 2010 FANNIE MAE FAEGRE & BENSON LLP By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2298983 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,250.00 MORTGAGOR(S): Mark R. Von Berge AKA Mark R. Vonberge, A Married Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 23, 2004 Dakota County Recorder Document Number: 2218685 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Dated: February 03, 2010 Recorded: March 26, 2010 Dakota County Recorder Document Number: 2721421 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100050500007648641 Lender or Broker: Ryland Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6808 158th St W, Apple Valley, MN 55124-6027 Tax Parcel ID Number: 01-32151-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Hawthorne 2nd Addition, CIC No. 369. Located in the County of Dakota, State of Minnesota. Together with the benefits contained in the Declaration for CIC No. 369, Dated May 10, 2002, filed July 31, 2002 as Document No. 1921716 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,948.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012288F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 15, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of

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For The Certificateholders of CWMBS 2004-15 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012288F01 2292594 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,200.00 MORTGAGOR(S): Steven A Grufman and Diane Grufman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 20, 2006 Dakota County Recorder Document Number: 2483154 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604713474197 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8815 Coffman Path, Inver Grove Heights, MN 55076-5304 Tax Parcel ID Number: 20-12101-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ashwood Ponds 2nd Addition, Common Interest Community No. 220, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,776.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013737F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 04, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to September 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013737F01 2296883 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Scott Frykholm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 04, 2007 Dakota County Recorder Document Number: 2548362 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 17, 2009 Recorded: December 30, 2009 Dakota County Recorder Document Number: 2704981 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000304560 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5310 180th St W, Farmington, MN 55024-9275 Tax Parcel ID Number: 14-19500-330-07 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 7, Dakota County Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $255,696.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105

8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010750F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to May 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 20, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010750F01 2286079 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $410,000.00 MORTGAGOR(S): Charles V. Shaw and Diane E Shaw, husband and wife as joint tenants MORTGAGEE: Countrywide Home Loans, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2003 Dakota County Registrar of Titles Document Number: 519032 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: April 22, 2010 Registered: April 29, 2010 Dakota County Registrar of Titles Document Number: 661157 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 112712 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18815 Kanabec Trl, Lakeville, MN 55044-6851 Tax Parcel ID Number: 22.30925.040.01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Great Oak Shores Point AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $401,737.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 18, 2010, or the next business day if December 18, 2010 falls on a Saturday, Sunday or

2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013498F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 18, 2010 at 10:00 AM has been postponed to July 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 20, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013498F01 2296761 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,214.00 MORTGAGOR(S): Jonathan McDonough, a single person and Jamie Jacobson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 21, 2005 Dakota County Recorder Document Number: 2362951 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Dated: March 22, 2010 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720655 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700056723998 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16862 Embers Ave, Lakeville , MN 55044 Tax Parcel ID Number: 22-47051-603-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1603, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,018.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

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������ ������ ������ ��� ���� SALE as fol ������� said county by the Sheriff of MORTGAGE FORECLOSURE The above referenced sale scheduled lows: DATE AND TIME OF SALE: May 07, for August 09, 2010 at 10:00 AM has been postponed to August 31, 2010 at 2010 at 10:00 AM PLACE OF SALE: Dakota County 10:00 AM in the Dakota County Law Law Enforcement Center, 1580 High- Enforcement Center, 1580 Highway 55, way 55, Lobby S-100, Hastings, Minne- Lobby S-100, Hastings, Minnesota in said County and State. sota DATED: August 09, 2010 to pay the debt secured by said mortASSIGNEE OF MORTGAGEE: The gage and taxes, if any, on said preBank of New York Mellon fka the mises and the costs and disburseBank of New York as Trustee for ments, including attorney fees allowed the Certificateholders CWABS, by law, subject to redemption within Inc., Asset-backed Certificates, six (6) months from the date of said Series 2005- AB4 sale by the mortgagor(s), their perWilford & Geske, P.A. sonal representatives or assigns. If the Mortgage is not reinstated Attorneys for Assignee Of Mortgagee: under Minn. Stat. §580.30 or the prop- Lawrence A. Wilford erty is not redeemed under Minn. Stat. James A. Geske §580.23, the Mortgagor must vacate 8425 Seasons Parkway, Suite 105 the property on or before 11:59 p.m. on Woodbury, MN 55125-4393 November 07, 2010, or the next busi- (651) 209-3300 ness day if November 07, 2010 falls on File Number: 011435F01 2291296 8/12/10 a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM NOTICE OF MORTGAGE A DEBT COLLECTOR ATTEMPTING FORECLOSURE SALE TO COLLECT A DEBT. ANY NOTICE IS HEREBY GIVEN that INFORMATION OBTAINED WILL BE default has occurred in the conditions USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF of the following described mortgage: NOTICE IS HEREBY GIVEN that THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE default has occurred in the conditions T I M E P R O V I D E D B Y L A W I S N O T of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 AFFECTED BY THIS ACTION. ORIGINAL PRINCIPAL AMOUNT OF THE TIME ALLOWED BY LAW FOR MORTGAGE: $208,000.00 REDEMPTION BY THE MORTGAGOR, MORTGAGOR(S): Domingo Delos THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, Santos and Lerma Delos Santos, HusMAY BE REDUCED TO FIVE WEEKS IF band and Wife MORTGAGEE: Pillar Mortgage SerA JUDICIAL ORDER IS ENTERED U N D E R M I N N E S O T A S T A T U T E S , vices Corporation DATE AND PLACE OF RECORDING: SECTION 582.032, DETERMINING, Recorded: July 19, 2005 Dakota AMONG OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E County Recorder Document Number: 2341590 IMPROVED WITH A RESIDENTIAL ASSIGNMENTS OF MORTGAGE: DWELLING OF LESS THAN FIVE And assigned to: Mortgage ElecUNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND tronic Registration Systems, Inc. Dated: July 12, 2005 ARE ABANDONED. Recorded: November 10, 2005 DATED: March 25, 2010 Dakota County Recorder ASSIGNEE OF MORTGAGEE: The Document Number: 2379686 Bank of New York Mellon fka the And assigned to: The Bank Of New Bank of New York as Trustee for York Mellon Fka The Bank Of New the Certificateholders CWABS, York As Trustee For The CertificateInc., Asset-backed Certificates, holders CWALT, Inc. Alternative Loan Series 2005- AB4 Trust 2005-J12 Mortgage Pass-through Wilford & Geske, P.A. Certificates, Series 2005-J12 Attorneys for Assignee of Mortgagee Dated: November 18, 2008 Lawrence A. Wilford Recorded: December 09, 2008 James A. Geske Dakota County Recorder 8425 Seasons Parkway, Suite 105 Document Number: 2626119 Woodbury, MN 55125-4393 Transaction Agent: Not Applicable (651) 209-3300 Transaction Agent Mortgage IdentifiFile Number: 011435F01 cation Number: Not Applicable NOTICE OF POSTPONEMENT OF Lender or Broker: Pillar Mortgage MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Services Corporation Residential Mortgage Servicer: BAC for May 07, 2010 at 10:00 AM has been postponed to June 07, 2010 at 10:00 Home Loans Servicing, L.P. Mortgage Originator: Not Applicable AM in the Dakota County Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in LOCATED: Dakota Property Address: 1426 Circle Dr, said County and State. Burnsville, MN 55337-5804 DATED: May 07, 2010 Tax Parcel ID Number: ASSIGNEE OF MORTGAGEE: The 02.82202.150.02 Bank of New York Mellon fka the LEGAL DESCRIPTION OF PROPBank of New York as Trustee for ERTY: Lot 15, Block 2, Vista View 3rd the Certificateholders CWABS, Addition, Dakota County, Minnesota. Inc., Asset-backed Certificates, AMOUNT DUE AND CLAIMED TO BE Series 2005- AB4 DUE AS OF DATE OF NOTICE: NOTICE OF POSTPONEMENT OF $227,386.97 MORTGAGE FORECLOSURE SALE THAT all pre-foreclosure requireThe above referenced sale scheduled for June 07, 2010 at 10:00 AM has ments have been complied with; that been postponed to June 21, 2010 at no action or proceeding has been insti10:00 AM in the Dakota County Law tuted at law or otherwise to recover the Enforcement Center, 1580 Highway 55, debt secured by said mortgage, or any Lobby S-100, Hastings, Minnesota in part thereof; PURSUANT to the power of sale consaid County and State. tained in said mortgage, the DATED: June 07, 2010 above-described property will be sold ASSIGNEE OF MORTGAGEE: The by the Sheriff of said county as folBank of New York Mellon fka the lows: Bank of New York as Trustee for DATE AND TIME OF SALE: April 02, the Certificateholders CWABS, 2010 at 10:00 AM Inc., Asset-backed Certificates, PLACE OF SALE: Dakota County Series 2005- AB4 Law Enforcement Center, 1580 HighNOTICE OF POSTPONEMENT OF way 55, Lobby S-100, Hastings, MinneMORTGAGE FORECLOSURE SALE The above referenced sale scheduled sota for June 21, 2010 at 10:00 AM has to pay the debt secured by said mortbeen postponed to July 09, 2010 at gage and taxes, if any, on said pre10:00 AM in the Dakota County Law mises and the costs and disburseEnforcement Center, 1580 Highway 55, ments, including attorney fees allowed Lobby S-100, Hastings, Minnesota in by law, subject to redemption within six (6) months from the date of said said County and State. sale by the mortgagor(s), their perDATED: June 21, 2010 sonal representatives or assigns. ASSIGNEE OF MORTGAGEE: The If the Mortgage is not reinstated Bank of New York Mellon fka the under Minn. Stat. §580.30 or the propBank of New York as Trustee for erty is not redeemed under Minn. Stat. the Certificateholders CWABS, §580.23, the Mortgagor must vacate Inc., Asset-backed Certificates, the property on or before 11:59 p.m. on Series 2005- AB4 October 02, 2010, or the next busiNOTICE OF POSTPONEMENT OF ness day if October 02, 2010 falls on a MORTGAGE FORECLOSURE SALE Saturday, Sunday or legal holiday. The above referenced sale scheduled Mortgagor(s) released from financial for July 09, 2010 at 10:00 AM has been postponed to July 23, 2010 at 10:00 obligation: NONE THIS COMMUNICATION IS FROM AM in the Dakota County Law Enforcement Center, 1580 Highway 55, A DEBT COLLECTOR ATTEMPTING Lobby S-100, Hastings, Minnesota in T O C O L L E C T A D E B T . A N Y INFORMATION OBTAINED WILL BE said County and State. USED FOR THAT PURPOSE. DATED: July 09, 2010 THE RIGHT TO VERIFICATION OF ASSIGNEE OF MORTGAGEE: The THE DEBT AND IDENTITY OF THE Bank of New York Mellon fka the ORIGINAL CREDITOR WITHIN THE Bank of New York as Trustee for TIME PROVIDED BY LAW IS NOT the Certificateholders CWABS, AFFECTED BY THIS ACTION. Inc., Asset-backed Certificates, THE TIME ALLOWED BY LAW FOR Series 2005- AB4 REDEMPTION BY THE MORTGAGOR, NOTICE OF POSTPONEMENT OF THE MORTGAGOR'S PERSONAL MORTGAGE FORECLOSURE SALE The above referenced sale scheduled REPRESENTATIVES OR ASSIGNS, for July 23, 2010 at 10:00 AM has been MAY BE REDUCED TO FIVE WEEKS IF postponed to August 09, 2010 at 10:00 A J U D I C I A L O R D E R I S E N T E R E D A M i n t h e D a k ot a County Law UNDER MINNESOTA STATUTES, Enforcement Center, 1580 Highway 55, SECTION 582.032, DETERMINING, Lobby S-100, Hastings, Minnesota in AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE said County and State. IMPROVED WITH A RESIDENTIAL DATED: July 23, 2010 D WELLING OF LESS THAN FIVE ASSIGNEE OF MORTGAGEE: The UNITS, ARE NOT PROPERTY USED IN Bank of New York Mellon fka the AGRICULTURAL PRODUCTION, AND Bank of New York as Trustee for ARE ABANDONED. the Certificateholders CWABS, DATED: February 18, 2010 Inc., Asset-backed Certificates, ASSIGNEE OF MORTGAGEE: Series 2005- AB4 The Bank Of New York Mellon NOTICE OF POSTPONEMENT OF

PUBLIC NOTICE

MORTGAGE FORECLOSURE SALE

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��� ������ ��� ���� ������ ������ ������� Mortgage Pass-through Certificates, Series 2005-J12 ���������� ���� ��������� The Bank Of New York Mellon Fka The Bank Of New York As T h e F o r T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As F o r T h e T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As F o r T h e T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 25, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As F o r T h e T r u s t e e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 21, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 21, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As T r u s t e e F o r T h e Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through

Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F01 2296800 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 MORTGAGORS: Gregory J. Graves and Amanda L. Olson, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 24, 2006, Dakota County Recorder, Document No. 2422706. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY,AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-11, ASSET-BACKED CERTIFICATES SERIES 2006-11, Dated: November 30, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011600664 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 145 Richmond Street West, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150013037 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the East Half of Lot 13, Block 37, Spring Park. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,407.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 118900013 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

county and state. Dated: June 11, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 5, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 15, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 6, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2296842 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon Ridge Trl, Eagan, MN 55122-2385 Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,516.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 2296780 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2004 MORTGAGORS: A. Everard L.D. Ratnayake and Irene M. Ratnayake, husband and wife. MORTGAGEE: Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Registered May 25, 2004, Dakota County Registrar of Titles, Document No. 537904, Certificate of Title No. 108724. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R6, under the Pooling and Servicing Agreement dated June 1, 2004, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641790. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2125 49th Way East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207129044001 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 1, Southview Townhomes, CIC No. 414, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,376.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 3 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3103 4000651036 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 21, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 4, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3103 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2289264 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Recorded: May 28, 2010 Dakota County Recorder Document Number: 2732591 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,099.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders C W M B S , I n c . , C H L M o r t g a g e Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 2296828 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc.

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g g g Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And Corrective Assignment Registered: Dakota County Registrar of Titles Document Number: And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Registered: May 19, 2010 Dakota County Registrar of Titles Document Number: T662155 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $658,003.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 ASSIGNEE OF MORTGAGEE:

The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2296907 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2003. MORTGAGOR: JADEAN DEVELOPMENT, INC., a Minnesota corporation, and VISTA DEVELOPMENT, INC., a Minnesota corporation (collectively “Mortgagor�). MORTGAGEE: THE RECHTZIGEL FAMILY PARTNERSHIP, LP, a Minnesota limited partnership. DATE AND PLACE OF RECORDING: Recorded December 31, 2003, at Dakota County Recorder as Document No. 2159242. ASSIGNMENT OF MORTGAGE: There has been no assignment of said mortgage, however, said mortgage was extended by Extension of Mortgage Deed And Of Accompanying Promissory Note entered into by said Mortgagor and Mortgagee, said Extension being dated March 13, 2009. LEGAL DESCRIPTION OF PROPERTY: Exhibit “A� That part of the Northeast Quarter of the Northeast Quarter, the Northwest Quarter of the Northeast Quarter and the Southwest Quarter of the Northeast Quarter, Section 2, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the northeast corner of said Section 2; thence South 01 degrees 11 minutes 40 seconds East, along the east line of said Northeast Quarter of the Northeast Quarter, a distance of 1219.34 feet to the centerline of Dodd Boulevard according to Dakota County Road Right of Way Map No. 177; thence South 89 degrees 57 minutes 37 seconds West, along said centerline of Dodd Boulevard, a distance of 1531.63 feet; thence deflecting on a tangential curve concave to the southeast having a radius of 1432.39 feet, a delta angle of 37 degrees 47 minutes 05 seconds and a length of 944.62 feet; thence North 52 degrees 09 minutes 13 seconds East, along the centerline of Old Dodd Boulevard a distance of 2481.85 feet to the north line of said Northeast Quarter of the Northeast Quarter; thence South 89 degrees 58 minutes 16 seconds East, along said north line, a distance of 429.39 feet to the point of beginning. Exception No. 1: That part of the NE 1/4 of Section 2, Township 114, Range 20, described as follows: Commencing at the Northeast corner of the NE 1/4 of said Section 2; thence on an assumed bearing of South 01 degrees 11 minutes 40 seconds East, along the east line of said NE 1/4, a distance of 1159.33 feet; thence South 89 degrees 57 minutes 37 seconds West a distance of 50.01 feet to R/W boundary corner B10 as designated on Dakota County Road Right of Way Map No. 177, said boundary corner being on the northerly right of way line of Dodd Boulevard as designated on said right of way map; thence continuing South 89 degrees 57 minutes 37 seconds West, along said northerly right of way line, a distance of 1127.51 feet to the point of beginning of the land to be described; thence continuing South

g 89 degrees 57 minutes 37 seconds West, along said northerly right of way line, a distance of 352.90 feet to R/W corner B9 as designated on said right of way map; thence westerly along said northerly right of way line on a tangential curve concave to the south, having a radius of 1492.39 feet, a central angle of 3 degrees 38 minutes 24 seconds and a distance of 94.81 feet to R/W boundary corner B8, as designated on said right of way map; thence North 4 degrees 23 minutes 36 seconds West, not tangent to the last described curve, a distance of 75.14 feet along the easterly right of way line of Dodd Lane as designated on said right of way map to R/W boundary corner B7; thence northerly, along said easterly right of way line on a tangential curve concave to the west having a radius of 331.56 feet, a central angle of 14 degrees 12 minutes 41 seconds and a distance of 82.24 feet to R/W boundary corner B6 as designated on said right of way map; thence North 52 degrees 09 minutes 13 seconds East, not tangent to the last described curve, along the southeasterly boundary of Parcel 10, as designated on said right of way map, a distance of 150.99 feet; thence South 41 degrees 19 minutes 17 seconds East a distance of 137.92 feet; thence South 61 degrees 28 minutes 18 seconds East a distance of 295.31 feet to the point of beginning. Exception No. 2: Parcel 5 as designated on Dakota County Right of Way Map No. 177. Exception No. 3: Parcel 9 as designated on Dakota County Right of Way Map No. 177. Exceptions No. 4 and No. 5: Parcels 6, 10, and 14 as designated on Dakota County Right of Way Map No. 177. Exception No. 6: Parcels No. 7, 12 and 13 as designated on Dakota County Right of Way Map No. 177. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Two Million Six Hundred Thirty Thousand and 00/100 Dollars ($2,630,000.00). AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: Two Million Seven Hundred Nine Thousand One Hundred Sixteen and 16/100 Dollars ($2,709,116.16). That prior to the commencement of this mortgage foreclosure proceeding, Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 10, 2010 at 10:00 A.M. PLACE OF SALE: Sheriff of Dakota County, Civil Division, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota 55033; to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagors, their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED� Dated: June 11, 2010 THE RECHTZIGEL FAMILY PARTNERSHIP, LP Mortgagee R. GLENN NORD & ASSOCIATES, P.A. By: R. Glenn Nord Attorney for Mortgagee 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 (952) 469-4948 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2010 at 10:00 am at the following place of sale: Sheriff of Dakota County, Civil Division, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota 55033. Dated: August 6, 2010 THE RECHTZIGEL FAMILY

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 12, 2010

43A

PARTNERSHIP, LP Mortgagee R. GLENN NORD & ASSOCIATES, P.A. By: R. Glenn Nord Attorney for Mortgagee 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 (952) 469-4948 2297911 8/12/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 8, 2002 MORTGAGORS: David C. Akehurst and Nikki L. Akehurst, husband and wife. MORTGAGEE: K e y B a n k U S A , National Association. DATE AND PLACE OF RECORDING: Recorded January 29, 2003, Dakota County Recorder, Document No. 1991039. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. successor by merger to CitiFinancial Mortgage Company, Inc., Dated: June 6, 2005, Recorded: June 13, 2005, Document No. 2330046. And thereafter assigned to: Selene Finance, LP, Dated: April 30, 2010, Recorded: April 30, 2010, Document No. 2727645. And thereafter assigned to: Selene RMOF REO Acquisition LLC., Dated: July 23, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Key Bank USA, National Association RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 6170 Lower 161st Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117709014 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 9, Block 14, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,633.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 30, 2010. Selene RMOF REO Acquisition LLC. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1819 0000047183 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299786 8/12-9/16/10

Photo by John Gessner

Oak firewood fuels Porter Creek’s rotisserie. Porter Creek from Page 2A

enced arches, two wine racks and a flash of copper above the rotisserie. “The building is a deliberate contrast between rustic and contemporary,� Sheehan said. Seating includes a fourseason porch and an outdoor patio partially covered by a roof. There’s also an outdoor bar and a stainless-steel dining table with a permanent water feature underneath a glass top. Sheehan wouldn’t divulge the building’s cost, but said the partners are taking a risk in a tough economy. “Some people,� he said, “have literally said, ‘You’re crazy.’ � The restaurant’s website is www.PorterCreek.com.

salmon, halibut, steaks, some burgers, tuna,� Sheehan said. “You’re going to see a lot of common ingredients, but it’s going to be more chef-driven than what you usually see. It’s going to be similar to what you’ll see downtown.� Brought over from Doolittles is wood-fire cooking. Porter Creek’s rotisserie, used mostly for roasting and basting chicken over an open flame, sits next to a neatly stacked pile of oak firewood. Unlike Doolittles, Porter Creek also sports a wood-fire oven that sears in flavors at 600 degrees. “That piece weighs 4,350 pounds, and we built the restaurant around it,� Sheehan said. “It’s impressive.� The restaurant’s interior John Gessner is at burnsville. includes stone walls, original thisweek@ecm-inc.com. metalwork, Spanish-influ-

Werner from Page 3A

newspaper, Eagan editor Erin Johnson wrote a touching tribute to Terry Davis, a longtime city volunteer and community activist who died of pancreatic cancer just a week after the illness was diagnosed. His work with the city’s parks and on environmental issues helped make Eagan the place it is. Dakota County is rich with people who make the south metro a better place. It’s an honor for me to be managing the newspapers that have told you the stories of their accomplishments and, sadly, their passing.

cent social-service agency now known as 360 Communities, surprised me when she made the comment that she is the fourth generation in her family to live in Burnsville. This summer, Eagan is celebrating its 150th anniversary as a community. From downtown Minneapolis, where I worked for many years, and from Edina, where I lived for many years, it was easy to look at so-called “outer-ring suburbs� as bedroom communities without history, charm or personality. All it took was a few months living south of the river for me to discover that Larry Werner is editor and these places are great places to general manager of Thisweek live, work and play because of Newspapers and the Dapeople named Enggren, Er- kota County Tribune. He is at ickson and McGuire. larry.werner@ecm-inc.com. In last week’s Thisweek

You say you didn’t notice until it was too late to do anything about it? Probably, if you aren’t checking the Public Notice columns of this newspaper regularly. Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world. The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting. Whether you know them as Public Notices or as “the legals�, it pays you to check the Public Notice columns in this newspaper each issue. What you don’t know might cost you!

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August 12, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Rock from Page1A

“They started hanging out where the band was rehearsing, and he started giving lessons and tips to them,� Marmolejo said. “Then he started formalizing the lessons. He has this concept that taking music lessons and never playing a gig is like going to basketball practice every day and never playing a game.� Green found club owners willing to provide performance venues for his students and began franchising the School of Rock concept in 2004. Marmolejo, whose former job as vice president of marketing for Californiabased Affinity Media allowed her to travel, visited both coasts looking for performance and instructional opportunities for her son, Nate, a piano and guitar

Submitted photo

Photo by John Gessner

The rehearsal area at the School of Rock in St. Paul is a Twin Cities School of Rock students played a concert at the former Trocaderos Event Center in Minneapolis. suitably grungy space.

player then in his teens. CEO, Joe Roberts. “In St. Paul, I went into when the state approved She met with Green Sold on the concept, School of Rock franchising an old warehouse that had and School of Rock’s then- Marmolejo was waiting in 2006. no other tenants at the time we moved in,� she said, describing her first school, in Lowertown, which has been expanded since opening in September 2006. “It was a place where the bricklayers union taught guys to lay tile. So it’s all these different mish-mash designs all over the place from the floor to the walls. In my opinion, it had great character and sort of that rock’n’roll vibe.� To finance the venture, Marmolejo remortgaged her house, tapped her sav

ings and kept her job, contributing part of her salary each month. “I probably had $ $400,000 into St. Paul over ! # a two-year period, and the " !

start-up costs,� she said. She hired professional musicians as instructors. “And nights and weekends,

I’d be over there answering phones and scrubbing toilets and whatever it took to get #$%& '# ( )*+ the job done,� Marmolejo said. “The payback was the

kids and the parents.� !% # To launch her second ! " location, at 6585 Eden vale Blvd. in Eden Prairie, Marmolejo secured a Small

Business Administration loan through Business Bank

! " #$ " of Minnesota. The bank is #$%& '# ( ),+ also helping to finance the

Burnsville school, located in ! an old movie-theater building near Burnsville Center, !% # but Marmolejo said she " ! ' needs less help this time be & cause cash is flowing at her other locations. “St. Paul is more profit %& able than Eden Prairie, and " ' # ' # ' Eden Prairie has just come into profitability,â€? she said. #$%& '# ( )-.ďż˝ “It takes about two, two and a half years; that has been our experience.â€? Between the two schools, Marmolejo employs 22 part

time music teachers and six full-time staffers, includ

" # $

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ing a director of operations and a music director. The two schools give 220 lessons a month to a student body numbering around 190. Burnsville will be the nation’s 60th School of Rock. Owner Sterling Partners has ambitious plans to add another 250 company-owned and franchise schools over the next five years. Founder Green sold last December to Sterling, a private-equity firm whose holdings include Sylvan Learning Centers, Marmolejo said. “All musicians talk about not selling out to the man. Well, Paul sold out to the man,� Marmolejo said, adding that Sterling has brought welcome upgrades to School of Rock’s business systems. Her son, now 21, is now a “struggling� but eager professional musician in Los Angeles, said Marmolejo, who can’t wait for the next crop of students. “Most of these kids, they’re not your jocks, they’re not your academicians,� she said. “They’re musicians first and foremost, but the school band didn’t always do it for them, so they haven’t found that outlet. ... When they come to School of Rock, they see other kids just like them and think, ‘I’m not weird, I’m not awkward.’ � For more information about the Burnsville School of Rock, call Kristen Beckman, director of operations, at (952) 934-7625. A grand opening is set for Oct. 16 from 2 to 5 p.m. Mayor Elizabeth Kautz has been invited to perform an honorary guitar-smashing ceremony. John Gessner is at john.gessner@ecm-inc.com.

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