09/09/2010 - Dakota County Tribune Business Weekly

JESSICA HARPER JOHN GESSNER JESSICA HARPER

Eagan group aims to help job seekers transition into new careers 2A Ye Old Mill has been family-owned for 97 years 6A New ‘haven’ for Halloween enthusiasts opens in Burnsville 44A

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DATE ##, 2009 SEPTEMBER 9, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 28

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Barbecue offers unlikely path to redemption Pulled pork has given Brian Wheeler a chance to redeem his past, as well as his present

by Derrick Williams DAKOTA COUNTY TRIBUNE

Brian Wheeler’s past and present met at an unlikely crossroads in his life: a pulled pork sandwich.

It’s an interesting story, too. Teenager with a criminal history meets church and family man looking to launch a new business. The meeting took place in the Lakeville City Council chamber in the fall of last year.

Wheeler was seeking a liquor license for his new restaurant, Baldy’s BBQ. His pulled pork sandwich is killer, he said.

But Wheeler of the present never figured his past self would be such a hindrance. “The things I did – they weren’t good, but I was a kid,� Wheeler said. “Now, I’m a husband, a dad, a football coach.�

The license was denied in part because of his criminal history and, at the time, Wheeler, now 31, thought it was a death sentence for a business barely off the ground. “I knew it was going to be a big challenge – a barbecue joint without beer,� he said. “I wasn’t sure what the future would hold.�

Wheeler has never been afraid to tell people about his former life. In fact, he tries to use it as a way of steering kids away from the mistakes he made as a teenager. “I don’t know if those drugs I dealt killed people, ruined lives,� he said. “I have to live with that. That’s my guilt.�

But Wheeler’s trying to make things right. In his own mind, at least.

Last year Wheeler coached football at Lakeville South High School. He also coached his 8-year-old daughter’s soccer team, and he said he’s involved in his church with his wife.

His personal life is good, Wheeler said. So is business.

Photo by Rick Orndorf

Brian Wheeler, 31, owner of Baldy’s BBQ, has been so successful with his year-old Lakeville location he’s expanded to Minneapolis, opening on the University of Minnesota’s West Bank. “Maybe it’s some good karma. Who knows,� he said.

Against a lot of odds, Baldy’s BBQ has persevered. The restaurant, located at 11276 210th St. W. near the County Road 70 and Interstate 35 interchange in Lakeville, has made good money. “We’re debt-free in Lakeville other than our build-out loan,� Wheeler said. “We’re profitable.�

And expanding. “We’re beating the odds, I’d say that,� Wheeler said.

Despite studies saying 60 to 80 percent of new restaurants fail in the first year, Baldy’s turned a large enough profit for

Wheeler to lease a stand-alone building in Minneapolis along the University of Minnesota’s West Bank.

Baldy’s BBQ restaurant No. 2 opened on Sept. 3.

David Siegel, executive vice president of the Minnesota Restaurant Association, said Wheeler’s success is an impressive feat. “Any restaurant surviving and expanding in this economy is doing a great job,� Siegel said.

For the first year in 10 years, more restaurants closed than opened, Siegel said. “There is no room for mistakes right now,� he said. “Restaurants, especially new ones, require good management to be successful – keeping costs down with suppliers, and labor, and right now, it’s hard to do everything right.�

The new restaurant is located at 1813 Riverside Ave., near the corner of Cedar and Riverside avenues, and features dine-in, take-out and delivery. The menu includes appetizers, kids items, entrees with traditional barbecue fare, and even catering – just like Lakeville. “It’s a great location,â€? Wheeler said, pointing to the university’s Carlson School of Management standing less than two blocks away. “We’ll be open later, we’ll offer delivery to all the students who want barbecue instead of pizza. ‌ This loSee Baldy’s, Page 43A

We need to hear from Minnesota’s legislative candidates, not just those running for the Governor ‘s Off ice.

PHIL KRINKIE 4A FORUM

Despite a poll revealing positive attitudes toward education in Minnesota, the state lost out on new federal funding.

JOE NATHAN 4A BEST PRACTICES

KEVIN STIRTZ

You don’t need to spend a lot of money to start making improvements in your customer service.

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Despite the added costs, marrying corporate social responsibility and green practices can sharpen your competitive edge.

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September 9, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Emmer calls for business tax cuts Labor Day announcement was at Permac Industries in Burnsville

by T.W. Budig ECM CAPITOL REPORTER

Republican candidate for governor Rep. Tom Emmer released part of his state budget proposal on Labor Day, calling for tax cuts for business to boost job creation.

“On this holiday dedicated to working people, too many Minnesotans are out of work,” Emmer said in a statement.

“On this Labor Day, too many Minnesotans are fearful about their jobs. We need policies which will make Minnesota once again a place where jobs flourish and where business people want to make investments for future growth,” said Emmer.

Emmer made his Sept.

6 announcement, which he said is the first piece of his state budget proposal, at Permac Industries in Burnsville, which manufactures precision parts for customers

worldwide.

Enacting his jobs agenda will be his highest priority as governor, he said.

Emmer wants to immediately begin reducing the state’s 9.8 percent corporate tax, eventually doing away with it all together.

According to the Emmer campaign, this measure will immediately save Minnesota employers about $368 million.

Emmer is calling for tax breaks for small business and also wants to lower business property taxes.

He wants to expand the state’s research and development (R and D) tax credit; Emmer credits the state for pioneering the tax credit but also sees it as too low, ranking among the lower R and D credits in the United States.

Emmer calls for further expansion of the angel investor tax credit with the idea of

helping more start-up companies take hold.

Emmer calls for other business tax breaks as well.

One of Emmer’s future budget proposals will deal with education.

The Delano Republican has called for reforming state regulations and streamlining state government and making it more efficient.

Democrats were unhappy with Emmer’s first proposal.

“Once again, it’s all smoke and mirrors with Tom Emmer and Minnesotans still don’t have a tangible plan from this out-of-touch candidate,” said DFL spokeswoman Kristin Sosanie.

“All Tom Emmer did today was propose more tax cuts for corporations and Photo by Rick Orndorf add another $626 million to Republican gubernatorial candidate Tom Emmer unveiled what he called “Part 1” of the state budget deficit,” she his budget plan for Minnesota on Labor Day (Monday, Sept. 6) at Permac Industries in said in a statement.

Burnsville. The proposed measures focus on tax relief that he said would encourage job creation and business investment. Measures include a cut in the corporate franchise tax, T.W. Budig is at tim.budig@ which Emmer’s campaign says would save Minnesota employers an estimated $386 million in fiscal year 2012-13. ecm-inc.com.

Eagan group aims to help job seekers transition into new careers

by Jessica Harper DAKOTA COUNTY TRIBUNE

After a 19-year career at Macy’s department store, Connie Cobb, 45, of Eagan suddenly found herself unemployed.

She was laid off in March from her job as a regional manager for service alterations and tailoring.

With her industry dwindling in the recession, Cobb decided to seek a new career path.

“I didn’t want to get stuck in a dying niche,” she said.

Cobb said she now is pursuing a new career in processing or product development.

However, changing career paths is much more difficult than she expected.

The most challenging part is being able to harness and identify marketable skills, Cobb said.

After months of searching, Cobb realized she needed help. So she decided to reach out to a job transition group at her church, Easter Lutheran in Eagan.

Although the group is housed at the church, it is secular, free of charge and open to the public.

Cobb, one of eight volunteers who help organize the meetings, said the group offers support and has helped her stay motivated.

“There’s no room for a pity party,” she said.

Cobb said the group has helped her learn new skills such as how to effectively search online, something that was previously foreign to her.

In Brief

The jobs transition group led by career consultant Catherine Byers Breet meets from 7:30 to 9 a.m. on Tuesdays at Easter Lutheran Church, 4200 Pilot Knob Road in Eagan.

For more information, call Byers Breet at (612) 508-2017 or e-mail catherine@arbez.com.

Employers can send information on job offers to resumeonastick@gmail.com.

Photo by Jessica Harper

Members of the job transition group at Easter Lutheran Church in Eagan met on Sept. 7 to share leads. The group was formed by Catherine Byers Breet, owner and founder of Arbez, an Eagan-based career counseling firm that specializes in career transitioning. Byers Breet and guest speakers share various tips on job hunting.

Photo submitted

Members of the job transition group at Easter Lutheran Church in Eagan marketed themselves as well as the group itself on Aug. 31 through a resume-on-a-stick campaign at the Minnesota State Fair.

“My system in the past before.” was to apply, and I’d get the The group was founded job,” she said. “I hadn’t used in 2008 by Catherine Byers the Internet for a job hunt Breet, owner and founder

of Arbez, an Eagan-based career counseling firm that specializes in career transitioning.

“The goal is to help people get out and connected, and educate, empower and inspire them,” Byers Breet said.

Since its formation two years ago, it has accumulated 562 members, with 60 to 80 who consistently attend meetings, Byers Breet said.

What makes the group at Easter Lutheran Church different from other career counseling groups is that it focuses on those who are transferring careers and goes beyond networking, she said.

Byers Breet said she also teaches group members how to focus their search and create a “game plan.”

“It’s about defining a job and target market, and building your marketing tools,” she said.

Guest speakers also meet with the group to provide job-seeking tips.

However, networking is still a critical part of job searching, Byers Breet said.

“Eighty percent of jobs out there are never filled through the Internet,” she said. “Employers are busy.

The only way to find a job is to talk with others in transition.”

Therefore, members of

the group network and share leads with one another at the group’s weekly meetings.

Byers Breet said she always advises members to talk with people outside their own profession.

“People often find jobs through people who don’t compete with them,” she said.

Cobb said the group has helped her get some leads and interviews, but she still hasn’t landed any offers.

“I hope to get into a field soon,” she said.

Jessica Harper is at jessica.harper@ecm-inc.com

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 9, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

Noteworthy

JACKIE FRITZ

WILLIAM SHANNON

Receives graduate degree Fairview Ridges Clinic Lakeville

Qualified for Circle of Success recognition program Ameriprise Financial Burnsville

Jackie Fritz was awarded a diploma on Aug. 20 during the 66th annual University of Wisconsin-Madison School of Banking graduation commencement.

The school, sponsored by the 18-state bankers associations comprised of the Central States Conference of Bankers Associations and the University of Wisconsin-Madison, was established in 1945 to provide bankers with an opportunity for advanced study and research in banking, economics and leadership.

Instruction at the Graduate School of Banking takes place during two-week resident sessions for three consecutive summers, along with comprehensive study between summer resident sessions.

The curriculum focuses on the management of strategic issues faced by banking executives and financial services industry professionals.

The Graduate School of Banking enrolls approximately 550 U.S. and international professionals each year. More than 85 esteemed academicians, economists, government officials, and industry professionals make up the school’s faculty.

Craig Goodlock, chairman and CEO of Farmers Sate Bank in Munith, Mich., was the featured speaker at commencement; Goodlock is a 1992 graduate of the Graduate School of Banking.

KIM TILLESMANS Hired Fairview Ridges Clinic Lakeville

Dr. Kim Tillemans joined the providers of Fairview Ridges Clinic in Burnsville and Fairview Lakeville Clinic on Sept. 7.

Tillemans earned her medical degree from Des Moines University Medical School and is board certified in obstetrics and gynecology.

She completed a family medicine residency at North Memorial Hospital in Robbinsdale and an obstetrics and gynecology residency at Aurora Sinai Medical Center in Milwaukee, Wis. Tillemans takes special interest in hysteroscopy, laparoscopy and obstetrics.

Tillemans will see patients at Fairview Lakeville Clinic on Mondays and Tuesdays, and appointments can be made by calling (952) 892-9555. Tillemans will practice at Fairview Ridges Clinic in Burnsville on Wednesdays and Thursdays, and appointments can be made by calling (952) 460-4000.

William Shannon, a financial advisor with Ameriprise Financial in Burnsville, has qualified for the annual Circle of Success recognition program.

To earn the achievement, Shannon established himself in the upper echelon of the company’s top producers and achieved recognition in the areas of financial planning, client service, professional commitment and corporate values.

Only a select number of high-performing Ameriprise financial advisors earn this distinction.

SAKAWDIN MOHAMED Appointed to MN Commission on National and Community Service Burnsville

Sakawdin Mohamed of Burnsville was recently appointed by Gov. Tim Pawlenty to the Minnesota Commission on National and Community Service, also known as the ServeMinnesota Commission. The position has a three-year term that expires on August 1, 2013.

Mohamed is a budget and data analyst with the Minnesota Department of Health Division of Compliance Monitoring.

Previously, he was a state program administrator with the Minnesota Department of Public Safety in St. Paul, a social worker and program coordinator with Blue Earth County Public Health, and worked in the Fargo-Moorhead area integrating Somali refugees, and as a translator and interpreter.

Mohamed, a Somali native and Humphrey policy fellow, earned his master of science degree in community health services from Minnesota State University, Mankato, and his bachelor of science degree in economics and sociology from North Dakota State University in Fargo.

Mohamed, who has been a member of the ServeMinnesota Commission since 2009, is reappointed as a community member.

The Minnesota Commission on National and Community Service coordinates volunteer learning service programs, administers the youth works grant program as well as the federal AmeriCorps program.

The commission consists of 25 members, including 24 appointed by

Noteworthy the Governor, the Commissioner of Education plus four ex-officio legislative members.

NATHAN PROUTY Appointed to MN Commission on National and Community Service Eagan

Nathan Prouty of Eagan was recently appointed by Gov. Tim Pawlenty to the Minnesota Commission on National and Community Service, also known as the ServeMinnesota Commission. The position has a three-year term that expires on August 1, 2013.

Prouty works in public relations with Public Affairs Company in Minneapolis, where his work is primarily in the health care community.

Previously, he was a communications specialist with the Minnesota Department of Education, was a district field representative for former Congressman Mark Kennedy, and a legislative assistant in the Minnesota House of Representatives.

Prouty earned his bachelor of science degree with honors from Minnesota State University, Mankato.

Prouty, who has been a member of the ServeMinnesota Commission since 2009, is reappointed as a community member.

The Minnesota Commission on National and Community Service coordinates volunteer learning service programs, administers the youth works grant program as well as the federal AmeriCorps program.

The commission consists of 25 members, including 24 appointed by the governor, the Commissioner of Education plus four ex-officio legislative members.

Business Briefs MAVERICK SOFTWARE CONSULTING TO BE IN TV SERIES Maverick Software Consulting, a Lakeville-based company that specializes in IT staff augmentation, was recently selected as one of the finalists for Bob Cringely’s (Not in Silicon Valley) Startup Tour.”

Cringely’s tour is a contest for which 400 companies registered and 24 were selected based on various criteria. Cringely and his family are traveling around the country and meeting with and interviewing the employees of these selected companies.

Because it was selected, Maverick Software Consulting will be part of a new, 13-part reality television series that will air nationwide on a major cable television network next year.

MSC was also recently featured on Bob Cringely’s blog after a visit to film executives and partners for an upcoming television series.

More information can be found on Cringely’s blog: www.cringely. com/2010/08/little-geeks-on-the-prairie.

Cringely’s work is well-known throughout the tech-savvy community and his PBS documentaries have aired in more than sixty countries.

From 1987 to 1995, he wrote the “Notes From the Field” column in InfoWorld, a weekly computer trade newspaper.

Maverick Software Consulting is a small consulting firm that partners with Fortune 500 companies and universities to provide information technology consulting services while providing college students valuable work experience in the fast-paced field of IT. MSC currently has 76 student consultants at the University of Minnesota, Twin Cities, Minnesota State University, Mankato, University of Wisconsin, Madison, and Iowa State University providing software development and quality assurance.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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September 9, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Anybody heard from Minnesota’s legislative candidates?

by Phil Krinkie SPECIAL TO THE TRIBUNE

For months now the air waves have been filled with hype and hyperbole from Minnesota’s gubernatorial candidates explaining how they’re going to come up with billions in revenue the state badly needs.

Their positions range from “tax the rich” to “redesigning government” to “expanding the tax base.” The verbal exchange seems to be endless.

And the three major candidates for governor have certainly made themselves available for numerous debates across the state, from Farm Fest, to Nisswa and back to General Mills – logging more hours in front of a microphone than Jerry Lewis during his annual Labor Day weekend telethon.

But something has been missing from the current public policy debates. Give up?

I’m talking about the candidates who actually get to vote on proposed budget solutions – the legislators.

Maybe you have seen a lawn sign or two, particularly if there was a primary election in your neighborhood. Perhaps you have had a local legislative candidate knock on your door, especially if you live in a swing district, where the outcome of the election is actually up for grabs.

But where (oh where) are those vocal, outspoken legislative leaders we heard from every day during the last legislative session, just four months ago?

On Nov. 2, all Minnesota voters will have the opportunity to cast a vote for two legislative candidates, one for the state

Guest Columnist Phil Krinkie

House and one for the state Senate. These 201 members of the Legislature will shape the next two-year budget (2011-12).

These are the men and women who’ll set the course for Minnesota’s future. But you’d never know it based on the lack of media coverage of these important campaigns.

The time-tested axiom in the halls of the Capitol goes like this: “The governor proposes and the Legislature disposes.”

Yes, governors often “win out” in the end on many of their major agenda items, but there’s a lot of horse trading that happens before any budget deal comes together. From tax increases to budget reforms, each piece of legislation still needs at least 68 votes in the House and 34 votes in the Senate before it can even get to the governor’s desk.

It’s a simple fact that the legislative process inevitably changes the governor’s budget proposal. The key question that should be on every voter’s mind is: “Where are the budget proposals from House and Senate legislative leaders?”

With just eight weeks to go before the general election, it’s high time the public heard from the respective caucus leaders, both Republican and Democratic, about their proposed budget solutions.

Come January, the newly elected Leg-

islature and governor will embark on one of the most important budget debates in recent Minnesota history.

This election promises to be fascinating. Not only will we elect someone new to the state’s top elected job, but it’s also possible that we’ll vote new majorities into either the House or Senate – and maybe both.

Under one scenario, Minnesota would have former Democratic U.S. Sen. Mark Dayton at the helm, pushing higher taxes on Minnesota and Minnesotans. What would the response be from the Legislature?

For example, what would the response be from Sen. Larry Pogemiller, DFLMinneapolis, should the Democrats maintain majority status in the Senate and Pogemiller once again get selected leader of his caucus?

Would the DFL Senate cheer a Gov. Dayton on, or would they push for a more moderate course?

The three gubernatorial candidates have made their positions on taxes and the budget very clear.

Dayton, the DFL candidate, and Tom Horner, the Independence Party candidate, want billions of dollars in new taxes to offset the billions we’re expecting to need to balance the state budget.

Tom Emmer, the Republican Party candidate, has stated that he opposes any new taxes to close the state’s big budget gap.

How many legislative candidates support passing large tax increases? How many have other, realistic plans for raising

Nice national poll and multi-million dollar Minnesota loss

by Joe Nathan DAKOTA COUNTY TRIBUNE

Minnesota did well in one and terribly in another major national education news story a few weeks ago. Ideas developed here were strongly endorsed in a highly respected national poll on public attitudes toward education. Minnesota did not receive a cent of the more than $3 billion awarded by the U.S. Department of Education to nine states and the District of Columbia, as part of its “Race to the Top” (RTT) initiative.

The Gallup organization and Phi Delta Kappa, a national education group, did the survey. This annual poll, done for the last 42 years, traditionally is released just before the start of school. It surveyed more than 1,000 adults around the country. The public displayed widespread support for many ideas that began or have been expanded in Minnesota. For example: • Seventy-three percent of respondents said that a teacher’s salary should be either “very closely tied” (19 percent) or “somewhat closely tied” (54 percent) to his/her students’ achievement. This is the central idea behind Minnesota’s “Q-Comp” legislation, which says improving students’ achievement is part, not all, of what determines a teacher’s salary.

• Sixty-eight percent of respondents favor the idea of charter public schools (developed first in Minnesota). Support nationally has increased steadily from 42

Columnist Joe Nathan

percent in 2000 and 49 percent in 2005.

There’s a lot more in the poll, which can be reviewed for free at www.pdkintl. org/kappan/poll.htm.

Now, the $3 billion-plus total of awards: Winners were Massachusetts ($250 million), New York ($700 million), Hawaii ($75 million), Florida ($700 million), Rhode Island ($75 million), District of Columbia ($75 million), Maryland ($250 million), Georgia ($400 million), North Carolina ($400 million), and Ohio ($400 million). The amount of the award was tied to a successful application and the number of K-12 students in a state. Given our size, Minnesota would have received about $250 million if we had been successful.

Sadly, Minnesota did not even compete in the just completed second round of RTT applications.

The Minnesota Department of Education decided not to apply after the Pawlenty administration and state Legislature could not agree on ways to improve education. Minnesota applied in the first round of “Race to the Top” and lost. Tennessee

and Delaware won hundreds of millions of dollars in that first round. Some Minnesota local districts and their teachers’ unions, along with a number of Minnesota charter public schools, supported the first round application (as I had).

But statewide teachers’ union Education Minnesota sent a letter critical of Minnesota’s application to the U.S. Secretary of Education. The lack of support from some teacher groups, limited “alternative routes into teaching” that other states have developed and found useful, and other problems with the application, were cited in the federal review of our first round application.

Several states, including the winners in Massachusetts and New York, passed reform legislation earlier this year, despite opposition from statewide teacher unions.

Looking back is informative. But we need to look forward.

There’s still plenty to be proud of in Minnesota public schools. But we need more openness to new ideas, and more collaboration, if we are to make progress with youngsters.

Joe Nathan, a former public school teacher and administrator, directs the Center for School Change at Macalester College. He welcomes comments at jnathan@macalester.edu. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

sufficient revenue?

We won’t know the answer to how the caucus leaders will respond to the budget proposals of the three gubernatorial candidates or if they have any budget solutions of their own unless the media jumps in soon and ends its obsession with gubernatorial debates and starts pressing for at least some comments or ideas from legislative leaders.

Now is the time for every legislative candidate to tell us where they stand on the issue of tax increases or otherwise raising revenue.

If a candidate does favor tax increases, what taxes are they willing to increase and by how much?

If they have a plan for raising revenue in another way, what is it, and where’s the dough going to come from?

During the next eight weeks hopefully the media will shift some of their attention to our current legislative leaders and candidates to get a clearer picture of budget solutions that have even a chance to reach the governor’s desk.

It’s time for legislative candidates to speak up.

Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is: philk@ taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

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Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 9, 2010

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Best Practices

Five ways to improve customer service starting today

by Kevin Stirtz SPECIAL TO THE TRIBUNE

There is plenty of room for improvement in how many organizations serve their customers. And there are substantial benefits for those that do.

The good news is you don’t need to spend a lot of money to start making improvements in your customer service.

Here are some specific suggestions to get you started: 1. Improve People Skills People skills count when delivering amazing service.

So a fast and high-return way to improve customer service is to find ways to improve your team’s people skills.

This might include bringing in a speaker or trainer. It

Guest Columnist Kevin Stirtz

could mean focusing on people-skills topics at staff meetings. It could involve providing useful training content to employees in a variety of formats like audio CDs, online material, videos, books, blogs, articles and even newsletters and e-zines that cover people-skills topics.

2. Make Service a Priority The biggest reason employees tell us they sometimes fail to deliver great service is they feel they don’t have the time. They feel they are faced with competing priorities and they lean toward those perceived to be most important

to management.

If you want your people to make service a priority, you have to show them you consider it a priority. You need to back up your words with actions and do it consistently. Ask your employees if your actions support your words when you tell them customer service is a priority. Then listen to what they tell you.

3. Talk to Your Customers The only way you can consistently give your customers what they want is if you know what they want. Many companies do not know what their customers want. So find ways to engage your customers in direct and open conversations.

Make this a regular part of your business, not an annual survey. Make it personal and real. You’ll find your customers will tell you all you need to know to make them happy and loyal.

4. Get Everyone Involved The most successful companies use every resource they have to find solutions and address opportunities. Your employees and customers are your best resources. And they know best what customers want, and what you can do for them. So get them involved in every aspect of planning and operating your company.

The more engaged they are the more loyal they will be.

Do this on an ongoing basis, not just once in awhile.

5. Make it Easy and Convenient for Customers and

Employees to Offer Feedback The best management information comes from the point of experience, where your customers and employees do their thing. This is where your company lives, yet it’s something too many managers never see or hear or feel.

Capture this priceless information by creating easy and quick ways for your staff and customers to give you feedback. Then acknowledge the feedback you receive, appreciate it and do something with it or they’ll stop sending it your way. Feedback is priceless.

Pick one of these tips and implement it. Then another and another.

With each one, make sure

you’re happy with the results before starting the next one.

But don’t strive for perfection.

Remember, improving customer service is a process, not an event. It’s about making ongoing change. Perfection can be the enemy of change. You’ll improve as you go, so you don’t need to be perfect to keep moving forward.

Kevin Stirtz is the Amazing Service Guy, a speaker, trainer and consultant who helps organizations of all kinds deliver amazing customer service. His recent book: “More Loyal Customers” has won 5 star reviews at Amazon.com. He can be reached at (952) 212-4681 or kevin@ amazingserviceguy.com.

Business 101 Sharpen your competitive edge with Minnesota job vacancies climb social, environmental responsibility 32 percent in second quarter

by Lisa Bah

SPECIAL TO THE TRIBUNE

It’s time to marry two business strategies that, on the surface, appear to have very little in common: corporate social responsibility and green practices.

As businesses grow from servicing local needs to meeting the requirements of a regional or global marketplace, they will inevitably find it necessary to become more transparent. They will need to find a way to spin their company or organization to draw people in for more than just their product or service.

There are many global businesses right here in the Twin Cities that exemplify how corporate social responsibility can cast a shining light on their bottom line.

Many larger corporations have developed their own foundations to meet the community’s needs. These companies have learned a valuable lesson in “casting a wide net,” and deliver funding to community service providers in the realm of youth services, housing affordability, job development, education and the environment, to name a few.

Does it cost companies such as Target, Best Buy, General Mills and Carlson Companies to support a foundation staff?

Sure. Does it cost a bit more to support green practices? Yes, in some instances.

The reality is that the benefits outweigh the costs as they always do in solid business models. Why have these businesses merged the two initiatives? It’s simple math – both expand their customer base and build brand loyalty.

Make It Happen Lisa Bah

Corporate social responsibility is not a simple buzzword or a nice “add-on.” It’s become the core of many businesses in their efforts to show they’re trying to put in more than their two cents to make the world a better place.

It’s also become a teambuilding activity that’s integrated into their business strategy, involving everyone from entrylevel workers to CEOs. It’s also a soft recruiting mechanism as most people are drawn to work for companies that care for the people in their community and the environment.

Many businesses have begun to adopt formal stewardship programs to reduce energy and water consumption and waste production to maximize social benefits.

While we may never reach carbon-neutrality as a society, we can certainly soften our ecological footprints, not only at home, but in the workplace.

According to the “2009 Greening of Corporate America” report from Siemens and McGraw-Hill Construction, U.S. corporate involvement with sustainability issues has doubled in the last three years.

Forward-thinking companies look to do more than comply with environmental laws – they look for ways to have a visible impact. For some businesses, it’s simply meant separating paper, plastic or metal.

Others have taken their green actions a step further to create

a healthier and more productive work environment.

They’ve discovered that simple green actions such as using mugs rather than disposable cups or composting food from a cafeteria sends a compelling message to customers, vendors and employees alike.

Others have fleets of hybrid trucks and have installed solar panels and skylights.

Each step along the way shows the public that there is a commitment to future generations.

Green initiatives also put businesses on the cutting edge of job growth.

Recently, the American Solar Energy Society noted that within 20 years there will be 40 million jobs in the United States related to energy efficiency and conservation.

So, being eco-friendly may do more than preserve natural resources. It may give your business a competitive edge and differentiate your company from others in a cost-sensitive way.

Perhaps “eco-innovative” will become the next corporate buzzword.

For more information about corporate social responsibility and green practices, or any business-related issue, contact me at lisa.bah@dctc.edu.

Minnesota employers reported 41,400 job vacancies in the second quarter of 2010, up 32 percent from the same period a year ago, according to the Minnesota Department of Employment and Economic Development (DEED).

The findings, contained in the agency’s twice-annual Job Vacancy Survey, also showed that the state had 4.8 unemployed people for each vacancy during the second quarter, compared with 7.9 unemployed people for each job vacancy at the same time last year.

The most openings were in the Twin Cities metropolitan area, where 23,800 job vacancies (58 percent of the total) were reported.

The other 17,600 vacancies were in Greater Minnesota.

Job vacancies increased 26 percent from a year ago in the Twin Cities and 37 percent in Greater Minnesota.

The Twin Cities had 4.4 unemployed people for each job vacancy, while Greater Minnesota had 5.4 unemployed people per job vacancy.

The most job vacancies in the second quarter were in the health care and social assistance sector (20 percent of the total), followed by retail trade (12 percent), accommodation and food services (11 percent), educational services (10 percent) and manufacturing (9 percent) Firms with 50 or more workers accounted for 61 percent of the job vacancies, while businesses with 10 to 49 workers had 26 percent

of the vacancies and those with fewer than 10 workers had 13 percent of the vacancies.

About 42 percent of the job vacancies were for parttime employment, which is defined as fewer than 35 hours a week. Temporary or seasonal work accounted for 21 percent of the job vacancies.

Data for the Job Vacancy Survey was gathered through a sample of about 13,000 firms in the state and the response rate was 70 percent.

DEED is the state’s principal economic development agency, promoting business recruitment, expansion and retention, workforce development, international trade and community development.

Metro residential construction remains stable

August residential permit figures suggest the region’s building activity is considerably stronger than the national averages.

While August 2010 planned units were down about 15 percent from 2009 (when the local market began to show signs of life), August units were up 73 percent from July 2010 and higher than the previous year in eight of the past 12 Lisa Bah is director of business months. and management at Dakota According to statistics County Technical College in compiled by the Keystone Rosemount, and is the Apple Report for the Builders AsValley site coordinator at the sociation of the Twin CitSmall Business Development Center. She can be reached at lisa.bah@dctc.edu.

ies, there were 246 permits pulled for a total of 460 units during the month of August.

Year-to-date, permits are 29 percent higher than at this time in 2009.

“The recent national sales reports were sobering,” said Gary Aulik, BATC president. “However, real estate truly is local, and with 246 permits pulled in August, I believe our region is considerably more stable than most.

“Choosing to buy a new home or to remodel is quite dependent on how secure

a family feels in their employment situation, and unemployment in Minnesota remained almost two points below the national average.

Mortgage interest rates are lower than ever, too, adding up to a strong buyers market.”

Forest Lake led the metro area in building activity for the month with 101 units permitted. Apple Valley followed with 47 units, St. Michael permitted 43 units, Woodbury permitted 27 and Maple Grove permitted 21.

6A

September 9, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Ye Old Memories at State Fair Fair favorite Ye Old Mill has been in the Keenan family for 97 years

by John Gessner DAKOTA COUNTY TRIBUNE

After the heat and humidity that opened the State Fair, Marna Keenan could hardly believe the change in the air on Friday, Sept. 3.

Chill winds gusting across the fairgrounds threatened to topple a canopy over the small patio behind Ye Old Mill. The patio is where members of the Keenan clan, which has owned the fair’s longest-running attraction since 1913, take a break from their day’s work.

“Last year we had perfect weather every day,” Marna said, bundled up in a warm jacket and jeans. “Never will it happen again.”

But fairgoers can always count on Ye Old Mill, thanks to John H. and Marna Keenan of Burnsville, who own Ye Old Mill Amusements Inc. The gentle, four-minute ride in miniature boats through Ye Old Mill’s waterfilled concrete channel has become an iconic experience for generations of fairgoers – some of whom, it is claimed, stole a first kiss or even proposed marriage in the pitchblack tunnel.

Numerous fairgoers have urged him to never change a thing about the “tunnel of love,” said John, 68.

It’s housed in the same wooden building his grandfather, also named John H. Keenan, opened at the Minnesota State Fair 97 years ago.

The motor that powers the ride is an original, too – a 40-horse, General ElectricWestinghouse electric engine whose longevity is at least partially explained by the fact that it operates only 12 days a year.

“We’ll keep it just as traditional as the day grandfather bought it,” said Marna, John’s wife of 47 years.

Photo by John Gessner

Ye Old Mill is still in the original building built on the fairgrounds in 1913.

Photo by John Gessner

Members of the Keenan clan gathered at the family-owned Ye Old Mill on Sept. 3 included John Keenan Sr., back, and from left, Braeden Keenan, Marna Keenan, Reilly Keenan and Jeremy Keenan.

John Keenan’s grandfather lived in Philadelphia, where he owned a string of vaudeville theaters there in the early 1900s.

With the advent of talking pictures, he predicted the end of vaudeville and sought out other entertainment ventures.

His son, John Jr., went to work for the Philadelphia Toboggan Co., a manufacturer of carnival rides. Working with the company, the Keenans developed the first Ye Old Mill and began setting up shop across the land.

The Keenans built Ye Old Mills in Minnesota; Des Moines, Iowa; Hutchinson, Kan.; Topeka, Kan.; Little Rock, Ark.; Oklahoma City, Okla.; and Shreveport, La. John H. Keenan’s father, James, bought the family business in the 1940s. By the time John took over in 1967, Ye Old Mills remained only

at the Minnesota and Iowa state fairgrounds. John sold the Iowa property in 1972.

For 35 years he worked for PDQ stores while he and Marna raised four sons.

“I worked, and then I’d come over here in the evenings,” said John, who also hired workers to perform annual maintenance of Ye Old Mill during the pre-fair months.

As his sons – Jim of Savage, Jeremy of Mesa, Ariz., John Jr. of Gilbert, Ariz. and Joe of Los Angeles – grew up, they found themselves with ready-made summer jobs.

“I always thought I’d give them money for college anyway, but they worked hard for it,” John said.

The sons always return for the fair, this year with five of John and Marna’s seven grandchildren in tow.

Having retired from PDQ

several years ago, John puts in more time at Ye Old Mill, with help in recent summers from a trio of Burnsville college students: David Meyer, Tony Glass and Jeff Litchke.

“It used to be I’d have to train somebody every summer,” John said. “These guys, I’d give ’em a list, and they’d get ’er done.”

Ye Old Mill’s electric engine powers a system of gears, chains and clutches that propels the boats along tracks into and out of the stream.

The engine also powers the large, yellow paddlewheel that creates the current that carries the boats through blackness interrupted only by intermittent set pieces in the walls.

“I think it’s the darkness,” John said, describing the ride’s timeless appeal.

“There’s nothing that jumps out and scares them. We kind

Photo by John Gessner

A pair of fairgoers exited the dark tunnel in one of Ye Old Mill’s 11 boats. of gear the scenes toward kids.”

It’s been entertaining enough for the likes of Sonny and Cher (who visited when they performed at the fair grandstand long ago), Janet Jackson (who came through with record producer Jimmy Jam, a Ye Old Mill fan), exTimberwolf Kevin Garnett, Garrison Keillor, Minnesota musician Martin Zellar and – by the family’s count – every governor for decades except Jesse Ventura and Tim Pawlenty.

“Rudy Perpich loved it,” Marna said. “He’d come every year.”

Last year a man proposed marriage in Ye Old Mill, John said. This year, one of the riders was a 92-year-old woman, Marna said.

Fairgoers “come up to the window and say stuff like, ‘My parents brought me here when I was a kid, and now I have my three grandkids,’ ” John said. “We hear all kinds of those things from people – especially on Senior Citizens Day. They’ll stand outside.

They may not ride, but you can tell they’re reminiscing.”

John Gessner is at john.gessner@ecm-inc.com.

Affordable Care Act program helps Minnesota employers and unions cover early retirees The U.S. Department of Health and Human Services announced Aug. 31 the first round of applicants accepted into the Early Retiree Reinsurance Program.

Nearly 2,000 employers, representing large and small businesses, state and local governments, educational institutions, nonprofits and unions have been accepted into the program and will begin to receive reimbursements for employee claims this fall.

Created by the Affordable Care Act to help serve as a bridge to the new health insurance exchanges in 2014, the Early Retiree Reinsurance Program provides $5 billion in financial assistance to employers and unions to

help them maintain coverage for early retirees age 55 and older who are not yet eligible for Medicare.

Employers and unions accepted into the program will receive reimbursement for medical claims for early retirees and their spouses, surviving spouses and dependents.

Savings can be used to reduce employer health care costs, provide premium relief to workers and families, or both.

The program ends on Jan. 1, 2014, when state health insurance exchanges are up and running.

Rising health care costs have made it difficult for employers to provide quality, affordable health insurance for workers and retirees while also remaining competitive in

the global marketplace. The percentage of large firms providing workers with retiree health coverage has dropped from 66 percent in 1988 to 29 percent in 2009. Health insurance premiums for older Americans are more than four times more expensive than they are for young adults, and the deductible these enrollees pay is, on average, almost four times that for a typical employer-sponsored insurance plan.

The Department of Health and Human Services’ Office of Consumer Information and Insurance Oversight has approved nearly 2,000 plans representing a broad range of employers from 50 states and the District of Columbia into the

Early Retiree Reinsurance Program in this first round of approvals. More applications are being reviewed every day.

In Minnesota, 97 organizations have been approved in the first round.

A list of these organizations is available at www. healthcare.gov/news/fact sheets/early_retiree_reinsurance_program.html.

Starting in September, approved applicants can begin submitting claims dating back to June 1, 2010, and starting in October, approved applicants will receive reinsurance payments on those claims. This policy allows more health benefit claims to qualify for reinsurance payments for plans this year.

The approved applications

represent nearly every sector of the economy: 32 percent of applications came from businesses, 26 percent from state and local governments, 22 percent from union sponsors, 14 percent from schools and other educational institutions, and 5 percent from nonprofits.

The nearly 2,000 approvals announced Aug. 31 are a subset of applications that have been received.

HHS’ Office of Consumer Information and Insurance Oversight is continuing to accept and review additional applications in the order in which they were submitted.

In addition to announcing these approved applications, HHS announced on Aug. 31 two new information tools

for employers and unions interested in the Early Retiree Reinsurance Program — a new website (www.ERRP. gov) and a new hotline (1877-574-3777 or 1-877-574ERRP).

Employers and unions can find the application form and application instructions online, as well as other relevant guidance and regulations from HHS. For more information about the Early Retiree Reinsurance Program and an interactive map displaying the employers that have been accepted into the Early Retiree Reinsurance Program, visit www.healthcare.gov/news/ fact sheets/early_retiree_reinsurance_program.html.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 9, 2010

7A

Government Watch

Sheriff ’s Web domain name purchase raises questions Dave Bellows: “I’m sorry I did it�

by Laura Adelmann DAKOTA COUNTY TRIBUNE

Last June, months before Apple Valley Police Sgt. Mitch Scott announced he was running for Dakota County sheriff, his opponent, Dave Bellows, purchased the domain name mitchscottforsheriff.com.

Bellows, who was appointed Dakota County sheriff by county commissioners after the surprise retirement of former Sheriff Don Gudmundson in February, said he regrets the purchase.

He said he did it to find out if Scott was going to run against him for the sheriff position. “I heard he was thinking of running, and this was my way of determining if he was going to run or not,� Bellows said, adding, “If someone goes to use it, you’re notified.�

Bellows emphasized that he later released the site for sale.

But Scott said Bellows’ action puts into question his opponent’s entire campaign message, which is, according to Bellows’ cam-

Dave Bellows

Mitch Scott

paign literature, “Accountable, ethical and experienced leadership.�

Scott said Bellows’ actions don’t align with the way he’s portraying himself to voters. “His behavior shows a lack of integrity,� Scott said. “We’re in law enforcement; ethics and integrity should be above all.�

Bellows said while he regretted the action, it didn’t stop Scott from getting a Web site (www.mitchscottforsheriff.org), and accused Scott of bringing up the issue to avoid talking about

qualifications. “This comes back to he doesn’t want to argue qualifications; he’s never questioned my qualifications for sheriff, but I surely question his,� said Bellows, who was Gudmundson’s appointed chief deputy for 10 years, after 19 years under Gudmundson in Lakeville’s police department.

Scott also questioned whether Bellows had something to do with a phone call made to cancel reservations at a restaurant where Scott’s campaign had arranged for his first fund-

raiser. “The American Legion called to confirm that I was going to cancel, and I told them I didn’t understand what they were talking about. They said they got a call from someone who said they were me and canceling the event,� Scott said.

Bellows vehemently denied the allegation. “Absolutely not. That’s so beneath me. I wouldn’t do it ‌ and no one on my campaign would do it, either,â€? Bellows said.

Bellows questioned why Scott is bringing the issues to light now when they happened months ago, and said there should be more emphasis on issues.

He noted that experience is important in the sheriff ’s office, especially because of the economic climate and the tough budget decisions that must be made.

Last year, Bellows said the department cut $450,000 from its budget, and this year must reduce it by another $500,000. “I know that budget inside and out,�Bellows said, adding, “I know where we

can make cuts where it will impact service levels the least amount. �

Scott said that he’s also had extensive experience with budgeting in his position with the Apple Valley Police Department, and said regardless of the size of the budget, the work is the same. “Whether you have 50 officers or 200 officers, the majority of your budget is dealing with salary and benefits,� he said, adding that the key to proper budget management is to continually reevaluate, restructure or reorganize as necessary.

While answering questions, each campaign leveled more allegations at the other.

Bellows criticized Scott for violating Lakeville’s ordinance by driving his truck on the sidewalk while installing campaign signs along 160th Street. “Is it OK to violate a law in the city of Lakeville that he’d be enforcing if it happened in the city of Apple Valley?� Bellows asked.

Scott said he didn’t know

about the ordinance and had permission from the Crystal Lake Golf Club to install the signs and drive in the area.

Bellows said a property owner can’t grant permission to violate the law.

Scott said he drove off the road because he had his family in the vehicle and there was no safe place to park that wouldn’t interfere with traffic.

Scott again raised questions about Gudmundson’s early retirement, and county commissioners’ unanimous appointment of Bellows as sheriff.

Scott continues to claim there was behind-thescenes maneuvering and the outcome is proof of a “good ol’ boy� mentality in the sheriff ’s department.

He said Bellows’ actions in purchasing the domain name bolsters his argument.

Bellows, Gudmundson and commissioners have repeatedly denied the allegations.

Laura Adelmann is at dceditor@frontiernet.net.

Anniversary of officer’s death will be marked with increased enforcement State trooper Ted Foss died during traffic stop

by Jessica Harper DAKOTA COUNTY TRIBUNE

Dakota County police officers joined two statewide driving campaigns this week, one in honor of an officer killed while making a traffic stop.

Minnesota state trooper Ted Foss was hit and killed on Aug. 31, 2000, by a semi-truck that veered into

another lane and struck Foss’ squad.

As a result of the incident, the Legislature passed the “move over� law requiring drivers traveling on roads with multiple samedirection lanes to safely move their vehicle to one lane away from a stopped emergency vehicle.

To mark the 10th anni-

versary of Foss’ death, police in Dakota County joined officers across the state with increased enforcement of the “move over� law. “It’s a sad way to remember a fellow officer killed in the line of duty, but enforcing this law helps keep other officers safe, and reminds motorists that there are lives at stake on our road-

ways,� Apple Valley Police Sgt. Nick Francis said.

In addition, t h r o u g h out this Labor Day weekend, patrol officers statewide will increase impaired-driving patrols.

All efforts are intended to reduce the total number of traffic-related fatalities in the state from 421 in 2009 to below 400 this year.

“We take traffic safety very seriously in Dakota County, and we expect our motoring public to do the same. Their life might de-

pend on it,� Francis said.

Laura Adelmann is at laura. adelmann@ecm-inc.com.

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8A

September 9, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Gubernatorial candidates debate at State Fair

by T.W. Budig ECM CAPITOL REPORTER

The chilly wind did not affect the talk at the gubernatorial candidates’ forum at the Minnesota State Fair on Sept. 3. It was lively, heated and aggressive.

Republican Rep. Tom Emmer, Democrat and former U.S. Sen. Mark Dayton, and Independence Party candidate Ton Horner appeared before several hundred people at the Minnesota Public Radio forum. The lively crowd applauded, jeered and booed the candidates as they fielded questions from the moderator and public.

Both Horner and Dayton took swipes at Emmer for not putting out a detailed budget proposal.

“You need to get the plan out there so we can see what it is,” Horner chided Emmer.

Emmer styled his opPhoto by Tim Budig ponents as two business-as- An increasingly familiar trio — former U.S. Sen. Mark Dayton, Rep. Tom Emmer and IP candidate Tom Horner — sat usual candidates, unwilling to together again onstage for another gubernatorial forum, this one at the State Fair on Friday, Sept. 3. redesign and streamline government as he plans to do. menting on Pawlenty’s ac- was actually the face of com- brant economically, he ex- next year combined with a Potential federal tions, Emmer explained it mon sense. plained. new University of Minnesota was the duty of the governor “I don’t think that’s the president and a new Minnefunding stance to examine federal funding Higher education first question you ask,” Em- sota State Colleges and UniWhen asked whether they “and see what strings come mer said. The first questions versities chancellor. question would turn away potential attached.” to look at are, should camThe moment is too auspiAnother question put to federal funding as Republican Horner said he would “abpuses specialize in certain cious to waste — a discussion Gov. Tim Pawlenty has done, solutely” take advantage of the trio dealt with higher academic fields, and is the needs to take place about the Dayton said it was “senseless” federal health care funding to education — should officials higher education bureaucracy future of higher education, look at closing some campusto do so when the state could states. too large? Emmer said.

Horner said. es? get a sevenfold return on its “This is really the face of Once that is done, then “I don’t believe so,” said Education discussion investment. nullification,” said Horner of everything should be on the “Governor Pawlenty is selectively accepting or re- Dayton. table, he said.

In greater Minnesota, cit- needed running for president,” Day- jecting federal legislation.

On other issues, Dayton ies with college campuses Horner noted the rare octon said.

Emmer shot back that it and Horner said they would tend to the be the most vi- currence of a new governor Though not directly com-

support legislation against bullying. Emmer, the father of seven children, said he understood that bullying at school is a serious issue.

But how to help his children handle it is for him and his wife to decide, he explained. “I don’t want government doing that for us,” Emmer said.

Willing to work with the opposition All the candidates expressed a willingness to work with the opposition if elected governor.

Emmer, hearing some laughter in the audience, told doubters to visit the state Capitol.

“I have as good of a relationship with the folks on the other side of the aisle as my own,” Emmer said.

While Emmer at one point worked the audience in giving an answer, supporters for all three candidates were in attendance.

Dayton was jeered for describing the current recession as starting during the Bush administration, and Horner received a couple of boos when describing his proposed sales tax expansion.

“I understand it’s not popular,” he said. But he put himself out there anyway, Horner explained.

T.W. Budig is at tim.budig@ ecm-inc.com.

New website gives voters budget balancing experience

by T.W. Budig ECM CAPITOL REPORTER

Voters can experience the uneasy task of balancing the state budget on a new website from the Coalition of Greater Minnesota Cities.

MyMNBudget.com allows Minnesotans to pull the levers on spending and taxation with the goal of erasing the projected $5.8 billion state budget deficit.

The depth of the deficit becomes plain when entire areas of state government – higher education, for instance – can be defunded with relatively little impact on the hungry deficit.

Coalition of Greater Minnesota Cities officials said the website is a means of testing the gubernatorial candidates’ budget proposals and is a way to help voters become more engaged.

Unsettled budget creates great uncertainty

St. Paul Mayor Chris Coleman indicated the unsettled state budget picture has created “great uncertainty” among local government officials in setting local budgets – local and state budgets being linked.

The city of St. Paul for a time had a budget cruncher on its website to allow city residents to tinker with budgeting, he said.

On MyMNBudget.com, voters can trim the various areas of state government, raise income taxes, expand the state sales tax – all with the financial impact of the budgeting decisions being estimated in terms of the budget deficit.

Explanations of the various programs and state agencies are provided with links for finding out more information.

Ninety percent of the information on the site comes from the Office of Management and Budget, according to coalition officials.

And he argues that cost increases such as the price of gas and health care, in fact, exist and impact government budgets.

“You can deny them all you want, but they’re there,” Coleman said.

Coleman indicated that if the state budget deficit was indeed much lower than projected, then the discussion in terms of local government aid should be on the restoration of earlier cuts.

But coalition officials view MyMNBudget.com as a nonpartisan tool.

While Coleman is backing former U.S. Sen. Mark Dayton for governor, city of Glencoe Mayor Randy Photo by Tim Budig Wilson considers himself St. Paul Mayor Chris Coleman on Sept. 1 appeared at the state Capitol at a Coalition of a Republican and finds the Greater Minnesota Cities press conference unveiling a new website voters can use to exsite timely. periment in setting a state budget.

“This is kind of a neat tool,” he said. accept the $5.8 billion state Emmer have suggested the Number may be budget deficit number. Re- number is artificially inflatT.W. Budig is at tim.budig@ inflated publican Gov. Tim Pawlen- ed. ecm-inc.com.

Not all state officials or ty and Republican gubernaColeman believes it is a gubernatorial candidates torial candidate Rep. Tom fair starting point.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 9, 2010

9A

Capitol Commerce

Pawlenty directs state agencies not to accept ‘Obamacare’ money DFLers claim governor is staging political theatrics

by T.W. Budig ECM CAPITOL REPORTER

Gov. Tim Pawlenty’s executive order directing state agencies not to submit applications for recently enacted federal health care programs unless required by law has some Democrats charging that the potential Republican presidential candidate is staging political theatrics. Others expressed concern over potential loss of federal health care dollars.

Pawlenty used the political red meat name for the federal health care legislation — “Obamacare” — in a statement.

“Obamacare is an intrusion by the federal government into personal health care matters and it’s an explosion of federal spending that does nothing to make health care more affordable,” he said.

Keeping in step with earlier criticisms Two House Republicans indicated that Pawlenty was keeping in step with earlier criticisms of the federal health care bill.

“He’s asserting control over the topic,” said Rep. Jim Abeler, R-Anoka, a chiropractor and health care expert.

But Abeler questioned whether the executive order actually did a great deal beyond helping the governor make a statement — it may have some implications, he explained.

Rep. Matt Dean, R-Dellwood, another House health care expert, views the executive order as reflecting the public’s disdain for the federal health care legislation.

“We want to delay it as long as possible and prevent it if we can,” Dean said.

To a small extent, Republicans and Democrats agreed over the implications of the executive order.

Rep Paul Thissen, DFLMinneapolis, a health care committee chairman, said the governor could do a “limited amount of damage” over the remaining four months of his administration, styling the executive order “political theater.”

Not that Democrats don’t feel Pawlenty has been negligent in tapping into potential federal health care dollars.

Tallied up, Pawlenty has waved away some $1.7 million in potential federal funding to the advantage of other states, DFLers argue.

Doesn’t want federal

money “I’m not aware of any state just saying, ‘We don’t want the money,’ ” said Sen. John Marty, DFL-Roseville, a Senate committee chairman.

“That’s what he’s saying.”

Sen. Linda Berglin, DFLMinneapolis and Senate health care finance committee chairwoman, explained that it was hard to estimate how much federal funding Pawlenty’s executive order could cause the state to lose.

Rep. Thomas Huntley, DFL-Duluth, a health care finance chairman, said it was a “very sad day in the history of Minnesota” when a gover-

nor turns away federal dollars and allows states like Wisconsin to snatch them.

Democrats sent a letter to three Pawlenty commissioners inquiring what exactly has been done in regard to making an application for the planning and establishment of a health benefits exchange in Minnesota.

Federal grant money is available, the letter states.

The Minnesota Legislature directed the actions be carried out, Democrats note.

T.W. Budig is at tim.budig@ ecm-inc.com.

Seeing signs everywhere Lakeville business Safety Signs specializes in keeping motorists, pedestrians safe

by Aaron Vehling DAKOTA COUNTY TRIBUNE

Say you are driving quickly down Interstate 94 somewhere in St. Paul – perhaps you are even speeding a bit. The wind blows in your hair and your stereo is blaring one of Creedence Clearwater Revival’s better upbeat hits.

As traffic slows a bit, you start seeing signs. But these aren’t akin to those of the namesake of our state’s capital city. Instead, what abounds are those blaze orange diamonds warning you of impending road closures, lane closures or bumps in the road.

While you may lament the sudden traffic jam, deep down both you and the construction workers are glad that those signs were there.

But where do those signs actually come from?

“People think they come from the state or the city,” said Sue Blanchard, who along with her husband, Jay, owns Safety Signs in Lakeville, the state’s leading provider of road signage.

Safety Signs produces for and rents out signs to several construction companies, such as Lunda and MacNamara’s, and works closely with government entities such as the Met Council, the Metropolitan Airports Commission and the Minnesota Department of Transportation.

In addition to the stan-

dard construction signs, Safety Signs also provides what are called “intelligent displays” that are used to help suburban riders determine if it is better to drive to work or leave the car at the park-and-ride.

On top of that, the company maintains the stripes on new ramps at the Minneapolis-St. Paul International Airport.

Safety Signs has plenty of pre-made signage onsite to deliver to job sites as needed, but the company also creates custom signs when it is necessary.

Drive around the metro area – or the state even – and take a quick glance at the backs of signs. You will see the Safety Signs logo frequently, including at large-scale, long-term projects such as the Highway 169 and Devil’s Triangle interchange in Brooklyn Park.

One room to f ive locations

Jay’s parents, Nancy and Jim, along with Jay and Sue, started the company in 1993 with a $17,000 loan from Nancy and Jim. Nancy was president, Jay was vice president and Sue was secretary-treasurer. Jim offered his help when needed.

All had experience in some form of business, whether it was sealcoating or accounting. They saw the potential for a highergrowth, higher-income business in signage, Jay said, because of a lack of competition.

Safety Signs’ home office has always been in its current location, though at the time it occupied but one room in that edifice along

I-35 on Kenrick Avenue.

“We were bare bones,” Jay said. “PCs were the biggest purchase aside from signs.”

Raising kids and running a nascent family business can be tough, the couple said.

“Our kids spent their first years playing in laundry baskets on the floor (of the office),” Jay said.

In 2001, Sue added president to her role when Nancy retired.

As the demand for signage increased, the Blanchards opened rental sites in Blaine, Duluth, Mankato and Rochester.

Most of the contracts are administered out of the Lakeville office, Jay said, but these sites serve to limit the delivery time required to get materials to a construction site.

Short delivery is pivotal in a business with a brief turnaround time.

“We usually have two hours to deliver (signs),” Jay said.

Safety Signs is currently involved in 1,300 projects across the state.

The Great Recession

In addition to the striping, the orange construction signs and the traffic cones, a good chunk of Safety Signs’ business during the boom times of the aughts was commercial and residential.

The company was responsible for not only construction signs but also street name and speed limit signs and related visual guidance.

But as the recession worsened, the economic situation took out some of their clients.

“It was hard to watch

Photo by Aaron Vehling

Sue and Jay Blanchard own and operate Safety Signs in Lakeville, responsible for signage all over the state. The company expects to grow this year and has been able to forgo layoffs. that happen to our customers,” Sue said.

The American Recovery and Reinvestment Act of 2009 brought Safety Signs some new work to balance out the loss of residential and commercial developers, but the Blanchards said that it is certainly no panacea.

“The jobs are higher volume, lower margin and far more stringent,” Jay said.

“There’s way more risk with less reward.”

That said, he added, “We thank God we have work.

The employees are very thankful to have jobs.”

Safety Signs employs full time about 30 positions, with close to 60 people when the company hires temps for the construction season. While the company has had to hire fewer seasonal temps as of late, Sue said she has not laid off anyone.

Sue attributes this to the couple’s fiscal conservatism.

“We’re afraid of debt,” Jay said. “That’s made us take a conservative approach to growing the business.”

Jay sums it up as such: It is not just that Safety Signs is a family business. Its employees are like family.

“They deserve to be here during the tough times,” he said, explaining why he and Sue have striven to avoid layoffs. “They’re working their butts off.”

Perhaps the driving force behind this sentiment is the tangible grasp the Blanchards have on their role as business owners, understanding there are families who depend on them for an income.

“I can’t imagine how awful it would be to have to downsize people we’ve worked with for years,” Sue said.

Jay agreed, emphasizing the community within the company.

“We know each other’s families,” he said.

Growth is on the horizon. Jay said Safety Signs will be adding employees this year, as well as trucks and equipment. The company added a full-time estimator last year to aid in assessing jobs.

Much of this growth is fueled by an aggressive approach toward winning contracts.

“Work is harder to get, so we are going after more (contracts),” Jay said.

At the end of the day, the Blanchards said they feel good about their work.

“We’re saving people’s lives,” Jay said. “I feel proud of what we do.”

Aaron Vehling is at aaron.vehling@ecm-inc.com.

10A

September 9, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

Eagan

Burnhaven Library to get makeover

Photo by Andrew Miller

Eastview High School marching band members Courtney Mensink, left, and Shaina Bullock rehearsed on Monday in preparation for the Eastview Marching Band Festival on Sept. 11.

Eastview hosts annual marching band festival Sept. 11 The spotlight will be on marching bands next week at Eastview High School.

Seventeen high school marching bands from Minnesota and Wisconsin will converge on Apple Valley on Saturday, Sept. 11, for the Eastview Marching Band Festival.

The event, which is held annually the first Saturday in September and is now in its 12th year, runs from 5 to 10:30 p.m. in the school’s stadium.

Schools will compete in three classes based on school size and experience of their band programs, and each band will have 15 minutes to perform.

Eastview’s 160-student band, directed by Rich Berggren, will debut its show for this season, “Every Dark Cloud,” featuring the music of composer Eric Whitacre.

“Every year, every school puts together one show for the entire year,” explained Bill Henry, Eastview’s music department director. “You’re always perfecting it, you’re always adding things to it, you’re always finding ways to make it a little bit different.”

Like other schools that host marching band competitions, Eastview won’t be in the running for awards at the event, but will perform “Every Dark Cloud” simply as an exhibition. The idea is that the host school would have a “home-field advantage” in the judging, Henry said.

Admission to the Eastview Marching Band Festival are $8 for adults, $5 for students and senior citizens. The event is open to the public.

— Andrew Miller

Backyard lecture series at zoo The Minnesota Zoo will present the last session of its free Our Backyard lecture series – Managing Woodlands: Buckthorn and Beyond – at 6:30 p.m. Thursday, Sept. 16.

Minnesota Zoo horticultural supervisor Kim Thomas and natural resource specialist Janet Van Sloun Larson will host the series, discussing everything from woodland structure to buckthorn removal to erosion prevention.

To register for the workshop online, visit mnzoo.org/ events/lectureSeries.asp.

Burnhaven Library in Burnsville had 326,423 visitors last year.

Beginning Sept. 18, Burnhaven users will have to make other plans.

The library, located at 1101 W. County Road 42, will close for remodeling until late April of next year.

“There will be a lot of people who will be missing us, I’m afraid,” said Nancy Wisser, a Dakota County library manager who oversees the locations in Burnsville, Rosemount and Hastings.

The Burnsville project, estimated at $1.55 million, will include a computer lab, a redesigned front entry, a new meeting room, energy-saving upgrades and improvements to the areas for teens and children.

It also includes a new home for the Burnsville License Center. The center will leave its rented space near Cub Foods at 284 E. Travelers Trail in the Heart of the City.

Burnhaven is the oldest library building in the county system, Wisser said. Built in 1973, it’s the first county building erected outside the county seat of Hastings, according to Steve Saienga, the remodeling project manager.

Wisser, who started working at Burnhaven in 1974, was around for a previous remodeling that closed the building for part of 1994 and 1995.

That project included a total interior makeover and a library takeover of space that had been used by public-health nurses.

“It was just a really refreshed building,” Wisser said.

The new project will include added insulation and replacement of the block interior walls with sheetrock. The improvements should cut energy use by more than half, Saienga said.

The county received a $101,000 federal Energy Efficiency Block Grant for the project, he said.

The library will get a new meeting room. The license center will move into the current meeting space just off the main entry.

The addition of the license center accounts for most of what will be a 2,000-square-foot addition to the 23,000-square-foot building, Saienga said.

The county bookmobile, now stored at Burnhaven, will be relocated to the county’s transportation building in Rosemount, freeing up more room for functions such as book sorting, Saienga said.

The project includes a 12-computer lab that will be open to the public when it’s not being used for computer classes, Wisser said.

The library now teaches its popular computer classes by setting up a dozen laptops in the meeting room, she said.

The library has 19 computers for public use.

“We have really heavy use of computers in our buildings,” she said. “An additional 12 computers will be a real help for us and the public.”

The library’s small children’s area will be upgraded with a multitiered platform where kids can read by themselves or with their parents, Saienga said.

An area for teens only is being added, he said.

A drive-up book drop will be added. The library will also get three more automated drop-off bins, bringing the total to five.

“That doesn’t mean a lot to the public, but it means a lot to the staff,” Wisser said. “It will be more efficient for our use.”

A new central service desk will bring reference librarians, children’s librarians and checkout staffers into one general location, which will be more efficient for library users, Wisser said.

The Burnhaven remodeling follows similar library projects in Eagan and West St. Paul, she said.

For more information on other Dakota County library locations, including in neighboring Eagan and Apple Valley, visit www.dakotacounty.us/library. There is also a Scott County library in Savage.

— John Gessner

Photo by Rick Orndorf

Pastor Don Schmiege stands in front of Christ Lutheran Church, located on Diffley Road between Rahn and Blackhawk roads in Eagan, which celebrates its 100-year anniversary this year. A float in Eagan’s July 4th Funfest parade depicts the original church building, built in 1910.

Christ Lutheran celebrates 100 years Florence O’Brien has been a member of Christ Lutheran Church in Eagan since 1919, nine years after it was founded.

“Almost 91 years,” she said.

O’Brien was baptized, confirmed and married at the church, as were her three children and four of her six grandchildren.

Her seven great-grandchildren have also been baptized there.

As its longest-serving member, O’Brien said she is excited to help Christ Lutheran celebrate its 100-year anniversary this year.

“I think we have lots to be thankful for,” she said. “I have all good memories. All the people that came and went during my 90 years, I can’t say a bad word about anybody.”

Christ Lutheran was founded in 1910 as a daughter congregation to Trinity Lone Oak Church, the oldest continuing church in Eagan, which was established in 1880.

Located on Diffley Road about five miles from Trinity Lone Oak, Christ Lutheran was built to make it easier for members who couldn’t easily traverse several miles on dirt roads.

O’Brien remembers the original church as a small wooden building next to a one-room schoolhouse, where she attended school through seventh grade.

That building and schoolhouse were sold and moved to Shakopee in 1958. A new church was built in 1959, with the current fellowship hall serving as the sanctuary until an addition was built in 1979.

Other additions to the church include a regular Anuak worship service for the Sudanese community – the first of its kind in the south metro – which began in 2003.

The church’s congregation grew rapidly in the late 1970s and then began to decline a bit, and has now essentially stabilized at about 250 members, said Pastor Don Schmiege.

Schmiege said he hopes the 100-year celebration will expose the church to new members. A Missouri Synod church, Christ Lutheran is very centered in gospel ministry and outreach, he said.

Lynne Halterman, a member since 1960 and chair of the anniversary planning committee, agrees.

“We’d love to invite the community to come and check out the church and get involved. There’s lots of great opportunities, and the people in the congregation are great,” she said.

On Saturday, Sept. 11, Dr. Paul Maier of Western Michigan University will present “Christ or Caricature,” described as a genuine portrait of Christ at a time when the broadcast media, books like “The Da Vinci Code” and newsmagazines offer caricatures. The presentation is from 9 a.m. to 3 p.m. and includes lunch. Tickets are $15.

Christ Lutheran Church is located at 1930 Diffley Road, between Rahn and Blackhawk roads.

— Erin Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 9, 2010

11A

News Roundup Recent news from around Dakota County

Farmington

Lakeville

School District 192 expects $1.3 million for teaching jobs In nearly two months, the Farmington School District 192 expects to receive $1.3 million in federal aid from the Education Jobs Fund to create new teaching jobs.

The federal one-time funds will help meet some immediate teaching and staffing needs, and perhaps create new educational jobs. The funds will also help the district since there is no new state education funding coming in the next year.

“As a district, we will work to develop a plan to ensure we are investing these one-time funds in a manner that can have a positive long-term impact on learning for our students,” said District Superintendent Brad Meeks.

Across the country, the Education Jobs Fund will provide $10 billion to states after it was signed into law by President Barack Obama on Aug. 10. The bill is designed to preserve or create 160,000 teaching and education-related jobs nationwide.

Minnesota is expected to receive $167 million to create early childhood, elementary and secondary education jobs for the 2010-11 school year.

The Minnesota Department of Education submitted its application on Friday, Aug. 27, and when the funds are received, the department will allocate money to school districts and charter schools based on the state primary funding formula.

The expected $1.3 million federal aid will provide about $190 per pupil in the Farmington School District.

The district is looking to add a district science specialist, or coach. The science job would organize science instruction across the district and provide professional development for teachers at all levels, Meeks said.

Before making any final “green light” decision on the science specialist position, the district will sit down with cabinet members and teaching and learning staff to discuss district needs.

The Farmington School Board will also most likely discuss the federal aid funds at the next school board meeting on Monday, Sept. 13.

Other educational staff that will be added by using the federal funds at the secondary middle schools and high school level: A full-time reading specialist to provide reading interventions for high school students who are at risk of not passing state tests in reading, required for graduation.

A chemical health counselor position will be expanded at the high school from half time to full time, to better serve students at two middle schools and the high school.

Two new half-time support staff will be added for the high school career center and health office.

The funds cannot be used for administrative costs or staff development.

If educational positions are created, the school board will find out if the teaching jobs are proven effective. If so, the board will look to find a way to financially keep the jobs in the school budget, if possible, Meeks said.

Adding a full-time science specialist and seeking out some choice STEM (Science, Technology, Engineering and Math) initiatives will be part of the conversation, said Meeks.

“But first, we need to address some immediate needs, and then we can talk about things we would like to pilot and find out does this work?” Meeks said.

Whether all the funds need to be spent in the next year is not yet known, Meeks said, even though job creation and education funding boost are at the heart of the legislation.

“We have to find out if we have a couple of years to try things out, and if we have time to implement this,” Meeks said.

Building principals and district curriculum specialists’ teams will help the district set priorities, Meeks said.

The $1.3 million is good news, but Meeks said the district needs to be purposeful in how the dollars can achieve results.

“We want to create positions that tie back to some of our needs, and what the data and test scores are telling us,” said Meeks.

Rosemount

Jerry Erickson a ‘pioneer’ Novelist to speak Sept. 14 at Robert Trail Library Rosemount author LG Bradshaw is the featured speaker at the “Meet the Author” event at 6:30 p.m. Tuesday, Sept. 14, at the Robert Trail Library.

Bradshaw, 42, a former Minneapolis police officer whose given name is Jabra Kawas but uses “LG Bradshaw” as his nom de plume, published his first novel, “Dot to Dot,” in April.

Bradshaw describes “Dot to Dot” as a “literary relay race” whose cast of characters includes a U.S. senator, a serial killer and a private detective. The title derives from the book’s central theme of “how we’re all connected.”

“The story jumps from character to character – it’s kind of like connecting the dots,” said Bradshaw, who cites writers as diverse as horPhoto submitted ror novelist Stephen King Martha Erickson unveils a plaque dedicated to her late and “The Catcher in the Rye” husband, Jerry Erickson, on Sunday, Aug. 29, at Pioneer author JD Salinger as influPark Plaza. Jerry, who died July 30, was recognized as a “pi- ences. oneer” by the Lakeville City Council earlier this year. Jerry founded downtown Lakeville’s Erickson Drug and Ben Franklin store, and helped found Lakeville’s Pan-O-Prog celebration, the Lakeville Area Chamber of Commerce and the community’s youth baseball program.

LG Bradshaw The “Meet the Author” event, hosted by the Rosemount Area Arts Council, is free and open to all ages. The Robert Trail Library is at 14395 S. Robert Trail, Rosemount.

More about the author and “Dot to Dot” is at www. lgbradshaw.com.

—Andrew Miller

Fire safety at the State Fair

Mayor Dahl files for re-election

Lakeville Mayor Holly Dahl has filed for re-election to the position she has held for the past four years.

Dahl said she vows to continue to balance the need for quality services at an affordable price in the years ahead.

During the past year, Lakeville’s bond rating was recalibrated to Aa1 by Moody’s Investors Service from Aa2.

Under Dahl’s leadership, the city has focused on Holly Dahl strategic initiatives such as planning for business and residential success in historic downtown Lakeville, transit and transportation improvements along the Cedar Avenue and Interstate 35 corridors, and maintaining quality services during challenging economic times.

Dahl was co-chair for two committees with the Dakota County High Performance Partnership Project. She is a member of the Dakota County Mayor/Managers group.

She is an officer for the Minnesota Mayors Association and serves on the Executive Committee for the Regional Council of Mayors. She represents Lakeville as a board member on the Association of Metropolitan Municipalities and is a Policy Committee member for the League of Minnesota Cities.

Dahl has been a Lakeville resident since 1993.

Dahl can be reached at (952) 898-4451. She and her husband, Kevin, have three grown children, all of whom gradu— Kara Hildreth ated from Lakeville Senior High School.

Photo by Rick Orndorf

Leigh Anderson and Jay Ford of the Rosemount Fire Department interact with young fairgoers during Governor’s Fire Prevention Day at the Minnesota State Fair on Aug. 27. On display near the Heritage Square buildings was the department’s ladder/pump truck.

12A

September 9, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Some local businesses still struggle with smoking ban Report shows charitable gambling loss in millions

by Laura Adelmann DAKOTA COUNTY TRIBUNE

Three years later, the effects of the statewide smoking ban are still being felt by some local businesses.

“The ban made everything slow. With the economy and everything, it’s been terrible,”said J’s Family Restaurant owner Don Lemke.

He has owned the Burnsville restaurant for over 20 years, and said regular customers who smoked have stopped coming in; nonsmokers have not picked up the slack.

Sales there were down 20 percent after the ban, and haven’t increased, Lemke added.

“We’re at the bare minimum, just staying alive,” he said.

The restaurant, located in a strip mall off of Cliff Road on the Eagan/Burnsville border, doesn’t have a patio for smokers to step out and light up.

Instead, they gather in the parking lot behind the restaurant, he said.

Workers at the Valley Lounge Bar in Eagan have also noticed significant changes in business since the smoking ban was implemented.

The day manager, who didn’t want her name used, said customers have changed both how often they come to the bar and the length of time they stay.

“It’s quite substantial the number of people who used to come in here and stay longer. Now they have one or two (drinks) and leave so they can go home and smoke,” she said.

Smoking customers who do stay long enough to crave a cigarette congregate by the bar’s front door to light up.

“Before the smoking ban, they were allowed to bring their drinks out there. As

Photo by Laura Adelmann

According to the Minnesota Gambling Board, sales of charitable gambling tabs were down about 13 percent immediately following the October 2007 smoking ban.

Photo by Laura Adelmann

Becky Lawson, Apple Valley, and Rose Brown, Burnsville, enjoy lunch on the patio of a Burnsville restaurant. Although Lawson occasionally smokes, both women support the state’s smoking ban. soon as they put the laws into effect … they pulled that option,” she said, describing the new laws as antiAmeri-

can.

“The law should have let the owners choose if they wanted to be a smoking establishment or not. Don’t tell us what we can or cannot do,” she said.

When first implemented on Oct. 1, 2007, the smoking ban sparked opposition by some bar and restaurant owners, who began taking advantage of what they saw as a loophole in the law granting exemptions for theatrical performances.

In February 2008, more than 100 Minnesota bars began hosting “theater nights,” inviting patrons to put on improvisational plays and smoke in the establishment.

Many accepted the invitation, eagerly lighting up, and owners happily reported pre-ban profits.

The protest was shortlived, and courts eventually declared the events illegal.

“They claimed to be staging theater and smoking was part of the performance,” said John Olson, enforcement coordinator for the Indoor-Air Unit with the Minnesota Department of Health. “It was a production all right, but a production to allow smoking was the staged part. The purpose was not theater; that purpose was smoking.”

Initially, Olson said, there were complaints of smoking ban violations, but they came in far fewer numbers than expected.

In 2007, the department received 168 complaints; that number has continued to drop.

Last year, the department had 93 new complaints and issued eight penalties, of which all but two were forgiven.

From July 2009 through the end of June this year, complaints have fallen to 65, and two penalties were issued but ultimately forgiven.

Dakota County has also handled a handful of complaints, said Jon Springsted, environmental health specialist with the county.

He said this year there has been one complaint in a multi-housing complex.

“That’s what people don’t understand about this. Their neighbors can smoke on their balconies or outside the front door,” Springsted said.

The law does allow smoking in private vehicles and commercial trucks, outdoors and in hotel and motel rooms.

But some local hotels are having problems with guests violating their in-house regulations designating some rooms as smoke-free.

Anna Lemcke, front desk manager at the Burnsville Days Inn, said guests frequently violate the rules and smoke in non-smoking rooms.

“It’s horrible because it’s very tough to get the smoke out of curtains, carpeting and walls,” Lemcke said.

She added that guests who do violate the internal smoking ban are issued a fine of between $100 and $200.

And there is an effort under way in Dakota County – the “Smoke Free Lodging” campaign – that began in January.

Using a Tobacco-Free Communities Grant from the Minnesota Department of Health Office of Tobacco Prevention and Control, the Dakota County Public Health Department partnered with the Association for Nonsmokers-MN to increase the availability of smoke-free hotels in Dakota County.

Through the initiative, hotel owners and managers are educated about ways to transfer to a smoke-free establishment, and then promote it to customers.

Interested business owners are assisted in details such as setting a policy, the timeline for implementing it, and how guests will be notified.

Photo by Laura Adelmann

Billy Shimkus of Farmington gets ready to light a cigarette, sitting outside a restaurant where he sells pull tabs.

A website, www. mnsmokefreehotels.org, has been established to offer information and assistance to business owners, as well as information to people who want to find smoke-free lodging.

While some business owners may be struggling under the ban, others are thriving.

Three Diamond Corporation sells pull tabs for legal gambling; their products are used in many Dakota County bars and restaurants as charity fundraisers.

Jon Latcham, owner of Three Diamond, said his company has picked up accounts of smaller legal gambling companies that have not been able to compete in today’s economic climate.

“This is the first time in years I’ve actually seen us picking up a lot of new business our competitors have lost,” he said.

A March 2008 study by

the Minnesota Gambling Control Board found that once the smoking ban was in place charitable gambling gross receipts dropped almost 13 percent compared to the same period in the prior year.

“Beginning in October 2007, there is a clear delineation from the monthly gross receipts ‘pattern’ from the previous five years, indicating that the smoking ban appears to be a major factor in the decrease,” the study stated.

But Latcham added what the study also mentioned: That the smoking ban is just one of many factors, including the economy, taxes and regulations, that has led to some restaurants struggling or closing.

Latcham predicted that brighter days lie ahead.

“The smoking ban was a big shock and frustration for a lot of people … and for a See Ban, Page 13A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 9, 2010

13A

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 9, 8:30 to 9:30 a.m., Coffee Break at American Cancer Society, 2520 Pilot Knob Road, Suite 150, Mendota Heights. Co-hosted by GR Promotions. Information: Michelle Tighe at mtighe@dcrchamber. com. â&#x20AC;˘ Friday, Sept. 10, 7:30 to 8:30 a.m., Government Affairs Committee, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Phil Stalboerger, vice president, Policy & Legislative Affairs at Blue Cross Blue Shield of Minnesota, will speak about health care reform. RSVP to Ruthe at rbatulis@dcrchamber. com. â&#x20AC;˘ Monday, Sept. 13, 7 to 8 p.m., Legislative Candidates Forum, live call-in show. Watch the 2010 legislative candidates for MN House District 39A, 39B, and 57A on cable channels NDC4 and Town Square Television channel 14 as they discuss their platforms and plans for representing you at the Capitol. This will be a live event with calls being taken on air. â&#x20AC;˘ Monday, Sept. 13, 8:30 to 9:30 p.m., Senate Candidates Forum, live call-in show. Watch the 2010 Senate candidates for MN Senate District 39 and 57 on cable channels NDC4 and Town Square Television channel 14 as they discuss their platforms and plans for representing you at the Capitol. This will be a live event with calls being taken on air. â&#x20AC;˘ Tuesday, Sept. 14, 8 to 9 a.m., AM Connection. The AM Connection is the monthly event held in Rosemount and meets regularly on the second Tuesday of each month from 8 to 9 a.m.

The AM Connection is organized by the Rosemount Area Business Council. The September host is being finalized. Information: Michelle at (651) 288-9202 or mtighe@dcrchamber.com. â&#x20AC;˘ Wednesday, Sept. 15, 4 to 8 p.m., Eagan Market Fest on the Eagan Festival Grounds at the Eagan Community Center, 1501 Central Parkway. Information: http://www.cityofeagan.com/marketfest. â&#x20AC;˘ Wednesday, Sept. 15, 4:30 to 5 p.m., ribbon cutting, Emergent Health Chiropractic Wellness, 1895 Plaza Drive, Suite 200, Eagan. The clinic is equipped with modern chiropractic equipment in a relaxing professional atmosphere. Information: Michelle at (651) 288-9202 or mtighe@ dcrchamber.com. â&#x20AC;˘ Thursday, Sept. 16, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Greg Konat of 360 Communities will give an update on the current projects and initiative his organization is currently working on. RSVP to rbatulis@ dcrchamber.com. â&#x20AC;˘ Thursday, Sept. 16, 4 to

Ban from Page 12A

Ave., Burnsville. Information: anne@burnsvillechamber.com. â&#x20AC;˘ Sunday, Sept. 12, 1 to 4 p.m., open house at School of Rock, 13400 Buck Hill Road, Burnsville.

Pre-opening tour of the school.

Enjoy snacks, drawings, giveaways and take advantage of pre-opening enrollment specials.

Information: Kristen Beckman at kbeckman@schoolofrock.com. â&#x20AC;˘ Tuesday, Sept. 14, 8:30 to 9:15 a.m., Chamber 101. â&#x20AC;˘ Wednesday, Sept. 15, 8 to 9 a.m., A.M. Coffee Break at US Bank, 900 W. County Road 42, Burnsville. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Saturday, Sept. 18, 8 a.m. to 6 p.m., Touch of Home Furnishingâ&#x20AC;&#x2122;s seventh annual Junk Market at its new location at the Towne & Country Shopping Center. Emphasis is on educating the local community of the benefits of recycling and utilizing local consignment stores. Over 50 vendors will be on site selling their repurposed items. Free admission. Event will be held rain or shine. Information: Micky Mariette at touchofhome@ integra.net.

Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Friday, Sept. 10, 8:30 a.m., Teacher Appreciation, Eastview Elementary. â&#x20AC;˘ Tuesday, Sept. 14, 7 a.m.

Breakfast with the School, Cracker Barrel. â&#x20AC;˘ Wednesday, Sept. 15, noon, CVB Advisory Board meeting in the chamber conference room. â&#x20AC;˘ Wednesday, Sept. 15, noon, Ambassador meeting, location TBD. â&#x20AC;˘ Friday, Sept. 17, 7:30 a.m., Government Affairs meeting in the chamber conference room. â&#x20AC;˘ Tuesday, Sept. 21, 8 to 10:30 a.m., Clarifying the U.S. Visa Application Process, MN Dept. of Employment and Economic Development, St. Paul. RSVP required. Cost: $25. Register online at www.lakevillechambercvb.org.

Information: Colleen Tollefson at colleen.tollefson@state.mn.us or (651) 757-1872. â&#x20AC;˘ Tuesday, Sept. 21, 11:30 a.m. to 1 p.m., General Membership Luncheon/State of the Schools Address, Chart House Restaurant. Register by Sept. 18. â&#x20AC;˘ Wednesday, Sept. 22, 8 a.m., Fall Gala meeting, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. â&#x20AC;˘ Wednesday, Sept. 22, 4:30 to 6:30 p.m., Networking After Hours and open house, Rascals, 7721 W. 147th St., Apple Valley. â&#x20AC;˘ Tuesday, Sept. 28, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon at Enjoy restaurant. Speaker: Maura Steblay, Taking Care of Your Financial Health. Register online at www.lakevillechambercvb.org. â&#x20AC;˘ Tuesday, Sept. 28, 6:45 to 8:30 p.m., Lakeville City Council candidate forum, Lakeville City Council Chambers. â&#x20AC;˘ Wednesday, Sept. 29, 8 a.m., Fall Gala meeting, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. â&#x20AC;˘ Thursday, Sept. 30, 4:30 to 6:30 p.m., Networking After Hours, Country Cabinets.

River Heights Chamber of

â&#x20AC;&#x153;I realize there are people that donâ&#x20AC;&#x2122;t want to have their clothes smelling like smoke and have to breathe in second-hand smoke,â&#x20AC;? she said.

Her friend Rose Brown, of Burnsville, agreed, noting that restaurant employees should not be forced to breathe in second-hand smoke. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s good just for the health issues. So many of our medical problems often times stem from smoking,â&#x20AC;?

Brown said.

Another smoker, Billy Shimkus of Farmington, said he opposes the ban from a business perspective.

He sells pull tabs in several Dakota County estab-

lishments, and said heâ&#x20AC;&#x2122;s lost many customers who didnâ&#x20AC;&#x2122;t go out anymore once the ban was in place.

Smoking and gambling go hand-in-hand, he said.

However, he appreciates how his clothes donâ&#x20AC;&#x2122;t have as strong of a smoky smell anymore, and enjoys sitting in a smoking area outside one of the restaurants where he works when he takes a cigarette break. â&#x20AC;&#x153;It is nice going outside, they have a chair for me,â&#x20AC;? he said, adding, â&#x20AC;&#x153;I donâ&#x20AC;&#x2122;t enjoy it as much in the winter.

Laura Adelmann is at dceditor@frontiernet.net.

Commerce events: â&#x20AC;˘ Thursday, Sept. 9, through Sunday, Sept. 12, Inver Grove Heights Days. Information: www. ighdays.org. â&#x20AC;˘ Friday, Sept. 10, 7 to 7:50 a.m., grand re-opening and ribbon cutting at Wal-Mart, 9165 Cahill Ave., Inver Grove Heights. Register online at www.riverheights. com. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Tuesday, Sept. 14, 11:30 a.m. to 1:30 p.m., Keep it Local Lunch at Mississippi Pub, 4455 66th St. E., Inver Grove Heights.

Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Thursday, Sept. 16, 5 to 6:30 p.m., Business Card Exchange at Fury Motors, 1000 S. Concord St., South St. Paul. Information: Annie Platek at annie@riverheights. com.

Event sponsored by Dakota-Scott Workforce Investment Board, Apple Valley Chamber of Commerce, Burnsville Chamber of Commerce, Dakota County Regional Chamber of Commerce, Dakota Future, Dakota County Technical College, Hastings Area Chamber of Commerce, Lakeville Area Chamber of Commerce, and River Heights Chamber of Commerce: â&#x20AC;˘ Friday, Sept. 10, 8 to 10:30 a.m., Introduction to Exporting at the Partners in Higher Education Building, 14200 Cedar Ave., Apple Valley. Looking to expand your business? The answer may be looking to overseas markets.

Presenters include MN Trade Office, MN Department of Commerce and businesses sharing their experiences including Smead Manufacturing, Udder Technologies and Fredrikson & Byron P.A. Cost: $10 per company payable at the door. For more information, e-mail cindyjohns@ comcast.net.

Hollstadt & Associates event: Hollstadt & Associates 20th anniversary celebration, 4:30 to 7:30 p.m. Thursday, Sept. 23, at the Guthrie Theater, 818 S. Second St., Minneapolis. Invitations will be mailed in August.

American Indian Economic Development Fund class: The American Indian Economic Development Fund will offer a 10-week â&#x20AC;&#x153;Culturally Relevant Indianpreneurâ&#x20AC;? class from 6 to 9 p.m.

Wednesdays at 831 Como Ave., St. Paul. For more information or to request an application, call Linda Sapp at (651) 917-0819.

Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 2165406.

Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets

the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals.

Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www.CreativeNetworkingProfessionals. com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession.

Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332.

Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bobâ&#x20AC;&#x2122;s) in Burnsville. For more information, call Kelly at (612) 861-8300.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of

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while people were driving across the river to Wisconsin to go to the bars there,â&#x20AC;? he said. â&#x20AC;&#x153;Now that Wisconsin has a smoking ban too â&#x20AC;Ś are they going to start driving back over here? Because all theyâ&#x20AC;&#x2122;re doing is wasting money on gas and being frustrated with the same situation.â&#x20AC;?

While some businesses may be struggling, many patrons, even smokers, appreciate the smoke-free atmosphere now in restaurants.

Becky Lawson, of Apple Valley, said she occasionally smokes, but supports the ban.

4:30 p.m., ribbon cutting, Alexanderâ&#x20AC;&#x2122;s Mobility Services, 2811 Beverly Drive, Suite 100, Eagan.

Alexanderâ&#x20AC;&#x2122;s Mobility Services provides a full-range of relocation, transportation, logistics, and related mobility services including household goods transportation, international relocation, corporate relocation, office moving and facilities management, storage and warehousing, specialized transportation and logistics, and government services. Information: Richard Honza, (952) 881-4128. â&#x20AC;˘ Thursday, Sept. 16, 5 to 7 p.m., Farmington Business After Hours, at Anchor Bank, 324 Oak St. Information: Michelle at mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, Sept. 16, 7 to 8 p.m., Mendota Heights mayor and City Council candidates forum.

Live broadcast on NDC4 and Town Square television channel 14. Calls will be taken on air. â&#x20AC;˘ Thursday, Sept. 16, 8:30 to 9:30 p.m., West St. Paul mayor and City Council candidates forum. Live broadcast on NDC4 and Town Square Television channel 14. This will be a live event with calls being taken on air.

Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 9, 9:30 a.m., Apple Valley Chamber Golf Classic at Valleywood Golf Course, 4851 W. 125th St., Apple Valley.

Register at http://www.applevalleychamber.com/events5.

Information: LeeAnn Schirmer at info@applevalleychamber.com. â&#x20AC;˘ Thursday, Sept. 16, 4:30 to 6:30 p.m., Wine Tasting at Apple Valley Villa. Wine tasting in the Gardens. Join community leaders and residents for this classy informal event, featuring appetizers and wine tasting. This is an annual event. It is not an official chamber event, however, we encourage members to join us there in supporting this chamber member whom we see as a community leader. Tickets on sale. Contact Eric Iverson to reserve tickets at (612) 518-5736. â&#x20AC;˘ Wednesday, Sept. 22, 4 to 7 p.m., open house at Rascals, 7721 147th St. W., Apple Valley.

Rascals has remodeled its dining room. Information: Wanda Oland at (952) 431-7777. â&#x20AC;˘ Thursday, Sept. 23, 4:30 to 6:30 p.m., Business After Hours at Travel Leaders, 15083 Flagstaff Ave., Apple Valley. Free. Information: LeeAnn Schirmer at leeann@applevalleychamber.com. â&#x20AC;˘ Thursday, Sept. 30, 4:30 to 6:30 p.m., open house at Country Cabinets, 28010 Foliage Ave. S., Northfield. Country Cabinets is hosting an open house with the Apple Valley Chamber, the Burnsville Chamber and the Lakeville Chamber. Free. Information: Mary Benkufsky at mary@countrycabinets.com.

Burnsville Chamber of Commerce events: â&#x20AC;˘ Wednesday, Sept. 8, through Sunday, Sept. 12, Burnsville Fire Muster. Information: www.burnsvillefiremuster.com. â&#x20AC;˘ Thursday, Sept. 9, 4:30 to 6:30 p.m., Business After Hours, Roasted Pear, 14200 Nicollet

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the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org).

Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 994-8392 or visit www.meetup.com/womensbusinessexchange.

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14A

September 9, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment &

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298

Economic Development Minnesota St., Suite E200, St. Paul, MN 55101 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau

Dakota Future Role: Provide site location assistance for firms con-

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

sidering Dakota County locations and serves as a general

Phone: (952) 898-5646 Fax: (952) 487-1777

kota County.

Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce

gateway for economic development services within DaAddress: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872

South Metro SCORE

Fax: (651) 452-8978 Web site: www.dcrchamber.com

confidential, face-to-face assistance from successful

E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory Book Your Company Event at...

8075 Lucerne Blvd.

3 Miles West of I-35 952-440-4656 â&#x20AC;˘ HeritageLinks.com Lakeville, MN 55044

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 10/19/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Andrew Hinton Bill of Lading #: 75438 Amount: $2,762.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2322099 9/9-9/23/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 10/19/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Gary G. and Billie J. Pearson Bill of Lading #: 80115 Amount: $2,512.40 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2318447 9/2-9/16/10

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-493 Estate of Patrick Lau a/k/a Patrick Michael Lau, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Susan Lau, whose address is 14325 - 11th Ave S, Burnsville, MN, 55337 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: August 26th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative Daniel A. Beckman Gislason & Hunter LLP 701 Xenia Ave S, Suite 500 Minneapolis, MN, 55416 Attorney License No: 192089 Telephone: (763) 225-6000 FAX: (763) 225-6099 Email: dbeckman@gislason.com 2324951 9/2-9/9/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 10/19/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Boat and Trailer: Chrysler, Illinois IL 5219JC - Expires 2007 Model #796M352141 CBC52141M78C Motor: Johnson 70 Seahorse Model #70EL775 Serial # J4742729 Name: Andrew Hinton Bill of Lading #: 75438 Amount: $3,453.10 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2322071 9/9-9/23/10

PUBLIC NOTICE

Notice of Hearing by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-1066 Case Type: Motor Vehicle In the Matter of: Ismael Arellano, Petitioner vs.

Jose Torres, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN on September 28th, 2010 at 9:00 a.m. and explain why the relief sought in the Motion and Affidavit Directing Issuance of Title to a Motor Vehicle should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date Aug. 3, 2010 Carolyn M. Renn, Court Administrator K.L., Deputy 2322652 9/2-9/16/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File: 19HA-PR-10-508 Estate of Barbara Ann Anderson, Decedent It is Ordered and Notice is given that on October 11, 2010, at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Thomas Anderson, whose address is N7385 - 1170th Street, Prescott, WI, 54021 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9-2-2010

BY THE COURT Thomas Poch Judge of District Court Attorney for Petitioner Craig P. Goldman GOLDMAN LAW OFFICE, LLC 7760 France Avenue South, #1100 Edina, MN, 55435 Attorney License No: 228904 Telephone: (952) 886-7205 FAX: (952) 886-7501 Email: craig@craiggoldmanlaw.com 2334680 9/9-9/16/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-2821 Case Type: Domestic Abuse In the Matter of: Khadra S Ali, Petitioner vs.

Ali S Abdilahi, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on Sept 22, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date September 1, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2331354 9/9/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-2818 Case Type: Domestic Abuse In the Matter of: Helen Fraser, Petitioner vs.

Greg Cesarek, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on Sept 20, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date September 1, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2331379 9/9/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-501 ESTATE OF ELIZABETH J. SHULTZ, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated July 3, 2008, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Michael J. Shultz whose address is: 109 - 21st Avenue North, South St. Paul, MN 55075 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 8-31-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative W. Timothy Malchow LATTIMORE, MOONEY & MALCHOW P.A. 2300 U.S. Bank Center 101 East Fifth Street St. Paul, MN 55101 Ph: (651) 292-0973/Fax: (651) 297-6134 Attorney ID# 66825 2330244 9/9-9/16/10P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-1278 Case Type: Domestic Abuse In the Matter of: ASHLEY PATRICIA SMITH, Petitioner vs.

REGINA JESSICA-LYNN JOHNSON, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN on October 5, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosection for violation of the Court’s Order.

Date SEPTEMBER 7, 2010 CAROLYN M RENN Court Administrator LORI SCHNEPF, Senior Court Clerk 2336307 9/9/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-259 Case Type: Domestic Abuse In the Matter of: Thomas Malcolm Leitch & Julie Ann Leitch, Petitioner vs.

Adam Timothy Leitch, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul MN 55118 on September 28, 2010, West St Paul MN 55118 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosection for violation of the Court’s Order.

Date: August 31, 2010 CAROLYN M RENN COURT ADMINISTRATOR LORI SCHNEPF, SENIOR COURT CLERK 2329107 9/9/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-499 Estate of WILLIAM GEORGE, Decedent.

It is Ordered and Notice is given that on September 27, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of JASON A. GEORGE, whose address is 5365 180TH STREET W, FARMINGTON, MN 55024 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: August 31, 2010

BY THE COURT Thomas Poch Judge of District Court (COURT SEAL) Attorney for Petitioner Pro Se 5365 180th St. W. Farmington, MN 55024 651-428-3294 Email: blockfantasy@hotmail.com 2330843 9/9-9/16/10P

ORDER FOR HEARING AND NOTICE (LONG TERM FOSTER CARE PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HAJV102195 In the Matter of the Welfare of D.H, Child.

TO: DELARANZIA NICOLE MALONE IRASEMA MORALES, having filed in this Court, a petition alleging among other things that the above named child IS, in need of protection or services, in this, viz: Make detailed factual findings supporting a permanent placement determination, in accordance with Minn. Stat. 260C.201, Subd. 11.

Determine that return to the parental home is not in the child’s best interests.

Determine that transfer of custody of the child for placement in long-term foster care is in the best interests of the child.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on OCTOBER 6, 2010 at 9:30 AM, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by THREE WEEKS publication in a legal newspaper as provided by law, viz: DELARANZIA NICOLE MALONE. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: August 19, 2010 RICHARD SPICER Judge 2318331 8/26-9/9/10

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA CONSUMER CREDIT CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-10-3203 Midland Funding LLC as successor in interest to Citibank Plaintiff, vs.

Mary Orourke Defendant(s).

THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED and required to serve upon the attorneys for Plaintiff an answer to the Complaint which is on file in the office of the clerk of the above-named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Please take notice that alternative dispute resolutions processes are available as set forth in the Minnesota General Rules of Practice.

MESSERLI & KRAMER P.A. Amanda E. Prutzman, #0389267 3033 Campus Drive, Suite 250 Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

2331203 9/9-9/23/10

PUBLIC NOTICE

Mortgage Electronic Registration Systems, Inc.,

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Minnesota Tobacco Distribution 2. State the address of the principal place of business: 13817 James Ave. S., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Samer Hattar, 13817 James Ave. S., Burnsville, MN 55337 Zakaria Awwad, 13817 James Ave. S., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 07-23-10 Zakaria Awwad, Partner 2322321 9/2-9/9/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: TWIN CITY TONERS 2. State the address of the principal place of business: 18135 EMERALD TRAIL, FARMINGTON, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

TIMOTHY JOHNSTON, 18135 EMERALD TRL., FARMINGTON, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 08/23/10 TIMOTHY JOHNSON, OWNER 2331262 9/9-9/16/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-4218 In the Matter of the Petition of:

in Relation to Certificate of Title No. 137779 issued for land in the County of Dakota and State of Minnesota legally described as: Lot Twenty (20), Block Six (6) in Cedar Grove No. 8, according to the recorded plat thereof.

TO: MICHAEL D. MILLER; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 13th day of October, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 137779 and enter a new Certificate of Title for the land therein described in favor of Mortgage Electronic Registration Systems, Inc., subject to the memorials of Document Nos. 56800, 57635, 61819 and 492054 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 645239, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: _______________

BY THE COURT: Martha Simonett Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: JAMES P. O'CONNELL Attorney for Petitioner: Orin J. Kipp Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2325656 9/2-9/9/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Travel Leaders 2. State the address of the principal place of business: 750 Main Street, Suite 214, Mendota Hts., MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

MSP Travel Group, Inc., 750 Main Street, Suite 214, Mendota Hts., MN 55118 MSP Travel Group, Inc., 3675 Plymouth Blvd, Suite 110, Plymouth, MN 55446 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 6/30/2010 Virginia A Peterson, President 2326044 9/2-9/9/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-502 In Re: Estate of HAROLD E. ANDERSON also known as HAROLD ELROY ANDERSON, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 27th day of September, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, on the petition of Donn Gordon Anderson for summary assignment or distribution; any objections thereto must be filed with the Court.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 8-31, 2010.

Thomas Poch Judge (COURT SEAL) DAVID L. GRANNIS Attorney I.D. No: 36808 Grannis & Grannis, P.A. Attorney for Petitioner 412 Southview Boulevard, Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2331247 9/9-9/16/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE).

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19-HA-PR-10-504 ESTATE OF RUTH E. BENSON, DECEDENT. Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration.

The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated April 27, 1982.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets.

It is Ordered and Notice is now given that the Petition will be heard on 9-27, 2010 at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033.

Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 9-1-2010 Thomas Poch Judge Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 (952) 953-8824 (phone) (952) 432-3780 (fax) 2331321 9/9-9/16/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: ISIDORE PRESS 2. State the address of the principal place of business: 13094 DANUBE LANE, ROSEMOUNT, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

APPLE TAX & ACCOUNTING SERVICES INC, 13094 DANUBE LANE, ROSEMOUNT, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 8-12-10 DUANE E KACZMAREK 2320358 9/2-9/9/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Bella Photography 2. State the address of the principal place of business: 845 Greening Drive, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Jodi A Taylor, 845 Greening Drive, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 08-23-2010 Jodi A Taylor, Owner 2327317 9/2-9/9/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL NOTICE TO CREDITORS (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-487 ESTATE OF MARLYN GERALD SWANSON, aka MARLYN G. SWANSON, DECEDENT Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration.

The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated 04/07/2006, under Minn. Stat.

524.2-513 (“Will”).

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets.

It is Ordered and Notice is now given that the Petition will be heard on 9-27-2010, at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota.

Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 8/14/10 RICHARD G. SPICER Judge (COURT SEAL) Attorney for Petitioner Paulette Joyer Attorney at Law 2021 East Hennepin Ave, Ste. 200 Minneapolis, MN 55413 612-676-6302, fax 612-379-0746 0198948 2319762 9/2-9/9/10P

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-506 Estate of: William Lee Jorgensen a/k/a William L. Jorgensen, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an Application for informal probate of the above-named Decedent’s last Will, dated December 23, 2005, has been filed with the Registrar herein, and the Application has been granted informally probating such Will. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of Joan M. Jorgensen whose address is 17080 Kings Court, Lakeville, Minnesota 55044, as personal representative of the Estate of the above-named Decedent, has been made. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease, or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minn.

Stat. Section 524.3-607), and the Court otherwise orders.

Notice is hereby given that ALL CREDITORS having claims against said Estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Date 9-2-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative CHANDLER AND BROWN, LTD. Alexander A. Crosby MN# 0386625 332 Minnesota Street, Suite W2610 St. Paul, MN 55101 Telephone: 651-228-0497 Facsimile: 651-228-9237 2332912 9/9-9/16/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred under the Second Mortgage ("Mortgage") dated April 13, 2006, in the original, principal amount of $657,500.00, executed by J. Thompson & Associates, LLC, a Minnesota limited liability company, as mortgagor, to Builders Mortgage Company LLC, a Minnesota limited liability company, as mortgagee, and recorded in the office of the County Recorder, Dakota County, Minnesota on April 14, 2006 as Document No. 2420540, which was assigned

by Builders Mortgage Company LLC to Meridian Bank, National Association, a national banking association, pursuant to the Assignment of Mortgages and Assignments of Leases and Rents dated August 3, 2010, and recorded in the office of the County Recorder, Dakota County, Minnesota on August 19, 2010 as Document No. 2747315; that J. Thompson & Associates, LLC and Builders Mortgage Company LLC made and entered into a Voluntary Mortgage Foreclosure Agreement dated May 17, 2010 wherein the parties agreed that the Mortgage shall be voluntarily foreclosed pursuant to Minn. Stat. § 582.32; that there has been compliance with all conditions precedent to the foreclosure of the Mortgage and the acceleration of the indebtedness secured thereby; that no action or proceeding has been instituted at law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due under the Mortgage the sum of $328,896.23; and that pursuant to the power of sale therein, the Mortgage will be foreclosed and the real property located in Dakota County, Minnesota described as follows: Lots 5, 7, 9, 10, 11 and 12, Block 1, Featherstone Oaks, C.I.C. No. 573 will be sold by the Sheriff of said County at public auction on October 19, 2010 at 10:00 a.m. in the Main Office of the Sheriff of Dakota County, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, City of Hastings, in said County and State, to pay the debt secured by the Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law, subject to redemption by the mortgagor, its successors or assigns, within two (2) months of the date of the sale. After the expiration of the mortgagor's redemption period, each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subd. 9.

Date: September 7, 2010.

MERIDIAN BANK, NATIONAL ASSOCIATION, Mortgagee By /s/ Beth A. Siegel Attorney for Mortgagee 14300 Nicollet Court, Suite 300 Burnsville, Minnesota 55306 Telephone No.: (952) 898-1110 2335890 9/9-9/30/10P

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-494 In Re: Estate of William Brundage Dooley, also known as Wm. B. Dooley and William B. Dooley, Decedent.

It is Ordered and Notice is given that on 9-27-2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Nancy L. Dooley, whose address is 13334 Huntington Drive, Apple Valley, Minnesota 55124, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred.

Dated: 8-26-2010

BY THE COURT Thomas Poch Judge of District Court Charles Roach (MN# 0305303) Roach Law Firm, P.A. 3601 Minnesota Drive - Suite 800 Bloomington Minnesota 55435 Telephone: (952) 921-5808 Facsimile: (952) 921-5801 2326407 9/2-9/9/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE COURT DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-511 Estate of Robert Lee, aka Robert F. Lee, Decedent.

It is Ordered and Notice is given that on October 11, 2010, at 9:00 o’clock a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of the Decedent, dated June 1, 2010, and for the appointment of Maria F. Lee, whose address is 3246 Garfield Street NE, Minneapolis, Minnesota 55418, as personal representative of the Estate of the Decedent in a supervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing.

If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9/7/10 Michael J. Mayer Judge of District Court (COURT SEAL) Attorney for Personal Representative: Michael P. Tierney Murnane Brandt 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone: 651-227-9411 Facsimile: 651-223-5199 Attorney I.D. No. 170331 2336331 9/9-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 1 , 2007 MORTGAGORS: K e l l y S . K r o p e l i n and Douglas D. Kropelin, wife and husband.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded November 30, 2007, Dakota County Recorder, Document No. 2558841.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 19, 2009, Recorded: September 21, 2009, Document No. 2685520.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 5570 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Terra Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,076.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3750 0024773921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287706 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $375,000.00 MORTGAGOR(S): Mark R Baratto and Stella M Baratto, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 17, 2004 Dakota County Recorder Document Number: 2238746 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4713 137th St W, Apple Valley, MN 55124-8793 Tax Parcel ID Number: 01-75952-280-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block Three (3), The Oaks of Apple Valley III, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $387,083.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016193F01 2283960 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2006 MORTGAGORS: M o n a L . R o t h e n berger and Eugene L. Chapman, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 27, 2006, Dakota County Recorder, Document No. 2415643.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2006-6, Dated: December 11, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700063787440 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 6737 162nd Street West, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117213002 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Donnay's Valley Park 3rd Addition, Dakota County, Minn.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,951.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

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Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-878 126396716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287387 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF HENNEPIN DISTRICT COURT FOURTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Case No. 27-cv-10-11773 Marathon Petroleum Company LLC, Plaintiff, v.

Twin Cities Avanti Stores, LLC, Twin Cities Stores, Inc., State of Minnesota, Weber Lawn Service, County of Hennepin, Kraft Foods North American Inc. d/b/a Kraft Pizza Company, Minnesota Petroleum Service, Inc., a Minnesota Corporation, Minnesota Department of Revenue, BP Products North America Inc., Liesch Associates, Inc., Sasa, LLC, Happy Dan's Good Thunder, Inc., Food-N-Fuel Minnesota Lake, Inc., and Alasra, Inc., Defendants.

NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 4th day of August, 2010, by the District Court of Hennepin County, Minnesota, Fourth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to be applied towards satisfaction of the amount found and adjudged due plaintiff in the above entitled action from defendants Twin Cities Avanti Stores, LLC and Twin Cities Stores, Inc., the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 3rd day of November at 11:30 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment as the "Farmington Property," to wit: The South 265 feet of the North 1050 feet of the West 219.45 feet of the North Half of the Southwest Quarter of Section 32, Township 114, Range 19, Dakota County, Minnesota PID: 14-03200-011-55 Property address: 705 8th Street, P.O. Box 132, Farmington, Minnesota Subject to redemption within six (6) months after confirmation of said sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DAVE BELLOWS, Sheriff of Dakota County By: Sgt. Shingledecker This instrument drafted by: GREENE ESPEL P.L.L.P. Kathleen K. Statler #161809 Attorneys for Plaintiff 200 S. Sixth Street, Suite 1200 Minneapolis, MN 55402 (612)373-0830 2321143 9/2-10/7/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 6 , 2008 MORTGAGORS: C o r e y A . B r a c k e n and Heidi S. Lindell, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 28, 2008, Dakota County Recorder, Document No. 2568166.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001284227 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19801 Escalade Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141660001006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Charleswood Crossing, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,804.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,269.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 1, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8570 1911609502 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8570 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2333109 9/9/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2005 MORTGAGOR: T o n i M . M e n d e z , a single person.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank.

DATE AND PLACE OF RECORDING: Registered April 6, 2005, Dakota County Registrar of Titles, Document No. 562522, Certificate of Title No. 135774.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 2196 Upper 45th Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-71275-042-01 LEGAL DESCRIPTION OF PROPERTY: Exhibit A Legal Description THAT PART OF LOT FOUR (4), BLOCK ONE (1) IN SOUTHVIEW HILLS WHICH LIES NORTH OF A LINE DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST NORTHERLY CORNER OF SAID LOT 4, THENCE ON AN ASSUMED BEARING OF SOUTH 0 DEGREES 41 MINUTES 06 SECONDS EAST, ALONG WEST LINE OF SAID LOT 4, A DISTANCE OF 264.46 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE NORTH 89 DEGREES 18 MINUTES 54 SECONDS EAST A DISTANCE OF 158.42 FEET TO THE EASTERLY LINE OF SAID LOT 4 AND THERE TERMINATING, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,861.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 18, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2269 0003882431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328484 9/2-10/7/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Dated: September 3, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 29, 2008. The afore-mentioned Mortgage was executed by Kenneth L. Zaffke and Audrey A. Zaffke, husband and wife, as Mortgagor, and in favor of Home Federal Savings Bank, as Mortgagee, and recorded with the Dakota County Recorder's Office on July 10, 2008, as document number 2601279. The land described in the Mortgage is not registered land. The current fee title holder is Kenneth L. Zaffke and Audrey A. Zaffke.

2. The original principal amount secured by the Mortgage is Fifty Thousand and no/100 Dollars ($50,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notices and other requirements of applicable statutes.

5. At the date of this notice the amount due on the Mortgage is $57,457.90.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and land located at 1235 Wilderness Park Circle, Eagan, Minnesota 55123, and legally described as follows: Lot 11, Block 1, Wilderness Park Addition, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on October 28, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033-2343, to pay the debt then secured by said Mortgage, taxes, if any, on the premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of sale by the mortgagor(s), their personal representatives or assigns.

7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

8. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: 11:59 p.m. on April 28, 2011.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. No Mortgagor has been released from liability prior to the above date.

KOEPKE LAW GROUP, P.A. By: /s/ Shawn R. Welk (#0393313) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1218 Its: Attorney in Fact THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2336246 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 10, 2006 MORTGAGORS: Darla F. Braun and Kevin C. Braun, wife and husband.

MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded February 17, 2006, Dakota County Recorder, Document No. 2406929.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7240 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011165005004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Apple Ponds, Dakota County, MN. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

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BY MORT Mortgage, and taxes,��if���� any, on said GAGEE: $235,290.22 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07.

TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: Septem- mortgage is not reinstated under section 580.30 or the property is not ber 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , redeemed under section 580.23 is Law Enforcement Center, 1580 Hwy 11:59 p.m. on March 23, 2011.

55, Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None "THE TIME ALLOWED BY LAW FOR premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." Dated: July 26, 2010. tion 580.30 or the property is not Chase Home Finance LLC redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee 11:59 p.m. on March 30, 2011.

MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 30-8685 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 1914163308 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 8/5-9/9/10 OTHER THINGS, THAT THE MORT- 2287754 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in the conditions Dated: July 28, 2010. of that certain Consumer Mortgage, CitiMortgage, Inc. dated June 2, 2000, executed by John Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. R. Klaus, as mortgagor and borrower (the "Mortgagor"), and delivered to The By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of First State Bank of Rosemount, as lender (the "Mortgagee"), which mortMortgagee gage was recorded July 12, 2000 as 4500 Park Glen Road #300 Document No. 1703728 in the Office of Minneapolis, MN 55416 the County Recorder of Dakota County (952) 925-6888 (the "Mortgage"), the original principal 10-4348 amount secured by said Mortgage, 652021358 being $99,875.00; that no action or THIS IS A COMMUNICATION FROM proceeding has been instituted at law A DEBT COLLECTOR. 2287854 8/5-9/9/10 to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of NOTICE OF MORTGAGE these proceedings to foreclose said FORECLOSURE SALE THE RIGHT TO VERIFICATION Mortgage has been given; that there is OF THE DEBT AND IDENTITY OF due and claimed to be due upon said THE ORIGINAL CREDITOR WITHIN Mortgage, including interest to date THE TIME PROVIDED BY LAW IS hereof, the sum of $115,747.38; and that pursuant to the power of sale NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that therein contained, said Mortgage will default has occurred in conditions of be foreclosed. the following described mortgage: The tract of land in said Mortgage, DATE OF MORTGAGE: November 13, lying and being in Dakota County, 2006 Minnesota, and legally described as MORTGAGOR: Juan Antonio Ruiz, a follows, to-wit: single person.

The West 19 feet of North 200 feet of MORTGAGEE: Mortgage Electronic Lot 5 and East 87 feet of North 200 Registration Systems, Inc. feet of Lot 6, Alex Empey's Addition DATE AND PLACE OF RECORDING: to Farmington, according to the Registered December 22, 2006, Dakota Recorded Plat thereof, and situate in County Registrar of Titles, Document Dakota County, Minnesota No. 603079, Certificate of Title No. (the "Property") together with all the 133217. improvements now or hereafter erected A S S I G N M E N T S O F M O R T G A G E : on the Property, and all easements, Assigned to: Chase Home Finance LLC, appurtenances, and fixtures now or hereafter a part of the Property, and all Dated: July 26, 2010.

Said Mortgage being Registered Land. replacements and additions thereto; TRANSACTION AGENT: Mortgage will be sold by the Sheriff of Dakota Electronic Registration Systems, Inc. County, Minnesota at public auction T R A N S A C T I O N A G E N T ' S M O R T - on Monday, October 25, 2010 at 10:00 GAGE IDENTIFICATION NUMBER ON o'clock A.M., at the Dakota County MORTGAGE: 100010401459705626 Sheriff's Office, Law Enforcement CenLENDER OR BROKER AND MORT- ter, 1580 Highway 55, Hastings MN G A G E O R I G I N A T O R S T A T E D O N 55033-2343, to pay the debt secured by MORTGAGE: SunTrust Mortgage, Inc. said Mortgage and taxes, if any, on said R E S I D E N T I A L M O R T G A G E S E R - premises and the costs, attorneys' fees and disbursements allowed by law.

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: The time allowed by law for redemp1785 Monterey Lane, Eagan, MN 55112 tion by the Mortgagor, its personal repTAX PARCEL I.D. #: 106400010003 resentatives, successors or assigns is LEGAL DESCRIPTION OF PROP- six (6) months from the date of said sale.

ERTY: Property Address: 3850 220th Street Lot 10, Block 3, in Ridge View Acres, a c c o r d i n g t o t h e r e c o r d e d p l a t W., Farmington, Minnesota 55024. thereof on file and of record in the Tax Parcel ID Number: office of the Registrar of Titles in and 14-23750-060-00. for Dakota County, Minnesota.

Each person holding a junior lien COUNTY IN WHICH PROPERTY IS upon the Mortgaged Property or some LOCATED: Dakota part thereof may redeem beginning ORIGINAL PRINCIPAL AMOUNT OF after the expiration of the Mortgagor's MORTGAGE: $252,000.00 redemption period, but only if one AMOUNT DUE AND CLAIMED TO BE week or more before the end of the DUE AS OF DATE OF NOTICE, INCLUD- Mortgagor's redemption period the ING TAXES, IF ANY, PAID BY MORT- creditor files with the Office of the GAGEE: $269,914.93 County Recorder in the county where That prior to the commencement of the Mortgaged Property is located a this mortgage foreclosure proceeding notice of intention to redeem.

Mortgagee/Assignee of Mortgagee comOn or before 11:59 p.m. on April 25, plied with all notice requirements as 2011, the Mortgagor must vacate the required by statute; That no action or property if the Mortgage is not reinproceeding has been instituted at law stated under Minn. Stat. §580.30 or the o r o t h e r w i s e t o r e c o v e r t h e d e b t property redeemed under Minn. Stat. secured by said mortgage, or any part §580.23. thereof; Dated: September 7, 2010 PURSUANT to the power of sale conTHE FIRST STATE BANK OF ROSEMOUNT tained in said mortgage, the above described property will be sold by the FAEGRE & BENSON LLP Sheriff of said county as follows:

By D. Charles Macdonald DATE AND TIME OF SALE: Septem- Attorneys for Mortgagee ber 23, 2010 at 10:00 AM 2200 Wells Fargo Center PLACE OF SALE: S h e r i f f ' s O f f i c e , 90 South Seventh Street Law Enforcement Center, 1580 Hwy Minneapolis, MN 55402 55, Lobby #S-100, Hastings, MN 2336218 9/9-10/14/10 to pay the debt then secured by said Mortgage, and taxes, if any, on said ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single person.

MORTGAGEE: Voyageur Financial, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753662.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753663. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897581. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: August 5, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 773 Cougar Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 105380111201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 11, Block 1, Oakwood Heights 2nd Addition, lying easterly of a line drawn from a point on the north line of said Lot 11 distant 37.56 feet westerly of the northeast corner of said Lot 11, to a point on the south line of said Lot 11, distant 53.15 westerly of the southeast corner of said Lot 11, according to the recorded plat thereof on file and of record in the office of the County Recorder in and for Dakota County, Minnesota.

Abstract Property 60-3003 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,787.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3093 5300988507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2336078 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,625.00 MORTGAGOR(S): Nexon Nou and Heang Oum, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: April 11, 2005 Dakota County Registrar of Titles Document Number: 562777 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120380 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1948 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 10-16704-130-13 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 13, in Cedar Grove Number 5 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,512.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010922F02 2335166 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,501.00 MORTGAGOR(S): Julie A Hoffman, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 18, 2006 Dakota County Recorder Document Number: 2462169 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: October 19, 2009 Recorded: October 20, 2009 Dakota County Recorder Document Number: 2691557 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410001335640 Lender or Broker: DHI Mortgage

Lender or Broker: DHI Mortgage Company Limited Partnership Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17875 Glasgow Way, Lakeville, MN 55044-4721 Tax Parcel ID Number: 22-18607-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, CIC No. 437, Crossroads 8th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,070.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009527F02 2285816 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2008 MORTGAGOR: Romaine D. Everett, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 21, 2009, Dakota County Recorder, Document No. 2631752.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: July 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100330000000048594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midamerica Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1034 5th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364875023005 LEGAL DESCRIPTION OF PROPERTY: Lots 22 and 23, Block 5, M.D. Miller's Spring Park Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,418.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1142 6800152813 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285186 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGOR: D a v i d A . K r e c h , unmarried man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2006, Dakota County Recorder, Document No. 2457185.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for American Home Mortgage Assets Trust 2006-5 Mortgage-Backed Pass-Through Certificates, Series 2006-5, Dated: November 24, 2009, Recorded: December 8, 2009, Document No. 2701030.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200014057174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1004 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250015009 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 9, East Farmington First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,542.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2945 0031333321 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287666 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Second Amended Declaration of Cobblestone Manor Association, Inc. (hereinafter the "Association") which was recorded as Document No. 549349 on October 5, 2004, in the Office of the Dakota County Registrar of Titles and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot Two (2), Block Two (2), Cobblestone Manor 2nd Addition, Cobblestone Manor Townhomes, CIC #475, Dakota County, Minnesota STREET ADDRESS: 8750 134th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18076-020-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from John M. Nikoloff, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,365.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 19, 2010, as Document No. 662202 in the Dakota County Registrar of Titles' Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 15th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. The time allowed by law for redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 15, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION,

IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COBBLESTONE MANOR ASSOCIATION, INC. Attorneys for Cobblestone Manor Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000

(Cobblestone Manor/Nikoloff/09-7-815D)

2281573

8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2002 MORTGAGORS: Michael J. White and Amy A. White, husband and wife.

MORTGAGEE: Prime Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded May 23, 2010, Dakota County Recorder, Document No. 1899591.

ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage,inc. N/K/A CitiMortgage, Inc., Dated: April 22, 2002, Recorded: May 23, 2002, Document No. 1899592.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 236 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255022106 LEGAL DESCRIPTION OF PROPERTY: Lot 21 and the South 30 feet of Lot 22, Block 6, Hepburn Park Addition to the city of St. Paul according to the recorded plate thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,050.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4478 770068961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328208 9/2-10/7/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , 2007 MORTGAGORS: Sarah A. Burns and Michael David Burns, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 27, 2007, Dakota County Recorder, Document No. 2533518.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3517060028-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 2563 Lockwood Drive, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274160110904 LEGAL DESCRIPTION OF PROPERTY: Unit No. 109, Condominium File No. 109, Kensington Carriage Homes Condominium, a Condominium located in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,089.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1834 3517060028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328596 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2006 MORTGAGOR: Marilynn Toti, a married person.

ried person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 17, 2006, Dakota County Recorder, Document No. 2468967.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800903599930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14519 Florissant Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018361212020 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2120, Common Interest Community Number 442, Midtown Place Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,717.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8755 1927227800 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287543 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 MORTGAGOR: Mary B. Fitzgerald, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 11, 2006, Dakota County Registrar of Titles, Document No. 595836, Certificate of Title No. 140515.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 9, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000131033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8334 Delaney Drive, Inver Grove

8334 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201810205005 LEGAL DESCRIPTION OF PROPERTY: Unit 50, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,310.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4247 2003690307 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2280448 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2006 MORTGAGORS: Brian John Slominski and Jennifer Deitz, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 30, 2006, Dakota County Recorder, Document No. 2401619.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 3, 2010, Recorded: March 12, 2010, Document No. 2719015.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022503173118 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 656 4th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-75100-160-17 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 17, Tarbox Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,990.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7947 1915296781 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287602 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2006 MORTGAGORS: Logan J. Kane and Kathleen J. McVay, both single persons.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 1, 2006, Dakota County Recorder, Document No. 2434074.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 100 4th Avenue North #109, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367285010925 LEGAL DESCRIPTION OF PROPERTY: Unit No. 109, Common Interest Community Number 492, Wakota on Fourth COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,736.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

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������provided ������ �������CitiMortgage, ��������� �� ���� ing, unless otherwise by law, Inc. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- By: Paul A. Weingarden tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 4500 Park Glen Road #300 11:59 p.m. on March 21, 2011.

MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 10-4339 GAGE: None "THE TIME ALLOWED BY LAW FOR 633510748 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 8/5-9/9/10 RESENTATIVES OR ASSIGNS, MAY BE 2284287 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: July 23, 2010. the following described mortgage: CitiMortgage, Inc. DATE OF MORTGAGE: J a n u a r y 1 9 , Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2007 MORTGAGORS: Michael Kalmes and Attorneys for Mortgagee/Assignee of Kristan Kalmes, husband and wife.

Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded January 31, 2007, Dakota 10-4292 County Recorder, Document No. 652727408 THIS IS A COMMUNICATION FROM 2492871.

ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2285787 8/5-9/9/10 Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First FrankNOTICE OF MORTGAGE lin Mortgage Loan Trust, Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Loan Asset-Backed Certificates, Series OF THE DEBT AND IDENTITY OF 2007-1, Dated: August 16, 2010.

TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100425240012378102 LENDER OR BROKER AND MORTthe following described mortgage: DATE OF MORTGAGE: February 19, G A G E O R I G I N A T O R S T A T E D O N 2003 MORTGAGE: First Franklin Financial MORTGAGOR: Charles Weisman, a Corporation single person.

RESIDENTIAL MORTGAGE SERMORTGAGEE: ABN Amro Mortgage VICER: Home Loan Services, Inc. Group, Inc. N/K/A CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 18313 Embers Avenue, Farmington, R e c o r d e d A p r i l 1 0 , 2 0 0 3 , D a k o t a MN 55024 County Recorder, Document No. TAX PARCEL I.D. #: 141950305003 2028303.

LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F M O R T G A G E : ERTY: LOT 5, BLOCK 3, DAKOTA COUNTY NONE TRANSACTION AGENT: NONE ESTATES FOURTH ADDITION. TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORT- MORTGAGE: $191,250.00 GAGE ORIGINATOR STATED ON AMOUNT DUE AND CLAIMED TO BE M O R T G A G E : A B N A m r o M o r t g a g e DUE AS OF DATE OF NOTICE, INCLUDGroup, Inc. ING TAXES, IF ANY, PAID BY MORTR E S I D E N T I A L M O R T G A G E S E R - GAGEE: $213,271.49 VICER: CitiMortgage, Inc. That prior to the commencement of MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 8064 Lower 147th Street West, Apple Mortgagee/Assignee of Mortgagee comValley, MN 55124 plied with all notice requirements as required by statute; That no action or TAX PARCEL I.D. #: 011630212004 LEGAL DESCRIPTION OF PROP- proceeding has been instituted at law ERTY: or otherwise to recover the debt Lot 12, Block 4, Carrollton Estates secured by said mortgage, or any part 3rd Addition, Dakota County, Minne- thereof; PURSUANT to the power of sale consota.

COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $166,500.00 DATE AND TIME OF SALE: October AMOUNT DUE AND CLAIMED TO BE 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- Law Enforcement Center, 1580 Hwy GAGEE: $149,034.88 55, Lobby #S-100, Hastings, MN That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding Mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPtained in said mortgage, the above described property will be sold by the E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellSheriff of said county as follows: DATE AND TIME OF SALE: Septem- ing, unless otherwise provided by law, the date on or before which the mortber 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , gagor(s) must vacate the property if the Law Enforcement Center, 1580 Hwy mortgage is not reinstated under section 580.30 or the property is not 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said redeemed under section 580.23 is Mortgage, and taxes, if any, on said 11:59 p.m. on April 26, 2011. premises, and the costs and disburseMORTGAGOR(S) RELEASED FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None within six (6) months from the date of "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07.

REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E ABANDONED." 11:59 p.m. on March 24, 2011.

MORTGAGOR(S) RELEASED FROM Dated: August 24, 2010.

U.S. Bank, National Association, FINANCIAL OBLIGATION ON MORTGAGE: None as Trustee "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- By: Paul A. Weingarden RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT76-3707 GAGED PREMISES ARE IMPROVED 1044839183 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 9/2-10/7/10 PROPERTY USED IN AGRICULTURAL 2328663 P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010. ���������� �� ���� ����� CitiMortgage, Inc.

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� �� ���� ������Document ������#:������� 2460223 ASSIGNMENTS OF MORTGAGE: ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 MORTGAGOR: Gregory M. Campion, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2006, Dakota County Recorder, Document No. 2453821.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935160700296 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 1132 8th Avenue South, Saint Paul, MN 55075 TAX PARCEL I.D. #: 363235007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Helena Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,990.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1810 3516070029 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328625 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 9, 2006 MORTGAGOR: Karma J. Greenly, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document #: 2460223

None LEGAL DESCRIPTION OF PROPERTY: UNIT 2802, MEADOWS OF BLOOMFIELD, CIC # 470, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 34-48300-802-20 P R O P E R T Y A D D R E S S : 13779 Atrium Avenue, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $224,815.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is March 23, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: July 20, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2284775 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Lawrence E. Rahn, a single person MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: September 26, 2003 Dakota County Recorder Document Number: 2116313 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: August 20, 2003 Recorded: September 26, 2003 Dakota County Recorder Document Number: 2116315 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2426059 And assigned to: U.S. Bank National Association Dated: July 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001913100 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3479 Cloman Way,

Property Address: 3479 Cloman Way, Inver Grove Heights, MN 55076-1648 Tax Parcel ID Number: 20-44352-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Lakebridge Patio Homes Third Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,555.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014670F02 2285158 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2004 MORTGAGORS: Claire M. Dare and Timothy M. Smalley, wife and husband.

MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 27, 2004, Dakota County Recorder, Document No. 2208803.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6801 129th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015200405002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Nordic Woods Fifth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,476.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2046 642955994 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287830 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Sean D. Roff and Vivan A. Roff a/k/a Vivian A. Roff, husband and wife MORTGAGEE: Merchants Bank, National Association - Hampton DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528304 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: June 25, 2007 Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528305 And assigned to: BAC Home Loans Servicing, L.P. Dated: July 30, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Merchants Bank, National Association - Hampton Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2563 Yellowstone Dr, Hastings, MN 55033-3751 Tax Parcel ID Number: 19-29702-068-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68 Glendale Heights Villas, a Condominium, CIC No. 439, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,982.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 2286143 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,300.00 MORTGAGOR(S): Daniel S. Kealey, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 28, 2007 Dakota County Recorder Document Number: 2540555 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: August 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100330000000043298 Lender or Broker: Midamerica Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 320 E 152nd St, Burnsville, MN 55306-5008 Tax Parcel ID Number: 02-18575-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Three (3), Crystal Lake Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,751.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016403F01 2334971 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,900.00 MORTGAGOR(S): Bryan J Nelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353991 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank Dated: December 23, 2008 Recorded: January 15, 2009 Dakota County Recorder Document Number: 2631128 And assigned to: Federal National Mortgage Association Dated: May 25, 2010 Recorded: July 02, 2010 Dakota County Recorder Document Number: 2738562 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500039393690 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4620 Blaine Ave, Inver Grove Heights, MN 55076-1313 Tax Parcel ID Number: 20-44001-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 370, Lafayette Park, a Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,966.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: Federal National Mortgage Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011852F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2010 at 10:00 AM has been postponed to October 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 03, 2010 ASSIGNEE OF MORTGAGEE: Federal National Mortgage Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011852F01 2323925 9/9/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2007 MORTGAGORS: Jeffrey S. Johnson and Rianna L. Laxdal, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2519059.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520043406695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18408 Eldorado Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141950713005 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, Dakota County Estates 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,514.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 2004340669 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335073 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 MORTGAGOR(S): Joan J Ellsworth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2005 Dakota County Recorder Document Number: 2310583 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604235896133 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7567 Dawn Ave, Inver Grove Heights, MN 55076-3135 Tax Parcel ID Number: 20-53651-050-07 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, The Oaks Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,178.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016912F01 2334967 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 MORTGAGOR(S): Robert Gordon Tornio, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2005 Dakota County Recorder Document Number: 2342367 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000126671 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1214 Bluestem Ct, Northfield, MN 55057-5291 Tax Parcel ID Number: 43-58650-040-01 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 4, Block 1, Prairie Hills Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016046F01 2286906 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 MORTGAGORS: J o h n G . W i n d s o r and Veronica R. Windsor, husband and wife.

MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage.

DATE AND PLACE OF RECORDING: Recorded August 13, 2004, Dakota County Recorder, Document No. 2237612.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., Dated: May 28, 2004, Recorded: August 13, 2004, Document No. 2237613. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.., Dated: March 7, 2006, Recorded: May 17, 2006, Document No. 2430140. And thereafter assigned to: U.S. Bank, N.A., Dated: July 22, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 527 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640310001 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1 Cari Park Fourth Addition to Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,328.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 30, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1158 7810397158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287458 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony E Brown and Griselda Araiza Brown, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404456 AND CORRECTIVE MORTGAGE RECORDING: December 18, 2006 Dakota County Recorder Document Number: 2482655 LOAN MODIFICATION: Dated: November 01, 2006 Recorded: December 18, 2006 Document Number: 2482656 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700063347427 Lender or Broker: Key Community Bank Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 644 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-31200-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Common Interest Community Number 550, Griseldas Whispering Meadows, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,621.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial

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������ ������� ��������� ��L ���� ENROSE OF Block One (1), G Mortgagor(s) released ������ from financial ROSEMOUNT, according to the obligation: NONE recorded plat thereof Dakota County, THIS COMMUNICATION IS FROM Minnesota. Subject to an easement A DEBT COLLECTOR ATTEMPTin favor of N.N.G. Co. in BK. 204, ING TO COLLECT A DEBT. ANY M.R., Page 565.

INFORMATION OBTAINED WILL BE will be sold by the County Sheriff of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Dakota County, Minnesota, at public THE DEBT AND IDENTITY OF THE auction on September 23, 2010 at ORIGINAL CREDITOR WITHIN THE 10:00 a.m. at the Sheriff's office, Civil T I M E P R O V I D E D B Y L A W I S N O T Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

AFFECTED BY THIS ACTION. 7. The street addresses and the tax THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, parcel identification numbers of the THE MORTGAGOR'S PERSONAL REP- mortgaged properties are as follows: RESENTATIVES OR ASSIGNS, MAY BE Street Addresses and PID Numbers 14001 Burnley Way, Rosemount, MN REDUCED TO FIVE WEEKS IF A JUDI34-30500-010-01 CIAL ORDER IS ENTERED UNDER 14058 Burgundy Way, Rosemount, MN MINNESOTA STATUTES, SECTION 34-30500-030-01 582.032, DETERMINING, AMONG 14108 Burgundy Court, Rosemount, MN OTHER THINGS, THAT THE MORT34-30500-040-01 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 14109 Burgundy Court, Rosemount, MN 34-30500-050-01 LESS THAN FIVE UNITS, ARE NOT 14069 Burgundy Way, Rosemount, MN PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 34-30500-060-01 DATED: August 05, 2010 14064 Burma Avenue, Rosemount, MN ASSIGNEE OF MORTGAGEE: 34-30500-080-01 14094 Burma Avenue, Rosemount, MN SunTrust Mortgage, Inc. Wilford & Geske, P.A. 34-30500-090-01 Attorneys for Assignee of Mortgagee 14182 Burnley Way, Rosemount, MN Lawrence A. Wilford 34-30500-100-01 James A. Geske 14122 Burnley Way, Rosemount, MN 8425 Seasons Parkway, Suite 105 34-30500-110-01 14092 Burnley Way, Rosemount, MN Woodbury, MN 55125-4393 34-30500-120-01 (651) 209-3300 File Number: 013742F01 14062 Burnley Way, Rosemount, MN 2283938 8/5-9/9/10 34-30500-130-01 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives NOTICE OF MORTGAGE or assigns is six (6) months after the FORECLOSURE SALE date of sale.

Date: July 29, 2010 9. T H E T I M E A L L O W E D B Y L A W YOU ARE NOTIFIED THAT: FOR REDEMPTION BY THE 1. Default has occurred in the condi- MORTGAGOR, THE MORTGAGOR'S tions of the Mortgage dated October PERSONAL REPRESENTATIVES OR 2 8 , 2 0 0 5 , e x e c u t e d b y G l e n r o s e ASSIGNS MAY BE REDUCED TO FIVE Investments, LLC, a Minnesota limited W E E K S I F A J U D I C I A L O R D E R I S liability company, as Mortgagor, to E N T E R E D U N D E R M I N N E S O T A Alpine Capital, LLC, a Minnesota lim- S T A T U T E S , S E C T I O N 5 8 2 . 0 3 2 , ited liability company, as Mortgagee, D E T E R M I N I N G , A M O N G O T H E R and filed for record December 9, 2005, T H I N G S , T H A T T H E M O R T G A G E D as Document No. 580751 in the Office PREMISES ARE IMPROVED WITH A of the Registrar of Titles of Dakota RESIDENTIAL DWELLING OF LESS County, Minnesota. The land described THAN FIVE UNITS, ARE NOT PROPin the Mortgage is registered land.

ERTY USED IN AGRICULTURAL 2. The original principal amount PRODUCTION, AND ARE ABANDONED. secured by the Mortgage was: two milAlpine Capital, LLC lion two hundred thousand and 00/100 Mortgagee Dollars ($2,200,000.00).

Attorney for Mortgagee: 3. No action or proceeding at law is Michael L. Brutlag n o w p e n d i n g t o r e c o v e r t h e d e b t BRUTLAG, HARTMANN & TRUCKE, P.A. secured by the Mortgage, or any part 3555 Plymouth Boulevard, Suite 117 thereof.

Minneapolis, MN 55447-1399 4. The holder of the Mortgage has (763) 222-2503 complied with all conditions prece- 2284108 8/5-9/9/10 dent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable NOTICE OF MORTGAGE statutes.

FORECLOSURE SALE 5. At the date of this notice, the THE RIGHT TO VERIFICATION amount due on the Mortgage, and OF THE DEBT AND IDENTITY OF taxes, if any, paid by the holder of the THE ORIGINAL CREDITOR WITHIN Mortgage is: two million one hundred THE TIME PROVIDED BY LAW IS sixty-eight thousand eight hundred NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that seventy-one and 50/100 Dollars default has occurred in conditions of ($2,168,871.50).

6. The land originally encumbered by the following described mortgage: DATE OF MORTGAGE: December 13, the Mortgage was described as follows: That part of Lot One (1) and Lot Six 2006 MORTGAGOR: M i g u e l H u e r t a , (6) of Auditor's Subdivision No. 1 to the Village of Rosemount, according unmarried.

MORTGAGEE: J P M o r g a n C h a s e to the plat thereof now on file and of record in the Office of the Register of Bank, N.A. DATE AND PLACE OF RECORDING: Deeds within and for the County of Dakota and State of Minnesota, said Recorded January 29, 2007, Dakota part of Lot One (1) being located in C o u n t y R e c o r d e r , D o c u m e n t N o . the Northeast Quarter (NE 1/4) and 2492138.

ASSIGNMENTS OF MORTGAGE: said part of Lot Six (6) being located in the Northwest Quarter (NW 1/4) of Assigned to: Chase Home Finance LLC, Section Twenty-nine (29), Township Dated: October 3, 2008, Recorded: One hundred fifteen (115) North, O c t o b e r 1 4 , 2 0 0 8 , D o c u m e n t N o .

Range Nineteen (19) West, and being 2617716.

TRANSACTION AGENT: NONE described as follows: TRANSACTION AGENT'S MORTBeginning at a judicial land mark on the East line of the Northwest Quar- GAGE IDENTIFICATION NUMBER ON t e r ( N W 1 / 4 ) o f s a i d S e c t i o n MORTGAGE: NONE LENDER OR BROKER AND MORTTwenty-nine (29), a distance of 1997.40 feet North of the Southeast G A G E O R I G I N A T O R S T A T E D O N c o r n e r t h e r e o f , s a i d E a s t l i n e MORTGAGE: JPMorgan Chase Bank, assumed to be North 00 degrees East N.A. RESIDENTIAL MORTGAGE SERthence South 88 degrees 13 minutes 27 seconds East 495.00 feet to a VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: judicial land mark at the Southeast corner of said Lot One (1); thence 4459 Slater Road, Eagan, MN 55122 TAX PARCEL I.D. #: 10-17402-051-02 North 16 degrees 46 minutes 28 secLEGAL DESCRIPTION OF PROPonds East along the Easterly line of said Lot One (1), a distance of 668.00 ERTY: Lot 5, Block 2, Cinnamon Ridge feet to a judicial land mark on the Third Addition, Dakota County, MinNorth line of said Northeast Quarter nesota (NE 1/4), thence South 88 degrees 00 COUNTY IN WHICH PROPERTY IS minutes 00 seconds West along the North line of said Northeast Quarter LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF (NE 1/4) and Lot One (1); a distance of 688.00 feet to a judicial land mark MORTGAGE: $243,500.00 AMOUNT DUE AND CLAIMED TO BE at the Northwest corner of said Northeast Quarter (NE 1/4)) and Lot DUE AS OF DATE OF NOTICE, INCLUDOne (1); thence South 89 degrees 44 ING TAXES, IF ANY, PAID BY MORTminutes 42 seconds West along the GAGEE: $285,426.40 That prior to the commencement of North line of said Northwest Quarter (NW 1/4) and said Lot Six (6), a dis- this mortgage foreclosure proceeding t a n c e o f 8 0 . 6 8 f e e t t o a j u d i c i a l Mortgagee/Assignee of Mortgagee comlandmark on the Easterly right of plied with all notice requirements as way line of State Trunk Highway No. required by statute; That no action or 3 as now established; thence South proceeding has been instituted at law 17 degrees 29 minutes 51 seconds o r o t h e r w i s e t o r e c o v e r t h e d e b t West along said right of way lien secured by said mortgage, or any part 618.44 feet; to a judicial land mark; thereof; PURSUANT to the power of sale conthence South 87 degrees 51 minutes East a distance of 266.81 feet to the tained in said mortgage, the above East line of Lot Six (6) and of said described property will be sold by the Northwest Quarter (NW 1/4) being the Sheriff of said county as follows: DATE AND TIME OF SALE: Septempoint of beginning.

T h e l a n d e n c u m b e r e d b y t h e ber 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Mortgage was subsequently replatted and certain portions of the land were Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN released from the lien of the Mortgage.

Pursuant to the power of sale in the to pay the debt then secured by said M o r t g a g e , t h e M o r t g a g e w i l l b e Mortgage, and taxes, if any, on said foreclosed, and the land remaining premises, and the costs and disburseencumbered by the Mortgage described m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption as follows: Lots One (1), Three (3), Four (4), Five within six (6) months from the date of (5), Six (6), Eight (8), Nine (9), Ten said sale by the mortgagor(s), their ( 1 0 ) , E l e v e n ( 1 1 ) , T w e l v e ( 1 2 ) , personal representatives or assigns Thirteen (13) and Fourteen (14), B l o c k O n e ( 1 ) , G L E N R O S E O F ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� �� ���� ������ ������ ������� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI���������� ���� ��������� personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8738 1064110216 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287730 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Michelle L Benson a single person and Curtis D Hendrickson a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422763 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Dated: August 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065531044 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1662 City View Dr, Eagan, MN 55121-1702 Tax Parcel ID Number: 10-41300-045-07 LEGAL DESCRIPTION OF PROPERTY: Unit No 45, CIC No 347, a planned community, V a l l e y R i d g e Townhomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,745.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02 2286808 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated July 19, 2005, executed by Donald Willenbring and Brenda Willenbring, husband and wife, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of One Hundred T w e n t y - F i v e T h o u s a n d ($125,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on August 5, 2005, as doc. no. 2348118; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of One Hundred Forty-Four Thousand One H u n d r e d E i g h t y - S e v e n ($144,187.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Lot 14, Block 1, Wilson Heights, Dakota County, Minnesota.

Property address: 2041 Wilson Avenue, South St. Paul, MN 55075 Parcel I.D. #: 36-84100-140-01 will be sold by the sheriff of said county at public auction on September 30, 2010, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), their heirs or assigns, within six (6) months from the date of sale.

You must vacate the property on or before 11:59 p.m. on March 30, 2011, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 4, 2010 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2287785 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,000.00 MORTGAGOR(S): Michael Blakesley, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2007 Dakota County Recorder Document Number: 2562256 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 07, 2010 Recorded: April 29, 2010 Dakota County Recorder Document Number: 2727416 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604761182114 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14851 Endicott Way Apt 106, Apple Valley, MN 55124-6433 Tax Parcel ID Number: 01-81450-106-03

01 81450 106 03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 106, together with Garage Unit No. 106A, Valley Way Village Condominium, Dakota County, Minnesota, Condominium File No. 78 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $110,458.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011900F03 2283913 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2005 MORTGAGORS: T h o m a s M . Z e n k and Julie A. Zenk, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded July 27, 2005, Dakota County Recorder, Document No. 2344270.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 28175 Hopewood Drive, Northfield, MN 55057 TAX PARCEL I.D. #: 163030003002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Glenview Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $354,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $312,268.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4344 649884129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2284258 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2286788 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 MORTGAGOR(S): Robert D Ring, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358775 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000283552 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 620 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-83900-001-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Whippoorwill Ridge Condominium, Common Interest Community No. 238, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,113.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016753F01 2334977 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 0 , 2008 MORTGAGOR: David D. Thompson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2008, Dakota County Recorder, Document No. 2620063.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000063388 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5994 200th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141650501002 LEGAL DESCRIPTION OF PROPERTY: LOT ONE (1), BLOCK TWO (2), CHARLESWOOD SIXTH ADDITION, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $303,287.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,918.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8883 1771101921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328379 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 1999.

MORTGAGOR(S): Ward Knutson and Elizabeth A. Knutson, husband and wife.

MORTGAGEE: GE Capital Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 1999, Dakota

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Filed December 6, 1999, Dakota County Recorder, Document No. 1657785.

ASSIGNMENT(S) OF MORTGAGE: Assigned to First Union National Bank, as Indenture Trustee by assignment dated April 7, 2000, recorded November 2, 2000, as Document No. 1728625 and to Bayview Loan Servicing, LLC by assignment dated September 9, 2009, recorded September 11, 2009, as Document No. 2683870.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GE Capital Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 3829 Bridgewater Drive, Eagan, MN, 55123.

TAX PARCEL I.D. NO.: 10-75835-080-01.

LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, The Oaks of Bridgewater 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,650.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $232,648.72.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 a.m.

PLACE OF SALE: S h e r i f f ' s m a i n office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2011, or the next business day if March 23, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: July 27, 2010.

BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson -forANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2280373 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Tracy Massina and Joseph Massina, wife and husband MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358248 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Dated: December 29, 2008 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 28363 Henderson Way, Randolph, MN 55065-7531 Tax Parcel ID Number: 31-32500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hillside Village, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,339.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004095F02 2281291 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2005 MORTGAGORS: Natasha Nguyen and Dac Nguyen, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 26, 2005, Dakota County Recorder, Document No. 2364017, Corrected by Corrective Mortgage, Recorded: October 20, 2006, Document No. 2469678.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the certificateholders CWABS, Inc., Asset-Based Certificates, Series 2005-11, Dated: January 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700050601448 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 9378 212th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410008002 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Wild Meadow Villas, Common Interest Community Number 364, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $281,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORT GAGEE: $320,917.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-848 109955336 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287425 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 3 , 2006 MORTGAGORS: N a t h a n J . J a s p e rson and Angela M. Jasperson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 31, 2006, Dakota County Recorder, Document No. 2472266.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: May 28, 2010, Recorded: June 7, 2010, Document No. 2734043.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100025440003437024 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14720 Boysenberry Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-65200-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Rosewood Village, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $402,197.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-846 0039473624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2287519 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 0 , 2006 MORTGAGORS: Jeffrey H. Landon and Sandra L. Landon, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471721.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 11, 2010, Recorded: March 18, 2010, Document No. 2719863.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120039854 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 32857 Dresden Avenue, Northfield, MN 55057 TAX PARCEL I.D. #: 16-02500-010-79 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 25, Township 112, Range 20, described as follows: Commencing at a point 695 feet North of the Southeast Corner of Section 25, Township 112, Range 20, and thence running North 253 feet, thence West 352 feet, thence South 253 feet, thence East 352 feet to the point of beginning, subject to the public road on the East side thereof, according to the Government Survey thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,642.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-

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������ ������ ������� ��������� �� ���� PROP TO VACATE TIME AND DATE LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: July 27, 2010. the date on or before which the mortgagor(s) must vacate the property if the U.S. Bank, N. A. mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden 11:59 p.m. on March 30, 2011.

Attorneys for Mortgagee/Assignee of MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE: None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 19-1149 THE MORTGAGOR'S PERSONAL REP- 9900135225 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 8/5-9/9/10 CIAL ORDER IS ENTERED UNDER 2285205 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT DEBT AND IDENTITY OF THE OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: July 28, 2010.

NOTICE IS HEREBY GIVEN, that Chase Home Finance LLC default has occurred in conditions of Mortgagee/Assignee of Mortgagee the following described mortgage: USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE OF MORTGAGE: J a n u a r y 6 , By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2006 MORTGAGORS: Melissa L. Prindle Mortgagee and Joseph G. Prindle, Jr., wife and 4500 Park Glen Road #300 husband.

Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 30-7980 DATE AND PLACE OF RECORDING: 1981174222 THIS IS A COMMUNICATION FROM Recorded January 13, 2006, Dakota C o unty Recorder, Document No. A DEBT COLLECTOR. 2287494 8/5-9/9/10 2397062.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: August 4, 2010 TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN MORTGAGE: 100020410000961438 LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: DHI Mortgage Company default has occurred in conditions of Limited Partnership the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: July 27, 2001 VICER: PNC Bank, National AssociaMORTGAGOR: Melissa M. Barott, a tion single person.

MORTGAGED PROPERTY ADDRESS: MORTGAGEE: TCF Mortgage Corpo- 19162 Inndale Court, Lakeville, MN ration.

55044 TAX PARCEL I.D. #: 222060122002 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded August 30, 2001, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: Lot 22, Block 2, CIC No. 342, Dodd 1807862.

ASSIGNMENTS OF MORTGAGE: Marsh Highlands Second Addition, Assigned to: U.S. Bank, N.A. S/B/M to Dakota County, Minnesota.

The Leader Mortgage Company, Dated: COUNTY IN WHICH PROPERTY IS January 10, 2002, Recorded: January LOCATED: Dakota 17, 2002, Document No. 1851783.

ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: NONE MORTGAGE: $280,620.00 TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: NONE ING TAXES, IF ANY, PAID BY MORTLENDER OR BROKER AND MORT- GAGEE: $276,549.06 GAGE ORIGINATOR STATED ON That prior to the commencement of MORTGAGE: TCF Mortgage Corpora- this mortgage foreclosure proceeding tion Mortgagee/Assignee of Mortgagee comR E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: U.S. Bank Home Mortgage required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 1917 Kathleen Drive, West Saint Paul, o r o t h e r w i s e t o r e c o v e r t h e d e b t MN 55118 secured by said mortgage, or any part TAX PARCEL I.D. #: 42-63450-130-07 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above Lot 13, Block 7, A.E. Rehnberg's described property will be sold by the Sheriff of said county as follows: Southview Addition COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: October LOCATED: Dakota 29, 2010 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy MORTGAGE: $120,671.00 AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE: $129,379.19 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07.

TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: Septem- mortgage is not reinstated under section 580.30 or the property is not ber 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , redeemed under section 580.23 is Law Enforcement Center, 1580 Hwy 11:59 p.m. on April 29, 2011.

55, Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None premises, and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07.

582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." tion 580.30 or the property is not Dated: August 31, 2010. redeemed under section 580.23 is PNC Bank, National Association 11:59 p.m. on March 24, 2011.

Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- By: Paul A. Weingarden GAGE: None Attorneys for Mortgagee/Assignee of "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI4-2268 CIAL ORDER IS ENTERED UNDER 0004449853 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. OTHER THINGS, THAT THE MORT- 2336129 9/9-10/14/10 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $277,000.00 MORTGAGOR(S): Richard Martin Montgomery And Marlene M. Montgomery, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2368081 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010 Recorded: July 21, 2010 Dakota County Recorder Document Number: 2742020 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0010082909-1 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1724 Rushmore Dr, Burnsville, MN 55306-6389 Tax Parcel ID Number: 02-41502-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Keller Lake Hills 3rd Addition.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $290,851.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015862F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015862F01 2334709 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,182.00 MORTGAGOR(S): Myron A Okstad, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 16, 2009 Dakota County Recorder Document Number: 2631367 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012355177 Lender or Broker: Residential Mortgage Group, a division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14138 Plymouth Ave, Burnsville, MN 55337-5717 Tax Parcel ID Number: 02-58450-057-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 57, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,863.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2011, or the next business day if April 26, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016316F01 2333700 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 6, 2008 MORTGAGOR: Pamela Sorensen, an unmarried person MORTGAGEE: US. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 21, 2008 Dakota County Recorder Document #: 2591764 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 1, TOWNS EDGE PLAZA, DAKOTA COUNTY, MINNESOTA PARCEL ID #: 14-77025-050-01

PARCEL ID #: 14-77025-050-01 PROPERTY ADDRESS: 8 1 8 9 T H Street, Farmington, Minnesota 55024 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $108,715.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is March 23, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: July 20, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2281095 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Restated Declaration for Coachman Highlands Townhomes Owners Association (hereinafter the "Association") which was recorded December 27, 2002 as Doc. No. 1978040, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 67, Block 1, Coachman Highlands, CIC No. 390, Dakota County, Minnesota STREET ADDRESS: 1599 Snowflake Drive, Eagan, MN 55121 TAX PARCEL ID NUMBER: 10-18075-670-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 8, 2010, from Bradley J. Swenson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $ 2,122.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 27, 2009, as Document No. 2680937 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and

tained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 15th day of September, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 15, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COACHMAN HIGHLANDS TOWNHOMES OWNERS ASSOCIATION Attorneys for Coachman Highlands Townhomes Owners Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000

(Coachman Highlands/Swenson/09-7-178D)

2281697

8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 24, 2002 MORTGAGORS: Kelvin W. Miller and Diane C. Miller, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2002, Dakota County Recorder, Document No. 1956334.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: July 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900150469442 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13404 1st Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024325003005 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Krestwood Knolls 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $259,482.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on March 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4283 1928813 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2285729 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Michael S. Green, a married person and John L. Green and Paulette R. Green, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No 2204055.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17801 Jaguar Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Oak Hills First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,099.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 643443952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2282643 8/5-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Danard R. Meyer and Lynette M. Meyer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 27, 2004 Dakota County Recorder Document Number: 2179995 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037505595948095 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20055 Dunbar Ave, Farmington, MN 55024-9469 Tax Parcel ID Number: 14-57600-011-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Pine Knoll, Except the following described property: Beginning at the southeast corner of said Lot 1; thence south 72 degrees 38 minutes 55 seconds west along the southerly line of said Lot 1, a distance of 123.00 feet; thence north 27 degrees 58 minutes 14 seconds west, a distance of 156.25 feet to the north line of said Lot 1; thence East along said north line a distance of 158.84 feet to the northeast corner of said Lot 1; thence southeasterly along a curve concave to the northeast, having a radius of 5679.74 feet, a central angle of 0 degrees 27 minutes 58 seconds, and a chord bearing of South 17 degrees 35 minutes 04 seconds east, for a distance of 46.20 feet; thence South 17 degrees 21 minutes 05 seconds east, tangent to said curve a distance of 60.00 feet to the point of beginning.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,530.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006085F04 2333066 9/9-10/14/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Munir Zabri, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410001253801 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 1, 2006, as Document No. 2449909 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: May 7, 2008, and recorded May 19, 2008 by Document No. 2590994.

LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Middle Creek East 3rd addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 20691 East Oaks Drive, Farmington, MN 55024 PROPERTY I.D: 14-48762-150-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Two Thousand Eight Hundred Thirty-Five and 24/100 ($302,835.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 26, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00397-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3721414 09/09/2010, 09/16/2010, 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010 2334008 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2007 MORTGAGORS: Shaji Varghese and Biji Varghese, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537790.

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: September 3, 2009, Recorded: September 29, 2009, Document No. 2687163.

TRANSACTION AGENT: Mortgage

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700021494276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4730 Hittner Point, Eagan, MN 55122 TAX PARCEL I.D. #: 103325003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hittner Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $675,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $729,482.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 171708957 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299571 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,680.00 MORTGAGOR(S): Nicholas A Reitmeier, a single person and Savannah C Lane, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 08, 2004 Dakota County Recorder Document Number: 2274114 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843450706 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6266 175th St W, Lakeville, MN 55024-8992 Tax Parcel ID Number: 22-20877-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Dodd Ridge Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,235.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016225F01 2297413 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,000.00 MORTGAGOR(S): Catalina L Lo and Ia Lo, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510895 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060040464 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20988 Jury Ct, Lakeville, MN 55044-6018 Tax Parcel ID Number: 22-84275-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Willow Ridge, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $452,122.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016173F01 2297858 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2007 MORTGAGOR: Nancy A. Osterling, single.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 21, 2007, Dakota County Recorder, Document No. 2562969.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 11773 Millpond Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024850310003 LEGAL DESCRIPTION OF PROPERTY: Unit number 100, CIC Number 157, Boulder Pond, A Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $135,498.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

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������ ������ ������� ��������� �� ����G Alen, a By: Paul A. Weingarden MORTGAGOR(S): Stephanie Attorneys for Mortgagee/Assignee of single person Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded: May 23, 2005 Dakota County Recorder 60-3089 3014868636 Document Number: 2324430 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM And assigned to: U.S. Bank National A DEBT COLLECTOR. 2299623 8/12-9/16/10 Association Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE cation Number: 100103210000097518 THE RIGHT TO VERIFICATION Lender or Broker: Prime Mortgage OF THE DEBT AND IDENTITY OF Corporation THE ORIGINAL CREDITOR WITHIN Residential Mortgage Servicer: U.S. THE TIME PROVIDED BY LAW IS Bank Home Mortgage NOT AFFECTED BY THIS ACTION. Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN, that COUNTY IN WHICH PROPERTY IS default has occurred in conditions of LOCATED: Dakota the following described mortgage: Property Address: 12952 Nicollet Ave DATE OF MORTGAGE: July 31, 2003 Apt 202, Burnsville, MN 55337-3541 MORTGAGORS: Jeffrey W. Witte and Tax Parcel ID Number: Jennifer M. Witte, husband and wife.

02-01300580-16 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: Apartment Numer 202, 12952 DATE AND PLACE OF RECORDING: Nicollet Avenue South, Condominium R e g i s t e r e d S e p t e m b e r 2 3 , 2 0 0 3 , Ownership Number 15, Ridgview ConDakota County Registrar of Titles, dominium Homes, Dakota County, Document No. 0515260, Certificate of Minnesota.

Title No. 110000.

AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: D U E A S O F D A T E O F N O T I C E : Assigned to: Provident Funding Asso- $79,028.91 ciates, L.P., Dated: July 15, 2010.

THAT all pre-foreclosure requireSaid Mortgage being Registered Land. ments have been complied with; that TRANSACTION AGENT: Mortgage no action or proceeding has been instiElectronic Registration Systems, Inc. tuted at law or otherwise to recover the T R A N S A C T I O N A G E N T ' S M O R T - debt secured by said mortgage, or any GAGE IDENTIFICATION NUMBER ON part thereof; MORTGAGE: 1000179-3513060187-1 PURSUANT to the power of sale conLENDER OR BROKER AND MORT- t a i n e d i n s a i d m o r t g a g e , t h e G A G E O R I G I N A T O R S T A T E D O N above-described property will be sold MORTGAGE: Provident Funding Asso- by the Sheriff of said county as folciates, L.P. lows: RESIDENTIAL MORTGAGE SERDATE AND TIME OF SALE: SeptemVICER: Provident Funding Associates, ber 24, 2010 at 10:00 AM L.P. PLACE OF SALE: Dakota County MORTGAGED PROPERTY ADDRESS: Law Enforcement Center, 1580 High17146 Jonquil Avenue, Lakeville, MN way 55, Lobby S-100, Hastings, Minne55044 sota TAX PARCEL I.D. #: 227662004002 to pay the debt secured by said mortLEGAL DESCRIPTION OF PROP- gage and taxes, if any, on said preERTY: mises and the costs and disburseLot Four (4), Block Two (2), Oin Tim- ments, including attorney fees allowed ber Ridge South. by law, subject to redemption within COUNTY IN WHICH PROPERTY IS six (6) months from the date of said LOCATED: Dakota sale by the mortgagor(s), their perORIGINAL PRINCIPAL AMOUNT OF sonal representatives or assigns.

MORTGAGE: $270,000.00 If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propDUE AS OF DATE OF NOTICE, INCLUD- erty is not redeemed under Minn. Stat.

ING TAXES, IF ANY, PAID BY MORT- §580.23, the Mortgagor must vacate GAGEE: $245,301.84 the property on or before 11:59 p.m. on That prior to the commencement of March 24, 2011, or the next business this mortgage foreclosure proceeding day if March 24, 2011 falls on a SaturMortgagee/Assignee of Mortgagee com- day, Sunday or legal holiday. plied with all notice requirements as Mortgagor(s) released from financial required by statute; That no action or obligation: NONE proceeding has been instituted at law THIS COMMUNICATION IS FROM o r o t h e r w i s e t o r e c o v e r t h e d e b t A DEBT COLLECTOR ATTEMPTsecured by said mortgage, or any part ING TO COLLECT A DEBT. ANY thereof; INFORMATION OBTAINED WILL BE PURSUANT to the power of sale con- USED FOR THAT PURPOSE. tained in said mortgage, the above THE RIGHT TO VERIFICATION OF described property will be sold by the THE DEBT AND IDENTITY OF THE Sheriff of said county as follows: ORIGINAL CREDITOR WITHIN THE DATE AND TIME OF SALE: October T I M E P R O V I D E D B Y L A W I S N O T 22, 2010 at 10:00 AM AFFECTED BY THIS ACTION. PLACE OF SALE: S h e r i f f ' s O f f i c e , THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07.

PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- PRODUCTION, AND ARE ABANDONED. ERTY: If the real estate is an DATED: August 12, 2010 owner-occupied, single-family dwellASSIGNEE OF MORTGAGEE: ing, unless otherwise provided by law, U.S. Bank National Association the date on or before which the mort- Wilford & Geske, P.A. gagor(s) must vacate the property if the Attorneys for Assignee of Mortgagee mortgage is not reinstated under sec- Lawrence A. Wilford tion 580.30 or the property is not James A. Geske redeemed under section 580.23 is 8425 Seasons Parkway, Suite 105 11:59 p.m. on April 22, 2011.

Woodbury, MN 55125-4393 MORTGAGOR(S) RELEASED FROM (651) 209-3300 FINANCIAL OBLIGATION ON MORT- File Number: 016160F01 GAGE: None 2290404 8/12-9/16/10 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION OF THE DEBT AND IDENTITY OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. WITH A RESIDENTIAL DWELLING OF NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of PROPERTY USED IN AGRICULTURAL the following described mortgage: P R O D U C T I O N , A N D A R E DATE OF MORTGAGE: May 10, 2006 ABANDONED." MORTGAGORS: Eric W. Benson and Dated: August 20, 2010.

Lynn E. Benson, husband and wife.

Provident Funding Associates, L.P. MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee Registration Systems, Inc. USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE AND PLACE OF RECORDING: By: Paul A. Weingarden Recorded May 24, 2006, Dakota County Attorneys for Mortgagee/Assignee of Recorder, Document No. 2432166.

Mortgagee ASSIGNMENTS OF MORTGAGE: 4500 Park Glen Road #300 Assigned to: Provident Funding AssoMinneapolis, MN 55416 ciates, L.P., Dated: December 31, 2009, (952) 925-6888 Recorded: January 20, 2010, Docu90-1840 ment No. 2708926.

3513060187 TRANSACTION AGENT: Mortgage THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. A DEBT COLLECTOR. TRANSACTION AGENT'S MORT2328632 9/2-10/7/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017918160400711 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: Provident Funding AssoFORECLOSURE SALE ciates, L.P. NOTICE IS HEREBY GIVEN that RESIDENTIAL MORTGAGE SERdefault has occurred in the conditions VICER: Provident Funding Associates, of the following described mortgage: L.P. DATE OF MORTGAGE: May 12, 2005 MORTGAGED PROPERTY ADDRESS: ORIGINAL PRINCIPAL AMOUNT OF 16416 Griffon Trail, Lakeville, MN MORTGAGE: $83,900.00 MORTGAGOR(S): Stephanie G Alen, a ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� �� ���� ������ ������ ������� described as follows: Commencing at the Northwest corner ���������� ���� ��������� 16416 Griffon Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-27601-050-02 LEGAL DESCRIPTION OF PROPERTY: Lot 5 , B l o c k 2 , Foxborough 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,666.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 30, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1811 1816040071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299743 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage, Security Agreement and Assignment of Rents and Leases, dated September 21, 2005, executed by Stahl Commercial Properties LLC, a Minnesota limited liability company, and Stahl Commercial Properties II LLC, a Minnesota limited liability company, as borrower (collectively, the "Mortgagor"), and delivered to World Savings Bank, FSB, a federal savings bank, as mortgagee (together with its successors in interest, the "Mortgagee"), which mortgage was recorded October 18, 2005 in the Office of the County Recorder of Dakota County, Minnesota as Document No. 2371989, as assigned by that certain Corporation Assignment of Mortgage and Related Documents, dated February 24, 2010, executed by Wachovia Mortgage, a division of Wells Fargo Bank, NA, formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, as assignor, and delivered to Fannie Mae, which was recorded June 7, 2010 in th e Office of the County Recorder of Dakota County, Minnesota as Document No. 2734101 (collectively, the "Mortgage"), the original principal amount secured by said Mortgage, being $596,250.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $597,561.40; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed.

The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Parcel 1: That part of Lot 18, Block 2, Hampton, Dakota County Minnesota, described as follows:

of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed bearing) along the West line thereof a distance of 40.00 feet; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18, a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18, a distance of 74.56 feet, more or less to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18, a distance of 45.00 feet to the point of beginning of the land to be described; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence South along the West line of said Lot 18 to a point which is 162 feet Southerly of the Northerly line of said Lot 18, measured along the Westerly line of said Lot 18; thence Easterly in a straight line to a point on the Easterly line of said Lot 18 which point is 34 feet Northerly from the Southeast corner of said Lot 18; thence Northerly along the Easterly line of said Lot 18 to the point of beginning, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

Parcel 2: That part of Lot 18, Block 2, Hampton, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed hearing) along the West line thereof a distance of 40.00 feet to the point of beginning of the land to be described; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18 a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18 a distance of 74.66 feet, more or less, to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18 a distance of 45.00 feet; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence North 12 degrees 12 minutes 21 seconds West along said West line of Lot 18 a distance of 63.00 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. (which real property, together with any and all easements, rights-of-way, licenses, privileges, and appurtenances thereto and any and all other real property which may at any time hereafter be conveyed by Mortgagor to Mortgagee as security for that certain promissory note secured by the Mortgage (the "Note"), is hereinafter referred to as the "Land"); All highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, bordering on or adjacent to the Land, together with all right, title, and interest of Mortgagor to the real property lying within said highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, and all vacated highways, roads, streets, alleys, and public rights-of-way and thoroughfares, and all strips and gores adjoining or within the Land or any part thereof; All buildings, structures, improvements, railroad spurs, tracks and sidings, plants, works, and fixtures now or at any time located on any portion of the Land, and all extensions, additions, betterments, substitutions, and replacements thereof; All fixtures, furniture, furnishings, equipment, machinery, appliances, apparatus, and other property of every kind and description now or at any time installed or located on or used or usable in connection with the Land or the buildings and improvements situated thereon, including, but not limited to, all lighting, heating, cooling, ventilating, air-conditioning, humidifying, dehumidifying, plumbing, sprinkling, incinerating, refrigerating, air-cooling, lifting, fire extinguishing, cleaning, communicating, security, surveillance, computer, telephone and electrical systems, and the machinery, appliances, fixtures, and equipment pertaining thereto, all switchboards, engines, motors, tanks, pumps, floor coverings, carpeting, partitions, conduits, ducts, compressors, elevators, escalators, accessories, draperies, blinds and other window coverings, and the machinery, appliances, fixtures, and equipment pertaining thereto, all of which f i x t u r e s , f u r n i s h i n g s , urniture, equipment, machinery, appliances, apparatus, and other property, whether or not permanently affixed to the Land; All rights, privileges, permits, licenses, easements, consents, tenements, hereditaments, and appurtenances at any time belonging to or in any way appertaining to all or any part of the Land and any property or interests subject to the Mortgage; all right, title, and interest of Mortgagor in all reversions and remainders in or to all or

sions and remainders in or to all or any part of the Land and other property and interests subject to the Mortgage, and all avails, rents, income, issues, profits, royalties, and revenues derived from or belonging to all or any part of the Land and other property and interests subject to the Mortgage; Any and all proceeds of the conversion, whether voluntary or involuntary, of all or any part of the Land and other property and interests subject to the Mortgage into cash or liquidated claims, including, by way of illustration and not limitation, all proceeds of insurance and all awards and payments, including interest thereon, which may be made with respect to all or any part of the Land or other property and interests subject to the Mortgage, or any estate or easement therein, as a result of any damage to or destruction of all or any part of the Land and other property and interests subject to the Mortgage, the exercise of the right or power of condemnation or eminent domain, the closing of, or the alteration of the grade of, any highway, road, street, alley or other public right-of-way or thoroughfare on or adjoining all or any part of the Land and other property and interests subject to the Mortgage, or any other injury to or decrease in the value of all or any part of the Land or other property and interests subject to the Mortgage, to the extent of all amounts which may be secured by the Mortgage, and any and all assignments and other instruments as are necessary for the purpose of assigning said proceeds, awards, and payments to Mortgagee, free, clear and discharged of any and all encumbrances of any kind or nature, whatsoever; and The immediate and continuing right to receive and collect all rents, income, issues and profits which are or may become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or any part of the Land, or any buildings, structures or improvements located on the Land, made or agreed to by the Mortgagor, and all of such leases or agreements, together with all guaranties therefore and any renewals or extensions thereof; will be sold by the Sheriff of Dakota County, Minnesota at public auction on Monday, October 18, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law.

The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is six (6) months from the date of said sale.

Property Addresses: 23290-23304 Main Street, Hampton, MN 55031.

Tax Parcel ID Numbers: 18-32000-184-02 and 18-32000-185-02.

Dated: August 9, 2010 FANNIE MAE FAEGRE & BENSON LLP

By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2298983 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2004 MORTGAGORS: Laurie S. Lancette and Derrick D. Sanders, both single.

MORTGAGEE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana.

DATE AND PLACE OF RECORDING: Recorded July 9, 2004, Dakota County Recorder, Document No. 2223961.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2004-FFH3, Dated: April 12, 2010, Recorded: April 23, 2010, Document No. 2726464.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 13444 Settlers Ridge Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026730059001 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Settlers Ridge CIC Number 355, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,528.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-608 1044296755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299598 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2006 MORTGAGOR: S t e v e R . F i n l e y , a single man.

MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded February 28, 2007, Dakota County Recorder, Document No 2499688.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: July 26, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 2461 79th Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205353006101 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Oak Park Preserve COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,446.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-260 5122270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2290429 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Barbara J. Broz, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Seventy Three and 00/100 ($3,373.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated April 19, 2010, and recorded August 3, 2010, as Document No. 2744248 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 13, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 13, 2011.

Dated: August 23, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441114 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2319765 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,500.00 MORTGAGOR(S): Jill L Yelton. a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600001161607 SERVICER: Ocwen Loan Servicing, LLC LENDER: Delta Funding Corporation.

LENDER: Delta Funding Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on July 3, 2007, as Document No. 2528139 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Dated: September 25, 2007, and recorded September 3, 2009 by Document No. 2682251.

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 17, Tarbox addition to South St Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota PROPERTY ADDRESS: 619 5th Avenue South, South Saint Paul, MN 55075 PROPERTY I.D: 367510005017 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Two Hundred Seventy-Three and 60/100 ($160,273.60) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 28, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00320-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ASAP# 3681967 08/12/2010, 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010 2289879 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2003 MORTGAGOR: J o h n E . R o s s e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 11, 2003, Dakota County Recorder, Document No. 2107769.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: October 6, 2009, Recorded: October 26, 2009, Document No. 2692477.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100160500150266800 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Express, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14668 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20505-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Diamond Path 6th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,842.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

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required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2530 0607711231 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299840 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2004 MORTGAGOR: Jerry L. Westling and Beverly H. Westling, husband and wife MORTGAGEE/LENDER: W e s t e r n Bank SERVICER: Western Bank MORTGAGE ID#: 600268 DATE AND PLACE OF RECORDING: Recorded on December 6, 2004, Dakota County Registrar of Titles, as Document No. 553678 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Two (2), in Palomino Hills Third Addition (Torrens Certificate No. 46108) ADDRESS OF PROPERTY: 110 Pony Lane East, Apple Valley, MN 55124 TAX PARCEL NO.: 01-56602-140-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,419.57 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $74,825.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2010 at 10:00 a.m.

PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or the property redeemed under Minnesota Statutes Section 580.23 is March 29, 2011 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday,

is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010 WESTERN BANK: MORTGAGEE Attorney for Mortgagee: Perrie N. Heitler Attorney Registration No. 43643 2345 Rice Street, Suite 165 St. Paul, Minnesota 55113 (651) 482-9933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2289083 8/12-9/16/10P

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated January 4, 2005, executed by Westview Properties, LLC, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Two Million Nine Hundred Ninety-Three Thousand Five Hundred ($2,993,500.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, o n J a n u a r y 6 , 2 0 0 5 , as doc. no.

2283349 ; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of One Million Six Hundred Twenty Thousand Nine Hundred Forty-Six ($1,620,946.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: The East 440 feet of Lot One (1), Block Three (3), Hastings Industrial Park No. 3, Dakota County, Minnesota.

Property address: 1100 Spiral Blvd., Hastings, MN 55033 Parcel I.D. #: 19-32002-012-03 will be sold by the sheriff of said county at public auction on September 23, 2010, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), its heirs or assigns, within two (2) months from the date of sale.

This notice pertains to a voluntary foreclosure proceeding pursuant to Minn. Stat. §582.32 pursuant to an Agreement for Voluntary Foreclosure dated July 30, 2010. Each holder of a junior lien may redeem in the order and manner provided in §582.32 subd.

9, beginning after the expiration of the mortgagor's two month redemption period.

Dated: August 18, 2010 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 2308555 8/19-9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 MORTGAGORS: M i c h a e l J . P o l s k i and Donna L. Polski, husband and wife.

MORTGAGEE: rateOne Home Loans.

DATE AND PLACE OF RECORDING: Recorded September 18, 2003, Dakota County Recorder, Document No. 2111680.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. by Court Order recorded as Document No. 2652911 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: rateOne Home Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16870 Firestone Way, Farmington, MN 55024 TAX PARCEL I.D. #: 22-41750-070-04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Kilkenny Pond COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,500.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,819.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1705 8403385605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299896 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 MORTGAGOR(S): Doug A. Roseth and Sara Roseth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2007 Dakota County Recorder Document Number: 2525894 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: June 09, 2010 Recorded: June 29, 2010 Dakota County Recorder Document Number: 2738071 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800923848580 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16872 Embers Ave, Farmington, MN 55044 Tax Parcel ID Number: 22-47051-610-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1610, Common Interest Community Number 362, Mallard Shores Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,228.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014865F02 2292924 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,000.00 MORTGAGOR(S): Jonathan Wunderlich and Gwyn B. Wunderlich, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 08, 2008 Dakota County Registrar of Titles Document Number: 622247 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700027947947 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3310 209th St W, Farmington, MN 55024-9554 Tax Parcel ID Number: 14-02900-020-56 LEGAL DESCRIPTION OF PROPERTY: THE EAST 80 FEET OF THE NORTH 190 FEET OF THE WEST 1062.7 FEET OF THE SOUTH 665 FEET OF THE SOUTHWEST 1/4 OF SECTION 29, TOWNSHIP 114, RANGE 19 ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,859.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

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BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION OF THE DEBT AND IDENTITY OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of PROPERTY USED IN AGRICULTURAL the following described mortgage: DATE OF MORTGAGE: O c t o b e r 4 , PRODUCTION, AND ARE ABANDONED. 2005 DATED: August 12, 2010 MORTGAGOR: Steven E. Polsfuss, a ASSIGNEE OF MORTGAGEE: single person.

BAC Home Loans Servicing, LP MORTGAGEE: H o m e 1 2 3 C o r p o r a Wilford & Geske, P.A. tion.

Attorneys for Assignee of Mortgagee DATE AND PLACE OF RECORDING: Lawrence A. Wilford Recorded November 10, 2005, Dakota James A. Geske County Recorder, Document No. 8425 Seasons Parkway, Suite 105 2380188.

Woodbury, MN 55125-4393 ASSIGNMENTS OF MORTGAGE: (651) 209-3300 Assigned to: Wells Fargo Bank, N.A., as File Number: 003117F02 2292551 8/12-9/16/10 Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC1 Asset-Backed Pass-Through Certificates, Dated: August 19, 2010.

NOTICE OF MORTGAGE TRANSACTION AGENT: NONE FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: NONE THE ORIGINAL CREDITOR WITHIN LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N NOT AFFECTED BY THIS ACTION. MORTGAGE: Home123 Corporation NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: Carrington Mortgage Services the following described mortgage: LLC DATE OF MORTGAGE: December 1, MORTGAGED PROPERTY ADDRESS: 2006 1154 Lexington Ridge Court, Eagan, MORTGAGORS: Kue Xiong and Kia MN 55123 Vang, husband and wife.

TAX PARCEL I.D. #: 104515002001 MORTGAGEE: J P M o r g a n C h a s e LEGAL DESCRIPTION OF PROPBank, National Association as succes- ERTY: sor in interest to Washington Mutual Lot 2, Block 1, Lexington Ridge, Bank, FA. Dakota County, Minnesota.

DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded December 29, 2006, Dakota LOCATED: Dakota County Recorder, Document No. ORIGINAL PRINCIPAL AMOUNT OF 2484952.

MORTGAGE: $464,000.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE NONE DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: NONE ING TAXES, IF ANY, PAID BY MORTT R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $498,256.84 GAGE IDENTIFICATION NUMBER ON That prior to the commencement of MORTGAGE: NONE this mortgage foreclosure proceeding LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: Washington Mutual Bank, required by statute; That no action or FA proceeding has been instituted at law RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt VICER: Chase Home Finance, LLC secured by said mortgage, or any part MORTGAGED PROPERTY ADDRESS: thereof; 3120 63rd Street East, Inver Grove PURSUANT to the power of sale conHeights, MN 55076 tained in said mortgage, the above TAX PARCEL I.D. #: 20-19500-010-03 described property will be sold by the LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: October Lot 1, Block 3, Dakota Park 22, 2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota Law Enforcement Center, 1580 Hwy ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN MORTGAGE: $188,000.00 to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $205,823.54 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: October redeemed under section 580.23 is 26, 2010 at 10:00 AM 11:59 p.m. on April 22, 2011.

PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN GAGE: None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07.

GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." gagor(s) must vacate the property if the Dated: August 20, 2010. mortgage is not reinstated under secWells Fargo Bank, N.A., as Trustee tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on April 26, 2011.

By: Paul A. Weingarden MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee GAGE: None 4500 Park Glen Road #300 "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP85-600 RESENTATIVES OR ASSIGNS, MAY BE 2215878 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 2328284 9/2-10/7/10 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: August 25, 2010.

NOT AFFECTED BY THIS ACTION. JPMorgan Chase Bank, N.A. NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: November 9, Attorneys for Mortgagee/Assignee of 2007 Mortgagee MORTGAGORS: Eric A. Froemming 4500 Park Glen Road #300 and Emily C. Sand, both single.

Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 60-2608 DATE AND PLACE OF RECORDING: 3011349291 THIS IS A COMMUNICATION FROM Recorded November 28, 2007, Dakota A DEBT COLLECTOR. 2328542 9/2-10/7/10 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� �� ���� ������Lender ������ ������� or Broker: The Lending Con nection, Inc. ���������� ���� ��������� Recorded November 28, 2007, Dakota County Recorder, Document No. 2558061.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600069623515 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Universal American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18428 Lafayette Way #528A, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850752801 LEGAL DESCRIPTION OF PROPERTY: Unit No. 528A, CIC No. 372, Prairie Lake Lodges, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,959.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8785 1881221262 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299667 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Joan Remick Kennedy and Charles Edward Kennedy, III, wife and husband MORTGAGEE: The Lending Connection, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2003 Dakota County Recorder Document Number: 2095197 ASSIGNMENTS OF MORTGAGE: And assigned to: New Century Mortgage Corporation Dated: December 12, 2006 Recorded: January 22, 2007 Dakota County Recorder Document Number: 2490075 And assigned to: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3 Dated: January 04, 2003 Recorded: January 22, 2007 Dakota County Recorder Document Number: 2490076 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Lending Con-

Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1440 Highview Ave, Eagan, MN 55121-1142 Tax Parcel ID Number: 10-32880-095-00 LEGAL DESCRIPTION OF PROPERTY: The West 30 feet of Lot 6, the East 30 feet of the North 60 feet of the West 360 feet of Lot 9 and the West 330 feet of Lot 9, all in Highview Acres, except that part contained within Remick Addition.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,491.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007287F02 2290484 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12

$259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2292754 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 9 , 2004 MORTGAGORS: Timothy W. Girdner and Diane L. Girdner, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 10, 2004, Dakota County Registrar of Titles, Document No. 0532055, Certificate of Title No. 103389.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 23, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500200351364 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16701 Joplin Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 226460101004 LEGAL DESCRIPTION OF PROPERTY: LOT ONE (1), BLOCK FOUR (4) IN ROLLING OAKS SOUTH PLAT TWO COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,310.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM

7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3884 8360665 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299933 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,515.00 MORTGAGOR(S): Christina Dotseth, A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 15, 2007 Dakota County Recorder Document Number: 2496832 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120050463 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3150 Lower 147th St W, Rosemount, MN 55068-4431 Tax Parcel ID Number: 34-03800-050-13 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the West 100 feet of the East 160 feet of Lot 13, Auditor's Subdivision No. 27, Rosemount, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,242.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 28, 2011, or the next business day if March 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016091F01 2290518 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 MORTGAGOR: Michael Ganskie a/k/a Mike Ganskie, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 3, 2007, Dakota County Recorder, Document No. 2513927.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520042879975 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7364 143rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110204009 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 9, Greenleaf Townhouses Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,745.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4401 2004287997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2308617 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,984.00 MORTGAGOR(S): Kimberly A Helgeson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631666 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 12, 2010 Recorded: July 19, 2010 Dakota County Recorder Document Number: 2741218 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012350236 Lender or Broker: Residential Mortgage Group, a Division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4078 S Meadowlark Rd, Eagan, MN 55122-1757 Tax Parcel ID Number: 10-32952-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Hillandale Addition Number 3, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,432.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 03, 2011, or the next business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015810F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015810F01 2321405 9/9/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony Kimmen and Jennifer A. Kimmen, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460681 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Dated: September 05, 2006 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1464 Brittany Rd, Hastings, MN 55033-2410 Tax Parcel ID Number: 19-71000-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,856.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016763F01 2331294 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 MORTGAGOR: Tovarich Bourne, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499321.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 9, 2008, Recorded: June 19, 2008, Document No. 2597726.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520039131778 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 315 Cari Park Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 191640104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cari Park 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,155.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 31, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4357 2003913177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2297885 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2006 MORTGAGORS: Robert E. Anderson and Cheri L. Anderson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471701.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 26, 2010, Recorded: May 28, 2010, Document No. 2732588.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500602570132 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12920 Abbott Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-63200-020-01 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 2, Block 1, Reason Investment 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,007.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8446 1914403580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299645 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Viola E Rheinhardt, an unmarried woman MORTGAGEE: American Home Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300868 ASSIGNMENTS OF MORTGAGE: And assigned to: Resource Bancshares Mortgage Group, Inc. Dated: August 25, 1995 Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300869 And assigned to: NationsBanc Mortgage Corporation Dated: February 15, 1996 Recorded: March 05, 1996 Dakota County Recorder Document Number: 1334052 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15005 December Way, Rosemount, MN 55068-5521 Tax Parcel ID Number: 34-83605-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Wensmann Sixth Addition according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $42,488.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 2292822 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,673.00 MORTGAGOR(S): Lisa A Settevig, a single person MORTGAGEE: Norwest Mortgage, Inc. DATE AND PLACE OF REGISTERING: Registered: December 14, 1998 Dakota County Registrar of Titles Document Number: 387668 ASSIGNMENTS OF MORTGAGE: And assigned to: Knutson Mortgage Corporation Dated: March 18, 1999 Registered: March 19, 1999 Dakota County Registrar of Titles Document Number: 395305 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 28, 2005 Registered: December 05, 2005 Dakota County Registrar of Titles Document Number: 580430 And assigned to: BAC Home Loans Servicing, L.P. Dated: August 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100012900013709956 Lender or Broker: Norwest Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 114108 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7416 Brady Path, Inver Grove Heights, MN 55076-2341 Tax Parcel ID Number: 20-77500-590-01 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Traverse Pointe Addition, Common Interest Community No. 203, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $98,993.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

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������ ������ ������� ��������� ���� ments, including attorney fees allowed 11:59 p.m. on April 1, �� 2011.

MORTGAGOR(S) RELEASED FROM by law, subject to redemption within six (6) months from the date of said FINANCIAL OBLIGATION ON MORTsale by the mortgagor(s), their per- GAGE: None "THE TIME ALLOWED BY LAW FOR sonal representatives or assigns.

If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER March 24, 2011, or the next business MINNESOTA STATUTES, SECTION day if March 24, 2011 falls on a Satur- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTday, Sunday or legal holiday.

Mortgagor(s) released from financial GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF obligation: NONE THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY P R O D U C T I O N , A N D A R E INFORMATION OBTAINED WILL BE ABANDONED." Dated: August 4, 2010.

USED FOR THAT PURPOSE. Wells Fargo Bank, N.A., as Trustee THE RIGHT TO VERIFICATION OF Mortgagee/Assignee of Mortgagee THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E P R O V I D E D B Y L A W I S N O T By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 18-782 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 96541075 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 8/12-9/16/10 OTHER THINGS, THAT THE MORT- 2299543 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN that DATED: August 12, 2010 default has occurred in the conditions ASSIGNEE OF MORTGAGEE: of the following described mortgage: BAC Home Loans Servicing, L.P. DATE OF MORTGAGE: February 20, Wilford & Geske, P.A. 2004 Attorneys for Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $163,922.00 James A. Geske MORTGAGOR(S): Laura Quiroz Puer8425 Seasons Parkway, Suite 105 tas and Juan Avalos Gadea, wife and Woodbury, MN 55125-4393 husband (651) 209-3300 MORTGAGEE: Colonial Savings, F.A. File Number: 016360F01 DATE AND PLACE OF RECORDING: 2292499 8/12-9/16/10 Recorded: March 11, 2004 Dakota County Recorder Document Number: 2184365 Transaction Agent: Not Applicable NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE THE RIGHT TO VERIFICATION cation Number: Not Applicable Lender or Broker: Colonial Savings, OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN F.A. Residential Mortgage Servicer: ColoTHE TIME PROVIDED BY LAW IS nial Savings NOT AFFECTED BY THIS ACTION. Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN, that COUNTY IN WHICH PROPERTY IS default has occurred in conditions of LOCATED: Dakota the following described mortgage: Address: 195 Stanley St, Property DATE OF MORTGAGE: M a r c h 2 5 , West Saint Paul, MN 55118-1511 2005 Tax Parcel ID Number: MORTGAGORS: Michael David Goldammer and Tiffany Anne Goldammer, 42-48250-030-00 LEGAL DESCRIPTION OF PROPhusband and wife.

MORTGAGEE: Mortgage Electronic ERTY: The East 30 feet of Lot 2 and the West 20 feet of Lot 3, in "Meyer's Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Re-arrangement", Dakota County, R e c o r d e d A p r i l 1 1 , 2 0 0 5 , D a k o t a Minnesota.

AMOUNT DUE AND CLAIMED TO BE County Recorder, Document No. DUE AS OF DATE OF NOTICE: 2311901.

A S S I G N M E N T S O F M O R T G A G E : $152,638.04 THAT all pre-foreclosure requireAssigned to: WELLS FARGO BANK, NATIONAL ASSOCIATION AS TRUSTEE ments have been complied with; that FORTHE HOLDERS OF SARM 2005-14, no action or proceeding has been instiDated: October 26, 2009, Recorded: tuted at law or otherwise to recover the December 18, 2009, Document No. debt secured by said mortgage, or any part thereof; 2703292.

PURSUANT to the power of sale conTRANSACTION AGENT: Mortgage tained in said mortgage, the Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as follows: MORTGAGE: 100133700005680445 DATE AND TIME OF SALE: October LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County MORTGAGE: America's Wholesale Law Enforcement Center, 1580 HighLender R E S I D E N T I A L M O R T G A G E S E R - way 55, Lobby S-100, Hastings, MinneVICER: BAC Home Loans Servicing sota to pay the debt secured by said mortL.P. MORTGAGED PROPERTY ADDRESS: gage and taxes, if any, on said pre15706 Finesse Way, Apple Valley, MN mises and the costs and disbursements, including attorney fees allowed 55124 TAX PARCEL I.D. #: 01-63400-030-17 by law, subject to redemption within LEGAL DESCRIPTION OF PROP- six (6) months from the date of said sale by the mortgagor(s), their perERTY: Lot 3, Block 17, Regatta, Regatta sonal representatives or assigns.

If the Mortgage is not reinstated Club Homes, CIC No. 236, Dakota under Minn. Stat. §580.30 or the propCounty, Minnesota.

COUNTY IN WHICH PROPERTY IS erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF the property on or before 11:59 p.m. on April 08, 2011, or the next business MORTGAGE: $166,400.00 AMOUNT DUE AND CLAIMED TO BE day if April 08, 2011 falls on a SaturDUE AS OF DATE OF NOTICE, INCLUD- day, Sunday or legal holiday.

Mortgagor(s) released from financial ING TAXES, IF ANY, PAID BY MORTobligation: NONE GAGEE: $199,258.28 That prior to the commencement of THIS COMMUNICATION IS FROM this mortgage foreclosure proceeding A DEBT COLLECTOR ATTEMPTMortgagee/Assignee of Mortgagee com- ING TO COLLECT A DEBT. ANY plied with all notice requirements as INFORMATION OBTAINED WILL BE required by statute; That no action or USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t THE DEBT AND IDENTITY OF THE secured by said mortgage, or any part ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT thereof; PURSUANT to the power of sale con- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR tained in said mortgage, the above described property will be sold by the REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPSheriff of said county as follows: DATE AND TIME OF SALE: October RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , CIAL ORDER IS ENTERED UNDER STATUTES, SECTION MINNESOTA Law Enforcement Center, 1580 Hwy 582.032, DETERMINING, AMONG 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said OTHER THINGS, THAT THE MORTMortgage, and taxes, if any, on said GAGED PREMISES ARE IMPROVED premises, and the costs and disburse- WITH A RESIDENTIAL DWELLING OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s LESS THAN FIVE UNITS, ARE NOT allowed by law subject to redemption PROPERTY USED IN AGRICULTURAL within six (6) months from the date of PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 said sale by the mortgagor(s), their MORTGAGEE: Colonial Savings, F.A. personal representatives or assigns unless reduced to Five (5) weeks under Wilford & Geske, P.A. Attorneys for Mortgagee MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- Lawrence A. Wilford E R T Y : I f t h e r e a l e s t a t e i s a n James A. Geske owner-occupied, single-family dwell- 8425 Seasons Parkway, Suite 105 ing, unless otherwise provided by law, Woodbury, MN 55125-4393 the date on or before which the mort- (651) 209-3300 gagor(s) must vacate the property if the File Number: 016633F01 8/26-9/30/10 mortgage is not reinstated under sec- 2318525 tion 580.30 or the property is not redeemed under section 580.23 is ���������� �� ���� ����� 11:59 p.m. on April 1, 2011.

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� �� ���� ������Recorded: ������ April ������� 05, 2007 County Recorder ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2002 MORTGAGORS: Francisco M. Lopez and Christine M. Omodt-Lopez, husband and wife.

MORTGAGEE: MORTGAGES UNLIMITED, INC. DATE AND PLACE OF RECORDING: Recorded January 10, 2003, Dakota County Recorder, Document No. 1982721.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMOrtgage, Inc, Dated: September 25, 2002, Recorded: January 10, 2003, Document No. 1982722.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MORTGAGES UNLIMITED, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1845 East 47th Street, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 206650010201 LEGAL DESCRIPTION OF PROPERTY: LOT TEN (10) EXCEPT THE EAST 2 FEET THEREOF SCHEFFKNECHT ADDITION BLOCK 1 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,164.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4531 626747431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328268 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Cathie Kyle Praimsukh and Mohan Ram Praimsukh, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2007 Dakota

Dakota

Document Number: 2507662 AND CORRECTIVE MORTGAGE RECORDING: July 30, 2007 Dakota County Recorder Document Number: 2534079 ASSIGNMENTS OF MORTGAGE: And assigned to: Saxon Mortgage Services, Inc. Dated: August 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843892444 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11417 Galtier Dr, Burnsville, MN 55337-1033 Tax Parcel ID Number: 02-64104-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, River Hills Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,941.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 2301171 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 MORTGAGOR(S): Michael J Stoddard and Susan M Stoddard, husdand and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117251560 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on November 7, 2006, as Document No. 2473945 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Dated: July 19, 2010, and recorded July 30, 2010 by Document No. 2743675.

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Edmar 2nd Addition, according to the recorded Plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota.

County, Minnesota.

PROPERTY ADDRESS: 3613 Upper 204th Street West, Farmington, MN 55024 PROPERTY I.D: 12 22801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thousand Thirty-Four and 11/100 ($201,034.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00372-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693647 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2304844 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2005 MORTGAGORS: E r i c D . V e v e a a n d Victoria A. Vevea, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2005, Dakota County Recorder, Document No. 2369774.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 1, 2009, Recorded: December 7, 2009, Document No. 2700611.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015902278007669 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1496 Sherwood Way, Eagan, MN 55122 TAX PARCEL I.D. #: 10-57665-120-02 LEGAL DESCRIPTION OF PROPERTY: LOT 12, BLOCK 2, PINETREE PASS 6TH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $563,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $586,213.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7557 1927074991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310886 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGOR: Bryan M. McGroarty, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 14, 2007, Dakota County Registrar of Titles, Document No. 607389, Certificate of Title No. 135264.

ASSIGNMENTS OF MORTGAGE: Assigned to: LPP Mortgage Ltd., Dated: September 1, 2008, Recorded: November 4, 2008, Document No. T635379.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176107011640561 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc. RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12 Oak Shore Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 025375406202 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Oak Shores Ninth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,911.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010.

LPP Mortgage Ltd. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1844 1424146932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311057 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,000.00 MORTGAGOR(S): Curtis M Larson and Anita M Larson, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: September 18, 1997 Dakota County Recorder Document Number: 1444874 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4681 141st St W, Apple Valley, MN 55124-7742 Tax Parcel ID Number: 01-31011-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Greenleaf 12th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,538.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB successor by merger with World Savings and Loan Association Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016515F01 2308973 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 MORTGAGORS: Barbara S. Pasquale and Daniel J. Pasquale, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 9, 2010, Dakota County Recorder, Document No. 2329158.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: August 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061905146000165 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1642 River Bluff Court, Eagan, MN 55121 TAX PARCEL I.D. #: 104130010505 LEGAL DESCRIPTION OF PROPERTY: Unit 105, CIC Number 358, Ceder Bluff Townhomes Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,132.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,085.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3988 2002835484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328167 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee

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National Association, as Trustee Dated: August 17, 2006 Recorded: September 07, 2006 Dakota County Recorder Document Number: 2459189 And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: May 12, 2010 Recorded: May 19, 2010 Dakota County Recorder Document Number: 2730978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000617061 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Ramsey St, Hastings, MN 55033-2810 Tax Parcel ID Number: 19-77300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Tripp's Addition to Hastings, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,607.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007018F02 2303616 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2005 MORTGAGORS: T e r e s a L . R i c h t e r and Robert Eugene Richter, Sr., wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 15, 2005, Dakota County Recorder, Document No. 2388929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Capital I Inc. Trust 2006-HE2, Mortgage Pass-Through Certificates, Series 2006-HE2, Dated: August 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077910005096579

MORTGAGE: 100077910005096579 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 6775 Concord Boulevard, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204325019000 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, William F. Krech Addition to Inver Grove, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,181.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4141 0022108591 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310930 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGORS: Patrick J. Schreifels and Karmen S. Schreifels, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document No. 2361047.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP1, Dated: August 2, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000832944 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 17980 Fullerton Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221860026006 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 6, Crossroads First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,520.00

MORTGAGE: $333,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $350,664.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-634 2000159158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311012 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,790.00 MORTGAGOR(S): Jason D Lawson, a single man MORTGAGEE: Lendsource, Inc. DATE AND PLACE OF RECORDING: Recorded: June 13, 2003 Dakota County Recorder Document Number: 2062389 ASSIGNMENTS OF MORTGAGE: And assigned to: Lehman Brothers Bank, FSB Dated: April 30, 2003 Recorded: June 13, 2003 Dakota County Recorder Document Number: 2062390 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 26, 2004 Recorded: March 15, 2004 Dakota County Recorder Document Number: 2185271 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001006300 Lender or Broker: Lendsource, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1213 Walnut St, Farmington, MN 55024-1773 Tax Parcel ID Number: 14-22502-130-03 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, East Farmington Third Addition, according to the map or plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,410.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016079F01 2304603 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Burton Kegan and Emilce Kegan, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 17, 2006, Dakota County Registrar of Titles, Document No. 585055, Certificate of Title No. 139064.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 10, 2007, Recorded: August 6, 2007, Document No. 61524. And thereafter Assigned to: Chase Home Finance LLC, Dated: September 21, 2009, Recorded: October 5, 2009, Document No. T651808.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010400202677751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Company LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1508 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-22475-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Earle Place, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,903.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

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������ ������ ������� ��������� �� ���� under sec reinstated mortgage is not PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: redeemed under section 580.23 is CitiMortgage, Inc. 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM Wilford & Geske, P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee Lawrence A. Wilford GAGE: None "THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 016638F01 8/19-9/23/10 CIAL ORDER IS ENTERED UNDER 2311000 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF NOTICE IS HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E of the following described mortgage: DATE OF MORTGAGE: November 13, ABANDONED." 2003 Dated: August 3, 2010.

ORIGINAL PRINCIPAL AMOUNT OF Chase Home Finance LLC MORTGAGE: $200,600.00 Mortgagee/Assignee of Mortgagee MORTGAGOR(S): Thuy Bich Le, a USSET, WEINGARDEN AND LIEBO, P.L.L.P. married person By: Paul A. Weingarden MORTGAGEE: American Residential Attorneys for Mortgagee/Assignee of Mortgage, LP Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Recorded: January 08, 2004 Dakota Minneapolis, MN 55416 County Recorder (952) 925-6888 Document Number: 2162081 30-7104 ASSIGNMENTS OF MORTGAGE: 1914208891 And assigned to: TCF Mortgage CorTHIS IS A COMMUNICATION FROM poration A DEBT COLLECTOR. Dated: November 13, 2003 2310894 8/19-9/23/10 Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162082 And assigned to: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Dated: May 01, 2006 default has occurred in the conditions Recorded: May 11, 2006 Dakota of the following described mortgage: County Recorder DATE OF MORTGAGE: October 25, Document Number: 2428213 2001 And assigned to: U.S. Bank National ORIGINAL PRINCIPAL AMOUNT OF Association MORTGAGE: $112,000.00 Dated: June 09, 2010 MORTGAGOR(S): David M VonRecorded: June 17, 2010 Dakota drasek, a single person County Recorder MORTGAGEE: Centennial Mortgage Document Number: 2736089 & Funding, Inc. Transaction Agent: Mortgage ElecDATE AND PLACE OF RECORDING: tronic Registration Systems, Inc. Recorded: December 28, 2001 Transaction Agent Mortgage IdentifiDakota County Recorder cation Number: 100021248001934353 Document Number: 1845348 Lender or Broker: American ResiASSIGNMENTS OF MORTGAGE: dential Mortgage, LP And assigned to: Ohio Savings Bank Residential Mortgage Servicer: U.S. Dated: October 25, 2001 Bank Home Mortgage Recorded: December 28, 2001 Mortgage Originator: Not Applicable Dakota County Recorder COUNTY IN WHICH PROPERTY IS Document Number: 1845349 LOCATED: Dakota And assigned to: CitiMortgage, Inc. Property Address: 17544 Gage Ct, Dated: September 23, 2004 Lakeville, MN 55044 Recorded: October 04, 2004 Dakota Tax Parcel ID Number: County Recorder 22-18305-060-02 Document Number: 2254366 LEGAL DESCRIPTION OF PROPTransaction Agent: Not Applicable ERTY: Lot 6, Block 2, Country Pond Transaction Agent Mortgage Identifi- South 6th Addition, Dakota County, cation Number: Not Applicable Minnesota.

Lender or Broker: Centennial MortAMOUNT DUE AND CLAIMED TO BE gage & Funding, Inc. DUE AS OF DATE OF NOTICE: Residential Mortgage Servicer: Citi- $208,812.12 Mortgage, Inc. THAT all pre-foreclosure requireMortgage Originator: Not Applicable ments have been complied with; that COUNTY IN WHICH PROPERTY IS no action or proceeding has been instiLOCATED: Dakota tuted at law or otherwise to recover the Property Address: 1028 Sperl St, debt secured by said mortgage, or any West Saint Paul, MN 55118-1656 part thereof; Tax Parcel ID Number: PURSUANT to the power of sale con42-12750-170-00 tained in said mortgage, the L E G A L D E S C R I P T I O N O F P R O P - above-described property will be sold ERTY: Lot 17, Axelrod & Legler's Rear- by the Sheriff of said county as folrangement, West. St. Paul, Dakota lows: County, Minnesota, according to the DATE AND TIME OF SALE: October recorded plat thereof.

22, 2010 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Dakota County D U E A S O F D A T E O F N O T I C E : Law Enforcement Center, 1580 High$101,406.16 way 55, Lobby S-100, Hastings, MinneTHAT all pre-foreclosure require- sota ments have been complied with; that to pay the debt secured by said mortno action or proceeding has been insti- gage and taxes, if any, on said pretuted at law or otherwise to recover the mises and the costs and disbursedebt secured by said mortgage, or any ments, including attorney fees allowed part thereof; by law, subject to redemption within PURSUANT to the power of sale con- six (6) months from the date of said t a i n e d i n s a i d m o r t g a g e , t h e sale by the mortgagor(s), their perabove-described property will be sold sonal representatives or assigns. by the Sheriff of said county as folIf the Mortgage is not reinstated lows: under Minn. Stat. §580.30 or the propDATE AND TIME OF SALE: October erty is not redeemed under Minn. Stat.

01, 2010 at 10:00 AM §580.23, the Mortgagor must vacate PLACE OF SALE: Dakota County the property on or before 11:59 p.m. on Law Enforcement Center, 1580 High- April 22, 2011, or the next business way 55, Lobby S-100, Hastings, Minne- day if April 22, 2011 falls on a Satursota day, Sunday or legal holiday. to pay the debt secured by said mortMortgagor(s) released from financial gage and taxes, if any, on said pre- obligation: NONE mises and the costs and disburseTHIS COMMUNICATION IS FROM ments, including attorney fees allowed A DEBT COLLECTOR ATTEMPTby law, subject to redemption within ING TO COLLECT A DEBT. ANY six (6) months from the date of said INFORMATION OBTAINED WILL BE sale by the mortgagor(s), their per- USED FOR THAT PURPOSE. sonal representatives or assigns.

THE RIGHT TO VERIFICATION OF If the Mortgage is not reinstated THE DEBT AND IDENTITY OF THE under Minn. Stat. §580.30 or the prop- ORIGINAL CREDITOR WITHIN THE erty is not redeemed under Minn. Stat. T I M E P R O V I D E D B Y L A W I S N O T §580.23, the Mortgagor must vacate AFFECTED BY THIS ACTION. the property on or before 11:59 p.m. on THE TIME ALLOWED BY LAW FOR April 01, 2011, or the next business REDEMPTION BY THE MORTGAGOR, day if April 01, 2011 falls on a Satur- THE MORTGAGOR'S PERSONAL REPday, Sunday or legal holiday.

RESENTATIVES OR ASSIGNS, MAY BE Mortgagor(s) released from financial REDUCED TO FIVE WEEKS IF A JUDIobligation: NONE CIAL ORDER IS ENTERED UNDER THIS COMMUNICATION IS FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR ATTEMPT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ING TO COLLECT A DEBT. ANY OTHER THINGS, THAT THE MORTINFORMATION OBTAINED WILL BE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE PRODUCTION, AND ARE ABANDONED. TIME PROVIDED BY LAW IS NOT DATED: September 09, 2010 AFFECTED BY THIS ACTION. ASSIGNEE OF MORTGAGEE: THE TIME ALLOWED BY LAW FOR U.S. Bank National Association REDEMPTION BY THE MORTGAGOR, Wilford & Geske, P.A. THE MORTGAGOR'S PERSONAL REP- Attorneys for Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE Lawrence A. Wilford REDUCED TO FIVE WEEKS IF A JUDI- James A. Geske CIAL ORDER IS ENTERED UNDER 8425 Seasons Parkway, Suite 105 MINNESOTA STATUTES, SECTION Woodbury, MN 55125-4393 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (651) 209-3300 OTHER THINGS, THAT THE MORT- File Number: 014789F03 GAGED PREMISES ARE IMPROVED 2331156 9/9-10/14/10 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL ���������� �� ���� ����� PRODUCTION, AND ARE ABANDONED.

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� �� ���� ������ ������ ������� 2548821.

ASSIGNMENTS OF MORTGAGE: ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2009 MORTGAGORS: Heather Wieland and Brandon Wieland, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2009, Dakota County Recorder, Document No. 2684796.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100027109080071430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NATIONAL BANK OF KANSAS CITY RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18384 Lafayette Way Unit 228H, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850722808 LEGAL DESCRIPTION OF PROPERTY: Unit #228H Prairie Lake Lodges, CIC 372 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,043.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,340.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 1120981866 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328236 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 10, 2007 MORTGAGOR: M a r w a E m b a b y , a married person .

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 8, 2007, Dakota County Recorder, Document No. 2548821.

Assigned to: Fannie Mae ("Federal National Mortgage Association"), Dated: May 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200620239998 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loans, a Division of First Tennessee Bank N.A. RESIDENTIAL MORTGAGE SERVICER: IBM Lender Business Process Services Inc. MORTGAGED PROPERTY ADDRESS: 17017 Georgetown Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16704-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Cedar Highlands 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $411,272.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010.

Federal National Mortgage Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-319 8349014 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310457 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $444,000.00 MORTGAGOR(S): Dennis F. Butler and Nancy L. Butler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 25, 2010 Dakota County Registrar of Titles Document Number: T662406 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001996-0000010853-6 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147835 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1291 Spring Green Ln, Burnsville, MN 55306-6363 Tax Parcel ID Number: 02-71800-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Spring Green, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration Document Nos. 427819 and 427823.

AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $461,817.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014277F02 2304584 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 2 , 2002 MORTGAGORS: R a m i z S a a d e h , single and Rami Saadeh and Abeer Hattar, husband and wife, and Yousef Saadeh and Norma Qewar, husband and wife.

MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 17, 2002, Dakota County Recorder, Document No. 1886008.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 22, 2002, Recorded: April 17, 2002, Document No. 1886009.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7260 158th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11650-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Apple Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,396.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,712.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 7810211148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2308639 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,614.00 MORTGAGOR(S): Kristi L. Willard, A Single Woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265959 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S, Bank, N.A. Dated: September 24, 2009 Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265960 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12765 Edgewater Path, Apple Valley, MN 55124-8654 Tax Parcel ID Number: 01-34151-152-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 152, Condominium No. 98, Hunters Run Villas, a condominium in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,033.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015659F01 2304535 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Kenneth M. Wagner, Jr. and Radarica Wagner, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 5, 2007, Dakota County Recorder, Document No. 2521761.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 23, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20843 I n d i a Ci r c l e , L a k e v i l l e , M N 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,929.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 1911430248 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328327 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 MORTGAGOR(S): Wayne Chapman, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: June 01, 2006 Dakota County Registrar of Titles Document Number: 591356 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139972 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 E Burnsville Pkwy Apt 208, Burnsville, MN 55337-3634 Tax Parcel ID Number: 02-32600-740-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 208, located in Condominium No. 7, Woodhurst West, a Condominium, Dakota County, Minnesota, according tot he Declaration and Bylaws dated and filed October 26, 1972, as Document No. 64663, and as amended in Document no. 67368 filed on the ninth day of May, 1973, and the floor plans filed as Document No. 64664 on October 26, 1972, and as amended in Document No. 67369, filed May 9, 1973, files of the Dakota County Registrar of Titles.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,768.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016727F01 2329930 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2007 MORTGAGOR: Allan W. Giese, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

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Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727632.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,152.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 1962373980 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310817 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2007 MORTGAGORS: Mikhail I. Gutsalyuk and Natasha V. Gutsalyuk, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 10, 2007, Dakota County Recorder, Document No. 2529371.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 15, 2008, Recorded: December 26, 2008, Document No. 2628320.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039237228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18730 Dylan Drive, Farmington, MN

18730 Dylan Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 14-47801-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Meadow Creek Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,784.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6113 1991532170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310747 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2008 MORTGAGOR: R o d r i g o V i l l a d a , a Married Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2008, Dakota County Recorder, Document No. 2591858.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 2, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021040059 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13413 Brick Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343207650220 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 502, COMMON INTEREST COMMUNITY NO. 490, A CONDOMINIUM, HARMONY WEST, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,820.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8777 1749519158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310872 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: S h a n n o n M a r i e Johnson, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded July 17, 2007, Dakota County Recorder, Document No. 2530719.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 2, 2010, Recorded: May 14, 2010, Document No. 2730315.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 TAX PARCEL I.D. #: 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$197,423.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7915 1064169988 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310768 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 6 , 2008 MORTGAGORS: Satram Nauth and Savitri Nauth, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 19, 2008, Dakota County Recorder, Document No. 2579014.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001825582 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14576 Boxwood Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 346520118001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Rosewood Village Second Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,446.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,647.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2010.

Chase Home Finance LLC

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������ ������ �������fka��������� ���� Chase Home Finance LLC The Bank Of �� New York Trust Mortgagee/Assignee of Mortgagee Company, N.A. as successor to JPMorgan Chase Bank N.A., as USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Trustee for Mortgage Attorneys for Mortgagee/Assignee of Asset-Backed Pass-Through Mortgagee Certificates, Series 2006-RP3 4500 Park Glen Road #300 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Minneapolis, MN 55416 Lawrence A. Wilford (952) 925-6888 30-8872 James A. Geske 8425 Seasons Parkway, Suite 105 1847156532 THIS IS A COMMUNICATION FROM Woodbury, MN 55125-4393 (651) 209-3300 A DEBT COLLECTOR. 2310479 8/19-9/23/10 File Number: 003561F03 2310974 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $736,000.00 MORTGAGOR(S): Craig Johanns and Mary Wolf-Johanns, husband and wife MORTGAGEE: Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded: November 18, 2003 Dakota County Recorder Document Number: 2141494 DATE AND PLACE OF REGISTERING: Registered: November 18, 2003 Dakota County Registrar of Titles Document Number: 521825 ASSIGNMENTS OF MORTGAGE: And assigned to: Homecomings Financial Network, Inc. Dated: February 11, 2005 Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353437 Registered: December 09, 2005 Dakota County Registrar of Titles Document Number: 580760 And assigned to: The Bank Of New York Mellon Trust Company, National Association Fka The Bank Of New York Trust Company, N.A. as Successor To JPmorgan Chase Bank N.A., as Trustee Dated: March 29, 2008 Recorded: November 13, 2008 Dakota County Recorder Document Number: 2622525 Registered: April 30, 2007 Dakota County Registrar of Titles Document Number: 609654 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Washington Mutual Bank, FA Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129943 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3494 Wolfberry Ct, Eagan, MN 55123-2494 Tax Parcel ID Number: 10-64800-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Royal Oaks, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $765,147.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon Trust Company, National Association fka The Bank Of New York Trust

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,600.00 MORTGAGOR(S): Marsha Wickelgren, an unmarried person MORTGAGEE: The National Bank DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481652 ASSIGNMENTS OF MORTGAGE: And assigned to: Citimortgage, Inc. Dated: December 04, 2006 Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481653 And assigned to: The National Bank Dated: July 14, 2008 Recorded: July 21, 2008 Dakota County Recorder Document Number: 2603739 And assigned to: Suntrust Mortgage, Inc. Dated: July 17, 2008 Recorded: July 21, 2008 Dakota County Recorder Document Number: 2603740 And assigned to: Litton Loan Servicing, LP Dated: August 24, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The National Bank Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16927 Grenadier Ave, Lakeville, MN 55044-9028 Tax Parcel ID Number: 22-27600-170-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Foxborough, according to the recorded plat thereof and situated in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,603.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: Litton Loan Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016589F01 2335086 9/9-10/14/10

���������� �� ���� �����

��� ��������� �� ���� ������ ������ ������� Registered December 29, 2006, Dakota County Registrar of Titles, Document ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 17, 2009 MORTGAGORS: L e a p P a k a n d Phommaha Xayachack, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 19, 2009, Dakota County Recorder, Document No. 2691103.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0083609511-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 18355 Elkwood Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950517006 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 6, Dakota County Estates Sixth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,399.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $262,282.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2010.

Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1855 5529755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328576 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 4, 2006 MORTGAGOR: Sue Ann Tangorra, a single woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 29, 2006, Dakota

No. 603436, Certificate of Title No. 141676 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: July 21, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440003653292 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 4752 Flora Drive, Eagan, MN 55112 TAX PARCEL I.D. #: 106398304016 LEGAL DESCRIPTION OF PROPERTY: LOT FOUR (4), BLOCK SIXTEEN (16) IN RIDGECLIFFE FOURTH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,295.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2593 5304097404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310951 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 MORTGAGOR(S): Mark Sandstrom and Andrea Sandstrom, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 02, 2006 Dakota County Registrar of Titles Document Number: 595197 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001022471 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 1040438 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 943 6th Ave S, South Saint Paul, MN 55075-3038 Tax Parcel ID Number: 36-48750-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Four (4), of M.D. Millers Spring Park Addition to South St. Paul, Dakota County, Minne-

South St. Paul, Dakota County, Minne sota, according to the plat thereof on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,093.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016342F01 2304552 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 9 , 2007 MORTGAGOR: Laura T. Hadden, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 30, 2007, Dakota County Recorder, Document No. 2506646.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: November 13, 2008, Recorded: September 14, 2009, Document No. 2684147.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013202293 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 13493 Georgia Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-17150-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cherry Oak Estates, according to the recorded plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,910.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $541,699.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2856 1044859000 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311045 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 , 2007 MORTGAGORS: William P. Dunley and Sara J. Dunley, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 19, 2007, Dakota County Recorder, Document No. 2551635.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: March 3, 2010, Recorded: March 4, 2010, Document No. 2717456.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500051003946 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1204 Aspen Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142250303001 LEGAL DESCRIPTION OF PROPERTY: LOT 3, BLOCK 1, EAST FARMINGTON FOURTH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,765.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8034 1991702338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2303547 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $528,000.00 MORTGAGOR(S): Michelle J Simonsen and Thomas L Simonsen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 28, 2006 Dakota County Recorder Document Number: 2477968 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120042015 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18375 Ipava Ave, Lakeville, MN 55044-7783 Tax Parcel ID Number: 22-01800-010-08 LEGAL DESCRIPTION OF PROPERTY: That part of the East Half of the East Half of the Northeast Quarter of Section 18, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the intersection of the South line of the North 1959.50 feet of the Northeast Quarter of said Section 18 with the West line of the East Half of the East Half of the Northeast Quarter of said Section 18; thence Easterly along the South line of the said North 1959.50 feet of the Northeast Quarter a distance of 655.45 feet to the East line of the said Northeast Quarter; thence Northerly along the East line of the said Northeast Quarter a distance of 8.50 feet; thence Westerly on a straight line to a point in the West line of the said East Half of the East Half of the Northeast Quarter, distant 20.00 feet Northerly of the point of beginning; thence Southerly along the West line of the said East Half of the East Half of the Northeast Quarter a distance of 20.00 feet to the point of beginning.

Excepting therefrom that part lying Easterly of the center line of the town road (Ipava Avenue) as traveled AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,335.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010424F02 2309039 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2001 MORTGAGOR: Robert M. Jacobs, a married person.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Recorded August 1, 2001, Dakota County Recorder, Document No. 1798400.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1800 Riverwood Drive Unit 305, Burnsville, MN 55337 TAX PARCEL I.D. #: 023740015701 LEGAL DESCRIPTION OF PROPERTY: Unit No. 305, Garage Unit No. 28, Itokah Condominium I, Condominium File No. 55.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $47,165.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

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ABANDONED. Dated: August 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8791 1660087601 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310837 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 1998 MORTGAGORS: James A. Sorensen and Laurie J. Sorensen, husband and wife.

MORTGAGEE: CITIES FINANCIAL, INC. DATE AND PLACE OF RECORDING: Recorded December 30, 1998, Dakota County Recorder, Document No. 1562680.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB, Dated: August 24, 1998, Recorded: December 30, 1998, Document No. 1562682. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: February 21, 2001, Recorded: March 26, 2001, Document No. 1759846. And thereafter assigned to: CitiMortgage, Inc, Dated: July 27, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CITIES FINANCIAL, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1967 Walsh Lane, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 278330015300 LEGAL DESCRIPTION OF PROPERTY: THE SOUTH 97.5 FEET OF LOT 15, WAGENKNECHT'S ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,060.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4558 3608979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335795 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,598.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 2336172 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 MORTGAGOR(S): Thomas Gates, And Jessica Gates, Husband and Wife, All As Tenants in Common MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 03, 2007 Dakota County Recorder Document Number: 2507317 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 12, 2010

Dated: August 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0007933798-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15670 Hallmark Path, Apple Valley, MN 55124-7174 Tax Parcel ID Number: 01-49100-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Morningview, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $332,694.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016575F01 2308955 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,600.00 MORTGAGOR(S): James V. Leininger and Flora J. Leininger, husband and wife as joint tenants MORTGAGEE: Ameriquest Mortgage Company SERVICER: Ocwen Loan Servicing, LLC LENDER: Ameriquest Mortgage Company.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on January 7, 2000, as Document No. 1664664 ASSIGNED TO: U.S. Bank, N.A. as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-TC1 Dated: October 10, 2007, and recorded February 1, 2008 by Document No. 2569473.

LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Highlands third addition, according to the Plat thereof on file or of record in the office of the County recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7180 Gerdine Court West, Rosemount, MN 55068 PROPERTY I.D: 22 16702 030 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Seven Hundred Seventy-Five and 51/100 ($183,775.51) THAT no action or proceeding has been instituted at law to recover the

been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 U.S. Bank, N.A. as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-TC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00374-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693645 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2306086 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,000.00 MORTGAGOR(S): David E. Taylor and Paula D. Taylor, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351530 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC. Dated: August 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0585050800-6 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1001 April Pl, Burnsville, MN 55306-6321 Tax Parcel ID Number: 02-71226-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Southcross Woods Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,723.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

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������� ��������� �� ���� T LAW IS NO I D E D B Y ������ T I M E P R O V������ AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPTHE RIGHT TO VERIFICATION RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- OF THE DEBT AND IDENTITY OF CIAL ORDER IS ENTERED UNDER THE ORIGINAL CREDITOR WITHIN MINNESOTA STATUTES, SECTION THE TIME PROVIDED BY LAW IS 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in conditions of WITH A RESIDENTIAL DWELLING OF the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2005 MORTGAGOR: Susanne M. Franzen, PRODUCTION, AND ARE ABANDONED. a Single Person.

DATED: August 26, 2010 MORTGAGEE: Mortgage Electronic ASSIGNEE OF MORTGAGEE: Registration Systems, Inc. GMAC Mortgage, LLC. DATE AND PLACE OF RECORDING: Wilford & Geske, P.A. Recorded September 6, 2005, Dakota Attorneys for Assignee of Mortgagee County Recorder, Document No. Lawrence A. Wilford 2358255.

James A. Geske ASSIGNMENTS OF MORTGAGE: 8425 Seasons Parkway, Suite 105 Assigned to: Chase Home Finance, Woodbury, MN 55125-4393 LLC, Dated: August 20, 2010.

(651) 209-3300 TRANSACTION AGENT: Mortgage File Number: 015020F02 2312861 8/26-9/30/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700078153671 NOTICE OF MORTGAGE FORECLOLENDER OR BROKER AND MORTSURE SALE THE RIGHT TO VERIFICA- G A G E O R I G I N A T O R S T A T E D O N TION OF THE DEBT AND IDENTITY OF MORTGAGE: Wachovia Mortgage CorTHE ORIGINAL CREDITOR WITHIN poration THE TIME PROVIDED BY LAW IS NOT RESIDENTIAL MORTGAGE SERAFFECTED BY THIS ACTION. VICER: Chase Home Finance LLC NOTICE IS HEREBY GIVEN: That MORTGAGED PROPERTY ADDRESS: default has occurred in the conditions 8635 240th Street East, Hampton, MN of the following described mortgage: 55031 DATE OF MORTGAGE: December 29, TAX PARCEL I.D. #: 295120006015 2005 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $158,685.00 The West 1/2 of Lot 5 and the West MORTGAGOR(S): Kelly Jean Snyder, 1/2 of the South 42 1/2 feet of Lot 6, an unmarried woman and Chad Robert Block 15, Town of New Trier, accordBenzinger, an unmarried man ing to the recorded plat thereof, and MORTGAGEE: Mortgage Electronic situate in Dakota County, Minnesota Registration Systems, Inc. as nominee COUNTY IN WHICH PROPERTY IS for DHI Mortgage Company Limited LOCATED: Dakota Partnership ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $185,587.00 Electronic Registration Systems, Inc AMOUNT DUE AND CLAIMED TO BE MIN#: 100020410000980727 DUE AS OF DATE OF NOTICE, INCLUDSERVICER: Ocwen Loan Servicing, ING TAXES, IF ANY, PAID BY MORTLLC GAGEE: $177,047.02 LENDER: DHI Mortgage Company That prior to the commencement of Limited Partnership. this mortgage foreclosure proceeding D A T E A N D P L A C E O F F I L I N G : Mortgagee/Assignee of Mortgagee comDakota County Minnesota, Registrar of plied with all notice requirements as Title , on January 9, 2006, as Docu- required by statute; That no action or ment No. 582550 proceeding has been instituted at law ASSIGNED TO: HSBC Bank USA, o r o t h e r w i s e t o r e c o v e r t h e d e b t N.A., as Trustee on behalf of ACE secured by said mortgage, or any part Securities Corp. Home Equity Loan thereof; Trust and for the registered holders of PURSUANT to the power of sale conACE Securities Corp. Home Equity tained in said mortgage, the above Loan Trust, Series 2006-ASAP2, Asset described property will be sold by the Backed Pass-Through Certificates Sheriff of said county as follows: Dated: June 17, 2010 , and recorded DATE AND TIME OF SALE: October J u l y 2 6 , 2 0 1 0 b y D o c u m e n t N o . 22, 2010 at 10:00 AM T665184 .

PLACE OF SALE: S h e r i f f ' s O f f i c e , L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 Hwy ERTY: Unit No. 24183, CIC No. 424, 55, Lobby #S-100, Hastings, MN Crossroads Condominium, Dakota to pay the debt then secured by said County, Minnesota.

Mortgage, and taxes, if any, on said PROPERTY ADDRESS: 17406 Get- premises, and the costs and disbursetysburg Way, Lakeville, MN 55044 ments, including attorneys' fees PROPERTY I.D: 22-18604-185-24 allowed by law subject to redemption COUNTY IN WHICH PROPERTY IS within six (6) months from the date of LOCATED: Dakota said sale by the mortgagor(s), their THE AMOUNT CLAIMED TO BE DUE personal representatives or assigns ON THE MORTGAGE ON THE DATE OF unless reduced to Five (5) weeks under THE NOTICE: One Hundred Sixty-Two MN Stat. §580.07.

Thousand Six Hundred Thirty-Six and TIME AND DATE TO VACATE PROP02/100 ($162,636.02) ERTY: If the real estate is an THAT no action or proceeding has owner-occupied, single-family dwellbeen instituted at law to recover the ing, unless otherwise provided by law, debt secured by said mortgage, or any the date on or before which the mortpart thereof; that there has been com- gagor(s) must vacate the property if the pliance with all pre-foreclosure notice mortgage is not reinstated under secand acceleration requirements of said tion 580.30 or the property is not mortgage, and/or applicable statutes; redeemed under section 580.23 is PURSUANT, to the power of sale con- 11:59 p.m. on April 22, 2011. tained in said mortgage, the above MORTGAGOR(S) RELEASED FROM described property will be sold by the FINANCIAL OBLIGATION ON MORTSheriff of said county as follows: GAGE: None DATE AND TIME OF SALE: 10:00 AM "THE TIME ALLOWED BY LAW FOR on October 5, 2010 REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Sheriff`s M a i n THE MORTGAGOR'S PERSONAL REPOffice, Law Enforcement Center, 1580 RESENTATIVES OR ASSIGNS, MAY BE Highway 55, Hastings MN 55033-2343 REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER mortgage and taxes, if any actually MINNESOTA STATUTES, SECTION paid by the mortgagee, on the pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTm e n t s a l l o w e d b y l a w . T h e t i m e GAGED PREMISES ARE IMPROVED allowed by law for redemption by said WITH A RESIDENTIAL DWELLING OF mortgagor(s), their personal represen- LESS THAN FIVE UNITS, ARE NOT tatives or assigns is 6 months from the PROPERTY USED IN AGRICULTURAL date of sale.

P R O D U C T I O N , A N D A R E "THE TIME ALLOWED BY LAW FOR ABANDONED." REDEMPTION BY THE MORTGAGOR, Dated: August 20, 2010.

THE MORTGAGOR`S PERSONAL REPChase Home Finance LLC RESENTATIVES OR ASSIGNS, MAY BE Mortgagee/Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER By: Paul A. Weingarden MINNESOTA STATUTES, SECTION Attorneys for Mortgagee/Assignee of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgagee OTHER THINGS, THAT THE MORT- 4500 Park Glen Road #300 GAGED PREMISES ARE IMPROVED Minneapolis, MN 55416 WITH A RESIDENTIAL DWELLING OF (952) 925-6888 LESS THAN FIVE UNITS, ARE NOT 30-8888 PROPERTY USED IN AGRICULTURAL 1978839917 P R O D U C T I O N , A N D A R E THIS IS A COMMUNICATION FROM ABANDONED." A DEBT COLLECTOR. Dated: August 19, 2010 2328352 9/2-10/7/10 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for NOTICE OF MORTGAGE the registered holders of ACE FORECLOSURE SALE Securities Corp. Home Equity THE RIGHT TO VERIFICATION Loan Trust, Series 2006-ASAP2, OF THE DEBT AND IDENTITY OF Asset Backed Pass-Through THE ORIGINAL CREDITOR WITHIN Certificates THE TIME PROVIDED BY LAW IS Randall S. Miller & Associates, PLLC A t t o r n e y s f o r A s s i g n e e o f NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgage/Mortgagee default has occurred in conditions of One Financial Plaza, 120 South Sixth Street, Suite 1100 the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r Minneapolis, MN 55402 18, 2007 Phone: 612-573-3677 MORTGAGOR: Loan Anh Nguyen, a Our File No. 10MN00337-1 THIS IS A COMMUNICATION FROM single person.

MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. A S A P # 3 6 8 8 0 1 5 0 8 / 1 9 / 2 0 1 0 , Registration Systems, Inc..

DATE AND PLACE OF RECORDING: 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2317154 8/26-9/23/10 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� �� ���� ������MORTGAGED ������ ������� PROPERTY ADDRESS: 222 North 13th Avenue, Saint Paul, MN ���������� ���� ��������� DATE AND PLACE OF RECORDING: Recorded September 28, 2007, Dakota County Recorder, Document No. 2547140.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520046726198 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 404 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, East Farmington 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,165.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4384 2004672619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319974 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 MORTGAGOR: Kevin Zahn, a single person.

MORTGAGEE: Pillar Mortgage Services Corporation.

DATE AND PLACE OF RECORDING: Recorded June 29, 2005, Dakota County Recorder, Document No. 2335297.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. in trust for the benefit of the Certificateholders of Asset Backed Securities Corporation Home Equity Loan Trust, Series OOMC 2005-HE6, Dated: November 5, 2009 Recorded: February 25, 2010, Document No. 2716155 and

by Document No. 2673654.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pillar Mortgage Services Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS:

55075 TAX PARCEL I.D. #: 36.72650.210.04 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 4, Steins Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,046.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21,2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2690 0016749004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319840 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): James P. McLaren And Kathryn L. McLaren, Husband and Wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: September 18, 2006 Dakota County Registrar of Titles Document Number: 597971 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 80520 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24403 Chippendale Ave W, Farmington, MN 55024-1669 Tax Parcel ID Number: 07-01800-011-14 LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N1/2 of S 1/2 of SE 1/4 of NE 1/4) of Section Eighteen (18), Township One Hundred Thirteen (113), Range Nineteen (19), described as follows, to-wit: Beginning at a point at the Southeast (SE) corner of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N1/2 of S 1/2 of SE1/4 of NE 1/4) of Section eighteen (18); thence North on the East Section line to a point 594 feet North of the Southeast (SE) corner of the Northeast Quarter (NE 1/4) of said section thence West on a line parallel to the South line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said Section Eighteen (18) 1330 feet, more or less, to the West line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section; thence South along the West line of said

South along the West line of said Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section to the Southwest (SW) corner of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of said Section Eighteen (18); thence East long the South line of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of NE 1/4) of said Section to the point of beginning, according to the Government Survey thereof; EXCEPTING THEREFROM, the West three (3) acres thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,593.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016658F01 2318223 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2006 MORTGAGORS: C h a d R . N e s s a n d Jessica A. Olson, Both Single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 27, 2006, Dakota County Recorder, Document No. 2408604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402029921297 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1091 Whitney Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011171131007 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 7, Apple valley 12th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,714.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8815 1914219606 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2314190 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-020-79 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,995.38

$240,995.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 2317104 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 6 , 2003 MORTGAGOR: Kimberly A. Arnold, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2003, Dakota County Recorder, Document No. 2111128.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000010453 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3545 Blue Jay Way #102, Eagan, MN 55123 TAX PARCEL I.D. #: 104505124604 LEGAL DESCRIPTION OF PROPERTY: Unit No. 11102, Lexington Place Condominium, Condominium File No. 66, a condominium located in the County of Dakota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,134.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $109,069.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4505 8189237 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319525 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Amanda Berendt, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 15, 2007, Dakota County Recorder, Document No. 2524407.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 18, 2009, Recorded: June 24, 2009, Document No. 2666354.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022606928251 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7441 143rd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31102-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Greenleaf Townhouses 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,434.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM

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MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7623 1980174748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319738 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2002 MORTGAGORS: Thomas N. Degross and Linda K.A. Degross, husband and wife.

MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Registered August 14, 2003, Dakota County Registrar of Titles, Document No. 0510527, Certificate of Title No. 92044.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: July 29, 2010 Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 10044 205th Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227820416001 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, in Meadows West 5th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,917.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2257 0001761353 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2314246 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 1, 2003 MORTGAGOR:J o e l A . J o h n s o n , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 1, 2003, Dakota County Recorder, Document No. 2040574.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: April 1, 2003, Recorded: October 23, 2003, Document No. 2129182.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000037727 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12952 South Nicollet Avenue #301, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130058116 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 301, 12952 Nicollet Avenue South, Apartment Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$94,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$80,761.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4452 635034724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2316549 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2006 MORTGAGORS: Dwight Duncombe and Debra J. Reichstadt, both single.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded October 4, 2006, Dakota County Recorder, Document No. 2465915.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH2, Asset Backed Pass-Through Certificates, Series 2007-CH2, Dated: March 31, 2009, Recorded: April 29, 2009, Document No. 2653254.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 241 22nd Avenue South Unit 3, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70850-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Southvue Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,983.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4095 23573439 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2331011 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $343,000.00 MORTGAGOR(S): Patricia A. Greene, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 03, 2006 Dakota County Recorder Document Number: 2417694 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: August 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001625-0006246687-6 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1720 Atwater Path, Inver Grove Heights, MN 55077-1202 Tax Parcel ID Number: 20-14100-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), Bisanz Southview Estates AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $354,157.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016370F01 2318475 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,500.00 MORTGAGOR(S): John F. Benson, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: March 07, 2005 Dakota County Registrar of Titles Document Number: 560424 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135447 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13312 Court Pl, Burnsville, MN 55337-1899 Tax Parcel ID Number: 02-40600-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Six (6) in JUDICIAL KNOLLS, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,149.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale con-

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������ ������� ��������� ���� by said of sale con to the power PURSUANT������ to pay the debt then �� secured t a i n e d i n s a i d m o r t g a g e , t h e Mortgage, and taxes, if any, on said above-described property will be sold premises, and the costs and disburseby the Sheriff of said county as fol- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption lows: DATE AND TIME OF SALE: October within six (6) months from the date of 08, 2010 at 10:00 AM said sale by the mortgagor(s), their PLACE OF SALE: Dakota County personal representatives or assigns Law Enforcement Center, 1580 High- unless reduced to Five (5) weeks under way 55, Lobby S-100, Hastings, Minne- MN Stat. §580.07. sota TIME AND DATE TO VACATE PROPto pay the debt secured by said mort- E R T Y : I f t h e r e a l e s t a t e i s a n gage and taxes, if any, on said pre- owner-occupied, single-family dwellmises and the costs and disburse- ing, unless otherwise provided by law, ments, including attorney fees allowed the date on or before which the mortby law, subject to redemption within gagor(s) must vacate the property if the six (6) months from the date of said mortgage is not reinstated under secsale by the mortgagor(s), their per- tion 580.30 or the property is not redeemed under section 580.23 is sonal representatives or assigns.

If the Mortgage is not reinstated 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. FINANCIAL OBLIGATION ON MORT§580.23, the Mortgagor must vacate GAGE: None "THE TIME ALLOWED BY LAW FOR the property on or before 11:59 p.m. on April 08, 2011, or the next business REDEMPTION BY THE MORTGAGOR, day if April 08, 2011 falls on a Satur- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE day, Sunday or legal holiday.

Mortgagor(s) released from financial REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER obligation: NONE THIS COMMUNICATION IS FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR ATTEMPT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ING TO COLLECT A DEBT. ANY OTHER THINGS, THAT THE MORTINFORMATION OBTAINED WILL BE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE P R O D U C T I O N , A N D A R E T I M E P R O V I D E D B Y L A W I S N O T ABANDONED." Dated: August 11, 2010.

AFFECTED BY THIS ACTION. Selene RMOF REO Acquisition LLC THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE By: Paul A. Weingarden REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 90-1716 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 0000048231 LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 2317762 8/26-9/30/10 PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A successor by merger NOTICE OF MORTGAGE to Wachovia Mortgage, FSB FORECLOSURE SALE formerly known as World NOTICE IS HEREBY GIVEN that Savings Bank, FSB default has occurred in the conditions Wilford & Geske, P.A. of the following described mortgage: Attorneys for Mortgagee DATE OF MORTGAGE: October 26, Lawrence A. Wilford 2004 James A. Geske ORIGINAL PRINCIPAL AMOUNT OF 8425 Seasons Parkway, Suite 105 MORTGAGE: $124,950.00 Woodbury, MN 55125-4393 John F Benson a MORTGAGOR(S): (651) 209-3300 married man File Number: 011602F02 MORTGAGEE: World Savings Bank, 2315051 8/26-9/30/10 FSB DATE AND PLACE OF REGISTERING: Registered: February 15, 2005 NOTICE OF MORTGAGE Dakota County Registrar of Titles FORECLOSURE SALE Document Number: 559005 THE RIGHT TO VERIFICATION Transaction Agent: Not Applicable OF THE DEBT AND IDENTITY OF Transaction Agent Mortgage IdentifiTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS cation Number: Not Applicable Lender or Broker: World Savings NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Bank, FSB Residential Mortgage Servicer: default has occurred in conditions of Wachovia Mortgage, FSB the following described mortgage: Mortgage Originator: Not Applicable DATE OF MORTGAGE: May 25, 2006 CERTIFICATE OF TITLE NUMBER: MORTGAGORS: Michael E. Melchior and Samantha P. Melchior, husband 135247 COUNTY IN WHICH PROPERTY IS and wife.

MORTGAGEE: Mortgage Electronic LOCATED: Dakota Property Address: 13316 Court Pl, Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Burnsville, MN 55337-1899 Tax Parcel ID Number: Registered June 13, 2006, Dakota County Registrar of Titles, Document 02-40600-040-05 LEGAL DESCRIPTION OF PROPNo. 592147, Certificate of Title No. ERTY: Lot Four (4), Block Five (5) in 118808.

ASSIGNMENTS OF MORTGAGE: Judicial Knolls, according to the Assigned to: CitiMortgage, Inc., Dated: recorded plat thereof AMOUNT DUE AND CLAIMED TO BE February 4, 2010, Recorded: February 16, 2010, Document No. T658113. And D U E A S O F D A T E O F N O T I C E : thereafter assigned to: Selene Finance $152,578.38 THAT all pre-foreclosure requireLP, Dated: May 12, 2010, Recorded: May 18, 2010, Document No. T662095. ments have been complied with; that And thereafter assigned to: Selene no action or proceeding has been instiRMOF REO Acquisition LLC, Dated: tuted at law or otherwise to recover the debt secured by said mortgage, or any July 28, 2010. part thereof; that this is registered Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage property; PURSUANT to the power of sale conElectronic Registration Systems, Inc. TRANSACTION AGENT'S MORT- t a i n e d i n s a i d m o r t g a g e , t h e GAGE IDENTIFICATION NUMBER ON above-described property will be sold by the Sheriff of said county as folMORTGAGE: 100267400005342751 LENDER OR BROKER AND MORT- lows: DATE AND TIME OF SALE: October GAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mort- 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County gage, Inc. R E S I D E N T I A L M O R T G A G E S E R - Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneVICER: Selene LP MORTGAGED PROPERTY ADDRESS: sota 3 7 7 9 R e d R o b i n L a n e , E a g a n , M N to pay the debt secured by said mortgage and taxes, if any, on said pre55122 TAX PARCEL I.D. #: 10-77100-020-16 mises and the costs and disburseLEGAL DESCRIPTION OF PROP- ments, including attorney fees allowed by law, subject to redemption within ERTY: Lot 2, Block 16, Town View First six (6) months from the date of said Addition, Dakota County, Minnesota. sale by the mortgagor(s), their perCOUNTY IN WHICH PROPERTY IS sonal representatives or assigns.

If the Mortgage is not reinstated LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- April 08, 2011, or the next business day if April 08, 2011 falls on a SaturGAGEE: $160,639.32 That prior to the commencement of day, Sunday or legal holiday.

Mortgagor(s) released from financial this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- obligation: NONE plied with all notice requirements as THIS COMMUNICATION IS FROM required by statute; That no action or A DEBT COLLECTOR ATTEMPTproceeding has been instituted at law ING TO COLLECT A DEBT. ANY o r o t h e r w i s e t o r e c o v e r t h e d e b t INFORMATION OBTAINED WILL BE secured by said mortgage, or any part USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF thereof; PURSUANT to the power of sale con- THE DEBT AND IDENTITY OF THE tained in said mortgage, the above ORIGINAL CREDITOR WITHIN THE described property will be sold by the T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. Sheriff of said county as follows: THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: October REDEMPTION BY THE MORTGAGOR, 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 Hwy RESENTATIVES OR ASSIGNS, MAY BE 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� �� ���� ������ ������ ������� ���������� ���� ��������� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012266F02 2315093 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,400.00 MORTGAGOR(S): Deborah A. Barrett, A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 19, 2004 Dakota County Recorder Document Number: 2177323 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: December 08, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626133 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000606-7700228191-3 Lender or Broker: Castle Mortgage Corporation Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1100 Aspen Dr, Burnsville, MN 55337-3932 Tax Parcel ID Number: 02-56600-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Parkwood South 1st Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,501.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016691F01 2316188 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2007 MORTGAGORS: Scott A. Lysne and Lesia F. Lysne, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2007, Dakota County Recorder, Document No. 2519833.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2009, Recorded: December 30, 2009, Document No. 2704984.

And thereafter assigned to: Selene Finance LP, Dated: January 20, 2010, Recorded: January 20, 2010, Document No 2708852, as corrected by Corrective Assignment, Dated: August 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100252101000194562 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lendsource, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: 14272 Flora Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-16590-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Cedar Isle Village Homes.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $307,023.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2010.

Selene Finance LP Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1611 0000033548 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328646 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2001 MORTGAGORS: Edgar L. Freitag and Ann E. Freitag, husband and wife.

MORTGAGEE: P r o f e s s i o n a l M o r t gage Services, Inc..

DATE AND PLACE OF RECORDING: Recorded April 3, 2001, Dakota County

Recorded April 3, 2001, Dakota County Recorder, Document No. 1761959.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB, Dated: March 5, 2001, Recorded: April 3, 2001, Document No. 1761960. And thereafter assigned to: Chase Mortgage Company n/k/a Chase Home Finance LLC, Dated: September 16, 2001, Recorded: October 16, 2001, Document No. 1821162.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Professional Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 238 5th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70300-240-14 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 14, South Saint Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,837.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7538 1963904367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2318029 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2005 MORTGAGOR: D a v i d A . B r u e , a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded November 16, 2005, Dakota County Recorder, Document No. 2381537.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 750 17th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020826008 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 8, South Park Division

Lot 26, Block 8, South Park Division No. 9, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,010.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4482 651230510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319585 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Annette Aida Correa fka Annette Kahrs fka Annette Asher, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2005 Dakota County Recorder Document Number: 2352257 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278907253954 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16498 Foliage Ave W, Rosemount, MN 55068-1845 Tax Parcel ID Number: 22-21173-200-03 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 3, Donnay's Valley Park 4th Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,260.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015897F01 2312041 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , 2003 MORTGAGORS: James A. Rasmussen and Bonita A. Rasmussen, husband and wife.

MORTGAGEE: All Cities Mortgage & Financial.

DATE AND PLACE OF RECORDING: Registered February 26, 2004, Dakota County Registrar of Titles, Document No. 0530976, Certificate of Title No. 72562.

ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation, Dated: August 31, 2005, Recorded: February 21, 2006, Document No. 585099. And thereafter assigned to: Bank of America, N.A., as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BC13, Dated: August 13, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: All Cities Mortgage & Financial RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 4665 Bamble Circle, Eagan, MN 55122 TAX PARCEL I.D. #: 106398013002 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2 in Ridgecliffe First Addition, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,204.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

Bank of America, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3133 0011580149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2320022 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2003 MORTGAGOR: Eric J. Wickoren, a married person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 14, 2003, Dakota County Recorder, Document No. 2140459.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 25, 2003, Recorded: November 14, 2003, Document No. 2140460.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16445 Garner Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117521003 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Donnay's Valley Park 6th, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,759.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

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ABANDONED. Dated: August 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1145 7810360055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319627 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2004 MORTGAGOR: J a s o n P r i c e , A SINGLE PERSON. MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 13, 2004, Dakota County Registrar of Titles, Document No. 547478, Certificate of Title No. 133306.

ASSIGNMENTS OF MORTGAGE: Assigned to: CITIMORTGAGE, INC, Dated: August 6, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000066547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PRIME MORTGAGE CORPORATION RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1313 Calumet Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 425370105003 LEGAL DESCRIPTION OF PROPERTY: LOT 4 AND THE NORTH 1/2 OF LOT 5 BLOCK 3, OAKDALE 2ND ADDITION, DAKOTA COUNTY. MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,668.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4447 8425050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328249 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2003 MORTGAGORS: C h r i s t o p h e r J .

Woolsey and Julie A. Woolsey, Husband and Wife.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded August 22, 2003, Dakota County Recorder, Document No. 2099388.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2316 Lemay Lake Road, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 270410001836 LEGAL DESCRIPTION OF PROPERTY: THE WEST 1 ACRE OF THE EAST 2 ACRES OF THE SOUTH 225.4 FEET OF NORTH 306.9 FEET OF LOT 36, AUDITORS SUBDIVISION NO.34, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,532.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8919 1583775929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335758 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,402.00 MORTGAGOR(S): Nicole Sanchez, a married person and Jeanne Goss and Bruce Goss, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 05, 2009 Dakota County Registrar of Titles Document Number: T643261 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100665300000083566 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 146531 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17435 Jersey Way, Lakeville, MN 55044-7769 Tax Parcel ID Number: 22-27500-220-01 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Forest Hills.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,851.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016641F01 2320425 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $600,000.00 MORTGAGOR(S): Kevin D Doheny, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130560 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1610 Blackhawk Lake Pl, Eagan, MN 55122-1200 Tax Parcel ID Number: 10-14352-080-01 LEGAL DESCRIPTION OF PROPERTY: Block One (1), Lot Eight (8), in Blackhawk Glen 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $653,274.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016692F01 2326754 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $277,200.00 MORTGAGOR(S): James W. Jensen, An Unmarried Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 27, 2005 Dakota County Recorder Document Number: 2375006 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, LLC Dated: August 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100330000000020049 Lender or Broker: MidAmerica Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3300 E Burnsville Pkwy, Burnsville, MN 55337-3400 Tax Parcel ID Number: 02-77900-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block One (1), Tuxedo Park, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,758.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

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������ ������ ������� �� ���� By: Paul��������� A. Weingarden THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee/Assignee of ING TO COLLECT A DEBT. ANY Mortgagee INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 Minneapolis, MN 55416 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (952) 925-6888 THE DEBT AND IDENTITY OF THE 10-4510 ORIGINAL CREDITOR WITHIN THE 650032665 T I M E P R O V I D E D B Y L A W I S N O T THIS IS A COMMUNICATION FROM AFFECTED BY THIS ACTION. A DEBT COLLECTOR. THE TIME ALLOWED BY LAW FOR 2325615 9/2-10/7/10 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER NOTICE IS HEREBY GIVEN that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in the conditions OTHER THINGS, THAT THE MORT- of the following described mortgage: DATE OF MORTGAGE: March 12, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2004 ORIGINAL PRINCIPAL AMOUNT OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MORTGAGE: $135,000.00 MORTGAGOR(S): Gretchen M. Murr PRODUCTION, AND ARE ABANDONED. and Thomas E. Murr, Wife and HusDATED: September 02, 2010 band ASSIGNEE OF MORTGAGEE: MORTGAGEE: Mortgage Electronic SunTrust Mortgage, LLC Registration Systems, Inc. Wilford & Geske, P.A. DATE AND PLACE OF RECORDING: Attorneys for Assignee of Mortgagee Recorded: May 11, 2004 Dakota Lawrence A. Wilford County Recorder James A. Geske Document Number: 2203280 8425 Seasons Parkway, Suite 105 ASSIGNMENTS OF MORTGAGE: Woodbury, MN 55125-4393 And assigned to: Aurora Loan Ser(651) 209-3300 vices, LLC File Number: 016341F01 Dated: May 20, 2010 2320433 9/2-10/7/10 Recorded: June 08, 2010 Dakota County Recorder Document Number: 2734273 Transaction Agent: Mortgage ElecNOTICE OF MORTGAGE tronic Registration Systems, Inc. FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF cation Number: 100061900000147111 Lender or Broker: Summit Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Corp.

Residential Mortgage Servicer: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Aurora Loan Services, LLC default has occurred in conditions of Mortgage Originator: Not Applicable the following described mortgage: COUNTY IN WHICH PROPERTY IS DATE OF MORTGAGE: July 13, 2005 LOCATED: Dakota MORTGAGOR: Jileen Mary Childers, Property Address: 233 E Spruce St, a single person.

South Saint Paul, MN 55075-3526 MORTGAGEE: ABN Amro Mortgage Tax Parcel ID Number: Group, Inc. N/K/A CitiMortgage, Inc. 36-71500-150-30 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded August 12, 2005, Dakota ERTY: Lot 15, Block 30, Spring Park, C o u n t y R e c o r d e r , D o c u m e n t N o . Dakota County, Minnesota 2350375.

AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: D U E A S O F D A T E O F N O T I C E : NONE $142,786.35 TRANSACTION AGENT: NONE THAT all pre-foreclosure requireT R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instiMORTGAGE: NONE tuted at law or otherwise to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; MORTGAGE: ABN Amro Mortgage PURSUANT to the power of sale conGroup, Inc. N/K/A CitiMortgage, Inc. tained in said mortgage, the R E S I D E N T I A L M O R T G A G E S E R - above-described property will be sold VICER: CitiMortgage, Inc. by the Sheriff of said county as folMORTGAGED PROPERTY ADDRESS: lows: 5179 Upper 182nd Street West, FarmDATE AND TIME OF SALE: October ington, MN 55024 15, 2010 at 10:00 AM TAX PARCEL I.D. #: 141950129006 PLACE OF SALE: Dakota County LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 HighERTY: way 55, Lobby S-100, Hastings, MinneL o t 2 9 , B l o c k 6 , D a k o t a C o u n t y sota Estates Second Addition to pay the debt secured by said mortCOUNTY IN WHICH PROPERTY IS gage and taxes, if any, on said preLOCATED: Dakota mises and the costs and disburseORIGINAL PRINCIPAL AMOUNT OF ments, including attorney fees allowed MORTGAGE: $201,600.00 by law, subject to redemption within AMOUNT DUE AND CLAIMED TO BE six (6) months from the date of said DUE AS OF DATE OF NOTICE, INCLUD- sale by the mortgagor(s), their perING TAXES, IF ANY, PAID BY MORT- sonal representatives or assigns.

GAGEE: $191,936.18 If the Mortgage is not reinstated That prior to the commencement of under Minn. Stat. §580.30 or the propthis mortgage foreclosure proceeding erty is not redeemed under Minn. Stat.

Mortgagee/Assignee of Mortgagee com- §580.23, the Mortgagor must vacate plied with all notice requirements as the property on or before 11:59 p.m. on required by statute; That no action or April 15, 2011, or the next business proceeding has been instituted at law day if April 15, 2011 falls on a Saturo r o t h e r w i s e t o r e c o v e r t h e d e b t day, Sunday or legal holiday. secured by said mortgage, or any part Mortgagor(s) released from financial thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM tained in said mortgage, the above A DEBT COLLECTOR ATTEMPTdescribed property will be sold by the ING TO COLLECT A DEBT. ANY Sheriff of said county as follows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: October USED FOR THAT PURPOSE. 22, 2010 at 10:00 AM THE RIGHT TO VERIFICATION OF PLACE OF SALE: S h e r i f f ' s O f f i c e , THE DEBT AND IDENTITY OF THE Law Enforcement Center, 1580 Hwy ORIGINAL CREDITOR WITHIN THE 55, Lobby #S-100, Hastings, MN TIME PROVIDED BY LAW IS NOT to pay the debt then secured by said AFFECTED BY THIS ACTION. Mortgage, and taxes, if any, on said THE TIME ALLOWED BY LAW FOR premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07.

OTHER THINGS, THAT THE MORTTIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- PRODUCTION, AND ARE ABANDONED. gagor(s) must vacate the property if the DATED: September 02, 2010 mortgage is not reinstated under secASSIGNEE OF MORTGAGEE: tion 580.30 or the property is not Aurora Loan Services, LLC redeemed under section 580.23 is Wilford & Geske, P.A. 11:59 p.m. on April 22, 2011.

Attorneys for Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM Lawrence A. Wilford FINANCIAL OBLIGATION ON MORT- James A. Geske GAGE: None 8425 Seasons Parkway, Suite 105 "THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 011213F04 RESENTATIVES OR ASSIGNS, MAY BE 2323469 9/2-10/7/10 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTN O T ICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: April 19, 2004 PROPERTY USED IN AGRICULTURAL ORIGINAL PRINCIPAL AMOUNT OF P R O D U C T I O N , A N D A R E MORTGAGE: $250,000.00 ABANDONED." MORTGAGOR(S): Steven M. RobinDated: August 19, 2010. ette, a single person CitiMortgage, Inc. MORTGAGEE: HomeServices LendMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ing, LLC DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: By: Paul A. Weingarden

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ��������� �� ���� ������ ������� for������ the registered holders of ACE Secu rities Corp. Home Equity Loan Trust, ���������� ���� ��������� DATE AND PLACE OF RECORDING: Recorded: May 24, 2004 Dakota County Recorder Document Number: 2207644 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Home Mortgage, Inc. Dated: April 19, 2004 Recorded: May 24, 2004 Dakota County Recorder Document Number: 2207645 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 03, 2005 Recorded: December 05, 2005 Dakota County Recorder Document Number: 2385959 And assigned to: U.S. Bank, N.A. Dated: March 24, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278103951732 Lender or Broker: HomeServices Lending, LLC DBA Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 305 Kopp Dr, West Saint Paul, MN 55118-2608 Tax Parcel ID Number: 42-42900-210-01 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1, Kopp Hills, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,904.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002084F03 2321278 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,100.00 MORTGAGOR(S): Leann M. Grier a single person MORTGAGEE: Town and Country Credit Corp SERVICER: Ocwen Loan Servicing, LLC LENDER: Town and Country Credit Corp.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on April 9, 2003, as Document No. 2027282 ASSIGNED TO: The Bank of New York Mellon Trust Co, N.A, as Trustee for the registered holders of ACE Secu-

Series 2003-TC1, Asset Backed Pass-Through Certificates Dated: July 29, 2010, and recorded August 9, 2010

by Document No. 2745346.

LEGAL DESCRIPTION OF PROPERTY: Unit No. 126, Common Interest Community No.235, Regatta Court Homes, Dakota County, Minnesota.

PROPERTY ADDRESS: 15776 Flackwood Trail, Apple Valley, MN 55124 PROPERTY I.D: 01-63401-126-25 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Five Thousand Eight Hundred Thirty-One and 08/100 ($145,831.08) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 19, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010 The Bank of New York Mellon Trust Co, N.A, as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2003-TC1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00253-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3709294 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010, 09/30/2010, 10/07/2010 2322599 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,200.00 MORTGAGOR(S): Gina Roers, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 28, 2006 Dakota County Recorder Document Number: 2424239 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the Registered Holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset-Backed Pass-Through Certificates.

Dated: December 19, 2008 Recorded: January 08, 2009 Dakota County Recorder Document Number: 2629971 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1004315-0000000407-3 Lender or Broker: JDB Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 451 15th Ave N, South Saint Paul, MN 55075-1824 Tax Parcel ID Number: 36-62700-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), In Block Five (5), F. Radants Addition to South Park, Dakota County, Minnesota, According to the Recorded Plat Thereof on File And of Record in the Office of the Register of Deeds Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,129.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the Registered Holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset-Backed Pass-Through Certificates.

Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016593F01 2321238 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $678,750.00 MORTGAGOR(S): Kevin W Daly and Margaret R Daly, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: October 05, 2004 Dakota County Registrar of Titles Document Number: 549309 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 113158 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1851 Orchard Hl, Mendota Heights, MN 55118-4168 Tax Parcel ID Number: 27-73601-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Swanson's Second Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $699,028.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016448F01 2326716 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12990 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12990 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Randall A. Cooper, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Five Hundred Thirty Six and 00/100 for condominium ($4,536.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 15, 2010, and recorded June 11, 2010, as Document No. 2 7 3 5 1 3 5 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 13, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 13, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 24, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144155 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2321840 9/2-10/7/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,400.00 MORTGAGOR(S): Gregory K.

MORTGAGOR(S): Gregory K. Ascherman and Cynthia M. Ascherman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 02, 2007 Dakota County Recorder Document Number: 2534850 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2007-4 Dated: August 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100236400000299012 Lender or Broker: Mercantile Mortgage Company Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 930 18th Ave N, South Saint Paul, MN 55075-1433 Tax Parcel ID Number: 36-30900-170-02 (Lot 17) 36-30900-181-02 (Part of Lot 18) LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Two (2), Grand View Addition to South St. Paul, and, that part of Lot Eighteen (18), Block Two (2), of said Grand View Addition to South St. Paul, lying southerly of the following described line: Commencing at the Northwest corner of said Lot Eighteen (18); thence southerly along the west line of said Lot Eighteen (18) a distance of 34.86 feet to the point of beginning of the line to be described; thence easterly, deflecting to the left 90 degrees, 33 minutes 37 seconds, to the east line of said Lot Eighteen (18), and there terminating, according to the plat thereof now on file and of record in the Office of the County Recorder in and for said Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,489.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2007-4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016747F01 2327704 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 5, 2002 MORTGAGORS: Diana J. Dickmeyer and Jason P. Dickmeyer, wife and husband.

MORTGAGEE: MORTGAGES UNLIMITED, INC. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Registered October 15, 2003, Dakota County Registrar of Titles, Document No. 0517779, Certificate of Title No. 118959.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: November 5, 2002, Recorded: October 15, 2003, Document No. 0517782.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MORTGAGES UNLIMITED, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1355 Jurdy Road, Eagan, MN 55121 TAX PARCEL I.D. #: 102096010001 LEGAL DESCRIPTION OF PROPERTY: LOT TEN (10) BLOCK ONE (1) IN DONNYWOOD COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,530.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4544 629203474 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2323421 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): James M McCune, a single man and Nora J Rodriquez, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430703 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Dated: November 11, 2009 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721177 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065982874 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable

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Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16941 Gannon Way W, Lakeville, MN 55068 Tax Parcel ID Number: 22-16701-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Cedar Highlands Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,127.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2010, or the next business day if November 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010116F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 18, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2010 at 10:00 AM has been postponed to August 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State.

DATED: August 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2010 at 10:00 AM has been postponed to September 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010116F01 2330914 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2004 MORTGAGORS: J a m e s W . N i c h o l s and Mary F. Nichols, husband and wife.

MORTGAGEE: First Integrity Bank.

DATE AND PLACE OF RECORDING: Recorded December 30, 2004, Dakota County Recorder, Document No. 2281063.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO MORTGAGE GROUP, INC. N/K/A CitiMortgage, Inc., Dated: November 23, 2004, Recorded: December 30, 2004, Document No. 2281064.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Integrity Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3680 Widgeon Way, Eagan, MN 55123 TAX PARCEL I.D. #: 10-65902-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, St. Francis Wood 3rd Addition, Dakota County, Mn COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $265,009.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 7, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee

Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 10-3852 647169390 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 3, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 6, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 24, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2320106 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,920.00 MORTGAGOR(S): John W Brown, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542204 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000958609 Lender or Broker: Bankers Mortgage Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15917 Finch Ave, Apple Valley, MN 55124-5811 Tax Parcel ID Number: 01-63400-041-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 41, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,288.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016391F01 2326021 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGORS: Mario Guadarrama Irazoque and Elizabeth Gutierrez, husband and wife.

MORTGAGEE: Moneylink Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464100.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: October 5, 2007, Recorded: October 25, 2007, Document No. 2552690. And thereafter assigned to: Chase Home Finance LLC, Dated: May 7, 2009, Recorded: May 13, 2009, Document No. 2656653.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Moneylink Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 504 Wilson Court, Northfield, MN 55057 TAX PARCEL I.D. #: 43-52100070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, North Ridge Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8835 1064079706 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335719 9/9-10/14/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Recorded: April 26, 2010 Dakota County Recorder Document Number: 2726741 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been

postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2335667 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14,

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��� ��������� �� ���� ������ ������ of the following������� described mortgage: DATE OF MORTGAGE: November 28, ���������� ���� ��������� DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to July 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 06, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 27, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2330946 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00 MORTGAGOR(S): James L Stewart, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage of NY a division of Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000883391 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage of NY a division of Delta Funding Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on December 22, 2006, as Document No. 2483678 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Dated: March 30, 2007, and recorded March 9, 2010 by Document No. 2718431.

LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Scott Highlands Fourth Addition.

PROPERTY ADDRESS: 14347 Garland Ave, Apple Valley, MN 55124 PROPERTY I.D: 01-66503-010-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-One Thousand Six Hundred Twenty-Six and 06/100 ($131,626.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00066-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499059 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for September 3, 2010 at 10:00 AM, has been postponed to November 12, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: September 3, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Jennifer K Fischer (0311248) Attorneys for HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00066-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3703937 09/09/2010 2320053 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Martin De La Cruz and Maria Martha Hita, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2005 Dakota County Recorder Document Number: 2355705 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association Dated: February 25, 2010 Recorded: March 11, 2010 Dakota County Recorder Document Number: 2718729 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000271896 Lender or Broker: Centennial Mortgage & Funding, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1964 Beaver Dam Ct, Eagan, MN 55122-2221 Tax Parcel ID Number: 104805006501 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Meadowland First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,378.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed to June 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 01, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 01, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to September 09, 2010 at

postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 2334619 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 10, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Richard Wheeler and Faith Wheeler, husband and wife MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on October 18, 2001, as Document No. 450610 ASSIGNED TO: U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Dated: January 21, 2004, and recorded February 6, 2004 by Document No. 0529407.

LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2) , Rolling Oaks South Plat Seven, according to the recorded plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota.

PROPERTY ADDRESS: 16532 Joplin Path, Lakeville, MN 55044 PROPERTY I.D: 22 64606 040 02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Nine Thousand Three Hundred Seventy-Two and 06/100 ($159,372.06) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on July 27, 2010 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 10, 2010 U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed PassThrough Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00051-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3595599 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for August 31, 2010 at 10:00 AM, has been postponed to September 28, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343,

Highway 55, Hastings MN 55033 2343, Dakota Minnesota Dated: August 31, 2010 U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Jennifer K Fischer (0311248) Attorneys for U.S. Bank National Association, as Trustee for New Century Home Equity Loan Trust, Series 2001-NC2 Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00051-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3715409 09/09/2010 2329831 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 MORTGAGOR(S): Matthew D. Anderson and Jenny A. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 24, 2005 Dakota County Registrar of Titles Document Number: 573031 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: May 11, 2009 Registered: May 22, 2009 Dakota County Registrar of Titles Document Number: T644181 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278850213021 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120319 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16720 Joplin Way, Lakeville, MN 55044-5625 Tax Parcel ID Number: 22-64601-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Rolling Oaks South Plat 2, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,629.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003480F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to September 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2010 at 10:00 AM has been postponed to October 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003480F02 2330034 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF

���������� �� ���� �����

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 9, 2010

Photo by Rick Orndorf

43A

Photo by Rick Orndorf

Brian Wheelerâ&#x20AC;&#x2122;s new restaurant in Minneapolis features the same options as his Lakeville Baldyâ&#x20AC;&#x2122;s BBQ launched in Lakeville last year, and on Sept. 3 opened on Riverside Avenue location, including dine-in and take-out. in Minneapolis. The new location, on the West Bank of the University of Minnesota, could be huge among college kids, owner Brian Wheeler said. and memorable mark in Lakeville, Wheeler is trying to do the same thing in the big city. â&#x20AC;&#x153;I guess I donâ&#x20AC;&#x2122;t care what others think about me, you know?â&#x20AC;? he said. â&#x20AC;&#x153;But now, if I can give someone down on their luck a job pulling pork, well, thatâ&#x20AC;&#x2122;s a good thing for me. That makes me feel good.â&#x20AC;?

Siegel said independent restaurant owners like Wheeler have an opening in the market because chains have stopped opening new restaurants because of the recession. â&#x20AC;&#x153;Combine that with being active in the community, getting good word-of-mouth, and having a good plan, and success isnâ&#x20AC;&#x2122;t so surprising,â&#x20AC;?

Siegel said.

And after a year without alcohol sales in Lakeville, Wheeler has that now, too.

The Lakeville City Council, after seeing Wheeler and his partner, Sonny Mann, in action for a year, granted a smaller, 3.2 liquor license to Baldyâ&#x20AC;&#x2122;s BBQ in July.

It allows Wheeler to sell beer and wine to barbecue customers. â&#x20AC;&#x153;Not that it matters much,â&#x20AC;?

Wheeler said. â&#x20AC;&#x153;That has been a big surprise. I thought people wouldnâ&#x20AC;&#x2122;t want to eat at Baldyâ&#x20AC;&#x2122;s if we couldnâ&#x20AC;&#x2122;t offer beer. I was way wrong.â&#x20AC;?

Wheeler said Lakevilleâ&#x20AC;&#x2122;s Baldyâ&#x20AC;&#x2122;s location is only selling 15 to 20 beers a day. â&#x20AC;&#x153;It shows that if youâ&#x20AC;&#x2122;ve got good food, people will come,â&#x20AC;?

Wheeler said.

For more information about Baldyâ&#x20AC;&#x2122;s BBQ, visit www. baldysbbqmn.com.

fail â&#x20AC;&#x201C; well, they all buy new stuff. New equipment, new booths, new this, new that,â&#x20AC;? he said. â&#x20AC;&#x153;I buy all those failed

restaurantsâ&#x20AC;&#x2122; stuff for nickels on the dollar.â&#x20AC;?

If the Baldyâ&#x20AC;&#x2122;s Minneapolis location fails, the only thing Wheeler said heâ&#x20AC;&#x2122;s on the hook for is the sign out front. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m the stingiest person in the world with our money.

We have a goal in mind and donâ&#x20AC;&#x2122;t do it unless we can do it,â&#x20AC;? Wheeler said.

Wheeler is staffing the Minneapolis location with four Lakeville veterans and a group of local workers, he said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a totally different crowd down here, but the vibe is big. People are stopping by and knocking on the door all the time,â&#x20AC;? he said. â&#x20AC;&#x153;With the U of M, Augsburg and (Fairview Riverside Hospital) all within blocks of the place, there is a lot of word-of-mouth already.â&#x20AC;?

And having left a good

g YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720657 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

y j six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300

File Number: 007633F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2010 at 10:00 AM has been postponed to August 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE

LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2010 at 10:00 AM has been postponed to September 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2010 at 10:00 AM has been postponed to September 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2333592 9/9/10

Baldyâ&#x20AC;&#x2122;s from Page 1A

cation could be bigger than Lakeville.â&#x20AC;?

And he got the restaurant for a steal, Wheeler said. â&#x20AC;&#x153;I was down here looking for a piece of equipment for the Lakeville location and I saw a sign â&#x20AC;&#x201C; for sale by owner,â&#x20AC;? Wheeler said. â&#x20AC;&#x153;So I called.â&#x20AC;?

That was in April. By July, Wheeler was negotiation a lease with the property owner.

Wheeler wouldnâ&#x20AC;&#x2122;t say what his rent was but admitted that Baldyâ&#x20AC;&#x2122;s is in the building â&#x20AC;&#x153;pretty minimally.â&#x20AC;? â&#x20AC;&#x153;It was an old Chinese restaurant. It didnâ&#x20AC;&#x2122;t fail, but the owner retired. So I took it as is. Spent 211 man hours cleaning it up with some of Lakeville, he said, will also my employees,â&#x20AC;? Wheeler said. be the key in Minneapolis â&#x20AC;&#x201C; The key to success in keeping costs down. â&#x20AC;&#x153;All those restaurants that

A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010

g ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2331065 9/9/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW

E-mail Derrick Williams at: lakeville.thisweek@ecm-inc. com

44A

September 9, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

New â&#x20AC;&#x2DC;havenâ&#x20AC;&#x2122; for Halloween enthusiasts opens in Burnsville

by Jessica Harper DAKOTA COUNTY TRIBUNE

Although Halloween is a month away, Heather Gorman is set for the haunted holiday.

Animated witches, grotesque body parts, hanging bodies and other gory goodies fill her seasonal store, Halloween Haven, which opened on Aug. 30 in Burnsville. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m really into the Halloween season, and what better way to celebrate it than to have a store,â&#x20AC;? she said.

Gorman, a Burnsville resident, said she most enjoys the opportunity to dress up and â&#x20AC;&#x153;be anything I want to be.â&#x20AC;?

In addition to selling props and decorations, Halloween Haven sells costumes for adults.

Gorman said she decided to pursue the age 20 to 40 target market because bigbox retailers are becoming a popular destination for childrenâ&#x20AC;&#x2122;s costumes.

Gorman purchased much of her inventory from Costumes Plus, which recently closed at the Burnsville Center.

In Brief

Halloween Haven is located at 1000 County Road 42 E. in Burnsville near County Road 11.

The store is open from Aug. 30 to Nov. 2.

Hours: Monday through Friday 10 a.m. to 9 p.m., Saturday 10 a.m. to 8 p.m. and Sunday 11 a.m. to 6 p.m.

Employees: 15 Phone: (612) 598-2730 Website: www.halloweenhavenonline.com

Photo by Jessica Harper

Halloween Haven is filled with a mix of ghoulish goodies such as animated witches, gory body parts, eerie pictures and hanging bodies.

Oddly, a small collection of Christmas village pieces Photo by Jessica Harper is also among the inventory purchased from Costumes Heather Gorman of Burnsville quit her job in the health insurance industry in July to open a seasonal store called Plus.

Halloween Haven at 1000 County Road 42 in Burnsville. sheâ&#x20AC;&#x2122;s confident they can pay it off since Cliff kept his job as a financial analyst rather than work at the store full time.

Halloween Haven doesnâ&#x20AC;&#x2122;t have much local competition other than the Halloween Express store near Burnsville Center. â&#x20AC;&#x153;I hope we will be able to compete,â&#x20AC;? Gorman said. â&#x20AC;&#x153;We carry more props and they carry more costumes.â&#x20AC;?

Additionally, Halloween Haven is open from Aug. 30 to Nov. 2, while its competition is open year-round.

Gorman said she felt a seasonal approach would be more cost-effective than being open all year. However, merchandise will be available all year on Halloween Havenâ&#x20AC;&#x2122;s website.

Halloween Haven is located at 1000 County Road 42 E. near County Road 11 in Burnsville.

Its hours are Monday through Friday from 10 a.m. to 9 p.m., Saturday from 10 a.m. to 8 p.m. and Sunday from 11 a.m. to 6 p.m.

Photo by Jessica Harper

Upon entering Halloween Haven, customers are greeted by a grinning ghoul. The store specializes in Halloween props, decorations and adult-sized costumes.

Jessica Harper is at jessica.harper@ecm-inc.com.

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Opening the store was a big leap for Gorman, who quit her job in the health insurance industry in July to pursue the venture full time. â&#x20AC;&#x153;I was nervous at first, but I always wanted to run my own business,â&#x20AC;? she said.

Gorman and her husband, Cliff, invested about $100,000 from their retirement fund in the store.

Gorman said she was a little nervous at first about borrowing from the fund, but