09/15/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

Toxic pipes allegedly sold by Uponor 7A Burnsville CEO works for jobs 7A Local dance company remembers 9/11 28A

JESSICA HARPER JOHN GESSNER T.W. BUDIG

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 SEPTEMBER 15, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 29

'DNRWD &RXQW\ 7ULEXQH Since 1884

INSIDE BIZ

Cutting through lifeâ&#x20AC;&#x2122;s clutter with Empty the Nest

FORUM

Cities and counties should look themselves in the mirror when raising property taxes and not blame the state. PHIL 4A KRINKIE

Burnsville company specializes in wall-to-wall property removal

FORUM

by Joe Palmersheim SPECIAL TO THE TRIBUNE

When it came time for Hamel resident Genevieve Dykhoff to put her house up for sale, the thought of cleaning out more than 50 years of lifeâ&#x20AC;&#x2122;s treasures was simply overwhelming. â&#x20AC;&#x153;(My husband George and I) have lived in this house since 1954, and we have a two-car garage and a shed in the back,â&#x20AC;? she said. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m almost 80, and I thought to myself, â&#x20AC;&#x2DC;What am I going to do with all of that stuff?â&#x20AC;&#x2122; There was no way I could get rid of all of it myself.â&#x20AC;? In the end, she didnâ&#x20AC;&#x2122;t have to. Dykhoff enlisted the services of Empty the Nest, a Burnsvillebased company specializing in wall-to-wall personal property removal for seniors and homeowners interested in downsizing. Owners Kris Yohn of Eagan and Sharon Fischman of Golden Valley go through homes and apartments to throw away what is garbage, donate what

Photo by Joe Palmersheim

Sharon Fischman of Golden Valley, left, and Kris Yohn of Eagan started Empty the Nest, a Burnsville-based property removal service, last year. The company specializes in cleaning out the homes of senior citizens and those interested in downsizing, and does not charge those it helps move. Usable items recovered during the move are sold at the companyâ&#x20AC;&#x2122;s Burnsville storefront.

In Brief

Kris Yohn of Eagan and Sharon Fischman of Golden Valley operate the Empty the Nest ReUse Center at 1163 E. Cliff Road, Burnsville. For more information, go to emptythenest.net or call 612-998-0102.

can be reused, and sell desirable items for profit at the Empty the Nest ReUse Center at 1163 E. Cliff Road, Burnsville. The business subsidizes its income through the profit of whatever items it can sell, and there is no cost for them to go through a home or apartment. After crossing paths professionally, Yohn and Fischman hatched Empty the Nest last year. Yohn had been doing online sales in her garage, but after the partnership was formed the pair opened their storefront in Burnsville last December. â&#x20AC;&#x153;I was a move manager for a local company here in the Twin Cities,â&#x20AC;? Fischman said. â&#x20AC;&#x153;It was called Gentle Transitions, and their niche was that they moved seniors. I was the coordinator â&#x20AC;&#x201C; I would coordinate the whole move for the seniors. I saw over and over again that there was always nice stuff in the house after they moved, and it was really hard to get rid of it. Itâ&#x20AC;&#x2122;s hard for seniors to get that stuff out to the curb.â&#x20AC;? When Empty the Nest goes through a house, little goes to waste, Yohn said. Books go to a book service for prisoners, usable food gets donated to food shelves and metal gets taken away by scrappers. A typical clean-out takes two days. When items are processed, they are taken by moving truck or van to the Empty the Nest ReUse

DANE SMITH

More than ever, political leaders must transform and redesign government operations. 4A

FORUM

T.W. BUDIG

Minnesota U.S. Rep. Michele Bachmann regained her footing in recent presidential debate. 5A

BUSINESS 101

Business owners should write blogs in order to connect with their current and potential customers. BETTER 5A BUSINESS BUREAU

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

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September 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Eagan

Lakeville

New Apple Valley militarysupport group seeks volunteers

Majority of homeowners to see same city taxes

Preliminary tax levy calls for slight increase

A new community group seeks to lend a helping hand to military veterans and families with loved ones serving overseas. The city’s Beyond the Yellow Ribbon program is holding a kickoff meeting Sept. 19 at the Apple Valley American Legion for people interested in volunteering with the group. Beyond the Yellow Ribbon is a nationwide program that establishes community-based committees to assist military families while a family member is deployed, and to help veterans returning from service reintegrate into civilian life. A core group of about a half-dozen local residents formed this spring to lay the groundwork for the Apple Valley Yellow Ribbon program, and people interested in serving on the steering committee are now being sought. The Apple Valley organization is seeking volunteers representing different sectors of the community — including civic groups, the legal and medical professions, education, local government — as it begins the 16-step process to earn official Yellow Ribbon designation for Apple Valley through the Minnesota Department of Veterans Affairs. The group’s goal is to receive Yellow Ribbon status by early 2012. The kickoff event will be at 6:30 p.m. Sept. 19, at the Legion, 14521 Granada Drive. The event will include a welcome by Mayor Mary Hamann-Roland and an overview of the state’s Yellow Ribbon Recognition Program by Annette Kuyper. For more information about Beyond the Yellow Ribbon, visit www.beyondtheyellowribbon.org. —Andrew Miller

The City Council unanimously approved on Sept. 6 lowering Eagan’s property tax levy by 2.9 percent to $27.4 million. Most homeowners will pay the same in the city’s portion of their payable 2012 taxes since property values are expected to fall. The average home value of $241,744 is expected to drop by $4,048 in payable 2012, according to city documents. County officials predict that Eagan home values will continue to fall over the next two years. Residents whose homes maintain their value can expect to pay between $12 and $18 more in property taxes, depending on the home value. In that case, property taxes will not decline because the tax base is shrinking, explained Gene VanOverbeke, director of administrative services. How the proposed property tax levy will affect commercial and industrial properties is still unknown, said Tom Garrison, communications director. City documents project total revenues to be $28 million in 2012, which is approximately $312,000 more than this year. City officials have been able to contain several cost factors such as health insurance, while preparing for rising inflation and upcoming election expenses. Eagan also saved money by cutting two positions through restructuring. City officials expect that staff numbers and services will remain the same next year, City Administrator Tom Hedges said. A public hearing will be held Dec. 6. The council is scheduled to vote Dec. 20 on the final payable 2012 property tax levy and budget. The city’s final property tax levy can be less but not greater than the preliminary one. —Jessica Harper

Burnsville

Farmington

Lakeville’s preliminary tax levy for 2012 calls for an increase somewhere just below 1 percent. The city has budgeted for a $118,000 decrease in general fund spending, as well as a $185,000 reduction in debt related to fire station number four and a $325,000 drop in equipment certificates. Thanks to an accounting change after the Legislature repeated the Market Value Homestead Credit program, the city does not have to levy for the program’s $789,000 this year, according to City Administrator Steve Mielke. This adds to the other reductions in the levy to come out to about $660,000 in overall reduction of the levy (when increases in street improvement bonds are taken into account). But some people will see property tax increases. This is because the city’s levy to cover that MVHC was spread across the board, but the credits from the state are not. Some homeowners could see credits of varying degrees and some could see none. The City Council voted 3-1 (with Council Member Colleen Ratzlaff LaBeau voting no and Council Member Laurie Rieb absent) to approve this preliminary levy at its meeting Tuesday night, Sept. 6. LaBeau said she opposed voting for even the preliminary levy because it did not have the 5 percent decrease in spending for which local businesses called; or even 0 percent increase for that matter. Mayor Mark Bellows also did not like the budget. Council members Kerrin Swecker and Matt Little agreed to entertain cuts in the coming months. The City Council will certify a final levy in December. It can reduce the current preliminary levy, but it cannot increase it then. The city is holding a series of public meetings to discuss the budget. To view the budget, go to www. ci.lakeville.mn.us/. —Aaron Vehling

Lower 2012 levy gets preliminary approval

Farmington preliminary levy passes on 3-2 vote

The Burnsville City Council voted 3-2 Sept. 6 to certify a proposed 2012 tax levy that’s 3 percent lower than this year’s. The levy is falling because the city no longer has to fund the Market Value Homestead Credit, which was discontinued by the 2011 Legislature. Burnsville, which is among some Minnesota cities that didn’t receive state reimbursement for the credit, now won’t have to raise $1.2 million in taxes to fund the credit. With elimination of the $1.2 million in taxes to fund the credit, the 2012 levy would fall an estimated 4.3 percent. But city staffers say a decrease of no more than 3 percent is needed to maintain current services. Council members are still mulling revenue increases ranging from 1.3 percent — the amount needed to maintain current services — to 0.8 percent. The latter is the amount generated only by new construction in the past year. The 3 percent reduction reflects the 1.3 percent revenue increase. The 0.8 percent revenue increase would bring the levy decrease to about 3.5 percent, Council Member Dan Kealey said. Kealey and Council Member Bill Coughlin voted against the 3 percent decrease. Both said at an Aug. 9 work session they want the tax increase held to 0.8 percent, to be offset by budget cuts. Mayor Elizabeth Kautz and council members Dan Gustafson and Mary Sherry voted for the 3 percent decrease. The city estimates that city taxes on a $202,000 home would fall by $88 next year. However, with the loss of the state credit to homeowners, residential taxes should be “roughly flat,” Tammy Omdal, the city’s recently departed chief financial officer, said Aug. 9. The total proposed levy is $27.03 million, compared with 2011’s $27.86 million. The council can’t exceed the proposed figure when it adopts a final budget and levy on Dec. 6, but it can reduce it. A budget open house is scheduled for Dec. 1 at 4 p.m. at City Hall. —John Gessner

Farmington property taxes are going up in 2012. That much is certain, but the exact increase amount is open to change. The Farmington City Council voted 3-2 to set the 2012 preliminary levy at $9.5 million during its Sept. 6 meeting. However, even council members who voted for the $10.4 million preliminary general fund budget were calling for more discussion and possible budget changes. As passed, property taxes on the average value $190,200 homestead property will increase by $84 in 2012. Farmington businesses and rental properties will have bigger tax increases because of a formulation change in the state’s Market Value Homestead Credit. Under those changes and with the city’s preliminary levy, taxes on non-homestead properties valued at $190,200 will rise by $288 next year. The increase is partially driven by the city’s plan to fund major projects, like road work, in cash instead of issuing bonds. By paying costs up front, the city hopes to avoid adding to the city’s debt, which now totals about $38 million. Council members Jason Bartholomay, Christy Jo Fogarty and Mayor Todd Larson agreed they don’t like raising taxes, but support the plan because the city needs to tackle its debt problem before it becomes worse. Finance Director Teresa Walters said Farmington taxpayers are paying millions more for projects by bonding for projects. The city anticipates paying $1.4 million in interest in 2012, she said. Council members Terry Donnelly and Julie May expressed concerns about residents who are already struggling in a tough economy. Several public open houses are planned prior to the budget’s final adoption in December. Under state law, cities can reduce the preliminary levy set in the fall but cannot increase it. —Laura Adelmann

Rosemount Average property nets tax decrease for 2012 The Rosemount City Council on Sept. 6 adopted its preliminary 2012 budget and levy, which should result in a tax decrease in the city portion of property taxes for the average value home. The city estimates a $38 decrease from payable 2011 to 2012 for the average value home ($201,600) for its portion of the tax pie. “It’s good news that we are cutting taxes for the average home,” said Mayor Bill Droste, who credited the work of city staff since the budget process started in March. The operating levy, which has a direct affect on property taxes, was reduced in large part by an accounting change after the Market Value Homestead Credit program was repealed this year. Keeping a city funding needs increase to a mere .26 percent from last year’s $16.6 million amount hasn’t been easy. The increased cost of fuel has driven up that line item for departments that lean on vehicles for operations (especially police and public works). The city hasn’t filled two vacated positions and has found savings in everything from printing costs and energy spending by installing new boilers in the Steeple Center. Between now and the December adoption of the final budget, the council can only reduce the levy amount. For more information about the budget, go to the city’s website at www.ci.rosemount.mn.us and read a previous story about it online at ThisweekLive.com. —Tad Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 15, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up KIRK MUHLENBRUCK Named vice president, market development, Think Mutual Bank

Kirk Muhlenbruck has been named vice president of market development for the Twin Cities market at Think Mutual Bank. Muhlenbruck has worked for the bank for six years, most recently as vice president of community banking. In that role, he was responsible for overseeing the bank’s six Rochester branches. In his new position, Muhlenbruck will focus on the bank’s Twin Cities market, developing relationships with key stakeholders including customers, business leaders, and community organizations. Think Mutual Bank is community bank headquartered in Rochester with offices in Apple Valley and Eagan. JESSY ANNONI New communications and events manager, Dakota County Regional Chamber of Commerce

Jessy Annoni has been hired as the new communications and events manager for the Dakota County Regional Chamber of Commerce. She is a recent graduate of the University of Minnesota-Duluth where she earned degrees in communication and psychology.

Business Briefs

SURVEY SAYS PARENTS WORRIED ABOUT THE INTERNET AND CHILDREN’S SAFETY According to a recent survey by Eagan-based FindLaw.com, 67 percent of parents say they are extremely worried, very worried or somewhat worried about their children’s safety online. One-third of parents surveyed (34 percent) say they are either not very worried or not worried at all. Most parents are taking steps to restrict their children’s use of the Internet. Nearly three-quarters (74 percent) of parents with Internet access at home have taken action to limit their children’s use of the Internet. Monitoring which websites their children visit, and using filtering or site-blocking software are the most common measures taken.

Business Briefs

MALT-O-MEAL DONATES CEREAL TO FOOD BANKS

INSIDER TRAINING AT DAKOTA WOODLANDS

DONATIONS NEEDED FOR YELLOW RIBBON BASKETS

Malt-O-Meal cereal company, Northfield and Lakeville, in partnership with Cub Foods, Snapple, KSTP-TV, Second Harvest Heartland and Minnesota’s Feeding America Food Banks, is sponsoring the “Give a Little, Feed a Lot” Hunger Action Month campaign during September at Cub Foods stores throughout Minnesota. Throughout the month of September, for every purchase of Malt-O-Meal brand cold cereal or Better Oats instant oatmeal purchased at Cub Foods, MaltO-Meal will make a food donation to Second Harvest Heartland and Minnesota’s Feeding America Food Banks, with the goal of donating 1 million servings of breakfast to families in Minnesota. Cub Foods customers can also join in the fight against hunger in two other ways: by purchasing non-perishable food items and placing them in donation barrels located at the entrance of all Cub stores, or making a cash donation at the register. All proceeds from the food drive will go to Second Harvest Heartland and Minnesota’s Feeding America Food Banks, including Channel One Food Bank and Food Shelf, Second Harvest Northern Lakes Food Bank and Second Harvest North Central Food Bank. For more information about the program, visit www.HungerActionMN. com.

Rosemount-based Insider Training Inc. will hold a nutritional seminar on Sept. 15 for residents of Dakota Woodlands, a shelter for homeless families in Dakota County. Resident families will learn about dietary recommendations and how to read nutrition labels. They will use Insider Training’s Nutritional Training Program to educate themselves on their current dietary habits. The Insider Training Inc. staff will return to Dakota Woodlands on Oct. 1 to prepare and serve dinner to resident families.

The River Heights Chamber of Commerce is seeking donations for a Yellow Ribbon Basket that will be awarded to a Yellow Ribbon family Friday, Oct. 14, during The Event: A Celebration of Freedom and Free Enterprise that will be held from 6 to 9 p.m. at the Historic Concord Exchange Building, 200 Concord Exchange N., South St. Paul. Donation suggestions include lawn mowing, babysitting/daycare, flowers, handyman service, cleaning service, automotive (such as an oil change, wiper blades, car detailing), carpet cleaning, tickets to a zoo or for other family outing, fitness center pass, coupons for grocery items, discount store coupon, Mary Kay, etc. Tickets for “The Event” and more information are available at www. theeventmn.com.

NONPROFITS PRESENT A LOCAL EVENT OF GLOBAL CUISINE

Business Briefs

Lisa Horn of the Eagan and Lakeville Resource Centers and Karen Kitchel of Cheerful Givers, along with a group of dedicated volunteers, have launched plans for a new event which they hope to make an annual happening. “Zest! A Local Event of Global Cuisine Benefiting Cheerful Givers and the Eagan & Lakeville Resource Centers” is scheduled to be held at the new Lost Spur Event Center in Eagan in September 2012. The purpose of the event is to raise funds to serve those in need in the community. Plans include participation by a wide variety of international restaurants with chef demonstrations, local celebrities, live music with dancing and some surprises. Organizers are currently inviting local businesses and organizations to become sponsors with unique benefits as well as restaurant involvement. For more information contact lisahorn@eaganrc.org or karen@cheerfulgivers.org.

INCENTIVE INCREASED FOR REFRIGERATOR RECYCLING Xcel Energy residential electric customers in Minnesota with old, inefficient secondary refrigerators can receive $70 to participate in the existing Refrigerator Recycling Program — an increase of $35 from the usual incentive. The new offer runs Sept. 1 through Nov. 30. COMPUTER SCIENCES CORP. SIGNS LEASE IN LAKEVILLE Computer Sciences Corporation has signed a seven-year lease for 163,000 square feet in the First Park spec building located at 9150 217th St., Lakeville. The company plans to open a warehouse and maintenance facility for U.S. Postal Service equipment. The Falls Church, Va., based federal contractor was recently awarded a $25.8 million contract to operate a Minneapolis mail transport equipment service center. The company is currently completing leasehold improvements to the building. CSC plans to hire approximately 35 employees to operate this facility and will be operational by the end of September.

MACKIN HELPS SCHOOL LIBRARY SWITCH TO BISAC SYSTEM Mackin Educational Resources, Burnsville, provided customization services to a St. Vrain Valley School District (Colorado) elementary school to switch from the time-honored Dewey Decimal System to the word-based classification system — BISAC. Red Hawk Elementary, Erie, Colo., is one of the first schools to implement the bookstore model, BISAC, to organize the books within its library collection. With the BISAC system, books do not have call numbers on the spine; instead, books are sorted by broad topics and then into specific categories and subcategories. The district will monitor checkout histories and searches to determine if this system changes search and reading habits of students. If found successful, the district may implement the BISAC system district wide.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

September 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Sustaining innovation and transforming the culture of government by Dane Smith and Jack Ditmore SPECIAL TO THE TRIBUNE

For a more nuanced understanding of our budget debate complexities, you might consider searching YouTube for the beer commercial in which two women wrestle in the mud over whether the product “tastes great” or is “less filling.” If you have somehow missed this highly educational video, you have been treated to the political version – Less spending! More taxes! – in the news media every day all summer. The fact is, our political leaders and governments do face a muddy dilemma over these choices, each of which is actually necessary but insufficient by itself. Simply cutting expenditures will not relieve the demand for services and the need for valuable public investment, which often grows at the exact time the private sector declines and tax revenues dry up. But simply raising tax rates is not enough either, when faced with huge deficits and an underperforming economy. More than ever, we must actively focus on transforming and redesigning government operations. And our more thoughtful political leaders on both sides of the partisan divide are in strong agreement on this imperative. The good news is that your governments have been improving, albeit in rather piecemeal fashion. More than 85 examples of local government innovation, recognized by the Humphrey School’s Public and Nonprofit Leader-

Guest Columnists Dane Smith and Jack Ditmore

ship Center and its partners, and seven prestigious Innovations in American Government Awards from the Ash Center at Harvard University, provide ample evidence that state and local governments in Minnesota have recognized this reality and embarked on efforts to transform services. The bad news is that while this is impressive, innovators too often fail to work on permanently changing bureaucracies and agencies, and toward changing how they operate to sustain innovation. The research of nationally renowned experts such as Paul Light, David Osborne and others we have studied leads us to believe that attention needs to be focused on four fundamental areas in order to move from individual acts of innovation to a sustained transformation of the culture and machinery of state and local government. These are: • Creating a permanent culture in which transformation will succeed. The work of Osborne and others suggests that the transformation of the machinery of government will not occur unless we create a lasting culture of teamwork

and respect in which political leaders and civil servants believe that each is pursuing the common good. Also, leaders in both the legislative and executive branches of government need to personally embrace initiatives to transform government and work to sustain the efforts for change. Further, to assure that the right people can function effectively, individual agencies need to be empowered and provided with the right tools to bring about change (e.g., business process improvement mechanisms to increase efficiency, and performance measurements to enhance effectiveness and accountability). • Seeking flexibility in finding and hiring the people necessary to bring about transformation. To ignite and sustain the transformation of the culture and machinery of government, leaders at the state and local levels must focus on creating a more adaptable work environment – an environment in which government officials are given the flexibility to hire new workers quickly, promote top talent, gather top experts to address complex challenges, and learn new skills that are critical to success and improved productivity. To accomplish this objective, state and local civil service systems must be redesigned. • Establishing structural systems that support transformation. Fresh ideas for redesigned services may enjoy initial success but do not necessarily survive. Two of the Minnesota organizations

Property taxes are counties and cities’ decisions by Phil Krinkie SPECIAL TO THE TRIBUNE

Every year at the state Legislature there is an extended debate about property taxes. This year was no different, only the names of the players changed. As in recent years the focus of the property tax discussion was around Local Government Aid. In brief LGA payments to cities began in the early 70s to replace a variety of special aids and tax relief programs for municipal government with a single general purpose program. The creation of LGA had two primary objectives: first, provide property tax relief, and second, provide a similar level of funding for city services. Like many issues at the state Capitol the objective is simple; the implementation, however, is a mess. Certainly this was the case again this year in the LGA debate. Republican House and Senate members set out to make significant reductions in LGA payments but upon reaching Gov. Mark Dayton’s desk, they were vetoed. Dayton was joined by most Democrat legislators in the familiar chorus of “reductions in city aid will increase property taxes.” The simple truth is that residential property taxes on average increase every year statewide. With few exceptions cities, counties and school districts continue to increase property taxes due to local

Guest Columnist Phil Krinkie

spending decisions not state tax policy. Recent actions by Minneapolis Mayor R.T. Rybak illustrate this point. Just two weeks ago, Rybak vetoed an effort by the Minneapolis City Council to retain 10 city firefighters. The council had voted 8-5 to take $300,000 in one-time savings from unfilled city jobs to keep the firefighters working through the rest of the year. Despite warnings that the staff reductions would mean longer response times, Rybak stated: “I am strongly opposed to using additional one-time funding to plug a systemic budget gap in the Fire Department.” Sounds like a reasonable and fiscally responsible position by Rybak, until you consider the mayor’s next move. The day after, Rybak vetoed the City Council’s attempt to save 10 firefighter jobs, the city posted a new job opening for a bicycle and pedestrian coordinator. The position of bicycle and pedestrian coordinator pays between $61,000 and $84,000. The explanation by city officials for the need to hire a bicycle/pedestrian coordinator was that the responsibility is now handled by a number of individuals

in the Public Works Department, many of them lacking the necessary “expertise.” In response to the veto, the president of the Minneapolis Firefighters, Local 82, called the action an example of misplaced priorities, and stated “when do you stop funding fluff programs if we’re really prioritizing?” But this is just the most recent example of spending priorities in Minneapolis. Does anyone remember the $450,000 for 10 artistic drinking fountains or maybe the $5 million green roof for the Target Center? The list of unnecessary projects and wasted tax dollars would fill pages. Despite the city’s spending decisions, Rybak was at the State Capitol earlier this year pleading for tens of millions of dollars in state aid that flows to Minneapolis with no strings attached. Each year millions of state dollars are spent to buy down property taxes but instead get spent on misguided priorities. Minneapolis will receive $64 million this year in state aid which in turn will help fund fluff programs like bicycle/pedestrian coordinators. But $64 million in LGA is not the only state aid Minneapolis receives. In 2010 Minneapolis came to the State Capitol to request a bailout for their Minneapolis Employee Retirement Fund to the tune of hundreds of millions of dollars. Without the state funded bailout of MERF, MinSee Taxes, Page 6A

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featured by Light in his book, “Sustaining Innovation,” were essentially dead before the book was published. Light calculates that roughly one-third of the 35 projects highlighted by Osborne in “Reinventing Government” either did not survive or were at serious risk by the time the book came out in paperback. We believe that a more durable culture of innovation can be built on a framework of five principles, outlined in a policy report released by Growth & Justice this week. Among them: conducting regular organizational assessments to find opportunities for increased effectiveness and new ways of doing business; creating an improvement clearinghouse – a center that provides information and resources for improving organizational performance and service delivery; and providing a venture capital fund, with both intellectual and financial resources for early-stage, high-potential startup ideas for investment in innovation and transformation. Importantly, this new infrastructure does not have to involve a new layer of government. Viable models are a nonprofit organization, a public corporation, a combined effort of existing local government associations and the state, or expanding an existing state program. • Restoring faith in government by better engaging the public and encouraging their collaboration with political See Innovation, Page 8A

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 15, 2011

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Bachmann comes back punching in presidential debate by T.W. Budig ECM CAPITOL REPORTER

U.S. Rep. Michele Bachmann snagged the spotlight several times during the Tea Party/CNN Republican presidential debate Monday night from Florida — something she almost entirely failed to do in last week’s MSNBC-Politico presidential debate. Bachmann slammed Texas Gov. Rick Perry relating to an executive order he made as governor concerning the inoculation of teenage girls against sexually transmitted disease. Bachmann implied that more was afoot than Perry’s avowed purpose of fighting cervical cancer, tying the governor to the largesse of drug companies. “If you’re saying I was bought off for $5,000 (Merck & Co. campaign contribution), I’m offended,” Perry said to Bachmann. Bachmann instantly replied that she was offended for the 12-year-old girls in Texas. (Perry has expressed regret over the executive order, saying an opt-out provision existed.) Bachmann also revved up the rhetoric on the so-called ObamaCare, vowing to “pull it out by the roots” and implying that as a Washington-hand she has the knowledge to do so. More than that, Bachmann tied the outcome of the 2012 presidential election to health care. “This is the election that will decide

Tribune Columnist T.W. Budig

whether we have socialized medicine,” Bachmann said. Bachmann was also assertive on the issue of the economy, describing herself as the lonely voice in the “wilderness of Washington” in opposition to raising the nation’s debt ceiling. Bachmann, citing economic steps she would pursue as president, argued that it would be easy to turn the nation’s economy around. “Just have the backbone to do it,” said Bachmann, who has been depicted up to the arrival of Perry in the presidential race as the Tea Party favorite. Bachmann deflected a question relating to Federal Reserve System Board Chairman Ben Bernanke. Asked whether she believed, as Perry once implied in a controversial comment, that Bernanke’s actions as board chairman constituted treasonous acts, Bachmann refused to bite. “That’s for Governor Perry to make that decision,” she said. When the eight presidential candidates were asked what they would bring to the

Financial Sense Money-savings tips for college students on a shoestring budget Some see college as a step removed from the “real world.” But the many college students who find themselves surviving on a shoestring budget know better. For them, saving money is not just a real-world concern; it is a matter of necessity. With school getting under way again, here are some timely tips to help undergrads cash in on money-saving opportunities, courtesy of the Financial Planning Association (www.FPAnet.org), the nation’s largest organization of personal financial planning experts: • To save on tuition expenses: Grants and scholarships offered by public and private sources can take a big bite out a student’s tuition tab. Find scholarship information via the U.S. Department of Education’s website at www.studentaid2.ed.gov/ getmoney/scholarship. To find out what’s available in your home state, check with the state education office. Visit www.wdcrobcolp01. ed.gov/Programs/EROD/ for a directory of those offices. Additionally, contact the financial aid office at the school you are attending; many have their own grant/ scholarship programs. “It’s always worth asking, because sometimes you may be the only one who applies,”

said Craig Rinas, a financial planner and senior director of development and gift planning at Southwestern Assemblies of God University in Waxahachie, Texas. Students who work should also ask their employer about tuition assistance for employees. • To save on “leisure” expenses, without sacrificing your social life: Search for deals on sites such as Groupon, Living Social, entertainment.com, halfoffdeals. com and restaurant.com. Before you head out check the Facebook page for your destination to see if any deals are posted. Businesses in college towns often provide student discounts. Ask the student affairs office at your school if they compile a list of those businesses. • To save on food expenses: First, avoid eating out. When you do, check out the aforementioned websites for deals. If you are prone to latenight snacking, eat what is in the fridge instead of ordering a pizza. For students who are not on the school meal plan, get a discount card for a local grocery store and buy items on sale. The savings it provides can add up fast. • To save on transportation expenses: Instead of keeping a car, consider relying on your feet, a bike, friends or public transportation. For some stu-

dents, a car is necessary to get to and from school and a job. But in many instances, undergrads can get where they need to go without their own vehicle. Going without a car means no fuel costs, insurance and maintenance costs. Check with the local transit agency about special student passes for the public transportation. If you do keep a car, be sure to call your auto insurance provider. “If you’re driving fewer miles at school and you are keeping the car in a safer area, you may qualify for a lower rate,” said Rinas. • To save yourself credit hassles: Students who have a credit card should use it wisely and sparingly, cautions Rinas. “What I try to hammer home is that having a credit card is a double-edged sword,” he said. “It’s good to have one for emergencies and to build credit score. But if you misuse it, it can wreck your credit faster than anything.” This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

White House if elected, Bachmann said she would bring copies of the Declaration of Independence, the Constitution of the United States and the Bill of Rights. “And that’s it,” she said. Tea Party people often complain that the country and its leaders have strayed from these seminal American documents. National pundits have been suggesting that Bachmann, whose campaign has been flagging in recent weeks, had to do well in tonight’s debate. Perry and former Massachusetts Gov. Mitt Romney — seen as the frontrunners in the Republican race — engaged in several exchanges during the two-hour debate. At one point, Perry charged that Romney was trying to scare people on the issue of Social Security. “That’s in your book,” Romney shot back about the allegation, referring to Perry’s politically high-voltage book, “Fed Up.” Romney credited Perry with job creation in Texas, but quipped that the political environment in Texas was the equivalent of the governor being dealt four aces in a hand of poker. That doesn’t necessarily show that you’re a good poker player, Romney said. Former House speaker Newt Gingrich, in one of several crowd pleasing comments, said he wasn’t worried about Perry or Romney frightening the American people.

“When (Democratic President) Barack Obama scares them every single day,” he said. The CNN debate occurred the same day that former Republican Gov. Tim Pawlenty endorsed Romney for president. “I believe he’s going to be our party’s nominee,” said Pawlenty, speaking on Fox News. Pawlenty described Romney’s business skills as “unmatched” and valuable in working to turn around the nation’s economy. Pawlenty once again brushed aside questions about becoming a vice presidential candidate. “I’m not even going to consider that,” he said. Democratic National Committee Chairwoman Debbie Wasserman Schultz expressed no fondness for any of the Republican presidential candidates. “Republicans have no plan for middle class families because they are working for the special interests,” said Wasserman Schultz in a statement. “Their plans to deregulate Wall Street, give tax breaks to insurance companies and Big Oil and extend tax cuts for millionaires won’t create jobs or make things any easier on middle-class families,” she said. T.W. Budig is capitol reporter for ECM Publishers Inc. Thisweek Newspapers and the Dakota County Tribune are part of ECM. Columns reflect the opinion of the author.

Business 101 Business blogging – why every business owner should do it by Better Business Bureau SPECIAL TO THE TRIBUNE

Between Facebook posts and Twitter tweets, it seems like there are a thousand and one ways to communicate virtually these days. However, a communication tool many in the business world overlook is blogging. The Better Business Bureau of Minnesota and North Dakota recommends that business owners consider some simple blog implementation strategies to heighten the visibility of their companies on the Internet. A blog dedicated to the thoughts of a company’s president or CEO or the mission of the business can serve as a meaningful way to attract potential customers – and allow business owners to establish themselves as leaders in their respective fields. Business blogs can be linked from the business’ website, Facebook page and Twitter account and are a great way to share longer, more thought-provoking communiqués. According to a recent survey by HubSpot, 57 percent of companies using blogs reported that they acquired customers from leads generated directly from their blog. They also found that businesses are

Guest Columnist

Better Business Bureau now in the minority if they do not blog. From 2009 to 2011 the percentage of businesses with a blog grew from 48 percent to 65 percent. So what’s so great about a blog? “A blog gives a president or CEO the chance to communicate in more of a dialogue-like setting with their constituents,” said Dana Badgerow, president and CEO of the BBB. “Limited characters and space can stifle a desired message. A blog allows for a fuller message to be shared and can even be catered towards targeted audiences.” The BBB recommends that business owners consider the following when implementing a blog for their business: • Heightened visibility is always a plus. When you blog, you get more eyes on your business and increase your search engine optimization. • Voicing your passion gets your customers noticing. Letting your custom-

ers see how and why your business came about and sharing what it is you love about doing what you do is a great way to make a connection with your audience. With virtually no length limits, a blog is a great platform to share exactly what sets your company apart from the rest. • A blog can serve as a great networking tool. A blog is a great place to inspire your constituents and build a subscriber base. By giving your voice a platform and reaching out to other business bloggers, you have the ability to establish a solid business-to-business network. For more business advice you can trust, visit www. bbb.org/us/bbb-news. The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct, and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public. Contact the BBB at www. bbb.org or (651) 699-1111, toll free at 1-800-646-6222.

September 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 15, 7:30 to 8:30 a.m., Eagan Area Business Council, Eagan Fire Department, 1001 Station Trail, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Thursday, Sept. 15, 1 p.m., ribbon cutting, Travel Leaders/ MSP Travel Group, Inc., 750 Main Street, Suite 105, Mendota Heights. New location for Travel Leaders. Information: Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Tuesday, Sept. 20, noon to 1:30 p.m., new member orientation, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Free to attend. RSVP required. Information: Michelle Tighe at mtighe@dcrchamber. com. â&#x20AC;˘ Wednesday, Sept. 21, 8 a.m. to noon, Executive Roundtable Group meeting, DCR Chamber of Commerce office, 1121 Town Centre Drive, Suite 102, Eagan. For more information about this group or how to get involved, call Greg Buck of Buck Financial Services at (612) 708-4221 or e-mail gbuck@bfsllc.info. â&#x20AC;˘ Thursday, Sept. 22, 7:30 to 9 a.m., Business Excellence Awards - â&#x20AC;&#x153;Job Creators: Todayâ&#x20AC;&#x2122;s Heroes,â&#x20AC;? City View Banquet Center, Lost Spur Golf Course, 2750 Sibley Memorial Highway, Eagan. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Tuesday, Sept. 27, 4 to 6 p.m., South Metro Young Professionals meeting, 401K Latte Company, 10543 165th St. W., Lakeville. You do not need to be a member of the DCR Chamber to participate in this group. Information: Tom Hilla at (952) 892-9031, thilla@msbcollege.edu â&#x20AC;˘ Wednesday, Sept. 28, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Thursday, Sept. 29, 5 to 7:30 p.m., Eagan Business After Hours, Anchor Bank, 1360 Duckwood Drive, Eagan. RSVP by Monday, Sept. 26, to kelly_zimmer@anchorlink.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Wednesday, Sept. 21, 11:30 a.m. to 1 p.m., Chamber Luncheon, Minnesota Zoo, 13000 Zoo Blvd., Apple Valley. Cost: $15 members, $20 nonmembers. Information: Catherine Bauman at catherine@applevalleychamber.

com. â&#x20AC;˘ Thursday, Sept. 22, 4:30 to 6:30 p.m., Business After Hours, M&I Bank, 7095 151st St. W., Apple Valley. Information: Catherine Bauman at catherine@applevalleychamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Wednesday, Sept. 21, 3 to 7 p.m., Minnesota State Fairgrounds Expo & Business After Hours, Minnesota State Fairgrounds Progress Center, 1265 N. Snelling Ave., St. Paul. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Thursday, Sept. 29, 8 to 9 a.m., Star Tribune breakfast, The Roasted Pear, 14200 Nicollet Ave., Burnsville. Speaker Duchesne Drew of the Star Tribune will talk about how the newspaper is changing. To register, contact Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Thursday, Oct. 6, noon to 4:30 p.m., Chambershack, Crystal Lake Golf Course, 16725 Innsbrook Drive, Lakeville. Registration: 11 a.m. Individual: $80. Foursome: $300. Information: Anne at (952) 898-5642. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 15, 6 to 8 p.m., Third Thursday on Main â&#x20AC;&#x153;Pants on Parade,â&#x20AC;? downtown Lakeville. Homecoming parade on Holyoke Ave. Entertainment and refreshments follow at Market Plaza. Free. â&#x20AC;˘ Friday, Sept. 16, 7:30 a.m., Government Affairs Committee meeting, chamber conference room. â&#x20AC;˘ Saturday and Sunday, Sept. 17 and 18, Lakeville Area Arts Festival, Lakeville Arts Center, historic downtown Lakeville. Hours are 10 a.m. to 6 p.m. Saturday and 10 a.m. to 5 p.m. Sunday. â&#x20AC;˘ Tuesday, Sept. 20, 7:15 a.m., Executive Board meeting, chamber conference room. â&#x20AC;˘ Tuesday, Sept. 20, 8 a.m., Board meeting, chamber conference room. â&#x20AC;˘ Tuesday, Sept. 20, Lakeville Area Chamber Foundation â&#x20AC;&#x153;Pins for Programsâ&#x20AC;? Bowling Tournament at Lakeville Brunswick Zone XL, 11129 162nd St. W. Registration deadline: Sept. 16. â&#x20AC;˘ Wednesday, Sept. 21, 11:30 a.m., State of the Schools General Membership Luncheon, the Chart House Restaurant and Event Center. Speaker will be Superintendent Dr. Lisa Snyder. RSVP by Sept. 19. Cost: $20/ member, $25/nonmember. â&#x20AC;˘ Thursday, Sept. 22, 7:30 to 9 a.m., new member orientation, chamber conference room. â&#x20AC;˘ Friday, Sept. 23, 7:30 to 8:30 a.m., Business Education Com-

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mittee meeting, Lakeville North High School, 19600 Ipava Ave. â&#x20AC;˘ Tuesday, Sept. 27, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. Program speakers: Officers Tom Stewart and Jim Stevens of the Lakeville Police Department. Cost: $20/member, $25/nonmember. Registration deadline: Sept. 20. â&#x20AC;˘ Thursday, Sept. 29, 4:30 to 6:30 p.m., Networking After Hours, Country Cabinets, 28010 Foliage Ave. S., Northfield. â&#x20AC;˘ Thursday, Oct. 6, 4:30 to 6:30 p.m., Networking After Hours, Anchor Bank. River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, Sept. 20, 4:45 to 5:45 p.m., Member Ally Group meeting. Location determined one week prior to the meeting; meet at a local chamber memberâ&#x20AC;&#x2122;s place of business. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, Sept. 21, 7:30 to 9 a.m., CoffeeNet at TDS, 3460 Washington Drive, Suite 109, Eagan. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘Thursday, Sept. 22, noon to 1:30 p.m., ChamberNet, chamber office. ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads. ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector. Information: Carol Swenson at Carol@riverheights.com. â&#x20AC;˘ Tuesday, Sept. 27, 5 to 6:30 p.m., Business Card Exchange at River Heights Clinic, 5300 Robert Trail, Suite 700, Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Sept. 28, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Oct. 5, noon to 1:30 p.m., ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads. ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector. Information: Carol Swenson at Carol@riverheights.com. Kocina Marketing and Branding Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, will offer the following free MARKETSMART seminars. To register, go to www.kocinamarketingcompanies.com/ training/ or call Cynde at (612) 798-7218. â&#x20AC;˘ Wednesday, Sept. 21, 8:30 to 10 a.m., â&#x20AC;&#x153;Expo Marketing 101: Tips to Reel â&#x20AC;&#x2122;em in to Your Exhibit.â&#x20AC;? â&#x20AC;˘ Wednesday, Sept. 21, 2:30 to 4 p.m., â&#x20AC;&#x153;Using Publicity to In-

crease Sales.â&#x20AC;? â&#x20AC;˘ Thursday, Sept. 22, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;? Mednet networking event: â&#x20AC;˘ Tuesday, Sept. 13, 4:30 to 6:30 p.m. at David Fongâ&#x20AC;&#x2122;s, 9329 S. Lyndale Ave., Minneapolis. To reserve a space go to http://www. mnvalleymednet.org. Business classes are offered by District 196 Community Education. Register for the following classes at www.district196. org/ce or call (651) 423-7920. â&#x20AC;˘ Monday, Sept. 26, 6:30 to 9 p.m., Basic Computer Introduction Workshop. Fee: $29. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Thursday, Sept. 29, 6:30 to 9 p.m., Internet and E-Mail Basics. Fee: $29. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Monday, Oct. 3, 6:30 to 8:30 p.m., Introduction to Windows 7. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Oct. 4, 6:30 to 8:30 p.m., How to Start Your Own Business. Fee: $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Tuesday, Oct. 4, 7 to 9 p.m., Real Estate Investing: Opportunities for Success (Investment Properties, Foreclosures, Short Sales). Fee: $19, $6 additional adult. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, Oct. 6, 6:30 to 9 p.m., Writing Your Own Will. Fee: $49. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff

Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

Taxes from Page 4A

City council and county board members should be 100 percent responsible for their spending. Itâ&#x20AC;&#x2122;s time local officials and Governor Dayton stop blaming state legislators for property tax increases.

neapolis property taxes would have skyrocketed. Again this year, Rybak was back at the State Capitol asking for more state taxpayer help to fund Minneapolis police & fire pensions. Every time Rybak, or for that matter most of Minnesotaâ&#x20AC;&#x2122;s other local elected officials, run out of money they come running to the state to bail them out. Like a college student on a spending spree, always asking their parents for more money, local governments are always asking the state to pay for their spending decisions.

Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkieâ&#x20AC;&#x2122;s e-mail is at: philk@ taxpayersleague.org.

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To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 15, 2011

Capitol Commerce Burnsville CEO doing her part to get Americans back to work Miller’s work on president’s council includes training program for manufacturing machinists by John Gessner DAKOTA COUNTY TRIBUNE

After attending President Obama’s jobs speech on Sept. 9 and sitting with some of the biggest honchos in American business, Darlene Miller has some thoughts on the politics and spectacle of it all. But this small-business CEO with a growing reputation is also focused on job-creation efforts that didn’t get splashy headlines. Specifically, Miller is working on developing Right Skills Now, a training program for machinists that she says will become a national model. The program is an outgrowth of Miller’s position as co-chair of the high-tech education subcommittee of the President’s Council on Jobs and Competitiveness. As owner and CEO of Permac Industries in Burnsville, a precision-machined parts manufacturer with 36 employees, Miller brings the voice of small business to the president’s jobs council. And that’s how she wound up in Washington, D.C., for Obama’s Sept. 9 speech to Congress on getting America working again. Miller was seated behind first lady Michelle Obama, alongside business titans Jeffrey Immelt of GE, Kenneth Chenault of American Express, and AOL founder Steve Case. Her February appointment to the council followed a growing list

File photo by Rick Orndorf

Darlene Miller, owner and CEO of Permac Industries in Burnsville, is pictured in May at a listening session of the President’s Council on Jobs and Competitiveness, of which Miller is a member. Permac hosted the event, which included an appearance by then-Commerce Secretary Gary Locke. of honors for Miller. She has won national small-business awards from the U.S. Chamber of Commerce and the U.S. Small Business Administration, and long been involved in her own industry trade association, the Precision Machined Products Association.

“I wouldn’t stay on it if it was fluff,” Miller said of her two-year appointment to the president’s council. “I have better things to do.” As co-chair of the high-tech education subcommittee, she’s working with Dunwoody Institute,

South Central College and others to launch Right Skills Now in Minnesota. It’s an accelerated, 12- to 16week training program for operators of computer numerically controlled machines, which power Miller’s small manufacturing business. Finding workers with skills to operate the machines remains a problem for manufacturers like her, despite the nation’s 9.1 percent unemployment rate, Miller said. Before the Great Recession, businesses were better able to spend money to train workers from the ground up or send them to school. “But now all our budgets are very tight,” she said. “We’re still kind of dealing with the unknown.” Unemployed workers could do far worse than manufacturing, which Miller called a “rewarding career.” “Manufacturing pays 25 percent higher benefits than any other industry,” said Miller, who co-chairs the high-tech education committee with Intel CEO Paul Otellini. “And we are here to stay. But it’s important that we have skilled people, or we will have trouble being here to stay.” At her own company Miller cut the number of jobs from 47 to 21 during the recession, but she’s back up to 36. Permac Industries is back to within about 15 percent of where revenue topped out before

the downturn, Miller said. “We would hire if we could find the right people,” she said. Miller isn’t so sure about the headline-grabbing parts of Obama’s American Jobs Act – the tax cuts and tax incentives. One would give employers a $4,000 tax credit for hiring a long-term unemployed worker. “At least you’re able to take that incentive and apply it toward keeping your business growing,” Miller said. “Any incentive you get is helpful to a small business. But it’s not going to make me hire because I get $4,000.” Likewise, a proposal to extend 100 percent expensing of new equipment into 2012 would be nice, Miller said. But if demand for more product isn’t there, businesses won’t buy new equipment just for the tax break, she said. There are also proposals to cut payroll taxes for employers and their employees. “If you ask my employees, every little bit helps everybody,” said Miller, who sees tough sledding in Congress for the jobs package. “I wish Congress, the speaker (of the House) and the president would just all work together to put America back to work and just put aside all those political tensions that are going on right now,” she said. “It’s critical for America.” John Gessner is at burnsville. thisweek@ecm-inc.com.

Class action suit alleges Theater will get lounge with alcohol Burnsville council restricts areas of sale, consumption Uponor sold toxic pipes by John Gessner floor concession stand. Cineplexes in St. LouDAKOTA COUNTY TRIBUNE

by Jessica Harper DAKOTA COUNTY TRIBUNE

A class action lawsuit was filed this week against Uponor Inc. in Apple Valley for allegedly selling plastic drinking water pipes that contained high levels of toxins. The suit filed by Larson King alleges that Uponor and Weil-McLain – another heating and cooling manufacturer – sold plumbing equipment under the trade names Multicor and AlumiPex for drinking water systems despite knowing they contained “high levels of toxins.” “These systems should never have been sold,” said Shawn Raiter of Larson King. Larson King is seeking punitive damages on behalf of several homeowners who purchased the pipes. The suit alleges that Uponor obtained approval to use the pipes in drinking systems through a “bait and switch” scheme. According to court documents, the company allegedly sent “specifically produced” pipe samples to the National Sanitation Foundation – a nonprofit, nongovernmental

organization that develops safety and public health standards for various industries. The company then allegedly manufactured pipes that did not meet the NSF’s standards. The NSF made an unannounced visit to one of Uponor’s manufacturing facilities in Germany and tested a pipe from the production line. The suit alleges that the pipe failed NSF’s toxicity testing because it emitted unacceptable levels of chemicals the organization deems toxic and potentially dangerous to humans. NSF subsequently removed its approval for the pipes to be used in drinking water systems. “Uponor Inc. – which is here in the United States – denies involvement in the sale and distribution of the subject MLC pipe,” said Ingrid Mattson, spokesperson for Uponor in Apple Valley. “Uponor Inc. will move to dismiss all the claims in the complaint.” Email Jessica Harper at: jessica.harper@ecm-inc.com

There will be a bar and restaurant at the movie theater in Burnsville, but alcohol sales and consumption will be limited to parts of the building. The City Council on Sept. 6 approved an on-sale/Sunday on-sale liquor license for the Paragon Odyssey 15 that includes the restrictions. Owners of the theater, located near Burnsville Center at 14401 Burnhaven Drive, had requested alcohol sales in the second-floor restaurant and bar as well as at the first-

The owners also wanted patrons to be able to take their drinks – in cups that would look different from soft-drink cups – into the theaters. Allowing booze in darkened theaters where a 21-year-old could share it with underage companions is inviting trouble, council members said. The council added restrictions that limit sales to the upstairs restaurant and bar and in-theater consumption to adjacent balcony seating.

is Park and at the Mall of America follow that model, council members said. The Burnsville cineplex was bought early this year by Florida-based Paragon Theatres after the original owner, CineMagic Theatres of Maple Grove, filed for bankruptcy. CineMagic built the theater with a second-floor restaurant and bar but never opened it. John Gessner is at burnsville. thisweek@ecm-inc.com.

Trash haulers go pink for breast cancer awareness Between the normal colorless, dark and rather bland trash containers, expect to see pink waste carts throughout the Twin Cities this fall, in a special Curb Cancer campaign by a group of local trash haulers. Groups sponsoring this program include Lakevillebased Dick’s Sanitation, Troje’s Trash and Recycling and Walters Recycling and Refuse. Haulers will be offering pink waste carts and a donation matching program through their residential customers. “Seeing pink will certainly be pleasant on the eyes, and

hopefully have an impact on the minds of those who see these containers around the area,” said cancer survivor Debbie Nielsen, vice president of finance at Dick’s Sanitation. “It’s our way of making a difference in the continuing fight against breast cancer.” For each pink cart placed, $5 will be donated to the Minnesota chapter of the American Cancer Society for breast cancer awareness programs, including the American Cancer Society’s Making Strides Against Breast Can-

cer campaign. There are six Making Strides Against Breast Cancer events being held throughout Minnesota this October, including Duluth, Minneapolis, Moorhead, Rochester, St. Cloud and Winona. Find out more by going to www.cancer.org./stridesonline. For more information, contact Judy Bialka, Waste Concepts public relations, at (612) 987-1360 or jbialka@ wasteconcepts.com. More information about the American Cancer Society is at 1-800227-2345 or cancer.org.

Malt-O-Meal enters Canadian market The Malt-O-Meal Company has added a new line to its growing portfolio of family-oriented cereals with the introduction of Sally’s brand cereal – the first MaltO-Meal brand available in Canada. Sally’s offers a line of nine cereals that appeal to both children and adults. Containing no artificial flavors, saturated fat or hydrogenated oils, and no high fructose corn syrup, all varieties are also free of cholesterol and trans fat. Sally’s cereal is packaged in resealable bags. Malt-OMeal purchases wind energy credits to offset 100 percent of the electricity used in manufacturing of Sally’s cereal. To further reduce its packaging waste, Malt-OMeal has partnered with TerraCycle Canada, an international upcycling company that takes packaging materials that can’t be recycled and repurposes that material into goods. Through this partnership with TerraCycle, consumers can collect empty Sally’s cereal bags and return them to TerraCycle for upcycling.

September 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Innovation from Page 4A

leaders and civil servants. Recent efforts at citizen engagement by the Bush Foundation, the Citizens League and TakeAction Minnesota revealed the strong desire of citizens to be directly involved in redesign proposals. Studies by Deloitte Research and by the IBM Center for the Business of Government show that when citizens are directly engaged with government redesign, policy and service-level decisions are seen as more legitimate, are

challenged less frequently Dane Smith is the presiand have a greater success dent of Growth & Justice, a rate. non-partisan advocate for Settling our political and fair taxation and smart public policy differences is always investment. He can be reached going to look a bit like mud at dane@growthandjustice. wrestling. But we can transorg. form and redesign more ef- Jack Ditmore, a senior policy fective state and local govern- fellow for Growth & Justice, ments if we heed the words is a former top management of Malcolm Gladwell in â&#x20AC;&#x153;The off icial for Dakota County, Tipping Point:â&#x20AC;? â&#x20AC;&#x153;Look at the a former chairman of the world around you. It may Minnesota Environmental seem like an immovable, im- Quality Board, and has more placable place. It is not. With than 35 years of leadership the slightest push â&#x20AC;&#x201D; in just experience in state and local the right place â&#x20AC;&#x201C; it can be government. Columns reflect tipped.â&#x20AC;? the opinion of the author.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ORDER FOR FILING CLAIMS AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT No. 19HA-CV-11-3472 ----------------------------------------------------------In Re Petition of Minnesota Valley Humane Society ----------------------------------------------------------To Creditors and Claimants PLEASE TAKE NOTICE that: 1. Petitioner Minnesota Valley Humane Society, a Minnesota non-profit corporation, is in the process of dissolving under judicial supervision pursuant to Minn. Stat. § 317A.741. 2. The Petitioner filed a notice of intent to dissolve with the Minnesota Secretary of State on June 21, 2011. 3. Pursuant to Minn. Stat. § 317A.759 a creditor or claimant shall file a verified statement of claim with the district court administrator at the Dakota County Judicial Center at 1560 West Highway 55, Hastings, Minnesota 55033. A creditor or claimant shall also mail a copy of the statement of claim to the Petitioner in care of Michael W. McNabb, Ames Business Center, 2500 West County Road 42, Burnsville, Minnesota 55337. 4. The statement of claim shall include the name of the creditor or claimant, the address of the creditor or claimant, the amount of the claim, and a brief description of the nature of the claim. An invoice or equivalent document in support of the claim shall be attached to the statement of claim 5. A claim must be filed within 120 days of the date of this Order. Any claim that is not filed within that time shall be barred in accordance with Minn. Stat. § 317A.759. Dated: August 1, 2011 /s/ Michael V. Sovis Hon. Michael V. Sovis District Court Judge 2721624 8/25-9/15/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-4048 In the Matter of the Petition of: U.S. Bank, N.A., in Relation to Certificate of Title No. 132939 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Five (5), Block Five (5) in SOUTHWIND PLAT THREE, according to the recorded plat thereof. TO: KELLY L. STISH; COMMERCE BANK; BRIDGEWATER BANK; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28th day of September, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 132939 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 681008, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 8-10-11 BY THE COURT Jerome B. Abrams Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2743414 9/-9/15/11

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Thursday, October 6, 2011 at 1:00 p.m. at 17701 Kenyon Ave W. at the office building of Queen Anne Courts, Lakeville, Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County: Located at lot 61 - 1969 Holly Park with addition Serial # 60616 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Nathanial Harvey. The amount of the claim against the above referenced property is $4,227.58 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: August 29, 2011 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952- 435-7979 or (952) 890-8440 2734530 9/1-9/15/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: WG Sales 2. State the address of the principal place of business: 12045 Gantry Ln, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. William P. Gunckel, 12045 Gantry Ln, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08/22/2011 William P. Gunckel; Owner 2738726 9/8-9/15/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-507 In Re: Estate of Jacqueline Marie Soebbing, Decedent. It is Ordered and Notice is given that on 9-26-11 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated September 15, 2010, and for the appointment of Jeanette Dettling, whose address is 5310 East Bald Eagle Blvd, White Bear Lake, Minnesota 55110, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat § 524.3-801, all creditors having claims against the decedent's estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 9/1/11 BY THE COURT Richard G. Spicer Judge of District Court Charles Roach (MN# 0305303) Roach Law Firm P.A. 3800 American Blvd. West - Suite 1500 Bloomington Minnesota 55431 Telephone: (952)921-5808 Facsimile: (952) 921-5801 2741190 9/8-9/15/11

NOTICE TO CREDITORS AND CLAIMANTS Minnesota Statutes §302A.727 NOTICE IS HEREBY GIVEN to all creditors and claimants, if any, of STATE MECHANICAL, INC., a Minnesota corporation, that: 1. State Mechanical, Inc. is in the process of dissolving; 2. State Mechanical, Inc. has filed a notice of Intent to Dissolve with the Minnesota Secretary of State; 2. The notice of Intent to Dissolve was filed on August 22, 2011; 4. The address of the office to which written claims against State Mechanical, Inc. must be presented is 8610 195th Street West; Lakeville, MN 55044; and 5. The date by which all the claims must be received is December 7, 2011. 2736976 9/8-9/29/11

PUBLIC NOTICE

NOTICE TO CREDITORS AND CLAIMANTS Minnesota Statutes §302A.727 NOTICE IS HEREBY GIVEN to all creditors and claimants, if any, of PROTERRA WASTE TO ENERGY, INC., a Minnesota corporation, that: 1. PROTERRA WASTE TO ENERGY, INC. is in the process of dissolving; 2. PROTERRA WASTE TO ENERGY, INC. has filed a notice of Intent to Dissolve with the Minnesota Secretary of State; 3. The Notice of Intent to Dissolve was filed on August 23, 2011; 4. The address of the office to which written claims against PROTERRA WASTE TO ENERGY, INC. must be presented is Sheridan Law Offices; 4470 Erin Drive, Suite 101; Eagan, MN 55122; and 5. The date by which all claims must be received is November 30, 2011. 2735453 9/1-9/22/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. Assumed Name # X 114087 CURRENT INFORMATION ON FILE: 1. Assumed Name: 78th Square Partnership 2. Date of Original Filing: 02/20/1992 3.Current Expiration Date: 02/20/2012 4. Business Address: 200 W Hwy 13 #200, Burnsville, MN 55337 5. Nameholder(s) and Address(es): Timothy L Menning, 200 W Hwy 13 #200, Burnsville, MN 55337 INFORMATION YOU WISH TO CHANGE: 3. 10 Year Extension 4. Business address: 980 Pershing Circle, Burnsville, MN 55306 5. Nameholder(s) and Address(es): Timothy L Menning, 980 Pershing Circle, Burnsville, MN 55306 Patrick Gannon, 4909 Martindale St, Prior Lake, MN 55372 James M Burkemper, 1376 Sunnydale Court, Hubertus, WI 53032 Date: 8/17/11 Timothy L. Menning 2745881 9/15-9/22/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Simplicity Merchant Services 2. State the address of the principal place of business: 1317 Ottawa Ave, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Simplicity Mortgage & Real Estate Network Inc., 1317 Ottawa Ave, W St. Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9-8-11 Marcos Lozano - President 2751721 9/15-9/22/11P

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Carver District Court First Judicial District Court File Number: 10-CV-11-1172 Case Type: Harassment Nicole Rae Seiler, Petitioner(s) vs. Anthony Leo Scully, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Carver Co Court Administration, 604 E 4th St, Chaska, MN 55318 Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: 9-6-11 /s/ Debra A. Buesgens Deputy 2745611 9/15/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract/Replevin Case No.: 19HA-CV-11-4502 _______________________________________ Green Tree Loan Company, fka Conseco Finance Loan Company, Plaintiff, v. Barbara J. Anderson and Kenneth A. Anderson, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO Barbara J. Anderson, 14750 W. Burnsville Parkway, Lot 268, Burnsville, MN 55306 and Kenneth A. Anderson, 20458 Iberia Avenue, Lakeville, MN 55044. 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: September 6, 2011. FOLEY & MANSFIELD PLLP By: /s/ Thomas J. Lallier Thomas J. Lallier (#163041) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foleymansfield.com Attorneys for Green Tree Loan Company 2743323 9/8-9/22/11

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-512 Estate of Nancy C. Ramsey, Decedent Notice is given that an Application for Informal Appointment of Personal Representative has been filed with the Registrar. No will has been presented for probate. The Application has been granted. Notice is also given that the Registrar has informally appointed Max C. Ramsey, whose address is 2808 Aldrich Avenue South, Unit 9, Minneapolis, Minnesota 55408 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/26/11 Richard G. Spicer Judge Pro Se Max C. Ramsey 2808 Aldrich Avenue South, Unit 9 Minneapolis, MN 55408 2743307 9/8-9/15/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: September 7, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated 02/02/2011 executed by Darrah L. Williams (“Mortgagor”) to Williams Family Trust Dated July 14, 1994 (“Mortgagee ” ) a n d recorded on 02/03/2011, as Document Number 2784126, in the Office of the County Recorder Dakota County, Minnesota. 2. The Mortgage has been assigned as follows: Not applicable. 3. The original principal amount secured by the Mortgage was: One Hundred Twenty Thousand Seven Hundred Dollars ($120,700.00). 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of application statutes. 6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: One Hundred Twenty-two Thousand Eight Hundred Seventeen & 25/100 Dollars ($122,817.25). 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 7, Block 5, Whitewood Addition, according to the plat thereof on file in the office of the County Recorder, Dakota County, Minnesota; will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on 11/15/2011, 10:00, a.m., at Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033. 8. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six months after the date of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Attorney for Mortgagee or Assignee of Mortgage /s/ Loren Gross 8609 Lyndale Ave. So., Ste. 214 Bloomington, MN 55420 2745693 9/15-10/20/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: Travis B. Anderson, a single man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 29, 2005, Dakota County Recorder, Document No. 2392750. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROPERTY: The East 15.00 feet of Lots 28, 29 and 30, Block 1, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota, together with the West 1/2 of Vacated Boston Avenue lying Southerly of the Easterly extension of the Northerly Lot line of Lot 30 and lying Northerly of the Easterly Extension of the Southerly Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,590.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 27, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2752020 9/15-10/20/11

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PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 12, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated September 16, 2005, executed by Joe Miller Farms, Inc., a Minnesota corporation, as Grantor, to Anchor Bank, N.A., a national banking association, successor by merger to Anchor Bank, West St. Paul N.A., as Lender, and filed f o r r ecord September 2 7 , 2 0 0 5 a s Document Number 2364905 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was $1,210,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $1,143,917.30. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: T h a t p a r t o f t h e N o r t h 1⁄2 o f t h e Northwest 1⁄4 of Section 20, Township 114, Range 20, Dakota County, Minnesota, except the North 880.00 feet, that lies Easterly of the following described line: Commencing at a point on the North line of said N o r t h w e s t 1⁄4 , s a i d p o i n t b e i n g 1416.73 feet Easterly of the Northwest corner of said Northwest 1⁄4 (the north line of said Northwest 1⁄4 has an assumed bearing of South 89 degrees 49 minutes 39 seconds East); thence South 8 degrees 02 minutes 06 seconds East a distance of 377.77 feet; thence deflecting to the right of a tangential curve, concave to the West, having a central angle of 9 degrees 51 minutes 38 seconds, a radius of 2949.18 feet and a length of 506.93 feet to the South line of said 880.00 feet and to the actual point of beginning; thence continuing on said tangential curve, concave to the West, having a central angle of 1 degree 45 minutes 21 seconds, a radius of 2949.18 feet and a length of 90.39 feet; thence South 3 degrees 34 minutes 54 seconds West a distance of 350.26 feet to the South line of said North 1⁄2 of the Northwest 1⁄4 and there terminating. AND The South 1⁄4 of the Northwest 1⁄4 of t h e S o u t h w e s t 1⁄4 o f S e c t i o n 1 6 , Township 114, Range 20, Dakota County, Minnesota. TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, November 2, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Anchor Bank, N.A. By Scott Sousek Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2751373 9/15-10/20/11

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-506 ESTATE OF Edward T. Bartlett, DECEDENT It is Ordered and Notice is given that on October 10, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota County Probate Court, 1560 W. Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated February 24, 2011, and for the appointment of Cecille M. Rasmussen whose address is: 2111 320th St. E., Northfield, MN 55057 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 9/2/11 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative John M. Ophaug Schmitz, Ophaug & Dowd, LLP P.O. Box 237 220 Division St. Northfield, MN 55057 507-645-9541 #82648 2742730 9/8-9/15/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12846 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12846 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Hannelore Gerrard and Yohanna Gerrard , as Unit owners, to Ridgeview Homeowners Association, the principal amount of One Thousand Seven Hundred Ninety Six and 40/100 ($1,796.40) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 17, 2011, and recorded May 10, 2011 as Document No. 2799899 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 5, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 5, 2012. Dated: July 25, 2011 By _/s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441176 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2716382 8/18-9/22/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the Painting Contract Services for about (19) family town home, (24) senior housing, and (324) public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 11:00 AM, October 4, 2011. At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/ Painting Contract Services The project manual will be available upon request (on) after September 20, 2011. Brief description of the workonce a housing unit is vacant, an order for work is issued. The painting must be completed within (10) days. Often this work must be coordinated with other cleaning and flooring services. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2752126 9/15-9/22/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-522 In Re: Estate of: JAMES R. RILEY, also known as, JAMES R. RILEY, SR., Deceased. Notice is given that an application for informal probate of Decedent’s will dated February 5, 1996 (“Will”), has been filed with the court. The application has been granted. Notice is also given that the Court has informally appointed James R. Riley, Jr., whose address is 8255 College Trail, Inver Grove Heights, MN 55076, and Jonathan P. Riley, whose address is 1403 Mendora Road, Mendota Heights, MN 55118, as Personal Representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the Personal Representatives h a v e f u l l p o w e r t o a d m i n i s t e r th e Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/7/11 Richard G. Spicer Judge Attorney for Personal Representative John A. Burton (MN ID 13602) BEST & FLANAGAN LLP 225 South Sixth Street, Suite 4000 Minneapolis, MN 55402-4690 Telephone: (612) 339-7121 Facsimile: (612) 339-5897 e-mail: jburton@bestlaw.com 2747572 9/15-9/22/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-11-521 ESTATE OF Pauline A. Mueller, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 09/15/2004, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mary Jo Henning, Helga Parnell and Francis Parnell whose address is: 223 Southeast 7th Street, Minneapolis, Minnesota 55414, and 1485 Somerset Court, Mendota Heights, Minnesota 55118, respectively as Co-personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Co-personal representatives have full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to a Co-personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/7/11 Richard G. Spicer Judge Attorney For Personal Representative Fred A. Kueppers, Jr. Kueppers, Kronschnabel & Daly, P.A. Suite 2300 101 East Fifth Street St. Paul, MN 55101 651-222-5000 Atty: I.D. No. 58841 2746582 9/15-9/22/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-513 Estate of Everett Roger Maxfield, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated March 17, 2008, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed David Roger Maxfield, whose address is 5959 Cardinal Ridge Trail, Prior Lake, MN, 55372, and Nancy Ruth Patterson, whose address is 13245 Joppa Ave. S., Savage, MN, 55378, as co-personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the co-personal representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the co-personal representatives have full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 9/2/11 Richard G. Spicer Judge Attorney for Personal Representative Dennis J. Smith Dennis J. Smith Law Office, Ltd. 13570 Grove Drive, #370 Maple Grove, MN, 55311 Attorney License No: 0313725 Telephone: (763) 424-7525 FAX: (763) 424-4476 Email: DennisJSmith@comcast.net 2742469 9/8-9/15/11P

PUBLIC NOTICE PUBLIC NOTICE ADVERTISEMENT FOR BIDS

ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123

Notice is hereby given that sealed bids will be received from qualified vendors for the Cleaning Contract Services for about (19) family town home, (24) senior housing, and (324) public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 11:00 AM, October 4, 2011. At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/ Cleaning Contract Services The project manual will be available upon request (on) after September 20, 2011. Brief description of the workonce a housing unit is vacant, an order for work is issued for cleaning services. The cleaning must be completed within (10) days. Often this work must be coordinated with other painting and flooring services. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2752090 9/15-9/22/11

Notice is hereby given that sealed bids will be received from qualified vendors for the Lawn and Snow Contract Services for (19) family town home, (24) senior housing, and several public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 10:00 AM, October 4, 2011. At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/ Lawn & Snow Contract Services A recommended on site review (at the Dakota County CDA) is scheduled for: September 19, 2011 at 10:00AM. The project manual and requirements will be reviewed at this meeting. Note that the properties are split into four zones. Proposals will be accepted for all zones but an eligible contractor may only be awarded up to (2) zones. Zones will be awarded to the qualified contractor with the low price proposal. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2752152 9/15-9/22/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: See Jane’s Frames 2. State the address of the principal place of business: 7984 173rd Circle, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Laura A. Nielsen Inc., 7984 173rd Circle, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: April 29, 2010 Laura A. Nielsen, Owner 2743432 9/8-9/15/11P

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE DATE: OCTOBER 4, 2011 AT 10:00AM Property belonging to Jennifer Tousignant, (33568, 25939, 13129), Bonny Folkestad, (WP163, WP716), Ethel Gordon Community Shelter, (WP639, WP249), Darrell Shaw, (WP903temp), Karen Huberty, (WP524, WP565), Jahmaul Williams, (WP519), Tammy Wells, (WP477), will be sold by live public auction (verbal bidding) on October 4, 2011 STARTING AT 10:00AM, at DOOR TO DOOR STORAGE, INC., 945 Aldrin Dr., Eagan, MN 55121. Goods were neither packed, loaded, nor inventoried by Door to Door Storage, Inc. General description of the goods likely to be sold: Household, business or consumer goods, namely personal effects, china, furniture, clothing, books, glass, silverware, electronics, tools, and similar items; but actual contents, condition, and quality are unknown to Door to Door Storage, Inc. Persons under 15 not admitted. Photo ID is required for bidders. Only cash or credit card as payment. Bidder Registration begins at 9:30am. Viewing begins at 10:00am, and bidding will begin soon after. As of January 9th, 2006 there are over 50 containers to sell. Each container is 5 ft wide 8 ft long x 7 ft high. 9/15, 9/22/11 CNS-2169706# DAKOTA COUNTY TRIBUNE 2743451 9/15-9/22/11P

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE BY ACTION COURT FILE NO.: 19HA-CV-08-3243 -----------------------------------------Anchor Bank N.A. f/d/b/a Anchor Bank St. Paul N.A. f/d/b/a Anchor Bank, West St. Paul N.A., Plaintiff, vs. Roy J. Law, Jr., Cynthia J. Law, and Mortgage Electronic Registration Systems, Inc., Defendants. ------------------------------------------NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment entered in the above entitled action on July 26, 2011, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above-entitled action from Defendants, Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on Friday, September 30, 2011, at 10 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings, said county and state, the premises and real estate described in said Judgment and Decree, to-wit: Lot Fourteen (14), Block Three (3), Scott Highlands First Addition, according to the recorded plat thereof, Dakota County, Minnesota. Dated: August 4, 2011 Sheriff of Dakota County, Minnesota By: /s/ Captain Jim Rogers Deputy Sheriff SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: /s/ Thomas R. Donely Attorneys for Plaintiff, I.D. #349938 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (612) 432-3136 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE OF COLLECTING ON THAT DEBT. 2703461 8/11-9/15/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 9 , 2004 MORTGAGOR: Todd Kettelkamp, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No. 2204186. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600064058303 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freeland Financial Services Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9135 205th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 223020001030 LEGAL DESCRIPTION OF PROPERTY: The West 67.5 feet of Lots 1, 2, and 3, Block 1, Glenn Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,728.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $279,923.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, singlefamily dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _March 8, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6163 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6163 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2750794 9/15/11

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Timothy S. Kappes and Tammy L. Kappes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2004 Dakota County Recorder Document Number: 2222761 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank Of America, N.A., Successor By Merger To BAC Home Loans Servicing, L.P. Fka Countrywide Home Loans Servicing L.P. Dated: July 20, 2011 Recorded: July 26, 2011 Dakota County Recorder Document Number: 2811522 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677002315976 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3912 Danbury Trl, Eagan, MN 55123-1500 Tax Parcel ID Number: 10-19700-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Danbury Place, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,801.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 09, 2012, or the next business day if March 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 28, 2011 ASSIGNEE OF MORTGAGEE: Bank Of America, N.A., Successor By Merger To BAC Home Loans Servicing, L.P. Fka Countrywide Home Loans Servicing L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021542F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2011 at 10:00 AM has been postponed to October 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 07, 2011 ASSIGNEE OF MORTGAGEE: Bank Of America, N.A., Successor By Merger To BAC Home Loans Servicing, L.P. Fka Countrywide Home Loans Servicing L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021542F01 2749386 9/15/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-511 Estate of Royal Leo Kohl, Decedent Notice is given that an application for informal probate of the Decedent’s will dated July 13, 1989 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Michele Amelia Jennings whose address is 17470 Kodiak Ave, Lakeville, MN as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 9/1/11 Richard G. Spicer Judge Michele Amelia Jennings, Pro Se 17470 Kodiak Ave. Lakeville, MN 55044 612-581-0332 Email: mjennings@netmagic.com 2742396 9/8-9/15/11P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12852 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12852 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Brandon Swartz, c/o Swartz Real Estate, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Six Hundred Eighty Six and 00/100 ($3,686.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 27, 2011, and recorded July 27, 2011 as Document No. 2811717 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 5, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 5, 2012. Dated: August 2, 2011 By __/s/__ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441185 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2718264 8/18-9/22/11

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT COURT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-11-524 In Re: Estate of Eileen J. Murphey, Decedent. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 10th day of October, 2011, at 9:00 o’clock a.m., a hearing will be held in the above-named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, for the formal probate of an instrument purporting to be the Last Will and Testament dated October 30, 2007, of the above-named Decedent, and for the appointment of Carol A. Sward, whose address is 784 Badger Boulevard West, Stanchfield, MN 55080, as personal representative of the estate of the above-named Decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 9/8/11 Richard G. Spicer Judge of District Court Drafted by: Attorney for Petitioner Luther M. Amundson Maser, Amundson & Price, P.A. 6601 Lyndale Ave. So., Ste. 320 Minneapolis, MN 55423 Telephone: (952) 925-4147 Fax: (952) 925-1926 E-mail: lamundson@maserlaw.com Attorney ID No. 135938 2748184 9/15-9/22/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12956 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12956 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Lance D. Stenlund, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Five Thousand Six Hundred Sixteen and 00/100 for condominium ($5,616.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 8, 2011, and recorded July 13, 2011 as Document No. 2809497 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: September 28, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on March 28, 2012. Dated: July 20, 2011 By ___/s/______________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144174 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2708652 8/11-9/15/11

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-11-1397 Case Type: Domestic Abuse In the Matter of: Kristina Lynn Chandler, Petitioner vs. Richard Michael-Lawrence Brown, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN on October 11, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date September 13, 2011 CAROLYN M RENN Court Administrator LORI SCHNEPF Senior Court Clerk 2752365 9/15/11

PUBLIC NOTICE

CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON PROPOSED ASSESSMENTS TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council will meet at 7:00 p.m. on October 17, 2011 at the Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to pass upon proposed assessments for delinquent water, sanitary sewer and street light bills, to be collected with real estate taxes payable in 2012, together with applicable service charges and 18% annual interest. The proposed assessment role is on file for public inspection in the City's Finance Department. Written or oral objections will be considered at the public hearing. A property owner may appeal an assessment to district court pursuant to MS Section 429.081 by servin g notice of the appeal to the Mayor or City Clerk within thirty (30) days after adoption of the assessment and filing such notice with the district court within ten (10) days after service upon the Mayor or Clerk. No appeal may be taken to the district court, however, as to the amount of an assessment unless a written objection, signed by the affected property owner, is filed with the City Clerk prior to the assessment hearing or is presented to the presiding officer at the hearing. DATED this 7th day of September 2011. CITY OF LAKEVILLE Charlene Friedges, City Clerk 2745132 9/15/11

PUBLIC NOTICE

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 1:00 PM on October 4, 2011 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Trash Hauling Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123 (651) 675-4503. Bids shall be directed to the Maintenance Manager, securely sealed and endorsed upon the outside wrapper, Formal Bid with the project address and bid due date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DBE) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin. The work to be performed under this contract is subject to the requirements of section 3 of the Housing and Urban Development Act of 1968, as amended, 12 u.s.c. 170u (section3). If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance/payment bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Maintenance Manager Dakota County CDA Eagan, Minnesota (651)675-4503 2752182 9/15-9/22/11

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-504 In Re: Estate of Kevin G Lamberty, Decedent. It is Ordered and Notice is given that on October 10, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Sheryl Flom, whose address is 515 N. Bridge Street, Cannon Falls, Minnesota 55009, as personal representative of the decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 9/1/11 BY THE COURT Richard G. Spicer Judge of District Court Timothy L. Morisette (MN# 168877) Lampe Law Group, LLP 105 East Fifth Street PO Box 240 Northfield Minnesota 55057 Telephone: (507) 663-1211 Facsimile: (507) 663-6114 2742711 9/8-9/15/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12834 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12834 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Dexter W. North, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Nine Hundred Thirteen and 00/100 for condominium ($2,913.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 16, 2011, and recorded July 27, 2011 as Document No. 2811719 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 5, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 5, 2012. Dated: August 2, 2011 By __/s/__ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441186 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2718280 8/18-9/22/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: CFS Interiors 2. State the address of the principal place of business: 940 Apollo Road, Suite 110, Eagan, MN 55121-2154 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Commercial Flooring Services, LLC, 940 Apollo Road, Suite 110, Eagan, MN 55121-2154 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 8-29-11 Thomas F. Glodek, President 2750814 9/15-9/22/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Doan & Company Realty 2. State the address of the principal place of business: 1531 Woodview St W, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Pam Doan, 1531 Woodview St W, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/22/2011 Pam Doan Owner 2737458 9/8-9/15/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Apple Valley Quilting Service 2. State the address of the principal place of business: 14663 Embry Path, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Merle B. Pratt, 14663 Embry Path, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 25 Aug 2011 Merle B. Pratt 2750373 9/15-9/22/11P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Gentle Health Alternatives 2. State the address of the principal place of business: 14540 Pennock Ave. Suite 103, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Natalie Schuler, 14540 Pennock Ave. Suite 103, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8-16-2011 Natalie Schuler, CMT 2745181 9/15-9/22/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: The Bill Jensen Group, LLC 2. State the address of the principal place of business: 7741 147th Street West, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kelly Fischer, LLC, 7741 147th Street, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/31/2011 Kelly Fischer, Organizer 2742256 9/8-9/15/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Minnesota Renovations 2. State the address of the principal place of business: 10565 McCool Ct, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. G. Christian MacLeod LLC, 10565 McCool Ct, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 08.27.2011 Glenn Campbell Chief Managing Partner 2746696 9/15-9/22/11P

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-509 In Re: Estate of Norbert F. Winter, Jr., Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an Application for informal probate of the above-named Decedent’s last Will dated May 26, 2009, has been filed with the Court herein, and the Application has been granted informally probating such Will. Any objections may be filed in the above-named Court and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is hereby further given that informal appointment of Karen Ann Winter whose address is 926 South Highview Circle, Mendota Heights, MN 55118, as Personal Representative of the estate of the above-named Decedent has been made. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the Personal Representative, and the Personal Representative is empowered to fully administer the estate, including, after thirty (30) days from the date of issuance of her Letters, the power to sell, encumber, lease, or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minnesota Statutes Sec. 524.3-607), and the Court otherwise orders. Notice is hereby given that ALL CREDITORS having claims against said estate are required to present the same to said Personal Representative or to the Court Administrator within four (4) months after the date of this Notice or said claims will be barred. DATED: 9/1/11 Richard G. Spicer Judge Michael R. O’Brien (#80573) Leonard, O’Brien, Spencer, Gale & Sayre, Ltd. Attorneys for Personal Representative 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402-1216 Telephone: (612) 332-1030 FAX: (612) 332-2740 2740962 9/8-9/15/11

PUBLIC NOTICE

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _March 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709621 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-510 Estate of Rosellen A. Dulian, Decedent Notice is given that an application for informal probate of the Decedent’s will dated May 15, 2009 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Kristine Awada whose address is 1087 Fallbrook Lane, Woodbury, MN 55125 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 9/1/11 Richard G. Spicer Judge Pro Se Kristine Awada 1087 Fallbrook Lane Woodbury, MN 55125 651-216-8850 Email: awadakris@hotmail.com 2742281 9/8-9/15/11P

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19765 Unit 117 English Ave, Farmington, MN 55024 TAX PARCEL I.D. #: 148250011708 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 117, COMMON INTEREST COMMUNITY NO. 323, VERMILLION GROVE CONDOMINIUMS, A CONDOMINIUM, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$124,901.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2180 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2703104 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: July 29, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the "Common Interest Community No. 358 Condominium Declaration" of Cedar Bluff Townhomes, a Minnesota nonprofit corporation, dated May 3, 2002, and recorded in the Office of the Dakota County Recorder on June 20, 2002, as Document No. 1907615. An Assessment Lien Statement evidencing the lien created by such default, dated July 18, 2011 and with Allyson Hocking and Gabriel Hocking (collectively as "Lienee"), was filed with such office on or about July 25, 2011, as Document No. 2811287. Date of Declaration: May 3, 2002 Lienee: Allyson Hocking and Gabriel Hocking Lienor: Cedar Bluff Townhomes Date Recorded: June 20, 2002 Document No.: 1907615 Where Recorded: County Recorder of Dakota County, Minnesota 2. T h e o r i g i n a l a m o u n t o f t h e Assessment Lien was: N/A. 3. No action or proceeding at law is now pending to recover the debt secured by the Assessment Lien, or any part thereof, and no Lienee has been released from liability on the Assessment Lien. 4. The holder of the Assessment Lien has complied with all conditions precedent to the foreclosure of the Assessment Lien, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Assessment Lien, and taxes, if any, paid by the holder of the Assessment Lien is: $2,016.00. 6. Pursuant to the power of sale in the Declaration and Minn. Stat. Ch.

the Declaration and Minn. Stat. Ch. 515B, the Assessment Lien will be foreclosed, and the land described as follows: Legal Description: U n i t 5 3 , C I C Number 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota Property Address: 3293 Valley Ridge Drive, Eagan, Minnesota 55121 Parcel No(s): 10-41300-053-05 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on September 28, 2011, at 10:00 a.m. at the Sheriff's office, located at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, to pay the debt then secured by the Assessment Lien and taxes on said land, if any, paid by the holder of the Assessment Lien, and the costs and disbursements, including attorneys' fees, allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by Lienee or Lienee's personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of Lienee's redemption period. 8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE LIENEE, THE LIENEE'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. If the Assessment Lien is not reinstated under Section 580.30 or the property redeemed under Section 580.23, and the subject real estate is an owner-occupied single family dwelling, the Lienee must vacate the property subject to the Assessment Lien by 11:59 p.m. on March 28, 2012. GURSTEL CHARGO PA Attorneys for Cedar Bluff Townhomes, Lienor Norman I. Taple (331090) 6681 Country Club Drive Golden Valley, MN 55427 (763) 267-6700 60405.02 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2700198 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 04, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Richelle Christine Witha AKA Richelle Christine Schuller, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 27, 2005 Dakota County Recorder Document Number: 2289618 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWMBS, Inc., CHL Mortgage Pass-Through Trust 2005-01, Mortgage Pass-Through Certificates, Series 2005-01 Dated: May 25, 2011 Recorded: June 20, 2011 Dakota County Recorder Document Number: 2806191 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100070210840007122 Lender or Broker: Gateway Funding Diversified Mortgage Services Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6855 162nd St W, Rosemount, MN 55068-1970 Tax Parcel ID Number: 22.21172.02.200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 2, Donnays Valley Park Third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,223.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

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erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2012, or the next business day if March 23, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 11, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of CWMBS, Inc., CHL Mortgage Pass-through Trust 2005-01, Mortgage Pass-through Certificates, Series 2005-01 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021605F01 2705237 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-514 ESTATE OF FRANCIS T. PALLANCH, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated September 8, 1999, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Mary C. McRury whose address is: 147 Arden Road, Columbus, OH 43214 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/2/11 Richard G. Spicer Judge Attorney For Personal Representative Dennis M. Patrick THOMSEN & NYBECK, P.A. 3600 American Boulevard West Suite 400 Bloomington, MN 55431 952-835-7000 Fax No. 952-835-9450 Atty ID#84347 (Email: dpatrick@tn-law.com) 2742746 9/8-9/15/11

PUBLIC NOTICE

MORTGAGE: 100249120000174263 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 407 12th Street North, Farmington, MN 55024 TAX PARCEL I.D. #: 142250213004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, East Farmington Third Addition, according to the recorded plat thereof, in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,589.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,711.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 2, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5023 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709476 8/11-9/15/11

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,465.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2011. Weichert Financial Services Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-6 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709960 8/11-9/15/11

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2011. Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67-174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709904 8/11-9/15/11

PUBLIC NOTICE

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�� GAGE: None�� The Bank Of New�� York As Trustee "THE TIME ALLOWED BY LAW FOR For The Certificateholders Of The CWABS, Inc., Asset-backed REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPCertificates, Series 2005-BC3 RESENTATIVES OR ASSIGNS, MAY BE Wilford, Geske & Cook P.A. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER Lawrence A. Wilford MINNESOTA STATUTES, SECTION James A. Geske 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8425 Seasons Parkway, Suite 105 OTHER THINGS, THAT THE MORT- Woodbury, MN 55125-4393 GAGED PREMISES ARE IMPROVED (651) 209-3300 WITH A RESIDENTIAL DWELLING OF File Number: 019106F02 8/11-9/15/11 LESS THAN FIVE UNITS, ARE NOT 2703386 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: August 2, 2011. FORECLOSURE SALE CitiMortgage, Inc. NOTICE IS HEREBY GIVEN that Mortgagee/Assignee of Mortgagee default has occurred in the conditions USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of of the following described mortgage: DATE OF MORTGAGE: August 28, Mortgagee 2006 4500 Park Glen Road #300 ORIGINAL PRINCIPAL AMOUNT OF Minneapolis, MN 55416 MORTGAGE: $125,120.00 (952) 925-6888 MORTGAGOR(S): Edward J. McLel10-5870 THIS IS A COMMUNICATION FROM lan, a single person MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. 2709650 8/11-9/15/11 Registration Systems, Inc., as nominee for First Franklin, a division of National City Bank DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 NOTICE OF MORTGAGE Dakota County Recorder FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Document Number: 2460180 default has occurred in the conditions AND CORRECTIVE MORTGAGE of the following described mortgage: RECORDING: May 15, 2009 Dakota DATE OF MORTGAGE: December 06, County Recorder 2004 Document Number: 2657189 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE: $189,520.00 And assigned to: Wells Fargo Bank, MORTGAGOR(S): Edwin Ortega and National Association, As Trustee For Jasmine Ortega, husband and wife The Holders Of The First Franklin MORTGAGEE: Mortgage Electronic Mortgage Loan Trust 2006-FF15 MortRegistration Systems, Inc. as nominee gage Pass-Through Certificates, Series for Decision One Mortgage Company, 2006-FF15 LLC Dated: August 29, 2011 DATE AND PLACE OF RECORDING: Transaction Agent: Mortgage ElecRecorded: February 01, 2005 Dakota tronic Registration Systems, Inc. County Recorder Transaction Agent Mortgage IdentifiDocument Number: 2291127 cation Number: 100425240009732212 ASSIGNMENTS OF MORTGAGE: Lender or Broker: First Franklin, a And assigned to: THE BANK OF NEW division of National City Bank YORK MELLON FKA THE BANK OF Residential Mortgage Servicer: Select NEW YORK AS TRUSTEE FOR THE Portfolio Servicing CERTIFICATEHOLDERS OF THE Mortgage Originator: Not Applicable CWABS, INC., ASSET-BACKED CERCOUNTY IN WHICH PROPERTY IS TIFICATES, SERIES 2005-BC3 LOCATED: Dakota Dated: January 27, 2011 Property Address: 7625 Whitney Dr, Recorded: January 28, 2011 Dakota Apple Valley, MN 55124-5403 County Recorder Tax Parcel ID Number: Document Number: 2782714 01-77000-05-010 Transaction Agent: Mortgage ElecLEGAL DESCRIPTION OF PROPtronic Registration Systems, Inc. ERTY: Lot 1, Block 5, Townhouse Transaction Agent Mortgage Identifi- Fourth Addition, Dakota County, Mincation Number: 100077910003123953 nesota Lender or Broker: Decision One AMOUNT DUE AND CLAIMED TO BE Mortgage Company, LLC DUE AS OF DATE OF NOTICE: Residential Mortgage Servicer: Bank $127,458.19 of America, N.A. THAT all pre-foreclosure requireMortgage Originator: Not Applicable ments have been complied with; that COUNTY IN WHICH PROPERTY IS no action or proceeding has been instiLOCATED: Dakota tuted at law or otherwise to recover the Property Address: 8908 Brunswick debt secured by said mortgage, or any P a t h , I n v e r G r o v e H e i g h t s , M N part thereof; 55076-5162 PURSUANT to the power of sale conT a x P a r c e l I D N u m b e r : tained in said mortgage, the 20-11777-105-04 above-described property will be sold L E G A L D E S C R I P T I O N O F P R O P - by the Sheriff of said county as folERTY: Unit No. 2105, Common Inter- lows: est Community No. 306, a condoDATE AND TIME OF SALE: October minium, The Gables at Arbor Pointe, 28, 2011 at 10:00 AM Dakota County, Minnesota. PLACE OF SALE: Dakota County AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 HighD U E A S O F D A T E O F N O T I C E : way 55, Lobby S-100, Hastings, Minne$233,846.26 sota THAT all pre-foreclosure require- to pay the debt secured by said mortments have been complied with; that gage and taxes, if any, on said preno action or proceeding has been insti- mises and the costs and disbursetuted at law or otherwise to recover the ments, including attorney fees allowed debt secured by said mortgage, or any by law, subject to redemption within part thereof; six (6) months from the date of said PURSUANT to the power of sale con- sale by the mortgagor(s), their pert a i n e d i n s a i d m o r t g a g e , t h e sonal representatives or assigns. above-described property will be sold If the Mortgage is not reinstated by the Sheriff of said county as fol- under Minn. Stat. §580.30 or the proplows: erty is not redeemed under Minn. Stat. DATE AND TIME OF SALE: Septem- §580.23, the Mortgagor must vacate ber 23, 2011 at 10:00 AM the property on or before 11:59 p.m. on PLACE OF SALE: Dakota County April 30, 2012, or the next business Law Enforcement Center, 1580 High- day if April 30, 2012 falls on a Saturway 55, Lobby S-100, Hastings, Minne- day, Sunday or legal holiday. sota Mortgagor(s) released from financial to pay the debt secured by said mort- obligation: NONE gage and taxes, if any, on said preTHIS COMMUNICATION IS FROM mises and the costs and disburse- A DEBT COLLECTOR ATTEMPTments, including attorney fees allowed ING TO COLLECT A DEBT. ANY by law, subject to redemption within INFORMATION OBTAINED WILL BE six (6) months from the date of said USED FOR THAT PURPOSE. sale by the mortgagor(s), their perTHE RIGHT TO VERIFICATION OF sonal representatives or assigns. THE DEBT AND IDENTITY OF THE If the Mortgage is not reinstated ORIGINAL CREDITOR WITHIN THE under Minn. Stat. §580.30 or the prop- T I M E P R O V I D E D B Y L A W I S N O T erty is not redeemed under Minn. Stat. AFFECTED BY THIS ACTION. §580.23, the Mortgagor must vacate THE TIME ALLOWED BY LAW FOR the property on or before 11:59 p.m. on REDEMPTION BY THE MORTGAGOR, March 23, 2012, or the next business THE MORTGAGOR'S PERSONAL REPday if March 23, 2012 falls on a Satur- RESENTATIVES OR ASSIGNS, MAY BE day, Sunday or legal holiday. REDUCED TO FIVE WEEKS IF A JUDIMortgagor(s) released from financial CIAL ORDER IS ENTERED UNDER obligation: NONE MINNESOTA STATUTES, SECTION THIS COMMUNICATION IS FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR ATTEMPT- OTHER THINGS, THAT THE MORTING TO COLLECT A DEBT. ANY GAGED PREMISES ARE IMPROVED INFORMATION OBTAINED WILL BE WITH A RESIDENTIAL DWELLING OF USED FOR THAT PURPOSE. LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION OF PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE PRODUCTION, AND ARE ABANDONED. ORIGINAL CREDITOR WITHIN THE DATED: September 15, 2011 TIME PROVIDED BY LAW IS NOT ASSIGNEE OF MORTGAGEE: AFFECTED BY THIS ACTION. Wells Fargo Bank, National THE TIME ALLOWED BY LAW FOR Association, As Trustee For The REDEMPTION BY THE MORTGAGOR, Holders Of The First Franklin THE MORTGAGOR'S PERSONAL REPMortgage Loan Trust 2006-FF15 RESENTATIVES OR ASSIGNS, MAY BE Mortgage Pass-Through REDUCED TO FIVE WEEKS IF A JUDICertificates, Series 2006-FF15 CIAL ORDER IS ENTERED UNDER Wilford, Geske & Cook P.A. MINNESOTA STATUTES, SECTION Attorneys for Assignee of Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lawrence A. Wilford OTHER THINGS, THAT THE MORT- James A. Geske GAGED PREMISES ARE IMPROVED 8425 Seasons Parkway, Suite 105 WITH A RESIDENTIAL DWELLING OF Woodbury, MN 55125-4393 LESS THAN FIVE UNITS, ARE NOT (651) 209-3300 PROPERTY USED IN AGRICULTURAL File Number: 022005F01 PRODUCTION, AND ARE ABANDONED. 2746430 9/15-10/20/11 DATED: August 11, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka �� The Bank Of New York As Trustee

PUBLIC NOTICE

�� liability company, by Assignment of Mortgage, Assignment of Rents, Secu��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 12, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated September 30, 2005, executed by Joe Miller Farms, Inc., a Minnesota corporation, as Grantor, to Anchor Bank, N.A., a national banking association, successor by merger to Anchor Bank, West St. Paul N.A., as Lender, and filed for record October 26, 2005 as Document Number 2374774 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was $780,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $722,717.71. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The South 349.98 feet of the North 1,172.94 feet of that p a r t o f t h e Northeast Quarter (NE 1⁄4) of Southwest Quarter (SW 1⁄4) lying East of the centerline of Dodd Road (County Highway No. 9) in Section Seventeen (17) Township One-Hundred Fourteen (114) Range Twenty (20) according to the Government survey thereof, Dakota County, Minnesota, TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, November 2, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Anchor Bank, N.A. By Scott Sousek Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2751358 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,730,000 MORTGAGOR: V L Investments, LLC, a Minnesota limited liability company MORTGAGEE: Standard Insurance Company, an Oregon corporation DATE AND PLACE OF RECORDING: Recorded June 8, 2005, Dakota County Recorder, Document No. 2328512. ASSIGNMENTS OF MORTGAGE: Partially assigned to United of Omaha Life Insurance Company, a Nebraska corporation, by Assignment of Beneficial Interest in Mortgage and Assignment of Lessors Interest in Lease dated September 14, 2005, which was filed of record with the Office of the County Recorder, Dakota County, Minnesota, on October 12, 2005, as Document No. 2370264; as partially assigned to UM Holdings IV, LLC, a Nebraska limited liability company, by Assignment of

rity Agreement and Fixture Filing and Related Loan Documents dated June 28, 2011, which was filed of record with the Office of the County Recorder, Dakota County, Minnesota, on July 26, 2011, as Document No. 2811435; and as partially assigned to 1301 Riverwoods Drive LLC, an Oregon limited liability company, by Assignment of Mortgage, Assignment of Rents, Security Agreement and Fixture Filing and Related Loan Documents dated July 15, 2011, which was filed of record with the Office of the County Recorder, Dakota County, Minnesota, on July 27, 2011, as Document No. 2811668. LEGAL DESCRIPTION OF PROPERTY WHICH IS ABSTRACT PROPERTY: Unit Number 1, Common Interest Community Number 500 Condominium, Riverwood Square, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $1,574,263.21. PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 1301 Riverwood Drive, Burnsville, Minnesota 55337 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-18256-05-001 The following Mortgagors have been released from financial obligation on the mortgage: None. That prior to the commencement of this mortgage foreclosure proceeding Assignee of Mortgagee complied with all pre-foreclosure requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, all of the property that is described in the mortgage, both real and personal, including the above described property, will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Thursday, September 29, 2011, 10:00 a.m. PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor, its personal representatives or assigns. Date: August 9, 2011 1301 RIVERWOODS DRIVE LLC, an Oregon limited liability company, and UM HOLDINGS IV, LLC, a Nebraska limited liability company By: Oppenheimer Wolff & Donnelly LLP Attorneys for 1301 Riverwoods Drive LLC and UM Holdings IV, LLC By: /s/ Rebecca G. Sluss Rebecca G. Sluss Its: Attorney THIS DOCUMENT WAS DRAFTED BY: OPPENHEIMER WOLFF & DONNELLY LLP (TKO) 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402 Telephone: (612) 607-7000 2707807 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in condition of the following described mortgage: DATE OF MORTGAGE: January 12, 2010 MORTGAGOR: John Vigil and Sara Vigil, a married couple MORTGAGEE: Mistwood Courthomes Association DATE AND PLACE OF RECORDING: Recorded February 3, 2010, Dakota County Recorder, 2712238 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NONE RESIDENTIAL MORTGAGE SERVICER: NONE MORTGAGED PROPERTY ADDRESS: 14743 Excelsior Lane, Apple Valley, MN 55124-5740 TAX PARCEL I.D. #: 01-48845-118-20 LEGAL DESCRIPTION OF PROPERTY: MISTWOOD COURTHOMES CIC#124 UNIT #118 1/136 INT BEING PT LOTS 1 THRU 17 BLK 1 & COMMON AREA KNOWN AS LOT 18 BLK 1 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $7883.78 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $10,884.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has

That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2011 10:00 AM PLACE OF SALE: Sheriff of Dakota County, Civil Unit, 1580 Highway 55, Hastings, MN, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six months (6) from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2011 Mistwood Courthomes Association, as trustee Mortgagee Association Dues Assurance Corporation, A Minnesota Limited Liability Company By: Christine A. Rickel Agents for Mortgagee P.O. BOX 806044 St. Clair Shores, MI 48080-6044 (866) 602-2322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2705524 8/11-9/15/11P

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2465 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709844 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 MORTGAGOR: Timothy J. Metzen, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 13, 2006, Dakota County Recorder, Document No. 2412244. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000468211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 234 Dale Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150029290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 29, Spring Park, Dakota County, Minnesota, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,070.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2703062 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 10, 2003 MORTGAGOR: Patricia Speegle, A Single Person. MORTGAGEE: L a k e l a n d M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded July 25, 2003, Dakota County Recorder, Document No. 2084049. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12924 Nicollet Avenue South, Unit 301, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016497 LEGAL DESCRIPTION OF PROPERTY: Unit Number 301, 12924 Nicollet Avenue South, Ridgeview Condominium Homes, Dakota County, Minnesota, Condominium File No. 15. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $82,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $74,926.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2752038 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2003 MORTGAGOR: Erric L. Tillotson, a single person. MORTGAGEE: U . S . B a n k N a t i o n a l Association. DATE AND PLACE OF RECORDING: Recorded January 22, 2004, Dakota County Recorder, Document No. 2166569. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1912 Glenfield Court, Eagan, MN 55122 TAX PARCEL I.D. #: 102045004006 LEGAL DESCRIPTION OF PROPERTY: Unit 6, Condominium No. 107, Diffley Commons, A Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,403.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,290.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2544 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2750376 9/15-10/20/11

PUBLIC NOTICE

��

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000961438 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19162 Inndale Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222060122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, CIC No. 342, Dodd Marsh Highlands Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,620.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,604.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709829 8/11-9/15/11

PUBLIC NOTICE

Community No. 490, A Condo minium, Harmony West, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$200,111.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$199,798.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 28, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2703123 8/11-9/15/11

PUBLIC NOTICE

ber 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 1, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6294 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709434 8/11-9/15/11

PUBLIC NOTICE

weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6286 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709602 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Craig A. Zrust, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 572008 ASSIGNMENTS OF MORTGAGE: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, Dated: June 10, 2011, Recorded: June 21, 2011, Document No. T681024, And assigned to: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing L.P., Dated: July 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0005421437-0 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132539 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1112 Kirkwood Dr, Eagan, MN 55123-1880 Tax Parcel ID Number: 10-17152-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block Three 3, in Ches Mar East Third Addition, Dakota County, State of Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,333.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2012, or the next business day if March 23, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 11, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, L.P. FKA Countrywide

��

�� Servicing, L.P. FKA �� Countrywide Home Loans Servicing L.P. Wilford, Geske & Cook P.A. NOTICE OF MORTGAGE Attorneys for Assignee of Mortgagee FORECLOSURE SALE Lawrence A. Wilford THE RIGHT TO VERIFICATION James A. Geske OF THE DEBT AND IDENTITY OF 8425 Seasons Parkway, Suite 105 THE ORIGINAL CREDITOR WITHIN Woodbury, MN 55125-4393 THE TIME PROVIDED BY LAW IS (651) 209-3300 NOT AFFECTED BY THIS ACTION. File Number: 021328F01 NOTICE IS HEREBY GIVEN, that 2753027 9/15/11 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 NOTICE OF MORTGAGE MORTGAGOR: S a i L e e , a m a r r i e d FORECLOSURE SALE person. NOTICE IS HEREBY GIVEN that MORTGAGEE: Mortgage Electronic default has occurred in the conditions Registration Systems, Inc.. of the following described mortgage: DATE AND PLACE OF RECORDING: DATE OF MORTGAGE: November 09, R e c o r d e d A u g u s t 2 , 2 0 0 6 , D a k o t a 2005 County Recorder, Document No. ORIGINAL PRINCIPAL AMOUNT OF 2450103, also re-recorded, November MORTGAGE: $360,000.00 27, 2006, Document No. 2477500. MORTGAGOR(S): Larry D. KlemetASSIGNMENTS OF MORTGAGE: son and Luann M. Klemetson, hus- Assigned to: The Bank of New York band and wife Mellon f/k/a The Bank of New York, as MORTGAGEE: Mortgage Electronic trustee for the Benefit of the CertifiRegistration Systems, Inc. as nominee c a t e h o l d e r s o f t h e C W A B S I n c . , for Countrywide Bank, N.A. Asset-Backed Certificates, Series DATE AND PLACE OF RECORDING: 2007-SD1. Recorded: December 06, 2005 TRANSACTION AGENT: Mortgage Dakota County Recorder Electronic Registration Systems, Inc. Document Number: 2386481 TRANSACTION AGENT'S MORTASSIGNMENTS OF MORTGAGE: GAGE IDENTIFICATION NUMBER ON And assigned to: BAC Home Loans MORTGAGE: 100020410001259212 Servicing, LP LENDER OR BROKER AND MORTDated: August 24, 2009 GAGE ORIGINATOR STATED ON R e c o r d e d : S e p t e m b e r 1 4 , 2 0 0 9 MORTGAGE: DHI Mortgage Company Dakota County Recorder Limited Partnership Document Number: 2684079 RESIDENTIAL MORTGAGE SERAnd assigned to: THE BANK OF NEW VICER: Bank of America, N.A. YORK MELLON FKA THE BANK OF MORTGAGED PROPERTY ADDRESS: NEW YORK,AS TRUSTEE FOR THE 20631 East Oaks Drive, Farmington, CERTIFICATEHOLDERS OF CWALT, MN 55024 INC., ALTERNATIVE LOAN TRUST TAX PARCEL I.D. #: 144876201050 2005-81, MORTGAGE PASS-THROUGH LEGAL DESCRIPTION OF PROPCERTIFICATES, SERIES 2005-81 ERTY: Dated: September 08, 2011 Lot 5, Block 1, Middle Creek East Transaction Agent: Mortgage Elec3rd Addition, Dakota County, Minnetronic Registration Systems, Inc. sota. Transaction Agent Mortgage IdentifiCOUNTY IN WHICH PROPERTY IS cation Number: 1001337-0001047972-6 LOCATED: Dakota Lender or Broker: Countrywide ORIGINAL PRINCIPAL AMOUNT OF Bank, N.A. MORTGAGE: $322,619.00 Residential Mortgage Servicer: Bank AMOUNT DUE AND CLAIMED TO BE of America, N.A. DUE AS OF DATE OF NOTICE, INCLUDMortgage Originator: Not Applicable ING TAXES, IF ANY, PAID BY MORTCOUNTY IN WHICH PROPERTY IS GAGEE: $415,752.24 LOCATED: Dakota That prior to the commencement of Property Address: 11749 Arnold Ave, this mortgage foreclosure proceeding Inver Grove Heights, MN 55077-5701 Mortgagee/Assignee of Mortgagee comT a x P a r c e l I D N u m b e r : plied with all notice requirements as 206402503010 required by statute; That no action or L E G A L D E S C R I P T I O N O F P R O P - proceeding has been instituted at law ERTY: Lot 1, Block 3, Rich Valley o r o t h e r w i s e t o r e c o v e r t h e d e b t Estates, according to the recorded plat secured by said mortgage, or any part thereof, Dakota County, Minnesota. thereof; AMOUNT DUE AND CLAIMED TO BE PURSUANT to the power of sale conD U E A S O F D A T E O F N O T I C E : tained in said mortgage, the above $449,061.51 described property will be sold by the THAT all pre-foreclosure require- Sheriff of said county as follows: ments have been complied with; that DATE AND TIME OF SALE: Novemno action or proceeding has been insti- ber 3, 2011 at 10:00 AM tuted at law or otherwise to recover the PLACE OF SALE: S h e r i f f ' s O f f i c e , debt secured by said mortgage, or any Law Enforcement Center, 1580 Hwy part thereof; 55, Lobby #S-100, Hastings, MN PURSUANT to the power of sale con- to pay the debt then secured by said t a i n e d i n s a i d m o r t g a g e , t h e Mortgage, and taxes, if any, on said above-described property will be sold premises, and the costs and disburseby the Sheriff of said county as fol- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s lows: allowed by law subject to redemption DATE AND TIME OF SALE: October within six (6) months from the date of 28, 2011 at 10:00 AM said sale by the mortgagor(s), their PLACE OF SALE: Dakota County personal representatives or assigns Law Enforcement Center, 1580 High- unless reduced to Five (5) weeks under way 55, Lobby S-100, Hastings, Minne- MN Stat. §580.07. sota TIME AND DATE TO VACATE PROPto pay the debt secured by said mort- E R T Y : I f t h e r e a l e s t a t e i s a n gage and taxes, if any, on said pre- owner-occupied, single-family dwellmises and the costs and disburse- ing, unless otherwise provided by law, ments, including attorney fees allowed the date on or before which the mortby law, subject to redemption within gagor(s) must vacate the property if the six (6) months from the date of said mortgage is not reinstated under secsale by the mortgagor(s), their per- tion 580.30 or the property is not sonal representatives or assigns. redeemed under section 580.23 is If the Mortgage is not reinstated 11:59 p.m. on May 3, 2012, unless the under Minn. Stat. §580.30 or the prop- redemption period is reduced to 5 erty is not redeemed under Minn. Stat. weeks under MN Stat. Secs. 580.07 or §580.23, the Mortgagor must vacate 582.032. the property on or before 11:59 p.m. on MORTGAGOR(S) RELEASED FROM April 30, 2012, or the next business FINANCIAL OBLIGATION ON MORTday if April 30, 2012 falls on a Satur- GAGE: None day, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR Mortgagor(s) released from financial REDEMPTION BY THE MORTGAGOR, obligation: NONE THE MORTGAGOR'S PERSONAL REPTHIS COMMUNICATION IS FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR ATTEMPT- REDUCED TO FIVE WEEKS IF A JUDIING TO COLLECT A DEBT. ANY CIAL ORDER IS ENTERED UNDER INFORMATION OBTAINED WILL BE MINNESOTA STATUTES, SECTION USED FOR THAT PURPOSE. 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OF OTHER THINGS, THAT THE MORTTHE DEBT AND IDENTITY OF THE GAGED PREMISES ARE IMPROVED ORIGINAL CREDITOR WITHIN THE WITH A RESIDENTIAL DWELLING OF T I M E P R O V I D E D B Y L A W I S N O T LESS THAN FIVE UNITS, ARE NOT AFFECTED BY THIS ACTION. PROPERTY USED IN AGRICULTURAL THE TIME ALLOWED BY LAW FOR P R O D U C T I O N , A N D A R E REDEMPTION BY THE MORTGAGOR, ABANDONED." THE MORTGAGOR'S PERSONAL REPDated: September 7, 2011. RESENTATIVES OR ASSIGNS, MAY BE The Bank of New York Mellon, REDUCED TO FIVE WEEKS IF A JUDIas Trustee CIAL ORDER IS ENTERED UNDER Mortgagee/Assignee of Mortgagee MINNESOTA STATUTES, SECTION USSET, WEINGARDEN AND LIEBO, P.L.L.P. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 PROPERTY USED IN AGRICULTURAL 18-1149 PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM DATED: September 15, 2011 A DEBT COLLECTOR. ASSIGNEE OF MORTGAGEE: 2751937 9/15-10/20/11 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE NOTICE OF MORTGAGE CERTIFICATEHOLDERS OF FORECLOSURE SALE CWALT, INC., ALTERNATIVE THE RIGHT TO VERIFICATION LOAN TRUST 2005-81, M O R T G A G E P A S S - T H R O U G H OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN CERTIFICATES, SERIES 2005-81 THE TIME PROVIDED BY LAW IS Wilford, Geske & Cook P.A. NOT AFFECTED BY THIS ACTION. Attorneys for Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that Lawrence A. Wilford default has occurred in conditions of James A. Geske the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE: July 12, 2007 Woodbury, MN 55125-4393 MORTGAGORS: Scott Mcdonald and (651) 209-3300 Tammy Mcdonald, Husband and Wife. File Number: 008406F02 2749339 9/15-10/20/11

PUBLIC NOTICE

��

�� s/b/m �� Association to National City Mortgage a division of National City �� Tammy Mcdonald, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 13, 2007, Dakota County Recorder, Document No. 2537019. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000030650 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3995 153rd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410303010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, O'Leary's Hills Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $262,575.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709489 8/11-9/15/11

Bank of Indiana f/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 2196 Upper 45th Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-71275-042-01 LEGAL DESCRIPTION OF PROPERTY: THAT PART OF LOT FOUR (4), BLOCK ONE (1) IN SOUTHVIEW HILLS WHICH LIES NORTH OF A LINE DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST NORTHERLY CORNER OF SAID LOT 4, THENCE ON AN ASSUMED BEARING OF SOUTH 0 DEGREES 41 MINUTES 06 SECONDS EAST, ALONG WEST LINE OF SAID LOT 4, A DISTANCE OF 264.46 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE NORTH 89 DEGREES 18 MINUTES 54 SECONDS EAST A DISTANCE OF 158.42 FEET TO THE EASTERLY LINE OF SAID LOT 4 AND THERE TERMINATING, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $258,515.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 4, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2269 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709770 8/11-9/15/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,500.00 MORTGAGOR(S): Patricia J. Smith, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 05, 2007 Dakota County Recorder Document Number: 2542029 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 10, 2009 Recorded: February 27, 2009 Dakota County Recorder Document Number: 2640136 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402064009883 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 1716 Hawley Ave, South Saint Paul, MN 55075-1213 Tax Parcel ID Number: 36-30900-01-321 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Grand View Addition to South St. Paul, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,598.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2012, or the next business day if March 23, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 11, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018741F02 2702173 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 01, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,200.00 MORTGAGOR(S): Leona Gines, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 01, 2004 Dakota County Registrar of Titles Document Number: 553336 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-backed Certificates, Series 2004-13 Dated: October 21, 2009 Registered: October 29, 2009 Dakota County Registrar of Titles Document Number: T653096 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700043043211 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134357 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1004 E Travelers Trl, Burnsville, MN 55337-2983 Tax Parcel ID Number: 02-16500-142-01 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 42 and Garage Unit No. 42A, Condominium No. 56, Castle Crest Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,446.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 23, 2012, or the next business day if March 23, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 11, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2004-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009839F03 2708128 8/11-9/15/11

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _March 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6265 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2709659 8/11-9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,500.00 MORTGAGOR(S): Daniel Robert Pray, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535798 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550137751912 Lender or Broker: Gabriel Financial Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19702 Escort Trl, Farmington, MN 55024-7204 Tax Parcel ID Number: 14-16600-10-709 LEGAL DESCRIPTION OF PROPERTY: Unit No. 709, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,021.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020555F01 2711988 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 9 , 2009 MORTGAGOR: B e t t y B e n n e t t , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 26, 2009, Dakota County Registrar of Titles, Document No. 646433, Certificate of Title No. 146949. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000209606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18634 Jonesboro Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222780110106 LEGAL DESCRIPTION OF PROPERTY: Unit No. 106, CIC No. 462, Fox Meadows Condominiums, a common interest community located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,553.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2717980 8/18-9/22/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): James H. Warrington, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 07, 2006 Dakota County Recorder Document Number: 2403916 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805147 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001145294-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1710 Riverwood Dr, Burnsville, MN 55337-1396 Tax Parcel ID Number: 02.37428.02.149 LEGAL DESCRIPTION OF PROPERTY: Unit 149, CIC No. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,352.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022097F01 2749807 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00 MORTGAGOR(S): Nancy M. Cusey, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 11, 2007 Dakota County Recorder Document Number: 2550025

Document Number: 2550025 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: July 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050003884-9 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 301 7th Ave S, South Saint Paul, MN 55075-2505 Tax Parcel ID Number: 36-64300-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,350.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020993F01 2711677 8/18-9/22/11

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2011. Citicorp Trust Bank, fsb. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6288 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718073 8/18-9/22/11

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718245 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2003 MORTGAGOR: E i l e e n J . P r i o r , A Single Person. MORTGAGEE: M i n n e s o t a H o m e Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded November 24, 2003, Dakota County Recorder, Document No. 2144428. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14541 Cobalt Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 348360805012 LEGAL DESCRIPTION OF PROPERTY: Unit No. 12, Common Interest Community Number 218, Cavanaugh Run Condominium, Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,830.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

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�� FINANCIAL�� OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPNOTICE IS HEREBY GIVEN that RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- default has occurred in the conditions CIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: December 10, MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2003 ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F. HuysenWITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT truit and Ellen L. Huysentruit, husband and wife PROPERTY USED IN AGRICULTURAL MORTGAGEE: Mortgage Electronic P R O D U C T I O N , A N D A R E Registration Systems, Inc., as nomiABANDONED." nee for Decision One Mortgage ComDated: August 4, 2011. pany, LLC, its successors and assigns U.S. Bank, National Association DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee Recorded: January 29, 2004 Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of County Recorder Document Number: 2169640 Mortgagee ASSIGNMENTS OF MORTGAGE: 4500 Park Glen Road #300 And assigned to: U.S. Bank National Minneapolis, MN 55416 Association, as Trustee, on behalf of (952) 925-6888 the holders of the CSFB Mortgage 19-2466 THIS IS A COMMUNICATION FROM Pass-Through Certificates, Series 2005-CF1 A DEBT COLLECTOR. Dated: November 14, 2008 2712625 8/18-9/22/11 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 NOTICE OF MORTGAGE Transaction Agent: Mortgage ElecFORECLOSURE SALE tronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN that Transaction Agent Mortgage Identifidefault has occurred in the conditions cation Number: 100077910001383211 of the following described mortgage: Lender or Broker: Decision One DATE OF MORTGAGE: June 13, 2007 Mortgage Company, LLC ORIGINAL PRINCIPAL AMOUNT OF Residential Mortgage Servicer: Select MORTGAGE: $100,000.00 Portfolio Servicing MORTGAGOR(S): Angela Hope Mortgage Originator: Not Applicable Hively, a married woman COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. Property Address: 1700 70th St W, DATE AND PLACE OF RECORDING: Inver Grove Heights, MN 55077-2226 Recorded: August 09, 2007 Dakota Tax Parcel ID Number: County Recorder 20-00700-26-011 Document Number: 2536221 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: ERTY: The West 471 feet of the North And assigned to: Provident Funding 350 feet of the Northeast 1/4 of the Associates, L.P. Northwest 1/4 of Section 7, Township Dated: April 07, 2009 27, Range 22, Recorded: April 23, 2009 Dakota Dakota County, Minnesota. County Recorder AMOUNT DUE AND CLAIMED TO BE Document Number: 2652039 DUE AS OF DATE OF NOTICE: Transaction Agent: Mortgage Elec- $329,169.79 tronic Registration Systems, Inc. THAT all pre-foreclosure requireTransaction Agent Mortgage Identifi- ments have been complied with; that cation Number: 1000179-9517060331-0 no action or proceeding has been instiLender or Broker: Provident Fund- tuted at law or otherwise to recover the ing Associates, L.P. debt secured by said mortgage, or any Residential Mortgage Servicer: Provi- part thereof; dent Funding Associates PURSUANT to the power of sale conMortgage Originator: Not Applicable tained in said mortgage, the COUNTY IN WHICH PROPERTY IS above-described property will be sold LOCATED: Dakota by the Sheriff of said county as folProperty Address: 18400 Euclid St lows: Apt 160, Farmington, MN 55024-7136 DATE AND TIME OF SALE: October T a x P a r c e l I D N u m b e r : 28, 2011 at 10:00 AM 14-15700-160-05 PLACE OF SALE: Dakota County L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 HighERTY: Unit No. 160, Cameron Woods way 55, Lobby S-100, Hastings, MinneCondominium, CIC No. 269, Dakota sota County, State of Minnesota. to pay the debt secured by said mortAMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preD U E A S O F D A T E O F N O T I C E : mises and the costs and disburse$123,145.30 ments, including attorney fees allowed THAT all pre-foreclosure require- by law, subject to redemption within ments have been complied with; that six (6) months from the date of said no action or proceeding has been insti- sale by the mortgagor(s), their pertuted at law or otherwise to recover the sonal representatives or assigns. debt secured by said mortgage, or any If the Mortgage is not reinstated part thereof; under Minn. Stat. §580.30 or the propPURSUANT to the power of sale con- erty is not redeemed under Minn. Stat. t a i n e d i n s a i d m o r t g a g e , t h e §580.23, the Mortgagor must vacate above-described property will be sold the property on or before 11:59 p.m. on by the Sheriff of said county as fol- April 30, 2012, or the next business lows: day if April 30, 2012 falls on a SaturDATE AND TIME OF SALE: October day, Sunday or legal holiday. 14, 2011 at 10:00 AM Mortgagor(s) released from financial PLACE OF SALE: Dakota County obligation: NONE Law Enforcement Center, 1580 HighTHIS COMMUNICATION IS FROM way 55, Lobby S-100, Hastings, Minne- A DEBT COLLECTOR ATTEMPTsota ING TO COLLECT A DEBT. ANY to pay the debt secured by said mort- INFORMATION OBTAINED WILL BE gage and taxes, if any, on said pre- USED FOR THAT PURPOSE. mises and the costs and disburseTHE RIGHT TO VERIFICATION OF ments, including attorney fees allowed THE DEBT AND IDENTITY OF THE by law, subject to redemption within ORIGINAL CREDITOR WITHIN THE six (6) months from the date of said T I M E P R O V I D E D B Y L A W I S N O T sale by the mortgagor(s), their per- AFFECTED BY THIS ACTION. sonal representatives or assigns. THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER April 16, 2012, or the next business MINNESOTA STATUTES, SECTION day if April 16, 2012 falls on a Satur- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day, Sunday or legal holiday. OTHER THINGS, THAT THE MORTMortgagor(s) released from financial GAGED PREMISES ARE IMPROVED obligation: NONE WITH A RESIDENTIAL DWELLING OF THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY PRODUCTION, AND ARE ABANDONED. INFORMATION OBTAINED WILL BE DATED: September 15, 2011 USED FOR THAT PURPOSE. ASSIGNEE OF MORTGAGEE: THE RIGHT TO VERIFICATION OF U.S. Bank National Association, THE DEBT AND IDENTITY OF THE as Trustee, on behalf of the ORIGINAL CREDITOR WITHIN THE holders of the CSFB Mortgage TIME PROVIDED BY LAW IS NOT Pass-Through Certificates, Series AFFECTED BY THIS ACTION. 2005-CF1 THE TIME ALLOWED BY LAW FOR Wilford, Geske & Cook P.A. REDEMPTION BY THE MORTGAGOR, Attorneys for Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REP- Lawrence A. Wilford RESENTATIVES OR ASSIGNS, MAY BE James A. Geske REDUCED TO FIVE WEEKS IF A JUDI- 8425 Seasons Parkway, Suite 105 CIAL ORDER IS ENTERED UNDER Woodbury, MN 55125-4393 MINNESOTA STATUTES, SECTION (651) 209-3300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G File Number: 013539F02 OTHER THINGS, THAT THE MORT- 2747302 9/15-10/20/11 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. THE RIGHT TO VERIFICATION DATED: September 01, 2011 OF THE DEBT AND IDENTITY OF ASSIGNEE OF MORTGAGEE: THE ORIGINAL CREDITOR WITHIN Provident Funding Associates, L.P. THE TIME PROVIDED BY LAW IS Wilford, Geske & Cook P.A. NOT AFFECTED BY THIS ACTION. Attorneys for Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that Lawrence A. Wilford default has occurred in conditions of James A. Geske the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE: February 11, Woodbury, MN 55125-4393 2009 (651) 209-3300 File Number: 002646F03 2729611 9/1-10/6/11 ��

PUBLIC NOTICE

�� MORTGAGED �� PROPERTY ADDRESS: 15620 Gateway Path, Apple Valley, MN �� 2009 MORTGAGORS: Jerek C. Dain and Amanda Dain, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 19, 2009, Dakota County Registrar of Titles, Document No. 639412, Certificate of Title No. 146420. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000079046 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 188 Walnut Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011470203050 LEGAL DESCRIPTION OF PROPERTY: Lot 5 in Block 3 in Bob's Garden View Third Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,721.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2717972 8/18-9/22/11

PUBLIC NOTICE

55124 TAX PARCEL I.D. #: 011670004178 LEGAL DESCRIPTION OF PROPERTY: Unit No. 178, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, Located in the County of Dakota, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $98,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,362.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718196 8/18-9/22/11

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2714086 8/18-9/22/11

PUBLIC NOTICE

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The Securitized Asset Backed Receivables LLC Trust 2 0 0 4 - D 0 1 , M o r t g a g e Pass-Through Certificates, Series 2004-D01 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021603F01 2710298 8/18-9/22/11

PUBLIC NOTICE

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00430-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4070261 08/18/2011, 08/25/2011, 09/01/2011, 09/08/2011, 09/15/2011, 09/22/2011 2716171 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 06, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,400.00 MORTGAGOR(S): Alice G. Maxwell a single person and Preston H. Maxwell II, a single person MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510842 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: April 06, 2007 Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510843 And assigned to: GMAC Mortgage, LLC Dated: August 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0601782202-5 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 600 10th St, Farmington, MN 55024-1732 Tax Parcel ID Number: 14-22500-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington First Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,658.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2012, or the next business day if April 23, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 08, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021844F01 2741145 9/8-10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,438.00 MORTGAGOR(S): Gregory J. Brown, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 23, 2006 Dakota County Recorder Document Number: 2470337 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Dated: June 13, 2011 Recorded: June 24, 2011 Dakota County Recorder Document Number: 2806953 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0007338364-4 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14115 Pennock Ave Apt 204, Apple Valley, MN 55124-6789 Tax Parcel ID Number: 01.16405.02.012 LEGAL DESCRIPTION OF PROPERTY: Unit 204, Nottingham Condominium, Dakota County, Minnesota, Condominium File No. 49. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $87,984.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021592F02 2749322 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Elaine Boyerstephens, a single woman MORTGAGEE: Mortgage Electronic

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MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, Inc, it successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482712 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 Dated: May 18, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805100 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100080190061123196 Lender or Broker: Novastar Mortgage, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1115 Livingston Ave, West Saint Paul, MN 55118-1441 Tax Parcel ID Number: 42-48600-160-00 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Michel Fred Subdivision, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,303.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019813F02 2710577 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 27, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Carriage Hills Condominiums, Inc. (hereinafter the "Association") which was recorded as Document No. 599819, as amended/supplemented, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 359 and Garage No. 224, Building III, Carriage Hills Condominium, Condominium File No. 47, Dakota County, Minnesota STREET ADDRESS: 3440 Golfview Drive, Unit 311, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-76900-03- 372 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 27, 2011, from Jay R. Kottke, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $4,832.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 27,

amounts that will accrue after July 27, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 3, 2011, as Document No. 2784105 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of October, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on April 6, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CARRIAGE HILLS CONDOMINIUMS, INC. Attorneys for Carriage Hills Condominiums, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Carriage Hills/Kottke/10-7-604D) 2712674 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER FINDINGS OF FACT, CONCLUSIONS OF LAW, ORDER FOR JUDGMENT AND JUDGMENT, AND ORDER FOR DECREE OF FORECLOSURE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other - Civil Mortgage Foreclosure Court File No.: 19HA-CV-10-6399 ________________________________ Central Bank, a Minnesota corporation Plaintiff, vs. Daniel Medin and Janet Medin, John Roe and Mary Roe, Defendants. _________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on July 22, 2011, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants, Daniel Medin and Janet Medin, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash on Tuesday, October 4, 2011, at 10:00 a.m., at the Sheriff's Office, 1580 Highway 55, Hastings, Minnesota 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Legal Description: The North 344.30 feet of the East 557.80 feet of the West 633.50 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. AND The North 184.40 feet of the East 269.20 feet of the West 902.70 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. Property Address: 7 2 5 6 - 2 9 0 t h Street N.W. Northfield, MN 55057 P.I.N. 1 6 - 0 1 0 0 0 - 0 2 0 - 2 5 A N D 16-01000-0030-25 Subject to redemption within six (6)

Subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 8-3-11 By: Robert Shingledecker Deputy Dated: July 27, 2011 JACK W. CLINTON, P.A. /s/Jack W. Clinton, #17413 Attorney for Plaintiff 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 INSTRUMENT DRAFTED BY: JACK W. CLINTON, P.A. 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 2712131 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 28, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded on October 14, 2009 as Document No. 2690390, as amended/supplemented, in the Office of the Dakota County Recorder, covering the following property: LEGAL DESCRIPTION: Lot 145, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5179 148th Street W., Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-01-145 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 28, 2011, from Kate R. Tchida and Jeffrey S. Tchida, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,744.90 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 28, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount. 6. T h e D e c l a r a t i o n , r e f e r e n c e d above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 4 , 2 0 0 9 , as Document No. 2690390 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of October, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on April 6, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path Villages/ Tchida/09-7-203D) 2712882 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2009 MORTGAGORS: Joshua L. Johnson and Brigitte T. Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 30, 2009, Dakota County Recorder, Document No. 2687559. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100496600058038601 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beach First National Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3112 Red Oak Circle North, Burnsville, MN 55337 TAX PARCEL I.D. #: 028200001160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Villages at River Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,385.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,943.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2842 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2749358 9/15-10/20/11

PUBLIC NOTICE

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�� o c u m e n t �� No. c o r d e r , D�� C o u n t y R e�� Property Address:�� 4620 Blaine Ave, 2721854. Inver Grove Heights, MN 55076-1313 ASSIGNMENTS OF MORTGAGE: Tax Parcel ID Number: Assigned to: U.S. Bank, National Asso- 20-44001-07-004 LEGAL DESCRIPTION OF PROPciation. TRANSACTION AGENT: Mortgage ERTY: Unit No. 2004, CIC No. 370, Lafayette Park, a Condominium, Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE: MORTGAGE: 100021268003050495 LENDER OR BROKER AND MORT- $214,476.70 GAGE ORIGINATOR STATED ON THAT all pre-foreclosure requireMORTGAGE: American Mortgage and ments have been complied with; that Equity Consultants, Inc no action or proceeding has been instiR E S I D E N T I A L M O R T G A G E S E R - tuted at law or otherwise to recover the VICER: U.S. Bank Home Mortgage debt secured by said mortgage, or any MORTGAGED PROPERTY ADDRESS: part thereof; 3967 Westbury Way, Eagan, MN 55123 PURSUANT to the power of sale conTAX PARCEL I.D. #: 108365309003 tained in said mortgage, the LEGAL DESCRIPTION OF PROP- above-described property will be sold ERTY: by the Sheriff of said county as folLot 9, Block 3, Westbury 4th Addi- lows: tion DATE AND TIME OF SALE: SeptemCOUNTY IN WHICH PROPERTY IS ber 30, 2011 at 10:00 AM LOCATED: Dakota PLACE OF SALE: Dakota County ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 HighMORTGAGE: $244,384.00 way 55, Lobby S-100, Hastings, MinneAMOUNT DUE AND CLAIMED TO BE sota DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt secured by said mortING TAXES, IF ANY, PAID BY MORT- gage and taxes, if any, on said preGAGEE: $260,214.98 mises and the costs and disburseThat prior to the commencement of ments, including attorney fees allowed this mortgage foreclosure proceeding by law, subject to redemption within Mortgagee/Assignee of Mortgagee com- six (6) months from the date of said plied with all notice requirements as sale by the mortgagor(s), their perrequired by statute; That no action or sonal representatives or assigns. proceeding has been instituted at law If the Mortgage is not reinstated o r o t h e r w i s e t o r e c o v e r t h e d e b t under Minn. Stat. §580.30 or the propsecured by said mortgage, or any part erty is not redeemed under Minn. Stat. thereof; §580.23, the Mortgagor must vacate PURSUANT to the power of sale con- the property on or before 11:59 p.m. on tained in said mortgage, the above March 30, 2012, or the next business described property will be sold by the day if March 30, 2012 falls on a SaturSheriff of said county as follows: day, Sunday or legal holiday. DATE AND TIME OF SALE: October Mortgagor(s) released from financial 6, 2011 at 10:00 AM obligation: NONE PLACE OF SALE: S h e r i f f ' s O f f i c e , THIS COMMUNICATION IS FROM Law Enforcement Center, 1580 Hwy A DEBT COLLECTOR ATTEMPT55, Lobby #S-100, Hastings, MN ING TO COLLECT A DEBT. ANY to pay the debt then secured by said INFORMATION OBTAINED WILL BE Mortgage, and taxes, if any, on said USED FOR THAT PURPOSE. premises, and the costs and disburseTHE RIGHT TO VERIFICATION OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE DEBT AND IDENTITY OF THE allowed by law subject to redemption ORIGINAL CREDITOR WITHIN THE within six (6) months from the date of T I M E P R O V I D E D B Y L A W I S N O T said sale by the mortgagor(s), their AFFECTED BY THIS ACTION. personal representatives or assigns THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07. THE MORTGAGOR'S PERSONAL REPTIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on April 6, 2011, unless the PROPERTY USED IN AGRICULTURAL redemption period is reduced to 5 PRODUCTION, AND ARE ABANDONED. weeks under MN Stat. Secs. 580.07 or DATED: August 18, 2011 582.032. ASSIGNEE OF MORTGAGEE: MORTGAGOR(S) RELEASED FROM Saxon Mortgage Services, Inc FINANCIAL OBLIGATION ON MORT- Wilford, Geske & Cook P.A. GAGE: None Attorneys for Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR Lawrence A. Wilford REDEMPTION BY THE MORTGAGOR, James A. Geske THE MORTGAGOR'S PERSONAL REP- 8425 Seasons Parkway, Suite 105 RESENTATIVES OR ASSIGNS, MAY BE Woodbury, MN 55125-4393 REDUCED TO FIVE WEEKS IF A JUDI- (651) 209-3300 CIAL ORDER IS ENTERED UNDER File Number: 011852F02 MINNESOTA STATUTES, SECTION 2713707 8/18-9/22/11 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: August 3, 2011. NOT AFFECTED BY THIS ACTION. U.S. Bank, National Association NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee default has occurred in conditions of USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: Attorneys for Mortgagee/Assignee of DATE OF MORTGAGE: June 25, 2004 Mortgagee MORTGAGOR: C o r r i e L . B a u e r , a 4500 Park Glen Road #300 single person. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 19-2042 AND PLACE OF RECORDING: DATE THIS IS A COMMUNICATION FROM Recorded August 3, 2004, Dakota A DEBT COLLECTOR. 2718209 8/18-9/22/11 C o u n t y R e c o r d e r , D o c u m e n t N o . 2233176. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE Electronic Registration Systems, Inc. NOTICE IS HEREBY GIVEN that TRANSACTION AGENT'S MORTdefault has occurred in the conditions GAGE IDENTIFICATION NUMBER ON of the following described mortgage: MORTGAGE: 100154070001000970 DATE OF MORTGAGE: July 07, 2005 LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $198,900.00 MORTGAGE: American Residential MORTGAGOR(S): Bryan J. Nelson, a Mortgage, LP single person RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: CitiMortgage, Inc. Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 377 Frederick Circle, Hastings, MN Recorded: August 23, 2005 Dakota 55033 County Recorder TAX PARCEL I.D. #: 191750050906 Document Number: 2353991 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: ERTY: And assigned to: AmTrust Bank Unit Number 906, Hastings Century Dated: December 23, 2008 South, CIC #336, Dakota County Recorded: January 15, 2009 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2631128 ORIGINAL PRINCIPAL AMOUNT OF And assigned to: Federal National MORTGAGE: $131,600.00 Mortgage Association AMOUNT DUE AND CLAIMED TO BE Dated: May 25, 2010 DUE AS OF DATE OF NOTICE, INCLUDRecorded: July 02, 2010 Dakota ING TAXES, IF ANY, PAID BY MORTCounty Recorder GAGEE: $122,473.86 Document Number: 2738562 That prior to the commencement of And assigned to: Saxon Mortgage this mortgage foreclosure proceeding Services, Inc Mortgagee/Assignee of Mortgagee comDated: June 07, 2011 plied with all notice requirements as Transaction Agent: Mortgage Elec- required by statute; That no action or tronic Registration Systems, Inc. proceeding has been instituted at law Transaction Agent Mortgage Identifi- o r o t h e r w i s e t o r e c o v e r t h e d e b t cation Number: 100162500039393690 secured by said mortgage, or any part Lender or Broker: Mortgages Unlim- thereof; ited, Inc. PURSUANT to the power of sale conResidential Mortgage Servicer: Saxon tained in said mortgage, the above Mortgage Services, Inc. described property will be sold by the Mortgage Originator: Not Applicable Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: October LOCATED: Dakota Property Address: 4620 Blaine Ave, ��

PUBLIC NOTICE

�� the property is not 580.30 or�� tion�� redeemed under section 580.23 is �� DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718008 8/18-9/22/11

PUBLIC NOTICE

11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6319 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2717948 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 MORTGAGOR(S): Maxwell A. Afram and Joyce S. Quarshie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368561 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805150 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057607976 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14057 Belmont Trl, Rosemount, MN 55068-4964 Tax Parcel ID Number: 34-14501-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Biscayne Pointe Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,443.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021875F01 2717037 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Alan G. Keiran and Mary Jane Keiran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Capital, Inc. DATE AND PLACE OF RECORDING: Recorded: January 17, 2007 Dakota County Recorder Document Number: 2488942 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For The Certificateholders Of CWABS Inc., Asset-backed Certificates, Series 2007-6 Dated: August 04, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100178020060937150 Lender or Broker: Home Capital, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7820 200th St W, Lakeville, MN 55044-9125 Tax Parcel ID Number: 22.02800.01.022 LEGAL DESCRIPTION OF PROPERTY: The West 660.00 feet of the East 1980.00 feet of the North 660.00 feet of the North-half (N 1/2) of the Northeast Quarter (NE 1/4) of Section Twenty-eight (28), Township One Hundred Fourteen (114), Range Twenty (20), according to the Government Survey thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $530,151.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 09, 2012, or the next business day if April 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For The Certificateholders Of CWABS Inc., Asset-backed Certificates, Series 2007-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017376F02 2720389 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 MORTGAGOR(S): Marilyn F. Melchior, a single individual MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 29, 2007 Dakota County Registrar of Titles Document Number: 613450 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2007-13 Dated: June 20, 2011 Registered: June 28, 2011 Dakota County Registrar of Titles Document Number: T681265 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400006287864 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 82426 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3285 149th St W, Rosemount, MN 55068-4337 Tax Parcel ID Number: 34-62856-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Rahn's Seventh Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,880.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2007-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022151F01 2749791 9/15-10/20/11

PUBLIC NOTICE

MORTGAGORS: James A. Sorensen and Laurie J. Sorensen, husband and wife. MORTGAGEE: Cities Financial, Inc.. DATE AND PLACE OF RECORDING: Recorded December 30, 1998, Dakota County Recorder, Document No. 1562680. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cities Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1967 Walsh Lane, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 278330000153 LEGAL DESCRIPTION OF PROPERTY: The South 97.5 Feet of Lot 15, Wagenknecht's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,900.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2717931 8/18-9/22/11

PUBLIC NOTICE

tion RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13398 Hughes Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011807501380 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Cobblestone Manor COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $83,381.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2343 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718231 8/18-9/22/11

PUBLIC NOTICE

��

been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 4, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2011 Wells Fargo Bank, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Asset-Backed Certificates, Series 2004-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00106-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4066757 08/18/2011, 08/25/2011, 09/01/2011, 09/08/2011, 09/15/2011, 09/22/2011 2709033 8/18-9/22/11

PUBLIC NOTICE

redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718032 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 MORTGAGOR: Renae M. Anderson, a single person, MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document #: 2383284 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 3, SHANNON HILLS 2ND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 34-67426-020-03 PROPERTY ADDRESS: 14390 Cormorant Way, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $277,230.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 6, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 16, 2011 U.S. Bank National Association ND

U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2718426 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGOR: Suzanne M. Thuet, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 8, 2006, Dakota County Recorder, Document No. 2427080. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000531257 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3100 Riverwood Drive #204, Hastings, MN 55033 TAX PARCEL I.D. #: 196437720402 LEGAL DESCRIPTION OF PROPERTY: Unit 204, and Garage 204, Cedar Hills of Hastings Condominium, Condominium File No. 97, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,323.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718152 8/18-9/22/11

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2009 MORTGAGORS: Tommy J. Danyi and Amy E. Danyi, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2009, Dakota County Recorder, Document No. 2655834. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000086694 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Home Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18096 Ellice Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141950101006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota County Estates 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,905.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,254.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727786 8/25-9/29/11

PUBLIC NOTICE

��

�� Apple Valley, 14347 Estates Avenue, $509,000.00. 13. At the date of this notice the MN 55124 amount due on the Mortgage, includTAX PARCEL I.D. #: 015750801260 LEGAL DESCRIPTION OF PROP- ing taxes, if any, paid by the holder of ERTY: the Mortgage, is: $496,868.21. Lot 26, Block 1, Pilot Knob Estates 14. Pursuant to the power of sale in Ninth Addition the Mortgage, the Mortgage will be COUNTY IN WHICH PROPERTY IS foreclosed, and the mortgaged preLOCATED: Dakota mises will be sold by the Sheriff of ORIGINAL PRINCIPAL AMOUNT OF Dakota County, Minnesota, at public MORTGAGE: $36,000.00 auction on Friday, October 14, AMOUNT DUE AND CLAIMED TO BE 2011, 10:00 a.m., at Dakota County DUE AS OF DATE OF NOTICE, INCLUD- L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 ING TAXES, IF ANY, PAID BY MORT- Highway 55, Hastings, Minnesota GAGEE: $31,510.67 55033. That prior to the commencement of 15. The time allowed by law for this mortgage foreclosure proceeding r e d e m p t i o n b y M o r t g a g o r o r Mortgagee/Assignee of Mortgagee com- Mortgagor’s personal representatives plied with all notice requirements as or assigns is six (6) months after the required by statute; That no action or date of sale. proceeding has been instituted at law 16. Minn. Stat. 580.04(b) provides, “If o r o t h e r w i s e t o r e c o v e r t h e d e b t the real estate is an owner-occupied, secured by said mortgage, or any part single-family dwelling, the notice must thereof; also specify the date on or before PURSUANT to the power of sale con- which the mortgagor must vacate the tained in said mortgage, the above property if the mortgage is not reindescribed property will be sold by the stated under section 580.30 or the Sheriff of said county as follows: property redeemed under section DATE AND TIME OF SALE: October 580.23.” If this statute applies, the 13, 2011 at 10:00 AM time to vacate the property is 11:59 PLACE OF SALE: S h e r i f f ' s O f f i c e , p.m. on NOT APPLICABLE. Law Enforcement Center, 1580 Hwy THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR’S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL E R T Y : I f t h e r e a l e s t a t e i s a n PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellName of Mortgagee or Mortgage ing, unless otherwise provided by law, Assignee: the date on or before which the mortBMO Harris Bank National gagor(s) must vacate the property if the Association mortgage is not reinstated under secsuccessor-by-merger to tion 580.30 or the property is not M&I Marshall & Ilsley Bank redeemed under section 580.23 is 651 Nicollet Mall, Suite 401 11:59 p.m. on April 13, 2012, unless Minneapolis, Minnesota the redemption period is reduced to 5 55402-1637 weeks under MN Stat. Secs. 580.07 or Name and address of Attorney for 582.032. Mortgagee or Mortgage Assignee: MORTGAGOR(S) RELEASED FROM Christensen & Laue, P.A. FINANCIAL OBLIGATION ON MORT- 5101 Vernon Ave S, Suite 400 GAGE: None Edina, Minnesota 55436 "THE TIME ALLOWED BY LAW FOR Telephone: (952) 927-8855 REDEMPTION BY THE MORTGAGOR, 2727325 8/25-9/29/11 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION N O T ICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in the conditions GAGED PREMISES ARE IMPROVED of the following described mortgage: DATE OF MORTGAGE: October 27, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2006 ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MORTGAGE: $191,200.00 MORTGAGOR(S): Carol Lego and ABANDONED." Gary E. Lego, wife and husband Dated: August 17, 2011. MORTGAGEE: Mortgage Electronic Citibank, N.A. Registration Systems, Inc. as nominee Mortgagee/Assignee of Mortgagee for Great Northern Financial Group, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Inc., its successors and assigns DATE AND PLACE OF RECORDING: Mortgagee Recorded: November 08, 2006 4500 Park Glen Road #300 Dakota County Recorder Minneapolis, MN 55416 Document Number: 2474182 (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 11-126 And assigned to: THE BANK OF NEW THIS IS A COMMUNICATION FROM YORK MELLON FKA THE BANK OF A DEBT COLLECTOR. 2727745 8/25-9/29/11 NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-25 NOTICE OF MORTGAGE Dated: July 21, 2011 FORECLOSURE SALE Recorded: July 29, 2011 Dakota DATE: August 22, 2011 County Recorder YOU ARE NOTIFIED that default has Document Number: 2812215 occurred in the conditions of the folTransaction Agent: Mortgage Eleclowing described Mortgage: tronic Registration Systems, Inc. INFORMATION REGARDING Transaction Agent Mortgage IdentifiMORTGAGE TO BE FORECLOSED cation Number: 1002614-9580938151-4 1. Date of Mortgage: October 23, Lender or Broker: Great Northern 2007 Financial Group, Inc. 2. Mortgagors: Avante LLC Residential Mortgage Servicer: Bank 3. Mortgagees: BMO Harris Bank of America, N.A. Mortgage Originator: Not Applicable National Association, successorCOUNTY IN WHICH PROPERTY IS by-merger to M&I Marshall & Ilsley LOCATED: Dakota Bank 4. Recording Information: Recorded Property Address: 13522 Parkwood o n November 29, 2007, as Docu- Dr, Burnsville, MN 55337-3975 Tax Parcel ID Number: ment Number 2558637, in the Office 02.56611.01.120 of the County Recorder of Dakota LEGAL DESCRIPTION OF PROPCounty, Minnesota 5. Assignments of Mortgage, if any: E R T Y : L o t 1 2 , B l o c k 1 , P a r k w o o d Square 2nd Addition, CIC No. 474, N/A. Dakota County, Minnesota. INFORMATION REGARDING PRIVATE COMMON DRIVEWAY: Lots MORTGAGED PREMISES 6. Tax parcel identification number 10,11,12,13,14,15,16 and 17, Block 1, o f t h e m o r t g a g e d p r e m i s e s : share a private common driveway over the east 12 feet of Lot 10 and the east 02-77285-001-05 7. Legal description of the mort- 30 feet of Lot 10 lying north of the south 50 feet of Lot 10 and the east 30 gaged premises: feet of Lot 11 and the east 32 feet of Unit No. 1, CIC No. 473, Parkway Lot 12 and the west 33 feet of Lot 15 Warehouse Condominiums, Dakota and the west 33 feet of Lot 16 and the County, Minnesota. C h e c k h e r e i f a l l o r p a r t o f t h e west 27 feet of Lot 17, in said Block 1. Lots 1 through 17, inclusive, Block described real property is Registered 1, share a private common driveway (Torrens) 8. The physical street address, city, over the southwest 15 feet and south and zip code of the mortgaged pre- 15 feet of said Lot 1 and that part of said Lot 17 lying north of the south mises: line of the north 15 feet of said Lot 17 3451 West Burnsville Parkway, and its westerly extension and the east Suite 100, Burnsville, MN 55337 30.00 feet of Lot 10 lying northerly of OTHER FORECLOSURE DATA the south 50.00 feet of said Lot 10 and 9. The person holding the Mortgage: is not a transaction agent, as defined that part of Lot 9 lying southeasterly of a line described as beginning at a point by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mort- on the northeasterly line of said Lot 9 gage servicer and the lender or broker, distant 36 feet southeasterly of the as defined in Minn. Stat. 58.02, is/are most northerly corner of said Lot 9; thence southwesterly to a point on the N/A. 10. If stated on the Mortgage, the south line of said Lot 9 distant 87 feet name of the mortgage originator, as easterly of the most westerly corner of said Lot 9 all in said Block 1. defined in Minn. Stat. 58.02, is N/A. SIDEWALK EASEMENT: The south INFORMATION REGARDING 10 feet of Lot 12, Block 1, lying FORECLOSURE 11. The requisites of Minn. Stat. easterly of a line drawn northerly at an angle of 90 degrees from the south line 580.02 have been satisfied. 12. The original principal amount of said Lot 12 distant 46 feet easterly of the southeast corner of said Lot 12. secured by the Mortgage was $509,000.00.

PUBLIC NOTICE

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�� DATE �� AND TIME OF SALE: October 13, 2011 at 10:00 AM �� of the southeast corner of said Lot 12. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,532.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 09, 2012, or the next business day if April 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 25, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-25 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021903F01 2722561 8/25-9/29/11

PUBLIC NOTICE

PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2726572 8/25-9/29/11

PUBLIC NOTICE

the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727813 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGOR: Jay Osterhaus, a single man. MORTGAGEE: Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded December 16, 2005, Dakota County Recorder, Document No. 2389566. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W1, sale and servicing agreement dated January 1, 2006. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 8805 Brunell Way #1705, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177770503 LEGAL DESCRIPTION OF PROPERTY: Unit 1705, CIC No. 306, a Condominium, The Gables at Arbor Pointe, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,207.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727930 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,200.00 MORTGAGOR(S): Desiree Lynn Elliott, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Paragon Home Lending, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200700000487968 SERVICER: Ocwen Loan Servicing, LLC LENDER: Paragon Home Lending, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on June 24, 2005, as Document No. 2333813. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Dated: May 20, 2010, and recorded June 21, 2010 by Document No. 2736539. LEGAL DESCRIPTION OF PROPERTY: Unit Number 1207, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, a Condominium located in Dakota County, Minnesota PROPERTY ADDRESS: 726 Tamarack Trail, Farmington, MN 55024 PROPERTY I.D: 147490206207 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Seven Thousand One Hundred Eighty and 52/100 ($137,180.52) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 18, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2011 HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00278-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4075100 09/01/2011, 09/08/2011, 09/15/2011, 09/22/2011, 09/29/2011, 10/06/2011 2726973 9/1-10/6/11

PUBLIC NOTICE

2008 MORTGAGOR: Sheila A. Shelton, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2009, Dakota County Recorder, Document No. 2629185. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308120060598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 4498 200TH Street East, Farmington, MN 55024 TAX PARCEL I.D. #: 393290001130 LEGAL DESCRIPTION OF PROPERTY: The land referred to herein is situated in the state of Minnesota, Dakota County described as follows: Lot 13, Block 1, Hince Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,490.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,204.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2456 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727947 8/25-9/29/11

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3770 Linden Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 107587826001 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, The Woodlands Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $426,786.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2726763 8/25-9/29/11

PUBLIC NOTICE

��

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 15, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727771 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Daniel J. Korpi, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, it successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2005 Dakota County Recorder Document Number: 2328186 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP Dated: May 05, 2011 Recorded: June 22, 2011 Dakota County Recorder Document Number: 2806565 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000645059-0 Lender or Broker: Countrywide Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7597 Whitney Dr, Apple Valley, MN 55124-5406 Tax Parcel ID Number: 01.77000.03.060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Townhouse 4th Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,871.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 09, 2012, or the next business day if April 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 25, 2011 ASSIGNEE OF MORTGAGEE: Bank Of America, N.A., Successor By Merger To BAC Home Loans Servicing, L.P., FKA Countrywide Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021897F01 2722525 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2002 MORTGAGORS: Susan E. Carmicle and Reed F. Carmicle, wife and husband. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971506. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 248 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255011182 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Hepburn Park Addition to the City of South St. Paul except the South 1.04 Feet thereof, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,267.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2730 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2726461 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 04, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Kristina Marie Avery, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 09, 2004 Dakota County Registrar of Titles Document Number: 553906 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon, FKA The Bank Of New York as Trustee For The Benefit Of The Certificate Holders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB Dated: July 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700042567178 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142947 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3191 71st St E, Inver Grove Heights, MN 55076-2550 Tax Parcel ID Number: 20-71157-01-210 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One (21) in Block One (1) of South Grove No. 8, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,521.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon, FKA The Bank Of New York as Trustee For The Benefit Of The Certificate

For The Benefit Of The Certificate Holders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through Certificates, Series 2004-27CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021351F01 2734290 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 3, 2006 MORTGAGORS: Paul O'Connell and Brenda O'Connell, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Registrar of Titles Document #: 607209 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1 on February 28, 2011 and said assignment was recorded on March 29, 2011 and given document number T677694. LEGAL DESCRIPTION OF PROPERTY: THAT PART OF LOT SIX (6), BLOCK ONE (1), OAK CLIFF, ACCORDING TO THE PLAT ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY RECORDER, DAKOTA COUNTY, MINNESOTA. LYING EAST OF THE DESCRIBED LINE: COMMENCING AT THE NORTHWEST CORNER OF SAID LOT SIX (6); THENCE NORTH 89 DEGREES 48 MINUTES 04 SECONDS EAST ASSUMED BEARING ALONG THE NORTH LINE OF SAID LOT SIX (6) FOR A DISTANCE OF 51.07 FEET TO THE POINT OF BEGINNING, THENCE SOUTH 01 DEGREES 15 MINUTES 20 SECONDS WEST FOR A DISTANCE OF 102.09 FEET; THENCE SOUTH 03 DEGREES 23 MINUTES 26 SECONDS WEST FOR A DISTANCE OF 42.20 FEET; THENCE SOUTH 05 DEGREES 27 MINUTES 23 SECONDS WEST FOR A DISTANCE OF 44.12 FEET PLUS OR MINUS TO THE SOUTH LINE OF SAID LOT (6) AND THERE TERMINATING. The Torrens Certificate No. is 142128 PARCEL ID #: 10-53550-065-01 P R O P E R T Y A D D R E S S : 2243 Mahogany Way, Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $274,887.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 20, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

��

�� MORTGAG E D P R E�� M I S E S A�� RE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE NOTICE OF MORTGAGE UNITS, ARE NOT PROPERTY USED IN FORECLOSURE SALE AGRICULTURAL PRODUCTION, AND NOTICE IS HEREBY GIVEN that ARE ABANDONED. THIS COMMUNICATION IS FROM A default has occurred in the conditions DEBT COLLECTOR ATTEMPTING TO of the following described mortgage: DATE OF MORTGAGE: February 08, COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT 2008 ORIGINAL PRINCIPAL AMOUNT OF PURPOSE. MORTGAGE: $245,000.00 Dated: August 25, 2011 MORTGAGOR(S): Norman Patterson Deutsche Bank National Trust and Donna Patterson, Husband and Company, as Indenture Wife Trustee, for New Century Home MORTGAGEE: Mortgage Electronic Equity Loan Trust 2006-1 Registration Systems, Inc., as nomiMortgagee nee for Provident Funding Associates, Kenneth J. Johnson L.P., its successors and assigns Minnesota State Bar No. 0246074 DATE AND PLACE OF RECORDING: Johnson, Blumberg & Associates, LLC Recorded: February 28, 2008 Dakota Attorney for Mortgagee County Recorder 230 W. Monroe St., Ste. 1125 Document Number: 2574606 Chicago, IL 60606 ASSIGNMENTS OF MORTGAGE: Phone 312-541-9710 And assigned to: Provident Funding Fax 312-541-9711 2735307 9/1-10/6/11 Associates, L.P. Dated: August 25, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE cation Number: 100017935180102317 THE RIGHT TO VERIFICATION OF Lender or Broker: Provident FundTHE DEBT AND IDENTITY OF THE ing Associates, L.P. ORIGINAL CREDITOR WITHIN THE Residential Mortgage Servicer: ProviT I M E P R O V I D E D B Y L A W I S N O T dent Funding Associates AFFECTED BY THIS ACTION. Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN: That COUNTY IN WHICH PROPERTY IS default has occurred in the conditions LOCATED: Dakota of the following described mortgage: Property Address: 1613 Raleigh Dr, DATE OF MORTGAGE: October 30, Burnsville, MN 55337-1232 2006 Tax Parcel ID Number: ORIGINAL PRINCIPAL AMOUNT OF 02-64107-02-080 MORTGAGE: $166,000.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Efrain Soriano E R T Y : L o t 8 , B l o c k 2 , R i v e r H i l l s Contreras, Unmarried Eighth Addition, Dakota County, MinMORTGAGEE: Mortgage Electronic nesota Registration Systems, Inc. as nominee AMOUNT DUE AND CLAIMED TO BE for Harbourton Mortgage Investment D U E A S O F D A T E O F N O T I C E : Corporation ISAOA $242,041.31 TRANSACTION AGENT: Mortgage THAT all pre-foreclosure requireElectronic Registration Systems, Inc. ments have been complied with; that MIN#: 1000912-0006002326-8 no action or proceeding has been instiSERVICER: Ocwen Loan Servicing, tuted at law or otherwise to recover the LLC debt secured by said mortgage, or any L E N D E R : H a r b o u r t o n M o r t g a g e part thereof; Investment Corporation ISAOA. PURSUANT to the power of sale conDATE AND PLACE OF FILING: t a i n e d i n s a i d m o r t g a g e , t h e Dakota County Minnesota, Registrar of above-described property will be sold Title, on April 23, 2007, as Document by the Sheriff of said county as folNo. 609460. lows: ASSIGNED TO: HSBC Bank USA, DATE AND TIME OF SALE: October N.A., as Trustee on behalf of ACE 14, 2011 at 10:00 AM Securities Corp. Home Equity Loan PLACE OF SALE: Dakota County Trust and for the registered holders of Law Enforcement Center, 1580 HighACE Securities Corp. Home Equity way 55, Lobby S-100, Hastings, MinneLoan Trust, Series 2007-ASAP1, Asset sota Backed Pass-Through Certificates to pay the debt secured by said mortDated: October 22, 2007, and recorded gage and taxes, if any, on said preNovember 6, 2007 by Document No. mises and the costs and disburse619749. ments, including attorney fees allowed L E G A L D E S C R I P T I O N O F P R O P - by law, subject to redemption within ERTY: The East One Half of Lot 15 and six (6) months from the date of said the West One Half of Lot 16, Westches- sale by the mortgagor(s), their perter Heights No.1, Dakota County, Min- sonal representatives or assigns. nesota If the Mortgage is not reinstated PROPERTY ADDRESS: 193 More- under Minn. Stat. §580.30 or the propland Avenue East, West Saint Paul, MN erty is not redeemed under Minn. Stat. 55118 §580.23, the Mortgagor must vacate PROPERTY I.D: 42-83790-00-160 the property on or before 11:59 p.m. on COUNTY IN WHICH PROPERTY IS April 16, 2012, or the next business LOCATED: Dakota day if April 16, 2012 falls on a SaturTHE AMOUNT CLAIMED TO BE DUE day, Sunday or legal holiday. ON THE MORTGAGE ON THE DATE OF Mortgagor(s) released from financial THE NOTICE: One Hundred Thirty obligation: NONE Thousand One Hundred Seventy and THIS COMMUNICATION IS FROM 26/100 ($130,170.26) A DEBT COLLECTOR ATTEMPTTHAT no action or proceeding has ING TO COLLECT A DEBT. ANY been instituted at law to recover the INFORMATION OBTAINED WILL BE debt secured by said mortgage, or any USED FOR THAT PURPOSE. part thereof; that there has been comTHE RIGHT TO VERIFICATION OF pliance with all pre-foreclosure notice THE DEBT AND IDENTITY OF THE and acceleration requirements of said ORIGINAL CREDITOR WITHIN THE mortgage, and/or applicable statutes; TIME PROVIDED BY LAW IS NOT PURSUANT, to the power of sale con- AFFECTED BY THIS ACTION. tained in said mortgage, the above THE TIME ALLOWED BY LAW FOR described property will be sold by the REDEMPTION BY THE MORTGAGOR, Sheriff of said county as follows: THE MORTGAGOR'S PERSONAL REPDATE AND TIME OF SALE: 10:00 AM RESENTATIVES OR ASSIGNS, MAY BE on October 18, 2011 REDUCED TO FIVE WEEKS IF A JUDIPLACE OF SALE: Sheriff`s M a i n CIAL ORDER IS ENTERED UNDER Office, Law Enforcement Center, 1580 MINNESOTA STATUTES, SECTION Highway 55, Hastings MN 55033-2343 582.032, DETERMINING, AMONG to pay the debt then secured by said OTHER THINGS, THAT THE MORTmortgage and taxes, if any actually GAGED PREMISES ARE IMPROVED paid by the mortgagee, on the pre- WITH A RESIDENTIAL DWELLING OF mises and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT ments allowed by law. PROPERTY USED IN AGRICULTURAL The time allowed by law for redemp- PRODUCTION, AND ARE ABANDONED. tion by said mortgagor(s), their perDATED: September 01, 2011 sonal representatives or assigns is ASSIGNEE OF MORTGAGEE: 6.00 months from the date of sale. Provident Funding Associates, L.P. "THE TIME ALLOWED BY LAW FOR Wilford, Geske & Cook P.A. REDEMPTION BY THE MORTGAGOR, Attorneys for Assignee of Mortgagee THE MORTGAGOR`S PERSONAL REP- Lawrence A. Wilford RESENTATIVES OR ASSIGNS, MAY BE James A. Geske REDUCED TO FIVE WEEKS IF A JUDI- 8425 Seasons Parkway, Suite 105 CIAL ORDER IS ENTERED UNDER Woodbury, MN 55125-4393 MINNESOTA STATUTES, SECTION (651) 209-3300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G File Number: 021984F01 OTHER THINGS, THAT THE MORT- 2734771 9/1-10/6/11 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: September 1, 2011 HSBC Bank USA, N.A., as Trustee THE ORIGINAL CREDITOR WITHIN on behalf of ACE Securities Corp. THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Home Equity Loan Trust and for NOTICE IS HEREBY GIVEN, that the registered holders of ACE default has occurred in conditions of Securities Corp. Home Equity the following described mortgage: Loan Trust, Series 2007-ASAP1, DATE OF MORTGAGE: December 23, Asset Backed Pass-Through 2002 Certificates MORTGAGOR: Brenda Lee Melin, A Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Single Person. MORTGAGEE: U.S. Bank, National Mortgagee Association. One Financial Plaza, DATE AND PLACE OF RECORDING: 120 South Sixth Street, Suite 1100 Recorded February 20, 2003, Dakota Minneapolis, MN 55402 County Recorder, Document No. Phone: 612-573-3677 2003054. Our File No. 10MN00556-2 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM NONE A DEBT COLLECTOR TRANSACTION AGENT: NONE ASAP# 4075759 09/01/2011, TRANSACTION AGENT'S MORT09/08/2011, 09/15/2011, 09/22/2011, 09/29/2011, 10/06/2011 2728146 9/1-10/6/11 ��

PUBLIC NOTICE

�� OF NOTICE, INCLUD AS OF DATE DUE�� ING TAXES, IF ANY, PAID BY MORT�� TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 538 Third Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050014100 LEGAL DESCRIPTION OF PROPERTY: The East 1/2 of Lot 9 and the West 56 Feet of Lot 10, Block 14, Addition No. Thirteen to the City of Hastings. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,920.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2837 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2734195 9/1-10/6/11

PUBLIC NOTICE

GAGEE: $111,709.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6329 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727714 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,000.00 MORTGAGOR(S): Tim Langlais and Susan Loprete Langlais, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 22, 2005 Dakota County Registrar of Titles Document Number: 572732 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the Certificateholders CWABS Inc. Asset-Backed Certificates Series 2005-12 Dated: May 23, 2008 Registered: June 03, 2008 Dakota County Registrar of Titles Document Number: T628763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700048047746 Lender or Broker: Countrywide Home Loans, Inc Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 118039 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16825 Kenmore Dr, Lakeville, MN 55044-8976 Tax Parcel ID Number: 22-37951-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Jackson Heights Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $332,712.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021942F01 2728167 9/1-10/6/11

PUBLIC NOTICE

date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 20, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 25, 2011 Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-RFC1, AssetBacked Pass Through Certificates Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2735436 9/1-10/6/11

PUBLIC NOTICE

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 22, 2011. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2733203 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 4, 2007 MORTGAGORS: Jerry Dean Schulz and Alexandria L. Schulz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 15, 2007, Dakota County Recorder, Document No. 2524514. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000248418 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13813 James Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 021537706007 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 7, Burnhaven Woods, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,795.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2734181 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,812.00 MORTGAGOR(S): Kasey Rice, an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 02, 2006 Dakota County Recorder Document Number: 2409717 LOAN MODIFICATION: Dated: March 01, 2008 Recorded: August 14, 2008 Document Number: 2608171 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of May 1, 2006, GSAMP Trust 2006-HE3 Dated: May 11, 2011 Recorded: May 17, 2011 Dakota County Recorder Document Number: 2800991 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100175200002858150 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 633 10th Ave N, South Saint Paul, MN 55075-1616 Tax Parcel ID Number: 36-70207-05-240 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, South Park Division No. 8, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,882.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of May 1, 2006, GSAMP Trust 2006-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017058F02 2734249 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, Husband and Wife

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and Wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank National Association Dated: August 05, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Lexington Pointe Tenth Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $264,553.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F01 2733305 9/1-10/6/11

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 1000179-3516110036-3 CURRENT MORTGAGE SERVICER: Provident Funding, L.P. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $237,764.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 20, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 25, 2011 Provident Funding Associates, L.P. Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2735408 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 MORTGAGOR(S): Paul W. Devine, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 31, 2006 Dakota County Recorder Document Number: 2449470 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S Bank National Association, as Successor Trustee, to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee, for Ownit Mortgage Loan Trust, Ownit Mortgage Loan Asset-Backed Certificates, Series 2006-6 Dated: July 19, 2011 Recorded: July 22, 2011 Dakota County Recorder Document Number: 2811059 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000546557 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4169 Upper 145th St W, Rosemount, MN 55068-4138 Tax Parcel ID Number: 34-15201-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Broback Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,937.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: U.S Bank National Association, as Successor Trustee, to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee, for Ownit Mortgage Loan Trust, Ownit Mortgage Loan Asset-Backed Certificates, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003277F02 2733324 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $338,000.00 MORTGAGOR(S): Joseph Adams and Barbara Adams, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Winstar Mortgage Partners, Inc DATE AND PLACE OF RECORDING: Recorded: November 21, 2006 Dakota County Recorder Document Number: 2476903 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: August 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000201078 Lender or Broker: Winstar Mortgage Partners, Inc Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17799 Hickory Trl, Lakeville, MN 55044-6606 Tax Parcel ID Number: 22-88508-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Zweber Farm Ninth, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $335,091.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021770F01 2734244 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,993.00 MORTGAGOR(S): Giovanna Margalli, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 27, 2006 Dakota County Registrar of Titles Document Number: 592976 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company as Trustee for GSAA Home Equity Trust 2006-16, Asset-Backed Certificates, Series 2006-16 Dated: April 26, 2011 Registered: May 25, 2011 Dakota County Registrar of Titles Document Number: T679969 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410001204572 Lender or Broker: DHI Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140171 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17449 Gettysburg Way, Lakeville, MN 55044-4006 Tax Parcel ID Number: 22-18604-112-15 LEGAL DESCRIPTION OF PROPERTY: Unit No. 15112, CIC No. 424, Crossroads Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,876.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

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�� CERTIFICATES, �� SERIES 2005-66 REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER Wilford, Geske & Cook P.A. MINNESOTA STATUTES, SECTION Attorneys for Assignee of Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lawrence A. Wilford OTHER THINGS, THAT THE MORT- James A. Geske GAGED PREMISES ARE IMPROVED 8425 Seasons Parkway, Suite 105 WITH A RESIDENTIAL DWELLING OF Woodbury, MN 55125-4393 LESS THAN FIVE UNITS, ARE NOT (651) 209-3300 PROPERTY USED IN AGRICULTURAL File Number: 013029F02 PRODUCTION, AND ARE ABANDONED. NOTICE OF POSTPONEMENT OF DATED: September 01, 2011 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust for September 24, 2010 at 10:00 AM Company as Trustee for GSAA has been postponed to October 15, Home Equity Trust 2006-16, 2010 at 10:00 AM in the Dakota Asset-Backed Certificates, Series County Law Enforcement Center, 1580 2006-16 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. Wilford, Geske & Cook P.A. DATED: September 20, 2010 Attorneys for Assignee of Mortgagee ASSIGNEE OF MORTGAGEE: THE Lawrence A. Wilford BANK OF NEW YORK MELLON James A. Geske 8425 Seasons Parkway, Suite 105 FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEWoodbury, MN 55125-4393 HOLDERS CWALT, INC. ALTER(651) 209-3300 NATIVE LOAN TRUST 2005-66 File Number: 013504F04 MORTGAGE PASS-THROUGH 2733313 9/1-10/6/11 CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE OF MORTGAGE The above referenced sale scheduled FORECLOSURE SALE for October 15, 2010 at 10:00 AM has N O T I C E I S H E R E B Y G I V E N t h a t been postponed to November 03, 2010 default has occurred in the conditions at 10:00 AM in the Dakota County Law of the following described mortgage: Enforcement Center, 1580 Highway 55, DATE OF MORTGAGE: September Lobby S-100, Hastings, Minnesota in 26, 2005 said County and State. ORIGINAL PRINCIPAL AMOUNT OF DATED: October 11, 2010 MORTGAGE: $214,400.00 ASSIGNEE OF MORTGAGEE: THE MORTGAGOR(S): Nicholas T. GunBANK OF NEW YORK MELLON derson, A Single Man FKA THE BANK OF NEW YORK AS MORTGAGEE: Mortgage Electronic TRUSTEE FOR THE CERTIFICATERegistration Systems, Inc. HOLDERS CWALT, INC. ALTERDATE AND PLACE OF RECORDING: NATIVE LOAN TRUST 2005-66 Recorded: October 07, 2005 Dakota MORTGAGE PASS-THROUGH County Recorder CERTIFICATES, SERIES 2005-66 Document Number: 2368450 NOTICE OF POSTPONEMENT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE FORECLOSURE SALE And assigned to: THE BANK OF NEW The above referenced sale scheduled YORK MELLON FKA THE BANK OF for November 03, 2010 at 10:00 AM has NEW YORK AS TRUSTEE FOR THE been postponed to December 06, 2010 CERTIFICATEHOLDERS CWALT, INC. at 10:00 AM in the Dakota County Law ALTERNATIVE LOAN TRUST 2005-66 Enforcement Center, 1580 Highway 55, MORTGAGE PASS-THROUGH CER- Lobby S-100, Hastings, Minnesota in TIFICATES, SERIES 2005-66 said County and State. Dated: June 07, 2010 DATED: October 28, 2010 Recorded: August 06, 2010 Dakota ASSIGNEE OF MORTGAGEE: THE County Recorder BANK OF NEW YORK MELLON Document Number: 2745002 FKA THE BANK OF NEW YORK AS Transaction Agent: Mortgage ElecTRUSTEE FOR THE CERTIFICATEtronic Registration Systems, Inc. HOLDERS CWALT, INC. ALTERTransaction Agent Mortgage IdentifiNATIVE LOAN TRUST 2005-66 cation Number: 1001337-0000963934-8 MORTGAGE PASS-THROUGH Lender or Broker: Countrywide CERTIFICATES, SERIES 2005-66 Bank, N.A. NOTICE OF POSTPONEMENT OF Residential Mortgage Servicer: Bank MORTGAGE FORECLOSURE SALE of America, N.A. The above referenced sale scheduled Mortgage Originator: Not Applicable for December 06, 2010 at 10:00 AM has COUNTY IN WHICH PROPERTY IS been postponed to January 06, 2011 at LOCATED: Dakota 10:00 AM in the Dakota County Law Property Address: 21220 Ilavista Enforcement Center, 1580 Highway 55, Way, Lakeville, MN 55044-1903 Lobby S-100, Hastings, Minnesota in T a x P a r c e l I D N u m b e r : said County and State. 22.84100.030.04 DATED: December 02, 2010 LEGAL DESCRIPTION OF PROPASSIGNEE OF MORTGAGEE: THE ERTY: Lot 3, Block 4, Wild Meadows BANK OF NEW YORK MELLON Villas, CIC NO. 364, according to the FKA THE BANK OF NEW YORK AS recorded plat thereof, Dakota County, TRUSTEE FOR THE CERTIFICATEMinnesota. HOLDERS CWALT, INC. ALTERAMOUNT DUE AND CLAIMED TO BE NATIVE LOAN TRUST 2005-66 DUE AS OF DATE OF NOTICE: MORTGAGE PASS-THROUGH $259,773.12 CERTIFICATES, SERIES 2005-66 THAT all pre-foreclosure requireNOTICE OF POSTPONEMENT OF ments have been complied with; that MORTGAGE FORECLOSURE SALE no action or proceeding has been instiThe above referenced sale scheduled tuted at law or otherwise to recover the for January 06, 2011 at 10:00 AM has debt secured by said mortgage, or any been postponed to January 21, 2011 at part thereof; 10:00 AM in the Dakota County Law PURSUANT to the power of sale con- Enforcement Center, 1580 Highway 55, t a i n e d i n s a i d m o r t g a g e , t h e Lobby S-100, Hastings, Minnesota in above-described property will be sold said County and State. by the Sheriff of said county as folDATED: December 29, 2010 lows: ASSIGNEE OF MORTGAGEE: THE DATE AND TIME OF SALE: SeptemBANK OF NEW YORK MELLON ber 24, 2010 at 10:00 AM FKA THE BANK OF NEW YORK AS PLACE OF SALE: Dakota County TRUSTEE FOR THE CERTIFICATELaw Enforcement Center, 1580 HighHOLDERS CWALT, INC. ALTERway 55, Lobby S-100, Hastings, MinneNATIVE LOAN TRUST 2005-66 sota MORTGAGE PASS-THROUGH to pay the debt secured by said mortCERTIFICATES, SERIES 2005-66 gage and taxes, if any, on said preNOTICE OF POSTPONEMENT OF mises and the costs and disburseMORTGAGE FORECLOSURE SALE ments, including attorney fees allowed The above referenced sale scheduled by law, subject to redemption within for January 21, 2011 at 10:00 AM has six (6) months from the date of said been postponed to February 22, 2011 sale by the mortgagor(s), their per- at 10:00 AM in the Dakota County Law sonal representatives or assigns. Enforcement Center, 1580 Highway 55, If the Mortgage is not reinstated Lobby S-100, Hastings, Minnesota in under Minn. Stat. §580.30 or the prop- said County and State. erty is not redeemed under Minn. Stat. DATED: January 13, 2011 §580.23, the Mortgagor must vacate ASSIGNEE OF MORTGAGEE: THE the property on or before 11:59 p.m. on BANK OF NEW YORK MELLON March 24, 2011, or the next business FKA THE BANK OF NEW YORK AS day if March 24, 2011 falls on a SaturTRUSTEE FOR THE CERTIFICATEday, Sunday or legal holiday. HOLDERS CWALT, INC. ALTERMortgagor(s) released from financial NATIVE LOAN TRUST 2005-66 obligation: NONE MORTGAGE PASS-THROUGH THIS COMMUNICATION IS FROM CERTIFICATES, SERIES 2005-66 A DEBT COLLECTOR ATTEMPTNOTICE OF POSTPONEMENT OF ING TO COLLECT A DEBT. ANY MORTGAGE FORECLOSURE SALE INFORMATION OBTAINED WILL BE The above referenced sale scheduled USED FOR THAT PURPOSE. for February 22, 2011 at 10:00 AM has THE RIGHT TO VERIFICATION OF been postponed to March 22, 2011 at THE DEBT AND IDENTITY OF THE 10:00 AM in the Dakota County Law ORIGINAL CREDITOR WITHIN THE Enforcement Center, 1580 Highway 55, T I M E P R O V I D E D B Y L A W I S N O T Lobby S-100, Hastings, Minnesota in AFFECTED BY THIS ACTION. said County and State. THE TIME ALLOWED BY LAW FOR DATED: February 03, 2011 REDEMPTION BY THE MORTGAGOR, ASSIGNEE OF MORTGAGEE: THE THE MORTGAGOR'S PERSONAL REPBANK OF NEW YORK MELLON RESENTATIVES OR ASSIGNS, MAY BE FKA THE BANK OF NEW YORK AS REDUCED TO FIVE WEEKS IF A JUDITRUSTEE FOR THE CERTIFICATECIAL ORDER IS ENTERED UNDER HOLDERS CWALT, INC. ALTERMINNESOTA STATUTES, SECTION NATIVE LOAN TRUST 2005-66 582.032, DETERMINING, AMONG MORTGAGE PASS-THROUGH OTHER THINGS, THAT THE MORTCERTIFICATES, SERIES 2005-66 GAGED PREMISES ARE IMPROVED NOTICE OF POSTPONEMENT OF WITH A RESIDENTIAL DWELLING OF MORTGAGE FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT The above referenced sale scheduled PROPERTY USED IN AGRICULTURAL for March 22, 2011 at 10:00 AM has PRODUCTION, AND ARE ABANDONED. been postponed to April 25, 2011 at DATED: August 12, 2010 10:00 AM in the Dakota County Law ASSIGNEE OF MORTGAGEE: THE Enforcement Center, 1580 Highway 55, BANK OF NEW YORK MELLON Lobby S-100, Hastings, Minnesota in FKA THE BANK OF NEW YORK AS said County and State. TRUSTEE FOR THE CERTIFICATEDATED: March 02, 2011 HOLDERS CWALT, INC. ALTERASSIGNEE OF MORTGAGEE: THE NATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH �� CERTIFICATES, SERIES 2005-66

PUBLIC NOTICE

�� C o u�� n t y R e c o r�� der, Document 2354836. �� ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 10, 2011 at 10:00 AM has been postponed to September 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2011 at 10:00 AM has been postponed to October 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2743685 9/15/11

PUBLIC NOTICE

No.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16100 Foliage Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 227590003030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, The Townhouses of Shannon First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,263.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 26, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6341 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2735093 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Arnulfo P. Tolibas and Annie S. Tolibas, husband and wife and Arnel S. Tolibas, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373652 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 07, 2011 Recorded: January 31, 2011 Dakota County Recorder Document Number: 2783026 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000213225 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6301 162nd St W, Rosemount, MN 55068-1465 Tax Parcel ID Number: 22-21177-090-17 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 17, Donnay's Val-

ERTY: Lot 9, Block 17, Donnay s Val ley Park 8th, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,221.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018762F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2011 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 August 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 18, 2011 at 10:00 AM has been postponed to September 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 13, 2011 at 10:00 AM has been postponed to October 17, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 06, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC The redemption period shall be 5 weeks from the date of said sale. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018762F01 2749350 9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Thomas Arnold Blehm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 06, 2007 Dakota County Recorder Document Number: 2554822 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Recorded: April 21, 2011 Dakota County Recorder Document Number: 2797232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0070109023-0 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14630 240th St E, Hastings, MN 55033-9031 Tax Parcel ID Number: 28-01300-030-32 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest 1/4 of Section 13, Township 113, Range 17, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner thereof, thence North 89 degrees 40 minutes 59 seconds East, assumed bearing, along the North line thereof 608 feet to the point of beginning of the land to be described; thence continuing North 89 degrees 40 minutes 59 seconds East, along the North line to a point 750.47 feet East (as measured along the North line) of the Northwest corner; thence South 00 degrees 16 minutes 32 seconds West to the South line of the Northerly 254.5 feet of the Northwest 1/4; thence Westerly, along the South line of the Northerly 254.5 feet to the intersection with a line drawn South 00 degrees 16 minutes 32 seconds West from the point of beginning; thence North 00 degrees 16 minutes 32 seconds East to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,028.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019465F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 11, 2011 at 10:00 AM has been postponed to September 09, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2011 at 10:00 AM has been postponed to October 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 08, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019465F01 2747463 9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,000.00 MORTGAGOR(S): Jodene M Kipfer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 05, 2007 Dakota County Recorder Document Number: 2542093 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: August 14, 2009 Recorded: September 14, 2009 Dakota County Recorder Document Number: 2684073 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500036827 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5157 148th St W, Apple Valley, MN 55124-6487 Tax Parcel ID Number: 01-20505-01-112 LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,217.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 15, 2012, or the next business day if January 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 02, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007746F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2011 at 10:00 AM has been postponed to August 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

Lobby S 100, Hastings, Minnesota in said County and State. DATED: June 10, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 15, 2011 at 10:00 AM has been postponed to September 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2011 at 10:00 AM has been postponed to October 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007746F03 2743773 9/15/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,450.00 MORTGAGOR(S): Glenn A. Thieling and Lisa K. Coppola-Thieling, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 22, 2007 Dakota County Registrar of Titles Document Number: 613032 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: May 16, 2011 Registered: July 22, 2011 Dakota County Registrar of Titles Document Number: T682079 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100392499600000671 Lender or Broker: Fairway Independent Mortgage Corp. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116876 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13607 Pleasant Ln, Burnsville, MN 55337-4547 Tax Parcel ID Number: 02-81351-530-01 LEGAL DESCRIPTION OF PROPERTY: Lot Fifty three (53) in Block One (1) of Second Addition to Valley Highlands AND That part of Lot Thirty eight (38), Block One (1) of Second Addition to Valley Highlands, lying Northerly of the following described line: Beginning at the South end of the 56.91 foot East line of said Lot 38; thence Westerly to a point in the Westerly line thereof which is 30 feet Southerly (measured along said Westerly line) from the Northwest corner of said Lot 38, according to the plat thereof on file and of record in the office of the Registrar of Titles within and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $248,682.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 09, 2012, or the next business day if March 09, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 15, 2011

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Merchants Bank acquires Central Bank Metropolitan Council says it lacks funds by Tad Johnson DAKOTA COUNTY TRIBUNE

Local residents and businesses that work with Merchants Bank in Lakeville and Apple Valley will have another local office option after the company closes a sale to purchase Central Bank in Rosemount this year. Merchants Financial Group Inc. announced on Friday it would purchase the former Rosemount National Bank location that the FDIC closed in April and was then acquired by Central Bank. Located at the southwest corner of County Road 42 and Chippendale Avenue, the site has prime visibility in Rosemount. â&#x20AC;&#x153;Acquiring the bank strengthens our presence in the southern metro and provides greater convenience to our current and future customers,â&#x20AC;? Merchants President and

CEO Richard L. Mahoney said in a press release. â&#x20AC;&#x153;We look forward to serving the needs of the customers in Rosemount.â&#x20AC;? Terms of the sale were not disclosed, but it will include more than $19 million in deposit relationships and the bank building in Rosemount. While the sale is pending regulatory approval, it is expected to close by late fall. Central Bank is maintaining the majority of the loan portfolio, according to the Merchants release. â&#x20AC;&#x153;Like us, Merchants has a commitment to community banking, and we are confident they will be a good fit for the bank customers, employees and the community of Rosemount,â&#x20AC;? Central Bank President and COO Mitch Cook said. In addition to its four Dakota County locations â&#x20AC;&#x201C; Apple Valley, Lakeville, Hastings and Hampton â&#x20AC;&#x201C; Merchants has 13

other offices in Minnesota and west-central Wisconsin. Other notable locations are Cottage Grove, Cannon Falls, Red Wing and its first in Winona, which was established in 1875. Merchants Financial Group Inc. has about $1.15 billion in assets and is the holding company that owns Merchants Bank. The company also owns Merchants Capital, an Edinabased leasing company. Merchants manages a large correspondent mortgage banking operation and has a loan servicing portfolio of approximately $2.2 billion, according to its release. The ownership of Merchants Financial Group is made up of its employees and approximately 450 shareholders. Tad Johnson is at editor. thisweek@ecm-inc.com.

Inver Hills named Military Friendly School for third consecutive year Inver Hills Community College has been named a Military Friendly School by G.I. Jobs Magazine for the third consecutive year, the publication announced today. The designation indicates that Inver Hills ranks in the top 20 percent of colleges, universities and trade schools in the nation in embracing military servicemembers and veterans as students. Institutions were chosen following extensive research and a data-driven survey of more than 8,000 schools nationwide.

â&#x20AC;&#x153;It is a reflection on the dedication of our staff and faculty to our countryâ&#x20AC;&#x2122;s veterans that Inver Hills has been named a Military Friendly School for the third consecutive year,â&#x20AC;? President Tim Wynes said. â&#x20AC;&#x153;Inver has a synergy of people and infrastructure that aligns with helping veterans-turned-students meet their individual goals. The award is appreciated by all of us at the college, but welcoming veterans back into the world of education and helping them reach their civilian goals is the real re-

ward.â&#x20AC;? Inver Hills supports 800 student, staff and faculty veterans and servicemembers throughout their experiences at the college, including application and benefits assistance, credit for military experience, support groups, scholarships, advising, advocacy and other efforts. On Aug. 23, Inver Hills was recognized by Gov. Mark Dayton as a Yellow Ribbon Company. For more information, visit www.inverhills.edu/studentresources/veteranservices.

Empty the Nest from Page 1A

and other large household items. Despite the labor-intensive nature of their work, both women say they find their business rewarding for a variety of reasons. â&#x20AC;&#x153;I think I enjoy the looks on peopleâ&#x20AC;&#x2122;s faces when weâ&#x20AC;&#x2122;re done,â&#x20AC;? Yohn said. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve had people in tears because the burden is off their shoulders when we move their home. Weâ&#x20AC;&#x2122;re helping people with too much stuff, and people without enough stuff, all at the same time.â&#x20AC;? Genevieve Dykhoff knows the feeling. â&#x20AC;&#x153;Calling them was the best thing I ever did in my life,â&#x20AC;? she said. â&#x20AC;&#x153;They came in Monday morning, and there was no lollygagging. By Tuesday, everything was gone. It was amazing â&#x20AC;&#x201C; I just never knew that places like this existed.â&#x20AC;? Empty the Nest travels around the Twin Cities area. They specialize in clearing out entire homes or apartments, as opposed to picking up a few items, Yohn said.

for Cedar Avenue rapid-transit buses by Aaron Vehling DAKOTA COUNTY TRIBUNE

As construction continues in Apple Valley and Lakeville toward a fall 2012 opening of the $112 million Cedar Avenue bus rapid transit line, it appears there may be trouble getting buses. Metropolitan Council Regional Administrator Pat Born, citing $52 million in that organizationâ&#x20AC;&#x2122;s recent budget reductions, wrote to Dakota County Regional Railroad Authority Chair Will Branning that â&#x20AC;&#x153;the (Met) Council will be making some permanent service adjustments to balance the budget.â&#x20AC;? â&#x20AC;&#x153;This means that the Council does not have funding available to expand servicesâ&#x20AC;? in the 2012-2013 biennium, Born wrote. After more than a decade of work, and the construction finally coming to fruition this year, it comes down to $1 million, which is the Met Councilâ&#x20AC;&#x2122;s share of the Cedar Avenue lineâ&#x20AC;&#x2122;s $2 million subsidy. The Counties Transit Improvement Board (CTIB), which governs how a quarter-cent sales tax is spent on transit, would cover the rest. Met Council spokesperson Meredith Salsbery said the Council is â&#x20AC;&#x153;not yet assuming a delay of serviceâ&#x20AC;? on Cedar. The Council was â&#x20AC;&#x153;just

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 28, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019921F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2011 at 10:00 AM has been postponed to December 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 06, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019921F01 2747152 9/15/11

Current construction on the bus shoulder along Cedar Avenue will continue, he said. â&#x20AC;&#x153;Those will be utilized by express buses,â&#x20AC;? Krebsbach said. So even without BRTstyle buses, those shoulders will still get plenty of use, he added. Construction geared toward station-to-station BRT service is slated to start early next year, Krebsbach said. But while isolating funding by then may be feasible, there still is a need to solve this sooner than later. â&#x20AC;&#x153;We need to get out in front of the vehicles because of the delivery time (for newly ordered buses),â&#x20AC;? he said. As for those funding options, Krebsbach said at this point â&#x20AC;&#x153;anything is on the table. There are no preferred or identified solutions yet. Weâ&#x20AC;&#x2122;re looking at any potential source.â&#x20AC;? In his letter to Branning, Born wrote that for the Met Council to come up with the $1 million right now, the organization would have to cut existing services by $1 million per year: â&#x20AC;&#x153;Such action would be inconsistent with our priority of preserving existing transit services.â&#x20AC;? Aaron Vehling is at aaron. vehling@ecm-inc.com and www.facebook.com/ thisweeklive.

Technical college earns accreditation Year for next comprehensive evaluation: 2020â&#x20AC;&#x201C;2021 by Tad Johnson

being prudentâ&#x20AC;? about the unresolved funding gap,â&#x20AC;? Salsbery said. There were plans to purchase buses now for the new station-to-station service along Cedar, which will open in 2012. It can take more than a year to receive the special light rail-style buses once they are ordered. The Minnesota Valley Transit Authority (MVTA) will operate the service, which the Met Council and Dakota County are working on jointly to fund and construct. Robin Selvig, MVTA spokesperson, said meetings are ongoing to address the funding. Selvig said the MVTA is still working on the stationto-station environmental assessment. The organization is also working on a finding of no significant impact (FONSI) . â&#x20AC;&#x153;Nothing could happen in terms of ordering buses until all this stuff got improved and finalized,â&#x20AC;? she said. Salsbery emphasized that the meetings to discuss the funding gap will occur in the coming weeks and not months. The Met Council and Dakota County will meet in late September to look at funding options, said county engineer/transportation director Mark Krebsbach, who is leading the BRT project.

Center, where they are unloaded and priced. With the exception of monthly sale days, the store doesnâ&#x20AC;&#x2122;t keep regular business hours. Estate sales are announced via Craigslist postings, and appointments can also be made to view items in the store. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re playing with what time of the month works best,â&#x20AC;? Yohn said. â&#x20AC;&#x153;Hours are on the website, and weâ&#x20AC;&#x2122;re happy to meet anyone over here at any time.â&#x20AC;? The storeâ&#x20AC;&#x2122;s inventory is arranged by household room. For example, the room nearest the front features kitchen implements like silverware, plates and nearly anything else that has ever graced a cupboard. For $50, customers can create a 65-piece kitchen set using materials in the room, Fischman said. A table outside the kitchen room features vintage items, such as an â&#x20AC;&#x153;Ike in â&#x20AC;&#x2DC;56â&#x20AC;? button and old photographs, and a room further down the hall features clothing items. Joe Palmersheim is a freelance The largest room, located writer from Burnsville. in the back, features furniture

DAKOTA COUNTY TRIBUNE

Instead of handing out grades, Dakota County Technical College instructors and staff recently found themselves on the other side of a report card. The result was the equivalent of an A-plus from the Higher Learning Commission â&#x20AC;&#x201C; the regional accrediting group that evaluates collegesâ&#x20AC;&#x2122; fulfillment of their missions. â&#x20AC;&#x153;We worked really, really hard for this,â&#x20AC;? said Kelly Murtaugh, vice president of academic and student affairs and co-chair of the DCTC Self-Study Committee. â&#x20AC;&#x153;We feel very good about what we were able to assemble about what we have done.â&#x20AC;? The college was re-accredited without conditions, which means the commissionâ&#x20AC;&#x2122;s four evaluators did not have any significant recommendations for improvements that require a followup visit or report. â&#x20AC;&#x153;Congratulations to everyone at DCTC involved in composing the self-study and preparing for the HLC consultant-evaluators team visit,â&#x20AC;? said President Ron Thomas,

who was informed of HLCâ&#x20AC;&#x2122;s Institutional Actions Councilâ&#x20AC;&#x2122;s positive vote for accreditation by letter. â&#x20AC;&#x153;This is the news we have been waiting to receive.â&#x20AC;? Prospective students of the college and employers considering hiring graduates can have confidence that the college has fulfilled five criteria with regard to: â&#x20AC;˘ mission and integrity, â&#x20AC;˘ planning for the future, â&#x20AC;˘ student learning and effective teaching, â&#x20AC;˘ acquisition, discovery and application of knowledge, and â&#x20AC;˘ engagement and service. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a good thing to do for a number of reasons other than it is required,â&#x20AC;? Murtaugh said. â&#x20AC;&#x153;It is a way to validate to the external world that there are some quality checks in place.â&#x20AC;? Another important aspect of accreditation is that the college remains eligible for a wide range of grant funding and its students can access financial aid. Murtaugh said the evaluators noted in their conversations with students, staff, faculty and community members that there was a strong

sense of pride and ownership in student success. They also praised the collegeâ&#x20AC;&#x2122;s Customized Training Divisionâ&#x20AC;&#x2122;s ability to obtain grants to assist local business and industry in conducting training for current and prospective employees. Evaluators gave positive comments to the collegeâ&#x20AC;&#x2122;s demonstrated evidence of studentsâ&#x20AC;&#x2122; increased proficiency and knowledge in their areas of study after completing coursework. Murtaugh said areas in which the college will seek improvement are the way it assesses its programs and how it connects with its alumni. The collegeâ&#x20AC;&#x2122;s Statement of Affiliations Status and the Organizational Profile were posted on the HLC website on Tuesday, Sept. 6. The commissionâ&#x20AC;&#x2122;s positive evaluation means the college wonâ&#x20AC;&#x2122;t have to undergo the required two-year self-study and external evaluation until 2020-21. For more information on the commission, go online to www.ncahlc.org. Tad Johnson is at editor. thisweek@ecm-inc.com.

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September 15, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Remember forever

Photo by T.W. Budig

Members of the Holly’s Centre Stage Dance Company of Lakeville (above and above right) danced on the Capitol steps on Sunday, Sept. 11 as part of a 9/11 memorial event sponsored by The Minnesota Council of Churches.

Hundreds attend 9/11 memorial event at State Capitol by T.W. Budig ECM CAPITOL REPORTER

Minnesotans came to the State Capitol on Sunday, Sept. 11 to remember the thousands who died a decade ago in the terrorist attack on the World Trade Center, an act of violence that has left an indelible mark on American consciousness. However lingering the aftermath of 9/11, religious leaders at the memorial and healing event, sponsored by The Minnesota Council of Churches, prayed that the anger and pain might abate and a larger understanding emerge. “We will never left fear carry the day,” the Rev. Canon Peg Chamberlin, of the Minnesota Council of Churches, said. Fear will serve only to bankrupt the nation spiritually and financially, she said. Faith leaders from many religious traditions — Buddhist, Muslim, Christian — appeared and spoke at the “Minnesotans Standing Together” event. One of the more powerful moments was a procession carrying a long, dark cloth on which visitors had written hopeful messages in chalk, that curled its way up the Capitol steps. At the head of the procession was carried a giant mask of a face with hands covering the eyes as if in profound disbelief. “Adagio for Strings” by Samuel Barber was performed by the 9/11 Tribute Orchestra, directed by Scott Winters. Another memorable moment came when the Holly’s Centre Stage Dance Company

Photo by T.W. Budig

At the head of a long procession up the Capitol steps was a large mask of figure covering its eyes. The mask was constructed by The Heart of the Beast Puppet and Mask Theater.

Photo by T.W. Budig

Holly’s Centre Stage Dance Company of Lakeville (above and at right) participated in the Sept. 11 remembrance service at the State Capitol on Sunday. of Lakeville, clad in long, flowing white gowns, danced on the Capitol steps to Bruce Springsteen’s “My City of Ruin.” Many elected officials were present including Gov. Mark Dayton, U.S. Sens. Al Franken and Amy Klobuchar and Minnesota Attorney General Lori Swanson. “It’s hard to describe the horror that came to Washington that day,” said Dayton, who was a serving U.S. senator at the time of the 9/11 attacks. The attacks also included a jetliner crashing into the Pentagon and the failed attack that ended with a plane crashing in Pennsylvania after passengers stormed the cock-

pit and the terrorists who had commandeered the flight. Dayton spoke of remembering not only the victims of 9/11 but also the firefighters and other emergency workers who perished in trying to save lives when the twin towers crumpled in New York City. Hundreds of people attended the Capitol event, huddling under umbrellas in some case to shield themselves from the sun or forgoing the Capitol steps to seek shade under the trees on the Capitol mall. Organizers had hoped to attract thousands. T.W. Budig is at tim.budig@ ecm-inc.com.