09/16/2010 - Dakota County Tribune Business Weekly

ANDREW MILLER T.W. BUDIG AARON VEHLING

Apple Valley Walmart completes expansion 2A Horner, Emmer debates health care issues 10A Expansion does not stop for Anytime 44A

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 SEPTEMBER 16, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 29

Dakota County Tribune Since 1884

B

U

S

I

N

E

S

S

w

e

e

k

Recession receding for Minnesota manufacturers More local companies are exporting goods across the globe

l

y

INSIDE BIZ FORUM

Former Tribune general manager reflects on the accomplishments of Thisweek Newspaper founder Daniel Clay.

4A

DAN CLAY FORUM

by Jessica Harper DAKOTA COUNTY TRIBUNE

Manufacturers received a devastating blow from the recession over the last few years, but the hard times may be nearing an end.

Minnesota exports are on the rise – an indication that the global economy is recovering, said Kirstin Morell, a spokesperson for the Minnesota Department of Employment and Economic Development. “We are seeing signs across the economy that things are improving, but we still have a ways to go,� she said.

Minnesota exports increased 17 percent in the first quarter of 2010, compared to the same period a year ago, according to a recent report by DEED. The jump is the first year-over-year quarter increase since the third quarter of 2008.

The state’s exports totaled $3.9 billion in the first quarter of 2010 – the same figure it exported in 2007, according to the report.

The state’s increase in exports is slightly less than the nation’s, which had a 20 percent gain.

The weakened value of the U.S. dollar is one reason why other nations are seeking Americanmade goods, Morell said. “The value of the dollar is one of many factors affecting exports,� Morell said. “Other important factors include price, quality, contracts and relationships.�

Minnesota is seeing the largest demand coming from Asia, according to the report. Exports to Asia jumped 75 percent ( up $577 million) to $1.3 billion, exceeding U.S. growth to this region of 41 percent.

Morell credits a strong demand for computer and elecSee Recession, Page 11A

T.W. BUDIG

The act of intolerance shown

by Pastor Terry Jones is that of an individual, and not representative of a religion.

4A

BUSINESS 101

In 2010, reviewing your estate plan is not really optional anymore — especially if you are a business owner.

THOMAS FAFINSKI 5A BEST PRACTICES

Photo by Jessica Harper

Udder Tech in Lakeville (above) recently has seen an increase in exports across the globe, namely Canada, Mexico, Europe and Australia. The company is following a statewide increase in exports in the first quarter of 2010.

Photo by Jessica Harper

Lakeville-based Despatch Industries’ exports have increased significantly, from 10 percent of its revenue in 2004 to 90 percent in 2010.

Much of this has gone to Asia. More than 95 percent of the solar equipment manufactured at Despatch’s Lakeville plant is exported to Asia.

Being present, listening and learning during a conversation will make you a better leader, and improve relations.

JEFF APPELQUIST 5A

&

!""'! !

$

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

2A

September 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Apple Valley Walmart completes expansion Store plans to add 150 employees; remodel includes ‘green’ features

by Andrew Miller DAKOTA COUNTY TRIBUNE

Home prices drop in August in response to growing inventory demand The Twin Cities housing market continued to shuffle along in August much the way it did in July. As a result of buyer demand being displaced by the federal tax credit – which ended April 30 and moved the traditional Minnesota summer selling season to spring – sales activity fell sharply in August, which caused inventory to grow.

Predictably, this placed downward pressure on prices.

Good news for buyers; more challenges for sellers.

Pending sales in August were down 30.7 percent compared to last year, which is the smallest decline in three months. Due to weakened buyer demand, inventory grew to 27,638 active listings, an increase of 8.8 percent over last year. That’s the largest inventory spike since February 2008 and the third consecutive month of progressively increasing year-over-year inventory growth.

After seven consecutive months of year-over-year price gains, the $172,165 me-

dian sales price saw a 1.6 percent decrease from last year. “June’s 40 percent drop in buyer activity has finally translated into a 1.6 percent drop in August’s price,� said Brad Fisher, president of the Minneapolis Area Association of Realtors, which serves Dakota County. “The lag time has expired and prices simply had to respond to suppressed demand and growing inventory.�

Digging deeper, traditional sellers (nonforeclosure and non-short sale) saw a 9.2 percent price increase to $227,000, foreclosure prices dropped 2.5 percent to $115,000 and short sales increased 2.5 percent to $145,000.

The traditional and foreclosure market segments had a significant decline in pending sales activity – 32.1 percent and 23.9 percent, respectively – while short sales posted a minor 5.1 percent decrease.

There were 3,394 signed purchase agreements in Au-

-

+ .

ďż˝

ďż˝

ďż˝

ďż˝

!" #$

%&' (%) **** + , +

Nonprofit organizations throughout the state will once again ask Minnesotans to display their recordbreaking generosity during the second annual Give to the Max Day on Nov. 16.

During last year’s Give to the Max Day, more than 38,000 donors logged on to GiveMN. The result: more

1922 ! /:

D/ D

D

D

D D

D. D

& '() *(+ ) ),- +

. % / !

012 021

. % % %

#

!. 3

& 4 5 (.. "

# ďż˝

. !4

2 7 3 $

& ) / 4

%

.

.

4

# .. % 3 8)

%

!

4

. % 9

&

.

# .

# 4

. + #

% . $ 3 ) 3 )

4 % .

4

#

%

. !

3

ďż˝ ďż˝ ďż˝ ďż˝

ďż˝

%

. # # %

3 7 =

%

7 " 0

3 + 5

>

? % ;!497 % .

4

3

ďż˝ ďż˝

) ! %

4

.

ďż˝ %

ďż˝ ďż˝ ! .. .

? % 1= %

)

! #4 3 / )

4 54/05/

% 1 3 ) % . % 1 4 /

+ = 3

% B

C

8(

"

%

% ! !4 ďż˝ ďż˝ #

!. 9

ďż˝ !ďż˝ "

$ !

4 ) :2 %

&

& 4 @ #

%

+ 5

(.. 3 + 3 $

% % 1: "

# +

4 4 / ; <

.4 7 3 ;; . ďż˝= !

% % ?9/

07 3 10

= = 4 1 .

%4 # 8)

5 .4

3 19 /0 *<* .

.

9 . 3

%

3 & ! * %

! % ..

%&% ďż˝

) !. ! % .

0 727 . %

3 $ďż˝

!4 .

. ďż˝ # '

8A %

ďż˝= 10

. # ďż˝= 103 (ďż˝ ! . - 0 (( >

-

" D D D D !. D D %D !. %D %D

D D

D

3 8- # % % E .

. F

. 4

- !

9 3 8- # .

39 B

% . @

B & ! * % 4 .

!

4

! .

. % % .

. # % 3

3 C

.

C

! %

.

% # % !

% !

% %

..

% 3

! 3 B . D C

% 4 =0 . ! .

3 . ďż˝ % 3

, C # B . 7

# % 2= 4

.

1=

.

% 4

.

# %

.

% 0 %

# 3 $ %4 . @

.

4 . / 0 ((

ďż˝ ďż˝

.

1 2

3

D .D

D! D

D* DA D D D. ! # 5 D/ D D 4 D D D"

/ 1

/ ! !77 !77 4 !

77 4

pansion plans met resistance from City Council members and residents of the neighborhood adjoining the store, who expressed concerns over potential noise generated by additional loading docks included in the proposal.

After months of often contentious discussion with residents and city officials, Walmart worked to modify the proposal, moving the loading dock 35 feet east â&#x20AC;&#x201C; away from neighboring homes â&#x20AC;&#x201C; and moving a compressor 100 feet south.

A berm running along the edge of the Walmart property was also added to the expansion plans.

As part of the councilâ&#x20AC;&#x2122;s approval of the building permit and several conditional use permits, Walmart officials agreed to limit when the store receives deliveries. The stipulation was that the store would receive no deliveries from its fleet of Walmart vehicles between 10 p.m. and 6 a.m.

Additionally, Walmart agreed to not load trailers, operate forklifts or do lawn mowing between 10 p.m. and 6 a.m.

Andrew Miller is at andrew.miller@ecm-inc.com.

Nonprofits ask Minnesotans to generously â&#x20AC;&#x2DC;give to the maxâ&#x20AC;&#x2122;

ďż˝

& '() *(+ ) ),- +

ďż˝

ďż˝ ďż˝ ďż˝ !" " ďż˝ # ďż˝

! " ! & "' ( $ďż˝ $ďż˝ $ % # ! $ & ďż˝ ďż˝ %&! ) ) ' & * +ďż˝"' #

.#.#. . # ďż˝ ďż˝ + " ' ( &

, - ďż˝, 1 " $ďż˝ + (

%

) # / 0 "ďż˝ $

3"" ďż˝

2 "

& #

(* ďż˝ # ďż˝ $ďż˝

ďż˝

! " ! & "' (

# � - ( (��+ $� $ % ) #

# ! $ & ďż˝ ďż˝ ! ! # ' # ďż˝ ďż˝ + " ' ( - - - +

, , ,

+

" "

)

%

0 1 " $ďż˝ + (

0 "ďż˝

/ # / 1 +

( / %

& 4 4 # 3 / #

$ďż˝

' # ďż˝ ďż˝

4/0 3! 0 !0

ďż˝

!

8 ! "

ďż˝ $ďż˝ " 44/ 5 6/ / 7 ! # $ % &

" ) + ďż˝ & "' ( # )

% $ďż˝ 4 $ďż˝ $ %

%&!

! $

-

+ .

# ' & * +ďż˝"' #

# ! ďż˝

ďż˝

! ! !!

+ , + - - - &

&

(

%

) ďż˝

0 "ďż˝ $

/ # /

# &

ďż˝ # ďż˝ $ďż˝

" + ďż˝

( & "'

$ %

$ďż˝

ďż˝

�2 � & � � %&! # ' & * +�"'

ďż˝ + ) + ! !!

,

/0 /" 1/2 * D .

D

D

D D %D %D 1 " $ďż˝ + 3 $ + - ďż˝"

gust, a decrease of 1,503 contracts from last August. Seller activity also slowed, with 6,810 new properties coming onto the market. By year-todate (YTD) figures, pending sales decreased 15.6 percent from last year. New listings posted a 0.2 percent YTD decrease compared to last year.

Foreclosure inventory swelled 20.1 percent, while traditional inventory only grew 3.2 percent. For the second month in a row, negotiations moved back toward the buyer as sellers received an average of 91.1 percent of their original list price at sale â&#x20AC;&#x201C; a 3.2 percent drop from last year at this time.

The Housing Affordability Index level rests at 205, which means that the median family income is 205 percent of the necessary income needed to qualify for the median-priced home using a 20 percent down, 30-year fixed mortgage. â&#x20AC;&#x153;The jobs picture is still the missing puzzle piece,â&#x20AC;? said MAAR president-elect, Pat Paulson. â&#x20AC;&#x153;The jobs added in August werenâ&#x20AC;&#x2122;t enough to affect unemployment and so demand is returning to the market slower than weâ&#x20AC;&#x2122;d like it to.â&#x20AC;?

Walmartâ&#x20AC;&#x2122;s long-planned expansion of its Apple Valley store to a â&#x20AC;&#x153;supercenterâ&#x20AC;? was unveiled this week.

The big-box retailer has added 60,000 square feet â&#x20AC;&#x201C; including a full grocery department and a wide assortment of new products and services â&#x20AC;&#x201C; to its store at 150th Street and Pennock Avenue.

The expanded store opened to customers on Sept. 15, and a ribbon-cutting ceremony has been set for 8 a.m. Wednesday, Sept.

22. â&#x20AC;&#x153;We have a loyal customer base and some have been shopping here since our original opening,â&#x20AC;? store manager Luke Nordquist said. â&#x20AC;&#x153;We think theyâ&#x20AC;&#x2122;ll love the new, easy-to-shop layout of the store,â&#x20AC;? Nordquist said of the remodel, which was approved by the Apple Valley City Council in December 2008.

With the expansion, the store plans to add an additional 150 employees to its existing work force of 325 people, according to Walmart officials.

The average wage at Walmart is about $12 an hour, with health insurance available to both part-time

and full-time employees, officials said.

The storeâ&#x20AC;&#x2122;s new grocery department includes a bakery, deli, meat and dairy products and fresh produce.

The â&#x20AC;&#x153;easy-to-shopâ&#x20AC;? layout offers wider aisles that contain no product displays, and lower shelving throughout the store intended to create an improved sightline for shoppers. â&#x20AC;&#x153;The layout of the store is easy to navigate, which will save our customers time,â&#x20AC;? Nordquist said.

The remodeled store also includes several environmentally friendly â&#x20AC;&#x153;greenâ&#x20AC;? features to reduce energy and water consumption and minimize waste.

The storeâ&#x20AC;&#x2122;s skylights harvest daylight and reduce the amount of energy required to light the store by up to 75 percent daily. And LED lighting installed throughout the store operates 70 percent more efficiently than traditional fluorescent lighting, according to Walmart.

Additionally, some of the cement used in the concrete flooring was made with recycled materials. Lowflow toilets and faucets are intended to reduce the amount of water used in the storeâ&#x20AC;&#x2122;s bathrooms.

Initially, Walmartâ&#x20AC;&#x2122;s ex-

) *

**

3 4 B !

4 # . .

% .

ďż˝ % ),- + . 4

& '() *(+ )

! #

% B !

-

5 ! % . 4. %

. /

I B !

3 !

.

%

#

4. % / D %D, % D D B !

$ %

4 &

%

5

3 3 / '( )' *'

(+ !ďż˝ '"

! # 5 .

4

# 8-

* A 3 B !4

%

9

!

)

3 8 !

4. 4 ? , #

.

% ! #

!

, B !

.4 4 # G

#

4 4

%

3

8- !

( .

3

.

% , !

I1 3 . 4 # 6 = 3 # 4 #

. 39 'ďż˝ $ 8- 5

! # 9 B !

% 5

!

I� 4 � ���

5

B !

8

% 4

% -

%3

.

4 0

! 3 $ -

% .

9 B !

!

7

39 !

39 %

8

% #

8A 8$ .

"

-

3 .

A

4 !

.

B !

3

4 !

3

9 . # 4

. # % 8)

%

% ..

A 39

#

! # 39 B !

% 3

/

4 * % . #

, =

& D 4

# .

4

4 5 4

% 4 % 3

8-5 . %

3 - 4 4 %

.

%3

" ! # 9

.

B !

3 B !

C

.

4

4 .

4

/

%

%

5

#

4 .

!

.

4

. ..

( .

#

3

#

%3

% , !

A 8-

. I0

3 $ " !+" A

%

! %

!

.

%

.

% / I 0

9 B !

4 0 % - . #

3 .

5 I 1 %

B !

3 8 - -

%

- # #

%

%3

3

4 3

..

. 39 /

. ) % .

#

#

.

# #

3 %

.

B !

B !

!

8)

4 . . #

3

! # 8 #

%

! #4 # 9 B !

4

.

!

5

8

) %3

3

3 8-

3

8 %

9 B !

%

!

.

# 39

! .

%4 3 - 5

? %

# %

. B !

%

? @ 9 3 -5 ! !

G !

%

G ! ! #4 8 %

39 B !

3

%

!

!

. .

G / & 3 03 ! # $

#

3 !

.

%

%

ďż˝ 8

39 A %

..

A

/

@

4 4. % 9

# H B !

8

9 B !

3 4 # 3

C

.

3 8) %

4 3

% 3

# 39

#

8- 5

B !

3 3

- 5

3

. ďż˝ ? %

ďż˝ ( +ďż˝ ďż˝ B . . .

- ! , ďż˝ ! !

ďż˝ (!$ďż˝ ďż˝

# 4 ! # 9 !

#

3

than $14 million for 3,434 Minnesota nonprofits, whose missions range from feeding the hungry, to protecting the environment, to promoting the arts. This yearâ&#x20AC;&#x2122;s goal is to engage more than 40,000 donors to give to their favorite Minnesota charities in just 24 hours.

Give to the Max Day became the most successful one-day online fundraising drive in history, smashing the previous record of $3.8 million raised in Dallas.

New in 2010, GiveMN will offer several incentives to encourage nonprofit and donor participation in Give to the Max Day, including: â&#x20AC;˘ A $20,000 and $10,000 prize grant will be awarded to the top two nonprofits in the Twin Cities and the top two nonprofits in Greater Minnesota that attract the largest number of individual donors on Give to the Max Day. â&#x20AC;˘ Throughout the event, an individual donor will be randomly chosen every hour to have an additional

$1,000 given to the charity that received the donorâ&#x20AC;&#x2122;s original donation. â&#x20AC;˘ Donors will have the opportunity to double their dollars for hundreds of featured nonprofits that have secured matching funds for Give to the Max Day. At GiveMN, Minnesota nonprofits can showcase their work and introduce their organizations to potential donors. Customized profiles of Minnesota charities detail their individual missions, programs and events.

The site also lets donors manage their charitable giving by recording online contributions and storing receipts.

GiveMN is powered by Razoo, a critical partner in making Give to the Max Day a success. Razoo offers a secure platform, streamlined donation process and a suite of free and easy-touse fundraising tools that inspire individuals and nonprofits to give and fund raise online.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 16, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

Noteworthy

MARY ELLEN LEARY

Coleman is the community engagement and leadership pastor with New Life Christian Ministries in Richfield, as well as the founder and chief program officer with Servant Leaders’ Support Inc. He has served as a pastor at numerous African Methodist Episcopal churches, and has a wealth of faith-based involvement in the community. Coleman has been a member of the council since 2006.

The Governor’s Council on Faith and Community Service Initiatives was created by executive order to make recommendations on how to level the playing field for faith and community organizations, and increase access to public and private funding opportunities.

The council consists of 15 members appointed by the governor.

Elected board of directors chair ProAct Inc. Eagan

Mary Ellen Leary has been elected chair of ProAct’s board of directors.

ProAct is an Eagan-based nonprofit that provides employment and training services to people with disabilities.

Leary is president of the MEL Group, a human resources consulting firm.

Teri McCloughan, a principal of the Stapleton & McCloughan law firm in St. Paul, will serve as vice chair; Larry Lehman, who is retired from Security State Bank in Kenyon, will continue as secretary; and Charles DeNet of DeNet, Kenefick and Associates in St. Paul will remain as treasurer.

Barbara Rebhuhnm who retired from Hudson, Wis., Public Schools and St. Paul attorney Marty Stapleton were elected to new three-year terms as directors.

Steven Ditschler, president and chief executive officer of ProAct, serves as an ex-officio member of the board.

ProAct is a 501(c)3 nonprofit corporation with facilities in Eagan, Red Wing and Zumbrota, and Hudson-River Falls, Wis., and has served the needs of people for more than 35 years.

JULIE JONES Hired Minnesota Zoo Apple Valley

Julie Jones of Apple Valley was recently hired as the director of human resources at the Minnesota Zoo. Jones has been the personnel director at the Minnesota Department of Military Affairs since 2009. She provided full-service HR functions for more than 300 employees.

Prior to that, she served in various HR functions with the Walden University/Laureate Education Group, the Metropolitan Council, Inver Hills Community College, the Minnesota Department of Employee Relations and the University of Minnesota, among others.

In her new position at the zoo, Jones will be responsible for managing all aspects of the zoo’s human resources.

Jones has a law degree from William Mitchell College of Law and a bachelor of arts in political science from Hamline University.

RICHARD COLEMAN Reappointed to Governor’s Council on Faith Eagan

Richard Coleman of Eagan was reappointed by Gov. Tim Pawlenty Sept. 2 to the Governor’s Council on Faith and Community Service Initiatives. Coleman’s term expires April 4, 2011.

CONNIE ROEHRICH Reappointed to Governor’s Council on Faith Mendota Heights

Connie Roehrich of Mendota Heights was appointed by Gov. Tim Pawlenty Sept. 2 to the Governor’s Council on Faith and Community Service Initiatives. Roehrich’s term expires April 4, 2011.

Roehrich retired last year as the warden of the Minnesota Correctional Facility in Faribault. She previously served as the warden of the Minnesota Women’s Correctional Facility in Shakopee and the Minnesota Correctional Facility in Willow River/Moose Lake.

Roehrich earned her master of science degree in sociology from Minnesota State University, Mankato, and her bachelor of science degree in social work from Bemidji State University.

Roehrich replaces Malo Thao on the council.

The Governor’s Council on Faith and Community Service Initiatives was created by executive order to make recommendations on how to level the playing field for faith and community organizations, and increase access to public and private funding opportunities.

The council consists of 15 members appointed by the governor.

Buzz Spotlight Home Video Studio takes home five awards Eagan branch has won 17 awards in eight years

by Jessica Harper DAKOTA COUNTY TRIBUNE

Home Video Studio in Eagan recently received five awards at the annual Home Video Studio Getaway in Las Vegas. The Eagan branch has won 17 awards at the show in the last eight years.

“It’s a real honor,” said Kirk Douglas, Eagan branch owner.

Home Video Studio is a professional video service franchise with 58 locations worldwide.

Some of those services include Photo submitted video to DVD transfers, photo/vidHome Video Studio-Eagan owner Kirk eo montage keepsakes, home-movie Douglas took home five awards at the antransfers, videotape duplication, video editing, legal video services, and nual Home Video Studio Getaway in Las sports or music scholarship videos. Vegas. The franchisee has won 17 awards in Douglas took home the Presi- eight years. dent’s Best of Show award as well as

by Allseasons Outdoors in Elko. four Hanley awards. The President’s Douglas opened the Eagan location and Hanley awards recognize franchisees who go above and beyond in the eight years ago. He said the venture started as a hobby after he purchased video industry.

Home Video Studio-Eagan received equipment for a video class his son was Hanleys in the “Cut & Paste – Best taking in high school.

“After he lost interest, I started tinVideo Editing,” “Best Memorial Video,” “Best Company Promotional Video” kering with it – filming sports activities, that sort of thing,” he said. and “Best Studio Tag” categories.

Eventually, Douglas said he decided The “Best Memorial Video” was for a memorial video that featured snippets to leave the corporate world to open a of daily blogs written by a Twin Cities Home Video Studio in Eagan.

“In the information technology field, woman who later died of cancer.

The franchise received a Hanley “Cut corporations were tightening budgets and Paste – Best Video Editing” award and laying people off, and the timing and a President’s “Best of Show” award was such that I wanted to find somefor its work on “Women of the Wild thing fun,” Douglas said of his career shift.

Outdoors, Season 1 Finale.”

Douglas performed the editing tasks E-mail Jessica Harper is at: for this female-hosted outdoor hunting jessica.harper@ecm-inc.com and fishing program, which is produced

Business Briefs 1 and Sept. 3 by selling $1 and $5 decals to clients.

Due to their fundraising efforts, the salon was chosen to present the check to the MDA during its annual Labor Day Telethon.

Business Briefs CORRECTION The Sept. 9 edition of the Dakota County Tribune incorrectly stated that Jackie Fritz works for Fairview Ridges Clinic. She is president of Sterling State Bank. The Tribune regrets the error.

Submission to Buzz

Business Briefs FANTASTIC SAMS SALONS RAISED $4,000 FOR SUMMER CAMP Local Fantastic Sams salons raised almost $4,000 for the Muscular Dystrophy Association Summer Camp, which will send five children to camp next year.

Leading the way were Apple Valley, Farmington and Lakeville, all owned

by Dave Zoz — the Farmington salon alone raised almost $1,000 between Aug.

The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

3A

4A

September 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum

Commentary and opinion regarding issues in the world of business and public policy

Daniel Clay gave life to Thisweek Newspapers Daniel “Danny” Clay, the former publisher of the Dakota County Tribune and Thisweek Newspapers, died at his home in Lakeville on Sept. 8. This column was written in 2000 by Bob Temple, who worked for Clay for many years. It describes the decision by Dan Clay and his brother, Joe, to start Thisweek in 1979 after many years of publishing the Tribune. The story has been edited to reflect changes at the papers since 2000.

by Bob Temple DAKOTA COUNTY TRIBUNE

Many people in Dakota County may not know that Thisweek Newspapers actually was a spinoff of the Dakota County Tribune. The Tribune began publishing in Farmington in 1884 and remained there Dan Clay for a century.

Guest Columnist Bob Temple

The Tribune was once the dominant subscription newspaper in Dakota County, but new river crossings increased the daily newspapers’ ability to reach new subscribers in the suburbs. People still wanted the quality local content of the community-based Tribune, but became less willing to pay for both a daily and a weekly.

Thisweek Newspapers was born in 1979 and was the first newspaper in the area to be distributed free to more than 50,000 area homes. At that time, there was only one edition of Thisweek, which was delivered to most of Dakota County, including Burnsville.

Sensing the growth in the Burnsville area, the company relocated from Farmington to Burnsville, in what was then a brand-new office complex built

by EFH. The move came in 1984.

The free delivery concept was working, but readers wanted their news focused more on their own city. Thisweek quickly responded by dividing the newspaper into separate editions based on city boundaries.

Today, Thisweek Newspapers publishes three different weekly newspapers: Burnsville-Eagan Thisweek, Apple Valley-Rosemount Thisweek, and Farmington-Lakeville Thisweek. And as the city of Burnsville’s population grew, so did the circulation of Burnsville Thisweek, which now reaches more than 16,000 homes. In total, Thisweek Newspapers are delivered to more than 62,000 homes.

The Dakota County Tribune remains a viable newspaper. In 1993, the Tribune was honored by the Minnesota Newspaper Association as the Most Outstanding Weekly Newspaper in the state.

Thisweek Newspapers was also one of the first local weekly papers to have a World Wide Web site: www.thisweeklive.com, which includes news, sports

Act of hatred, intolerance is individual, not religious

by T.W. Budig ECM CAPITOL REPORTER

If Pastor Terry Jones ever doubted miracles, that doubt must be gone.

Jones and his tiny group of parishioners could brandish cottonmouths and shout “Jesus!” for the next 30 years and not gain an atom of the notoriety their Florida church did when they cooked up the scheme to burn the Quran at an “event” to commemorate the anniversary of 9/11.

Whether the idea was divinely inspired or something out of P.T. Barnum’s cabinet, God only knows.

On a globe wired and receptive to the outrageous, it was singularly effective.

It took this obscure man with the squared-off moustache and raised him to international notoriety – an apparent force in the Ground Zero/mosque controversy, a man whose spit-in-their-eye catechism had world church leaders issuing statements and huddling before TV cameras, quietly professing the need for tolerance.

It was preposterous. It was serious. It was disheartening.

There were U.S. flag burnings in the Middle East – injuries reported.

Jones, a hot property, flew out to New York to appear on NBC’s “Today Show.”

President Obama, Secretary of State Hillary Clinton, Gov. Tim Pawlenty and others spoke out about the threatened Quran burning.

It’s reported that Secretary of Defense William Gates called Jones, perhaps to warn of possible threats to U.S. troops the

Guest Columnist T.W. Budig

burning could cause, something Jones and the faithful either did not think about or care about.

Jones has apparently put away his matches for now. But the eyes of the world are on Gainesville.

Nonbelievers watching the Jones saga over the last few days likely feel secure, reinforced in the belief that religion – the opium of the masses, some have called it – is not only irrational but dangerous.

But did any of this actually have anything to do with religion at all?

In keeping with someone’s “judge not” admonition, let’s exclude Jones a moment but suggest there are people in the world – 1, 2 percent maybe – who live outside of the checks and balances that control most people’s behavior.

Some may call them kooks. Others call them sociopaths.

Some of the traits ascribed to sociopaths are glibness, superficial charm, manipulation, lack of remorse, callousness, impulsiveness – the list goes on.

And it will often take a person very far.

These are not exotic people at all.

Everyone has known them.

One writer notes the chameleon-like quality of sociopaths, the ability to easily shift between lifestyles and beliefs.

Another way to look at this is that idealism, to sociopaths, serves only as a work table on which to construct idols, which, they may note without surprise, bear strong resemblance to themselves.

Offering nothing in the line of proof except a strong suspicion, I’d suggest that many of the outrageous actions perpetrated in the name of religion in a sense have little or nothing to do with faith but with the flaws of individuals.

If this premise is accepted, 9/11 then might be seen as less a seismic act of Islamic extremism then a primer on what can be accomplished when a committed group of sociopaths put their heads together.

This, of course, is little solace to security officials or those who lost family.

But it’s a distinction.

If a lesson can be drawn it might be that, tempting as it is, judging the merits of a religion based on the outlandish acts of its so-called practitioners can be false and misleading.

Well, anyway, Pastor Jones has seen his miracle.

And should Jones recede back into the embrace of obscurity, he could illustrate the difference between his miracle and a blessing.

T.W. Budig is at tim.budig@ecm-inc.com.

Submissions to Forum: www.DakotaCountyTribune.biz

and advertisements from Thisweek.

The site was launched in 1996.

Ham Clay, Sr. was the first member of the family to own the Tribune.

Local residents Joe and Dan Clay, the fourth generation of the family to own the newspapers, initiated the Thisweek concept. They sold the chain of papers in 1999 to ECM Publishers, Inc. of Coon Rapids.

Readers of Burnsville Thisweek have been fortunate to have a very consistent voice presenting the news each week. Two award-winning editors have sat at the Burnsville news editor’s desk for the majority of the publication’s existence: Gary Kubat, who served from 1982 to 1987, and and John Gessner, who has been Burnsville’s news editor since 1988.

Bob Temple is the former general manager of Thisweek Newspapers and the Dakota County Tribune. This story was published as part of the book “Burnsville 2000: A Community History.”

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 16, 2010

5A

Business 101

Six reasons to look at your estate plan now

by Thomas Faf inski SPECIAL TO THE TRIBUNE

In 2010, reviewing your estate plan is not really an optional endeavor anymore — especially if you are a business owner. I can give you six reasons why.

First, the most common excuse for delaying planning was confusion of what would happen in Congress in 2010.

That is now over. The rally to bring back estate taxes retroactively has faded while Congress concentrates on upcoming elections. Congress can’t afford to do away with estate taxes — as was the plan 10 years ago. Not only is it politically difficult to address estate taxes, legally there are some real issues associated with retroactive laws. The legal issues become complicated now that several large estates, e.g., George Steinbrenner, Daniel Duncan, Mary Janet Cargill and Walter Shorenstein, have billions of estate tax dollars at stake if they declined to mount a challenge to the constitutionality of a retroactive estate tax.

Second, gifting interest in your business to the next generation is less expensive right

Make It Happen Thomas Fafinski

now. Gifts are being taxed at 35 percent in 2010 rather than 45 percent in 2009 and 55 percent in 2011 (or more depending on your net worth).

Third, if implemented correctly, you have a “free look” at converting retirement monies in IRAs and 401(k)s to Roth funds, potentially saving taxes in the long run. If you convert now, you will have till October 15, 2011, to change your mind on the Roth conversion after you see what the market does. If you would have been better off not having made the Roth conversion, then you can revert back to a traditional IRA. However, if you reverse the conversion, you will not be entitled to attempt a new Roth conversion of the same fund for 12 months. Additionally, you can spread the income tax resulting from the conversion over two years.

If you convert in 2010, you can choose to pay half of the tax in 2011 and half in 2012.

As an example, if you convert $100,000 to Roth now, you would have taxes of approximately $30,000 and would pay half that amount in 2011 and half in 2012. If your holdings drop during the ensuing year to $50,000 — for instance, if the recession is a double dip — the Roth conversion would have been a mistake. However, you can revert the funds back to a traditional IRA and reverse your tax liability if appropriately implemented.

Fourth, estate taxes return in 2011. Over the last 10 years, we have been riding a rollercoaster in terms of how much of your estate is exempt. Your estate is measured, essentially, as your net worth plus the amount of life insurance paid at the time of your death.

So, if you have a net worth of $1 million and life insurance of $1 million, you have a $2 million estate. We have gone from a $1 million ex-

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

emption in 2001 to a $2 million exemption for several years, then to a one-year exemption amount of $3.5 million, and finally to 2010’s unlimited exemption. In other words, if your estate matured in 2010, you pay no estate taxes — making George Steinbrenner the smartest mind in baseball.

In 2011, the federal exemption from estate taxes drops all the way back to the 2001 rate. While $1 million isn’t the same as it used to be, that means in real value terms the estate tax exemption is lower than in 2001. Now, it is hugely important to make sure you adopt a credit shelter trust.

A credit shelter trust is not an advanced or risky solution.

What it does is double your exemption if you are married at the time of your death. If the husband (let’s face it guys, we normally go first) puts his

free from claims of spouses, creditors or predators.

Sixth, you should regularly update your Minnesota HIPAA authorizations for health care information release. A signed consent for purposes other than treatment, payment or health care operations is only valid for one year. This applies to your adult (over 18) children, meaning you can be paying for their college, room and board, or they can be living with you, and health care professionals are prohibited from sharing medical information with you — even if your child signed an authorization 13 months before.

Take a few moments and plan. Plan for your family.

Plan for your security. Don’t wait for it to be next year’s New Year’s resolution as much of the opportunity may have passed.

assets equal to the exemption amount into a trust, the trust can be used, within parameters, to support the wife.

When the wife passes, the husband’s trust is released to the heirs of the husband, and the wife’s heirs get their inheritance.

Additionally, there are other strategies that can reduce or eliminate your estate tax burden if proper planning is in place.

Fifth, divorce is on the rise and litigation is expected to increase. Maybe you are happily married and not at risk, but how about all your heirs?

The recessionary times over the last few years have created a statistical spike in Thomas Fafinski is a real divorce, and we also expect estate/property management that the number of lawsuits adjunct instructor at Dakota will continue to rise. You can create a plan so that your County Technical College in wealth is transitioned to Rosemount and cofounder of benefit only your heirs. The Virtus Law. He can be reached proper plan can make funds at tfafinski@virtuslaw.com.

Best Practices The most effective leaders are those who are present, listen and learn

by Jeff Appelquist SPECIAL TO THE TRIBUNE

I love the game of golf. For the most part, I stink, but I still enjoy playing golf.

I’m not exactly sure what keeps me coming back for more, but I do know that I really appreciate the (only occasional) satisfaction of hitting a perfectly struck shot. When a golf shot is flawless the swing seems effortless, the ball jumps squarely off the clubface, and the trajectory, distance and direction all mesh sublimely.

It is a thing of beauty. I find that virtually the only time I succeed in delivering such a shot is when I am focused solely on the task at hand. I am neither worried about the putt I just missed on the last hole, nor what I will do on the upcoming par 5.

I am concerned only about the shot I am about to hit. I am right here, right now. In some cases, my mind even goes strangely blank. As a prelude to a perfect shot, sometimes I’m really not thinking about anything at all. I’m at peace with myself, in the present moment.

One would think that this keen awareness of the criticality of being in the present would enable a golfer to hit

Guest Columnist Jeff Appelquist

a perfect shot every time.

But the reality is that “being present,” in golf or any other endeavor, is an incredibly difficult thing to accomplish.

I believe that a lack of strong listening skills is a major impediment to productivity in the workplace, as well as to healthy outcomes in all other human interactions.

I personally have never learned anything while I was doing the talking. Just as in golf, poor listeners are the ones who are either stewing about what was said five minutes ago, or anticipating their future response to what is being said right now. They are not in the present. They are not truly attentive.

Conversely, the best listeners and most effective leaders are those who succeed in being present in the conversation, listening carefully, and learning as a result.

Dan Rosensweig is the president and chief executive of Chegg, a company that

rents textbooks issue of the periodical Shambonline and via hala Sun, Rome and Martin mail. describe the tortured and anIn a recent gry nature of the recent debate interview he was on U.S. health care reform. asked about how They write, “The health he runs meetings. care imbroglio may be an exHe responded, treme example, but it reflects a “Probably the biggest lesson larger pathology in our culture, I’ve learned recently is to be one that is driven by combatpresent, because it’s so easy to iveness on the one hand and get distracted in the worlds of disingenuousness on the other.

BlackBerrys, iPhones, Twitter, If we are to survive in the 21st Facebook and 500 e-mails a century we must become better day. So with our management communicators, speaking and team, when we’re in a meet- listening honestly and compasing, it starts on time, it ends on sionately across diversity and time, no technology. It’s just, difference …. A fruitful place let’s stay focused, and we have to begin work on shifting our a much more healthy conver- patterns of communication is sation. It works well in your with the quality of our listenpersonal life as well — wher- ing. Just as we now understand ever you are, be all in.” the importance of exercise for But as Rosensweig strongly good health, we need to exerimplies, with the manic pace cise and strengthen our ability of today’s world, it is a terrific as listeners.” challenge to ever “be all in.”

What steps can we take to David Rome is a senior fel- become better listeners? Paralow at the Garrison Institute, doxically, Rome and Martin a research and retreat center suggest that effective Deep that applies contemplative Listening begins with selfmethods to addressing social awareness. By paying better and environmental issues. He attention to ourselves we can is a certified Focusing Trainer better communicate with othand a practicing Buddhist ers. who, along with co-facilitator They write, “Deep ListenHope Martin, teaches a semi- ing involves listening, from nar called ”Deep Listening.” a deep, receptive, and caring In an article in the July 2010 place in oneself, to deeper and

often subtler levels of meaning and intention in the other person. It is listening that is generous, empathic, supportive, accurate, and trusting.

Trust here does not imply agreement, but the trust that whatever others say, regardless of how well or poorly it is said, comes from something true in their experience.”

Rome and Martin suggest that “a clouded mirror cannot reflect accurately.” In other words, unless and until we are true to ourselves, we cannot genuinely care about and compassionately listen to the concerns of others.

The next time you find yourself in the position of listener, consider your reactions to the situation. Are you able to separate your own selfish interests from those of the speaker? Do you immediately begin to think, How will this affect me? Are you frustrated with the person’s speaking style or choice of words? Are you mentally jumping to your own response or even interrupting the speaker so that you can get your way more quickly? We are all guilty of these transgressions from time to time.

Instead of listening poorly, consider an attempt at Deep

Listening. Be self aware regarding your own impatience or disagreement and work to overcome it.

Give yourself the opportunity and the time to really hear the other person. Provide your open-minded, fully focused attention. Attempt not just to comprehend on a superficial level, but to truly understand the other person’s point of view, his/her needs, motives and objectives.

In short, be present and all in, right there at that very moment. You will be amazed at how much you will learn and how much progress your organization will make.

You will be more happy and satisfied in every other relationship in your life. And, though it may be a long shot, you may even improve in your golf game.

Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His website is www.blueknightseminars.com, and he can be reached at jeff.appelquist@ blueknightseminars.com.

6A

September 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Spotlight

Local chiropractor provides insight on the industry

by Jessica Harper DAKOTA COUNTY TRIBUNE

Life Wellness Center is a wellness clinic in Lakeville that offers chiropractic care, physical therapy, lifestyle advice and massage therapy, among other health services.

Owner Dr. Tom Schmidt took some time out this week to answer questions for the Dakota County Tribune Business Spotlight.

Schmidt also recently appeared on the “Peter McClellan Show” hosted by financial advisor and Lakeville-based 401k Latte owner Peter McClellan on AM1570.

Archives of the radio interview can be found online at www.business1570.com.

When was the Life Wellness Center founded, and how did that come about?

Life Wellness Center was founded in 1998 in the lower level of the Pleasant Hills Saddle Shop (the present home of Ghost Riders) in Lakeville. It started as a dream back in my college sports days.

My first dream was to complete undergraduate school at Concordia College in Moorhead, and then to get accepted and complete chiropractic college at Northwestern Health Sciences University in Bloomington.

From there, the dream was to create a clinic that combined the talents of chiropractors, physical therapists and massage therapists to help people get relief from injuries as well as train patients, through rehabilitation, to stay

In Brief

Life Wellness Center is located at 10551 165th St. W. in Lakeville.

Phone: (952) 435-5300 Website: www.lifewellnesscenter.net

well and prevent future injury and disability.

That dream has taken time to complete but is in action and working well for patients. Overall, I believe in making efficient use of the health care dollar.

How does wellness care differ from other forms of medical care?

Wellness is defined as: 1. “The quality or state of being healthy in body and mind, as the result of deliberate effort.”

2. “An approach to health care that emphasizes preventing illness and prolonging life, as opposed to emphasizing treating diseases.”

Traditional medical care, like stated in the definition, is emphasizing the treatment of a disease, whereas wellness is not really a treatment. Rather, it is a state of well-being that we are helping people reach and maintain “through deliberate effort” such as adjusting someone’s back to relieve nervous system pressure so the body can heal.

What inspired you to pursue a chiropractic career?

It was my senior year at Rosemount High School, and I was injured two weeks

before the state playoffs. I had a bad ankle and foot sprain/ strain that was evaluated traditionally to rule out a fracture. Treatment recommendations were to stay off it for six to eight weeks, pain medications and possible physical therapy.

Coach Anderson told me to go visit a local chiropractor who specialized in sports injuries. I did and was adjusted by the chiropractor, had ultrasound, massage therapy, and was back playing on the field in two weeks, just in time for the state playoffs.

That experience opened my eyes to alternative ways to treat injuries, and the rest is history. I do not take an anti-medical doctor stand – I respect them for their expertise and often refer patients to them when conservative approaches are not working.

I like to say to people that the worst we can do is nothing. If this is the case, a medical doctor appointment is suggested.

We, as chiropractors, are considered “portal of entry doctors,” which means we have to be able to rule in or rule out if a patient’s condition is a case we can treat or a case that needs an immediate referral.

What do you enjoy most about your job?

Seeing a person go from severe pain that is affecting part of their life, such as not being able to play sports, not being the parent they know they can be or just not being able to go on with a “normal day,” to being well enough to enjoy life again is pretty cool.

I also enjoy teaching people that lots of seemingly complex issues are really basic issues such as a subluxation in their spine, and that these issues can be helped.

I enjoy helping people take control of their health.

Too many people think their doctor is in charge of their health, and as long as the doctor doesn’t say anything is wrong, they are “healthy.”

Typically this is the furthest thing from the truth, and to see people realize they can feel so much better is contagious and addicting to see as a health coach/doctor.

How has the chiropractic industry changed over the years, and how has Life Wellness Center adapted to those changes?

The chiropractic industry as a whole has come a long way, and we have lots of people to thank for making that happen.

The industry has gained a lot with regard to public acceptance as well as with public and private health insurance providers.

The chiropractic industry, as a whole, has a lot of diversity, which I feel is both a

strength and a weakness. It is a strength because many people need different things, and one chiropractor may not be particularly good at the particular specialty or technique.

However, it is bad because of the differing experiences you may get at different chiropractic clinics.

It has been a goal of mine with Life Wellness Center to continue to close the gap of the perceived walls that exist between us and the medical community as well as the negative public perception of chiropractors.

We have a physical therapist and a massage therapist working with us chiropractors to give the patient more heads than one. I, as a chiropractor, don’t claim to know everything or to have all the answers for all problems. My philosophy is to surround myself with professionals of all disciplines to give the patient the best care possible.

flossing, can prevent root canals and expensive emergency surgeries.

What do you think the chiropractic industry will look like in the future?

I feel chiropractic care will be part of the solution to decreasing health care costs due to the fact that it’s costing you, the consumer, much less. It focuses on prevention rather than waiting for the need of an MRI or surgery.

An example of this is the dental profession. Several decades ago people would only go in for care if they had a toothache. Now we have been educated as a whole that prevention, through regular checkups, and brushing and

How has the company fared in the recession?

Thankfully, great. I think what we do is cost effective, and the general public wants healthy, natural alternatives to health care. We just added a new female physical therapist and a new female chiropractor.

What makes your business different from others in the industry?

My business is different in that it combines chiropractic care with physical therapy and massage therapy. I feel we are helping people to correct underlying issues in addition to preventing things from becoming issues.

What do you offer that gives you a competitive edge?

The one thing I offer that gives me a competitive edge is a “one-stop structural shop,” which combines the unique talents of chiropractors, physical therapists and massage therapists under one roof.

We also accept health insurance plans, and offer a $99 new-patient deal, which includes examination, consultation, X-rays and treatment.

What are your plans/ hopes for the next few years?

My plans are to open two more locations in the south metro region.

SBA encourages the public to plan for disasters during National Preparedness Month In conjunction with the five-year anniversary of the devastating Gulf Coast storms of 2005, the U.S. Small Business Administration is encouraging business owners, homeowners and others to create their own disaster preparedness plan during National Preparedness Month in September.

To prepare for disasters, the SBA offers the following tips: Develop a solid emergency response plan. Find evacuation routes from the home or business and establish meeting places. Make sure everyone understands the plan beforehand.

Keep emergency phone numbers handy. Business owners should designate a contact person to communicate with other employees, customers and vendors.

Homeowners, renters and business owners should ask an out-of-state friend, colleague or family member to be a “post-disaster” point of contact who will support the flow of information about short-term relocations, recovery and additional sources of assistance.

Make sure you have adequate insurance coverage.

Disaster preparedness begins with having adequate insurance coverage — at least

enough to rebuild your home or business. Homeowners and business owners should review their policies to see what is or isn’t covered.

Companies should consider business interruption insurance, which helps cover operating costs during the post-disaster shutdown period. Flood insurance is essential.

To find out more about the National Flood Insurance Program, visit www. floodsmart.gov.

Copy important records.

It’s a good idea to back up vital records and information saved on computer hard drives, and store that infor-

mation at a distant off site location in fireproof safe deposit boxes.

You should have copies/ back ups of important documents ready to take with you if you have to evacuate.

Create a “Disaster Survival Kit.” The kit should include a flashlight, a portable radio, extra batteries, firstaid supplies, non-perishable food, bottled water, a basic tool kit, plastic sheeting and garbage bags, cash, and a digital camera to take pictures of the property damage after the storm.

More preparedness tips for businesses, homeowners and renters are available on

the SBA’s website at www. sba.gov.

The Institute for Business and Home Safety (www.disastersafety.org ) also has information on protecting your home or business. Additional information on developing an emergency plan is available at the federal government’s preparedness website at www. ready.gov.

When disaster strikes, the SBA makes low-interest loans to homeowners, renters and non-farm businesses of all sizes. Homeowners may borrow up to $200,000 to repair or replace damaged real estate. Individuals may borrow up to $40,000 to cover

9/16•2340119R•DCT 9/16•2340106R•DCT

9/16•2340113R•DCT

losses to personal property.

Non-farm businesses and nonprofit organizations of any size may apply for up to $2 million to repair or replace disaster damaged business assets and real property.

Small businesses that suffered economic losses as a direct result of the declared disaster may apply for a working capital loan up to $2 million, even if the property was not physically damaged.

To learn more about the SBA’s disaster assistance program, visit the website at www.sba.gov/disasterassistance.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 16, 2010

7A

Government Watch

Secretary of State releases notice of vacancies The Secretary of State’s Office Sept. 8 released the monthly notice of vacancies that have occurred in multimember state agencies, pursuant to Minnesota Statutes, Section 15.0597, subdivision 4.

Acupuncture Advisory Council Appointing: Board of Medical Practice Compensation: $55 per diem Vacancies: One (1) - Licensed Acupuncture Practitioner Council advises the Board of Medical Practice regarding acupuncture standards and the complaint/discipline process, and provides for distribution of information regarding the standards.

Membership includes: Four acupuncture practitioners who meet licensure requirements and have practiced acupuncture at least three years, one licensed physician who also practices acupuncture, one licensed chiropractor who is NCCAOM certified, and one public member who has received acupuncture treatment as primary therapy from NCCAOM certified acupuncturist. Bimonthly meetings are held at the Board of Medical Practice Office.

Board of Electricity Appointing: Governor Compensation: $55 per diem plus expenses Vacancies: Five (5) • One Journeyman Electrician • One Master Electrician • One Power Limited Technician • One Public Member • One Rural Member Adopt rules, amend the National Electrical Code, final interpretations of code when submitted to the board, adopt rules to regulate electrical businesses and individual licenses and continued education. One member shall be the commissioner of labor and industry/ or the commissioner’s designee; one member shall be an electrical inspector; two members shall be representatives of electrical suppliers in rural areas; two members shall be master electricians, who shall be contractors; two members shall be journeyman electricians; one shall be a registered consulting electrical engineer; two members shall be power limited technicians, who shall be technology system contractors primarily engaged in the business of installing technology circuit or systems; and one member shall be a public member. Meetings are held as needed, at the Department of Labor & Industry, 443 Lafayette Road No., St. Paul, Minn.

55155.

• One Industrial Company Representative • One metro high pressure piping contractor • One non-metro high pressure piping contractor • One non-metro high pressure piping journeymen • One professional mechanical engineer • One public member • One utility company representative Adopt rules for high pressure piping code for the State of Minnesota, final interpretations of code when submitted to the board, adopt rules to regulate high pressure piping licensure registration.

One member shall be the commission of labor & industry/or the commission of labor & industry’s designee; one member shall be a high pressure piping inspector; one member shall be a licensed mechanical engineer; one member shall be a representative of the high pressure piping industry; four members shall be high pressure piping contractors engaged in the scope of high pressure piping, two from the metropolitan area and two from greater Minnesota; two members shall be high pressure piping journeymen engaged in the scope of high pressure piping systems installation, one from the metropolitan area and one from greater Minnesota; one member shall be a representative of industrial companies that use high pressure piping systems in their industrial process; one member shall be a representative from utility companies in Minnesota; and one member shall be a public member. Meetings are held as needed, at the Department of Labor & Industry; 443 Lafayette Road No., St. Paul, Minn.

55155.

Board of Marriage and Family therapy Appointing: Governor Compensation: $55 per diem plus expenses Vacancies: One (1) - Public Member to complete a fouryear term expiring on January 3, 2011.

The board adopts and enforces rules relating to the licensure of marriage and family therapists and for regulation of their professional conduct.

Membership includes: four who are licensed, practicing marriage and family therapists, each of whom shall for at least five years immediately preceding appointment, have been actively engaged as a marriage and family therapist; one member must be engaged in the professional teaching and research of marriage and family therapy; and two members representing the general public Board of High Pressure Pip- who have no direct affiliation with the practice of marriage ing Systems and family therapy.

Appointing: Governor All members must have Compensation: $55 per diem, been a resident of the state for plus expenses two years preceding their apVacancies: Seven (7)

pointment. Meetings are the third Friday morning of each month, unless otherwise noted in the State Register.

Board of Water and Soil Resources Appointing: Governor Compensation: $55 per diem plus expenses Vacancies: One (1) - Citizen Member to complete a fouryear term expiring on January 3, 2011.

The board oversees and coordinates the water and soil resources management activities of local units (counties, SWCD’s, WD’s, WMO’s) of government through approval of local plans, administration of state grants, cost-sharing contracts, performance evaluation, and administrative appeals and hearings. Programs include RIM Reserve, local water planning and implementation, Wetlands Conservation Act, soil conservation, and clean water fund.

Mission: Improve and protect Minnesota’s water and soil resources by working in partnership with local organizations and private landowners.

Three county commissioners, three soil and water conservation district (SWCD) supervisors, three watershed district (WD) or watershed management organization (WMO) representatives, two city representatives, one township representative, and three unaffiliated citizens.

One member must come from each of the current soil and water conservation administrative regions throughout the state. At least three but no more than five members must come from the seven-county metropolitan area.

All members must be knowledgeable of soil and water issues. Five agency members representing the University of Minnesota Extension Service, the MN Department of Natural Resources, the MN Department of Agriculture, the MN Department of Health, and the MN Pollution Control Agency.

Monthly meetings are held at the BWSR OFFICE, 520 Lafayette Rd. No., Lower Level Board Room.

Campaign Finance and Public Disclosure Board Appointing: Governor Compensation: $55 per diem, plus expenses Vacancies: One (1) - Member to complete a four-year term expiring on January 2, 2012.

The board administers programs for campaign finance disclosure for state candidates, economic interest disclosure for state, and local officials in metropolitan governmental units, lobbyist registration and disclosure, and public subsidy of state candidates and political party committees.

The board shall have six members, including two former legislator’s who do not

support the same political party, two members who have not been public officials and have not held party office within three years prior to appointment. No more than three members may support the same political party. No member may currently serve as a lobbyist. Appointments are confirmed by the state senate and the state house of representatives. Monthly meetings are held in the Capitol complex in St. Paul.

Health Professional Services Program Committee Appointing: Board of Dentistry Compensation: None Vacancies: One (1) - Public Member The Health Professionals Services Program (HPSP) Committee consists of one person appointed by each participating board, with each participating board having one vote. The committee shall designate one board to provide administrative management of the program, set the program budget and the pro rata share of program expenses to be borne by each participating board, provide guidance on the general operation of the program, including hiring of program personnel, and ensure that the programs direction is in accord with its authority.

One member appointed by each health licensing board and the Department of Health.

Meetings are held on a quarterly basis at 2829 University Ave SE, Minneapolis.

MN State Arts Board Appointing: Governor Compensation: $55 per diem plus expenses (129D.02, Subd.

3) Vacancies: Two (2) • One at-large member to complete a four-year term expiring on January 3, 2011 • One member who resides in the Seventh Congressional District to complete a fouryear term expiring on January 2, 2012.

The board is dedicated to making the arts available to all citizens of Minnesota.

The development of the arts is fostered through a series of grants, programs, and services which are administered by a professional staff. The eleven members include one member from each congressional district and three at large members; only four members may serve on boards of other arts organizations.

Members must file with the Campaign Finance and Public Disclosure Board. The board has six meetings per year, generally held in the Arts Board office.

Ombudsperson for Indian Families Appointing: Minnesota Indian Affairs Council Compensation: None

Vacancies: Two (2) - Members The ombudsperson shall monitor agency compliance with all laws governing child protection and placement, as they impact Indian children through work with the courts, court officials, policy makers, service providers, social workers, guardians ad litem, and training. The ombudsperson has the authority to investigate decisions or acts, and other matters of an agency, program or facility via complaints, systems and personnel, or upon personal initiative.

The ombudsperson shall be given access to any information in the possession of any agency deemed necessary to discharge duties. The ombudsperson may subpoena any agency personnel or documents which the ombudsperson deems relevant to the matter. All five members should be members from the Indian community. Four yearly full board meetings; individual community board meetings as needed in Twin Cities.

Plumbing Board Appointing: Governor Compensation: $55 per diem, plus expenses Vacancies: Six (6) - One municipal plumbing inspector who resides outside the Twin Cities to complete a four-year term expiring on December 31, 2011.

• One metro commercial/ industrial plumbing contractor for a four-year term expiring on December 31, 2014 • One residential plumbing contractor for a four-year term expiring December 31, 2014 • One non-metro commercial/industrial journeyman for a four-year term expiring December 31, 2014 • One municipal public water supply operator or superintendent for a four-year term expiring December 31, 2014 • One public member for a four-year term expiring December 31, 2014 Adopt rules for plumbing code for the State of Minnesota, final interpretations of code when submitted to the board, adopt rules to regulate plumbing licensure and registration.

One member shall be the commissioner of labor and industry/or the commissioner of labor and industry’s designee; one member shall be the commissioner of health or the commissioner of health’s designee; two members shall be municipal plumbing inspectors, one from the metropolitan area and one from greater Minnesota; one member shall be a licensed professional engineer specializing in plumbing designs or systems; two members shall be commercial/industrial plumbing contractors, one from the metropolitan area and one from greater Minnesota; one member shall be a residential plumbing contractor; two members shall be commercial/ industrial journeymen, one

from the metropolitan area and one from greater Minnesota; one member shall be a residential plumbing journeyman; one member shall be a water conditioning contractor; one member shall be a municipal public water supply system operator or superintendent; and one member shall be a public member.

Meetings are held as needed, at the Department of Labor & Industry; 443 Lafayette Road N., St. Paul, Minn.

55155.

Public Employees Retirement Association Appointing: Governor Compensation: Expenses Vacancies: One (1) - County Representative to complete a four-year term ending January 7, 2013.

The association provides retirement, survivor, and disability benefits for public employees of county and local government.

Management of the public employees retirement fund is vested in a board of trustees.

The eleven members include the State Auditor and ten trustees. Five trustees are appointed by the governor, one representing school boards, one representing cities, one representing counties, one who is a retired annuitant, and one who is a public member knowledgeable in pension matters.

The membership of the association elects five trustees.

Meetings are held on the second Thursday of each month at the association office.

Application forms may be found at: www.sos.state.mn.us/ index.aspx?page=5 or may be obtained from the Office of the Secretary of State, Open Appointments, 180 State Office Building, 100 Rev. Dr. Martin Luther King, Jr. Blvd., St. Paul, Minn. 55155-1299, or in person at Room 180 of the State Office Building.

In accordance with the Minnesota Open Appointments Law, the Secretary of State acts as an administrator in publishing vacancies, receiving applications, and recording appointments.

Applications will be reviewed and appointments made by the appointing authorities for these various agencies; questions about specific vacancies and appointments should be directed to the appointing authority. Applications submitted by Sept. 28 are assured of full consideration by the appointing authority.

Appointing authorities for these agencies may choose to review applications received by the Secretary of State after that date. Applications are kept on file for a one year period.

The 2009 Open Appointments Annual Report is available at: www.sos.state.mn.us/ index.aspx?page=360

8A

September 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley Woman writing book about weight-loss success story Carol Fitzgerald Tyler vividly remembers the day she resolved to slim down.

Fitzgerald Tyler, whose weight had peaked at around 250 pounds, was walking back from dinner at a restaurant with a friend in May 2006 when she tripped and fell in the middle of an intersection.

Between the two of them, they couldn’t lift her up off the ground.

“I decided enough was enough,” said Fitzgerald Tyler, 48, of Apple Valley. “It Carol Fitzgerald Tyler was one of those ‘aha’ moments.”

Committed to losing the weight and keeping it off, Fitzgerald Tyler dropped more than 100 pounds the old-fashioned way – eating less and getting plenty of exercise, including regular participation in marathons and half-marathons.

She’s now writing a book, tentatively titled “Transformation: Shedding My Skin,” chronicling her weight-loss story.

“I feel like I’ve been called to share this story to inspire others,” she said. “My message is: No matter where you’re at in life, you can do this.”

Fitzgerald Tyler’s weight-loss journey had its ups and downs. Her first serious attempt to lose weight was in 2001, a low point in her life – she was obese, had just lost her job, and had been diagnosed with rheumatoid arthritis and fibromyalgia.

She knew it was time for a change.

“I just remember being unhappy and uncomfortable,” said Fitzgerald Tyler, who at the time described herself as “a member in good standing of the couch potato tribe.”

“My joints hurt all the time, and I was eating everything that wasn’t nailed down,” she added. “I was feeling pretty sorry for myself.”

After cheering on a friend participating in the annual Grandma’s Marathon in Duluth, she decided to try walking in a marathon herself.

Because she was so out of shape, her training was slowgoing at first.

The first day, she and her husband walked out of their garage and to the end of the driveway. That was the extent of it.

The next day, the couple walked halfway down the block.

Each day, she went a little farther, and in January 2002 she completed the Team Diabetes Disney World Half Marathon, raising about $4,000 for diabetes research in the process.

It was a good start, but her habit of yo-yo dieting saw her lose 50 pounds, then gain it back just as quickly. It took the embarrassing “intersection incident” in 2006, in which she and a friend’s combined strength couldn’t lift her off the ground, to get her to commit.

All told, Fitzgerald Tyler has walked or jogged in seven half-marathons and three full marathons. She walked in the Susan G. Komen Breast Cancer 3-Day this summer, and plans to participate in three marathon-type events this fall.

On average, she exercises four times a week, doing weights, treadmill and the elliptical trainer.

It’s clear what her weight-loss “secret” is.

“There’s no secret. It’s hard work and discipline,” said the 1979 graduate of Burnsville High School. “It’s the old-fashioned way – don’t eat so much and move your butt once in a while.”

She maintains a blog, http://11carpediem.blogspot.com, where she gives updates on her weight-loss progress and exercise regimen.

“If I can inspire one person to do a 5K, I’m thrilled,” she said.

— Andrew Miller

Burnsville

Eagan

Taxes headed back up in 2011 In stark contrast with this year’s austerity measures, Burnsville will raise 2011 city taxes by up to 5.6 percent and avoid deep budget cuts next year.

The City Council voted 3-2 on Sept. 7 to certify a maximum levy increase of 5.6 percent. That would raise an extra $1.48 million, for a total levy of $27.97 million.

Final council approval of the 2011 budget and levy is expected Dec. 7. The levy can’t exceed 5.6 percent but can be reduced.

A public “open house” on the budget will be held Nov. 30 at 4 p.m. at City Hall.

Owners of properties already contributing to the tax base would shoulder 1.7 percent of a 5.6 percent increase, according to city staff.

The rest would come from resumption of taxes flowing to the city following decertification of a tax-increment financing district in the Southcross Corporate Center (3.3 percent), and from taxes generated by new construction (.5 percent).

City taxes on an average-valued home ($208,000) would rise by about $30 under a 5.6 percent increase. City taxes on the same property were cut by about $25 this year, the city says. The figures presume an 8.4 percent loss in property value from 2010 to 2011.

City taxes on $1 million of commercial/industrial property would rise by about $455. A 5.7 percent loss of value is presumed.

A year ago, property owners got a break after council members, citing the bad economy, voted unanimously not to raise the 2010 levy.

Loss of state aids and other revenue, combined with the tax freeze, forced $3.5 million in budget cuts – equal to slightly more than 10 percent of 2010’s general operating fund. Cuts included elimination of 20 full-time positions and a freeze in nonunion wages for 2010.

Supporters of the 5.6 percent maximum hike said it’s justified after this year’s budget carnage.

“At some point, it’s got to stop,” said Council Member Dan Gustafson, who was joined by Mayor Elizabeth Kautz and Council Member Mary Sherry in voting for the increase.

“We’re here to give service to the city. We’ve got to quit putting people out of work.”

Council members Charlie Crichton and Dan Kealey voted against 5.6 percent, calling instead for a 3.7 percent hike. That would essentially erase the 1.7 percent increase shouldered by properties now generating taxes for the city.

“We have got to face the fact that people are not getting more money,” Crichton said.

Kealey said the council should have challenged staff budgetmakers in June, when the council started budget talks, to find more savings.

Permac Industries cut 50 percent of its staff, said Kealey, who was at Permac on Labor Day, appearing with Republican gubernatorial candidate Tom Emmer as he outlined proposals for business tax cuts.

Another business cut its 401(k) match, Kealey said.

A 3.7 percent levy increase “in most people’s minds, that’s plenty, given the economic situation,” said Kealey, adding his disappointment that the city’s unions wouldn’t reopen their contracts at the council’s request last year to help tackle the budget problem.

Sherry said she’s relieved that the increase needed to maintain city services came in lower than the 8.4 percent of earlier projections.

“I will support this (5.6 percent) with the confidence that the staff will continue its momentum to bring this number down,” Sherry said. “I think we can do better than this.”

In separate votes, the council unanimously approved a $460,000 levy for the Economic Development Authority.

The EDA levy is part of the 5.6 percent increase.

A total of $410,000 is dedicated annually to paying construction debt on the Burnsville Performing Arts Center. The remaining $50,000 will be split between continuing economic-development functions and a new, $25,000 contribution to the ITASCA Group, a regional economic-development consortium.

City Council approves preliminary budget and tax levy Eagan’s 2011 property tax levy will increase 2.8 percent over last year, mainly to compensate for uncollected taxes from a growing number of delinquent properties, officials said.

The City Council approved Eagan’s preliminary 2011 budget and property tax levy at its Sept. 7 meeting.

While the final budget and levy won’t be adopted until Dec. 21, the council approved a preliminary general fund budget of $27.7 million, an increase of a little more than half of one percent over last year.

The total proposed levy is $28.2 million. The bulk of the 2.8 percent levy increase – 2 percent – will be used as an allowance for potential uncollected taxes from property value appeals and delinquencies, which are on the rise, according to the city.

“It’s the council’s position that the 2 percent allowance is the prudent and conservative thing to do to prepare for this likely contingency,” said City Administrator Tom Hedges.

Several other metro-area cities are also including allowances for uncollectable property taxes in their levies, including Bloomington, Eden Prairie, Edina, Minnetonka and Woodbury, officials said.

If the allowance remains untapped, the funds would be used to fund planned-for capital expenditures, such as public safety vehicles, the proposed Duckwood overpass at 35E, retiring debt on the new Fire Safety Center or to buy down future tax levies.

The proposed levy increase would result in a $27 increase in property taxes for the owner of an average-priced home in Eagan, which in 2011 will be $241,744.

Last year, the average home in Eagan was valued at $256,958, down from $275,828 in 2009.

The proposed 2011 budget also continues last year’s wage freeze for city employees and eliminates the vacant streets supervisor position, dividing those duties between two other existing staff members.

While the city was able to negotiate better employee health insurance costs, which kept the increase lower than originally anticipated, they were still a factor in the budget increase, Hedges said.

“The operating budget would have been close to a zero percent increase over 2010 were it not for an increase in health insurance costs,” he said.

The proposed budget increase is still lower than the rate of inflation, officials said.

The council will review the budget and levy proposal and take public comment at its Dec. 7 meeting, with final adoption scheduled for the Dec. 21 meeting — Erin Johnson

Hot careers night at Rasmussen Rasmussen College will host an informational night highlighting “hot careers” in growing industries from 4 to 8 p.m.

Thursday, Sept. 23, at its Eagan campus, 3500 Federal Drive.

The free event will feature informational break-out sessions highlighting degree programs.

For more information about programs and events offered through Rasmussen College, visit www.rasmussen.edu.

Eagan Foundation accepting grant applications

The Eagan Foundation is accepting applications for its 2010 community grants program. Community organizations are encouraged to submit grant proposals to fund Eaganbased initiatives. Eligible grantees are nonprofit organizations based in Eagan and focused on serving the Eagan community.

For applications and grant criteria, visit www.eaganfoundation.org. Applications are due Friday, Oct. 29. Awards will be announced in November. For more information contact — John Gessner the Eagan Foundation at admin@eaganfoundation.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 16, 2010

9A

News Roundup Recent news from around Dakota County

Farmington

Lakeville

City will be state model for Yellow Ribbon Summit A daylong Yellow Ribbon Summit will take place Sept. 22 in the Little Theatre at Boeckman Middle School in Farmington.

Farmington was chosen as the host site because the city was the first in the state to earn the Yellow Ribbon community distinction, said Annette Kuyper, director of Farmington Warrior to Citizen and organizer of the Yellow Ribbon proclamation summit.

Gov. Tim Pawlenty is scheduled to address the group that afternoon.

The goal of the Yellow Ribbon Network is to offer support to military service members and their families.

“We want to reach deeper into neighborhoods and communities to ens u r e military service members and their families are not alone before, during and after a deployment, or anytime throughout their service to our country,” Kuyper said.

Part of the reason for the summit is the state’s preparation for a large deployment of Minnesota soldiers in the spring of 2011, Kuyper said.

City leaders and legislative representatives will be invited to take part in the dialogue. Armory representatives from different cities across the state will also be present, Kuyper said.

“City leaders are coming to Farmington to learn about being a Yellow Ribbon Network community, and we are hoping for 70 to 100 cities from across the state to be represented,” Kuyper said.

Many cities and organizations invited to participate in the summit have already earned a Yellow Ribbon Company status, Kuyper said. These groups of volunteers have adopted action plans for supporting military service members and their families.

“We want to talk about what the Yellow Ribbon program has done in a community, and how it can support the military service members and their families,” Kuyper said.

Kuyper said the Pentagon is interested in what’s going on within Yellow Ribbon networks in Minnesota.

“And now, Minnesota is receiving national attention, and Farmington is receiving national attention, and other states are calling on us,” she said.

Kuyper, the director of military outreach for Minnesota, works in her day job to expand the Beyond the Yellow Ribbon network campaign.

“What is cool is that we have been working with Hastings, South St. Paul and Lakeville, and Farmington, and they have all been sharing what we have learned about how to best help military families,” Kuyper said.

When Farmington High School graduate Kyle Malin was severely injured and lost both legs in Afghanistan, local Yellow Ribbon networks and volunteers in Farmington and Lakeville were deployed to give assistance to his parents, who live in Lakeville, Kuyper said.

Plans are under way to see if guests can be brought to the summit via helicopter.

“If we can, we plan to land a helicopter before the ceremony in the field next to Boeckman, so the middle school kids can see the helicopter land, and learn about what communities are doing to support our troops and families,” Kuyper said.

Originally, the Beyond the Yellow Ribbon program was a project of the Minnesota Army National Guard, Kuyper said. But now it has expanded to include all military branches.

“Because of the success of our Farmington Yellow Ribbon program, and other Yellow Ribbon communities across the state, we need to be ready to give support to military families and make sure the program is growing,” Kuyper said.

— Kara Hildreth

Rosemount

Funeral service held for officer Funeral services were held for Lakeville Police Sgt. Brigham Scott Strole, a 20-year veteran of Lakeville’s Police Department, on Wednesday, Sept. 8.

Strole was killed in an offduty motorcycle crash near his home on Wednesday, Sept. 1.

Most of the Lakeville Police Department’s officers and staff were at the funeral for Strole, held at Hosanna!

Church in Lakeville.

A number of officers from other agencies also attended Brigham Scott Strole the service.

Following the funeral, 18 Lakeville Police cruisers escorted the hearse carrying Strole’s body back to White Funeral Home in Lakeville, stopping for nearly a minute in front of the Lakeville Police Station as a memorial.

Lakeville Police Chief Thomas Vonhof said Strole, 46, was the only victim of the one-vehicle incident which occurred in a residential neighborhood of Lakeville at 9 p.m.

“We’re still in shock,” Vonhof said. “You just can’t prepare for something like this.”

Vonhof said he broke the news to the department at a full-department meeting the night of the crash, and officers have been wearing mourning bands on their badges since the crash.

“Brigham was a very generous person in that he was always willing to mentor younger officers and share his experience with them,” Vonhof said. “Words cannot express the level of loss and sorrow.”

At the Sept. 7 City Council meeting, a moment of silence was observed in Strole’s honor.

According Lt. Eric Roeske of the State Patrol, the agency investigating the crash, investigators are trying to determine if Strole lost control of his motorcycle after he hit a pothole or manhole cover along Jordan Court just south of Jonquil Avenue.

In the incident, Strole was thrown from his motorcycle and hit his head on the curb. He wasn’t wearing a helmet.

Roeske said alcohol didn’t appear to be a factor, but authorities were investigating all causes.

Vonhof said in the 30-plus years he’s been with Lakeville’s Police Department, this is the first time they’ve lost an officer.

“He was close to a lot of us,” Vonhof said. “He was a mentor to many officers.”

Strole is probably best known in Lakeville as the human half of one of Lakeville’s two K-9 teams.

“You can’t talk about Brigham and not talk about his K-9 partner Blue,” Vonhof said.

During the duo’s eight-year partnership, Strole and Blue were considered among the best K-9 teams in the country, rising to 13th nationally.

“He had such a passion for his work,” Vonhof said.

Strole served with Blue for eight years until the canine was retired in March of this year.

Strole received numerous commendations and awards for his service over the years, according to Lakeville police.

During his years in uniform, Strole also served as a member of the SWAT team, and as a field training officer and instructor in defensive tactics and firearms.

Lakeville police and fire departments responded to the crash along with a team of Allina paramedics. Strole was airlifted to Hennepin County Medical Center where he died.

Strole is preceded in death by his sister, Sharrah Strole. He is survived by his children, Jacob and Jenna Strole and their mother, Lynn Strole; father, Russell (Bonnie) Strole; mother, Jodi (Wallace) Anderson; significant other, Mary DeGroot; brother, Elliot (Stacey) Strole; sister, Casse Strole and his K-9 companion, Blue.

— Derrick Williams

Photo submitted

Jeanne Schwartz, past president of the Rosemount Area Arts Council, addresses the audience at last year’s Shamrock Film Festival. This year’s festival runs Oct. 7-9 at the Steeple Center in Rosemount

Shamrock Film Festival returns The Shamrock Film Festival has emerged from its supporting role as part of Leprechaun Days into its own threeday celebration.

Now in its third year, the festival presented by the Rosemount Area Arts Council will run Oct. 7-9.

“There’s so much going on during (Rosemount’s 10-day summer festival) Leprechaun Days, it can kind of get lost in the shuffle,” Shamrock Film Festival founder and director Beth Adams said of the decision to make the film festival a stand-alone event. “We wanted to break it away and see how it does on its own.”

This year’s festival also marks the first major event to be held at the Steeple Center, the community arts venue at 14375 South Robert Trail in Rosemount that was formerly home to St. Joseph Catholic Church.

Workshops, movie events, food and even a wrap-party will distinguish this year’s event.

Day one runs from 6:30 to 10:30 p.m. and will feature a silent auction, music, refreshments and a roster of guest speakers that includes TV personality Jason Davis, host of “On the Road with Jason Davis.”

Films, which this year are allowed to run from 10 to 44 minutes, will be showcased all day Oct. 8 at the Steeple Center. The day will also include cinematic workshops at the Robert Trail Library.

The festival concludes Oct. 9 with an awards ceremony and screenings of the award-winning films from 6 to 10 p.m.

Aspiring filmmakers have until Sept. 27 to submit their original productions in the festival, which for the first time will include international entries.

In past years, “we were getting inquiries from all over the world and we were saying no to them,” Adams said. “We finally asked ourselves, ‘Why are we saying no?’ ” To assure that local filmmakers don’t get lost in the shuffle, there will also be a Best Local Film category open only to Minnesota filmmakers. Other categories include Best Professional Film, Best Amateur Film and Best Youth Film.

To allow time for all submissions to be reviewed, a master schedule of film screenings will be released about one week before the event.

A three-day pass is $20 until Sept. 15, when the price becomes $25. Daily passes are also available.

Festival organizers are still seeking sponsorships from area businesses. Information about sponsorships, film submissions and tickets is at www.shamrockfilmfest.com.

— Andrew Miller

10A

September 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Former Gov. Carlson endorses Horner

by T.W. Budig ECM CAPITOL REPORTER

Former Republican governor Arne Carlson Sept. 13 endorsed Independence Party gubernatorial candidate Tom Horner for governor.

“This is not about Tom Horner – it’s about us,” said Carlson, speaking at the state Capitol about Minnesota voters.

“His (Horner’s) election is in our best interest,” Carlson said.

Carlson indicated that he believed third party Horner could win.

“Once they (voters) pay attention, I guarantee you a landslide for this gentleman – I mean that,” Carlson said.

Carlson expressed approval for Horner’s budget’s proposals, such as expanding and broadening the state sales tax.

Of course, it’s controversial, Carlson said.

“Will it inflict pain, you bet your life it will. But we no longer have any other choices but the infliction of pain,” Carlson said of curing the ailing state budget.

For his part, Horner styled Carlson’s endorsement and support a “game changer.”

‘Significant’

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

son’s endorsement of Horner slip by without comment.

“Arne Carlson’s endorsement of Tom Horner comes as no surprise, given his previous endorsements of Barack Obama and other big spending liberals,” State Party Chairman Tony Sutton said in a statement. “The reality is that present times are much different than the relatively carefree, easy 1990s when Carlson was governor.”

Carlson laughed when he heard about Sutton’s comments, saying it was an example of the demonization Photo by Tim Budig Former Republican governor Arne Carlson on Sept. 13 endorsed Independence Party gu- of political opponents now a bernatorial candidate Tom Horner for governor. Carlson, 75, asked whether he was still a staple of politics.

Republican, said of course he was, explaining that once voters became engaged in the race Still a Republican, and learned about Horner he could guarantee a Horner victory. Horner said Carlson’s endorsement opened a field of new voters to him.

Carlson says “Oh course I’m a RepubCarlson’s endorsement Dayton. endorsement lican,” said Carlson, who has came the same day as a fundCarlson expressed fond“I think it’s (the endorselong distanced himself from ment) very significant from raiser for Republican guber- ness for Dayton – said Em- the party, when a reporter someone with the respect and natorial candidate Rep. Tom mer was a good man – but asked about his party status. credibility of Governor Carl- Emmer featuring Louisiana explained the ailing state But the Republican Party Gov. Bobby Jindal and a day budget could not adequately son,” Horner said. he joined was a moderate parprior to former president Bill be addressed by either a taxFurther, Horner said he ty – and one that dominated appreciated not only Carl- Clinton’s expected arrival in the-rich nor cuts alone bud- the state’s political landscape, son’s support of him as a can- the metro to appear for DFL geting approach.

The Republican Party of Carlson said. didate but the former gover- gubernatorial candidate and The truth is the Republiformer U.S. senator Mark Minnesota did not let Carlnor’s support of his policies. can Party today spends more

time worrying about the bedroom than the board room, Carlson said smiling.

Carlson, who is accompanying Horner on three campaign stops, vowed to help in the future whenever possible when called.

The former governor suggested the next governor work out an agreement with the Legislature for them to submit a single year budget as breaking loose the creativity of government reform will take time.

Carlson, who recounted thinking himself a failed governor at one trying moment of his administration but resolving to push ahead, suggested that Horner should be able to work with the Minnesota Legislature whatever the political makeup.

But that requires the governor gain the support of the public, he explained.

“Once public opinion comes down on your side, believe me legislators start to roll,” Carlson said.

T.W. Budig is at tim.budig@ ecm-inc.com.

Horner, Emmer debate health care issues Candidates differ in opinion on whether to take federal funding, among other issues

by T.W. Budig

ing up costs.

But a theme running through Emmer’s comments on health care was that the government should play a limited role.

Emmer, too, expressed no surprise that the GAMC compromise last session – one he styled as “pinching” health care providers – has failed to please.

Emmer suggested an alternative way of providing health care coverage to “the poorest of the poor” was through charity.

“We have to look at that charity care definition – the way the definition is used,” Emmer said.

The Republican candidate spoke of the need for physicians to receive full compensation for their care of the poor, not partial payment.

ECM CAPITOL REPORTER

Opposing views on health care surfaced when two of the main gubernatorial candidates appeared at a forum at St. Joseph’s Hospital in St. Paul on Sept. 8.

Republican Rep. Tom Emmer and Independence Party Tom Horner – Democratic candidate former U.S. senator Mark Dayton did not attend – differed on enrolling in federal health care programs, end of life counseling, other issues.

“I think it’s completely unfeasible,” said Horner after the forum of Emmer’s idea of relying on charity care in providing health care to poor people.

The discussion of charity care was prompted by a question to the candidates concerning General Assistance Medical Care (GAMC), a state program providing health care to the poor which was reworked last session but not to the satisfaction of many health care providers.

Horner, saying to the gathering of business people and health care professionals at the forum that it was no surprise the GAMC fix hasn’t worked out, spoke of the need for expanding health care

Photo by Tim Budig

Tries to get discussion

Two of the three main gubernatorial candidates met Sept. 8 at a health care forum in St. Paul. Republican Rep. Tom Emmer and Independence Party gubernatorial candidate Tom Horner had basic agreements on a number of health care on charity care Speaking after the forum, issues. DFL gubernatorial candidate former U.S. senator Mark Dayton did not attend the chamber forum at St. Joseph’s Emmer indicated that he had Hospital, his campaign citing a scheduling conflict. no specific charity care protance did not automatically it’s not lost money, it’s money posal – he was trying to get coverage.

Emmer said. translate into saving money. that’s going to be paid one the discussion moving, he exHe styled it “common The cost of health care, way or the other,” Horner plained. “That’s to be detersense” for the state to take ad- Refusal does not Horner argued, is a tax that’s said. vantage of the federal early automatically save mined,” he said of specifics. going to paid directly or indiHorner also argued that option Medicaid enrollment On other health care ismoney rectly. changing the way health care sues, Horner, asked whether – something Emmer said he But Horner argued refus“It’s (the federal health costs are paid does not affect the state’s health care access would not do at this time. “At this point I would say ‘No,’” ing federal health care assis- care funding) not free money, the underlying reasons drivSee Debate, Page 43A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 16, 2010

Recession from Page 1A

tronic components as well as Minnesotaâ&#x20AC;&#x2122;s recent efforts to strengthen its ties with nations like China. â&#x20AC;&#x153;Our state has a strong high-tech presence and it makes sense that Minnesota-based companies are exporting to these countries,â&#x20AC;? she said.

Lakeville-based Despatch Industries is one local technology manufacturer taking

11A

advantage of this rising market.

The companyâ&#x20AC;&#x2122;s exports increased from 10 percent of its revenue in 2004 to 90 percent in 2010. More than 95 percent of the solar equipment manufactured at Despatchâ&#x20AC;&#x2122;s Lakeville plant is exported to Asia.

The company also manufactures thermal technology equipment such as semiconductor ovens and furnaces. â&#x20AC;&#x153;We have been in the solar

market for five or six years,â&#x20AC;? said Amber Schramm, Despatchâ&#x20AC;&#x2122; public relations and trade show specialist. â&#x20AC;&#x153;Since then, there has been a shift from Europe to Asia.â&#x20AC;?

As a result, the company has grown exponentially.

Schramm would not disclose the companyâ&#x20AC;&#x2122;s revenue, but would say that the company â&#x20AC;&#x153;made a modest goal for the first half of this year and exceeded it.â&#x20AC;?

Despite the recession, she

said, 2008 was a record for the company in terms of revenue.

In 2009, things slowed down, she said, but are now rebounding.

As a result, the company has been able to hire 100 new employees â&#x20AC;&#x201C; about 80 to 85 of which are jobs within the factory. â&#x20AC;&#x153;Our growth is largely due to our diversity,â&#x20AC;? Schramm said. â&#x20AC;&#x153;We put ourselves in markets when we

see growth in them.â&#x20AC;?

Udder Tech is another Lakeville company that is exporting more goods overseas.

Udder Techâ&#x20AC;&#x2122;s exports grew from 2 percent of the companyâ&#x20AC;&#x2122;s revenue in 1997 to 11 percent in 2010, Udder Tech founder and president Cheryl Mohn said. â&#x20AC;&#x153;Our business is growing at a fairly rapid rate,â&#x20AC;? she said.

The companyâ&#x20AC;&#x2122;s largest

market is not China, though.

Instead, Udder Tech, which manufactures fabric products for dairy producers, exports primarily to Canada, Europe, Australia and Mexico.

Canada and Mexico are two other growing markets.

Exports to these countries have increased 20 percent to $1.2 billion.

Celts Pub of Farmington, 200 Third St. Cost: $15. RSVP required. Information: Michelle Tighe, mtighe@dcrchamber.com. â&#x20AC;˘ Monday, Sept. 27, 7 to 8 p.m., Legislative Candidates Forum. Watch the legislative candidates for MN House Districts 39A, 39B, and 57A on cable channels NDC4 and Town Square Television channel 14 as they discuss their platforms and plans for representing you at the Capitol. This will be a live event with calls being taken on air. Information: Ruthe Batulis, rbatulis@dcrchamber. com. â&#x20AC;˘ Monday, Sept. 27, 8:30 to 9:30 p.m., Senate District 39 and 57 Candidate Forum. Watch the senate candidates on cable channels NDC4 and Town Square Television channel 14 as they discuss their platforms and plans for representing you at the Capitol. This will be a live event with calls being taken on air. Information: Ruthe Batulis, rbatulis@ dcrchamber.com. â&#x20AC;˘ Thursday, Sept. 30, 6 to 7 p.m., Senate District 38 Candidate Forum at Eagan Municipal Center, first floor - council chambers, 3830 Pilot Knob Road. Join us for an informational candidate forum. All candidates running for Senate District 38 have been invited. Free. Information: Ruthe Batulis, rbatulis@dcrchamber. com.

Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 16, 4:30 to 6:30 p.m., Wine Tasting at Apple Valley Villa. Wine tasting in the Gardens. Join community leaders and residents for this classy informal event, featuring appetizers and wine tasting. This is an annual event. It is not an official chamber event, however, we encourage members to join us there in supporting this chamber member whom we see as a community leader. Tickets on sale. Contact Eric Iverson to reserve tickets at (612) 518-5736. â&#x20AC;˘ Wednesday, Sept. 22, 4 to 7 p.m., open house at Rascals, 7721 147th St. W., Apple Valley.

Rascals has remodeled its dining room. Information: Wanda Oland at (952) 431-7777. â&#x20AC;˘ Thursday, Sept. 30, 4:30 to 6:30 p.m., open house at Country Cabinets, 28010 Foliage Ave. S., Northfield. Country Cabinets is hosting an open house with the Apple Valley Chamber, the Burnsville Chamber and the Lakeville Chamber. Free. Information: Mary Benkufsky at mary@coun-

trycabinets.com.

Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 16, 11:30 a.m. to 1:30 p.m., open house at Office Depot, 50 County Road 42, Burnsville. Take a tour of the brand new store and enjoy a light lunch while networking with other chamber members. Free. Information: (952) 435-6000. â&#x20AC;˘ Saturday, Sept. 18, 8 a.m. to 6 p.m., Touch of Home Furnishingâ&#x20AC;&#x2122;s seventh annual Junk Market at its new location at the Towne & Country Shopping Center. Emphasis is on educating the local community of the benefits of recycling and utilizing local consignment stores. Over 50 vendors will be on site selling their repurposed items. Free admission. Event will be held rain or shine. Information: Micky Mariette at touchofhome@ integra.net. â&#x20AC;˘ Tuesday, Sept. 21, noon to 1 p.m., Network at Noon at School of Rock, 13400 Buck Hill Road, Burnsville. Free. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Wednesday, Sept. 22, 3 to 7 p.m., Business After Hours Expo at Minnesota State Fairgrounds, Progress Center, 1265 Snelling Ave. N., St. Paul. Free. Information: (952) 435-6000.

Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Friday, Sept. 17, 7:30 a.m., Government Affairs meeting in the chamber conference room. â&#x20AC;˘ Tuesday, Sept. 21, 8 to 10:30 a.m., Clarifying the U.S. Visa Application Process, MN Dept. of Employment and Economic Development, St. Paul. RSVP required. Cost: $25. Register online at www.lakevillechambercvb.org.

Information: Colleen Tollefson at colleen.tollefson@state.mn.us or (651) 757-1872. â&#x20AC;˘ Tuesday, Sept. 21, 11:30 a.m. to 1 p.m., General Membership Luncheon/State of the Schools Address, Chart House Restaurant. Register by Sept. 18. â&#x20AC;˘ Wednesday, Sept. 22, 8 a.m., Fall Gala meeting, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. â&#x20AC;˘ Wednesday, Sept. 22, 4:30 to 6:30 p.m., Networking After Hours and open house, Rascals, 7721 W. 147th St., Apple Valley. â&#x20AC;˘ Friday, Sept. 24, 7:30 to 8:30 a.m., Business & Education Committee, Lakeville South High School. â&#x20AC;˘ Tuesday, Sept. 28, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon at Enjoy restaurant. Speaker: Mau-

ra Steblay, Taking Care of Your Financial Health. Register online at www.lakevillechambercvb.org. â&#x20AC;˘ Tuesday, Sept. 28, 6:45 to 8:30 p.m., Lakeville City Council candidate forum, Lakeville City Council Chambers. â&#x20AC;˘ Wednesday, Sept. 29, 8 a.m., Fall Gala meeting, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. â&#x20AC;˘ Thursday, Sept. 30, 4:30 to 6:30 p.m., Networking After Hours, Country Cabinets, 28010 Foliage Ave. S., Northfield.

River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 16, 5 to 6:30 p.m., Business Card Exchange at Fury Motors, 1000 S. Concord St., South St. Paul. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Saturday, Sept. 18, 11 a.m. to 3 p.m., Great Neighborsâ&#x20AC;&#x2122; Mississippi River Duck Races at Kaposia Landing (park entrance is off Concord Avenue on Bryant Street in South St. Paul). Fundraising event for our local food shelf, Neighbors, Inc. There will be duck races throughout the whole event this year. There also will be carnival games, blow-ups, food, a raffle and a duck store with ducky items for sale. Free admission. Information: Jody Hencier, jody@neighborsmn.us. â&#x20AC;˘ Friday, Oct. 8, 6:30 to 11:30 p.m., Oktoberfest at Commemorative Air Force, 310 Airport Road, South St. Paul. Tickets: $25. Information: http://members.riverheights.com/events/details/oktoberfest.

Professional Connections (Business Networking International) event: â&#x20AC;˘ Thursday, Sept. 23, 7:15 to 8:45 a.m., open house at Blondieâ&#x20AC;&#x2122;s Restaurant, 20700 Chippendale Ave., Farmington. Only one person per profession. Network more effectively, share ideas, contacts and business referrals.

Contact person: Ellen Able - Edina Realty, (952) 412-5287, EllenAble@EdinaRealty.com.

Hollstadt & Associates event: Hollstadt & Associates 20th anniversary celebration, 4:30 to 7:30 p.m. Thursday, Sept. 23, at the Guthrie Theater, 818 S. Second St., Minneapolis.

American Indian Economic Development Fund class: The American Indian Economic Development Fund will offer a 10-week â&#x20AC;&#x153;Culturally Relevant Indianpreneurâ&#x20AC;? class from 6 to 9 p.m. Wednesdays at 831 Como Ave., St. Paul. For more information or to request an application, call Linda Sapp at (651) 917-0819.

Thrivent Community-Dakota Valley of Thrivent Financial for Lutherans event: â&#x20AC;˘ Saturday, Oct. 9, 8:15 a.m. to 12:15 p.m., Grandparenting 2.0: Are you Relevant? at Shepherd of the Valley Lutheran Church, 12650 Johnny Cake Ridge Road, Apple Valley. Keynote speaker: Marilyn Sharpe. Cost: $10 (includes breakfast), 50 percent of the cost will benefit Greater Minneapolis Crisis Nursery. To register: Visit www.thrivent.com/ thriventcommunitydakotavalley, e-mail Ashley.Silber@thrivent. com, or call (952) 277-2603.

Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy!

restaurant in Apple Valley. For more information call (651) 2165406.

Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals.

Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan.

To see if your category is open go to www.NetworkUnlimited.org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession.

Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332.

Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bobâ&#x20AC;&#x2122;s) in Burnsville. For more information,

call Kelly at (612) 861-8300.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville.

For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org).

Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Jessica Harper is at jessica.harper@ecm-inc.com.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 16, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Greg Konat of 360 Communities will give an update on the current projects and initiatives his organization is currently working on. RSVP to rbatulis@ dcrchamber.com. â&#x20AC;˘ Thursday, Sept. 16, 4 to 4:30 p.m., ribbon cutting, Alexanderâ&#x20AC;&#x2122;s Mobility Services, 2811 Beverly Drive, Suite 100, Eagan.

Alexanderâ&#x20AC;&#x2122;s Mobility Services provides a full-range of relocation, transportation, logistics, and related mobility services including household goods transportation, international relocation, corporate relocation, office moving and facilities management, storage and warehousing, specialized transportation and logistics, and government services. Information: Richard Honza, (952) 881-4128. â&#x20AC;˘ Thursday, Sept. 16, 5 to 7 p.m., Farmington Business After Hours, at Anchor Bank, 324 Oak St. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, Sept. 16, 7 to 8 p.m., Mendota Heights mayor and City Council candidates forum. Live broadcast on NDC4 and Town Square television channel 14. Calls will be taken on air. â&#x20AC;˘ Thursday, Sept. 16, 8:30 to 9:30 p.m., West St. Paul mayor and City Council candidates forum. Live broadcast on NDC4 and Town Square Television channel 14. This will be a live event with calls being taken on air. â&#x20AC;˘ Wednesday, Sept. 22, 10 a.m. to 4 p.m., Unveil the Mystery: Workers Compensation, Claims Management and OSHA presentation by CHESS, Inc., at Ramada Plaza, 1330 Industrial Blvd., Minneapolis. Cost: $79, includes lunch. Information: (651) 968-5246 or rwestrum@summitortho.com. â&#x20AC;˘ Wednesday, Sept. 22, 3 to 7 p.m., Metro Business After Hours at Minnesota State Fairgrounds Progress Center, 1265 Snelling Ave. N., St. Paul. Free. Information: Michelle Tighe, (651) 2889202, mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, Sept. 23, 8 to 9 a.m., Farmington Breakfast at

ďż˝

! " ďż˝

# $!

$ $ % & ' !

()(*+ ((

, -. //001

2 & */)3�563)+(+

ďż˝

12A

September 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment &

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298

Economic Development Minnesota St., Suite E200, St. Paul, MN 55101 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau

Dakota Future Role: Provide site location assistance for firms con-

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

sidering Dakota County locations and serves as a general

Phone: (952) 898-5646 Fax: (952) 487-1777

kota County.

Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce

gateway for economic development services within DaAddress: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872

South Metro SCORE

Fax: (651) 452-8978 Web site: www.dcrchamber.com

confidential, face-to-face assistance from successful

E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory Book Your Company Event at...

8075 Lucerne Blvd.

3 Miles West of I-35 952-440-4656 â&#x20AC;˘ HeritageLinks.com Lakeville, MN 55044

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

������ ������ ������� ��������� ��� ����

����� �������

���

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday, October 6th 2010 on or after 10am at the Simply Self Storage location at 801 Lady Bird Ln, Burnsville, MN 55337. Phone 952-890-4888.

This public sale will result in the goods being sold to the highest bidder.

Certain terms and conditions apply.

J. Schmidt #218 Fender Stratocaster Guitar, Sports Equipment, Artwork P. January #332 Dining Room Table and Chairs, Stereo and Speakers, Toys J. Scott #608E Stereo, Speakers, Misc.

2341613

9/16-9/23/10

Dart Portable Storage You are hereby notified that Dart Portable Storage, Inc., 850 Lone Oak Road, Eagan, MN 55121 will conduct a sale on site on Saturday, October 2, 2010 at 9:00 AM. 15 Portable Storage Units held on behalf of Mariam Abumayaleh, Fiona Baron, Wayne Briggs, Jackie Brown, Denise Carter, Pamela Hendrickson, Mary Johansen, Gil Lunning, Sidney Maxwell, Weldon Schwartz, Emery Smith, Nikole Snider, Teri Solovjovs, Rapheal Victorian, and Loomis International with household goods, light industrial and commercial equipment. The contents will be sold for cash at auction to the highest bidder.

2344061 9/16/10

PUBLIC NOTICE CITY OF LAKEVILLE

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 10/19/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Gary G. and Billie J. Pearson Bill of Lading #: 80115 Amount: $2,512.40 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2318447 9/2-9/16/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 10/19/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Andrew Hinton Bill of Lading #: 75438 Amount: $2,762.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2322099 9/9-9/23/10

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 10/19/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Boat and Trailer: Chrysler, Illinois IL 5219JC - Expires 2007 Model #796M352141 CBC52141M78C Motor: Johnson 70 Seahorse Model #70EL775 Serial # J4742729 Name: Andrew Hinton Bill of Lading #: 75438 Amount: $3,453.10 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2322071 9/9-9/23/10

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville at the Council Chambers, 20195 Holyoke Avenue, on the 4th day of October, 2010, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the application of Apple Minnesota LLC for an on-sale and Sunday liquor license at Applebee's Neighborhood Grill & Bar, 18404 Kenrick Avenue.

DATED this 7th day of September 2010.

Charlene Friedges, City Clerk 2343324 9/16/10

PUBLIC NOTICE CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON PROPOSED ASSESSMENTS TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council will meet at 7:00 p.m. on October 18, 2010 at the Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to pass upon proposed assessments for delinquent water, sanitary sewer and street light bills, to be collected with real estate taxes payable in 2011, together with applicable service charges and 18% annual interest.

The proposed assessment role is on file for public inspection in the City's Finance Department. Written or oral objections will be considered at the public hearing.

A property owner may appeal an assessment to district court pursuant to MS Section 429.081 by servin g notice of the appeal to the Mayor or City Clerk within thirty (30) days after adoption of the assessment and filing such notice with the district court within ten (10) days after service upon the Mayor or Clerk. No appeal may be taken to the district court, however, as to the amount of an assessment unless a written objection, signed by the affected property owner, is filed with the City Clerk prior to the assessment hearing or is presented to the presiding officer at the hearing.

DATED this 7th day of September 2010.

CITY OF LAKEVILLE Charlene Friedges, City Clerk 2343301 9/16/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-1214 In the Matter of the Welfare of A.M.R., I.T.R., F.E.R. and J.J.R., Children.

TO: Alchan Buchan Robbs Social Worker, Paula Smith, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(3), in that the children are without necessary food, clothing, shelter, education, or other required care for the children’s physical or mental health or morals because the children’s parent, guardian or custodian is unable or unwilling to provide that care. Subd. 6(8), in that the children are without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the children’s parent, guardian or other custodian.

IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on September 29, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Alchan Buchan Robbs.

Dated: September 7, 2010 Judge Richard Spicer 2341510 9/16/10

Order For Hearing (Minn. Stat. § 518B.01, subd. 5, 7, 11) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number 19HAFA-10-772 Case Type: Domestic Abuse In the Matter of: Latasha May Welshons, Petitioner vs.

Christopher Steve Schreder, Respondent To the Petitioner/Respondent named above: Christopher Steve Schreder It is ordered that a hearing will be held at: Dakota County District Court, 1560 W. Hwy 55, Hastings, MN 55033 on September 28, 2010, at 9:00 AM. If Petitioner fails to appear at the hearing, the case may be dismissed. If Respondent fails to appear at the hearing, the court may grant whatever the Petitioner has requested.

Date: 9/9/10 Mary J. Theisen Judge of District Court 2342431 9/16/10

PUBLIC NOTICE

Notice of Hearing by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-CV-10-1066 Case Type: Motor Vehicle In the Matter of: Ismael Arellano, Petitioner vs.

Jose Torres, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN on September 28th, 2010 at 9:00 a.m. and explain why the relief sought in the Motion and Affidavit Directing Issuance of Title to a Motor Vehicle should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date Aug. 3, 2010 Carolyn M. Renn, Court Administrator K.L., Deputy 2322652 9/2-9/16/10P

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-2918 Case Type: Domestic Abuse In the Matter of: Susan Kathrine Clark, Petitioner vs.

Owen Merritt Clark, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on Sept 29, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date Sept 9, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2342463 9/16/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-10-2919 Case Type: Domestic Abuse In the Matter of: Susan Kathrine Clark, Petitioner vs.

Kyle Merritt Clark, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on Sept 29, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date Sept 9, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2342471 9/16/10

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-10-2585 Case Type: Domestic Abuse In the Matter of: DeAnthony Taylor, Petitioner vs.

Stephanie Moore, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Avenue, Apple Valley, MN 55124.

Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order.

Date SEPTEMBER 8, 2010 CAROL RENN Court Administrator JILL GILBERTSON Deputy 2338015 9/16/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Cub Liquor 2. State the address of the principal place of business: 2001-2067 South Robert Street, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

JE Robert Street Liquor, LLC, 5101 Vernon Avenue South, Edina, MN 55436 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date August 17, 2010 Robert N. Shadduck, President 2341395 9/16-9/23/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: NARC, LLC 2. State the address of the principal place of business: 1185 Concord Street North, Suite 430, South St Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Nationwide Advanced Remediation & Construction,LLC, 1185 Concord Street North, Suite 430, South St Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I has signed this document under oath.

Date: 9-13-10 Pamela S. Rieck CEO 2344594 9/16-9/23/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Your Special Day 2. State the address of the principal place of business: 1601 E. Cliff Rd. Apt. 310, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Debbie L. Smith, 1601 E. Cliff Rd. Apt. 310, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 9-10-10 Debbie Smith, Owner 2344023 9/16-9/23/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: TWIN CITY TONERS 2. State the address of the principal place of business: 18135 EMERALD TRAIL, FARMINGTON, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

TIMOTHY JOHNSTON, 18135 EMERALD TRL., FARMINGTON, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 08/23/10 TIMOTHY JOHNSON, OWNER 2331262 9/9-9/16/10P

PUBLIC NOTICE

NOTICE OF APPLICATION BY PRINSBANK PRINSBURG, MINNESOTA TO ESTABLISH A DETACHED FACILITY IN CHAMPLIN, MINNESOTA

BY MEANS OF ACQUIRING CERTAIN ASSETS AND ASSUMING CERTAIN LIABILITIES TO PAY DEPOSITS OF THE CHAMPLIN DETACHED FACILITY OF MINNWEST BANK METRO, EAGAN, MINNESOTA Notice is hereby given that PrinsBank, Prinsburg, Minnesota has made application to the Federal Deposit Insurance Corporation (FDIC) for consent to purchase certain assets and to assume certain liabilities to pay deposits in the Champlin detached facility of Minnwest Bank Metro, 1150 Yankee Doodle Road, Eagan, Dakota County, Minnesota 55121 and to establish a detached facility (branch) in Champlin.

The proposed detached facility is located at 12011 Business Park Blvd North, Champlin, Hennepin County, Minnesota 55316. It is contemplated that all business locations of the above named banks will continue to be operated. The application was filed pursuant to Section 18 (c) of the Federal Deposit Insurance Act. Any person wishing to comment on this application may file his or her comments in writing with the Regional Director of the Federal Deposit Insurance Corporation at its regional office located at 2345 Grand Boulevard, Suite 1200, Kansas City, Missouri 64108 not later than Friday, September 24, 2010.

The non-confidential portions of the application are on file in the regional office and are available for public inspection during regular business hours. Photocopies of the non-confidential portion of the application file will be made available upon request.

PrinsBank 508 3rd Street Prinsburg, Minnesota 56281 Kandiyohi County FDIC Certificate # 10191 2318614 8/26,9/2,9/16/10P

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA CONSUMER CREDIT CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-10-3203 Midland Funding LLC as successor in interest to Citibank Plaintiff, vs.

Mary Orourke Defendant(s).

THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED and required to serve upon the attorneys for Plaintiff an answer to the Complaint which is on file in the office of the clerk of the above-named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Please take notice that alternative dispute resolutions processes are available as set forth in the Minnesota General Rules of Practice.

MESSERLI & KRAMER P.A. Amanda E. Prutzman, #0389267 3033 Campus Drive, Suite 250 Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

2331203 9/9-9/23/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5107 In the Matter of the Petition of: U.S. Bank, N.A., in Relation to Certificate of Title No. 131632 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seven (7) and Eight (8), Block One (1) in MICHAEL D. DUPONT 2ND ADDITION, according to the recorded plat thereof.

TO: LORI SWANSON; THE UNKNOWN HEIRS OF MARION E. TILSWORTH; SOUTH GROVE TERRACE TOWNHOME ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 27th day of October, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 131632 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, N.A., subject to the memorials of Document Nos. 130924, 317018, 326749, and 326750 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 661616, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 9/7/10

BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order.

2339334 9/16-9/23/10

���������� �� ���� �����

��� ��������� ��� ���� ������ ������ ������� ���������� ���� ���������

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-502 In Re: Estate of HAROLD E. ANDERSON also known as HAROLD ELROY ANDERSON, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 27th day of September, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, on the petition of Donn Gordon Anderson for summary assignment or distribution; any objections thereto must be filed with the Court.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 8-31, 2010.

Thomas Poch Judge (COURT SEAL) DAVID L. GRANNIS Attorney I.D. No: 36808 Grannis & Grannis, P.A. Attorney for Petitioner 412 Southview Boulevard, Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2331247 9/9-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Dated: September 3, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 29, 2008. The afore-mentioned Mortgage was executed by Kenneth L. Zaffke and Audrey A. Zaffke, husband and wife, as Mortgagor, and in favor of Home Federal Savings Bank, as Mortgagee, and recorded with the Dakota County Recorder's Office on July 10, 2008, as document number 2601279. The land described in the Mortgage is not registered land. The current fee title holder is Kenneth L. Zaffke and Audrey A. Zaffke.

2. The original principal amount secured by the Mortgage is Fifty Thousand and no/100 Dollars ($50,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notices and other requirements of applicable statutes.

5. At the date of this notice the amount due on the Mortgage is $57,457.90.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and land located at 1235 Wilderness Park Circle, Eagan, Minnesota 55123, and legally described as follows: Lot 11, Block 1, Wilderness Park Addition, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on October 28, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033-2343, to pay the debt then secured by said Mortgage, taxes, if any, on the premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of sale by the mortgagor(s), their personal representatives or assigns.

7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

8. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: 11:59 p.m. on April 28, 2011.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. No Mortgagor has been released from liability prior to the above date.

KOEPKE LAW GROUP, P.A. By: /s/ Shawn R. Welk (#0393313) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1218 Its: Attorney in Fact THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2336246 9/9-10/14/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-512 ESTATE OF Thomas James Thaldorf, DECEDENT Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration.

The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated January 11, 1979, and any codicil (_____) to the will dated ________________________ and separate writing (_____) under Minn.

Stat. 524.2-513 (”Will”).

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets.

It is Ordered and Notice is now given that the Petition will be heard on October 11, 2010, at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota.

Date 9/7/10 Mary J. Theisen Judge (COURT SEAL) Attorney For Petitioner Grant R.J. Lindquist #230224 DAVID M. JACOBS, P.A. Barrister’s Trust Building 247 Third Avenue South Minneapolis, MN 55415 612-341-2525 Fax: 612-341-0116 2339371 9/16-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Consumer Mortgage, dated June 2, 2000, executed by John R. Klaus, as mortgagor and borrower (the "Mortgagor"), and delivered to The First State Bank of Rosemount, as lender (the "Mortgagee"), which mortgage was recorded July 12, 2000 as Document No. 1703728 in the Office of the County Recorder of Dakota County (the "Mortgage"), the original principal amount secured by said Mortgage, being $99,875.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $115,747.38; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed.

The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: The West 19 feet of North 200 feet of Lot 5 and East 87 feet of North 200 feet of Lot 6, Alex Empey's Addition to Farmington, according to the Recorded Plat thereof, and situate in Dakota County, Minnesota (the "Property") together with all the improvements now or hereafter erected on the Property, and all easements, appurtenances, and fixtures now or hereafter a part of the Property, and all replacements and additions thereto; will be sold by the Sheriff of Dakota County, Minnesota at public auction on Monday, October 25, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law.

The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is six (6) months from the date of said sale.

Property Address: 3850 220th Street W., Farmington, Minnesota 55024.

Tax Parcel ID Number: 14-23750-060-00.

Each person holding a junior lien upon the Mortgaged Property or some part thereof may redeem beginning after the expiration of the Mortgagor's redemption period, but only if one week or more before the end of the Mortgagor's redemption period the creditor files with the Office of the County Recorder in the county where the Mortgaged Property is located a notice of intention to redeem.

On or before 11:59 p.m. on April 25, 2011, the Mortgagor must vacate the property if the Mortgage is not reinstated under Minn. Stat. §580.30 or the property redeemed under Minn. Stat. §580.23.

Dated: September 7, 2010 THE FIRST STATE BANK OF ROSEMOUNT FAEGRE & BENSON LLP

By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2336218 9/9-10/14/10

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-506 Estate of: William Lee Jorgensen a/k/a William L. Jorgensen, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an Application for informal probate of the above-named Decedent’s last Will, dated December 23, 2005, has been filed with the Registrar herein, and the Application has been granted informally probating such Will. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of Joan M. Jorgensen whose address is 17080 Kings Court, Lakeville, Minnesota 55044, as personal representative of the Estate of the above-named Decedent, has been made. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease, or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minn.

Stat. Section 524.3-607), and the Court otherwise orders.

Notice is hereby given that ALL CREDITORS having claims against said Estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Date 9-2-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative CHANDLER AND BROWN, LTD. Alexander A. Crosby MN# 0386625 332 Minnesota Street, Suite W2610 St. Paul, MN 55101 Telephone: 651-228-0497 Facsimile: 651-228-9237 2332912 9/9-9/16/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred under the Second Mortgage ("Mortgage") dated April 13, 2006, in the original, principal amount of $657,500.00, executed by J. Thompson & Associates, LLC, a Minnesota limited liability company, as mortgagor, to Builders Mortgage Company LLC, a Minnesota limited liability company, as mortgagee, and recorded in the office of the County Recorder, Dakota County, Minnesota on April 14, 2006 as Document No. 2420540, which was assigned

by Builders Mortgage Company LLC to Meridian Bank, National Association, a national banking association, pursuant to the Assignment of Mortgages and Assignments of Leases and Rents dated August 3, 2010, and recorded in the office of the County Recorder, Dakota County, Minnesota on August 19, 2010 as Document No. 2747315; that J. Thompson & Associates, LLC and Builders Mortgage Company LLC made and entered into a Voluntary Mortgage Foreclosure Agreement dated May 17, 2010 wherein the parties agreed that the Mortgage shall be voluntarily foreclosed pursuant to Minn. Stat. § 582.32; that there has been compliance with all conditions precedent to the foreclosure of the Mortgage and the acceleration of the indebtedness secured thereby; that no action or proceeding has been instituted at law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due under the Mortgage the sum of $328,896.23; and that pursuant to the power of sale therein, the Mortgage will be foreclosed and the real property located in Dakota County, Minnesota described as follows: Lots 5, 7, 9, 10, 11 and 12, Block 1, Featherstone Oaks, C.I.C. No. 573 will be sold by the Sheriff of said County at public auction on October 19, 2010 at 10:00 a.m. in the Main Office of the Sheriff of Dakota County, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, City of Hastings, in said County and State, to pay the debt secured by the Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law, subject to redemption by the mortgagor, its successors or assigns, within two (2) months of the date of the sale. After the expiration of the mortgagor's redemption period, each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subd. 9.

Date: September 7, 2010.

MERIDIAN BANK, NATIONAL ASSOCIATION, Mortgagee By /s/ Beth A. Siegel Attorney for Mortgagee 14300 Nicollet Court, Suite 300 Burnsville, Minnesota 55306 Telephone No.: (952) 898-1110 2335890 9/9-9/30/10P

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-514 In Re: Estate of Austin C. McInerny, Aka Austin Cyril McInerny, Decedent.

It is Ordered and Notice is given that on October 11, 2010 at 9:00 A.M., a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated April 20, 2007, and for the appointment of John A. McInerny, whose address is 13111 Gable Lane, Apple Valley, MN 55124 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 9-8-2010

BY THE COURT Robert Carolan Judge of District Court Robert E. McGarry Attorney at Law 1076 County Road B W., Ste. 101 Roseville, MN 55113 651-488-6788 Atty. ID 225459 2340265 9/16-9/23/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF HENNEPIN DISTRICT COURT FOURTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Case No. 27-cv-10-11773 Marathon Petroleum Company LLC, Plaintiff, v.

Twin Cities Avanti Stores, LLC, Twin Cities Stores, Inc., State of Minnesota, Weber Lawn Service, County of Hennepin, Kraft Foods North American Inc. d/b/a Kraft Pizza Company, Minnesota Petroleum Service, Inc., a Minnesota Corporation, Minnesota Department of Revenue, BP Products North America Inc., Liesch Associates, Inc., Sasa, LLC, Happy Dan's Good Thunder, Inc., Food-N-Fuel Minnesota Lake, Inc., and Alasra, Inc., Defendants.

NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 4th day of August, 2010, by the District Court of Hennepin County, Minnesota, Fourth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to be applied towards satisfaction of the amount found and adjudged due plaintiff in the above entitled action from defendants Twin Cities Avanti Stores, LLC and Twin Cities Stores, Inc., the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 3rd day of November at 11:30 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment as the "Farmington Property," to wit: The South 265 feet of the North 1050 feet of the West 219.45 feet of the North Half of the Southwest Quarter of Section 32, Township 114, Range 19, Dakota County, Minnesota PID: 14-03200-011-55 Property address: 705 8th Street, P.O. Box 132, Farmington, Minnesota Subject to redemption within six (6) months after confirmation of said sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DAVE BELLOWS, Sheriff of Dakota County By: Sgt. Shingledecker This instrument drafted by: GREENE ESPEL P.L.L.P. Kathleen K. Statler #161809 Attorneys for Plaintiff 200 S. Sixth Street, Suite 1200 Minneapolis, MN 55402 (612)373-0830 2321143 9/2-10/7/10P

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File: 19HA-PR-10-508 Estate of Barbara Ann Anderson, Decedent It is Ordered and Notice is given that on October 11, 2010, at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Thomas Anderson, whose address is N7385 - 1170th Street, Prescott, WI, 54021 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9-2-2010

BY THE COURT Thomas Poch Judge of District Court Attorney for Petitioner Craig P. Goldman GOLDMAN LAW OFFICE, LLC 7760 France Avenue South, #1100 Edina, MN, 55435 Attorney License No: 228904 Telephone: (952) 886-7205 FAX: (952) 886-7501 Email: craig@craiggoldmanlaw.com 2334680 9/9-9/16/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Barbara J. Broz, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Seventy Three and 00/100 ($3,373.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated April 19, 2010, and recorded August 3, 2010, as Document No. 2744248 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 13, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 13, 2011.

Dated: August 23, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441114 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2319765 8/26-9/30/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2003 MORTGAGOR: Jessica L. Kittleson, A single person.

MORTGAGEE: American Residential Mortgage , LP, A limited Partnership.

DATE AND PLACE OF RECORDING: Recorded December 11, 2003, Dakota County Recorder, Document No. 2151300.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 29, 2003, Recorded: December 11, 2003, Document No. 2151301. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 12, 2006, Document No. 2429165. And thereafter assigned to: U.S. Bank, N.A., Dated: August 19, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage , LP, A limited Partnership RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1125 1st Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050012006 LEGAL DESCRIPTION OF PROPERTY: THE EAST SEVENTY-FIVE (75) FEET OF LOT TEN (10), AND THE EAST SEVENTY-FIVE (75) FEET OF LOT ELEVEN (11), AND THE EAST SEVENTY-FIVE (75) FEET OF THE NORTH ONE-HALF (1/2) OF LOT TWELVE (12), IN BLOCK SIX, (6), ADDITION NO. THIRTEEN (13) TO THE CITY OF HASTINGS, DAKOTA COUNTY, MINNESOTA, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE OR OF RECORD IN THE OFFICE OF THE COUNTY RECORDER IN AND FOR SAID COUNTY AND STATE. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,626.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343191 9/16-10/21/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,760.00 MORTGAGOR(S): Marco Hernandez and Leida Perez-Lopez MORTGAGEE: M&I Marshall & Ilsley Bank DATE AND PLACE OF RECORDING: Recorded with the County Recorder in and for the County of Dakota, State of Minnesota, on the 21st day of May, 2007 as Document No. 2518385 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, dated August 4, 2009, recorded June 8, 2010 as Document No. 2734326; further assigned to Second Chance Finance Group, LLC, dated February 18, 2010, recorded February 26, 2010 as Document No. 2716323 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the North 7 feet of Lot 13, Block 2, Gretsfeld and Kopp Addition No. 3 PROPERTY ADDRESS: 1298 Stryker Avenue, West St. Paul, MN 55118 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,131.06 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: November 2, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: May 2, 2011 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 9, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: /s/ Brian G. Hoelscher Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1298 Stryker Avenue West St. Paul, MN 55118; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 42-31052-140-02; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2341333

9/16-10/21/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE).

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19-HA-PR-10-504 ESTATE OF RUTH E. BENSON, DECEDENT. Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration.

The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated April 27, 1982.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets.

It is Ordered and Notice is now given that the Petition will be heard on 9-27, 2010 at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033.

Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 9-1-2010 Thomas Poch Judge Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 (952) 953-8824 (phone) (952) 432-3780 (fax) 2331321 9/9-9/16/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-518 Estate of Robert C. Erickson, Jr., Decedent It is Ordered and Notice is given that on October 11th, 2010, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Courthouse, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Barbara J. Erickson, whose address is 647 Callahan Place, Mendota Heights, MN 55118, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 9/10/10 Mary J. Theisen Judge (COURT SEAL) Rosalind Denise Keppler Attorney I.D. No. 146511 Kuehn & Keppler, Lawyers Ltd. 332 Minnesota Street, #W2610 St. Paul, MN 55101 Phone: 651/222-2586 Fax: 651/228-9273 2343901 9/16-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,000.00 MORTGAGOR(S): Catalina L Lo and Ia Lo, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510895 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060040464 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable

Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20988 Jury Ct, Lakeville, MN 55044-6018 Tax Parcel ID Number: 22-84275-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Willow Ridge, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $452,122.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016173F01 2297858 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Viola E Rheinhardt, an unmarried woman MORTGAGEE: American Home Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300868 ASSIGNMENTS OF MORTGAGE: And assigned to: Resource Bancshares Mortgage Group, Inc. Dated: August 25, 1995 Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300869 And assigned to: NationsBanc Mortgage Corporation Dated: February 15, 1996 Recorded: March 05, 1996 Dakota County Recorder Document Number: 1334052 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15005 December Way, Rosemount, MN 55068-5521 Tax Parcel ID Number: 34-83605-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Wensmann Sixth Addition according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $42,488.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 2292822 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,680.00 MORTGAGOR(S): Nicholas A Reitmeier, a single person and Savannah C Lane, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 08, 2004 Dakota County Recorder Document Number: 2274114 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843450706 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6266 175th St W, Lakeville, MN 55024-8992 Tax Parcel ID Number: 22-20877-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Dodd Ridge Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,235.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

���

������ ������ ������� Mortgagee/Assignee ��������� ��� ���� of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. A DEBT COLLECTOR ATTEMPT- By: Paul A. Weingarden ING TO COLLECT A DEBT. ANY Attorneys for Mortgagee/Assignee of INFORMATION OBTAINED WILL BE Mortgagee 4500 Park Glen Road #300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Minneapolis, MN 55416 THE DEBT AND IDENTITY OF THE (952) 925-6888 60-3089 ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T 3014868636 AFFECTED BY THIS ACTION. THIS IS A COMMUNICATION FROM THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. 8/12-9/16/10 REDEMPTION BY THE MORTGAGOR, 2299623 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF AND ORDER FOR CIAL ORDER IS ENTERED UNDER HEARING ON PETITION FOR MINNESOTA STATUTES, SECTION FORMAL ADJUDICATION OF 582.032, DETERMINING, AMONG INTESTACY, DETERMINATION OTHER THINGS, THAT THE MORTOF HEIRS AND APPOINTMENT OF GAGED PREMISES ARE IMPROVED PERSONAL REPRESENTATIVE WITH A RESIDENTIAL DWELLING OF AND NOTICE TO CREDITORS LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL STATE OF MINNESOTA COUNTY OF DAKOTA PRODUCTION, AND ARE ABANDONED. FIRST JUDICIAL DISTRICT DATED: August 12, 2010 DISTRICT COURTASSIGNEE OF MORTGAGEE: PROBATE DIVISION U.S. Bank National Association Court File No. 19HA-PR-10-510 Wilford & Geske, P.A. In Re: Estate of NANCY ANN WILD, Attorneys for Assignee of Mortgagee fka NANCY ANN WIPPER, Deceased.

Lawrence A. Wilford TO ALL INTERESTED PERSONS James A. Geske AND CREDITORS: 8425 Seasons Parkway, Suite 105 IT IS ORDERED AND NOTICE IS Woodbury, MN 55125-4393 GIVEN that on October 11, 2010 at (651) 209-3300 9:00 A.M., a hearing will be held in this File Number: 016225F01 2297413 8/12-9/16/10 Court of the Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, on a Petition for the formal adjudication of intestacy, determination of heirs and the NOTICE OF MORTGAGE appointment of JAMES N. WILD, whose FORECLOSURE SALE THE RIGHT TO VERIFICATION address is 557 10th Avenue North, OF THE DEBT AND IDENTITY OF South St. Paul, MN 55075, as personal THE ORIGINAL CREDITOR WITHIN representative of the decedent’s estate THE TIME PROVIDED BY LAW IS in an unsupervised administration.

Any objections to the Petition must NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that be raised at the hearing or filed with default has occurred in conditions of the Court prior to the hearing. If the the following described mortgage: Petition is proper and no objections DATE OF MORTGAGE: December 12, are filed or raised, the personal repre2007 sentative will be appointed with the MORTGAGOR: Nancy A. Osterling, full power to administer the decedent’s single. estate, including the power to collect MORTGAGEE: J P M o r g a n C h a s e all asset; pay all legal debts, claims, Bank, National Association as succes- taxes, and expenses; sell real and persor in interest to Washington Mutual sonal property; and do all necessary Bank, FA. acts for the decedent’s estate.

DATE AND PLACE OF RECORDING: NOTICE IS FURTHER GIVEN that, Recorded December 21, 2007, Dakota subject to Minn. Stat. § 524.3-801, all C o u n t y R e c o r d e r , D o c u m e n t N o . creditors having claims against the 2562969. decedent’s estate are required to A S S I G N M E N T S O F M O R T G A G E : present the claims to the personal repNONE resentative or to the Court within four TRANSACTION AGENT: NONE (4) months after the date of this notice T R A N S A C T I O N A G E N T ' S M O R T - or the claims will be barred.

GAGE IDENTIFICATION NUMBER ON Dated: September 7, 2010 MORTGAGE: NONE

BY THE COURT LENDER OR BROKER AND MORTMichael J. Mayer GAGE ORIGINATOR STATED ON Judge of District Court MORTGAGE: Washington Mutual Bank, MAHONEY, DOUGHERTY AND MAHONEY, FA Professional Association R E S I D E N T I A L M O R T G A G E S E R - Attorneys for Petitioner VICER: Chase Home Finance, LLC Mark J. Manderfeld #6712X MORTGAGED PROPERTY ADDRESS: 801 Park Avenue 11773 Millpond Avenue, Burnsville, Minneapolis, MN 55404 MN 55337 Telephone: (612) 339-5863 TAX PARCEL I.D. #: 024850310003 Facsimile: (612) 339-1529 LEGAL DESCRIPTION OF PROP- 2335971 9/16-9/23/10P ERTY: Unit number 100, CIC Number 157, Boulder Pond, A Condominium NOTICE OF INFORMAL PROBATE COUNTY IN WHICH PROPERTY IS OF WILL AND APPOINTMENT OF LOCATED: Dakota PERSONAL REPRESENTATIVE ORIGINAL PRINCIPAL AMOUNT OF AND NOTICE TO CREDITORS MORTGAGE: $127,500.00 STATE OF MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- COUNTY OF DAKOTA DISTRICT COURT ING TAXES, IF ANY, PAID BY MORTPROBATE DIVISION GAGEE: $135,498.46 FIRST JUDICIAL DISTRICT That prior to the commencement of Court File No. 19HA-PR-10-501 this mortgage foreclosure proceeding OF ELIZABETH J. E S T A T E Mortgagee/Assignee of Mortgagee complied with all notice requirements as SHULTZ, DECEDENT Notice is given that an application required by statute; That no action or proceeding has been instituted at law for informal probate of the Decedent’s o r o t h e r w i s e t o r e c o v e r t h e d e b t will dated July 3, 2008, has been filed secured by said mortgage, or any part with the Registrar. The application has been granted. thereof; Notice is also given that the RegisPURSUANT to the power of sale contained in said mortgage, the above trar has informally appointed Michael described property will be sold by the J. Shultz whose address is: 109 - 21st Avenue North, South St. Paul, MN Sheriff of said county as follows: DATE AND TIME OF SALE: October 55075 as personal representative of the Estate of the Decedent. Any heir, 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , devisee or other interested person may Law Enforcement Center, 1580 Hwy be entitled to appointment as personal representative or may object to the 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said appointment of the personal representative.

Unless objections are filed with Mortgage, and taxes, if any, on said premises, and the costs and disburse- the Court (pursuant to Minn. Stat. m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 524.3-607) and the Court otherwise allowed by law subject to redemption orders, the personal representative has within six (6) months from the date of full power to administer the Estate said sale by the mortgagor(s), their including, after 30 days from the date personal representatives or assigns of issuance of letters, the power to unless reduced to Five (5) weeks under sell, encumber, lease or distribute real estate.

MN Stat. §580.07.

Any objections to the probate of the TIME AND DATE TO VACATE PROPwill or appointment of the Personal ERTY: If the real estate is an Representative must be filed with this owner-occupied, single-family dwelling, unless otherwise provided by law, Court and will be heard by the Court the date on or before which the mort- after the filing of an appropriate petigagor(s) must vacate the property if the tion and proper notice of hearing.

Notice is also given that (subject to mortgage is not reinstated under section 580.30 or the property is not Minn. 524.3-801) all creditors having claims against the Estate are required redeemed under section 580.23 is to present the claims to the personal 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM representative or to the Court AdminFINANCIAL OBLIGATION ON MORT- istrator within four months after the date of this Notice or the claims will be GAGE: None "THE TIME ALLOWED BY LAW FOR barred.

Date 8-31-10 REDEMPTION BY THE MORTGAGOR, Carol M. Renn THE MORTGAGOR'S PERSONAL REPRegistrar RESENTATIVES OR ASSIGNS, MAY BE By: Joann Bauer REDUCED TO FIVE WEEKS IF A JUDIDeputy Registrar CIAL ORDER IS ENTERED UNDER Attorney For Personal Representative MINNESOTA STATUTES, SECTION W. Timothy Malchow 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- LATTIMORE, MOONEY & MALCHOW P.A. GAGED PREMISES ARE IMPROVED 2300 U.S. Bank Center WITH A RESIDENTIAL DWELLING OF 101 East Fifth Street LESS THAN FIVE UNITS, ARE NOT St. Paul, MN 55101 PROPERTY USED IN AGRICULTURAL Ph: (651) 292-0973/Fax: (651) 297-6134 P R O D U C T I O N , A N D A R E Attorney ID# 66825 2330244 9/9-9/16/10P ABANDONED." Dated: August 5, 2010.

JPMorgan Chase Bank, N.A. ���������� �� ���� ����� Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������ of the County ������� Recorder of Dakota County, Minnesota as Document No. ���������� ���� ���������

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-499 Estate of WILLIAM GEORGE, Decedent.

It is Ordered and Notice is given that on September 27, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of JASON A. GEORGE, whose address is 5365 180TH STREET W, FARMINGTON, MN 55024 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: August 31, 2010

BY THE COURT Thomas Poch Judge of District Court (COURT SEAL) Attorney for Petitioner Pro Se 5365 180th St. W. Farmington, MN 55024 651-428-3294 Email: blockfantasy@hotmail.com 2330843 9/9-9/16/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-519 In Re: Estate of Edwin E. Koepke, a/k/a Edwin Elmer Koepke, a/k/a Ed Koepke, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 11th day of October, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 12, 2006, and for the appointment of Robert S. Koepke whose address is 9140 Parkside Drive, Woodbury, MN 55125, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 9/10/10 Mary J. Theisen Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 2343355 9/16-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage, Security Agreement and Assignment of Rents and Leases, dated September 21, 2005, executed by Stahl Commercial Properties LLC, a Minnesota limited liability company, and Stahl Commercial Properties II LLC, a Minnesota limited liability company, as borrower (collectively, the "Mortgagor"), and delivered to World Savings Bank, FSB, a federal savings bank, as mortgagee (together with its successors in interest, the "Mortgagee"), which mortgage was recorded October 18, 2005 in the Office of the County Recorder of Dakota

2371989, as assigned by that certain Corporation Assignment of Mortgage and Related Documents, dated February 24, 2010, executed by Wachovia Mortgage, a division of Wells Fargo Bank, NA, formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, as assignor, and delivered to Fannie Mae, which was recorded June 7, 2010 in th e Office of the County Recorder of Dakota County, Minnesota as Document No. 2734101 (collectively, the "Mortgage"), the original principal amount secured by said Mortgage, being $596,250.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $597,561.40; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed.

The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Parcel 1: That part of Lot 18, Block 2, Hampton, Dakota County Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed bearing) along the West line thereof a distance of 40.00 feet; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18, a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18, a distance of 74.56 feet, more or less to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18, a distance of 45.00 feet to the point of beginning of the land to be described; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence South along the West line of said Lot 18 to a point which is 162 feet Southerly of the Northerly line of said Lot 18, measured along the Westerly line of said Lot 18; thence Easterly in a straight line to a point on the Easterly line of said Lot 18 which point is 34 feet Northerly from the Southeast corner of said Lot 18; thence Northerly along the Easterly line of said Lot 18 to the point of beginning, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

Parcel 2: That part of Lot 18, Block 2, Hampton, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed hearing) along the West line thereof a distance of 40.00 feet to the point of beginning of the land to be described; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18 a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18 a distance of 74.66 feet, more or less, to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18 a distance of 45.00 feet; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence North 12 degrees 12 minutes 21 seconds West along said West line of Lot 18 a distance of 63.00 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. (which real property, together with any and all easements, rights-of-way, licenses, privileges, and appurtenances thereto and any and all other real property which may at any time hereafter be conveyed by Mortgagor to Mortgagee as security for that certain promissory note secured by the Mortgage (the "Note"), is hereinafter referred to as the "Land"); All highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, bordering on or adjacent to the Land, together with all right, title, and interest of Mortgagor to the real property lying within said highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, and all vacated highways, roads, streets, alleys, and public rights-of-way and thoroughfares, and all strips and gores adjoining or within the Land or any part thereof; All buildings, structures, improvements, railroad spurs, tracks and sidings, plants, works, and fixtures now or at any time located on any portion of the Land, and all extensions, additions, betterments, substitutions, and replacements thereof; All fixtures, furniture, furnishings, equipment,

furniture, furnishings, equipment, machinery, appliances, apparatus, and other property of every kind and description now or at any time installed or located on or used or usable in connection with the Land or the buildings and improvements situated thereon, including, but not limited to, all lighting, heating, cooling, ventilating, air-conditioning, humidifying, dehumidifying, plumbing, sprinkling, incinerating, refrigerating, air-cooling, lifting, fire extinguishing, cleaning, communicating, security, surveillance, computer, telephone and electrical systems, and the machinery, appliances, fixtures, and equipment pertaining thereto, all switchboards, engines, motors, tanks, pumps, floor coverings, carpeting, partitions, conduits, ducts, compressors, elevators, escalators, accessories, draperies, blinds and other window coverings, and the machinery, appliances, fixtures, and equipment pertaining thereto, all of which f i x t u r e s , f u r n i s h i n g s , urniture, equipment, machinery, appliances, apparatus, and other property, whether or not permanently affixed to the Land; All rights, privileges, permits, licenses, easements, consents, tenements, hereditaments, and appurtenances at any time belonging to or in any way appertaining to all or any part of the Land and any property or interests subject to the Mortgage; all right, title, and interest of Mortgagor in all reversions and remainders in or to all or any part of the Land and other property and interests subject to the Mortgage, and all avails, rents, income, issues, profits, royalties, and revenues derived from or belonging to all or any part of the Land and other property and interests subject to the Mortgage; Any and all proceeds of the conversion, whether voluntary or involuntary, of all or any part of the Land and other property and interests subject to the Mortgage into cash or liquidated claims, including, by way of illustration and not limitation, all proceeds of insurance and all awards and payments, including interest thereon, which may be made with respect to all or any part of the Land or other property and interests subject to the Mortgage, or any estate or easement therein, as a result of any damage to or destruction of all or any part of the Land and other property and interests subject to the Mortgage, the exercise of the right or power of condemnation or eminent domain, the closing of, or the alteration of the grade of, any highway, road, street, alley or other public right-of-way or thoroughfare on or adjoining all or any part of the Land and other property and interests subject to the Mortgage, or any other injury to or decrease in the value of all or any part of the Land or other property and interests subject to the Mortgage, to the extent of all amounts which may be secured by the Mortgage, and any and all assignments and other instruments as are necessary for the purpose of assigning said proceeds, awards, and payments to Mortgagee, free, clear and discharged of any and all encumbrances of any kind or nature, whatsoever; and The immediate and continuing right to receive and collect all rents, income, issues and profits which are or may become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or any part of the Land, or any buildings, structures or improvements located on the Land, made or agreed to by the Mortgagor, and all of such leases or agreements, together with all guaranties therefore and any renewals or extensions thereof; will be sold by the Sheriff of Dakota County, Minnesota at public auction on Monday, October 18, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law.

The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is six (6) months from the date of said sale.

Property Addresses: 23290-23304 Main Street, Hampton, MN 55031.

Tax Parcel ID Numbers: 18-32000-184-02 and 18-32000-185-02.

Dated: August 9, 2010 FANNIE MAE FAEGRE & BENSON LLP

By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2298983 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2007 MORTGAGORS: Shaji Varghese and Biji Varghese, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537790.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: September 3, 2009, Recorded: September 29, 2009, Document No. 2687163.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700021494276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4730 Hittner Point, Eagan, MN 55122 TAX PARCEL I.D. #: 103325003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hittner Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $675,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $729,482.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 171708957 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299571 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 9, 2007 MORTGAGORS: Eric A. Froemming and Emily C. Sand, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 28, 2007, Dakota County Recorder, Document No. 2558061.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600069623515 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Universal American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18428 Lafayette Way #528A, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850752801 LEGAL DESCRIPTION OF PROPERTY: Unit No. 528A, CIC No. 372, Prairie Lake Lodges, Dakota County, Minnesota.

nesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,959.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8785 1881221262 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299667 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-507 Estate of Shirley J. Meredith, Decedent Notice is given that an application for informal probate of the Decedent’s will dated October 18, 1999, (”Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Lawrence K. Ober, whose address is 5880 Shannon Circle SE, Prior Lake, MN 55372, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 9-2-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative: Roben D. Hunter Hunter Advisors PLLC 7900 Xerxes Ave. S., Suite 1200 Minneapolis, MN 55343 Attorney License No.: 0211059 Telephone: (952) 844-2507 FAX: (952) 844-2508 2333403 9/16-9/23/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE COURT DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-511 Estate of Robert Lee, aka Robert F. Lee, Decedent.

It is Ordered and Notice is given that on October 11, 2010, at 9:00 o’clock a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of the Decedent, dated June 1, 2010, and for the appointment of Maria F. Lee, whose address is 3246 Garfield Street NE, Minneapolis, Minnesota 55418, as personal representative of the Estate of the Decedent in a supervised administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing.

If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9/7/10 Michael J. Mayer Judge of District Court (COURT SEAL) Attorney for Personal Representative: Michael P. Tierney Murnane Brandt 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone: 651-227-9411 Facsimile: 651-223-5199 Attorney I.D. No. 170331 2336331 9/9-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $83,900.00 MORTGAGOR(S): Stephanie G Alen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 23, 2005 Dakota County Recorder Document Number: 2324430 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 28, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000097518 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12952 Nicollet Ave Apt 202, Burnsville, MN 55337-3541 Tax Parcel ID Number: 02-01300580-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Numer 202, 12952 Nicollet Avenue South, Condominium Ownership Number 15, Ridgview Condominium Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,028.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

���������� �� ���� �����

���������� ���� ���������

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016160F01 2290404 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,922.00 MORTGAGOR(S): Laura Quiroz Puertas and Juan Avalos Gadea, wife and husband MORTGAGEE: Colonial Savings, F.A. DATE AND PLACE OF RECORDING: Recorded: March 11, 2004 Dakota County Recorder Document Number: 2184365 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Colonial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 195 Stanley St, West Saint Paul, MN 55118-1511 Tax Parcel ID Number: 42-48250-030-00 LEGAL DESCRIPTION OF PROPERTY: The East 30 feet of Lot 2 and the West 20 feet of Lot 3, in "Meyer's Re-arrangement", Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,638.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Colonial Savings, F.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016633F01 2318525 8/26-9/30/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,600.00 MORTGAGOR(S): Bradley James Bahe and Kari Lee Bahe, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 12, 2007 Dakota County Registrar of Titles Document Number: 605798 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 12, 2010 Registered: February 16, 2010 Dakota County Registrar of Titles Document Number: T658066 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257000001145109 Lender or Broker: VIRTUALBANK, a Division of Lydian Private Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141978 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13600 Hemlock Ct, Apple Valley, MN 55124-9580 Tax Parcel ID Number: 01-56775-250-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-five (25), Block Three (3), in Palomino Woods, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,362.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F02 2342283 9/16/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2008 MORTGAGORS: Laura Porter Jones and Morgan Jones, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 4, 2008, Dakota County Registrar of Titles, Document No. T632729, Certificate of Title No. 136515.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 7, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000162201 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18892 Orchard Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221330201001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Bassett's Third Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $391,301.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 14, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 2005684121 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4203 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2337765 9/16/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,341.00 MORTGAGOR(S): Kathleen A Wilson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2279109 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000059317 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 327 Frederick Cir, Hastings, MN 55033-2640 Tax Parcel ID Number: 19-17500-707-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 707, Hastings Century South, CIC No. 336, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,087.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016884F01 2342295 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2006 MORTGAGORS: Eric W. Benson and Lynn E. Benson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 24, 2006, Dakota County Recorder, Document No. 2432166.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: December 31, 2009, Recorded: January 20, 2010, Document No. 2708926.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017918160400711 LENDER OR BROKER AND MORT-

���

������ ������� ��������� ��� ���� at law instituted proceeding has been LENDER ������ OR BROKER AND MORT GAGE ORIGINATOR STATED ON or otherwise to recover the debt MORTGAGE: Provident Funding Asso- secured by said mortgage, or any part thereof; ciates, L.P. PURSUANT to the power of sale conRESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, tained in said mortgage, the above described property will be sold by the L.P. MORTGAGED PROPERTY ADDRESS: Sheriff of said county as follows: 16416 Griffon Trail, Lakeville, MN DATE AND TIME OF SALE: October 55044 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , TAX PARCEL I.D. #: 22-27601-050-02 LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN ERTY: Lot 5 , B l o c k 2 , Fo x b o r o u g h 2 n d to pay the debt then secured by said Addition, Dakota County, Minnesota. Mortgage, and taxes, if any, on said COUNTY IN WHICH PROPERTY IS premises, and the costs and disburseLOCATED: Dakota ments, including attorneys' fees ORIGINAL PRINCIPAL AMOUNT OF allowed by law subject to redemption within six (6) months from the date of MORTGAGE: $207,000.00 AMOUNT DUE AND CLAIMED TO BE said sale by the mortgagor(s), their DUE AS OF DATE OF NOTICE, INCLUD- personal representatives or assigns ING TAXES, IF ANY, PAID BY MORT- unless reduced to Five (5) weeks under MN Stat. §580.07.

GAGEE: $202,666.57 TIME AND DATE TO VACATE PROPThat prior to the commencement of this mortgage foreclosure proceeding E R T Y : I f t h e r e a l e s t a t e i s a n Mortgagee/Assignee of Mortgagee com- owner-occupied, single-family dwellplied with all notice requirements as ing, unless otherwise provided by law, required by statute; That no action or the date on or before which the mortproceeding has been instituted at law gagor(s) must vacate the property if the o r o t h e r w i s e t o r e c o v e r t h e d e b t mortgage is not reinstated under secsecured by said mortgage, or any part tion 580.30 or the property is not thereof; redeemed under section 580.23 is PURSUANT to the power of sale con- 11:59 p.m. on April 1, 2011.

MORTGAGOR(S) RELEASED FROM tained in said mortgage, the above described property will be sold by the FINANCIAL OBLIGATION ON MORTGAGE: None Sheriff of said county as follows: "THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: S h e r i f f ' s O f f i c e , THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 Hwy RESENTATIVES OR ASSIGNS, MAY BE 55, Lobby #S-100, Hastings, MN REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER Mortgage, and taxes, if any, on said MINNESOTA STATUTES, SECTION premises, and the costs and disburse- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s OTHER THINGS, THAT THE MORTallowed by law subject to redemption GAGED PREMISES ARE IMPROVED within six (6) months from the date of WITH A RESIDENTIAL DWELLING OF said sale by the mortgagor(s), their LESS THAN FIVE UNITS, ARE NOT personal representatives or assigns PROPERTY USED IN AGRICULTURAL unless reduced to Five (5) weeks under P R O D U C T I O N , A N D A R E ABANDONED." MN Stat. §580.07.

Dated: August 2, 2010.

TIME AND DATE TO VACATE PROPBankUnited ERTY: If the real estate is an Mortgagee/Assignee of Mortgagee owner-occupied, single-family dwelling, unless otherwise provided by law, USSET, WEINGARDEN AND LIEBO, P.L.L.P. the date on or before which the mort- By: Paul A. Weingarden gagor(s) must vacate the property if the Attorneys for Mortgagee/Assignee of mortgage is not reinstated under sec- Mortgagee tion 580.30 or the property is not 4500 Park Glen Road #300 redeemed under section 580.23 is Minneapolis, MN 55416 11:59 p.m. on March 24, 2011.

(952) 925-6888 51-260 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- 5122270 GAGE: None THIS IS A COMMUNICATION FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. 8/12-9/16/10 REDEMPTION BY THE MORTGAGOR, 2290429 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION RIGHT TO VERIFICATION THE 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: July 29, 2003 Dated: July 30, 2010.

MORTGAGOR: J o h n E . R o s s e , a Provident Funding Associates, L.P. single person.

Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage Electronic USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. By: Paul A. Weingarden DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Recorded September 11, 2003, Dakota Mortgagee County Recorder, Document No. 4500 Park Glen Road #300 2107769.

Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 Assigned to: JPMorgan Chase Bank, 90-1811 National Association, Dated: October 6, 1816040071 THIS IS A COMMUNICATION FROM 2009, Recorded: October 26, 2009, Document No. 2692477.

A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 2299743 8/12-9/16/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100160500150266800 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION G A G E O R I G I N A T O R S T A T E D O N OF THE DEBT AND IDENTITY OF MORTGAGE: Mortgage Express, Inc. RESIDENTIAL MORTGAGE SERTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS V I C E R : J P M o r g a n C h a s e B a n k , National Association NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGED PROPERTY ADDRESS: default has occurred in conditions of 14668 Embry Path, Apple Valley, MN the following described mortgage: 55124 DATE OF MORTGAGE: December 14, TAX PARCEL I.D. #: 01-20505-047-01 2006 LEGAL DESCRIPTION OF PROPMORTGAGOR: S t e v e R . F i n l e y , a ERTY: Lot 47, Block 1, Diamond Path 6th single man.

MORTGAGEE: BankUnited, FSB. Addition DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded February 28, 2007, Dakota LOCATED: Dakota County Recorder, Document No ORIGINAL PRINCIPAL AMOUNT OF 2499688.

MORTGAGE: $150,800.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE Assigned to: BankUnited, Dated: July DUE AS OF DATE OF NOTICE, INCLUD26, 2010 ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: NONE GAGEE: $153,842.60 That prior to the commencement of TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE LENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: BankUnited, FSB proceeding has been instituted at law RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt secured by said mortgage, or any part VICER: BankUnited MORTGAGED PROPERTY ADDRESS: thereof; PURSUANT to the power of sale con2461 79th Street East, Inver Grove Heights, MN 55076 tained in said mortgage, the above described property will be sold by the TAX PARCEL I.D. #: 205353006101 LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: October Lot 6, Block 1, Oak Park Preserve 8, 2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota Law Enforcement Center, 1580 Hwy ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $170,446.89 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or proceeding has been instituted at law ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������ ������� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI���������� ���� ��������� unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2530 0607711231 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299840 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2004 MORTGAGORS: Laurie S. Lancette and Derrick D. Sanders, both single.

MORTGAGEE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana.

DATE AND PLACE OF RECORDING: Recorded July 9, 2004, Dakota County Recorder, Document No. 2223961.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2004-FFH3, Dated: April 12, 2010, Recorded: April 23, 2010, Document No. 2726464.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation, subsidiary of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 13444 Settlers Ridge Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026730059001 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Settlers Ridge CIC Number 355, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,528.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-608 1044296755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299598 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2006 MORTGAGORS: Willie Lee Bacon and Wendy M. Bacon, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2006, Dakota County Recorder, Document No. 2453532.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 30, 2009, Recorded: February 11, 2009, Document No. 2636867.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000350769596 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3877 Princeton Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 10-45075-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Lexington Square, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,605.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344891 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: Matthew J. Sandgren and Melissa L. Sandgren, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 9, 2007, Dakota County Recorder, Document No. 2529164.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 18, 2009, Recorded: October 8, 2009, Document No. 2689256.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039643631 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: 1st Trust Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14417 Guthrie Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-16401-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $305,478.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7093 1991534991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345145 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2006 MORTGAGORS: Robert E. Anderson and Cheri L. Anderson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota

Recorded October 27, 2006, Dakota County Recorder, Document No. 2471701.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 26, 2010, Recorded: May 28, 2010, Document No. 2732588.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500602570132 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12920 Abbott Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-63200-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Reason Investment 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,007.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8446 1914403580 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299645 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 MORTGAGORS: M i c h a e l J . P o l s k i and Donna L. Polski, husband and wife.

MORTGAGEE: rateOne Home Loans.

DATE AND PLACE OF RECORDING: Recorded September 18, 2003, Dakota County Recorder, Document No. 2111680.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. by Court Order recorded as Document No. 2652911 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: rateOne Home Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16870 Firestone Way, Farmington, MN 55024 TAX PARCEL I.D. #: 22-41750-070-04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Kilkenny Pond COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,819.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1705 8403385605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299896 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2004 MORTGAGOR: Jerry L. Westling and Beverly H. Westling, husband and wife MORTGAGEE/LENDER: W e s t e r n Bank SERVICER: Western Bank MORTGAGE ID#: 600268 DATE AND PLACE OF RECORDING: Recorded on December 6, 2004, Dakota County Registrar of Titles, as Document No. 553678 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Two (2), in Palomino Hills Third Addition (Torrens Certificate No. 46108) ADDRESS OF PROPERTY: 110 Pony Lane East, Apple Valley, MN 55124 TAX PARCEL NO.: 01-56602-140-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,419.57 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $74,825.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 29, 2010 at 10:00 a.m.

PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or the property redeemed under Minnesota Statutes Section 580.23 is March 29, 2011 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010 WESTERN BANK: MORTGAGEE Attorney for Mortgagee: Perrie N. Heitler Attorney Registration No. 43643 2345 Rice Street, Suite 165 St. Paul, Minnesota 55113 (651) 482-9933 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2289083 8/12-9/16/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 9 , 2004 MORTGAGORS: Timothy W. Girdner and Diane L. Girdner, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 10, 2004, Dakota County Registrar of Titles, Document No. 0532055, Certificate of Title No. 103389.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 23, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500200351364 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16701 Joplin Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 226460101004 LEGAL DESCRIPTION OF PROPERTY: LOT ONE (1), BLOCK FOUR (4) IN ROLLING OAKS SOUTH PLAT TWO COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,310.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

���������� �� ���� �����

���������� ���� ���������

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3884 8360665 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299933 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Jeffrey S. Jaworski, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2003, Dakota County Recorder, Document No. 2004604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030474950 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 653 South 4th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367510014016 LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 16, TARBOX ADDITION TO SOUTH ST. PAUL. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $92,561.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9000 1928163055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344959 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,599.00 MORTGAGOR(S): Mark E Gangler and Allison L Gangler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2473074 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 31, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000603445 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3380 Cloman Way, Inver Grove Heights, MN 55076-1646 Tax Parcel ID Number: 20-44350-130-01 LEGAL DESCRIPTION OF PROPERTY: Unit 57, Building No. 15, Lakebridge Condominium No. 2, Condominium File No. 6, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,223.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 2338189 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010

Dated: June 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2292754 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,000.00 MORTGAGOR(S): Jonathan Wunderlich and Gwyn B. Wunderlich, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 08, 2008 Dakota County Registrar of Titles Document Number: 622247 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700027947947 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3310 209th St W, Farmington, MN 55024-9554 Tax Parcel ID Number: 14-02900-020-56 LEGAL DESCRIPTION OF PROPERTY: THE EAST 80 FEET OF THE NORTH 190 FEET OF THE WEST 1062.7 FEET OF THE SOUTH 665 FEET

1062.7 FEET OF THE SOUTH 665 FEET OF THE SOUTHWEST 1/4 OF SECTION 29, TOWNSHIP 114, RANGE 19 ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,859.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003117F02 2292551 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Joan Remick Kennedy and Charles Edward Kennedy, III, wife and husband MORTGAGEE: The Lending Connection, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2003 Dakota County Recorder Document Number: 2095197 ASSIGNMENTS OF MORTGAGE: And assigned to: New Century Mortgage Corporation Dated: December 12, 2006 Recorded: January 22, 2007 Dakota County Recorder Document Number: 2490075 And assigned to: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3 Dated: January 04, 2003 Recorded: January 22, 2007 Dakota County Recorder Document Number: 2490076 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1440 Highview Ave, Eagan, MN 55121-1142 Tax Parcel ID Number: 10-32880-095-00 LEGAL DESCRIPTION OF PROPERTY: The West 30 feet of Lot 6, the East 30 feet of the North 60 feet of the West 360 feet of Lot 9 and the West 330 feet of Lot 9, all in Highview Acres, except that part contained within Remick Addition.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,491.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

���

����business the next March��������� 28, 2011, or ��� part thereof;������ ������ ������� PURSUANT to the power of sale con- day if March 28, 2011 falls on a Saturt a i n e d i n s a i d m o r t g a g e , t h e day, Sunday or legal holiday.

Mortgagor(s) released from financial above-described property will be sold by the Sheriff of said county as fol- obligation: NONE lows: THIS COMMUNICATION IS FROM DATE AND TIME OF SALE: Septem- A DEBT COLLECTOR ATTEMPTber 24, 2010 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE: Dakota County INFORMATION OBTAINED WILL BE Law Enforcement Center, 1580 High- USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF way 55, Lobby S-100, Hastings, MinneTHE DEBT AND IDENTITY OF THE sota to pay the debt secured by said mort- ORIGINAL CREDITOR WITHIN THE gage and taxes, if any, on said pre- T I M E P R O V I D E D B Y L A W I S N O T mises and the costs and disburse- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns.

If the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- MINNESOTA STATUTES, SECTION erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED March 24, 2011, or the next business WITH A RESIDENTIAL DWELLING OF day if March 24, 2011 falls on a Satur- LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL day, Sunday or legal holiday.

Mortgagor(s) released from financial PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 obligation: NONE ASSIGNEE OF MORTGAGEE: THIS COMMUNICATION IS FROM U.S. Bank National Association A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY Wilford & Geske, P.A. INFORMATION OBTAINED WILL BE Attorneys for Assignee of Mortgagee Lawrence A. Wilford USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF James A. Geske THE DEBT AND IDENTITY OF THE 8425 Seasons Parkway, Suite 105 ORIGINAL CREDITOR WITHIN THE Woodbury, MN 55125-4393 T I M E P R O V I D E D B Y L A W I S N O T (651) 209-3300 File Number: 016091F01 AFFECTED BY THIS ACTION. 8/12-9/16/10 THE TIME ALLOWED BY LAW FOR 2290518 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OF THE DEBT AND IDENTITY OF OTHER THINGS, THAT THE MORT- THE ORIGINAL CREDITOR WITHIN GAGED PREMISES ARE IMPROVED THE TIME PROVIDED BY LAW IS WITH A RESIDENTIAL DWELLING OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: M a r c h 2 5 , DATED: August 12, 2010 2005 ASSIGNEE OF MORTGAGEE: MORTGAGORS: Michael David GoldDeutsche Bank National Trust ammer and Tiffany Anne Goldammer, Company, as Trustee under the husband and wife.

Pooling and Servicing Agreement MORTGAGEE: Mortgage Electronic dated as of March 1, 2003, Registration Systems, Inc..

Morgan Stanley Dean Witter DATE AND PLACE OF RECORDING: Capital I, Inc., Trust 2003-NC3 Recorded April 11, 2005, Dakota Wilford & Geske, P.A. County Recorder, Document No. Attorneys for Assignee of Mortgagee 2311901.

Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: James A. Geske Assigned to: WELLS FARGO BANK, 8425 Seasons Parkway, Suite 105 NATIONAL ASSOCIATION AS TRUSTEE Woodbury, MN 55125-4393 FORTHE HOLDERS OF SARM 2005-14, (651) 209-3300 Dated: October 26, 2009, Recorded: File Number: 007287F02 2290484 8/12-9/16/10 December 18, 2009, Document No. 2703292.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: 100133700005680445 LENDER OR BROKER AND MORTdefault has occurred in the conditions GAGE ORIGINATOR STATED ON of the following described mortgage: DATE OF MORTGAGE: February 05, MORTGAGE: America's Wholesale Lender 2007 RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF VICER: BAC Home Loans Servicing MORTGAGE: $179,515.00 MORTGAGOR(S): Christina Dotseth, L.P. MORTGAGED PROPERTY ADDRESS: A Single Woman MORTGAGEE: Mortgage Electronic 15706 Finesse Way, Apple Valley, MN 55124 Registration Systems, Inc. TAX PARCEL I.D. #: 01-63400-030-17 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded: February 15, 2007 Dakota ERTY: County Recorder Lot 3, Block 17, Regatta, Regatta Document Number: 2496832 Club Homes, CIC No. 236, Dakota ASSIGNMENTS OF MORTGAGE: County, Minnesota.

And assigned to: U.S. Bank National COUNTY IN WHICH PROPERTY IS Association LOCATED: Dakota Dated: July 28, 2010 ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent: Mortgage ElecMORTGAGE: $166,400.00 tronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE Transaction Agent Mortgage IdentifiDUE AS OF DATE OF NOTICE, INCLUDcation Number: 100232301120050463 Lender or Broker: Centennial Mort- ING TAXES, IF ANY, PAID BY MORTGAGEE: $199,258.28 gage and Funding, Inc. That prior to the commencement of Residential Mortgage Servicer: U.S. this mortgage foreclosure proceeding Bank Home Mortgage Mortgagee/Assignee of Mortgagee comMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS plied with all notice requirements as required by statute; That no action or LOCATED: Dakota Property Address: 3150 Lower 147th proceeding has been instituted at law or otherwise to recover the debt St W, Rosemount, MN 55068-4431 T a x P a r c e l I D N u m b e r : secured by said mortgage, or any part thereof; 34-03800-050-13 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the West tained in said mortgage, the above 100 feet of the East 160 feet of Lot 13, described property will be sold by the Auditor's Subdivision No. 27, Rose- Sheriff of said county as follows: DATE AND TIME OF SALE: October mount, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , DUE AS OF DATE OF NOTICE: Law Enforcement Center, 1580 Hwy $189,242.91 THAT all pre-foreclosure require- 55, Lobby #S-100, Hastings, MN ments have been complied with; that to pay the debt then secured by said no action or proceeding has been insti- Mortgage, and taxes, if any, on said tuted at law or otherwise to recover the premises, and the costs and disbursedebt secured by said mortgage, or any m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption part thereof; PURSUANT to the power of sale con- within six (6) months from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as fol- unless reduced to Five (5) weeks under MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: SeptemERTY: If the real estate is an ber 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County owner-occupied, single-family dwellLaw Enforcement Center, 1580 High- ing, unless otherwise provided by law, way 55, Lobby S-100, Hastings, Minne- the date on or before which the mortgagor(s) must vacate the property if the sota to pay the debt secured by said mort- mortgage is not reinstated under secgage and taxes, if any, on said pre- tion 580.30 or the property is not mises and the costs and disburse- redeemed under section 580.23 is ments, including attorney fees allowed 11:59 p.m. on April 1, 2011.

MORTGAGOR(S) RELEASED FROM by law, subject to redemption within six (6) months from the date of said FINANCIAL OBLIGATION ON MORTsale by the mortgagor(s), their per- GAGE: None "THE TIME ALLOWED BY LAW FOR sonal representatives or assigns.

If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on March 28, 2011, or the next business ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������ ������� ���������� ���� ��������� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-782 96541075 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2299543 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2002 MORTGAGORS: Hugh R. Miller and Kelly S. Miller, husband and wife.

MORTGAGEE: U.S. Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded March 11, 2003, Dakota County Recorder, Document No. 2012535.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17224 Idlewood Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 223330212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Homestead Creek Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,461.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 7880036309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2341085 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2004 MORTGAGORS: Richard D. Weinerman and Theresa C. Weinerman, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286260.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560171269 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: nBank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6705 162nd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Donnay's Valley Park 3rd COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,908.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9020 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345045 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,500.00 MORTGAGOR(S): Jill L Yelton. a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600001161607 SERVICER: Ocwen Loan Servicing, LLC

LLC LENDER: Delta Funding Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on July 3, 2007, as Document No. 2528139 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Dated: September 25, 2007, and recorded September 3, 2009 by Document No. 2682251.

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 17, Tarbox addition to South St Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota PROPERTY ADDRESS: 619 5th Avenue South, South Saint Paul, MN 55075 PROPERTY I.D: 367510005017 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Two Hundred Seventy-Three and 60/100 ($160,273.60) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 28, 2010 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of Renaissance Equity Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00320-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ASAP# 3681967 08/12/2010, 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010 2289879 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 MORTGAGOR(S): Doug A. Roseth and Sara Roseth, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2007 Dakota County Recorder Document Number: 2525894 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: June 09, 2010 Recorded: June 29, 2010 Dakota County Recorder Document Number: 2738071 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800923848580 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16872 Embers Ave, Farmington, MN 55044 Tax Parcel ID Number: 22-47051-610-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1610, Common Interest Community Number 362, Mallard Shores Condominiums, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,228.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014865F02 2292924 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 MORTGAGOR: Tovarich Bourne, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2007, Dakota County Recorder, Document No. 2499321.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 9, 2008, Recorded: June 19, 2008, Document No. 2597726.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520039131778 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 315 Cari Park Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 191640104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cari Park 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,155.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 31, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4357 2003913177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2297885 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,673.00 MORTGAGOR(S): Lisa A Settevig, a single person MORTGAGEE: Norwest Mortgage, Inc. DATE AND PLACE OF REGISTERING: Registered: December 14, 1998 Dakota County Registrar of Titles Document Number: 387668 ASSIGNMENTS OF MORTGAGE: And assigned to: Knutson Mortgage Corporation Dated: March 18, 1999 Registered: March 19, 1999 Dakota County Registrar of Titles Document Number: 395305 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 28, 2005 Registered: December 05, 2005 Dakota County Registrar of Titles Document Number: 580430 And assigned to: BAC Home Loans Servicing, L.P. Dated: August 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100012900013709956 Lender or Broker: Norwest Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 114108 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7416 Brady Path, Inver Grove Heights, MN 55076-2341 Tax Parcel ID Number: 20-77500-590-01 LEGAL DESCRIPTION OF PROPERTY: Lot 59, Block 1, Traverse Pointe Addition, Common Interest Community No. 203, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $98,993.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016360F01 2292499 8/12-9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: H u g o C a s a s a k a Hugo G. Casas and Erika Navarrete, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583265.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002999662 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Financial Solutions, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 10916 Dakota Court, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410534004 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 4, River Hills Sixth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,378.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8994 1749487437 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344999 9/16-10/21/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGORS: G i l b e r t o Y b a r r a A/K/A Gilbert Ybarra and Estela S. Ybarra, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 20, 2009, Recorded: November 3, 2009, Document No. 2694027.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56600-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,934.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345059 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,600.00 MORTGAGOR(S): James V. Leininger and Flora J. Leininger, husband and wife as joint tenants

and wife as joint tenants MORTGAGEE: Ameriquest Mortgage Company SERVICER: Ocwen Loan Servicing, LLC LENDER: Ameriquest Mortgage Company.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on January 7, 2000, as Document No. 1664664 ASSIGNED TO: U.S. Bank, N.A. as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-TC1 Dated: October 10, 2007, and recorded February 1, 2008 by Document No. 2569473.

LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Highlands third addition, according to the Plat thereof on file or of record in the office of the County recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7180 Gerdine Court West, Rosemount, MN 55068 PROPERTY I.D: 22 16702 030 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Seven Hundred Seventy-Five and 51/100 ($183,775.51) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 U.S. Bank, N.A. as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-TC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00374-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693645 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2306086 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2001 MORTGAGOR: Robert M. Jacobs, a married person.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Recorded August 1, 2001, Dakota County Recorder, Document No. 1798400.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1800 Riverwood Drive Unit 305, Burnsville, MN 55337 TAX PARCEL I.D. #: 023740015701 LEGAL DESCRIPTION OF PROPERTY: Unit No. 305, Garage Unit No. 28, Itokah Condominium I, Condominium File No. 55.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $47,165.89 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8791 1660087601 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310837 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 MORTGAGOR(S): Michael J Stoddard and Susan M Stoddard, husdand and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117251560 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on November 7, 2006, as Document No. 2473945 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Dated: July 19, 2010, and recorded July 30, 2010 by Document No. 2743675.

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Edmar 2nd Addition, according to the recorded Plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 3613 Upper 204th Street West, Farmington, MN 55024 PROPERTY I.D: 12 22801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thousand Thirty-Four and 11/100 ($201,034.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disburse-

mises and the costs and disburse ments allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00372-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693647 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2304844 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,000.00 MORTGAGOR(S): Curtis M Larson and Anita M Larson, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: September 18, 1997 Dakota County Recorder Document Number: 1444874 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4681 141st St W, Apple Valley, MN 55124-7742 Tax Parcel ID Number: 01-31011-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Greenleaf 12th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,538.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB successor by

���

��������� ��� ���� Savings������ Bank, FSB������ successor ������� by merger with World Savings and Loan Association NOTICE OF MORTGAGE Wilford & Geske, P.A. FORECLOSURE SALE Attorneys for Mortgagee NOTICE IS HEREBY GIVEN that Lawrence A. Wilford default has occurred in the conditions James A. Geske of the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE: August 09, Woodbury, MN 55125-4393 2002 (651) 209-3300 ORIGINAL PRINCIPAL AMOUNT OF File Number: 016515F01 2308973 8/19-9/23/10 MORTGAGE: $167,000.00 MORTGAGOR(S): Todd A. Johnson and Kelly Johnson, husband and wife MORTGAGEE: Bank of America, N.A. NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE Recorded: November 25, 2002 THE RIGHT TO VERIFICATION Dakota County Recorder OF THE DEBT AND IDENTITY OF Document Number: 1964859 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Not Applicable THE TIME PROVIDED BY LAW IS Transaction Agent Mortgage IdentifiNOT AFFECTED BY THIS ACTION. cation Number: Not Applicable NOTICE IS HEREBY GIVEN, that Lender or Broker: Bank of America, default has occurred in conditions of N.A. the following described mortgage: Residential Mortgage Servicer: BAC DATE OF MORTGAGE: A u g u s t 1 6 , Home Loans Servicing, L.P. 2001 Mortgage Originator: Not Applicable MORTGAGORS: M i c h a e l L . H a r m s COUNTY IN WHICH PROPERTY IS and Toni E. Harms, husband and wife.

LOCATED: Dakota MORTGAGEE: L a k e l a n d M o r t g a g e Property Address: 5515 Lower 182nd Corporation.

St W, Farmington, MN 55024-9110 DATE AND PLACE OF RECORDING: Tax Parcel ID Number: Recorded September 6, 2001, Dakota 14-32900-010-01 County Recorder, Document No. LEGAL DESCRIPTION OF PROP1809697.

ERTY: Situated in the State of MinneASSIGNMENTS OF MORTGAGE: s o t a , C o u n t y o f D a k o t a , a n d i s Assigned to: Home Federal Mortgage described as follows: Lot One (1), Services, LLC, Dated: August 16, 2001, Block One (1), Hill-Dee Addition Recorded: September 6, 2001, DocuAMOUNT DUE AND CLAIMED TO BE ment No. 1809698, as corrected by D U E A S O F D A T E O F N O T I C E : Corrective Assignment recorded: Feb- $192,293.55 ruary 19, 2002 as Document No. THAT all pre-foreclosure require1864674. And thereafter assigned to: ments have been complied with; that National City Real Estate Services LLC no action or proceeding has been instis/b/m National City Mortgage, Inc. f/k/a tuted at law or otherwise to recover the National City Mortgage Co., Dated: debt secured by said mortgage, or any March 13, 2002, Recorded: April 9, part thereof; 2002, Document No. 1881858. And PURSUANT to the power of sale conthereafter assigned to: PNC Bank, t a i n e d i n s a i d m o r t g a g e , t h e National Association, Dated: August above-described property will be sold 17, 2010 by the Sheriff of said county as folTRANSACTION AGENT: NONE lows: TRANSACTION AGENT'S MORTDATE AND TIME OF SALE: SeptemGAGE IDENTIFICATION NUMBER ON ber 10, 2010 at 10:00 AM MORTGAGE: NONE PLACE OF SALE: Dakota County LENDER OR BROKER AND MORT- Law Enforcement Center, 1580 HighG A G E O R I G I N A T O R S T A T E D O N way 55, Lobby S-100, Hastings, MinneMORTGAGE: Lakeland Mortgage Cor- sota poration to pay the debt secured by said mortR E S I D E N T I A L M O R T G A G E S E R - gage and taxes, if any, on said preVICER: PNC Bank, National Associa- mises and the costs and disbursetion ments, including attorney fees allowed MORTGAGED PROPERTY ADDRESS: by law, subject to redemption within 19343 Eureka Court, Farmington, MN six (6) months from the date of said 55024 sale by the mortgagor(s), their perTAX PARCEL I.D. #: 14-25603-020-01 sonal representatives or assigns.

LEGAL DESCRIPTION OF PROPIf the Mortgage is not reinstated ERTY: under Minn. Stat. §580.30 or the propLot 2, Block 1, Fair Hills 4th Addi- erty is not redeemed under Minn. Stat. tion. §580.23, the Mortgagor must vacate COUNTY IN WHICH PROPERTY IS the property on or before 11:59 p.m. on LOCATED: Dakota March 10, 2011, or the next business ORIGINAL PRINCIPAL AMOUNT OF day if March 10, 2011 falls on a SaturMORTGAGE: $191,378.00 day, Sunday or legal holiday.

AMOUNT DUE AND CLAIMED TO BE Mortgagor(s) released from financial DUE AS OF DATE OF NOTICE, INCLUD- obligation: NONE ING TAXES, IF ANY, PAID BY MORTTHIS COMMUNICATION IS FROM GAGEE: $188,505.68 A DEBT COLLECTOR ATTEMPTThat prior to the commencement of ING TO COLLECT A DEBT. ANY this mortgage foreclosure proceeding INFORMATION OBTAINED WILL BE Mortgagee/Assignee of Mortgagee com- USED FOR THAT PURPOSE. plied with all notice requirements as THE RIGHT TO VERIFICATION OF required by statute; That no action or THE DEBT AND IDENTITY OF THE proceeding has been instituted at law ORIGINAL CREDITOR WITHIN THE or otherwise to recover the debt TIME PROVIDED BY LAW IS NOT secured by said mortgage, or any part AFFECTED BY THIS ACTION. thereof; THE TIME ALLOWED BY LAW FOR PURSUANT to the power of sale con- REDEMPTION BY THE MORTGAGOR, tained in said mortgage, the above THE MORTGAGOR'S PERSONAL REPdescribed property will be sold by the RESENTATIVES OR ASSIGNS, MAY BE Sheriff of said county as follows: REDUCED TO FIVE WEEKS IF A JUDIDATE AND TIME OF SALE: Novem- CIAL ORDER IS ENTERED UNDER ber 2, 2010 at 10:00 AM MINNESOTA STATUTES, SECTION PLACE OF SALE: S h e r i f f ' s O f f i c e , 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Law Enforcement Center, 1580 Hwy OTHER THINGS, THAT THE MORT55, Lobby #S-100, Hastings, MN GAGED PREMISES ARE IMPROVED to pay the debt then secured by said WITH A RESIDENTIAL DWELLING OF Mortgage, and taxes, if any, on said LESS THAN FIVE UNITS, ARE NOT premises, and the costs and disburse- PROPERTY USED IN AGRICULTURAL m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PRODUCTION, AND ARE ABANDONED. allowed by law subject to redemption DATED: July 29, 2010 within six (6) months from the date of MORTGAGEE: Bank of America, N.A. said sale by the mortgagor(s), their Wilford & Geske, P.A. personal representatives or assigns Attorneys for Mortgagee unless reduced to Five (5) weeks under Lawrence A. Wilford MN Stat. §580.07.

James A. Geske TIME AND DATE TO VACATE PROP- 8425 Seasons Parkway, Suite 105 E R T Y : I f t h e r e a l e s t a t e i s a n Woodbury, MN 55125-4393 owner-occupied, single-family dwell- (651) 209-3300 ing, unless otherwise provided by law, File Number: 004141F02 the date on or before which the mortNOTICE OF POSTPONEMENT OF gagor(s) must vacate the property if the MORTGAGE FORECLOSURE SALE mortgage is not reinstated under secThe above referenced sale scheduled tion 580.30 or the property is not for September 10, 2010 at 10:00 AM redeemed under section 580.23 is has been postponed to October 07, 11:59 p.m. on May 2, 2011.

2010 at 10:00 AM in the Dakota MORTGAGOR(S) RELEASED FROM County Law Enforcement Center, 1580 FINANCIAL OBLIGATION ON MORT- Highway 55, Lobby S-100, Hastings, GAGE: None Minnesota in said County and State.

"THE TIME ALLOWED BY LAW FOR DATED: September 10, 2010 REDEMPTION BY THE MORTGAGOR, MORTGAGEE: Bank of America, N.A. THE MORTGAGOR'S PERSONAL REP- Wilford & Geske, P.A. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee: REDUCED TO FIVE WEEKS IF A JUDI- Lawrence A. Wilford CIAL ORDER IS ENTERED UNDER James A. Geske MINNESOTA STATUTES, SECTION 8425 Seasons Parkway, Suite 105 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Woodbury, MN 55125-4393 OTHER THINGS, THAT THE MORT- (651) 209-3300 GAGED PREMISES ARE IMPROVED File Number: 004141F02 WITH A RESIDENTIAL DWELLING OF 2342542 9/16/10 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: September 2, 2010.

FORECLOSURE SALE PNC Bank, National Association THE RIGHT TO VERIFICATION Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Mortgagee NOTICE IS HEREBY GIVEN, that 4500 Park Glen Road #300 default has occurred in conditions of Minneapolis, MN 55416 the following described mortgage: (952) 925-6888 DATE OF MORTGAGE: A u g u s t 1 6 , 4-2274 2007 000570678 MORTGAGOR: Allan W. Giese, a marTHIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345289 9/16-10/21/10 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������COUNTY ������ ������� IN WHICH PROPERTY LOCATED: Dakota ���������� ���� ��������� MORTGAGOR: Allan W. Giese, a mar ried person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727632.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,152.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 1962373980 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310817 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Cathie Kyle Praimsukh and Mohan Ram Praimsukh, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2007 Dakota County Recorder Document Number: 2507662 AND CORRECTIVE MORTGAGE RECORDING: July 30, 2007 Dakota County Recorder Document Number: 2534079 ASSIGNMENTS OF MORTGAGE: And assigned to: Saxon Mortgage Services, Inc. Dated: August 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843892444 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

IS

Property Address: 11417 Galtier Dr, Burnsville, MN 55337-1033 Tax Parcel ID Number: 02-64104-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, River Hills Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,941.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 2301171 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee Dated: August 17, 2006 Recorded: September 07, 2006 Dakota County Recorder Document Number: 2459189 And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: May 12, 2010 Recorded: May 19, 2010 Dakota County Recorder Document Number: 2730978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000617061 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Ramsey St, Hastings, MN 55033-2810 Tax Parcel ID Number: 19-77300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Tripp's Addition to Hastings, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,607.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007018F02 2303616 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2007 MORTGAGORS: Mikhail I. Gutsalyuk and Natasha V. Gutsalyuk, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 10, 2007, Dakota County Recorder, Document No. 2529371.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 15, 2008, Recorded: December 26, 2008, Document No. 2628320.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039237228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18730 Dylan Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 14-47801-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Meadow Creek Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,784.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6113 1991532170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310747 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,790.00 MORTGAGOR(S): Jason D Lawson, a single man MORTGAGEE: Lendsource, Inc. DATE AND PLACE OF RECORDING: Recorded: June 13, 2003 Dakota County Recorder Document Number: 2062389 ASSIGNMENTS OF MORTGAGE: And assigned to: Lehman Brothers Bank, FSB Dated: April 30, 2003 Recorded: June 13, 2003 Dakota County Recorder Document Number: 2062390 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 26, 2004 Recorded: March 15, 2004 Dakota County Recorder Document Number: 2185271 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001006300 Lender or Broker: Lendsource, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1213 Walnut St, Farmington, MN 55024-1773 Tax Parcel ID Number: 14-22502-130-03 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, East Farmington Third Addition, according to the map or plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,410.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016079F01 2304603 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 4, 2002 MORTGAGORS: Carolann Laine and Richard H. Laine, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971269.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935121001461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 5974 133rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014440107001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Lapaz 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,346.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1873 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345487 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2005 MORTGAGORS: Kelly A. Aitkin and Wayne Apple Aitkin, wife and husband.

MORTGAGEE: Superior Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379517.

ASSIGNMENTS OF MORTGAGE: Assigned to: BNC Mortgage, Inc., Dated: October 19, 2005, Recorded: April 2, 2007, Document No. 2506820.

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: November 4, 2005, Recorded: April 2, 2007, Document No. 2506821.

And thereafter assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-1, Dated: August 6, 2010, Recorded: August 12, 2010, Document No. 2746030.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Superior Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13517 South 1st Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024325003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Krestwood Knolls 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,996.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4142 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345324 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

���������� �� ���� �����

���������� ���� ���������

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 MORTGAGOR: Michael Ganskie a/k/a Mike Ganskie, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 3, 2007, Dakota County Recorder, Document No. 2513927.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520042879975 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7364 143rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110204009 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 9, Greenleaf Townhouses Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,745.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4401 2004287997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2308617 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 MORTGAGOR(S): Thomas Gates, And Jessica Gates, Husband and Wife, All As Tenants in Common MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 03, 2007 Dakota County Recorder Document Number: 2507317 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0007933798-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15670 Hallmark

Property Address: 15670 Hallmark Path, Apple Valley, MN 55124-7174 Tax Parcel ID Number: 01-49100-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Morningview, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $332,694.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016575F01 2308955 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $444,000.00 MORTGAGOR(S): Dennis F. Butler and Nancy L. Butler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 25, 2010 Dakota County Registrar of Titles Document Number: T662406 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001996-0000010853-6 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147835 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1291 Spring Green Ln, Burnsville, MN 55306-6363 Tax Parcel ID Number: 02-71800-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Spring Green, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration Document Nos. 427819 and 427823.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $461,817.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014277F02 2304584 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,614.00 MORTGAGOR(S): Kristi L. Willard, A Single Woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265959 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S, Bank, N.A. Dated: September 24, 2009 Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265960 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12765 Edgewater Path, Apple Valley, MN 55124-8654 Tax Parcel ID Number: 01-34151-152-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 152, Condominium No. 98, Hunters Run Villas, a condominium in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,033.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015659F01 2304535 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 9, 2007 MORTGAGORS: L u i s G o m e z a n d Maria Gomez, husband and wife, and Miguel Gomez, a single person.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded December 12, 2007, Dakota County Recorder, Document No. 2560781.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4103 Blueberry Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 103300029006 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Hilltop Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $301,111.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2302 0005856537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345306 9/16-10/21/10

������ ������ ������� ��������� MORTGAGEE: J P��� M o r���� gan

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,100.00 MORTGAGOR(S): Genet Ayano, a married person MORTGAGEE: Advisor's Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006346 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 27, 2002 Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006347 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 02, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428198 And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001799889 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12968 Nicollet Ave Apt 201, Burnsville, MN 55337-3563 Tax Parcel ID Number: 02-01300-627-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 201, 12968 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $88,007.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016889F01 2341842 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: S h a n n o n M a r i e Johnson, a single person.

MORTGAGEE: J P M o r g a n C h a s e

���

Chase Bank, N.A. DATE AND PLACE OF RECORDING: Recorded July 17, 2007, Dakota County Recorder, Document No. 2530719.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 2, 2010, Recorded: May 14, 2010, Document No. 2730315.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 TAX PARCEL I.D. #: 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$197,423.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7915 1064169988 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310768 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 4, 2006 MORTGAGOR: Sue Ann Tangorra, a single woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 29, 2006, Dakota County Registrar of Titles, Document No. 603436, Certificate of Title No. 141676 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: July 21, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440003653292 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NetBank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 4752 Flora Drive, Eagan, MN 55112

���������� �� ���� �����

��� ��������� ��� ���� ������ ������ been instituted at law proceeding has ������� or otherwise to recover the debt ���������� ���� ��������� 4752 Flora Drive, Eagan, MN 55112 TAX PARCEL I.D. #: 106398304016 LEGAL DESCRIPTION OF PROPERTY: LOT FOUR (4), BLOCK SIXTEEN (16) IN RIDGECLIFFE FOURTH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,295.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2593 5304097404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310951 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 6 , 2008 MORTGAGORS: Satram Nauth and Savitri Nauth, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 19, 2008, Dakota County Recorder, Document No. 2579014.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001825582 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14576 Boxwood Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 346520118001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Rosewood Village Second Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,446.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,647.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8872 1847156532 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310479 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 9 , 2007 MORTGAGOR: Laura T. Hadden, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 30, 2007, Dakota County Recorder, Document No. 2506646.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: November 13, 2008, Recorded: September 14, 2009, Document No. 2684147.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013202293 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 13493 Georgia Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-17150-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cherry Oak Estates, according to the recorded plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,910.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $541,699.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2856 1044859000 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311045 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 , 2007 MORTGAGORS: William P. Dunley and Sara J. Dunley, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 19, 2007, Dakota County Recorder, Document No. 2551635.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: March 3, 2010, Recorded: March 4, 2010, Document No. 2717456.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500051003946 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1204 Aspen Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142250303001 LEGAL DESCRIPTION OF PROPERTY: LOT 3, BLOCK 1, EAST FARMINGTON FOURTH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,765.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8034 1991702338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2303547 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $678,750.00 MORTGAGOR(S): Kevin W Daly and Margaret R Daly, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: October 05, 2004 Dakota County Registrar of Titles Document Number: 549309 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 113158 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1851 Orchard Hl, Mendota Heights, MN 55118-4168 Tax Parcel ID Number: 27-73601-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Swanson's Second Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $699,549.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016448F01 2337612 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,530.00 MORTGAGOR(S): Heather D. Cronin and James R. Cronin, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 07, 2005 Dakota County Recorder Document Number: 2337797 ASSIGNMENTS OF MORTGAGE: And assigned to: Fannie Mae ("Federal National Mortgage Association") Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000164352 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: IBM Lender Business Process Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2221 140th St W, Rosemount, MN 55068-2243 Tax Parcel ID Number: 341450326002 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Biscayne Pointe Fourth Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $329,064.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Fannie Mae ("Federal National Mortgage Association") Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003216F04 2344309 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,000.00 MORTGAGOR(S): David M Vondrasek, a single person MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF RECORDING: Recorded: December 28, 2001 Dakota County Recorder Document Number: 1845348 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: October 25, 2001 Recorded: December 28, 2001 Dakota County Recorder Document Number: 1845349 And assigned to: CitiMortgage, Inc. Dated: September 23, 2004 Recorded: October 04, 2004 Dakota County Recorder Document Number: 2254366

Document Number: 2254366 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1028 Sperl St, West Saint Paul, MN 55118-1656 Tax Parcel ID Number: 42-12750-170-00 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Axelrod & Legler's Rearrangement, West. St. Paul, Dakota County, Minnesota, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $101,406.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016638F01 2311000 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2005 MORTGAGORS: E r i c D . V e v e a a n d Victoria A. Vevea, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2005, Dakota County Recorder, Document No. 2369774.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 1, 2009, Recorded: December 7, 2009, Document No. 2700611.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015902278007669 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1496 Sherwood Way, Eagan, MN 55122 TAX PARCEL I.D. #: 10-57665-120-02 LEGAL DESCRIPTION OF PROPERTY: LOT 12, BLOCK 2, PINETREE PASS 6TH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $563,000.00 AMOUNT DUE AND CLAIMED TO BE

���������� �� ���� �����

���������� ���� ���������

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $586,213.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7557 1927074991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310886 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGOR: Bryan M. McGroarty, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 14, 2007, Dakota County Registrar of Titles, Document No. 607389, Certificate of Title No. 135264.

ASSIGNMENTS OF MORTGAGE: Assigned to: LPP Mortgage Ltd., Dated: September 1, 2008, Recorded: November 4, 2008, Document No. T635379.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176107011640561 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc. RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12 Oak Shore Drive, Burnsville, MN 55306 TAX PARCEL I.D. #: 025375406202 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Oak Shores Ninth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,911.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010.

LPP Mortgage Ltd. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1844 1424146932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311057 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 2, 2005 MORTGAGORS: T e r e s a L . R i c h t e r and Robert Eugene Richter, Sr., wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 15, 2005, Dakota County Recorder, Document No. 2388929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Capital I Inc. Trust 2006-HE2, Mortgage Pass-Through Certificates, Series 2006-HE2, Dated: August 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077910005096579 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 6775 Concord Boulevard, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 204325019000 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, William F. Krech Addition to Inver Grove, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,181.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4141 0022108591 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310930 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 10, 2007 MORTGAGOR: M a r w a E m b a b y , a married person .

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 8, 2007, Dakota County Recorder, Document No. 2548821.

ASSIGNMENTS OF MORTGAGE: Assigned to: Fannie Mae ("Federal National Mortgage Association"), Dated: May 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200620239998 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loans, a Division of First Tennessee Bank N.A. RESIDENTIAL MORTGAGE SERVICER: IBM Lender Business Process Services Inc. MORTGAGED PROPERTY ADDRESS: 17017 Georgetown Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16704-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Cedar Highlands 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $411,272.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010.

Federal National Mortgage Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-319 8349014 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310457 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife.

MORTGAGEE: Nationwide Lending Corporation.

DATE AND PLACE OF RECORDING: Recorded June 6, 2005, Dakota County Recorder, Document No. 2327815.

ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage Corporation pursuant to court order filed as Document No. 2722144. And thereafter assigned to: Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-NC2, Dated: October 1, 2009, Recorded: April 16, 2010, Document No. 2725160.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20071 Heathrow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-303-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2303, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,321.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3278 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345239 9/16-10/21/10

������ ������ ������� ING: ��������� ��� ����

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: Miguel A. Gutierrez Ramirez and Justina Velazquez Vega, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423237.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: January 20, 2009, Recorded: February 5, 2009, Document No. 2635690.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007370064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 436 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,805.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345469 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 MORTGAGOR(S): Mark Sandstrom and Andrea Sandstrom, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING:

���

Registered: August 02, 2006 Dakota County Registrar of Titles Document Number: 595197 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001022471 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 1040438 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 943 6th Ave S, South Saint Paul, MN 55075-3038 Tax Parcel ID Number: 36-48750-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Four (4), of M.D. Millers Spring Park Addition to South St. Paul, Dakota County, Minnesota, according to the plat thereof on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,093.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016342F01 2304552 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $736,000.00 MORTGAGOR(S): Craig Johanns and Mary Wolf-Johanns, husband and wife MORTGAGEE: Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded: November 18, 2003 Dakota County Recorder Document Number: 2141494 DATE AND PLACE OF REGISTERING: Registered: November 18, 2003 Dakota County Registrar of Titles Document Number: 521825 ASSIGNMENTS OF MORTGAGE: And assigned to: Homecomings Financial Network, Inc. Dated: February 11, 2005 Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353437 Registered: December 09, 2005 Dakota County Registrar of Titles Document Number: 580760 And assigned to: The Bank Of New York Mellon Trust Company, National Association Fka The Bank Of New York Trust Company, N.A. as Successor To JPmorgan Chase Bank N.A., as Trustee Dated: March 29, 2008 Recorded: November 13, 2008 Dakota County Recorder Document Number: 2622525

���������� �� ���� �����

��� ��������� ��� ���� ������ ������ ������� VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: ���������� ���� ��������� Document Number: 2622525 Registered: April 30, 2007 Dakota County Registrar of Titles Document Number: 609654 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Washington Mutual Bank, FA Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129943 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3494 Wolfberry Ct, Eagan, MN 55123-2494 Tax Parcel ID Number: 10-64800-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Royal Oaks, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $765,147.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon Trust Company, National Association fka The Bank Of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A., as Trustee for Mortgage Asset-Backed Pass-Through Certificates, Series 2006-RP3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003561F03 2310974 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 2 , 2002 MORTGAGORS: R a m i z S a a d e h , single and Rami Saadeh and Abeer Hattar, husband and wife, and Yousef Saadeh and Norma Qewar, husband and wife.

MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 17, 2002, Dakota County Recorder, Document No. 1886008.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 22, 2002, Recorded: April 17, 2002, Document No. 1886009.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage

7260 158th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11650-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Apple Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,396.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,712.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 7810211148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2308639 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $528,000.00 MORTGAGOR(S): Michelle J Simonsen and Thomas L Simonsen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 28, 2006 Dakota County Recorder Document Number: 2477968 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120042015 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18375 Ipava Ave, Lakeville, MN 55044-7783 Tax Parcel ID Number: 22-01800-010-08 LEGAL DESCRIPTION OF PROPERTY: That part of the East Half of the East Half of the Northeast Quarter of Section 18, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the intersection of the South line of the North 1959.50 feet of the Northeast Quarter of said Section 18 with the West line of the East Half of the East Half of the Northeast Quarter of said Section 18; thence Easterly along the South line of the said North 1959.50 feet of the Northeast Quarter a distance of 655.45 feet to the East line of the said Northeast Quarter; thence Northerly along the East line of the said Northeast Quarter a distance of 8.50 feet; thence Westerly on a straight line to a point in the West line of the said East Half of the East Half of the Northeast Quarter, distant 20.00 feet Northerly of the point of beginning; thence Southerly along the West line of the said East Half of the East Half of the Northeast Quarter a distance of

the Northeast Quarter a distance of 20.00 feet to the point of beginning.

Excepting therefrom that part lying Easterly of the center line of the town road (Ipava Avenue) as traveled AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,335.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010424F02 2309039 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGORS: Patrick J. Schreifels and Karmen S. Schreifels, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document No. 2361047.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP1, Dated: August 2, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000832944 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 17980 Fullerton Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221860026006 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 6, Crossroads First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $350,664.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010.

HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-634 2000159158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311012 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 18, 2007 MORTGAGOR: Loan Anh Nguyen, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 28, 2007, Dakota County Recorder, Document No. 2547140.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520046726198 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 404 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, East Farmington 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,165.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4384 2004672619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319974 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,100.00 MORTGAGOR(S): Leann M. Grier a single person MORTGAGEE: Town and Country Credit Corp SERVICER: Ocwen Loan Servicing, LLC LENDER: Town and Country Credit Corp.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on April 9, 2003, as Document No. 2027282 ASSIGNED TO: The Bank of New York Mellon Trust Co, N.A, as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2003-TC1, Asset Backed Pass-Through Certificates Dated: July 29, 2010, and recorded August 9, 2010

by Document No. 2745346.

LEGAL DESCRIPTION OF PROPERTY: Unit No. 126, Common Interest Community No.235, Regatta Court Homes, Dakota County, Minnesota.

PROPERTY ADDRESS: 15776 Flackwood Trail, Apple Valley, MN 55124 PROPERTY I.D: 01-63401-126-25 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Five Thousand Eight Hundred Thirty-One and 08/100 ($145,831.08) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 19, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010 The Bank of New York Mellon Trust Co, N.A, as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2003-TC1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00253-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3709294 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010, 09/30/2010, 10/07/2010 2322599 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single person.

MORTGAGEE: Voyageur Financial, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753662.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753663. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897581. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: August 5, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 773 Cougar Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 105380111201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 11, Block 1, Oakwood Heights 2nd Addition, lying easterly of a line drawn from a point on the north line of said Lot 11 distant 37.56 feet westerly of the northeast corner of said Lot 11, to a point on the south line of said Lot 11, distant 53.15 westerly of the southeast corner of said Lot 11, according to the recorded plat thereof on file and of record in the office of the County Recorder in and for Dakota County, Minnesota.

Abstract Property 60-3003 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,787.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3093 5300988507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2336078 9/9-10/14/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: A d a m C . H o f f m a n and Sara J. Peine, both single persons.

MORTGAGEE: Dakota Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 12, 2004, Dakota County Recorder, Document No. 2194165.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: February 20, 2004, Recorded: April 12, 2004, Document No. 2194166. And thereafter assigned to: CitiMortgage, Inc, Dated: August 26, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Dakota Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15600 Upper 194th Street East, Hastings, MN 55033 TAX PARCEL I.D. #: 330190014028 LEGAL DESCRIPTION OF PROPERTY: The East 174.02 feet of the West 555.05 feet of the South 1/2 Northwest 1/4 of Section 19, Township 114, Range 16, lying South of Line B. Description of Line B: Commencing at a point on the West line of the South 1/2 Northwest 1/4 of Section 19, Township 114, Range 16, 253.52 feet North of the Southwest corner thereof; thence Northeasterly 1790.18 feet to a point which is 1790.04 feet East of the West line of said South 1/2 Northwest 1/4 and 288.89 feet North of the South line of said South 1/2 Northwest 1/4, Dakota County, Minnesota, according to the Government Survey thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,053.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344670 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,812.00 MORTGAGOR(S): Kasey Rice, an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 02, 2006 Dakota County Recorder Document Number: 2409717 LOAN MODIFICATION: Dated: March 01, 2008 Recorded: August 14, 2008 Document Number: 2608171 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100175200002858150 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 633 10th Ave N, South Saint Paul, MN 55075-1616 Tax Parcel ID Number: 36-70207-240-05 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, South Park Division No. 8 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,662.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017058F01 2343768 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2008 MORTGAGOR: R o d r i g o V i l l a d a , a Married Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2008, Dakota County Recorder, Document No. 2591858.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 2, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021040059 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13413 Brick Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343207650220 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 502, COMMON INTEREST COMMUNITY NO. 490, A CONDOMINIUM, HARMONY WEST, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,820.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8777 1749519158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310872 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Burton Kegan and Emilce Kegan, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 17, 2006, Dakota County Registrar of Titles, Document No. 585055, Certificate of Title No. 139064.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 10, 2007, Recorded: August 6, 2007, Document No. 61524. And thereafter Assigned to: Chase Home Finance LLC, Dated: September 21, 2009, Recorded: October 5, 2009, Document No. T651808.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010400202677751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Company LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1508 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-22475-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Earle Place, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $247,903.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7104 1914208891 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310894 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 MORTGAGOR: Kevin Zahn, a single person.

MORTGAGEE: Pillar Mortgage Services Corporation.

DATE AND PLACE OF RECORDING: Recorded June 29, 2005, Dakota County Recorder, Document No. 2335297.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. in trust for the benefit of the Certificateholders of Asset Backed Securities Corporation Home Equity Loan Trust, Series OOMC 2005-HE6, Dated: November 5, 2009 Recorded: February 25, 2010, Document No. 2716155 and

by Document No. 2673654.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pillar Mortgage Services Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 222 North 13th Avenue, Saint Paul, MN 55075 TAX PARCEL I.D. #: 36.72650.210.04 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 4, Steins Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,046.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

���

������ ������ ������� ��������� 55, Lobby #S-100, Hastings, MN 08, 2010 at 10:00 AM��� ���� to pay the debt then secured by said PLACE OF SALE: Dakota County Mortgage, and taxes, if any, on said L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 premises, and the costs and disburse- Highway 55, Lobby S-100, Hastings, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Minnesota allowed by law subject to redemption t o p a y t h e d e b t s e c u r e d b y s a i d within six (6) months from the date of mortgage and taxes, if any, on said said sale by the mortgagor(s), their premises and the costs and disbursepersonal representatives or assigns ments, including attorney fees allowed unless reduced to Five (5) weeks under by law, subject to redemption within MN Stat. §580.07. six (6) months from the date of said TIME AND DATE TO VACATE PROP- s a l e b y t h e m o r t g a g o r ( s ) , t h e i r E R T Y : I f t h e r e a l e s t a t e i s a n personal representatives or assigns. owner-occupied, single-family dwellIf the Mortgage is not reinstated ing, unless otherwise provided by law, u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e the date on or before which the mort- property is not redeemed under Minn. gagor(s) must vacate the property if the Stat. §580.23, the Mortgagor must mortgage is not reinstated under sec- vacate the property on or before 11:59 tion 580.30 or the property is not p.m. on April 08, 2011, or the next redeemed under section 580.23 is business day if April 08, 2011 falls on 11:59 p.m. on April 21,2011. a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM Mortgagor(s) released from financial FINANCIAL OBLIGATION ON MORT- obligation: NONE GAGE: None THIS COMMUNICATION IS FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR ATTEMPTING REDEMPTION BY THE MORTGAGOR, T O C O L L E C T A D E B T . A N Y THE MORTGAGOR'S PERSONAL REP- INFORMATION OBTAINED WILL BE RESENTATIVES OR ASSIGNS, MAY BE USED FOR THAT PURPOSE. REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION OF CIAL ORDER IS ENTERED UNDER THE DEBT AND IDENTITY OF THE MINNESOTA STATUTES, SECTION ORIGINAL CREDITOR WITHIN THE 582.032, DETERMINING, AMONG TIME PROVIDED BY LAW IS NOT OTHER THINGS, THAT THE MORT- AFFECTED BY THIS ACTION. GAGED PREMISES ARE IMPROVED THE TIME ALLOWED BY LAW FOR WITH A RESIDENTIAL DWELLING OF REDEMPTION BY THE MORTGAGOR, LESS THAN FIVE UNITS, ARE NOT T H E M O R T G A G O R ' S P E R S O N A L PROPERTY USED IN AGRICULTURAL REPRESENTATIVES OR ASSIGNS, P R O D U C T I O N , A N D A R E MAY BE REDUCED TO FIVE WEEKS IF ABANDONED." A JUDICIAL ORDER IS ENTERED Dated: August 11, 2010.

UNDER MINNESOTA STATUTES, Wells Fargo Bank, N.A., as Trustee SECTION 582.032, DETERMINING, Mortgagee/Assignee of Mortgagee AMONG OTHER THINGS, THAT THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. M O R T G A G E D P R E M I S E S A R E By: Paul A. Weingarden IMPROVED WITH A RESIDENTIAL Attorneys for Mortgagee/Assignee of D W E L L I N G O F L E S S T H A N F I V E Mortgagee UNITS, ARE NOT PROPERTY USED IN 4500 Park Glen Road #300 AGRICULTURAL PRODUCTION, AND Minneapolis, MN 55416 ARE ABANDONED. (952) 925-6888 DATED: August 26, 2010 40-2690 MORTGAGEE: Bank of America, N.A. 0016749004 Wilford & Geske, P.A. THIS IS A COMMUNICATION FROM Attorneys for Mortgagee A DEBT COLLECTOR. Lawrence A. Wilford 2319840 8/26-9/30/10 James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 NOTICE OF MORTGAGE File Number: 016658F01 FORECLOSURE SALE 2318223 8/26-9/30/10 NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September NOTICE OF MORTGAGE 06, 2006 FORECLOSURE SALE ORIGINAL PRINCIPAL AMOUNT OF THE RIGHT TO VERIFICATION MORTGAGE: $205,000.00 OF THE DEBT AND IDENTITY OF MORTGAGOR(S): James P. McLaren THE ORIGINAL CREDITOR WITHIN And Kathryn L. McLaren, Husband and THE TIME PROVIDED BY LAW IS Wife NOT AFFECTED BY THIS ACTION. MORTGAGEE: Bank of America, N.A. NOTICE IS HEREBY GIVEN, that DATE AND PLACE OF REGISTER- default has occurred in conditions of ING: the following described mortgage: Registered: September 18, 2006 DATE OF MORTGAGE: J u n e 2 6 , Dakota County Registrar of Titles 2003 Document Number: 597971 MORTGAGOR: Kimberly A. Arnold, a Transaction Agent: Not Applicable single person.

Transaction Agent Mortgage IdentifiMORTGAGEE: Mortgage Electronic cation Number: Not Applicable Registration Systems, Inc. Lender or Broker: Bank of America, DATE AND PLACE OF RECORDING: N.A. Recorded September 17, 2003, Dakota Residential Mortgage Servicer: BAC C o u n t y R e c o r d e r , D o c u m e n t N o .

Home Loans Servicing, L.P. 2111128.

Mortgage Originator: Not Applicable ASSIGNMENTS OF MORTGAGE: CERTIFICATE OF TITLE NUMBER: Assigned to: CitiMortgage, Inc., Dated: 80520 August 12, 2010.

COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. Property Address: 24403 ChippenTRANSACTION AGENT'S MORTd a l e A v e W , F a r m i n g t o n , M N GAGE IDENTIFICATION NUMBER ON 55024-1669 MORTGAGE: 100103210000010453 Tax Parcel ID Number: LENDER OR BROKER AND MORT07-01800-011-14 GAGE ORIGINATOR STATED ON LEGAL DESCRIPTION OF PROPERTY: MORTGAGE: Prime Mortgage CorporaT h a t part of the North H a l f o f t h e tion South Half of the Southeast Quarter of RESIDENTIAL MORTGAGE SERthe Northeast Quarter (N1/2 of S 1/2 of VICER: CitiMortgage, Inc. SE 1/4 of NE 1/4) of Section Eighteen MORTGAGED PROPERTY ADDRESS: (18), Township One Hundred Thirteen 3545 Blue Jay Way #102, Eagan, MN (113), Range Nineteen (19), described 55123 as follows, to-wit: Beginning at a point TAX PARCEL I.D. #: 104505124604 at the Southeast (SE) corner of said LEGAL DESCRIPTION OF PROPNorth Half of the South Half of the ERTY: Southeast Quarter of the Northeast Unit No. 11102, Lexington Place Quarter (N1/2 of S 1/2 of SE1/4 of NE Condominium, Condominium File 1/4) of Section eighteen (18); thence No. 66, a condominium located in North on the East Section line to a the County of Dakota. point 594 feet North of the Southeast COUNTY IN WHICH PROPERTY IS (SE) corner of the Northeast Quarter LOCATED: Dakota (NE 1/4) of said section thence West on ORIGINAL PRINCIPAL AMOUNT OF a line parallel to the South line of the MORTGAGE: $120,134.00 Southeast Quarter of the Northeast AMOUNT DUE AND CLAIMED TO BE Quarter (SE 1/4 of NE 1/4) of said Sec- DUE AS OF DATE OF NOTICE, INCLUDtion Eighteen (18) 1330 feet, more or ING TAXES, IF ANY, PAID BY MORTless, to the West line of the Southeast GAGEE: $109,069.91 Quarter of the Northeast Quarter (SE That prior to the commencement of 1/4 of NE 1/4) of said section; thence this mortgage foreclosure proceeding South along the West line of said Mortgagee/Assignee of Mortgagee comSoutheast Quarter of the Northeast plied with all notice requirements as Quarter (SE 1/4 of NE 1/4) of said sec- required by statute; That no action or tion to the Southwest (SW) corner of proceeding has been instituted at law the North Half of the South Half of the o r o t h e r w i s e t o r e c o v e r t h e d e b t Southeast Quarter of the Northeast secured by said mortgage, or any part Quarter (N 1/2 of S 1/2 of SE 1/4 of NE thereof; 1/4) of said Section Eighteen (18); PURSUANT to the power of sale conthence East long the South line of said tained in said mortgage, the above North Half of the South Half of the described property will be sold by the Southeast Quarter of the Northeast Sheriff of said county as follows: Quarter (N 1/2 of S 1/2 of NE 1/4) of DATE AND TIME OF SALE: October said Section to the point of beginning, 22, 2010 at 10:00 AM according to the Government Survey PLACE OF SALE: S h e r i f f ' s O f f i c e , thereof; EXCEPTING THEREFROM, the Law Enforcement Center, 1580 Hwy West three (3) acres thereof.

55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said $200,593.25 premises, and the costs and disburseT H A T a l l p r e - f o r e c l o s u r e ments, including attorneys' fees requirements have been complied with; allowed by law subject to redemption that no action or proceeding has been within six (6) months from the date of i n s t i t u t e d a t l a w o r o t h e r w i s e t o said sale by the mortgagor(s), their r e c o v e r t h e d e b t s e c u r e d b y s a i d personal representatives or assigns mortgage, or any part thereof; that this unless reduced to Five (5) weeks under is registered property; MN Stat. §580.07.

PURSUANT to the power of sale TIME AND DATE TO VACATE PROPcontained in said mortgage, the E R T Y : I f t h e r e a l e s t a t e i s a n above-described property will be sold owner-occupied, single-family dwellb y t h e S h e r i f f o f s a i d c o u n t y a s ing, unless otherwise provided by law, follows: the date on or before which the mortDATE AND TIME OF SALE: October ���������� �� ���� ����� 08, 2010 at 10:00 AM

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������ merger to������� Wachovia Mortgage, FSB, formerly known as World ���������� ���� ��������� the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4505 8189237 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319525 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,950.00 MORTGAGOR(S): John F Benson a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: February 15, 2005 Dakota County Registrar of Titles Document Number: 559005 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13316 Court Pl, Burnsville, MN 55337-1899 Tax Parcel ID Number: 02-40600-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Five (5) in Judicial Knolls, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,578.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage,

Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012266F02 2315093 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Recorded: July 14, 2010 Dakota County Recorder Document Number: 2740597 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2342272 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2007 MORTGAGORS: Stanley T. Hohneke and Karla J. Hohneke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2007, Dakota County Recorder, Document No. 2549984.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMOrtgage, Inc, Dated: August 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800910-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20843 Italy Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775022003 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 3, Clays Acres COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,007.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,698.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4604 2004648475 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340555 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB

Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-020-79 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,995.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 2317104 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2006

2006 MORTGAGORS: C h a d R . N e s s a n d Jessica A. Olson, Both Single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 27, 2006, Dakota County Recorder, Document No. 2408604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402029921297 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1091 Whitney Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011171131007 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 7, Apple valley 12th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,714.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8815 1914219606 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2314190 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,400.00 MORTGAGOR(S): Deborah A. Barrett, A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 19, 2004 Dakota County Recorder Document Number: 2177323 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: December 08, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626133 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000606-7700228191-3 Lender or Broker: Castle Mortgage Corporation Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1100 Aspen Dr, Burnsville, MN 55337-3932 Tax Parcel ID Number:

Tax Parcel ID Number: 02-56600-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Parkwood South 1st Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,501.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016691F01 2316188 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 1, 2003 MORTGAGOR:J o e l A . J o h n s o n , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 1, 2003, Dakota County Recorder, Document No. 2040574.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: April 1, 2003, Recorded: October 23, 2003, Document No. 2129182.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000037727 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12952 South Nicollet Avenue #301, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130058116 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 301, 12952 Nicollet Avenue South, Apartment Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$94,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$80,761.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

���������� �� ���� �����

���������� ���� ���������

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4452 635034724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2316549 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2002 MORTGAGORS: Thomas N. Degross and Linda K.A. Degross, husband and wife.

MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Registered August 14, 2003, Dakota County Registrar of Titles, Document No. 0510527, Certificate of Title No. 92044.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: July 29, 2010 Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 10044 205th Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227820416001 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, in Meadows West 5th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,917.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2257 0001761353 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2314246 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 1 , 2003 MORTGAGORS: James A. Rasmussen and Bonita A. Rasmussen, husband and wife.

MORTGAGEE: All Cities Mortgage & Financial.

DATE AND PLACE OF RECORDING: Registered February 26, 2004, Dakota County Registrar of Titles, Document No. 0530976, Certificate of Title No. 72562.

ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation, Dated: August 31, 2005, Recorded: February 21, 2006, Document No. 585099. And thereafter assigned to: Bank of America, N.A., as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BC13, Dated: August 13, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: All Cities Mortgage & Financial RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 4665 Bamble Circle, Eagan, MN 55122 TAX PARCEL I.D. #: 106398013002 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2 in Ridgecliffe First Addition, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,204.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on April 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

Bank of America, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3133 0011580149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2320022 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Michael E. Melchior and Samantha P. Melchior, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered June 13, 2006, Dakota County Registrar of Titles, Document No. 592147, Certificate of Title No. 118808.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 16, 2010, Document No. T658113. And thereafter assigned to: Selene Finance LP, Dated: May 12, 2010, Recorded: May 18, 2010, Document No. T662095.

And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: July 28, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400005342751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene LP MORTGAGED PROPERTY ADDRESS: 3779 Red Robin Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-77100-020-16 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Town View First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,639.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010.

Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1716 0000048231 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2317762 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 MORTGAGOR(S): Lywa Tuy and Sophan Tuy, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: April 17, 2006 Dakota County Recorder Document Number: 2421109 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Dated: June 09, 2008 Recorded: June 20, 2008 Dakota County Recorder Document Number: 2598003 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13430 Washburn Ave S, Burnsville, MN 55337-2193 Tax Parcel ID Number: 02-56702-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Paula's Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,547.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007928F02 2343795 9/16-10/21/10

������ ������ ������� ��������� ��� Transaction Agent:��� Not���� Applicable

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2005 MORTGAGORS: Hoang Yen Truong and Danh Truong, wife and husband.

MORTGAGEE: C h a s e M a n h a t t a n Bank, USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2299945.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH1, Asset Backed Pass-Through Certificates, Series 2007-CH1, Dated: August 31, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 12995 South Harriet Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15180-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Brittany Heights.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,359.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3777 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345266 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,500.00 MORTGAGOR(S): John F. Benson, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: March 07, 2005 Dakota County Registrar of Titles Document Number: 560424 Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135447 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13312 Court Pl, Burnsville, MN 55337-1899 Tax Parcel ID Number: 02-40600-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Six (6) in JUDICIAL KNOLLS, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,149.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A successor by merger to Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011602F02 2315051 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $343,000.00 MORTGAGOR(S): Patricia A. Greene, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 03, 2006 Dakota County Recorder Document Number: 2417694 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: August 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001625-0006246687-6 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1720 Atwater Path, Inver Grove Heights, MN 55077-1202 Tax Parcel ID Number: 20-14100-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), Bisanz Southview Estates AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $354,157.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

���������� �� ���� �����

��� ��������� ��� ���� ������ day ������ if April 08, ������� 2011 falls on a Satur day, Sunday or legal holiday. ���������� ���� ��������� no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016370F01 2318475 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,000.00 MORTGAGOR(S): David E. Taylor and Paula D. Taylor, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351530 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC. Dated: August 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0585050800-6 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1001 April Pl, Burnsville, MN 55306-6321 Tax Parcel ID Number: 02-71226-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Southcross Woods Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,723.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Satur-

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015020F02 2312861 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,685.00 MORTGAGOR(S): Kelly Jean Snyder, an unmarried woman and Chad Robert Benzinger, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410000980727 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title , on January 9, 2006, as Document No. 582550 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: June 17, 2010 , and recorded July 26, 2010 by Document No. T665184 .

LEGAL DESCRIPTION OF PROPERTY: Unit No. 24183, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota.

PROPERTY ADDRESS: 17406 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 22-18604-185-24 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Two Thousand Six Hundred Thirty-Six and 02/100 ($162,636.02) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of

Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00337-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3688015 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2317154 8/26-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 MORTGAGORS: S o u l i D a o h e u a n g and Malalack Daoheuang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 4, 2007, Dakota County Recorder, Document No. 2521549.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: October 13, 2009, Recorded: November 9, 2009, Document No. 2695118.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014394289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1496 Auburn Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-75950-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Thomas Lake Heights, according to the plat thereof now on file and of record within and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,911.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 1044886480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345446 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2006 MORTGAGORS: Melissa L. Prindle and Joseph G. Prindle, Jr., wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 13, 2006, Dakota County Recorder, Document No. 2397062.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: August 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000961438 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19162 Inndale Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222060122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, CIC No. 342, Dodd Marsh Highlands Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,620.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,549.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268 0004449853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2336129 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Amanda Berendt, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 15, 2007, Dakota County Recorder, Document No. 2524407.

2524407.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 18, 2009, Recorded: June 24, 2009, Document No. 2666354.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022606928251 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7441 143rd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31102-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Greenleaf Townhouses 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,434.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7623 1980174748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319738 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2001 MORTGAGORS: Edgar L. Freitag and Ann E. Freitag, husband and wife.

MORTGAGEE: P r o f e s s i o n a l M o r t gage Services, Inc..

DATE AND PLACE OF RECORDING: Recorded April 3, 2001, Dakota County Recorder, Document No. 1761959.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB, Dated: March 5, 2001, Recorded: April 3, 2001, Document No. 1761960. And thereafter assigned to: Chase Mortgage Company n/k/a Chase Home Finance LLC, Dated: September 16, 2001, Recorded: October 16, 2001, Document No. 1821162.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Professional Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 238 5th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70300-240-14

TAX PARCEL I.D. #: 36-70300-240-14 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 14, South Saint Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,837.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7538 1963904367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2318029 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Annette Aida Correa fka Annette Kahrs fka Annette Asher, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2005 Dakota County Recorder Document Number: 2352257 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278907253954 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16498 Foliage Ave W, Rosemount, MN 55068-1845 Tax Parcel ID Number: 22-21173-200-03 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 3, Donnay's Valley Park 4th Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,260.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

���������� �� ���� �����

���������� ���� ���������

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015897F01 2312041 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2005 MORTGAGOR: D a v i d A . B r u e , a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded November 16, 2005, Dakota County Recorder, Document No. 2381537.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 750 17th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020826008 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 8, South Park Division No. 9, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,010.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4482 651230510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319585 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $600,000.00 MORTGAGOR(S): Kevin D Doheny, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130560 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1610 Blackhawk Lake Pl, Eagan, MN 55122-1200 Tax Parcel ID Number: 10-14352-080-01 LEGAL DESCRIPTION OF PROPERTY: Block One (1), Lot Eight (8), in Blackhawk Glen 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $654,766.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016692F01 2337659 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 MORTGAGOR(S): Robert D Ring, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358775 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000283552 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 620 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-83900-001-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Whippoorwill Ridge Condominium, Common Interest Community No. 238, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,208.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016753F01 2343824 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2003 MORTGAGOR: Eric J. Wickoren, a married person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 14, 2003, Dakota County Recorder, Document No. 2140459.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 25, 2003, Recorded: November 14, 2003, Document No. 2140460.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16445 Garner Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117521003 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Donnay's Valley Park 6th, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,759.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1145 7810360055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319627 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,400.00 MORTGAGOR(S): Gregory K. Ascherman and Cynthia M. Ascherman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 02, 2007 Dakota County Recorder Document Number: 2534850 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2007-4 Dated: August 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100236400000299012 Lender or Broker: Mercantile Mortgage Company Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 930 18th Ave N, South Saint Paul, MN 55075-1433 Tax Parcel ID Number: 36-30900-170-02 (Lot 17) 36-30900-181-02 (Part of Lot 18) LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Two (2), Grand View Addition to South St. Paul, and, that part of Lot Eighteen (18), Block Two (2), of said Grand View Addition to South St. Paul, lying southerly of the following described line: Commencing at the Northwest corner of said Lot Eighteen (18); thence southerly along the west line of said Lot Eighteen (18) a distance of 34.86

���

������ ������ ������� ��������� ��� ���� at law Lot Eighteen (18) a distance of 34.86 proceeding has been instituted feet to the point of beginning of the o r o t h e r w i s e t o r e c o v e r t h e d e b t line to be described; thence easterly, secured by said mortgage, or any part deflecting to the left 90 degrees, 33 thereof; PURSUANT to the power of sale conminutes 37 seconds, to the east line of said Lot Eighteen (18), and there ter- tained in said mortgage, the above minating, according to the plat thereof described property will be sold by the now on file and of record in the Office Sheriff of said county as follows: DATE AND TIME OF SALE: October of the County Recorder in and for said 26, 2010 at 10:00 AM Dakota County, Minnesota.

PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN $183,489.47 THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that Mortgage, and taxes, if any, on said no action or proceeding has been insti- premises, and the costs and disbursetuted at law or otherwise to recover the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s debt secured by said mortgage, or any allowed by law subject to redemption part thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of said county as fol- MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: October E R T Y : I f t h e r e a l e s t a t e i s a n 15, 2010 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE: Dakota County ing, unless otherwise provided by law, Law Enforcement Center, 1580 High- the date on or before which the mortway 55, Lobby S-100, Hastings, Minne- gagor(s) must vacate the property if the sota mortgage is not reinstated under secto pay the debt secured by said mort- tion 580.30 or the property is not gage and taxes, if any, on said pre- redeemed under section 580.23 is mises and the costs and disburse- 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE: None "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their perREDEMPTION BY THE MORTGAGOR, sonal representatives or assigns.

If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION April 15, 2011, or the next business 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day if April 15, 2011 falls on a Satur- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED day, Sunday or legal holiday.

Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT obligation: NONE THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." Dated: August 23, 2010.

INFORMATION OBTAINED WILL BE Selene Finance LP USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE By: Paul A. Weingarden T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of Mortgagee AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 90-1611 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 0000033548 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 9/2-10/7/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2328646 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL N O T ICE IS HEREBY GIVEN that PRODUCTION, AND ARE ABANDONED. default has occurred in the conditions DATED: September 02, 2010 of the following described mortgage: ASSIGNEE OF MORTGAGEE: DATE OF MORTGAGE: July 07, 2008 Deutsche Bank National Trust ORIGINAL PRINCIPAL AMOUNT OF Company, as Trustee for Saxon MORTGAGE: $196,402.00 Asset Securities Trust 2007-4 MORTGAGOR(S): Nicole Sanchez, a Wilford & Geske, P.A. married person and Jeanne Goss and Attorneys for Assignee of Mortgagee Bruce Goss, wife and husband Lawrence A. Wilford MORTGAGEE: Mortgage Electronic James A. Geske Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 AND PLACE OF REGISTERDATE Woodbury, MN 55125-4393 ING: (651) 209-3300 Registered: May 05, 2009 Dakota File Number: 016747F01 2327704 9/2-10/7/10 County Registrar of Titles Document Number: T643261 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association NOTICE OF MORTGAGE Dated: August 18, 2010 FORECLOSURE SALE Transaction Agent: Mortgage ElecTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS cation Number: 100665300000083566 Lender or Broker: Provincial Bank NOT AFFECTED BY THIS ACTION. Residential Mortgage Servicer: U.S. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Bank Home Mortgage Mortgage Originator: Not Applicable the following described mortgage: CERTIFICATE OF TITLE NUMBER: DATE OF MORTGAGE: May 11, 2007 MORTGAGORS: Scott A. Lysne and 146531 COUNTY IN WHICH PROPERTY IS Lesia F. Lysne, husband and wife.

MORTGAGEE: Mortgage Electronic LOCATED: Dakota Property Address: 17435 Jersey Way, Registration Systems, Inc. DATE AND PLACE OF RECORDING: Lakeville, MN 55044-7769 Tax Parcel ID Number: Recorded May 25, 2007, Dakota County 22-27500-220-01 Recorder, Document No. 2519833.

LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: ERTY: Lot 22, Block 1, Forest Hills.

AMOUNT DUE AND CLAIMED TO BE November 9, 2009, Recorded: December 30, 2009, Document No. 2704984. D U E A S O F D A T E O F N O T I C E : And thereafter assigned to: Selene $201,851.78 THAT all pre-foreclosure requireFinance LP, Dated: January 20, 2010, Recorded: January 20, 2010, Docu- ments have been complied with; that ment No 2708852, as corrected by Cor- no action or proceeding has been instirective Assignment, Dated: August 10, tuted at law or otherwise to recover the debt secured by said mortgage, or any 2010.

TRANSACTION AGENT: Mortgage part thereof; that this is registered property; Electronic Registration Systems, Inc. PURSUANT to the power of sale conTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON t a i n e d i n s a i d m o r t g a g e , t h e property will be sold above-described MORTGAGE: 100252101000194562 LENDER OR BROKER AND MORT- by the Sheriff of said county as folG A G E O R I G I N A T O R S T A T E D O N lows: DATE AND TIME OF SALE: October MORTGAGE: Lendsource, Inc. R E S I D E N T I A L M O R T G A G E S E R - 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County VICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: Law Enforcement Center, 1580 High14272 Flora Way, Apple Valley, MN way 55, Lobby S-100, Hastings, Minnesota 55124 TAX PARCEL I.D. #: 01-16590-010-01 to pay the debt secured by said mortLEGAL DESCRIPTION OF PROP- gage and taxes, if any, on said premises and the costs and disburseERTY: Lot 1, Block 1, Cedar Isle Village ments, including attorney fees allowed by law, subject to redemption within Homes.

COUNTY IN WHICH PROPERTY IS six (6) months from the date of said sale by the mortgagor(s), their perLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sonal representatives or assigns.

If the Mortgage is not reinstated MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propDUE AS OF DATE OF NOTICE, INCLUD- erty is not redeemed under Minn. Stat.

ING TAXES, IF ANY, PAID BY MORT- §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on GAGEE: $307,023.65 That prior to the commencement of April 15, 2011, or the next business this mortgage foreclosure proceeding day if April 15, 2011 falls on a SaturMortgagee/Assignee of Mortgagee com- day, Sunday or legal holiday.

Mortgagor(s) released from financial plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������ ������� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ���������� ���� ��������� Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016641F01 2320425 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 MORTGAGOR: Jileen Mary Childers, a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 12, 2005, Dakota County Recorder, Document No. 2350375.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5179 Upper 182nd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950129006 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Dakota County Estates Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,936.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4510 650032665 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2325615 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jonathan J. Glass and Emily A. Glass, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323629 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-0511600004-7 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 324 Cari Park Ln, Hastings, MN 55033-3975 Tax Parcel ID Number: 19-16402-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Cari Park Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $122,736.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016721F01 2341284 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $277,200.00 MORTGAGOR(S): James W. Jensen, An Unmarried Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 27, 2005 Dakota County Recorder Document Number: 2375006 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, LLC Dated: August 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100330000000020049 Lender or Broker: MidAmerica Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3300 E Burnsville Pkwy, Burnsville, MN 55337-3400 Tax Parcel ID Number: 02-77900-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block One (1), Tuxedo Park, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,758.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016341F01 2320433 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 4 , 2005 MORTGAGOR: Steven E. Polsfuss, a single person.

MORTGAGEE: H o m e 1 2 3 C o r p o r a tion.

DATE AND PLACE OF RECORDING: Recorded November 10, 2005, Dakota County Recorder, Document No. 2380188.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC1 Asset-Backed Pass-Through Certificates, Dated: August 19, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home123 Corporation RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 1154 Lexington Ridge Court, Eagan, MN 55123 TAX PARCEL I.D. #: 104515002001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Lexington Ridge, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $464,000.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $498,256.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-600 2215878 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328284 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 5, 2002 MORTGAGORS: Diana J. Dickmeyer and Jason P. Dickmeyer, wife and husband.

MORTGAGEE: MORTGAGES UNLIMITED, INC. DATE AND PLACE OF RECORDING: Registered October 15, 2003, Dakota County Registrar of Titles, Document No. 0517779, Certificate of Title No. 118959.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: November 5, 2002, Recorded: October 15, 2003, Document No. 0517782.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MORTGAGES UNLIMITED, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1355 Jurdy Road, Eagan, MN 55121 TAX PARCEL I.D. #: 102096010001 LEGAL DESCRIPTION OF PROPERTY: LOT TEN (10) BLOCK ONE (1) IN DONNYWOOD COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,530.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4544 629203474 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2323421 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2004 MORTGAGOR: J a s o n P r i c e , A SINGLE PERSON. MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 13, 2004, Dakota County Registrar of Titles, Document No. 547478, Certificate of Title No. 133306.

ASSIGNMENTS OF MORTGAGE: Assigned to: CITIMORTGAGE, INC, Dated: August 6, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000066547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PRIME MORTGAGE CORPORATION RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1313 Calumet Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 425370105003 LEGAL DESCRIPTION OF PROPERTY: LOT 4 AND THE NORTH 1/2 OF LOT 5 BLOCK 3, OAKDALE 2ND ADDITION, DAKOTA COUNTY. MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,668.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4447 8425050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328249 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,200.00 MORTGAGOR(S): Gina Roers, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 28, 2006 Dakota County Recorder Document Number: 2424239 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the Registered Holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset-Backed Pass-Through Certificates.

Dated: December 19, 2008 Recorded: January 08, 2009 Dakota County Recorder Document Number: 2629971 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1004315-0000000407-3 Lender or Broker: JDB Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 451 15th Ave N, South Saint Paul, MN 55075-1824 Tax Parcel ID Number: 36-62700-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), In Block Five (5), F. Radants Addition to South Park, Dakota County, Minnesota, According to the Recorded Plat Thereof on File And of Record in the Office of the Register of Deeds Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,129.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

���������� �� ���� �����

���������� ���� ���������

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the Registered Holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset-Backed Pass-Through Certificates.

Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016593F01 2321238 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2007 MORTGAGORS: Michael Kalmes and Kristan Kalmes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492871.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1, Dated: August 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240012378102 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 18313 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950305003 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 3, DAKOTA COUNTY ESTATES FOURTH ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,271.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 1044839183 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328663 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 MORTGAGORS: D a r r i n M H a n s o n and Jodi A Hanson, husband and wife.

MORTGAGEE: AMC Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Registered December 11, 2006, Dakota County Registrar of Titles, Document No. 602413, Certificate of Title No. 113826.

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association as Trustee, in trust for the registered holders of Citigroup Mortgage Loan Trust 2007-AMC, Asset-Backed pass through certificates, series 2007-AMC2, Dated: November 24, 2006, Recorded: August 11, 2008, Document No. T631740. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: August 24, 2009, Recorded: November 23, 2009, Document No. T654251 and by document no. T640091. And thereafter assigned to: CitiMortgage, Inc, Dated: August 25, 2009, Recorded: November 23, 2009, Document No. T654252.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AMC Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17540 Finesse Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 224162504001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Kenridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,067.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $395,478.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343420 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 1 , 2008 MORTGAGORS: Anthony M. Verdeja and Marie F. Verdeja, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered January 25, 2008, Dakota County Registrar of Titles, Document No. 623041, Certificate of Title No. 144208.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000323377 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, DBA Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2220 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102023001 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Donnays Burnsville Heights, Common Interest Community Number 126.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,772.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8996 1860651296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345109 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2005 MORTGAGOR: Susanne M. Franzen, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 6, 2005, Dakota

Recorded September 6, 2005, Dakota County Recorder, Document No. 2358255.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700078153671 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8635 240th Street East, Hampton, MN 55031 TAX PARCEL I.D. #: 295120006015 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lot 5 and the West 1/2 of the South 42 1/2 feet of Lot 6, Block 15, Town of New Trier, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,587.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,047.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8888 1978839917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328352 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2002 MORTGAGORS: Michael J. White and Amy A. White, husband and wife.

MORTGAGEE: Prime Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded May 23, 2010, Dakota County Recorder, Document No. 1899591.

ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage,inc. N/K/A CitiMortgage, Inc., Dated: April 22, 2002, Recorded: May 23, 2002, Document No. 1899592.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 236 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255022106 LEGAL DESCRIPTION OF PROPERTY:

���

������ ������ ������� ��������� ��� ���� at law proceeding has been instituted ERTY: Lot 21 and the South 30 feet of Lot o r o t h e r w i s e t o r e c o v e r t h e d e b t 22, Block 6, Hepburn Park Addition secured by said mortgage, or any part to the city of St. Paul according to thereof; the recorded plate thereof, and situPURSUANT to the power of sale conate in Dakota County, Minnesota tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Sheriff of said county as follows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: October MORTGAGE: $153,600.00 15, 2010 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: S h e r i f f ' s O f f i c e , DUE AS OF DATE OF NOTICE, INCLUD- Law Enforcement Center, 1580 Hwy ING TAXES, IF ANY, PAID BY MORT- 55, Lobby #S-100, Hastings, MN GAGEE: $140,050.57 to pay the debt then secured by said That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under thereof; MN Stat. §580.07.

PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwellSheriff of said county as follows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: October the date on or before which the mort26, 2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: S h e r i f f ' s O f f i c e , mortgage is not reinstated under secLaw Enforcement Center, 1580 Hwy tion 580.30 or the property is not 55, Lobby #S-100, Hastings, MN redeemed under section 580.23 is to pay the debt then secured by said 11:59 p.m. on April 15, 2011.

Mortgage, and taxes, if any, on said MORTGAGOR(S) RELEASED FROM premises, and the costs and disburse- FINANCIAL OBLIGATION ON MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGE: None "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, their mortgagor(s), by the sale THE MORTGAGOR'S PERSONAL REPsaid personal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07.

CIAL ORDER IS ENTERED UNDER TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: August 20, 2010.

11:59 p.m. on April 26, 2011.

Provident Funding Associates, L.P. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None "THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 90-1834 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3517060028 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 9/2-10/7/10 WITH A RESIDENTIAL DWELLING OF 2328596 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: August 25, 2010.

RIGHT TO VERIFICATION THE CitiMortgage, Inc. OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: December 1, (952) 925-6888 2006 10-4478 MORTGAGORS: Kue Xiong and Kia 770068961 THIS IS A COMMUNICATION FROM Vang, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e A DEBT COLLECTOR. 2328208 9/2-10/7/10 Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 29, 2006, Dakota NOTICE OF MORTGAGE County Recorder, Document No. FORECLOSURE SALE THE RIGHT TO VERIFICATION 2484952.

ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN NONE TRANSACTION AGENT: NONE THE TIME PROVIDED BY LAW IS TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: NONE LENDER OR BROKER AND MORTthe following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , G A G E O R I G I N A T O R S T A T E D O N 2007 MORTGAGE: Washington Mutual Bank, MORTGAGORS: Sarah A. Burns and FA RESIDENTIAL MORTGAGE SERMichael David Burns, wife and husband.

VICER: Chase Home Finance, LLC MORTGAGEE: Mortgage Electronic MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. 3120 63rd Street East, Inver Grove DATE AND PLACE OF RECORDING: Heights, MN 55076 Recorded July 27, 2007, Dakota TAX PARCEL I.D. #: 20-19500-010-03 County Recorder, Document No. LEGAL DESCRIPTION OF PROP2533518.

ERTY: ASSIGNMENTS OF MORTGAGE: Lot 1, Block 3, Dakota Park COUNTY IN WHICH PROPERTY IS Assigned to: Provident Funding AssoLOCATED: Dakota ciates, L.P., Dated: July 28, 2010.

ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $188,000.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 1000179-3517060028-8 LENDER OR BROKER AND MORT- GAGEE: $205,823.54 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Asso- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comciates, L.P. R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: Provident Funding Associates, required by statute; That no action or proceeding has been instituted at law L.P. MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 2 5 6 3 L o c k w o o d D r i v e , M e n d o t a secured by said mortgage, or any part Heights, MN 55120 thereof; PURSUANT to the power of sale conTAX PARCEL I.D. #: 274160110904 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Unit No. 109, Condominium File No. Sheriff of said county as follows: 109, Kensington Carriage Homes DATE AND TIME OF SALE: October C o n d o m i n i u m , a C o n d o m i n i u m 26, 2010 at 10:00 AM located in Dakota County, MinnePLACE OF SALE: S h e r i f f ' s O f f i c e , sota.

Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE: $165,400.00 premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE: $165,089.32 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or proceeding has been instituted at law ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������ ������� GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� ���� ��������� TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 3011349291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328542 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 MORTGAGOR: Gregory M. Campion, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2006, Dakota County Recorder, Document No. 2453821.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935160700296 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 1132 8th Avenue South, Saint Paul, MN 55075 TAX PARCEL I.D. #: 363235007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Helena Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,990.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1810 3516070029 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328625 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2007 MORTGAGORS: Melissa A. Shaw, an Unmarried Woman and James R. Shaw, a Married Man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 3, 2007, Dakota County Recorder, Document No. 2559081.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600069912512 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18426 Lafayette Way #528B, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850752802 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 528B, CIC NO.372, PRAIRIE LAKE LODGES, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,008.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,195.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8997 1881239950 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345123 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGOR: Terri E. Norby, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder Document #: 2517027 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 46, REGATTA VILLAGE HOMES, A COMMON INTEREST COMMUNITY NO. 282, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 01-63402-046-50 PROPERTY ADDRESS: 15535 Foghorn Lane, Apple Valley, Minnesota 55124 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $154,824.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is March 4, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: September 8, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2345356 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Gretchen M. Murr and Thomas E. Murr, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2004 Dakota County Recorder Document Number: 2203280 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 20, 2010 Recorded: June 08, 2010 Dakota

Recorded: June 08, 2010 Dakota County Recorder Document Number: 2734273 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000147111 Lender or Broker: Summit Mortgage Corp.

Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 233 E Spruce St, South Saint Paul, MN 55075-3526 Tax Parcel ID Number: 36-71500-150-30 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 30, Spring Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,786.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011213F04 2323469 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12990 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12990 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Randall A. Cooper, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Five Hundred Thirty Six and 00/100 ($4,536.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 15, 2010, and recorded June 11, 2010, as Document No. 2 7 3 5 1 3 5 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made

thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 13, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 13, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 24, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144155 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2321840 9/2-10/7/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 0 , 2008 MORTGAGOR: David D. Thompson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2008, Dakota County Recorder, Document No. 2620063.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000063388 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5994 200th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141650501002 LEGAL DESCRIPTION OF PROPERTY: LOT ONE (1), BLOCK TWO (2), CHARLESWOOD SIXTH ADDITION, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $303,287.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,918.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8883 1771101921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328379 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2007 MORTGAGORS: K e l l i M . M o l z a h n and Ryan L. Molzahn, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded April 27, 2007, Dakota County Recorder, Document No. 2512798.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 30, 2010, Recorded: April 12, 2010, Document No. 2724102.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4172 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670005004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Cedar Grove No. 1, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,072.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8172 1064149084 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340363 9/16-10/21/10

���������� �� ���� �����

���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Joanna L. Lessard and Chad A. Lessard, wife and husband.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded January 4, 2006, Dakota County Recorder, Document No. 2394164.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 4, 2006, Recorded: April 17, 2006, Document No. 2420796. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3, Dated: April 9, 2009, Recorded: May 4, 2009, Document No. 2654155.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6015 Concord Boulevard East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-64050-040-01 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 1, Laura Riebe Addition to Inver Grove Heights, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,837.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345421 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 MORTGAGOR(S): Steven M. Robinette, a single person MORTGAGEE: HomeServices Lending, LLC DBA Edina Realty Mortgage

ing, LLC DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: May 24, 2004 Dakota County Recorder Document Number: 2207644 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Home Mortgage, Inc. Dated: April 19, 2004 Recorded: May 24, 2004 Dakota County Recorder Document Number: 2207645 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 03, 2005 Recorded: December 05, 2005 Dakota County Recorder Document Number: 2385959 And assigned to: U.S. Bank, N.A. Dated: March 24, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278103951732 Lender or Broker: HomeServices Lending, LLC DBA Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 305 Kopp Dr, West Saint Paul, MN 55118-2608 Tax Parcel ID Number: 42-42900-210-01 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1, Kopp Hills, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,904.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002084F03 2321278 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2009 MORTGAGORS: Heather Wieland and Brandon Wieland, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2009, Dakota County Recorder, Document No. 2684796.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100027109080071430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON

GAGE ORIGINATOR STATED ON MORTGAGE: NATIONAL BANK OF KANSAS CITY RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18384 Lafayette Way Unit 228H, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850722808 LEGAL DESCRIPTION OF PROPERTY: Unit #228H Prairie Lake Lodges, CIC 372 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,043.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,340.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 1120981866 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328236 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Kenneth M. Wagner, Jr. and Radarica Wagner, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 5, 2007, Dakota County Recorder, Document No. 2521761.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 23, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20843 India Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,929.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 1911430248 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328327 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,920.00 MORTGAGOR(S): John W Brown, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542204 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000958609 Lender or Broker: Bankers Mortgage Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15917 Finch Ave, Apple Valley, MN 55124-5811 Tax Parcel ID Number: 01-63400-041-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 41, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,288.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

���

������ ������ ������� ��������� ��� ���� obligation: NONE mortgagor(s) must vacate the property THIS COMMUNICATION IS FROM if the mortgage is not reinstated under A DEBT COLLECTOR ATTEMPT- section 580.30 or the property is not ING TO COLLECT A DEBT. ANY redeemed under section 580.23 is INFORMATION OBTAINED WILL BE 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF F I N A N C I A L O B L I G A T I O N O N THE DEBT AND IDENTITY OF THE MORTGAGE: None "THE TIME ALLOWED BY LAW FOR ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T REDEMPTION BY THE MORTGAGOR, AFFECTED BY THIS ACTION. THE MORTGAGOR'S PERSONAL REPTHE TIME ALLOWED BY LAW FOR RESENTATIVES OR ASSIGNS, MAY BE REDEMPTION BY THE MORTGAGOR, R E D U C E D T O F I V E W E E K S I F A THE MORTGAGOR'S PERSONAL REP- JUDICIAL ORDER IS ENTERED UNDER RESENTATIVES OR ASSIGNS, MAY BE MINNESOTA STATUTES, SECTION REDUCED TO FIVE WEEKS IF A JUDI- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G CIAL ORDER IS ENTERED UNDER O T H E R T H I N G S , T H A T T H E MINNESOTA STATUTES, SECTION M O R T G A G E D P R E M I S E S A R E 582.032, DETERMINING, AMONG IMPROVED WITH A RESIDENTIAL OTHER THINGS, THAT THE MORT- D W E L L I N G O F L E S S T H A N F I V E GAGED PREMISES ARE IMPROVED UNITS, ARE NOT PROPERTY USED IN WITH A RESIDENTIAL DWELLING OF AGRICULTURAL PRODUCTION, AND LESS THAN FIVE UNITS, ARE NOT ARE ABANDONED." Dated: August 18, 2010.

PROPERTY USED IN AGRICULTURAL PNC Bank, National Association PRODUCTION, AND ARE ABANDONED. Mortgagee/Assignee of Mortgagee DATED: September 02, 2010 USSET, WEINGARDEN AND LIEBO, P.L.L.P. ASSIGNEE OF MORTGAGEE: By: Paul A. Weingarden U.S. Bank National Association Attorneys for Mortgagee/Assignee of Wilford & Geske, P.A. Mortgagee Attorneys for Assignee of Mortgagee 4500 Park Glen Road #300 Lawrence A. Wilford Minneapolis, MN 55416 James A. Geske 8425 Seasons Parkway, Suite 105 (952) 925-6888 4-2269 Woodbury, MN 55125-4393 0003882431 (651) 209-3300 File Number: 016391F01 THIS IS A COMMUNICATION FROM 2326021 9/2-10/7/10 A DEBT COLLECTOR. 2328484 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2005 MORTGAGOR: T o n i M . M e n d e z , a single person.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank.

DATE AND PLACE OF RECORDING: Registered April 6, 2005, Dakota County Registrar of Titles, Document No. 562522, Certificate of Title No. 135774.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 2196 Upper 45th Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-71275-042-01 LEGAL DESCRIPTION OF PROPERTY: Exhibit A Legal Description THAT PART OF LOT FOUR (4), BLOCK ONE (1) IN SOUTHVIEW HILLS WHICH LIES NORTH OF A LINE DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST NORTHERLY CORNER OF SAID LOT 4, THENCE ON AN ASSUMED BEARING OF SOUTH 0 DEGREES 41 MINUTES 06 SECONDS EAST, ALONG WEST LINE OF SAID LOT 4, A DISTANCE OF 264.46 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE NORTH 89 DEGREES 18 MINUTES 54 SECONDS EAST A DISTANCE OF 158.42 FEET TO THE EASTERLY LINE OF SAID LOT 4 AND THERE TERMINATING, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,861.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 17, 2009 MORTGAGORS: L e a p P a k a n d Phommaha Xayachack, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 19, 2009, Dakota County Recorder, Document No. 2691103.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0083609511-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 18355 Elkwood Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950517006 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 6, Dakota County Estates Sixth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,399.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $262,282.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

���������� �� ���� �����

��� ��������� ��� ���� ������ ������ ������� ���������� ���� ��������� ABANDONED. Dated: August 23, 2010.

Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1855 5529755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328576 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009 MORTGAGORS: Peter Mortenson and Antoinette Mortenson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered March 3, 2009, Dakota County Registrar of Titles, Document No. T640029, Certificate of Title No. 145095.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 14, 2010, Recorded: June 30, 2010, Document No. T664116.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000472703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank D/B/A Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 113 Strese Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011470112001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, in Bob's Garden View Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,947.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,450.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8544 1771672999 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343387 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: Curtis Gunderson and Kimberly Gunderson, husband and wife.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded May 6, 2005, Dakota County Recorder, Document No. 2319646.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: July 28, 2005, Recorded: August 8, 2005, Document No. 2348474. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666683.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16617 Flagstaff Way W., Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Donnay's Valley Park 8th.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,523.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 1044468660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345399 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 MORTGAGORS: Barbara S. Pasquale and Daniel J. Pasquale, Husband and Wife.

Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 9, 2010, Dakota County Recorder, Document No. 2329158.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: August 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061905146000165 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1642 River Bluff Court, Eagan, MN 55121 TAX PARCEL I.D. #: 104130010505 LEGAL DESCRIPTION OF PROPERTY: Unit 105, CIC Number 358, Ceder Bluff Townhomes Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,132.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,085.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3988 2002835484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328167 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2002 MORTGAGORS: Francisco M. Lopez and Christine M. Omodt-Lopez, husband and wife.

MORTGAGEE: MORTGAGES UNLIMITED, INC. DATE AND PLACE OF RECORDING: Recorded January 10, 2003, Dakota County Recorder, Document No. 1982721.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMOrtgage, Inc, Dated: September 25, 2002, Recorded: January 10, 2003, Document No. 1982722.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MORTGAGES UNLIMITED, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 1845 East 47th Street, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 206650010201 LEGAL DESCRIPTION OF PROPERTY: LOT TEN (10) EXCEPT THE EAST 2 FEET THEREOF SCHEFFKNECHT ADDITION BLOCK 1 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,164.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4531 626747431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328268 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,625.00 MORTGAGOR(S): Nexon Nou and Heang Oum, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: April 11, 2005 Dakota County Registrar of Titles Document Number: 562777 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120380 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1948 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 10-16704-130-13 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 13, in Cedar Grove Number 5 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,512.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010922F02 2335166 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 MORTGAGOR(S): Wayne Chapman, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: June 01, 2006 Dakota County Registrar of Titles Document Number: 591356 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139972 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 E Burnsville Pkwy Apt 208, Burnsville, MN 55337-3634 Tax Parcel ID Number: 02-32600-740-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 208, located in Condominium No. 7, Woodhurst West, a Condominium, Dakota County, Minnesota, according tot he Declaration and Bylaws dated and filed October 26, 1972, as Document No. 64663, and as amended in Document no. 67368 filed on the ninth day of May, 1973, and the floor plans filed as Document No. 64664 on October 26, 1972, and as amended in Document No. 67369, filed May 9, 1973, files of the Dakota County Registrar of Titles.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,768.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016727F01 2329930 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Munir Zabri, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410001253801 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 1, 2006, as Document No. 2449909 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: May 7, 2008, and recorded May 19, 2008 by Document No. 2590994.

LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Middle Creek East 3rd addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 20691 East Oaks Drive, Farmington, MN 55024 PROPERTY I.D: 14-48762-150-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Two Thousand Eight Hundred Thirty-Five and 24/100 ($302,835.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 26, 2010 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza,

���������� �� ���� �����

���������� ���� ���������

One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00397-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3721414 09/09/2010, 09/16/2010, 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010 2334008 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2007 MORTGAGORS: Larry V. Ramey and Lori D. Ramey, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2007, Dakota County Recorder, Document No. 2540752.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 27, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500044076264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sterling State Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4610 Kingsbury Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101350001004 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, BEACON HILL, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,111.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8936 1991624176 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345019 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Danard R. Meyer

MORTGAGOR(S): Danard R. Meyer and Lynette M. Meyer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 27, 2004 Dakota County Recorder Document Number: 2179995 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037505595948095 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20055 Dunbar Ave, Farmington, MN 55024-9469 Tax Parcel ID Number: 14-57600-011-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Pine Knoll, Except the following described property: Beginning at the southeast corner of said Lot 1; thence south 72 degrees 38 minutes 55 seconds west along the southerly line of said Lot 1, a distance of 123.00 feet; thence north 27 degrees 58 minutes 14 seconds west, a distance of 156.25 feet to the north line of said Lot 1; thence East along said north line a distance of 158.84 feet to the northeast corner of said Lot 1; thence southeasterly along a curve concave to the northeast, having a radius of 5679.74 feet, a central angle of 0 degrees 27 minutes 58 seconds, and a chord bearing of South 17 degrees 35 minutes 04 seconds east, for a distance of 46.20 feet; thence South 17 degrees 21 minutes 05 seconds east, tangent to said curve a distance of 60.00 feet to the point of beginning.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,530.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006085F04 2333066 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,600.00 MORTGAGOR(S): Thuy Bich Le, a married person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162081 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 13, 2003 Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162082

Document Number: 2162082 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428213 And assigned to: U.S. Bank National Association Dated: June 09, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736089 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001934353 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17544 Gage Ct, Lakeville, MN 55044 Tax Parcel ID Number: 22-18305-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Pond South 6th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,812.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014789F03 2331156 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2003 MORTGAGORS: C h r i s t o p h e r J .

Woolsey and Julie A. Woolsey, Husband and Wife.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded August 22, 2003, Dakota County Recorder, Document No. 2099388.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2316 Lemay Lake Road, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 270410001836 LEGAL DESCRIPTION OF PROPERTY:

ERTY: THE WEST 1 ACRE OF THE EAST 2 ACRES OF THE SOUTH 225.4 FEET OF NORTH 306.9 FEET OF LOT 36, AUDITORS SUBDIVISION NO.34, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,532.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8919 1583775929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335758 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 MORTGAGOR(S): Joan J Ellsworth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2005 Dakota County Recorder Document Number: 2310583 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604235896133 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7567 Dawn Ave, Inver Grove Heights, MN 55076-3135 Tax Parcel ID Number: 20-53651-050-07 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, The Oaks Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,178.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

���

������ ������ ������� ��� ���� UNDER by law, subject to redemption within CIAL ��������� ORDER IS ENTERED six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTsonal representatives or assigns.

If the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 April 22, 2011, or the next business ASSIGNEE OF MORTGAGEE: day if April 22, 2011 falls on a SaturU.S. Bank, National Association day, Sunday or legal holiday.

Mortgagor(s) released from financial Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee obligation: NONE THIS COMMUNICATION IS FROM Lawrence A. Wilford A DEBT COLLECTOR ATTEMPT- James A. Geske ING TO COLLECT A DEBT. ANY 8425 Seasons Parkway, Suite 105 INFORMATION OBTAINED WILL BE Woodbury, MN 55125-4393 (651) 209-3300 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF File Number: 016403F01 9/9-10/14/10 THE DEBT AND IDENTITY OF THE 2334971 ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE OF MORTGAGE THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE OF THE DEBT AND IDENTITY OF REDUCED TO FIVE WEEKS IF A JUDI- THE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY LAW IS MINNESOTA STATUTES, SECTION NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of GAGED PREMISES ARE IMPROVED the following described mortgage: DATE OF MORTGAGE: O c t o b e r 7 , WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2005 MORTGAGORS: Darouny L. KataviraPROPERTY USED IN AGRICULTURAL vong and K Kern Kataviravong, wife PRODUCTION, AND ARE ABANDONED. and husband.

DATED: September 09, 2010 MORTGAGEE: Mortgage Electronic MORTGAGEE: Mortgage Electronic Registration Registration Systems, Inc. DATE AND PLACE OF RECORDING: Systems, Inc. Recorded October 26, 2005, Dakota Wilford & Geske, P.A. C o unty Recorder, Document No. Attorneys for Mortgagee 2374546.

Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: James A. Geske Assigned to: Chase Home Finance LLC, 8425 Seasons Parkway, Suite 105 Dated: February 13, 2009, Recorded: Woodbury, MN 55125-4393 February 24, 2009, Document No. (651) 209-3300 2639528.

File Number: 016912F01 TRANSACTION AGENT: Mortgage 2334967 9/9-10/14/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000088340 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE NOTICE IS HEREBY GIVEN that GAGE ORIGINATOR STATED ON default has occurred in the conditions MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERof the following described mortgage: DATE OF MORTGAGE: August 15, VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2007 ORIGINAL PRINCIPAL AMOUNT OF 8 East 129th Street, Burnsville, MN 55337 MORTGAGE: $249,300.00 TAX PARCEL I.D. #: 02-52000-020-02 MORTGAGOR(S): Daniel S. Kealey, a LEGAL DESCRIPTION OF PROPmarried person MORTGAGEE: Mortgage Electronic ERTY: Lot 2, Block 2, Nordic Estates, Registration Systems, Inc. Dakota County, Minnesota.

DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded: August 28, 2007 Dakota LOCATED: Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2540555 MORTGAGE: $232,000.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE And assigned to: U.S. Bank, National DUE AS OF DATE OF NOTICE, INCLUDAssociation ING TAXES, IF ANY, PAID BY MORTDated: August 27, 2010 Transaction Agent: Mortgage Elec- GAGEE: $257,349.65 That prior to the commencement of tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comcation Number: 100330000000043298 Lender or Broker: Midamerica Mort- plied with all notice requirements as required by statute; That no action or gage Corporation Residential Mortgage Servicer: U.S. proceeding has been instituted at law or otherwise to recover the debt Bank Home Mortgage secured by said mortgage, or any part Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS thereof; PURSUANT to the power of sale conLOCATED: Dakota Property Address: 320 E 152nd St, tained in said mortgage, the above property will be sold by the described Burnsville, MN 55306-5008 T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: DATE AND TIME OF SALE: Novem02-18575-030-03 L E G A L D E S C R I P T I O N O F P R O P - ber 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: Lot Three (3), Block Three (3), Crystal Lake Addition, According to Law Enforcement Center, 1580 Hwy the Recorded Plat Thereof, Dakota 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disbursements, including attorneys' fees $251,751.18 THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale contained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, the date on or before which the mortlows: DATE AND TIME OF SALE: October gagor(s) must vacate the property if the mortgage is not reinstated under sec22, 2010 at 10:00 AM PLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM sota to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None "THE TIME ALLOWED BY LAW FOR mises and the costs and disbursements, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns.

If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF April 22, 2011, or the next business LESS THAN FIVE UNITS, ARE NOT day if April 22, 2011 falls on a Satur- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E day, Sunday or legal holiday.

Mortgagor(s) released from financial ABANDONED." Dated: September 3, 2010. obligation: NONE Chase Home Finance LLC THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY USSET, WEINGARDEN AND LIEBO, P.L.L.P. INFORMATION OBTAINED WILL BE By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 30-6322 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 1915281106 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 9/16-10/21/10 RESENTATIVES OR ASSIGNS, MAY BE 2342392 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������as������� Association, trustee, on behalf of the holders of the Asset Backed Secu���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2007 MORTGAGOR: R o b e r t W o o d r u f f Degen, a single man.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2007, Dakota County Recorder, Document No. 2550353.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1789 Riverwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742704502 LEGAL DESCRIPTION OF PROPERTY: Unit 45, C.I.C No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,945.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4614 1119910576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340422 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony Kimmen and Jennifer A. Kimmen, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460681 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of

rities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Dated: September 05, 2006 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1464 Brittany Rd, Hastings, MN 55033-2410 Tax Parcel ID Number: 19-71000-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,856.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016763F01 2331294 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,600.00 MORTGAGOR(S): Marsha Wickelgren, an unmarried person MORTGAGEE: The National Bank DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481652 ASSIGNMENTS OF MORTGAGE: And assigned to: Citimortgage, Inc. Dated: December 04, 2006 Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481653 And assigned to: The National Bank Dated: July 14, 2008 Recorded: July 21, 2008 Dakota County Recorder Document Number: 2603739 And assigned to: Suntrust Mortgage, Inc. Dated: July 17, 2008 Recorded: July 21, 2008 Dakota County Recorder Document Number: 2603740 And assigned to: Litton Loan Servicing, LP Dated: August 24, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The National Bank Residential Mortgage Servicer: Litton Loan Servicing, LP

ton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16927 Grenadier Ave, Lakeville, MN 55044-9028 Tax Parcel ID Number: 22-27600-170-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Foxborough, according to the recorded plat thereof and situated in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,603.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: Litton Loan Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016589F01 2335086 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGORS: Mario Guadarrama Irazoque and Elizabeth Gutierrez, husband and wife.

MORTGAGEE: Moneylink Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464100.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: October 5, 2007, Recorded: October 25, 2007, Document No. 2552690. And thereafter assigned to: Chase Home Finance LLC, Dated: May 7, 2009, Recorded: May 13, 2009, Document No. 2656653.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Moneylink Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 504 Wilson Court, Northfield, MN 55057 TAX PARCEL I.D. #: 43-52100070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, North Ridge Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8835 1064079706 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335719 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,182.00 MORTGAGOR(S): Myron A Okstad, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 16, 2009 Dakota County Recorder Document Number: 2631367 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012355177 Lender or Broker: Residential Mortgage Group, a division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14138 Plymouth Ave, Burnsville, MN 55337-5717 Tax Parcel ID Number: 02-58450-057-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 57, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,863.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2011, or the next business day if April 26, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016316F01 2333700 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 17, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2333488 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,250.00 MORTGAGOR(S): Randall S. Smith and Kristine L. Smith, husband and wife MORTGAGEE: The Morris Long Group DATE AND PLACE OF RECORDING: Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110162 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 19, 2003 Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110163 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Morris Long Group Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3149 198th St W, Farmington, MN 55024-1748 Tax Parcel ID Number: 12-23650-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Empire Glen AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,522.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

���������� �� ���� �����

���������� ���� ���������

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014065F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014065F01 2333143 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon Ridge Trl, Eagan, MN 55122-2385 Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,516.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 2341150 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGOR: Rita Marie Ireland, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 5, 2006, Dakota County Recorder, Document No. 2426369.

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC HOME LOANS SERVICING, L.P. F/K/A COUNTRYWIDE HOME LOANS SERVICING, L.P., Dated: April 1, 2009, Recorded: April 22, 2009, Document No 2651775.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065436012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale

MORTGAGE: America s Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 3869 154th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, O'Learys Hills Third Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,736.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 16, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 133089175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 23, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 10, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2342318 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Daniel T Ghebrihiwot, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 04, 2006 Dakota County Registrar of Titles Document Number: 602041 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040055343 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141397 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 115 Shoshoni Trl,

Property Address: 115 Shoshoni Trl, Apple Valley, MN 55124-9754 Tax Parcel ID Number: 01-56602-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, in Palomino Hills 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $239,693.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012610F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to November 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012610F02 2333657 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2009 MORTGAGORS: Steven W. Johnson and Kathy Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 15, 2009, Dakota County Recorder, Document No. 2684382.

ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: May 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100357020050122196 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Bank RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1105 3rd Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-10500-040-21 LEGAL DESCRIPTION OF PROPERTY: The West Half of Lot 3, and all of Lot 4, Block 21, Addition No. 13 to the City of Hastings COUNTY IN WHICH PROPERTY IS

���

������� ��������� ��� ���� for the hold as Trustee COUNTY ������ IN WHICH������ PROPERTY IS Association, ers of Bear Stearns ARM Trust, MortLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF gage Pass-Through Certificates, Series 2006-2 MORTGAGE: $178,954.00 Dated: April 02, 2010 AMOUNT DUE AND CLAIMED TO BE Registered: April 26, 2010 Dakota DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- County Registrar of Titles GAGEE: $183,330.99 Document Number: T660917 That prior to the commencement of Transaction Agent: Mortgage Electhis mortgage foreclosure proceeding tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiMortgagee/Assignee of Mortgagee complied with all notice requirements as cation Number: 100399600000111769 Lender or Broker: Bankfirst required by statute; That no action or Residential Mortgage Servicer: BAC proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t Home Loans Servicing, L.P. Mortgage Originator: Not Applicable secured by said mortgage, or any part CERTIFICATE OF TITLE NUMBER: thereof; P U R S U A N T t o t h e p o w e r o f s a l e 136480 COUNTY IN WHICH PROPERTY IS contained in said mortgage, the above described property will be sold by the LOCATED: Dakota Property Address: 17719 Ketchikan Sheriff of said county as follows: DATE AND TIME OF SALE: August Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 22-75890-010-01 LEGAL DESCRIPTION OF PROPLaw Enforcement Center, 1580 Hwy ERTY: Lot 1, Block 1, The Oaks of 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said premises, and the costs and disburse- D U E A S O F D A T E O F N O T I C E : m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s $755,925.95 THAT all pre-foreclosure requireallowed by law subject to redemption within six (6) months from the date of ments have been complied with; that said sale by the mortgagor(s), their no action or proceeding has been instipersonal representatives or assigns tuted at law or otherwise to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any part thereof; that this is registered MN Stat. §580.07.

T I M E A N D D A T E T O V A C A T E property; PURSUANT to the power of sale conPROPERTY: If the real estate is an owner-occupied, single-family tained in said mortgage, the dwelling, unless otherwise provided by above-described property will be sold law, the date on or before which the by the Sheriff of said county as folmortgagor(s) must vacate the property lows: DATE AND TIME OF SALE: June 11, if the mortgage is not reinstated under section 580.30 or the property is not 2010 at 10:00 AM PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High11:59 p.m. on February 14, 2011.

MORTGAGOR(S) RELEASED FROM way 55, Lobby S-100, Hastings, MinneF I N A N C I A L O B L I G A T I O N O N sota to pay the debt secured by said mortMORTGAGE: None "THE TIME ALLOWED BY LAW FOR gage and taxes, if any, on said preREDEMPTION BY THE MORTGAGOR, mises and the costs and disburseT H E M O R T G A G O R ' S P E R S O N A L ments, including attorney fees allowed REPRESENTATIVES OR ASSIGNS, by law, subject to redemption within MAY BE REDUCED TO FIVE WEEKS IF six (6) months from the date of said A J U D I C I A L O R D E R I S E N T E R E D sale by the mortgagor(s), their perU N D E R M I N N E S O T A S T A T U T E S , sonal representatives or assigns.

SECTION 582.032, DETERMINING, If the Mortgage is not reinstated AMONG OTHER THINGS, THAT THE under Minn. Stat. §580.30 or the propM O R T G A G E D P R E M I S E S A R E erty is not redeemed under Minn. Stat.

I M P R O V E D W I T H A R E S I D E N T I A L §580.23, the Mortgagor must vacate D W E L L I N G O F L E S S T H A N F I V E the property on or before 11:59 p.m. on UNITS, ARE NOT PROPERTY USED IN December 11, 2010, or the next busiAGRICULTURAL PRODUCTION, AND ness day if December 11, 2010 falls on ARE ABANDONED." a Saturday, Sunday or legal holiday.

Dated: June 14, 2010.

Mortgagor(s) released from financial Branch Banking & Trust Company obligation: NONE Mortgagee/Assignee of Mortgagee THIS COMMUNICATION IS FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. A DEBT COLLECTOR ATTEMPTING By: Paul A. Weingarden TO COLLECT A DEBT. ANY Attorneys for Mortgagee/Assignee of INFORMATION OBTAINED WILL BE Mortgagee USED FOR THAT PURPOSE. 4500 Park Glen Road #300 THE RIGHT TO VERIFICATION OF Minneapolis, MN 55416 THE DEBT AND IDENTITY OF THE (952) 925-6888 ORIGINAL CREDITOR WITHIN THE 51-258 TIME PROVIDED BY LAW IS NOT 6992763394 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE MORTGAGE FORECLOSURE SALE Pursuant to the provisions of REDUCED TO FIVE WEEKS IF A M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e JUDICIAL ORDER IS ENTERED UNDER f o r e g o i n g f o r e c l o s u r e s a l e i s MINNESOTA STATUTES, SECTION postponed until September 9, 2010 at 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 10:00 am at the Sheriff's Office, Law O T H E R T H I N G S , T H A T T H E Enforcement Center, 1580 Hwy 55, M O R T G A G E D P R E M I S E S A R E Lobby #S-100, Hastings, MN, in said I M P R O V E D W I T H A R E S I D E N T I A L county and state.

DWELLING OF LESS THAN FIVE Dated: August 16, 2010.

UNITS, ARE NOT PROPERTY USED IN Branch Banking & Trust Company AGRICULTURAL PRODUCTION, AND Mortgagee/Assignee of Mortgagee ARE ABANDONED. USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATED: April 29, 2010 By: Paul A. Weingarden ASSIGNEE OF MORTGAGEE: Attorneys for Mortgagee/Assignee of U.S. Bank National Association, Mortgagee as Trustee for the holders of 4500 Park Glen Road #300 Bear Stearns ARM Trust, Minneapolis, MN 55416 Mortgage Pass-Through (952) 925-6888 Certificates, Series 2006-2 51-258 Wilford & Geske, P.A. THIS IS A COMMUNICATION FROM Attorneys for Assignee of Mortgagee Lawrence A. Wilford A DEBT COLLECTOR. James A. Geske NOTICE OF POSTPONEMENT OF 8425 Seasons Parkway, Suite 105 MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f Woodbury, MN 55125-4393 M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e (651) 209-3300 f o r e g o i n g f o r e c l o s u r e s a l e i s File Number: 013461F01 postponed until October 7, 2010 at NOTICE OF POSTPONEMENT OF 10:00 am at the Sheriff's Office, Law MORTGAGE FORECLOSURE SALE Enforcement Center, 1580 Hwy 55, The above referenced sale scheduled Lobby #S-100, Hastings, MN, in said for June 11, 2010 at 10:00 AM has county and state. been postponed to July 08, 2010 at Dated: September 10, 2010.

10:00 AM in the Dakota County Law Branch Banking & Trust Company Enforcement Center, 1580 Highway 55, Mortgagee/Assignee of Mortgagee Lobby S-100, Hastings, Minnesota in USSET, WEINGARDEN AND LIEBO, P.L.L.P. said County and State.

By: Paul A. Weingarden DATED: June 11, 2010 Attorneys for Mortgagee/Assignee of ASSIGNEE OF MORTGAGEE: Mortgagee U.S. Bank National Association, 4500 Park Glen Road #300 as Trustee for the holders of Minneapolis, MN 55416 Bear Stearns ARM Trust, (952) 925-6888 Mortgage Pass-Through 51-258 Certificates, Series 2006-2 THIS IS A COMMUNICATION FROM NOTICE OF POSTPONEMENT OF A DEBT COLLECTOR. MORTGAGE FORECLOSURE SALE 2342310 9/16/10 The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law NOTICE OF MORTGAGE Enforcement Center, 1580 Highway 55, FORECLOSURE SALE Lobby S-100, Hastings, Minnesota in N O T I C E I S H E R E B Y G I V E N t h a t said County and State. default has occurred in the conditions DATED: July 08, 2010 of the following described mortgage: ASSIGNEE OF MORTGAGEE: DATE OF MORTGAGE: January 13, U.S. Bank National Association, 2006 as Trustee for the holders of ORIGINAL PRINCIPAL AMOUNT OF Bear Stearns ARM Trust, MORTGAGE: $630,000.00 Mortgage Pass-Through MORTGAGOR(S): Matthew R Lind Certificates, Series 2006-2 and Kristen K Lind, husband and wife NOTICE OF POSTPONEMENT OF MORTGAGEE: Mortgage Electronic MORTGAGE FORECLOSURE SALE Registration Systems, Inc. The above referenced sale scheduled DATE AND PLACE OF REGISTER- for July 29, 2010 at 10:00 AM has been ING: postponed to August 20, 2010 at 10:00 Registered: January 25, 2006 Dakota A M i n t h e D a k o t a C o u n t y L a w County Registrar of Titles Enforcement Center, 1580 Highway 55, Document Number: 583572 Lobby S-100, Hastings, Minnesota in ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the hold- ���������� �� ���� �����

PUBLIC NOTICE

��� ��������� ��� ���� ������PLACE ������ ������� OF SALE: Sheriff s Office, Law Enforcement Center, 1580 Hwy ���������� ���� ��������� Lobby S 100, Hastings, Minnesota in said County and State.

DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2332278 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 3 , 2008 MORTGAGORS: Nhia Y. Yang and Lee Chang, husband and wife, and Maikao Xiong, married MORTGAGEE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank.

DATE AND PLACE OF RECORDING: Registered July 7, 2008, Dakota County Registrar of Titles, Document No. T630443, Certificate of Title No. 145070.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 115 8th Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600017020 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” The land referred to herein below is situated in the County of Dakota, State of Minnesota, and is described as follows: Lots Sixteen (16), and Seventeen (17), Block Twenty (20) in Lorraine Park Addition to the City of South St. Paul, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota.

The West one-half (W 1/2) of that portion of the vacated alley located in Block 20 of said Lorraine Park Addition that abuts Lots 16 and 17 of said Block 20 of said Lorraine Park Addition, bounded on the North by the South line of Eighth Street South, and bounded on the South by the South line of Lot 16 of said Block 20.

Property is Torrens Certificate No.: 113645 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,477.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 0006045737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345201 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2342371 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING

A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2336470 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 10, 2003, Dakota County Registrar of Titles, Document No. 495295, Certificate of Title No. 127652.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 28, 2009, Recorded: January 12, 2010, Document No. T656635.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037557247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $89,789.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 1998253786 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345083 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Kyle W. Kranz and Julie A. Kranz, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2500906.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF MASTR ADJUSTABLE RATE MORTGAGES TRUST 2007-3, Dated: October 8, 2008, Recorded: October 27, 2008, Document No. 2619824.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700019892010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 13378 Danube Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 342510512001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Evermoor 6th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $480,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $580,196.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 18, 2009.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 158889206 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 18, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 23, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 25, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 16, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 30, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 8, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

���������� �� ���� �����

���������� ���� ���������

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2339427 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGOR: Donna M. Bourassa Fawcett, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515463.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010, Recorded: January 28, 2010, Document No. 2710823.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5540 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Terra Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,794.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344965 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an

MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2332203 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York M e l l o n f k a T h e B a n k o f N e w York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Registered: June 14, 2010 Dakota County Registrar of Titles Document Number: T663349 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2336435 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,720.00 MORTGAGOR(S): Shannon L. Daly, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 01, 2005 Dakota County Recorder Document Number: 2309551 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: June 22, 2010 Recorded: July 08, 2010 Dakota County Recorder Document Number: 2739493 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004918150-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14116 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Foxmoore Ridge Two, Common Interest community No. 128, Dakota County, Minnesota, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,553.01

���

��������� ��� has ���� $228,553.01������ ������ ������� no action or proceeding been insti THAT all pre-foreclosure require- tuted at law or otherwise to recover the ments have been complied with; that debt secured by said mortgage, or any no action or proceeding has been insti- part thereof; tuted at law or otherwise to recover the PURSUANT to the power of sale condebt secured by said mortgage, or any t a i n e d i n s a i d m o r t g a g e , t h e part thereof; above-described property will be sold PURSUANT to the power of sale con- by the Sheriff of said county as folt a i n e d i n s a i d m o r t g a g e , t h e lows: above-described property will be sold DATE AND TIME OF SALE: August by the Sheriff of said county as fol- 13, 2009 at 10:00 AM lows: PLACE OF SALE: Dakota County DATE AND TIME OF SALE: August Law Enforcement Center, 1580 High27, 2010 at 10:00 AM way 55, Lobby S-100, Hastings, MinnePLACE OF SALE: Dakota County sota L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 to pay the debt secured by said mortHighway 55, Lobby S-100, Hastings, gage and taxes, if any, on said premises and the costs and disburseMinnesota t o p a y t h e d e b t s e c u r e d b y s a i d ments, including attorney fees allowed mortgage and taxes, if any, on said by law, subject to redemption within p r e m i s e s a n d t h e c o s t s a n d six (6) months from the date of said disbursements, including attorney fees sale by the mortgagor(s), their perallowed by law, subject to redemption sonal representatives or assigns.

Mortgagor(s) released from financial within six (6) months from the date of said sale by the mortgagor(s), their obligation: NONE personal representatives or assigns.

THIS COMMUNICATION IS FROM If the Mortgage is not reinstated A DEBT COLLECTOR ATTEMPTu n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e ING TO COLLECT A DEBT. ANY property is not redeemed under Minn. INFORMATION OBTAINED WILL BE Stat. §580.23, the Mortgagor must USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF vacate the property on or before 11:59 p.m. on February 27, 2011, or the next THE DEBT AND IDENTITY OF THE business day if February 27, 2011 falls ORIGINAL CREDITOR WITHIN THE on a Saturday, Sunday or legal holiday. T I M E P R O V I D E D B Y L A W I S N O T Mortgagor(s) released from financial AFFECTED BY THIS ACTION. obligation: NONE THE TIME ALLOWED BY LAW FOR THIS COMMUNICATION IS FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR ATTEMPTING THE MORTGAGOR'S PERSONAL REPT O C O L L E C T A D E B T . A N Y RESENTATIVES OR ASSIGNS, MAY BE INFORMATION OBTAINED WILL BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF MINNESOTA STATUTES, SECTION THE DEBT AND IDENTITY OF THE 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ORIGINAL CREDITOR WITHIN THE OTHER THINGS, THAT THE MORTT I M E P R O V I D E D B Y L A W I S N O T GAGED PREMISES ARE IMPROVED AFFECTED BY THIS ACTION. WITH A RESIDENTIAL DWELLING OF THE TIME ALLOWED BY LAW FOR LESS THAN FIVE UNITS, ARE NOT REDEMPTION BY THE MORTGAGOR, PROPERTY USED IN AGRICULTURAL T H E M O R T G A G O R ' S P E R S O N A L PRODUCTION, AND ARE ABANDONED. REPRESENTATIVES OR ASSIGNS, DATED: June 25, 2009 MAY BE REDUCED TO FIVE WEEKS IF MORTGAGEE: Bank of America, N.A. A J U D I C I A L O R D E R I S E N T E R E D Wilford & Geske, P.A. U N D E R M I N N E S O T A S T A T U T E S , Attorneys for Mortgagee SECTION 582.032, DETERMINING, Lawrence A. Wilford AMONG OTHER THINGS, THAT THE James A. Geske M O R T G A G E D P R E M I S E S A R E 8425 Seasons Parkway, Suite 105 I M P R O V E D W I T H A R E S I D E N T I A L Woodbury, MN 55125-4393 D W E L L I N G O F L E S S T H A N F I V E (651) 209-3300 UNITS, ARE NOT PROPERTY USED IN File Number: 004023F01 AGRICULTURAL PRODUCTION, AND NOTICE OF POSTPONEMENT OF ARE ABANDONED. MORTGAGE FORECLOSURE SALE The above referenced sale scheduled DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: for August 13, 2009 at 10:00 AM has BAC Home Loans Servicing, LP been postponed to October 01, 2009 at Wilford & Geske, P.A. 10:00 AM in the Dakota County Law Attorneys for Assignee of Mortgagee Enforcement Center, 1580 Highway 55, Lawrence A. Wilford Lobby S-100, Hastings, Minnesota in James A. Geske said County and State.

8425 Seasons Parkway, Suite 105 DATED: August 13, 2009 Woodbury, MN 55125-4393 MORTGAGEE: Bank of America, N.A. (651) 209-3300 NOTICE OF POSTPONEMENT OF File Number: 015480F01 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled NOTICE OF POSTPONEMENT OF for October 01, 2009 at 10:00 AM has MORTGAGE FORECLOSURE SALE The above referenced sale scheduled been postponed to October 22, 2009 at for August 27, 2010 at 10:00 AM has 10:00 AM in the Dakota County Law been postponed to September 16, 2010 Enforcement Center, 1580 Highway 55, at 10:00 AM in the Dakota County Law Lobby S-100, Hastings, Minnesota in Enforcement Center, 1580 Highway 55, said County and State.

DATED: October 01, 2009 Lobby S-100, Hastings, Minnesota in MORTGAGEE: Bank of America, N.A. said County and State.

NOTICE OF POSTPONEMENT OF DATED: August 27, 2010 MORTGAGE FORECLOSURE SALE ASSIGNEE OF MORTGAGEE: The above referenced sale scheduled BAC Home Loans Servicing, LP for October 22, 2009 at 10:00 AM has NOTICE OF POSTPONEMENT OF been postponed to January 21, 2010 at MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 10:00 AM in the Dakota County Law for September 16, 2010 at 10:00 AM Enforcement Center, 1580 Highway 55, has been postponed to October 14, Lobby S-100, Hastings, Minnesota in 2 0 1 0 a t 1 0 : 0 0 A M i n t h e D a k o t a said County and State.

DATED: October 22, 2009 County Law Enforcement Center, 1580 MORTGAGEE: Bank of America, N.A. Highway 55, Lobby S-100, Hastings, NOTICE OF POSTPONEMENT OF Minnesota in said County and State.

MORTGAGE FORECLOSURE SALE DATED: September 16, 2010 The above referenced sale scheduled ASSIGNEE OF MORTGAGEE: for January 21, 2010 at 10:00 AM has BAC Home Loans Servicing, LP been postponed to February 25, 2010 Wilford & Geske, P.A. at 10:00 AM in the Dakota County Law Attorneys for Assignee Of Mortgagee: Enforcement Center, 1580 Highway 55, Lawrence A. Wilford Lobby S-100, Hastings, Minnesota in James A. Geske said County and State.

8425 Seasons Parkway, Suite 105 DATED: January 21, 2010 Woodbury, MN 55125-4393 MORTGAGEE: Bank of America, N.A. (651) 209-3300 NOTICE OF POSTPONEMENT OF File Number: 015480F01 MORTGAGE FORECLOSURE SALE 2321653 9/16/10 The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at NOTICE OF MORTGAGE 10:00 AM in the Dakota County Law FORECLOSURE SALE Enforcement Center, 1580 Highway 55, N O T I C E I S H E R E B Y G I V E N t h a t Lobby S-100, Hastings, Minnesota in default has occurred in the conditions said County and State. of the following described mortgage: DATED: February 25, 2010 DATE OF MORTGAGE: April 23, 2007 MORTGAGEE: Bank of America, N.A. ORIGINAL PRINCIPAL AMOUNT OF NOTICE OF POSTPONEMENT OF MORTGAGE: $224,000.00 MORTGAGE FORECLOSURE SALE MORTGAGOR(S): Phillip W. Black The above referenced sale scheduled and Darlene C. Black, husband and for March 25, 2010 at 10:00 AM has wife been postponed to April 29, 2010 at MORTGAGEE: Bank of America, N.A. 10:00 AM in the Dakota County Law DATE AND PLACE OF RECORDING: Enforcement Center, 1580 Highway 55, R e c o r d e d : M a y 0 9 , 2 0 0 7 D a k o t a Lobby S-100, Hastings, Minnesota in County Recorder said County and State.

Document Number: 2515369 DATED: March 25, 2010 Transaction Agent: Not Applicable MORTGAGEE: Bank of America, N.A. Transaction Agent Mortgage IdentifiNOTICE OF POSTPONEMENT OF cation Number: Not Applicable MORTGAGE FORECLOSURE SALE Lender or Broker: Bank of America, The above referenced sale scheduled N.A. for April 29, 2010 at 10:00 AM has Residential Mortgage Servicer: Bank been postponed to May 13, 2010 at of America, N.A. 10:00 AM in the Dakota County Law Mortgage Originator: Not Applicable Enforcement Center, 1580 Highway 55, COUNTY IN WHICH PROPERTY IS Lobby S-100, Hastings, Minnesota in LOCATED: Dakota said County and State.

Property Address: 20970 Holyoke DATED: April 29, 2010 Ave, Lakeville, MN 55044-9644 MORTGAGEE: Bank of America, N.A. Tax Parcel ID Number: NOTICE OF POSTPONEMENT OF 22-44450-062-02 MORTGAGE FORECLOSURE SALE LEGAL DESCRIPTION OF PROPThe above referenced sale scheduled ERTY: Lots 5 and 6 and the North 5 for May 13, 2010 at 10:00 AM has been feet of Lot 4, Block 2, Fairchild, also postponed to June 10, 2010 at 10:00 known as Village of Lakeville, Dakota A M i n t h e D a k o t a C o u n t y L a w County, Minnesota.

Enforcement Center, 1580 Highway 55, AMOUNT DUE AND CLAIMED TO BE Lobby S-100, Hastings, Minnesota in D U E A S O F D A T E O F N O T I C E : said County and State. $237,873.99 DATED: May 13, 2010 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti- ���������� �� ���� �����

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������ ������� 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said ���������� ���� ��������� DATED: May 13, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 15, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2333554 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 2, 2003 MORTGAGORS: James A Bartholow and Paula Jo Bartholow, husband and wife.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 24, 2003, Dakota County Recorder, Document No. 2129845.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14218 Deerborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830029001 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $79,200.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 640132507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 16, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 27, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3677 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2342416 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,598.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 2336172 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,625.00 MORTGAGOR(S): Heidi S. Beyer, a single person MORTGAGEE: Bankers Mortgage Company, LLC, a Minnesota company DATE AND PLACE OF RECORDING: Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147847 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank N.A. Dated: October 24, 2003 Recorded: December 03, 2003 Dakota County Recorder

Dakota County Recorder Document Number: 2147848 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC, a Minnesota company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1120 Lilac Ct, Hastings, MN 55033-2539 Tax Parcel ID Number: 19-19503-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Dakota Hills Fourth Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,917.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006333F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006333F03 2338242 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2003 MORTGAGORS: G r e g o r y L . R o s s mann and Kimberly A. Rossmann, husband and wife.

MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded August 20, 2003, Dakota County Recorder, Document No. 2097873.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Cor-

S/B/M Chase Manhattan Mortgage Cor poration RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4363 Lodgepole Court, Eagan, MN 55122 TAX PARCEL I.D. #: 102488001206 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A The South 112 feet of Lot One (1) Block Six (6) Evergreen Park Addition Also: That part of Lot four (4) Block Six (6) of the plat of Evergreen Park Addition described as follows: Beginning at the Southwest corner of said Lot Four (4), thence North along the West line thereof a distance of 65 feet to the Northwest corner of said Lot Four (4), thence North 48 degrees, 46 minutes 44 seconds East a distance of 35.3 feet, thence South 14 degrees 50 minutes 07 seconds East a distance of 91.62 feet to the South line of said Lot Four (4), thence North 89 degrees, 39 minutes West along said South line a distance of 50 feet to the point of beginning.

Also: That part of Lot Three (3) Block Six (6) of the plat of Evergreen Park Addition, described as follows: Beginning at the Southwest corner of said Lot Three (3), thence North along the West line thereof a distance of 47 feet, thence South 54 degrees East a distance of 31 feet, thence South 14 degrees 50 minutes 07 seconds East a distance of 5.7 feet to the South line of said Lot Three (3) thence South 48 degrees 46 minutes 44 seconds West a distance of 35.3 feet to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,911.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343529 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,750.00 MORTGAGOR(S): Gennady Silenko and Irene Silenko, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 08, 2004 Dakota County Recorder Document Number: 2245673 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: July 15, 2010

Dated: July 15, 2010 Recorded: July 21, 2010 Dakota County Recorder Document Number: 2742018 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278924710846 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20033 Hoya Ct, Lakeville, MN 55044-6829 Tax Parcel ID Number: 22-32100-003-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3, Common Interest Community No. 227 Winslow Green Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,475.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015828F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015828F01 2336414 9/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2006 MORTGAGOR: E l i z a b e t h A . G r o s hong, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2006, Dakota County Recorder, Document No. 2478987.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. 2723299.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

���������� �� ���� �����

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 16, 2010

Debate from Page 10A

fund â&#x20AC;&#x201C; a fund fueled by a health care provider or socalled â&#x20AC;&#x153;sick taxâ&#x20AC;? and used to fund state health care programs â&#x20AC;&#x201C; should be held inviolable or used as a slush fund for balancing the state budget. Horner said he â&#x20AC;&#x153;absolutelyâ&#x20AC;? opposed using it as a budget balancing tool.

Emmer had a different answer. â&#x20AC;&#x153;The sick tax should be eliminated,â&#x20AC;? he said. The state simply could not continue down the same fiscal road and survive, he argued.

Asked about what they could do as governor to help keep private market health care costs down, Emmer listed allowing individuals to deduct their health care premiums costs, fostering more health care pooling, eliminating mandates, allowing consumers to shop for health care insurance as they do for car insurance.

Preventative health care Horner spoke of better preventative health care â&#x20AC;&#x201C; he cited his proposal to raise the tax on cigarettes in terms of prevention â&#x20AC;&#x201C; better coordinated care, fostering a sense of experimentation among health care providers.

Horner pointed to advances at St. Josephâ&#x20AC;&#x2122;s Hospital, such as a prenatal care

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022600314110 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16610 Flagstaff Way West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-090-05 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 9, Block 5, Donnay's Valley Park 8th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,600.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

program, that has greatly reduced the number of Csections.

One question asked by a physician that the candidates fielded, dealt with end of life care â&#x20AC;&#x201C; a big segment of overall health care costs.

Horner expressed dissatisfaction that language in the recent federal health care bill dealing with end of like counseling had become politicized. â&#x20AC;&#x153;You talk about an informed consumer, you need an educator to have an informed consumer,â&#x20AC;? Horner said.

Horner spoke of providing incentives to health care providers offering end of life counseling.

Emmer felt differently. â&#x20AC;&#x153;I absolutely bristle at the idea that we have to start counseling people on â&#x20AC;&#x2DC;Maybe itâ&#x20AC;&#x2122;s your time to go,â&#x20AC;&#x2122;â&#x20AC;? Emmer said.

Emmer, who lost his sister Bridget to breast cancer in January of 2000, said physicians currently inform their patients of their prognosis.

The end of life counseling proposed in the federal legislation was simply an excuse for bureaucrats and politicians to suggest people could forgo health care coverage at the close of life, Emmer argued.

T.W. Budig is at tim.budig@ ecm-inc.com.

11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8129 1980075247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344974 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2007 MORTGAGOR: Michele L. Masera, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 2, 2007, Dakota County Recorder, Document No. 2554091.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 7, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

M&I Bank Apple Valley to host shredding event M&I Bank will host a shredding event on Saturday, Sept. 18 from 9 a.m. until noon, or until the shredding truck is full, at its location at 7095 151st St. W. in Apple Valley.

The event is aimed at helping protect the environment and the identities of community members by recycling sensitive documents in a safe and secure manner.

Individuals are encouraged to gather up to two bags or boxes, per person, of sensitive documents and dispose of them free of charge. Experts recommend consumers shred documents containing personal information â&#x20AC;&#x201D; such as credit card applications â&#x20AC;&#x201D; before discarding.

Other personal information

such as tax documents, bank statements, credit card statements, and receipts more than seven years old should also be shredded.

Shred-it, a document disposal service, will provide an industrial-sized precision shredder and camera, enabling participants to view their documents being shredded on-site.

Additional information about identity theft and tips for keeping personal information safe will be available at the event locations.

M&I Bank personnel will also be on hand to discuss ways consumers can protect themselves from identity theft.

M&I Bank will also be collecting non-perishable food items to be donated to a local food pantry.

Lakeville building permit valuation down in August The valuation of building permits in Lakeville was down in August when compared to the same time last year.

The city of Lakeville issued building permits with a total valuation of $36.4 million through the end of August. This compares to a total valuation of $46.8 million during the same period last year. The total valuation of commercial and indus-

trial permits issued through August was $1.6 million which compares to $5.8 mill through August of 2009.

The city also issued permits for 93 single family homes through August with a total valuation of $25.2 million. This compares to permits for 77 single family homes with a total valuation of slightly more than $21 million through August of last year.

MORTGAGE: 100015904001783681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1966 Sierra Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 19-58600-408-10 LE GA L DE SC R IPT ION OF PR OPERTY: UNIT NO. 408, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,025.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,663.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8983 1911502702 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343479 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Georganne L Carlson, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2005 Dakota County Recorder Document Number: 2356375 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 15, 2010 Recorded: June 23, 2010 Dakota County Recorder Document Number: 2736967 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278842244001 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S.

43A

Green business efforts recognized Dakota Valley Recyclingâ&#x20AC;&#x2122;s ARROW (Awards for Reduction and Recycling of Waste) program will recognize green business efforts at a luncheon from 11 a.m. to 1 p.m. Thursday, Oct. 14, at the Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. This event is open to those at businesses and organizations located in Eagan, Burnsville or Apple Valley. Registration is $12 per person, with a $2 discount for current and new ARROW businesses.

The keynote speech on steps businesses can take to reduce their impact while saving money will be given by Andy Acho, former

worldwide director of Environmental Outreach & Strategy for Ford Motor Company.

For full event details, visit www.DakotaValleyRecycling.org/ARROW. Dakota Valley Recycling is a city department within the cities of Apple Valley, Eagan and Burnsville. Their program, ARROW, recognizes businesses and organizations for environmentally preferable practices such as reducing waste and energy, reusing materials, recycling and more.

For more information, contact Dakota Valley Recycling at (952) 895-4515 or visit www.DakotaValleyRecycling.org/ARROW.

Twin Cities gas prices go up slightly Average retail gasoline prices in Twin Cities have risen 10.1 cents per gallon in the past week, averaging $2.82 per gallon Sept. 13.

This compares with the national average that has increased 3.9 cents per gallon in the last week to $2.72 per gallon, according to gasoline price website TwinCitiesGasPrices.com.

Including the change in gas prices in Twin Cities during the past week, prices on Sept.13 were 45.4 cents per gallon higher than the same day one year ago and

g g Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4881 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-901-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6901, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,642.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS,

are 13.1 cents per gallon higher than a month ago.

The national average has decreased 3.6 cents per gallon during the last month and stands 16.0 cents per gallon higher than this day one year ago.

GasBuddy.com operates more than 200 live gasoline price-tracking websites, including TwinCitiesGasPrices.com. GasBuddy.com was named one of Time magazineâ&#x20AC;&#x2122;s 50 best websites and to PC Worldâ&#x20AC;&#x2122;s 100 most useful websites of 2008.

MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015227F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015227F01 2331043 9/16/10

44A

September 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Expansion does not stop for Anytime Local fitness club expects a million members in 1,300 clubs by 2011

by Aaron Vehling DAKOTA COUNTY TRIBUNE

Five years ago, Vince and Teresa Gibbs of Farmington were looking to start their own fitness club.

Vince, a Miami native, had played college football and maintained an interest in intentional kinesis. Then the big question arose, as it often does: to franchise or to start from scratch?

The Gibbs duo encountered Hastings-based Anytime Fitness, which in 2005 had about 100 stores. Vince met with Jeff Klinger, who along with Chuck Runyon and David Mortensen founded the company, and was profoundly impressed.

“We love the whole concept,” Vince said.

The Gibbs opened their first site in Apple Valley in 2006. The company had only been around four years and Vince said he was concerned about the risk of buying into a smaller franchiser.

But his worries were assuaged pretty quickly as Anytime Fitness expanded rapidly to the more than 1,300 clubs in 48 states, Canada, Australia, New Zealand, Mexico and India it has today.

Further news of expansion hit last week: Anytime signed a deal with St. Louis Park-based Wayzata Capital, Management Inc., to open three clubs in Warsaw, Po-

Daly said.

Part of the pervasive success can be attributed to the models of the gyms themselves, Daly said.

The typical Anytime club is about 4,000 square feet.

Contrast that with a Bally’s or Lifetime Fitness, which can range from 90,000 to as large as 143,000 square feet.

“The population base needed to support an Anytime Fitness club is small,” he said. “Lifetime and Bally’s need a huge population base.”

For the Gibbses, the recession did affect their bottom line somewhat.

“One of the first things people cut is their gym memberships,” Vince said. However, the losses have mostly leveled off, he added.

“After five years we’re still going strong,” he said.

land. The company projects $151 million in sales systemwide for 2010.

“A new club opens every business day,” said Mark Daly, Anytime’s national media director.

All of this rapid expansion has lent itself to more aesthetic uniformity. In 2006, franchisees had more leeway with interior design, Vince said. The Apple Valley site was recently redesigned to comply with a corporate standard. The space is clean and inviting.

Growth amid recession For Vince, the decision to sign on with Anytime has yielded positive results.

Klinger’s support early on was a key to solidifying the Gibbs’ decision to go with Anytime over Snap Fitness, a similar 24-hour, small-scale fitness club.

“He was such a family person,” Vince said.

Klinger, who left Anytime Fitness in January, also kept his message clear.

“He was straight up with us,” Vince said. Because buying into a company that small was a big risk for him, Vince said he appreciated the candor.

As the risk began to pay off, Vince joined the ranks of 56 percent of franchisees who own multiple clubs or ter-

Franchisee’s franchise

Photo by Aaron Vehling

Vince Gibbs and his wife, Teresa, own two Anytime Fitness centers in the south metro and one in the LaCrosse area of Wisconsin. Hastings-based Anytime Fitness has more than 1,200 stores worldwide. ritories. In November 2008 he and Teresa opened a location in Eagan. They followed this a year later with a club in Onalaska, Wis., Teresa’s LaCrosse-area hometown.

Amid the recession, the

company as a whole has seen consistent new membership.

The company gains a new member every three minutes, according to Daly.

“We’re expecting our millionth member come Jan. 1,”

In its corporate communications, Anytime touts itself as a wise investment for the potential franchisee. Entrepreneur magazine ranked it No. 43 in its 2010 Franchise 500 rankings.

Some of the benefits the company champions include a balanced life (instead of long hours), low labor costs (“payroll typically comprises only 10 percent of the operating costs”) and a simple operating model (“club owners don’t have to worry about

things like polluted pools, stinky saunas or daycare disasters”).

Vince corroborated the balanced-life claim. He said his typical workday is 9:30 a.m. to 6 p.m. during the week and Saturday by appointment.

If he wants to check in on the club at any time he is not present (it is a 24-hour club, after all), he can access the security cameras from his laptop, he said.

This is especially helpful for Vince and Teresa because they have a 4-year-old son named Kennedy.

“You must have a worklife balance,” Vince said.

That said, Vince is a dedicated business owner. So dedicated, in fact, that when he was diagnosed with Hodgkin’s lymphoma in spring 2009, he kept working amid chemotherapy treatments.

By October of that year the disease subsided. He credits some of his recovery to staying fit.

Looking forward, Vince said he is not sure he will expand beyond three clubs.

There is that work-life balance to think about.

“Just like any other job, it can be stressful,” he said. “It’s all about balancing your life.”

Aaron Vehling is at aaron.vehling@ecm-inc.com.

Survey shows increased business confidence among IT executives

Work begins on transit corridor

Photo by Rick Orndorf

Broad ditches were cut along Cedar Avenue in Apple Valley as work began Sept. 7 on the long-planned bus rapid transit corridor. CenterPoint Energy is relocating the gas main between 155th Street and 157th Street. Construction will continue into the fall.

Chief information officers (CIOs) expect a modest increase in hiring in the fourth quarter, according to the latest Robert Half Technology IT Hiring Index and Skills Report.

Nine percent of CIOs plan to add information technology (IT) staff and 6 percent foresee cutbacks before the end of the year. The net 3 percent increase in hiring activity is down three points from the prior quarter’s forecast, but up three points from this time last year.

The survey also found that 84 percent of CIOs are at least somewhat confident in their companies’ growth prospects in the fourth quarter, up three points from the third quarter.

The IT Hiring Index and Skills Report is based on telephone interviews with more than 1,400 CIOs from companies across the United States with 100 or more employees. It was conducted by an independent research firm and developed by Robert Half Technology, a leading provider of IT professionals on a project and full-time basis.

Below are other key findings of the survey.

The net 3 percent increase

in projected hiring activity is down three points from the prior quarter but up three points from this time last year.

The South Atlantic and East South Central regions anticipate the most active IT hiring.

Eighty-four percent of CIOs are at least somewhat confident in their companies’ growth prospects in the fourth quarter; 37 percent are very confident.

Network administration skills remain the most in demand among employers.

When asked to rate how confident they are in their organizations’ growth prospects in the fourth quarter, 84 percent of technology executives said they are very or somewhat confident, up three points from the third quarter.

Forty-five percent of CIOs said they are optimistic about their firms’ likelihood of investing in IT projects in the coming months.

The functional area reported as most challenging to find skilled professionals was networking, cited by 21 percent of executives, followed by information security and help desk/technical support, each with 13 percent of the

response.

For a majority of CIOs (60 percent), the technical skill set most in demand within their IT departments is network administration.

Database management ranked second, with 54 percent of the response, followed by Windows administration and desktop support, each with 51 percent of the response. (Note: CIOs were allowed multiple responses.)

The South Atlantic states are expected to lead the country in hiring activity in the fourth quarter. Thirteen percent of CIOs in the South Atlantic region plan to add IT staff and 4 percent forecast personnel reductions, for a net 9 percent increase in hiring activity.

In addition to network administration, technology executives in the region report strong demand for IT professionals with desktop support skills. Eighty-seven percent of CIOs in the South Atlantic region are somewhat or very confident in their companies’ growth prospects for the fourth quarter.

CIOs in the East South Central region also forecast hiring activity above the na-

tional average. Eight percent of CIOs expect to expand their IT departments and 3 percent foresee staff cutbacks, for a net 5 percent increase.

CIOs in the transportation sector forecast a net 8 percent increase in hiring.

Nine percent of executives in this sector plan to expand their IT departments and 1 percent foresee staff cutbacks.

Companies in the transportation industry are actively recruiting professionals with desktop support, database management and website development skills.

Business services is another sector with hiring expectations above the national average. Fourteen percent of CIOs expect to add staff and 8 percent anticipate personnel reductions, for a net 6 percent increase.

The quarterly IT Hiring Index and Skills Report was developed by Robert Half Technology and conducted by an independent research firm.

First published in 1995, the study is based on more than 1,400 telephone interviews with CIOs from a random sample of U.S. companies with 100 or more employees.