09/22/2011 - Dakota County Tribune Business Weekly

Chateau Lamothe owner files for bankruptcy 6A City seeks proposals for former AAA site 7A Trail will link Eagan and Burnsville 7A

JESSICA HARPER JOHN GESSNER JOHN GESSNER

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DATE ##, 2009 SEPTEMBER 22, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 30

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INSIDE BIZ FORUM

Pumped up about biofuel Idle 50-acre, half-million-gallon storage site to be transformed into Rosemount Clean Energies

Voters shouldn’t be cheated out of a vote on Vikings stadium just because of what happened in Hennepin County.

PHIL 4A KRINKIE FORUM

by Tad Johnson DAKOTA COUNTY TRIBUNE

A family-owned, Stillwater company is undertaking a bold project to reclaim a former ammonia storage and distribution center in Rosemount and ride the wave of an alternative-energy future.

The 52-year-old Yocum Oil Company embarked on the reclamation project of a 50-acre site just east of Flint Hills Resources this year and expects to have Rosemount Clean Energies significantly operational in less than three months, according to Tim Yocum, one of the company’s principals and chief manager.

With about a half-million barrels worth of storage capacity in several large tanks that have been idle for some time, Rosemount Clean Energies’ project is requiring long hours, technical expertise and patience for the five-year total build-out.

When it is comPhoto by Tad Johnson plete, the One of the recognizable refiner y sites when driving on that will Highway 52 in Rosemount focus is this pair of “spheres� at o n the future home of Rosemount Clean Energies.

biofuel injection blending and other clean energy products will be the only one of its kind and scale in the Upper Midwest, according to the company. “Biofuels are here to stay,� said Yocum, who is president of the Minnesota Petroleum Marketers Association. “Canada just announced a 2 percent biodiesel requirement. Minnesota is going to 10 percent next spring. This new terminal will allow greater distribution of biofuels right where crops are grown and biofuels are produced. Combine this with our refineries’ ability to produce ultra-low sulfur diesel from North Dakota and Canadian crude, and we have opened a huge channel for energy independence through local supply.�

The components in some of the fuels the company will supply include corn and switchgrass.

While the project intends to offer “green� energy, the work itself is “green.� Yocum said without a company like this coming in to reuse the existing tanks and infrastructure, the site might have needed significant remediation work to clean up contaminated areas.

As a result of the sale, Yocum Oil and the previous owner are remediating any problem areas with direction from the Minnesota Pollution Control Agency.

The green-built, non-waste generating terminal site has the flexibility to receive and ship products in vari-

ous ways – including rail cars, trucks, tanks and pipeline.

Yocum said the company also will offer an efficient mechanism to test biodiesel in the marketplace – something he said the local market previously lacked.

A Yocum Oil spinoff, Command Labs, is where the testing technical expertise enters.

Command Labs specializes in analyzing fuels and finding solutions to fuel problems encountered throughout the industry. “Initially, the industry struggled with the rollout of biodiesel,� Yocum said. “The ability of this terminal to customize products through injection blending ensures greater accuracy and a consistent product that takes the reliability question of fuel out of the equation.�

Rosemount Clean Energies also aims to provide transloading, storage and distribution of ethanol, waste oil recycling, asphalt, No. 6 oil, propane, diesel exhaust fluid, compressed natural gas, and liquefied natural gas. “We are tremendously excited about the opportunity we have,� Yocum said. “It is supported by the strong number of calls we are receiving from people out of state.�

The company has already hired workers for the reclamation project, but it also plans to expand its sales staff and make additional hires for Command Labs.

One of Minnesota’s most famous business leaders has his St. Paul mansion featured in new book.

HOWARD 4A LESTRUD FINANCIAL SENSE

Entrepreneurs just starting out should be sure to segregate their personal and business credit accounts and much more.

BETTER 5A BUSINESS BUREAU NEWS

Former owner of Dominick’s Pizza in Inver Grove Heights opens a new restaurant in Rosemount with his longtime pal.

KARIMI 28A ABDELMAJID

See Biofuel, Page 28A

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September 22, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Eagan

Lakeville

City property taxes remain level Eagan man sentenced for 2012 on median value home for harboring illegal aliens

Man charged with child neglect has been returned to Minnesota

As expected, the Apple Valley City Council on Sept.

6 adopted its preliminary 2012 budget and levy, which should result in the city portion of property taxes remaining about the same for most homes.

The city estimates an $8 increase from taxes payable 2011 to 2012 for the median value home ($197,800) for its portion of the tax pie — School District 196 and Dakota County are the other major slices.

City Finance Director Ron Hedberg said the council’s goal was to minimize the impact of the property tax levy on homeowners in light of the current economic climate.

For most homes, “the taxes will be lower in 2012 than they were in 2009,” Hedberg said.

For the median value home, city taxes are projected at $870 for payable 2012, compared to $862 for 2011, Hedberg explained. About 75 percent of homes in Apple Valley fall into that category.

The preliminary budget/levy approved by the council establishes the maximum levy for 2012. Between now and the December adoption of the final budget, the council can only reduce the levy amount.

The council has scheduled its public budget meeting (formerly called the Truth in Taxation hearing) for Dec. 8.

Dakota County is required to send property-specific tax notices between Nov. 11-25.

For more information about the budget, go to the city’s website at www.cityofapplevalley.org.

—Andrew Miller

The 60-year-old Lakeville man who was arrested Aug. 29 in Cambria, Calif., on charges that he abandoned his 11-yearold son with a neighbor and fled town, was returned to Minnesota on Sept. 9.

Dakota County deputies flew to San Luis Obispo, Calif., where Steven Alexander Cross was being held after being Steven Cross arrested on an outstanding warrant, and brought him back to Dakota County.

Cross waived extradition after his arrest, meaning law enforcement could return him to Minnesota.

Cross was charged in Dakota County with gross misdemeanor neglect of a child and was arraigned on Sept.

12.

Bail was set at $6,000 — $5,000 with conditions. He was ordered to have no contact with his son, unless it would be approved by social workers and unless he and his son were supervised, according to multiple news reports.

The Lakeville man cited financial difficulties as the reason he left and entrusted the care of his son to a neighbor on July 18.

In addition to the loss of his home and a lack of income, Cross also faced about $25,000 in judgments against him, according to court records.

Cross was arrested in California Aug. 29 when he was driving a minivan with Minnesota plates on his way to work at a deli.

—Tad Johnson

Burnsville Home break-ins in Savage and Burnsville prompt police alerts Savage and Burnsville police are still seeking clues in three similar home break-ins, but the two in Savage and one in Burnsville don’t appear to be related.

Each was unnerving, involving nighttime intrusion or attempted intrusion through window screens. Police in both cities have advised residents to keep windows and doors locked.

In Savage, the targets were children’s bedrooms at Hidden Valley Estates, an apartment complex near Hidden Valley Elementary School and Eagle Ridge Junior High School. The complex is on the 4400 block of West 137th Street.

The overnight incidents in Savage were on Aug. 28 and Sept. 6. The Burnsville incident, on the 13700 block of Wellington Crescent, was on July 6.

Both cities’ police have shared information, and they don’t think the Burnsville intruder and the Savage intruder are the same person, said Savage police Capt. Dave Muelken.

The Burnsville incident involved a woman, and was “at least three miles from the location where our two were,” Muelken said.

Window screens were removed in each of the Savage incidents. In the Burnsville incident, a screen was cut to gain entrance.

Burnsville police advised residents to close and lock windows and doors when they’re sleeping or not at home.

Savage police issued a stronger warning, urging parents to lock windows and doors at all times, walk their children to and from school and not leave their children unsupervised.

A $1,000 reward is offered through Crime Stoppers.

Anyone with information is asked to call 1-800-222-TIPS or the Savage police tip line at (952) 882-2629.

—John Gessner

Five men, illegally in the United States from Mexico, spent months living in a basement with no heat, no kitchen and meager amounts of food.

They were given only mattresses on the basement floor and the blanket they brought with them for bedding.

The men received no pay — except in the beginning — for work they did for the Eagan homeowner, Joo Ok Kim. Kim was sentenced Sept. 7 by U.S. District Court Judge Joan Ericksen to 24 months in prison for harboring and concealing illegal aliens.

Police discovered the men on March 28, 2009, while responding to a disturbance call at the 63-year-old’s home.

Four of the men were taken into custody by U.S. Immigration and Customs Enforcement (ICE).

Kim was indicted that day for what Eagan Police Chief Jim McDonald calls the first known case of slavery in the city.

He pleaded guilty on Aug. 8, 2010.

In his plea agreement, Kim admitted to keeping five Mexican nationals — who were in the country illegally — in his basement.

The men crossed into the United States between 1999 and 2006, and one of them began working for Kim’s siding business in 2005. The others met him in 2008.

What began as meager pay — barely enough to buy food — turned into no pay.

Kim admitted in his plea to having the men work for his siding business.

According to the reports by the Star Tribune, Kim is an immigrant himself from South Korea. Immigration officials say he could lose his legalresidence status and be deported.

In addition to serving a prison term, Kim must pay $22,000 in restitution.

—Jessica Harper

Farmington

Rosemount Banner weekend for band

Teachers union, district one of state’s first to agree on contract Farmington School District teachers will receive increased benefit payments and a 1 percent raise under a two-year contract agreement unanimously approved by the School Board Sept. 12.

No salary increase is included in 2011-12 first contract year, but teachers will continue receiving normal pay increases that reward additional education and longevity of service.

Under the contract, ratified by the local teachers union Sept. 9, in year one the school district agreed to pay another $6 for two-party insurance coverage and $7 more for family insurance premiums. The district now contributes between $896 and $1,024 per month for those kinds of plans, which cost between $977 and $1,636 per month.

Single-coverage health insurance for teachers will continue to be covered 100 percent by the district, with premiums ranging between $465 and $511 per month.

Under the new contract, the district will pay employee insurance premium cap increases up to 10 percent beginning in year two.

The district is expecting its in-house clinic and wellness programs to help keep insurance premiums down. Through the clinic, located at Farmington High School, district employees and their insured family members can receive basic medical services for free. The district paid about $220,000 to contract NeoPath Health Inc. to operate the clinic two days per week, said Joe McErlane, the company’s president.

The district’s seven other bargaining units are still in negotiations, and Haugen said these terms will likely set a precedent for negotiating those contracts.

—Laura Adelmann

Photo by Rick Orndorf

It was a good weekend for the Rosemount High School marching band: The 22nd annual Rosemount Marching Band Festival was held Sept. 10 at Irish Stadium, and saw the host band give an exhibition performance of its production “Catch This” featuring the music of Russian classical composers. Later that night, the marching band won the Eastview Marching Band Festival. And, for the third consecutive year, the Rosemount Marching Band was named State Fair Grand Champion. Out of 43 participating bands that performed in the daily parade during the run of the state fair, the RHS Marching Band earned the top score.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 22, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades JODEE KIECKER Receives Top Women in Finance award

Burnsville resident JoDee Kiecker has been honored with a Top Women in Finance award, as chosen by Finance & Commerce, Inc. The award honors outstanding efforts of women who are making notable contributions to their professions, their communities and society at large throughout Minnesota.

Kiecker started at Fidelity Bank in 1983, where she was quickly promoted to a supervisor position in the operations area. She has been promoted several times since, and currently serves as an assistant vice president and an audit and compliance officer.

Kiecker is one of 50 honorees who will receive their awards Nov. 10 at the Hyatt Regency-Minneapolis in downtown Minneapolis.

FINALISTS NAMED FOR HIGH-TECH TEKNE AWARDS The Minnesota High Tech Association has announced finalists for the 12th annual Tekne Awards, which will be held Nov. 3 at the Minneapolis Convention Center.

The awards honor those who play a significant role in discovering new technologies that educate, improve lifestyles and affect the lives and futures of people living in Minnesota and all over the world.

Local businesses named as finalists include: • EduTech Award: Naiku, Inc., Inver Grove Heights. The award recognizes the development of technologies and innovations that enhance teaching and learning both in and out of the classroom.

• Innovative Collaboration of the Year Award: Maverick Software Consulting Partnership, Lakeville.

The award honors a collaboration or partnership that has demonstrated leadership, dedication and excellence in delivering an innovation to Minnesota’s technology economy and/or the Minnesota community in general.

• Technology Services Award, established company: Thomson Reuters, Eagan. The award recognizes providers of computer and Internet-related services to businesses and consumers, including but not limited to software consulting, disaster recovery, Web design, data input and processing, security, e-commerce services and Web hosting.

More information can be found at www.tekneawards.org.

Accolades

Business Briefs

Business Briefs

NACR HONORED AT RECENT ANNUAL CONFERENCE

MALT-O-MEAL TO HOLD ITS CEREAL DAY FOR UNITED WAY

DICKEY’S BARBECUE PIT OPENS NEW LOCATION IN HASTINGS

Solutions integration expert NACR, Eagan, was recognized for its attendance and sponsorship of all regional events of the National Association of State Technology Directors (NASTD) at the organization’s recent Annual Conference and Technology Showcase. NACR was a bronze sponsor and exhibitor at the NASTD conference, held Aug. 28 to Sept. 1 in Omaha, Neb. As a corporate member renewing its support of the NASTD for the second year, NACR was recognized for supporting all regional NASTD seminars over the past year. The company also participates in NASTD’s Corporate Alliance Council, which provides another forum for sharing ideas and building relationships between IT providers and state government.

Malt-O-Meal, Northfield and Lakeville, will hold its annual Cereal Day for United Way beginning at 7:30 a.m.

Thursday, Sept. 22, in the Crystal Court at the IDS Center, Minneapolis. Cereal will be sold for $1 a bag until the supply runs out. The company will also donate $1 for every bag sold, for a maximum donation of $50,000. All proceeds will benefit the Greater Twin Cities United Way.

A Dickey’s Barbecue has opened in Hastings at 1316 S. Frontage Road. Jay Wiese and Dan Finley are the franchise owners. This makes the ninth location of Dickey’s Barbecue for Minnesota, with 11 more expected in the near future.

Business Briefs FINANCIAL SERVICES FIRM HIRING ADVISORS Financial services firm Edward Jones is expanding its number of financial advisors, according to Stacey Bartelson, an Edward Jones financial advisor in Rosemount.

The St. Louis-based firm is looking for high achievers who have a desire to run a business with the support of a much larger organization. Its financial advisors live in the communities where they work and serve individual investors exclusively.

The firm offers an extensive training program for new financial advisors. Teachers, bankers and engineers all have joined the ranks of Edward Jones. All are self-starters who enjoy working with and helping other people.

For more information, visit www. careers.edwardjones.com or contact Stacey Bartelson at (651) 322-2905.

SECOND ANNUAL ENERGYWISE EXPO SLATED OCT. 6 Dakota Electric Association, Farmington, will host its second annual EnergyWise Expo from 9 a.m. to 1 p.m.

Thursday, Oct. 6, at Eagan Community Center, 1501 Central Parkway, Eagan.

Businesses of all sizes can learn about energy-saving technology, ask questions and get ideas for reducing energy bills.

AMERICAN INNS OF COURT SYMPOSIUM PROGRAMS ONLINE West LegalEdcenter, a business of Eagan-based Thomson Reuters, is offering exclusive online legal education programming from the American Inns of Court (AIC).

Nine video webinars, developed from the 2011 AIC symposium, Status of the Legal Profession: Facing the Challenges of the 21st Century, are currently available through West LegalEdcenter. The symposium was held at Georgetown University Law Center with support from the Honorable Society of the Middle Temple in London.

The online programs are available for $75 to Inn members and non-members alike, who wish to receive CLE credit.

A portion of the fee benefits the AIC Foundation. Inn members may receive a 10 percent discount by using a promo code available from the AIC. The symposium programs also are available to Inns and Inn members free of charge for use at Inn meetings, to serve as models for Inn programs or for individual members’ professional development not accompanied by CLE credit.

For more information about the American Inns of Court, visit www. innsofcourt.org.

DAKOTA ELECTRIC PROVIDES MCGRUFF SAFETY KITS Farmington-based Dakota Electric Association, a member-owned electric cooperative, provided local law enforcement agencies throughout Dakota County, Northfield and Cannon Falls with McGruff Safe Kids Identification kits. Police officers will distribute the kits to classrooms if the teacher makes a request.

CHEVY DEALER DONATES TO YOUTH BASEBALL Jeff Belzer’s Chevrolet, Lakeville, is one of 46 area Chevrolet dealers that partnered with local youth baseball leagues for the 2011 baseball season to raise nearly $76,985 in total donations through the Chevy Youth Baseball program.

In addition to monetary support, Jeff Belzer’s Chevrolet provided Lakeville Baseball Association with equipment donations of bags, ball buckets and T-shirts. Belzer’s also offered an opportunity to raise up to $10,000 through a unique fundraiser, and participation in a baseball clinic led by Minnesota Twins and Ripken Baseball.

Information about Chevy Youth Baseball can be found at www.youthsportswired.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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September 22, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Home of ‘Empire Builder’ featured in new book

by Howard Lestrud ECM ONLINE MANAGING EDITOR

It was claimed that more than 500 mansions were once located in the Twin Cities area. One of those mansions, the James J. Hill House, is now a Minnesota historical landmark and is available for public viewing. All but a few have reportedly disappeared.

The Minnesota Historical Society is inviting the public to join author Larry Millet on Tuesday, Sept. 27 at 7 p.m. at the James J. Hill House, 240 Summit Ave., St. Paul MN 55102 for a discussion based on Millet’s new book, “Once There Were Castles,” set to release in September 2011. A brief reception, book signing and optional tour of the James J. Hill House will be offered following the discussion.

The first book to take an in-depth look at the history of lost mansions and estates in the Twin Cities, “Once There Were Castles” presents 90 luxurious homes that have vanished, including the lavish Charles Gates mansion in Minneapolis which survived only 19 years.

Organized by neighborhood and richly illustrated, the book is an absorbing read for Twin Cities residents, architecture enthusiasts and history buffs.

Millett is an architectural historian and has written extensively about Twin Cities architecture. Millett resides in St. Paul.

Tribune Columnist Howard Lestrud

Copies of “Once There Were Castles” will be available for purchase. This is a free event.

Check out author Millett’s biography at http://www.larrymillett.com/biography.

Millett logged a career with the St. Paul Pioneer Press from 1972 to 2002.

Since that time and even previous, he produced many books, both fiction and non-fiction.

Some of his most popular non-fiction renderings are: • “The Curve of the Arch: The Story of Louis Sullivan’s Owatonna Bank,” Minnesota Historical Society Press, 1985.

• “Lost Twin Cities,” Minnesota Historical Society Press, 1992. In seventh printing.

• “Twin Cities Then and Now,” Minnesota Historical Society Press, 1996.

Many of his fictional mystery novels deal with Sherlock Holmes.

Let’s take a look at some history connected with the James J. Hill House, open for tours. Go to Wikipedia at

http://en.wikipedia.org/wiki/James_J._ Hill_House.

The house was built by railroad magnate and one of Minnesota’s most famous businesmen James J. Hill and was completed in 1891 near the eastern end of Summit Avenue and the Cathedral of St. Paul. For its time, it was very large and was the “showcase of St. Paul” until James J. Hill’s death in 1916. It is listed as a U.S. National Historic Landmark.

Reading from Wikipedia about the Hill House, we learn that Hill bought two lots on Summit Avenue in 1882, during an era when wealthy citizens were scrambling to build fashionable homes in the neighborhood. The street offered a commanding view of downtown St. Paul and the Mississippi River area, making it a highly desirable location.

The Hill family previously lived in the Lowertown area in St. Paul, near Ninth and Canada streets. As new warehouses and railroad tracks crowded the Lowertown residential area, and as Hill’s collection of paintings and sculpture overflowed the house, the Hill family thought it was desirable to move.

Hill also realized that recent improvements in home technology, such as electric lighting, plumbing, ventilation, and fireproofing, could be incorporated into a new home. Moreover, since Hill was becoming a socially prominent

person in the community, a new home would stand as a tribute to his status as the “Empire Builder.”

The house was designed by an East Coast architectural firm, Peabody, Stearns and Furber, at a time when other homes in the neighborhood were designed by local architects such as Clarence Johnston and Cass Gilbert.

The house was designed in the Richardsonian Romanesque style, with a massive, rugged style featuring randomly sized blocks of stone, sturdy pillars, rounded arches, and a generally strong horizontal emphasis.

Hill supervised the design and construction closely. As an example, when the Lewis Comfort Tiffany Company submitted designs for the stained glass windows, Hill replied that they were, “anything but what I want,” and the job went to A.B. Cutter and Company of Boston. Later, in 1889, Hill fired the architects because they had overridden his orders to the stonecutters in Massachusetts, and hired the Boston firm of Irving and Casson to finish the project.

The St. Paul Pioneer Press reviewed the house just before it was completed in 1891, saying: “Solid, substantial, roomy, and comfortable is the new home of James J. Hill and family. … There has been no attempt at display, no desire to flaunt an See Lestrud, Page 6A

Vote or not to vote – that is the question

by Phil Krinkie SPECIAL TO THE TRIBUNE

A Taxpayers League survey of over 4,000 at the State Fair revealed a surprising result – people want to vote on any local sales tax that would help finance a new professional sports stadium. The survey was unscientific and open to anyone who wanted to take the time to answer four simple questions, but the result was overwhelming; people want to vote!

Over 80 percent of the people taking the survey; responded “yes” to the question “should taxpayers be allowed to vote on any new taxes for stadium financing?” Both prostadium and anti-stadium Minnesotans thought people should be allowed to vote on any proposal to finance a new football stadium, with a local sales tax.

For months, Ramsey County commissioners Rafael Ortega and Tony Bennett have been pushing the concept of a new Vikings stadium in the northern Ramsey County suburb of Arden Hills. The proposed stadium would cost approximately $1 billion to finance with $300 million from the state, $350 in local taxes from Ramsey County and the NFL and Vikings contributing the remaining $400 million.

Current state law requires a vote of citizens, in the taxing jurisdiction, before a local option sales tax can be imposed. But supporters of the Ramsey County stadium don’t want a referendum on a half a percent sales tax. Their rationale is that a vote on the sales tax proposal would fail; thereby scuttling the project. Ortega; an advocate of the

Guest Columnist Phil Krinkie

stadium proposal, said he’s so certain voters wouldn’t pass a proposed sales tax that he would consider eliminating the county’s participation altogether if there was a referendum.

“It doesn’t make sense to spend hundreds of thousands of dollars on a referendum that we know is going to fail,” Ortega stated.

In 2006 supporters of a new Twins stadium had a similar proposal; $300 million of the $525 million total cost would be paid for with a local sales tax in Hennepin County.

State legislators voted to exempt Hennepin County from the required vote. Therefore no local referendum was held. With a vote of the Hennepin County Commissioners the new three-eighths cent sales tax was imposed.

Supporters of the Ramsey County stadium point to the lack of referendum in Hennepin County as their reason for not having a vote in Ramsey County. Just because the state legislature usurped the voters of Hennepin County is no reason to remove the rights of Ramsey County voters.

If citizens in dozens of other communities across the state are given the opportunity to vote on local sales taxes; why should Ramsey County citizens be denied the right

to vote? The tax would be levied over the next 30 years in order to fund a facility that thousands of people from all over the state and upper Midwest would use. The people who will be taxed should have a voice.

In 2006 legislators from every corner of the state stuck the citizens of Hennepin County with paying for the new Twins ballpark. These “gutless cowards” as Gov. Jesse Ventura called them, were willing to raise taxes on Hennepin County residents without their approval, but most were unwilling to raise taxes on their own constituents to build a new ballpark. If legislators are going to give billionaire Zygi Wilf $650 million for his new stadium, the least they should do is let the people that will be paying the higher taxes vote!

State lawmakers will soon have the opportunity to right the wrong of the Twins stadium financing deal. They shouldn’t capitulate to the special interest lobbyists; they should respect current law and give the taxpayers of Ramsey County the right to vote!

Stay tuned to the stadium debate. Even if the Vikings can’t win on the gridiron, they may be able to score a victory at the State Capitol by running over the taxpayer.

Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 22, 2011

5A

Financial Sense

How to manage your business’ credit wisely

by Better Business Bureau SPECIAL TO THE TRIBUNE

Whether you’re in the beginning stages of starting up your own business or looking to manage your current business’ credit more efficiently, it’s always important to stay on top of your finances. The Better Business Bureau of Minnesota and North Dakota (BBB) is advising business owners to follow a few simple steps to ensure the financial health of their businesses.

As your business starts to grow, it’s important to build a good credit record that’s separate from your personal credit record.

Getting credit in your business’ name can help you qualify for lower rates on loans and leases, and can help protect your personal credit record — which could suffer if you have too much business debt.

“It’s never too early to start to establish a separate credit record for your busi-

Guest Columnist

Better Business Bureau ness, even if your business is still in its very early stages,” said Dana Badgerow, president and CEO of the BBB. “Keeping your business cards separate helps with record-keeping — and many credit card companies provide special spending reports that can tie in with your accounting software and make it easier to keep track of your business expenses at tax time.”

The BBB recommends following these simple steps to manage your business’ credit: • Establish a consistent identity. Always use the same business name, address and phone number from the beginning, so it will be easy for the credit reporting agencies to keep

your records in one file. Consider incorporating to legally establish a business identity that is separate from your personal identity.

• Open your first accounts. Get a separate checking account for your business. Also open an account with an office supply firm or other supplier that reports the transactions to business credit reporting agencies. Make small charges and pay them immediately — before the invoice even arrives (unlike personal credit scores, you’ll get extra credit for paying before the due date).

• Provide key documentation. Lenders will generally ask for your business’ tax records and earnings statements for the past few years so they can see how much you have earned in the past. And they may

also ask for a business plan so they can assess your potential for future earnings.

They are often interested in looking at your cash flow in relation to expenses and your total debt in relation to your earnings. Provide all of this documentation along with explanations to present the strongest case, especially if you have irregular earnings throughout the year, to prove to lenders that you expect to earn enough money to pay your bills in the future.

• Apply for a DUNS number from Dun & Bradstreet, one of the major business credit reporting agencies (go to www.dnb. com).

It usually takes 30 days to establish a DUNS number, or you can pay extra for an expedited account. Then make sure that the companies where you have trade accounts are reporting the information about your ontime payments to Dun &

Bradstreet.

It’s also a good idea to provide extra information about your business for your credit file. This is where potential lenders and others will find out about your business and the likelihood that you’ll make on-time payments for your loans, equipment leases and office leases, which will affect the terms and rates.

After you have a DUNS number, open a few more trade accounts with other companies that send information to the credit-reporting agencies, make small charges, and pay those bills early, too. Check your account for errors and to make sure you’re getting credit for your early payments.

• Check your business’ credit score. Similar to a credit score for individuals, a PAYDEX score distills the information in your Dun & Bradstreet credit report into one number, which shows potential lenders the likeli-

hood that you’ll make your payments on time.

These scores range from a low of 0 to a high of 100.

A score of 80 to 100 generally means that you pay your bills before the due date; 50 to 79 means a medium risk of late payment (averages 30 days or less beyond the loan’s terms); and a score of 0 to 49 means a high risk of late payment.

For more business tips you can trust, visit www.bbb. org/credit-management/ small-business-credit/.

The mission of the Better Business Bureau is to promote, through self-regulation, the highest standards of business ethics and conduct, and to instill public confidence in responsible businesses through programs of education and action that inform, protect and assist the general public.

Contact the BBB at www.bbb. org or (651) 699-1111, toll free at 1-800-646-6222.

Open season change for Medicare D prescription drug plans and more Social Security information

by Rhonda Whitenack and and the value of any savings, investments, and real Jim Czechowicz PUBLIC AFFAIRS, SOCIAL SECURITY estate (other than the home ADMINISTRATION you live in). To qualify, you Medicare beneficiaries must be receiving Medicare who are considering chang- and have: es to their Medicare Part • Income not over D plan should mark their $16,335 for an individual or calendars for Oct. 15. The $22,065 for a married cou“open season” will run from ple living together. Even if Oct. 15 to Dec. 7. (This is a your annual income is highchange from last year when er, you still may be able to the open season was Nov. get some help with monthly 15 to Dec. 31.) premiums, annual deductThe Medicare Part D ibles, and prescription coprescription drug program payments. Some examples is available to all Medi- where your income may care beneficiaries to help be higher include if you or with the costs of medica- your spouse: tions. Joining a Medicare —Support other family prescription drug plan is members who live with you; voluntary, and participants —Have earnings from pay an additional monthly work; or premium for the coverage.

—Live in Alaska or HaWhile all Medicare waii. beneficiaries can partici• Resources not over pate in the prescription $12,640 for an individual drug program, some people or $25,260 for a married with limited income and couple living together. Reresources also are eligible sources include such things for “Extra Help” to pay for as bank accounts, stocks, monthly premiums, annual and bonds. We do not deductibles, and prescrip- count your house or car as tion co-payments. The resources.

Extra Help is worth about You can complete an $4,000 a year. easy-to-use online applicaTo figure out whether tion for Extra Help at www. you are eligible for the Ex- socialsecurity.gov. Go to the tra Help, Social Security Medicare tab on the top of needs to know your income the page. Then go to “Ap-

ply For Extra Help With Medicare Prescription Plan Costs.”

To apply for the Extra Help by phone or have an application mailed to you, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and ask for the Application for Extra Help with Medicare Prescription Drug Plan Costs (SSA-1020).

And if you would like more information about the Medicare Part D Prescription Drug Program itself, visit www.medicare.gov or call 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048). In Minnesota, the Senior Linkage Line phone number is 1-800-333-2433.

Disability conditions fasttracked Here is important news if you’re applying for Social Security disability benefits for yourself or a loved one: There are 100 conditions which qualify for an expedited process known as “Compassionate Allowances.”

Compassionate Allowances, which began in De-

cember 2007, are a way to quickly identify diseases and other medical conditions that, by definition, meet Social Security’s standards for disability benefits.

“We have an obligation to award benefits quickly to people whose medical conditions are so serious they clearly meet our disability standards,” said Michael J. Astrue, commissioner of Social Security. “We are now able to do precisely that for 100 severe conditions.”

The Compassionate Allowances conditions are developed from information received at public outreach hearings, and from the Social Security and Disability Determination Service communities, medical and scientific experts, and the National Institutes of Health. We also consider which conditions are most likely to meet our definition of disability.

“By definition, these illnesses are so severe that we don’t need to fully develop the applicant’s work history to make a decision,” said Astrue. “As a result, Social Security has eliminated this part of the application process for people who have a

condition on the list, and we can award benefits much more quickly.”

The Compassionate Allowances initiative is one of two parts of the agency’s fast-track system for certain disability claims. When combined with the Quick Disability Determination (QDD) process, Social Security last year approved the claims of more than 100,000 people, usually in less than two weeks. This year, the agency expects to fast-track nearly 150,000 cases. Under QDD, a predictive model analyzes specific elements of data within the electronic claims file to identify claims where there is a high potential the claimant is disabled and where evidence of the person’s allegations can be quickly and easily obtained.

For more information on Compassionate Allowances, including a list of all 100 conditions, visit www. socialsecurity.gov/compassionateallowances.

vices you can take advantage of with ease from the convenience of your home or office computer: • Apply for retirement, disability, or Medicare benefits; • Find out what benefits you might be eligible to receive; • Apply for Extra Help with your Medicare prescription drug costs; • Estimate your future benefits; • Appeal an unfavorable decision on a disability claim; • Change your address; and • Report employee wages.

For a complete list of our online services, visit www. socialsecurity.gov/onlineservices. You also can find forms, publications, answers to frequently asked questions, Social Security news, and much more at www.socialsecurity.gov.

Jim Czechowicz is public affairs specialist at the St. Paul Nothing to fear at office of the Social Security Administration. Rhonda Social Security’s Whitenack is public affairs website specialist at the Bloomington office of the Social Security Here are just a few of Administration.

Social Security’s online ser-

6A

September 22, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Lestrud from Page 4A

tually moved out. In 1925, four of the daughters purchased the house from the estate and donated it to the Roman Catholic Archdiocese of St. Paul and Minneapolis. The church used it for the next 53 years as space for offices, residences, and a teacher’s college for women. In 1961, the U.S. Department of the Interior designated the house a National Historic Landmark.

The Minnesota Historical Society acquired the house in 1978.

advertisement of wealth in the eyes of the world. Just a family home ‌ impressive, fine, even grand in the simplicity of design, but after all a St. Paul home.�

The interior features an art gallery that housed Hill’s collection of painting and sculpture. It even had a pipe organ, installed after someone suggested to Hill that other wealthy people had pipe organs in their homes. The house had a hybrid system of gas and electric lighting, with rotaHoward Lestrud is ECM ry switches on the walls to Publishers online managing turn on the electric lights. editor. He can be reached at After James J. Hill died howard.lestrud@ecm-inc. in 1916 and his wife died com. Columns reflect the opinin 1921, the children evenion of the author.

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Former Chateau Lamothe owner declares bankruptcy Doris LaMott Hoel closes Fun Foods Catering at new St. Paul location months after Chateau Lamothe shuts its doors in Burnsville

by Jessica Harper

Fun Foods Catering was previously run from the couDoris LaMott Hoel took pleâ&#x20AC;&#x2122;s Burnsville restaurant, many by surprise Chateau Lamothe. when she closed The Hoels closed Chateau Lamothe in the French-AmeriBurnsville and moved can eatery a few days her catering business before Christmas last to St. Paulâ&#x20AC;&#x2122;s West year and moved the Side. catering business to Now Fun Foods the Neighborhood Doris Catering has closed House.

LaMott Hoel at its most recent loAt the time, she cation and the Hoels have claimed that the move wasnâ&#x20AC;&#x2122;t filed for Chapter 7 bankrupt- financially motivated, but was cy for liquidation of both of done out of a desire to focus the businesses. on her catering company.

According to court docuHoel said in a December ments, Hoel and her hus- interview her restaurant and band, David, owe $263,933 catering business were profitand have $250,767 in assets. able.

This comes six months The West Side neighborafter Hoel moved Fun Foods hoodâ&#x20AC;&#x2122;s economic and ethnic Catering to the Neighbor- profile is in contrast to Chahood House in St. Paulâ&#x20AC;&#x2122;s teau Lamotheâ&#x20AC;&#x2122;s location in West Side.

Burnsville, but Hoel said she DAKOTA COUNTY TRIBUNE

was confident she would face few challenges.

Instead, she said she believed the center would provide stability for her catering business.

By May, Hoel closed Fun Foods and moved out of Neighborhood House, said Sheri Zigan, director of human resources for the center.

Zigan declined to comment further.

Hoel followed in her parentsâ&#x20AC;&#x2122; footsteps by opening Chateau Lamothe with her husband in 2005.

Her father and mentor, Marceal LaMott, purchased a bar/restaurant in a nearby town when Hoel was a teenager to provide enough income for the family.

During her last two years of high school, Hoel and her brother ran the bar/restaurant

with their parentsâ&#x20AC;&#x2122; oversight.

Although her father has since passed, she said in a 2010 interview that she still considers him in her business decisions.

These decisions received much recognition over the years.

Hoel was named among the 2010 Exceptional Businesswomen by the Dakota County Tribune.

Her restaurant also made it on Minneapolis St. Paul Magazineâ&#x20AC;&#x2122;s best wine bar and wine list in 2009.

Several attempts were made to reach Hoel for comment. Three phone numbers have been disconnected and emails were not returned.

E-mail Jessica Harper at: jessica.harper@ecm-inc.com

Area schools partner to offer wide range of degree programs

Burnsville man charged with using anotherâ&#x20AC;&#x2122;s Social Security number

Dakota County Technical College and Saint Maryâ&#x20AC;&#x2122;s University of Minnesota are partnering to help students earn their bachelorâ&#x20AC;&#x2122;s and masterâ&#x20AC;&#x2122;s degrees more easily.

The Pathways Program is a new venture of Saint Maryâ&#x20AC;&#x2122;s Universityâ&#x20AC;&#x2122;s Schools of Graduate and Professional Programs.

It responds to the growing population of incoming college students attending twoyear colleges who plan to go on to earn bachelorâ&#x20AC;&#x2122;s degrees. â&#x20AC;&#x153;An increasing number of DCTC students want to take their studies beyond the twoyear college environment,â&#x20AC;? said Gary Hebert, dean of business, technology and customized training at DCTC. â&#x20AC;&#x153;The Pathways Program allows students to use their DCTC coursework as a foundation to attain a bachelorâ&#x20AC;&#x2122;s and/or masterâ&#x20AC;&#x2122;s degree from Saint Maryâ&#x20AC;&#x2122;s University. Not only does this partnership allow our students to continue to receive a highquality education, but they can also utilize any of the Saint Maryâ&#x20AC;&#x2122;s University locations throughout the metro â&#x20AC;&#x201C; including the space we share in Apple Valley.â&#x20AC;?

According to the newly released â&#x20AC;&#x153;How America Pays for Collegeâ&#x20AC;? study conducted

by Sallie Mae for the 201011 academic year, many of the community college students want to save money on tuition costs. Students from low-income families are the most likely to attend public two-year colleges nationwide â&#x20AC;&#x201D; approximately one-third of them do. But now, students from higher-income families are becoming more likely to

A Burnsville man was charged with aggravated forgery Aug. 30 for allegedly possessing and using another manâ&#x20AC;&#x2122;s Social Security number.

When questioned, the suspect, Javier Solis-Sanchez, formerly of Savage, told police he bought the number for $80 and has had it since coming to the United States about 15 years ago.

Meanwhile, the numberâ&#x20AC;&#x2122;s actual owner told police heâ&#x20AC;&#x2122;s constantly contacted by creditors and collection agencies about debt he didnâ&#x20AC;&#x2122;t incur.

The victim, speaking with a Savage police officer by phone last March, â&#x20AC;&#x153;reported that he is concerned about his ability to take out student loans as a result of all the debt that has been incurred using his Social Security number,â&#x20AC;? said the Dakota County criminal complaint.

The victim called Savage police last March and said Solis-Sanchez had

attend two-year colleges â&#x20AC;&#x201D; up from 12 percent in 2009-10 to 22 percent in 2010-11. This helps families â&#x20AC;&#x153;reduce their contributions from income and savings and decrease the overall amount they paid for college,â&#x20AC;? the study states.

In Minnesota, 39 percent of incoming college students enrolled in a community/technical college in fall of 2010, up from 35 percent in 2009 and 34 percent in 2008, according to the Minnesota Office of Higher Education.

By signing up for the Pathways Program, DCTC students can earn a bachelorâ&#x20AC;&#x2122;s degree by taking their first two years at DCTC and their second two years at Saint Maryâ&#x20AC;&#x2122;s Universityâ&#x20AC;&#x2122;s Minneapolis campus or its Apple Valley, Rochester, Oakdale, and Minnetonka centers. They also can choose to earn credits toward a masterâ&#x20AC;&#x2122;s degree while in their bachelorâ&#x20AC;&#x2122;s program.

Community colleges currently partnering with Saint Maryâ&#x20AC;&#x2122;s to pilot the Pathways Program include Inver Hills Community College and Rochester Community and Technical College this year and DCTC as of the fall of 2012. Pathways students can choose from associate programs such as accounting, business administration or management, supervisory management, alcohol and drug counseling, human services, and the liberal arts, depending on which community college they attend.

For more information, contact Gary Hebert of DCTC at (651) 423-8307 or gary.hebert@dctc.edu.

been using his Social Security number since 2002.

TCF Bank records show that Solis-Sanchez used the number to open four accounts at the bankâ&#x20AC;&#x2122;s Apple Valley branch, the complaint said.

Solis-Sanchez admitted to using the number to open the accounts, it said.

He also admitted to using the number when trying to buy a house in Savage. He admitted to using it at places of employment, including his current employer of seven to eight years, the complaint said.

A search of his Burnsville residence turned up a Social Security card with the victimâ&#x20AC;&#x2122;s number and the suspectâ&#x20AC;&#x2122;s name. It also turned up several resident alien cards, Minnesota driverâ&#x20AC;&#x2122;s licenses, Mexican identification, and Social Security cards â&#x20AC;&#x153;with numerous Hispanic namesâ&#x20AC;? on them, the complaint said. â&#x20AC;&#x201D; John Gessner

Cedar BRT construction update Beginning Monday, Sept. 12, westbound 160th Street (County Road 46) was reduced to one lane from Garrett Path to Granada Avenue. Eastbound 160th Street was reduced to one lane from Granada Avenue to approximately 100 feet east of Cedar Avenue.

The lane closures on northbound and south-

bound Cedar Avenue from south of 160th Street to north of 155th Street/ Whitney Drive are tentatively scheduled to switch from the outside lanes to the inside lanes on Monday, Sept. 19.

More information is available online at www. co.dakota.mn.us/EnvironmentRoads/Transit/Cedar/23-59.htm.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 22, 2011

Ulta opens in Apple Valley

7A

Pizza Hut opens in Farmington

Photo submitted

Photo submitted

The Apple Valley Chamber of Commerce and the city of Apple Valley participated in a Sept. 9 ribbon cutting to officially open the new Ulta Beauty Supply. Located in Fischer Marketplace in the former Snyder Drug location, Ulta has added 15 new full-time jobs to the city. From left of scissors, Bruce Nordquist, Apple Valley planning director; Ed Kearney, president, Apple Valley Chamber of Commerce; and Michelle Pinkston, Ulta store general manager.

Pizza Hut is now open at 19645 Pilot Knob Road in Farmington. The restaurant is only the second in Minnesota with a new brand design. Fred Burner, vice president of Boarder Foods Companies, cut the ribbon on Sept. 2 to mark the opening of the new Farmington location.

Farmingtonâ&#x20AC;&#x2122;s Pizza Hut is a carry-out and delivery restaurant. For more information, visit www.cravingstogo.com.

City will seek proposals for last Riverfront trail will link Eagan, remaining parcel of AAA land Burnsville and other destinations

by John Gessner

Clock is ticking on development incentive for site

by John Gessner DAKOTA COUNTY TRIBUNE

Burnsville will pursue a familiar method in trying to sell a piece of city-owned land in the Heart of the City.

The city will issue a request for proposals for the property â&#x20AC;&#x201C; 1.75 acres at Pillsbury Avenue and Travelers Trail, north of the Performing Arts Center/Heart of the City parking ramp.

Itâ&#x20AC;&#x2122;s the last piece of land in what was known as the AAA property. The city has twice issued RFPs for the 6.24-acre AAA site â&#x20AC;&#x201C; one of which called on potential buyers to include a performing-arts center component in their development plans.

Eventually the city built the center itself, along with the ramp. Those buildings and the Mediterranean Cruise Cafe now occupy most of the AAA land.

For three years the city has hung a â&#x20AC;&#x153;For Saleâ&#x20AC;? sign on the remaining parcel.

But most of the nibbles have come from developers interested in projects that wouldnâ&#x20AC;&#x2122;t have fit Heart of the City zoning standards, which include a minimum building height, or been warmly received by the City Council.

Such projects have included gas stations, standalone fast-food restaurants and apartments, according to Skip Nienhaus, the cityâ&#x20AC;&#x2122;s economic development coordinator.

And now the clock is ticking on a development incentive for the property.

Under terms of the Heart of the City tax-increment financing district, the city has until next October to enter into a binding contract with a developer that would include TIF subsidies. About five or six years of subsidies would remain before the district is decertified, according to Community Development Director Jenni Faulkner.

The council agreed at a Sept. 13 work session to issue an open-ended RFP that doesnâ&#x20AC;&#x2122;t specify uses for the property â&#x20AC;&#x201C; although officials would love to see corporate offices, a fullservice hotel or commercial mixed uses. â&#x20AC;&#x153;The risk is we get nothing,â&#x20AC;? Faulkner told the council. â&#x20AC;&#x153;Or we get something that you donâ&#x20AC;&#x2122;t like.â&#x20AC;?

The RFP will call for no residential uses, of which the Heart of the City already has plenty.

In a struggling commercial real estate market, the city should â&#x20AC;&#x153;pull out all the stopsâ&#x20AC;? to make a sale, â&#x20AC;&#x153;or thatâ&#x20AC;&#x2122;s going to be a bare lot for a long time coming,â&#x20AC;?

Council Member Dan Kealey said.

Council Member Dan Gustafson took a more optimistic view. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s a valuable piece of land down there,â&#x20AC;? he said. â&#x20AC;&#x153;I donâ&#x20AC;&#x2122;t think we should give it away. Weâ&#x20AC;&#x2122;re not in panic mode here.â&#x20AC;?

Selling the land at a discount is another option for enticing developers.

Council members indicated theyâ&#x20AC;&#x2122;re willing to consider such offers.

An up-front subsidy in the form of a cut-rate land price would include a requirement for job creation and a development time frame, which would be spelled out in a contract between the city and the buyer, according to Faulkner.

The parcel is valued

by Dakota County at $457,600. It was part of the AAA Minnesota/Iowa property the city bought in 2001 for $1.8 million as plans for the Heart of the City redevelopment district were taking shape.

Based on the original purchase price, the land value was $504,807 in 2001, according to the city.

The last RFP for the AAA property was in 2007, after proposals for a privately built arts center had fallen through and the city had embarked on the project itself.

The council chose Anderson Development, one of three developers that vied for the remaining 4.8 acres. But Anderson didnâ&#x20AC;&#x2122;t deliver on plans that included a hotel and event center and two office buildings.

John Gessner is at burnsville. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE

Burnsville and Eagan are bordered by the Minnesota River but have little in the way of riverfront amenities.

That will change with construction of regional trail segments through both cities.

The Minnesota River Greenway plan is expected to be approved next month by the Dakota County Board of Commissioners.

The $12 million, 17-mile trail will follow the river through Lilydale, Mendota Heights, Mendota, Eagan and Burnsville. It will create a continuous trail connection from Lilydale State Park in St. Paul to Scott County.

Burnsville, whose City Council and parks commission heard an update on the plan at a Sept. 13 work session, will have a unique segment of trail, Dakota County Senior Planner John Mertens said. The cityâ&#x20AC;&#x2122;s river-bottom land includes 1,400 acres of Minnesota Valley National Wildlife Refuge. â&#x20AC;&#x153;It will be a unique section of the Minnesota River Gre-

enway in that itâ&#x20AC;&#x2122;ll be so close to the river,â&#x20AC;? Mertens said.

The city has already received a $1 million federal grant for its trail section, which will run along Black Dog Road Interstate 35W east to Cedar Avenue. The county has agreed to kick in $200,000 for the segment.

The city, which will design the project, expects construction in 2015 or 2016, coinciding with major upgrades planned for Xcel Energyâ&#x20AC;&#x2122;s riverfront Black Dog power plant.

Eaganâ&#x20AC;&#x2122;s trail segment will run mostly through Metropolitan Council wastewatertreatment property, Mertens said.

The county has applied for federal funding to help fund the Eagan link, Mertens said. â&#x20AC;&#x153;The highest-priority projects are areas where we have gaps in the system,â&#x20AC;? he said.

The Burnsville segment will be more expensive to maintain than others because of the frequent flooding and resulting silt deposits, Mertens said.

Plans call for someday

continuing the Burnsville segment west to Savage, across I-35W through the redevelopment are known as the Minnesota River Quadrant.

The lake that will form once limestone mining ceases in the river bottom will be an added amenity, Mertens said.

The greenway will have a paved, 30-foot-wide trail (to be plowed in the winter) with full-service trailheads every three to five miles, smaller neighborhood access points between trailheads, cultural and natural resource interpretation points, grade-separated crossings at major roads, and lighting in areas where evening use is expected.

Itâ&#x20AC;&#x2122;s part of the larger Minnesota Valley State Trail from LeSueur to St. Paul planned by the Minnesota Department of Transportation.

Funding for the Minnesota Valley Greenway is coming from Dakota County, cities, the U.S. Fish and Wildlife Service and the DNR. John Gessner is at burnsville. thisweek@ecm-inc.com.

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September 22, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, email it to darcy.odden@ecm-inc.com or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 22, 7:30 to 9 a.m., Business Excellence Awards - â&#x20AC;&#x153;Job Creators: Todayâ&#x20AC;&#x2122;s Heroes,â&#x20AC;? City View Banquet Center, Lost Spur Golf Course, 2750 Sibley Memorial Highway, Eagan. Information: Michelle Tighe at mtighe@dcrchamber. com. â&#x20AC;˘ Tuesday, Sept. 27, 4 to 6 p.m., South Metro Young Professionals meeting, 401K Latte Company, 10543 165th St. W., Lakeville. You do not need to be a member of the DCR Chamber to participate in this group.

Information: Tom Hilla at (952) 892-9031, thilla@msbcollege. edu. â&#x20AC;˘ Wednesday, Sept. 28, noon to 1:15 p.m., ChamberNet at ProAct Inc., 3195 Neil Armstrong Blvd., Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Thursday, Sept. 29, 5 to 7:30 p.m., Eagan Business After Hours, Anchor Bank, 1360 Duckwood Drive, Eagan. RSVP

by Monday, Sept. 26, to kelly_ zimmer@anchorlink.com. â&#x20AC;˘ Thursday, Oct. 6, 7:30 to 8:30 a.m., South Metro Young Professionals meeting, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan.

You do not need to be a member of the DCR Chamber to participate in this group. Fee: $35 per year for chamber members, $50 per year for non-chamber members. Information: Tom Hilla at (952) 892-9031, thilla@ msbcollege.edu. â&#x20AC;˘ Thursday, Oct. 6, 7:30 to 8:30 a.m., The Buzz, The Workforce Center of Dakota County, 1 Mendota Road, West St. Paul.

Interim Superintendent Tom Nelson will review the pending referendum for ISD 197. Infor-

mation: Jessy Annoni at jannoni@dcrchamber.com. â&#x20AC;˘ Friday, Oct. 7, 11 a.m., ribbon cutting and 65th anniversary, Brown College, 1440 Northland Drive, Mendota Heights.

Food will be provided by Le Cordon Bleu students. Information: Jessy Annoni, (651) 2889202, jannoni@dcrchamber. com. â&#x20AC;˘ Friday, Oct. 7, noon, ribbon cutting, Le Cordon Bleu, 1345 Mendota Heights Road, Mendota Heights. Ribbon cutting for Le Cordon Bleuâ&#x20AC;&#x2122;s new restaurant, Technique. Food will be provided by Le Cordon Bleu students. Information: Jessy Annoni, (651) 288-9202, jannoni@dcrchamber.com.

Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 22, 4:30 to 6:30 p.m., Business After Hours, M&I Bank, 7095 151st St. W., Apple Valley. Information: Catherine Bauman at catherine@applevalleychamber. com. â&#x20AC;˘ Wednesday, Oct. 12, 11:30 a.m. to 1 p.m., Chamber Luncheon. Cost: $15 members/$20 nonmembers.

Information: Catherine Bauman at catherine@applevalleychamber.com.

Burnsville Chamber of Commerce events: â&#x20AC;˘ Wednesday, Sept. 21, 3 to 7 p.m., Minnesota State Fairgrounds Expo & Business After Hours, Minnesota State Fairgrounds Progress Center, 1265 N. Snelling Ave., St. Paul. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Thursday, Sept. 29, 8 to 9 a.m., Star Tribune breakfast, The Roasted Pear, 14200 Nicollet Ave., Burnsville. Speaker Duchesne Drew of the Star Tribune will talk about how the newspaper is changing. To register, contact Anne at anne@ burnsvillechamber.com. â&#x20AC;˘ Thursday, Sept. 29, 4:30 to 7 p.m., open house, Country Cabinets, 18010 Foliage Ave. S., Northfield. Join Country Cabinets for an open house as they celebrate over 23 years in

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Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;?

Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org).

Members: Free. Guests: $5.

Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting.

For more information, contact Mary at (651) 994-8392 or visit www.meetup.com/womensbusiness-exchange-eagan.

Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

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from 8:15-9:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.

NetworkUnlimited.org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington.

For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant.

Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession.

First two meetings are free.

We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at

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itive group where only one individual in the group will represent a specific business sector.

Information: Carol Swenson at Carol@riverheights.com.

Kocina Marketing and Branding Companies, 350 W. Burnsville Parkway, Suite 350, Burnsville, will offer the following free MARKETSMART seminars. To register, go to www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. â&#x20AC;˘ Thursday, Sept. 22, 8:30 to 11 a.m., â&#x20AC;&#x153;Creating a Social Media Plan.â&#x20AC;?

Business classes are offered by District 196 Community Education. Register for the following classes at www. district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Monday, Sept. 26, 6:30 to 9 p.m., Basic Computer Introduction Workshop. Fee: $29.

Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Thursday, Sept. 29, 6:30 to 9 p.m., Internet and E-Mail Basics. Fee: $29. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Monday, Oct. 3, 6:30 to 8:30 p.m., Introduction to Windows 7. Fee: $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Tuesday, Oct. 4, 6:30 to 8:30 p.m., How to Start Your Own Business. Fee: $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Tuesday, Oct. 4, 7 to 9 p.m., Real Estate Investing: Opportunities for Success (Investment Properties, Foreclosures, Short Sales). Fee: $19, $6 additional adult. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, Oct. 6, 6:30 to 9 p.m., Writing Your Own Will.

Fee: $49. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow businessto-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Dakota Business Partners meets every Tuesday

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business. Beverages and fare from Green Mill to be served.

Information: www.countrycabinets.com/events.cfm. â&#x20AC;˘ Thursday, Oct. 6, noon to 4:30 p.m., Chambershack, Crystal Lake Golf Course, 16725 Innsbrook Drive, Lakeville. Registration: 11 a.m. Individual: $80. Foursome: $300.

Information: Anne at (952) 898-5642. â&#x20AC;˘ Thursday, Oct. 6, Business After Hours and Expo, immediately following Chambershack, Crystal Lake Golf Course, 16725 Innsbrook Drive, Lakeville. Full table: $100 member/$125 nonmember. Half table: $50 member/$75 nonmember. Information: (952) 435-6000.

Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, Sept. 22, 7:30 to 9 a.m., new member orientation, chamber conference room. â&#x20AC;˘ Friday, Sept. 23, 7:30 to 8:30 a.m., Business Education Committee meeting, Lakeville North High School, 19600 Ipava Ave. â&#x20AC;˘ Tuesday, Sept. 27, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon, Brackettâ&#x20AC;&#x2122;s Crossing Country Club. Program speakers: Officers Tom Stewart and Jim Stevens of the Lakeville Police Department. Cost: $20/member, $25/nonmember. Registration deadline: Sept. 20. â&#x20AC;˘ Thursday, Sept. 29, 4:30 to 6:30 p.m., Networking After Hours, Country Cabinets, 28010 Foliage Ave. S., Northfield. â&#x20AC;˘ Thursday, Oct. 6, 4:30 to 6:30 p.m., Networking After Hours, Anchor Bank.

River Heights Chamber of Commerce events: â&#x20AC;˘Thursday, Sept. 22, noon to 1:30 p.m., ChamberNet, chamber office. ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads.

ChamberNet is a non-competitive group where only one individual in the group will represent a specific business sector.

Information: Carol Swenson at Carol@riverheights.com. â&#x20AC;˘ Tuesday, Sept. 27, 5 to 6:30 p.m., Business Card Exchange at River Heights Clinic, 5300 Robert Trail, Suite 700, Inver Grove Heights. Information: Annie Platek at annie@ riverheights.com. â&#x20AC;˘ Wednesday, Sept. 28, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, Oct. 5, noon to 1:30 p.m., ChamberNet is a networking group whose mission is to provide a forum for members to give and receive qualified business leads.

ChamberNet is a non-compet-

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF TAKING AND SALE On Saturday the twenty seventh of August two thousand and eleven, a 1982 Chevrolet El Camino, VIN 1GCCW80H2CR191081, was impounded from 3925 Cedarview Drive, Eagan, MN 55122 and is being held at 3670 Kennebec Drive, Eagan, MN 55122. The owner and any lienholders have the right to reclaim the vehicle under section 168B.07. The failure of the owner or lienholder to exercise their right to reclaim the vehicle within the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, and under the conditions set forth in section 168b.07, subdivision 1, constitutes a waiver by them of all right, title and interest in the vehicle and a consent to the transfer of title to and disposal of the vehicle pursuant of section 168B.08.

2754791 9/22/11P

PUBLIC NOTICE

Dakota County Community Development Agency September 22, 2011 Notice is hereby given of an opportunity for public comment on proposed substantial amendments to the Dakota County Community Development Block Grant (CDBG) Program for Federal Fiscal Year 2011.

Proposed Substantial Amendments The CDBG 2011 Action Plan shall be amended to: * Identify project location in the South St. Paul Acquisition/Clearance activity as 127 W. Frost Street to be acquired and cleared, with a budget at $37,000.

Persons seeking more information on this proposed substantial amendment should contact Lisa Henning, Assistant Director of Community Revitalization, at the Dakota County Community Development Agency (CDA), telephone (651) 675-4467. Public comments may be submitted orally or in writing to the CDA through September 18, 2011. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on November 1 at 9:00 a.m.

2758636 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: September 7, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated 02/02/2011 executed by Darrah L. Williams (“Mortgagor”) to Williams Family Trust Dated July 14, 1994 (“Mortgagee ” ) a n d recorded on 02/03/2011, as Document Number 2784126, in the Office of the County Recorder Dakota County, Minnesota.

2. The Mortgage has been assigned as follows: Not applicable.

3. The original principal amount secured by the Mortgage was: One Hundred Twenty Thousand Seven Hundred Dollars ($120,700.00).

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of application statutes.

6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: One Hundred Twenty-two Thousand Eight Hundred Seventeen & 25/100 Dollars ($122,817.25).

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 7, Block 5, Whitewood Addition, according to the plat thereof on file in the office of the County Recorder, Dakota County, Minnesota; will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on 11/15/2011, 10:00, a.m., at Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033.

8. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six months after the date of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Attorney for Mortgagee or Assignee of Mortgage /s/ Loren Gross 8609 Lyndale Ave. So., Ste. 214 Bloomington, MN 55420 2745693 9/15-10/20/11

NOTICE TO CREDITORS AND CLAIMANTS Minnesota Statutes §302A.727 NOTICE IS HEREBY GIVEN to all creditors and claimants, if any, of STATE MECHANICAL, INC., a Minnesota corporation, that: 1. State Mechanical, Inc. is in the process of dissolving; 2. State Mechanical, Inc. has filed a notice of Intent to Dissolve with the Minnesota Secretary of State; 2. The notice of Intent to Dissolve was filed on August 22, 2011; 4. The address of the office to which written claims against State Mechanical, Inc. must be presented is 8610 195th Street West; Lakeville, MN 55044; and 5. The date by which all the claims must be received is December 7, 2011.

2736976 9/8-9/29/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 8, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Restated Declaration for Coachman Highlands Townhomes Owners Association (hereinafter the "Association") which was recorded as Document No. 1978040 on December 27, 2002, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 65, Block 1, Coachman Highlands, CIC No. 390, Dakota County, Minnesota S T R E E T A D D R E S S : 3238 Evergreen Drive, Eagan, MN 55122 TAX PARCEL ID NUMBER: 10-18075-01-650 2. Pursuant to said Restated Declaration, there is claimed to be due and owing as of September 8, 2011, from Dominic C. Krebsbach and Valeri J. Krebsbach, title holders, to the Association, a Minnesota non-profit corporation, the amount of $4,360.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 8, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. The Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 18, 2011, as Document No. 2791821 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Restated Declaration and granted by the owner in taking title to the premises subject to said Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 15th day of November, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on May 15, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COACHMAN HIGHLANDS TOWNHOMES OWNERS ASSOCIATION Attorneys for Coachman Highlands Townhomes Owners Association THOMSEN & NYBECK, P.A. /s/ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Coachman Highlands/krebsbach/ 10-7-821D)

2758790

9/22-10/27/11

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-11-2542 Case Type: Harassment Susan Siriouthay obo minor Madeline Siriouthay, Petitioner(s) vs.

Alexander Scott McCutcheon, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.

You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Avenue, Apple Valley, MN 55124.

Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order.

Date: September 6, 2011 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2759278 9/22/11

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER FINDINGS OF FACT, CONCLUSIONS OF LAW, ORDER FOR JUDGMENT AND JUDGMENT, AND ORDER FOR DECREE OF FORECLOSURE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other - Civil Mortgage Foreclosure Court File No.: 19HA-CV-10-6399 ________________________________ Central Bank, a Minnesota corporation Plaintiff, vs.

Daniel Medin and Janet Medin, John Roe and Mary Roe, Defendants. _________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on July 22, 2011, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants, Daniel Medin and Janet Medin, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash on Tuesday, October 4, 2011, at 10:00 a.m., at the Sheriff's Office, 1580 Highway 55, Hastings, Minnesota 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Legal Description: The North 344.30 feet of the East 557.80 feet of the West 633.50 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota.

Subject to 290th Street over and across the North side thereof.

AND The North 184.40 feet of the East 269.20 feet of the West 902.70 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota.

Subject to 290th Street over and across the North side thereof.

Property Address: 7 2 5 6 - 2 9 0 t h Street N.W. Northfield, MN 55057 P.I.N. 1 6 - 0 1 0 0 0 - 0 2 0 - 2 5 A N D 16-01000-0030-25 Subject to redemption within six (6) months after confirmation of said sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 8-3-11 By: Robert Shingledecker Deputy Dated: July 27, 2011 JACK W. CLINTON, P.A. /s/Jack W. Clinton, #17413 Attorney for Plaintiff 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 INSTRUMENT DRAFTED BY: JACK W. CLINTON, P.A. 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 2712131 8/18-9/22/11

NOTICE TO CREDITORS AND CLAIMANTS Minnesota Statutes §302A.727 NOTICE IS HEREBY GIVEN to all creditors and claimants, if any, of PROTERRA WASTE TO ENERGY, INC., a Minnesota corporation, that: 1. PROTERRA WASTE TO ENERGY, INC. is in the process of dissolving; 2. PROTERRA WASTE TO ENERGY, INC. has filed a notice of Intent to Dissolve with the Minnesota Secretary of State; 3. The Notice of Intent to Dissolve was filed on August 23, 2011; 4. The address of the office to which written claims against PROTERRA WASTE TO ENERGY, INC. must be presented is Sheridan Law Offices; 4470 Erin Drive, Suite 101; Eagan, MN 55122; and 5. The date by which all claims must be received is November 30, 2011.

2735453 9/1-9/22/11

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-11-2432 Case Type: Harassment Doris Savard, Petitioner(s) vs.

Jennifer Loebrick, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.

You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124.

Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order.

Date: Sept. 16, 2011 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2759301 9/22/11

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 1:00 PM on October 4, 2011 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Trash Hauling Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123 (651) 675-4503.

Bids shall be directed to the Maintenance Manager, securely sealed and endorsed upon the outside wrapper, Formal Bid with the project address and bid due date.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DBE) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin.

The work to be performed under this contract is subject to the requirements of section 3 of the Housing and Urban Development Act of 1968, as amended, 12 u.s.c. 170u (section3).

If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance/payment bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Maintenance Manager Dakota County CDA Eagan, Minnesota (651)675-4503 2752182 9/15-9/22/11

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

PUBLIC NOTICE

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123

Notice is hereby given that sealed bids will be received from qualified vendors for the Lawn and Snow Contract Services for (19) family town home, (24) senior housing, and several public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 10:00 AM, October 4, 2011.

At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/ Lawn & Snow Contract Services A recommended on site review (at the Dakota County CDA) is scheduled for: September 19, 2011 at 10:00AM. The project manual and requirements will be reviewed at this meeting. Note that the properties are split into four zones. Proposals will be accepted for all zones but an eligible contractor may only be awarded up to (2) zones. Zones will be awarded to the qualified contractor with the low price proposal.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2752152 9/15-9/22/11

ADVERTISEMENT FOR BIDS

Notice is hereby given that sealed bids will be received from qualified vendors for the Painting Contract Services for about (19) family town home, (24) senior housing, and (324) public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 11:00 AM, October 4, 2011.

At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/ Painting Contract Services The project manual will be available upon request (on) after September 20, 2011. Brief description of the workonce a housing unit is vacant, an order for work is issued. The painting must be completed within (10) days. Often this work must be coordinated with other cleaning and flooring services.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2752126 9/15-9/22/11

Notice of Public Sale SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday, October 12, 2011 on or after 9:00 am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply.

C. Matchett - Unit 446 Mattress, table S. Amundsen - Unit 526 Misc. boxes, bench, mattress, leather couch J. Melich - Unit 604c Couch, misc. boxes M. Titino - Unit 622d Misc. household items 2749740 9/22-9/29/11

PUBLIC NOTICE

PUBLIC NOTICE OF SALE OF PROPERTY TO SATISFY LIEN THEREON That property described as follows, to wit: 50’ Gibson Houseboat, Hull# GBN50078M77H, Registration# MN0085HX, with its tackle, apparel, and furniture or such part thereof or interest therein, as shall be necessary to satisfy the judgment of in the sum of entered on September 19, 2011 in Dakota County Court, Court File No: 19HA-CV-10-3963, together with costs and expenses, will be sold at public auction by Dakota County Sheriff on the 20th day of October, at 10:00 a.m., at River Heights Marina, Inc., 4455 66th Street East, in the City of Inver Grove Heights, County of Dakota, State of Minnesota to pay and satisfy a lien which is claimed to be due thereon from River Heights Marina, Inc. The grounds of said lien are for storage and maintenance of the boat on behalf of Christina M. Johnson as the owner thereof in the amount of $5,319.80 exclusive of expenses of advertising and sale.

2760644 9/22-10/6/11

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received from qualified vendors for the Cleaning Contract Services for about (19) family town home, (24) senior housing, and (324) public housing sites. Bids will be received by the Office of the Director of Property Management at the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123 until 11:00 AM, October 4, 2011.

At that time, the sealed bids will be publicly opened and read aloud. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bid documents as prepared by the Dakota County CDA, or its representative. A bid tabulation or other bid result will be furnished to those that bid the project. Project specifications, bid forms, contractor's qualification statement have been issued and shall be used to be a qualified bid. Sealed bids shall be addressed to: Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 Attn: Vince Markell/ Cleaning Contract Services The project manual will be available upon request (on) after September 20, 2011. Brief description of the workonce a housing unit is vacant, an order for work is issued for cleaning services. The cleaning must be completed within (10) days. Often this work must be coordinated with other painting and flooring services.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. There are Davis-Bacon prevailing wage components with this contract.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the Dakota County CDA. For bid documents, contact: Vince Markell, Facilities Contract Manager Dakota County Community Development Agency vmarkell@dakotacda.state.mn.us 651-675-4507 2752090 9/15-9/22/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2008 MORTGAGOR: E r i c A . G o e m a n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 3, 2008, Dakota County Recorder, Document No. 2620922.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001835194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16590 Imperial Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 228330013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,026.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 20, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2687 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 19, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2687 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2759497 9/22/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE DATE: OCTOBER 4, 2011 AT 10:00AM Property belonging to Jennifer Tousignant, (33568, 25939, 13129), Bonny Folkestad, (WP163, WP716), Ethel Gordon Community Shelter, (WP639, WP249), Darrell Shaw, (WP903temp), Karen Huberty, (WP524, WP565), Jahmaul Williams, (WP519), Tammy Wells, (WP477), will be sold by live public auction (verbal bidding) on October 4, 2011 STARTING AT 10:00AM, at DOOR TO DOOR STORAGE, INC., 945 Aldrin Dr., Eagan, MN 55121. Goods were neither packed, loaded, nor inventoried by Door to Door Storage, Inc. General description of the goods likely to be sold: Household, business or consumer goods, namely personal effects, china, furniture, clothing, books, glass, silverware, electronics, tools, and similar items; but actual contents, condition, and quality are unknown to Door to Door Storage, Inc. Persons under 15 not admitted. Photo ID is required for bidders. Only cash or credit card as payment. Bidder Registration begins at 9:30am. Viewing begins at 10:00am, and bidding will begin soon after. As of January 9th, 2006 there are over 50 containers to sell. Each container is 5 ft wide 8 ft long x 7 ft high.

9/15, 9/22/11 CNS-2169706# DAKOTA COUNTY TRIBUNE 2743451 9/15-9/22/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

Assumed Name # X 114087 CURRENT INFORMATION ON FILE: 1. Assumed Name: 78th Square Partnership 2. Date of Original Filing: 02/20/1992 3.Current Expiration Date: 02/20/2012 4. Business Address: 200 W Hwy 13 #200, Burnsville, MN 55337 5. Nameholder(s) and Address(es): Timothy L Menning, 200 W Hwy 13 #200, Burnsville, MN 55337 INFORMATION YOU WISH TO CHANGE: 3. 10 Year Extension 4. Business address: 980 Pershing Circle, Burnsville, MN 55306 5. Nameholder(s) and Address(es): Timothy L Menning, 980 Pershing Circle, Burnsville, MN 55306 Patrick Gannon, 4909 Martindale St, Prior Lake, MN 55372 James M Burkemper, 1376 Sunnydale Court, Hubertus, WI 53032 Date: 8/17/11 Timothy L. Menning 2745881 9/15-9/22/11P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-540 In Re: Estate of Michael Gene Hofer, Decedent.

It is Ordered and Notice is given that on 10-24-11 at 9:00 a.m., a hearing will be held at the Dakota County Judicial Center, located at 1560 Highway 55 Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Michael Hofer, whose address is 5240-36th Avenue South, Minneapolis, Minnesota 55417, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 9/13/11

BY THE COURT Shawn Moynihan Judge of District Court Attorney for Petitioner: Meyer & Njus, P.A. Neil M. Meyer, #72539 Jeanine L. Johnson, #0386790 (JLJ) 1100 U.S. Bank Plaza 200 South Sixth Street Minneapolis, MN 55402 Telephone: (612) 341-2181 Facsimile: (612) 337-5894 E-Mail: nmyer@meyernjus.com E-Mail: jjohnson@nmeyernjus.com 2753862 9/22-9/29/11

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT COURT PROBATE/MENTAL HEALTH DIVISION Court File No. 19HA-PR-11-524 In Re: Estate of Eileen J. Murphey, Decedent.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 10th day of October, 2011, at 9:00 o’clock a.m., a hearing will be held in the above-named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, for the formal probate of an instrument purporting to be the Last Will and Testament dated October 30, 2007, of the above-named Decedent, and for the appointment of Carol A. Sward, whose address is 784 Badger Boulevard West, Stanchfield, MN 55080, as personal representative of the estate of the above-named Decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 9/8/11 Richard G. Spicer Judge of District Court Drafted by: Attorney for Petitioner Luther M. Amundson Maser, Amundson & Price, P.A. 6601 Lyndale Ave. So., Ste. 320 Minneapolis, MN 55423 Telephone: (952) 925-4147 Fax: (952) 925-1926 E-mail: lamundson@maserlaw.com Attorney ID No. 135938 2748184 9/15-9/22/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12846 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12846 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Hannelore Gerrard and Yohanna Gerrard , as Unit owners, to Ridgeview Homeowners Association, the principal amount of One Thousand Seven Hundred Ninety Six and 40/100 for condominium ($1,796.40) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 17, 2011, and recorded May 10, 2011 as Document No. 2799899 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 5, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 5, 2012.

Dated: July 25, 2011 By _/s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441176 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2716382 8/18-9/22/11

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-544 Estate of Melvin James Schultz, Decedent.

It is Ordered and Notice is given that on October 24, 2011, at 9:00 a.m., a hearing will be held in this Court at Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of Decedent, dated May 30, 1995, (“Will”), and for the appointment of James Francis Schultz, Jr., whose address is 170 Kyle Smith Court, Winston-Salem, North Carolina 27127, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9/14/11

BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Erin E. Boerschel, ID #388595 Emily Fox Williams, ID #0297720 Robert B. Bauer, ID #227365 Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 Telephone: (952) 953-8830 Fax: (952) 432-3780 Email: boerschelc@ssdmlaw.com 2756507 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12852 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12852 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Brandon Swartz, c/o Swartz Real Estate, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Six Hundred Eighty Six and 00/100 ($3,686.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 27, 2011, and recorded July 27, 2011 as Document No. 2811717 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 5, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 5, 2012.

Dated: August 2, 2011 By __/s/__ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441185 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2718264 8/18-9/22/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-549 ESTATE OF Norman A. Piker, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated June 23, 2011, under Minn.

Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Houene Piker whose address is: 330 - 157th St. West, Burnsville, MN 55306 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 9/14/11 Richard G. Spicer Judge Attorney For Personal Representative Shauna F. Kieffer Ford Law Office 32 - 10th Ave. So. Suite 101 Hopkins, MN 55343 952-935-0304 0389362 2755750 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: MORTGAGE FORECLOSURE BY ACTION COURT FILE NO.: 19HA-CV-08-3243 ----------------------------------------------------------Anchor Bank N.A. f/d/b/a Anchor Bank St. Paul N.A. f/d/b/a Anchor Bank, West St. Paul, N.A., Plaintiff, vs.

Roy J. Law, Jr., Cynthia J. Law, and Mortgage Electronic Registration Systems, Inc., Defendants.

----------------------------------------------------------NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment entered in the above entitled action on July 26, 2011, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above-entitled action from Defendants, Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on Friday, September 30, 2011, at 10 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings, said county and state, the premises and real estate described in said Judgment and Decree, to-wit: Lot Fourteen (14), Block Three (3), Scott Highlands First Addition, according to the recorded plat thereof, Dakota County, Minnesota.

Dated: August 4, 2011 Sheriff of Dakota County, Minnesota By: /s/ Captain Jim Rogers #162, Deputy Sheriff SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: /s/ Thomas R. Donely Attorneys for Plaintiff, I.D. #349938 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (612) 432-3136 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE OF COLLECTING ON THAT DEBT. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the above-referenced foreclosure sale is postponed from September 30, 2011 until Friday, October 21, 2011 at 10:00 a.m. at the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings, County of Dakota, State of Minnesota.

Dated: September 16, 2011 SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: /s/ Thomas R. Donely Attorneys for Plaintiff, I.D. #349938 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (612) 432-3136 2758935 9/22/11

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA PROBATE COURT DISTRICT - COUNTY COURT PROBATE DIVISION Court File No. 19HA-PR-11-545 In Re: Estate of Beverly June Johnson, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 10th day of October, 2011, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, on petition of Brian P. Johnson, dated September 13, 2011, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Brian P. Johnson, whose address is 5731 Babcock Trail, Inver Grove Heights, MN 55077, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 9-15-2011 Shawn M. Moynihan Judge (Court Seal) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320, PO Box 605 South St. Paul, MN 55075 2755903 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12834 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12834 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Dexter W. North, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Nine Hundred Thirteen and 00/100 for condominium ($2,913.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 16, 2011, and recorded July 27, 2011 as Document No. 2811719 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 5, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 5, 2012.

Dated: August 2, 2011 By __/s/__ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441186 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2718280 8/18-9/22/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Gentle Health Alternatives 2. State the address of the principal place of business: 14540 Pennock Ave. Suite 103, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Natalie Schuler, 14540 Pennock Ave. Suite 103, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 8-16-2011 Natalie Schuler, CMT 2745181 9/15-9/22/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: CFS Interiors 2. State the address of the principal place of business: 940 Apollo Road, Suite 110, Eagan, MN 55121-2154 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Commercial Flooring Services, LLC, 940 Apollo Road, Suite 110, Eagan, MN 55121-2154 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 8-29-11 Thomas F. Glodek, President 2750814 9/15-9/22/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Simplicity Merchant Services 2. State the address of the principal place of business: 1317 Ottawa Ave, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Simplicity Mortgage & Real Estate Network Inc., 1317 Ottawa Ave, W St. Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 9-8-11 Marcos Lozano - President 2751721 9/15-9/22/11P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Sherry’s Child Care 2. State the address of the principal place of business: 17000 Fieldcrest Ave., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Sherry A. Goblirsch, 17000 Fieldcrest Ave., Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 5-31-11 Sherry A. Goblirsch - Owner 2759145 9/22-9/29/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Minnesota Renovations 2. State the address of the principal place of business: 10565 McCool Ct, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

G. Christian MacLeod LLC, 10565 McCool Ct, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 08.27.2011 Glenn Campbell Chief Managing Partner 2746696 9/15-9/22/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Apple Valley Quilting Service 2. State the address of the principal place of business: 14663 Embry Path, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Merle B. Pratt, 14663 Embry Path, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 25 Aug 2011 Merle B. Pratt 2750373 9/15-9/22/11P

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-11-542 ESTATE OF Arthur Gregory Schmidt, DECEDENT It is Ordered and Notice is given that on October 10, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 W Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated September 29, 2008 (“Will”), and for the appointment of Bernadette E. Schwab whose address is: 8421 Colton Court, Woodbury, MN 55125 and Timothy S. Schmidt whose address is 20075 Chesterfield Way, Farmington, MN 55024 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9/14/11 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative Matthew T. Schmidt (#0391574) 229 - 2nd Avenue S. South St. Paul, MN 55075 2758539 9/22-9/29/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-546 ESTATE OF Randall Scott Pedersen, DECEDENT It is Ordered and Notice is given that on October 24, 2011 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 12, 1978, and for the appointment of Nancy C. Pedersen whose address is: 15799 Harwell Avenue, Apple Valley, Minnesota 55124 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9/14/11 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Personal Representative Ronald M. Otten Kalina, Wills, Gisvold & Clark, P.L.L.P. 6160 Summit Drive Suite 560 Minneapolis, MN 55430 612-789-9000 763-503-7070 (FAX) Attorney ID# 146821 2756451 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 MORTGAGOR: Renae M. Anderson, a single person, MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document #: 2383284 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 3, SHANNON HILLS 2ND ADDITION, DAKOTA COUNTY, MINNESOTA.

COUNTY, MINNESOTA. PARCEL ID #: 34-67426-020-03 PROPERTY ADDRESS: 14390 Cormorant Way, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $277,230.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 6, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 16, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2718426 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,500.00 MORTGAGOR(S): Daniel Robert Pray, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535798 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: June 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550137751912 Lender or Broker: Gabriel Financial Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19702 Escort Trl, Farmington, MN 55024-7204 Tax Parcel ID Number: 14-16600-10-709 LEGAL DESCRIPTION OF PROPERTY: Unit No. 709, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,021.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

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������ ��������� ��� ���� t h e §580.23, r t g a g e , ������� said mo t a i n e d i n������ the Mortgagor must vacate above-described property will be sold the property on or before 11:59 p.m. on by the Sheriff of said county as fol- March 30, 2012, or the next business lows: day if March 30, 2012 falls on a SaturDATE AND TIME OF SALE: Septem- day, Sunday or legal holiday.

Mortgagor(s) released from financial ber 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County obligation: NONE Law Enforcement Center, 1580 HighTHIS COMMUNICATION IS FROM way 55, Lobby S-100, Hastings, Minne- A DEBT COLLECTOR ATTEMPTsota ING TO COLLECT A DEBT. ANY to pay the debt secured by said mort- INFORMATION OBTAINED WILL BE gage and taxes, if any, on said pre- USED FOR THAT PURPOSE. mises and the costs and disburseTHE RIGHT TO VERIFICATION OF ments, including attorney fees allowed THE DEBT AND IDENTITY OF THE by law, subject to redemption within ORIGINAL CREDITOR WITHIN THE six (6) months from the date of said T I M E P R O V I D E D B Y L A W I S N O T sale by the mortgagor(s), their per- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR sonal representatives or assigns.

If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER March 30, 2012, or the next business MINNESOTA STATUTES, SECTION day if March 30, 2012 falls on a Satur- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTday, Sunday or legal holiday.

Mortgagor(s) released from financial GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF obligation: NONE THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 INFORMATION OBTAINED WILL BE ASSIGNEE OF MORTGAGEE: USED FOR THAT PURPOSE. Saxon Mortgage Services, Inc THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE Wilford, Geske & Cook P.A. ORIGINAL CREDITOR WITHIN THE Attorneys for Assignee of Mortgagee T I M E P R O V I D E D B Y L A W I S N O T Lawrence A. Wilford James A. Geske AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 011852F02 8/18-9/22/11 REDUCED TO FIVE WEEKS IF A JUDI- 2713707 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG SUMMONS OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED STATE OF MINNESOTA DAKOTA OF COUNTY WITH A RESIDENTIAL DWELLING OF DISTRICT COURT LESS THAN FIVE UNITS, ARE NOT FIRST JUDICIAL DISTRICT PROPERTY USED IN AGRICULTURAL Case Type: Contract/Replevin PRODUCTION, AND ARE ABANDONED. Case No.: 19HA-CV-11-4502 DATED: August 18, 2011 _______________________________________ A S S I G N E E O F M O R T G A G E E : Green Tree Loan Company, fka Nationstar Mortgage, LLC Conseco Finance Loan Company, Wilford, Geske & Cook P.A. Plaintiff, Attorneys for Assignee of Mortgagee v.

Lawrence A. Wilford Barbara J. Anderson and James A. Geske Kenneth A. Anderson, 8425 Seasons Parkway, Suite 105 Defendants. _______________________________________ Woodbury, MN 55125-4393 (651) 209-3300 THIS SUMMONS IS DIRECTED TO BarFile Number: 020555F01 bara J. Anderson, 14750 W. Burnsville 2711988 8/18-9/22/11 Parkway, Lot 268, Burnsville, MN

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,900.00 MORTGAGOR(S): Bryan J. Nelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353991 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank Dated: December 23, 2008 Recorded: January 15, 2009 Dakota County Recorder Document Number: 2631128 And assigned to: Federal National Mortgage Association Dated: May 25, 2010 Recorded: July 02, 2010 Dakota County Recorder Document Number: 2738562 And assigned to: Saxon Mortgage Services, Inc Dated: June 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500039393690 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4620 Blaine Ave, Inver Grove Heights, MN 55076-1313 Tax Parcel ID Number: 20-44001-07-004 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 370, Lafayette Park, a Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,476.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

55306 and Kenneth A. Anderson, 20458 Iberia Avenue, Lakeville, MN 55044.

1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401.

3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

Dated: September 6, 2011.

FOLEY & MANSFIELD PLLP By: /s/ Thomas J. Lallier Thomas J. Lallier (#163041) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foleymansfield.com Attorneys for Green Tree Loan Company 2743323 9/8-9/22/11

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PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-534 ESTATE OF Donald Louden a/k/a Donald L. Louden a/k/a Donald LeRoy Louden, DECEDENT A Petition for Determination of Descent has been filed with this Court.

The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted.

IT IS ORDERED and Notice is further given, that the Petition will be heard on October 10, 2011 at 9:00 a.m. by this Court at Dakota County District Court, 1560 Highway 55, Hastings, Minnesota.

(1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

(2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Date: 9/13/11 Kathryn D. Messerich Judge (COURT SEAL) Attorney For Petitioner Donald J. Fluegel (jym) FLUEGEL LAW FIRM P.A. 999 Westview Drive Suite 1 Hastings, MN 55033 Telephone: 651-438-9777 Fax: 651-438-9775 30405 2752823 9/22-9/29/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (ANCILLARY PROCEEDING) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-345 Estate of Gerald J. De Moulin, Decedent.

It is Ordered and Notice is given that on October 24, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Will of Decedent, dated June 22, 2009 (“Will”), and for the appointment of Brenda M. Alreck, whose address is 877 Whitney Drive, Apple Valley, Minnesota 55124, and Laura A. Johnson, whose address is 888 Redwell Lane, Apple Valley, Minnesota 55124, as ancillary Personal Representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9-19-2011

BY THE COURT Shawn Moynihan Judge of District Court (COURT SEAL) Attorneys for Petitioner Robert B. Bauer, Esq. Attorney I.D. 227365 Terrence A. Merritt, Esq. Attorney I.D. 0072151 Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, #600 Apple Valley, MN 55124 Telephone: 952-953-8847 Fax: 952-432-3780 Email: bauerr@ssdmlaw.com 2759583 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,000.00 MORTGAGOR(S): Nancy M. Cusey, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Recorded: October 11, 2007 Dakota County Recorder Document Number: 2550025 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: July 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050003884-9 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 301 7th Ave S, South Saint Paul, MN 55075-2505 Tax Parcel ID Number: 36-64300-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,350.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020993F01 2711677 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 2 , 2010 MORTGAGORS: Jonathan R. Henson and Megan L. Henson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 29, 2010, Dakota County Recorder, Document No. 2721854.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268003050495 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage and Equity Consultants, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3967 Westbury Way, Eagan, MN 55123 TAX PARCEL I.D. #: 108365309003 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Westbury 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,384.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,214.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2011, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718209 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2003 MORTGAGOR: Julie A. Gillespie, a single person.

MORTGAGEE: U.S. Bank, National Association.

DATE AND PLACE OF RECORDING: Registered June 23, 2003, Dakota County Registrar of Titles, Document No. 504076, Certificate of Title No. 128306.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19612 Meadowlark Way, Farmington, MN 55024 TAX PARCEL I.D. #: 148250108129 LEGAL DESCRIPTION OF PROPERTY: Unit No. 129, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,379.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,571.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718245 8/18-9/22/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA CONSUMER CREDIT CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-3289 ---------------------------------------------------------US Bank National Association ND dba Elan Financial Services, Plaintiff vs.

Jeff Petricka, Defendant(s).

---------------------------------------------------------THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the clerk of the above-named Court. They are official papers that affect your rights.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of service of this Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441.

3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

MESSERLI & KRAMER PA Jaime J. Hommerding, #0387432 3033 Campus Drive, Ste 250 Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

2753636 9/22-10/6/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-11-537 ESTATE OF Patrick M. Walsh a/k/a Patrick Michael Walsh, DECEDENT It is Ordered and Notice is given that on 10-24-11, at 9:00 a.m. a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated February 8, 2011, and for the appointment of Timothy R. Walsh whose address is: 8325 Allegheny Grove Blvd., Victoria, MN 55386 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 9/13/11 Shawn Moynihan Judge (COURT SEAL) Attorney For Personal Representative James M. Burkhardt Attorney at Law 215 Fourth Street North Cannon Falls, MN 55009 507-263-3921 Attorney I.D. 13286 2753723 9/22-9/29/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND CODICIL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE COURT DIVISION Court File No. 19HA-PR-11-553 In Re: Estate of Rosemary C. Altenhofen, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given, that an application for informal probate of the above named decedent’s last will, dated July 19, 2002 and codicil, dated July 27, 2007, has been filed with the Registrar herein, and the application has been granted informally probating such will and codicil. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of Madelon Byrne, whose address is 4173 Running Brook Road, Eagan, MN 55122, as personal representative of the estate of the above named decedent, has been named. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of her letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 9/14/11 Richard G. Spicer Judge Sonja E. Greenwaldt Attorney at Law 5038 34th Avenue South Minneapolis, MN 55417 (612) 721-4488 I.D. #032887X 2756590 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 9 , 2009 MORTGAGOR: B e t t y B e n n e t t , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 26, 2009, Dakota

Registered June 26, 2009, Dakota County Registrar of Titles, Document No. 646433, Certificate of Title No. 146949.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000209606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18634 Jonesboro Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222780110106 LEGAL DESCRIPTION OF PROPERTY: Unit No. 106, CIC No. 462, Fox Meadows Condominiums, a common interest community located in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,083.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,553.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2717980 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 MORTGAGOR(S): Maxwell A. Afram and Joyce S. Quarshie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368561 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805150 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057607976 Lender or Broker: America's Whole-

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Lender or Broker: America s Whole sale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14057 Belmont Trl, Rosemount, MN 55068-4964 Tax Parcel ID Number: 34-14501-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Biscayne Pointe Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,443.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021875F01 2717037 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2009 MORTGAGORS: Jerek C. Dain and Amanda Dain, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 19, 2009, Dakota County Registrar of Titles, Document No. 639412, Certificate of Title No. 146420.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000079046 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 188 Walnut Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011470203050 LEGAL DESCRIPTION OF PROPERTY: Lot 5 in Block 3 in Bob's Garden View Third Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,721.72

GAGEE: $166,721.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2717972 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 28, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded on October 14, 2009 as Document No. 2690390, as amended/supplemented, in the Office of the Dakota County Recorder, covering the following property: LEGAL DESCRIPTION: Lot 145, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5179 148th Street W., Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-01-145 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 28, 2011, from Kate R. Tchida and Jeffrey S. Tchida, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,744.90 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 28, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. T h e o w n e r s h a v e n o t b e e n released from their financial obligation to pay said amount.

6. T h e D e c l a r a t i o n , r e f e r e n c e d above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 4 , 2 0 0 9 , as Document No. 2690390 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of October, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on April 6, 2012, if the account is not rein-

2012, if the account is not rein stated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path Villages/ Tchida/09-7-203D) 2712882 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2003 MORTGAGOR: E i l e e n J . P r i o r , A Single Person.

MORTGAGEE: M i n n e s o t a H o m e Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded November 24, 2003, Dakota County Recorder, Document No. 2144428.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14541 Cobalt Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 348360805012 LEGAL DESCRIPTION OF PROPERTY: Unit No. 12, Common Interest Community Number 218, Cavanaugh Run Condominium, Dakota County.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,830.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 4, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2466 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2712625 8/18-9/22/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL SUMMARY ASSIGNMENT OR DISTRIBUTION AND FORMAL PROBATE OF WILL STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-556 Estate of Robert Lee Childers, Sr., Decedent Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration.

The Petition also requests the probate of an instrument purporting to be the Decedent’s last will and testament dated February 7, 2005.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets.

It is Ordered and Notice is now given that the Petition will be heard on October 10, 2011, at 9:00 a.m., by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9/16/11

BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Daniel S. Kufus, Esq. KUFUS LAW, LLC Spruce Tree Center, Suite 313 1600 University Avenue West Saint Paul, MN, 55104 Attorney License No: 0390478 Telephone: (651)-645-9359 FAX: (651) 645-6801 Email: Dan.Kufus@Kufuslaw.com 2758989 9/22-9/29/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-11-521 ESTATE OF Pauline A. Mueller, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 09/15/2004, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Mary Jo Henning, Helga Parnell and Francis Parnell whose address is: 223 Southeast 7th Street, Minneapolis, Minnesota 55414, and 1485 Somerset Court, Mendota Heights, Minnesota 55118, respectively as Co-personal representatives of the Estate of the Decedent.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Co-personal representatives have full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to a Co-personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 9/7/11 Richard G. Spicer Judge Attorney For Personal Representative Fred A. Kueppers, Jr. Kueppers, Kronschnabel & Daly, P.A. Suite 2300 101 East Fifth Street St. Paul, MN 55101 651-222-5000 Atty: I.D. No. 58841 2746582 9/15-9/22/11

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NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-548 ESTATE OF MILDRED R. ALM, DECEDENT. Notice is given that an application for informal probate of the Decedent’s will dated May 23, 1997, Minn. Stat.

524.2-513 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Kenneth A. Magnuson whose address is 4217 Standish Avenue South, Minneapolis, MN 55407 as personal representative of the Estate of the Decedent. Any heir devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 9/14/11 Richard G. Spicer Judge Kent Magnuson Attorney at Law 2445 Third Avenue South, C24 Minneapolis, MN 55417 Telephone: 612-720-5747 Lic. No. 0066436 2755084 9/22-9/29/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-555 In Re: Estate of Edward G. Rechtzigel, Jr., Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated November 26, 1984. The Registrar accepted the application and appointed Edward L. Rechtzigel, III, whose address is 2060 Charlton Street, Apt. 320, West St. Paul, Minnesota 55118, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 9/14/11 Richard G. Spicer Judge Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 2759640 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Elaine Boyerstephens, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, Inc, it successors and assigns

Recorded: December 18, 2006 Dakota County Recorder Document Number: 2482712 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 Dated: May 18, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805100 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100080190061123196 Lender or Broker: Novastar Mortgage, Inc. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1115 Livingston Ave, West Saint Paul, MN 55118-1441 Tax Parcel ID Number: 42-48600-160-00 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Michel Fred Subdivision, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,303.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019813F02 2710577 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,400.00 MORTGAGOR(S): Richard Bernard Kolnberger and Linda Lou Kolnberger , Husband and Wife MORTGAGEE: Commonsense Mortgage, Inc DATE AND PLACE OF REGISTERING: Registered: May 19, 2004 Dakota County Registrar of Titles Document Number: 537395 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc Dated: April 22, 2004 Registered: February 25, 2005 Dakota County Registrar of Titles Document Number: 559717 And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The Securitized Asset Backed Receivables LLC Trust 2004-D01, Mortgage Pass-Through Certificates, Series 2004-D01 Dated: July 29, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

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��� ��������� ��� ���� ������ ������ ������� 55306 0000 PROPERTY I.D: 02-15355-01-160 ���������� ���� ��������� Transaction Agent Mortgage Identifi cation Number: 100077910001869144 Lender or Broker: Commonsense Mortgage, Inc Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 86405 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 633 Concord St N, South Saint Paul, MN 55075-1114 Tax Parcel ID Number: 36-24750-01-350 LEGAL DESCRIPTION OF PROPERTY: Lots 32, 33, 34, 35 and the Northwesterly Three (3) feet of Lot 36, Block 1, Eureka Improvement Company's Rearrangement "A", according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,494.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The Securitized Asset Backed Receivables LLC Trust 2 0 0 4 - D 0 1 , M o r t g a g e Pass-Through Certificates, Series 2004-D01 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021603F01 2710298 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Kwame A. Dokyi, a single person MORTGAGEE: New Century Mortgage Corporation SERVICER: Carrington Mortgage Services, LLC LENDER: New Century Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on November 1, 2005, as Document No. 578180.

ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Dated: October 26, 2007 , and recorded November 5, 2007 by Document No. 619714 .

LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, in Burnell Park Estates, according to the recorded plat thereof, Dakota County, Minnesota PROPERTY ADDRESS: 14604 BURNELL PARK DRIVE, BURNSVILLE, MN 55306-0000

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Eight Thousand Five Hundred Twelve and 07/100 ($238,512.07) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 4, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00430-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4070261 08/18/2011, 08/25/2011, 09/01/2011, 09/08/2011, 09/15/2011, 09/22/2011 2716171 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: July 27, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Carriage Hills Condominiums, Inc. (hereinafter the "Association") which was recorded as Document No. 599819, as amended/supplemented, in the Office of the Dakota County Recorder and also, pursuant to Minn.

Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 359 and Garage No. 224, Building III, Carriage Hills Condominium, Condominium File No. 47, Dakota County, Minnesota STREET ADDRESS: 3440 Golfview Drive, Unit 311, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-76900-03- 372 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 27, 2011, from Jay R. Kottke, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $4,832.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 27, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 3, 2011, as Document No. 2784105 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 6th day of October, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on April 6, 2012, if the account is not reinstated or the

the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CARRIAGE HILLS CONDOMINIUMS, INC. Attorneys for Carriage Hills Condominiums, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Carriage Hills/Kottke/10-7-604D) 2712674 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2003 MORTGAGOR: M a r y E . M u n s o n , a single person.

MORTGAGEE: River City Mortgage Corp..

DATE AND PLACE OF RECORDING: Recorded September 11, 2003, Dakota County Recorder, Document No. 2107624.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15620 Gateway Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011670004178 LEGAL DESCRIPTION OF PROPERTY: Unit No. 178, Condominium No. 117, Cedar Pointe Carriage Homes Condominium, Located in the County of Dakota, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $98,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,362.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: August 10, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2746 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718196 8/18-9/22/11

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND CODICIL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-541 In Re: Estate of NORTHROP DAWSON, JR., Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 24th day of October, 2011, at 9:00 o’clock a.m., a hearing will be held in the above named Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Last Will and Testament of deceased, dated January 22, 2008 and First Codicil dated September 23, 2008, and for the appointment of Erna G. Dawson, whose address is 1164 Kingsley Court South, Mendota Heights, Minnesota 55118 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 9/13/11 Shawn Moynihan Judge (COURT SEAL) Randy J. Sparling (#153023) Felhaber, Larson, Fenlon & Vogt, P.A. 220 South Sixth Street, Suite 2200 Minneapolis, MN 55402-4504 Phone: (612) 373-8425 Fax: (612) 338-4608 E-mail: rsparling@felhaber.com 2754044 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-547 Estate of Constance Johnson aka Constance D. Johnson, Decedent Notice is given that an application for informal probate of the Decedent’s will dated March 26, 2004, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Michael F. Johnson whose address is 12 Escalle Lane, Larkspur, CA 94939 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 9/14/11 Richard G. Spicer Judge Attorney for Applicant Warren E. Peterson Peterson, Fram & Bergman, P.A. 55 E Fifth St, Suite 800 St. Paul, MN 55101-1718 Attorney License No: 86423 Telephone: 651-291-8955 FAX: 651-228-1753 Email: wpeterson@pfb-pa.com 2755825 9/22-9/29/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-522 In Re: Estate of: JAMES R. RILEY, also known as, JAMES R. RILEY, SR., Deceased.

Notice is given that an application for informal probate of Decedent’s will dated February 5, 1996 (“Will”), has been filed with the court. The application has been granted.

Notice is also given that the Court has informally appointed James R. Riley, Jr., whose address is 8255 College Trail, Inver Grove Heights, MN 55076, and Jonathan P. Riley, whose address is 1403 Mendora Road, Mendota Heights, MN 55118, as Personal Representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representatives.

Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the Personal Representatives h a v e full power t o administer t h e Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 9/7/11 Richard G. Spicer Judge Attorney for Personal Representative John A. Burton (MN ID 13602) BEST & FLANAGAN LLP 225 South Sixth Street, Suite 4000 Minneapolis, MN 55402-4690 Telephone: (612) 339-7121 Facsimile: (612) 339-5897 e-mail: jburton@bestlaw.com 2747572 9/15-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2006 MORTGAGORS: J o h n A . J a c k s o n and Sherry M. Jackson, husband and wife.

MORTGAGEE: Citicorp Trust Bank, fsb.

DATE AND PLACE OF RECORDING: Recorded January 4, 2007, Dakota County Recorder, Document No. 2485828.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citicorp Trust Bank, fsb RESIDENTIAL MORTGAGE SERVICER: Citicorp Trust Bank, fsb.

MORTGAGED PROPERTY ADDRESS: 5215 West 194th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 144535002190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Limerock Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,901.45 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,816.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 8, 2011.

Citicorp Trust Bank, fsb.

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6288 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718073 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2008 MORTGAGOR: Haile Tesfaye, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered July 31, 2008, Dakota County Registrar of Titles, Document No. T631404, Certificate of Title No. 127738.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000350563 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4726 Ridgewind Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 105675005060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Park Ridge, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,002.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

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REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2714086 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2001 MORTGAGOR: Randall A. Cooper, a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2001, Dakota County Recorder, Document No. 1802264.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4308 Sandstone Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16701-01-260 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Cedar Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $57,069.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760311 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 9 , 2006 MORTGAGORS: M i c a e l a B . L o p e z and Marcos Guzman, wife and husband.

MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded April 13, 2006, Dakota County Recorder, Document No. 2420177.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1626 River Bluff Court #97, Eagan, MN 55121 TAX PARCEL I.D. #: 104130005097 LEGAL DESCRIPTION OF PROPERTY: Unit 97, CIC number 358, Cedar Bluff Townhome Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,457.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 12, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6351 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760289 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,096.65 MORTGAGOR(S): Julie M. Stuart, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc as a nominee for Delta Funding Corp.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100076600000146948 SERVICER: Ocwen Loan Servicing,

SERVICER: Ocwen Loan Servicing, LLC LENDER: Delta Funding Corp..

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 27, 2004, as Document No. 2242691 Recorder, on August 27, 2004, as Document No. 2242691 and Re-Recorded on June 07, 2005, as Document No. 2328293 ASSIGNED TO: Wells Fargo Bank, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Asset-Backed Certificates, Series 2004-3 Dated: March 31, 2008, and recorded April 16, 2008 by Document No. 2584941.

LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 2, Village Creek 3rd Addition, CIC Number 327, Dakota County, Minnesota.

PROPERTY ADDRESS: 20725 Hampshire Circle, Lakeville, MN 55044 PROPERTY I.D: 228205230002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Five Thousand Three Hundred Eighty-Eight and 94/100 ($145,388.94) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 4, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2011 Wells Fargo Bank, N.A., as Trustee for the registered holders of Renaissance Home Equity Loan Asset-Backed Certificates, Series 2004-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00106-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4066757 08/18/2011, 08/25/2011, 09/01/2011, 09/08/2011, 09/15/2011, 09/22/2011 2709033 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2004 MORTGAGOR: C o r r i e L . B a u e r , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 3, 2004, Dakota County Recorder, Document No. 2233176.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154070001000970 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 377 Frederick Circle, Hastings, MN 55033 TAX PARCEL I.D. #: 191750050906 LEGAL DESCRIPTION OF PROPERTY: Unit Number 906, Hastings Century South, CIC #336, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,473.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2718008 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2003 MORTGAGORS: T y s o n M o r s s a n d Nancy Morss, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 10, 2003, Dakota County Recorder, Document No. 2076176.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600062383430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17720 Jamaica Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350203190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, Oak Hills Third Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,085.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

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������ ��������� ���DWELLING ���� ing, unless ������ otherwise provided by ������� law, WITH A RESIDENTIAL OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: August 10, 2011.

11:59 p.m. on March 30, 2012, unless U.S. Bank, National Association the redemption period is reduced to 5 Mortgagee/Assignee of Mortgagee weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of 582.032.

MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE: None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 19-2149 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 8/18-9/22/11 REDUCED TO FIVE WEEKS IF A JUDI- 2718152 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: August 8, 2011. default has occurred in conditions of CitiMortgage, Inc. the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: May 27, 2005 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR: Rodney D. Wolford, an Attorneys for Mortgagee/Assignee of unmarried man.

Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded June 23, 2005, Dakota 10-6296 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o .

2333493.

A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2718032 8/18-9/22/11 Assigned to: The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2005-3.

NOTICE OF MORTGAGE TRANSACTION AGENT: Mortgage FORECLOSURE SALE THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100020410000710447 LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: DHI Mortgage Company the following described mortgage: Limited Partnership DATE OF MORTGAGE: April 24, 2006 RESIDENTIAL MORTGAGE SERMORTGAGOR: Suzanne M. Thuet, A VICER: Saxon Mortgage Services, Inc. Single Person.

MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 2628 Yellowstone Drive, Hastings, MN Registration Systems, Inc..

55033 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 192970105016 LEGAL DESCRIPTION OF PROPRecorded May 8, 2006, Dakota County Recorder, Document No. 2427080.

ERTY: ASSIGNMENTS OF MORTGAGE: Unit No. 16, Glendale Heights Villas, Assigned to: U.S. Bank, National AssoA Condominium, CIC No. 439, ciation.

Dakota County, Minnesota TRANSACTION AGENT: Mortgage COUNTY IN WHICH PROPERTY IS Electronic Registration Systems, Inc. LOCATED: Dakota TRANSACTION AGENT'S MORTORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: $148,500.00 MORTGAGE: 100021268000531257 AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: Bankers Mortgage Com- GAGEE: $155,255.46 That prior to the commencement of pany, LLC R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 3100 Riverwood Drive #204, Hastings, required by statute; That no action or proceeding has been instituted at law MN 55033 TAX PARCEL I.D. #: 196437720402 or otherwise to recover the debt LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part ERTY: thereof; Unit 204, and Garage 204, Cedar PURSUANT to the power of sale conHills of Hastings Condominium, tained in said mortgage, the above Condominium File No. 97, Dakota described property will be sold by the County, Minnesota.

Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: NovemLOCATED: Dakota ber 4, 2011 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGE: $108,000.00 Law Enforcement Center, 1580 Hwy AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said premises, and the costs and disburseGAGEE: $107,323.74 That prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07.

TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: October mortgage is not reinstated under section 580.30 or the property is not 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , redeemed under section 580.23 is Law Enforcement Center, 1580 Hwy 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said weeks under MN Stat. Secs. 580.07 or Mortgage, and taxes, if any, on said 582.032. premises, and the costs and disburseMORTGAGOR(S) RELEASED FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None within six (6) months from the date of "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07.

REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on April 6, 2012, unless the ABANDONED." redemption period is reduced to 5 Dated: September 14, 2011. weeks under MN Stat. Secs. 580.07 or The Bank of New York Mellon, as Successor Trustee 582.032.

MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None Attorneys for Mortgagee/Assignee of "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI84-679 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2760361 9/22-10/27/11 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������DATE ������ ������� AND PLACE OF RECORDING: Registered January 23, 2008, Dakota ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 7 , 2002 MORTGAGOR: Edward J. Kreitinger, a single person.

MORTGAGEE: TCF Mortgage Corporation.

DATE AND PLACE OF RECORDING: Registered November 8, 2002, Dakota County Registrar of Titles, Document No. 480545, Certificate of Title No. 115276.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13398 Hughes Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011807501380 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 1, Cobblestone Manor COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $73,340.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2343 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760159 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2007 MORTGAGORS: Tara J. Stafford and Scott W. Stafford, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage, Inc..

DATE AND PLACE OF RECORDING:

County Registrar of Titles, Document No. 622956, Certificate of Title No. 142335.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4829 Safari Pass, Eagan, MN 55122 TAX PARCEL I.D. #: 107585001010 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), The Safari Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,594.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6319 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2717948 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 1998 MORTGAGORS: James A. Sorensen and Laurie J. Sorensen, husband and wife.

MORTGAGEE: Cities Financial, Inc..

DATE AND PLACE OF RECORDING: Recorded December 30, 1998, Dakota County Recorder, Document No. 1562680.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cities Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1967 Walsh Lane, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 278330000153 LEGAL DESCRIPTION OF PROPERTY:

ERTY: The South 97.5 Feet of Lot 15, Wagenknecht's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,900.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2717931 8/18-9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Daniel J. Korpi, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, it successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2005 Dakota County Recorder Document Number: 2328186 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP Dated: May 05, 2011 Recorded: June 22, 2011 Dakota County Recorder Document Number: 2806565 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000645059-0 Lender or Broker: Countrywide Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7597 Whitney Dr, Apple Valley, MN 55124-5406 Tax Parcel ID Number: 01.77000.03.060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Townhouse 4th Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,871.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 09, 2012, or the next business day if April 09, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 25, 2011 ASSIGNEE OF MORTGAGEE: Bank Of America, N.A., Successor

By Merger To BAC Home Loans Servicing, L.P., FKA Countrywide Home Loans Servicing, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021897F01 2722525 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGOR: Jay Osterhaus, a single man.

MORTGAGEE: Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded December 16, 2005, Dakota County Recorder, Document No. 2389566.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W1, sale and servicing agreement dated January 1, 2006.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 8805 Brunell Way #1705, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177770503 LEGAL DESCRIPTION OF PROPERTY: Unit 1705, CIC No. 306, a Condominium, The Gables at Arbor Pointe, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,207.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727930 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Alan G. Keiran and Mary Jane Keiran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Capital, Inc. DATE AND PLACE OF RECORDING: Recorded: January 17, 2007 Dakota County Recorder Document Number: 2488942 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For The Certificateholders Of CWABS Inc., Asset-backed Certificates, Series 2007-6 Dated: August 04, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100178020060937150 Lender or Broker: Home Capital, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7820 200th St W, Lakeville, MN 55044-9125 Tax Parcel ID Number: 22.02800.01.022 LEGAL DESCRIPTION OF PROPERTY: The West 660.00 feet of the East 1980.00 feet of the North 660.00 feet of the North-half (N 1/2) of the Northeast Quarter (NE 1/4) of Section Twenty-eight (28), Township One Hundred Fourteen (114), Range Twenty (20), according to the Government Survey thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $530,151.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 09, 2012, or the next business day if April 09, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon fka The Bank Of New York, as Trustee For The Certificateholders Of CWABS Inc., Asset-backed Certificates, Series 2007-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017376F02 2720389 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 8, 2009 MORTGAGOR: Fred J. Krone, III, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 27, 2009, Dakota County Recorder, Document No. 2659362.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage. Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000519784 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1065 Kettle Creek Road, Eagan, MN 55123 TAX PARCEL I.D. #: 104507502140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Lexington Square COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,955.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,882.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6146 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2758723 9/22-10/27/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2009 MORTGAGOR: Laurene Buckmiller, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered March 8, 2010, Dakota County Registrar of Titles, Document No. T658908, Certificate of Title No. 148469.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100848100125902595 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc., a Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1053 Wagon Wheel Trail, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 271640000070 LEGAL DESCRIPTION OF PROPERTY: THE WEST 67 FEET OF LOT 7 IN CAROLINE'S LAKE VIEW, EXCEPT THAT PART SHOWN AS PARCEL 230C ON THE PLAT DESIGNATED AS MINNESOTA DEPARTMENT OF TRANSPORTATION RIGHT OF WAY PLAT NO. 19-37, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $111,925.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,353.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2289 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760225 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22,

DATE OF MORTGAGE: December 22, 2008 MORTGAGOR: Sheila A. Shelton, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2009, Dakota County Recorder, Document No. 2629185.

ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308120060598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 4498 200TH Street East, Farmington, MN 55024 TAX PARCEL I.D. #: 393290001130 LEGAL DESCRIPTION OF PROPERTY: The land referred to herein is situated in the state of Minnesota, Dakota County described as follows: Lot 13, Block 1, Hince Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,490.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,204.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011.

Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2456 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727947 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 8 , 2009 MORTGAGOR: L a u r a D . F r a s e r , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 21, 2009, Dakota County Recorder, Document No. 2631905.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278927672142 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association

Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1331 Wilderness Run Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 108435002110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Wilderness Run 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,011.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 15, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727771 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2009 MORTGAGORS: Tommy J. Danyi and Amy E. Danyi, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2009, Dakota County Recorder, Document No. 2655834.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000086694 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Home Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18096 Ellice Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141950101006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota County Estates 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,905.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,254.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727786 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2004 MORTGAGOR: Laura M. Wysocki, a single person.

MORTGAGEE: Advisor's Mortgage, LLC..

DATE AND PLACE OF RECORDING: Recorded January 5, 2005, Dakota County Recorder, Document No. 2282668.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc. n/k/a Citimortgage, Inc..

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14341 Estates Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750801310 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 1, Pilot Knob Estates Ninth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,709.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

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������ ������ ������� ��������� ���DWELLING ���� WITH A RESIDENTIAL OF owner occupied, single family dwell ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." Dated: August 15, 2011. tion 580.30 or the property is not U.S. Bank, National Association redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 USSET, WEINGARDEN AND LIEBO, P.L.L.P. weeks under MN Stat. Secs. 580.07 or Attorneys for Mortgagee/Assignee of Mortgagee 582.032.

MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE: None 19-1358 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 8/25-9/29/11 RESENTATIVES OR ASSIGNS, MAY BE 2726572 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: August 18, 2011. the following described mortgage: CitiMortgage, Inc. DATE OF MORTGAGE: June 10, 2003 Mortgagee/Assignee of Mortgagee MORTGAGOR: Patricia Speegle, A USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Single Person.

MORTGAGEE: L a k e l a n d M o r t g a g e Mortgagee Corporation.

4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded July 25, 2003, Dakota (952) 925-6888 County Recorder, Document No. 10-6329 THIS IS A COMMUNICATION FROM 2084049.

ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. 2727714 8/25-9/29/11 Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

NOTICE OF MORTGAGE TRANSACTION AGENT: NONE FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN MORTGAGE: NONE LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: Lakeland Mortgage Cordefault has occurred in conditions of poration RESIDENTIAL MORTGAGE SERthe following described mortgage: DATE OF MORTGAGE: April 16, 2004 VICER: U.S. Bank Home Mortgage MORTGAGOR: S u s a n B o h l k e n , a MORTGAGED PROPERTY ADDRESS: single person.

12924 Nicollet Avenue South, Unit 301, MORTGAGEE: L a k e l a n d M o r t g a g e Burnsville, MN 55337 Corp..

TAX PARCEL I.D. #: 020130016497 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded May 10, 2004, Dakota County ERTY: Unit Number 301, 12924 Nicollet Recorder, Document No. 2202921.

ASSIGNMENTS OF MORTGAGE: Avenue South, Ridgeview CondoAssigned to: TCF Mortgage Corporaminium Homes, Dakota County, tion. And thereafter assigned to: MortMinnesota, Condominium File No. gage Electronic Registration Systems, 15.

Inc. And thereafter assigned to: U.S. COUNTY IN WHICH PROPERTY IS Bank, National Association.

LOCATED: Dakota TRANSACTION AGENT: NONE ORIGINAL PRINCIPAL AMOUNT OF T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $82,000.00 GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100137510000135477 DUE AS OF DATE OF NOTICE, INCLUDLENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $74,926.80 MORTGAGE: Lakeland Mortgage Corp.

That prior to the commencement of R E S I D E N T I A L M O R T G A G E S E R - this mortgage foreclosure proceeding VICER: U.S. Bank Home Mortgage Mortgagee/Assignee of Mortgagee comMORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 469 Tiffany Drive, Hastings, MN 55033 required by statute; That no action or TAX PARCEL I.D. #: 191640011001 proceeding has been instituted at law PROPOF DESCRIPTION LEGAL or otherwise to recover the debt secured by said mortgage, or any part ERTY: Lot 11, Block 1, Cari Park, accord- thereof; PURSUANT to the power of sale coning to the recorded plat thereof, and tained in said mortgage, the above situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: October MORTGAGE: $126,800.00 28, 2011 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: S h e r i f f ' s O f f i c e , DUE AS OF DATE OF NOTICE, INCLUD- Law Enforcement Center, 1580 Hwy ING TAXES, IF ANY, PAID BY MORT- 55, Lobby #S-100, Hastings, MN GAGEE: $120,428.78 to pay the debt then secured by said That prior to the commencement of Mortgage, and taxes, if any, on said this mortgage foreclosure proceeding premises, and the costs and disburseMortgagee/Assignee of Mortgagee com- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s plied with all notice requirements as allowed by law subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law said sale by the mortgagor(s), their o r o t h e r w i s e t o r e c o v e r t h e d e b t personal representatives or assigns secured by said mortgage, or any part unless reduced to Five (5) weeks under thereof; MN Stat. §580.07.

TIME AND DATE TO VACATE PROPPURSUANT to the power of sale contained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwellSheriff of said county as follows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: October the date on or before which the mort13, 2011 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: S h e r i f f ' s O f f i c e , mortgage is not reinstated under secLaw Enforcement Center, 1580 Hwy tion 580.30 or the property is not 55, Lobby #S-100, Hastings, MN redeemed under section 580.23 is to pay the debt then secured by said 11:59 p.m. on April 30, 2012, unless Mortgage, and taxes, if any, on said the redemption period is reduced to 5 premises, and the costs and disburse- weeks under MN Stat. Secs. 580.07 or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 582.032. allowed by law subject to redemption MORTGAGOR(S) RELEASED FROM within six (6) months from the date of FINANCIAL OBLIGATION ON MORTsaid sale by the mortgagor(s), their GAGE: None personal representatives or assigns "THE TIME ALLOWED BY LAW FOR unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, MN Stat. §580.07.

THE MORTGAGOR'S PERSONAL REPTIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on April 13, 2012, unless PROPERTY USED IN AGRICULTURAL the redemption period is reduced to 5 P R O D U C T I O N , A N D A R E weeks under MN Stat. Secs. 580.07 or ABANDONED." 582.032.

Dated: September 2, 2011.

U.S. Bank National Association MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTMortgagee/Assignee of Mortgagee GAGE: None USSET, WEINGARDEN AND LIEBO, P.L.L.P. "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 19-2675 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 9/15-10/20/11 OTHER THINGS, THAT THE MORT- 2752038 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2006 MORTGAGORS: Ann M. Dunphy and Todd R. Dunphy, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 1, 2006, Dakota County Recorder, Document No. 2409395.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Terwin Mortgage Trust 2006-7 Asset-Backed Certificates, TMTS Series 2006-7.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100331700902235160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Oak Street Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 6415 Coryell Court, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 208150101100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Village Heights 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $255,743.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760493 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: August 22, 2011 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: October 23, 2007 2. Mortgagors: Avante LLC 3. Mortgagees: BMO Harris Bank National Association, successorby-merger to M&I Marshall & Ilsley

& Ilsley

4. Recording Information: Recorded o n November 29, 2007, as Document Number 2558637, in the Office of the County Recorder of Dakota County, Minnesota 5. Assignments of Mortgage, if any: N/A. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 02-77285-001-05 7. Legal description of the mortgaged premises: Unit No. 1, CIC No. 473, Parkway Warehouse Condominiums, Dakota County, Minnesota.

Check here if all or part of the described real property is Registered (Torrens) 8. The physical street address, city, and zip code of the mortgaged premises: 3451 West Burnsville Parkway, Suite 100, Burnsville, MN 55337 OTHER FORECLOSURE DATA 9. The person holding the Mortgage: is not a transaction agent, as defined

by Minn. Stat. 58.02, subd. 30.

The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are N/A. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is N/A. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat.

580.02 have been satisfied.

12. The original principal amount secured by the Mortgage was $509,000.00.

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $496,868.21.

14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Friday, October 14, 2011, 10:00 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.

16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on NOT APPLICABLE. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: BMO Harris Bank National Association successor-by-merger to M&I Marshall & Ilsley Bank 651 Nicollet Mall, Suite 401 Minneapolis, Minnesota 55402-1637 Name and address of Attorney for Mortgagee or Mortgage Assignee: Christensen & Laue, P.A. 5101 Vernon Ave S, Suite 400 Edina, Minnesota 55436 Telephone: (952) 927-8855 2727325 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2007 MORTGAGORS: Lonnie R. Pierce and Jane M. Pierce, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 28, 2007, Dakota County Recorder, Document No. 2505943.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002786341 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Integrity One Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3770 Linden Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 107587826001 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, The Woodlands

Lot 26, Block 1, The Woodlands Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $426,786.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2726763 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2002 MORTGAGORS: Susan E. Carmicle and Reed F. Carmicle, wife and husband.

MORTGAGEE: TCF Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971506.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank, National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 248 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255011182 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Hepburn Park Addition to the City of South St. Paul except the South 1.04 Feet thereof, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,267.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2730 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2726461 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Carol Lego and Gary E. Lego, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 08, 2006 Dakota County Recorder Document Number: 2474182 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-25 Dated: July 21, 2011 Recorded: July 29, 2011 Dakota County Recorder Document Number: 2812215 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002614-9580938151-4 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13522 Parkwood Dr, Burnsville, MN 55337-3975 Tax Parcel ID Number: 02.56611.01.120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Parkwood Square 2nd Addition, CIC No. 474, Dakota County, Minnesota.

PRIVATE COMMON DRIVEWAY: Lots 10,11,12,13,14,15,16 and 17, Block 1, share a private common driveway over the east 12 feet of Lot 10 and the east 30 feet of Lot 10 lying north of the south 50 feet of Lot 10 and the east 30 feet of Lot 11 and the east 32 feet of Lot 12 and the west 33 feet of Lot 15 and the west 33 feet of Lot 16 and the west 27 feet of Lot 17, in said Block 1.

Lots 1 through 17, inclusive, Block 1, share a private common driveway over the southwest 15 feet and south 15 feet of said Lot 1 and that part of said Lot 17 lying north of the south line of the north 15 feet of said Lot 17 and its westerly extension and the east 30.00 feet of Lot 10 lying northerly of the south 50.00 feet of said Lot 10 and that part of Lot 9 lying southeasterly of a line described as beginning at a point on the northeasterly line of said Lot 9 distant 36 feet southeasterly of the most northerly corner of said Lot 9; thence southwesterly to a point on the south line of said Lot 9 distant 87 feet easterly of the most westerly corner of said Lot 9 all in said Block 1.

SIDEWALK EASEMENT: The south 10 feet of Lot 12, Block 1, lying easterly of a line drawn northerly at an angle of 90 degrees from the south line

angle of 90 degrees from the south line of said Lot 12 distant 46 feet easterly of the southeast corner of said Lot 12.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,532.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 09, 2012, or the next business day if April 09, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 25, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-25 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021903F01 2722561 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2009 MORTGAGOR: R e i d C . L e m a i r e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 6, 2009, Dakota County Recorder, Document No. 2641688.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021109748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 130 Timberland Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027640001040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Timberland Knolls COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,495.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2011 at 10:00 AM

6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727813 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , 2005 MORTGAGORS: Wade Ohlhauser and Sharon Ohlhauser, husband and wife.

MORTGAGEE: Citibank, N.A. s/b/m Citibank Federal Savings Bank.

DATE AND PLACE OF RECORDING: Recorded March 17, 2005, Dakota County Recorder, Document No. 2305180.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. s/b/m Citibank Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 14347 Estates Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750801260 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Pilot Knob Estates Ninth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $36,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $31,510.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless

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11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2011.

Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2727745 8/25-9/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,000.00 MORTGAGOR(S): Tim Langlais and Susan Loprete Langlais, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 22, 2005 Dakota County Registrar of Titles Document Number: 572732 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the Certificateholders CWABS Inc. Asset-Backed Certificates Series 2005-12 Dated: May 23, 2008 Registered: June 03, 2008 Dakota County Registrar of Titles Document Number: T628763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700048047746 Lender or Broker: Countrywide Home Loans, Inc Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 118039 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16825 Kenmore Dr, Lakeville, MN 55044-8976 Tax Parcel ID Number: 22-37951-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Jackson Heights Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $332,712.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021942F01 2728167 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 4, 2007 MORTGAGORS: Jerry Dean Schulz and Alexandria L. Schulz, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 15, 2007, Dakota County Recorder, Document No. 2524514.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000248418 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13813 James Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 021537706007 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 7, Burnhaven Woods, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,795.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2734181 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Julia E. Lynn, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Equity Financial Corp.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100415600000931935 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Equity Financial Corp..

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 20, 2006, as Document No. 2469680 and re-recorded on January 26, 2007, as Document No. 2491647.

ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Dated: March 21, 2007 , and recorded August 12, 2011 by Document No. 2814317 .

LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 4, Scott Highlands First Addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 13968 Glazier Court W, Apple Valley, MN 55124 PROPERTY I.D: 01-66500-04-230 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Forty-Two Thousand One Hundred Six and 87/100 ($242,106.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 8, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00433-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4090313 09/22/2011, 09/29/2011, 10/06/2011, 10/13/2011, 10/20/2011, 10/27/2011 2755163 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): Angela Hope Hively, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2007 Dakota County Recorder Document Number: 2536221 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: April 07, 2009 Recorded: April 23, 2009 Dakota County Recorder Document Number: 2652039 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-9517060331-0 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18400 Euclid St Apt 160, Farmington, MN 55024-7136 Tax Parcel ID Number: 14-15700-160-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 160, Cameron Woods Condominium, CIC No. 269, Dakota County, State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,145.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002646F03 2729611 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 MORTGAGOR(S): Efrain Soriano Contreras, Unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Harbourton Mortgage Investment Corporation ISAOA TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000912-0006002326-8 SERVICER: Ocwen Loan Servicing, LLC LENDER: Harbourton Mortgage Investment Corporation ISAOA. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on April 23, 2007, as Document No. 609460.

ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP1, Asset Backed Pass-Through Certificates Dated: October 22, 2007, and recorded November 6, 2007 by Document No. 619749.

LEGAL DESCRIPTION OF PROPERTY: The East One Half of Lot 15 and the West One Half of Lot 16, Westchester Heights No.1, Dakota County, Minnesota PROPERTY ADDRESS: 193 Moreland Avenue East, West Saint Paul, MN 55118 PROPERTY I.D: 42-83790-00-160 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF

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������ON ������ ������� ��������� ���not ���� OF THE DATE ON THE MORTGAGE If the Mortgage is reinstated THE NOTICE: One Hundred Thirty under Minn. Stat. §580.30 or the propThousand One Hundred Seventy and erty is not redeemed under Minn. Stat.

26/100 ($130,170.26) §580.23, the Mortgagor must vacate THAT no action or proceeding has the property on or before 11:59 p.m. on been instituted at law to recover the April 16, 2012, or the next business debt secured by said mortgage, or any day if April 16, 2012 falls on a Saturpart thereof; that there has been com- day, Sunday or legal holiday. pliance with all pre-foreclosure notice Mortgagor(s) released from financial and acceleration requirements of said obligation: NONE mortgage, and/or applicable statutes; THIS COMMUNICATION IS FROM PURSUANT, to the power of sale con- A DEBT COLLECTOR ATTEMPTtained in said mortgage, the above ING TO COLLECT A DEBT. ANY described property will be sold by the INFORMATION OBTAINED WILL BE Sheriff of said county as follows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: 10:00 AM THE RIGHT TO VERIFICATION OF on October 18, 2011 THE DEBT AND IDENTITY OF THE PLACE OF SALE: Sh e r i f f ` s M a i n ORIGINAL CREDITOR WITHIN THE Office, Law Enforcement Center, 1580 T I M E P R O V I D E D B Y L A W I S N O T Highway 55, Hastings MN 55033-2343 AFFECTED BY THIS ACTION. to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR mortgage and taxes, if any actually REDEMPTION BY THE MORTGAGOR, paid by the mortgagee, on the pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments allowed by law.

REDUCED TO FIVE WEEKS IF A JUDIThe time allowed by law for redemp- CIAL ORDER IS ENTERED UNDER tion by said mortgagor(s), their per- MINNESOTA STATUTES, SECTION sonal representatives or assigns is 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 6.00 months from the date of sale.

OTHER THINGS, THAT THE MORT"THE TIME ALLOWED BY LAW FOR GAGED PREMISES ARE IMPROVED REDEMPTION BY THE MORTGAGOR, WITH A RESIDENTIAL DWELLING OF THE MORTGAGOR`S PERSONAL REP- LESS THAN FIVE UNITS, ARE NOT RESENTATIVES OR ASSIGNS, MAY BE PROPERTY USED IN AGRICULTURAL REDUCED TO FIVE WEEKS IF A JUDI- PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 CIAL ORDER IS ENTERED UNDER ASSIGNEE OF MORTGAGEE: MINNESOTA STATUTES, SECTION Bank of America, National 582.032, DETERMINING, AMONG Association as successor by OTHER THINGS, THAT THE MORTmerger to LaSalle Bank National GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Association, as trustee under LESS THAN FIVE UNITS, ARE NOT the Pooling and Servicing Agreement dated as of May 1, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2006, GSAMP Trust 2006-HE3 ABANDONED." Wilford, Geske & Cook P.A. Dated: September 1, 2011 Attorneys for Assignee of Mortgagee HSBC Bank USA, N.A., as Trustee Lawrence A. Wilford on behalf of ACE Securities Corp. James A. Geske Home Equity Loan Trust and for 8425 Seasons Parkway, Suite 105 the registered holders of ACE Woodbury, MN 55125-4393 Securities Corp. Home Equity (651) 209-3300 Loan Trust, Series 2007-ASAP1, File Number: 017058F02 Asset Backed Pass-Through 2734249 9/1-10/6/11 Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ NOTICE OF MORTGAGE Mortgagee FORECLOSURE SALE One Financial Plaza, NOTICE IS HEREBY GIVEN that 120 South Sixth Street, Suite 1100 default has occurred in the conditions Minneapolis, MN 55402 of the following described mortgage: Phone: 612-573-3677 DATE OF MORTGAGE: June 30, 2006 Our File No. 10MN00556-2 ORIGINAL PRINCIPAL AMOUNT OF THIS IS A COMMUNICATION FROM MORTGAGE: $178,000.00 A DEBT COLLECTOR MORTGAGOR(S): Paul W. Devine, a ASAP# 4075759 09/01/2011, 09/08/2011, 09/15/2011, 09/22/2011, single man MORTGAGEE: Mortgage Electronic 09/29/2011, 10/06/2011 2728146 9/1-10/6/11 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 31, 2006 Dakota County Recorder Document Number: 2449470 NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE NOTICE IS HEREBY GIVEN that And assigned to: U.S Bank National default has occurred in the conditions Association, as Successor Trustee, to of the following described mortgage: Bank of America, National Association DATE OF MORTGAGE: December 16, as successor by merger to LaSalle 2005 Bank National Association, as Trustee, ORIGINAL PRINCIPAL AMOUNT OF for Ownit Mortgage Loan Trust, Ownit MORTGAGE: $160,812.00 Mortgage Loan Asset-Backed CertifiMORTGAGOR(S): Kasey Rice, an cates, Series 2006-6 Unmarried Man Dated: July 19, 2011 MORTGAGEE: Mortgage Electronic Recorded: July 22, 2011 Dakota Registration Systems, Inc. County Recorder DATE AND PLACE OF RECORDING: Document Number: 2811059 Recorded: March 02, 2006 Dakota Transaction Agent: Mortgage ElecCounty Recorder tronic Registration Systems, Inc. Document Number: 2409717 Transaction Agent Mortgage IdentifiLOAN MODIFICATION: cation Number: 100224640000546557 Dated: March 01, 2008 Lender or Broker: Ownit Mortgage Recorded: August 14, 2008 Solutions, Inc. Document Number: 2608171 Residential Mortgage Servicer: LitASSIGNMENTS OF MORTGAGE: ton Loan Servicing, LP And assigned to: Bank of America, Mortgage Originator: Not Applicable National Association as successor by COUNTY IN WHICH PROPERTY IS merger to LaSalle Bank National Asso- LOCATED: Dakota ciation, as trustee under the Pooling Property Address: 4169 Upper 145th and Servicing Agreement dated as of St W, Rosemount, MN 55068-4138 May 1, 2006, GSAMP Trust 2006-HE3 Tax Parcel ID Number: Dated: May 11, 2011 34-15201-01-020 Recorded: May 17, 2011 Dakota LEGAL DESCRIPTION OF PROPCounty Recorder ERTY: Lot 2, Block 1, Broback Second Document Number: 2800991 Addition, Dakota County, Minnesota.

Transaction Agent: Mortgage ElecAMOUNT DUE AND CLAIMED TO BE tronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE: Transaction Agent Mortgage Identifi- $215,937.01 cation Number: 100175200002858150 THAT all pre-foreclosure requireLender or Broker: MILA, Inc. ments have been complied with; that Residential Mortgage Servicer: Lit- no action or proceeding has been institon Loan Servicing, LP tuted at law or otherwise to recover the Mortgage Originator: Not Applicable debt secured by said mortgage, or any COUNTY IN WHICH PROPERTY IS part thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 633 10th Ave N, t a i n e d i n s a i d m o r t g a g e , t h e South Saint Paul, MN 55075-1616 above-described property will be sold T a x P a r c e l I D N u m b e r : by the Sheriff of said county as fol36-70207-05-240 lows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: October ERTY: Lot 24, Block 5, South Park 14, 2011 at 10:00 AM Division No. 8, Dakota County, MinnePLACE OF SALE: Dakota County sota Law Enforcement Center, 1580 HighAMOUNT DUE AND CLAIMED TO BE way 55, Lobby S-100, Hastings, MinneD U E A S O F D A T E O F N O T I C E : sota $184,882.38 to pay the debt secured by said mortTHAT all pre-foreclosure require- gage and taxes, if any, on said prements have been complied with; that mises and the costs and disburseno action or proceeding has been insti- ments, including attorney fees allowed tuted at law or otherwise to recover the by law, subject to redemption within debt secured by said mortgage, or any six (6) months from the date of said part thereof; sale by the mortgagor(s), their perPURSUANT to the power of sale con- sonal representatives or assigns. tained in said mortgage, the If the Mortgage is not reinstated above-described property will be sold under Minn. Stat. §580.30 or the propby the Sheriff of said county as fol- erty is not redeemed under Minn. Stat. lows: §580.23, the Mortgagor must vacate DATE AND TIME OF SALE: October the property on or before 11:59 p.m. on 14, 2011 at 10:00 AM April 16, 2012, or the next business PLACE OF SALE: Dakota County day if April 16, 2012 falls on a SaturLaw Enforcement Center, 1580 High- day, Sunday or legal holiday. way 55, Lobby S-100, Hastings, MinneMortgagor(s) released from financial sota obligation: NONE to pay the debt secured by said mortTHIS COMMUNICATION IS FROM gage and taxes, if any, on said pre- A DEBT COLLECTOR ATTEMPTmises and the costs and disburse- ING TO COLLECT A DEBT. ANY ments, including attorney fees allowed INFORMATION OBTAINED WILL BE by law, subject to redemption within USED FOR THAT PURPOSE. six (6) months from the date of said THE RIGHT TO VERIFICATION OF sale by the mortgagor(s), their per- THE DEBT AND IDENTITY OF THE sonal representatives or assigns.

If the Mortgage is not reinstated ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������ ������ ������� ASSIGNEE OF MORTGAGEE: Central Mortgage Company ���������� ���� ��������� THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: U.S Bank National Association, as Successor Trustee, to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee, for Ownit Mortgage Loan Trust, Ownit Mortgage Loan Asset-Backed Certificates, Series 2006-6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003277F02 2733324 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $338,000.00 MORTGAGOR(S): Joseph Adams and Barbara Adams, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Winstar Mortgage Partners, Inc DATE AND PLACE OF RECORDING: Recorded: November 21, 2006 Dakota County Recorder Document Number: 2476903 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: August 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000201078 Lender or Broker: Winstar Mortgage Partners, Inc Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17799 Hickory Trl, Lakeville, MN 55044-6606 Tax Parcel ID Number: 22-88508-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Zweber Farm Ninth, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $335,091.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE:

Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021770F01 2734244 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Sharon Tenney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367914 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: May 05, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803695 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350015955 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 605 Crane Creek Ln, Eagan, MN 55121-2377 Tax Parcel ID Number: 10.18475.01.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, CIC No. 297, Crane Creek Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,832.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTG A G E P A S S - T H R O U G H CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 2755232 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 MORTGAGORS: David A. Simmons and Tara L. Simmons, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 14, 2006 Dakota County Recorder Document #: 2412334 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates on May 19, 2011 and said assignment was recorded on May 26, 2011 and given document number 2802657.

LEGAL DESCRIPTION OF PROPERTY: LOT 10, BLOCK 3, GOLDEN POND FIRST ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 22-30800-03-100 P R O P E R T Y A D D R E S S : 21115 Hummingbird Lane, Lakeville, Minnesota 55044 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 100062604270706858 CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $425,038.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 20, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 25, 2011 Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-RFC1, AssetBacked Pass Through Certificates Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2735436 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2005 MORTGAGOR: B e t t y J . H a w n , A Single Person.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2005, Dakota County Recorder, Document No. 2354836.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16100 Foliage Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 227590003030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, The Townhouses of Shannon First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,263.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _April 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 26, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6341 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2735093 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 3, 2006 MORTGAGORS: Paul O'Connell and Brenda O'Connell, husband and wife MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 13, 2007 Dakota County Registrar of Titles Document #: 607209 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1 on February 28, 2011 and said assignment was recorded on March 29, 2011 and given document number T677694.

LEGAL DESCRIPTION OF PROPERTY: THAT PART OF LOT SIX (6), BLOCK ONE (1), OAK CLIFF, ACCORDING TO THE PLAT ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY

OFFICE OF THE COUNTY RECORDER, DAKOTA COUNTY, MINNESOTA. LYING EAST OF THE DESCRIBED LINE: COMMENCING AT THE NORTHWEST CORNER OF SAID LOT SIX (6); THENCE NORTH 89 DEGREES 48 MINUTES 04 SECONDS EAST ASSUMED BEARING ALONG THE NORTH LINE OF SAID LOT SIX (6) FOR A DISTANCE OF 51.07 FEET TO THE POINT OF BEGINNING, THENCE SOUTH 01 DEGREES 15 MINUTES 20 SECONDS WEST FOR A DISTANCE OF 102.09 FEET; THENCE SOUTH 03 DEGREES 23 MINUTES 26 SECONDS WEST FOR A DISTANCE OF 42.20 FEET; THENCE SOUTH 05 DEGREES 27 MINUTES 23 SECONDS WEST FOR A DISTANCE OF 44.12 FEET PLUS OR MINUS TO THE SOUTH LINE OF SAID LOT (6) AND THERE TERMINATING. The Torrens Certificate No. is 142128 PARCEL ID #: 10-53550-065-01 P R O P E R T Y A D D R E S S : 2243 Mahogany Way, Eagan, Minnesota 55122 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $274,887.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 20, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 25, 2011 Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-1 Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2735307 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2002 MORTGAGORS:Hugh R. Miller and Kelly S. Miller, husband and wife.

MORTGAGEE: U.S. Bank, National Association.

DATE AND PLACE OF RECORDING: Recorded March 11, 2003, Dakota County Recorder, Document No. 2012535.

ASSIGNMENTS OF MORTGAGE: NONE

NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17224 Idlewood Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 223330212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Homestead Creek Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,900.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 22, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2733203 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,200.00 MORTGAGOR(S): Desiree Lynn Elliott, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Paragon Home Lending, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100200700000487968 SERVICER: Ocwen Loan Servicing, LLC LENDER: Paragon Home Lending, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on June 24, 2005, as Document No. 2333813.

ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Dated: May 20, 2010, and recorded June 21, 2010 by Document No. 2736539.

LEGAL DESCRIPTION OF PROPERTY: Unit Number 1207, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, a Condominium located in Dakota County, Minnesota PROPERTY ADDRESS: 726 Tamarack Trail, Farmington, MN 55024

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rack Trail, Farmington, MN 55024 PROPERTY I.D: 147490206207 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Seven Thousand One Hundred Eighty and 52/100 ($137,180.52) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 18, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2011 HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00278-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4075100 09/01/2011, 09/08/2011, 09/15/2011, 09/22/2011, 09/29/2011, 10/06/2011 2726973 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,600.00 MORTGAGOR(S): Roger W. Thompson and Lori J. Thompson, Husband and Wife MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: July 21, 2005 Dakota County Recorder Document Number: 2342771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: February 06, 2006 Dakota County Recorder Document Number: 2403531 And assigned to: PNC Bank National Association Dated: August 05, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1005 Trillium Ct, Eagan, MN 55123-3991 Tax Parcel ID Number: 10-45094-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Lexington Pointe Tenth Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $264,553.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021635F01 2733305 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 MORTGAGORS: Brett G. Miller and Tammy M. Miller, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 2, 2007 Dakota County Recorder Document #: 2485430 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Provident Funding Associates, L.P. on May 24, 2011 and said assignment was recorded on June 24, 2011 and given document number 2807028.

LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 2, TAMARACK RIDGE, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 14-74900-02-110 PROPERTY ADDRESS: 20527 Camden Crt, Farmington, Minnesota 55024 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 1000179-3516110036-3 CURRENT MORTGAGE SERVICER: Provident Funding, L.P. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $237,764.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 20, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 25, 2011 Provident Funding Associates, L.P. Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2735408 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2003 MORTGAGOR: Erric L. Tillotson, a single person.

MORTGAGEE: U . S . B a n k N a t i o n a l Association.

DATE AND PLACE OF RECORDING: Recorded January 22, 2004, Dakota County Recorder, Document No. 2166569.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1912 Glenfield Court, Eagan, MN 55122 TAX PARCEL I.D. #: 102045004006 LEGAL DESCRIPTION OF PROPERTY: Unit 6, Condominium No. 107, Diffley Commons, A Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,403.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,290.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2544 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2750376 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 MORTGAGORS: Joel C. Baskerville and Susan M. Baskerville, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2008, Dakota County Recorder, Document No. 2609660.

ASSIGNMENTS OF MORTGAGE: Assigned to: CItiMortgage, Inc..

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248908060006388 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., DBA Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18090 Emerald Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-19500-150-07 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Seven (7), Dakota County Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,002.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,734.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5490 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2758682 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 04, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Kristina Marie Avery, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 09, 2004 Dakota County Registrar of Titles Document Number: 553906 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon, FKA The Bank Of New

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������ ������ ��������� ��� ���� MN 55337-1232 York Mellon, FKA The Bank Of ������� New Burnsville, Tax Parcel ID Number: York as Trustee For The Benefit Of The Certificate Holders Of The CWALT, 02-64107-02-080 LEGAL DESCRIPTION OF PROPInc., Alternative Loan Trust 2004-27CB, Mortgage Pass Through E R T Y : L o t 8 , B l o c k 2 , R i v e r H i l l s Eighth Addition, Dakota County, MinCertificates, Series 2004-27CB nesota Dated: July 11, 2011 Transaction Agent: Mortgage ElecAMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- $242,041.31 THAT all pre-foreclosure requirecation Number: 100015700042567178 Lender or Broker: America's Whole- ments have been complied with; that no action or proceeding has been instisale Lender Residential Mortgage Servicer: Bank tuted at law or otherwise to recover the of America, N.A. debt secured by said mortgage, or any part thereof; Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: PURSUANT to the power of sale con142947 tained in said mortgage, the COUNTY IN WHICH PROPERTY IS above-described property will be sold LOCATED: Dakota by the Sheriff of said county as folProperty Address: 3191 71st St E, lows: Inver Grove Heights, MN 55076-2550 DATE AND TIME OF SALE: October T a x P a r c e l I D N u m b e r : 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County 20-71157-01-210 L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 HighERTY: Lot Twenty-One (21) in Block way 55, Lobby S-100, Hastings, MinneOne (1) of South Grove No. 8, Dakota sota County, Minnesota to pay the debt secured by said mortAMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preD U E A S O F D A T E O F N O T I C E : mises and the costs and disburse$144,521.19 ments, including attorney fees allowed THAT all pre-foreclosure require- by law, subject to redemption within ments have been complied with; that six (6) months from the date of said no action or proceeding has been insti- sale by the mortgagor(s), their pertuted at law or otherwise to recover the sonal representatives or assigns. debt secured by said mortgage, or any If the Mortgage is not reinstated part thereof; that this is registered under Minn. Stat. §580.30 or the propproperty; erty is not redeemed under Minn. Stat.

PURSUANT to the power of sale con- §580.23, the Mortgagor must vacate t a i n e d i n s a i d m o r t g a g e , t h e the property on or before 11:59 p.m. on above-described property will be sold April 16, 2012, or the next business by the Sheriff of said county as fol- day if April 16, 2012 falls on a Saturlows: day, Sunday or legal holiday.

DATE AND TIME OF SALE: October Mortgagor(s) released from financial 14, 2011 at 10:00 AM obligation: NONE PLACE OF SALE: Dakota County THIS COMMUNICATION IS FROM Law Enforcement Center, 1580 High- A DEBT COLLECTOR ATTEMPTway 55, Lobby S-100, Hastings, Minne- ING TO COLLECT A DEBT. ANY sota INFORMATION OBTAINED WILL BE to pay the debt secured by said mort- USED FOR THAT PURPOSE. gage and taxes, if any, on said preTHE RIGHT TO VERIFICATION OF mises and the costs and disburse- THE DEBT AND IDENTITY OF THE ments, including attorney fees allowed ORIGINAL CREDITOR WITHIN THE by law, subject to redemption within T I M E P R O V I D E D B Y L A W I S N O T six (6) months from the date of said AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their personal representatives or assigns.

REDEMPTION BY THE MORTGAGOR, If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION April 16, 2012, or the next business 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day if April 16, 2012 falls on a Satur- OTHER THINGS, THAT THE MORTday, Sunday or legal holiday.

GAGED PREMISES ARE IMPROVED Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF obligation: NONE LESS THAN FIVE UNITS, ARE NOT THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ING TO COLLECT A DEBT. ANY ASSIGNEE OF MORTGAGEE: INFORMATION OBTAINED WILL BE Provident Funding Associates, L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Wilford, Geske & Cook P.A. THE DEBT AND IDENTITY OF THE Attorneys for Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE Lawrence A. Wilford T I M E P R O V I D E D B Y L A W I S N O T James A. Geske AFFECTED BY THIS ACTION. 8425 Seasons Parkway, Suite 105 THE TIME ALLOWED BY LAW FOR Woodbury, MN 55125-4393 REDEMPTION BY THE MORTGAGOR, (651) 209-3300 THE MORTGAGOR'S PERSONAL REP- File Number: 021984F01 9/1-10/6/11 RESENTATIVES OR ASSIGNS, MAY BE 2734771 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: June 15, 2006 PROPERTY USED IN AGRICULTURAL ORIGINAL PRINCIPAL AMOUNT OF PRODUCTION, AND ARE ABANDONED. MORTGAGE: $146,993.00 DATED: September 01, 2011 MORTGAGOR(S): Giovanna Margalli, ASSIGNEE OF MORTGAGEE: The an unmarried woman Bank Of New York Mellon, FKA MORTGAGEE: Mortgage Electronic The Bank Of New York as Trustee Registration Systems, Inc. For The Benefit Of The Certificate DATE AND PLACE OF REGISTERHolders Of The CWALT, Inc., Alternative Loan Trust 2004-27CB, ING: Registered: June 27, 2006 Dakota Mortgage Pass Through County Registrar of Titles Certificates, Series 2004-27CB Document Number: 592976 Wilford, Geske & Cook P.A. ASSIGNMENTS OF MORTGAGE: Attorneys for Assignee of Mortgagee And assigned to: Deutsche Bank Lawrence A. Wilford National Trust Company as Trustee for James A. Geske GSAA Home Equity Trust 2006-16, 8425 Seasons Parkway, Suite 105 Asset-Backed Certificates, Series Woodbury, MN 55125-4393 2006-16 (651) 209-3300 Dated: April 26, 2011 File Number: 021351F01 Registered: May 25, 2011 Dakota 2734290 9/1-10/6/11 County Registrar of Titles Document Number: T679969 Transaction Agent: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t cation Number: 100020410001204572 default has occurred in the conditions Lender or Broker: DHI Mortgage Company of the following described mortgage: Residential Mortgage Servicer: LitDATE OF MORTGAGE: February 08, 2008 ton Loan Servicing, LP ORIGINAL PRINCIPAL AMOUNT OF Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: MORTGAGE: $245,000.00 MORTGAGOR(S): Norman Patterson 140171 COUNTY IN WHICH PROPERTY IS and Donna Patterson, Husband and LOCATED: Dakota Wife Property Address: 17449 Gettysburg MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nomi- Way, Lakeville, MN 55044-4006 nee for Provident Funding Associates, Tax Parcel ID Number: 22-18604-112-15 L.P., its successors and assigns LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Recorded: February 28, 2008 Dakota ERTY: Unit No. 15112, CIC No. 424, Crossroads Condominiums, Dakota County Recorder County, Minnesota.

Document Number: 2574606 AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding D U E A S O F D A T E O F N O T I C E : $169,876.23 Associates, L.P. THAT all pre-foreclosure requireDated: August 25, 2011 Transaction Agent: Mortgage Elec- ments have been complied with; that no action or proceeding has been institronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- tuted at law or otherwise to recover the debt secured by said mortgage, or any cation Number: 100017935180102317 Lender or Broker: Provident Fund- part thereof; that this is registered property; ing Associates, L.P. PURSUANT to the power of sale conResidential Mortgage Servicer: Provitained in said mortgage, the dent Funding Associates above-described property will be sold Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS by the Sheriff of said county as follows: LOCATED: Dakota Property Address: 1613 Raleigh Dr, ���������� �� ���� ����� Burnsville, MN 55337-1232

PUBLIC NOTICE

PUBLIC NOTICE

��� ��������� ��� ���� ������County, ������ ������� Minnesota.

TOGETHER WITH all existing ���������� ���� ��������� lows: DATE AND TIME OF SALE: October 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2012, or the next business day if April 16, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 01, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company as Trustee for GSAA Home Equity Trust 2006-16, Asset-Backed Certificates, Series 2006-16 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013504F04 2733313 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 12, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated September 16, 2005, executed by Joe Miller Farms, Inc., a Minnesota corporation, as Grantor, to Anchor Bank, N.A., a national banking association, successor by merger to Anchor Bank, West St. Paul N.A., as Lender, and filed f o r record September 2 7 , 2 0 0 5 a s Document Number 2364905 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. T h e M o r t g a g e h a s n o t b e e n assigned.

3. The original principal amount secured by the Mortgage was $1,210,000.00.

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $1,143,917.30.

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: T h a t p a r t o f t h e N o r t h 1⁄2 o f t h e Northwest 1⁄4 of Section 20, Township 114, Range 20, Dakota County, Minnesota, except the North 880.00 feet, that lies Easterly of the following described line: Commencing at a point on the North line of said N o r t h w e s t 1⁄4 , s a i d p o i n t b e i n g 1416.73 feet Easterly of the Northwest corner of said Northwest 1⁄4 (the north line of said Northwest 1⁄4 has an assumed bearing of South 89 degrees 49 minutes 39 seconds East); thence South 8 degrees 02 minutes 06 seconds East a distance of 377.77 feet; thence deflecting to the right of a tangential curve, concave to the West, having a central angle of 9 degrees 51 minutes 38 seconds, a radius of 2949.18 feet and a length of 506.93 feet to the South line of said 880.00 feet and to the actual point of beginning; thence continuing on said tangential curve, concave to the West, having a central angle of 1 degree 45 minutes 21 seconds, a radius of 2949.18 feet and a length of 90.39 feet; thence South 3 degrees 34 minutes 54 seconds West a distance of 350.26 feet to the South line of said North 1⁄2 of the Northwest 1⁄4 and there terminating.

AND The South 1⁄4 of the Northwest 1⁄4 of t h e S o u t h w e s t 1⁄4 o f S e c t i o n 1 6 , Township 114, Range 20, Dakota County, Minnesota.

or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, November 2, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Anchor Bank, N.A.

By Scott Sousek Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2751373 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,438.00 MORTGAGOR(S): Gregory J. Brown, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 23, 2006 Dakota County Recorder Document Number: 2470337 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Dated: June 13, 2011 Recorded: June 24, 2011 Dakota County Recorder Document Number: 2806953 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0007338364-4 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14115 Pennock Ave Apt 204, Apple Valley, MN 55124-6789 Tax Parcel ID Number: 01.16405.02.012 LEGAL DESCRIPTION OF PROPERTY: Unit 204, Nottingham Condominium, Dakota County, Minnesota, Condominium File No. 49.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $87,984.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-20 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021592F02 2749322 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F. Huysentruit and Ellen L. Huysentruit, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-26-011 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $329,169.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F02 2747302 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Jennifer L. Hollermann, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 21, 2007 Dakota County Recorder Document Number: 2557250 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: July 26, 2011 Recorded: July 29, 2011 Dakota County Recorder Document Number: 2812106 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935171001536 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3578 Blue Jay Way Apt 205, Eagan, MN 55123-2214 Tax Parcel ID Number: 10-45050-04-070 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6205, Lexington Place Condominium, Condominium File No. 66, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,783.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 16, 2012, or the next business day if March 16, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 04, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300

(651) 209 3300 File Number: 021615F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2011 at 10:00 AM has been postponed to October 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021615F01 2757142 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2009 MORTGAGORS: Joshua L. Johnson and Brigitte T. Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 30, 2009, Dakota County Recorder, Document No. 2687559.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100496600058038601 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beach First National Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3112 Red Oak Circle North, Burnsville, MN 55337 TAX PARCEL I.D. #: 028200001160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Villages at River Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,385.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,943.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 30, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2842 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2749358 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 12, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated September 30, 2005, executed by Joe Miller Farms, Inc., a Minnesota corporation, as Grantor, to Anchor Bank, N.A., a national banking association, successor by merger to Anchor Bank, West St. Paul N.A., as Lender, and filed for record October 26, 2005 as Document Number 2374774 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. T h e M o r t g a g e h a s n o t b e e n assigned.

3. The original principal amount secured by the Mortgage was $780,000.00.

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $722,717.71.

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The South 349.98 feet of the North 1 , 1 7 2 . 9 4 f e e t o f t h a t part of the Northeast Quarter (NE 1⁄4) of Southwest Quarter (SW 1⁄4) lying East of the centerline of Dodd Road (County Highway No. 9) in Section Seventeen (17) Township One-Hundred Fourteen (114) Range Twenty (20) according to the Government survey thereof, Dakota County, Minnesota, TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, November 2, 2011 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Anchor Bank, N.A.

By Scott Sousek Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2751358 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 MORTGAGOR: S a i L e e , a m a r r i e d person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: R e c o r d e d A u g u s t 2 , 2006, D a k o t a County Recorder, Document No. 2450103, also re-recorded, November 27, 2006, Document No. 2477500.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2007-SD1.

TRANSACTION AGENT: Mortgage

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TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001259212 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 20631 East Oaks Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 144876201050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Middle Creek East 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,619.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $415,752.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2011.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2751937 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Larry D. Klemetson and Luann M. Klemetson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: December 06, 2005 Dakota County Recorder Document Number: 2386481 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 24, 2009 Recorded: September 14, 2009 Dakota County Recorder Document Number: 2684079 And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, I NC ., AL T E RN AT IV E LOAN TRUST 2005-81, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-81 Dated: September 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001047972-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable

Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11749 Arnold Ave, Inver Grove Heights, MN 55077-5701 Tax Parcel ID Number: 206402503010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Rich Valley Estates, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $449,061.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-81, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-81 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008406F02 2749339 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 MORTGAGOR(S): Marilyn F. Melchior, a single individual MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 29, 2007 Dakota County Registrar of Titles Document Number: 613450 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2007-13 Dated: June 20, 2011 Registered: June 28, 2011 Dakota County Registrar of Titles Document Number: T681265 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400006287864 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 82426 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3285 149th St W, Rosemount, MN 55068-4337 Tax Parcel ID Number: 34-62856-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Rahn's Seventh Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,880.79 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2007-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022151F01 2749791 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,120.00 MORTGAGOR(S): Edward J. McLellan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin, a division of National City Bank DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2460180 AND CORRECTIVE MORTGAGE RECORDING: May 15, 2009 Dakota County Recorder Document Number: 2657189 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Dated: August 29, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009732212 Lender or Broker: First Franklin, a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7625 Whitney Dr, Apple Valley, MN 55124-5403 Tax Parcel ID Number: 01-77000-05-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Townhouse Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,458.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022005F01 2746430 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): James H. Warrington, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 07, 2006 Dakota County Recorder Document Number: 2403916 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING, LP Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805147 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001145294-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1710 Riverwood Dr, Burnsville, MN 55337-1396 Tax Parcel ID Number: 02.37428.02.149 LEGAL DESCRIPTION OF PROPERTY: Unit 149, CIC No. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,352.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 30, 2012, or the next business day if April 30, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

���

������ ������ ������� ��������� ���� SIDENTIAL A RE IMPRO V E D W I T H ��� THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- D W E L L I N G O F L E S S T H A N F I V E ING TO COLLECT A DEBT. ANY UNITS, ARE NOT PROPERTY USED IN INFORMATION OBTAINED WILL BE AGRICULTURAL PRODUCTION, AND ARE ABANDONED." USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Dated: July 21, 2011.

THE DEBT AND IDENTITY OF THE Citibank, N.A. ORIGINAL CREDITOR WITHIN THE Mortgagee/Assignee of Mortgagee T I M E P R O V I D E D B Y L A W I S N O T USSET, WEINGARDEN AND LIEBO, P.L.L.P. AFFECTED BY THIS ACTION. Attorneys for Mortgagee/Assignee of THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI11-124 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 582.032, DETERMINING, AMONG NOTICE OF POSTPONEMENT OF OTHER THINGS, THAT THE MORTMORTGAGE FORECLOSURE SALE GAGED PREMISES ARE IMPROVED Pursuant to the provisions of WITH A RESIDENTIAL DWELLING OF M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e LESS THAN FIVE UNITS, ARE NOT f o r e g o i n g f o r e c l o s u r e s a l e i s PROPERTY USED IN AGRICULTURAL postponed until November 18, 2011 at PRODUCTION, AND ARE ABANDONED. 10:00 am at the Sheriff's Office, Law DATED: September 15, 2011 Enforcement Center, 1580 Hwy 55, A S S I G N E E O F M O R T G A G E E : Lobby #S-100, Hastings, MN, in said BANK OF AMERICA, N.A., county and state.

SUCCESSOR BY MERGER TO BAC Dated: September 14, 2011.

HOME LOANS SERVICING, LP, Citibank, N.A. FKA COUNTRYWIDE HOME Mortgagee/Assignee of Mortgagee LOANS SERVICING, LP USSET, WEINGARDEN AND LIEBO, P.L.L.P. Wilford, Geske & Cook P.A. By: Paul A. Weingarden Attorneys for Assignee of Mortgagee Attorneys for Mortgagee/Assignee of Lawrence A. Wilford Mortgagee James A. Geske 4500 Park Glen Road #300 8425 Seasons Parkway, Suite 105 Minneapolis, MN 55416 Woodbury, MN 55125-4393 (952) 925-6888 (651) 209-3300 11-124 File Number: 022097F01 THIS IS A COMMUNICATION FROM 2749807 9/15-10/20/11 A DEBT COLLECTOR. 2754849 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2005 MORTGAGOR: William O. Tongen, a single person.

MORTGAGEE: Citibank Federal Savings Bank n/k/a Citibank N.A..

DATE AND PLACE OF RECORDING: Recorded April 26, 2005, Dakota County Recorder, Document No. 2316226.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank Federal Savings Bank n/k/a Citibank N.A. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1567 Humboldt Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423382001010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Humboldt Woods Replat, According to the Recorded Plat Thereof on File and of record in the office of the county recorder, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $54,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,290.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2003 MORTGAGOR: Craig J. Anderson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 6, 2003, Dakota County Registrar of Titles, Document No. 520715, Certificate of Title No. 134917, as corrected by Corrective Mortgage recorded January 13, 2005 as Document No. 556629.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: September 24, 2009, Recorded: October 5, 2009, Document No. T651858.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061903241000065 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 8317 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-18102-034-05 LEGAL DESCRIPTION OF PROPERTY: Unit 34, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,760.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,760.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS,

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��� ��������� ��� ���� ������ ������� THE������ MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE ���������� ���� ��������� REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 20, 2011.

Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760481 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2002 MORTGAGOR: Brenda Lee Melin, A Single Person.

MORTGAGEE: U.S. Bank, National Association.

DATE AND PLACE OF RECORDING: Recorded February 20, 2003, Dakota County Recorder, Document No. 2003054.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 538 Third Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050014100 LEGAL DESCRIPTION OF PROPERTY: The East 1/2 of Lot 9 and the West 56 Feet of Lot 10, Block 14, Addition No. Thirteen to the City of Hastings.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,920.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2837 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2734195 9/1-10/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,900.00 MORTGAGOR(S): Erica McNearney, a single person MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: September 03, 2004 Dakota County Recorder Document Number: 2244769 ASSIGNMENTS OF MORTGAGE: And assigned to: PNC Bank, National Association Dated: August 05, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin Financial Corp., subsidiary of National City Bank of Indiana Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4220 Upper 150th St W, Rosemount, MN 55068-4513 Tax Parcel ID Number: 34-15207-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Broback 8th Addition, according to the plat thereof on file and of record in the office of the County Recorder, in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,809.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: PNC Bank, National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021636F01 2754908 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Valeriy T. Babich and Svetlana A. Babich, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347540 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: July 21, 2005 Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347541 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18846 Everest Path, Farmington, MN 55024-7060 Tax Parcel ID Number: 14-50505-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Nelsen Hills Farm 6th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $252,151.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008966F03 2754025 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 06, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,400.00 MORTGAGOR(S): Alice G. Maxwell a single person and Preston H. Maxwell II, a single person MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510842 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: April 06, 2007 Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510843 And assigned to: GMAC Mortgage, LLC Dated: August 11, 2011

Dated: August 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0601782202-5 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 600 10th St, Farmington, MN 55024-1732 Tax Parcel ID Number: 14-22500-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington First Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,658.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 23, 2012, or the next business day if April 23, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 08, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021844F01 2741145 9/8-10/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: Travis B. Anderson, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 29, 2005, Dakota County Recorder, Document No. 2392750.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROPERTY: The East 15.00 feet of Lots 28, 29 and 30, Block 1, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota, together with the West 1/2 of Vacated Boston Avenue lying Southerly of the Easterly extension of the Northerly Lot line of Lot 30 and lying Northerly of the

Lot 30 and lying Northerly of the Easterly Extension of the Southerly Lot line of Lot 28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,590.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 27, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 30, 2011.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4065 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2752020 9/15-10/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Brian F. Sweeney and Marlys S. Sweeney, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest by purchase from the FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered August 27, 2004, Dakota County Registrar of Titles, Document No. 546304, Certificate of Title No. 121096.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as trustee for WaMu Mortgage Pass-Through Certificates Series 2004-PR2 Trust, Dated: November 10, 2010 Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 9029 Coffman Circle, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 203270007003 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block Three (3), Hidden Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $323,748.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 8, 2011.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 6, 2011.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 1, 2011.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 19, 2011.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2759540 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

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default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGOR: Michelle M. Zajec, A Unmarried Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 2, 2007, Dakota County Recorder, Document No. 2527824.

ASSIGNMENTS OF MORTGAGE: Assigned to: LPP Mortgage Ltd. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604742701396 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) RESIDENTIAL MORTGAGE SERVICER: Dovenmuehle Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: 549 19th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 360210026120 LEGAL DESCRIPTION OF PROPERTY: A CERTAIN TRACT OR PARCEL OF LAND IN DAKOTA COUNTY, IN THE STATE OF MINNESOTA, DESCRIBED AS FOLLOWS: THE E 1/2 OF THE E 1/2 OF THE SW 1/4 OF THE SE 1/4 OF NW 1/4 OF SECTION 21, TOWNSHIP 28, RANGE 22, EXCEPT THE FOLLOWING DESCRIBED PARCEL: BEGINNING AT A POINT WHICH IS THE INTERSECTION OF THE NORTH LINE OF WENTWORTH AVENUE AND THE WEST LINE OF 19TH AVENUE NORTH, IN THE CITY OF SOUTH ST. PAUL, MINNESOTA, THENCE NORTHERLY ALONG SAID WEST LINE 19TH AVENUE 477.5 FEET; THENCE WESTERLY AND PARALLEL TO WENTWORTH AVENUE 125 FEET; THENCE SOUTHERLY AND PARALLEL WITH SAID WEST LINE OF 19TH AVENUE 477.5 FEET TO THE NORTH LINE OF WENTWORTH AVENUE; THENCE EASTERLY ALONG SAID NORTH LINE OF WENTWORTH AVENUE TO THE POINT OF BEGINNING. SUBJECT TO AN EASEMENT FOR RIGHT-OF-WAY PURPOSES OVER A 10 FOOT STRIP OF LAND ABUTTING THE WEST SIDE OF THE ABOVE-EXCEPTED PARCEL; EXCEPTING THE EAST 30 FEET THEREOF, ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA PID # 36 02100 120 26 ADDRESS: 549 19TH AVE N SOUTH SAINT PAUL, MN 55075 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,210.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2011.

LPP Mortgage Ltd. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-12 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2760524 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2007 MORTGAGOR: Allan W. Giese, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 27, 2007, Dakota County Recorder, Document No. 2540366.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010, Recorded: April 30, 2010, Document No. 2727632.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818063414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16700-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Cedar Grove No. 1, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,975.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,870.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 12, 2011, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 18, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 5, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 6, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 8, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 21, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 12, 2011.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2751065 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Connie L. Dahlquist, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006539 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: November 10, 2010 Recorded: December 28, 2010 Dakota County Recorder Document Number: 2775108 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506852251785 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3595 Blue Jay Way # 3200, Eagan, MN 55123-2443 Tax Parcel ID Number: 10 45050 037 04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3200, Lexington Place Condominium, Condominium File No. 66, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,865.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017953F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2011 at 10:00 AM has been postponed to March 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 14, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2011 at 10:00 AM has been postponed to April 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 11, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 21, 2011 at 10:00 AM has been postponed to June 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 21, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 21, 2011 at 10:00 AM has been postponed to August 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 15, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 22, 2011 at 10:00 AM has been postponed to October 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 15, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2011 at 10:00 AM has been postponed to November 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 16, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017953F01 2759358 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,400.00 MORTGAGOR(S): Beatriz D. Derodas and Carlos Rodas Monterroso, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document Number: 2383184 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: March 24, 2011 Recorded: March 31, 2011 Dakota County Recorder Document Number: 2793964 Transaction Agent: Mortgage Elec-

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������ ������� ��������� ��� ���� Mortgage Elec Agent: ������ Transaction DATED: July 14, 2011 tronic Registration Systems, Inc. ASSIGNEE OF MORTGAGEE: THE Transaction Agent Mortgage IdentifiBANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS cation Number: 100075420040041152 Lender or Broker: Homestead MortTRUSTEE FOR THE gage Corporation CERTIFICATEHOLDERS OF Residential Mortgage Servicer: Bank CWALT, INC., ALTERNATIVE LOAN of America, N.A. TRUST 2005-65CB, MORTGAGE Mortgage Originator: Not Applicable PASS-THROUGH CERTIFICATES, COUNTY IN WHICH PROPERTY IS SERIES 2005-65CB LOCATED: Dakota NOTICE OF POSTPONEMENT OF Property Address: 13605 Vincent MORTGAGE FORECLOSURE SALE Ave, Burnsville, MN 55337 The above referenced sale scheduled T a x P a r c e l I D N u m b e r : for August 23, 2011 at 10:00 AM has 02-15550-020-01 been postponed to September 22, 2011 L E G A L D E S C R I P T I O N O F P R O P - at 10:00 AM in the Dakota County Law ERTY: Lot 2, Block 1, Burnsville High- Enforcement Center, 1580 Highway 55, lands 1st Addition, Dakota County, Lobby S-100, Hastings, Minnesota in said County and State.

Minnesota.

AMOUNT DUE AND CLAIMED TO BE DATED: August 18, 2011 DUE AS OF DATE OF NOTICE: ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA $202,741.22 THAT all pre-foreclosure requireTHE BANK OF NEW YORK, AS TRUSTEE FOR THE ments have been complied with; that CERTIFICATEHOLDERS OF no action or proceeding has been instituted at law or otherwise to recover the CWALT, INC., ALTERNATIVE LOAN debt secured by said mortgage, or any TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, part thereof; PURSUANT to the power of sale conSERIES 2005-65CB tained in said mortgage, the NOTICE OF POSTPONEMENT OF above-described property will be sold MORTGAGE FORECLOSURE SALE The above referenced sale scheduled by the Sheriff of said county as folfor September 22, 2011 at 10:00 AM lows: DATE AND TIME OF SALE: May 20, has been postponed to October 24, 2011 at 10:00 AM 2011 at 10:00 AM in the Dakota PLACE OF SALE: Dakota County County Law Enforcement Center, 1580 Law Enforcement Center, 1580 High- Highway 55, Lobby S-100, Hastings, way 55, Lobby S-100, Hastings, Minne- Minnesota in said County and State. sota DATED: September 15, 2011 ASSIGNEE OF MORTGAGEE: THE to pay the debt secured by said mortgage and taxes, if any, on said preBANK OF NEW YORK MELLON FKA mises and the costs and disburseTHE BANK OF NEW YORK, AS ments, including attorney fees allowed TRUSTEE FOR THE by law, subject to redemption within CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN six (6) months from the date of said TRUST 2005-65CB, MORTGAGE sale by the mortgagor(s), their perPASS-THROUGH CERTIFICATES, sonal representatives or assigns.

SERIES 2005-65CB If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- Wilford, Geske & Cook P.A. erty is not redeemed under Minn. Stat. Attorneys for Assignee Of Mortgagee: §580.23, the Mortgagor must vacate Lawrence A. Wilford the property on or before 11:59 p.m. on James A. Geske November 20, 2011, or the next busi- 8425 Seasons Parkway, Suite 105 ness day if November 20, 2011 falls on Woodbury, MN 55125-4393 (651) 209-3300 a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial File Number: 019965F01 2759139 9/22/11 obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF MORTGAGE INFORMATION OBTAINED WILL BE FORECLOSURE SALE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE OF THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN THE THE ORIGINAL CREDITOR WITHIN T I M E P R O V I D E D B Y L A W I S N O T THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, default has occurred in conditions of T H E M O R T G A G O R ' S P E R S O N A L the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 3 , REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF 2003 MORTGAGORS: Albert E Clayton, III A JUDICIAL ORDER IS ENTERED U N D E R M I N N E S O T A S T A T U T E S , and Vikki L Clayton, husband and wife.

MORTGAGEE: N a t i o n a l C i t y R e a l SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE Estate Services LLC s/b/m National Mortgage, Inc. f/k/a National City City MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L Mortgage Co., d/b/a Commonwealth D W E L L I N G O F L E S S T H A N F I V E United Mortgage Company.

DATE AND PLACE OF RECORDING: UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND Recorded December 23, 2003, Dakota County Recorder, Document No. ARE ABANDONED. 2156268.

DATED: April 07, 2011 ASSIGNMENTS OF MORTGAGE: ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA Assigned to: PNC Bank, National Association, Dated: September 9, 2010 THE BANK OF NEW YORK, AS TRANSACTION AGENT: NONE TRUSTEE FOR THE CERTIFICATETRANSACTION AGENT'S MORTHOLDERS OF CWALT, INC., GAGE IDENTIFICATION NUMBER ON ALTERNATIVE LOAN TRUST MORTGAGE: NONE 2005-65CB, MORTGAGE LENDER OR BROKER AND MORTPASS-THROUGH CERTIFICATES, GAGE ORIGINATOR STATED ON SERIES 2005-65CB MORTGAGE: National City Real Estate Wilford, Geske & Cook P.A. Services LLC s/b/m National City MortAttorneys for Assignee of Mortgagee gage, Inc. f/k/a National City Mortgage Lawrence A. Wilford Co., d/b/a Commonwealth United MortJames A. Geske gage Company 8425 Seasons Parkway, Suite 105 RESIDENTIAL MORTGAGE SERWoodbury, MN 55125-4393 VICER: PNC Bank, National Associa(651) 209-3300 tion File Number: 019965F01 MORTGAGED PROPERTY ADDRESS: NOTICE OF POSTPONEMENT OF 16684 Gerdine Path West, Rosemount, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MN 55068 TAX PARCEL I.D. #: 222110139004 for May 20, 2011 at 10:00 AM has been LEGAL DESCRIPTION OF PROPpostponed to June 20, 2011 at 10:00 ERTY: AM in the Dakota County Law Lot 39, Block 4, Donnay's College Enforcement Center, 1580 Highway 55, Park 2nd Addition, Dakota County, Lobby S-100, Hastings, Minnesota in State of Minnesota. said County and State.

COUNTY IN WHICH PROPERTY IS DATED: May 11, 2011 LOCATED: Dakota ASSIGNEE OF MORTGAGEE: THE ORIGINAL PRINCIPAL AMOUNT OF BANK OF NEW YORK MELLON FKA MORTGAGE: $156,000.00 THE BANK OF NEW YORK, AS AMOUNT DUE AND CLAIMED TO BE TRUSTEE FOR THE CERTIFICATEDUE AS OF DATE OF NOTICE, INCLUDHOLDERS OF CWALT, INC., ING TAXES, IF ANY, PAID BY MORTALTERNATIVE LOAN TRUST GAGEE: $170,294.52 2005-65CB, MORTGAGE That prior to the commencement of PASS-THROUGH CERTIFICATES, this mortgage foreclosure proceeding SERIES 2005-65CB Mortgagee/Assignee of Mortgagee comNOTICE OF POSTPONEMENT OF plied with all notice requirements as MORTGAGE FORECLOSURE SALE The above referenced sale scheduled required by statute; That no action or for June 20, 2011 at 10:00 AM has proceeding has been instituted at law been postponed to July 21, 2011 at o r o t h e r w i s e t o r e c o v e r t h e d e b t 10:00 AM in the Dakota County Law secured by said mortgage, or any part Enforcement Center, 1580 Highway 55, thereof; PURSUANT to the power of sale Lobby S-100, Hastings, Minnesota in contained in said mortgage, the above said County and State. described property will be sold by the DATED: June 08, 2011 Sheriff of said county as follows: ASSIGNEE OF MORTGAGEE: THE DATE AND TIME OF SALE: NovemBANK OF NEW YORK MELLON FKA ber 30, 2010 at 10:00 AM THE BANK OF NEW YORK, AS PLACE OF SALE: S h e r i f f ' s O f f i c e , TRUSTEE FOR THE Law Enforcement Center, 1580 Hwy CERTIFICATEHOLDERS OF 55, Lobby #S-100, Hastings, MN CWALT, INC., ALTERNATIVE LOAN to pay the debt then secured by said TRUST 2005-65CB, MORTGAGE Mortgage, and taxes, if any, on said PASS-THROUGH CERTIFICATES, premises, and the costs and SERIES 2005-65CB disbursements, including attorneys' NOTICE OF POSTPONEMENT OF fees allowed by law subject to MORTGAGE FORECLOSURE SALE The above referenced sale scheduled redemption within six (6) months from for July 21, 2011 at 10:00 AM has been t h e d a t e o f s a i d s a l e b y t h e postponed to August 23, 2011 at 10:00 m o r t g a g o r ( s ) , t h e i r p e r s o n a l A M i n t h e D a k o t a C o u n t y L a w representatives or assigns unless Enforcement Center, 1580 Highway 55, reduced to Five (5) weeks under MN Lobby S-100, Hastings, Minnesota in Stat. §580.07.

TIME AND DATE TO VACATE said County and State.

PUBLIC NOTICE

DATED: July 14, 2011

���������� �� ���� �����

��� ��������� ��� ���� ������ ������ ������� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ���������� ���� ��������� TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 27, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: January 12, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 7, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 3, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 8, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 15, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2756313 9/22/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 8, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Restated Declaration for Coachman Highlands Townhomes Owners Association (hereinafter the "Association") which was recorded as Document No. 1978040 on December 27, 2002, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 69, Block 1, Coachman Highlands, CIC No. 390, Dakota County, Minnesota STREET ADDRESS: 1595 Snowflake Drive, Eagan, MN 55122 TAX PARCEL ID NUMBER: 10-18075-01-690 2. Pursuant to said Restated Declaration, there is claimed to be due and owing as of September 8, 2011, from Todd Hopson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,759.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 8, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 13, 2011, as Document No. 2805199 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Restated Declaration and granted by the owner in taking title to the premises subject to said Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 15th day of November, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 15, 2012, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. COACHMAN HIGHLANDS TOWNHOMES OWNERS ASSOCIATION Attorneys for Coachman Highlands Townhomes Owners Association THOMSEN & NYBECK, P.A. /s/ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Coachman Highlands/Hopson/ 11-7-175D)

2758845

9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,500.00 MORTGAGOR(S): Mark N. Lindell, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532427 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: March 02, 2009 Recorded: March 05, 2009 Dakota County Recorder Document Number: 2641467 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520041523574 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17850 Isle Ave, Lakeville, MN 55044-9651 Tax Parcel ID Number: 22-19404-03-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Dakota Heights Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $311,853.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 09, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 09, 2012, or the next business day if March 09, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 28, 2011 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001400F05 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2011 at 10:00 AM has been postponed to September 29, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 14, 2011 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001400F05 2755143 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 , 2007 MORTGAGORS: Timothy Kinne and Debra Kinne, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 16, 2007, Dakota County Registrar of Titles, Document No. 618860, Certificate of Title No. 143620.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000121181 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19056 Jordan Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 224410009090 LEGAL DESCRIPTION OF PROPERTY: Lot Nine, Block Nine, in Lakeridge, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,593.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeem March 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 20, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 21, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 12, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2751012 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 MORTGAGOR(S): Jay Webber and Michelle Webber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 11, 2006 Dakota County Registrar of Titles Document Number: 587935 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES,

ASSET BACKED CERTIFICATES, SERIES 2006-BC4 Dated: June 18, 2011 Registered: June 29, 2011 Dakota County Registrar of Titles Document Number: T681273 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100093859712 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139509 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3520 68th St E, Inver Grove Heights, MN 55076-2142 Tax Parcel ID Number: 20.71160.02.040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2) in South Grove No. 11, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,234.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2012, or the next business day if February 20, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020698F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2011 at 10:00 AM has been postponed to September 19, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 19, 2011 at 10:00 AM has been postponed to October 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS

CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF I N C . , C W A B S T H E ASSET-BACKED CERTIFICATES, SERIES 2006-BC4 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020698F01 2754382 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 MORTGAGOR(S): Steven R. Kahle and Vanessa Lynn Kahle, both single people MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 10, 2007 Dakota County Recorder Document Number: 2515793 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 27, 2011 Recorded: May 02, 2011 Dakota County Recorder Document Number: 2798427 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604735137111 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3155 Coachman Rd Apt 381, Eagan, MN 55121-1812 Tax Parcel ID Number: 10-18100-381-01 LEGAL DESCRIPTION OF PROPERTY: Unit Number 381, Coachman Oaks Condominiums, Condominium File No. 45, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $71,728.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003846F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 13, 2011

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ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2011 at 10:00 AM has been postponed to September 16, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2011 at 10:00 AM has been postponed to November 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 13, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003846F02 2752231 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,100.00 MORTGAGOR(S): Gerald Rasmussen, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 11, 2005 Dakota County Registrar of Titles Document Number: 571769 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, I N C ., A L T E R N A T IV E LOAN TRUS T 2 0 0 5 - 4 6 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Dated: August 02, 2011 Registered: August 09, 2011 Dakota County Registrar of Titles Document Number: T682830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700054508607 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132581 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4778 Slater Rd, Eagan, MN 55122-2364 Tax Parcel ID Number: 10-65870-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), St. Charles Wood, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $369,019.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUST E E F OR T HE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 2755476 9/22-10/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2003 MORTGAGORS: Alan K. Bernhagen and Clare M. Bernhagen, husband and wife.

MORTGAGEE: U.S. Bank, National Association.

DATE AND PLACE OF RECORDING: Recorded February 23, 2004, Dakota County Recorder, Document No. 2177948.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17165 Fairhaven Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 223150103060 LEGAL DESCRI PTION OF PR OPERTY: Lot 6, Block 3, Harris Acres Second, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,334.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 8, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee

g g 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2479 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 21, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 15, 2011.

U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2479 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2756736 9/22/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2006 MORTGAGOR: L a n e F i t z g e r a l d , a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 14, 2006, Dakota

DAKOTA COUNTY TRIBUNE BUSINESSy WEEKLY September 22, 2011 y County Recorder, Document No. 2461078.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100112065728178589 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgageit, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8824 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185702055 LE GA L DE SC R IPT IO N O F P R O P ERTY: Unit No. 55, Common Interest Community No. 181, Rose Hill Villas, a condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,225.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 13, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5926 THIS IS A COMMUNICATION FROM

27A

A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 15, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5926 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 29, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 19, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5926 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2759559 9/22/11

Business survey: Taxes, regulations primary barriers to job growth The statewide business community is hopeful about Minnesotaâ&#x20AC;&#x2122;s economic future, but employers remain challenged by state taxes and regulations, according to a statewide survey of business owners and managers.

Minnesotaâ&#x20AC;&#x2122;s employers recommend that policy-makers â&#x20AC;&#x201C; when looking for recessionending strategies â&#x20AC;&#x201C; take steps to improve the overall business climate rather than providing incentives for specific industries. Business leaders also seek a 2012 legislative agenda that focuses on making government more efficient in conjunction with prioritizing spending.

The findings were part of the eighth annual Minnesota Business Barometer Survey, co-sponsored by the Minnesota Chamber of Commerce and Himle Horner Inc., a public affairs firm headquartered in Bloomington.

Only 13 percent of those polled in the general business community said the stateâ&#x20AC;&#x2122;s economy was improving. Others were about evenly split â&#x20AC;&#x201C; 44 percent saying it was about the same and 43 percent saying the economy was getting worse.

Nineteen percent said they were more profitable than a year ago,

and 26 percent said they were less profitable. Forty-one percent of employers believe Minnesota is emerging from the session more slowly than the expected pace. The poll was conducted in July. â&#x20AC;&#x153;Last yearâ&#x20AC;&#x2122;s survey results were best characterized as â&#x20AC;&#x2DC;Is Minnesota ready to grow?â&#x20AC;&#x2122;â&#x20AC;? said David Olson, Minnesota Chamber president. â&#x20AC;&#x153;This yearâ&#x20AC;&#x2122;s results might be aptly labeled â&#x20AC;&#x2DC;Ready to grow â&#x20AC;&#x201C; part 2.â&#x20AC;&#x2122; Companies want to invest in Minnesota, but they remain skeptical about the policy decisions that may be coming from the state and federal levels. Employers are likely to stand pat unless policy-makers take steps to ensure that Minnesota can compete in the global marketplace.â&#x20AC;?

Taxes and government regulations easily ranked as the primary barriers to job creation among both the general business community and Minnesota Chamber members. Among the findings: â&#x20AC;˘ Asked for the top two barriers to job creation, respondents overall identified taxes (74 percent named it as one of the top two barriers) and regulations (38 percent). Corresponding figures for Minnesota Chamber members were 73

percent and 54 percent. Fortyone percent of all respondents and 31 percent of Minnesota Chamber members said taxes were a greater burden on their operations than five years ago. â&#x20AC;˘ Asked to identify the best strategy for creating jobs, 90 percent of all respondents â&#x20AC;&#x201C; and 95 percent of Minnesota Chamber members â&#x20AC;&#x201C; said policy-makers should concentrate on improving the overall business climate rather than focusing on incentives for specific industries. â&#x20AC;˘ Thirty-nine percent of employers said their decisions to invest are affected by stability and predictability of state policies. Of those affected, taxes, health care and energy are the primary concerns. â&#x20AC;˘ At the same time, 85 percent of employers expressed confidence in Minnesotaâ&#x20AC;&#x2122;s economic future, a long-term optimism that has been consistent over the last several years of the Business Barometer. â&#x20AC;&#x153;Unfortunately, the â&#x20AC;&#x2DC;good news, bad newsâ&#x20AC;&#x2122; outlook hasnâ&#x20AC;&#x2122;t changed much in the last several years,â&#x20AC;? said Todd Rapp, president of Himle Horner. â&#x20AC;&#x153;Employers believe in Minnesota â&#x20AC;&#x201C; thatâ&#x20AC;&#x2122;s the good news.

But until employers believe

that government is adopting stable, pro-growth strategies, it appears they will be hesitant to take the risks associated with major investments in a volatile economy. This underscores that policy-makers should focus on long-term strategies to improve the stateâ&#x20AC;&#x2122;s business climate.â&#x20AC;?

The call for more efficient government operations is also noteworthy, Olson said, as it is believed to be part of a successful deficit-reduction strategy in Minnesota. Forty-two percent of all respondents, and 34 percent of Minnesota Chamber members, believe the redesign of government services can make a significant dent in budget deficits. â&#x20AC;&#x153;These findings reinforce the Minnesota Chamber agenda,â&#x20AC;? he said. â&#x20AC;&#x153;Seeking government efficiency through redesign and restructuring of services remains at the forefront of our efforts. The Minnesota Chamber of Commerce is poised to play a key role on the critical issues facing all Minnesotans.â&#x20AC;?

The Minnesota Business Barometer Survey polled 350 Minnesota businesses with at least five employees. It has a plus-minus margin of 5.3 percent.

2011 Fall Remodelers Showcase runs Sept. 30 through Oct. 2 The 2011 Fall Parade of Homes Remodelers Showcase is set to run Sept. 30 through Oct. 2.

The 24-year-old tour opens with 86 remodeled homes from 67 remodeling firms, in 28 communities across the extended Twin Cities metropolitan area.

All of the remodeled homes on the tour are open from 1 to 7 p.m. on Friday, Sept. 30, and noon to 6 p.m. Saturday and Sunday, Oct. 1-2.

Remodeling representa-

tives will be on hand at each home to answer questions and tell visitors about the project.

Admission is free to all with the exception of three Dream Remodeled Homes where visitors will be asked for a $5 donation to help fund the Builders Association of the Twin Cities (BATC) Foundation, the charitable arm of BATC. Searching for Parade of Homes Remodelers Showcase projects is easy at www.ParadeofHomes.org. The interac-

tive map pinpoints projects by location, and searches can be fine-tuned by region, remodeler and/or project type. The Tour Planner saves favorites for later reference, and a notes area ensures visitors can record what they liked most.

Many of the projects link to virtual tours, and all link to a personal page about each of the remodelers on the tour, and on to their own websites.

New this fall, smartphones will automatically get to access all 86 homes on the mobile

site, m.paradeofhomes.org.

An iPhone app also complements the tour.

Virtually every type of remodeling is showcased on the tour, including 20 wholehouse remodels, 53 kitchen renovations, 21 additions, 23 main level renovations, 20 baths, and 19 lower-level finishes.

Other projects include decks, porches and exteriors, ownersâ&#x20AC;&#x2122; suites, mud rooms, home offices, laundry rooms, and garages.

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September 22, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Longtime friends unite to make Bella Pizza Native Moroccans bring a slice of American creation, much more to Rosemount

by Tad Johnson DAKOTA COUNTY TRIBUNE

Karimi Abdelmajid has three passions in life – family, food and soccer.

While the No. 1 priority is always family, the competition for No. 2 depends on the time of year.

If his native Moroccan soccer team is playing in international competition, food would merely be a complement to the action on the television screen inside the new Bella Pizza & Mediterranean Cuisine in Rose-

In Brief

Bella Pizza & Mediterranean Cuisine is open Monday through Thursday, 10 a.m. to 9 p.m., Friday from 10 a.m. to 10 p.m. and Saturday and Sunday from 11 a.m. to 10 p.m. For more information, go online at www.bellapizzashop.com or call (651) 322-1818 or (651) 322-1820.

mount.

Longtime friends and fellow countrymen Abdelmajid and Khalid Benlamlih recently opened the restaurant in the space formerly occupied by Big Daddy’s Diner and the Irish Loon.

The spacious, sleek dining

room has been transformed and turned to face the sidewalk and bustle at the corner of South Robert Trail and 145th Street.

It took some time to find the right location and complete the floor to ceiling renovation, which started in January, of the downtown Rosemount space.

The result is an atmosphere that’s suitable for taking a leisurely stroll through a wide-ranging menu that includes Moroccan, Italian and American favorites.

The only problem is there’s isn’t a stomach large enough to take in all there is to offer in one sitting. The solution – repeat trips. The concept of Bella Pizza is to offer a variety of food, fresh ingredients and from-scratch cooking.

“We spice by our own experience,” Abdelmajid said.

“We don’t spice to make it hot, we spice for flavor.”

Abdelmajid said about 70 percent of the food served is made from scratch, such as Photo by Tad Johnson his special pasta sauces. He Owner Karimi Abdelmajid is in charge of the pizza side of said popular items so far have the menu at Bella Pizza in Rosemount. been stromboli, Philly cheese

Photo by Tad Johnson

Longtime friends and fellow Moroccans Khalid Benlamlih and Karimi Abdelmajid came together to form Bella Pizza after operating two restaurants on their own. steaks, gyros, couscous and, of course, pizza.

“I am happy when I give good food to people who appreciate it,” Abdelmajid said.

“You need money to survive but not a lot. It’s more important to be happy and have a job that you like.”

The diverse menu of offerings shows the many sides of the two men who came together to start Bella Pizza.

Benlamlih used to operate Casablanca in Savage, while Abdelmajid ran Dominick’s Pizza in Inver Grove Heights.

When they stopped running those two restaurants, it only seemed natural that the two friends would join forces.

As a small business owner, Abdelmajid said his best advice to people is to sup-

port locally owned spots like Bella Pizza, which listen to customers and make changes based on suggestions.

“I make sure what I’m giving to people is something that I would give to myself and my family. We make it with good quality of products,” Abdelmajid said.

Abdelmajid came to the United States in 1994. Since then, he’s lived in Orlando, Fla.; New Jersey and Pennsylvania working in food service along the way. He moved to Minnesota about four years ago to be closer to his wife’s family and help them in their time of need.

He said family is the most important thing to him, but he also works and plays very hard.

While his hard work is evidenced by sampling his food, his play materializes when he takes to the field with his club soccer team – the Blast in Burnsville.

He talks as passionately about soccer as his family and food. He recalls the action and names of the players when the Moroccan team lost, 1-0, in the World Cup bracket to Germany in 1986.

While it was a heartbreaking loss, one can be sure that if the team is playing in the 2014 World Cup, Rosemount has a prime location to watch all the action and have authentic food to match.

Tad Johnson is at editor. thisweek@ecm-inc.com.

Growing good eating habits

Photo by Tad Johnson

Rosemount Clean Energies will be located across Highway 52 from Flint Hills Resources, seen in the distance.

Biofuel from Page 1A

Photo by Rick Orndorf

Gary Pahl of Pahl’s Market talks with second-graders at Southview Elementary in Apple Valley last Monday about good eating habits. The company ordered and served about 4,000 pieces of corn in area schools that day. It was one of nine days in September school meals in District 196 will include a locally grown food item, such as zucchini, tomatoes, green beans, cucumbers, watermelon, squash, cantaloupe and green peppers.

“We’ll continue to collaborate with producers, end-users, government agencies and environmental groups to actualize the idea that biofuels are a viable, sustainable supplement to petroleum fuels,” Yocum said. “We’ll also work closely with our partners to test newer clean energy products that enter the market-

place. We aim to be leaders in clean energy, always looking ahead to what can most responsibly and efficiently move our market forward.”

Paul and Fern Yocum founded Yocum Oil Company in 1959 in Maplewood and offered gas at a station at the corner of McKnight and Stillwater roads. They built their first service station at the corner of Stillwater Road

and Century Avenue.

Yocum Oil now operates nine Yocum’s Holiday Station Stores in the Twin Cities, including one in Eagan at 1579 Cliff Road.

For more information, go online to www.rcleanenergies.com.

Tad Johnson is at tad.johnson@ecm-inc.com.