09/23/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

AARON VEHLING KARA HILDRETH JESSICA HARPER

Explosion shuts down Black Dog power plant 6A Farmington Business Association seeks new partnerships 47A Oasis Market stores to be auctioned 48A

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DATE ##, 2009 SEPTEMBER 23, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 30

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FORUM

The next governor will need to cut spending and raise taxes to keep the state solvent. The $6 billion def icit cannot be ignored. DON HEINZMAN 4A

Owners Wanda Oland and Dewey Johnson renovated Rascalâ&#x20AC;&#x2122;s Apple Valley Bar and Grill on their own

BUSINESS 101

by Jessica Harper DAKOTA COUNTY TRIBUNE

When owners Wanda Oland and Dewey Johnson renovated the dining room at Rascalâ&#x20AC;&#x2122;s Apple Valley Bar and Grill, it was more than expense â&#x20AC;&#x201D; it was a labor of love. Every detail, from the retaining wall to the dining tables were hand-crafted by Johnson. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s amazing how he takes something normal and plain, and turns it into art,â&#x20AC;? Oland said. The design of Rascalâ&#x20AC;&#x2122;s dining room was inspired by the Arts and Crafts Movement, a design movement that flourished between 1880 and 1910. The room is filled with pieces that Johnson hand-crafted, such as a decorative buffet and a hand-carved mantel shelf. An antique Danish dining Photo by Jessica Harper side table that Johnson In addition to building pieces of furniture, restored also sits in the Johnson restored several pieces such as a room. Danish dining side table, which is used by Johnson created a the wait staff. new space by dividing the room with a retaining to work late at night when the ing wall, which will allow parties bar and grill were closed. to have more privacy. Another â&#x20AC;&#x153;In this economy, we canâ&#x20AC;&#x2122;t close wall was added to conceal the the doors, which restricted my kitchen as well. hours,â&#x20AC;? he said. The most difficult aspect of The couple declined to reveal the remodel wasnâ&#x20AC;&#x2122;t the labor itself, the cost of the remodel, but Oland Johnson said. Rather, it was hav- would say that it as between 60

DEANN ENGVALL

Creating the right logo can make a big difference in getting noticed and conveying your message to your market. 5A

BEST PRACTICES

Photo by Jessica Harper

Owners Wanda Johnson and Dewey Johnson renovated the dining room at Rascalâ&#x20AC;&#x2122;s Apple Valley Bar and Grill on their own.

KEVIN STIRTZ

Online comments from unhappy customers can damage your reputation. Be proactive â&#x20AC;&#x201D; request feedback 5A

BUSINESS SPOTLIGHT

Medi-Car Auto Repair owner shares her experiences as a woman-business owner in the auto repair industry. DEBBIE MCCONNELL 6A

Photo by Jessica Harper

Every detail, from the retaining wall to the dining tables were handcrafted by Rascalâ&#x20AC;&#x2122;s co-owner Dewey Johnson. and 75 percent less than what it would cost for a contractor and retail furnishings. â&#x20AC;&#x153;If we would have paid retail and hired someone, we would

have gone out of business,â&#x20AC;? Oland said. Johnson said he developed his passion for carpentry as high

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

See Rascalâ&#x20AC;&#x2122;s, Page 48A

September 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

Accolades DANIEL ENGER

CRAIG HARRIS

Named to Farmers Insurance Presidents Council Farmers Insurance Lakeville

Elected president of board of directors Caponi Art Park and Learning Center Eagan

Daniel Enger, an agent for Farmers Insurance Group in Lakeville, recently earned the company’s highest award given to agents for “outstanding overall performance.” Enger joins a select group of members of Farmers Insurance’s Presidents Council. Membership is attained by only a small percentage of agents serving Farmers customers throughout 41 states; 160 people earned the distinct honor to attend the conference this year. Presidents Council members will be honored at a conference held in Vancouver, Canada. WALLY POTTER Named 2010 Outstanding Conservationist Dakota County Soil and Water Lakeville

Wally Potter of Lakeville was recently named 2010 Outstanding Conservationist by the Dakota County Soil and Water Conservation District. Potter received this honor due to his efforts to restore shoreline along Lake Marion, assist with a storm water quality improvement project at the St. John’s Church parking facility located in Lakeville, and for volunteering to collect water level and water quality data for the past two decades. Potter has worked to install more than 700 native plants on his shoreline property along Lake Marion. He was also instrumental in assisting with the installation of two rain gardens to store and infiltrate stormwater from a large parking area at his church. Rain gardens are a water storage method that uses the soil and vegetation to temporarily hold and infiltrate surface water runoff. Potter will be recognized at the annual Minnesota Association of Conservation Districts convention held in St. Paul on Dec. 9.

Noteworthy CINDY HANSEN Hired Commercial Flooring Services Eagan

Cindy Hansen was recently hired as a sales associate at Commercial Flooring Services in Eagan.

Craig R. Harris was recently elected president of the Caponi Art Park and Learning Center board of directors. In addition to being a composer and new media artist, Harris has extensive experience in nonprofit arts consulting as well as in management and arts administration. Harris has most recently served as interim director of the Playwrights’ Center in Minneapolis, where he helped to bring the organization to prominence as one of the leading national play development centers. Prior to that, he held positions as executive director of Minneapolis-based dance theater company Ballet of the Dolls, as executive director of the Ritz Theater Foundation in Minneapolis, and as executive director of the International Society for the Arts, Sciences and Technology. His consulting work has included projects for Artspace Projects Inc.; the Bell Museum of National History; the Banff Center for the Arts; the Eastman School of Music Computer Music Studio; the University of Michigan Center for Performing Arts and Technology; the Center for Art, Media and Technology in Utrecht, Holland; and the School of Music at the Universidade Federal de Minas Gerais in Brazil. Harris’ community service activities include the Great River School Board Strategic Planning Committee, the Northeast Minneapolis Arts Action Plan Technical Advisory Committee, the Minneapolis Arts and Culture Plan Advisory Committee and the Marcy Open School Arts Partnership Committee. Harris succeeds Dakota County District 3 Commissioner Thomas Egan, who stepped in to serve as interim board president of the park in 2009 and who continues to serve as a member of the board of directors. Caponi Art Park and Learning Center is a distinctive community space located at 1205 Diffley Road in Eagan, and offers cultural and educational experiences by blending art and nature. Caponi Art Park is a nonprofit organization. MARKINA CORNELL Hired Tastefully Simple Burnsville

Noteworthy

Business Briefs

with Tastefully Simple Inc., a national direct sales company featuring more than 60 easy-to-prepare foods. As an independent business owner, Cornell offers food samples at home taste-testing parties, along with ideas for meals, recipes, serving suggestions and more.

LOCAL COMPANIES NAMED FINALISTS FOR INTEGRITY AWARD

BILL LENTSCH Elected to board of directors Minnesota Chamber of Commerce Mendota Heights

Bill Lentsch of Mendota Heights was elected to the Minnesota Chamber of Commerce board of directors for 2010-11. Lentsch is senior vice president of Minnesota operations for Delta Air Lines in Eagan. He was among the new officers and board members recognized Sept. 21 by Minnesota Chamber members at their annual meeting in St. Paul. The 51-member volunteer board represents businesses of all types and sizes across Minnesota. These business leaders set public policy priorities and carry the message for the statewide business community to the state Capitol, as well as develop resources and strategies to ensure businesses in Minnesota can grow and succeed. The Minnesota Chamber of Commerce is the state’s largest business advocacy organization, representing approximately 2,400 businesses and more than a half-million employees on state public policy and regulatory issues.

Mendota Heights-based Orbit Systems Inc. and Eagan-based Empire Today were named on Sept. 14 as finalists for Better Business Bureau Integrity Awards by the Better Business Bureau of Minnesota and North Dakota. The BBB presents the Integrity Award each year to companies that exemplify ethical behavior and display integrity in all aspects of their operations — toward their employees, vendors and customers, and within their community. The Integrity Award is open to all for-profit businesses located within the Minnesota and North Dakota region. Each year, the BBB invites anyone to nominate a company they feel demonstrates exceptional ethics. Nominees are then offered the opportunity to submit an entry to the BBB, where a panel of independent volunteer business and community leaders reviews the entries and decide on a winner or winners. Companies compete in one of four categories based on their number of employees. Recipients of this year’s winners will be announced at the 11th Annual Integrity Awards ceremony on Wednesday, Oct. 20, from 6 to 9 p.m. at the Minnesota History Center, 345 Kellogg Blvd. W., St. Paul. Tickets for this event are available to the public and can be purchased online at www.thefirstbbb.org or by contacting Mackenzie at mkelley@thefirstbbb.org or (651) 695-2482. Pre-registration is required.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Markina Cornell of Burnsville recently became an independent consultant

Submissions to Buzz: www.DakotaCountyTribune.biz

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 23, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Buzz Spotlight

Business Briefs HONEST-1 AUTO CARE TO HOLD RIBBON-CUTTING CEREMONY

Blue Cross and Blue Shield named ‘Biggest Loser’ Workers at Eagan-based health insurance giant win weight-loss challenge

Honest-1 Auto Care will have a ribbon-cutting ceremony on Sept. 24 at 4:30 p.m. at 525 Diffley Road, Suite 1050 in Eagan. PREMIER LIFE CHIROPRACTIC TO HOLD RIBBON CUTTING Premier Life Chiropractic will have a ribbon-cutting ceremony on Oct. 6 at 11 a.m. at 7000 151 St. W., Apple Valley. NEW MEMBERS OF THE DCR CHAMBER OF COMMERCE The following is a new member of the Dakota County Regional Chamber of Commerce. • American Red Cross - North Central Blood Services 100 S. Robert St. St. Paul, Minn. (651) 291-4634 CONSTRUCTION BEGINS ON PANDA EXPRESS IN APPLE VALLEY

File Photo

Workers at Blue Cross and Blue Shield of Minnesota won a weight-loss challenge against six other major Twin Cities companies. Employees lost a total of 3,780 pounds, or 2.8 percent of their total weight, since May. by Jessica Harper DAKOTA COUNTY TRIBUNE

Construction has begun on the new Panda Express in Apple Valley, where the ProEx used to be just west of McDonald’s. The national restaurant franchise has more than 750 locations. MINNESOTA VALLEY HUMANE SOCIETY SEEKS DONATIONS The Minnesota Valley Humane Society is still seeking donations to purchase its new building in Eagan. The MVHS needs $925,000 to shelter lost and homeless animals. So far, $600,000 has been raised. The deadline is Sept. 30. BECKER FURNITURE OPENS NEW LOCATION IN BURNSVILLE Becker Furniture is building a new location on County Road 42 just east of Interstate 35E in Burnsville behind Ciatti’s Chianti Grill. The business is taking over many of the adjacent vacant tenant spaces as well. LTC FINANCIAL NAMED AMONG FASTEST-GROWING COMPANIES LTC Financial Partners, which

Losing weight after knee replacement surgery was a yearlong struggle for Darlene Peters, a 54-year-old senior research specialist at Blue Cross and Blue Shield of Minnesota. “I wanted to lose weight for a while, but my bad knee kept me from exercising,” she said. “I also struggled to find motivation.” However, Peters and her colleagues at Blue Cross were able to win not only the battle of the bulge, but a weight-loss challenge. Peters was among 800 Blue Cross employees to beat workers at six other large Twin Cities-based companies in the Biggest Loser Summer Challenge, a weight-loss challenge organized by the Alliance for a Healthier Minnesota. Employees at the Eagan-based health insurance company have lost more than 3,780 pounds, or 2.8 percent of their total weight, since May.

has offices in Burnsville, was recently named among the fastest-growing private companies by Inc. magazine. Inc. ranks the company No. 2,366 among all companies and No. 29 among companies in the insurance industry in its annual ranking of the 5,000 fastest-growing private compa-

Additionally, Blue Cross workers beat other companies for average number of minutes of exercise. As the winning company, Blue Cross was able to present a check for $25,000 to Second Harvest, a nonprofit that provides food donations to food shelves, soup kitchens and shelters. Peters said the challenge helped her lose 10 pounds by creating a strong team. “It’s not such an effort as a team as it is to do it yourself,” she said. Employees brought nutritional meals to share with the team, took walks along a nearby trail during breaks, and took exercise classes offered by Blue Cross, among other activities. Blue Cross also offered discounts on healthy options in its cafeteria. Blue Cross chief prevention officer Marc Manley said that participating in the challenge was a natural step for the company, which implemented various initiatives in the past to encourage its

nies in the nation. LTC Financial Partners, which is based in Kirkland, Wash., made the Inc. 5,000 list in 2008 and 2009 as well. Among companies in the insurance category, LTC Financial Partners is the fastest-growing one

Submissions to Buzz: www.DakotaCountyTribune.biz

employees to adopt healthier habits. “It’s one more program added to the mix,” he said. “They fit perfectly with our mission to make a healthy difference in people’s lives.” Noting that obesity is the leading cause of illness and rising health care costs in the United States, Manley said “On both a health and a financial front, it makes good sense for us to be working on improving health for not only our employees but also our entire state.” The competition was one of several efforts started by Alliance, which a group of corporations started earlier this year to improve Minnesotans’ health choices. Other companies that participated in the competition included Cargill Inc., General Mills Inc., Medtronic Inc. and HealthPartners. E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

focusing exclusively on long-term care insurance sales. Inc. bases its award on the company’s revenue growth of 106 percent between 2006 and 2009. Revenues rose from $12.5 to $25.7 million for the three-year period.

September 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Lakeville City Council maintains fiscal responsibility by freezing tax levy by Steve Mielke

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non-essential low priority services. Lakeville has a consistent and sustained history of being fiscally prudent. According to the State Auditor’s data, among the 20 largest metro cities, Lakeville has the lowest spending per capita. Since 2008, the city has reduced staffing to the level it had in 2001, despite an increase of 12,000 residents. This gives Lakeville the lowest number of employees per capita in 20 similar-sized cities. In order to accomplish the tax levy freeze in a fiscally responsible manner, the city’s operating fund balance will be used for debt reduction and to finance deferred street, park, and trail maintenance projects that would otherwise be paid for from property taxes. Lakeville will also continue technology and energy management, collaboration with other public entities, and contracting with the public sector to maximize efficiencies and minimize costs. The Lakeville City Council and staff are committed to the ongoing process of evaluating and implementing systems which result in quality services at the lowest possible cost. The proposed 2011 budget and levy reflect these ongoing efforts

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On Sept. 7, the Lakeville City Council approved a preliminary 2011 budget that maintains the 2010 levy amount for the coming year. For 60 percent of Lakeville businesses, this proposed levy will mean a tax decrease in the city share of taxes. For the other 40 percent, city taxes will hold steady or increase slightly. Whether taxes go up or down will depend on changes in individual property values. Much like residents and businesses, Lakeville has been confronted with economic and financial challenges. Beginning in 2008, revenue reductions compelled the city to adjust its budget and modify service delivery. Among other items, these reductions were from the loss of state homeowner property tax credit payments and reductions in building permits, development fees, and investment earnings. Lakeville responded to the changing economy by downsizing its operations and reducing personnel by 10 percent. For the 2011 budget, none of the Lakeville services that were reduced or eliminated in previous years are proposed to be reinstated. There will be no new programs, services, or personnel unless they are financed with non-tax revenue sources such as user fees or donations. There is also a proposed reduction in

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The city of Lakeville has less spending per capita than many other cities of similar size. to maintain a good business environment and quality of life by balancing city services with the costs to provide them. The Council will continue to review the budget and levy over the next few months before final consideration in December. To learn more about the budget and to

view the presentation to the council, go to www.lakevillemn.gov and click on 2011 Proposed Budget, listed under For Your Information. Steve Mielke is the city administrator for the city of Lakeville. All columns reflect the opinions of the author.

Next governor needs to choose solutions to keep state solvent by Don Heinzman DAKOTA COUNTY TRIBUNE

With all the numbers being tossed around during the campaign for Minnesota’s next governor, voters are understandably confused about the nature of the predicted $5.8 billion structural deficit for the fiscal years 2012 and 2013. The office of Minnesota Management and Budget is saying that the $5.8 billion is the difference between expenditures authorized by the Minnesota Legislature and the revenue expected in 2012-13. Tom Emmer, Republican candidate for governor, questions whether such a deficit exists and says if there is one, the future economy will take care of it little by little. Gov. Tim Pawlenty questions the number as well. Emmer says that the state will have $2 billion more to spend in 2012 and 2013 and that should be enough. Emmer is correct as far as he goes because by June of next year when the current biennium ends, general fund spending is expected to be $30.7 billion, while revenues could be $32.9 billion. What he doesn’t say is that the state is actually spending $34 billion in this budget cycle with money that won’t be there next biennium. One source is the one-time federal stimulus money of $2.1 billion. The other is $1.9 billion owed to the schools, but not yet paid. So school districts are borrowing what they need be-

Columnist

Don Heinzman cause they didn’t get what they were promised. Add those numbers to the $30.7 billion being spent in this biennium and you come up with $34.6 billion, which is $1.7 billion more than the taxes expected in 2012-13. Now, add to that another $1.3 billion owed to the schools, another $1 billion in one-time human service cuts that will expire, plus rising costs of inflation not factored into the budget forecasts, and there it is: a projected deficit of $5.8 billion. All three candidates must realize that they have to do something drastic to whittle away at the budget deficit, either cutting spending or raising taxes. Mark Dayton, DFL-endorsed candidate, and Tom Horner, endorsed by the Independence Party, have said they will raise taxes and cut spending to attack the deficit. Emmer has yet to reveal his plan for getting the state out of this fiscal mess. No redesigning governmental services and combining departments at the state and county level will yield $5.8 billion. What’s sure to happen are cuts to local governments and delays in aid to school districts, but most significantly, cuts in

health and human services, which amount to a third of the state’s expenditures. Consider that K-12 and higher education account for 46.8 percent of the state’s expenditures and Health and Human Services account for 29.6 percent, and it’s clear that much of the spending cuts will have to come from those two areas if taxes are not increased. Don’t be fooled into thinking the Legislature hasn’t already cut expenditures. It cut $516 million in county and state aids and tax credits, $164.7 million in health and human services, $127.7 million in state government and $100.2 million in higher education, along with other smaller cuts. Legislators will be tempted to make Gov. Pawlenty’s one-time unallotment cuts of $800 million permanent, delay another $1.4 billion in aid to schools and accept additional Medicaid dollars from the federal government to lower the deficit. What’s the bottom line? Be cautious of anyone who says the structural budget deficit of nearly $6 billion does not exist. Know that next year a thoughtful governor will have to cut spending and raise taxes to keep state government solvent. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

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Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 23, 2010

Business 101

Creating the right logo can make a big difference by DeAnn Engvall SPECIAL TO THE TRIBUNE

At some point, every business needs to go through the process of having a logo developed for its identity or a product. Whether it’s right now or somewhere down the road, there are a few things you should know to make your experience a pleasant and profitable one. Knowing what to expect from a designer and doing your homework first can greatly increase the success of the final design. Your design will better represent your company and appeal to the audience you are targeting, allowing you to use your visual statement with confidence. Understanding what the designer will give you in terms of files once the process is complete will allow you to use them to the best advantage. Ultimately, your logo will only become recognizable because you use it, use it often and use it well. A logo is a graphic rep-

Make It Happen DeAnn Engvall

resentation of a company, organization or product that through time and exposure becomes instantly recognizable and connects us to the product or company subconsciously. The logo can be purely graphic, just a logotype with visually compelling text or something in between. It can visually represent the business’ services or suggest a quality of an organization. A logo does not need to say what a company does. Think about the Nike logo. It doesn’t have a runner or a shoe. A logo should be simple and identifiable after the briefest glance. It should avoid lots of hidden meaning and metaphors. A logo is a moment to connect, but it is not the only

opportunity to say everything you need to say about your company. Where and how you use it will determine that. One of the things you can do when you are ready to sit down with a designer is to come prepared with some basic information, but not necessarily your own design ideas. Let the designer help you make the strongest statement you can with your logo. The designer will want to know about your company or product, how you see it and what image you would like to project. They will also want to know about your target audience. Are your customers children? Adults? Men or women? How would you describe them? Are they conservative, open-minded, budget-minded or well-off ? Are they renters or homeowners? Keep in mind as the process continues that the message you want to send, and

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

your audience, are what matter, not your personal likes and dislikes. You will need to let the designer’s professional experience help you stay focused. The designer may also want to see logos from similar businesses to get a sense of what your logo should not look like. You want to stand out and be recognized, after all. Once the logo’s mission is established, the designer will also want to know how you are going to use the logo and whether the finished logo should be full-color, or one or two colors that will be much more budget-friendly when printed. Color itself will need to be discussed because it will influence what the logo says about you or your product. Greens and blues are com-

several files with different purposes and content. You should have your designer explain what they have given you, but there are some standard formats you should expect. EPS files should always be furnished to you because they contain your logo in a clean, scalable format that will work for just about any commercial purpose. The files should be marked as CMYK (four-color printing), one or two color with the spot color names, or black and white. The EPS format however doesn’t work for everything. You may want a JPG or a GIF file for e-mail and Internet use, and a TIF file for office printing. These should not be used at a bigger size because they will get blurry or pixilated.

mon for calm and stability (good, dependable business colors), and reds and oranges have passion. The designer will often have recommendations for you once they start designing your logo. Whatever you decide, though, you should always have your designer create a black-and-white version of the logo for situations where that is the only option. Color logos printed in black and white often will not hold up. The designer should keep the logo simple enough so that it will reproduce well when used at a small size. The final stage of logo design is when the designer has created the logo that is just DeAnn Engvall is a graphic design instructor at Dakota right for your business and is ready to give you the disk County Technical College in Rosemount. She can be reached with files. at deann.engvall@dctc.edu. Often it will contain

Best Practices

Three ways to improve your online customer feedback by Kevin Stirtz SPECIAL TO THE TRIBUNE

“If you make customers unhappy in the real world, they might each tell six friends. If you make customers unhappy on the Internet, they can each tell 6,000 friends” — Jeff Bezos, founder of Amazon.com. The days of ducking down and hoping nobody will notice when things go awry are over. These days, if customers get a bad experience, they are likely to share their story with the whole world. Internet review websites are here to stay. So, rather than ignore them or hope they’ll go away, it’s better to deal with them in a positive and proactive way. Here are three ways you can improve online customer reviews: 1. Get in front of it Bad online reviews from customers come from bad customer experiences. This happens when a customer gets something vastly different than what he or she wanted or expected. It could be the product or service is not what the customer wanted. Or it could be the customer was treated poorly (in his or her view).

Guest Columnist Kevin Stirtz

Either way, the customer left feeling your company will not give the customer what he or she wants. So the customer writes about it online. You can avoid this by knowing what your customers want and giving it to them. Of course you need to do this in a way that works for your company. You can’t give everyone everything they want. You give them what they want in the context of your business — in a way that is profitable and sustainable for you. To do this you need to know what they want, so you need to talk to them. Ask them three questions: • What do you want from us? • How are we doing delivering it? • How can we improve? Do this in a sincere, direct and ongoing way and your customers will have more good experiences than bad. As a result, you’ll have fewer customers who feel

the need to slam you online. 2. Start the conversation Don’t wait for bad online reviews. Once you get these you’ve lost customers, and you’ve taken a hit to your reputation. Bad online customer reviews are permanent. Even if the review site takes them down, Google never forgets. You’re much better off if you start the conversation. This means you tell your customers what to expect when they do business with you. Do this by creating a set of customer experience promises. They tell customers what to expect from you. They also help frame the conversation with customers. If you have a set of customer experience promises, and you publish them so customers know what they are, it makes it very easy for customers to tell you what you did right or wrong. Their responses are more likely to be in the context of your promises. This helps keep feedback more accurate and re-

alistic. It makes it less likely customers will use creative license as they review your company. Framing the conversation with a set of published promises helps focus their feedback more on real issues and less on emotions that could run wild and do more damage to your brand. 3. Make it easy and convenient for customer to give you feedback One of the worst things in the world is a customer who wants to give you feedback about your company but can’t because the customer doesn’t know how. Or you make it so cumbersome and time-consuming customers decide it’s not worth it. Then they find an online customer review website

They need to be a top priority, not in the fine print on the back of some service agreement. Make it big and bold. Make sure every customer knows how to give feedback. This should be part of conversations employees have with customers. Finally, you need to convince them you’ll actually do something with their feedback. Start by thanking them for offering feedback. Then address their feedback specifically. Tell them what you’re doing (or will do) about it. Follow up so when the issue is resolved, the customer knows about it. Your actions will tell your customers how much you value their feedback. Show them, and they will continue to give you good feedback.

and they tell their stories there because it‘s easy, fast and convenient. (Think Twitter — does it get any easier, faster or more convenient?) Every business should have at least three different ways a customer can easily offer them feedback. And it’s not hard to do if you think of the technology available. Examples: • A form on your web- Kevin Stirtz is the Amazing Service Guy, a speaker, site. • A suggestion box at trainer and consultant who helps organizations of all your location. kinds deliver amazing cus• An e-mail address just for feedback (feedback@ tomer service. His recent book: “More Loyal Customers” has acme.com). • A toll-free customer won 5 star reviews at Amazon.com. He can be reached at feedback hotline. And you need to pub- (952) 212-4681 or kevin@ amazingserviceguy.com. licize and promote these.

September 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Explosion shuts down Black Dog power plant Burnsville facility will be off-line pending an investigation, Xcel says by Aaron Vehling DAKOTA COUNTY TRIBUNE

A small explosion and additional fire incident shut down Xcel Energy’s Black Dog power plant in Burnsville Tuesday morning. Three firefighters were injured. Two were treated on the scene and returned to battle the blaze, and the other was sent to Regions Hospital in St. Paul to be treated for leg injuries, according to the Burnsville Police Depart-

ment. It all started at 7:15 a.m. when plant personnel detected smoldering in one of the plant’s coal hoppers, said Xcel spokesman Tom Hoen. Ten minutes later they decided to call the Burnsville Fire Department as a precaution. This move proved prescient when by 8 a.m. there was a small explosion in the hopper, Hoen said. “The fire was put out quickly thereafter,” he said. At a press conference later in the morning, Burnsville police said a second fire broke out in the roof ’s insulation. About 50 firefighters fought

the blaze in crews of four or five. Certain panels on the outside of the plant that were blown out by the explosion were designed to blow out in that fashion, Hoen said. The plant, which serves 800,000 customers using coal and natural gas, will be off-line for the next few days while Xcel and the Fire Department investigate the cause of the explosion, Hoen said. “Customers will not see any outages because of this,” he said. Xcel can route power from other plants and can also buy power on the market,

he added. After a discussion with the director of the plant, Hoen said that the facility has not experienced any explosions in the last 10 to 15 years. No Xcel employees were injured. “Employees are safe and accounted for,” he said. Two employees of the U.S. Department of Homeland Security were on the scene to assess the situation. They didn’t offer any comments except to say they were there Photo by Rick Orndorf to help public safety officials. An explosion and subsequent fire at Xcel’s Black Dog Power Plant Tuesday morning resulted in the facility shutting Aaron Vehling is at down. Three firefighters were injured. The explosion blew aaron.vehling@ecm-inc.com. out metal panels on the side of the building.

Business Spotlight

Female entrepreneur driven to survive in the ‘boys club’ Medi-Car Auto Care owner Debbie McConnell shares her experiences leaving the corporate world to open an auto repair shop by Jessica Harper DAKOTA COUNTY TRIBUNE

Medi-Car Auto Repair is an independently-owned auto repair shop in Rosemount that has been in business for a little more than a year. Owner Debbie McConnell took some time out this week to answer questions for the Dakota County Tribune Business Spotlight. McConnell also recently appeared on the Peter McClellan Show hosted by financial advisor and Lakeville-based 401k Latte owner Peter McClellan on AM1570. Archives of the radio interview can be found online at www.business1570.com. What inspired you to open Medi-Car Auto Repair in 2009? I actually bought an existing business called Save More Automotive in March 2009 that had been operating in that location for 10 years. (We are located on Robert Trail, just south of 145th Street in Rosemount — across from Carbone’s Pizza and Pub). My background is finance and marketing. My career was firmly centered in corporate America, starting as a banker for Norwest (now Wells Fargo) and ending in the Institutional Division with American Express (now Ameriprise). I was very fortunate that, during my career, my various employers recognized my entrepreneurial bent and gave me opportunities to start/build new ventures. I left American Express intending to start a business but ended up getting absorbed as a hyper involved volunteer for my kids’ schools. My experience as a volunteer for the schools and district was also very entrepreneurial — starting new fundraising and educational programs. I finally realized I was working more hours and spending

In Brief

Debbie McConnell more time away from my family, and not getting paid, that I needed to get a job. At that stage in my career I didn’t want to go back to the corporate world, so I decided to look at different business opportunities. I ended up working with a broker at Sunbelt (business brokers) who encouraged me when I told him the auto repair business intrigued me. I had a strong sense, which has since been proven right, that a woman-owned auto repair shop could have its advantages. What challenges did you face in opening a business during a recession? I chose auto repair because I thought this industry should be somewhat immune to fluctuations in the economy. I have found that auto repair is definitely affected. Many of our customers tend to forgo maintenance and only come in when their car is acting up. We are trying to explain to them that they can avoid costly repairs if they maintain their vehicle. We have also found that customers want to use less expensive parts, even used parts. While we continuously shop our part prices for the best price available, I feel very strongly that we use only quality parts, and only certain used parts. Not

Medi-Car Auto Repair is located at 14555 South Robert Trail across from Carbone’s Pizza and Pub in Rosemount. Phone: (651) 322-6466 Hours: Monaay-Friday from 7:30 a.m. to 5:30 p.m. Website: www.medi-car.com

only do I want to avoid the cost and inconvenience for customers to return for the same repair (assuming the part is out of warranty), I also won’t compromise safety. Was there a learning curve? If so, how did you work through that? Yes, and there still is a steep learning curve for me. I’m doing this business backwards from most auto shop owners. They (typically men) have been car enthusiasts all their lives, were mechanics first and then transitioned, often by accident, into business ownership. I have a more utilitarian opinion of cars — cars are transportation. In fact, I don’t consider them an asset. They are an expense that, in the financial planning scope of things, should be minimized. So I am struggling to learn the mechanical aspects of the car and memorize the vast menu of parts. Yes, I’m even reading Car Repair for Dummies (not at the shop because it made customers nervous). I guess I am climbing the learning curve thanks to my very patient employees and my vendor partners who tolerate my dumb questions.

mind, and know that my employees trust and respect me — frankly, they believe and share in my vision. The majority of the customers appreciate a female business owner — especially our women customers who rejoice that the bathrooms are habitable (perhaps not sparkling yet). There have been a few customers/vendors who are somewhat disbelieving. There have been a couple times when a vendor or customer would ask to talk with the owner, and when I said I was the owner, they asked to speak with my husband. In another instance, a customer explained his whole car situation to my husband, who just happened to be visiting and sitting on the couch, while I was ignored, despite being in position behind the counter at the computer. After he was finished with the dialog, my husband quipped, “I don’t know anything about cars, I’m just an attorney.”

What advice would you give other women who would like to enter industries that are typically dominated by men? Like the NIKE slogan says, “Just Do It” — but like any industry, work hard, do the right thing for customers and your Did you face any challenges employees, and you will earn entering a male dominated the respect. industry? Not overtly. Personally, I What gives your business a think my vendor partners are competitive edge? very considerate and cut me a Honesty and living by our lot of slack. service promise. The one very They see that I work hard, disheartening thing that I have the customers’ interest in have learned by hearing about

customer experiences at other shops and interviewing technician candidates is there are many shops who are only concerned with short-term profits. I feel so strongly about our service promise that my employees must sign their acknowledgement and commitment in their policy manual. How has the slumped auto industry affected your business? I will say the Cash For Clunkers didn’t help the auto repair business, but I’m glad that it helped auto dealers because we have strong partnerships with good operating dealers. I do think people are keeping their older vehicles running longer, but sometimes they are forced to buy new (or newer) because they are deferring maintenance of their older vehicle. I’m hoping that more people develop new financial values, away from materialism and opting to maintain their solid transportation verses buying the very expensive car off the assembly line — and the purchase price of the car is not the major cost. How has the company fared in the recession? We are growing “organically” slow, but the right way. Our major (and almost exclusive) source of new customers is from customer referrals. I am often overwhelmed by the loyalty and support of our customers. I recently asked for testimonials from a few customers to update my website at www.medi-car.com. The willingness and opinions expressed were so kind and encouraging. I did finally break down and hire another very experienced ASE master certified technician. Now both my technicians have more than 28 years of experience in the industry. More importantly, they take

such pride in their profession and expertise. Both jump on all offered training opportunities and continue to invest a lot of personal money in tools. Their day is very long (they usually get to the shop by 7 a.m. and often don’t leave until after we close at 5:30 p.m.). It is not uncommon for them to do research in the evening when they get a particularly challenging issue. It appears many shops have one master technician to diagnose the vehicle but use junior techs to do the repair. When I followed that model for six months, I realized it didn’t comply with my quality platform. I want the best of the best working on all my customers’ cars. What do you enjoy most about your job? This isn’t a job. This is my passion and my life (OK, besides my two adorable children, husband and two dogs). My employees are my family, and my goal is to give them a fun and productive working environment, help them enhance their careers, and provide them a reasonable living. If my business is successful, they will be as well. You can probably surmise that the best thing about my “job” is first, my work family and then my customers — and frankly, many of them I would include in my family as well. What are your plans/hopes for the next few years? Survive and then thrive: I’d like to grow the business so it’s consistently busy. I’d like for our customers to continue to feel confident in our work and continue to spread their kind words. I’d like to be more financially successful so I have more freedom to support the community. (And maybe to hire someone to clean the bathrooms — ewww).

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 23, 2010

Government Watch

County Board sets levy max amidst union debates County seeks to avoid $1.8 million insurance increase by Laura Adelmann DAKOTA COUNTY TRIBUNE

Perhaps more than in previous years, setting Dakota County’s preliminary levy represented a precarious balancing act. Economic woes, the state’s fiscal shortfalls and months of intense union negotiations backdropped the Dakota County Board’s 5-1 decision on Sept. 14 to set the county’s 2011 preliminary maximum levy at $129,402,073, a 0.8 percent increase from 2010. And, acting as the Regional Rail Authority, commissioners unanimously approved a 38 percent maximum levy increase to the RRA portion of property tax bills next year. As a result, the maximum Regional Rail levy would go from $1,190,516 to $1,640,516 next year. The proposed RRA levy maximum increase will allow for county plans to fund Cedar Avenue transit, and further plans for transit on Robert Street in 2011 and beyond. Despite the increases, the net county portion of taxes on the median valued home will actually decrease by about 50 cents in 2011, in

part due to those residential values dropping faster than other property types. County commissioners issued the split vote in setting the annual maximum county levy just one day before the legal deadline. And before voting on the issue, commissioners (Paul Krause was absent) spent about 90 minutes in closed executive session, primarily discussing ongoing labor negotiations. Labor leaders have balked at the county’s proposal to save taxpayers from a $1.8 million health insurance cost increase next year by changing employees’ health insurance plans. Under the proposed plan, employees would pay higher deductibles, with an individual out-of-pocket limit of $2,000 and a $4,000 maximum for families. Commissioner Nancy Schouweiler said the board hoped its unanimous approval of incentive pay for non-union employees, also passed at the Sept. 14 meeting, would help union employees accept the new health plan provisions. “This is sending the message that there could be the same benefit for you,” Schouweiler said of the union member employees. Those incentives include a 1 percent of salary lumpsum payment for employees

Photo by Laura Adelmann

Dakota County Commissioner Kathleen Gaylord looked skyward as Commissioner Joe Harris discussed her proposal to amend his motion for a 1 percent tax levy increase maximum in 2011. Gaylord’s proposed 0.8 percent maximum increase was passed on a 5-1 vote. (Commissioner Paul Krause was absent.) who meet job performance standards and a $400 signing bonus for employees who agree to switch health insurance plans. “Each month they wait to sign, (the bonus) goes

down by $100,” Schouweiler said. Commissioner Will Branning said the arrangement is the best the county can do for employees like Social Services workers bur-

ied in increased caseloads. “It’s better than zero on the table. … We can’t do big merit and cost-of-living raises, but we can do this,” he said. As the commissioner who

issued the lone vote against the 0.8 percent levy increase resolution, Schouweiler said she supported a 1 percent increase maximum to allow the county more flexibility in negotiations regarding employee benefits. “I think there are just too many unknowns at this time,” Schouweiler said in the meeting. County Administrator Brandt Richardson has said without change, county health insurance premiums would continue to grow, a situation he has called unsustainable. Aside from the insurance costs, county officials have struggled to set a budget amidst an uncertain economy and have made cuts to help fill a $10 million hole created in large part by the state’s estimated $5.8 billion deficit for 2012-13. County officials have also struggled with the budget as falling property values have caused a 6.5 percent reduction in the county’s tax base. Richardson will present the recommended budget Nov. 2. The public Truth in Taxation hearing is Nov. 30 at 6 p.m. in the Dakota County Board Room, Administration Center, 1590 Highway 55, Hastings. Laura Adelmann is at dceditor@frontiernet.net.

Sheriff ’s Office violated Two charged in connection with rural copper thefts federal labor act Error could cost county thousands by Laura Adelmann DAKOTA COUNTY TRIBUNE

Dakota County will likely have to pay some Sheriff ’s Office employees three years of back pay and interest or penalties for violating the federal Fair Labor Standards Act. County Attorney James Backstrom confirmed there is an investigation under way regarding pay issues involving eight clerks that work in the Dakota County Jail. He explained that in January of 2007, then-Sheriff Don Gudmundson implemented a new scheduling system involving 12-hour shifts that resulted in some hourly employees working more than 40 hours in a week without being paid overtime. Backstrom said the result was an inadvertent violation of the federal Fair Labor Standards Act. “These employees were entitled to some overtime

compensation and didn’t receive it, so we’re in the process of looking into how to resolve it,” he said. Confidential sources within the Sheriff ’s Office said based on salaries and overtime, some clerks could be getting about $10,000 each in back pay. According to the law, employees owed overtime but not paid it can recover the time-and-a-half back pay they are owed for the last two years if it was an unwillful violation of the FLSA. The law also states that employees may be able to recover double the amount of damages due them, or may be awarded interest. In addition, they may be able to recover any attorney’s fees accumulated in regard to the situation. Backstrom would not confirm the amount of pay owed, nor whether interest will be paid.

“It certainly is my belief that the amount of dollars here is not going to create a significant issue concerning the county’s 2011 budget,” Backstrom said. A detailed investigation into each employee’s hours and pay has been going on for months, but a media representative contacted about the situation was not informed about it until after questions were raised. Backstrom said the county plans to soon meet with union officials to prepare a plan that will be presented to federal officials with the U.S. Department of Labor. He added that an investigation commenced as soon as it was brought to the county’s attention in early 2010. “We have every intention to fully comply with the federal Labor Act,” Backstrom said. Laura Adelmann is at dceditor@frontiernet.net.

Smoke led deputies to suspects

by Laura Adelmann DAKOTA COUNTY TRIBUNE

Smoke in the sky signaled the apparent end of a copper crime spree that occurred in rural Dakota and Goodhue counties over the past several weeks. During that time, about $15,000 worth of copper wire was stolen from large irrigation systems left in rural crop land, and officials presumed the material was being sold for scrap metal. The theory apparently proved true, according to complaints from the Dakota County Sheriff ’s Office. On Sept. 8, a Goodhue County Sheriff ’s deputy noticed the smoke in a rural area of Randolph, and a Dakota County deputy also responded to a call about it. They investigated and discovered burning wire in a wooded area; often plastic casing is burned off to get at wire, according to Dakota County Sheriff Dave Bel-

lows. Deputies also found several suspicious men in the area, including Matthew Steven Kimmes, 24, whom deputies spotted walking on the rural roads. He told deputies he was taking a “nature walk,” but when he spotted smoke decided to see what was burning. However, smoke was not visible from where they were standing. Kimmes was arrested after it was determined that he was suspected in other ongoing copper-related thefts. Deputies also pulled over Daniel Floyd Seifert, 49, of Cannon Falls, who was driving a grey Cadillac DeVille nearby residents had reported as suspicious. Seifert told deputies he had just come from work and was in the area to look for a truck that was for sale. But deputies learned

from Seifert’s employer that Seifert had called in sick the last two days. A gas can and wire bolt cutters were also found in the trunk of the car. Seifert was arrested and admitted to dropping off Kimmes to remove wire from an irrigator, and said both men took the wire to the wooded area and burned it there. The wire was recovered and the end matched a wire that had been cut earlier that day from an irrigator owned by a Castle Rock Township resident who had also seen a vehicle similar to the one Seifert had been driving near his home. Both Kimmes and Seifert have been charged with felony criminal property damage and gross misdemeanor theft. Laura Adelmann is at dceditor@frontiernet.net.

September 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dan Clay, former Tribune publisher, dies at age 58 by John Gessner DAKOTA COUNTY TRIBUNE

Ex-newspaper publisher Dan Clay was a history buff who loved musty old archives and chatting with senior citizens about bygone days, says his wife, Faye. He was also a risk-taker who guided the staid family enterprise, the Dakota County Tribune, into a new way of doing business in an ever-more competitive market. In 1979, Dan and his brother, Joe, debuted Thisweek Newspapers, a free-circulation weekly for communities south of the river. Dan Clay, of Lakeville, died of cancer Sept. 8, more than a decade after the brothers sold their successful enterprise and eased into early retirement. “They were just a wonderful pair of business partners and brothers that probably wouldn’t have worked if they hadn’t been brothers,” said Jeff Athmann, former president and chief operating officer of Coon Rapids-based ECM Publishers Inc., which bought Thisweek Newspapers and the Dakota County Tri-

Dan Clay bune in 1999. “Dan Clay, I always felt, was kind of the caretaker or the father figure, not only for the family but also, I thought, for the company.” The Tribune, once the dominant subscription newspaper in Dakota County, began publishing in Farmington in 1884. Dan and Joe’s greatgrandfather, Ham Clay Sr., took over the paper in 1911. Their grandfather, Ham Jr., and then their father and uncle, Roger and Eugene, ran the Tribune before Dan and Joe took the reins. Dan and Faye, sweethearts at Farmington High School, married 33 years

Photo by Rick Orndorf

Dan Clay and his brother, Joe, founded Thisweek Newspapers in 1979. The company was purchased in 1999 by ECM Publishers which publishes the Thisweek Newspapers and the Dakota County Tribune to this day. Daniel “Danny” Clay, a Lakeville resident, died of cancer on Sept. 8, more than a decade after the brothers sold their successful enterprise and eased into retirement. ago. “As soon as he opened up that door I could smell that ink and the press wash,” Faye said. “That smell was on his clothes. You’d open up the door and get a little burst of wind and know he was home. His fingers were always blue with ink.” Growth patterns in Dakota County and the 1975 emergence of a free weekly newspaper in Burnsville, The Current, dictated a change in strategy for the Tribune, Joe Clay said. “They were taking our heads,” said Joe, of Prior Lake. “Our core circulation was the FarmingtonLakeville-Rosemount area. We were a Farmingtonbased paper and they were the new Burnsville paper. That’s where all the new businesses were coming in, from the north to the south.” The new product – free weeklies that were soon divided into separate papers for Burnsville, Apple Valley, Rosemount, Eagan, Farmington and Lakeville, and distributed to more than 50,000 homes – “overtook the Dakota County Tribune,” Joe said. (That paper, which continued to publish for a small

paid subscription base, has today been refashioned into a weekly business journal with free subscriptions.) The company moved to Burnsville to solidify its presence in the new market territory. The “Farmington paper” relocating to Burnsville was a mystery to some, Joe said. But in the 1980s, profitability arrived via a key innovation – an entire section devoted to real estate advertising and news in a then-booming market. “That was the end of the battle. We just took off,” said Joe, giving much credit to his and Danny’s sister, Cindy, Thisweek’s longtime sales manager, who left the paper in 2008. The free weeklies and the real estate section were his ideas – which might have gone nowhere without his brother, Joe said. “I helped him, is what it amounted to. I’d get an idea every 10 years, and he’d carry the whole damn thing out. ... Without him, it wouldn’t have worked. We needed both of us to get something to work.” Dan was the “doer,” said Athmann, who got to know the Clays in the 1990s when ECM owned the distribu-

tion company that delivered Thisweek Newspapers. “Together it all clicked, and they created this wonderful, strong product that neither the Star Tribune nor the Pioneer Press could dislodge and overtake,” said Athmann, who left ECM last year and is now CEO of IEA Inc., an indoor environmental consulting company based in Brooklyn Park. “It was Dan’s leadership that made this thing all work,” Athmann said. “He was the glue that held it together.” The fast-moving bone cancer that killed Dan followed a previous bout with life-threatening illness. In fall 2008 he was diagnosed with interstitial pulmonary fibrosis, an incurable lung disease, Faye said. He was put on a national lung-transplant registry on March 25, 2009, and the family was informed on March 28 a lung was available. “This wonderful, unselfish donor family had given us new hope with their miracle gift,” Faye said. “He fought hard to take care of and honor his new gift of life, and accepted all the challenges of regaining

health and strength.” This summer, after experiencing back pain, Dan was diagnosed with advanced bone cancer. He died at home. “Danny loved his retirement,” his brother said. “He was a family man who loved golfing with Faye, working on his house, putting his kids through school, just being with the kids. He pretty much took care of his house and golfed. He was a pretty simple man.” Dan was preceded in death by his parents, Roger and Joyce Clay. He’s survived by his wife, Faye; children, Nicole (Taylor) Flannery, 32, Stephanie Clay, 28, and Tommy Clay, 26; grandchildren, Cullen and Jameson; siblings, Diana (Ed) Sievers, Joe Clay and Cindy Clay; and nieces and nephews. Services and visitation were Sept. 12 at White Funeral Home Chapel in Lakeville. Memorials are preferred to Hope Chest News, which helps transplant patients and their families. John Gessner is at burnsville. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 23, 2010

Danny Clay was a doer and a teacher by Bob Temple SPECIAL TO THE TRIBUNE

I was, at first, afraid of Danny Clay. He seemed tough, gritty, intense. As a newly hired 23-year-old punk of a sports writer, I couldnâ&#x20AC;&#x2122;t possibly know what lay ahead, an amazing 11-year journey that would change my life forever. In short order, I quickly learned that behind the intense competitor was a smart businessman, a kind friend, a hilarious jokester, a great storyteller, a dedicated and loving family man. Danny and his brother Joe were fourth-generation owners of a family business, the Dakota County Tribune. A subscription paper, it had dominated the market in the countyâ&#x20AC;&#x2122;s more rural days. Somewhat ironically, as farmland fell to suburbs, the newspaper fell on hard times in the 1970s. Burgeoning suburban neighborhoods attracted the attention of the two daily newspapers. Improved roads allowed the dailies to reach more subscribers south of the river. Weekly competitors popped up and offered free home delivery. It seemed there was a competitor around every corner. The Tribuneâ&#x20AC;&#x2122;s subscription numbers dwindled, taking ad revenues with them. The Tribune was becoming a dinosaur. The tide turned with the decision to create Thisweek. It was a huge risk, and it launched a remarkable success story. Over the next 20 years, the Clays beat the weekly competitors at their own game, held off numerous targeted challenges from the two dailies, dominated their market from both advertising and editorial standpoints, and sold their business at the absolute peak of its value. Danny Clay earned every penny. He was a competitor. He was a scrapper. He was everything a small-business

Guest Columnist Bob Temple

owner should be. He knew the business, he knew his market, he knew his competitors, and he knew the strengths and weaknesses on his own staff. Danny was foremost a business-side guy, but his news sense was unquestionable. Heâ&#x20AC;&#x2122;d kick a â&#x20AC;&#x153;fluff â&#x20AC;? story off the pages in favor of an ad, but miss a hard-news story â&#x20AC;&#x201C; or worse, get beat by a competitor to a hot story â&#x20AC;&#x201C; and weâ&#x20AC;&#x2122;d hear about it. He earned the right to challenge anyoneâ&#x20AC;&#x2122;s work ethic, because he outworked everyone. On press days, he was right in the thick of things. He placed ads on pages, shot page layouts into negatives, prepared the color separations, burned the plates, and drove them to press. If something broke down or malfunctioned, it was Danny there fixing it, up to his elbows in grime, chain-smoking, talking fast and loud. Whatever it was, it got fixed. When he wasnâ&#x20AC;&#x2122;t producing the papers, he was at his desk, meticulously reconciling the companyâ&#x20AC;&#x2122;s books, by hand, the large desktop calculator whirring, until every last penny was accounted for. My fear of him didnâ&#x20AC;&#x2122;t last long. I learned quickly that the steely glare was the eye of a competitor, someone who would never back down. When one of the dailies would announce a new â&#x20AC;&#x153;South Suburbanâ&#x20AC;? section â&#x20AC;&#x201C; which they did several times â&#x20AC;&#x201C; it wasnâ&#x20AC;&#x2122;t perceived as a business seeking to expand market share. No, it was an attack on us, and we were going to fight. Talk about competitors and Dannyâ&#x20AC;&#x2122;s face tightened, his voice rose in intensity

and volume, his language turned colorful. Failure wasnâ&#x20AC;&#x2122;t an option. We would simply outhustle and outclass the foe until the battle was won. But Danny loved a good teammate as much as he hated a competitor. He wasnâ&#x20AC;&#x2122;t afraid to tell someone he or she had done a good job, to celebrate a win. One time when a key account was saved by a presentation that four of us worked on, Danny spent an afternoon driving to each of our houses to personally present each of us with a bottle of champagne. Over 20 years, the Clays won enough battles to win the war as well. I was there for the final 11 years of that run â&#x20AC;&#x201C; along for the ride at the start, and leading the charge at the end. Danny and I bonded quickly. He saw something in me that I didnâ&#x20AC;&#x2122;t even see in myself. I was less than a year removed from being told by a boss at a previous job that I didnâ&#x20AC;&#x2122;t work hard enough, that I needed to learn how to compete. Danny thought I could lead. Six months after I joined the news staff at Thisweek, I was put in charge of it. He had to talk me into the job, overcoming my objections with a promise that if I didnâ&#x20AC;&#x2122;t like it, I could go back to being sports editor in six months. But Danny was right, and there was no turning back. Over the next six years our news staff found a better place in the community, and in the company. Danny noticed. Still, it took me almost two years to convince him to give me a chance as general manager. I promised to lighten his load, to let him go home earlier on press nights, to take away some of the burden, to let him spend more time with his family. Danny believed the

axiom that if you want it done right, you have to do it yourself. At one point he brushed me off with, â&#x20AC;&#x153;Bob, there will never be a general manager here.â&#x20AC;? In 1993 there was, and it was me. I knew he doubted it would work. I knew I couldnâ&#x20AC;&#x2122;t let him down. With Danny, there was really only one way to prove you could do it â&#x20AC;&#x201C; work your tail off and donâ&#x20AC;&#x2122;t screw up. I managed to pull it off. I still consider seeing Danny leave on our busiest production days at dinnertime â&#x20AC;&#x201C; instead of the more typical bedtime â&#x20AC;&#x201C; one of the greatest achievements of my career. I had proved to Mr. Do-ItYourself that someone else could do it. Danny and I were different people, but cut from the same cloth. Danny had a system for everything; I saw the value in change. It was when I realized that my â&#x20AC;&#x153;changeâ&#x20AC;? was simply resulting in a new â&#x20AC;&#x153;systemâ&#x20AC;? that I saw just how similar we really were. Behind the competitive fire and the driven business ethic was a different man. I was fortunate to get to know that guy, too. A fantastic storyteller and occasional practical jokester, Dannyâ&#x20AC;&#x2122;s laugh could fill a room. One night, in the middle of production, he challenged me to a jumping contest. Another time, he made me leave the office in the middle of the workday to help him learn how to hit his new driver straighter. He stepped forward to help employees with things most bosses would ignore. Your carâ&#x20AC;&#x2122;s making a funny noise? â&#x20AC;&#x153;Letâ&#x20AC;&#x2122;s have a look.â&#x20AC;? Youâ&#x20AC;&#x2122;re laying sod? â&#x20AC;&#x153;What time?â&#x20AC;? He could also be sweet, even at work. He took pride when an employee bought a house or a car. He beamed at news of a pregnancy. Danny did so much for me that I could never do it

justice in this space. Professionally, he opened doors that probably should have never budged, put up with my bouts with immature leadership, stuck with me through some bad decisions, kept me in check. He let me learn how to manage people while managing people, and his patient guidance built a foundation for my career. Then there was the day I found out what he was really made of. I faced a personal crisis like none I had known, and I feared it might hurt me at work. I worried that Danny might see a weakness in me, that I might let him down, while I was working through my personal situation. Instead, he stepped in with a simple, â&#x20AC;&#x153;I have a book for you. Hop in my truck.â&#x20AC;? That day, Danny Clay drove me to his house. Along the way, he shared his own story of a similar crisis. Without a hint of worry about revealing his own weakness, Danny spilled his guts. The relief I felt in knowing he was in my corner set the stage for a quick recovery. I will never, ever, forget that. In 1999, Danny and Joe finally got an offer they couldnâ&#x20AC;&#x2122;t refuse, and sold the company to ECM Publishers. The sale was bittersweet. I hated to see him go, but it opened a door for me. I couldnâ&#x20AC;&#x2122;t have imagined leaving the company while Danny was still there. His departure allowed me to consider an offer from another company a year later, and I left. In the ensuing 11 years, Iâ&#x20AC;&#x2122;ve managed more than 150 employees at different jobs. Whether they know it or not, each one of them has learned a few things, indirectly, from Danny Clay. It should come as no

surprise that today I own a small, growing publishing company; that itâ&#x20AC;&#x2122;s located in Burnsville, not far from the old Thisweek offices; that Iâ&#x20AC;&#x2122;m deeply involved in the daily work; that I have a system for almost everything; that if something breaks down, Iâ&#x20AC;&#x2122;m the one who fixes it; that I meticulously reconcile the books myself; that I love to tell stories that make my employees laugh. A year ago, I found out that Danny had undergone a lung transplant and was recovering. I sent him and e-mail to check on him, and offered some updates on my family and my career. He responded in kind, updating me with great pride about his beloved family. Last week, Danny died of a fast-developing bone cancer. Shortly after I heard the news, I found that e-mail from Danny. Near the end of what would turn out to be his last communication with me, he congratulated me on the success of my business. He wrote, â&#x20AC;&#x153;You always had what it takes to be successful, Bob.â&#x20AC;? Not always, no. Much of it was put there by Danny Clay. Bob Temple joined Thisweek Newspapers/Dakota County Tribune as sports editor in 1988. He served six years as managing editor and another six as general manager. Currently, Bob is the owner and president of Red Line Editorial Inc., a Burnsvillebased, 15-employee f irm that specializes in creating print and digital content for the educational market, and online content for a variety of national sports organizations. Columns reflect the opinion of the author.

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10A

September 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Burnsville

District 196 Some parents encourage support for operating levy this fall

Woman charged with assault of Apple Valley police officer ---A Burnsville woman who allegedly kicked a police officer in the mouth while she was being placed under arrest for disorderly conduct outside an Apple Valley gas station is now facing charges in Dakota County District Court. Tajhet Angelete Horne, 19, has been charged with fourth-degree assault, Tajhet Horne disorderly conduct and driving after suspension following the Sept. 4 incident outside the Holiday gas station at 15550 Cedar Ave. A criminal complaint filed last week gives the following account: An Apple Valley police officer was dispatched to the gas station around 3:45 p.m. on a report that a woman had filled a gas can with gasoline and walked off without paying. As the officer arrived in the area, he observed a vehicle driven by a woman matching the description of the suspect pulling into the gas station. The suspect, Horne, told the officer she had returned to pay for the gas. The officer told Horne she was no longer a suspect in a gas theft, but issued her a citation for driving after suspension, as her license had been suspended in July. Horne called a relative to come to the gas station and drive the car away, but no one came and the officer called a tow truck to have the vehicle towed, and also called for another squad car to assist at the scene. Waiting for the tow truck, Horne “became verbally abusive and was swearing and calling the officers names,” the complaint said. When the tow truck arrived, Horne confronted the driver and began to swear loudly in front of several people who’d gathered outside the gas station. An officer advised Horne she was under arrest for disorderly conduct, at which point she “began to struggle with the officers and resisted attempts to restrain her,” according to the complaint. Horne was handcuffed and placed in the back of a squad car, but in the process kicked an officer in the mouth, splitting his lower lip and causing it to swell. While in the back of the squad car, Horne kicked at the windows and screamed profanities at the officers, the complaint said. If convicted of fourth-degree assault, a gross misdemeanor, Horne faces a maximum penalty of one year in jail and a $3,000 fine. Disorderly conduct and driving after suspension are both misdemeanors; each carries a maximum penalty of 90 days in jail and a $1,000 fine. Horne’s next court appearance is Dec. 20 in Dakota County District Court in Hastings. — Andrew Miller

Park dedication set for Sept. 25 The public is invited to a dedication ceremony for Apple Valley’s newest park on Saturday, Sept. 25. The four-acre nature area at 4870 140th St. W. has been named “Robert L. Erickson Park” in honor of a city leader who died while serving on the City Council. Robert “Bob” Erickson, who died in February 2008 after a battle with lung cancer, served the city for more than 25 years as a member of the council, the Planning Commission and the Parks and Recreation Commission. City officials have said they intend to retain the “nature area” feel of the park. The Sept. 25 ceremony, which starts at 11 a.m., will include an unveiling of the park’s signs and benches, and several city officials – including Johnson, Mayor Mary Hamann-Roland and City Administrator Tom Lawell – are scheduled to speak. There will be refreshments. — Andrew Miller

CVS Pharmacy is closer to reality at old TCF site in Burnsville’s Heart of the City A CVS Pharmacy store that’s been in the works for nearly three years might finally be coming to the old TCF Bank site in Burnsville’s Heart of the City. At a Sept. 14 work session, City Council members gave their preliminary nod to a 13,740-square-foot CVS Pharmacy and a 5,000-square-foot office and retail building on the site. The property, owned by Wellington Management Inc., is on the northeast corner of Burnsville Parkway and Nicollet Avenue. CVS would own one parcel, with a storefront facing Nicollet Avenue and an entry plaza at the corner. Wellington would own the office-retail property, which faces Burnsville Parkway on the east end of the site. Project details remain to be worked out, including the fate of a proposed right-turn entrance off of Burnsville Parkway that City Engineer Bud Osmundson opposes for safety reasons. But the plan is much closer to winning council approval than one proposed in June by Wellington and Velmeir Cos., builders of CVS Pharmacies in Minnesota. That called for the CVS store only. Council members said it didn’t meet the vision for the Heart of the City downtown redevelopment district. The city’s original redevelopment contract with the development group, called Burnsville Crossing LLC, called for a 23,000-square-foot medical office building with one level of below-grade parking and a two-level parking deck. It called for the developer to sell some of the property to a third party for construction of a pharmacy. The October 2007 contract, which includes tax-increment financing incentives, has twice been amended to allow for later construction dates. “In each case the applicant cited the slow economy as a hindrance to development,” a city staff report said. The developer answered several of the council’s objections to the June plan by adding the office-retail building and possibly offering overnight parking there for the general public; reducing the overall number of parking stalls; adding amenities such as a plaza, seating and more sidewalk space; moving and partially screening the loading area at CVS; and adding a second-story mezzanine to the store that meets Heart of the City design requirements. The plan “meets the spirit and intent” of Heart of the City guidelines, Mayor Elizabeth Kautz said. Council members suggested the guidelines may need retooling in light of the development-unfriendly economy. “We’re almost there” on most elements of the plan, Community Development Director Jenni Faulkner said. “But overall, I think the intent here has been met,” she said. The proposed right-turn entrance on Burnsville Parkway remains a sore spot that the city and developer, with input from CVS, have yet to work out. The curve of the road and the high speeds of many drivers rushing to beat the stoplight at Nicollet make it a high-crash area already, Osmundson said. Vehicles turning into the site could back up traffic. Plus, the access presents another “pedestrian conflict point,” Osmundson said. “We’ve got a 10-foot-wide sidewalk there,” he said. “We built this area to be pedestrian-friendly.” — John Gessner

Molly Wellik sees an intrinsic value in public schools. “If you don’t have a good school system you don’t have a healthy community,” said Wellik, vice chair of the Eastview Community Foundation Board and parent of one child at Eastview High School in Apple Valley and of two children at Falcon Ridge Middle School, also in Apple Valley. Wellik hopes others agree this November when voters have the opportunity to approve or deny an operating levy referendum to reduce the more than $20 million in projected cuts in the Rosemount-Apple Valley-Eagan school district for 2011-12. She is not the only one. Sandy Obarski, a 25-year veteran of the nursing ranks in the district, has raised two sons who are themselves raising kids in the district. Obarski, of Apple Valley, will vote for the levy because she feels “the education of our children is important for their future.” “District 196 has always provided good education for children and I don’t want to see that change,” she said. One of the biggest differences Obarski sees today is an increasing student-to-teacher ratio. “When I began working in the district as a school nurse, the ratio was at a more acceptable lower level,” she said. “As the classrooms became more crowded, the stress level for staff and students increased and there were more visits to the nurse’s office.” To be sure, Wellik can be expected to support a levy given her involvement with the schools. The Eastview Foundation is designed to fill the persistent funding gaps in that high school and its feeder schools. But she insists this actually gives her a better insight. “I see it from an insider perspective,” she said. “(The administrators) are so frugal and so smart with their money. There’s no waste and a lot of need.” Kris Callahan volunteers in a certain capacity with the district: She is a parent and site council member at Eagan High School (EHS). After witnessing the state’s withholding of funds from District 196 and the district cutting 144 full-time equivalent positions for 2010-11, Callahan said she has seen the writing on the wall. “I’m not surprised,” she said. “I expected it would come to this. I think with the state being in the situation it is, the money just isn’t there.” Callahan said a lot of parents she encounters at EHS support the levy simply because of the experience of their children. “When a kid comes home to complain about his or her favorite teacher being cut, you know it’s serious,” she said. “If we don’t pass something like this (a levy), it sends a bad message to the kids.” The estimated tax increase for a $250,000 home (about average for the district) is $280 a year (or less than a dollar a day). Callahan said she understands that some families may experience hardship from the extra tax burden. But for those who can afford it, she sees a sense of obligation. “I think for the rest of us it is what we should be doing for our kids,” she said. “We know property values are higher because of the schools. People seem to love the education in our district.” Wellik’s husband, Patrick, is a partner at Apple Valley Eye Care. Molly Wellik said that as small business owners, supporting the levy would yield benefits exceeding the tax increase. “The amount is so minimal compared to what you get out of a healthy community,” she said. “If you don’t have good schools, people choose to live in other places and frequent businesses in other places. I hope people look at that holistic view.” District residents can vote for or against the levy on Election Day, Nov. 2. — Aaron Vehling

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 23, 2010

11A

News Roundup

Eagan

Farmington

Lakeville

District 192, DLR architect settle litigation over school

Prior Lake man dies in early morning car crash in Lakeville

The city of Eagan is seeking items for a time capsule that will show residents in the year 2060 what life was like in 2010. The 50-year time capsule is part of the city’s 150th year anniversary celebration. The capsule – which measures 2 feet by 3 feet and is 10 inches deep – will be buried this fall in the new Fire Safety Center, which is currently under construction at Yankee Doodle Road and Wescott Woodlands. “We’re looking for all kinds of things for the capsule,” said Eagan Communications Director Tom Garrison, “but we hope all the items – whether from individuals or businesses, school children or seniors, churches or community groups – will help describe what life is like in Eagan in 2010.” That could be a number of things, he said, including directories, business promotional items, menus or price lists for common items, school memorabilia, something from the state fair, and even campaign buttons may be of interest. Current fashion items will also be considered. Fifty years should be a sufficient amount of time to appreciate how things have changed, he said. “Look how much has changed in the last 50 years,” he said. “We’re hoping young school kids from today will remember these things.” Residents are encouraged to donate photos capturing what neighborhood life or life in the city is like, along with signed letters offering predictions of what life will be like 50 years from now. Business people, scientists and engineers are encouraged to predict what types of technologies will be in use by 2060. A team of Eagan and Dakota County Historical Society members will evaluate all donated items and ultimately decide what will be placed in the time capsule. The capsule will be placed in the floor of the new fire building, marked with a stone that reads, “Open in 2060,” Garrison said. The watertight capsule, topped with Eagan’s 150th logo, is made of strong composite materials able to withstand large temperature fluctuations – from minus 40 to 250 degrees – and with high chemical resistance to acids and alkalis. A desiccant, which helps induce or sustain dryness, will also be placed in the sealed container. All donated items must be dry; items containing mold or liquids or food products of any kind will be prohibited. Items can be brought to the Eagan Community Center or the administration desk at Eagan City Hall. Officials caution that no priceless or one-of-a-kind items should be donated, as the city can’t guarantee an item won’t be damaged. However, if people fill out a donation tag with contact information, efforts will be made to return items not selected for the time capsule. The deadline for donations is Oct. 29. For more information, call (651) 675-5008.

The lawsuit between Farmington Independent School District 192 and DLR Group, the original architect of Farmington’s new high school, has been dismissed after both sides reached a settlement agreement. “From a district perspective, we are happy the litigation has been resolved, and we are looking forward to putting it behind us and moving ahead,” said Superintendent Brad Meeks. The agreement calls for DLR Architects and Engineers to pay more than $4.2 million to the school district, with $600,000 to be paid in the form of a charitable contribution to the district’s construction fund. The agreement also requires the school district to pay $640,000 to the architect by Sept. 30. The Farmington School Board unanimously approved the settlement at its meeting Monday, Sept. 13, one week before the jury trial was scheduled to begin. Dakota County District Judge Michael Mayer, who handled the mediation process and a summary jury trial, said the settlement would be in the best interest of both parties because both breached their contracts and neither deserved any compensation. As part of the settlement, neither party admitted wrongdoing or liability. Both sides agreed not to make disparaging comments about each other and to pay their own legal fees. DLR Group sued the district in 2008, claiming it owed the firm more than $640,000 in unpaid bills. The district withheld payments over a disagreement about who should pay for change orders, which are construction costs for correcting oversights, mistakes or fixes linked to new building codes. After attempting to work with DLR to find a solution, the district fired the architect in December 2008, claiming it failed to perform work on site and on time. DLR then ceased work on the high school site when the building was 85 percent complete. The district filed a countersuit in January 2009, saying DLR was in breach of its contract. DLR argued the design and building process were negatively affected by the scope of the project and numerous construction managers. The firm alleged the legal battle between the city of Farmington and school district in 2005 caused delays, led to design changes and increased costs. The district ultimately hired Partner Management to complete construction of the high school, which opened in September 2009. The district also hired Wolfgram Knutson of Eagan to replace the DRL Group as the architectural firm. After it pays its part of the settlement, the district will net $3.6 million. But it spent a total of $2.5 million: $1.5 million on attorneys’ fees and $1 million on experts and evaluations, according to the district. Roz Pautzke, district director of administrative services, said taxpayers need to understand the work had to be done to bring the building into compliance with codes and to make sure it was safe before opening. “We spent a million dollars on … experts in their fields who looked at the site, looked at the ADA (American with Disabilities Act) compliance on the site, the parking lots, paths, and drainage on the site,” she said. The settlement helped both sides avoid further expenses, said Amy Rotenberg, a communications consultant for the DLR Group. “DLR is very pleased to put this behind us and be able to avoid a lengthy trial, not just because it’s expensive, but it’s also a distraction from our mission of building K-12 higher education facilities,” she said. DLR Group is proud of the new Farmington High School, Rotenberg said. “We will take a lot of gratification in knowing how students and the community will enjoy the school for many years to come, and it’s nice now for all the controversy to be resolved, and so now the fighting Tigers will be able to enjoy the school,” she said.

A Prior Lake man was killed in a two-vehicle crash in Lakeville on Friday, Sept. 10. John Jay Hilla, 51, of Prior Lake, died in a collision with another car shortly after 7 a.m. at the intersection of Dodd Boulevard and County Road 70. Hilla’s car was struck on the driver’s side door by a car driven by Hermilda Martinez, 46, of Faribault. According to Lakeville police, the initial investigation suggests Martinez was traveling southbound on Dodd Boulevard and entered the intersection attempting to turn left, or eastbound onto County Road 70. Hilla, who was traveling east on County Road 70 through the stoplight-controlled intersection, had the right of way according to witnesses, Lakeville police said. Lakeville Police Chief Thomas Vonhof said that intersection is busy in the morning with rush-hour traffic getting to and from Lakeville’s Airlake Industrial Park. Hilla was airlifted to North Memorial Hospital where he later died. Martinez and her passenger were transported by ambulance to Hennepin County Medical Center with injuries that were not life threatening, police said. The crash remains under investigation by Lakeville police and the Minnesota State Patrol.

— Erin Johnson

— Kara Hildreth

File photo

The city of Eagan is seeking donations for a 50-year time capsule that will be buried in the new Fire Safety Center, which is currently under construction at Yankee Doodle Road and Wescott Woodlands.

City seeks items for time capsule

— Derrick Williams

Heritage Library offers reading groups for adults The next title for discussion by the Reading Groups of the Heritage Library will be “The Citizen Solution: How You Can Make a Difference” by Harry Boyle, a guide to changing large-scale policies by focusing on issues close to home. The evening reading group will meet at 7 p.m. Wednesday, Sept. 29. The afternoon group will meet at 12:30 p.m. Thursday, Oct. 7 (attendees should feel free to bring a lunch). The title for the following meetings on Oct. 27 and Nov. 4 will be “Child 44” by Tom Rob Smith. The reading groups are free and open to anyone who enjoys reading and discussing good books. New attendees are always welcome, and no advance registration is necessary. The library is located at 20085 Heritage Drive, (952) 8910360, www.dakotacounty.us/library.

Heritage Library hosts Guthrie Theater memoir workshop “Your Story: Intro to Memoirs,” a Guthrie Theater workshop, will be offered at the Heritage Library at 7 p.m. Thursday, Sept. 30. Participants will learn the basics of getting their thoughts, ideas, and life stories from pen to paper. Registration is required. The workshop is free and open to the public. For more information, visit www.dakotacounty.us/library or call (952) 891-0370. The Heritage Library is at 20085 Heritage Drive.

Arthritis exercise program offered The Arthritis Foundation Exercise Program will be offered starting Oct. 4 at the Lakeville Senior Center. The low-impact, joint-safe exercise program was developed by physical therapists specifically for people with arthritis. Classes will be held from 1:30 to 2:30 p.m. Mondays and Wednesdays, Oct. 4 through Nov. 24, at the Lakeville Senior Center. Cost is $61, which includes a $5 registration fee. The registration deadline is Friday, Oct. 1. For more information, contact Mary Jo Peters at (651) 229-5382.

12A

September 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Emmer releases final part of his budget plan The GOP gubernatorial candidate proposes cuts to higher education, state aid, health and human services by T.W. Budig ECM CAPITOL REPORTER

Rep. Tom Emmer would clip state spending by billions of dollars over projected spending amounts. The Republican candidate for governor on Sept. 14 released his state government budget targets that he would use if elected â&#x20AC;&#x201D; the last installment of Emmerâ&#x20AC;&#x2122;s three-part state budget plan. â&#x20AC;&#x153;This is what can be done, and will be done if weâ&#x20AC;&#x2122;re in the (Governorâ&#x20AC;&#x2122;s) office,â&#x20AC;? said Emmer at a Capitol press conference. Emmer proposes to spend about $9.7 billion on health and human services next biennium â&#x20AC;&#x201D; $650 million more than the current spending level â&#x20AC;&#x201D; but more than $2 billion less than the projected spending. â&#x20AC;&#x153;These are discussions that I think people on Main Street Minnesota are ready to have,â&#x20AC;? he said of holding down state government expenditures.

Budget targets Emmer, who said his budget targets were â&#x20AC;&#x153;aggressive,â&#x20AC;? explained that he might have cut more but was mindful of what voters might think. â&#x20AC;&#x153;Thereâ&#x20AC;&#x2122;s going to be people â&#x20AC;&#x201D; they arenâ&#x20AC;&#x2122;t use to this kind of thinking,â&#x20AC;? said Emmer, referring to having

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To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

government function within current spending levels. They donâ&#x20AC;&#x2122;t want the public to think an Emmer Administration is out to starve health and human services, Emmer explained. â&#x20AC;&#x153;No, not at all,â&#x20AC;? he said. Emmer spoke of reprioritizing health and human services, one of the biggest areas of state spending, focusing on seniors and children. He has spoken of the use of charity in providing health care to the poor, though indicated the details will need to be worked out. In the area of local government aid, Emmer proposes to reduce state aids and credits by about $700 million over current spending â&#x20AC;&#x201D; more than $1 billion over projected. The proposal elicited an immediate response from the Coalition of Greater Minnesota Cities officials. â&#x20AC;&#x153;Tom Emmerâ&#x20AC;&#x2122;s plan to cut $1.1 billion in property tax aids and credits would continue the status quo policies that have nearly doubled property taxes over the past eight years on families and businesses,â&#x20AC;? said Hibbing Mayor Rick Wolff,

president of the Coalition of Greater Minnesota Cities.

Back to its original purpose But Emmer speaks of bringing local government aid back to its original purpose, that is helping financially strapped cities pay for basic services like sewer and public safety. He would be willing to explore allowing regional centers, explained Emmer, to keep more of their tax dollars, but does not favor local sales tax increases. In the area of higher education â&#x20AC;&#x201D; Emmer has already released his K-12 budget proposal â&#x20AC;&#x201D; Emmer would reduce spending by about $400 million over projected spending levels. He would work with the lawmakers in shaping the details of his budget proposal, Emmer explained. While open to possible gambling proposals, Emmer will not expand gaming to balance the state budget.

Gas prices fell last week in Twin Cities Average retail gasoline prices in the Twin Cities have fallen 4.7 cents per gallon in the past week, averaging $2.76 per gallon Sept. 19. This compares with the national average that has fallen 0.2 cents per gallon in the previous week to $2.73 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in

gas prices in Twin Cities during the past week, prices on Sept. 19 were 32.5 cents per gallon higher than the same day one year ago and are 14.6 cents per gallon higher than a month ago. The national average has increased 0.9 cents per gallon during the last month and stands 17.6 cents per gallon higher than this day one year ago. GasBuddy operates Gas-

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Republican gubernatorial candidate Rep. Tom Emmer released the last part of his state budget proposal on Sept. 14, which is close to a $33 billion spending package for the next biennium and one that reduces health and human services spending by more than $2 billion off projected spending levels â&#x20AC;&#x201D; higher education about $400 million, and state Does not expect aids and credits by more than $1 billion. Emmer indicated employee layoffs that the exact pathways to his budget target goals is someEmmer does not expect thing he and Legislature would work out.

Buddy.com, TwinCitiesGasPrices.com, and more than 225 other local gasoline price-tracking websites that follow prices at more than 125,000 gasoline stations in the United States and Canada. GasBuddy.com was named one of Time magazineâ&#x20AC;&#x2122;s 50 best websites and to PC Worldâ&#x20AC;&#x2122;s 100 most useful websites of 2008.

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state employee layoffs under his budget proposal, but instead looks to attrition and early retirement as a means of trimming the workforce. Dayton for Governor Deputy Campaign Manager Katharine Tinucci noted the reductions in projected spending that would occur under Emmerâ&#x20AC;&#x2122;s proposal. â&#x20AC;&#x153;He will thus cause huge increases in property taxes, higher college tuitions and seriously damage the quality of education throughout Minnesota,â&#x20AC;? she said in a statement. The Dayton campaign on Sept. 14 released a budget run down by a state budget agency of Mark Daytonâ&#x20AC;&#x2122;s proposed income tax increase. According to the campaign, the DFL gubernatorial candidateâ&#x20AC;&#x2122;s proposal to increase taxes on the gross income above $150,000 for individuals and $173,000 for joint filers would raise nearly $1.9 billion in the next biennium. But Dayton has suggested that some $4 billion could be raised by making wealthier Minnesotans â&#x20AC;&#x153;pay their fair share.â&#x20AC;? He also has a property tax proposal on expensive homes. T.W. Budig is at tim.budig@ ecm-inc.com.

Minnesota lawyers back Clark for judge Incumbent Blakely received just 13 of 46 votes in poll by Laura Adelmann DAKOTA COUNTY TRIBUNE

A Dakota County judge suspended for misconduct in 2009 won the August primary, but a new poll shows Minnesota lawyers strongly support his opponent. First Judicial District Judge Timothy Blakely earned just 13 out of 46 votes cast by Minnesota lawyers in a Minnesota Bar Association poll conducted between Aug. 19 and Sept. 2. Blakelyâ&#x20AC;&#x2122;s challenger, prosecuting attorney Larry Clark, easily won the poll with 33 votes, a 72 percent margin. Last year, Blakely was publicly reprimanded and suspended for six months by the Minnesota Supreme Court for referring media-

tion clients to his divorce lawyer in exchange for a $63,500 discount on his legal bills. In taking the action, the Supreme Court declined the Minnesota Board on Judicial Standardsâ&#x20AC;&#x2122; recommendation to remove Blakely from office. Clark has campaigned for bringing integrity to the office, while Blakelyâ&#x20AC;&#x2122;s campaign hasnâ&#x20AC;&#x2122;t directly referred to the incident at all. In August, Blakely won 40 percent of the vote, knocking out candidate Stephen Baker, who had about 29 percent of the votes. The race was tight between Baker and Clark, who emerged as Blakelyâ&#x20AC;&#x2122;s final challenger with 31 percent of votes cast. The First Judicial Dis-

trict includes Dakota, Carver, Goodhue, Le Sueur, McLeod, Scott and Sibley counties. The bar association stated the poll is unbiased and is not an endorsement of any candidate. According to the bar association, it has long polled its members on judicial elections to collect and make available to voters additional information when they consider who to vote for in November. In all other contested judicial races which indicated an incumbent, the incumbent won the bar association membersâ&#x20AC;&#x2122; votes by a 74 to 95 percent margin. Laura Adelmann is at dceditor@frontiernet.net.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 23, 2010

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Business Briefs Minnesota gains 600 jobs in August for growth rate of 1.2 percent Unemployment rate at 7 percent Minnesota employers added 600 jobs in August, according to figures released Sept. 16 by the Minnesota Department of Employment and Economic Development (DEED). The state’s seasonally adjusted unemployment rate edged up to 7 percent from July’s revised figure of 6.9 percent. Minnesota remained well under the U.S. unemployment rate, which also rose 0.1 percent to 9.6 percent in August. Minnesota has added 32,500 jobs in the past year, a growth rate of 1.2 percent.

U.S. job growth during the same period was 0.2 percent. Five of the state’s 11 sectors added jobs in August. Professional and business services led the way by adding 4,900 jobs. Administrative and support services, which includes temporary help, accounted for most of the growth in this sector. Other gains occurred in education and health services (up 1,900), information (up 1,400), government (up 900), and mining and logging (up 100). Job losses occurred in trade, transportation and utilities (down 3,500), con-

struction (down 2,500), leisure and hospitality (down 1,800), other services (down 500), manufacturing (down 200) and financial activities (down 100). Over the past year, job gains occurred in leisure and hospitality (up 14,600), professional and business services (up 13,400), education and health services (up 12,200), manufacturing (up 5,600), government (up 1,800), information (up 900), and logging and mining (up 300). Year-over-year job losses occurred in construction (down 8,100), other ser-

preliminary results of an 18-month study identifying openings for green jobs in the state. In the first round of the study, DEED identified 488 green job openings in Minnesota in the fourth quarter of 2009, about 1.8 percent of the total number of openings during that period. The most green job openings were in environmental cleanup/pollution reduction and prevention (37 percent), followed by education, reguSurvey on green lation, compliance or public awareness (18 percent), enjobs ergy efficiency and conserDEED also announced vation (17 percent), renewvices (down 5,100), trade, transportation and utilities (down 1,800), and financial activities (down 1,200). In the state Metropolitan Statistical Areas, job gains occurred in the past year in the St. Cloud MSA (up 0.7 percent), the Rochester MSA (up 1.5 percent), the Minneapolis-St. Paul MSA (up 0.4 percent), the Duluth-Superior MSA (up 0.9 percent) and the Mankato MSA (up 0.3 percent).

able energy and alternative fuels (15 percent), and sustainable agriculture and natural resources conservation (13 percent). The green jobs survey will use three rounds of DEED’s Job Vacancy Survey to gather information about green job vacancies in the state. DEED is conducting the green jobs survey with a $1.2 million grant from the U.S. Department of Labor. Results and green career profiles will be posted to www.MnEnergyCareers. org.

The Parade of Homes first weekend Survey underscores pessimism among business owners, managers confirms all real estate is local Builders were pleased to see plenty of Twin Cities families out touring new homes during the first weekend of the Parade of Homes. Even better, one builder reported five new home sales and several more in the works. “We’re excited with the kickoff of the Parade of Homes, and seeing more traffic” explained Mike Swanson, vice president with Rottlund Homes. “With housing affordability incredibly high coupled with interest rates at all-time lows, people have realized that there is no better time to buy than now. They’re taking this opportunity to get a durable, efficient home of their own.”

The Twin Cities is one of the brighter spots nationally for home construction, as is noted in an article from Hanley Woods’ Housing Intelligence report. Housing IntelligencePro examined new home closings and unemployment rate, state-bystate, and ranked Minnesota as number one. “We looked at states which had at least 1,500 new home closings during the second quarter of this year, and ranked them according to an average of yearover-year closing gain and unemployment rate rankings. The result is a combination of the best performing states in terms of jobs and new home sales.” (The article, Housing

is the Caboose, can be found online at www.housingintelligence.com.) Even the Wall Street Journal recognizes the benefits of home ownership in its Sept. 16 article, “10 Reasons to Buy a Home.” Twin Cities families seem to agree. They can tour over 325 new homes again this weekend and through Oct. 3 during the 62nd Parade of Homes Fall Showcase. All homes are open Thursdays through Sundays from noon to 6 p.m. Information about all the homes is included in a free guidebook available at all area Holiday Stationstores and online at www.paradeofhomes.org.

Manufacturing forum set for Oct. 20 in Lakeville In 2008, industrial facilities in Minnesota used 615 trillion Btus, including 30,000 gigawatt hours of electricity and 100 million MCF of natural gas. These facilities can benefit greatly from implementing energy conservation opportunities. Doing so can help reduce costs, retain customers, attract new clients, and give them a competitive advantage. However, a first step to implementing energy efficiency improvements is understanding what improvements exist and what impact implementation can have. Therefore, the Minnesota Technical Assistance Program (MnTAP) at the University of Minnesota is sponsoring a Minnesota “Save Energy Now” Industrial Energy Efficiency Forum from 8 a.m. to 5 p.m. on Oct. 20 at the Lakeville Holiday Inn at 20800 Kenrick Ave. The Forum is designed to provide energy efficiency information and technical assistance to industrial facilities

owners, mangers, and plant operators. The forum will feature information on the U.S. Department of Energy’s “Save Energy Now” program as well as state and utility programs designed to assist Minnesota’s manufacturers with improving energy and environmental performance and reducing energy costs in their operations. Featured speakers include Sandy Glatt, senior program administrator for the U.S. Department of Energy’s Industrial Technology Program. Glatt will provide an overview of USDOE’s industrial programs focused on reducing industrial energy use and costs. Other USDOE energy experts will give demonstrations on the agency’s energy efficiency tools such as tools for steam and compressed air systems in industrial facilities. Janet Streff of the Minnesota Office of Energy Security will present information on the state’s efforts to provide industrial energy efficiency

services to industries. In addition, information will be presented on energy programs available to manufacturers interested in increasing energy efficiency while decreasing costs. These programs include MnTAP, Enterprise Minnesota, and the Trillion Btu funding program. Attendees will also hear about information from Minnesota utilities on their industrial programs. Manufacturers interested in attending should visit MnTAP’s website at www. mntap.umn.edu or call (612) 624-1300 for more information. MnTAP is a business assistance program in the School of Public Health at the University of Minnesota that helps Minnesota businesses implement industry-tailored solutions that maximize resource efficiency, increase energy efficiency, prevent pollution, and reduce costs, to improve public health and the environment.

Taxes and changes in health care are the leading factors standing in the way of the state’s economic recovery, according to a statewide survey of business owners and managers. The findings were part of the seventh annual Minnesota Business Barometer Survey, co-sponsored by the Minnesota Chamber of Commerce and Himle Horner Inc., a public affairs firm in Bloomington. Detailed results of the statewide survey, and a sample of Minnesota Chamber members, were released Sept. 21 at the Minnesota Chamber’s issue conference and annual meeting. Nearly 30 percent of those polled in the general business community said the state’s economy was improving, and a similar percentage said it was worsening. Looking back, less than 20 percent said they were more profitable than last year, and 30 percent said they were less profitable. Slightly more than 40 percent of all employers, as well as Minnesota Chamber members polled, said Minnesota was emerging more slowly than other states from the recession. Taxes and health care expenses easily ranked as the biggest concerns among the general business community as well as Minnesota Chamber members. Among the

findings: Asked for the top two barriers to job creation, employers specified taxes (64 percent naming it as one of the top two barriers) and the cost of health care (29 percent). Forty-six percent of employers stated their tax burdens were increasing. Health care and taxes also ranked as the top two issues for the governor and lawmakers to address, with 54 percent selecting health care and 39 percent selecting taxes and spending. These two issues have been ranked at the top since the Business Barometer began in 2004. Education was another concern among respondents. While a majority of business owners and managers agreed that most Minnesota teachers are well qualified, 63 percent believe that teacher training and evaluation must be improved to deal with those educators who are not meeting today’s education standards. By a margin of 61 percent to 14 percent, business owners and managers support alternative licensing for teacher candidates. The Minnesota Chamber for the past two years has been at the forefront of legislative discussion to provide alternative pathways for college graduates without a traditional teaching degree and for midcareer professionals to enter

the classroom. Among other findings, respondents expressed a growing concern that energy cost and reliability could prevent business expansion in the future. Government redesign emerged this year as an important concern for businesses at the capitol. Asked to identify the two most important issues, government redesign was identified by 17 percent of all employers and 25 percent of Minnesota Chamber members, placing it fourth among issues that businesses want the next governor and Legislature to address. On a positive note, respondents reported longterm optimism about their ability to compete with businesses in other states. Seventy-nine percent said they were optimistic about Minnesota’s economic future over the next 10 years, with only 18 percent stating they were pessimistic. The Minnesota Chamber is the state’s largest business advocacy organization, representing 2,400 businesses on state public policy and regulatory issues. The Minnesota Business Barometer Survey polled 350 Minnesota businesses with at least five employees. It was conducted in June and July with a plus-minus margin of 5.3 percent.

United Educators Credit Union to host free shred day United Educators Credit Union will host a free shred day on Saturday, October 2, from 9 a.m. to 12 p.m. its Apple Valley branch at 14989 Florence Trail. Members of the community are invited to drop off up to two boxes for shredding. UECU has partnered with Shred-It, a secure pa-

per shredding and document destruction services company, in its commitment to protect our members from identity theft and fraud, all while preserving our natural resources and recycling. Suggested items to be shredded include: old account statements, cancelled, checks, credit card and ATM

receipts, unwanted credit card offers, old disks or CDs, and anything with personal information listed. All of these will be shredded on the spot. For more information and to check out UECU’s online Identity Theft Resource Center, visit www.uecu.coop or contact Member Services at (952) 997-2200.

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September 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the com. Calendar, e-mail it to darcy. • Wednesday, Sept. 29, 7:30 odden@ecm-inc.com or fax to 8:30 p.m., Farmington City (952) 846-2010. Council candidate forum at Farmington City Hall, 430 Third Date-specific St. Information: Ruthe Batulis, Dakota County Region- rbatulis@dcrchamber.com. al Chamber of Commerce • Thursday, Sept. 30, 11 a.m. events: to 2 p.m., job fair at Northwest • Thursday, Sept. 23, 8 to 9 Technical Institute, 950 Gena.m., Farmington Breakfast at tian Road, Eagan. To reserve a Celts Pub of Farmington, 200 table call (952) 944-0080, ext. Third St. Cost: $15. RSVP re- 129, or e-mail theimel@nti.edu. quired. Information: Michelle • Thursday, Sept. 30, 6 to 7 Tighe, mtighe@dcrchamber. p.m., Senate District 38 candicom. date forum at Eagan Munici• Thursday, Sept. 23, 5 to pal Center, first floor - council 7 p.m., Eagan Business After chambers, 3830 Pilot Knob Hours at Anchor Bank, 1360 Road. Join us for an inforDuckwood Drive, Eagan. In- mational candidate forum. All formation: Michelle Tighe, candidates running for Senate mtighe@dcrchamber.com District 38 have been invited. • Friday, Sept. 24, 4:30 to 5 Free. Information: Ruthe Batup.m., ribbon cutting, Honest-1 lis, rbatulis@dcrchamber.com. Auto Care, 525 Diffley Road, • Thursday, Sept. 30, 7:30 to Suite 1050, Eagan. Informa- 8:30 p.m., Eagan City Council tion: Michelle Tighe, mtighe@ and mayoral candidate forum dcrchamber.com. at Eagan Municipal Center, • Saturday, Sept. 25, noon to first floor - council chambers, 4 p.m., open house at Honest-1 3830 Pilot Knob Road. InformaAuto Care, 525 Diffley Road, tion: Ruthe Batulis, rbatulis@ Suite 1050, Eagan. Informa- dcrchamber.com. tion: Michelle Tighe, mtighe@ • Wednesday, Oct. 6, 10 dcrchamber.com. a.m. to 2 p.m., Dakota Elec• Monday, Sept. 27, 6 to 7 tric’s EnergyWise Expo at Royp.m., Rosemount City Council al Cliff, 2280 Cliff Road, Eagan. and mayoral candidate forums Hors d’oeuvres and refreshat Rosemount City Hall, 2875 ments from 8 a.m. to 2 p.m. 145th St. W. Information: Ruthe Optional presentations include: Batulis, rbatulis@dcrchamber. automation systems (8 a.m.), com. HVAC (9:15 a.m.), and motors • Monday, Sept. 27, 7 to 8 and drives (10:30 a.m.). Inforp.m., legislative candidates fo- mation: (651) 463-6243. rum. Watch the legislative canApple Valley Chamber of didates for MN House Districts Commerce events: 39A, 39B, and 57A on cable • Thursday, Sept. 30, 4:30 channels NDC4 and Town to 6:30 p.m., open house at Square Television channel 14 Country Cabinets, 28010 Folias they discuss their platforms age Ave. S., Northfield. Counand plans for representing you try Cabinets is hosting an open at the Capitol. This will be a live house with the Apple Valley event with calls being taken on Chamber, the Burnsville Chamair. Information: Ruthe Batulis, ber and the Lakeville Chamber. rbatulis@dcrchamber.com. Free. Information: Mary Ben• Monday, Sept. 27, 7 to kufsky at mary@countrycabi8 p.m., District 37 legislative nets.com. candidate forum at Rosemount • Wednesday, Oct. 6, 11 City Hall, 2875 145th St. W. In- a.m. to noon, ribbon cutting at formation: Ruthe Batulis, rbatu- Premier LIfe Chiropractic, 7000 lis@dcrchamber.com. 151st St. W., Apple Valley. • Monday, Sept. 27, 8:30 to Burnsville Chamber of 9:30 p.m., Senate District 39 Commerce events: and 57 candidate forum. Watch • Thursday, Sept. 30, 4:30 the senate candidates on ca- to 6:30 p.m., open house at ble channels NDC4 and Town Country Cabinets, 28010 FoliSquare Television channel 14 age Ave. S., Northfield. Counas they discuss their platforms try Cabinets is hosting an open and plans for representing you house with the Apple Valley at the Capitol. This will be a live Chamber, the Burnsville Chamevent with calls being taken on ber and the Lakeville Chamber. air. Information: Ruthe Batulis, Free. Information: Mary Benrbatulis@dcrchamber.com. kufsky at mary@countrycabi• Wednesday, Sept. 29, 6:30 nets.com. to 7:30 p.m., District 36 legisla• Thursday, Oct. 7, noon tive candidate forum at Farm- to 4:30 p.m., Chambershack ington City Hall, 430 Third St., at Crystal Lake Golf Course, Farmington. Information: Ruthe 16725 Innsbrook Drive, LakevBatulis, rbatulis@dcrchamber. ille. Information: Travis at (952)

898-5645 or travis@burnsvillechamber.com. • Thursday, Oct. 7, 4:30 to 7 p.m., Business After Hours & Expo at Crystal Lake Golf Course, 16725 Innsbrook Drive, Lakeville. Information: Anne at anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Friday, Sept. 24, 7:30 to 8:30 a.m., Business & Education Committee, Lakeville South High School. • Tuesday, Sept. 28, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon at Enjoy restaurant. Speaker: Maura Steblay, Taking Care of Your Financial Health. Register online at www.lakevillechambercvb.org. • Tuesday, Sept. 28, 6:45 to 8:30 p.m., Lakeville City Council candidate forum, Lakeville City Council chambers. • Wednesday, Sept. 29, 8 a.m., Fall Gala meeting, Brackett’s Crossing Country Club. • Thursday, Sept. 30, 4:30 to 6:30 p.m., Networking After Hours, Country Cabinets, 28010 Foliage Ave. S., Northfield. • Tuesday, Oct. 5, 6:45 to 8:30 p.m., School Board candidate forum, Lakeville City Council chambers. • Wednesday, Oct. 6, 7:30 to 8:30 a.m., Morning Brew, DB Cards and Farmers Insurance/ Robin Kellogg. • Thursday, Oct. 7, 4:30 to 6:30 p.m., Networking After Hours, Anchor Bank. River Heights Chamber of Commerce events: • Monday, Sept. 27, 7 to 8 p.m., District 39 Senate and District 39A and B House candidate forum live on Town Square Television channel 14. Information: Jennifer Gale at Jennifer@ riverheights.com. • Friday, Oct. 8, 6:30 to 11:30 p.m., Oktoberfest at Commemorative Air Force, 310 Airport Road, South St. Paul. Tickets: $25. Information: http://members.riverheights.com/events/ details/oktoberfest. Professional Connections (Business Networking International) event: • Thursday, Sept. 23, 7:15 to 8:45 a.m., open house at Blondie’s Restaurant, 20700 Chippendale Ave., Farmington. Only one person per profession. Network more effectively, share ideas, contacts and business referrals. Contact person: Ellen Able - Edina Realty, (952) 412-5287, EllenAble@EdinaRealty.com. Hollstadt & Associates event:

Hollstadt & Associates 20th anniversary celebration, 4:30 to 7:30 p.m. Thursday, Sept. 23, at the Guthrie Theater, 818 S. Second St., Minneapolis. Thrivent Community-Dakota Valley of Thrivent Financial for Lutherans event: • Saturday, Oct. 9, 8:15 a.m. to 12:15 p.m., Grandparenting 2.0: Are you Relevant? at Shepherd of the Valley Lutheran Church, 12650 Johnny Cake Ridge Road, Apple Valley. Keynote speaker: Marilyn Sharpe. Cost: $10 (includes breakfast), 50 percent of the cost will benefit Greater Minneapolis Crisis Nursery. To register: Visit www. thrivent.com/thriventcommunitydakotavalley, e-mail Ashley. Silber@thrivent.com, or call (952) 277-2603. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.

com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 6185347 or visit the website www. prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn. com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332. Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 8618300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Path, Rosemount. Isidore Press, 13094 Danube Lane, Rosemount. RIP of the First Judicial District, 15089 December Way, Rosemount. KDL Consultants, 6116 Lower 161st St. W., Rosemount. Helicopter World, 3599 Clare Downs Path, Rosemount. Wonder Land, 3599 Clare Downs Path, Rosemount. Success 4 Matt, 16469 Glengary Court W., Rosemount. Smart Picture Framing, 2203 140th St. W., Rosemount. Discount Garage Door Service, 1200 N. Concord St. #304305, South St. Paul. Affordable Garage Door Service, 1200 N. Concord St. #304 and #305, South St. Paul. First Choice Garage Doors, 1200 N. Concord St. #304-305, South St. Paul. Twin City’s Choice Overhead Garage Door Co., 1200 N. Concord St. #304-305, South St. Paul. Broken Springs, 1200 N. Concord St. #304-305, South St.

Paul. A1A Garage Door Service, 1200 N. Concord St. #304-305, South St. Paul. AA Plus Garage Door Service, 1200 N. Concord St. #304305, South St. Paul. Beautiful Junk, 116 Eighth Ave. S., South St. Paul. Pad-E-Waggin, 401 Ninth Ave. S., South St. Paul. Technical Resources, 159 Stonebridge Road, Lilydale. Applebee’s Neighborhood Grill & Bar, 1753 Robert St. S., West St. Paul. Cub Liquor, 2001-2067 S. Robert St., West St. Paul. Gratitudejunkie.com, 198 Stonebridge Road, Lilydale. Select Evergreen Construction, 1200 Centre Pointe Curve #200, St. Paul. GleasonDale, 1270 Northland Drive #158, Mendota Heights. Gentle Dental Eagan, 3324 Promenade Ave. #101, Eagan. Four Seasons Pet Care, 3410 Federal Drive #105, Eagan.

A Pets Place, 3410 Federal Drive #105, Eagan. Heavyglare Eyewear, 1960 Cliff Lake Road #119, Eagan. Life Forms, 2089 Carnelian Lane, Eagan. AccuTrans Consulting, 4026 Cedar Grove Lane, Eagan. AccuTrans Research, 4026 Cedar Grove Lane, Eagan. LifeSpring Wellness Center, 1964 Rahncliff Court #600, Eagan. Convergence, 1430 Deerwood Path, Eagan. Get Local 123, 4474 Mallard Place, Eagan. Cedar Creek Design, 4651 Beacon Hill Road, Eagan. Earworm Entertainment, 4213 Heine Court, Eagan. Chan’s Restaurant, 1965 Cliff Lake Road #106, Eagan. Hospitality ArtSource, 1558 Wexford Court, Eagan. You Call The Shots! 3513 Federal Drive #105, Eagan. Tie Dye Creations, 1017 Wedgewood Lane S., Eagan. Memory Keeper, 584 Hackmore Drive, Eagan.

Twin Cities WiMAX, 14450 Ewing Ave. S. #200, Burnsville. WiMAX Twin Cities, 14450 Ewing Ave. S. #200, Burnsville. WiMax TC, 14450 Ewing Ave. S. #200, Burnsville. Union Hill Ventures, 1509 Keller Lake Road, Burnsville. Applebee’s Neighborhood Grill & Bar, 2152 Burnsville Center, Burnsville. Junk Eco, 2021 Southcross Drive W. #105, Burnsville. TLC Marketing, 14709 W. Burnsville Parkway 127, Burnsville. Pisces Galleria, 1301 Cliff Road E. #112, Burnsville. Q Nails, 716 County Road 42 W., Burnsville. Career Gear, 12501 Portland Ave. S. #206, Burnsville. Creatively Paired, 1900 Sioux Court, Burnsville. Wood Of Art Carpentry, 12729 Pheasant Run, Burnsville. ImbueTree, 13921 York Ave. S., Burnsville.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name. Dunn Bros. Coffee, 801 Tenth St., Farmington. Rally Entertainment, 1332 Willow Trail, Farmington. Conner Energy Solutions, 19901 Langford Lane, Farmington. Megan Merricks Photography, 18543 Explorer Way, Farmington. CML Services, 900 Catalina Way, Farmington. DNT Marketing, 20960 Bentley Court, Farmington. Twin City Toners, 18135 Emerald Trail, Farmington. Lady of the Lake Assisting Seniors, 912 Honeysuckle Lane, Farmington. Extreme Turf-N-Snow Care, 6067 176th St. W., Farmington. Applebee’s Neighborhood

Grill & Bar, 2000 Vermillion, Hastings. Tack Change, 8865 205th St. E., Hastings. Caught In The Moment Photography, 1591 River Heights Court, Hastings. Applebee’s Neighborhood Grill & Bar, 18404 Kenrick Ave., Lakeville. Town Tailors, 6886 Lakeville Blvd., Lakeville. Kenbees, 16187 Grinnell Ave., Lakeville. Auntie K’s Home Town Quilts, 16340 Godson Drive, Lakeville. Synergy Group Talent Consulting, 8755 Canter Lane, Lakeville. Luxe Tan, 16289 Ipava Ave., Lakeville. EVE, 23101 Ottawa Ave., Lakeville. Tu Nails, 17718 Kenwood Trail, Lakeville. So Can You, 20827 Howland Ave. W. #301, Lakeville. Applebee’s Neighborhood Grill & Bar, 15015 Cimarron Ave., Rosemount. Score! Beads, 13491 Daffodil

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 23, 2010

15A

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment &

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298

Economic Development Minnesota St., Suite E200, St. Paul, MN 55101 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau

Dakota Future Role: Provide site location assistance for firms con-

Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337

sidering Dakota County locations and serves as a general

Phone: (952) 898-5646 Fax: (952) 487-1777

kota County.

Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce

gateway for economic development services within DaAddress: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872

South Metro SCORE

Fax: (651) 452-8978 Web site: www.dcrchamber.com

confidential, face-to-face assistance from successful

E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory Book Your Company Event at... 8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 â&#x20AC;˘ HeritageLinks.com Lakeville, MN 55044

To advertise in the Dakota County Tribune Business Directory call 952-894-1111

��

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-1330 Case Type: Domestic Abuse In the Matter of: STEPHANIE GABRIELA VELASCO VILA, Petitioner vs. MARCOS FRAGOSO BELTRAN, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN on October 12, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosection for violation of the Court’s Order. Date SEPTEMBER 14, 2010 CAROLYN M RENN Court Administrator LORI SCHNEPF, Senior Court Clerk 2347482 9/23/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AVFA-10-2945 Case Type: Domestic Abuse In the Matter of: Samantha Lee Porter, Petitioner vs. Alisa Ann Porter, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124 on October 20, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: Sept. 16, 2010 Carol Renn Court Administrator Pam Schadegg Deputy 2351133 9/23/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL Court File No. 19HA-CV-10-5678 Washington Mutual Bank, FA, Plaintiff, vs. Brian Orlowski and Maria Orlowski aka Marie Orlowski; Wood Park Home Owners Association; U.S. Bank National Association fka Firstar Bank, N.A.; and John Doe and Jane Roe, Defendants. THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon plaintiff's attorney an answer to the Complaint, which is on file with the above named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to answer the Complaint within the time specified, the Plaintiff in this action will apply to the Court for the relief demanded in the Complaint. YOU ARE HEREBY NOTIFIED that this action involves, affects, or brings in question real property situated in the County of Dakota, State of Minnesota, described as follows: Lot 42, CIC No. 279, Wood Park Plat One The object of this action is to declare a first lien mortgage against said property. PLEASE TAKE NOTICE that all civil cases are subject to Alternative Dispute Resolution ("ADR") processes as provided in Rule 114 of the Minnesota Rules of General Practice. HOELSCHER LAW FIRM, PLLC Dated: September 20, 2010 By: /s/ Brian G. Hoelscher (#238752) 13100 Wayzata Blvd, Suite 100 Minnetonka, MN 55305 (952) 224-9551 Attorneys for Plaintiff 2352739 9/23-10/7/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-512 ESTATE OF Thomas James Thaldorf, DECEDENT Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated January 11, 1979, and any codicil (_____) to the will dated ________________________ and separate writing (_____) under Minn. Stat. 524.2-513 (”Will”). Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on October 11, 2010, at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033, Minnesota. Date 9/7/10 Mary J. Theisen Judge (COURT SEAL) Attorney For Petitioner Grant R.J. Lindquist #230224 DAVID M. JACOBS, P.A. Barrister’s Trust Building 247 Third Avenue South Minneapolis, MN 55415 612-341-2525 Fax: 612-341-0116 2339371 9/16-9/23/10

PUBLIC NOTICE

NOTICE TO SUPPLIERS BID REQUEST FOR WATER TREATMENT CHEMICALS AND POTASSIUM ORTHOPHOSPHATE BID CLOSE: 5 November 2010, 11:00 a.m. LOCATION: Lakeville City Hall 20195 Holyoke Avenue Lakeville, Minnesota 55044 Telephone: (952) 985-4400 NOTICE IS HEREBY GIVEN that sealed bids will be received, opened, and read aloud at 11:00 a.m. on Friday, 5 November 2010, in the presence of the City Clerk and the Operations & Maintenance Director at the City Hall, 20195 Holyoke Avenue, Lakeville, Minnesota for the purchase of water treatment chemicals and potassium orthophosphate. WATER TREATMENT CHEMICALS Hydrofluosilicic Acid Chlorine - One-ton Cylinders - 150 LB Tanks Potassium Permanganate Polymer (nonionic emulsion) Sodium Tri-polyphosphate POTASSIUM ORTHOPHOSPHATE Potassium Orthophosphate

APPROXIMATE QUANTITIES (Pounds Per Year) 120,000 lbs. 120,000 lbs. 1,500 lbs. 3,500 lbs. 2,300 lbs. 1,000 lbs. APPROXIMATE QUANTITIES (Pounds Per Year) 150,000 lbs.

Bidders desiring a copy of the specifications and bid forms for either or both water treatment chemicals and potassium orthophosphate may obtain them electronically at www.lakevillemn.gov or from the office of the Operations & Maintenance Director, 18400 Ipava Avenue, Lakeville, Minnesota 55044. Bidders may bid on either or both specifications. Bidders for water treatment chemicals must bid on all items in the specification. The City Council reserves the right to reject any and all bids and to waive minor irregularities and informalities therein and further reserves the right to award the contract in the best interest of the city. All bids must be addressed to: City Clerk, City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044. Publish: Dakota County Tribune 2354329

CITY OF LAKEVILLE Charlene Friedges, City Clerk

9/23/10

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday, October 6th 2010 on or after 10am at the Simply Self Storage location at 801 Lady Bird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. J. Schmidt #218 Fender Stratocaster Guitar, Sports Equipment, Artwork P. January #332 Dining Room Table and Chairs, Stereo and Speakers, Toys J. Scott #608E Stereo, Speakers, Misc. 2341613

9/16-9/23/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-2630 In the Matter of the Welfare of A.P-W. and T.P-W., Children. TO: Corey Watts Social Worker, Julie Finnerty, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(3), in that the children are without necessary food, clothing, shelter, education, or other required care for the children’s physical or mental health or morals because the children’s parent, guardian or custodian is unable or unwilling to provide that care. Subd. 6(4), in that the children are without the special care made necessary by a physical, mental, or emotional condition because the children’s parent, guardian, or custodian is unable or unwilling to provide that care. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on November 3, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Corey Watts. Dated: September 17, 2010 Judge Richard Spicer 2352993 9/23/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURTPROBATE DIVISION Court File No. 19HA-PR-10-510 In Re: Estate of NANCY ANN WILD, fka NANCY ANN WIPPER, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: IT IS ORDERED AND NOTICE IS GIVEN that on October 11, 2010 at 9:00 A.M., a hearing will be held in this Court of the Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, on a Petition for the formal adjudication of intestacy, determination of heirs and the appointment of JAMES N. WILD, whose address is 557 10th Avenue North, South St. Paul, MN 55075, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the Petition must be raised at the hearing or filed with the Court prior to the hearing. If the Petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all asset; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. NOTICE IS FURTHER GIVEN that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: September 7, 2010 BY THE COURT Michael J. Mayer Judge of District Court MAHONEY, DOUGHERTY AND MAHONEY, Professional Association Attorneys for Petitioner Mark J. Manderfeld #6712X 801 Park Avenue Minneapolis, MN 55404 Telephone: (612) 339-5863 Facsimile: (612) 339-1529 2335971 9/16-9/23/10P

NOTICE TO CREDITORS OF DISSOLUTION METRO UPHOLSTERY, INC. Please take notice that Metro Upholstery, Inc., a Minnesota corporation with a registered office of 1117 E Cliff Road, Burnsville, MN 55337 is in the process of dissolving the corporation. Notice of intent to dissolve was filed with the Minnesota Secretary of State on September 10, 2010. Claims against the corporation must be presented to the corporation on or before December 31, 2010 to the following address: Metro Upholstery c/o Virginia Dwyer Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121-2201 2349430 9/23-10/14/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-2630 In the Matter of the Welfare of A.P-W. and T.P-W., Children. TO: Curtis L. Watson Social Worker, Julie Finnerty, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(3), in that the children are without necessary food, clothing, shelter, education, or other required care for the children’s physical or mental health or morals because the children’s parent, guardian or custodian is unable or unwilling to provide that care. Subd. 6(4), in that the children are without the special care made necessary by a physical, mental, or emotional condition because the children’s parent, guardian, or custodian is unable or unwilling to provide that care. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on November 3, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Curtis L. Watson. Dated: September 17, 2010 Judge Richard Spicer 2352955 9/23/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-507 Estate of Shirley J. Meredith, Decedent Notice is given that an application for informal probate of the Decedent’s will dated October 18, 1999, (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Lawrence K. Ober, whose address is 5880 Shannon Circle SE, Prior Lake, MN 55372, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 9-2-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative: Roben D. Hunter Hunter Advisors PLLC 7900 Xerxes Ave. S., Suite 1200 Minneapolis, MN 55343 Attorney License No.: 0211059 Telephone: (952) 844-2507 FAX: (952) 844-2508 2333403 9/16-9/23/10P

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 10/19/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Andrew Hinton Bill of Lading #: 75438 Amount: $2,762.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2322099 9/9-9/23/10

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: A Conditional Use Permit to allow more than one detached accessory building on a single family residential lot in the RA, Rural Agricultural District. APPLICANT: Steven Hellevik LOCATION AND LEGAL DESCRIPTION: The property is located at 12430 - 210th Street in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: The East Half of the West Half of the Northwest Quarter of the Northwest Quarter of Section 35, Township 114, Range 21, Dakota County, Minnesota. WHEN: Thursday, October 7, 2010 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey (952) 985-4423 or email questions or comments to fdempsey@ci.lakeville.mn.us. DATED this 21st day of September, 2010. CITY OF LAKEVILLE Charlene Friedges City Clerk 2343696 9/23/10

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-523 In Re: Estate of Evelyn Germaine Meyers, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Linda A. Meyers, whose address is 55 Garden Drive, Burnsville, Minnesota 55337, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: September 15th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar G. Martin Johnson (MN# 0052279) G. Martin Johnson, Ltd. 12400 Portland Ave South Suite 116 Burnsville Minnesota 55337 Telephone: (952) 881-9758 Facsimile: (952) 881-2172 ATTORNEY FOR PERSONAL REPRESENTATIVE 2349449 9/23-9/30/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 10/19/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Boat and Trailer: Chrysler, Illinois IL 5219JC - Expires 2007 Model #796M352141 CBC52141M78C Motor: Johnson 70 Seahorse Model #70EL775 Serial # J4742729 Name: Andrew Hinton Bill of Lading #: 75438 Amount: $3,453.10 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2322071 9/9-9/23/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5107 In the Matter of the Petition of: U.S. Bank, N.A., in Relation to Certificate of Title No. 131632 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seven (7) and Eight (8), Block One (1) in MICHAEL D. DUPONT 2ND ADDITION, according to the recorded plat thereof. TO: LORI SWANSON; THE UNKNOWN HEIRS OF MARION E. TILSWORTH; SOUTH GROVE TERRACE TOWNHOME ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 27th day of October, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 131632 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, N.A., subject to the memorials of Document Nos. 130924, 317018, 326749, and 326750 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 661616, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 9/7/10 BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2339334 9/16-9/23/10

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PUBLIC NOTICE

Dart Portable Storage You are hereby notified that Dart Portable Storage, Inc., 850 Lone Oak Road, Eagan, MN 55121 will conduct a sale on site on Saturday, October 2, 2010 at 9:00 AM. 15 Portable Storage Units held on the behalf of Mariam A b u m a ya l e h , F i o n a Ba r o n , W a y n e Briggs, Jackie Brown, Denise Carter, Pamela Hendrickson, Mary Johansen, Gil Lunning, Sidney Maxwell, Weldon Schwartz, Emery Smith, Nikole Snider, Teri Solovjovs, Rapheal Victorian, and Loomis International with household goods, light industrial and commercial equipment. The contents will be sold for cash at auction to the highest bidder. 2344089 9/23/10

PUBLIC NOTICE

Summons Without Real Estate State of Minnesota County Dakota District Court First Judicial District Case Type: Dissolution with Children In Re the Marriage of: Anthony William Margo, Name of Petitioner And Adrienne Marie Margo, Name of Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for the dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights. Read this summons carefully. If you do not understand it, contact an attorney for legal advice. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for a dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. There should also be a copy of Petitioner’s Financial Affidavit attached. 2. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage and your Financial Affidavit. You must pay the required filing fee. Answer forms and the Financial Affidavit form are available from the Court Administrator’s office. You must serve your Answer and Financial Affidavit upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer and Financial Affidavit, the Court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to this action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs. Dated: July 22, 2010 Anthony William Margo 2343948 9/23-10/7/10

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Notice of Issuance of Harassment State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-CV-10-2734 Case Type: Harassment Steven Horde, Petitioner(s) vs. Walter Humphries, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Avenue, Apple Valley, MN Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date September 20, 2010 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2353328 9/23/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Your Special Day 2. State the address of the principal place of business: 1601 E. Cliff Rd. Apt. 310, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Debbie L. Smith, 1601 E. Cliff Rd. Apt. 310, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 9-10-10 Debbie Smith, Owner 2344023 9/16-9/23/10P

NOTICE PUBLIC NOTICE PUBLIC Notice of Hearing by Publication

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA CONSUMER CREDIT CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-10-3203 Midland Funding LLC as successor in interest to Citibank Plaintiff, vs. Mary Orourke Defendant(s). THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED and required to serve upon the attorneys for Plaintiff an answer to the Complaint which is on file in the office of the clerk of the above-named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Please take notice that alternative dispute resolutions processes are available as set forth in the Minnesota General Rules of Practice. MESSERLI & KRAMER P.A. Amanda E. Prutzman, #0389267 3033 Campus Drive, Suite 250 Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2331203 9/9-9/23/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-531 In Re: Estate of SYLVIA GRACE POLTA also known as SYLVIA G. POLTA, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 25th day of October, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent dated August 29, 1986 and for the appointment of Stephanie G. Cady, whose address is 401 - 20th Avenue South, South St. Paul, MN 55075 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the court administrator within four months after the date of this notice or said claims will be barred. Date: 9/20/2010. RICHARD G. SPICER Judge (COURT SEAL) DAVID L. GRANNIS Attorney I.D. No. 36808 Grannis & Grannis, P.A. Attorney for Petitioner 412 Southview Blvd., Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2352909 9/23-9/30/10

(Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AVFA-10-2954 Case Type: Domestic Abuse In the Matter of: Tracy Ann Fohr, Petitioner vs. Stephen Daniel Dunlap, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124 on October 20, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: Sept. 16, 2010 Carol Renn Court Administrator Pam Schadegg Deputy 2351208 9/23/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-10-519 In Re: Estate of Edwin E. Koepke, a/k/a Edwin Elmer Koepke, a/k/a Ed Koepke, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 11th day of October, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 12, 2006, and for the appointment of Robert S. Koepke whose address is 9140 Parkside Drive, Woodbury, MN 55125, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 9/10/10 Mary J. Theisen Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 2343355 9/16-9/23/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Metro Upholstery 2. State the address of the principal place of business: 1117 East Cliff Road, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Anthony J. Trevis, 1117 East Cliff Road, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date September 7, 2010 Virginia A. Dwyer, Attorney for Anthony J. Trevis 2349373 9/23-9/30/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: imbueTree 2. State the address of the principal place of business: 13921 York Avenue S, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Bradley J Kroll, 13921 York Ave, Burnsville, MN 55337 Michael R Anderson, 16047 Northwood Rd NW, Prior Lake, MN 55372 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 08/25/10 Bradley J Kroll, President 2352835 9/23-9/30/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Megan Merricks Photography 2. State the address of the principal place of business: 18543 Explorer Way, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Megan Merricks Photography, LLC, 18543 Explorer Way, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 8-16-10 Megan Merricks, Owner 2352918 9/23-9/30/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Pemrick tile & stone 2. State the address of the principal place of business: 27970 Vernon Ave., Elko, MN 55020 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Curt Pemrick, 27970 Vernon Ave., Elko, MN 55020 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 07/21/2010 Curt Pemrick, owner/sole proprietor 2353003 9/23-9/30/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Cub Liquor 2. State the address of the principal place of business: 2001-2067 South Robert Street, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. JE Robert Street Liquor, LLC, 5101 Vernon Avenue South, Edina, MN 55436 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date August 17, 2010 Robert N. Shadduck, President 2341395 9/16-9/23/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004. MORTGAGOR(S): 12950 Aldrich Avenue South, LLC, a Minnesota limited liability company. MORTGAGEE: Boundary Waters Bank. DATE AND PLACE OF RECORDING: Filed December 30, 2004, Dakota County Recorder, as Document No. 2281013, modified by Modification of Mortgage dated November 1, 2007, filed December 3, 2007, as Document No. 2559074. ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Boundary Waters Bank. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Boundary Waters Bank. MORTGAGED PROPERTY ADDRESS: 12950 Aldrich Avenue South, Burnsville, Minnesota, 55337. TAX PARCEL I.D. NO.: 02-44200-040-01. LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lange Plaza, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,400,000.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $1,064,507.91. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2010 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none. Dated: September 14, 2010 BOUNDARY WATERS BANK, Mortgagee /s/ Kelly S. Hadac KELLY S. HADAC -forAtty. I.D. #0328194 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1133369 2347365 9/23-10/28/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: PC-CARE 2. State the address of the principal place of business: 14821 Delft Ave. West, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ahmed Fouad, 14821 Delft Ave., Rosemount, MN 55068 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 9-14-2010 Ahmed Fouad, owner 2353044 9/23-9/30/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Music Designed for Kids 2. State the address of the principal place of business: 1466 Englert Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Michelle Ritacco, 1466 Englert Road, Eagan, MN 55122 Cathy Sportelli, 3785 Dresden Way, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 9-1-10 Michelle Ritacco Owner 2353567 9/23-9/30/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: NARC, LLC 2. State the address of the principal place of business: 1185 Concord Street North, Suite 430, South St Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nationwide Advanced Remediation & Construction,LLC, 1185 Concord Street North, Suite 430, South St Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I has signed this document under oath. Date: 9-13-10 Pamela S. Rieck CEO 2344594 9/16-9/23/10P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-514 In Re: Estate of Austin C. McInerny, Aka Austin Cyril McInerny, Decedent. It is Ordered and Notice is given that on October 11, 2010 at 9:00 A.M., a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated April 20, 2007, and for the appointment of John A. McInerny, whose address is 13111 Gable Lane, Apple Valley, MN 55124 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 9-8-2010 BY THE COURT Robert Carolan Judge of District Court Robert E. McGarry Attorney at Law 1076 County Road B W., Ste. 101 Roseville, MN 55113 651-488-6788 Atty. ID 225459 2340265 9/16-9/23/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF HENNEPIN DISTRICT COURT FOURTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Case No. 27-cv-10-11773 Marathon Petroleum Company LLC, Plaintiff, v. Twin Cities Avanti Stores, LLC, Twin Cities Stores, Inc., State of Minnesota, Weber Lawn Service, County of Hennepin, Kraft Foods North American Inc. d/b/a Kraft Pizza Company, Minnesota Petroleum Service, Inc., a Minnesota Corporation, Minnesota Department of Revenue, BP Products North America Inc., Liesch Associates, Inc., Sasa, LLC, Happy Dan's Good Thunder, Inc., Food-N-Fuel Minnesota Lake, Inc., and Alasra, Inc., Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 4th day of August, 2010, by the District Court of Hennepin County, Minnesota, Fourth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to be applied towards satisfaction of the amount found and adjudged due plaintiff in the above entitled action from defendants Twin Cities Avanti Stores, LLC and Twin Cities Stores, Inc., the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 3rd day of November at 11:30 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment as the "Farmington Property," to wit: The South 265 feet of the North 1050 feet of the West 219.45 feet of the North Half of the Southwest Quarter of Section 32, Township 114, Range 19, Dakota County, Minnesota PID: 14-03200-011-55 Property address: 705 8th Street, P.O. Box 132, Farmington, Minnesota Subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DAVE BELLOWS, Sheriff of Dakota County By: Sgt. Shingledecker This instrument drafted by: GREENE ESPEL P.L.L.P. Kathleen K. Statler #161809 Attorneys for Plaintiff 200 S. Sixth Street, Suite 1200 Minneapolis, MN 55402 (612)373-0830 2321143 9/2-10/7/10P

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 MORTGAGOR: Mary B. Fitzgerald, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 11, 2006, Dakota County Registrar of Titles, Document No. 595836, Certificate of Title No. 140515. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 9, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000131033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8334 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201810205005 LEGAL DESCRIPTION OF PROPERTY: Unit 50, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,310.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4247 2003690307 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343783 9/23/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Sean D. Roff and Vivan A. Roff a/k/a Vivian A. Roff, husband and wife MORTGAGEE: Merchants Bank, National Association - Hampton DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528304 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: June 25, 2007 Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528305 And assigned to: BAC Home Loans Servicing, L.P. Dated: July 30, 2010 Recorded: August 02, 2010 Dakota County Recorder Document Number: 2743840 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Merchants Bank, National Association - Hampton Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2563 Yellowstone Dr, Hastings, MN 55033-3751 Tax Parcel ID Number: 19-29702-068-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68 Glendale Heights Villas, a Condominium, CIC No. 439, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,982.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 05, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 2343149 9/23/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,320.00 MORTGAGOR(S): Crystal Nguyen, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2006 Dakota County Recorder Document Number: 2405613 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000116596 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 13th St, Farmington, MN 55024-1790 Tax Parcel ID Number: 14-22505-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, East Farmington 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,851.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 20, 2011, or the next business day if February 20, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 08, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014978F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 21, 2010 at 10:00 AM has been postponed to November 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014978F01 2335634 9/23/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-526 ESTATE OF RUSSELL LEO STREEFLAND, JR. a/k/a RUSSELL L. STREEFLAND, DECEDENT It is Ordered and Notice is given that on October 25, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 10, 2003 (“Will”) and for the appointment of Jeannette S. Streefland whose address is: 167 Elizabeth Lane, Burnsville, MN 55337 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9/17/10 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Personal Representative R. Glenn Nord, Esq. R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 Phone: 952-469-4948 Fax: 952-469-4940 79625 2351394 9/23-9/30/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Barbara J. Broz, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Seventy Three and 00/100 ($3,373.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated April 19, 2010, and recorded August 3, 2010, as Document No. 2744248 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 13, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 13, 2011. Dated: August 23, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441114 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2319765 8/26-9/30/10

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-518 Estate of Robert C. Erickson, Jr., Decedent It is Ordered and Notice is given that on October 11th, 2010, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Courthouse, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Barbara J. Erickson, whose address is 647 Callahan Place, Mendota Heights, MN 55118, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 9/10/10 Mary J. Theisen Judge (COURT SEAL) Rosalind Denise Keppler Attorney I.D. No. 146511 Kuehn & Keppler, Lawyers Ltd. 332 Minnesota Street, #W2610 St. Paul, MN 55101 Phone: 651/222-2586 Fax: 651/228-9273 2343901 9/16-9/23/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-525 ESTATE OF DUY DINH NGO, DECEDENT It is Ordered and Notice is given that on October 25, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Mary M. Soto-Ngo whose address is: 1759 Diane Road, Mendota Heights, Minnesota 55118 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 9-21-10 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Mary M. Soto-Ngo Craig W. Baumann Craig W. Baumann, P.A. 539 Bielenberg Drive Suite 200 Woodbury, MN 55125 651.738.0001/651.738.9667 174452 2354182 9/23-9/30/10

PUBLIC NOTICE

Recorded July 10, 2007, Dakota County Recorder, Document No. 2529371. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 15, 2008, Recorded: December 26, 2008, Document No. 2628320. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039237228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18730 Dylan Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 14-47801-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Meadow Creek Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $311,784.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6113 1991532170 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310747 8/19-9/23/10

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: LOT 12, BLOCK 2, PINETREE PASS 6TH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $563,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $586,213.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7557 1927074991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310886 8/19-9/23/10

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8791 1660087601 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310837 8/19-9/23/10

PUBLIC NOTICE

��

�� DWELLING �� ing, unless �� otherwise provided by �� law, WITH A RESIDENTIAL OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not DATED: August 19, 2010 redeemed under section 580.23 is ASSIGNEE OF MORTGAGEE: 11:59 p.m. on April 14, 2011. CitiMortgage, Inc. MORTGAGOR(S) RELEASED FROM Wilford & Geske, P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Assignee of Mortgagee GAGE: None Lawrence A. Wilford "THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 016638F01 8/19-9/23/10 CIAL ORDER IS ENTERED UNDER 2311000 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: August 11, 2010. NOTICE IS HEREBY GIVEN, that Federal National Mortgage Association default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2006 MORTGAGORS: Miguel A. Gutierrez Mortgagee Ramirez and Justina Velazquez Vega, 4500 Park Glen Road #300 husband and wife. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 23-319 DATE AND PLACE OF RECORDING: 8349014 THIS IS A COMMUNICATION FROM R e c o r d e d A p r i l 2 5 , 2 0 0 6 , D a k o t a County Recorder, Document No. A DEBT COLLECTOR. 2310457 8/19-9/23/10 2423237. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust NOTICE OF MORTGAGE 2006-FF9, Mortgage Pass-Through CerFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t tificates, Series 2006-FF9, Dated: default has occurred in the conditions January 20, 2009, Recorded: February of the following described mortgage: 5, 2009, Document No. 2635690. DATE OF MORTGAGE: October 25, TRANSACTION AGENT: Mortgage 2001 Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTMORTGAGE: $112,000.00 GAGE IDENTIFICATION NUMBER ON M O R T G A G O R ( S ) : D a v i d M V o n - MORTGAGE: 100425240007370064 drasek, a single person LENDER OR BROKER AND MORTMORTGAGEE: Centennial Mortgage G A G E O R I G I N A T O R S T A T E D O N & Funding, Inc. MORTGAGE: First Franklin DATE AND PLACE OF RECORDING: RESIDENTIAL MORTGAGE SERR e c o r d e d : D e c e m b e r 2 8 , 2 0 0 1 VICER: Home Loan Services, Inc. Dakota County Recorder MORTGAGED PROPERTY ADDRESS: Document Number: 1845348 436 3rd Avenue South, South Saint ASSIGNMENTS OF MORTGAGE: Paul, MN 55075 And assigned to: Ohio Savings Bank TAX PARCEL I.D. #: 36-64300-210-11 Dated: October 25, 2001 LEGAL DESCRIPTION OF PROPR e c o r d e d : D e c e m b e r 2 8 , 2 0 0 1 ERTY: Dakota County Recorder Lot Twenty-One, Block Eleven, RivDocument Number: 1845349 erside Park Addition to the City of And assigned to: CitiMortgage, Inc. St. Paul. Dated: September 23, 2004 COUNTY IN WHICH PROPERTY IS Recorded: October 04, 2004 Dakota LOCATED: Dakota County Recorder ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2254366 MORTGAGE: $230,000.00 Transaction Agent: Not Applicable AMOUNT DUE AND CLAIMED TO BE Transaction Agent Mortgage Identifi- DUE AS OF DATE OF NOTICE, INCLUDcation Number: Not Applicable ING TAXES, IF ANY, PAID BY MORTLender or Broker: Centennial Mort- GAGEE: $282,805.08 gage & Funding, Inc. That prior to the commencement of Residential Mortgage Servicer: Citi- this mortgage foreclosure proceeding Mortgage, Inc. Mortgagee/Assignee of Mortgagee comMortgage Originator: Not Applicable plied with all notice requirements as COUNTY IN WHICH PROPERTY IS required by statute; That no action or LOCATED: Dakota proceeding has been instituted at law Property Address: 1028 Sperl St, o r o t h e r w i s e t o r e c o v e r t h e d e b t West Saint Paul, MN 55118-1656 secured by said mortgage, or any part T a x P a r c e l I D N u m b e r : thereof; 42-12750-170-00 PURSUANT to the power of sale conL E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Lot 17, Axelrod & Legler's Rear- described property will be sold by the rangement, West. St. Paul, Dakota Sheriff of said county as follows: County, Minnesota, according to the DATE AND TIME OF SALE: Novemrecorded plat thereof. ber 4, 2010 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: S h e r i f f ' s O f f i c e , D U E A S O F D A T E O F N O T I C E : Law Enforcement Center, 1580 Hwy $101,406.16 55, Lobby #S-100, Hastings, MN THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that Mortgage, and taxes, if any, on said no action or proceeding has been insti- premises, and the costs and disbursetuted at law or otherwise to recover the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s debt secured by said mortgage, or any allowed by law subject to redemption part thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of said county as fol- MN Stat. §580.07. lows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: October E R T Y : I f t h e r e a l e s t a t e i s a n 01, 2010 at 10:00 AM owner-occupied, single-family dwellPLACE OF SALE: Dakota County ing, unless otherwise provided by law, Law Enforcement Center, 1580 High- the date on or before which the mortway 55, Lobby S-100, Hastings, Minne- gagor(s) must vacate the property if the sota mortgage is not reinstated under secto pay the debt secured by said morttion 580.30 or the property is not gage and taxes, if any, on said pre- redeemed under section 580.23 is mises and the costs and disburse- 11:59 p.m. on May 4, 2011. ments, including attorney fees allowed MORTGAGOR(S) RELEASED FROM by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE: None "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their perREDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION April 01, 2011, or the next business 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day if April 01, 2011 falls on a Satur- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED day, Sunday or legal holiday. Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT obligation: NONE THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." Dated: September 1, 2010. INFORMATION OBTAINED WILL BE Deutsche Bank National Trust USED FOR THAT PURPOSE. Company, as trustee THE RIGHT TO VERIFICATION OF Mortgagee/Assignee of Mortgagee THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E P R O V I D E D B Y L A W I S N O T By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 76-3659 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER 1044665792 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 9/16-10/21/10 OTHER THINGS, THAT THE MORT- 2345469 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,800.00 MORTGAGOR(S): David Boldt and Julie Boldt. husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100488910109051945 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on December 21, 2006, as Document No. 2483485 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS capital I Inc. Trust 2007-NC3 Mortgage pass-through certificates, series 2007-NC3 Dated: August 16, 2010, and recorded August 31, 2010 by Document No. 2749419. LEGAL DESCRIPTION OF PROPERTY: All that part of Government Lot 1, Section 18, Township 28, Range 22, b e i n g p a r t o f t h e S o u t h 1⁄2 o f t h e Northwest 1⁄4 of said section 18, Dakota County, Minnesota, described as follows, to-wit: Beginning at a point in the center line of Ohio Street, distant 320 feet west of the north and south center line of said section 18, and 630 feet more or less north of the north line of Butler Avenue as now opened by the Common council of the City of West St. Paul, which point is the center line of Arion Street as now opened and graded by the Common Council of the City of West St. Paul; thence running west along the center line of Arion Street a distance of 150 feet to the place of beginning of the land herein to be described; thence running west along the center line of Arion Street 45 feet; thence South along a line parallel with the center line of Ohio Street 150 feet; thence East a distance of 45 feet; thence north along a line parallel with the center line of Ohio Street a distance of 150 feet to the place of beginning. PROPERTY ADDRESS: 308 Arion St W, West Saint Paul, MN 55118 PROPERTY I.D: 42-01800-130-28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Two Thousand Seven Hundred Forty-Six and 64/100 ($142,746.64) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 23, 2010 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS capital I Inc. Trust 2007-NC3 Mortgage pass-through certificates, series 2007-NC3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00415-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3735751 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010 2347789 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Mark A Usselman, a single man MORTGAGEE: SunTrust Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2008 Dakota County Recorder Document Number: 2582503 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14457 Guthrie Way, Apple Valley, MN 55124-6732 Tax Parcel ID Number: 01-16401-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,273.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016841F01 2346903 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 1997 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,000.00 MORTGAGOR(S): Curtis M Larson and Anita M Larson, husband and wife MORTGAGEE: World Savings and Loan Association DATE AND PLACE OF RECORDING: Recorded: September 18, 1997 Dakota County Recorder Document Number: 1444874 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings and Loan Association Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4681 141st St W, Apple Valley, MN 55124-7742 Tax Parcel ID Number: 01-31011-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Greenleaf 12th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,538.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB successor by merger with World Savings and Loan Association Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016515F01 2308973 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,790.00 MORTGAGOR(S): Jason D Lawson, a single man MORTGAGEE: Lendsource, Inc. DATE AND PLACE OF RECORDING: Recorded: June 13, 2003 Dakota County Recorder Document Number: 2062389 ASSIGNMENTS OF MORTGAGE: And assigned to: Lehman Brothers Bank, FSB Dated: April 30, 2003 Recorded: June 13, 2003 Dakota County Recorder Document Number: 2062390 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 26, 2004 Recorded: March 15, 2004 Dakota County Recorder Document Number: 2185271 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001006300 Lender or Broker: Lendsource, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1213 Walnut St, Farmington, MN 55024-1773 Tax Parcel ID Number: 14-22502-130-03 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, East Farmington Third Addition, according to the map or plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,410.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016079F01 2304603 8/19-9/23/10

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010. LPP Mortgage Ltd. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1844 1424146932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311057 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Cathie Kyle Praimsukh and Mohan Ram Praimsukh, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2007 Dakota County Recorder Document Number: 2507662 AND CORRECTIVE MORTGAGE RECORDING: July 30, 2007 Dakota County Recorder Document Number: 2534079 ASSIGNMENTS OF MORTGAGE: And assigned to: Saxon Mortgage Services, Inc. Dated: August 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843892444 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11417 Galtier Dr, Burnsville, MN 55337-1033 Tax Parcel ID Number: 02-64104-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, River Hills Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,941.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 2301171 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Joanna L. Lessard and Chad A. Lessard, wife and husband. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded January 4, 2006, Dakota County Recorder, Document No. 2394164. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 4, 2006, Recorded: April 17, 2006, Document No. 2420796. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3, Dated: April 9, 2009, Recorded: May 4, 2009, Document No. 2654155. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6015 Concord Boulevard East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-64050-040-01 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 1, Laura Riebe Addition to Inver Grove Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,837.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345421 9/16-10/21/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Michael S. Green, a married person and John L. Green and Paulette R. Green, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2004, Dakota County Recorder, Document No 2204055. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17801 Jaguar Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 225350003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Oak Hills First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,099.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 16, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 643443952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343873 9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,050.00 MORTGAGOR(S): Mary Beth Willenbring, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 16, 2005 Dakota County Recorder Document Number: 2322413 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026902010790140 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5467 Brewer Ln, Inver Grove Heights, MN 55076-6000 Tax Parcel ID Number: 20-15095-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Brentwood Village, Common Interest Community No. 407, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,119.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016995F01 2346872 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee Dated: August 17, 2006 Recorded: September 07, 2006 Dakota County Recorder Document Number: 2459189 And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: May 12, 2010 Recorded: May 19, 2010 Dakota County Recorder Document Number: 2730978 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000617061 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Ramsey St, Hastings, MN 55033-2810 Tax Parcel ID Number: 19-77300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Tripp's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,607.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007018F02 2303616 8/19-9/23/10

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,181.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4141 0022108591 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310930 8/19-9/23/10

PUBLIC NOTICE

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�� PLACE OF�� SALE: S h�� e r i f f s O f f�� i c e , FINANCIAL OBLIGATION ON MORT Law Enforcement Center, 1580 Hwy GAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: August 5, 2010. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 GAGE: None Minneapolis, MN 55416 "THE TIME ALLOWED BY LAW FOR (952) 925-6888 30-8261 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- 1962373980 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 8/19-9/23/10 CIAL ORDER IS ENTERED UNDER 2310817 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE P R O D U C T I O N , A N D A R E ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT ABANDONED." AFFECTED BY THIS ACTION. NOTICE Dated: August 4, 2010. IS HEREBY GIVEN: Chase Home Finance LLC That default has occurred in the Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. conditions of the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: December 29, Attorneys for Mortgagee/Assignee of 2004 Mortgagee ORIGINAL PRINCIPAL AMOUNT OF 4500 Park Glen Road #300 MORTGAGE: $136,000.00 Minneapolis, MN 55416 MORTGAGOR(S): Tracy Anne Flana(952) 925-6888 gan, a single person 30-8777 MORTGAGEE: Mortgage Electronic 1749519158 THIS IS A COMMUNICATION FROM Registration Systems, Inc. as nominee for Fidelity Mortgage, Inc A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 2310872 8/19-9/23/10 Electronic Registration Systems, Inc MIN#: 100076600000245922 SERVICER: Ocwen Loan Servicing, LLC NOTICE OF MORTGAGE LENDER: Fidelity Mortgage, Inc. FORECLOSURE SALE DATE AND PLACE OF FILING: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Dakota County Minnesota, Recorder, THE ORIGINAL CREDITOR WITHIN on March 14, 2005, as Document No. THE TIME PROVIDED BY LAW IS 2303886 ASSIGNED TO: HSBC Bank USA, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that N.A., as Indenture Trustee for the regdefault has occurred in conditions of istered holders of the Renaissance the following described mortgage: Home Equity Loan Asset-Backed CerDATE OF MORTGAGE: A u g u s t 1 6 , tificates, Series 2005-1 Dated: January 5, 2005, and recorded February 20, 2007 MORTGAGOR: Allan W. Giese, a mar- 2009 by Document No. 2638666. ried person. LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Unit 9, Cliff Lake Courthomes, Common Interest community No. 125, Registration Systems, Inc. DATE AND PLACE OF RECORDING: Dakota County, Minnesota. PROPERTY ADDRESS: 4466 Glen Recorded August 27, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . Echo Bay Unit 9, Eagan, MN 55122 PROPERTY I.D: 10-17790-009-02 2540366. COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, LOCATED: Dakota Dated: April 21, 2010, Recorded: April THE AMOUNT CLAIMED TO BE DUE 30, 2010, Document No. 2727632. ON THE MORTGAGE ON THE DATE OF TRANSACTION AGENT: Mortgage THE NOTICE: One Hundred Fifty-Three Electronic Registration Systems, Inc. Thousand Three Hundred Seventeen T R A N S A C T I O N A G E N T ' S M O R T - and 69/100 ($153,317.69) GAGE IDENTIFICATION NUMBER ON THAT no action or proceeding has MORTGAGE: 100073000818063414 been instituted at law to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage, or any G A G E O R I G I N A T O R S T A T E D O N part thereof; that there has been comMORTGAGE: Freedom Mortgage Corpo- pliance with all pre-foreclosure notice and acceleration requirements of said ration R E S I D E N T I A L M O R T G A G E S E R - mortgage, and/or applicable statutes; VICER: Chase Home Finance LLC PURSUANT, to the power of sale conMORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above described property will be sold by the 4130 Diamond Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16700-050-05 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: 10:00 AM ERTY: on November 9, 2010 Lot 5, Block 5, Cedar Grove No. 1, PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS Highway 55, Hastings MN 55033-2343 LOCATED: Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF mortgage and taxes, if any actually MORTGAGE: $213,975.00 paid by the mortgagee, on the preAMOUNT DUE AND CLAIMED TO BE mises and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- ments allowed by law. ING TAXES, IF ANY, PAID BY MORTThe time allowed by law for redempGAGEE: $224,152.92 tion by said mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns is 6 this mortgage foreclosure proceeding months from the date of sale. Mortgagee/Assignee of Mortgagee com"THE TIME ALLOWED BY LAW FOR plied with all notice requirements as REDEMPTION BY THE MORTGAGOR, required by statute; That no action or THE MORTGAGOR`S PERSONAL REPproceeding has been instituted at law RESENTATIVES OR ASSIGNS, MAY BE o r o t h e r w i s e t o r e c o v e r t h e d e b t REDUCED TO FIVE WEEKS IF A JUDIsecured by said mortgage, or any part CIAL ORDER IS ENTERED UNDER thereof; MINNESOTA STATUTES, SECTION PURSUANT to the power of sale con- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tained in said mortgage, the above OTHER THINGS, THAT THE MORTdescribed property will be sold by the GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Sheriff of said county as follows: DATE AND TIME OF SALE: October LESS THAN FIVE UNITS, ARE NOT 8, 2010 at 10:00 AM PROPERTY USED IN AGRICULTURAL PLACE OF SALE: S h e r i f f ' s O f f i c e , P R O D U C T I O N , A N D A R E Law Enforcement Center, 1580 Hwy ABANDONED." 55, Lobby #S-100, Hastings, MN Dated: September 23, 2010 to pay the debt then secured by said HSBC Bank USA, N.A., as Indenture Mortgage, and taxes, if any, on said Trustee for the registered holders of premises, and the costs and disbursethe Renaissance Home Equity Loan ments, including attorneys' fees Asset-Backed Certificates, Series 2005-1 allowed by law subject to redemption within six (6) months from the date of Randall S. Miller & Associates, PLLC said sale by the mortgagor(s), their Attorneys for Assignee of Mortgage/ personal representatives or assigns Mortgagee unless reduced to Five (5) weeks under One Financial Plaza, MN Stat. §580.07. 120 South Sixth Street, Suite 1100 TIME AND DATE TO VACATE PROP- Minneapolis, MN 55402 E R T Y : I f t h e r e a l e s t a t e i s a n Phone: 612-573-3677 owner-occupied, single-family dwell- Our File No. 10MN00426-1 ing, unless otherwise provided by law, THIS IS A COMMUNICATION FROM the date on or before which the mort- A DEBT COLLECTOR. gagor(s) must vacate the property if the A S A P # 3 7 3 6 2 2 6 0 9 / 2 3 / 2 0 1 0 , mortgage is not reinstated under sec- 09/30/2010, 10/07/2010, 10/14/2010, tion 580.30 or the property is not 10/21/2010, 10/28/2010 redeemed under section 580.23 is 2347716 9/23-10/28/10 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $375,000.00 MORTGAGOR(S): Mark R Baratto and Stella M Baratto, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 17, 2004 Dakota County Recorder Document Number: 2238746 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4713 137th St W, Apple Valley, MN 55124-8793 Tax Parcel ID Number: 01-75952-280-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block Three (3), The Oaks of Apple Valley III, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $387,083.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016193F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016193F01 2340877 9/23/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 1, 2010 YOU ARE NOTIFIED THAT: 1. D e f a u l t h a s o c c u r r e d i n t h e terms and conditions of the Declaration for Highland Village Association, Inc. (hereinafter the "Association") which was dated September 9, 1991 and recorded as Document No. 1011292 in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 9, Block 2, Pilot Knob Estates Seventh Addition, Dakota County, Minnesota STREET ADDRESS: 14294 Empire Avenue, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-57506-090-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 1, 2010, from David T. Richgels, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,628.70 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 13, 2009, as Document No. 2643589 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of November, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 18, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Highland Village Association, Inc. THOMSEN & NYBECK, P.A. HIGHLAND VILLAGE ASSOCIATION, INC. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Highland Village/Richgels/10-7-056D) 2351518 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,614.00 MORTGAGOR(S): Kristi L. Willard, A Single Woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265959 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S, Bank, N.A. Dated: September 24, 2009 Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265960 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12765 Edgewater Path, Apple Valley, MN 55124-8654

Path, Apple Valley, MN 55124-8654 Tax Parcel ID Number: 01-34151-152-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 152, Condominium No. 98, Hunters Run Villas, a condominium in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,033.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015659F01 2304535 8/19-9/23/10

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7104 1914208891 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310894 8/19-9/23/10

PUBLIC NOTICE

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-634 2000159158 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311012 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 MORTGAGOR: Michael Ganskie a/k/a Mike Ganskie, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 3, 2007, Dakota County Recorder, Document No. 2513927. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520042879975 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7364 143rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110204009 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 9, Greenleaf Townhouses Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,745.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4401 2004287997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2308617 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $528,000.00 MORTGAGOR(S): Michelle J Simonsen and Thomas L Simonsen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 28, 2006 Dakota County Recorder Document Number: 2477968 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120042015 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18375 Ipava Ave, Lakeville, MN 55044-7783 Tax Parcel ID Number: 22-01800-010-08 LEGAL DESCRIPTION OF PROPERTY: That part of the East Half of the East Half of the Northeast Quarter of Section 18, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the intersection of the South line of the North 1959.50 feet of the Northeast Quarter of said Section 18 with the West line of the East Half of the East Half of the Northeast Quarter of said Section 18; thence Easterly along the South line of the said North 1959.50 feet of the Northeast Quarter a distance of 655.45 feet to the East line of the said Northeast Quarter; thence Northerly along the East line of the said Northeast Quarter a distance of 8.50 feet; thence Westerly on a straight line to a point in the West line of the said East Half of the East Half of the Northeast Quarter, distant 20.00 feet Northerly of the point of beginning; thence Southerly along the West line of the said East Half of the East Half of the Northeast Quarter a distance of 20.00 feet to the point of beginning. Excepting therefrom that part lying Easterly of the center line of the town road (Ipava Avenue) as traveled AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $444,335.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010

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DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010424F02 2309039 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 MORTGAGORS: S o u l i D a o h e u a n g and Malalack Daoheuang, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 4, 2007, Dakota County Recorder, Document No. 2521549. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: October 13, 2009, Recorded: November 9, 2009, Document No. 2695118. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014394289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1496 Auburn Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-75950-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Thomas Lake Heights, according to the plat thereof now on file and of record within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,911.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 1044886480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345446 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Rene A. Brinkman and Randy J. Brinkman, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 26, 2005 Dakota County Recorder Document Number: 2343740 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000192742 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15727 Hemlock Ct, Apple Valley, MN 55124-7145 Tax Parcel ID Number: 01-45801-350-03 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 3, Longridge 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,809.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016996F01 2352595 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 MORTGAGOR(S): Thomas Gates, And Jessica Gates, Husband and Wife, All As Tenants in Common MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 03, 2007 Dakota County Recorder Document Number: 2507317 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: August 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0007933798-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15670 Hallmark

Property Address: 15670 Hallmark Path, Apple Valley, MN 55124-7174 Tax Parcel ID Number: 01-49100-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Morningview, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $332,694.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016575F01 2308955 8/19-9/23/10

PUBLIC NOTICE

15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8872 1847156532 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310479 8/19-9/23/10

PUBLIC NOTICE

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�� FINANCIAL�� OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR NOTICE OF MORTGAGE REDEMPTION BY THE MORTGAGOR, FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPNOTICE IS HEREBY GIVEN that RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- default has occurred in the conditions CIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: July 29, 2001 MINNESOTA STATUTES, SECTION ORIGINAL PRINCIPAL AMOUNT OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- MORTGAGE: $147,335.00 MORTGAGOR(S): Christopher Karels GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF and Gina Berndt, both single individuLESS THAN FIVE UNITS, ARE NOT als MORTGAGEE: Prestige Mortgage, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E LLC DATE AND PLACE OF RECORDING: ABANDONED." Recorded: July 30, 2001 Dakota Dated: August 4, 2010. County Recorder Chase Home Finance LLC Document Number: 1797496 Mortgagee/Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. And assigned to: RBMG, Inc. By: Paul A. Weingarden Dated: June 29, 2001 Attorneys for Mortgagee/Assignee of Recorded: July 30, 2001 Dakota Mortgagee County Recorder 4500 Park Glen Road #300 Document Number: 1797497 Minneapolis, MN 55416 And assigned to: Mortgage Elec(952) 925-6888 tronic Registration Systems, Inc. 30-7915 Dated: January 07, 2002 1064169988 Recorded: January 28, 2002 Dakota THIS IS A COMMUNICATION FROM County Recorder A DEBT COLLECTOR. Document Number: 1856265 2310768 8/19-9/23/10 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOTICE OF MORTGAGE cation Number: 100014420000757155 FORECLOSURE SALE Lender or Broker: Prestige Mortgage, N O T I C E I S H E R E B Y G I V E N t h a t LLC default has occurred in the conditions Residential Mortgage Servicer: GMAC of the following described mortgage: Mortgage, LLC DATE OF MORTGAGE: March 25, Mortgage Originator: Not Applicable 2005 COUNTY IN WHICH PROPERTY IS ORIGINAL PRINCIPAL AMOUNT OF LOCATED: Dakota MORTGAGE: $140,744.00 Property Address: 20024 ChippenMORTGAGOR(S): Michael Meirink d a l e A v e W , F a r m i n g t o n , M N and Cynthia Meirink, husband and wife 55024-8028 MORTGAGEE: Mortgage Electronic Tax Parcel ID Number: 12 02900 010 Registration Systems, Inc. 26 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded: April 22, 2005 Dakota ERTY: The land referred to is situated County Recorder in the State of MN, County of Dakota, Document Number: 2314994 and is described as follows: Transaction Agent: Mortgage ElecThat part of the NW1/4 of NW1/4 of tronic Registration Systems, Inc. Section 29, Township 114, Range 19, Transaction Agent Mortgage Identifi- described as follows: Commencing at a cation Number: 100025440002257944 point 104.354 feet South of the interLender or Broker: Lehman Brothers section of the North line of the NW1/4 Bank, FSB of Section 29, Township 114, Range R e s i d e n t i a l M o r t g a g e S e r v i c e r : 19, and the East line of State Trunk Aurora Loan Services, LLC Highway No. 3, thence East 208.708 Mortgage Originator: Not Applicable feet, thence South 104.354 feet, thence COUNTY IN WHICH PROPERTY IS West 208.708 feet to the East line of LOCATED: Dakota State Highway No. 3, thence North Property Address: 20099 Cabrilla a l o n g s a i d S t a t e H i g h w a y N o . 3 , Way, Farmington, MN 55024-1483 104.354 feet to the place of beginning. Tax Parcel ID Number: AMOUNT DUE AND CLAIMED TO BE 12-24500-017-04 DUE AS OF DATE OF NOTICE: L E G A L D E S C R I P T I O N O F P R O P - $139,477.49 ERTY: Lot 17, Block 4, Empire River THAT all pre-foreclosure requirePreserve, CIC No. 386, according to the ments have been complied with; that recorded plat thereof, Dakota County, no action or proceeding has been instiMinnesota. tuted at law or otherwise to recover the AMOUNT DUE AND CLAIMED TO BE debt secured by said mortgage, or any D U E A S O F D A T E O F N O T I C E : part thereof; $143,337.09 PURSUANT to the power of sale conTHAT all pre-foreclosure require- t a i n e d i n s a i d m o r t g a g e , t h e ments have been complied with; that above-described property will be sold no action or proceeding has been insti- by the Sheriff of said county as foltuted at law or otherwise to recover the lows: debt secured by said mortgage, or any DATE AND TIME OF SALE: Novempart thereof; ber 05, 2010 at 10:00 AM PURSUANT to the power of sale conPLACE OF SALE: Dakota County t a i n e d i n s a i d m o r t g a g e , t h e Law Enforcement Center, 1580 Highabove-described property will be sold way 55, Lobby S-100, Hastings, Minneby the Sheriff of said county as fol- sota lows: to pay the debt secured by said mortDATE AND TIME OF SALE: Novem- gage and taxes, if any, on said preber 05, 2010 at 10:00 AM mises and the costs and disbursePLACE OF SALE: Dakota County ments, including attorney fees allowed Law Enforcement Center, 1580 High- by law, subject to redemption within way 55, Lobby S-100, Hastings, Minne- six (6) months from the date of said sota sale by the mortgagor(s), their perto pay the debt secured by said mort- sonal representatives or assigns. gage and taxes, if any, on said preIf the Mortgage is not reinstated mises and the costs and disburse- under Minn. Stat. §580.30 or the propments, including attorney fees allowed erty is not redeemed under Minn. Stat. by law, subject to redemption within §580.23, the Mortgagor must vacate six (6) months from the date of said the property on or before 11:59 p.m. on sale by the mortgagor(s), their per- May 05, 2011, or the next business day sonal representatives or assigns. if May 05, 2011 falls on a Saturday, If the Mortgage is not reinstated Sunday or legal holiday. under Minn. Stat. §580.30 or the propMortgagor(s) released from financial erty is not redeemed under Minn. Stat. obligation: NONE §580.23, the Mortgagor must vacate THIS COMMUNICATION IS FROM the property on or before 11:59 p.m. on A DEBT COLLECTOR ATTEMPTMay 05, 2011, or the next business day ING TO COLLECT A DEBT. ANY if May 05, 2011 falls on a Saturday, INFORMATION OBTAINED WILL BE Sunday or legal holiday. USED FOR THAT PURPOSE. Mortgagor(s) released from financial THE RIGHT TO VERIFICATION OF obligation: NONE THE DEBT AND IDENTITY OF THE THIS COMMUNICATION IS FROM ORIGINAL CREDITOR WITHIN THE A DEBT COLLECTOR ATTEMPT- T I M E P R O V I D E D B Y L A W I S N O T ING TO COLLECT A DEBT. ANY AFFECTED BY THIS ACTION. INFORMATION OBTAINED WILL BE THE TIME ALLOWED BY LAW FOR USED FOR THAT PURPOSE. REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION OF THE MORTGAGOR'S PERSONAL REPTHE DEBT AND IDENTITY OF THE RESENTATIVES OR ASSIGNS, MAY BE ORIGINAL CREDITOR WITHIN THE REDUCED TO FIVE WEEKS IF A JUDIT I M E P R O V I D E D B Y L A W I S N O T CIAL ORDER IS ENTERED UNDER AFFECTED BY THIS ACTION. MINNESOTA STATUTES, SECTION THE TIME ALLOWED BY LAW FOR 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G REDEMPTION BY THE MORTGAGOR, OTHER THINGS, THAT THE MORTTHE MORTGAGOR'S PERSONAL REP- GAGED PREMISES ARE IMPROVED RESENTATIVES OR ASSIGNS, MAY BE WITH A RESIDENTIAL DWELLING OF REDUCED TO FIVE WEEKS IF A JUDI- LESS THAN FIVE UNITS, ARE NOT CIAL ORDER IS ENTERED UNDER PROPERTY USED IN AGRICULTURAL MINNESOTA STATUTES, SECTION PRODUCTION, AND ARE ABANDONED. 582.032, DETERMINING, AMONG DATED: September 23, 2010 OTHER THINGS, THAT THE MORTASSIGNEE OF MORTGAGEE: GAGED PREMISES ARE IMPROVED Mortgage Electronic WITH A RESIDENTIAL DWELLING OF Registration Systems, Inc. LESS THAN FIVE UNITS, ARE NOT Wilford & Geske, P.A. PROPERTY USED IN AGRICULTURAL Attorneys for Assignee of Mortgagee PRODUCTION, AND ARE ABANDONED. Lawrence A. Wilford DATED: September 23, 2010 James A. Geske MORTGAGEE: Mortgage Electronic 8425 Seasons Parkway, Suite 105 Registration Systems, Inc. Woodbury, MN 55125-4393 Wilford & Geske, P.A. (651) 209-3300 Attorneys for Mortgagee File Number: 017151F01 Lawrence A. Wilford 2352632 9/23-10/28/10 James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016994F01 2346982 9/23-10/28/10

PUBLIC NOTICE

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�� LOCATED: Dakota Property Address: 943 6th ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,700.00 MORTGAGOR(S): Carol A Jacobson and David A Jacobson, wife and husband MORTGAGEE: Colonial Savings, F.A. DATE AND PLACE OF RECORDING: Recorded: February 05, 2004 Dakota County Recorder Document Number: 2172524 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Colonial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15109 Oakland Ave, Burnsville, MN 55306-5140 Tax Parcel ID Number: 02-56553-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, PAHA SAPA Knolls 4th Addition, according to the plat thereof on file and of record in the Office of the County of the Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,377.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Colonial Savings, F.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017061F01 2351580 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 MORTGAGOR(S): Mark Sandstrom and Andrea Sandstrom, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 02, 2006 Dakota County Registrar of Titles Document Number: 595197 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001022471 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 1040438 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

Ave S, South Saint Paul, MN 55075-3038 Tax Parcel ID Number: 36-48750-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Four (4), of M.D. Millers Spring Park Addition to South St. Paul, Dakota County, Minnesota, according to the plat thereof on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,093.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016342F01 2304552 8/19-9/23/10

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2593 5304097404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2310951 8/19-9/23/10

PUBLIC NOTICE

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2856 1044859000 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2311045 8/19-9/23/10

PUBLIC NOTICE

Dated: August 19, 2010 U.S. Bank, N.A. as Trustee for the registered holders of Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2007-TC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00374-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693645 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2306086 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2007 MORTGAGOR: G e n n a d i y Y e r m o lenko and Marina Yermolenko, husband and wife. MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank. DATE AND PLACE OF RECORDING: Registered May 25, 2007, Dakota County Registrar of Titles, Document No. 611243, Certificate of Title No. 142582. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 15450 Lucerne Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16980-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Chateau Highlands COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $588,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $633,490.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354145 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Bruno L. Miller and Linda L. Miller, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 13, 2004 Dakota County Registrar of Titles Document Number: 536826 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100214310004033315 Lender or Broker: Allstate Home Loans, Inc. dba Allstate Funding Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 87669 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 129 Redwood Dr, Apple Valley, MN 55124-9325 Tax Parcel ID Number: 01-11702-080-12 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Twelve (12), Apple Valley Third Addition, according to the plat thereof on file or of record in the Office of the Registrar of Titles, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,514.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005330F03 2346933 9/23-10/28/10

PUBLIC NOTICE

��

2717456. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500051003946 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1204 Aspen Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142250303001 LEGAL DESCRIPTION OF PROPERTY: LOT 3, BLOCK 1, EAST FARMINGTON FOURTH ADDITION, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,765.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8034 1991702338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2303547 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $736,000.00 MORTGAGOR(S): Craig Johanns and Mary Wolf-Johanns, husband and wife MORTGAGEE: Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded: November 18, 2003 Dakota County Recorder Document Number: 2141494 DATE AND PLACE OF REGISTERING: Registered: November 18, 2003 Dakota County Registrar of Titles Document Number: 521825 ASSIGNMENTS OF MORTGAGE: And assigned to: Homecomings Financial Network, Inc. Dated: February 11, 2005 Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353437 Registered: December 09, 2005 Dakota County Registrar of Titles Document Number: 580760 And assigned to: The Bank Of New York Mellon Trust Company, National Association Fka The Bank Of New York Trust Company, N.A. as Successor To JPmorgan Chase Bank N.A., as Trustee Dated: March 29, 2008 Recorded: November 13, 2008 Dakota County Recorder Document Number: 2622525 Registered: April 30, 2007 Dakota County Registrar of Titles Document Number: 609654 Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: Not Applicable Lender or Broker: Washington Mutual Bank, FA Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129943 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3494 Wolfberry Ct, Eagan, MN 55123-2494 Tax Parcel ID Number: 10-64800-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Royal Oaks, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $765,147.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon Trust Company, National Association fka The Bank Of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A., as Trustee for Mortgage Asset-Backed Pass-Through Certificates, Series 2006-RP3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003561F03 2310974 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $444,000.00 MORTGAGOR(S): Dennis F. Butler and Nancy L. Butler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 25, 2010 Dakota County Registrar of Titles Document Number: T662406 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001996-0000010853-6 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147835 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1291 Spring Green Ln, Burnsville, MN 55306-6363 Tax Parcel ID Number: 02-71800-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Spring Green, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration Document Nos. 427819 and 427823. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $461,817.89 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014277F02 2304584 8/19-9/23/10

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4384 2004672619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319974 8/26-9/30/10

PUBLIC NOTICE

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�� MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE P R O D U C T I O N , A N D A R E ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT ABANDONED." AFFECTED BY THIS ACTION. Dated: August 17, 2010. NOTICE IS HEREBY GIVEN: That U.S. Bank, N. A. default has occurred in the conditions Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. of the following described mortgage: DATE OF MORTGAGE: March 19, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2004 ORIGINAL PRINCIPAL AMOUNT OF Mortgagee MORTGAGE: $80,000.00 4500 Park Glen Road #300 MORTGAGOR(S): Frieda A Smith, Minneapolis, MN 55416 Single (952) 925-6888 MORTGAGEE: Mortgage Electronic 19-1145 Registration Systems, Inc. as nominee 7810360055 for Novastar Mortgage, Inc THIS IS A COMMUNICATION FROM TRANSACTION AGENT: Mortgage A DEBT COLLECTOR. 2319627 8/26-9/30/10 Electronic Registration Systems, Inc. MIN#: 100080190023595069 SERVICER: Ocwen Loan Servicing. LLC NOTICE OF MORTGAGE LENDER: Novastar Mortgage, Inc. FORECLOSURE SALE DATE AND PLACE OF FILING: THE RIGHT TO VERIFICATION Dakota County Minnesota, Recorder, OF THE DEBT AND IDENTITY OF on April 26, 2004, as Document No. THE ORIGINAL CREDITOR WITHIN 2198098 THE TIME PROVIDED BY LAW IS ASSIGNED TO: The Bank of New NOT AFFECTED BY THIS ACTION. York Mellon, successor in interest to NOTICE IS HEREBY GIVEN, that JPMORGAN CHASE BANK, As trustee default has occurred in conditions of for the registered holders of NovaStar the following described mortgage: Mortgage Funding Trust, Series 2004-2 DATE OF MORTGAGE: July 25, 2005 NovaStar Home Equity Loan MORTGAGOR: B l a i n e A . G o d e s , a Asset-Backed Certificates, Series single person. 2004-2 Dated: August 19, 2010, and MORTGAGEE: Mortgage Electronic recorded August 31, 2010 by DocuRegistration Systems, Inc. ment No. 2749421. DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded August 18, 2005, Dakota ERTY: All that certain Condominium C o u n t y R e c o r d e r , D o c u m e n t N o . situate in the County of Dakota and 2352633. State of Minnesota, being known and A S S I G N M E N T S O F M O R T G A G E : described as follows: Unit 314-2A, Assigned to: Chase Home Finance LLC, Garage unit number 16, Shannon Glen Dated: September 13, 2010. Condominium, I, Condominium file no. TRANSACTION AGENT: Mortgage 32, located on Lot 1, Block 1, Eagen Electronic Registration Systems, Inc. Metro Center 2nd addition of Dakota T R A N S A C T I O N A G E N T ' S M O R T - County, Minnesota. GAGE IDENTIFICATION NUMBER ON PROPERTY ADDRESS: 1855 Silver MORTGAGE: 100015901074388794 Bell Rd Unit 314, Saint Paul, MN 55122 LENDER OR BROKER AND MORTPROPERTY I.D: 102245116501 GAGE ORIGINATOR STATED ON COUNTY IN WHICH PROPERTY IS MORTGAGE: CTX Mortgage Company, LOCATED: Dakota LLC THE AMOUNT CLAIMED TO BE DUE R E S I D E N T I A L M O R T G A G E S E R - ON THE MORTGAGE ON THE DATE OF VICER: Chase Home Finance LLC THE NOTICE: Seventy-Five Thousand MORTGAGED PROPERTY ADDRESS: Fifty-Two and 14/100 ($75,052.14) 4681 Bloomberg Lane, Inver Grove THAT no action or proceeding has Heights, MN 55076 been instituted at law to recover the TAX PARCEL I.D. #: 204400128003 debt secured by said mortgage, or any LEGAL DESCRIPTION OF PROP- part thereof; that there has been comERTY: pliance with all pre-foreclosure notice Lot 28, Block 3, Lafayette 2nd Addi- and acceleration requirements of said tion, Common Interest Community mortgage, and/or applicable statutes; No. 415, Dakota County, Minnesota. PURSUANT, to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $222,000.00 DATE AND TIME OF SALE: 10:00 AM AMOUNT DUE AND CLAIMED TO BE on November 9, 2010 DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE: Sheriff`s M a i n ING TAXES, IF ANY, PAID BY MORT- Office, Law Enforcement Center, 1580 GAGEE: $210,782.19 Highway 55, Hastings MN 55033-2343 That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding mortgage and taxes, if any actually Mortgagee/Assignee of Mortgagee com- paid by the mortgagee, on the preplied with all notice requirements as mises and the costs and disburserequired by statute; That no action or ments allowed by law. proceeding has been instituted at law The time allowed by law for redempo r o t h e r w i s e t o r e c o v e r t h e d e b t tion by said mortgagor(s), their persecured by said mortgage, or any part sonal representatives or assigns is 6 thereof; months from the date of sale. PURSUANT to the power of sale con"THE TIME ALLOWED BY LAW FOR tained in said mortgage, the above REDEMPTION BY THE MORTGAGOR, described property will be sold by the THE MORTGAGOR`S PERSONAL REPSheriff of said county as follows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: Novem- REDUCED TO FIVE WEEKS IF A JUDIber 12, 2010 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE: S h e r i f f ' s O f f i c e , MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 Hwy 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 55, Lobby #S-100, Hastings, MN OTHER THINGS, THAT THE MORTto pay the debt then secured by said GAGED PREMISES ARE IMPROVED Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption P R O D U C T I O N , A N D A R E within six (6) months from the date of ABANDONED." said sale by the mortgagor(s), their Dated: September 23, 2010 personal representatives or assigns The Bank of New York Mellon, unless reduced to Five (5) weeks under successor in interest to MN Stat. §580.07. JPMORGAN CHASE BANK, As TIME AND DATE TO VACATE PROPtrustee for the registered holdERTY: If the real estate is an ers of NovaStar Mortgage owner-occupied, single-family dwellFunding Trust, Series 2004-2 ing, unless otherwise provided by law, NovaStar Home Equity Loan the date on or before which the mortAsset-Backed Certificates, gagor(s) must vacate the property if the Series 2004-2 mortgage is not reinstated under sec- Randall S. Miller & Associates, PLLC tion 580.30 or the property is not Attorneys for Assignee of Mortgage/ redeemed under section 580.23 is Mortgagee 11:59 p.m. on May 12, 2011. One Financial Plaza, MORTGAGOR(S) RELEASED FROM 120 South Sixth Street, Suite 1100 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55402 GAGE: None Phone: 612-573-3677 "THE TIME ALLOWED BY LAW FOR Our File No. 10MN00422-1 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. RESENTATIVES OR ASSIGNS, MAY BE A S A P # 3 7 3 6 2 2 5 0 9 / 2 3 / 2 0 1 0 , REDUCED TO FIVE WEEKS IF A JUDI- 09/30/2010, 10/07/2010, 10/14/2010, CIAL ORDER IS ENTERED UNDER 10/21/2010, 10/28/2010 MINNESOTA STATUTES, SECTION 2347870 9/23-10/28/10 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in the conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: September Dated: September 15, 2010. 06, 2006 Chase Home Finance LLC ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $205,000.00 MORTGAGOR(S): James P. McLaren By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of And Kathryn L. McLaren, Husband and Wife Mortgagee MORTGAGEE: Bank of America, N.A. 4500 Park Glen Road #300 DATE AND PLACE OF REGISTERMinneapolis, MN 55416 ING: (952) 925-6888 Registered: September 18, 2006 30-9046 Dakota County Registrar of Titles THIS IS A COMMUNICATION FROM Document Number: 597971 A DEBT COLLECTOR. Transaction Agent: Not Applicable 2354002 9/23-10/28/10

PUBLIC NOTICE

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�� FSB �� DATE AND PLACE OF REGISTER�� Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 80520 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24403 Chippendale Ave W, Farmington, MN 55024-1669 Tax Parcel ID Number: 07-01800-011-14 LEGAL DESCRIPTION OF PROPERTY: That part of the North H a l f o f t h e South Half of the Southeast Quarter of the Northeast Quarter (N1/2 of S 1/2 of SE 1/4 of NE 1/4) of Section Eighteen (18), Township One Hundred Thirteen (113), Range Nineteen (19), described as follows, to-wit: Beginning at a point at the Southeast (SE) corner of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N1/2 of S 1/2 of SE1/4 of NE 1/4) of Section eighteen (18); thence North on the East Section line to a point 594 feet North of the Southeast (SE) corner of the Northeast Quarter (NE 1/4) of said section thence West on a line parallel to the South line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said Section Eighteen (18) 1330 feet, more or less, to the West line of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section; thence South along the West line of said Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of said section to the Southwest (SW) corner of the North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of SE 1/4 of NE 1/4) of said Section Eighteen (18); thence East long the South line of said North Half of the South Half of the Southeast Quarter of the Northeast Quarter (N 1/2 of S 1/2 of NE 1/4) of said Section to the point of beginning, according to the Government Survey thereof; EXCEPTING THEREFROM, the West three (3) acres thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,593.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016658F01 2318223 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB

ING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-020-79 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,995.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 2317104 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 4, 2002 MORTGAGORS: Carolann Laine and Richard H. Laine, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971269. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935121001461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 5974 133rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014440107001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Lapaz 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,346.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1873 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345487 9/16-10/21/10

PUBLIC NOTICE

County Recorder, Document No. 1886008. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 22, 2002, Recorded: April 17, 2002, Document No. 1886009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7260 158th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11650-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Apple Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,396.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,712.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 9, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 7810211148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2308639 8/19-9/23/10

PUBLIC NOTICE

County, Minnesota. PROPERTY ADDRESS: 3613 Upper 204th Street West, Farmington, MN 55024 PROPERTY I.D: 12 22801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thousand Thirty-Four and 11/100 ($201,034.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00372-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693647 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2304844 8/19-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Annette Aida Correa fka Annette Kahrs fka Annette Asher, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2005 Dakota County Recorder Document Number: 2352257 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278907253954 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16498 Foliage Ave W, Rosemount, MN 55068-1845 Tax Parcel ID Number: 22-21173-200-03 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 3, Donnay's Valley Park 4th Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,260.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015897F01 2312041 8/26-9/30/10

PUBLIC NOTICE

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OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7623 1980174748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319738 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 1994 MORTGAGORS: Jerrold A. Mertz and Cathleen M. Mertz, husband and wife. MORTGAGEE: InLand Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 3, 1994, Dakota County Recorder, Document No. 1198611. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: June 12, 2002, Recorded: June 28, 2002, Document No. 1911026. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: InLand Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7932 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760118010 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen, Block Ten, Foxborough 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $74,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $50,964.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4631 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2349280 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2006 MORTGAGOR: J a m e s L . C l a r k , a married person. MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered April 18, 2006, Dakota County Registrar of Titles, Document No. 588266, Certificate of Title No. 139564. ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: March 30, 2006, Recorded: April 18, 2006, Document No. 588267. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2006, Recorded: June 29, 2006, Document No. 593065. And thereafter assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. T660160. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16875 Kenmore Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-37951-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,185.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354120 9/23-10/28/10

PUBLIC NOTICE

and Linda K.A. Degross, husband and wife. MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Registered August 14, 2003, Dakota County Registrar of Titles, Document No. 0510527, Certificate of Title No. 92044. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: July 29, 2010 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC successor by merger National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 10044 205th Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 227820416001 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, in Meadows West 5th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,917.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2257 0001761353 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2314246 8/26-9/30/10

PUBLIC NOTICE

MORTGAGE: 100010402029921297 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1091 Whitney Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011171131007 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 7, Apple valley 12th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,714.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8815 1914219606 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2314190 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,400.00 MORTGAGOR(S): Deborah A. Barrett, A Single Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 19, 2004 Dakota County Recorder Document Number: 2177323 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: December 08, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626133 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000606-7700228191-3 Lender or Broker: Castle Mortgage Corporation Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1100 Aspen Dr, Burnsville, MN 55337-3932 Tax Parcel ID Number: 02-56600-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Parkwood South 1st Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,501.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

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�� VACATE �� PROP PURSUANT to the power of sale �� con TIME�� AND DATE TO tained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, the date on or before which the mortlows: DATE AND TIME OF SALE: October gagor(s) must vacate the property if the mortgage is not reinstated under sec08, 2010 at 10:00 AM PLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on April 22, 2011. MORTGAGOR(S) RELEASED FROM sota to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None mises and the costs and disburse"THE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF April 08, 2011, or the next business LESS THAN FIVE UNITS, ARE NOT day if April 08, 2011 falls on a Satur- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E day, Sunday or legal holiday. Mortgagor(s) released from financial ABANDONED." Dated: August 18, 2010. obligation: NONE CitiMortgage, Inc. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY USSET, WEINGARDEN AND LIEBO, P.L.L.P. INFORMATION OBTAINED WILL BE By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 10-4505 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 8189237 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 8/26-9/30/10 RESENTATIVES OR ASSIGNS, MAY BE 2319525 REDUCED TO FIVE WEEKS IF A JUDIUNDER ENTERED IS ORDER CIAL MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTRIGHT TO VERIFICATION THE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN, that DATED: August 26, 2010 default has occurred in conditions of ASSIGNEE OF MORTGAGEE: the following described mortgage: CitiMortgage, Inc. DATE OF MORTGAGE:April 1, 2003 Wilford & Geske, P.A. MORTGAGOR:J o e l A . J o h n s o n , a Attorneys for Assignee of Mortgagee single person. Lawrence A. Wilford MORTGAGEE:Mortgage Electronic James A. Geske Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded May 1, 2003, Dakota (651) 209-3300 County Recorder, Document No. File Number: 016691F01 2316188 8/26-9/30/10 2040574. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: April 1, 2003, Recorded: OctoNOTICE OF MORTGAGE ber 23, 2003, Document No. 2129182. FORECLOSURE SALE TRANSACTION AGENT: Mortgage THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000037727 NOT AFFECTED BY THIS ACTION. LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Advisor's Mortgage, LLC the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: J u n e 2 6 , VICER: CitiMortgage, Inc. 2003 MORTGAGED PROPERTY ADDRESS: MORTGAGOR: Kimberly A. Arnold, a 12952 South Nicollet Avenue #301, single person. MORTGAGEE: Mortgage Electronic Burnsville, MN 55337 TAX PARCEL I.D. #: 020130058116 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Recorded September 17, 2003, Dakota ERTY: Apartment Number 301, 12952 NicolCounty Recorder, Document No. let Avenue South, Apartment Owner2111128. ship No. 15, Ridgeview CondoASSIGNMENTS OF MORTGAGE: minium Homes Assigned to: CitiMortgage, Inc., Dated: COUNTY IN WHICH PROPERTY IS August 12, 2010. TRANSACTION AGENT: Mortgage LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE:$94,500.00 AMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: 100103210000010453 LENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE:$80,761.77 That prior to the commencement of MORTGAGE: Prime Mortgage Corporathis mortgage foreclosure proceeding tion R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee complied with all notice requirements as VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 3545 Blue Jay Way #102, Eagan, MN proceeding has been instituted at law or otherwise to recover the debt 55123 secured by said mortgage, or any part TAX PARCEL I.D. #: 104505124604 LEGAL DESCRIPTION OF PROP- thereof; PURSUANT to the power of sale conERTY: Unit No. 11102, Lexington Place tained in said mortgage, the above Condominium, Condominium File described property will be sold by the No. 66, a condominium located in Sheriff of said county as follows: DATE AND TIME OF SALE: October the County of Dakota. COUNTY IN WHICH PROPERTY IS 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $120,134.00 to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disbursements, including attorneys' fees GAGEE: $109,069.91 That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. TIME AND DATE TO VACATE PROPor otherwise to recover the debt secured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: October tion 580.30 or the property is not redeemed under section 580.23 is 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 11:59 p.m. on April 15, 2011. MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGE:None "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07. TIME AND DATE TO VACATE PROP- ��

PUBLIC NOTICE

�� 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4452 635034724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2316549 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 15, 2008 MORTGAGORS: Robin M. Harms and Gabriele I. Harms, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 16, 2008, Dakota County Recorder, Document No. 2618048. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100233111108090491 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Allen Mortgage LC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5323 Upper 182nd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950005007 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Dakota County Estates. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,697.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9040 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2353986 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,380.00 MORTGAGOR(S): Ted Jackson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 15, 2005 Dakota County Recorder Document Number: 2304464 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006913769 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16865 Greenland Path, Lakeville, MN 55044-9027 Tax Parcel ID Number: 22-27600-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Foxborough, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,871.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016993F01 2348042 9/23-10/28/10

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TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Professional Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 238 5th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70300-240-14 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 14, South Saint Paul. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,837.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7538 1963904367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2318029 8/26-9/30/10

PUBLIC NOTICE

Addition, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,204.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010. Bank of America, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3133 0011580149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2320022 8/26-9/30/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1716 0000048231 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2317762 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,922.00 MORTGAGOR(S): Laura Quiroz Puertas and Juan Avalos Gadea, wife and husband MORTGAGEE: Colonial Savings, F.A. DATE AND PLACE OF RECORDING: Recorded: March 11, 2004 Dakota County Recorder Document Number: 2184365 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Colonial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 195 Stanley St, West Saint Paul, MN 55118-1511 Tax Parcel ID Number: 42-48250-030-00 LEGAL DESCRIPTION OF PROPERTY: The East 30 feet of Lot 2 and the West 20 feet of Lot 3, in "Meyer's Re-arrangement", Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,638.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Colonial Savings, F.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016633F01 2318525 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $343,000.00 MORTGAGOR(S): Patricia A. Greene, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 03, 2006 Dakota County Recorder Document Number: 2417694 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: August 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001625-0006246687-6 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1720 Atwater Path, Inver Grove Heights, MN 55077-1202 Tax Parcel ID Number: 20-14100-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), Bisanz Southview Estates AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $354,157.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016370F01 2318475 8/26-9/30/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 26, 2005 MORTGAGORS: V i c t o r C . C h a r b e l and Jacqueline A. Charbel, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2005, Dakota County Recorder, Document No. 2369321. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000115401 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4066 Deerwood Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 102390010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Engstroms Deerwood Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,110.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354289 9/23-10/28/10

PUBLIC NOTICE

cation Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13316 Court Pl, Burnsville, MN 55337-1899 Tax Parcel ID Number: 02-40600-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Five (5) in Judicial Knolls, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,578.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012266F02 2315093 8/26-9/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,500.00 MORTGAGOR(S): John F. Benson, a married man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: March 07, 2005 Dakota County Registrar of Titles Document Number: 560424 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135447 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13312 Court Pl, Burnsville, MN 55337-1899 Tax Parcel ID Number: 02-40600-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Six (6) in JUDICIAL KNOLLS, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,149.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A successor by merger to Wachovia Mortgage, FSB formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011602F02 2315051 8/26-9/30/10

PUBLIC NOTICE

tatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00337-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3688015 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 2317154 8/26-9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,000.00 MORTGAGOR(S): David E. Taylor and Paula D. Taylor, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351530 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC. Dated: August 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0585050800-6 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1001 April Pl, Burnsville, MN 55306-6321 Tax Parcel ID Number: 02-71226-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Southcross Woods Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,723.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE:

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�� ASSIGNEE OF�� MORTGAGEE: GMAC Mortgage, LLC. Wilford & Geske, P.A. NOTICE OF MORTGAGE Attorneys for Assignee of Mortgagee FORECLOSURE SALE Lawrence A. Wilford THE RIGHT TO VERIFICATION James A. Geske OF THE DEBT AND IDENTITY OF 8425 Seasons Parkway, Suite 105 THE ORIGINAL CREDITOR WITHIN Woodbury, MN 55125-4393 THE TIME PROVIDED BY LAW IS (651) 209-3300 NOT AFFECTED BY THIS ACTION. File Number: 015020F02 NOTICE IS HEREBY GIVEN, that 2312861 8/26-9/30/10 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 NOTICE OF MORTGAGE MORTGAGOR: Veniamin Melnichuk, FORECLOSURE SALE a married person. NOTICE IS HEREBY GIVEN that MORTGAGEE: J P M o r g a n C h a s e default has occurred in the conditions Bank, N.A.. of the following described mortgage: DATE AND PLACE OF RECORDING: DATE OF MORTGAGE: August 30, R e c o r d e d J u n e 1 9 , 2 0 0 8 , D a k o t a 2007 County Recorder, Document No. ORIGINAL PRINCIPAL AMOUNT OF 2597706. MORTGAGE: $203,304.00 ASSIGNMENTS OF MORTGAGE: MORTGAGOR(S): Alyssa C Pfarr, a Assigned to: Chase Home Finance LLC, single person and Alexander M Pfarr, a Dated: June 17, 2009, Recorded: June single person 24, 2009, Document No. 2666358. MORTGAGEE: Homeservices LendTRANSACTION AGENT: NONE ing, LLC Series A dba Edina Realty TRANSACTION AGENT'S MORTMortgage GAGE IDENTIFICATION NUMBER ON DATE AND PLACE OF RECORDING: MORTGAGE: NONE Recorded: September 28, 2007 LENDER OR BROKER AND MORTDakota County Recorder GAGE ORIGINATOR STATED ON Document Number: 2546934 MORTGAGE: JPMorgan Chase Bank, ASSIGNMENTS OF MORTGAGE: N.A. And assigned to: Wells Fargo Bank, RESIDENTIAL MORTGAGE SERN.A., successor by merger to Wells VICER: Chase Home Finance LLC Fargo Home Mortgage, Inc. MORTGAGED PROPERTY ADDRESS: Dated: May 22, 2008 5467 180th Street West, Farmington, Recorded: June 09, 2008 Dakota MN 55024 County Recorder TAX PARCEL I.D. #: 14-19500-020-08 Document Number: 2595698 LEGAL DESCRIPTION OF PROPAnd assigned to: Countrywide Bank, ERTY: FSB Lot 2, Block 8, Dakota County Dated: May 22, 2008 Estates, Dakota County, Minnesota. Recorded: June 09, 2008 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2595699 ORIGINAL PRINCIPAL AMOUNT OF And assigned to: Countrywide Home MORTGAGE: $123,190.00 Loans Servicing, LP AMOUNT DUE AND CLAIMED TO BE Dated: November 06, 2008 DUE AS OF DATE OF NOTICE, INCLUDR e c o r d e d : D e c e m b e r 0 1 , 2 0 0 8 ING TAXES, IF ANY, PAID BY MORTDakota County Recorder GAGEE: $144,878.77 Document Number: 2624845 That prior to the commencement of Transaction Agent: Not Applicable this mortgage foreclosure proceeding Transaction Agent Mortgage Identifi- Mortgagee/Assignee of Mortgagee comcation Number: Not Applicable plied with all notice requirements as Lender or Broker: Homeservices required by statute; That no action or L e n d i n g , L L C S e r i e s A d b a E d i n a proceeding has been instituted at law Realty Mortgage or otherwise to recover the debt Residential Mortgage Servicer: BAC secured by said mortgage, or any part Home Loans Servicing, L.P. thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 5091 183rd St W, Sheriff of said county as follows: Farmington, MN 55024-8719 DATE AND TIME OF SALE: NovemT a x P a r c e l I D N u m b e r : ber 16, 2010 at 10:00 AM 14-19506-050-01 PLACE OF SALE: S h e r i f f ' s O f f i c e , L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 Hwy ERTY: Lot 5, Block 1, Dakota County 55, Lobby #S-100, Hastings, MN Estates 7th Addition, Dakota County, to pay the debt then secured by said Minnesota. Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorneys' fees $215,982.55 allowed by law subject to redemption THAT all pre-foreclosure require- within six (6) months from the date of ments have been complied with; that said sale by the mortgagor(s), their no action or proceeding has been insti- personal representatives or assigns tuted at law or otherwise to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: Novem- mortgage is not reinstated under secber 05, 2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on May 16, 2011. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE: None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER sonal representatives or assigns. MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT May 05, 2011, or the next business day PROPERTY USED IN AGRICULTURAL if May 05, 2011 falls on a Saturday, P R O D U C T I O N , A N D A R E Sunday or legal holiday. ABANDONED." Mortgagor(s) released from financial Dated: September 14, 2010. obligation: NONE Chase Home Finance LLC THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY By: Paul A. Weingarden INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. Mortgagee THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 TIME PROVIDED BY LAW IS NOT 30-6790 AFFECTED BY THIS ACTION. THIS IS A COMMUNICATION FROM THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, 2354311 9/23-10/28/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL default has occurred in conditions of PRODUCTION, AND ARE ABANDONED. the following described mortgage: DATED: September 23, 2010 DATE OF MORTGAGE: July 13, 2005 ASSIGNEE OF MORTGAGEE: MORTGAGOR: Jileen Mary Childers, BAC Home Loans Servicing, LP a single person. fka Countrywide Home Loans MORTGAGEE: ABN Amro Mortgage Servicing, LP Group, Inc. N/K/A CitiMortgage, Inc. Wilford & Geske, P.A. DATE AND PLACE OF RECORDING: Attorneys for Assignee of Mortgagee Recorded August 12, 2005, Dakota Lawrence A. Wilford County Recorder, Document No. James A. Geske 2350375. 8425 Seasons Parkway, Suite 105 ASSIGNMENTS OF MORTGAGE: Woodbury, MN 55125-4393 NONE (651) 209-3300 TRANSACTION AGENT: NONE File Number: 017165F01 2350397 9/23-10/28/10

PUBLIC NOTICE

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�� tuted�� at law or otherwise to recover the debt secured by said mortgage, or any �� TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5179 Upper 182nd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950129006 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Dakota County Estates Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,936.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4510 650032665 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2325615 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,402.00 MORTGAGOR(S): Nicole Sanchez, a married person and Jeanne Goss and Bruce Goss, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 05, 2009 Dakota County Registrar of Titles Document Number: T643261 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100665300000083566 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 146531 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17435 Jersey Way, Lakeville, MN 55044-7769 Tax Parcel ID Number: 22-27500-220-01 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Forest Hills. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,851.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016641F01 2320425 9/2-10/7/10

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3988 2002835484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328167 9/2-10/7/10

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 18, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2269 0003882431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328484 9/2-10/7/10

PUBLIC NOTICE

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1810 3516070029 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328625 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2008 MORTGAGOR: J o d i L . H a y e s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 18, 2008, Dakota County Recorder, Document No. 2578788. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100992717 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8813 Branson Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201185706002 LEGAL DESCRIPTION OF PROPERTY: Unit No. 60, Common Interest Community No. 181, Rose Hill Villas, A Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,369.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8963 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354048 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 7 , 2003 MORTGAGORS: Stacey A. Wade and Keith A. Wade, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, F.A. DATE AND PLACE OF RECORDING: Recorded April 29, 2003, Dakota County Recorder, Document No. 2039151. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, F.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1046 Savannah Road, Eagan, MN 55123 TAX PARCEL I.D. #: 104507704001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lexington Square 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,768.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3150 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354266 9/23-10/28/10

PUBLIC NOTICE

��

holders of Asset Backed Securities Corporation Home Equity Loan Trust, Series OOMC 2005-HE6, Dated: November 5, 2009 Recorded: February 25, 2010, Document No. 2716155 and by Document No. 2673654. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pillar Mortgage Services Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 222 North 13th Avenue, Saint Paul, MN 55075 TAX PARCEL I.D. #: 36.72650.210.04 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 4, Steins Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,046.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21,2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 11, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2690 0016749004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319840 8/26-9/30/10

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,010.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4482 651230510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2319585 8/26-9/30/10

PUBLIC NOTICE

22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-600 2215878 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328284 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,200.00 MORTGAGOR(S): Gina Roers, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 28, 2006 Dakota County Recorder Document Number: 2424239 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the Registered Holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset-Backed Pass-Through Certificates. Dated: December 19, 2008 Recorded: January 08, 2009 Dakota County Recorder Document Number: 2629971 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1004315-0000000407-3 Lender or Broker: JDB Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 451 15th Ave N, South Saint Paul, MN 55075-1824 Tax Parcel ID Number: 36-62700-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), In Block Five (5), F. Radants Addition to South Park, Dakota County, Minnesota, According to the Recorded Plat Thereof on File And of Record in the Office of the Register of Deeds Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,129.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the Registered Holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset-Backed Pass-Through Certificates. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016593F01 2321238 9/2-10/7/10

PUBLIC NOTICE

��

�� GIVEN, that IS HEREBY NOTICE One Financial Plaza, �� 120 South Sixth Street, Suite 1100 default has occurred in conditions of the following described mortgage: Minneapolis, MN 55402 DATE OF MORTGAGE: J u n e 1 8 , Phone: 612-573-3677 2007 Our File No. 10MN00253-1 MORTGAGORS: Sarah A. Burns and THIS IS A COMMUNICATION FROM Michael David Burns, wife and husA DEBT COLLECTOR. A S A P # 3 7 0 9 2 9 4 0 9 / 0 2 / 2 0 1 0 , band. MORTGAGEE: Mortgage Electronic 09/09/2010, 09/16/2010, 09/23/2010, Registration Systems, Inc. 09/30/2010, 10/07/2010 DATE AND PLACE OF RECORDING: 2322599 9/2-10/7/10 Recorded July 27, 2007, Dakota County Recorder, Document No. 2533518. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE Assigned to: Provident Funding AssoTHE RIGHT TO VERIFICATION ciates, L.P., Dated: July 28, 2010. OF THE DEBT AND IDENTITY OF TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN Electronic Registration Systems, Inc. THE TIME PROVIDED BY LAW IS TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. GAGE IDENTIFICATION NUMBER ON NOTICE IS HEREBY GIVEN, that MORTGAGE: 1000179-3517060028-8 default has occurred in conditions of LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE:May 17, 2005 MORTGAGE: Provident Funding AssoMORTGAGORS:M i c h e l l e R . L u c i o ciates, L.P. and Russell J. Lucio, wife and husRESIDENTIAL MORTGAGE SERband. VICER: Provident Funding Associates, MORTGAGEE:Mortgage Electronic L.P. Registration Systems, Inc.. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 2 5 6 3 L o c k w o o d D r i v e , M e n d o t a Recorded August 25, 2005, Dakota Heights, MN 55120 County Recorder, Document No. TAX PARCEL I.D. #: 274160110904 2354770. LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F M O R T G A G E : ERTY: Assigned to: Chase Home Finance Unit No. 109, Condominium File No. LLC, Dated: December 31, 2009, 109, Kensington Carriage Homes Recorded: January 11, 2010, DocuCondominium, a Condominium ment No. 2707030. located in Dakota County, MinneTRANSACTION AGENT: Mortgage sota. Electronic Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota GAGE IDENTIFICATION NUMBER ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 100013900796592644 MORTGAGE: $165,400.00 LENDER OR BROKER AND MORTAMOUNT DUE AND CLAIMED TO BE G A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: Irwin Mortgage Corpora- ING TAXES, IF ANY, PAID BY MORTtion GAGEE: $165,089.32 RESIDENTIAL MORTGAGE SERThat prior to the commencement of VICER: Chase Home Finance LLC this mortgage foreclosure proceeding MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com2725 71st Street East, Inver Grove plied with all notice requirements as Heights, MN 55076 required by statute; That no action or T A X P A R C E L I . D . # : proceeding has been instituted at law 20-48625-030-04 or otherwise to recover the debt LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part ERTY: thereof; Lot 3, Block 4, Michael D. DuPont's PURSUANT to the power of sale con4 t h A d d i t i o n C o u n t r y M e a d o w s , tained in said mortgage, the above Dakota County, Minnesota described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED:Dakota DATE AND TIME OF SALE: October ORIGINAL PRINCIPAL AMOUNT OF 15, 2010 at 10:00 AM MORTGAGE:$245,000.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy DUE AS OF DATE OF NOTICE, INCLUD- 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE:$254,236.23 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: Novem- gagor(s) must vacate the property if the ber 12, 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on April 15, 2011. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: August 20, 2010. 11:59 p.m. on May 12, 2011 Provident Funding Associates, L.P. . MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE:None By: Paul A. Weingarden "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 90-1834 MINNESOTA STATUTES, SECTION 3517060028 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. GAGED PREMISES ARE IMPROVED 2328596 9/2-10/7/10 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: September 15, 2010. THE RIGHT TO VERIFICATION Chase Home Finance LLC OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee THE ORIGINAL CREDITOR WITHIN USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS By: Paul A. Weingarden NOT AFFECTED BY THIS ACTION. Attorneys for Mortgagee/Assignee of NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: S e p t e m b e r (952) 925-6888 25, 2002 30-7649 MORTGAGORS: Francisco M. Lopez THIS IS A COMMUNICATION FROM and Christine M. Omodt-Lopez, husband and wife. A DEBT COLLECTOR. 2351170 9/23-10/28/10 MORTGAGEE: MORTGAGES UNLIMITED, INC. DATE AND PLACE OF RECORDING: Recorded January 10, 2003, Dakota NOTICE OF MORTGAGE County Recorder, Document No. FORECLOSURE SALE 1982721. THE RIGHT TO VERIFICATION ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF Assigned to: ABN AMRO Mortgage THE ORIGINAL CREDITOR WITHIN Group, Inc n/k/a CitiMOrtgage, Inc, THE TIME PROVIDED BY LAW IS Dated: September 25, 2002, Recorded: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ��

PUBLIC NOTICE

�� MN 55024 TAX PARCEL I.D. #: 141950305003 �� Dated: September 25, 2002, Recorded: January 10, 2003, Document No. 1982722. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MORTGAGES UNLIMITED, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1845 East 47th Street, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 206650010201 LEGAL DESCRIPTION OF PROPERTY: LOT TEN (10) EXCEPT THE EAST 2 FEET THEREOF SCHEFFKNECHT ADDITION BLOCK 1 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,164.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4531 626747431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328268 9/2-10/7/10

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 3, DAKOTA COUNTY ESTATES FOURTH ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,271.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 1044839183 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328663 9/2-10/7/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4447 8425050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328249 9/2-10/7/10

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 3011349291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328542 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2009 MORTGAGORS: Heather Wieland and Brandon Wieland, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2009, Dakota County Recorder, Document No. 2684796. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100027109080071430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NATIONAL BANK OF KANSAS CITY RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18384 Lafayette Way Unit 228H, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850722808 LEGAL DESCRIPTION OF PROPERTY: Unit #228H Prairie Lake Lodges, CIC 372 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,043.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,340.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 1120981866 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328236 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 MORTGAGOR(S): Steven M. Robinette, a single person MORTGAGEE: HomeServices Lending, LLC DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: May 24, 2004 Dakota County Recorder Document Number: 2207644 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Home Mortgage, Inc. Dated: April 19, 2004 Recorded: May 24, 2004 Dakota County Recorder Document Number: 2207645 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 03, 2005 Recorded: December 05, 2005 Dakota County Recorder Document Number: 2385959 And assigned to: U.S. Bank, N.A. Dated: March 24, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278103951732 Lender or Broker: HomeServices Lending, LLC DBA Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 305 Kopp Dr, West Saint Paul, MN 55118-2608 Tax Parcel ID Number: 42-42900-210-01 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1, Kopp Hills, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,904.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002084F03 2321278 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2007 MORTGAGORS: Robert A. Berg and Linda J. Berg, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007, Dakota County Recorder, Document No. 2545134. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation, Dated: August 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818030660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 3830 80th Court East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-82100-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Village Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,877.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354251 9/23-10/28/10

PUBLIC NOTICE

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Assigned to: Chase Home Finance, LLC, Dated: August 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700078153671 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8635 240th Street East, Hampton, MN 55031 TAX PARCEL I.D. #: 295120006015 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lot 5 and the West 1/2 of the South 42 1/2 feet of Lot 6, Block 15, Town of New Trier, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,587.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,047.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8888 1978839917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328352 9/2-10/7/10

PUBLIC NOTICE

22, Block 6, Hepburn Park Addition to the city of St. Paul according to the recorded plate thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,050.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4478 770068961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328208 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12990 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12990 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Randall A. Cooper, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Five Hundred Thirty Six and 00/100 ($4,536.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 15, 2010, and recorded June 11, 2010, as Document No. 2 7 3 5 1 3 5 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 13, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN.

MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 13, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 24, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144155 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2321840 9/2-10/7/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,920.00 MORTGAGOR(S): John W Brown, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542204 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000958609 Lender or Broker: Bankers Mortgage Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15917 Finch Ave, Apple Valley, MN 55124-5811 Tax Parcel ID Number: 01-63400-041-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 41, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,288.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016391F01 2326021 9/2-10/7/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2007 MORTGAGOR: T h e r e s a J . M c C o r mick, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 2007, Dakota County Recorder, Document No. 2508986. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 3, 2009, Recorded: April 28, 2009, Document No. 2652865. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222142515843 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 109 14th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-83900-290-01 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Wharton and Miller's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,156.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2073 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354193 9/23-10/28/10

PUBLIC NOTICE

��No. �� Recorder, Document 2521761. �� TAX �� PARCEL I.D. #: 01-16590-010-01 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAssigned to: Chase Home Finance LLC, ERTY: Lot 1, Block 1, Cedar Isle Village Dated: August 23, 2010. Homes. TRANSACTION AGENT: Mortgage COUNTY IN WHICH PROPERTY IS Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota GAGE IDENTIFICATION NUMBER ON ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 100015904001003064 MORTGAGE: $276,000.00 LENDER OR BROKER AND MORTAMOUNT DUE AND CLAIMED TO BE G A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: CTX Mortgage Company, ING TAXES, IF ANY, PAID BY MORTLLC GAGEE: $307,023.65 That prior to the commencement of RESIDENTIAL MORTGAGE SERthis mortgage foreclosure proceeding VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com20843 I n d i a Ci r c l e , L a k e v i l l e , M N plied with all notice requirements as required by statute; That no action or 55044 TAX PARCEL I.D. #: 227585713003 proceeding has been instituted at law LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part ERTY: Lot 13, Block 3, The Meadows Eighth thereof; Addition, according to the recorded PURSUANT to the power of sale conplat thereof, Dakota County, Minne- tained in said mortgage, the above sota. described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: October ORIGINAL PRINCIPAL AMOUNT OF 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy DUE AS OF DATE OF NOTICE, INCLUD- 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said Mortgage, and taxes, if any, on said GAGEE: $285,929.87 That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: October gagor(s) must vacate the property if the 26, 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: S h e r i f f ' s O f f i c e , tion 580.30 or the property is not Law Enforcement Center, 1580 Hwy redeemed under section 580.23 is 55, Lobby #S-100, Hastings, MN 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None "THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: August 23, 2010. redeemed under section 580.23 is Selene Finance LP 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden GAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 90-1611 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 0000033548 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 9/2-10/7/10 GAGED PREMISES ARE IMPROVED 2328646 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." NOTICE IS HEREBY GIVEN that Dated: August 23, 2010. default has occurred in the conditions Chase Home Finance LLC of the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: July 17, 2007 USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL PRINCIPAL AMOUNT OF By: Paul A. Weingarden MORTGAGE: $173,400.00 Attorneys for Mortgagee/Assignee of MORTGAGOR(S): Gregory K. Mortgagee Ascherman and Cynthia M. Ascher4500 Park Glen Road #300 man, husband and wife Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 30-8908 DATE AND PLACE OF RECORDING: 1911430248 Recorded: August 02, 2007 Dakota THIS IS A COMMUNICATION FROM County Recorder A DEBT COLLECTOR. Document Number: 2534850 2328327 9/2-10/7/10 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust NOTICE OF MORTGAGE 2007-4 FORECLOSURE SALE Dated: August 24, 2010 THE RIGHT TO VERIFICATION Transaction Agent: Mortgage ElecOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTHE TIME PROVIDED BY LAW IS cation Number: 100236400000299012 NOT AFFECTED BY THIS ACTION. Lender or Broker: Mercantile MortNOTICE IS HEREBY GIVEN, that default has occurred in conditions of gage Company Residential Mortgage Servicer: Saxon the following described mortgage: DATE OF MORTGAGE: May 11, 2007 Mortgage Services, Inc. MORTGAGORS: Scott A. Lysne and Mortgage Originator: Not Applicable Lesia F. Lysne, husband and wife. COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. Property Address: 930 18th Ave N, DATE AND PLACE OF RECORDING: South Saint Paul, MN 55075-1433 Tax Parcel ID Number: Recorded May 25, 2007, Dakota County Recorder, Document No. 2519833. 36-30900-170-02 (Lot 17) ASSIGNMENTS OF MORTGAGE: 36-30900-181-02 (Part of Lot 18) LEGAL DESCRIPTION OF PROPAssigned to: CitiMortgage, Inc., Dated: November 9, 2009, Recorded: Decem- ERTY: Lot Seventeen (17), Block Two ber 30, 2009, Document No. 2704984. (2), Grand View Addition to South St. And thereafter assigned to: Selene Paul, and, that part of Lot Eighteen Finance LP, Dated: January 20, 2010, (18), Block Two (2), of said Grand View Recorded: January 20, 2010, Docu- A d d i t i o n t o S o u t h S t . P a u l , l y i n g ment No 2708852, as corrected by Cor- southerly of the following described rective Assignment, Dated: August 10, line: 2010. Commencing at the Northwest corTRANSACTION AGENT: Mortgage ner of said Lot Eighteen (18); thence Electronic Registration Systems, Inc. southerly along the west line of said T R A N S A C T I O N A G E N T ' S M O R T - Lot Eighteen (18) a distance of 34.86 GAGE IDENTIFICATION NUMBER ON feet to the point of beginning of the line to be described; thence easterly, MORTGAGE: 100252101000194562 LENDER OR BROKER AND MORT- deflecting to the left 90 degrees, 33 G A G E O R I G I N A T O R S T A T E D O N minutes 37 seconds, to the east line of said Lot Eighteen (18), and there terMORTGAGE: Lendsource, Inc. R E S I D E N T I A L M O R T G A G E S E R - minating, according to the plat thereof now on file and of record in the Office VICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: of the County Recorder in and for said 14272 Flora Way, Apple Valley, MN Dakota County, Minnesota. 55124 TAX PARCEL I.D. #: 01-16590-010-01 ��

PUBLIC NOTICE

�� PLACE �� OF SALE: Sheriff s Office, Law Enforcement Center, 1580 Hwy �� Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,489.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2007-4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016747F01 2327704 9/2-10/7/10

PUBLIC NOTICE

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8883 1771101921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328379 9/2-10/7/10

PUBLIC NOTICE

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 23, 2010. Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1855 5529755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328576 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2003 MORTGAGORS: C h r i s t o p h e r J . Woolsey and Julie A. Woolsey, Husband and Wife. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded August 22, 2003, Dakota County Recorder, Document No. 2099388. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2316 Lemay Lake Road, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 270410001836 LEGAL DESCRIPTION OF PROPERTY: THE WEST 1 ACRE OF THE EAST 2 ACRES OF THE SOUTH 225.4 FEET OF NORTH 306.9 FEET OF LOT 36, AUDITORS SUBDIVISION NO.34, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,532.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 26, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8919 1583775929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335758 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,300.00 MORTGAGOR(S): Daniel S. Kealey, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 28, 2007 Dakota County Recorder Document Number: 2540555 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: August 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100330000000043298 Lender or Broker: Midamerica Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 320 E 152nd St, Burnsville, MN 55306-5008 Tax Parcel ID Number: 02-18575-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Three (3), Crystal Lake Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,751.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016403F01 2334971 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,625.00 MORTGAGOR(S): Nexon Nou and Heang Oum, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING:

ING: Registered: April 11, 2005 Dakota County Registrar of Titles Document Number: 562777 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120380 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1948 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 10-16704-130-13 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 13, in Cedar Grove Number 5 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,512.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010922F02 2335166 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 MORTGAGOR(S): Wayne Chapman, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: June 01, 2006 Dakota County Registrar of Titles Document Number: 591356 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139972 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 E Burnsville Pkwy Apt 208, Burnsville, MN 55337-3634 Tax Parcel ID Number: 02-32600-740-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 208, located in Condominium No. 7, Woodhurst West, a Condominium, Dakota County, Minnesota, according tot he Declaration and Bylaws dated and filed October 26, 1972, as Document No. 64663, and as amended in Document no. 67368 filed on the ninth day of May, 1973, and the floor plans filed as Document No. 64664 on October 26, 1972, and as amended in Document No. 67369, filed

amended in Document No. 67369, filed May 9, 1973, files of the Dakota County Registrar of Titles. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,768.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016727F01 2329930 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,598.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County

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PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 2336172 9/9-10/14/10

PUBLIC NOTICE

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00397-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3721414 09/09/2010, 09/16/2010, 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010 2334008 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $277,200.00 MORTGAGOR(S): James W. Jensen, An Unmarried Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 27, 2005 Dakota County Recorder Document Number: 2375006 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, LLC Dated: August 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100330000000020049 Lender or Broker: MidAmerica Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3300 E Burnsville Pkwy, Burnsville, MN 55337-3400 Tax Parcel ID Number: 02-77900-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block One (1), Tuxedo Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,758.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016341F01 2320433 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Jeremy C Engen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2004 Dakota County Registrar of Titles Document Number: 546857 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700039812611 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133213 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3754 Vermilion Ct S, Eagan, MN 55122-3154 Tax Parcel ID Number: 10-16936-407-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,599.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 2351151 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 MORTGAGOR(S): Joan J Ellsworth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2005 Dakota County Recorder Document Number: 2310583 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604235896133 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC

Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7567 Dawn Ave, Inver Grove Heights, MN 55076-3135 Tax Parcel ID Number: 20-53651-050-07 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, The Oaks Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,178.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016912F01 2334967 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,600.00 MORTGAGOR(S): Thuy Bich Le, a married person MORTGAGEE: American Residential Mortgage, LP DATE AND PLACE OF RECORDING: Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162081 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 13, 2003 Recorded: January 08, 2004 Dakota County Recorder Document Number: 2162082 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428213 And assigned to: U.S. Bank National Association Dated: June 09, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736089 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001934353 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17544 Gage Ct, Lakeville, MN 55044 Tax Parcel ID Number: 22-18305-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Pond South 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $208,812.12

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�� $208,812.12�� County Recorder in�� the �� county where THAT all pre-foreclosure require- the Mortgaged Property is located a ments have been complied with; that notice of intention to redeem. On or before 11:59 p.m. on April 25, no action or proceeding has been instituted at law or otherwise to recover the 2011, the Mortgagor must vacate the debt secured by said mortgage, or any property if the Mortgage is not reinpart thereof; stated under Minn. Stat. §580.30 or the PURSUANT to the power of sale con- property redeemed under Minn. Stat. t a i n e d i n s a i d m o r t g a g e , t h e §580.23. above-described property will be sold Dated: September 7, 2010 by the Sheriff of said county as folTHE FIRST STATE BANK lows: OF ROSEMOUNT DATE AND TIME OF SALE: October FAEGRE & BENSON LLP By D. Charles Macdonald 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Attorneys for Mortgagee Law Enforcement Center, 1580 High- 2200 Wells Fargo Center way 55, Lobby S-100, Hastings, Minne- 90 South Seventh Street Minneapolis, MN 55402 sota 9/9-10/14/10 to pay the debt secured by said mort- 2336218 gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed NOTICE OF MORTGAGE by law, subject to redemption within FORECLOSURE SALE six (6) months from the date of said THE RIGHT TO VERIFICATION OF sale by the mortgagor(s), their perTHE DEBT AND IDENTITY OF THE sonal representatives or assigns. ORIGINAL CREDITOR WITHIN THE If the Mortgage is not reinstated TIME PROVIDED BY LAW IS NOT under Minn. Stat. §580.30 or the propAFFECTED BY THIS ACTION. erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate Dated: September 3, 2010 YOU ARE NOTIFIED THAT: the property on or before 11:59 p.m. on 1. Default has occurred in the condiApril 22, 2011, or the next business day if April 22, 2011 falls on a Satur- tions of the Mortgage dated May 29, 2008. The afore-mentioned Mortgage day, Sunday or legal holiday. Mortgagor(s) released from financial was executed by Kenneth L. Zaffke and Audrey A. Zaffke, husband and wife, as obligation: NONE THIS COMMUNICATION IS FROM Mortgagor, and in favor of Home FedA DEBT COLLECTOR ATTEMPT- eral Savings Bank, as Mortgagee, and ING TO COLLECT A DEBT. ANY r e c o r d e d w i t h t h e D a k o t a C o u n t y INFORMATION OBTAINED WILL BE Recorder's Office on July 10, 2008, as document number 2601279. The land USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF described in the Mortgage is not regisTHE DEBT AND IDENTITY OF THE tered land. The current fee title holder ORIGINAL CREDITOR WITHIN THE is Kenneth L. Zaffke and Audrey A. T I M E P R O V I D E D B Y L A W I S N O T Zaffke. 2. The original principal amount AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR secured by the Mortgage is Fifty Thousand and no/100 Dollars ($50,000.00). REDEMPTION BY THE MORTGAGOR, 3. No action or proceeding at law is THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE n o w p e n d i n g t o r e c o v e r t h e d e b t REDUCED TO FIVE WEEKS IF A JUDI- secured by the Mortgage, or any part CIAL ORDER IS ENTERED UNDER thereof. 4. The holder of the Mortgage has MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G complied with all conditions preced e nt to acceleration of the debt OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED secured by the Mortgage and forecloWITH A RESIDENTIAL DWELLING OF sure of the Mortgage, and all notices LESS THAN FIVE UNITS, ARE NOT and other requirements of applicable PROPERTY USED IN AGRICULTURAL statutes. 5. At the date of this notice the PRODUCTION, AND ARE ABANDONED. amount due on the Mortgage is DATED: September 09, 2010 $57,457.90. ASSIGNEE OF MORTGAGEE: 6. Pursuant to the power of sale in U.S. Bank National Association the Mortgage, the Mortgage will be Wilford & Geske, P.A. and land located at 1235 foreclosed, Attorneys for Assignee of Mortgagee Wilderness Park Circle, Eagan, MinneLawrence A. Wilford sota 55123, and legally described as James A. Geske follows: 8425 Seasons Parkway, Suite 105 Lot 11, Block 1, Wilderness Park Woodbury, MN 55125-4393 Addition, Dakota County, Minnesota (651) 209-3300 will be sold by the County Sheriff of File Number: 014789F03 2331156 9/9-10/14/10 Dakota County, Minnesota, at public auction on October 28, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033-2343, to pay the debt then NOTICE OF MORTGAGE secured by said Mortgage, taxes, if any, FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that on the premises, and the costs and default has occurred in the conditions disbursements, including attorneys' of that certain Consumer Mortgage, fees allowed by law subject to redempdated June 2, 2000, executed by John tion within six (6) months from the R. Klaus, as mortgagor and borrower date of sale by the mortgagor(s), their (the "Mortgagor"), and delivered to The personal representatives or assigns. 7. T h e t i m e a l l o w e d b y l a w f o r First State Bank of Rosemount, as lender (the "Mortgagee"), which mort- r e d e m p t i o n b y M o r t g a g o r o r gage was recorded July 12, 2000 as Mortgagor's personal representatives Document No. 1703728 in the Office of or assigns is six (6) months after the the County Recorder of Dakota County date of sale. 8. DATE AND TIME MORTGAGOR (the "Mortgage"), the original principal amount secured by said Mortgage, MUST VACATE THE PREMISES: 11:59 being $99,875.00; that no action or p.m. on April 28, 2011. 9. THE TIME ALLOWED BY LAW FOR proceeding has been instituted at law to recover the debt secured by said REDEMPTION BY THE MORTGAGOR, Mortgage or any part thereof; that any THE MORTGAGOR'S PERSONAL REPnotice required by said Mortgage, or RESENTATIVES OR ASSIGNS, MAY BE any note secured thereby, or by law, to REDUCED TO FIVE WEEKS IF A JUDIbe given prior to the commencement of CIAL ORDER IS ENTERED UNDER these proceedings to foreclose said MINNESOTA STATUTES, SECTION Mortgage has been given; that there is 5 8 2 . 0 3 2 D E T E R M I N I N G , A M O N G due and claimed to be due upon said OTHER THINGS, THAT THE MORTMortgage, including interest to date GAGED PREMISES ARE IMPROVED hereof, the sum of $115,747.38; and WITH A RESIDENTIAL DWELLING OF that pursuant to the power of sale LESS THAN FIVE UNITS, ARE NOT therein contained, said Mortgage will PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. be foreclosed. 10. No Mortgagor has been released The tract of land in said Mortgage, lying and being in Dakota County, from liability prior to the above date. Minnesota, and legally described as KOEPKE LAW GROUP, P.A. By: /s/ Shawn R. Welk (#0393313) follows, to-wit: The West 19 feet of North 200 feet of 3161 Fernbrook Lane North Lot 5 and East 87 feet of North 200 Plymouth, Minnesota 55447 feet of Lot 6, Alex Empey's Addition Telephone: (763) 201-1218 to Farmington, according to the Its: Attorney in Fact THIS IS AN ATTEMPT TO Recorded Plat thereof, and situate in COLLECT A DEBT AND ANY Dakota County, Minnesota INFORMATION OBTAINED WILL (the "Property") together with all the BE USED FOR THAT PURPOSE. improvements now or hereafter erected 9/9-10/14/10 on the Property, and all easements, 2336246 appurtenances, and fixtures now or hereafter a part of the Property, and all replacements and additions thereto; NOTICE OF MORTGAGE will be sold by the Sheriff of Dakota FORECLOSURE SALE County, Minnesota at public auction NOTICE IS HEREBY GIVEN that on Monday, October 25, 2010 at 10:00 default has occurred in the conditions o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Cen- of the following described mortgage: DATE OF MORTGAGE: August 30, ter, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by 2006 ORIGINAL PRINCIPAL AMOUNT OF said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony Kimmen and disbursements allowed by law. The time allowed by law for redemp- and Jennifer A. Kimmen, husband and tion by the Mortgagor, its personal rep- wife MORTGAGEE: Argent Mortgage resentatives, successors or assigns is six (6) months from the date of said Company, LLC DATE AND PLACE OF RECORDING: sale. Recorded: September 13, 2006 Property Address: 3850 220th Street Dakota County Recorder W., Farmington, Minnesota 55024. Document Number: 2460681 Tax Parcel ID Number: ASSIGNMENTS OF MORTGAGE: 14-23750-060-00. And assigned to: U.S. Bank National Each person holding a junior lien upon the Mortgaged Property or some Association, as trustee, on behalf of holders of the Asset Backed Secuthe part thereof may redeem beginning after the expiration of the Mortgagor's rities Corporation Home Equity Loan redemption period, but only if one Trust, Series AMQ 2006-HE7 Asset week or more before the end of the Backed Pass-Through Certificates, Mortgagor's redemption period the Series AMQ 2006-HE7

PUBLIC NOTICE

creditor files with the Office of the County Recorder in the county where

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�� described as follows: Lots 5, 7, 9, 10, 11 and 12, Block 1, �� Series AMQ 2006-HE7 Dated: September 05, 2006 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1464 Brittany Rd, Hastings, MN 55033-2410 Tax Parcel ID Number: 19-71000-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,856.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016763F01 2331294 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred under the Second Mortgage ("Mortgage") dated April 13, 2006, in the original, principal amount of $657,500.00, executed by J. Thompson & Associates, LLC, a Minnesota limited liability company, as mortgagor, to Builders Mortgage Company LLC, a Minnesota limited liability company, as mortgagee, and recorded in the office of the County Recorder, Dakota County, Minnesota on April 14, 2006 as Document No. 2420540, which was assigned by Builders Mortgage Company LLC to Meridian Bank, National Association, a national banking association, pursuant to the Assignment of Mortgages and Assignments of Leases and Rents dated August 3, 2010, and recorded in the office of the County Recorder, Dakota County, Minnesota on August 19, 2010 as Document No. 2747315; that J. Thompson & Associates, LLC and Builders Mortgage Company LLC made and entered into a Voluntary Mortgage Foreclosure Agreement dated May 17, 2010 wherein the parties agreed that the Mortgage shall be voluntarily foreclosed pursuant to Minn. Stat. § 582.32; that there has been compliance with all conditions precedent to the foreclosure of the Mortgage and the acceleration of the indebtedness secured thereby; that no action or proceeding has been instituted at law to recover the debt secured by the Mortgage or any part thereof; that there is due and claimed to be due under the Mortgage the sum of $328,896.23; and that pursuant to the power of sale therein, the Mortgage will be foreclosed and the real property located in Dakota County, Minnesota described as follows:

Featherstone Oaks, C.I.C. No. 573 will be sold by the Sheriff of said County at public auction on October 19, 2010 at 10:00 a.m. in the Main Office of the Sheriff of Dakota County, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, City of Hastings, in said County and State, to pay the debt secured by the Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law, subject to redemption by the mortgagor, its successors or assigns, within two (2) months of the date of the sale. After the expiration of the mortgagor's redemption period, each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subd. 9. Date: September 7, 2010. MERIDIAN BANK, NATIONAL ASSOCIATION, Mortgagee By /s/ Beth A. Siegel Attorney for Mortgagee 14300 Nicollet Court, Suite 300 Burnsville, Minnesota 55306 Telephone No.: (952) 898-1110 2335890 9/9-9/30/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,600.00 MORTGAGOR(S): Marsha Wickelgren, an unmarried person MORTGAGEE: The National Bank DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481652 ASSIGNMENTS OF MORTGAGE: And assigned to: Citimortgage, Inc. Dated: December 04, 2006 Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481653 And assigned to: The National Bank Dated: July 14, 2008 Recorded: July 21, 2008 Dakota County Recorder Document Number: 2603739 And assigned to: Suntrust Mortgage, Inc. Dated: July 17, 2008 Recorded: July 21, 2008 Dakota County Recorder Document Number: 2603740 And assigned to: Litton Loan Servicing, LP Dated: August 24, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The National Bank Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16927 Grenadier Ave, Lakeville, MN 55044-9028 Tax Parcel ID Number: 22-27600-170-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Foxborough, according to the recorded plat thereof and situated in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,603.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: Litton Loan Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016589F01 2335086 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2005 MORTGAGORS: Kelly A. Aitkin and Wayne Apple Aitkin, wife and husband. MORTGAGEE: Superior Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379517. ASSIGNMENTS OF MORTGAGE: Assigned to: BNC Mortgage, Inc., Dated: October 19, 2005, Recorded: April 2, 2007, Document No. 2506820. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: November 4, 2005, Recorded: April 2, 2007, Document No. 2506821. And thereafter assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-1, Dated: August 6, 2010, Recorded: August 12, 2010, Document No. 2746030. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Superior Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13517 South 1st Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 024325003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Krestwood Knolls 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,996.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4142 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345324 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: W i l l i a m J o s e p h Jahnke and Charlene Ann Jahnke, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 8, 2008, Dakota County Recorder, Document No. 2583070. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200633764123 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: I.A.G. Enterprises Inc. d/b/a Northwest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 364 Hayes Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191750104455 LEGAL DESCRIPTION OF PROPERTY: Unit 44, CIC No. 332, a Condominium, Century Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,373.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,471.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354021 9/23-10/28/10

PUBLIC NOTICE

Assigned to: PNC Bank, National Asso ciation, Dated: August 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000961438 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19162 Inndale Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222060122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, CIC No. 342, Dodd Marsh Highlands Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,620.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,549.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268 0004449853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2336129 9/9-10/14/10

PUBLIC NOTICE

TAX PARCEL I.D. #: 105380111201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 11, Block 1, Oakwood Heights 2nd Addition, lying easterly of a line drawn from a point on the north line of said Lot 11 distant 37.56 feet westerly of the northeast corner of said Lot 11, to a point on the south line of said Lot 11, distant 53.15 westerly of the southeast corner of said Lot 11, according to the recorded plat thereof on file and of record in the office of the County Recorder in and for Dakota County, Minnesota. Abstract Property 60-3003 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,787.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3093 5300988507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2336078 9/9-10/14/10

PUBLIC NOTICE

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LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8835 1064079706 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335719 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,182.00 MORTGAGOR(S): Myron A Okstad, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 16, 2009 Dakota County Recorder Document Number: 2631367 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012355177 Lender or Broker: Residential Mortgage Group, a division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14138 Plymouth Ave, Burnsville, MN 55337-5717 Tax Parcel ID Number: 02-58450-057-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 57, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,863.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2011, or the next business day if April 26, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016316F01 2333700 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 MORTGAGOR(S): Danard R. Meyer and Lynette M. Meyer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 27, 2004 Dakota County Recorder Document Number: 2179995 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037505595948095 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20055 Dunbar Ave, Farmington, MN 55024-9469 Tax Parcel ID Number: 14-57600-011-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Pine Knoll, Except the following described property: Beginning at the southeast corner of said Lot 1; thence south 72 degrees 38 minutes 55 seconds west along the southerly line of said Lot 1, a distance of 123.00 feet; thence north 27 degrees 58 minutes 14 seconds west, a distance of 156.25 feet to the north line of said Lot 1; thence East along said north line a distance of 158.84 feet to the northeast corner of said Lot 1; thence southeasterly along a curve concave to the northeast, having a radius of 5679.74 feet, a central angle of 0 degrees 27 minutes 58 seconds, and a chord bearing of South 17 degrees 35 minutes 04 seconds east, for a distance of 46.20 feet; thence South 17 degrees 21 minutes 05 seconds east, tangent to said curve a distance of 60.00 feet to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,530.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $678,750.00 MORTGAGOR(S): Kevin W Daly and Margaret R Daly, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: October 05, 2004 Dakota County Registrar of Titles Document Number: 549309 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 113158 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1851 Orchard Hl, Mendota Heights, MN 55118-4168 Tax Parcel ID Number: 27-73601-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Swanson's Second Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $699,549.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a

Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016448F01 2337612 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Lori Jan Martin and Eric Raymond Martin, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as Successor-in-Interest to Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 9, 2007, Dakota County Recorder, Document No. 2495196. A portion of the premises originally encumbered by the Mortgage has been released pursuant to Document No. 268708 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY3 Trust, Dated: May 6, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 13-02800-011-26 LEGAL DESCRIPTION OF PROPERTY: The North 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota EXCEPT the East 50.80 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $348,165.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010. Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354276 9/23-10/28/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 MORTGAGOR(S): Robert D Ring, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358775 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000283552 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 620 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-83900-001-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Whippoorwill Ridge Condominium, Common Interest Community No. 238, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,208.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016753F01 2343824 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $600,000.00 MORTGAGOR(S): Kevin D Doheny, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130560

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COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1610 Blackhawk Lake Pl, Eagan, MN 55122-1200 Tax Parcel ID Number: 10-14352-080-01 LEGAL DESCRIPTION OF PROPERTY: Block One (1), Lot Eight (8), in Blackhawk Glen 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $654,766.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016692F01 2337659 9/16-10/21/10

PUBLIC NOTICE

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�� MORTGAGE: $197,400.00 AMOUNT DUE AND CLAIMED TO BE �� ERTY: Lot 4, Block 1, Kenridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,067.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $395,478.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343420 9/16-10/21/10

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,053.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344670 9/16-10/21/10

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 7880036309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2341085 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: Curtis Gunderson and Kimberly Gunderson, husband and wife. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded May 6, 2005, Dakota County Recorder, Document No. 2319646. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: July 28, 2005, Recorded: August 8, 2005, Document No. 2348474. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666683. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16617 Flagstaff Way W., Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Donnay's Valley Park 8th. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,523.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 1044468660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345399 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife. MORTGAGEE: Nationwide Lending Corporation. DATE AND PLACE OF RECORDING: Recorded June 6, 2005, Dakota County Recorder, Document No. 2327815. ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage Corporation pursuant to court order filed as Document No. 2722144. And thereafter assigned to: Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-NC2, Dated: October 1, 2009, Recorded: April 16, 2010, Document No. 2725160. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20071 Heathrow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-303-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2303, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,321.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3278 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345239 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jonathan J. Glass and Emily A. Glass, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323629 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-0511600004-7 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 324 Cari Park Ln, Hastings, MN 55033-3975 Tax Parcel ID Number: 19-16402-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Cari Park Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $122,736.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016721F01 2341284 9/16-10/21/10

PUBLIC NOTICE

Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 20, 2009, Recorded: November 3, 2009, Document No. 2694027. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56600-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,934.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345059 9/16-10/21/10

PUBLIC NOTICE

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�� ERTY: UNIT NO. 408, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,025.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,663.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8983 1911502702 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343479 9/16-10/21/10

PUBLIC NOTICE

p g or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 1998253786 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345083 9/16-10/21/10

PUBLIC NOTICE

g g , described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343191 9/16-10/21/10

PUBLIC NOTICE

y p p redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9000 1928163055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344959 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,599.00 MORTGAGOR(S): Mark E Gangler and Allison L Gangler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2473074 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 31, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000603445 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3380 Cloman Way, Inver Grove Heights, MN 55076-1646 Tax Parcel ID Number: 20-44350-130-01 LEGAL DESCRIPTION OF PROPERTY: Unit 57, Building No. 15, Lakebridge Condominium No. 2, Condominium File No. 6, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,223.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE:

�� U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 2338189 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2005 MORTGAGORS: Hoang Yen Truong and Danh Truong, wife and husband. MORTGAGEE: C h a s e M a n h a t t a n Bank, USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2299945. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH1, Asset Backed Pass-Through Certificates, Series 2007-CH1, Dated: August 31, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 12995 South Harriet Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15180-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Brittany Heights. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,359.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3777 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345266 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 ORIGINAL PRINCIPAL AMOUNT OF

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MORTGAGE: $95,100.00 MORTGAGOR(S): Genet Ayano, a married person MORTGAGEE: Advisor's Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006346 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 27, 2002 Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006347 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 02, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428198 And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001799889 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12968 Nicollet Ave Apt 201, Burnsville, MN 55337-3563 Tax Parcel ID Number: 02-01300-627-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 201, 12968 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $88,007.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016889F01 2341842 9/16-10/21/10

PUBLIC NOTICE

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�� LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF �� Dated: March 29, 2010, Recorded: April 7, 2010, Document No. 2723299. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022600314110 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16610 Flagstaff Way West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-090-05 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,600.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8129 1980075247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344974 9/16-10/21/10

PUBLIC NOTICE

MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,072.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8172 1064149084 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340363 9/16-10/21/10

PUBLIC NOTICE

mortgagor(s), their personal representatives or assigns. The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: May 2, 2011 at 11:59 p.m. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 9, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: /s/ Brian G. Hoelscher Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1298 Stryker Avenue West St. Paul, MN 55118; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 42-31052-140-02; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2341333

9/16-10/21/10

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 1915281106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2342392 9/16-10/21/10

PUBLIC NOTICE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344965 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2003 MORTGAGORS: G r e g o r y L . R o s s mann and Kimberly A. Rossmann, husband and wife. MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 20, 2003, Dakota County Recorder, Document No. 2097873. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4363 Lodgepole Court, Eagan, MN 55122 TAX PARCEL I.D. #: 102488001206 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A The South 112 feet of Lot One (1) Block Six (6) Evergreen Park Addition Also: That part of Lot four (4) Block Six (6) of the plat of Evergreen Park Addition described as follows: Beginning at the Southwest corner of said Lot Four (4), thence North along the West line thereof a distance of 65 feet to the Northwest corner of said Lot Four (4), thence North 48 degrees, 46 minutes 44 seconds East a distance of 35.3 feet, thence South 14 degrees 50 minutes 07 seconds East a distance of 91.62 feet to the South line of said Lot Four (4), thence North 89 degrees, 39 minutes West along said South line a distance of 50 feet to the point of beginning. Also: That part of Lot Three (3) Block Six (6) of the plat of Evergreen Park Addition, described as follows: Beginning at the Southwest corner of said Lot Three (3), thence North along the West line thereof a distance of 47 feet, thence South 54 degrees East a distance of 31 feet, thence South 14 degrees 50 minutes 07 seconds East a distance of 5.7 feet to the South line of said Lot Three (3) thence South 48 degrees 46 minutes 44 seconds West a distance of 35.3 feet to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,911.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the

law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343529 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2007 MORTGAGOR: R o b e r t W o o d r u f f Degen, a single man. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2007, Dakota County Recorder, Document No. 2550353. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1789 Riverwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742704502 LEGAL DESCRIPTION OF PROPERTY: Unit 45, C.I.C No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,945.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

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Dated: September 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4614 1119910576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340422 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,812.00 MORTGAGOR(S): Kasey Rice, an Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 02, 2006 Dakota County Recorder Document Number: 2409717 LOAN MODIFICATION: Dated: March 01, 2008 Recorded: August 14, 2008 Document Number: 2608171 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100175200002858150 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 633 10th Ave N, South Saint Paul, MN 55075-1616 Tax Parcel ID Number: 36-70207-240-05 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, South Park Division No. 8 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,662.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017058F01 2343768 9/16-10/21/10

PUBLIC NOTICE

Hugo G. Casas and Erika Navarrete, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583265. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002999662 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Financial Solutions, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 10916 Dakota Court, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410534004 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 4, River Hills Sixth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,378.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8994 1749487437 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344999 9/16-10/21/10

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19343 Eureka Court, Farmington, MN 55024 TAX PARCEL I.D. #: 14-25603-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Fair Hills 4th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,378.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,505.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2274 000570678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345289 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGOR: Terri E. Norby, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder Document #: 2517027 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 46, REGATTA VILLAGE HOMES, A COMMON INTEREST COMMUNITY NO. 282, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 01-63402-046-50 PROPERTY ADDRESS: 15535 Foghorn Lane, Apple Valley, Minnesota 55124 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $154,824.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial

ors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is March 4, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: September 8, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2345356 9/16-10/21/10

PUBLIC NOTICE

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�� to pay the debt then secured by �� said REDUCED TO FIVE �� WEEKS IF A JUDI Mortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MN Stat. §580.07. DATED: September 16, 2010 TIME AND DATE TO VACATE PROPASSIGNEE OF MORTGAGEE: ERTY: If the real estate is an U.S. Bank National Association owner-occupied, single-family dwelling, unless otherwise provided by law, Wilford & Geske, P.A. the date on or before which the mort- Attorneys for Assignee of Mortgagee gagor(s) must vacate the property if the Lawrence A. Wilford mortgage is not reinstated under sec- James A. Geske tion 580.30 or the property is not 8425 Seasons Parkway, Suite 105 redeemed under section 580.23 is Woodbury, MN 55125-4393 (651) 209-3300 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM File Number: 016884F01 9/16-10/21/10 FINANCIAL OBLIGATION ON MORT- 2342295 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of LESS THAN FIVE UNITS, ARE NOT the following described mortgage: DATE OF MORTGAGE: J u n e 1 3 , PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2008 MORTGAGORS: Nhia Y. Yang and Lee ABANDONED." Chang, husband and wife, and Maikao Dated: September 8, 2010. Xiong, married Chase Home Finance LLC MORTGAGEE: PNC Bank, National Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Association as successor by merger to National City Mortgage a Division of By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of National City Bank. DATE AND PLACE OF RECORDING: Mortgagee Registered July 7, 2008, Dakota 4500 Park Glen Road #300 County Registrar of Titles, Document Minneapolis, MN 55416 No. T630443, Certificate of Title No. (952) 925-6888 145070. 30-8544 ASSIGNMENTS OF MORTGAGE: 1771672999 THIS IS A COMMUNICATION FROM NONE Said Mortgage being Registered Land. A DEBT COLLECTOR. TRANSACTION AGENT: NONE 2343387 9/16-10/21/10 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE NOTICE IS HEREBY GIVEN that MORTGAGE: PNC Bank, National default has occurred in the conditions Association as successor by merger to of the following described mortgage: National City Mortgage a Division of DATE OF MORTGAGE: August 27, National City Bank 2004 RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF VICER: PNC Bank, National AssociaMORTGAGE: $159,341.00 tion MORTGAGOR(S): Kathleen A Wilson, MORTGAGED PROPERTY ADDRESS: a single person 115 8th Street South, South Saint MORTGAGEE: Mortgage Electronic Paul, MN 55075 Registration Systems, Inc. TAX PARCEL I.D. #: 364600017020 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPR e c o r d e d : D e c e m b e r 2 3 , 2 0 0 4 ERTY: Dakota County Recorder Exhibit “A” Document Number: 2279109 The land referred to herein below ASSIGNMENTS OF MORTGAGE: is situated in the County of And assigned to: U.S. Bank National Dakota, State of Minnesota, and is Association described as follows: Dated: September 03, 2010 Lots Sixteen (16), and Seventeen Transaction Agent: Mortgage Elec(17), Block Twenty (20) in Lorraine tronic Registration Systems, Inc. Park Addition to the City of South Transaction Agent Mortgage IdentifiSt. Paul, according to the plat cation Number: 100318801000059317 thereof on file and of record in the Lender or Broker: Optimum Mortoffice of the Registrar of Titles in and gage Services, Inc. for Dakota County, Minnesota. Residential Mortgage Servicer: U.S. The West one-half (W 1/2) of that Bank Home Mortgage portion of the vacated alley located Mortgage Originator: Not Applicable in Block 20 of said Lorraine Park COUNTY IN WHICH PROPERTY IS Addition that abuts Lots 16 and 17 of LOCATED: Dakota said Block 20 of said Lorraine Park Property Address: 327 Frederick Cir, Addition, bounded on the North by Hastings, MN 55033-2640 the South line of Eighth Street Tax Parcel ID Number: South, and bounded on the South by 19-17500-707-50 the South line of Lot 16 of said LEGAL DESCRIPTION OF PROPBlock 20. ERTY: Unit No. 707, Hastings Century Property is Torrens South, CIC No. 336, Dakota County, Certificate No.: 113645 Minnesota. COUNTY IN WHICH PROPERTY IS AMOUNT DUE AND CLAIMED TO BE LOCATED: Dakota DUE AS OF DATE OF NOTICE: ORIGINAL PRINCIPAL AMOUNT OF $147,087.23 MORTGAGE: $202,492.00 THAT all pre-foreclosure requireAMOUNT DUE AND CLAIMED TO BE ments have been complied with; that D U E A S O F D A T E O F N O T I C E , no action or proceeding has been insti- INCLUDING TAXES, IF ANY, PAID BY tuted at law or otherwise to recover the MORTGAGEE: $205,477.97 debt secured by said mortgage, or any That prior to the commencement of part thereof; this mortgage foreclosure proceeding PURSUANT to the power of sale con- M o r t g a g e e / A s s i g n e e o f M o r t g a g e e t a i n e d i n s a i d m o r t g a g e , t h e complied with all notice requirements above-described property will be sold as required by statute; That no action by the Sheriff of said county as fol- or proceeding has been instituted at lows: law or otherwise to recover the debt DATE AND TIME OF SALE: October secured by said mortgage, or any part 29, 2010 at 10:00 AM thereof; PLACE OF SALE: Dakota County PURSUANT to the power of sale Law Enforcement Center, 1580 High- contained in said mortgage, the above way 55, Lobby S-100, Hastings, Minne- described property will be sold by the sota Sheriff of said county as follows: to pay the debt secured by said mortDATE AND TIME OF SALE: gage and taxes, if any, on said pre- November 2, 2010 at 10:00 AM mises and the costs and disbursePLACE OF SALE: S h e r i f f ' s O f f i c e , ments, including attorney fees allowed Law Enforcement Center, 1580 Hwy by law, subject to redemption within 55, Lobby #S-100, Hastings, MN six (6) months from the date of said to pay the debt then secured by said sale by the mortgagor(s), their per- Mortgage, and taxes, if any, on said premises, and the costs and disbursesonal representatives or assigns. If the Mortgage is not reinstated m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s under Minn. Stat. §580.30 or the prop- allowed by law subject to redemption erty is not redeemed under Minn. Stat. within six (6) months from the date of §580.23, the Mortgagor must vacate said sale by the mortgagor(s), their the property on or before 11:59 p.m. on personal representatives or assigns April 29, 2011, or the next business unless reduced to Five (5) weeks under day if April 29, 2011 falls on a Satur- MN Stat. §580.07. TIME AND DATE TO VACATE day, Sunday or legal holiday. Mortgagor(s) released from financial PROPERTY: If the real estate is an owner-occupied, single-family obligation: NONE THIS COMMUNICATION IS FROM dwelling, unless otherwise provided by A DEBT COLLECTOR ATTEMPT- law, the date on or before which the ING TO COLLECT A DEBT. ANY mortgagor(s) must vacate the property INFORMATION OBTAINED WILL BE if the mortgage is not reinstated under section 580.30 or the property is not USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF redeemed under section 580.23 is THE DEBT AND IDENTITY OF THE 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT F I N A N C I A L O B L I G A T I O N O N MORTGAGE: None AFFECTED BY THIS ACTION. "THE TIME ALLOWED BY LAW FOR THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- T H E M O R T G A G O R ' S P E R S O N A L RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ��

PUBLIC NOTICE

�� THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 0006045737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345201 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,530.00 MORTGAGOR(S): Heather D. Cronin and James R. Cronin, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 07, 2005 Dakota County Recorder Document Number: 2337797 ASSIGNMENTS OF MORTGAGE: And assigned to: Fannie Mae ("Federal National Mortgage Association") Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000164352 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: IBM Lender Business Process Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2221 140th St W, Rosemount, MN 55068-2243 Tax Parcel ID Number: 341450326002 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Biscayne Pointe Fourth Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $329,064.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Fannie Mae ("Federal National Mortgage Association") Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003216F04 2344309 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2004 MORTGAGORS: Richard D. Weinerman and Theresa C. Weinerman, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286260. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560171269 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: nBank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6705 162nd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Donnay's Valley Park 3rd COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,908.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9020 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345045 9/16-10/21/10

PUBLIC NOTICE

LLC, Dated: August 27, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500044076264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sterling State Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4610 Kingsbury Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101350001004 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, BEACON HILL, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,111.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8936 1991624176 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345019 9/16-10/21/10

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $290,605.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344891 9/16-10/21/10

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2302 0005856537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345306 9/16-10/21/10

PUBLIC NOTICE

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8996 1860651296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345109 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2007 MORTGAGORS: Stanley T. Hohneke and Karla J. Hohneke, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2007, Dakota County Recorder, Document No. 2549984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMOrtgage, Inc, Dated: August 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800910-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20843 Italy Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775022003 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 3, Clays Acres COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,007.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,698.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

��

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4604 2004648475 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340555 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1998 MORTGAGORS: Jeffrey R. Wiegand and Carolyn M. Wiegand, husband and wife. MORTGAGEE: D i s c o v e r M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: April 6, 1998, Recorded: May 19, 1998, Document No. 1501605. And thereafter assigned to: CitiMortgage, Inc., Dated: December 3, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-33901-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hunters Wood Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,264.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 602454756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said

Lobby #S 100, Hastings, MN, in said county and state. Dated: February 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 22, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2351627 9/23/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 21, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 5304149528 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 21, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2351427 9/23/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1123 7890765627 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 30, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 30, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2348145 9/23/10

PUBLIC NOTICE

��

�� OF FILING: C E �� D A T�� E A N D P L A�� VICER: Chase Home Finance LLC �� MORTGAGED PROPERTY ADDRESS: Dakota County Minnesota, Recorder, 12 Old Deerfield Road, Welch, MN on January 19, 2005, as Document No. 2286461 55089 TAX PARCEL I.D. #: 330330001002 ASSIGNED TO: U.S. Bank National LEGAL DESCRIPTION OF PROP- Association, as Indenture Trustee for ERTY: the registered holders of Aegis Asset Backed Securities Trust 2005-1, MortSchedule A Legal Description That part of the Northeast Quarter gage Backed Notes Dated: August 25, (NE 1/4) of Section Thirty-three (33), 2007, and recorded August 10, 2009 by Township One Hundred Fourteen Document No. 2677409. (114), Range Sixteen (16), described LEGAL DESCRIPTION OF PROPas follows to-wit: ERTY: Lot Thirteen (13) of Reinardy Beginning at a point on the easterly Addition, According to the plat thereof line of Outlot A of Hungry Point on file and of record in the office of the Farm, distant 35.14 feet southerly of county recorder within and for Dakota the southeast corner of Lot Two (2), County, Minnesota. PROPERTY ADDRESS: 702 Highland Block Four (4), of said Hungry Point Farm, as measured along said east- Cir, Farmington, MN 55024 erly line of Outlot A; thence North 59 PROPERTY I.D: 07-63240-130-00 COUNTY IN WHICH PROPERTY IS degrees 59 minutes 20 seconds East, based on the bearings of said Hun- LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE gry Point Farm, a distance of 136.26 feet; thence South 1 degrees 48 min- ON THE MORTGAGE ON THE DATE OF utes 54 seconds East, a distance of THE NOTICE: One Hundred Forty-Eight 332.49 feet; thence south 88 degrees Thousand One Hundred Seventy-Two 44 minutes 34 seconds West, a dis- and 31/100 ($148,172.31) THAT no action or proceeding has tance of 463.00 feet to the east line of said Outlot A; thence North 1 been instituted at law to recover the degree 48 minutes 54 seconds West debt secured by said mortgage, or any a distance of 180.04 feet to a corner part thereof; that there has been comof said Outlot A; thence easterly pliance with all pre-foreclosure notice along the southerly line of Outlot A and acceleration requirements of said to the southeasterly corner of said mortgage, and/or applicable statutes; outlot A; thence North 9 degrees 54 PURSUANT, to the power of sale minutes 41 seconds West, a dis- contained in said mortgage, the above tance of 35.14 feet to the point of described property will be sold by the beginning, according to the United Sheriff of said county as follows: States Government Survey thereof, DATE AND TIME OF SALE: 10:00 AM Dakota County, Minnesota. on June 15, 2010 COUNTY IN WHICH PROPERTY IS PLACE OF SALE: Sh e r i f f ` s M a i n LOCATED: Dakota Office, Law Enforcement Center, 1580 ORIGINAL PRINCIPAL AMOUNT OF Highway 55, Hastings MN 55033-2343 MORTGAGE: $172,000.00 to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE mortgage and taxes, if any actually D U E A S O F D A T E O F N O T I C E , paid by the mortgagee, on the premises INCLUDING TAXES, IF ANY, PAID BY a n d t h e c o s t s a n d d i s b u r s e m e n t s MORTGAGEE: $182,112.43 allowed by law. That prior to the commencement of The time allowed by law for this mortgage foreclosure proceeding redemption by said mortgagor(s), their M o r t g a g e e / A s s i g n e e o f M o r t g a g e e personal representatives or assigns is complied with all notice requirements 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR as required by statute; That no action or proceeding has been instituted at REDEMPTION BY THE MORTGAGOR, law or otherwise to recover the debt T H E M O R T G A G O R ` S P E R S O N A L secured by said mortgage, or any part REPRESENTATIVES OR ASSIGNS, thereof; MAY BE REDUCED TO FIVE WEEKS IF PURSUANT to the power of sale A JUDICIAL ORDER IS ENTERED contained in said mortgage, the above U N D E R M I N N E S O T A S T A T U T E S , described property will be sold by the SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE Sheriff of said county as follows: DATE AND TIME OF SALE: MORTGAGED PREMISES ARE November 12, 2010 at 10:00 AM IMPROVED WITH A RESIDENTIAL PLACE OF SALE: S h e r i f f ' s O f f i c e , D W E L L I N G O F L E S S T H A N F I V E Law Enforcement Center, 1580 Hwy UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said ARE ABANDONED." Dated: April 29, 2010 Mortgage, and taxes, if any, on said premises, and the costs and U.S. Bank National Association, as Indenture Trustee for the disbursements, including attorneys' registered holders of Aegis Asset fees allowed by law subject to redemption within six (6) months from Backed Securities Trust 2005-1, Mortgage Backed Notes the date of said sale by the m o r t g a g o r ( s ) , t h e i r p e r s o n a l Randall S. Miller & Associates, PLLC representatives or assigns unless Attorneys for Assignee of Mortgage/ reduced to Five (5) weeks under MN Mortgagee One Financial Plaza, Stat. §580.07. T I M E A N D D A T E T O V A C A T E 120 South Sixth Street, Suite 1100 an is real estate PROPERTY: If the Minneapolis, MN 55402 o w n e r - o c c u p i e d , s i n g l e - f a m i l y Phone: 612-573-3677 dwelling, unless otherwise provided by Our File No. 09MN00005-2 law, the date on or before which the THIS IS A COMMUNICATION FROM mortgagor(s) must vacate the property A DEBT COLLECTOR. if the mortgage is not reinstated under A S A P # 3 5 3 2 7 8 1 0 4 / 2 9 / 2 0 1 0 , section 580.30 or the property is not 05/06/2010, 05/13/2010, 05/20/2010, redeemed under section 580.23 is 05/27/2010, 06/03/2010 11:59 p.m. on May 12, 2011. NOTICE OF POSTPONEMENT OF MORTGAGOR(S) RELEASED FROM FORECLOSURE SALE The above referenced sale scheduled FINANCIAL OBLIGATION ON MORTGAGE: None for September 16, 2010 at 10:00 AM, "THE TIME ALLOWED BY LAW FOR has been postponed to October 21, REDEMPTION BY THE MORTGAGOR, 2010 at 10:00 AM, located at Sheriff`s T H E M O R T G A G O R ' S P E R S O N A L Main Office, Law Enforcement Center, REPRESENTATIVES OR ASSIGNS, 1 5 8 0 H i g h w a y 5 5 , H a s t i n g s M N MAY BE REDUCED TO FIVE WEEKS IF 55033-2343, Dakota Minnesota A JUDICIAL ORDER IS ENTERED Dated: September 16, 2010 UNDER MINNESOTA STATUTES, U.S. Bank National Association, SECTION 582.032, DETERMINING, as Indenture Trustee for the AMONG OTHER THINGS, THAT THE registered holders of Aegis Asset MORTGAGED PREMISES ARE Backed Securities Trust 2005-1, IMPROVED WITH A RESIDENTIAL Mortgage Backed Notes D W E L L I N G O F L E S S T H A N F I V E Jennifer K Fischer (0311248) UNITS, ARE NOT PROPERTY USED IN Attorneys for U.S. Bank National AGRICULTURAL PRODUCTION, AND Association, as Indenture Trustee for ARE ABANDONED." the registered holders of Aegis Asset Dated: September 14, 2010. Backed Securities Trust 2005-1, Mortgage Backed Notes Chase Home Finance LLC Mortgagee/Assignee of Mortgagee Randall S. Miller & Associates, PLLC USSET, WEINGARDEN AND LIEBO, P.L.L.P. One Financial Plaza, 120 South Sixth Street, Suite 1100 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Minneapolis, MN 55402 Mortgagee (952) 232-0052 Our File No. 09MN00005-2 4500 Park Glen Road #300 PURSUANT TO THE FAIR DEBT Minneapolis, MN 55416 (952) 925-6888 COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS 30-7993 THIS IS A COMMUNICATION FROM DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE A DEBT COLLECTOR. 2354071 9/23-10/28/10 U S E D F O R T H A T P U R P O S E . T H I S NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND NOTICE OF MORTGAGE DOES NOT IMPLY THAT WE ARE FORECLOSURE SALE ATTEMPTING TO COLLECT MONEY THE RIGHT TO VERIFICATION OF F R O M A N Y O N E W H O H A S THE DEBT AND IDENTITY OF THE DISCHARGED THE DEBT UNDER THE ORIGINAL CREDITOR WITHIN THE BANKRUPTCY LAWS OF THE UNITED T I M E P R O V I D E D B Y L A W I S N O T STATES. AFFECTED BY THIS ACTION. ASAP# 3734302 09/23/2010 NOTICE IS HEREBY GIVEN: That 2347826 9/23/10 default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 2, 2004 NOTICE OF MORTGAGE ORIGINAL PRINCIPAL AMOUNT OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN that MORTGAGE: $140,100.00 MORTGAGOR(S): Helen A Penney default has occurred in the conditions and Michael G Penney, wife and hus- of the following described mortgage: DATE OF MORTGAGE: December 29, band, as tenants in common MORTGAGEE: Mortgage Electronic 2006 ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc., as a nomee for Aegis Lending Corporation MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, TRANSACTION AGENT: Mortgage a married man Electronic Registration Systems, Inc MORTGAGEE: Mortgage Electronic MIN#: 100055101335449409 SERVICER: Ocwen Loan Servicing, Registration Systems, Inc. LLC DATE AND PLACE OF RECORDING: LENDER: Aegis Lending Corporation. D A T E A N D P L A C E O F F I L I N G : ��

PUBLIC NOTICE

�� DATED: �� June �� 10, 2010 ASSIGNEE OF MORTGAGEE: THE �� DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720657 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 07, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010

BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2010 at 10:00 AM has been postponed to August 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2010 at 10:00 AM has been postponed to September 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2010 at 10:00 AM has been postponed to September 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 27, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2353204 9/23/10

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $182,451.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 9, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 134633654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 11, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 27, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 25, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 12, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2348442 9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 MORTGAGOR(S): Lywa Tuy and Sophan Tuy, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: April 17, 2006 Dakota County Recorder Document Number: 2421109 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Dated: June 09, 2008 Recorded: June 20, 2008 Dakota County Recorder Document Number: 2598003 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13430 Washburn Ave S, Burnsville, MN 55337-2193 Tax Parcel ID Number: 02-56702-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Paula's Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,547.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007928F02 2343795 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: Matthew J. Sandgren and Melissa L. Sandgren, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 9, 2007, Dakota County Recorder, Document No. 2529164. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 18, 2009, Recorded: October 8, 2009, Document No. 2689256. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039643631 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: 1st Trust Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14417 Guthrie Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-16401-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $305,478.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7093 1991534991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345145 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 MORTGAGORS: Gregory J. Graves and Amanda L. Olson, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 24, 2006, Dakota County Recorder, Document No. 2422706. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY,AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-11, ASSET-BACKED CERTIFICATES SERIES 2006-11, Dated: November 30, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011600664 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 145 Richmond Street West, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150013037 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the East Half of Lot 13, Block 37, Spring Park. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,407.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 118900013 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

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Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 11, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 5, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 15, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 6, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 27, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 15, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2348364 9/23/10

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700011808295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1520 Pinetree Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 105766707003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinetree Pass 8th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $488,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $588,229.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 125284622 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 9, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 13, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 27, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 13, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-917 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343855 9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Michelle L Benson a single person and Curtis D Hendrickson a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422763 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Dated: August 02, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744107 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065531044 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1662 City View Dr, Eagan, MN 55121-1702 Tax Parcel ID Number: 10-41300-045-07 LEGAL DESCRIPTION OF PROPERTY: Unit No 45, CIC No 347, a planned community, Valley Ridge Townhomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,745.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS,

REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02 2353251 9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Valeriy T. Babich and Svetlana A. Babich, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347540 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: July 21, 2005 Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347541 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18846 Everest Path, Farmington, MN 55024-7060 Tax Parcel ID Number: 14-50505-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Nelsen Hills Farm 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,883.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2010, or the next business day if June 03, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

��

�� AL S PERSON G A G O R �� THE MORT MORTGAGED PROPERTY ADDRESS: REPRESENTATIVES OR ASSIGNS, 6737 162nd Street West, Lakeville, MN MAY BE REDUCED TO FIVE WEEKS IF 55068 TAX PARCEL I.D. #: 222117213002 A JUDICIAL ORDER IS ENTERED LEGAL DESCRIPTION OF PROPUNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, ERTY: AMONG OTHER THINGS, THAT THE Lot 13, Block 2, Donnay's Valley Park 3rd Addition, Dakota County, MORTGAGED PREMISES ARE Minn. IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE COUNTY IN WHICH PROPERTY IS UNITS, ARE NOT PROPERTY USED IN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF AGRICULTURAL PRODUCTION, AND MORTGAGE: $159,920.00 ARE ABANDONED. DATED: October 15, 2009 AMOUNT DUE AND CLAIMED TO BE ASSIGNEE OF MORTGAGEE: DUE AS OF DATE OF NOTICE, INCLUDU.S. Bank, N.A. ING TAXES, IF ANY, PAID BY MORTWilford & Geske, P.A. GAGEE: $174,951.21 Attorneys for Assignee of Mortgagee That prior to the commencement of Lawrence A. Wilford this mortgage foreclosure proceeding James A. Geske Mortgagee/Assignee of Mortgagee com8425 Seasons Parkway, Suite 105 plied with all notice requirements as Woodbury, MN 55125-4393 required by statute; That no action or proceeding has been instituted at law (651) 209-3300 File Number: 008966F01 or otherwise to recover the debt secured by said mortgage, or any part NOTICE OF POSTPONEMENT OF thereof; MORTGAGE FORECLOSURE SALE The above referenced sale scheduled PURSUANT to the power of sale for December 03, 2009 at 10:00 AM has contained in said mortgage, the above been postponed to March 11, 2010 at described property will be sold by the 10:00 AM in the Dakota County Law Sheriff of said county as follows: DATE AND TIME OF SALE: Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in September 23, 2010 at 10:00 AM said County and State. PLACE OF SALE: S h e r i f f ' s O f f i c e , DATED: December 03, 2009 Law Enforcement Center, 1580 Hwy ASSIGNEE OF MORTGAGEE: 55, Lobby #S-100, Hastings, MN U.S. Bank, N.A. to pay the debt then secured by said Mortgage, and taxes, if any, on said NOTICE OF POSTPONEMENT OF premises, and the costs and disMORTGAGE FORECLOSURE SALE The above referenced sale scheduled bursements, including attorneys' fees for March 11, 2010 at 10:00 AM has allowed by law subject to redemption been postponed to June 10, 2010 at within six (6) months from the date of 10:00 AM in the Dakota County Law said sale by the mortgagor(s), their Enforcement Center, 1580 Highway 55, personal representatives or assigns Lobby S-100, Hastings, Minnesota in unless reduced to Five (5) weeks under said County and State. MN Stat. §580.07. DATED: March 11, 2010 TIME AND DATE TO VACATE ASSIGNEE OF MORTGAGEE: PROPERTY: If the real estate is an U.S. Bank, N.A. owner-occupied, single-family dwelling, unless otherwise provided by NOTICE OF POSTPONEMENT OF law, the date on or before which the MORTGAGE FORECLOSURE SALE The above referenced sale scheduled mortgagor(s) must vacate the property for June 10, 2010 at 10:00 AM has if the mortgage is not reinstated under been postponed to July 13, 2010 at section 580.30 or the property is not 10:00 AM in the Dakota County Law redeemed under section 580.23 is Enforcement Center, 1580 Highway 55, 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM Lobby S-100, Hastings, Minnesota in said County and State. FINANCIAL OBLIGATION ON DATED: June 10, 2010 MORTGAGE: None "THE TIME ALLOWED BY LAW FOR ASSIGNEE OF MORTGAGEE U.S. Bank, N.A. REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL NOTICE OF POSTPONEMENT OF REPRESENTATIVES OR ASSIGNS, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MAY BE REDUCED TO FIVE WEEKS IF for July 13, 2010 at 10:00 AM has been A J U D I C I A L O R D E R I S E N T E R E D postponed to August 17, 2010 at 10:00 U N D E R M I N N E S O T A S T A T U T E S , A M i n t h e D a k o t a C o u n t y L a w SECTION 582.032, DETERMINING, Enforcement Center, 1580 Highway 55, AMONG OTHER THINGS, THAT THE Lobby S-100, Hastings, Minnesota in M O R T G A G E D P R E M I S E S A R E said County and State. IMPROVED WITH A RESIDENTIAL DATED: July 13, 2010 DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. AGRICULTURAL PRODUCTION, AND ARE ABANDONED." NOTICE OF POSTPONEMENT OF Dated: July 29, 2010. MORTGAGE FORECLOSURE SALE The above referenced sale scheduled The Bank of New York Mellon, as for August 17, 2010 at 10:00 AM has Trustee been postponed to September 23, 2010 Mortgagee/Assignee of Mortgagee at 10:00 AM in the Dakota County Law USSET, WEINGARDEN AND LIEBO, P.L.L.P. Enforcement Center, 1580 Highway 55, By: Paul A. Weingarden Lobby S-100, Hastings, Minnesota in Attorneys for Mortgagee/Assignee of said County and State. Mortgagee DATED: August 17, 2010 4500 Park Glen Road #300 ASSIGNEE OF MORTGAGEE: Minneapolis, MN 55416 U.S. Bank, N.A. (952) 925-6888 18-878 NOTICE OF POSTPONEMENT OF 126396716 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled THIS IS A COMMUNICATION FROM for September 23, 2010 at 10:00 AM A DEBT COLLECTOR. has been postponed to October 28, NOTICE OF POSTPONEMENT OF 2010 at 10:00 AM in the Dakota MORTGAGE FORECLOSURE SALE County Law Enforcement Center, 1580 Pursuant to the provisions of Highway 55, Lobby S-100, Hastings, Minnesota Statutes 580.07, the foreMinnesota in said County and State. going foreclosure sale is postponed DATED: September 23, 2010 until October 21, 2020 at 10:00 am at the Sheriff's Office, Law Enforcement ASSIGNEE OF MORTGAGEE: Center, 1580 Hwy 55, Lobby #S-100, U.S. Bank, N.A. Wilford & Geske, P.A. Hastings, MN, in said county and state. Attorneys for Assignee Of Mortgagee: Dated: September 17, 2010. Lawrence A. Wilford The Bank of New York Mellon James A. Geske fka The Bank of New York, as 8425 Seasons Parkway, Suite 105 Trustee Woodbury, MN 55125-4393 Mortgagee/Assignee of Mortgagee (651) 209-3300 USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden File Number: 008966F01 2341225 9/23/10 Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF MORTGAGE (952) 925-6888 FORECLOSURE SALE 18-878 THE RIGHT TO VERIFICATION THIS IS A COMMUNICATION FROM OF THE DEBT AND IDENTITY OF A DEBT COLLECTOR. THE ORIGINAL CREDITOR WITHIN 2351182 9/23/10 THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of NOTICE OF MORTGAGE the following described mortgage: FORECLOSURE SALE DATE OF MORTGAGE: M a r c h 2 0 , THE RIGHT TO VERIFICATION 2006 OF THE DEBT AND IDENTITY OF MORTGAGORS: M o n a L . R o t h e n - THE ORIGINAL CREDITOR WITHIN berger and Eugene L. Chapman, both THE TIME PROVIDED BY LAW IS single. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGEE: Mortgage Electronic default has occurred in conditions of Registration Systems, Inc.. DATE AND PLACE OF RECORDING: the following described mortgage: DATE OF MORTGAGE: April 20, 2007 Recorded March 27, 2006, Dakota MORTGAGORS: Tamara Jo Ahlgren County Recorder, Document No. and Jeffrey K. Ahlgren, wife and hus2415643. A S S I G N M E N T S O F M O R T G A G E : band. MORTGAGEE: Mortgage Electronic Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Trustee for the Certificateholders CWABS, Inc., Asset-Backed Certifi- Registered May 3, 2007, Dakota County cates, Series 2006-6, Dated: December Registrar of Titles, Document No. 609940, Certificate of Title No. 139408. 11, 2009. ASSIGNMENTS OF MORTGAGE: TRANSACTION AGENT: Mortgage Assigned to: HSBC Bank USA, N.A., as Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - trustee for the Holders of Deutsche GAGE IDENTIFICATION NUMBER ON Alt-A Securities Mortgage Loan Trust, Series 2007-OA4 Mortgage MORTGAGE: 100015700063787440 LENDER OR BROKER AND MORT- Pass-Through Certificates, Dated: G A G E O R I G I N A T O R S T A T E D O N January 25, 2010. MORTGAGE: America's Wholesale Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Lender R E S I D E N T I A L M O R T G A G E S E R - Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: ��

PUBLIC NOTICE

�� Attorneys �� for �� Mortgagee/Assignee of Mortgagee �� TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700020112606 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. dba America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 26446 Ipava Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290001432 LEGAL DESCRIPTION OF PROPERTY: The North 278.45 feet of the South 473.13 feet of the West 782.18 feet of the Northwest Quarter of Section 29, Township 113, Range 20, Dakota County, Minnesota, as measured along and parallel with he West and South line of said Northwest Quarter, Dakota County, Minnesota Subject to zoning regulations of the Town of Eureka and the County of Dakota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $568,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $636,286.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 14, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 163455385 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 9, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 13, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of

4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 27, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 13, 2010. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343578 9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2352691 9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,200.00 MORTGAGOR(S): Steven A Grufman and Diane Grufman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 20, 2006 Dakota County Recorder Document Number: 2483154 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604713474197 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8815 Coffman Path, Inver Grove Heights, MN 55076-5304 Tax Parcel ID Number: 20-12101-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Ashwood Ponds 2nd Addition, Common Interest Community No. 220, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,776.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 04, 2010, or the next business day if December 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 22, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013737F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 04, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to September 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 21, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013737F01 2347511 9/23/10

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $281,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $320,917.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 29, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-848 109955336 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 14, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 17, 2010. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-848 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2351160 9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And Corrective Assignment Registered: Dakota County Registrar of Titles Document Number: And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Registered: May 19, 2010 Dakota County Registrar of Titles Document Number: T662155 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677

cation Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $658,003.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY September 23, 2010

47A

Studio 305 debuts home decor shop, art studio in Farmington by Kara Hildreth DAKOTA COUNTY TRIBUNE

Studio 305 opened its new retail shop and art studio Saturday, Sept. 18, in downtown Farmington. Studio 305 is designed primarily as a home dĂŠcor store specializing in unique furniture, home accessories, lamps and one-of-a-kind vintage finds, according to shop owner Sherri Warner. The business name â&#x20AC;&#x153;Studio 305â&#x20AC;? is taken from the address â&#x20AC;&#x201C; 305 Third St. â&#x20AC;&#x201C; Warner said, because she wanted the public to know there would also be an art studio in back. â&#x20AC;&#x153;I want to have art classes and an art studio setup where I have little projects that I can work on, and others can sign up to take classes,â&#x20AC;? Warner said. Located in the old city liquor store retail space formerly leased by Expressive Embroidery, Studio 305 is housed next door to Subway off Elm Street in downtown Farmington. â&#x20AC;&#x153;We hope there will be a renaissance in downtown Farmington,â&#x20AC;? said Warner,

g NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to September 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2010 at 10:00 AM has been postponed to October 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2352390 9/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 1995 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Viola E Rheinhardt, an unmarried woman MORTGAGEE: American Home Mort-

who designed her business logo to read â&#x20AC;&#x153;Elevate the Everyday!â&#x20AC;? Studio 305 has a formal grand opening celebration planned in October. For now, Warner is busy unpacking new fall and holiday merchandise after she spent the past week shopping at an Atlanta buyersâ&#x20AC;&#x2122; market, where she toured three buildings with 20 floors of the latest trends in home dĂŠcor merchandise. â&#x20AC;&#x153;I am looking for new things to bring back to Minnesota,â&#x20AC;? Warner said. She has been a self-employed web designer and graphic artist since 2000. She and her husband, Tim, have lived outside Farmington in Hampton since 1990. They began looking for real estate for a shop in March. Back when she was a college student, Warner, now 52, said she wanted to pursue an education in art and design, but dismissed those wishes because she was afraid she would not be able to earn a living. So she settled for a future in computers. Before becoming self-

employed, Warner worked in the computer industry and her husband was employed in printing. â&#x20AC;&#x153;We were laid off in the first recession when the Internet bubble burst, and then we made the decisions to go into business for ourselves because jobs were hard to find when you send out 800 resumes,â&#x20AC;? Warner said. Warner did go back to school to study interior design. She will also offer interior design services at Studio 305. The shop will also carry stained glass pieces and concrete art, which Warner has recently taken up. She creates concrete art sculptures for display outside or indoors. Originally from Alabama, Warner said, â&#x20AC;&#x153;I come from a long line of creative people,â&#x20AC;? adding that her uncle owned an art gallery and worked as a sculptor. He also wrote music for the country musician Mel Tillis. Getting her inspiration from the memory of her grandmotherâ&#x20AC;&#x2122;s museum in the tiny town of Gordo, Ala., Warner said her grandma was

gage Corporation DATE AND PLACE OF RECORDING: Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300868 ASSIGNMENTS OF MORTGAGE: And assigned to: Resource Bancshares Mortgage Group, Inc. Dated: August 25, 1995 Recorded: September 14, 1995 Dakota County Recorder Document Number: 1300869 And assigned to: NationsBanc Mortgage Corporation Dated: February 15, 1996 Recorded: March 05, 1996 Dakota County Recorder Document Number: 1334052 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Home Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15005 December Way, Rosemount, MN 55068-5521 Tax Parcel ID Number: 34-83605-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3, Wensmann Sixth Addition according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $42,488.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING

TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 24, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by merger to BA Mortgage, LLC, successor by merger with NationsBanc Mortgage Corporation Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015717F01 2351570 9/23/10

known by the locals as â&#x20AC;&#x153;Macille,â&#x20AC;? who collected art to display to the public in a smalltown art history museum. â&#x20AC;&#x153;She thought every child should have the ability to go to the museum and see art,â&#x20AC;? Warner said. Studio 305 is accepting local art pieces to sell. Janie Tutewohl, owner of The Market on Oak gift shop in downtown Farmington, said she looks forward to working with the new owners of Studio 305.

â&#x20AC;&#x153;There has never been a more important time for businesses to be open, and kind of show our strength in these times of recession that do bring out the best in people,â&#x20AC;? Tutewohl said. The Warners want to make Studio 305 their second home and plan to buy the city-owned building and make exterior design upgrades. â&#x20AC;&#x153;We have plans to put a pediment on top of the building so it will fit in better

with the historic downtown,â&#x20AC;? she said. Next spring, they also plan to fence in an outdoor garden area to hold art classes in the back alley space. â&#x20AC;&#x153;We want to bring more traffic downtown, and complement the shops like Market on Oak, Lillianâ&#x20AC;&#x2122;s, and the second-hand shop,â&#x20AC;? said Warner. Kara Hildreth is at farmington.thisweek@ecm-inc.com.

Farmington Business Association looks for new partnerships by Kara Hildreth DAKOTA COUNTY TRIBUNE

The Farmington Downtown Business Association has adopted a new name that members hope will create new partnerships between the cityâ&#x20AC;&#x2122;s north and south side businesses. The new name, Farmington Business Association, was adopted at the groupâ&#x20AC;&#x2122;s September meeting, in a 16-to-1 vote in favor of the change. Seeing increased membership in the past year, the association has 47 members who own or run businesses in Farmington. Discussion about the name change has been in the works for a while. â&#x20AC;&#x153;Last year we opened our membership up to any business in the community,â&#x20AC;? said Clyde Rath, president of the association for a year and a half. Rath said there was some opposition in the beginning about changing the name and taking out â&#x20AC;&#x153;downtown.â&#x20AC;? â&#x20AC;&#x153;The original opposition was in place because they did not want the downtown to get lost in the shuffle,â&#x20AC;? Rath said. But now there is a real emphasis on how to maintain a viable downtown and how to go about doing that, Rath said. A city First Impressions Survey in the past year invited area city planners to give feedback and make observations about the city of Farmington. This feedback has been valuable to both city

planning staff and local businesses, Rath said. Seeing increased interest from local businesses on all sides of Farmington, Rath said the association is building momentum. â&#x20AC;&#x153;Over the course of a year, we have had new members coming in and our organization has been changing as a result of that, and so it was a natural progression to change the name,â&#x20AC;? Rath said. A downtown business owner â&#x20AC;&#x201C; he co-owns Lillianâ&#x20AC;&#x2122;s shop with his wife, Rhonda â&#x20AC;&#x201C; Rath also works in the insurance claims business. â&#x20AC;&#x153;I think it is great because we are now all-encompassing, and we are one town and we have a lot of positive things happening in downtown, and there are a lot of businesses that agree it is all for one and one for all,â&#x20AC;? said Janie Tutewohl, owner of a real estate office and Market on Oak gift shop in downtown Farmington. Local business-owner members gather at casual meet-and-greet events to discuss marketing and advertising, Tutewohl said. In the past year, the FBA has help to sponsor community events such as the annual Community Tree lighting event, Downtown Days, and Dew Days. â&#x20AC;&#x153;Next year in July, we want to have a downtown block party with a car show and a street dance,â&#x20AC;? Rath said. â&#x20AC;&#x153;It will be low key and different than Dew Days.â&#x20AC;? Understanding that Farm-

ington residents who live on the north side of town are more likely shop in that area, Rath said business owners still work on how to entice them to head south to check out the shops and businesses. â&#x20AC;&#x153;The Farmersâ&#x20AC;&#x2122; Market has helped,â&#x20AC;? Rath said, referring to the Thursday afternoon city-sponsored downtown event that finished its season Sept. 16. Farmington business owners have been included in the city planning process and design plans for new and existing buildings, Rath said. â&#x20AC;&#x153;The city knows and understands how important it is to have a vital downtown, and make sure itâ&#x20AC;&#x2122;s working to maintain and encourage new business,â&#x20AC;? Rath said. Now, with the name change, everybody is in agreement, Rath said. â&#x20AC;&#x153;Now we are working in concert with the homecoming committee to make sure we support homecoming events, the parade, and see that our storefront windows are decorated, and many businesses even have a food shelf drive,â&#x20AC;? Rath said. The Farmington Business Association meets the second Tuesday of each month at 5:45 p.m. at various Farmington business locations. The group is working to update its website with the new name, but for now is housed at www.farmingtondba.com. Kara Hildreth is at farmington.thisweek@ecm-inc.com.

AmericDirect acquires Pennsylvanian company AmericDirect, headquartered in Eagan, recently announced that it has finalized the acquisition of the Value Added Service Segments of The Dering Corporation of Lancaster, Penn. AmericDirect, Minnesota has previously been focused on large volume replication, packaging and distribution services as it related to the CD and DVD independent content markets.

With the addition of the Lancaster, Penn. location, which will be called DeringDirect, AmericDirect will be able to offer fast-turn replication and duplication of all digital formats to a much larger group of clients, as well as pre and post production, and graphic services from content development to completed custom packaging. Both Minnesota and Lancaster are key distribution

areas in the United States, capable of delivering to more than 50 percent of the U.S. population within 24 hours. David Dering will be a key player in the new AmericDirect location as vice president of business development. Dering brings more than 30 years of manufacturing, distribution, market and product development experience to the company.

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September 23, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Oasis Market stores to be auctioned Burnsville-based TCS, which owns the chain, in Chapter 7 bankruptcy by Jessica Harper DAKOTA COUNTY TRIBUNE

A U.S. Bankruptcy Court judge approved the auction earlier this month of 14 Oasis Market stores owned by a Burnsville-based company. Twin Cities Stores Inc., which was once one of the Midwestâ&#x20AC;&#x2122;s largest chains, sought to have the gas stations and stores auctioned after it filed for Chapter 7 bankruptcy in June. Carolton, Ga.-based Hagen Auction Co. Inc, which operates as Hagen Realty

Group, will sell the properties. The on-site car wash equipment owned by Shakopee-based Nu-Star Inc. will be excluded from the auction. The 14 establishments to be auctioned include stores in Eagan, Inver Grove Heights and Burnsville. TCS owes a total of $3.1 million in unpaid loans for these three locations alone. TCS chairman Bruce Nelson estimated in a July filing that the company owes

its lender, Bank of America, more than $13.2 million. The auction is scheduled for mid-November and is expected to close before the end of the year, according to a report by the Minneapolis-St. Paul Business Journal. The companyâ&#x20AC;&#x2122;s bankruptcy is largely due to overexpansion, and fuel and food shortages at its stores, according to court documents. TCS was founded by Nelsonâ&#x20AC;&#x2122;s RM Group Inc. in July 1994. Within two years,

the company operated 72 locations. TCS made record profits in 1999 and 2000, according the Minneapolis-St. Paul Business Journal. In 2001, RM Group and TCS formed Twin Cities Avanti Stores (TCAS) to buy 120 gas stations from Avanti Petroleum Inc., ac-

cording to the report. TCAS filed for Chapter 11 bankruptcy in 2003 and emerged from bankruptcy in 2004. However, the company remained unprofitable. Marathon Petroleum cut the company off in 2009 when it couldnâ&#x20AC;&#x2122;t pay for past deliveries, which

caused widespread store closures, according to the Minneapolis-St. Paul Business Journal report. By June, both TCS and TCAS were liquidated, according to the report. Jessica Harper is at jessica.harper@ecm-inc.com.

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The couple found and restored antique pieces to add to the restaurantâ&#x20AC;&#x2122;s ambiance that is reminiscent of the Arts and Crafts Movement, a design movement that flourished between 1880 and 1910.

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Additionally, only three establishments had liquor licenses in Apple Valley at the time, Oland said. The competition has since grown to 19 establishments, she said. Oland said the new development and the recession hurt the businessâ&#x20AC;&#x2122;s bottom line, but that it is recovering. Oland said the restaurant was unable to generate a profit in 2007 or 2008, but recovered in 2009. â&#x20AC;&#x153;...We have survived due to our customersâ&#x20AC;&#x2122; loyalty,â&#x20AC;? she said. â&#x20AC;&#x153;The fact that we survived is the important thing.â&#x20AC;? Jessica Harper is at jessica.harper@ecm-inc.com.

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school student. After that he studied industrial arts for a few years and started a general contracting and a remodeling business, which he owned for about 30 years. Although he sold the company to his business partner before opening Rascalâ&#x20AC;&#x2122;s in 1994, Johnson never dropped his love for building and remodeling. â&#x20AC;&#x153;The most rewarding thing is how much people enjoy and appreciate the effort that is put into it,â&#x20AC;? he said. The dining room renovation, which took two months to complete, is the fifth remodel since the restaurant opened 16 years ago.

Rascalâ&#x20AC;&#x2122;s was a large saloon that eventually evolved into a bar and grill, Oland said. Still, the restaurant had â&#x20AC;&#x153;very little ambiance,â&#x20AC;? she said. The new dining roomâ&#x20AC;&#x2122;s arts and crafts style makes the entire establishment warmer and more inviting, Oland said. â&#x20AC;&#x153;People came here to eat because they liked the food,â&#x20AC;? she said. â&#x20AC;&#x153;Now we can invite them to have dinner.â&#x20AC;? Rascalâ&#x20AC;&#x2122;s interior is not the only thing that has changed over the last decade and a half. When Rascalâ&#x20AC;&#x2122;s opened, County Road 42 and Cedar Avenue had not been fully developed, and Central Village, Apple Valleyâ&#x20AC;&#x2122;s newe downtown east of Cedar and south of 42, was not even a concept.