10/07/2010 - Dakota County Tribune Business Weekly

Local company counts success by lives saved 5A Burnsville Costco on schedule to open Nov. 24 8A Local ‘Maverick’ to be featured in documentary 9A

LAURA ADELMANN JESSICA HARPER JESSICA HARPER

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DATE ##, 2009 OCTOBER 7, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 32

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Print and digital age meet over squiggly symbols Local print shop offers 2D bar codes that allow businesses to augment advertising with multimedia, efficacy tracking

by Aaron Vehling DAKOTA COUNTY TRIBUNE

Print shops in the digital age: The idea is a delicate tension among tradition, adaptation and obsolescence.

To be in the business of paper during the era of digital ubiquity may seem a shaky endeavor, but Doug Pennington, owner of Lakeville-based Goldmine Dezine, thinks he has found a way to abolish that anachronism: bar codes.

Wait, bar codes? “Bar codes are boring,� Pennington said one afternoon with a solid laugh. “Who wants to know about bar codes? It’s what they can do for you.�

The types of bar codes Pennington talks about are “2D� and allow your camera-enabled smart phone to scan them top to bottom, in addition to the sideby-side reading your traditional UPC receives.

Let’s say a realtor sends out a postcard showcasing a house for sale. The URL is on the card, but who’s to say the recipients will take the time to check it out?

But what if on that postcard sits the square, 2D bar code replete with dots and squiggly lines? The recipient can pass her cell phone’s camera in front of it and reveal a digital, interactive tour of said house: She could see the intricacies of the property and browse a map poised to guide her to the real estate.

Or maybe you are waiting in line at the movie theater, uncertain of which movie to see. You scan the bar code on the movie poster and instantly that movie’s trailer begins to play on your phone. In a matter of seconds you can determine whether you want to check out the latest Affleck flick or spend a few hours with Gordon Gekko.

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Independence Party candidate Tom Horner stands little chance at beating Dayton or Emmer in gubernatorial race.

PHIL KRINKIE 4A FORUM

Photo by Aaron Vehling

Doug Pennington of Goldmine Dezine has found 2D bar codes to be the bridge between the print and digital realms. The barcodes allow cell phone users to access virtual tours, websites, coupons and product reviews.

DAVID OLSON

We need to support the public, not public institutions, when funding higher education.

Funds should be more transparent.

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BUSINESS 101

Business leaders should take steps to create an environment that is conducive to a multicultural organization.

HAROLD TORRENCE 6A BEST PRACTICES B

One foot in the future It sounds a bit space age, perhaps even a stretch: Who is going to use this technology? Will Pennington’s clients actually request this technology, and will their customers actually take the time to scan a bar code?

But if there is one thing the 30-year printing veteran prides himself on, it is his prescience. “If you stay ahead of technology, you’ll do fine,� he said. “But

lag ag behind too far an and you’ll et lost in the dust.� get He could be right, too. Globall smart phone sales were up 14 i the h second d quarter off percent in 2010, according to Gartner, a Connecticut-based information technology research and advisory group. This amounts to about 326 million units sold worldwide, with the United States comprising a major share of that number.

To top it off, Pennington said, his clients want the new technology. “When I show it to people, nine times out of 10 they want the technology,� he said. The reason for this is fairly simple: efficacy.

Take, Tak for ex example, a target-marketing et-marketing mail piece, which Pennington nington said is Goldmine’s primary revenue driver. He pointed to a mailer for one of his clients, a high-end salon in Florida (a majority of Pennington’s business is national). It is targeted at women who earn $75,000 a year or more.

Recipients of those mailers can scan the bar codes to access digital coupons and directions to the business. This serves the customer well, but behind all that

KEVIN STIRTZ

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How a business handles customer complaints can greatly determine whether it will have a repeat or one-time customer.

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October 7, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy DON AMOROSI Hired as COO Prime Therapeutics St. Paul

Prime Therapeutics recently hired Don Amorosi as chief operating officer.

Amorosi will oversee marketing, government programs, claims and benefit operations, quality assurance teams, among other aspects of the company.

Prior to joining Prime, Amorosi served as an officer and vice president of trade relations at Omnicare Inc. He also held management positions at several other industry organizations, including the head of pharmacy contracting at Aetna, assistant vice president at PBM operations at CIGNA, vice president of pharmacy benefit management at Rite Aid Corporation, and group manager at Argus Health Systems Inc. Amorosi received a bachelor’s degree in finance from Oklahoma State University.

Prime Therapeutics is a pharmacy benefit management company based in St. Paul. Its client base includes Eaganbased Blue Cross and Blue Shield of Minnesota.

DUANE BARNES Hired as senior vice president of Consumer Delivery Prime Therapeutics St. Paul

Prime Therapeutics recently hired Duane Barnes as senior vice president of consumer delivery.

Barnes will oversee the contact center, the Prime’s mail-service pharmacy, and the company’s speciality pharmacy program.

Additionally, Barnes will assume the primary role in driving the necessary consumer-focused orientation across all aspects of the enterprise. He will lead Prime’s efforts to provide support for members in helping them more easliy access medications and information, lead efforts to expand Prime’s competitive position in the increasely ‘consumer engaged’ pharmacy benefit management space.

Prior to joining Prime, Barnes served as senior vice president of home delivery and specialty pharmacy at Aetna Rx Home Delivery. He also served as national director of logistics and transportation at Quest Diagnostics, and vice president and general manger of Medco Health Solutions.

Prime Therapeutics is a pharmacy benefit management company based in St. Paul. Its client base includes Eaganbased Blue Cross and Blue Shield of Minnesota.

Noteworthy KATHRYN JOHNSON Hired King and Companies Burnsville

King and Companies, an employee benefit firm and independent insurance agency in Burnsville, recently re-hired Kathryn Johnson.

Johnson is a licensed insurance professional who will be assisting customers with their day to day insurance and HR needs.

Moving Up DAVID SIEGEL Named executive director Builders Association of the Twin Cities, Roseville

David Siegel has been named executive director of the Builders Association of the Twin Cities (BATC).

Siegel previously served as executive vice president of the Minnesota Restaurant, Lodging and Resort and Campground associations, three independent trade associations that formed their own management company and are collectively managed by Hospitality Minnesota. Siegel served as the president and CEO of the management company as well.

Siegel also served on the board of directors of the Council of State Restaurant Associations, and was seated on the Explore Minnesota Tourism Council and the University of Minnesota Tourism Center Advisory Board.

He has obtained his Certified Association Executive designation and is a graduate of the Institutes of Organizational Management.

Business Briefs PIZZA RANCH INTENDS TO OPEN NEW LOCATION IN APPLE VALLEY Pizza Ranch, a Midwest regional restaurant chain, recently announced it will expand to Apple Valley.

The expansion announcement stems from a larger, Midwest regional growth plan that will more than double the brand’s footprint at a steady 10 percent annual growth clip, the company said.

The company currently has more than 35 restaurants operating throughout

Business Briefs Minnesota and by the end of this year, Pizza Ranch will have opened 14 new locations in the Midwest.

NATIONAL KARATE OPENS IN APPLE VALLEY’S CENTRAL VILLAGE National Karate recently opened on Galaxie Avenue in the space next to Dunn Bros. Coffee in Apple Valley’s Central Village.

LILY WELLNESS INC HOSTS GRAND OPENING IN BURNSVILLE Lily Wellness Inc. is having a grand opening/open house from 3 to 7 p.m. on Tuesday, Oct. 26.

Tours and demonstrations of the new center and services will be available including massage and healing touch.

Refreshments will be served.

Lily is located at 1501 Southcross Drive W. in Burnsville.

LAW OFFICE OF DIANE KAER MOVES TO NEW LOCATION The Law Office of Diane Kaer is relocating to 14827 Energy Way in Apple Valley.

BLUE CROSS AND BLUE SHIELD OFFERS NEW HEALTH PLANS Blue Cross and Blue Shield of Minnesota announced on Sept. 24 that it is launching a new suite of products for individuals purchasing health care coverage.

The plans also include the new benefits outlined by federal health reform law, such as preventive care covered at 100 percent. The product offerings include InstaCare, GoBlue, Simply Blue, Personal Blue and Options Blue. The products offer consumers the ability to select from a range of plan designs — including different deductible and co-pays

Business Briefs — and plans with health savings accounts.

GoBlue and Simply Blue are available to consumers age 19 to 64; Personal Blue and Options Blue are available for purchase both by individuals and families. InstaCare is a short-term coverage option (30-, 60-, or 90-day), which does not require underwriting and is not subject to health care reform provisions; it is available to consumers age 19 to 64.

Additional information on the products can be found at www.bluecrossmn. com.

NEW MEMBERS OF THE DCR CHAMBER OF COMMERCE The following are new members of the Dakota County Regional Chamber of Commerce: • Connolly and Associates 1324 W. 7th Street St. Paul, Minn.

(612) 669-2296 www.connollypa.com • Smashburger 1270 Promenade Place Eagan, Minn.

(651) 251-0037 www.smashburger.com UPONOR RECOGNIZED

BY FIRE SPINKLER ASSOCIATION The National Fire Sprinkler Association (NFSA) recently recognized Uponor for its 10 years of membership and its continued dedication to the fire sprinkler industry through products, education, training and awareness.

Uponor, Inc. is a leading supplier of plumbing, fire safety and radiant heating and cooling systems for the residential and commercial building markets in the United States. It employs 380 people at its North American headquarters in Apple Valley.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 7, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Buzz Spotlight

Business Briefs UPONOR BREAKS GROUND ON SPECIAL NEEDS BALLPARK On Sept. 12, Uponor representatives helped break ground on the new ballpark at King Park in Lakeville, which has been four years in the making.

The South Metro Miracle League is a baseball association for children between the ages of three and 19 with disabilities. The new ballpark, located at 18350 Dodd Blvd. in Lakeville, will be a barrier-free, handicapped- and wheelchairaccessible baseball and softball field with a cushioned, rubberized playing surface.

Uponor is a Grand Slam Club sponsor of the new ballpark.

Richard Peick, engineering project manager at Uponor was on site at the groundbreaking ceremony with shovel in hand, along with several other community leaders and members, to take one of the first digs in the dirt.

Uponor, Inc. is a leading supplier of plumbing, fire safety and radiant heating and cooling systems for the residential and commercial building markets in the United States. It employs 380 people at its North American headquarters in Apple Valley.

CONVERGEONE PLANS TO BUY JUMA TECHNOLOGY ConvergeOne, an Eagan-based IT consulting firm, announced on Sept. 23 it has signed a Letter of Intent to purchase the systems solutions and maintenance business of Juma Technology, a telecommunications and IT systems integrator based in Farmingdale, New York.

Juma’s intellectual property and software division, which operates as Nectar Services Corp., is not part of the sale.

An Avaya Platinum Business Partner with a strong presence in New York, Juma specializes in converged voice and data network deployments, and is experienced in multivendor technologies including Avaya, Cisco, Juniper Networks, Extreme Networks and Plantronics.

Juma engineers have earned high levels of certification to support a wide range of equipment, software and managed services.

As the process continues on course, the acquisition could be finalized before the end of 2010 and would merge Juma’s resources into NACR — a ConvergeOne operating company that is also based in Eagan.

ConvergeOne specializes in the IP telephone and convergence market. In addition to NACR, the ConvergeOne companies includes S1 IT Solutions.

NACR EXPERIENCES DOUBLEDIGIT GROWTH IN Q2 OF 2010 Continuing its double-digit growth of the first quarter, communications expert

DCTC to host nanotechnology summit Event aimed at educating businesses and public about the science

by Jessica Harper DAKOTA COUNTY TRIBUNE

As the U.S. manufacturing industry increasingly uses nanotechnology to make everything from medical devices to energy efficient windows, the market will require an estimated 800,000 nano- savvy workers by 2015, according to the National Science Foundation.

Vocational schools, such as Dakota County Technical College, are working to meet this demand by educating not only their students, but also the business community in this evolving technology.

As a part of this effort, DCTC will be hosting a free summit from 8 to 11:30 a.m. on Wednesday, Oct. 13, at the Eagan Community Center on the latest trends and resources in nanotechnology.

Nanotechnology is defined as the ability to measure and manipulate material at the molecular and atomic scale.

“Nanoscience is most often referred to as the science of the very small,” said Deb Newberry, director of Midwest Regional Center for

Business Briefs Eagan-based NACR announced that it achieved 13.7 percent growth in core business for the second quarter of 2010 compared with the same period in 2009.

A seven-time Avaya Business Partner of the Year, NACR is a leading nationwide provider of end-to-end communications solutions — delivering comprehensive sales, consultative, and technical support, as well as managed services, maintenance, and repairs. NACR also has extensive Nortel certifications and is authorized to sell Nortel Enterprise Solutions in addition to the full line of Avaya products and services.

NACRs consultative and technical support includes network readiness, design, implementation, and testing services, as well as remote diagnostics and resolution, maintenance, refurbishment, and repairs.

NACR is a subsidiary of ConvergeOne in Eagan.

ANYTIME FITNESS GETS AN EXTREME MAKEOVER In pursuit of the optimal workout environment for its nearly one million members, Anytime Fitness, has enlisted

In Brief

DCTC will host a free nanotechnology summit from 8 to 11:30 a.m. on Wednesday, Oct. 13 at the Eagan Community Center at 1501 Central Parkway in Eagan.

Register online at www.dctc. edu/go/nansummit.

Nanotechnology Education and the nanoscience technology program at DCTC. Newberry will be a keynote speaker at the summit.

“I would expect that nanotechnology could play a significant role in the economic growth of Minnesota,” Newberry said.

In addition to general information about nanotechnology and DCTC’s nanoscience program, business leaders will receive information on resources that can help them

implement nanotechnology at their companies.

Several businesses within the Dakota County region are already using nanotechnology. Among them are Burnsville-based Goodrich Corp. and Sage in Faribault.

“Those who are not using nanotechnology now, should consider doing it,” said Mike Opp, dean of transportation and technical careers at DCTC. In 2003, Dakota County Technical College was the first vocational school to create a two-year nanoscience program.

Today, it is one of five vocational schools in the upper Midwest to have such a program.

For more information on DCTC’s nanoscience program or summit call Mike Opp at (651) 423-8232 or Deb Newberry at (651) 423-8328.

Those interested in attending the summit can register online at www. dctc.edu/go/nanosummit.

E-mail Jessica Harper is at: jessica.harper@ecm-inc.com

Business Briefs

Business Briefs

the award-winning talents of Fabiano Designs, a New Jersey based design firm, to give its clubs a fresh, new look and feel.

The traditional Anytime Fitness purple color will maintain a presence in clubs, but it will be complemented by softer and more natural tones. The 4,200-square foot gym floor has been reorganized to provide a more structured space, allowing key workout areas to be more visibly defined.

In addition to new design schemes, three walls are now required in each club: an inspiration wall, a logo wall, and a graphic wall.

Anytime Fitness in Apple Valley was the first club in the country to get a “Fabiano face lift.”

light bulbs for $5 each through Oct. 31.

Profits will benefit the American Cancer Society.

Participating store locations: • Ace Hardware & Paint, 14760 Pennock Ave., Apple Valley.

• Pellicci Ace Hardware, 1565 Cliff Road, Eagan.

• Pellicci Ace Hardware, 113 Elm St., Farmington.

• Ace Inver Grove, 3098 65th St. E., Inver Grove Heights.

• Ace Hardware & Paint, 20851 Holyoke Ave. W., Lakeville.

• Terry’s Ace Hardware, 14635 S. Robert Trail, Rosemount.

ACE HARDWARE PARTICIPATES IN CANCER SOCIETY

To recognize the importance of manufacturing to the state’s economy, the Minnesota Department of Employment and Economic Development, the Minnesota Chamber of Commerce, the Minnesota Precision Manufacturing Association and the Minnesota Manufacturers Coalition are sponsoring Minnesota Manufacturers Week Oct. 25 to 29.

Twin Cities Ace Hardware stores — including stores in Apple Valley, Eagan, Farmington, Inver Grove Heights, Lakeville and Rosemount — are participating in “Light the Town Pink” in honor of October’s Breast Cancer Awareness Month. The stores will sell pink

Submissions to Buzz: www.DakotaCountyTribune.biz

DEED RECOGNIZES MINNESOTA MANUFACTURERS WEEK

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October 7, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Can Tom Horner defy Minnesota history?

by Phil Krinkie SPECIAL TO THE TRIBUNE

In its 152-year voting history, Minnesota has elected only three third-party candidates for governor.

The first was the firebrand populist Floyd B. Olson in 1930, running under the Farm Labor label. This popular Depression-era governor won re-election in 1932 and 1934 as well. (Yes, in those days elections for governor were held every two years instead of our current four-year term.)

Upon Olson’s untimely death in 1936, his successor, Elmer Benson, was elected governor under the Farm Labor ticket — but there was no Democrat in the race.

Benson would only serve one two-year term before Harold Stassen beat him handily in 1938.

After the 1944 merger of the Farm Labor and the Democrat parties into the DFL Party, no third-party candidate would mount a serious challenge for the top executive office until Jesse Ventura hit Minnesota’s political scene like a body slam in 1998.

Since Ventura’s stunning election that year — in his words, “We shocked the world!” — two other independent candidates have tried to be elected governor.

In 2002, former Congressman Tim Penny was only able to grab 16 percent of the vote, despite the fact that he repre-

Guest Columnist Phil Krinkie

sented the 1st Congressional District for 12 years.

The Independence Party candidate in 2006 was Peter Hutchinson, who with no political base and a lackluster campaign, garnered only 6.5 percent of the vote.

So what chance does Independence Party candidate Tom Horner really have to capture the governor’s office this November?

History would indicate Horner has little or no chance of winning, without a major event or serious political gaffe by either DFL candidate Mark Dayton or Republican candidate Tom Emmer. The reasons are numerous and obvious to political insiders but seem to be lost to those who work in the ivory towers of academia or who write for the Star Tribune.

So, for the record, let’s share what the political insiders already know.

First, there are no major divisions within the DFL or GOP parties. Both major parties seem dedicated and committed to supporting their respective party’s candidates, and both have money, volunteers and strong get-out-the-vote efforts. This

highlights the second point that’s key to winning a statewide race: money.

Mark Dayton has already shown he’s willing to spend millions of dollars from his personal fortune to advance his candidacy.

Like most politicians, Tom Emmer has no significant personal wealth to spend on this race, but he did not need to spend millions in order to win the Aug. 10 primary.

Because Dayton is not abiding by the campaign spending limits, which he can do if he is willing to forgo the public subsidy, the other candidates in the race can also exceed the spending limit while still taking the public-finance money. This means that this year’s gubernatorial race will likely be the most expensive in state history.

This does not bode well for Horner. It’s unlikely that Horner will be able to raise the money to be competitive with either Dayton or Emmer’s campaign resources.

Next, there is the issue of a political base. In 2002, Tim Penny had a strong starting point, having been a popular congressman for 12 years.

Horner has never sought public office prior to this race. While he has worked in government and knows his way around the halls of the Capitol, Horner has no real political base of support, similar to the circumstance surrounding another smart

yet unknown independent candidate, Peter Hutchinson.

While Horner may indeed have a good working knowledge of state government, common sense tells us that his current political shortcomings seem to outnumber his pluses.

He certainly doesn’t appear to have the boldness or voter charisma — especially with younger and first-time voters — that Jesse Ventura did. He lacks the political base of a Tim Penny, and he doesn’t have the personal fortune of a Mark Dayton.

Third-party candidates are a long shot to win, even in a state where third-party candidates have won in the past. No one would compare Tom Horner with Floyd B. Olson, let alone Jesse Ventura.

Furthermore, the message that Horner has crafted and successfully projected throughout his campaign — the “centrist” way — vanished with the announcement that former GOP Gov. Arne Carlson was endorsing him. Horner has campaigned as being the “centrist” or true “middle of the roader” while promising to raise nearly everyone’s taxes.

However, left-leaning voters view him as a “Republican” disguised as an independent, while right-leaning voters label him as a moderate-turned-liberal. But now touring the state with former Gov. Carlson — who endorsed Barack Obama in See Krinkie, Page 48A

Plaudits for higher education; challenges ahead

by David Olson SPECIAL TO THE TRIBUNE

Maintaining a highly skilled and welleducated work force is essential to a vibrant economy in Minnesota.

Our higher education system must retain residents and attract students from outside Minnesota.

It’s gratifying to see the recognition bestowed upon Minnesota state colleges

by Washington Monthly magazine. The national publication, in its annual ranking of “America’s Best Colleges,” included six two-year colleges in the Minnesota State Colleges and Universities system among the top 50 community colleges in the country.

Saint Paul College ranked first based on such measures as student-faculty interaction, support for learning, graduation rates and collaborative learning methods.

The college also was cited for efficiency by spending less than $10,000 per student.

Also on the list were the Northeast Higher Education District-Itasca Community College (ranked fifth); Alexandria Technical and Community College (ranked eighth); Minnesota West Community and Technical College, Pipestone (ranked 30th); Minnesota State Community and Technical College, Fergus Falls (ranked 37th); and Northeast Higher Education District-Vermilion Community College (ranked 43rd).

As immediate past chair of the MnSCU Board of Trustees, I have seen firsthand the great work of these colleges.

Achieving excellence in higher educa-

Guest Columnist David Olson

tion is among the priorities of the Minnesota Chamber of Commerce and its network of local chambers.

That said, our higher education system cannot rest on its laurels. The state’s changing demographics — principally, a shrinking work force — are presenting immediate challenges for employers and higher education alike.

As baby boomers retire, Minnesota is experiencing a significant drop in the number of white middle- and upper-class students. That group is being offset by higher numbers of minority and lowerincome students — groups that have not always experienced educational success in Minnesota but deserve to succeed.

It’s time to rethink the state’s investment in higher education. The dollars must provide adequate incentives for colleges and universities to deliver services that respond effectively to the needs and demands of the state and the 21st century economy.

The Minnesota Chamber’s initiatives include: Invest in “the public” rather than “public institutions.” Minnesota should invest 30 percent of the state’s higher education appropriation in programs that distribute resources directly to consumers — providing access to the opportunity that best fits their

individual needs.

Separate appropriations for student subsidies, institutional support and research. Research conducted by the state’s colleges and universities adds significant value to the state’s economy. At the same time, we’re entering a period of limited resources for all public programs and services.

Funding should be more transparent so individuals can understand and evaluate the priorities of postsecondary institutions.

The statewide business community encourages higher education institutions to make improvements through wiser and more efficient spending. There are multiple opportunities for streamlining operations, especially with respect to labor and facility costs. Bottom line, institutions must become more responsive to ensuring that every Minnesotan has an opportunity for a quality education and a productive career in today’s global marketplace.

Higher education must be sufficiently funded. More money, however, is not — and cannot — be the only way to pursue improvements in the delivery of higher education.

Businesses continually identify and implement increased efficiencies as a strategy to improve customer service and remain competitive. Education must embrace a similar mind-set. The business community stands ready to assist.

David Olson is president of the Minnesota Chamber of Commerce. He can be reached at dolson@mnchamber.com.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

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Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 7, 2010

Local company counts success by lives saved Business started off with a near-death experience

by Laura Adelmann DAKOTA COUNTY TRIBUNE

A Dakota County manufacturer measures its success in terms of the number of lives its product has helped to save.

BRS Aviation of South St. Paul specializes in making parachutes for small aircraft.

As of Sept. 27, the company’s Website, www. brsparachutes.com, reported 255 people have survived because its product exists.

But if it hadn’t been for a near-death experience of BRS Aviation founder Boris Popov, the life-saving product may never have been invented at all.

It was 1980 and the St. Paul resident was in a hangglider, being pulled by a boat.

Popov could sense something was amiss, and he signaled for the boat driver to slow down, but the driver misunderstood the signal and instead increased his speed.

Popov spun out of control, certain he was going to die as he began falling 400 feet from the sky. “As I fell, I became most angry at my inability to do something,� Popov said in a written statement. “I had time to throw a parachute. I knew they existed, but they hadn’t yet been introduced to the hang gliding community.�

After the incident, Popov set out on a mission to invent the whole-aircraft parachute system.

He founded Ballistic Recovery Systems (BRS) in 1980 and began working with engineers to develop a compatible design.

To work, the parachute would have to be extremely lightweight and able to deploy quickly, said Gary Moore, vice president of sales and marketing at BRS. Moore said keeping the product lightweight was extremely important because plane owners can’t afford to sacrifice the number of passengers or amount of fuel it can carry per trip.

After two years, the company created a parachute that worked with ultra light aircraft. In 1983, the product was credited with saving the life of Jay Tipton of Colorado.

After BRS invested seven years and $1.5 million in research, the Federal Aviation Administration in 1993 approved the parachutes to be installed on a Cessna.

Designed to be attached to the wings and several points

ABOUT BRS Founded: 1980 First products introduced: 1982 In 1983, Jay Tipton of Colorado is the first documented save.

Employees: 75 Annual Sales: Approximately $9.2 million Sold more than 25,000 parachute systems

BRS Aviation’s parachutes are specially designed to fit small aircraft. In an emergency, the parachutes are rocketdeployed by the pilot.

lines don’t tangle,� Moore said.

He explained that the chute opens horizontally at the speed of the plane, then slows it down and swings the aircraft below to safely slow and land the plane.

In 1998, the company worked with Cirrus Design to develop the first recovery parachute system to be used on the Cirrus SR20. In 2002, it was certified to install BRS recovery parachute system in the Cessna 172.

Just a few years later, the systems were also allowed to be installed in the Cessna 182, and 2004 and the Symphony SA-160.

The cost of a parachute ranges from $3,000 for a 600-pound aircraft to $21,000 for plane weighing about 3,400 pounds, Moore added.

The parachute lasts about 12 years and requires repacking about every six years.

Company sales were brisk several years back, with 2008 being a $9 million pinnacle.

Although last year was a struggle, Moore said the company is coming back now, in part because sales are on the rise, and the company has diversified its business by making cargo and personal parachutes for the defense industry, as well as reflective vests for construction workers.

It has also expanded to three additional locations: Mexico, North Carolina and a new location in Florida.

But the company’s exposure increased in August, when a YouTube video of the product in action went viral.

The video shows a lifesaving parachute deployment after the wing breaks off of an acrobatic plane in Argentina. “A lot of people were e-mailing us, saying, ‘Hey, I want a parachute on my plane, now,’� Moore said. “Every plane should have a parachute on it like cars have safety belts.�

on the fuselage, the BRS handle. “It’s designed to pull into parachute is rocket-deployed when the pilot pulls on a the air stream quickly so the

Laura Adelmann is at dceditor@frontiernet.net.

Photo submitted

A South St. Paul company, BRS Aviation, marks its achievements in the number of lives its products help to save. So far, there are 255 people saved through the parachute products, according to the company.

Photo submitted

5A

County bar association releases plebiscite results First Judicial District candidate Lawrence Clark garnered 85 of 92 votes cast in a plebiscite conducted by the Dakota County Bar Association. Timothy Blakely, the incumbent, received seven votes.

Ballots were sent to all 168 members of the bar association. A total of 98 ballots were returned. Six ballots were rejected because they did not comply with

the plebiscite rules. A total of 92 ballots were valid and were counted.

Members of the Dakota County Bar Association are lawyers who reside in Dakota County or who regularly practice law in Dakota County. For more information, contact Karissa Richardson, president of the Dakota County Bar Association, at (952) 8980466.

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October 7, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101 Multiculturalism for everyone: moving beyond ethnocentrism

by Harold Torrence SPECIAL TO THE TRIBUNE

Is everyone multicultural?

Is your organization becoming more multicultural?

Were you born in the United States? If so, where did your first generation come from?

What are your cultural traditions?

Are they different from those of your coworkers? What about your own generation?

Are you a baby boomer, Generation X or Y? Do you see any cultural differences across generations? If so, how are those and more differences impacting you and your organizational culture?

Is your customer base culturally diverse? Is your organization multiculturally competent?

We can go on and on asking more questions about cultural differences and how they impact your overall personal and organizational performance.

However, individual and organizational performance is not only influenced by race, ethnicity, national origin and gender differences, but it is also impacted by family traditions, personality and unique individualities.

Make It Happen Harold Torrence

When organizations do not pay enough attention to multiculturalism, they may reflect more ethnocentric cultural norms and expectations.

Ethnocentrism is a belief in or assumption of the superiority of a person’s own social or cultural group, and thus this hidden or exposed assumption will shape the organizational climate. This could work well for people whose cultural norms match this particular environment, but it won’t work for people whose cultural values and traditions are in conflict with these assumptions.

Because everyone is culturally diverse from everyone else, a self-centered organizational culture won’t be able to reflect the interests and perspectives of its employees and customers. On the employee side, they may feel disengaged, which can cause higher turnover, lower productivity and higher training costs.

On the customer side, it

would be hard to maintain and satisfy a heterogeneous customer base, a result that would hinder the organization’s sustainability in an increasingly diverse society.

Consequently, individuals and organizations should regularly self-examine their status in regard to being or becoming a multicultural organization.

Moreover, according to Bailey Jackson and Evangelina Holvino in “Developing Multicultural Organizations,” a multicultural organization must take the following steps: • Value the contributions and interests of all employees and volunteers.

• Encourage employees and volunteers to reflect diverse social and cultural groups throughout all levels of the organization.

• Act on a commitment to eliminate all forms of oppression within the organization based on race, ethnicity, gender identity and gender expression, sexual orientation, age, hierarchical level, nationality, first language, economic class, educational level, religion, ability/

Best Practices How to handle customer complaints

by Kevin Stirtz SPECIAL TO THE TRIBUNE

Fifteen years ago I had a complaint at a very well-known Italian restaurant in Minneapolis.

I still remember how badly the employee responded to my concern. In fact, I’ve used it in my customer service seminars.

It shows the power we all have to give our customers a memorable experience.

Here are some rules I teach in my seminars to help people handle customer complaints. If you and your staff follow these rules, you can turn unhappy customers into loyal cheerleaders for your business.

1. Listen completely Give them your complete attention. Don’t multitask.

Don’t “half-listen.” Write down what they are telling you and get specifics from them. Then confirm that you understand.

Focus only on them.

2. Let them vent Don’t interrupt. Don’t explain, defend or justify. They don’t care why the problem occurred, and they don’t want your side of the story. They are angry and they want to vent, so let them.

3. Apologize and mean it This is often hard, especially if you did not cause the problem. When you apologize in this situation you are not necessarily taking blame for causing the problem. You are apologizing for the customer having a bad experience. Put yourself in

Guest Columnist Kevin Stirtz

they come back?

(By the way, you need to fix the problem, too.)

6. Thank them Without direct customer feedback we have no idea if we are delivering the experience our customers want.

When they tell us we have failed, they are offering priceless information on how we can improve our business. They are telling us what we need to do to keep customers coming back.

So thank them for their help.

It’s a rare customer who will take the time and effort to offer feedback. Thanking them will go a long way toward winning them back.

If your employees handle every customer complaint using these steps, you’ll keep 99 percent of them coming back.

You’ll have a healthier business because it keeps getting better. And we all know happy, loyal customers are the foundation of a healthy, sustainable business.

their shoes. Be sincere.

4. Ask them how you can make things right. Then do more Too many employees have either no response to complaints or a generic, stock response, like taking money off the bill. But that risks making the customer even more angry if that’s not what they want done. In fact you might even offend someone by offering them a discount.

A better strategy is to ask them what they want. You have be genuine and polite. Most people don’t want much. They usually just want you to listen.

But whatever they say, always do it and more. For example, if they ask for their meal free, your response might be: “Mr. Smith, of course your meal tonight is on the house.

But I’d also like to buy you and your family dinner the next time you join us. Would that be Kevin Stirtz is the Amazing Service Guy, a speaker, OK?” trainer and consultant 5. Assure them you’ll fix the who helps organizations of problem all kinds deliver amazing Because you listened and customer service.

His recent you confirmed their complaint book: “More Loyal Cusyou know why they are upset.

Take the next step and as- tomers” has won f ive-star sure them you will take action reviews at Amazon.com. He to prevent it from happening can be reached at (952) 212again. Otherwise, why would 4681 or kevin@amazingserviceguy.com.

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

disability, marital/parental status, size/appearance, etc.

• Include all employees and volunteers as full participants in decisions that shape the organization.

• Follow through on broader social and environmental responsibilities.

This definition may help us to start wrapping our arms around this concept, but once again, every person and organization is unique, and as a result, the multicultural organization-

Additionally, it would be necessary for leaders to exercise a more open multicultural leadership style in order to provide a stronger foundation to maintain the continuous developmental process toward becoming a true multicultural organization.

In future columns, we’ll continue exploring on the role of leaders and learning circles in creating the conditions for individual and organizational multicultural development.

al development process should reflect the synergy of those unique talents, traditions and cultures.

To transform the organization, it is relevant to create a learning environment based on the idea of building learning circles of “members who are ac- Harold Torrence is a supervitive creators, explorers, collab- sory management instructor at orative workers, and democratic Dakota County Technical citizens,” according to Michelle College in Rosemount. He can Collay, Diane Dunlap, Walter be reached at harold.torrence@ Enloe and George Gagnon in dctc.edu. their book, “Learning Circles.”

SBA releases final women-owned small business rule to expand access to federal contracting opportunities With the publication on Oct. 4 of a final rule in the Federal Register, the U.S. Small Business Administration will begin implementation of its women-owned small business contracting program. The agency expects the program to be available for women-owned small businesses in early 2011.

The rule is part of the Obama Administration’s overall commitment to expanding opportunities for small businesses to compete for federal contracts, in particular those owned by women, socially and economically disadvantaged persons and veterans.

This rule identifies 83 industries in which women-owed small businesses are under-represented or substantially underrepresented in the federal contract marketplace.

In addition to opening up more opportunities for womenowned small businesses, the rule is also another tool to help achieve the statutory goal that 5 percent of federal contracting dollars go to women-owned small businesses.

With the publication of the final rule, the SBA, in conjunction with the Federal Acquisition Regulatory Council, will begin a 120-day implementation of the women-owned small businesses contracting program, including building the technology and program infrastructure to support the certification process and ongoing oversight.

With implementation expected to take several months, the agency expects that federal agencies’ contracting officers will be able to start making contracts available to womenowned small businesses under the program in early 2011.

The creation of a rule to increase federal contracting opportunities for women-owned small businesses was authorized

by Congress in 2000. Since that time, the SBA took a number of steps to study and analyze the market, including looking at participation by women-owned

small businesses across all industries.

Various draft rules were made available for public comment in prior years, but shortly after taking office, the Obama Administration drafted a new, comprehensive rule, based on the analysis of the prior studies and on all the questions and comments previously received.

The proposed rule was published for public comment on March 2 for 60 days. The SBA received more than 1,000 comments during that time.

Some of the components of the Women-Owned Small Business rule include: • To be eligible, a firm must be 51 percent owned and controlled by one or more women, and primarily managed by one or more women. The women must be a U.S. citizens.

The firm must be “small” in its primary industry in accordance with the SBA’s size standards for that industry. In order for a woman-owned small business to be deemed “economically disadvantaged,” its owners must demonstrate economic disadvantage in accordance with the requirements set forth in the final rule.

• Based upon the analysis in a study commissioned by the SBA from the KauffmanRAND Foundation, the final rule identifies 83 industries (identified by “NAICS” codes) in which women-owned small businesses are under-represented or substantially under-represented in federal procurements.

The SBA has identified eligible industries based upon the combination of both the “share of contracting dollars” analysis, as well as the “share of number of contracts awarded” analysis used in the RAND study.

This differs from an earlier proposed version of the rule which identified only four industries in which womenowned small businesses were under-represented. This earlier version proposed to identify eligible industries based solely

on the “share of contracting dollars” analysis used in the RAND study.

In accordance with the statute, the final rule authorizes a set-aside of federal contracts for women-owned small businesses where the anticipated contract price does not exceed $5 million in the case of manufacturing contracts and $3 million in the case of other contracts.

Contracts with values in excess of these limits are not subject to set-aside under this program.

The final rule removes the requirement, set forth in a prior proposed version, that each federal agency certify that it had engaged in discrimination against women-owned small businesses in order for the program to apply to contracting by that agency.

The proposed rule allows women-owned small businesses to self-certify as “WOSBs” or to be certified by third-party certifiers, including government entities and private certification groups.

The final rule requires women-owned small businesses which self-certify to submit a robust certification verification, to complete the certifications at the federal Online Representation and Certification Application website, and also to submit a core set of eligibilityrelated documents to an online “document repository” to be maintained by the SBA. Each agency’s contracting officers will have full access to this repository.

The SBA intends to engage in a significant number of program examinations to confirm eligibility of individual womenowned small businesses.

In the event of a contract protest or program review, the SBA has the authority to request substantial additional documentation from the business to establish eligibility.

The SBA intends to pursue vigorously punitive action against firms that seek to take advantage of this program.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 7, 2010

7A

Government Watch

County collected barrels of medications Six 55-gallon drums of old medications filled in drug take-back

by Laura Adelmann DAKOTA COUNTY TRIBUNE

high that comes from prescription drugs like Oxycodone is similar to the effect of heroin on the user.

The number of heroin-related arrests are on the rise in Dakota County.

In 2008, the county made 14 arrests related to heroin, and there were 42 such arrests made in 2009.

Additionally, Bellows said there are increasing cases of Hepititis C in the county, a condition that is connected to needle use.

Bellows said people ages 17 to early 20s are experimenting with these types of drugs, and warned parents that if they keep old drugs around the house, they may be inadvertently acting as their childâ&#x20AC;&#x2122;s drug dealer. â&#x20AC;&#x153;We want to get these types of drugs out of households, out of the reach of teenagers and young people,â&#x20AC;? Bellow said.

All prescriptions and over-thecounter medications that were collected during the event will be incinerated at a properly-licensed and managed facility.

Bellows said the old methods Photo submitted of throwing pills in the garbage Local law enforcement officials collected six 55-gallon barrels of old prescription and over-the-counter med- or flushing them in the toilet have ications during the Sept. 25 drug take-back event. Hundreds of residents visited drive-through collection been proven to be environmentally hazardous. sites to turn in their old medications for safe destruction.

Dakota County residents turned in 100 pounds of old medications â&#x20AC;&#x201C; filling six 55-gallon barrels â&#x20AC;&#x201C; in the countyâ&#x20AC;&#x2122;s first prescription drug take-back event Sept. 25.

Dakota County Sheriff Dave Bellows, who declared the event a success, said that the county is considering providing citizens a continual option of dropping off old prescriptions at various fixed locations in the future. â&#x20AC;&#x153;It may be six or eight months, I donâ&#x20AC;&#x2122;t want to say for sure because I donâ&#x20AC;&#x2122;t know yet. But I clearly think Dakota County is moving forward with having an ongoing drug takeback program,â&#x20AC;? Bellow said.

The Sunday event was held at three locations: Burnsville City Hall, the Dakota County Government Center in Hastings and the Northern Service Center in West St. Paul.

Most of the drugs were collected in West St. Paul where nearly 300 car visits were recorded; in Hastings, the department counted 60 vehicle visits, and in Burnsville, about 250 cars were driven through the drug drop-off site.

Bellows said he was pleased with the level of participation, and added that the department prescriptions and expired medica- were Oxycodone, Adderall and been linked to the increasing num- Laura Adelmann is at dceditor@ Fentanyl. ber of people using heroin. frontiernet.net. has received calls from people still tions.

Among the drugs collected Prescription drug abuse has also Bellows explained the type of interested in disposing of their

Man charged in alleged plot to murder county attorney, judge Conspiracy to murder, assault charges brought in Rice County

by Laura Adelmann

former neighbor, has been charged with two counts A convicted felon of conspiracy to has been charged commit premeditated with contracting for first-degree murder the murders of Daand one count of kota County Attorconspiracy to commit ney James Backstrom first-degree assault, and Judge Rex Stacey according to a Rice and the assault of a John County complaint witness who testified Woodward filed Sept. 29. against him.

Prosecutors allege John Stephen Woodward, that Woodward hired Thom47, who is formerly of Inver as Ray Jackson to murder Grove Heights but is now Backstrom in December, on serving almost eight years in the day Jackson was scheda Faribault prison on meth- uled to be released from amphetamine charges, al- prison, and had his wife give legedly tried to pay another an attorney $2,500 as a down inmate $10,000 to murder payment.

Backstrom and Stacey, who Initially, Jackson allegedly presided over Woodwardâ&#x20AC;&#x2122;s told the attorney the money 2007 drug conviction. was for a truck, but eventually Woodward, Backstromâ&#x20AC;&#x2122;s reported the murder-for-hire DAKOTA COUNTY TRIBUNE

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Investigators allegedly later recorded conversations between Woodward and Jackson detailing the plot to murder or seriously maim the witness identified as MM in the complaint.

Among the details Woodward allegedly discussed with Jackson were where to dispose of the weapon, arrangements for sending remaining payments after the murder, and the address of MM. The complaint states Woodward requested that Jackson beat MM severely, break her arms with a baseball bat and leave her in the woods.

He allegedly told Jackson to do whatever he needed to MMâ&#x20AC;&#x2122;s boyfriend if he were to

interfere.

Third on Woodwardâ&#x20AC;&#x2122;s plan, prosecutors allege, was the murder of Stacey, which was to be in the Sturgis area the following August.

According to the complaint, Woodward anticipated the murders gaining national media attention.

Backstrom did not offer comment on the story, but sent a statement to employees Sept. 29, the day the charges were announced.

In the statement, Backstrom said he asked that the drug case be prosecuted in Rice County to avoid conflict of interest, noting that he witnessed frequent short-term automobile traffic in and out of the Woodward house at all hours of the day and night.

As a result of the investigation, Woodward was transferred to a prison in Oak Park Heights.

Backstrom stated, â&#x20AC;&#x153;This has been upsetting to me and my family, as I am sure it has been to the other victims involved. I am grateful for the work of the many investigators from multiple law enforcement agencies, including the Dakota County Sheriff â&#x20AC;&#x2122;s Office, who have been involved in this case and have the utmost confidence in the Rice County Attorney who is pursuing this prosecution.â&#x20AC;?

Woodwardâ&#x20AC;&#x2122;s next court appearance is Oct. 18 at 10:30 am in Rice County.

Laura Adelmann is at dceditor@frontiernet.net.

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scheme after he determined Woodwardâ&#x20AC;&#x2122;s intentions were real.

The county says it has videotape evidence of Woodward giving Jackson a map to Backstromâ&#x20AC;&#x2122;s residence and details about his normal route to work.

The plot allegedly was hatched during jailhouse conversations between Jackson and Woodward, who described his previous relationship with Backstrom as â&#x20AC;&#x153;best buddies.â&#x20AC;?

According to the complaint, Woodward allegedly told Jackson how he could do it, giving him the route, location of the hit and instructions to shoot through Backstromâ&#x20AC;&#x2122;s vehicle window.

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8A

October 7, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Burnsville Costco on schedule to open day before Thanksgiving New warehouse retailer is expected to bring in 200 new jobs

by Jessica Harper DAKOTA COUNTY TRIBUNE

The south metroâ&#x20AC;&#x2122;s first Costco, currently under construction, is expected to open just in time for the holidays.

The 157,000-square-foot, members-only retail warehouse is on schedule to open in Burnsville Nov. 24, the day before Thanksgiving. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re excited to be in the Minnesota market, and feel this fits Burnsvilleâ&#x20AC;&#x2122;s demographics,â&#x20AC;? Costco Wholesale Corp. spokesman Dan McMurray said.

Once finished, the store will have Costcoâ&#x20AC;&#x2122;s standard retail warehouse appearance and carry an array of bulk and individual-size items.

It will also have a freestanding gas station and liquor store. Only the liquor store will be open to nonmembers. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re the largest distributor of wine in North America,â&#x20AC;? said Tom Dillahunt, marketing manager for the Burnsville Costco.

The store is being built on the 15.5-acre site previously

occupied by Grossman Chevrolet and Cadillac on 141st Street, north of County Road 42.

Costco is expected to bring in 200 new jobs, half of which are full time.

The project is also expected to bring in additional tax revenue.

Burnsville communications coordinator Jim Skelly said the city has not yet received the propertyâ&#x20AC;&#x2122;s appraised value, but he estimated that the cityâ&#x20AC;&#x2122;s portion of the propertyâ&#x20AC;&#x2122;s taxes could exceed $100,000.

Residents expressed concerns last spring about increased traffic, which the city plans to address by installing a signal at 141st Street and Burnhaven Drive. Costco has agreed to pay $250,000, while the city will cover $300,000.

The city is also asking for $60,000 for emergency-vehicle signs at four intersections around the site. Costco proposes to contribute half.

Although the south metro market is saturated by its competitor, Sams Club, Cost-

Photo by Jessica Harper

Costco Wholesale Corp.â&#x20AC;&#x2122;s new warehouse retail store is under construction in Burnsville and on schedule to open Nov. 24, the day before Thanksgiving. co representatives are confident that the store will be a success.

McMurray said Costco stands out from its competition by offering a mix of bulk and individual brand-name

items at discount prices. â&#x20AC;&#x153;We offer low-priced department store items versus low-priced generic items,â&#x20AC;? he said.

At this time, the company is marketing itself in the re-

gion through telemarketing, print and online advertising campaigns as well as kiosks at the Renaissance Festival and the Burnsville Center, Dillahunt said.

The company also joined

the Burnsville Chamber of Commerce in August as a way to become involved in the local community, he said.

Jessica Harper is at jessica.harper@ecm-inc.com.

Real Estate New census data: Stateâ&#x20AC;&#x2122;s renters hit hard by recession Newly released American Community Survey data show that, in the midst of the housing meltdown last year, housing costs severely burdened Minnesotans in ways that were hard to weather â&#x20AC;&#x201D; especially for renters, who saw falling incomes and rising rents.

These 2009 U.S. Census figures give the most complete picture of Minnesota housing available.

Todayâ&#x20AC;&#x2122;s economic indicators continue painting a picture of families squeezed from all sides. A reduction in income was seen at every quintile of income distribution between 2008 and 2009.

While home prices fell over the year, rental costs actually increased: Median gross rents went from $731 to $757 monthly (in 2009 dollars).

With rents going up and incomes going down, the proportion of renters paying at least half their income for housing increased markedly to more than 23 percent â&#x20AC;&#x201D; a severe cost burden, according to the

Department of Housing and Urban Development.

Another toll from this stress on renters is homelessness. Wilder Research Center reported earlier this year that in 2009 homelessness had increased to 13,100 people, up from 9,200 just three years earlier.

Overall in 2009, more than one in eight Minnesota households paid at least half its income for housing.

Those severely burdened households include one in four renter households and almost one in 10 owner households.

While the matter of paying too much of a householdâ&#x20AC;&#x2122;s income is more serious among lower-income Minnesotans, the issue is not confined to the poor. Of all Minnesota households earning at least $75,000 annually, about 8 percent paid 30 percent of their income for housing â&#x20AC;&#x201D; a cost burden, according to HUD. By contrast 48 percent of households earning under $75,000 paid 30 percent of their income for housing.

TWIN CITIES STATISTICS TC Housing Units Authorized

Twin Cities Median Home Price

Twin Cities Total Active Listings

Date

Date

Date

Total

Aug 09 Aug 10 Sep 09 Sep 10

Y-Y Change

542 460 437 680

Source: Keystone Report

-15.1% +55.6%

Jul 09 Jul 10 Aug 09 Aug 10

Total

Y-Y Change

$171,000 $175,000 $175,000 $172,165

Source: MPLS Area Association of REALTORS

+2.3% -1.6%

Jul 09 Jul 10 Aug 09 Aug 10

Total

Months of Inventory

25,862 27,249 25,407 27,638

7.8 8.0

Source: MPLS Area Association of REALTORS

Twin Cities residential construction: Steady as she goes The Twin Cities newhousing market remains steady, continuing a yearlong trend that puts the region ahead of many other metro areas. September 2010 planned units were 38 percent higher than in September 2009 and up 31 percent from August 2010. The declared value of September permits has also increased by 43 percent over 2009 and 15 percent over August.

According to statistics

compiled by the Keystone Report for the Builders Association of the Twin Cities, there were 228 permits pulled for a total of 604 units during the month of September 2010 (the last four weeks).

Year-to-date, permits are 33 percent higher than at this time in 2009. â&#x20AC;&#x153;We were pleased to learn that Hanley Wood recently named Minnesota the number one sweet state,â&#x20AC;? Gary Aulik, 2010 president of the

Builders Association of the Twin Cities. â&#x20AC;&#x153;Hanley Wood, a national publishing and data services company, published the report in September using yearover-year closings gain and unemployment rankings to come up with the list of bestperforming states in terms of jobs and new home sales. â&#x20AC;&#x153;As most sectors of the economy show signs of expansion, weâ&#x20AC;&#x2122;re feeling confident that the Twin Cities

housing market will remain ahead of the national curve, and continue stable for the rest of the year and into 2011,â&#x20AC;? Aulik said.

Minnetonka led the metro in building activity for the month with 149 units permitted for one multifamily project. Minneapolis followed with 88 units, Elk River and Oak Park Heights permitted 54 units each, and Woodbury permitted 43.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 7, 2010

9A

Lakeville â&#x20AC;&#x2DC;maverickâ&#x20AC;&#x2122; to be featured in documentary Software consulting firmâ&#x20AC;&#x2122;s business model relies entirely on college students

by Jessica Harper DAKOTA COUNTY TRIBUNE

Martin Hebig may look like a typical computer geek, but heâ&#x20AC;&#x2122;s a true maverick who dares to sidestep the norm.

The Lakeville resident built an entire business model around convincing Fortune 500 companies to trust college students with their software consulting.

Maverick Software Consulting exclusively employs computer science students to test and develop software for its only client, Thomson Reuters in Eagan. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s rewarding to see how the job experience can change studentsâ&#x20AC;&#x2122; lives,â&#x20AC;? Hebig said.

This unique business model caught the attention of best-selling author and documentary filmmaker Robert Cringely, who will feature Maverick Software Consulting in his upcoming PBS documentary, â&#x20AC;&#x153;The Cringely 2010 (Not in Silicon Valley) Startup Tour.â&#x20AC;?

The documentary features startup companies from across the nation and is scheduled to air in January.

Cringely is the author of the best-selling book â&#x20AC;&#x153;Accidental Empires: How the Boys of Silicon Valley Make Their Millions, Battle Foreign Competition and Still Canâ&#x20AC;&#x2122;t Get a Date.â&#x20AC;? His work

has also appeared in the New York Times, Newsweek, Forbes, and other magazines.

On his blog, Cringely describes Maverickâ&#x20AC;&#x2122;s business model as â&#x20AC;&#x153;an amazing one ... â&#x20AC;&#x201D; one that employs American programmers yet meets or beats the cost of using programmers in India or China.â&#x20AC;?

Although Maverick Software Consulting has only one client, Hebig has successfully made his company a profitable venture.

The company is currently working on a deal to add a second client, Hebig said.

Maverick currently has 80 students working out of four offices â&#x20AC;&#x201D; three at University of Minnesota campuses and one at the University of Wisconsin-Madison.

Each office generates about $1 million in annual revenue, Hebig said.

Hebig describes the partnership as a win-win for both Thomson Reuters and the students.

At $25 an hour, it provides Thomson Reuters with information technology services at a cheaper rate than offshore services charge. At the same time, it gives students the real-world experience that will give them a competitive edge in the job market, Hebig said.

It was this experience that attracted Zac Bleninger,

Photo by Jessica Harper

Martin Hebig, founder and president of Maverick Software Consulting, built his business model around the concept of hiring college students only to provide IT consulting for its clients. To date, the company has one client â&#x20AC;&#x201D; Thomson Reuters. a 22-year-old IT student at Minnesota State UniversityMankato. â&#x20AC;&#x153;A lot of jobs require experience in program language and technology,â&#x20AC;? Bleninger said. â&#x20AC;&#x153;I now have almost two years of real work experience.

This gives me a big edge over those who have nothing but academic experience.â&#x20AC;?

Bleninger said he also likes the pay and flexible hours and that the office is close to his college campus.

Each consultant works about 20 hours per week during the academic year and 40 hours in the summer. Pay ranges from $12 to $13.50 an hour depending upon the market.

The inspiration This business model was inspired by a similar partnership between Hebigâ&#x20AC;&#x2122;s alma mater, Minnesota State University-Mankato, and IBM. The company hired stu-

dents to test its then-new operating system. Hebig and his business partner, Chuck Sherwood, were among those participating.

After graduating with a degree in computer science, Hebig founded Maverick Software Consulting in 1999 â&#x20AC;&#x201D; naming it after his alma materâ&#x20AC;&#x2122;s sports team.

He ran the company as an independent consultant for corporations such as Cargill and GMAC until sell-

ing a portion of it in 2006 to Sherwood, who serves as vice president.

When the partnership between IBM and the university ended, U of M-Mankatoâ&#x20AC;&#x2122;s computer science department began looking to Thomson Reuters as a potential partner.

Thomson Reuters liked the idea but didnâ&#x20AC;&#x2122;t want to pay the overhead, Hebig said.

Hebig and Sherwood caught wind of this and offered to set up and manage an office for Thomson Reuters.

The company agreed. â&#x20AC;&#x153;It was exciting to start my own company and be able to work with some of the best computer science students and do something different,â&#x20AC;?

Hebig said.

As Maverick Software Consulting heads into its 12th year in business, Hebig looks to expand it nationwide.

In his blog, Cringley said he sees potential in this endeavor. â&#x20AC;&#x153;If they can scale the business the way they think they can, thereâ&#x20AC;&#x2122;s nothing that says the founders wonâ&#x20AC;&#x2122;t soon be paying themselves a bootload of money while remaining mavericks â&#x20AC;&#x201D; unbranded,â&#x20AC;?

Cringley wrote.

Jessica Harper is at jessica.harper@ecm-inc.com.

Minnesota Housing provides $2 million for energy saver rebates SBA hosts web chat Sept. 30 prove home energy efficiency.

Owner-occupied single family, condominium, duplex, triplex, or fourplex homes are eligible for the program. The Minnesota Housing Fix-up Fund offers affordable, fixed-rate loans to homeowners to make home improvements.

The rebates are funded with federal stimulus funds through a $2 million grant from the U.S. Department of Energy and the Minnesota Department of Commerce.

To date, nearly 1,400 homeowners have received $4.8 million in Energy Saver Re-

bates.

Interested homeowners can visit www.mnhousing.gov for more information about participating Fix-up Fund/Energy Saver Rebate lenders or call 1-800-710-8871.

Minnesota Housing is a state agency committed to finance and advance affordable housing opportunities for lowand moderate-income Minnesotans to enhance quality of life and foster strong communities.

The agency invests more than $1.4 billion in affordable housing each biennium.

The US. Small Business Administration will host Web chat at noon on Sept. 30 with Julie Brander, small business mentor and coach, and past chapter chair of SCORE New Haven.

The topic of the chat will be â&#x20AC;&#x153;Cash Flow Management.â&#x20AC;? Brander will offer tips and advice on effective cash flow management for businesses, and answer questions about how to

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with a Fix-up Fund loan. Eligible improvements include high efficiency furnaces, boilers and central air conditioners, Energy Star replacement light fixtures, insulation in conjunction with air sealing, and water heaters if â&#x20AC;&#x153;orphanedâ&#x20AC;? due to furnace replacement. Energy Star replacement windows and replacement exterior doors now qualify for a 25 percent rebate of costs financed with a Fix-up Fund loan.

The unreserved rebate program is designed to help homeowners with household incomes up to $96,600 im-

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Minnesota Housing is providing $2 million of additional federal funds for energy-saving improvements in conjunction with the agencyâ&#x20AC;&#x2122;s home-improvement loans.

This is the third funding phase of this popular energysaving program, and funds are expected to be used quickly.

The program began Sept. 30.

Interested homeowners can contact a Minnesota Housing lender partner to apply.

Qualified homeowners can receive a rebate of 35 percent of the cost (up to $10,000) for eligible improvements financed

plan and prepare for the future and for changes in the market.

Chat participants will have direct, real-time access to the web chat via questions they can submit online in advance, and during the live session.

Brander will answer questions for one hour.

Participants can join the live Web chat by going to www.sba.gov, and clicking â&#x20AC;&#x153;Online Business Chat.â&#x20AC;?

10A

October 7, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Burnsville

District 196

Eagan

Fire chief who lived the dream, retiring after career in Burnsville

District 196 property tax levy Woman dies in crash with bus could decrease for next school year An Eagan woman is dead after her 1999 Ford Contour

A young Steve Harklerod wasn’t messing around when he said he wanted to be a firefighter.

In his early teens Harklerode joined the junior firefighter program in his hometown of Inver Grove Heights.

On Nov. 30 he’ll retire as Burnsville’s fire chief, capping 26 years of service to the city as Steve a firefighter/paramedic and administrator.

Harklerode will soon turn 50, the age at Harklerod which Minnesota cops and firefighters can begin collecting retirement benefits.

“I’ve had a long, successful career with Burnsville,” he said.

“I’m just looking forward to closing the chapter on this book and opening another one. And I don’t really know what that new chapter’s going to be yet.”

The city is expected to name his replacement by the end of the year.

Harklerode came to Burnsville in 1984 after working as an emergency medical technician and paramedic with the old Divine Redeemer Hospital ambulance service.

He was one of seven new firefighter/paramedics hired to launch the Fire Department’s ambulance service.

During his career, Burnsville has had its share of dramatic fires, including a turbine explosion at the Black Dog power plant in 1989, the Burnsville High School arson fire of 1994 and the 2008 blaze that destroyed Burncliff Apartments three days before Christmas.

On Sept. 28, Harklerode worked into the evening at another Black Dog plant explosion and fire, this one coming from a coal hopper.

But he doesn’t keep a top-10 list, despite having earned three Certificates of Meritorious Action and other commendations.

“The greatest excitement out of it all is the ability to help people, the ability to take chaos and bring it into order, remove the chaos,” said Harklerode, of Lakeville. “That’s what I just loved about the job.”

He’s held six positions in the department, all with escalating responsibility.

He served as training coordinator from 1996 to 1999 while working as a firefighter/paramedic.

Harklerode was promoted to suppression captain in 1999 and operations captain in 2002. In 2004 then-Chief Ron Payne installed Harklerode as the city’s first assistant fire chief. He was named Burnsville’s third fire chief after Payne retired in 2005.

While still a firefighter/paramedic Harklerode served as the department’s accreditation manager. Accredited in 1997 by the Commission on Fire Accreditation International, Burnsville was the first Minnesota department to earn the honor. The department didn’t seek reaccreditation after 2005 because of the time and expense the process demands.

“There was an awful lot of work involved in that,” said Harklerode, a married father of three whose oldest son, Adam, is a firefighter for the Mdewakanton Fire Department, an Allina paramedic and a volunteer firefighter in Lakeville. “Basically it was a validation process.”

Harklerode said the department could use more firefighters. The full-time, 40-member department staffs three shifts of 11 firefighters each. The department is seeking a federal Homeland Security grant to add another firefighter to each shift. Grant rules require the city to pick up the cost for a third year after two years of federal funding.

The department is reapplying for the grant after its 2009 application was passed over.

Though vacation and sick leave sometimes leave shifts with fewer than nine firefighters, at which point Harklerode uses overtime staffing, he said firefighters are never put at “undue risk.”

“This is a great department,” Harklerode said. “I’ve never had any desire to go elsewhere.”

A drop in property value is not typically a cause for celebration, but residents in the Rosemount-Apple Valley-Eagan school district are poised to receive one ancillary benefit from it: a lower property tax levy.

The district presented its proposed $78 million 2010 levy on Sept. 27. This is nearly $1 million less than the 2009 certified levy.

The 2010 levy provides about a quarter of the funding for the 2011-12 school year, said Stella Johnson, a financial analyst with the district.

State aid and credits comprise the bulk of funding (about 63 percent). Federal aid makes up only about 3 percent. Various sources such as private donations make up the rest, Johnson said.

— John Gessner

Value goes down A phenomenon called “Referendum Market Value (RMV)” influences the amount the state will allow the school district to levy. The RMV decreased from $15.6 billion in 2009 to $14.6 billion this year, Johnson said.

On top of that, the Adjusted Net Tax Capacity (ANTC) also acts as an influence. The ANTC decreased 6.5 percent from 2009 to $174.5 million.

Because of these factors, the state limits District 196 to the $78 million the district is proposing for 2011-12. That is a maximum. When it comes time to certify the levy, the district can, in theory, levy less.

The upside to the drop in property value is that “we get more of our tax dollars back home,” said school board member Kevin Sampers.

This is because as property value decreases, the state kicks in additional aid as an equalizer among the state’s school districts. In the case of District 196, this means an additional $489,000, according to a district financial report.

Johnson said there are two reasons for the district to request the maximum in the proposed levy: (1) it allows for adjustments from the state to be sent directly to the county; and (2) final certification in December cannot be more than the proposed levy (thus there is more room to breathe).

The preliminary property tax levy does not include any consideration for the $15.5 million operating levy referendum, Johnson said, which voters will decide on Nov. 2. Should voters pass it, the numbers for the December certification of the levy will be different.

The numbers suggesting a drop in RMV and ANTC are still relevant, however. This decrease could mean the cost per household for a potential levy could be lower than the $280 a year originally estimated, Johnson said.

Price of staffing cuts A majority of the funds that are part of the levy are proposed to decrease, but there is a notable exception: the reemployment insurance levy, which has gone up $237,000 (or 139 percent) to $407,000, according to a district financial report. This is because of layoffs associated with $15 million in budget adjustments for the current school year.

The proposed levy was expected to be submitted to Dakota County by Oct. 1. On Dec. 13, the school board will certify the final levy at a meeting with a review of the proposed property tax and budget.

Should the operating levy not pass in November, the district faces more than $20 million in budget cuts and adjustments for 2011-12.

— Aaron Vehling

rear-ended a District 196 school bus at 3:20 p.m. Monday at the intersection of McAndrews Road and Dover Drive in Apple Valley.

The bus, occupied by driver Bob Gauer and 18 students from Scott Highlands Middle School, was stopped on westbound McAndrews waiting to make a left turn onto Dover when the Ford Contour struck the right rear portion of the bus and continued off the roadway into the ditch, according to reports from the Apple Valley Police Department.

The woman, 78-year-old Gloria Deane Carlson of Eagan, died instantly. There were no passengers in the car. No injuries were reported on the bus, according to the report.

The bus route includes students from St. Joseph’s Catholic School in Rosemount and Faithful Shepherd in Eagan, but none of them were present at the time of the accident, said District 196 spokesman Tony Taschner in a written statement. The district sent a separate bus to the scene to complete the task of transporting the students home.

The district transported Gauer to a local clinic for drug and alcohol testing, which is a district policy, Taschner said.

The Apple Valley Police Department did not issue him a citation. Gauer has driven for the district since November 2005.

Other agencies responding to the accident include the Apple Valley Fire Department, the Rosemount Police Department, Allina Ambulance and the Minnesota State Patrol.

The investigation is ongoing, police said.

— Aaron Vehling

Farmington Farmington’s school tax levy to decrease in 2011 The Farmington School Board adopted a preliminary 2011 tax levy of $19.6 million, which is a $1.3 million decrease from last year’s $20.9 million tax levy.

As a result, the average residential property, which the district estimates at $250,000, could see a $34 decrease in the school portion of their property taxes, according to Jeff Priess, the district finance director.

A commercial or industrial property valued at $350,000 could see a $60 decrease, he said.

“It is good news how taxes are decreasing because that is the way our levy works, because it is attached to property values,” Priess told the School Board at its Monday, Sept. 27 meeting. But the bad news is that property values have decreased, he added.

The state will also be picking up a larger chunk of the districts’s overall funding, Priess said.

That’s because the taxable market rates in Farmington have decreased more than 6.6 percent as a result of the shaky economy.

All told, Farmington’s property values on commercial, farm and residential properties have dropped, to $2.359 billion, down from $2.54 billion in 2010.

The district, as a result, will receive $4.3 million in equalization state aid, Priess said, compared to $2.8 million last year.

“The levy ratio last year was 43 percent, and this year it is 37 percent,” Priess said. That means 63 percent of the revenue the district receives will come in the form of state aid. Many school districts in Dakota County are in the same boat, Priess said.

The district was required to certify a preliminary levy by Oct. 1. District 192’s debt service fund is expected to decrease by an estimated $949,818.

Dakota County mails out proposed property tax notices in November. The final tax levy is expected to be approved by the Farmington School Board at the Dec. 13 board meeting.

— Kara Hildreth

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 7, 2010

11A

News Roundup Recent news from around Dakota County

Farmington

Lakeville

Rosemount

School district’s math specialist Lakeville’s school board sees learning through math lens approves preliminary levy

Rosemount mayoral debate shows candidate differences

Jason Berg looks at all learning through a math lens.

As the District 192 math specialist, it is Berg’s job to support math instruction in all of Farmington’s eight schools from kindergarten through high school.

“My charge is to provide support in any which way I can,” said Berg.

As a former Farmington High School math teacher who was consumed with lessons on algebra, geometry and calculus, Berg is now able to share his enthusiasm for math since becoming the district math specialist a year ago.

As the head girls’ basketball coach, Berg can combine his experience teaching math with his coaching abilities to cheer on teachers who teach math at every level.

In the past year, the math specialist position has been evolving, Berg said.

In the past, it was the duty of building principals to make sure math standards were being taught at each grade level, Berg said.

Working closely with the district curriculum department and the data and accountability staff, Berg said, “We also work together with the literacy specialists and the technology specialists.”

One challenge Berg has taken on is to prepare teachers for a change in state standardized tests.

“One of the biggest changes is taking place with the math standards,” Berg said.

The MCA II tests are based on standards from 2002, but math instruction is also adopting the new math standards from 2007, Berg said.

“What it has caused us to do is some juggling and making sure we are covering all our bases,” Berg said.

Last year, increased efforts were focused on elementary math instruction to make sure teachers had enough support, Berg said.

This school year, increased math support is being put toward the middle schools because this will be the first school year when MCA III state tests will be administered, Berg explained.

Part of Berg’s work this past summer was spent on sixthand seventh-grade math curriculum. He wanted to make sure the two middle school buildings and teachers align the math curriculum and math textbooks.

“I think the addition of Jason Berg as a math specialist has solidified our conversation around math,” said Caleb Drexler Booth, director of teaching and learning for District 192.

Berg really understands math curriculum, assessments, state standards and how all the pieces tie together, Drexler Booth said.

When needed, Berg visits classrooms to talk with teachers about how to best teach a math lesson at a particular grade level.

Berg thinks his position has eased the responsibility on principals who in the past needed to keep up to date on math instruction standards.

“This position has allowed them (principals) to focus on what they need to do in the buildings … and not worry about minutiae of math curriculum, and I can focus on that,” Berg said.

As a former math teacher, Berg wants to figure out where the math lessons are lacking at different levels. Students are given regular formative assessments to gauge their math learning.

With five elementary buildings, two middle schools and one high school, Berg said his job working to align instruction is even more important. Farmington schools are engaging in conversation about whether to invest in a district-wide science specialist.

Drexler Booth said this position could play a similar role in terms of “drawing strong connections between science material and instructions with state standards and assessments.”

“A science specialist could provide hands-on laboratory types of experiments for the classroom at all levels,” Drexler Booth said.

The Lakeville school district’s Board of Directors approved the district’s preliminary 2011 tax levy at its meeting on Tuesday, Sept. 28.

After the unanimous vote, the preliminary tax levy calls for a $1.36 million, or 4.3 percent decrease, to the 2011 tax levy.

But district officials acknowledge the numbers mean little at this point.

The reason, according to Mark Klett, the district’s director of business services, is the unique position the district is in this year.

There is a $3 million, voter-approved tax levy coming off the books next year, but while it’s expiring, and can’t be included in the preliminary 2011 levy, voters will have a chance on the Nov. 2 ballot to reauthorize it.

The measure was originally approved by voters in 2003 to fund operating Lakeville South High School.

Also on the ballot are two other referendums asking for levy dollars.

If the renewal levy is reapproved, or the other two questions are passed, the preliminary levy passed by the board will be moot.

Also adding haze to the 2011 tax-levy situation is Scott County, which hasn’t released its exact tax rates payable for 2011.

Until Scott County does — Dakota County has — it’s impossible for the district to tell property owners how much their individual taxes will be going up or down.

While the approved preliminary levy is going down, it still calls for maximum increases for dollars going toward debt service as well as other, smaller levies.

When the final levy is certified on Dec. 14, the amounts levied on property taxes for those line items can be reduced, but they cannot exceed what was approved last week.

The approval of the preliminary 2011 tax levy is required by the state. Lakeville schools had until Sept. 30 to approve it.

The levy talk is all part of a remarkable $21.2 million budget deficit the district faces over the next biennium.

To deal with that deficit, the district will have three questions appearing on the Nov. 2 ballot seeking more tax dollars.

Even if approved, the Lakeville Area Public School District’s Board of Directors will need to find a way to adjust $3 million from the district’s $100 million budget.

The first question voters will see is the tax-neutral reauthorization of the $250 per pupil levy passed in 2003.

The 10-year renewal will generate more than $5.8 million over the biennium and cut the deficit to $15.4 million.

The second question is for authorization of a new $524 per pupil levy. The 10- year measure will cost the owner of a $250,000 home, average for the community, $299 annually and will generate $12.4 million over the biennium, cutting the district’s deficit to $3 million.

The final question is a one-time technology infusion of $940,000 to purchase 875 new computers.

The one-time tax impact is $39 on the average home.

All told, the three questions will cost $348 a year, or $29 a month, in new property taxes, for the average home, the district says.

If the questions fail and the district faces the full $21.2 million deficit, superintendent Gary Amoroso said the cuts would likely include cutting 150-175 jobs throughout the system, increases to fees, and the possible closure of a school.

“As for specifics, we’ll cross that bridge when and if we get there,” he said.

There will be an open house for residents to talk about the levy with the school board at Kenwood Trail Middle School at 7 p.m. on Oct. 27.

Also, people who have questions can call (952) 2322027, or visit the school district’s website at www.isd194. k12.mn.us.

Rosemount’s mayoral race pits a polished two-term mayor against a passionate businessman calling for new blood in city government.

The differences between Mayor Bill Droste and veterinary business owner Kurt Hansen were stark during the Sept. 27 candidate forum at Rosemount City Hall, sponsored by the Dakota County Regional Chamber of Commerce.

Droste appeared calm and prepared, while Hansen’s argued passionately for streamlined city operations and tighter budgeting.

Hansen emphasized a need for scrutiny of the city budget and a streamlined business permitting process to encourage businesses to come to Rosemount.

As owner of some downtown commercial space, Hansen said he’s seen new business owners leave after becoming frustrated with the city’s slow, expensive permitting processes.

“It takes way too long. We are losing more businesses here than we are gaining,” he said. “We sit with a lot of empty space. It’s not a pretty sight.”

Droste agreed with Hansen’s call for streamlining the process for business owners interested in locating in Rosemount, but added that office space and retail will fill in as the city concentrates on developing a strong local job base.

Part of that effort, he said, involves working with the University of Minnesota on the UMore property development plans.

The university is planning development of a gravel mining operation that will in about 25 years become a sustainable community, with the possibility of doubling the city’s population.

Droste said Rosemount was one of the first cities in the state to have, located within its business park area, a commercial site with utilities and designated by the state as shovelready.

Hansen repeatedly called for scrutiny of the city budget and spending cuts.

“The whole budget needs to be really looked at closely to find out where can we do better … and save money,” Hansen said. “We need to find ways to cut expenses and lower the taxes.”

He noted that Waterford Commons, the controversial downtown commercial and residential building built as part of the city’s downtown redevelopment plan, cost about the same amount of money to build as his building cost, but has much less space.

Hansen suggested hiring college students for parks projects in the summer, and having businesses water planters lining the downtown sidewalks instead of city workers.

Droste said there has been a lot of progress in improving the budget and processes since he became mayor in 2002.

The city has contracted out its snow plowing services for the Community Center and Steeple Center, and also contracts engineering services instead of adding staff and paying more benefits.

In an apparent cautionary tale of budget-cutting, Droste said some city roads were in terrible shape because shortcuts had been taken years earlier.

“Over the last seven to eight years, we’ve spent an enormous amount of money because we took shortcuts and didn’t invest in a lot of areas that we should have. Today, we have systems that hopefully … won’t cost us more down the road,” Droste said.

Both candidates cited concerns about the economy and indicated the need to attract business and growth.

Droste said residents appreciate safe, quality neighborhoods with good connectivity and trails.

“The retail components will follow once you have that growth, We are probably sitting in the greatest position with UMore Park. If you can build creative housing, sustainable, possibly around energy. People will move here, and we’ll have great opportunities here before us,” Droste said.

Hansen said he’d like to bring new ideas to the city, and show how things can be done better than in the past.

— Kara Hildreth

— Derrick Williams

— Laura Adelmann

12A

October 7, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce Late September poll shows Mark Dayton with double-digit lead

by T.W. Budig ECM CAPITOL REPORTER

A late September poll showed Democrat Mark Dayton with a double-digit lead in the Minnesota governor’s race.

The former U.S. senator gave a lighthearted assessment of the poll, speaking to a reporter while leaving a booya feed in South St. Paul for an event in New Brighton.

“They say a good poll is like good perfume — it’s OK to take a whiff of it. But if you swallow it, you’re in trouble,” Dayton said.

But things have been breaking for Dayton.

Forgoing the DFL endorsement process, Dayton took on the Speaker of the House and a veteran lawmaker in the big-money DFL gubernatorial primary and won.

Now in early October, Dayton currently seems well positioned to make the final push to November.

Republicans, who style tax-the-rich Dayton as unstable and a job-killer, cringe at the thought of his succeeding Republican Gov. Tim Pawlenty.

“The rich just aren’t going to sit there and let you put a gun to their head and unfairly take more money from them,” said former Republican U.S. senator Rod Grams — the man Dayton spent $12 million of his own money to defeat in 2000 — of the perceived risk of a money-flight from Minnesota.

Dayton is doing the same thing this election as in 2000 — he found an issue, like prescription drugs back then, that “draws on the heart-

Photo by Tim Budig

Humorist Garrison Keillor rests his hand on Democratic candidate Mark Dayton’s shoulder and listens while Dayton talks during a chance meeting at the Minnesota State Fair.

Photo by Tim Budig

Former U.S. senator and DFL gubernatorial candidate Mark Dayton hones in on a point during a Minnesota Public Radio pre-primary election forum this summer.

In his first U.S. Senate strings,” Grams said. “Except he’s found a new handle, and race back in the 1980s — Dayton has sought statewide that’s tax-the-rich,” he said. office five times — he met an Dayton believes in old farmer who told him everybody is born with original government sin, Dayton said.

But Dayton, speaking to “‘You’re just born with the recent AFL-CIO conmore of it than the rest of vention, made a statement us,’” Dayton said the farmer that he has repeated before quipped. about conservatives and govDayton speaks of his faernance. ther, Bruce Dayton, as some“If you don’t believe in thing of a taskmaster. government, then don’t try to “He instilled in me a work run it,” Dayton said. ethic, and a performance ethBorn to wealth, Dayton ic,” said Dayton, whose first tells stories in describing the summer job as a young boy nuances of privilege.

was pulling endless weeds from a horse pasture for his father.

Dayton tells of outdoor legacy in the family.

He recalled wrapping newspapers around his legs to keep warm while out duck hunting as a young boy — he drew beads on ducks with a BB gun, he said.

Dayton told an outdoors crowd at Game Fair in Ramsey that he keeps two loaded .357 magnum pistols at home in a locked box, owns a 9 mm pistol plus a .12 gauge shotgun.

Indeed, Dayton appeared angry at the gubernatorial forum at Game Fair when Republican Rep. Tom Emmer mentioned a bad grade from the National Rifle Association.

That was from a vote on cop-killer bullets, Dayton

heatedly explained.

He’s always supported the Second Amendment, Dayton said. “To insinuate otherwise is just .... untrue.”

Standout high school hockey player

erships.

He has to make tough decisions and he has, Dayton recently explained to the ECM Editorial Board.

While serving in state government, he had to make a judgment regarding former DFL governor Rudy Perpich’s pension.

Dayton’s decision displeased Perpich.

“He never spoke to me again,” said Dayton, who often relates stories on the colorful Perpich governing style.

“He’s (Perpich) the one who taught me to go to the trouble,” Dayton recently told the AFL-CIO convention.

Dayton was a standout high school hockey player and is a graduate of Yale University.

A brief stint in the family department store business convinced him it was not for him, Dayton explained.

Instead, for a time Dayton taught ninth grade science in a poor New York City neighborhood and often refers to teaching as the toughest job Yield less than he’s ever had.

Dayton has extensive state expected Dayton had to rejigger government experience, serving as state auditor as well as his state government budholding various commissionSee Dayton, Page 14A

Legislative candidates spar at chamber-sponsored forum State budget, education, spending are among issues debated

by Laura Adelmann DAKOTA COUNTY TRIBUNE

Three candidates for Minnesota House and Senate sparred over education and the economy during a Sept.

27 forum at Rosemount City Hall.

Attending were incumbent District 37B state Rep. Phil Sterner (D), a former member of the Rosemount City Council, and challenger Kurt Bills (R), a current Rosemount City Council member.

State Sen. Chris Gerlach (R) was also in attendance, but his challenger, Michael Germain (D), didn’t attend.

Kicking off the forum, sponsored by the Dakota County Regional Chamber of Commerce, were questions about the state’s nearly $6 billion projected deficit.

Gerlach put the state’s fiscal problems squarely on the shoulders of elected officials beholden to special interest groups.

“Revenues are going up.

The problem is spending is going way up at a projected rate that far outstrips whatever is coming in. That is due to decades of politicians making promises to people through constituency groups… whether in pensions or health care… promises are being made that we can’t pay for in the long-term,” Gerlach said.

He advocated for culture change at the Capitol to increase pressure for spending cuts and budget reductions.

But Sterner said while he opposes raising taxes on small business or the middle class, in the last four years, the budget has been cut by 9 percent.

He cited concerns regarding effects of the cuts.

“We laid off 100 teachers last year in this school district, and we’re already borrowing from every fund that’s out there … the snowmobilers, fire safety training for firefighters. Public safety is starting to get pushed down, and what makes Minnesota great is a strong education system … We need to get to a point where we look at all things,” Sterner said.

Bills, a Rosemount High School economics teacher, said the deficit could be decreased by making last year’s state budget cuts permanent, and said state revenues would be built up by creating a probusiness economic climate in the state.

Later in the forum, he noted studies that have found

Minnesota ranks at a low 38th in the nation in terms of having a business-friendly culture.

To encourage small business growth, Sterner, who was an author of the Angel Investor Tax Credit bill, said he’s been working on establishing a bipartisan small business caucus.

But Bills said a business caucus isn’t needed in the Legislature, because it would replicate work handled in the private sector by chambers of commerce.

Education Only Sterner would disclose how he intends to vote (yes) in the District 196 levy referendum totalling $150 million over 10 years.

Gerlach said he was still educating himself about the levy before he makes a deci-

sion, and Bills said he considers the levy an example of what happens when the state mismanages its funds.

Education vouchers were advocated by both Bills and Gerlach as a way to allow parents to send their children to the school of their choice, but Sterner disagreed, noting that people have educational choice through private schools or home schooling options.

“I like choice. For many years, I sent my kids to a Catholic school here in Rosemount,” he said.

Gerlach compared the choices to different flavors of ice cream, and said parental involvement is critical to children’s success in school.

He disagreed with keeping parents from making the important decision regarding

where their children attend school.

The only legislative candidate absent from the forum, Germain, said he chose not to attend because he heard the Dakota County Regional Chamber of Commerce that sponsored the event had already endorsed all Republican candidates.

Dakota County Regional Chamber President Ruthe Batulis said a separate entity, the Chamber Leadership Fund, has endorsed candidates that have gone through a screening process that includes an interview.

She said Germain did not go through the process; Gerlach was endorsed by the Chamber Leadership Fund in July.

Laura Adelmann is at dceditor@frontiernet.net.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 7, 2010

13A

Capitol Commerce Swanson, Barden: Two very different approaches to being attorney general Immigration, health care legislation are among main issues of contention

by T.W. Budig

If re-elected, Swanson looks to pursuing legislative initiatives aimed at protecting seniors, people who even in hard times tend to use savings and are targeted by con artists, she explained.

She talks of taking more action in the area of â&#x20AC;&#x153;fine printâ&#x20AC;? contracts â&#x20AC;&#x201D; long, tough to read documents containing provisions unfriendly to signers.

Swanson is particularly disgusted by scams that offer to help those battling foreclosure or debt but instead victimize.

The attorney generalâ&#x20AC;&#x2122;s office gets about 800 calls a day, double the number of past years, Swanson said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s a sign of ordinary citizens getting pounded in this rough economy,â&#x20AC;? she said.

ECM CAPITOL REPORTER

Minnesota Attorney General Lori Swanson of Eagan is running for a second term as state attorney general.

But the Democrat and Minnesotaâ&#x20AC;&#x2122;s first woman attorney general, has competition from an attorney/psychologist who used to wave to Barrack Obama in the hallways of Harvard Law School.

Chris Barden and family returned to Minnesota in 2007 from Utah where they lived for a number of years to help take care of Bardenâ&#x20AC;&#x2122;s mother-in-law suffering from Alzheimerâ&#x20AC;&#x2122;s â&#x20AC;&#x201D; Barden unsuccessfully ran for the Board of Education in Utah. â&#x20AC;&#x153;I think I would be an honest AG,â&#x20AC;? said Barden of his decision to run.

Having one party, the DFL, control the attorney generalâ&#x20AC;&#x2122;s office for decades is unhealthy â&#x20AC;&#x201D; he would say the same had Republicans a similar grip, Barden explained.

The attorney generalâ&#x20AC;&#x2122;s office is â&#x20AC;&#x153;burdened with scandal and turmoil,â&#x20AC;? Barden said.

He called consumer protection an important function of the office, something to continue. â&#x20AC;&#x153;But it is not as important as the other duties this attorney general (Swanson) is failing to do and thumbing her nose at the public,â&#x20AC;? Barden said.

Among flaws he sees in Swanson, Barden said, is not joining other state attorney generals in taking legal action against the recently passed federal health care legislation.

Swanson has never explained why she refused to join in, Barden argued. â&#x20AC;&#x153;It is so clearly unconstitutional,â&#x20AC;? he said of the federal bill.

Of course we need health care reform, Barden said. â&#x20AC;&#x153;(But) violating the constitution is not required to reform the health care system,â&#x20AC;? he said.

Barden indicated a willingness to sue over other federal legislation he perceived as infringing on civil liberties. â&#x20AC;&#x153;Of course, the state attorney general should defend the people against that (federal) law,â&#x20AC;? he said.

Barden looks to other tasks Current state election law â&#x20AC;&#x201D; the lack of photo IDs in voting, allowing one voter to vouch for the residency of others â&#x20AC;&#x201D; has not only hurt the state but beyond, Barden argued. â&#x20AC;&#x153;I think that Minnesota bears a significant responsibility for failing to reform its election system prior to 2008, because we sent (Democratic U.S. Sen-

Photo by Tim Budig

Photo by Tim Budig

Lori Swanson, Attorney General

Chris Barden, Republican candidate for Attorney General.

ator Al Franken) Mr. Franken to Washington and he was the sixtieth vote that has now burdened our country with the unconstitutional federal health care take-over law,â&#x20AC;? Barden said.

Any reasonable investigation of the Coleman/Franken U.S. Senate recount would cast â&#x20AC;&#x153;grave doubtâ&#x20AC;? on the outcome, Barden said.

The excellence of the office is reflected in the awards it wins, Swanson argues.

As for Bardenâ&#x20AC;&#x2122;s concern relating to longtime DFL control of the office, Swanson said she canâ&#x20AC;&#x2122;t speak for her predecessors but is just asking for â&#x20AC;&#x153;a second bite at the apple.â&#x20AC;?

Other than attorney general, she has never sought public office, she said.

Swanson, 43, explains her decision not to join other state attorneys general in challenging the federal health care bill in terms of a personal philosophy.

Illegal immigrants are voting He contends illegal immigrants are voting in Minnesota, because of the voucher system and lack of the use of provisional ballots.

As state attorney general, he would draft or join in the drafting of election reform legislation, Barden explained.

As for fellow Harvard law school student Barrack Obama, Barden said the president and he had mutual friends but never took a course together.

But they would exchange hellos in the hall, Barden said.

Barden, 56, grew up and was educated in the western metro, attending school just blocks away from where he and his wife, Robin, along with their children, now live in Edina.

Served for Mike Hatch Before being elected in the hectic 2006 attorney general race, Swanson, a graduate of William Mitchell College of Law who enjoys skeet shooting, served for former DFL attorney general Mike Hatch.

She would love another

chance to â&#x20AC;&#x153;keep going to batâ&#x20AC;? for Minnesotans, because the people are hurting â&#x20AC;&#x201D; struggling with foreclosure, scam artists, aggressive marketers â&#x20AC;&#x201D; and her office can offer legal help many otherwise could not afford, Swanson explained. â&#x20AC;&#x153;The Attorney General, at least in some of the cases, can come in and enforce the law and help level the playing field,â&#x20AC;? she said. â&#x20AC;&#x153;So itâ&#x20AC;&#x2122;s really about that for me. Itâ&#x20AC;&#x2122;s about helping people,â&#x20AC;? Swanson said.

Swanson considers consumer protection a high priority as the attorney general is â&#x20AC;&#x153;the cop on the beat.â&#x20AC;?

While there have been media stories of disputes within the attorney generalâ&#x20AC;&#x2122;s office, Swanson views the office as professional and effective. â&#x20AC;&#x153;I think itâ&#x20AC;&#x2122;s safe to say I put together an excellent staff. Iâ&#x20AC;&#x2122;ve got the best staff I think Iâ&#x20AC;&#x2122;ve ever seen in the Attorney Generalâ&#x20AC;&#x2122;s Office,â&#x20AC;?

Swanson said. â&#x20AC;&#x153;There were some people I asked to leave,â&#x20AC;? she said.

High expectations â&#x20AC;&#x153;I think the people of Minnesota have very high expectations for the Attorney Generalâ&#x20AC;&#x2122;s Office in terms of the lawyers and wanting to be focused on the mission,â&#x20AC;?

Swanson said. â&#x20AC;&#x153;I think things are very good in the office â&#x20AC;&#x201D; good morale, people have good work ethics, working hard to do the work of the people,â&#x20AC;? she said.

The American people are divided on health care, Swanson explained. â&#x20AC;&#x153;Ultimately, when you have those kind of political questions, though, the best way to resolve them is through the political process, through the Congress, as opposed to filing political-types of lawsuits,â&#x20AC;? she said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s not something Iâ&#x20AC;&#x2122;ve done as attorney general. And itâ&#x20AC;&#x2122;s not something that I plan to be doing,â&#x20AC;? she said.

Will purse legislative initiatives

Other attorney general candidates are Independence Party candidate Bill Dahn of St. Paul and The Resource Party candidate David Hoch of St. Paul.

Hoch is the general manager at Simon Construction in Burnsville.

He literally grew up, said Hoch, next door to Independence Party gubernatorial candidate Tom Horner in Minneapolis.

A lifelong Minnesota resident, a former Republican, Hoch is running for attorney general, he said, because â&#x20AC;&#x153;we are a nation of laws.â&#x20AC;?

Hoch argues that state officials broke the law, have lost the people of Minnesota billions of dollars, in their illegal handling of Indian gaming.

T.W. Budig is at tim.budig@ ecm-inc.com.

Consumer protection should continue

Other candidates in the ďŹ eld

ďż˝

14A

October 7, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dayton from Page 12A

get proposal after an analysis of his proposed tax increase on wealthier Minnesotans proved to yield less than he expected. â&#x20AC;&#x153;My error,â&#x20AC;? he told the ECM Editorial Board.

Some people donâ&#x20AC;&#x2122;t consider the income levels heâ&#x20AC;&#x2122;s proposing to increases taxes on to be wealthy, Dayton explained. â&#x20AC;&#x153;The facts are theyâ&#x20AC;&#x2122;re making more money than 96 percent of Minnesotans,â&#x20AC;? he said.

In readjusting his proposed state budget, Dayton indicated the repayment of

a $1.4 billion K-12 funding shift crafted by lawmakers last session might have to be pushed into the near future rather than paid back immediately. â&#x20AC;&#x153;I regret that,â&#x20AC;? he said.

Dayton has campaigned on giving K-12 education significantly more funding every year that heâ&#x20AC;&#x2122;s governor.

Education touchstones Daytonâ&#x20AC;&#x2122;s education touchstones include smaller class sizes, optional all-day kindergarten, amending the school testing regimen which he views as excessive.

Dayton would sign a

same-sex marriage bill as governor, but questions whether such legislation would pass the Minnesota Legislature anytime soon.

In discussing job creation, Dayton mentions passing a $1 billion bonding bill next session as a means to get people back to work.

In his speech before the AFL-CIO convention, Presbyterian Dayton spoke of kneeling every night and praying to make the best decisions for the State of Minnesota.

A recovering alcoholic who has suffered from depression, Dayton, 63, said he feels stronger and healthier

than ever before and would not be running for governor if not confident he could endure the rigors of office.

Indeed, not just endure â&#x20AC;&#x201D; thrive. â&#x20AC;&#x153;And people can look at me and size me up for themselves,â&#x20AC;? said Dayton this summer. â&#x20AC;&#x153;I know Iâ&#x20AC;&#x2122;m fully capable of undertaking the job.â&#x20AC;?

Road 42), Suite 103, Rosemount.

Perry M. de Stefano, estate planning attorney, along with financial advisor Stacey Bartelson, will discuss how families with special needs children can plan for the future. Refreshments and light snacks will be served. RSVP to (651) 322-2905 by Wednesday, Oct. 13. â&#x20AC;˘ Tuesday, Oct. 19, 7:30 to 9 a.m., Board of Directors meeting, Dakota Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber. com.

Apple Valley Chamber of Commerce events: â&#x20AC;˘ Wednesday, Oct. 13, 11:30 a.m. to 1:30 p.m., Chamber Luncheon Candidate Forum at Old Chicago, 14998 Glazier Ave., Apple Valley. Cost: $15/members, $20/nonmembers.

Information: LeeAnn at (952) 432-8422. â&#x20AC;˘ Thursday, Oct. 14, 11 a.m. to 1 p.m., ARROW (Awards for Reduction and Recycling of Waste) at Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville.

Registration is $12 per person, with a $2 discount for current and new ARROW businesses. Information: http://www.dakotavalleyrecycling. org/ARROW. â&#x20AC;˘ Friday, Oct. 15, 6 to 11:55 p.m., Grand Cabaret â&#x20AC;&#x201C; Moonlight & Martinis at Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Social: 6 p.m. Dinner: 7:30 p.m. Cost: $70. Information: LeeAnn Schirmer at leeann@ applevalleychamber.com.

Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, Oct. 7, noon to 4:30 p.m., Chambershack at Crystal Lake Golf Course, 16725 Innsbrook Drive, Lakeville. Information: Travis at (952) 898-5645 or travis@burnsvillechamber.com. â&#x20AC;˘ Thursday, Oct. 7, 4:30 to 7 p.m., Business After Hours & Expo at Crystal Lake Golf Course, 16725 Innsbrook Drive, Lakeville. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Saturday, Oct. 9, 5 to 9 p.m., Becker Furniture World pre-grand opening and ribbon cutting, Burnsville Crossing, 14286 Plymouth Ave., Burnsville. Ribbon cutting at 6 p.m. Free. RSVP to www.BeckerFurnitureWorld.com/event. â&#x20AC;˘ Wednesday, Oct. 13, 8 to 9 a.m., AM Coffee Break, One 2 One Marketing, 2210 E. 117th St., Burnsville. Information: Anne at anne@burnsvillechamber.com. â&#x20AC;˘ Saturday, Oct. 16, 2 to 5 p.m., School of Rock grand opening and guitar smashing, School of Rock, 13400 Buck Hill Road, Burnsville.

Guitar-smashing ceremony at 2:30 p.m. Free. â&#x20AC;˘ Tuesday, Oct. 19, 5 to 7 p.m., grand opening, Taste of LaGrand at GrandStay, 7083 153rd St. W., Apple Valley. Information: Laura at eventsapplevalley@grandstay.net.

Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, Oct. 7, 4:30 to 7 p.m., Networking After Hours/Oktoberfest, Anchor Bank, 9202 202nd St. W. RSVP by Oct. 1 to Brady Folkestad at (952) 985-2210 or brady_folkestad@anchorlink.com.

â&#x20AC;˘ Friday, Oct. 8, 7:15 to 8:20 a.m., Business & Education meeting, John F. Kennedy Elementary. â&#x20AC;˘ Friday, Oct. 8, 8:20 a.m., Business & Education Teacher Appreciation, John F. Kennedy Elementary. â&#x20AC;˘ Thursday, Oct. 14, 11:30 a.m. to 1 p.m., General Membership Luncheon/State Legislative Candidate Forum, Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Cost: $20/member; $25/ nonmember. No walk-ins. RSVP: Oct. 8. Register online at www. lakevillechambercvb.org/calen. html. â&#x20AC;˘ Tuesday, Oct. 19, 6:45 to 8:30 p.m., Lakeville Mayor Candidate Forum, Lakeville City Council Chambers, 20195 Holyoke Ave. River Heights Chamber of Commerce events: â&#x20AC;˘ Friday, Oct. 8, 6:30 to 11:30 p.m., Oktoberfest at Commemorative Air Force, 310 Airport Road, South St. Paul. Tickets: $25. Information: http://members.riverheights.com/events/details/oktoberfest. â&#x20AC;˘ Tuesday, Oct. 12, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch at Drkulaâ&#x20AC;&#x2122;s 32 Bowl & Dracâ&#x20AC;&#x2122;s Pub, 6710 Cahill Ave., Inver Grove Heights, (651) 451-1717. Free bowling. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, Oct. 13, 8 to 11:30 a.m., Nano Summit at Eagan Community Center, 1501 Central Parkway, Eagan. Information: http://dctc.edu/go/nanosummit/. â&#x20AC;˘ Thursday, Oct. 14, 5 to 6 p.m., Membership Drive - End of Inning - â&#x20AC;&#x153;The Recovery Starts Hereâ&#x20AC;&#x2122;â&#x20AC;&#x2122; at Waterous Company, 125 Hardman Ave. S., Guest Center (south end of the building), South St. Paul.

Free appetizers and great networking for new members and our special teams. Information: Annie Platek at annie@riverheights.com.

Thrivent Community-Dakota Valley of Thrivent Financial for Lutherans event: â&#x20AC;˘ Saturday, Oct. 9, 8:15 a.m. to 12:15 p.m., Grandparenting 2.0: Are you Relevant? at Shepherd of the Valley Lutheran Church, 12650 Johnny Cake Ridge Road, Apple Valley. Keynote speaker: Marilyn Sharpe. Cost: $10 (includes breakfast), 50 percent of the cost will benefit Greater Minneapolis Crisis Nursery. To register: Visit www.thrivent.com/thriventcommunitydakotavalley, e-mail Ashley.Silber@thrivent.com, or call (952) 277-2603.

MN Valley MedNet event: â&#x20AC;˘ Tuesday, Oct. 12, 8 to 10 a.m., High Interest Seminar at Black Bear Crossing at Como Park Lakeside Pavilion, 1360 Lexington Parkway N., St. Paul, Booth #741.

The seminar speaker will be Randy Nelson from Evergreen Medical Technologies. Free for MedNet members and $30 for nonmembers. Walk-ins welcome. To reserve a space go to http://www. mnvalleymednet.org.

Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! restaurant in Apple Valley. For more information call (651) 216-5406.

Platinum Partners, a chapter of BNI, welcomes one represen-

Critical a progressive wins Sen. Jim Carlson, DFLEagan, believes itâ&#x20AC;&#x2122;s critical a progressive wins the Governorâ&#x20AC;&#x2122;s Office because itâ&#x20AC;&#x2122;s no longer possible to â&#x20AC;&#x153;kick the can down the roadâ&#x20AC;? in terms of the state budget.

â&#x20AC;&#x153;The state fiscal house is a colossal mess,â&#x20AC;? Carlson said in an e-mail.

Although initially supporting Minneapolis Mayor R.T. Rybak for governor, Carlson believes Dayton can do the job. â&#x20AC;&#x153;I think Mark Dayton will be a good governor if he can install a good staff. I think he will have lots of good appointments from which to choose,â&#x20AC;? Carlson said.

Dayton is a divorcee with two adult sons and sometimes can be seen with his two black German shepherds, Mesabi and Dakota.

He has no interest pursuing the status quo in gover-

nance, he explained to the ECM Editorial Board this summer. â&#x20AC;&#x153;If people think the state is headed in the right direction, then Iâ&#x20AC;&#x2122;m not their governor,â&#x20AC;? Dayton said. â&#x20AC;&#x153;If they want to head in almost the same direction and just tinker around the margin, Iâ&#x20AC;&#x2122;m not their governor,â&#x20AC;? he said.

Heâ&#x20AC;&#x2122;s seen the fiscal iceberg dead ahead, Dayton said.

Daytonâ&#x20AC;&#x2122;s running mate is Sen. Yvonne Prettner Solon of Duluth.

tative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome.

Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.

NetworkUnlimited.org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332.

Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m.

Thursdays at the Parkway Grill (old Benchwarmer Bobâ&#x20AC;&#x2122;s) in Burnsville.

For more information, call Kelly at (612) 861-8300.

Networking coffee group at

Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month.

Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com.

Grapevine Networking Group meets Wednesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month.

POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness. com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville.

Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free.

Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womensbusinessexchange.

T.W. Budig is at tim.budig@ ecm-inc.com.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ecminc.com or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Oct. 7, 7:30 to 8:30 a.m., The Buzz at WorkForce Center of Dakota County, 110 B&C, 1 West Mendota Road, West St. Paul. Jason Sanders, executive director of Dodge Nature Center, will discuss educational programs and events at the center. Information: Michelle Tighe at mtighe@ dcrchamber.com. â&#x20AC;˘ Thursday, Oct. 7, 4 to 9 p.m., Chicks for a Cause, Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 17976 Judicial Road, Lakeville. Charity event to benefit Susan G. Komen for the Cure Minnesota affiliate.

Information: Sarah Gutierrez at sarah@chicksforacause.org. â&#x20AC;˘ Friday, Oct. 8, 7:30 to 8:30 a.m., Government Affairs Committee, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Friday, Oct. 8, 11 a.m. to 12:30 p.m., Minnesota Wild Face-off Luncheon presented by Wells Fargo at Xcel Energy Center, 199 West Kellogg Blvd., St. Paul. Cost: $50.

Guests can stay and watch the entire game. Estimated completion time of 2 p.m. Information: http:// www.saintpaulchamber.com/cwt/ external/wcpages/index.aspx. â&#x20AC;˘ Friday, Oct. 8, 6:30 to 11:30 p.m., Oktoberfest, Minnesota Wing Commemorative Air Force, 310 Airport Road, South St. Paul.

Ticket: $25, includes dinner, entertainment by the Squires band, a silent auction and more. Information:

Nicole Bengston at nicole.bengtson@gmail.com. â&#x20AC;˘ Tuesday, Oct. 12, 8 to 9 a.m., AM Connection, host needed in Rosemount. Contact Michelle at (651) 288-9202 or via e-mail at mtighe@dcrchamber.com. â&#x20AC;˘ Wednesday, Oct. 13, 7:30 to 8:30 a.m., Rosemount Area Business Council, Paul Eggen - State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount.

RSVP for this meeting to Ruthe at rbatulis@dcrchamber.com or call the chamber office with questions at (651) 452-9872. â&#x20AC;˘ Wednesday, Oct. 13, 8 to 11:30 a.m., Nano Summit at Eagan Community Center, 1501 Central Parkway, Eagan. Learn how to apply nanotechnology to business.

Presented by Dakota County Technical College. Free. Information: http://dctc.edu/go/nanosummit. â&#x20AC;˘ Thursday, Oct. 14, 8:30 to 9:30 a.m., Coffee Break, DARTS, 1645 Marthaler Lane, West St. Paul. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Thursday, Oct. 14, 11 to 1 p.m., ARROW Recognizes Business Efforts, Burnsville Performing Arts Center, 12600 Nicollet Ave., Burnsville. Registration is $12 per person, with a $2 discount for current and new ARROW businesses.

Information: http://www.dakotavalleyrecycling.org/ARROW. â&#x20AC;˘ Thursday, Oct. 14, 5 to 8 p.m., A Taste of Eagan, Eagan Community Center, 1501 Central Parkway.

Cost: $15 at the door with a cash bar. Information: http://eagan150. com. â&#x20AC;˘ Monday, Oct. 18, 6 to 7:30 p.m., Children with Special Needs and Finance Seminar at Edward Jones, 3420 150th St. W. (County

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 7, 2010

Hollstadt & Associates announces winners of Big Give place winner Allinaâ&#x20AC;&#x2122;s Phillipâ&#x20AC;&#x2122;s Eye Instituteâ&#x20AC;&#x2122;s Early Youth Eyecare Community Initiative a $2,500 donation; the runner-up, The Bridge for Youth, a $1,000 donation; and a $1,500 donation to each winner in the threeway tie: Amanda Styles Cirelli Foundation, American Red Cross Twin Cities EMS Team and Bundles of Love.

For the third year in a row, Hollstadtâ&#x20AC;&#x2122;s Big Give contest

called on the companyâ&#x20AC;&#x2122;s clients, consultants and staff to nominate a charity of their choice for a chance to receive a donation of $2,500, $1,500 or $1,000.

A panel of four independent judges made up of Hollstadt clients and consultants chose the winners, who were announced at Hollstadtâ&#x20AC;&#x2122;s 20th anniversary celebration held at the Guthrie Theater on Sept. 23.

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Hollstadt & Associates, a Burnsville-based management consulting firm, recently announced the winners of its third annual Big Give charity contest.

In celebration of the firmâ&#x20AC;&#x2122;s 20th anniversary, this yearâ&#x20AC;&#x2122;s contest honored five recipients: two client charities and three consultant/office staff charities, who won in a threeway tie.

Hollstadt awarded first-

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020

Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140

E-mail: southmetroscore@qwestoffice.com

E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us

Web site: www.score-southmetro.org

Web site: www.ci.west-saint-paul.mn.us

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

E-mail: bnordquist@ci.apple-valley.mn.us

Apple Valley, Bruce Nordquist Phone: (952) 953-2576

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 10/19/2010 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows:

2363767

Household Goods Danny Rowe $410.00 9/30-10/14/10

PUBLIC NOTICE

NOTICE OF TAKING AND SALE On September the first two thousand and ten, a 1996 Chevrolet S-10, VIN 1GCCS1449T8191451, was impounded from 3955 Cedarview Drive, Eagan, MN 55122 and is being held at Mark’s Towing, Inc. at 3670 Kennebec Drive, Eagan, MN 55122. Also, a 1968 Chevrolet station wagon, VIN 164458R163593, was impounded from 3 9 5 5 C e d a r v i e w D r i v e , E a g a n , MN 55122 and is being held at Mark’s Towing, Inc. The owner and any lienholders have the right to reclaim the vehicle under section 168B.07. The failure of the owner or lienholder to exercise their right to reclaim the vehicle wtihin the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, and under the conditions set forth in section 168B.07, subdivision 1, constitutes a waiver by them of all right, title and interest in the vehicle and a consent to the transfer of title to and disposal of the vehicle pursuant of section 168B.08.

2371537 10/7/10P

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File 19HA-CV-09-4211-Wermager Case Type: Other Civil City-County Federal Credit Union, Plaintiff, v.

John M. Rubischko, Christine A. Rubischko, also known as Christine A. Heilman, Prosperan Bank, formerly Washington County Bank, Birchwood Office Park Association, Inc., Bremer Bank, N.A., R.M. Bracewell, James Fink, Harlson Construction, Inc., Strive Financial Group, LLC, and John Doe, Jane Doe, and ABC Entity, whose true names are not currently known to the Plaintiff, and GMAC Mortgage, LLC, Defendants.

NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on the 3rd day of September 2010, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due the plaintiff in the above-entitled action on the plaintiff’s mortgage, as prescribed in the judgment, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 19th day of November 2010 at 10:00 a.m., at the Office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment, to wit: Units 4 and 6, CIC Number 496, Birchwood Office Park, a condominium, Dakota County, Minnesota, (Abstract Property); Property Address: 3356 Sherman Court, Eagan, MN 55121; Name of the Lender: City-County Federal Credit Union; Tax Parcel Identification Numbers of the Mortgaged Premises: 1 0 - 1 4 2 2 5 - 0 0 4 - 0 5 a n d 10-14225-006-05 Dated: September 13, 2010 Dave Bellows Dakota County Sheriff By: Robert Shingledecker Deputy Dakota County Sheriff Lee W. Mosher Attorney License Number 007570X Davern, McLeod & Mosher LLP Suite 150 7500 Olson Memorial Highway Golden Valley, MN 55427-4872 Telephone 763-545-5600 Attorneys for Plaintiff NOTICE REGARDING DEBT. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2358007 9/30-11/4/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 SCHU Manufactured home, VIN# I104266 currently located at 12736 Garner Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of October, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Bryce Lenard Eyton (09/12/1958) and Minnesota Housing Finance Agency, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One-Hundred, Eighty-Six Dollars and 42/100 ($3,186.42) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: September 26, 2010

2373049

Carol Williams, Agent Hometown Homes 10/7-10/21/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 RSEW Manufactured home, VIN# S1364 currently located at 12706 Garner Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of October, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Alicia Marie Chapel (03/01/1985) Jonathan David Chapel (06/07/1982, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One-Hundred, Fourteen Dollars and 10/100 ($3,114.10) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: September 26, 2010 Carol Williams, Agent Hometown Homes 2373026 10/7-10/21/10

PUBLIC NOTICE PUBLIC NOTICE ORDER TO SHOW CAUSE

STATE OF MINNESOTA DISTRICT COURT COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5825 In the Matter of the Petition of Zions First National Bank, a National Banking Association, In Relation to Certificate of Title No. 79387 issued for land in the County of Dakota and State of Minnesota and legally described as follows: Lot Five (5), Block One (1) in River Ridge Addition, according to the recorded plat thereof, Dakota County, Minnesota.

TO: BURNSVILLE ROYALE LIMITED PARTNERSHIP, A LIMITED PARTNERSHIP UNDER THE LAWS OF THE STATE OF MINNESOTA; ANCHOR BANK SAINT PAUL, NATIONAL ASSOCIATION; M. NEAL ECKARD, AS RECEIVER; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS ORDERED, that you, and all persons interested, appear before this Court on the 10th day of November, 2010, at 9:00 AM in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 79387 and enter a new Certificate of Title for the land therein described in favor of Zions First National Bank, a national banking association, subject to the memorial of Document No. Bk 74/MR Pg 438 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 662860, and free also from the Memorial of this Order� IT IS FURTHER ORDERED, that this Order to Show Cause be served: (a) at least ten (10) days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at his last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if any address is so stated; DATED: 9-10-10

BY THE COURT: /s/ Michael V. Sovis Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES By: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner Amy J. Swedberg, Maslon Edelman Borman & Brand, LLP 3300 Wells Fargo Center 90 S. Seventh Street Minneapolis, MN 55402-4140 Attendance is not required at said hearing except to object to the entry of the above described Order.

2372125 10/7-10/14/10

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5104 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, a United States corporation,

in Relation to Certificate of Title No. 103570 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Four (4), Block Four (4) in Donnywood according to the plat thereof.

TO: GLENDA LORRAINE MCCALISTER; JOSEPH A. HUDSON; DEBRA I. HUDSON; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AND LENDER, CITIBANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 27th day of October, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 103570 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, a United States corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 663141, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 9/7/10

BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order.

2360450 9/30-10/7/10

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: A Zoning Map amendment to rezone property from RA, Rural/Agricultural District to A-P, Agricultural Preserve District.

APPLICANT: Richard Nordling LOCATION AND LEGAL DESCRIPTION: The property is 80 acres in area and is located at 7029 190th Street, north of 190th Street and east of Cedar Avenue (CSAH 2) in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: The East Half of the Southwest Quarter of Section 15, Township 114, Range 20.

WHEN: Thursday, October 21, 2010 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard.

WHERE: Planning Commission Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota.

QUESTIONS: Call Associate Planner Frank Dempsey at (952) 985-4423 or email comments or questions to fdempsey@ci.lakeville.mn.us DATED this 5th day of October 2010.

CITY OF LAKEVILLE Charlene Friedges City Clerk 2372865 10/7/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 5855 Blaine Avenue, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371467 10/7-10/14/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-537 In Re: Estate of Robert Louis Davis, also known as Robert L. Davis, Decedent.

It is Ordered and Notice is given that on October 25, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated November 12, 1997, and for the appointment of Robert R. Davis, whose address is 1871 Duckpond Drive, West St. Paul, Minnesota 55118, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 9/22/10

BY THE COURT RICHARD G. SPICER Judge of District Court Stephen J. Wontor (MN# 213883) Bradley & Deike, P.A. 4018 West 65th Street Suite 100 Edina Minnesota 55435-1728 Telephone: (952) 926-5337 Facsimile: (952) 926-5743 2356498 9/30-10/7/10

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-546 Estate of William Hoffbeck a/k/a William J. Hoffbeck, Decedent It is Ordered and Notice is given that on 10-25-10, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Candace Hoffbeck, whose address is 20540 Dodd Blvd, Lakeville, MN, 55044 as Personal Representative of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 9-24-10

BY THE COURT Shawn M. Moynihan Judge of District Court Attorney for Petitioner Reid J. Hansen Hansen, McCann & O’Connor, P.A. 14450 S. Robert Trail, Suite 102 Rosemount, MN, 55068 Attorney License No: 0124254 Telephone: (651) 423-1155 FAX: (651) 423-1157 Email: hansen3@frontiernet.net 2362265 9/30-10/7/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Civil Other: Judicial Foreclosure Court File No. 19-HA-CV-10-5577 Mortgage Electronic Registration Systems, Inc., Plaintiff, vs.

Matthew J. Darwin, Susan D. Darwin, Rachel Smestad formerly known as Rachel Darwin, Michael Wicker, Hiway Federal Credit Union, John Doe and Mary Rowe, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

You are hereby notified that this action is brought for the purpose of determining that: 1) Defendant Michael Wicker is the fee owner of that certain property lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Lot 26, Block 1, Hepburn Park Addition to St. Paul, Dakota County, Minnesota; 2) declaring Plaintiff holder of a certain Mortgage covering property in the County of Dakota State of Minnesota, described as follows, to-wit: Lot 26, Block 1, Hepburn Park Addition to St. Paul, Dakota County, Minnesota; 3) directing that a copy of that Mortgage be accepted for recording by the Dakota County Recorder; and 4) asserting lien priority of Plaintiff's Mortgage over the mortgage of Defendant Hiway Federal Credit Union.

RULE 114 OF THE MINNESOTA GENERAL RULES OF PRACTICE FOR THE DISTRICT COURTS PROVIDES THAT ALL CIVIL CASES ARE SUBJECT TO ALTERNATIVE DISPUTE RESOLUTION (ADR) PROCESSES, EXCEPT FOR THOSE ACTIONS ENUMERATED IN MINN. STAT. § 484.76 AND RULES 111.01 AND 310.11 OF THE GENERAL RULES OF PRACTICE. Dated: September 9, 2010 WILFORD & GESKE, P.A. By: /s/ Orin J. Kipp Orin J. Kipp, #0390438 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2368488 10/7-10/21/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 2152 Burnsville Center, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371430 10/7-10/14/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5362 In the Matter of the Petition of: HSBC Bank USA, N.A., as Trustee, in Relation to Certificate of Title No. 137113 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Twenty-six (26), Block Two (2) in Apple Valley Fourth Addition, according to the recorded plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota.

TO: STEVEN D. ANGOTTI, SR.; POLLY A. ANGOTTI; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS NOMINEE FOR RESMAE MORTGAGE CORPORATION and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 27th day of October, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 137113 and enter a new Certificate of Title for the land therein described in favor of HSBC Bank USA, N.A., as Trustee, subject to the memorial of Document No. 33756 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 647375, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 9/7/10

BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order.

2360478 9/30-10/7/10

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PUBLIC NOTICE

NOTICE TO CREDITORS OF DISSOLUTION METRO UPHOLSTERY, INC. Please take notice that Metro Upholstery, Inc., a Minnesota corporation with a registered office of 1117 E Cliff Road, Burnsville, MN 55337 is in the process of dissolving the corporation.

Notice of intent to dissolve was filed with the Minnesota Secretary of State on September 10, 2010.

Claims against the corporation must be presented to the corporation on or before December 31, 2010 to the following address: Metro Upholstery c/o Virginia Dwyer Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121-2201 2349430 9/23-10/14/10

PUBLIC NOTICE

Summons Without Real Estate State of Minnesota County Dakota District Court First Judicial District Case Type: Dissolution with Children In Re the Marriage of: Anthony William Margo, Name of Petitioner And Adrienne Marie Margo, Name of Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for the dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights.

Read this summons carefully. If you do not understand it, contact an attorney for legal advice.

1. The Petitioner (your spouse) has filed a lawsuit against you asking for a dissolution of your marriage (divorce).

A copy of the Petition for Dissolution of Marriage is attached to this Summons. There should also be a copy of Petitioner’s Financial Affidavit attached.

2. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage and your Financial Affidavit. You must pay the required filing fee. Answer forms and the Financial Affidavit form are available from the Court Administrator’s office. You must serve your Answer and Financial Affidavit upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer and Financial Affidavit, the Court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage.

This proceeding does not involve real property.

NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to this action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding.

(2) Neither party may harass the other party.

(3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation.

(4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings.

IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs.

Dated: July 22, 2010 Anthony William Margo 2343948 9/23-10/7/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 1753 Robert St. South, West Saint Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371498 10/7-10/14/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Court File No.: __________ In Re the Marriage of: Sirad Warfa Osman, Petitioner, and Maria Daniela Baldivieso Goytia, Respondent.

THE STATE OF MINNESOTA TO THE ABOVE NAMED RESPONDENT: YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Petitioner's attorney an answer to the Petition for Dissolution of Marriage which is herewith served on you, within thirty (30) days after service of this Summons on you, exclusive of the day of service.

If you fail to do so, judgment by default will be taken against you for the relief prayed for in the Petition for Dissolution of Marriage.

NOTICE OF TEMPORARY RESTRAINING AND ALTERNATIVE DISPUTE PROVISIONS Under Minnesota law, service of this Summons makes the following requirements apply to both parties to this action unless they are modified by the Court or the proceeding is dismissed.

(1) Neither party may dispose of any assets except (i) For the necessities of life or for the necessary generation of income or preservation of assets, (ii) By an agreement in writing, or (iii) for retaining counsel to carry on or to contest this proceeding; (2) Neither party may harass the other party; (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation.

If you violate any of these provisions, you will be subject to sanctions by the Court.

(4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration, and other processes as set forth in the District Court Rules. You may contact the Court Administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats of abuse as defined in Minnesota Statutes Chapter 518B, you are not required to try mediation and you will not be penalized by the Court in later proceedings.

Legal Descriptions of Properties Held by Sirad W. Osman: 1) P r o p e r t y A d d r e s s : 1 7 5 4 F o r d Parkway, Saint Paul, MN 55116 Legally describe as: Lane's Highland Park Lot 12 Blk 9 2) Property Address: 10495 Dupont Road, Bloomington, MN 55431 Abstract - Lot 1, Block 5, Oak Grove Terrace 1st Addition, CIC No: 904, Hennepin County, Minnesota 3) Property Address: 10500 Bloomington Freeway, Bloomington, MN 55431 Legally described as: Lot 008 BLOCK 003 OAK GROVE TERRACE 1ST ADDN 4) Property Address: 1744 Talon Trail, Eagan, MN 55122 GREYHAWK 2ND ADDITION 11 4 5) Property Address: 1602 Summit Hill, Eagan, MN 55122 Legal described as: Dakota County Lot 3, Block 1, Summit Hill Dated: September 30, 2010 SIELOFF AND ASSOCIATES, P.A. ______________________________ A. Corinna Venters (#0349318) Yankee Square Office III 3460 Washington Drive, Suite 214 Eagan, Minnesota 55122 (651) 454-2000 Attorney for Petitioner 2360192 9/30-10/14/10

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: Amendment to the Spirit of Brandtjen Farm Planned Unit Development to modify the commercial development potential contained in the Spirit of Brandtjen Farm Planned Unit Development Plan booklet dated June 20, 2005.

APPLICANT: SBF Development Corp.

LOCATION AND LEGAL DESCRIPTION: The property is located south of 160th Street (CSAH 46) and east of Pilot Knob Road (CSAH 31) in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Outlots CC, DD and EE, Spirit of Brandtjen Farm WHEN: Thursday, October 21, 2010 at 6:00 p.m. or as soon thereafter as the parties may be heard.

WHERE: Planning Commission meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota.

QUESTIONS: Call Planning Director Daryl Morey at 952-985-4422 or e-mail questions or comments to dmorey@ci.lakeville.mn.us DATE this 5th day of October, 2010.

CITY OF LAKEVILLE Charlene Friedges City Clerk 2372656 10/7/10

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: Conditional Use Permit Amendment to allow the construction of a detached accessory building on commercial recreational property.

APPLICANT: YMCA Camp Streefland LOCATION AND LEGAL DESCRIPTION: The property is located at 16337 Klamath Trail, south of Klamath Trail and west of Kenwood Trail (CSAH 5) in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Part of the Northeast Quarter lying South and East of Klamath Trail and lying North and East of Kingswood Estates all in Section 2, Township 114, Range 21.

WHEN: Thursday, October 21, 2010 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard.

WHERE: Planning Commission Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota.

QUESTIONS: Call Associate Planner Frank Dempsey at (952) 985-4423 or you may e-mail comments or questions to fdempsey@ci.lakeville.mn.us DATED this 5th day of October 2010.

CITY OF LAKEVILLE Charlene Friedges City Clerk 2372979 10/7/10

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: A public hearing to consider a Conditional Use Permit to allow a building to combine residential and non-residential uses within the C-CBD, Central Business District.

APPLICANT: Hewitt Investment, LLC. LOCATION AND LEGAL DESCRIPTION: The property is located at (20721 Holyoke Avenue) south of 207th Street and west of Holyoke Avenue in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Lot 1, Block 1 Hewitt Investments 1st Addition WHEN: Thursday, October 21, 2010 at 6:00 p.m. or as soon thereafter as the parties may be heard.

WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville.

QUESTIONS: Call Allyn Kuennen, Associate Planner at (952) 985-4424 or e-mail questions or comments to akuennen@ci.lakeville.mn.us DATED this 5th day of October 2010.

CITY OF LAKEVILLE Charlene Friedges City Clerk 2372933 10/7/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

Assumed Name #: X 246590 CURRENT INFORMATION ON FILE: 1. Assumed Name: Vines-n-Vases 2. Date of Original Filing: 01/12/2001 3. Current Expiration Date: 01/12/2011 4. Business Address: 16127 Inverness Way, Lakeville, MN 55044 5. Nameholder(s) and Address(es): SJ Larson Inc., 16127 Inverness Way, Lakeville, MN 55044 Sherry & John Larson, 16127 Inverness Way, Lakeville, MN 55044 INFORMATION YOU WISH TO CHANGE: 3. Current Expiration Date: 10 Year Extension I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath.

6. Signature of current Nameholder: Sherry Larson Date: 7-16-10 2363694 9/30-10/7/10P

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 15015 Cimarron Ave., Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371493 10/7-10/14/10P

PUBLIC NOTICE PUBLIC NOTICE NOTICE OF AND ORDER FOR

HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, RESERVING DETERMINATION OF HEIRS, DIRECTING RECOVERY OF ASSETS, AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-543 In Re: Estate of Sidney B. Pearce, Jr., Decedent.

It is Ordered and Notice is given that on October 25, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County District Court, Dakota County Judicial Center, 1560 W. Highway 55, Hastings, MN 55033, Minnesota, on a petition for the adjudication of intestacy, reserving determination of Decedent’s heirs, directing recovery of assets, and for the appointment of Janis Sines, whose address is 3631 Woodland Trail, Eagan, MN 55123, as personal representative of the Decedent’s estate in a supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Date: 9/24/10

BY THE COURT David Knutson Judge of District Court Mary Ferris Jensen Attorney at Law MN# 140053 310 Fourth Ave. S, Suite 1150 Minneapolis, MN 55415 Telephone: (612) 677-8328 Facsimile: (612) 465-8788 e-mail: maryfjensen@comcast.net 2361125 9/30-10/7/10P

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-533 ESTATE OF Thomas R. Blum, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated August 12, 1999, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Joseph M. Blum whose address is: 922 Dodd Road, West St. Paul, MN 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 9/20/10 Carol M. Renn Registrar By: Joann Bauer Registrar Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2355003 9/30-10/7/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Victory Fitness Systems 2. State the address of the principal place of business: 14291 Dulcimer Way, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Victory Fitness Systems, Inc., 14291 Dulcimer Way, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 9/9/10 Brian W. Kiley, President/CEO 2362223 9/30-10/7/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-558 Estate of Christine L. Kelley, Decedent It is Ordered and Notice is given that on November 8, 2010, at 9:00 am, a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated May 5, 1998, (“Will”), and for the appointment of Vernon R. Kelley, whose address is 10220 Oak Shore Drive, Lakeville, MN 55044 as Personal Representative of the estate of the Decedent in an unsupervised administration. Any objections to the Petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or claims will be barred.

Dated: 10/4/10 Kathryn D. Messerich Judge Attorney for Personal Representative AmyAnn W. Mursu I.D. No. 0335204 GRAY, PLANT, MOOTY, MOOTY & BENNETT, P.A. 1010 West St. Germain Suite 500 St. Cloud, MN 56301 (320) 252-4414 2371101 10/7-10/14/10

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14 Other Civil Declaratory/Quiet Title Court File: 19HA-CV-10-5350

Patrick J. Silgen and Jennifer L. Silgen, Plaintiffs, v.

United States of America, Lavina M. Bossert, the unknown heirs of Harry J. Bossert, deceased, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described in the complaint herein, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: 1. YOU ARE BEING SUED. The Plaintiffs have started a lawsuit against you. The Plaintiffs' Complaint is on file in the office of the Court Administrator of the above named Court.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days after service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

You must send a copy of your Answer to the person who signed this Summons located at: Kalli L. Ostlie Beisel & Dunlevy, P.A. 282 U.S. Trust Center 730 Second Ave. S. Minneapolis, MN 55402-2444 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiffs' Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiffs should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiffs everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, Minnesota, commonly known as 5054 147th Street W., Apple Valley, MN 55124, and legally described as: Lot 74, Block 1, Diamond Path Sixth Addition. (referred to as the "Subject Property").

The purpose of this action is to obtain an Order for the following relief: (a) Reforming the Limited Warranty Deed recorded October 2, 1995 with the Dakota County Recorder as Document No. 1303781, nunc pro tunc, to show the grantees as "Harry J. Bossert and Eva Bossert, as joint tenants."; (b) Adjudging that Patrick J. Silgen and Jennifer L. Silgen are the joint tenant fee simple owners of real property legally described as: Lot 74, Block 1, Diamond Path Sixth Addition, Dakota County, Minnesota; Declaring that none of the defendants, or anyone claiming through them, has any right, title, estate, interest, or lien in or upon the above-described land.

557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiffs.

Dated: September 16, 2010 Attorneys for Plaintiffs Kalli L. Ostlie (#0329678) BEISEL & DUNLEVY, P.A. 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402 (612) 436-0019 Attorneys for Plaintiffs Patrick J. Silgen and Jennifer L. Silgen 2360821 9/30-10/14/10

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PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL Court File No. 19HA-CV-10-5678 Washington Mutual Bank, FA, Plaintiff, vs.

Brian Orlowski and Maria Orlowski aka Marie Orlowski; Wood Park Home Owners Association; U.S. Bank National Association fka Firstar Bank, N.A.; and John Doe and Jane Roe, Defendants.

THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon plaintiff's attorney an answer to the Complaint, which is on file with the above named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to answer the Complaint within the time specified, the Plaintiff in this action will apply to the Court for the relief demanded in the Complaint.

YOU ARE HEREBY NOTIFIED that this action involves, affects, or brings in question real property situated in the County of Dakota, State of Minnesota, described as follows: Lot 42, CIC No. 279, Wood Park Plat One The object of this action is to declare a first lien mortgage against said property.

PLEASE TAKE NOTICE that all civil cases are subject to Alternative Dispute Resolution ("ADR") processes as provided in Rule 114 of the Minnesota Rules of General Practice.

HOELSCHER LAW FIRM, PLLC Dated: September 20, 2010 By: /s/ Brian G. Hoelscher (#238752) 13100 Wayzata Blvd, Suite 100 Minnetonka, MN 55305 (952) 224-9551 Attorneys for Plaintiff 2352739 9/23-10/7/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5241 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, a United States Corporation, in Relation to Certificate of Title No. 143179 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Twenty (20), Block Nine (9) in Palomino Woods, according to the recorded plat thereof.

TO: JESSE BAUER; ASSOCIATED BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 27th day of October, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 143179 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, a United States Corporation, subject to the memorials of Document Nos. 108629, 108630, 111305 and 520506 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 658286, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 9/7/10

BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order.

2361341 9/30-10/7/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19-HA-PR-10-547 ESTATE OF Verna Belle Janisch A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted.

IT IS ORDERED and Notice is further given, that the Petition will be heard on October 25, 2010 at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings MN 55033 Minnesota (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

(2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Date 9-24-10 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Petitioner Roy B. Henline Attorney at Law 11990 Aberdeen Street NE, Suite 4 Blaine, MN 55449 (763) 767-6200 142487 2361807 10/7-10/14/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-5240 In the Matter of the Petition of: CitiMortgage, Inc., a New York Corporation, in Relation to Certificate of Title No. 127906 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Fifteen (15), Block One (1), PINETREE FOREST, according to the recorded plat thereof.

TO: JOHN E. HERTEL; PURISIMA T. HERTEL; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 27th day of October, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 127906 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York Corporation, subject to the memorials of Document Nos. Bk 48/MR, Pg 248, 373989, 482661 and 490786 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 657063, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 9/7/10

BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order.

2361541 9/30-10/7/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Custom Wooden Products 2. State the address of the principal place of business: 737 Windmill Court, Eagan, MN 55123-1675 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Dick Brown, 737 Windmill Court, Eagan, MN 55123-1675 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date Sept. 15, 2010 Dick Brown (Richard E. Brown) Owner 2363959 9/30-10/7/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: CIVIL Court File No.: 19HA-CV-10-5330 Judge: __________________ Northland Insurance Company, Plaintiff, v.

Benjamin Ocuth, a.k.a. Benjamin Ogato, individually, and BCG Swiftlines, Inc. Defendants.

THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED and required to serve upon Plaintiff's attorney an Answer to the Complaint which is herewith served upon you within twenty (20) days after service of the Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

You are hereby notified that all civil cases are subject to Alternative Dispute Resolution ("ADR"), with limited exception, pursuant to Rules 114.01 et seq. of the Minnesota General Rules of Practice. Notice of ADR processes will be provided by the court administrator after this action is filed.

DATED: June 2, 2010 HANCOCK LORENTZ, P.A. /s/ Aaron M. Lorentz Aaron M. Lorentz, MN #0326161 Daniel K. Quam, MN#0390749 8665 Eagle Point Blvd.

Lake Elmo, MN 55042 (651) 209-8855 Attorneys for Plaintiff 2362128 9/30-10/14/10P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-555 ESTATE OF Eugene E. O’Hern, aka E. Elmer O’Hern, Eugene Elmer O’Hern and Eugene O’Hern, DECEDENT A Petition for Determination of Descent has been filed with this Court.

The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted.

IT IS ORDERED and Notice is further given, that the Petition will be heard on 11-8-10 at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota.

(1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

(2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date.

Date: 9-29-10 Michael V. Sovis Judge (COURT SEAL) Attorney For Petitioner Susan L. Anderson, Esq., #248071 HELLMUTH & JOHNSON, PLLC 10400 Viking Drive Suite 500 Eden Prairie, MN 55344 952-941-4005/952-941-2337 sanderson@hjlawfirm.com 2366911 10/7-10/14/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 14678 Cedar Avenue, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371404 10/7-10/14/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 1335 Town Centre Drive, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371442 10/7-10/14/10P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Select Evergreen Construction 2. State the address of the principal place of business: 1200 Centre Pointe Curve, Suite 200, St. Paul, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Evergreen Construction Company, Inc., 1200 Centre Pointe Curve, Suite 200, St. Paul, MN 55120 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 08/12/10 Joseph Hahs Owner 2371377 10/07/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 18404 Kenrick Ave., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371480 10/7-10/14/10P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-535 In Re: Estate of Sylvia M. Ahr, Decedent.

It is Ordered and Notice is given that on 10-25-2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated October 21, 2004, and for the appointment of Jerry Koch, whose address is 19592 Exceptional Trail, Farmington, Minnesota 55024, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 9/22/10

BY THE COURT Richard G. Spicer Judge of District Court Michael D. Burville (MN# 0261889) Burville Law Office, P.A. 429 Third Street P.O. Box 187 Farmington Minnesota 55024 Telephone: (651) 460-3757 Facsimile: (651) 460-6568 2355355 9/30-10/7/10

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-551 In Re: Estate of Sheryl A. Voas, Decedent.

It is Ordered and Notice is given that on 11-8-10 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated June 15, 2004, and for the appointment of Larry K. Voas, whose address is 469 Walda Drive, Biloxi, Mississippi 39531, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 9-28-10

BY THE COURT Michael V. Sovis Judge of District Court Michael D. Burville (MN# 0261889) Burville Law Office, P.A. 429 Third Street P.O. Box 187 Farmington Minnesota 55024 Telephone: (651) 460-3757 Facsimile: (651) 460-6568 2365252 10/7-10/14/10

MINNESOTA SECRETARY OF STATE ARTICLES OF ORGANIZATION FOR A LIMITED LIABILITY COMPANY MINNESOTA STATUTES CHAPTER 322B 1. Name of Company: PERUSA IMPEXP LLC 2. Registered Office Address: 12805 GERMANE AVE., APPLE VALLEY, MN 55124 3. Desired Duration of LLC: (in years) 3 4. Does this LLC own, lease or have any interest in agricultural land or land capable of being farmed? No 5. Organizers I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: September 28, 2010 Ada F. Tancun 2371581 10/7-10/14/10P

PUBLIC NOTICE

NOTICE OF SHERIFF'S MORTGAGE FORECLOSURE SALE

BY PUBLIC AUCTION Name of Mortgagor: J o o s E l e c t r i c Co. Name of Mortgagee: Associated Bank, National Association Original Principal Amount Secured by the Mortgage: $450,000.00 Date and Recording Information of Mortgage: J u l y 2 8 , 2004; filed with the Dakota County Registrar of Titles, State of Minnesota on February 9, 2005 as Document No. T558641.

Amount Due as of September 28, 2010: $419,327.28 Legal Description of Mortgaged Premises: The Mortgage encumbers the real and personal property described in the Mortgage (the "Property"), of which the real property is legally described as: LOT 2, BLOCK 1, BURROWS ADDITION DAKOTA COUNTY, MINNESOTA. TORRENS PROPERTY Common Address and Tax Parcel Identification: T h e Property's common address is: 3010 Lunar Lane, Eagan, Minnesota 55121.

The Property's tax parcel identification number is: 101557502001 Mortgage Origination And Servicer Information: T h e commercial mortgage servicer of the Mortgage is the Mortgagee; there is no third party servicer. The Mortgagee is the lender. There is no transaction agent. All questions regarding this foreclosure should be directed to the Mortgagee or the undersigned.

Time, Place, and Manner of Sale: 10:00 a.m., November 19, 2010, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033.

Non-Merger of Interests: A n y p u r c h a s e b y t h e Mortgagee of the Property at the foreclosure sale or the Mortgagee's obtaining title to the Property at the end of the redemption period shall not cause the lien of the mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property, to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee's rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests.

Redemption: Mortgagor's Redemption Period shall expire six months after the date of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION

BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Deficiency: T h e M o r t g a g e e p r e serves the right to pursue any deficiency in the indebtedness in accordance with applicable law.

Date: 10/7/10 KALINA, WILLS, GISVOLD & CLARK, P.L.L.P. By: _s/ Jason E. Engkjer Michael C. Glover (MN #185401) Jason E. Engkjer (MN #318814) 6160 Summit Drive, Suite 560 Minneapolis, MN 55430 Telephone: (612) 789-9000 Attorneys for Bank 2370852 10/7-11/11/10

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PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-544 Estate of James W. Morgan, Decedent It is Ordered and Notice is given that on October 25, 2010 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated March 1, 1999, and codicil dated N/A, and separate writing under Minn. Stat. 524.2-513 (“Will”) N/A, and for the appointment of: Gary R. Morgan, whose address is: 1293 Carlson Lake Lane, Eagan, MN 55123 as personal representative of the Estate of the Decedent in a/an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 9-24-10 David Knutson Gary Morgan - Pro Se 1293 Carlson Lake Lane Eagan, MN 55123 651-454-0939 2361045 9/30-10/7/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated June 23, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record June 24, 2010, as Document No. 2737233 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The maximum principal amount secured by the Mortgage was: fifty-two thousand eight hundred eighty-eight and 69/100 Dollars ($52,888.69).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: fifty-three thousand one hundred sixty-two and 19/100 Dollars ($53,162.19).

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lots 5 & 7, Block 4, Inver Grove Park, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on November 17, 2010 at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

7. The street address of the mortgaged property is 6523 Delaney Avenue, Inver Grove Heights, MN 55076 and the tax parcel identification number is 20-36550-071-04.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

9. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360579 9/30-11/4/10

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The Claw International 2. State the address of the principal place of business: 4215 Nicols Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Crastemic Consulting LLC, 814 South Lakeshore Drive, Lake City, MN 55041 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 7-14-2010 James C. Zwiener 2372945 10/7-10/14/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 8, 2007 MORTGAGOR: Peter J. Schmitz and Lauren T. Schmitz, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a corporation organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded April 4, 2007, in the office of the County Recorder, as Document No. 2507437, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESSES: 1877 North Ruby Court, Eagan, Minnesota 55122 TAX PARCEL I.D. NOS. 10-20451-059-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 59, Condominium No. 116, Diffley Commons 2nd Addition Villas and Garden Homes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $158,732.72 INTEREST RATE AND PER DIEM: Current interest rate is 6.375%, with a daily per diem of $27.60.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 am.

P L A C E O F S A L E : Law Enforcement Center, Lobby S100, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Six Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 9, 2011, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 21, 2010 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose.

2354212 9/23-10/28/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Applebee’s Neighborhood Grill & Bar 2. State the address of the principal place of business: 2000 Vermillion, Hastings, MN 55033 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Apple Minnesota LLC, 6200 Oak Tree Blvd., Suite 250, Cleveland, Ohio 44131 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date July 29, 2010 Lorin M. Cortina, Executive Vice President and CFO 2371459 10/7-10/14/10P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-559 ESTATE of Willam George Johnson a/k/a Bill Johnson, DECEDENT Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Linda M. Johnson, Benjamin W. Johnson, Sean M. Lohse-Johnson and Richard J. Lacher whose address is respectively as follows: 1580 110th Court West, Inver Grove Heights, MN 55077 (Linda); 730 Stinson Blvd. #129, Minneapolis, MN 55413 (Benjamin); 9382 Austrianpine Ave., Brooklyn Park, MN 55443 (Sean); and 4077 Deerwood Trail, Eagan, MN 55122 (Richard) as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 10/4/10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative Messerli & Kramer P.A. Attn: John W. Lang, Esq. 1400 Fifth Street Towers, 100 South Fifth Street Minneapolis, Minnesota 55402 612-672-3614 2372100 10/7-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,200.00 MORTGAGOR(S): Gina Roers, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 28, 2006 Dakota County Recorder Document Number: 2424239 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the Registered Holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset-Backed Pass-Through Certificates.

Dated: December 19, 2008 Recorded: January 08, 2009 Dakota

Recorded: January 08, 2009 Dakota County Recorder Document Number: 2629971 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1004315-0000000407-3 Lender or Broker: JDB Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 451 15th Ave N, South Saint Paul, MN 55075-1824 Tax Parcel ID Number: 36-62700-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), In Block Five (5), F. Radants Addition to South Park, Dakota County, Minnesota, According to the Recorded Plat Thereof on File And of Record in the Office of the Register of Deeds Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,129.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the Registered Holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset-Backed Pass-Through Certificates.

Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016593F01 2321238 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Kenneth M. Wagner, Jr. and Radarica Wagner, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 5, 2007, Dakota County Recorder, Document No. 2521761.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 23, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2 0 8 4 3 I n d i a Ci r c l e , L a k e v i l l e , M N 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY:

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������ ������ ������� �������will �� be ���� ERTY: described property sold by the Lot 13, Block 3, The Meadows Eighth Sheriff of said county as follows: Addition, according to the recorded DATE AND TIME OF SALE: October plat thereof, Dakota County, Minne- 22, 2010 at 10:00 AM sota.

PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota 55, Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption within six (6) months from the date of GAGEE: $285,929.87 That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: October 11:59 p.m. on April 22, 2011.

26, 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: August 23, 2010. the date on or before which the mortMortgage Electronic Registration gagor(s) must vacate the property if the Systems, Inc. solely as nominee for mortgage is not reinstated under secFreedom Mortgage Corporation tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 90-1855 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 5529755 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 9/2-10/7/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2328576 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF SHERIFF’S LESS THAN FIVE UNITS, ARE NOT SALE UNDER JUDGMENT PROPERTY USED IN AGRICULTURAL AND DECREE P R O D U C T I O N , A N D A R E (Real Property) ABANDONED." STATE OF MINNESOTA Dated: August 23, 2010.

COUNTY OF DAKOTA Chase Home Finance LLC DISTRICT COURT Mortgagee/Assignee of Mortgagee FIRST JUDICIAL DISTRICT USSET, WEINGARDEN AND LIEBO, P.L.L.P. Case Type: Other Civil/ By: Paul A. Weingarden Mortgage Foreclosure Attorneys for Mortgagee/Assignee of Court File No. 19HACV-09-7516 Mortgagee CitiMortgage, Inc. 4500 Park Glen Road #300 Plaintiff, Minneapolis, MN 55416 vs.

(952) 925-6888 Mark D. Gilbert, Wells Fargo Bank, 30-8908 N.A., Orchard Pointe Condominium 1911430248 THIS IS A COMMUNICATION FROM Association, John Doe and Mary Roe Defendants.

A DEBT COLLECTOR. Notice is hereby given, that under 2328327 9/2-10/7/10 and by virtue of a Judgment and Decree entered in the above entitled action on September 15, 2010, a certified copy of which has been delivered NOTICE OF MORTGAGE to me directing the sale of the preFORECLOSURE SALE THE RIGHT TO VERIFICATION mises, hereinafter described, to satOF THE DEBT AND IDENTITY OF isfy the amount found and adjudged THE ORIGINAL CREDITOR WITHIN due said Plaintiff in the above entitled THE TIME PROVIDED BY LAW IS action from said Defendants, as prescribed in the Judgment, the underNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that signed Sheriff of Dakota County will default has occurred in conditions of sell at public auction, to the highest the following described mortgage: bidder, for cash, on December 2, 2010, DATE OF MORTGAGE: September at 10:00 AM, at the Sheriff's main 17, 2009 office, Sheriff's Office, Law EnforceMORTGAGORS: L e a p P a k a n d ment Center, 1580 Hwy 55, Lobby Phommaha Xayachack, both single. #S-100, Hastings, MN, in the City of MORTGAGEE: Mortgage Electronic Hastings, in said County and State, the Registration Systems, Inc. premises and real estate described in DATE AND PLACE OF RECORDING: said Judgment and Decree, to wit: Recorded October 19, 2009, Dakota All that tract(s) of parcel(s) of land County Recorder, Document No. lying and being in the County of 2691103.

Dakota and State of Minnesota, A S S I G N M E N T S O F M O R T G A G E : described as follows, to- wit: NONE Unit No. 54 Orchard Pointe CondoTRANSACTION AGENT: Mortgage miniums, CIC No. 311, Dakota Electronic Registration Systems, Inc. County, Minnesota.

TRANSACTION AGENT'S MORT"THE TIME ALLOWED BY LAW FOR GAGE IDENTIFICATION NUMBER ON REDEMPTION BY THE MORTGAGOR, MORTGAGE: 1000730-0083609511-7 THE MORTGAGOR'S PERSONAL REPLENDER OR BROKER AND MORT- RESENTATIVES OR ASSIGNS, MAY BE G A G E O R I G I N A T O R S T A T E D O N REDUCED TO FIVE WEEKS IF A JUDIMORTGAGE: Freedom Mortgage Corpo- CIAL ORDER IS ENTERED UNDER ration MINNESOTA STATUTES, SECTION RESIDENTIAL MORTGAGE SER- 582.032, DETERMINING, AMONG VICER: LoanCare Servicing Center, Inc. OTHER THINGS, THAT THE MORTMORTGAGED PROPERTY ADDRESS: GAGED PREMISES ARE IMPROVED 18355 Elkwood Avenue, Farmington, WITH A RESIDENTIAL DWELLING OF MN 55024 LESS THAN FIVE UNITS, ARE NOT TAX PARCEL I.D. #: 141950517006 PROPERTY USED IN AGRICULTURAL LEGAL DESCRIPTION OF PROP- P R O D U C T I O N , A N D A R E ERTY: ABANDONED." Lot 17, Block 6, Dakota County Dated this 27 day of September, 2010 E s t a t e s S i x t h A d d i t i o n , D a k o t a Dave Bellows, Sheriff, County, Minnesota.

Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS By: /s/ Robert Shingledecker LOCATED: Dakota Deputy ORIGINAL PRINCIPAL AMOUNT OF Kevin T. Dobie MORTGAGE: $254,399.00 Plaintiff's Attorney AMOUNT DUE AND CLAIMED TO BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. DUE AS OF DATE OF NOTICE, INCLUD- 4500 Park Glen Road #300 ING TAXES, IF ANY, PAID BY MORT- Minneapolis, MN 55416 GAGEE: $262,282.23 (952) 925-6888 That prior to the commencement of 10-1683 this mortgage foreclosure proceeding This is an attempt to collect a debt Mortgagee/Assignee of Mortgagee com- and any information obtained will be plied with all notice requirements as used for that purpose. required by statute; That no action or 2369413 10/7-11/11/10 proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Cathie Kyle Praimsukh and Mohan Ram Praimsukh, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2007 Dakota County Recorder Document Number: 2507662 AND CORRECTIVE MORTGAGE RECORDING: July 30, 2007 Dakota County Recorder Document Number: 2534079 ASSIGNMENTS OF MORTGAGE: And assigned to: Saxon Mortgage Services, Inc. Dated: August 03, 2010 Recorded: August 11, 2010 Dakota County Recorder Document Number: 2745794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278843892444 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11417 Galtier Dr, Burnsville, MN 55337-1033 Tax Parcel ID Number: 02-64104-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, River Hills Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,941.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: Saxon Mortgage Services, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015494F02 2358794 10/7/10

PUBLIC NOTICE

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT OTHER CIVIL File No.: 19HA-CV-10-3912 Judge: ___________________ Amy Swenson, Plaintiff, v.

Bankers Trust Company of California, N.A., as Trustee for Vendee Mortgage Trust, 2000-03, without recourse, except as provided in a Pooling and Serving Agreement dated June 1, 2000, Countrywide Home Loan Servicing, L.P., n/k/a Bank of America, and Summit Mortgage Corporation, Defendants.

THIS AMENDED SUMMONS IS DIRECTED TO BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE FOR VENDEE MORTGAGE TRUST, 2000-03, WITHOUT RECOURSE, EXCEPT AS PROVIDED IN A POOLING AND SERVING AGREEMENT DATED JUNE 1, 2000, COUNTRYWIDE HOME LOAN SERVICING, L.P., N/K/A BANK OF AMERICA, AND SUMMIT MORTGAGE CORPORATION. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Amended Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Amended Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Amended Summons a written response called an Answer within 20 days of the date on which you received this Amended Summons.

You must send a copy of your Answer to the person who signed this Amended Summons located at: Glassman Law Firm 701 Fourth Avenue South, Suite 500 Minneapolis, MN 55415 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint.

If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS AMENDED SUMMONS. If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: That part of Lot 4, Block 1, Cinnamon Ridge 4th Addition, Lying Easterly of a line drawn from a point on the Northwesterly line of said Lot 4, Distant 23.68 feet Easterly of the Northwest corner thereof, as measured along said line, to a point on the South line of said Lot 4 distant 45.50 feet of the Southwest Corner thereof, Dakota County, Minnesota.

The object of this action is quiet title.

Dated: 8/12, 2010.

GLASSMAN LAW FIRM By: /s/ Richard A. Glassman Attorney Reg. No. 146274 701 Fourth Avenue South, Suite 500 Minneapolis, Minnesota 55415 Telephone: (612) 337-9559 Facsimile: (763) 544-6427 Email: rglassmanlaw@comcast.net ATTORNEYS FOR PLAINTIFF 2356582 9/30-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 MORTGAGOR: Gregory M. Campion, a single person.

MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2006, Dakota County Recorder, Document No. 2453821.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935160700296 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 1132 8th Avenue South, Saint Paul, MN 55075 TAX PARCEL I.D. #: 363235007001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Helena Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,990.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1810 3516070029 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328625 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 MORTGAGOR(S): Steven M. Robinette, a single person MORTGAGEE: HomeServices Lending, LLC DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: May 24, 2004 Dakota County Recorder Document Number: 2207644 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Home Mortgage, Inc. Dated: April 19, 2004 Recorded: May 24, 2004 Dakota County Recorder Document Number: 2207645 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: November 03, 2005 Recorded: December 05, 2005 Dakota County Recorder Document Number: 2385959 And assigned to: U.S. Bank, N.A. Dated: March 24, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278103951732

cation Number: 100021278103951732 Lender or Broker: HomeServices Lending, LLC DBA Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 305 Kopp Dr, West Saint Paul, MN 55118-2608 Tax Parcel ID Number: 42-42900-210-01 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1, Kopp Hills, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,904.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002084F03 2321278 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 2 , 2004 MORTGAGOR: J a s o n P r i c e , A SINGLE PERSON. MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 13, 2004, Dakota County Registrar of Titles, Document No. 547478, Certificate of Title No. 133306.

ASSIGNMENTS OF MORTGAGE: Assigned to: CITIMORTGAGE, INC, Dated: August 6, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000066547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PRIME MORTGAGE CORPORATION RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1313 Calumet Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 425370105003 LEGAL DESCRIPTION OF PROPERTY: LOT 4 AND THE NORTH 1/2 OF LOT 5 BLOCK 3, OAKDALE 2ND ADDITION, DAKOTA COUNTY. MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,668.07 That prior to the commencement of this mortgage foreclosure proceeding

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4447 8425050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328249 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2002 MORTGAGORS: Francisco M. Lopez and Christine M. Omodt-Lopez, husband and wife.

MORTGAGEE: MORTGAGES UNLIMITED, INC. DATE AND PLACE OF RECORDING: Recorded January 10, 2003, Dakota County Recorder, Document No. 1982721.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMOrtgage, Inc, Dated: September 25, 2002, Recorded: January 10, 2003, Document No. 1982722.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MORTGAGES UNLIMITED, INC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1845 East 47th Street, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 206650010201 LEGAL DESCRIPTION OF PROPERTY: LOT TEN (10) EXCEPT THE EAST 2 FEET THEREOF SCHEFFKNECHT ADDITION BLOCK 1 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,164.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4531 626747431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328268 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 MORTGAGOR: Jileen Mary Childers, a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 12, 2005, Dakota County Recorder, Document No. 2350375.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5179 Upper 182nd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950129006 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Dakota County Estates Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $191,936.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

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CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4510 650032665 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2325615 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 8 , 2005 MORTGAGORS:Andrew S. Smith and Lisa L. Smith, husband and wife.

MORTGAGEE:Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded November 15, 2005, Dakota County Recorder, Document No. 2381133.

ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB, Dated: April 9, 2007, Recorded: May 8, 2007, Document No. 2514870.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 19750 Orr Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 336660006002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Scott Acres, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$274,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$274,292.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1904 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372286 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE Real Property STATE OF MINNESOTA COUNTY OF HENNEPIN DISTRICT COURT FOURTH JUDICIAL DISTRICT Case Type: Mortgage Foreclosure Case No. 27-cv-10-11773 Marathon Petroleum Company LLC, Plaintiff, v.

Twin Cities Avanti Stores, LLC, Twin Cities Stores, Inc., State of Minnesota, Weber Lawn Service, County of Hennepin, Kraft Foods North American Inc. d/b/a Kraft Pizza Company, Minnesota Petroleum Service, Inc., a Minnesota Corporation, Minnesota Department of Revenue, BP Products North America Inc., Liesch Associates, Inc., Sasa, LLC, Happy Dan's Good Thunder, Inc., Food-N-Fuel Minnesota Lake, Inc., and Alasra, Inc., Defendants.

NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment made and entered in the above entitled action on the 4th day of August, 2010, by the District Court of Hennepin County, Minnesota, Fourth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to be applied towards satisfaction of the amount found and adjudged due plaintiff in the above entitled action from defendants Twin Cities Avanti Stores, LLC and Twin Cities Stores, Inc., the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 3rd day of November at 11:30 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment as the "Farmington Property," to wit: The South 265 feet of the North 1050 feet of the West 219.45 feet of the North Half of the Southwest Quarter of Section 32, Township 114, Range 19, Dakota County, Minnesota PID: 14-03200-011-55 Property address: 705 8th Street, P.O. Box 132, Farmington, Minnesota Subject to redemption within six (6) months after confirmation of said sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DAVE BELLOWS, Sheriff of Dakota County By: Sgt. Shingledecker This instrument drafted by: GREENE ESPEL P.L.L.P. Kathleen K. Statler #161809 Attorneys for Plaintiff 200 S. Sixth Street, Suite 1200 Minneapolis, MN 55402 (612)373-0830 2321143 9/2-10/7/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2006 MORTGAGORS: Kue Xiong and Kia Vang, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 29, 2006, Dakota County Recorder, Document No. 2484952.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 3120 63rd Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-19500-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Dakota Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,823.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 3011349291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328542 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 4 , 2005 MORTGAGOR: Steven E. Polsfuss, a single person.

MORTGAGEE: H o m e 1 2 3 C o r p o r a tion.

DATE AND PLACE OF RECORDING: Recorded November 10, 2005, Dakota County Recorder, Document No. 2380188.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC1 Asset-Backed Pass-Through Certificates, Dated: August 19, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home123 Corporation RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 1154 Lexington Ridge Court, Eagan, MN 55123 TAX PARCEL I.D. #: 104515002001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Lexington Ridge, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $464,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $498,256.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-600 2215878 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328284 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2005 MORTGAGOR: Susanne M. Franzen, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 6, 2005, Dakota County Recorder, Document No. 2358255.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 20, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700078153671 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8635 240th Street East, Hampton, MN 55031 TAX PARCEL I.D. #: 295120006015 LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lot 5 and the West 1/2 of the South 42 1/2 feet of Lot 6, Block 15, Town of New Trier, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,587.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,047.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

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������ ������ ������� ������� �� ���� GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E Date: September 24, 2010 ABANDONED." YOU ARE NOTIFIED THAT: Dated: August 20, 2010.

1. Default has occurred in the condiChase Home Finance LLC tions of the Mortgage dated May 17, Mortgagee/Assignee of Mortgagee 2010, executed by Geckler & AssociUSSET, WEINGARDEN AND LIEBO, P.L.L.P. ates, Inc., a Minnesota corporation, as By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee Mortgagee, and filed for record May 18, 4500 Park Glen Road #300 as Document No. 2730804 in the 2010, Minneapolis, MN 55416 O ffice of the County Recorder of (952) 925-6888 Dakota County, Minnesota. The land 30-8888 described in the Mortgage is not regis1978839917 THIS IS A COMMUNICATION FROM tered land.

2. The original principal amount A DEBT COLLECTOR. 2328352 9/2-10/7/10 secured by the Mortgage was: one hundred twenty thousand and 00/100 Dollars ($120,000.00).

3. No action or proceeding at law is NOTICE OF MORTGAGE now pending to recover the debt FORECLOSURE SALE secured by the Mortgage, or any part THE RIGHT TO VERIFICATION thereof.

OF THE DEBT AND IDENTITY OF 4. The holder of the Mortgage has THE ORIGINAL CREDITOR WITHIN complied with all conditions preceTHE TIME PROVIDED BY LAW IS d e n t t o a c c e l e r a t i o n o f t h e d e b t NOT AFFECTED BY THIS ACTION. secured by the Mortgage and forecloNOTICE IS HEREBY GIVEN, that sure of the Mortgage, and all notice default has occurred in conditions of and other requirements of applicable the following described mortgage: statutes.

DATE OF MORTGAGE:M a r c h 1 9 , 5. At the date of this notice, th e 2002 amount due on the Mortgage, and MORTGAGORS:Deann A. Otten and taxes, if any, paid by the holder of the Jeffrey A. Otten, wife and husband.

Mortgage is: one hundred nineteen MORTGAGEE:Mortgage Electronic thousand six hundred sixty-three and Registration Systems, Inc. 36/100 Dollars ($119,663.36).

DATE AND PLACE OF RECORDING: 6. Pursuant to the power of sale in Recorded April 23, 2002, Dakota the Mortgage, the Mortgage will be C o u n t y R e c o r d e r , D o c u m e n t N o . foreclosed, and the land described as 1888288. follows: ASSIGNMENTS OF MORTGAGE: Lot 27, Block 1, Spyglass 3rd Addition Assigned to: JP Morgan Chase according to the Bank, National Association, Recorded: recorded plat thereof and situate in April 20, 2010, Document No. Dakota County, Minnesota 2725789. will be sold by the County Sheriff of TRANSACTION AGENT: Mortgage Dakota County, Minnesota, at public Electronic Registration Systems, Inc. auction on November 17, 2010 at 10:00 T R A N S A C T I O N A G E N T ' S M O R T - a.m. at the Sheriff's office, Civil DiviGAGE IDENTIFICATION NUMBER ON sion, Law Enforcement Center, 1580 MORTGAGE: 100054130002391355 Highway 55, Hastings, Minnesota.

LENDER OR BROKER AND MORT7. The street address of the mortG A G E O R I G I N A T O R S T A T E D O N gaged property is 20706 Frost Court, M O R T G A G E : W a s h i n g t o n M u t u a l Lakeville, MN 55044 and the tax parcel Bank, FA identification number is R E S I D E N T I A L M O R T G A G E S E R - 22-71452-270-01.

VICER: JPMorgan Chase Bank, 8. T h e t i m e a l l o w e d b y l a w f o r National Association redemption by Mortgagor or MORTGAGED PROPERTY ADDRESS: Mortgagor's personal representatives 18442 Embers Avenue, Farmington, or assigns is six (6) months after the MN 55024 date of sale.

TAX PARCEL I.D. #: 141950301006 9. T H E T I M E A L L O W E D B Y L A W LEGAL DESCRIPTION OF PROP- FOR REDEMPTION BY THE MORTERTY: GAGOR, THE MORTGAGOR'S PERLot 1, Block 6, Dakota County S O N A L R E P R E S E N T A T I V E S O R Estates Fourth Addition ASSIGNS MAY BE REDUCED TO FIVE COUNTY IN WHICH PROPERTY IS W E E K S I F A J U D I C I A L O R D E R I S LOCATED:Dakota ENTERED UNDER MINNESOTA STATORIGINAL PRINCIPAL AMOUNT OF UTES, SECTION 582.032, DETERMINMORTGAGE:$125,000.00 ING, AMONG OTHER THINGS, THAT AMOUNT DUE AND CLAIMED TO BE THE MORTGAGED PREMISES ARE DUE AS OF DATE OF NOTICE, INCLUD- I M P R O V E D W I T H A R E S I D E N T I A L ING TAXES, IF ANY, PAID BY MORT- D W E L L I N G O F L E S S T H A N F I V E GAGEE:$90,249.18 UNITS, ARE NOT PROPERTY USED IN That prior to the commencement of AGRICULTURAL PRODUCTION, AND this mortgage foreclosure proceeding ARE ABANDONED. Mortgagee/Assignee of Mortgagee comContractors Capital Corporation plied with all notice requirements as Mortgagee required by statute; That no action or Attorney for Mortgagee: proceeding has been instituted at law Ryan J. Trucke o r o t h e r w i s e t o r e c o v e r t h e d e b t BRUTLAG, HARTMANN & TRUCKE, P.A. secured by said mortgage, or any part 3555 Plymouth Boulevard, Suite 117 thereof; Minneapolis, MN 55447-1399 PURSUANT to the power of sale con- (763) 222-2504 tained in said mortgage, the above 2360594 9/30-11/4/10 described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: DecemNOTICE OF MORTGAGE ber 3, 2010 at 10:00 AM FORECLOSURE SALE PLACE OF SALE:Sheriff's Office, Law THE RIGHT TO VERIFICATION Enforcement Center, 1580 Hwy 55, OF THE DEBT AND IDENTITY OF Lobby #S-100, Hastings, MN to pay the debt then secured by said THE ORIGINAL CREDITOR WITHIN Mortgage, and taxes, if any, on said THE TIME PROVIDED BY LAW IS premises, and the costs and disburse- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ments, including attorneys' fees allowed by law subject to redemption default has occurred in conditions of within six (6) months from the date of the following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , said sale by the mortgagor(s), their personal representatives or assigns 2007 MORTGAGORS: Sarah A. Burns and unless reduced to Five (5) weeks under Michael David Burns, wife and husMN Stat. §580.07.

TIME AND DATE TO VACATE PROP- band.

MORTGAGEE: Mortgage Electronic ERTY: If the real estate is an owner-occupied, single-family dwell- Registration Systems, Inc. DATE AND PLACE OF RECORDING: ing, unless otherwise provided by law, the date on or before which the mort- R e c o r d e d J u l y 2 7 , 2 0 0 7 , D a k o t a gagor(s) must vacate the property if the C o u n t y R e c o r d e r , D o c u m e n t N o . mortgage is not reinstated under sec- 2533518.

ASSIGNMENTS OF MORTGAGE: tion 580.30 or the property is not redeemed under section 580.23 is Assigned to: Provident Funding Asso1 1 : 5 9 p . m . o n J u n e 3 , 2 0 1 1 ciates, L.P., Dated: July 28, 2010.

TRANSACTION AGENT: Mortgage . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE:None "THE TIME ALLOWED BY LAW FOR GAGE IDENTIFICATION NUMBER ON REDEMPTION BY THE MORTGAGOR, MORTGAGE: 1000179-3517060028-8 LENDER OR BROKER AND MORTTHE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE G A G E O R I G I N A T O R S T A T E D O N REDUCED TO FIVE WEEKS IF A JUDI- MORTGAGE: Provident Funding AssoCIAL ORDER IS ENTERED UNDER ciates, L.P. RESIDENTIAL MORTGAGE SERMINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G VICER: Provident Funding Associates, L.P. OTHER THINGS, THAT THE MORTMORTGAGED PROPERTY ADDRESS: GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2 5 6 3 L o c k w o o d D r i v e , M e n d o t a LESS THAN FIVE UNITS, ARE NOT Heights, MN 55120 TAX PARCEL I.D. #: 274160110904 PROPERTY USED IN AGRICULTURAL LEGAL DESCRIPTION OF PROPP R O D U C T I O N , A N D A R E ERTY: ABANDONED." Unit No. 109, Condominium File No. Dated: September 27, 2010.

109, Kensington Carriage Homes JPMorgan Chase Bank, N.A. Condominium, a Condominium Mortgagee/Assignee of Mortgagee located in Dakota County, MinneUSSET, WEINGARDEN AND LIEBO, P.L.L.P. sota.

By: Paul A. Weingarden COUNTY IN WHICH PROPERTY IS Attorneys for Mortgagee/Assignee of LOCATED: Dakota Mortgagee ORIGINAL PRINCIPAL AMOUNT OF 4500 Park Glen Road #300 MORTGAGE: $165,400.00 Minneapolis, MN 55416 AMOUNT DUE AND CLAIMED TO BE (952) 925-6888 DUE AS OF DATE OF NOTICE, INCLUD60-2514 ING TAXES, IF ANY, PAID BY MORTTHIS IS A COMMUNICATION FROM GAGEE: $165,089.32 A DEBT COLLECTOR. That prior to the commencement of 2372586 10/7-11/11/10

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� ������� �� ���� ������ ������ ������� April 15, 2011, or the next business day if April 15, 2011 falls on a Satur���������� ���� ��������� That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1834 3517060028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328596 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,920.00 MORTGAGOR(S): John W Brown, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542204 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000958609 Lender or Broker: Bankers Mortgage Company Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15917 Finch Ave, Apple Valley, MN 55124-5811 Tax Parcel ID Number: 01-63400-041-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 41, CIC No. 235, Regatta Court Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,288.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business

day, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016391F01 2326021 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2007 MORTGAGORS: Michael Kalmes and Kristan Kalmes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492871.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1, Dated: August 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240012378102 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 18313 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950305003 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 3, DAKOTA COUNTY ESTATES FOURTH ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,271.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 24, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 1044839183 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328663 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Jody L. Huemoeller, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461012 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 21, 2010 Dakota County Recorder Document Number: 2753873 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000456-0000783861-0 Lender or Broker: E*Trade Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1882 14th St W, Hastings, MN 55033-8522 Tax Parcel ID Number: 19-73321-010-01 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in city of Hastings, Dakota County, State of Minnesota, as more fully described in Deed Doc # 2338319, ID # 19-73321-010-01, being known and designated as: Lot 1, Block 1, Sunset West 2 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,779.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 2370831 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,100.00 MORTGAGOR(S): Leann M. Grier a single person MORTGAGEE: Town and Country Credit Corp SERVICER: Ocwen Loan Servicing, LLC LENDER: Town and Country Credit Corp.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on April 9, 2003, as Document No. 2027282 ASSIGNED TO: The Bank of New York Mellon Trust Co, N.A, as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2003-TC1, Asset Backed Pass-Through Certificates Dated: July 29, 2010, and recorded August 9, 2010

by Document No. 2745346.

LEGAL DESCRIPTION OF PROPERTY: Unit No. 126, Common Interest Community No.235, Regatta Court Homes, Dakota County, Minnesota.

PROPERTY ADDRESS: 15776 Flackwood Trail, Apple Valley, MN 55124 PROPERTY I.D: 01-63401-126-25 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Five Thousand Eight Hundred Thirty-One and 08/100 ($145,831.08) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 19, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010 The Bank of New York Mellon Trust Co, N.A, as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2003-TC1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00253-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3709294 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010, 09/30/2010, 10/07/2010 2322599 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2005 MORTGAGORS: Barbara S. Pasquale and Daniel J. Pasquale, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 9, 2010, Dakota County Recorder, Document No. 2329158.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: August 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061905146000165 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 1642 River Bluff Court, Eagan, MN 55121 TAX PARCEL I.D. #: 104130010505 LEGAL DESCRIPTION OF PROPERTY: Unit 105, CIC Number 358, Ceder Bluff Townhomes Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,132.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,085.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3988 2002835484 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328167 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $277,200.00 MORTGAGOR(S): James W. Jensen, An Unmarried Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 27, 2005 Dakota County Recorder Document Number: 2375006 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, LLC Dated: August 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100330000000020049 Lender or Broker: MidAmerica Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3300 E Burnsville Pkwy, Burnsville, MN 55337-3400 Tax Parcel ID Number: 02-77900-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block One (1), Tuxedo Park, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,758.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016341F01 2320433 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2009 MORTGAGORS: Heather Wieland and Brandon Wieland, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2009, Dakota County Recorder, Document No. 2684796.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100027109080071430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NATIONAL BANK OF KANSAS CITY RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18384 Lafayette Way Unit 228H, Lakeville, MN 55044 TAX PARCEL I.D. #: 225850722808 LEGAL DESCRIPTION OF PROPERTY: Unit #228H Prairie Lake Lodges, CIC 372 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,043.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,340.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

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redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 25, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4508 1120981866 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328236 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2005 MORTGAGOR: T o n i M . M e n d e z , a single person.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank.

DATE AND PLACE OF RECORDING: Registered April 6, 2005, Dakota County Registrar of Titles, Document No. 562522, Certificate of Title No. 135774.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana f/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 2196 Upper 45th Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-71275-042-01 LEGAL DESCRIPTION OF PROPERTY: Exhibit A Legal Description THAT PART OF LOT FOUR (4), BLOCK ONE (1) IN SOUTHVIEW HILLS WHICH LIES NORTH OF A LINE DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST NORTHERLY CORNER OF SAID LOT 4, THENCE ON AN ASSUMED BEARING OF SOUTH 0 DEGREES 41 MINUTES 06 SECONDS EAST, ALONG WEST LINE OF SAID LOT 4, A DISTANCE OF 264.46 FEET TO THE POINT OF BEGINNING OF THE LINE TO BE DESCRIBED; THENCE NORTH 89 DEGREES 18 MINUTES 54 SECONDS EAST A DISTANCE OF 158.42 FEET TO THE EASTERLY LINE OF SAID LOT 4 AND THERE TERMINATING, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,861.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property

mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 18, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2269 0003882431 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328484 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2002 MORTGAGORS: Michael J. White and Amy A. White, husband and wife.

MORTGAGEE: Prime Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded May 23, 2010, Dakota County Recorder, Document No. 1899591.

ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage,inc. N/K/A CitiMortgage, Inc., Dated: April 22, 2002, Recorded: May 23, 2002, Document No. 1899592.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 236 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255022106 LEGAL DESCRIPTION OF PROPERTY: Lot 21 and the South 30 feet of Lot 22, Block 6, Hepburn Park Addition to the city of St. Paul according to the recorded plate thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,050.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: August 25, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4478 770068961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328208 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Consumer Mortgage, dated June 2, 2000, executed by John R. Klaus, as mortgagor and borrower (the "Mortgagor"), and delivered to The First State Bank of Rosemount, as lender (the "Mortgagee"), which mortgage was recorded July 12, 2000 as Document No. 1703728 in the Office of the County Recorder of Dakota County (the "Mortgage"), the original principal amount secured by said Mortgage, being $99,875.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $115,747.38; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed.

The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: The West 19 feet of North 200 feet of Lot 5 and East 87 feet of North 200 feet of Lot 6, Alex Empey's Addition to Farmington, according to the Recorded Plat thereof, and situate in Dakota County, Minnesota (the "Property") together with all the improvements now or hereafter erected on the Property, and all easements, appurtenances, and fixtures now or hereafter a part of the Property, and all replacements and additions thereto; will be sold by the Sheriff of Dakota County, Minnesota at public auction on Monday, October 25, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law.

The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is six (6) months from the date of said sale.

Property Address: 3850 220th Street W., Farmington, Minnesota 55024.

Tax Parcel ID Number: 14-23750-060-00.

Each person holding a junior lien upon the Mortgaged Property or some part thereof may redeem beginning after the expiration of the Mortgagor's redemption period, but only if one week or more before the end of the Mortgagor's redemption period the creditor files with the Office of the County Recorder in the county where the Mortgaged Property is located a notice of intention to redeem.

On or before 11:59 p.m. on April 25, 2011, the Mortgagor must vacate the property if the Mortgage is not reinstated under Minn. Stat. §580.30 or the property redeemed under Minn. Stat. §580.23.

Dated: September 7, 2010 THE FIRST STATE BANK OF ROSEMOUNT FAEGRE & BENSON LLP

By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2336218 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,402.00 MORTGAGOR(S): Nicole Sanchez, a married person and Jeanne Goss and Bruce Goss, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 05, 2009 Dakota County Registrar of Titles Document Number: T643261 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100665300000083566 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 146531 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17435 Jersey Way,

Property Address: 17435 Jersey Way, Lakeville, MN 55044-7769 Tax Parcel ID Number: 22-27500-220-01 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Forest Hills.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,851.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 15, 2011, or the next business day if April 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016641F01 2320425 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2007 MORTGAGORS: Scott A. Lysne and Lesia F. Lysne, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2007, Dakota County Recorder, Document No. 2519833.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2009, Recorded: December 30, 2009, Document No. 2704984.

And thereafter assigned to: Selene Finance LP, Dated: January 20, 2010, Recorded: January 20, 2010, Document No 2708852, as corrected by Corrective Assignment, Dated: August 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100252101000194562 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lendsource, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: 14272 Flora Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-16590-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Cedar Isle Village Homes.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $307,023.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

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26, 2010 at 10:00 AM If the Mortgage is not reinstated PLACE OF SALE: S h e r i f f ' s O f f i c e , under Minn. Stat. §580.30 or the propLaw Enforcement Center, 1580 Hwy erty is not redeemed under Minn. Stat.

55, Lobby #S-100, Hastings, MN §580.23, the Mortgagor must vacate to pay the debt then secured by said the property on or before 11:59 p.m. on Mortgage, and taxes, if any, on said April 15, 2011, or the next business premises, and the costs and disburse- day if April 15, 2011 falls on a Saturm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s day, Sunday or legal holiday. allowed by law subject to redemption Mortgagor(s) released from financial within six (6) months from the date of obligation: NONE said sale by the mortgagor(s), their THIS COMMUNICATION IS FROM personal representatives or assigns A DEBT COLLECTOR ATTEMPTunless reduced to Five (5) weeks under ING TO COLLECT A DEBT. ANY MN Stat. §580.07.

INFORMATION OBTAINED WILL BE TIME AND DATE TO VACATE PROP- USED FOR THAT PURPOSE. ERTY: If the real estate is an THE RIGHT TO VERIFICATION OF owner-occupied, single-family dwell- THE DEBT AND IDENTITY OF THE ing, unless otherwise provided by law, ORIGINAL CREDITOR WITHIN THE the date on or before which the mort- T I M E P R O V I D E D B Y L A W I S N O T gagor(s) must vacate the property if the AFFECTED BY THIS ACTION. mortgage is not reinstated under secTHE TIME ALLOWED BY LAW FOR tion 580.30 or the property is not REDEMPTION BY THE MORTGAGOR, redeemed under section 580.23 is THE MORTGAGOR'S PERSONAL REP11:59 p.m. on April 26, 2011.

RESENTATIVES OR ASSIGNS, MAY BE MORTGAGOR(S) RELEASED FROM REDUCED TO FIVE WEEKS IF A JUDIFINANCIAL OBLIGATION ON MORT- CIAL ORDER IS ENTERED UNDER GAGE: None MINNESOTA STATUTES, SECTION "THE TIME ALLOWED BY LAW FOR 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G REDEMPTION BY THE MORTGAGOR, OTHER THINGS, THAT THE MORTTHE MORTGAGOR'S PERSONAL REP- GAGED PREMISES ARE IMPROVED RESENTATIVES OR ASSIGNS, MAY BE WITH A RESIDENTIAL DWELLING OF REDUCED TO FIVE WEEKS IF A JUDI- LESS THAN FIVE UNITS, ARE NOT CIAL ORDER IS ENTERED UNDER PROPERTY USED IN AGRICULTURAL MINNESOTA STATUTES, SECTION PRODUCTION, AND ARE ABANDONED. 582.032, DETERMINING, AMONG DATED: September 02, 2010 OTHER THINGS, THAT THE MORTASSIGNEE OF MORTGAGEE: GAGED PREMISES ARE IMPROVED Deutsche Bank National Trust WITH A RESIDENTIAL DWELLING OF Company, as Trustee for Saxon LESS THAN FIVE UNITS, ARE NOT Asset Securities Trust 2007-4 PROPERTY USED IN AGRICULTURAL Wilford & Geske, P.A. P R O D U C T I O N , A N D A R E Attorneys for Assignee of Mortgagee ABANDONED." Lawrence A. Wilford Dated: August 23, 2010.

James A. Geske Selene Finance LP 8425 Seasons Parkway, Suite 105 Mortgagee/Assignee of Mortgagee Woodbury, MN 55125-4393 USSET, WEINGARDEN AND LIEBO, P.L.L.P. (651) 209-3300 By: Paul A. Weingarden File Number: 016747F01 Attorneys for Mortgagee/Assignee of 2327704 9/2-10/7/10 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF MORTGAGE (952) 925-6888 FORECLOSURE SALE 90-1611 THE RIGHT TO VERIFICATION 0000033548 THIS IS A COMMUNICATION FROM OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN A DEBT COLLECTOR. 2328646 9/2-10/7/10 THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of NOTICE OF MORTGAGE the following described mortgage: FORECLOSURE SALE DATE OF MORTGAGE: O c t o b e r 1 0 , N O T I C E I S H E R E B Y G I V E N t h a t 2008 default has occurred in the conditions MORTGAGOR: David D. Thompson, a of the following described mortgage: single person.

DATE OF MORTGAGE: July 17, 2007 MORTGAGEE: Mortgage Electronic ORIGINAL PRINCIPAL AMOUNT OF Registration Systems, Inc. MORTGAGE: $173,400.00 DATE AND PLACE OF RECORDING: M O R T G A G O R ( S ) : G r e g o r y K . Recorded October 28, 2008, Dakota Ascherman and Cynthia M. Ascher- C o u n t y R e c o r d e r , D o c u m e n t N o . man, husband and wife 2620063.

MORTGAGEE: Mortgage Electronic ASSIGNMENTS OF MORTGAGE: Registration Systems, Inc. Assigned to: Chase Home Finance, DATE AND PLACE OF RECORDING: LLC, Dated: August 20, 2010.

Recorded: August 02, 2007 Dakota TRANSACTION AGENT: Mortgage County Recorder Electronic Registration Systems, Inc. Document Number: 2534850 TRANSACTION AGENT'S MORTASSIGNMENTS OF MORTGAGE: GAGE IDENTIFICATION NUMBER ON And assigned to: Deutsche Bank MORTGAGE: 100061907000063388 National Trust Company, as Trustee LENDER OR BROKER AND MORTfor Saxon Asset Securities Trust GAGE ORIGINATOR STATED ON 2007-4 MORTGAGE: Summit Mortgage CorpoDated: August 24, 2010 ration Transaction Agent: Mortgage ElecRESIDENTIAL MORTGAGE SERtronic Registration Systems, Inc. VICER: Chase Home Finance LLC Transaction Agent Mortgage IdentifiMORTGAGED PROPERTY ADDRESS: cation Number: 100236400000299012 5994 200th Street West, Farmington, Lender or Broker: Mercantile Mort- MN 55024 gage Company TAX PARCEL I.D. #: 141650501002 Residential Mortgage Servicer: Saxon LEGAL DESCRIPTION OF PROPMortgage Services, Inc. ERTY: Mortgage Originator: Not Applicable LOT ONE (1), BLOCK TWO (2), COUNTY IN WHICH PROPERTY IS CHARLESWOOD SIXTH ADDITION, LOCATED: Dakota DAKOTA COUNTY, MINNESOTA Property Address: 930 18th Ave N, COUNTY IN WHICH PROPERTY IS South Saint Paul, MN 55075-1433 LOCATED: Dakota Tax Parcel ID Number: ORIGINAL PRINCIPAL AMOUNT OF 36-30900-170-02 (Lot 17) MORTGAGE: $303,287.00 36-30900-181-02 (Part of Lot 18) AMOUNT DUE AND CLAIMED TO BE L E G A L D E S C R I P T I O N O F P R O P - DUE AS OF DATE OF NOTICE, INCLUDERTY: Lot Seventeen (17), Block Two ING TAXES, IF ANY, PAID BY MORT(2), Grand View Addition to South St. GAGEE: $311,918.63 Paul, and, that part of Lot Eighteen That prior to the commencement of (18), Block Two (2), of said Grand View this mortgage foreclosure proceeding A d d i t i o n t o S o u t h S t . P a u l , l y i n g Mortgagee/Assignee of Mortgagee comsoutherly of the following described plied with all notice requirements as line: required by statute; That no action or Commencing at the Northwest cor- proceeding has been instituted at law ner of said Lot Eighteen (18); thence o r o t h e r w i s e t o r e c o v e r t h e d e b t southerly along the west line of said secured by said mortgage, or any part Lot Eighteen (18) a distance of 34.86 thereof; feet to the point of beginning of the PURSUANT to the power of sale conline to be described; thence easterly, tained in said mortgage, the above deflecting to the left 90 degrees, 33 described property will be sold by the minutes 37 seconds, to the east line of Sheriff of said county as follows: said Lot Eighteen (18), and there terDATE AND TIME OF SALE: October minating, according to the plat thereof 22, 2010 at 10:00 AM now on file and of record in the Office PLACE OF SALE: S h e r i f f ' s O f f i c e , of the County Recorder in and for said Law Enforcement Center, 1580 Hwy Dakota County, Minnesota.

55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said D U E A S O F D A T E O F N O T I C E : Mortgage, and taxes, if any, on said $183,489.47 premises, and the costs and disburseTHAT all pre-foreclosure require- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ments have been complied with; that allowed by law subject to redemption no action or proceeding has been insti- within six (6) months from the date of tuted at law or otherwise to recover the said sale by the mortgagor(s), their debt secured by said mortgage, or any personal representatives or assigns part thereof; unless reduced to Five (5) weeks under PURSUANT to the power of sale con- MN Stat. §580.07. tained in said mortgage, the TIME AND DATE TO VACATE PROPabove-described property will be sold E R T Y : I f t h e r e a l e s t a t e i s a n by the Sheriff of said county as fol- owner-occupied, single-family dwelllows: ing, unless otherwise provided by law, DATE AND TIME OF SALE: October the date on or before which the mort15, 2010 at 10:00 AM gagor(s) must vacate the property if the PLACE OF SALE: Dakota County mortgage is not reinstated under secLaw Enforcement Center, 1580 High- tion 580.30 or the property is not way 55, Lobby S-100, Hastings, Minne- redeemed under section 580.23 is sota 11:59 p.m. on April 22, 2011. to pay the debt secured by said mortMORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None ments, including attorney fees allowed by law, subject to redemption within ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� �� ���� ������ ������ ������� ���������� ���� ��������� GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8883 1771101921 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2328379 9/2-10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,750.00 MORTGAGOR(S): Jayson L. DeBaere, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2004 Dakota County Recorder Document Number: 2220546 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021800051305544 Lender or Broker: Washtenaw Mortgage Company Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5374 185th St W, Farmington, MN 55024-8651 Tax Parcel ID Number: 14-19508-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Dakota County Estates 9th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,770.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017180F01 2366049 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12990 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12990 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Randall A. Cooper, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Five Hundred Thirty Six and 00/100 ($4,536.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 15, 2010, and recorded June 11, 2010, as Document No. 2 7 3 5 1 3 5 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: October 13, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on April 13, 2011.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 24, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144155 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2321840 9/2-10/7/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 MORTGAGOR(S): Wayne Chapman, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: June 01, 2006 Dakota County Registrar of Titles Document Number: 591356 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139972 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 705 E Burnsville Pkwy Apt 208, Burnsville, MN 55337-3634 Tax Parcel ID Number: 02-32600-740-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 208, located in Condominium No. 7, Woodhurst West, a Condominium, Dakota County, Minnesota, according tot he Declaration and Bylaws dated and filed October 26, 1972, as Document No. 64663, and as amended in Document no. 67368 filed on the ninth day of May, 1973, and the floor plans filed as Document No. 64664 on October 26, 1972, and as amended in Document No. 67369, filed May 9, 1973, files of the Dakota County Registrar of Titles.

Registrar of Titles.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,768.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016727F01 2329930 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,300.00 MORTGAGOR(S): Daniel S. Kealey, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 28, 2007 Dakota County Recorder Document Number: 2540555 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: August 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100330000000043298 Lender or Broker: Midamerica Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 320 E 152nd St, Burnsville, MN 55306-5008 Tax Parcel ID Number: 02-18575-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Three (3), Crystal Lake Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,751.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016403F01 2334971 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2003 MORTGAGORS: C h r i s t o p h e r J .

Woolsey and Julie A. Woolsey, Husband and Wife.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded August 22, 2003, Dakota County Recorder, Document No. 2099388.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2316 Lemay Lake Road, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 270410001836 LEGAL DESCRIPTION OF PROPERTY: THE WEST 1 ACRE OF THE EAST 2 ACRES OF THE SOUTH 225.4 FEET OF NORTH 306.9 FEET OF LOT 36, AUDITORS SUBDIVISION NO.34, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,532.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 26, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8919 1583775929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335758 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2001 MORTGAGOR: John E. Mahoney, a single person.

MORTGAGEE: Voyageur Financial, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753662.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753663. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 3, 2002, Recorded: May 20, 2002, Document No. 1897581. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: August 5, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 773 Cougar Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 105380111201 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 11, Block 1, Oakwood Heights 2nd Addition, lying easterly of a line drawn from a point on the north line of said Lot 11 distant 37.56 feet westerly of the northeast corner of said Lot 11, to a point on the south line of said Lot 11, distant 53.15 westerly of the southeast corner of said Lot 11, according to the recorded plat thereof on file and of record in the office of the County Recorder in and for Dakota County, Minnesota.

Abstract Property 60-3003 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,787.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3093 5300988507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2336078 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Vernon Hanson and Marilyn Hanson, husband and wife MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF REGISTERING: Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491187 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: January 17, 2003 Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491188 And assigned to: New York Community Bank Dated: September 15, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127340 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12812 16th Ave S, Burnsville, MN 55337-3745 Tax Parcel ID Number: 02-31100-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block One (1) in Grosse Pointe First Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,853.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016985F01 2370997 10/7-11/11/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 MORTGAGOR(S): Mark Sandstrom and Andrea Sandstrom, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 02, 2006 Dakota County Registrar of Titles Document Number: 595197 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001022471 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 1040438 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 943 6th Ave S, South Saint Paul, MN 55075-3038 Tax Parcel ID Number: 36-48750-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Four (4), of M.D. Millers Spring Park Addition to South St. Paul, Dakota County, Minnesota, according to the plat thereof on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,093.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016342F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to December 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016342F01 2360728 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2004.

MORTGAGOR(S): 12950 Aldrich Avenue South, LLC, a Minnesota limited liability company.

MORTGAGEE: Boundary Waters Bank.

DATE AND PLACE OF RECORDING: Filed December 30, 2004, Dakota County Recorder, as Document No. 2281013, modified by Modification of Mortgage dated November 1, 2007, filed December 3, 2007, as Document No. 2559074.

ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Boundary Waters Bank.

Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Boundary Waters Bank.

MORTGAGED PROPERTY ADDRESS: 12950 Aldrich Avenue South, Burnsville, Minnesota, 55337.

TAX PARCEL I.D. NO.: 02-44200-040-01.

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lange Plaza, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,400,000.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $1,064,507.91.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 10, 2010 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none.

Dated: September 14, 2010 BOUNDARY WATERS BANK, Mortgagee /s/ Kelly S. Hadac KELLY S. HADAC -forAtty. I.D. #0328194 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1133369 2347365 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGORS: Mario Guadarrama Irazoque and Elizabeth Gutierrez, husband and wife.

MORTGAGEE: Moneylink Inc. DATE AND PLACE OF RECORDING: Recorded September 26, 2006, Dakota County Recorder, Document No. 2464100.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: October 5, 2007, Recorded: October 25, 2007, Document No. 2552690. And thereafter assigned to: Chase Home Finance LLC, Dated: May 7, 2009, Recorded: May 13, 2009, Document No. 2656653.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Moneylink Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 504 Wilson Court, Northfield, MN 55057 TAX PARCEL I.D. #: 43-52100070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, North Ridge Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 31, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8835 1064079706 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2335719 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,625.00 MORTGAGOR(S): Nexon Nou and Heang Oum, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: April 11, 2005 Dakota County Registrar of Titles Document Number: 562777 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120380 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1948 Carnelian Ln, Eagan, MN 55122-2947 Tax Parcel ID Number: 10-16704-130-13 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 13, in Cedar Grove Number 5 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,512.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010922F02 2335166 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2006 MORTGAGORS: Melissa L. Prindle and Joseph G. Prindle, Jr., wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 13, 2006, Dakota County Recorder, Document No. 2397062.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: August 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000961438 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19162 Inndale Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222060122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, CIC No. 342, Dodd Marsh Highlands Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,620.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,549.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

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������ 582.032, DETE R M I N I N G������ , A M O N G ������� ������� �� ���� OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in the conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: November 13, Dated: August 31, 2010.

2003 PNC Bank, National Association ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $200,600.00 MORTGAGOR(S): Thuy Bich Le, a By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of married person MORTGAGEE: American Residential Mortgagee Mortgage, LP 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded: January 08, 2004 Dakota (952) 925-6888 County Recorder 4-2268 Document Number: 2162081 0004449853 ASSIGNMENTS OF MORTGAGE: THIS IS A COMMUNICATION FROM assigned to: TCF Mortgage CorAnd A DEBT COLLECTOR. 2336129 9/9-10/14/10 poration Dated: November 13, 2003 Recorded: January 08, 2004 Dakota County Recorder NOTICE OF MORTGAGE Document Number: 2162082 FORECLOSURE SALE And assigned to: Mortgage ElecTHE RIGHT TO VERIFICATION tronic Registration Systems, Inc. OF THE DEBT AND IDENTITY OF Dated: May 01, 2006 THE ORIGINAL CREDITOR WITHIN Recorded: May 11, 2006 Dakota THE TIME PROVIDED BY LAW IS County Recorder NOT AFFECTED BY THIS ACTION. Document Number: 2428213 NOTICE IS HEREBY GIVEN, that And assigned to: U.S. Bank National default has occurred in conditions of Association the following described mortgage: Dated: June 09, 2010 DATE OF MORTGAGE: A u g u s t 1 8 , Recorded: June 17, 2010 Dakota 2004 County Recorder MORTGAGORS: William J. Waataja Document Number: 2736089 and Diane C. Waataja, husband and Transaction Agent: Mortgage Elecwife. tronic Registration Systems, Inc. MORTGAGEE: Mortgage Electronic Transaction Agent Mortgage IdentifiRegistration Systems, Inc.. cation Number: 100021248001934353 DATE AND PLACE OF RECORDING: Lender or Broker: American ResiRecorded September 8, 2004, Dakota dential Mortgage, LP County Recorder, Document No. Residential Mortgage Servicer: U.S. 2245816.

Bank Home Mortgage ASSIGNMENTS OF MORTGAGE: Mortgage Originator: Not Applicable Assigned to: U.S. Bank, N.A., Dated: COUNTY IN WHICH PROPERTY IS September 15, 2010.

LOCATED: Dakota TRANSACTION AGENT: Mortgage Property Address: 17544 Gage Ct, Electronic Registration Systems, Inc. Lakeville, MN 55044 TRANSACTION AGENT'S MORTTax Parcel ID Number: GAGE IDENTIFICATION NUMBER ON 22-18305-060-02 MORTGAGE: 100103210000072552 LEGAL DESCRIPTION OF PROPLENDER OR BROKER AND MORT- ERTY: Lot 6, Block 2, Country Pond G A G E O R I G I N A T O R S T A T E D O N South 6th Addition, Dakota County, MORTGAGE: Prime Mortgage Corpora- Minnesota. tion AMOUNT DUE AND CLAIMED TO BE RESIDENTIAL MORTGAGE SER- D U E A S O F D A T E O F N O T I C E : VICER: U.S. Bank Home Mortgage $208,812.12 MORTGAGED PROPERTY ADDRESS: THAT all pre-foreclosure require13101 Pleasant Place, Burnsville, MN ments have been complied with; that 55337 no action or proceeding has been instiTAX PARCEL I.D. #: 024170102005 tuted at law or otherwise to recover the LEGAL DESCRIPTION OF PROP- debt secured by said mortgage, or any ERTY: part thereof; Lot 2, Block 5, Kelly Heights Second PURSUANT to the power of sale conAddition, Dakota County, Minnesota tained in said mortgage, the COUNTY IN WHICH PROPERTY IS above-described property will be sold LOCATED: Dakota by the Sheriff of said county as folORIGINAL PRINCIPAL AMOUNT OF lows: MORTGAGE: $220,000.00 DATE AND TIME OF SALE: October AMOUNT DUE AND CLAIMED TO BE 22, 2010 at 10:00 AM DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE: Dakota County ING TAXES, IF ANY, PAID BY MORT- Law Enforcement Center, 1580 HighGAGEE: $209,198.41 way 55, Lobby S-100, Hastings, MinneThat prior to the commencement of sota this mortgage foreclosure proceeding to pay the debt secured by said mortMortgagee/Assignee of Mortgagee com- gage and taxes, if any, on said preplied with all notice requirements as mises and the costs and disburserequired by statute; That no action or ments, including attorney fees allowed proceeding has been instituted at law by law, subject to redemption within o r o t h e r w i s e t o r e c o v e r t h e d e b t six (6) months from the date of said secured by said mortgage, or any part sale by the mortgagor(s), their perthereof; sonal representatives or assigns.

PURSUANT to the power of sale conIf the Mortgage is not reinstated tained in said mortgage, the above under Minn. Stat. §580.30 or the propdescribed property will be sold by the erty is not redeemed under Minn. Stat.

Sheriff of said county as follows: §580.23, the Mortgagor must vacate DATE AND TIME OF SALE: Novem- the property on or before 11:59 p.m. on ber 18, 2010 at 10:00 AM April 22, 2011, or the next business PLACE OF SALE: S h e r i f f ' s O f f i c e , day if April 22, 2011 falls on a SaturLaw Enforcement Center, 1580 Hwy day, Sunday or legal holiday.

55, Lobby #S-100, Hastings, MN Mortgagor(s) released from financial to pay the debt then secured by said obligation: NONE Mortgage, and taxes, if any, on said THIS COMMUNICATION IS FROM premises, and the costs and disburse- A DEBT COLLECTOR ATTEMPTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TO COLLECT A DEBT. ANY allowed by law subject to redemption INFORMATION OBTAINED WILL BE within six (6) months from the date of USED FOR THAT PURPOSE. said sale by the mortgagor(s), their THE RIGHT TO VERIFICATION OF personal representatives or assigns THE DEBT AND IDENTITY OF THE unless reduced to Five (5) weeks under ORIGINAL CREDITOR WITHIN THE MN Stat. §580.07.

TIME PROVIDED BY LAW IS NOT TIME AND DATE TO VACATE PROP- AFFECTED BY THIS ACTION. ERTY: If the real estate is an THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwell- REDEMPTION BY THE MORTGAGOR, ing, unless otherwise provided by law, THE MORTGAGOR'S PERSONAL REPthe date on or before which the mort- RESENTATIVES OR ASSIGNS, MAY BE gagor(s) must vacate the property if the REDUCED TO FIVE WEEKS IF A JUDImortgage is not reinstated under sec- CIAL ORDER IS ENTERED UNDER tion 580.30 or the property is not MINNESOTA STATUTES, SECTION redeemed under section 580.23 is 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 11:59 p.m. on May 18, 2011.

OTHER THINGS, THAT THE MORTMORTGAGOR(S) RELEASED FROM GAGED PREMISES ARE IMPROVED FINANCIAL OBLIGATION ON MORT- WITH A RESIDENTIAL DWELLING OF GAGE: None LESS THAN FIVE UNITS, ARE NOT "THE TIME ALLOWED BY LAW FOR PROPERTY USED IN AGRICULTURAL REDEMPTION BY THE MORTGAGOR, PRODUCTION, AND ARE ABANDONED. THE MORTGAGOR'S PERSONAL REPDATED: September 09, 2010 RESENTATIVES OR ASSIGNS, MAY BE ASSIGNEE OF MORTGAGEE: REDUCED TO FIVE WEEKS IF A JUDIU.S. Bank National Association CIAL ORDER IS ENTERED UNDER Wilford & Geske, P.A. MINNESOTA STATUTES, SECTION Attorneys for Assignee of Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Lawrence A. Wilford OTHER THINGS, THAT THE MORT- James A. Geske GAGED PREMISES ARE IMPROVED 8425 Seasons Parkway, Suite 105 WITH A RESIDENTIAL DWELLING OF Woodbury, MN 55125-4393 LESS THAN FIVE UNITS, ARE NOT (651) 209-3300 PROPERTY USED IN AGRICULTURAL File Number: 014789F03 P R O D U C T I O N , A N D A R E 2331156 9/9-10/14/10 ABANDONED." Dated: September 22, 2010.

U.S. Bank, N. A. NOTICE OF MORTGAGE Mortgagee/Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden AND IDENTITY OF THE DEBT THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee TIME PROVIDED BY LAW IS NOT 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN: That (952) 925-6888 default has occurred in the conditions 19-1213 of the following described mortgage: THIS IS A COMMUNICATION FROM DATE OF MORTGAGE: July 18, 2006 A DEBT COLLECTOR. ORIGINAL PRINCIPAL AMOUNT OF 2367628 10/7-11/11/10

PUBLIC NOTICE

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PUBLIC NOTICE

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��� ������� �� ���� ������ ������ pre foreclosure require THAT all������� ments have been complied with; that ���������� ���� ��������� ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Munir Zabri, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100020410001253801 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 1, 2006, as Document No. 2449909 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: May 7, 2008, and recorded May 19, 2008 by Document No. 2590994.

LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Middle Creek East 3rd addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 20691 East Oaks Drive, Farmington, MN 55024 PROPERTY I.D: 14-48762-150-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Two Thousand Eight Hundred Thirty-Five and 24/100 ($302,835.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 26, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00397-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3721414 09/09/2010, 09/16/2010, 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010 2334008 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 MORTGAGOR(S): Joan J Ellsworth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2005 Dakota County Recorder Document Number: 2310583 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604235896133 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7567 Dawn Ave, Inver Grove Heights, MN 55076-3135 Tax Parcel ID Number: 20-53651-050-07 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, The Oaks Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,178.95 THAT all pre-foreclosure require-

no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016912F01 2334967 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony Kimmen and Jennifer A. Kimmen, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460681 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Dated: September 05, 2006 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1464 Brittany Rd, Hastings, MN 55033-2410 Tax Parcel ID Number: 19-71000-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,856.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016763F01 2331294 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,182.00 MORTGAGOR(S): Myron A Okstad, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 16, 2009 Dakota County Recorder Document Number: 2631367 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139105012355177 Lender or Broker: Residential Mortgage Group, a division of Interbank, FSB Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14138 Plymouth Ave, Burnsville, MN 55337-5717 Tax Parcel ID Number: 02-58450-057-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 57, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,863.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2011, or the next business day if April 26, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016316F01 2333700 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 8 , 2006 MORTGAGOR:Bernardino G. Lopez and Maria C. Perez, husband and wife.

MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered February 24, 2006, Dakota County Registrar of Titles, Document No. 585387, Certificate of Title No. 130893.

A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 408 20th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368370002001 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1 in Western Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$206,176.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 2, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3181 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372502 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 11, 2006 MORTGAGORS:Matthew J. Lundgren and Holly J. Lundgren, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 22, 2007, Dakota County Registrar of Titles, Document No. 604845, Certificate of Title No. 129581.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Fundings Associates, LP, Dated: September 10, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516110173-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, LP RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, LP MORTGAGED PROPERTY ADDRESS: 1009 156th Street East, Burnsville, MN 55306 TAX PARCEL I.D. #: 024580106003 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Three (3), in Logarto Second Addition, according to the recorded plat thereof in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$223,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,846.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1912 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372249 10/7/10-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGORS: Matthew J. Sandgren and Melissa L. Sandgren, husband and wife.

wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 9, 2007, Dakota County Recorder, Document No. 2529164.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 18, 2009, Recorded: October 8, 2009, Document No. 2689256.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039643631 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: 1st Trust Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14417 Guthrie Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-16401-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Carrollwood Village Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $305,478.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7093 1991534991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345145 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 MORTGAGORS: S o u l i D a o h e u a n g and Malalack Daoheuang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 4, 2007, Dakota County Recorder, Document No. 2521549.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: October 13, 2009, Recorded: November 9, 2009, Document No. 2695118.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

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GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014394289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1496 Auburn Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-75950-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Thomas Lake Heights, according to the plat thereof now on file and of record within and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,911.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 1044886480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345446 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 MORTGAGOR(S): Robert D Ring, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358775 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000283552 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 620 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-83900-001-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Whippoorwill Ridge Condominium, Common Interest Community No. 238, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,208.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016753F01 2343824 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2005 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife.

MORTGAGEE: Nationwide Lending Corporation.

DATE AND PLACE OF RECORDING: Recorded June 6, 2005, Dakota County Recorder, Document No. 2327815.

ASSIGNMENTS OF MORTGAGE: Assigned to: New Century Mortgage Corporation pursuant to court order filed as Document No. 2722144. And thereafter assigned to: Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-NC2, Dated: October 1, 2009, Recorded: April 16, 2010, Document No. 2725160.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nationwide Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20071 Heathrow Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-303-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2303, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,321.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3278 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345239 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE PURSUANT TO VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated June 4, 2010, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record June 4, 2010, as Document No. 2733884 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. The original principal amount secured by the Mortgage was: one hundred forty thousand and 00/100 Dollars ($140,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: one hundred forty thousand seven hundred sixty-six and 67/100 Dollars ($140,766.67).

6. This mortgage foreclosure is being conducted in accordance with th e terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated September 14, 2010.

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 42, Block 3, Mystic Meadows 1st Addition, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on October 29, 2010, at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

8. The street address of the mortgaged property is 19846 Deerbrooke Path, Farmington, MN 55024 and the tax parcel identification number is 14-51250-420-03.

9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is two (2) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes §582.32, Subd. 9, beginning after the expiration of the mortgagor's redemption period.

10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360630 9/30-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Dated: September 3, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated May 29, 2008. The afore-mentioned Mortgage was executed by Kenneth L. Zaffke and Audrey A. Zaffke, husband and wife, as Mortgagor, and in favor of Home Federal Savings Bank, as Mortgagee, and recorded with the Dakota County Recorder's Office on July 10, 2008, as document number 2601279. The land described in the Mortgage is not registered land. The current fee title holder is Kenneth L. Zaffke and Audrey A. Zaffke.

2. The original principal amount secured by the Mortgage is Fifty Thousand and no/100 Dollars ($50,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notices and other requirements of applicable statutes.

5. At the date of this notice the amount due on the Mortgage is $57,457.90.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and land located at 1235 Wilderness Park Circle, Eagan, Minnesota 55123, and legally described as follows: Lot 11, Block 1, Wilderness Park Addition, Dakota County, Minnesota will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on October 28, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033-2343, to pay the debt then secured by said Mortgage, taxes, if any, on the premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of sale by the mortgagor(s), their personal representatives or assigns.

7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale.

8. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: 11:59 p.m. on April 28, 2011.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. No Mortgagor has been released from liability prior to the above date.

KOEPKE LAW GROUP, P.A. By: /s/ Shawn R. Welk (#0393313) 3161 Fernbrook Lane North Plymouth, Minnesota 55447 Telephone: (763) 201-1218 Its: Attorney in Fact THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2336246 9/9-10/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE

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������ ������� ���� County PLACE OF SALE: �� Dakota AMOUNT DUE ������ AND CLAIMED TO BE ������� D U E A S O F D A T E O F N O T I C E : Law Enforcement Center, 1580 High$244,598.44 way 55, Lobby S-100, Hastings, MinneTHAT all pre-foreclosure require- sota ments have been complied with; that to pay the debt secured by said mortno action or proceeding has been insti- gage and taxes, if any, on said pretuted at law or otherwise to recover the mises and the costs and disbursedebt secured by said mortgage, or any ments, including attorney fees allowed part thereof; that this is registered by law, subject to redemption within property; six (6) months from the date of said PURSUANT to the power of sale con- sale by the mortgagor(s), their pert a i n e d i n s a i d m o r t g a g e , t h e sonal representatives or assigns. above-described property will be sold If the Mortgage is not reinstated by the Sheriff of said county as fol- under Minn. Stat. §580.30 or the proplows: erty is not redeemed under Minn. Stat.

DATE AND TIME OF SALE: October §580.23, the Mortgagor must vacate 22, 2010 at 10:00 AM the property on or before 11:59 p.m. on PLACE OF SALE: Dakota County April 22, 2011, or the next business Law Enforcement Center, 1580 High- day if April 22, 2011 falls on a Saturway 55, Lobby S-100, Hastings, Minne- day, Sunday or legal holiday. sota Mortgagor(s) released from financial to pay the debt secured by said mort- obligation: NONE gage and taxes, if any, on said preTHIS COMMUNICATION IS FROM mises and the costs and disburse- A DEBT COLLECTOR ATTEMPTments, including attorney fees allowed ING TO COLLECT A DEBT. ANY by law, subject to redemption within INFORMATION OBTAINED WILL BE six (6) months from the date of said USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF sale by the mortgagor(s), their personal representatives or assigns.

THE DEBT AND IDENTITY OF THE If the Mortgage is not reinstated ORIGINAL CREDITOR WITHIN THE under Minn. Stat. §580.30 or the prop- T I M E P R O V I D E D B Y L A W I S N O T erty is not redeemed under Minn. Stat. AFFECTED BY THIS ACTION. §580.23, the Mortgagor must vacate THE TIME ALLOWED BY LAW FOR the property on or before 11:59 p.m. on REDEMPTION BY THE MORTGAGOR, April 22, 2011, or the next business THE MORTGAGOR'S PERSONAL REPday if April 22, 2011 falls on a Satur- RESENTATIVES OR ASSIGNS, MAY BE day, Sunday or legal holiday.

REDUCED TO FIVE WEEKS IF A JUDIMortgagor(s) released from financial CIAL ORDER IS ENTERED UNDER obligation: NONE MINNESOTA STATUTES, SECTION THIS COMMUNICATION IS FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR ATTEMPT- OTHER THINGS, THAT THE MORTING TO COLLECT A DEBT. ANY GAGED PREMISES ARE IMPROVED INFORMATION OBTAINED WILL BE WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ORIGINAL CREDITOR WITHIN THE ASSIGNEE OF MORTGAGEE: TIME PROVIDED BY LAW IS NOT Litton Loan Servicing, LP AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Wilford & Geske, P.A. REDEMPTION BY THE MORTGAGOR, Attorneys for Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REP- Lawrence A. Wilford RESENTATIVES OR ASSIGNS, MAY BE James A. Geske REDUCED TO FIVE WEEKS IF A JUDI- 8425 Seasons Parkway, Suite 105 CIAL ORDER IS ENTERED UNDER Woodbury, MN 55125-4393 MINNESOTA STATUTES, SECTION (651) 209-3300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G File Number: 016589F01 9/9-10/14/10 OTHER THINGS, THAT THE MORT- 2335086 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. THE RIGHT TO VERIFICATION DATED: September 09, 2010 OF THE DEBT AND IDENTITY OF ASSIGNEE OF MORTGAGEE: THE ORIGINAL CREDITOR WITHIN BAC Home Loans Servicing, L.P. THE TIME PROVIDED BY LAW IS Wilford & Geske, P.A. NOT AFFECTED BY THIS ACTION. Attorneys for Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that Lawrence A. Wilford default has occurred in conditions of James A. Geske the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE: April 9, 2007 Woodbury, MN 55125-4393 MORTGAGORS: K e l l i M . M o l z a h n (651) 209-3300 and Ryan L. Molzahn, wife and husFile Number: 010685F03 2336172 9/9-10/14/10 band.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded April 27, 2007, Dakota NOTICE OF MORTGAGE County Recorder, Document No. FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 2512798. default has occurred in the conditions ASSIGNMENTS OF MORTGAGE: of the following described mortgage: Assigned to: Chase Home Finance LLC, DATE OF MORTGAGE: December 04, Dated: March 30, 2010, Recorded: April 2006 12, 2010, Document No. 2724102.

ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTMORTGAGE: $172,600.00 MORTGAGOR(S): Marsha Wickel- GAGE IDENTIFICATION NUMBER ON gren, an unmarried person MORTGAGE: NONE MORTGAGEE: The National Bank LENDER OR BROKER AND MORTDATE AND PLACE OF RECORDING: GAGE ORIGINATOR STATED ON R e c o r d e d : D e c e m b e r 1 3 , 2 0 0 6 MORTGAGE: JPMorgan Chase Bank, Dakota County Recorder NA RESIDENTIAL MORTGAGE SERDocument Number: 2481652 VICER: Chase Home Finance LLC ASSIGNMENTS OF MORTGAGE: And assigned to: Citimortgage, Inc. MORTGAGED PROPERTY ADDRESS: Dated: December 04, 2006 4172 Diamond Drive, Eagan, MN 55122 Recorded: December 13, 2006 TAX PARCEL I.D. #: 101670005004 Dakota County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2481653 ERTY: Lot 5, Block 4, Cedar Grove No. 1, And assigned to: The National Bank Dated: July 14, 2008 Dakota County, Minnesota Recorded: July 21, 2008 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Document Number: 2603739 And assigned to: Suntrust Mortgage, MORTGAGE: $230,000.00 Inc. AMOUNT DUE AND CLAIMED TO BE Dated: July 17, 2008 DUE AS OF DATE OF NOTICE, INCLUDRecorded: July 21, 2008 Dakota ING TAXES, IF ANY, PAID BY MORTGAGEE: $241,072.14 County Recorder That prior to the commencement of Document Number: 2603740 And assigned to: Litton Loan Servic- this mortgage foreclosure proceeding ing, LP Mortgagee/Assignee of Mortgagee comDated: August 24, 2010 plied with all notice requirements as Transaction Agent: Not Applicable required by statute; That no action or Transaction Agent Mortgage Identifi- proceeding has been instituted at law or otherwise to recover the debt cation Number: Not Applicable Lender or Broker: The National Bank secured by said mortgage, or any part Residential Mortgage Servicer: Lit- thereof; PURSUANT to the power of sale conton Loan Servicing, LP Mortgage Originator: Not Applicable tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Sheriff of said county as follows: Property Address: 16927 Grenadier DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM Ave, Lakeville, MN 55044-9028 Tax Parcel ID Number: PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 22-27600-170-04 L E G A L D E S C R I P T I O N O F P R O P - 55, Lobby #S-100, Hastings, MN ERTY: Lot 17, Block 4, Foxborough, to pay the debt then secured by said according to the recorded plat thereof Mortgage, and taxes, if any, on said and situated in Dakota County, Minne- premises, and the costs and disbursesota. ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of said sale by the mortgagor(s), their $175,603.24 THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPtuted at law or otherwise to recover the debt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellpart thereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under section 580.30 or the property is not lows: DATE AND TIME OF SALE: October redeemed under section 580.23 is 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� �� ���� ������ ������ P R O D U ������� C T I O N , ABANDONED." ���������� ���� ��������� redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8172 1064149084 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340363 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGORS: G i l b e r t o Y b a r r a A/K/A Gilbert Ybarra and Estela S. Ybarra, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 20, 2009, Recorded: November 3, 2009, Document No. 2694027.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-56600-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,934.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

A N D

A R E

Dated: September 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345059 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGOR:Philo Cleigh, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487770.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011982508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 12922 Nicollet Avenue South, #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130049216 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes, a Condominium.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$75,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$79,882.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372238 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,995.00 MORTGAGOR(S): Susan M. Berg, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532525 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018006086 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14111 Essex Ln, Apple Valley, MN 55124-5802 Tax Parcel ID Number: 01-27651-310-02 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Foxmoore Ridge Two, CIC No. 128, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,569.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017346F01 2370687 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $600,000.00 MORTGAGOR(S): Kevin D Doheny, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130560 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1610 Blackhawk Lake Pl, Eagan, MN 55122-1200 Tax Parcel ID Number:

Tax Parcel ID Number: 10-14352-080-01 LEGAL DESCRIPTION OF PROPERTY: Block One (1), Lot Eight (8), in Blackhawk Glen 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $654,766.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016692F01 2337659 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2005 MORTGAGORS: Hoang Yen Truong and Danh Truong, wife and husband.

MORTGAGEE: C h a s e M a n h a t t a n Bank, USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2299945.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2007-CH1, Asset Backed Pass-Through Certificates, Series 2007-CH1, Dated: August 31, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Bank USA, NA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 12995 South Harriet Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-15180-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Brittany Heights.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,359.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3777 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345266 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,599.00 MORTGAGOR(S): Mark E Gangler and Allison L Gangler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2473074 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 31, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000603445 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3380 Cloman Way, Inver Grove Heights, MN 55076-1646 Tax Parcel ID Number: 20-44350-130-01 LEGAL DESCRIPTION OF PROPERTY: Unit 57, Building No. 15, Lakebridge Condominium No. 2, Condominium File No. 6, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,223.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 2338189 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,500.00 MORTGAGOR(S): Kevin D. Lee and May Y. Lee, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 13, 2007 Dakota County Recorder Document Number: 2530290 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604745994204 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13897 Fawn Ridge Way, Apple Valley, MN 55124-5035 Tax Parcel ID Number: 01-83251-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Waterford Village Second, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $487,963.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009045F02 2365417 10/7-11/11/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2009 MORTGAGOR:Jessica A. Bentson, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2009, Dakota County Recorder, Document No. 2653378.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900141145051 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15313 Greenhaven Lane #101, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002502 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25, Common Interest Community No. 145, Winterwood Villas, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$181,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$182,597.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372477 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 MORTGAGORS: D a r r i n M H a n s o n and Jodi A Hanson, husband and wife.

MORTGAGEE: AMC Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Registered December 11, 2006, Dakota County Registrar of Titles, Document No. 602413, Certificate of Title No.

No. 602413, Certificate of Title No. 113826.

ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association as Trustee, in trust for the registered holders of Citigroup Mortgage Loan Trust 2007-AMC, Asset-Backed pass through certificates, series 2007-AMC2, Dated: November 24, 2006, Recorded: August 11, 2008, Document No. T631740. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: August 24, 2009, Recorded: November 23, 2009, Document No. T654251 and by document no. T640091. And thereafter assigned to: CitiMortgage, Inc, Dated: August 25, 2009, Recorded: November 23, 2009, Document No. T654252.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AMC Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17540 Finesse Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 224162504001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Kenridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,067.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $395,478.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343420 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2003 MORTGAGORS: G r e g o r y L . R o s s mann and Kimberly A. Rossmann, husband and wife.

MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded August 20, 2003, Dakota County Recorder, Document No. 2097873.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC

MORTGAGE: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4363 Lodgepole Court, Eagan, MN 55122 TAX PARCEL I.D. #: 102488001206 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A The South 112 feet of Lot One (1) Block Six (6) Evergreen Park Addition Also: That part of Lot four (4) Block Six (6) of the plat of Evergreen Park Addition described as follows: Beginning at the Southwest corner of said Lot Four (4), thence North along the West line thereof a distance of 65 feet to the Northwest corner of said Lot Four (4), thence North 48 degrees, 46 minutes 44 seconds East a distance of 35.3 feet, thence South 14 degrees 50 minutes 07 seconds East a distance of 91.62 feet to the South line of said Lot Four (4), thence North 89 degrees, 39 minutes West along said South line a distance of 50 feet to the point of beginning.

Also: That part of Lot Three (3) Block Six (6) of the plat of Evergreen Park Addition, described as follows: Beginning at the Southwest corner of said Lot Three (3), thence North along the West line thereof a distance of 47 feet, thence South 54 degrees East a distance of 31 feet, thence South 14 degrees 50 minutes 07 seconds East a distance of 5.7 feet to the South line of said Lot Three (3) thence South 48 degrees 46 minutes 44 seconds West a distance of 35.3 feet to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,911.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343529 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2006 MORTGAGORS: Willie Lee Bacon and Wendy M. Bacon, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2006, Dakota County Recorder, Document No. 2453532.

2453532.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 30, 2009, Recorded: February 11, 2009, Document No. 2636867.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000350769596 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Home Loans, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3877 Princeton Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 10-45075-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Lexington Square, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $290,605.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344891 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 9 , 2005 MORTGAGORS: Kelly A. Aitkin and Wayne Apple Aitkin, wife and husband.

MORTGAGEE: Superior Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379517.

ASSIGNMENTS OF MORTGAGE: Assigned to: BNC Mortgage, Inc., Dated: October 19, 2005, Recorded: April 2, 2007, Document No. 2506820.

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: November 4, 2005, Recorded: April 2, 2007, Document No. 2506821.

And thereafter assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-1, Dated: August 6, 2010, Recorded: August 12, 2010, Document No. 2746030.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Superior Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS:

���

������ ������ ������� �� ���� sota MORTGAGED PROPERTY ADDRESS: ������� 13517 South 1st Avenue, Burnsville, to pay the debt secured by said mortMN 55337 gage and taxes, if any, on said preTAX PARCEL I.D. #: 024325003004 mises and the costs and disburseLEGAL DESCRIPTION OF PROP- ments, including attorney fees allowed by law, subject to redemption within ERTY: Lot 3, Block 4, Krestwood Knolls 1st six (6) months from the date of said Addition, Dakota County, Minnesota sale by the mortgagor(s), their perCOUNTY IN WHICH PROPERTY IS sonal representatives or assigns.

LOCATED: Dakota If the Mortgage is not reinstated ORIGINAL PRINCIPAL AMOUNT OF under Minn. Stat. §580.30 or the propMORTGAGE: $210,000.00 erty is not redeemed under Minn. Stat.

AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate DUE AS OF DATE OF NOTICE, INCLUD- the property on or before 11:59 p.m. on ING TAXES, IF ANY, PAID BY MORT- April 29, 2011, or the next business GAGEE: $213,996.93 day if April 29, 2011 falls on a SaturThat prior to the commencement of day, Sunday or legal holiday. this mortgage foreclosure proceeding Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee com- obligation: NONE plied with all notice requirements as THIS COMMUNICATION IS FROM required by statute; That no action or A DEBT COLLECTOR ATTEMPTproceeding has been instituted at law ING TO COLLECT A DEBT. ANY o r o t h e r w i s e t o r e c o v e r t h e d e b t INFORMATION OBTAINED WILL BE secured by said mortgage, or any part USED FOR THAT PURPOSE. thereof; THE RIGHT TO VERIFICATION OF PURSUANT to the power of sale con- THE DEBT AND IDENTITY OF THE tained in said mortgage, the above ORIGINAL CREDITOR WITHIN THE described property will be sold by the T I M E P R O V I D E D B Y L A W I S N O T Sheriff of said county as follows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: NovemTHE TIME ALLOWED BY LAW FOR ber 12 , 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: S h e r i f f ' s O f f i c e , THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 Hwy RESENTATIVES OR ASSIGNS, MAY BE 55, Lobby #S-100, Hastings, MN REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER Mortgage, and taxes, if any, on said MINNESOTA STATUTES, SECTION premises, and the costs and disburse- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s OTHER THINGS, THAT THE MORTallowed by law subject to redemption GAGED PREMISES ARE IMPROVED within six (6) months from the date of WITH A RESIDENTIAL DWELLING OF said sale by the mortgagor(s), their LESS THAN FIVE UNITS, ARE NOT personal representatives or assigns PROPERTY USED IN AGRICULTURAL unless reduced to Five (5) weeks under PRODUCTION, AND ARE ABANDONED. MN Stat. §580.07.

DATED: September 16, 2010 TIME AND DATE TO VACATE PROPMORTGAGEE: Wells Fargo Bank, ERTY: If the real estate is an N.A. successor by merger to owner-occupied, single-family dwellWachovia Mortgage, FSB f/k/a ing, unless otherwise provided by law, World Savings Bank, FSB the date on or before which the mort- Wilford & Geske, P.A. gagor(s) must vacate the property if the Attorneys for Mortgagee mortgage is not reinstated under sec- Lawrence A. Wilford tion 580.30 or the property is not James A. Geske redeemed under section 580.23 is 8425 Seasons Parkway, Suite 105 11:59 p.m. on May 12, 2011 .

Woodbury, MN 55125-4393 MORTGAGOR(S) RELEASED FROM (651) 209-3300 FINANCIAL OBLIGATION ON MORT- File Number: 016448F01 GAGE: None 2337612 9/16-10/21/10 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDINOTICE IS HEREBY GIVEN that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in the conditions 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of the following described mortgage: DATE OF MORTGAGE: December 16, OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2005 ORIGINAL PRINCIPAL AMOUNT OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE: $160,812.00 MORTGAGOR(S): Kasey Rice, an PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Unmarried Man MORTGAGEE: Mortgage Electronic ABANDONED." Registration Systems, Inc. Dated: September 9, 2010.

DATE AND PLACE OF RECORDING: U.S. Bank, National Association, Recorded: March 02, 2006 Dakota as Trustee County Recorder Mortgagee/Assignee of Mortgagee Document Number: 2409717 USSET, WEINGARDEN AND LIEBO, P.L.L.P. LOAN MODIFICATION: By: Paul A. Weingarden Dated: March 01, 2008 Attorneys for Mortgagee/Assignee of Recorded: August 14, 2008 Mortgagee Document Number: 2608171 4500 Park Glen Road #300 Transaction Agent: Mortgage ElecMinneapolis, MN 55416 tronic Registration Systems, Inc. (952) 925-6888 Agent Mortgage IdentifiTransaction 75-4142 THIS IS A COMMUNICATION FROM cation Number: 100175200002858150 Lender or Broker: MILA, Inc. A DEBT COLLECTOR. Residential Mortgage Servicer: Lit2345324 9/16-10/21/10 ton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS NOTICE OF MORTGAGE LOCATED: Dakota FORECLOSURE SALE Property Address: 633 10th Ave N, N O T I C E I S H E R E B Y G I V E N t h a t South Saint Paul, MN 55075-1616 default has occurred in the conditions Tax Parcel ID Number: of the following described mortgage: 36-70207-240-05 DATE OF MORTGAGE: August 30, LEGAL DESCRIPTION OF PROP2004 ERTY: Lot 24, Block 5, South Park ORIGINAL PRINCIPAL AMOUNT OF Division No. 8 MORTGAGE: $678,750.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR(S): Kevin W Daly and D U E A S O F D A T E O F N O T I C E : Margaret R Daly, husband and wife $168,662.52 MORTGAGEE: World Savings Bank, THAT all pre-foreclosure requireFSB ments have been complied with; that DATE AND PLACE OF REGISTER- no action or proceeding has been instiING: tuted at law or otherwise to recover the Registered: October 05, 2004 Dakota debt secured by said mortgage, or any County Registrar of Titles part thereof; Document Number: 549309 PURSUANT to the power of sale conTransaction Agent: Not Applicable tained in said mortgage, the Transaction Agent Mortgage Identifi- above-described property will be sold cation Number: Not Applicable by the Sheriff of said county as folLender or Broker: World Savings lows: Bank, FSB DATE AND TIME OF SALE: October R e s i d e n t i a l M o r t g a g e S e r v i c e r : 29, 2010 at 10:00 AM Wachovia Mortgage, FSB PLACE OF SALE: Dakota County Mortgage Originator: Not Applicable Law Enforcement Center, 1580 HighCERTIFICATE OF TITLE NUMBER: way 55, Lobby S-100, Hastings, Minne113158 sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preProperty Address: 1851 Orchard Hl, mises and the costs and disburseMendota Heights, MN 55118-4168 ments, including attorney fees allowed T a x P a r c e l I D N u m b e r : by law, subject to redemption within 27-73601-050-01 six (6) months from the date of said L E G A L D E S C R I P T I O N O F P R O P - sale by the mortgagor(s), their perERTY: Lot Five (5), Block One (1), sonal representatives or assigns.

Swanson's Second Addition, accordIf the Mortgage is not reinstated ing to the recorded plat thereof. under Minn. Stat. §580.30 or the propAMOUNT DUE AND CLAIMED TO BE erty is not redeemed under Minn. Stat.

D U E A S O F D A T E O F N O T I C E : §580.23, the Mortgagor must vacate $699,549.59 the property on or before 11:59 p.m. on THAT all pre-foreclosure require- April 29, 2011, or the next business ments have been complied with; that day if April 29, 2011 falls on a Saturno action or proceeding has been insti- day, Sunday or legal holiday. tuted at law or otherwise to recover the Mortgagor(s) released from financial debt secured by said mortgage, or any obligation: NONE part thereof; that this is registered THIS COMMUNICATION IS FROM property; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY t a i n e d i n s a i d m o r t g a g e , t h e INFORMATION OBTAINED WILL BE above-described property will be sold USED FOR THAT PURPOSE. by the Sheriff of said county as folTHE RIGHT TO VERIFICATION OF lows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: October ORIGINAL CREDITOR WITHIN THE 29, 2010 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: Dakota County AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 HighTHE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, Minne���������� �� ���� ����� sota

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� �� ���� ������ ������ ������� ���������� ���� ��������� THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017058F01 2343768 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 1 7 , 2006 MORTGAGORS:Sarah G. Whaley and Jason E. Whaley, wife and husband.

MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded March 15, 2006, Dakota County Recorder, Document No. 2412597.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 21, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 20655 Hazelwood Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205123006 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 6, Village Creek 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$501,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$539,414.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372410 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, single MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411642 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Dated: July 02, 2008 Recorded: August 18, 2008 Dakota County Recorder Document Number: 2608669 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd # A309, Eagan, MN 55122-2163 Tax Parcel ID Number: 10-22470-309-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. #A309, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $104,837.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013078F02 2369382 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Jeffrey S. Jaworski, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2003, Dakota County Recorder, Document No. 2004604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030474950 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 653 South 4th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367510014016 LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 16, TARBOX ADDITION TO SOUTH ST. PAUL. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $92,561.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9000 1928163055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344959 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 9, 2007 MORTGAGORS: L u i s G o m e z a n d Maria Gomez, husband and wife, and Miguel Gomez, a single person.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded December 12, 2007, Dakota County Recorder, Document No. 2560781.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4103 Blueberry Lane, Eagan, MN 55123

4103 Blueberry Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 103300029006 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 6, Hilltop Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $301,111.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2302 0005856537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345306 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2002 MORTGAGORS: Hugh R. Miller and Kelly S. Miller, husband and wife.

MORTGAGEE: U.S. Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded March 11, 2003, Dakota County Recorder, Document No. 2012535.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17224 Idlewood Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 223330212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Homestead Creek Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,461.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM

ber 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1194 7880036309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2341085 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2007 MORTGAGOR: R o b e r t W o o d r u f f Degen, a single man.

MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2007, Dakota County Recorder, Document No. 2550353.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1789 Riverwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742704502 LEGAL DESCRIPTION OF PROPERTY: Unit 45, C.I.C No. 185, Itokah Valley Townhomes, a condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,945.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4614 1119910576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340422 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Joanna L. Lessard and Chad A. Lessard, wife and husband.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded January 4, 2006, Dakota County Recorder, Document No. 2394164.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 4, 2006, Recorded: April 17, 2006, Document No. 2420796. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3, Dated: April 9, 2009, Recorded: May 4, 2009, Document No. 2654155.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6015 Concord Boulevard East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-64050-040-01 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 1, Laura Riebe Addition to Inver Grove Heights, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,837.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

���������� �� ���� �����

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P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345421 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2365466 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 7 , 2006 MORTGAGOR:Jennifer J. Shoen, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 14, 2006, Dakota County Recorder, Document No. 2475492.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF18, Dated: September 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010880547 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 513 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141370107001 LEGAL DESCRIPTION OF PROPERTY: The North 1/2 of Lot 7, Block 1, George F. Betzold's 2nd Addition to Farmington, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$163,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$176,231.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372225 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: Curtis Gunderson and Kimberly Gunderson, husband and wife.

MORTGAGEE: First Franklin.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded May 6, 2005, Dakota County Recorder, Document No. 2319646.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: July 28, 2005, Recorded: August 8, 2005, Document No. 2348474. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666683.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16617 Flagstaff Way W., Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Donnay's Valley Park 8th.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,523.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 1044468660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345399 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jonathan J. Glass and Emily A. Glass, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder Document Number: 2323629 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 07, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-0511600004-7 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 324 Cari Park Ln, Hastings, MN 55033-3975 Tax Parcel ID Number: 19-16402-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Cari Park Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $122,736.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016721F01 2341284 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 7 , 2005 MORTGAGORS: Darouny L. Kataviravong and K Kern Kataviravong, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 26, 2005, Dakota County Recorder, Document No. 2374546.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 13, 2009, Recorded: February 24, 2009, Document No. 2639528.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000088340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8 East 129th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-52000-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Nordic Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,349.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

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������ ������ �� to ���� by the ������� will be sold described property allowed by ������� law subject redemption Sheriff of said county as follows: within six (6) months from the date of DATE AND TIME OF SALE: Novem- said sale by the mortgagor(s), their personal representatives or assigns ber 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , unless reduced to Five (5) weeks under Law Enforcement Center, 1580 Hwy MN Stat. §580.07.

55, Lobby #S-100, Hastings, MN TIME AND DATE TO VACATE PROPto pay the debt then secured by said E R T Y : I f t h e r e a l e s t a t e i s a n Mortgage, and taxes, if any, on said owner-occupied, single-family dwellpremises, and the costs and disburse- ing, unless otherwise provided by law, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s the date on or before which the mortallowed by law subject to redemption gagor(s) must vacate the property if the within six (6) months from the date of mortgage is not reinstated under secsaid sale by the mortgagor(s), their tion 580.30 or the property is not personal representatives or assigns redeemed under section 580.23 is unless reduced to Five (5) weeks under 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- FINANCIAL OBLIGATION ON MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGE: None "THE TIME ALLOWED BY LAW FOR owner-occupied, single-family dwelling, unless otherwise provided by law, REDEMPTION BY THE MORTGAGOR, the date on or before which the mort- THE MORTGAGOR'S PERSONAL REPgagor(s) must vacate the property if the RESENTATIVES OR ASSIGNS, MAY BE mortgage is not reinstated under sec- REDUCED TO FIVE WEEKS IF A JUDItion 580.30 or the property is not CIAL ORDER IS ENTERED UNDER redeemed under section 580.23 is MINNESOTA STATUTES, SECTION 11:59 p.m. on May 4, 2011.

582.032, DETERMINING, AMONG MORTGAGOR(S) RELEASED FROM OTHER THINGS, THAT THE MORTFINANCIAL OBLIGATION ON MORT- GAGED PREMISES ARE IMPROVED GAGE: None WITH A RESIDENTIAL DWELLING OF "THE TIME ALLOWED BY LAW FOR LESS THAN FIVE UNITS, ARE NOT REDEMPTION BY THE MORTGAGOR, PROPERTY USED IN AGRICULTURAL THE MORTGAGOR'S PERSONAL REP- P R O D U C T I O N , A N D A R E RESENTATIVES OR ASSIGNS, MAY BE ABANDONED." Dated: September 2, 2010.

REDUCED TO FIVE WEEKS IF A JUDIPNC Bank, National Association CIAL ORDER IS ENTERED UNDER Mortgagee/Assignee of Mortgagee MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Attorneys for Mortgagee/Assignee of WITH A RESIDENTIAL DWELLING OF Mortgagee LESS THAN FIVE UNITS, ARE NOT 4500 Park Glen Road #300 PROPERTY USED IN AGRICULTURAL Minneapolis, MN 55416 P R O D U C T I O N , A N D A R E (952) 925-6888 4-2274 ABANDONED." 000570678 Dated: September 3, 2010.

Chase Home Finance LLC THIS IS A COMMUNICATION FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR. USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2345289 9/16-10/21/10 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE 4500 Park Glen Road #300 FORECLOSURE SALE Minneapolis, MN 55416 THE RIGHT TO VERIFICATION (952) 925-6888 OF THE DEBT AND IDENTITY OF 30-6322 THE ORIGINAL CREDITOR WITHIN 1915281106 THIS IS A COMMUNICATION FROM THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. A DEBT COLLECTOR. NOTICE IS HEREBY GIVEN, that 2342392 9/16-10/21/10 default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2007 NOTICE OF MORTGAGE MORTGAGORS: Larry V. Ramey and FORECLOSURE SALE THE RIGHT TO VERIFICATION Lori D. Ramey, Husband and Wife.

MORTGAGEE: Mortgage Electronic OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Registration Systems, Inc. DATE AND PLACE OF RECORDING: THE TIME PROVIDED BY LAW IS Recorded August 29, 2007, Dakota NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that C o u n t y R e c o r d e r , D o c u m e n t N o . default has occurred in conditions of 2540752. the following described mortgage: ASSIGNMENTS OF MORTGAGE: DATE OF MORTGAGE: A u g u s t 1 6 , Assigned to: Chase Home Finance, LLC, Dated: August 27, 2010.

2001 TRANSACTION AGENT: Mortgage MORTGAGORS: M i c h a e l L . H a r m s Electronic Registration Systems, Inc. and Toni E. Harms, husband and wife.

TRANSACTION AGENT'S MORTMORTGAGEE: L a k e l a n d M o r t g a g e GAGE IDENTIFICATION NUMBER ON Corporation.

DATE AND PLACE OF RECORDING: MORTGAGE: 100162500044076264 Recorded September 6, 2001, Dakota LENDER OR BROKER AND MORTCounty Recorder, Document No. GAGE ORIGINATOR STATED ON MORTGAGE: Sterling State Bank 1809697.

RESIDENTIAL MORTGAGE SERASSIGNMENTS OF MORTGAGE: Assigned to: Home Federal Mortgage VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: Services, LLC, Dated: August 16, 2001, Recorded: September 6, 2001, Docu- 4610 Kingsbury Drive, Eagan, MN ment No. 1809698, as corrected by 55122 TAX PARCEL I.D. #: 101350001004 Corrective Assignment recorded: FebLEGAL DESCRIPTION OF PROPruary 19, 2002 as Document No. 1864674. And thereafter assigned to: ERTY: LOT 1, BLOCK 4, BEACON HILL, National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS National City Mortgage Co., Dated: March 13, 2002, Recorded: April 9, LOCATED: Dakota 2002, Document No. 1881858. And ORIGINAL PRINCIPAL AMOUNT OF thereafter assigned to: PNC Bank, MORTGAGE: $254,400.00 AMOUNT DUE AND CLAIMED TO BE National Association, Dated: August DUE AS OF DATE OF NOTICE, INCLUD17, 2010 ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $246,111.85 That prior to the commencement of GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE this mortgage foreclosure proceeding LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: Lakeland Mortgage Cor- required by statute; That no action or poration proceeding has been instituted at law RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt VICER: PNC Bank, National Associa- secured by said mortgage, or any part thereof; tion MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale con19343 Eureka Court, Farmington, MN tained in said mortgage, the above described property will be sold by the 55024 TAX PARCEL I.D. #: 14-25603-020-01 Sheriff of said county as follows: DATE AND TIME OF SALE: NovemLEGAL DESCRIPTION OF PROPber 5, 2010 at 10:00 AM ERTY: PLACE OF SALE: S h e r i f f ' s O f f i c e , Lot 2, Block 1, Fair Hills 4th AddiLaw Enforcement Center, 1580 Hwy tion.

COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE: $191,378.00 AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of said sale by the mortgagor(s), their GAGEE: $188,505.68 That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPplied with all notice requirements as required by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortgagor(s) must vacate the property if the thereof; PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: NovemFINANCIAL OBLIGATION ON MORTber 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIments, including attorneys' fees allowed by law subject to redemption ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� �� ���� ������ ������ ������� ���������� ���� ��������� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8936 1991624176 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345019 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Robert Raasch and Judith Raasch, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 .

LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 2369961 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 28, 2007 MORTGAGOR:Aaron White, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 12, 2007, Dakota County Registrar of Titles, Document No. 613962, Certificate of Title No. 142929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 16, 2010, Recorded: July 23, 2010, Document No. T665114. And thereafter assigned to: Fannie Mae ("Federal National Mortgage Association"), Dated:August 1, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000816602270 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Lender Business Process Services MORTGAGED PROPERTY ADDRESS: 7655 Borman Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201640018001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Carr Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$190,790.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Federal National Mortgage Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372390 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 4, 2002 MORTGAGORS: Carolann Laine and Richard H. Laine, wife and husband.

Richard H. Laine, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971269.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: August 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935121001461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 5974 133rd Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014440107001 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Lapaz 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,346.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1873 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345487 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,100.00 MORTGAGOR(S): Genet Ayano, a married person MORTGAGEE: Advisor's Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006346 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: December 27, 2002 Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006347 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 02, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428198 And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001799889 Lender or Broker: Advisor's Mort-

Lender or Broker: Advisor s Mort gage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12968 Nicollet Ave Apt 201, Burnsville, MN 55337-3563 Tax Parcel ID Number: 02-01300-627-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 201, 12968 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $88,007.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016889F01 2341842 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2007 MORTGAGOR: Michele L. Masera, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 2, 2007, Dakota County Recorder, Document No. 2554091.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 7, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001783681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1966 Sierra Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 19-58600-408-10 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 408, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,025.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,663.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8983 1911502702 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343479 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: H u g o C a s a s a k a Hugo G. Casas and Erika Navarrete, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583265.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002999662 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Financial Solutions, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 10916 Dakota Court, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410534004 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 4, River Hills Sixth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,378.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8994 1749487437 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344999 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,341.00 MORTGAGOR(S): Kathleen A Wilson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2279109 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100318801000059317 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 327 Frederick Cir, Hastings, MN 55033-2640 Tax Parcel ID Number: 19-17500-707-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 707, Hastings Century South, CIC No. 336, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,087.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

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LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016884F01 2342295 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2003 MORTGAGORS:Albert E Clayton, III and Vikki L Clayton, husband and wife.

MORTGAGEE:N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156268.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: September 9, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 16684 Gerdine Path West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222110139004 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 4, Donnay's College Park 2nd Addition, Dakota County, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$170,294.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372633 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,981.00 MORTGAGOR(S): Amanda Picha and Corey Picha, Jr., wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 25, 2006 Dakota County Recorder Document Number: 2448153 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278926535688 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 553 7th Ave S, South Saint Paul, MN 55075-2704 Tax Parcel ID Number: 36-75100-140-03 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Tarbox Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,706.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017192F01 2364048 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2007 MORTGAGORS: Stanley T. Hohneke and Karla J. Hohneke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 11, 2007, Dakota County Recorder, Document No. 2549984.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMOrtgage, Inc, Dated: August 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800910-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc

Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20843 Italy Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221775022003 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 3, Clays Acres COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,007.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,698.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4604 2004648475 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2340555 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2009 MORTGAGORS: Peter Mortenson and Antoinette Mortenson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered March 3, 2009, Dakota County Registrar of Titles, Document No. T640029, Certificate of Title No. 145095.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 14, 2010, Recorded: June 30, 2010, Document No. T664116.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000472703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank D/B/A Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 113 Strese Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011470112001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, in Bob's Garden View Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,947.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,450.51 That prior to the commencement of this mortgage foreclosure proceeding

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8544 1771672999 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343387 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGOR: Terri E. Norby, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 14, 2007 Dakota County Recorder Document #: 2517027 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 46, REGATTA VILLAGE HOMES, A COMMON INTEREST COMMUNITY NO. 282, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 01-63402-046-50 PROPERTY ADDRESS: 15535 Foghorn Lane, Apple Valley, Minnesota 55124 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $154,824.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The

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������ ������ ���� DATE TO VACATE PROPERTY: The ������� PROPERTY������� USED IN �� AGRICULTURAL date on or before which the mortgagor PRODUCTION, AND ARE ABANDONED. must vacate the property if the mortDATED: September 16, 2010 gage is not reinstated under MinneASSIGNEE OF MORTGAGEE: Fannie Mae ("Federal National sota Statutes section 580.30 nor the Mortgage Association") property redeemed under Minnesota Statutes sections 580.23 is March 4, Wilford & Geske, P.A. 2011 at 11:59 p.m. If the foregoing Attorneys for Assignee of Mortgagee date is Saturday, Sunday, or a legal Lawrence A. Wilford holiday, then the date to vacate is the James A. Geske 8425 Seasons Parkway, Suite 105 next business day at 11:59 p.m.

M O R T G A G O R R E L E A S E D F R O M Woodbury, MN 55125-4393 FINANCIAL OBLIGATION ON MORT- (651) 209-3300 File Number: 003216F04 GAGE: None THE TIME ALLOWED BY LAW FOR 2344309 9/16-10/21/10 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OF THE DEBT AND IDENTITY OF OTHER THINGS, THAT THE MORT- THE ORIGINAL CREDITOR WITHIN GAGED PREMISES ARE IMPROVED THE TIME PROVIDED BY LAW IS WITH A RESIDENTIAL DWELLING OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE:A u g u s t 5 , THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO 2005 MORTGAGOR:K a t h r y n J e n k i n s , a COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR single person.

MORTGAGEE:First Franklin.

THAT PURPOSE. DATE AND PLACE OF RECORDING: Dated: September 8, 2010 Recorded December 7, 2005, Dakota U.S. Bank National Association ND County Recorder, Document No. Mortgagee 2386703.

Kenneth J. Johnson ASSIGNMENTS OF MORTGAGE: Minnesota State Bar No. 0246074 Assigned to: U.S. Bank National Johnson, Blumberg & Associates, LLC Association, as trustee for the holders Attorney for Mortgagee of the First Franklin Mortgage Loan 230 W. Monroe St., Ste. 1125 Trust Mortgage Pass-Through CertifiChicago, IL 60606 cates, Series 2005-FF10, Dated: Phone 312-541-9710 November 23, 2009, Recorded: Fax 312-541-9711 2345356 9/16-10/21/10 December 23, 2009, Document No. 2704026.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE MORTGAGE: NONE NOTICE IS HEREBY GIVEN that LENDER OR BROKER AND MORTdefault has occurred in the conditions G A G E O R I G I N A T O R S T A T E D O N of the following described mortgage: MORTGAGE: First Franklin DATE OF MORTGAGE: May 27, 2005 RESIDENTIAL MORTGAGE SERORIGINAL PRINCIPAL AMOUNT OF VICER: Select Portfolio Servicing, Inc. MORTGAGE: $288,530.00 MORTGAGED PROPERTY ADDRESS: MORTGAGOR(S): Heather D. Cronin 1212 9th Avenue South, South Saint and James R. Cronin, wife and hus- Paul, MN 55075 band T A X P A R C E L I . D . # : MORTGAGEE: Mortgage Electronic 36-11600-040-02 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded: July 07, 2005 Dakota Lot 3, except the North 30 Feet County Recorder thereof, and all of Lot 4, Block 2, Document Number: 2337797 Annex Addition to South St. Paul, ASSIGNMENTS OF MORTGAGE: Dakota County, Minnesota.

And assigned to: Fannie Mae ("FedCOUNTY IN WHICH PROPERTY IS eral National Mortgage Association") LOCATED:Dakota Dated: September 10, 2010 ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent: Mortgage Elec- MORTGAGE:$173,600.00 tronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE Transaction Agent Mortgage Identifi- DUE AS OF DATE OF NOTICE, INCLUDcation Number: 100137510000164352 ING TAXES, IF ANY, PAID BY MORTLender or Broker: Lakeland Mort- GAGEE:$202,060.59 gage Corporation That prior to the commencement of Residential Mortgage Servicer: IBM this mortgage foreclosure proceeding Lender Business Process Services, Inc. Mortgagee/Assignee of Mortgagee comMortgage Originator: Not Applicable plied with all notice requirements as COUNTY IN WHICH PROPERTY IS required by statute; That no action or LOCATED: Dakota proceeding has been instituted at law Property Address: 2221 140th St W, o r o t h e r w i s e t o r e c o v e r t h e d e b t Rosemount, MN 55068-2243 secured by said mortgage, or any part T a x P a r c e l I D N u m b e r : thereof; 341450326002 PURSUANT to the power of sale conL E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Lot 26, Block 2, Biscayne Pointe described property will be sold by the Fourth Addition, according to the Sheriff of said county as follows: recorded plat thereof.

DATE AND TIME OF SALE: NovemAMOUNT DUE AND CLAIMED TO BE ber 18, 2010 at 10:00 AM DUE AS OF DATE OF NOTICE: PLACE OF SALE:Sheriff's Office, Law $329,064.26 Enforcement Center, 1580 Hwy 55, THAT all pre-foreclosure require- Lobby #S-100, Hastings, MN ments have been complied with; that to pay the debt then secured by said no action or proceeding has been insti- Mortgage, and taxes, if any, on said tuted at law or otherwise to recover the premises, and the costs and disbursedebt secured by said mortgage, or any m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s part thereof; allowed by law subject to redemption PURSUANT to the power of sale con- within Five (5) weeks from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as fol- pursuant to the borrower postponelows: ment filed under Minnesota Stat. Sec. DATE AND TIME OF SALE: October 580.07 Subd. 2.

29, 2010 at 10:00 AM TIME AND DATE TO VACATE PROPPLACE OF SALE: Dakota County E R T Y : I f t h e r e a l e s t a t e i s a n Law Enforcement Center, 1580 High- owner-occupied, single-family dwellway 55, Lobby S-100, Hastings, Minne- ing, unless otherwise provided by law, sota the date on or before which the mortto pay the debt secured by said mort- gagor(s) must vacate the property if the gage and taxes, if any, on said pre- mortgage is not reinstated under secmises and the costs and disburse- tion 580.30 or the property is not ments, including attorney fees allowed redeemed under section 580.23 is by law, subject to redemption within 11:59 p.m. on December 23, 2010. six (6) months from the date of said MORTGAGOR(S) RELEASED FROM sale by the mortgagor(s), their per- FINANCIAL OBLIGATION ON MORTsonal representatives or assigns.

GAGE:None If the Mortgage is not reinstated "THE TIME ALLOWED BY LAW FOR under Minn. Stat. §580.30 or the prop- REDEMPTION BY THE MORTGAGOR, erty is not redeemed under Minn. Stat. THE MORTGAGOR'S PERSONAL REP§580.23, the Mortgagor must vacate RESENTATIVES OR ASSIGNS, MAY BE the property on or before 11:59 p.m. on REDUCED TO FIVE WEEKS IF A JUDIApril 29, 2011, or the next business CIAL ORDER IS ENTERED UNDER day if April 29, 2011 falls on a Satur- MINNESOTA STATUTES, SECTION day, Sunday or legal holiday.

582.032, DETERMINING, AMONG Mortgagor(s) released from financial OTHER THINGS, THAT THE MORTobligation: NONE GAGED PREMISES ARE IMPROVED THIS COMMUNICATION IS FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR ATTEMPT- LESS THAN FIVE UNITS, ARE NOT ING TO COLLECT A DEBT. ANY PROPERTY USED IN AGRICULTURAL INFORMATION OBTAINED WILL BE P R O D U C T I O N , A N D A R E USED FOR THAT PURPOSE. ABANDONED." THE RIGHT TO VERIFICATION OF Dated: September 30, 2010.

THE DEBT AND IDENTITY OF THE U.S. Bank, National Association, ORIGINAL CREDITOR WITHIN THE as Trustee TIME PROVIDED BY LAW IS NOT Mortgagee/Assignee of Mortgagee AFFECTED BY THIS ACTION. USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME ALLOWED BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 38-36 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. GAGED PREMISES ARE IMPROVED 2372197 10/7-11/11/10 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� �� ���� ������ ������ ������� Registration Systems, Inc. DATE AND PLACE OF RECORDING: ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 8, 2009 MORTGAGORS:David G. Biener and Samantha J. Biener, F/K/A Samantha J. Spencer, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 21, 2009, Dakota County Recorder, Document No. 2672460.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0083491415-2 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 717 8th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-66450-010-00 LEGAL DESCRIPTION OF PROPERTY: Lot 1, except the East 72 feet thereof, Schulz 1st Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,057.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,061.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 24, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010.

Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1923 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372334 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: Miguel A. Gutierrez Ramirez and Justina Velazquez Vega, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Recorded April 25, 2006, Dakota County Recorder, Document No. 2423237.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: January 20, 2009, Recorded: February 5, 2009, Document No. 2635690.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007370064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 436 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,805.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345469 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2006 MORTGAGOR: E l i z a b e t h A . G r o s hong, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 1, 2006, Dakota County Recorder, Document No. 2478987.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. 2723299.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022600314110 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16610 Flagstaff Way West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-090-05 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Donnay's Valley Park 8th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,600.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8129 1980075247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344974 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 1 , 2008 MORTGAGORS: Anthony M. Verdeja and Marie F. Verdeja, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered January 25, 2008, Dakota County Registrar of Titles, Document No. 623041, Certificate of Title No. 144208.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000323377 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, DBA Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2220 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022102023001 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Donnays Burnsville Heights, Common Interest Community Number 126.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,772.85 That prior to the commencement of this mortgage foreclosure proceeding

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8996 1860651296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345109 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,760.00 MORTGAGOR(S): Marco Hernandez and Leida Perez-Lopez MORTGAGEE: M&I Marshall & Ilsley Bank DATE AND PLACE OF RECORDING: Recorded with the County Recorder in and for the County of Dakota, State of Minnesota, on the 21st day of May, 2007 as Document No. 2518385 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, dated August 4, 2009, recorded June 8, 2010 as Document No. 2734326; further assigned to Second Chance Finance Group, LLC, dated February 18, 2010, recorded February 26, 2010 as Document No. 2716323 LEGAL DESCRIPTION OF PROPERTY: Lot 14 and the North 7 feet of Lot 13, Block 2, Gretsfeld and Kopp Addition No. 3 PROPERTY ADDRESS: 1298 Stryker Avenue, West St. Paul, MN 55118 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,131.06 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: November 2, 2010, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23: May 2, 2011 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 9, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: /s/ Brian G. Hoelscher Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1298 Stryker Avenue West St. Paul, MN 55118; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender M&I Marshall & Ilsley Bank, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 42-31052-140-02; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: M&I Marshall & Ilsley Bank 2341333

9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2003 MORTGAGOR: Jessica L. Kittleson, A single person.

MORTGAGEE: American Residential Mortgage , LP, A limited Partnership.

DATE AND PLACE OF RECORDING: Recorded December 11, 2003, Dakota County Recorder, Document No. 2151300.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 29, 2003, Recorded: December 11, 2003, Document No. 2151301. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 12, 2006, Document No. 2429165. And thereafter assigned to: U.S. Bank, N.A., Dated: August 19, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage , LP, A limited Partnership RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1125 1st Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050012006 LEGAL DESCRIPTION OF PROPERTY: THE EAST SEVENTY-FIVE (75) FEET OF LOT TEN (10), AND THE EAST SEVENTY-FIVE (75) FEET OF LOT ELEVEN (11), AND THE EAST SEVENTY-FIVE (75) FEET OF THE NORTH ONE-HALF (1/2) OF LOT TWELVE (12), IN BLOCK SIX, (6), ADDITION NO. THIRTEEN (13) TO THE CITY OF HASTINGS, DAKOTA COUNTY, MINNESOTA, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE OR OF RECORD IN THE OFFICE OF THE COUNTY RECORDER IN AND FOR SAID COUNTY AND STATE. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,626.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2343191 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 3 , 2008 MORTGAGORS: Nhia Y. Yang and Lee Chang, husband and wife, and Maikao Xiong, married MORTGAGEE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank.

DATE AND PLACE OF RECORDING: Registered July 7, 2008, Dakota County Registrar of Titles, Document No. T630443, Certificate of Title No. 145070.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association as successor by merger to National City Mortgage a Division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 115 8th Street South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600017020 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” The land referred to herein below is situated in the County of Dakota, State of Minnesota, and is described as follows: Lots Sixteen (16), and Seventeen (17), Block Twenty (20) in Lorraine Park Addition to the City of South St. Paul, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota.

The West one-half (W 1/2) of that portion of the vacated alley located in Block 20 of said Lorraine Park Addition that abuts Lots 16 and 17 of said Block 20 of said Lorraine Park Addition, bounded on the North by the South line of Eighth Street South, and bounded on the South by the South line of Lot 16 of said Block 20.

Property is Torrens Certificate No.: 113645 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,477.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

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law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 2, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2273 0006045737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345201 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2004 MORTGAGORS: Richard D. Weinerman and Theresa C. Weinerman, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2005, Dakota County Recorder, Document No. 2286260.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560171269 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: nBank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6705 162nd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117212002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Donnay's Valley Park 3rd COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,908.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9020 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345045 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 MORTGAGOR(S): Lywa Tuy and Sophan Tuy, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: April 17, 2006 Dakota County Recorder Document Number: 2421109 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Dated: June 09, 2008 Recorded: June 20, 2008 Dakota County Recorder Document Number: 2598003 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13430 Washburn Ave S, Burnsville, MN 55337-2193 Tax Parcel ID Number: 02-56702-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Paula's Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,547.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007928F02 2343795 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 0 , 2004 MORTGAGORS:James R. Mueller and Mary C. Mueller, husband and wife.

MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 2, 2004, Dakota County Recorder, Document No. 2181237.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Quest Trust 2004-X2, Asset Backed Certificates, Series 2004-X2, Dated: January 20, 2009, Recorded: February 17, 2009, Document No. 2637609.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1650 Hickory Hill Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 108460005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Woodgate.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$128,486.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372433 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 10, 2003, Dakota County Registrar of Titles, Document No. 495295, Certificate of Title No. 127652.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 28, 2009, Recorded: January 12, 2010, Document No. T656635.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037557247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $89,789.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 1998253786 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2345083 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2008 MORTGAGOR: Veniamin Melnichuk, a married person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded June 19, 2008, Dakota County Recorder, Document No. 2597706.

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MORTGAGE: $239,350.00 ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE Assigned to: Chase Home Finance LLC, DUE AS OF DATE OF NOTICE, INCLUDDated: June 17, 2009, Recorded: June ING TAXES, IF ANY, PAID BY MORTGAGEE: $240,697.52 24, 2009, Document No. 2666358.

That prior to the commencement of TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: NONE LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: JPMorgan Chase Bank, o r o t h e r w i s e t o r e c o v e r t h e d e b t N.A. secured by said mortgage, or any part R E S I D E N T I A L M O R T G A G E S E R - thereof; PURSUANT to the power of sale conVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 5467 180th Street West, Farmington, described property will be sold by the Sheriff of said county as follows: MN 55024 DATE AND TIME OF SALE: NovemTAX PARCEL I.D. #: 14-19500-020-08 LEGAL DESCRIPTION OF PROP- ber 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ERTY: L o t 2 , B l o c k 8 , D a k o t a C o u n t y Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said Mortgage, and taxes, if any, on said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disbursements, including attorneys' fees MORTGAGE: $123,190.00 AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their personal representatives or assigns GAGEE: $144,878.77 That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07.

TIME AND DATE TO VACATE PROPMortgagee/Assignee of Mortgagee complied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the mortgage is not reinstated under secthereof; PURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM Sheriff of said county as follows: DATE AND TIME OF SALE: Novem- FINANCIAL OBLIGATION ON MORTber 16, 2010 at 10:00 AM GAGE: None "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP55, Lobby #S-100, Hastings, MN to pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." Dated: September 15, 2010. owner-occupied, single-family dwellChase Home Finance LLC ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mortgagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- By: Paul A. Weingarden tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 4500 Park Glen Road #300 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 30-9040 GAGE: None "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 9/23-10/28/10 THE MORTGAGOR'S PERSONAL REP- 2353986 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: September 14, 2010.

DATE OF MORTGAGE: July 25, 2005 Chase Home Finance LLC MORTGAGOR: B l a i n e A . G o d e s , a Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. single person.

MORTGAGEE: Mortgage Electronic By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgagee Recorded August 18, 2005, Dakota 4500 Park Glen Road #300 County Recorder, Document No. Minneapolis, MN 55416 2352633.

(952) 925-6888 ASSIGNMENTS OF MORTGAGE: 30-6790 THIS IS A COMMUNICATION FROM Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 2354311 9/23-10/28/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074388794 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION G A G E O R I G I N A T O R S T A T E D O N OF THE DEBT AND IDENTITY OF MORTGAGE: CTX Mortgage Company, THE ORIGINAL CREDITOR WITHIN LLC RESIDENTIAL MORTGAGE SERTHE TIME PROVIDED BY LAW IS VICER: Chase Home Finance LLC NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGED PROPERTY ADDRESS: default has occurred in conditions of 4681 Bloomberg Lane, Inver Grove Heights, MN 55076 the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r TAX PARCEL I.D. #: 204400128003 15, 2008 LEGAL DESCRIPTION OF PROPMORTGAGORS: Robin M. Harms and ERTY: Lot 28, Block 3, Lafayette 2nd AddiGabriele I. Harms, husband and wife.

MORTGAGEE: Mortgage Electronic tion, Common Interest Community No. 415, Dakota County, Minnesota.

Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: Recorded October 16, 2008, Dakota LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF County Recorder, Document No. MORTGAGE: $222,000.00 2618048.

AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTDated: September 13, 2010.

TRANSACTION AGENT: Mortgage GAGEE: $210,782.19 That prior to the commencement of Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: 100233111108090491 LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law or otherwise to recover the debt MORTGAGE: Allen Mortgage LC R E S I D E N T I A L M O R T G A G E S E R - secured by said mortgage, or any part thereof; VICER: Chase Home Finance LLC PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: 5323 Upper 182nd Street West, Farm- tained in said mortgage, the above described property will be sold by the ington, MN 55024 Sheriff of said county as follows: TAX PARCEL I.D. #: 141950005007 LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: November 12, 2010 at 10:00 AM ERTY: PLACE OF SALE: S h e r i f f ' s O f f i c e , Lot 5, Block 7, Dakota County Estates.

Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF ���������� �� ���� ����� MORTGAGE: $239,350.00

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� �� ���� ������ ������ secured by������� said mortgage, or any part thereof; ���������� ���� ��������� to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9046 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354002 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2003 MORTGAGORS: M i t c h e l l J . G i e s e and Natalie A. Giese, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 29, 2004, Dakota County Recorder, Document No. 2169861.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 17, 2007, Recorded: December 31, 2007, Document No. 2563817.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700075086635 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12 Old Deerfield Road, Welch, MN 55089 TAX PARCEL I.D. #: 330330001002 LEGAL DESCRIPTION OF PROPERTY: Schedule A Legal Description That part of the Northeast Quarter (NE 1/4) of Section Thirty-three (33), Township One Hundred Fourteen (114), Range Sixteen (16), described as follows to-wit: Beginning at a point on the easterly line of Outlot A of Hungry Point Farm, distant 35.14 feet southerly of the southeast corner of Lot Two (2), Block Four (4), of said Hungry Point Farm, as measured along said easterly line of Outlot A; thence North 59 degrees 59 minutes 20 seconds East, based on the bearings of said Hungry Point Farm, a distance of 136.26 feet; thence South 1 degrees 48 minutes 54 seconds East, a distance of 332.49 feet; thence south 88 degrees 44 minutes 34 seconds West, a distance of 463.00 feet to the east line of said Outlot A; thence North 1 degree 48 minutes 54 seconds West a distance of 180.04 feet to a corner of said Outlot A; thence easterly along the southerly line of Outlot A to the southeasterly corner of said outlot A; thence North 9 degrees 54 minutes 41 seconds West, a distance of 35.14 feet to the point of beginning, according to the United States Government Survey thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,112.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354071 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,335.00 MORTGAGOR(S): Christopher Karels and Gina Berndt, both single individuals MORTGAGEE: Prestige Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2001 Dakota County Recorder Document Number: 1797496 ASSIGNMENTS OF MORTGAGE: And assigned to: RBMG, Inc. Dated: June 29, 2001 Recorded: July 30, 2001 Dakota County Recorder Document Number: 1797497 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: January 07, 2002 Recorded: January 28, 2002 Dakota County Recorder Document Number: 1856265 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014420000757155 Lender or Broker: Prestige Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20024 Chippendale Ave W, Farmington, MN 55024-8028 Tax Parcel ID Number: 12 02900 010 26 LEGAL DESCRIPTION OF PROPERTY: The land referred to is situated in the State of MN, County of Dakota, and is described as follows: That part of the NW1/4 of NW1/4 of Section 29, Township 114, Range 19, described as follows: Commencing at a point 104.354 feet South of the intersection of the North line of the NW1/4 of Section 29, Township 114, Range 19, and the East line of State Trunk Highway No. 3, thence East 208.708 feet, thence South 104.354 feet, thence West 208.708 feet to the East line of State Highway No. 3, thence North along said State Highway No. 3, 104.354 feet to the place of beginning.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,477.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017151F01 2352632 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: W i l l i a m J o s e p h Jahnke and Charlene Ann Jahnke, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 8, 2008, Dakota County Recorder, Document No. 2583070.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200633764123 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: I.A.G. Enterprises Inc. d/b/a Northwest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 364 Hayes Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191750104455 LEGAL DESCRIPTION OF PROPERTY: Unit 44, CIC No. 332, a Condominium, Century Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,373.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,471.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354021 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,600.00 MORTGAGOR(S): Susan C Ney-Blake And Russell M Blake, Wife And Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2006 Dakota County Recorder Document Number: 2453678 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: July 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604288066576 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1292 Raspberry Ct, Eagan, MN 55123-1484 Tax Parcel ID Number: 10.33000.050.05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Hilltop Estates, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $255,459.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015555F01 2356540 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,614.00 MORTGAGOR(S): Kristi L. Willard, A Single Woman MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265959 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S, Bank, N.A. Dated: September 24, 2009 Recorded: November 09, 2004 Dakota County Recorder Document Number: 2265960 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12765 Edgewater Path, Apple Valley, MN 55124-8654 Tax Parcel ID Number: 01-34151-152-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 152, Condominium No. 98, Hunters Run Villas, a condominium in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,033.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 01, 2011, or the next business day if April 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015659F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 05, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015659F01 2352439 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2007 MORTGAGOR: Donna M. Bourassa Fawcett, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515463.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010, Recorded: January 28, 2010, Document No. 2710823.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5540 Euclid Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-75601-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Terra Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,794.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2344965 9/16-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Jeremy C Engen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2004 Dakota County Registrar of Titles Document Number: 546857 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700039812611 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P.

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Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133213 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3754 Vermilion Ct S, Eagan, MN 55122-3154 Tax Parcel ID Number: 10-16936-407-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,599.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 2351151 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,800.00 MORTGAGOR(S): David Boldt and Julie Boldt. husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100488910109051945 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on December 21, 2006, as Document No. 2483485 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS capital I Inc. Trust 2007-NC3 Mortgage pass-through certificates, series 2007-NC3 Dated: August 16, 2010, and recorded August 31, 2010 by Document No. 2749419.

LEGAL DESCRIPTION OF PROPERTY: All that part of Government Lot 1, Section 18, Township 28, Range 22, b e i n g p a r t o f t h e S o u t h 1⁄2 o f t h e Northwest 1⁄4 of said section 18, Dakota County, Minnesota, described as follows, to-wit: Beginning at a point in the center line of Ohio Street, distant 320 feet west of the north and south center line of said section 18, and 630 feet more or less north of the north line of Butler Avenue as now opened by the Common council of the City of West St. Paul, which point is the center line of Arion Street as now opened and

of Arion Street as now opened and graded by the Common Council of the City of West St. Paul; thence running west along the center line of Arion Street a distance of 150 feet to the place of beginning of the land herein to be described; thence running west along the center line of Arion Street 45 feet; thence South along a line parallel with the center line of Ohio Street 150 feet; thence East a distance of 45 feet; thence north along a line parallel with the center line of Ohio Street a distance of 150 feet to the place of beginning.

PROPERTY ADDRESS: 308 Arion St W, West Saint Paul, MN 55118 PROPERTY I.D: 42-01800-130-28 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Two Thousand Seven Hundred Forty-Six and 64/100 ($142,746.64) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 23, 2010 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS capital I Inc. Trust 2007-NC3 Mortgage pass-through certificates, series 2007-NC3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00415-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3735751 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010 2347789 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,050.00 MORTGAGOR(S): Mary Beth Willenbring, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 16, 2005 Dakota County Recorder Document Number: 2322413 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026902010790140 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5467 Brewer Ln, Inver Grove Heights, MN 55076-6000 Tax Parcel ID Number: 20-15095-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Brentwood Village, Common Interest Community No. 407, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,119.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016995F01 2346872 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2007 MORTGAGOR: G e n n a d i y Y e r m o lenko and Marina Yermolenko, husband and wife.

MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank.

DATE AND PLACE OF RECORDING: Registered May 25, 2007, Dakota County Registrar of Titles, Document No. 611243, Certificate of Title No. 142582.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage, a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 15450 Lucerne Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16980-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), Chateau Highlands COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $588,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $633,490.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2301 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354145 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,380.00 MORTGAGOR(S): Ted Jackson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 15, 2005 Dakota County Recorder Document Number: 2304464 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: September 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006913769 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16865 Greenland Path, Lakeville, MN 55044-9027 Tax Parcel ID Number: 22-27600-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Foxborough, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,871.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016993F01 2348042 9/23-10/28/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 26, 2005 MORTGAGORS: V i c t o r C . C h a r b e l and Jacqueline A. Charbel, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2005, Dakota County Recorder, Document No. 2369321.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000115401 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4066 Deerwood Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 102390010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Engstroms Deerwood Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $372,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,110.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354289 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 17, 2005 MORTGAGORS:M i c h e l l e R . L u c i o and Russell J. Lucio, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 25, 2005, Dakota County Recorder, Document No. 2354770.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009,

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2009, Recorded: January 11, 2010, Document No. 2707030.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900796592644 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2725 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-48625-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Michael D. DuPont's 4th Addition Country Meadows, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$254,236.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7649 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2351170 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 1994 MORTGAGORS: Jerrold A. Mertz and Cathleen M. Mertz, husband and wife.

MORTGAGEE: InLand Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded March 3, 1994, Dakota County Recorder, Document No. 1198611.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: June 12, 2002, Recorded: June 28, 2002, Document No. 1911026.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: InLand Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7932 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760118010 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen, Block Ten, Foxbor-

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��� ������� �� ���� ������ ������ sale by the������� mortgagor(s), their sonal representatives or assigns. ���������� ���� ��������� Lot Eighteen, Block Ten, Foxbor ough 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $74,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $50,964.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4631 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2349280 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,744.00 MORTGAGOR(S): Michael Meirink and Cynthia Meirink, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 22, 2005 Dakota County Recorder Document Number: 2314994 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002257944 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20099 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-017-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,337.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

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If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016994F01 2346982 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 1, 2010 YOU ARE NOTIFIED THAT: 1. D e f a u l t h a s o c c u r r e d i n t h e terms and conditions of the Declaration for Highland Village Association, Inc. (hereinafter the "Association") which was dated September 9, 1991 and recorded as Document No. 1011292 in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 9, Block 2, Pilot Knob Estates Seventh Addition, Dakota County, Minnesota STREET ADDRESS: 14294 Empire Avenue, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-57506-090-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 1, 2010, from David T. Richgels, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,628.70 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after September 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6.

The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 13, 2009, as Document No. 2643589 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of November, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. The time allowed by law for redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on May 18, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorneys for Highland Village Association, Inc.

Association, Inc. THOMSEN & NYBECK, P.A. HIGHLAND VILLAGE ASSOCIATION, INC. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Highland Village/Richgels/10-7-056D) 2351518 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Tracy Anne Flanagan, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100076600000245922 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on March 14, 2005, as Document No. 2303886 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered holders of the Renaissance Home Equity Loan Asset-Backed Certificates, Series 2005-1 Dated: January 5, 2005, and recorded February 20, 2009 by Document No. 2638666.

LEGAL DESCRIPTION OF PROPERTY: Unit 9, Cliff Lake Courthomes, Common Interest community No. 125, Dakota County, Minnesota.

PROPERTY ADDRESS: 4466 Glen Echo Bay Unit 9, Eagan, MN 55122 PROPERTY I.D: 10-17790-009-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand Three Hundred Seventeen and 69/100 ($153,317.69) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered holders of the Renaissance Home Equity Loan Asset-Backed Certificates, Series 2005-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00426-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3736226 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010 2347716 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2007 MORTGAGORS: Robert A. Berg and Linda J. Berg, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2007, Dakota County Recorder, Document No. 2545134.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation, Dated: August 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000818030660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 3830 80th Court East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-82100-140-01 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Village Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,877.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 8, 2010.

Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354251 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2006 MORTGAGOR: J a m e s L . C l a r k , a married person.

MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Registered April 18, 2006, Dakota County Registrar of Titles, Document No. 588266, Certificate of Title No. 139564.

ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: March 30, 2006, Recorded: April 18, 2006, Document No. 588267. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 26, 2006, Recorded: June 29, 2006, Document No. 593065. And thereafter assigned to: Chase Home Finance LLC, Dated: March 29, 2010, Recorded: April 7, 2010, Document No. T660160.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16875 Kenmore Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-37951-030-02 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 3, Block 2, Jackson Heights Second Addition, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,185.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354120 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,000.00 MORTGAGOR(S): Frieda A Smith, Single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100080190023595069 SERVICER: Ocwen Loan Servicing.

LLC LENDER: Novastar Mortgage, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on April 26, 2004, as Document No. 2198098 ASSIGNED TO: The Bank of New York Mellon, successor in interest to JPMORGAN CHASE BANK, As trustee for the registered holders of NovaStar Mortgage Funding Trust, Series 2004-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-2 Dated: August 19, 2010, and recorded August 31, 2010 by Document No. 2749421.

LEGAL DESCRIPTION OF PROPERTY: All that certain Condominium situate in the County of Dakota and State of Minnesota, being known and described as follows: Unit 314-2A, Garage unit number 16, Shannon Glen Condominium, I, Condominium file no.

32, located on Lot 1, Block 1, Eagen Metro Center 2nd addition of Dakota County, Minnesota.

PROPERTY ADDRESS: 1855 Silver Bell Rd Unit 314, Saint Paul, MN 55122 PROPERTY I.D: 102245116501 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Seventy-Five Thousand Fifty-Two and 14/100 ($75,052.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice

pliance with all pre foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 9, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 23, 2010 The Bank of New York Mellon, successor in interest to JPMORGAN CHASE BANK, As trustee for the registered holders of NovaStar Mortgage Funding Trust, Series 2004-2 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2004-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00422-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3736225 09/23/2010, 09/30/2010, 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010 2347870 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,304.00 MORTGAGOR(S): Alyssa C Pfarr, a single person and Alexander M Pfarr, a single person MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: September 28, 2007 Dakota County Recorder Document Number: 2546934 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595698 And assigned to: Countrywide Bank, FSB Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595699 And assigned to: Countrywide Home Loans Servicing, LP Dated: November 06, 2008 Recorded: December 01, 2008 Dakota County Recorder Document Number: 2624845 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A dba Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5091 183rd St W, Farmington, MN 55024-8719 Tax Parcel ID Number: 14-19506-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Dakota County Estates 7th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,982.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

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six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017165F01 2350397 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2007 MORTGAGOR: T h e r e s a J . M c C o r mick, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 2007, Dakota County Recorder, Document No. 2508986.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 3, 2009, Recorded: April 28, 2009, Document No. 2652865.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039222142515843 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 109 14th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-83900-290-01 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 1, Wharton and Miller's Addition to South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,156.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2073 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354193 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGORS: Lori Jan Martin and Eric Raymond Martin, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as Successor-in-Interest to Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 9, 2007, Dakota County Recorder, Document No. 2495196. A portion of the premises originally encumbered by the Mortgage has been released pursuant to Document No. 268708 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY3 Trust, Dated: May 6, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 13-02800-011-26 LEGAL DESCRIPTION OF PROPERTY: The North 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota EXCEPT the East 50.80 feet thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $348,165.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 13, 2010.

Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2824 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354276 9/23-10/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 8 , 1994 MORTGAGORS:Kristen A. Stoohs, a single person.

MORTGAGEE:ICM Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 14, 1994, Dakota County Recorder, Document No. 1209112.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC S/B/M Chase Manhattan Mortgage Corporation S/B/M Chase Mortgage Company-West F/K/A Mellon Mortgage Company, Dated: October 31, 1994, Recorded: November 14, 1994, Document No. 1250441.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ICM Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17398 Honeysuckle Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223331007002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Homestead Creek East, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$113,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$75,940.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9114 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372454 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 5 , 2007 MORTGAGORS:A u d r e y S m i t h a n d Stanley Smith, WIFE AND HUSBAND. MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered October 18, 2007, Dakota County Registrar of Titles, Document No. 618937, Certificate of Title No. 127213.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 21, 2009, Recorded: November 3, 2009, Document No. T653379.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047168358 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16110 Inglewood Drive, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-14500-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Bluebill Bay Estates.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,871.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 27, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4685 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2372352 10/7-11/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,600.00 MORTGAGOR(S): Mark A Usselman, a single man MORTGAGEE: SunTrust Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2008 Dakota County Recorder Document Number: 2582503 Transaction Agent: Not Applicable

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������ ������ ������� ������� �� ���� Transaction Agent: Not Applicable sota Transaction Agent Mortgage Identifi- to pay the debt secured by said mortcation Number: Not Applicable gage and taxes, if any, on said preLender or Broker: SunTrust Mort- mises and the costs and disbursements, including attorney fees allowed gage, Inc. Residential Mortgage Servicer: Sun- by law, subject to redemption within Trust Mortgage, Inc. six (6) months from the date of said Mortgage Originator: Not Applicable sale by the mortgagor(s), their perCOUNTY IN WHICH PROPERTY IS sonal representatives or assigns.

LOCATED: Dakota If the Mortgage is not reinstated Property Address: 14457 Guthrie under Minn. Stat. §580.30 or the propWay, Apple Valley, MN 55124-6732 erty is not redeemed under Minn. Stat.

T a x P a r c e l I D N u m b e r : §580.23, the Mortgagor must vacate 01-16401-150-01 the property on or before 11:59 p.m. on L E G A L D E S C R I P T I O N O F P R O P - May 05, 2011, or the next business day ERTY: Lot 15, Block 1, Carrollwood Vil- if May 05, 2011 falls on a Saturday, lage Second Addition, Dakota County, Sunday or legal holiday.

Minnesota.

Mortgagor(s) released from financial AMOUNT DUE AND CLAIMED TO BE obligation: NONE DUE AS OF DATE OF NOTICE: THIS COMMUNICATION IS FROM $214,273.99 A DEBT COLLECTOR ATTEMPTTHAT all pre-foreclosure require- ING TO COLLECT A DEBT. ANY ments have been complied with; that INFORMATION OBTAINED WILL BE no action or proceeding has been insti- USED FOR THAT PURPOSE. tuted at law or otherwise to recover the THE RIGHT TO VERIFICATION OF debt secured by said mortgage, or any THE DEBT AND IDENTITY OF THE part thereof; ORIGINAL CREDITOR WITHIN THE PURSUANT to the power of sale con- T I M E P R O V I D E D B Y L A W I S N O T t a i n e d i n s a i d m o r t g a g e , t h e AFFECTED BY THIS ACTION. above-described property will be sold THE TIME ALLOWED BY LAW FOR by the Sheriff of said county as fol- REDEMPTION BY THE MORTGAGOR, lows: THE MORTGAGOR'S PERSONAL REPDATE AND TIME OF SALE: Novem- RESENTATIVES OR ASSIGNS, MAY BE ber 05, 2010 at 10:00 AM REDUCED TO FIVE WEEKS IF A JUDIPLACE OF SALE: Dakota County CIAL ORDER IS ENTERED UNDER Law Enforcement Center, 1580 High- MINNESOTA STATUTES, SECTION way 55, Lobby S-100, Hastings, Minne- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sota OTHER THINGS, THAT THE MORTto pay the debt secured by said mort- GAGED PREMISES ARE IMPROVED gage and taxes, if any, on said pre- WITH A RESIDENTIAL DWELLING OF mises and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT ments, including attorney fees allowed PROPERTY USED IN AGRICULTURAL by law, subject to redemption within PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 six (6) months from the date of said MORTGAGEE: Mortgage Electronic sale by the mortgagor(s), their perRegistration Systems, Inc. sonal representatives or assigns.

If the Mortgage is not reinstated Wilford & Geske, P.A. under Minn. Stat. §580.30 or the prop- Attorneys for Mortgagee erty is not redeemed under Minn. Stat. Lawrence A. Wilford §580.23, the Mortgagor must vacate James A. Geske the property on or before 11:59 p.m. on 8425 Seasons Parkway, Suite 105 May 05, 2011, or the next business day Woodbury, MN 55125-4393 if May 05, 2011 falls on a Saturday, (651) 209-3300 File Number: 016996F01 Sunday or legal holiday.

9/23-10/28/10 Mortgagor(s) released from financial 2352595 obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTNOTICE OF MORTGAGE ING TO COLLECT A DEBT. ANY FORECLOSURE SALE INFORMATION OBTAINED WILL BE N O T ICE IS HEREBY GIVEN that USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF default has occurred in the conditions THE DEBT AND IDENTITY OF THE of the following described mortgage: DATE OF MORTGAGE: March 02, ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T 2005 ORIGINAL PRINCIPAL AMOUNT OF AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR MORTGAGE: $139,144.00 MORTGAGOR(S): Michael Meirink REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- and Cynthia Meirink, husband and wife MORTGAGEE: Mortgage Electronic RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- Registration Systems, Inc. DATE AND PLACE OF RECORDING: CIAL ORDER IS ENTERED UNDER Recorded: March 25, 2005 Dakota MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G County Recorder Document Number: 2307382 OTHER THINGS, THAT THE MORTTransaction Agent: Mortgage ElecGAGED PREMISES ARE IMPROVED tronic Registration Systems, Inc. WITH A RESIDENTIAL DWELLING OF Transaction Agent Mortgage IdentifiLESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL cation Number: 100025440002211271 Lender or Broker: Lehman Brothers PRODUCTION, AND ARE ABANDONED. Bank, FSB DATED: September 23, 2010 Residential Mortgage Servicer: MORTGAGEE: SunTrust Mortgage, Inc. Aurora Loan Services, LLC Wilford & Geske, P.A. Mortgage Originator: Not Applicable Attorneys for Mortgagee COUNTY IN WHICH PROPERTY IS Lawrence A. Wilford LOCATED: Dakota James A. Geske Property Address: 20068 Cabrilla 8425 Seasons Parkway, Suite 105 Way, Farmington, MN 55024-1485 Woodbury, MN 55125-4393 Tax Parcel ID Number: (651) 209-3300 12-24500-079-04 File Number: 016841F01 LEGAL DESCRIPTION OF PROP2346903 9/23-10/28/10 ERTY: Lot 79, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota.

NOTICE OF MORTGAGE AMOUNT DUE AND CLAIMED TO BE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that D U E A S O F D A T E O F N O T I C E : default has occurred in the conditions $142,095.58 THAT all pre-foreclosure requireof the following described mortgage: ments have been complied with; that DATE OF MORTGAGE: July 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF no action or proceeding has been instituted at law or otherwise to recover the MORTGAGE: $208,000.00 MORTGAGOR(S): Rene A. Brinkman debt secured by said mortgage, or any and Randy J. Brinkman, wife and hus- part thereof; PURSUANT to the power of sale conband MORTGAGEE: Mortgage Electronic t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold Registration Systems, Inc. by the Sheriff of said county as folDATE AND PLACE OF RECORDING: Recorded: July 26, 2005 Dakota lows: DATE AND TIME OF SALE: NovemCounty Recorder Document Number: 2343740 ber 12, 2010 at 10:00 AM Transaction Agent: Mortgage ElecPLACE OF SALE: Dakota County tronic Registration Systems, Inc. Law Enforcement Center, 1580 HighTransaction Agent Mortgage Identifi- way 55, Lobby S-100, Hastings, Minnecation Number: 100137510000192742 sota Lender or Broker: Lakeland Mort- to pay the debt secured by said mortgage Corporation gage and taxes, if any, on said preR e s i d e n t i a l M o r t g a g e S e r v i c e r : mises and the costs and disbursements, including attorney fees allowed Aurora Loan Services, LLC by law, subject to redemption within Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS six (6) months from the date of said LOCATED: Dakota sale by the mortgagor(s), their perProperty Address: 15727 Hemlock sonal representatives or assigns.

Ct, Apple Valley, MN 55124-7145 If the Mortgage is not reinstated T a x P a r c e l I D N u m b e r : under Minn. Stat. §580.30 or the prop01-45801-350-03 erty is not redeemed under Minn. Stat.

L E G A L D E S C R I P T I O N O F P R O P - §580.23, the Mortgagor must vacate ERTY: Lot 35, Block 3, Longridge 2nd the property on or before 11:59 p.m. on Addition, Dakota County, Minnesota May 12, 2011, or the next business day AMOUNT DUE AND CLAIMED TO BE if May 12, 2011 falls on a Saturday, D U E A S O F D A T E O F N O T I C E : Sunday or legal holiday. $212,809.46 Mortgagor(s) released from financial THAT all pre-foreclosure require- obligation: NONE ments have been complied with; that THIS COMMUNICATION IS FROM no action or proceeding has been insti- A DEBT COLLECTOR ATTEMPTtuted at law or otherwise to recover the ING TO COLLECT A DEBT. ANY debt secured by said mortgage, or any INFORMATION OBTAINED WILL BE part thereof; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF t a i n e d i n s a i d m o r t g a g e , t h e THE DEBT AND IDENTITY OF THE above-described property will be sold ORIGINAL CREDITOR WITHIN THE by the Sheriff of said county as fol- T I M E P R O V I D E D B Y L A W I S N O T lows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: NovemTHE TIME ALLOWED BY LAW FOR ber 05, 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Dakota County THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 High- RESENTATIVES OR ASSIGNS, MAY BE way 55, Lobby S-100, Hastings, Minne���������� �� ���� ����� sota

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� �� ���� ������ ������ ������� ���������� ���� ��������� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017115F01 2359409 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 MORTGAGOR(S): Merrye L Lindsey, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508097 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 03, 2010 Recorded: February 05, 2010 Dakota County Recorder Document Number: 2712898 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000161645 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20675 Hughes Ave W, Lakeville, MN 55044-8638 Tax Parcel ID Number: 22-57550-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Playfield Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,709.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012430F02 2358620 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2005 MORTGAGOR: A u s t i n F i g g i n s , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 8, 2005, Dakota County Recorder, Document No. 2348676.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100195910000876675 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First NLC Financial Services, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 4536 Cinnamon Ridge Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101740011201 LEGAL DESCRIPTION OF PROPERTY: THAT PART OF LOT 11, BLOCK 1, CINNAMON RIDGE, LYING SOUTHWESTERLY OF A LINE DRAWN FROM A POINT ON THE SOUTHEASTERLY LINE OF LOT 11, DISTANT 58.30 FEET SOUTHWESTERLY OF THE MOST EASTERLY CORNER THEREOF TO A POINT ON THE NORTHWESTERLY LINE OF SAID LINE OF SAID LOT 11, DISTANT 58.30 FEET SOUTHWESTERLY OF THE MOST NORTHERLY CORNER THEREOF, DAKOTA COUNTY, MINNESOTA. COMMONLY KNOWN AS: 4536 CINNAMON RIDGE TRAIL, EAGAN, MN 55122 PARCEL NUMBER: 10.17400.112.01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,623.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 12, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2355753 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,995.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360490 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2007 MORTGAGOR: T e r r y S . T r k l a , a single person.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered August 23, 2007, Dakota County Registrar of Titles, Document No. 616143, Certificate of Title No. 134046.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 31, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 406 Rehnberg Place, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 426340004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) in Block One (1) of A.E. Rehnberg Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,988.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 15, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363522 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007 MORTGAGOR: Heather J. Gustafson, a single person.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562036.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: May 12, 2009, Recorded: May 21, 2009, Document No. 2658642.

And thereafter assigned to: Chase Home Finance LLC, Dated: September 10, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 7763 West 157th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-49101-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Morningview Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,275.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,328.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363613 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): John P. Rodrigues and Lynn M. Rodrigues, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341589 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Dated: September 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100176105061589795 Lender or Broker: Accredited Home Lenders, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1617 Murphy Pkwy, Eagan, MN 55122-1758 Tax Parcel ID Number: 10-14395-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Blackhawk Pond, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $539,182.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, National Association, as successor by merger to Lasalle Bank National Association, as Indenture Trustee on Behalf of the holders of the Accredited Mortgage Loan Trust 2005-3 Asset Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017020F01 2354516 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 MORTGAGOR: Michell J. Derks, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 27, 2006, Dakota County Recorder, Document No. 2484159.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020926498 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14068 South Plymouth Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 025845007903 LEGAL DESCRIPTION OF PROPERTY: Unit Number 79, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,289.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

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MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363507 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2004 MORTGAGOR: R o b e r t C .

McDonald, a single man.

MORTGAGEE:Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded November 9, 2004, Dakota County Recorder, Document No. 2265731.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R10, under the Pooling and Servicing Agreement Dated October 1, 2004, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637665.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 2504 Williams Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 020140003025 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: PARCEL 1: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT THE POINT OF INTERSECTION OF THE CENTER LINE OF STATE HIGHWAY NO. 13 AS NOW LAID OUT AND THE EAST LINE OF THE WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14, RUNNING THENCE SOUTHWESTERLY ALONG THE SAID CENTERLINE OF STATE HIGHWAY NO. 13, A DISTANCE OF 435.5 FEET; THENCE NORTHWESTERLY PERPENDICULAR TO THE SAID CENTERLINE, 33 FEET TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, WHICH POINT IS THE POINT OF BEGINNING OF THE LAND TO BE CONVEYED, THENCE NORTHWESTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, A DISTANCE OF 125 FEET; THENCE NORTHEASTERLY PARALLEL TO THE NORTH LINE OF THE SAID STATE HIGHWAY NO. 13, A DISTANCE OF 100 FEET, THENCE SOUTHEASTERLY PERPENDICULAR TO THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 125 FEET TO A POINT ON THE SAID NORTH LINE; AND THENCE SOUTHWESTERLY ALONG THE NORTH LINE OF SAID STATE HIGHWAY NO. 13, 100 FEET TO THE PLACE OF BEGINNING. PARCEL 2: THAT PART OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SECTION 14, TOWNSHIP 115, RANGE 21, COMMENCING AT A POINT ON THE CENTERLINE OF STATE TRUNK HIGHWAY NO. 13, AS NOW LAID OUT, WHICH IS 335.5 FEET SOUTHWESTERLY OF THE INTERSECTION OF SAID CENTERLINE AND THE EAST LINE OF WEST 1/2 OF SOUTHEAST 1/4 OF NORTHWEST 1/4 OF SAID SECTION 14; THENCE RUNNING SOUTHWESTERLY ALONG THE SAID HIGHWAY CENTERLINE 15 FEET; THENCE NORTH 19 DEGREES WEST 175 FEET; THENCE NORTH 71 DEGREES EAST 15 FEET AND THENCE SOUTH 19 DEGREES EAST 175 FEET OF THE PLACE OF BEGINNING. DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY KNOWN AS 2504 COUNTY ROAD 34, BURNSVILLE, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,023.08 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 13, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3093 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2354606 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2007 MORTGAGORS: Norbert J. Schmidt and Kathaleen M. Schmidt, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2518907.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: April 8, 2010, Recorded: April 28, 2010, Document No. 2727184.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100134400030132277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Loan Link Financial Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14493 Crescent Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 346742510002 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Shannon Hills, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $379,945.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 24, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363673 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 16, 2005 MORTGAGOR: Jessica L. Kaufman, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2005, Dakota County Recorder, Document No. 2367989.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: June 14, 2010, Recorded: June 23, 2010, Document No. 2736973.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030007981211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12820 Nicollet Avenue South #102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130033816 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12820 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $79,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $77,071.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358295 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE PURSUANT TO VOLUNTARY MORTGAGE FORECLOSURE AGREEMENT Date: September 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated October 28, 2009, executed by Geckler & Associates, Inc., a Minnesota corporation, as Mortgagor, to Contractors Capital Corporation, a Minnesota corporation, as Mortgagee, and filed for record October 29, 2009, as Document No. 653095 in the Office of the Registrar of Titles, Dakota County, Minnesota. The land described in the Mortgage is registered land.

2. The original principal amount secured by the Mortgage was: one hundred sixty-five thousand and 00/100 Dollars ($165,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: one hundred sixty-eight thousand five hundred twenty-six and 45/100 Dollars ($168,526.45).

6. This mortgage foreclosure is being conducted in accordance with th e terms and conditions of a Voluntary Mortgage Foreclosure Agreement dated September 14, 2010.

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Ten (10), Block One (1), The Oaks of Lakevilla, Dakota County, Minnesota by the County Sheriff of be sold will Dakota County, Minnesota, at public auction on October 29, 2010, at 10:00 a.m. at the Sheriff's office, Civil Division, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota.

8. The street address of the mortgaged property is 17761 Ketchikan Trail, Lakeville, MN 55044 and the tax parcel identification number is 22-75890-100-01.

9. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is two (2) months after the date of sale. Each holder of a junior l i e n m a y r e d e e m i n t h e o r d e r and manner provided in Minnesota Statutes §582.32, Subd. 9, beginning after the expiration of the mortgagor's redemption period.

10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Contractors Capital Corporation Mortgagee Attorney for Mortgagee: Ryan J. Trucke BRUTLAG, HARTMANN & TRUCKE, P.A. 3555 Plymouth Boulevard, Suite 117 Minneapolis, MN 55447-1399 (763) 222-2504 2360622 9/30-10/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): Michael H. Schmidt and Neomi Schmidt, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: March 09, 2005 Dakota County Recorder Document Number: 2302809 ASSIGNMENTS OF MORTGAGE: And assigned to: Ameriquest Mortgage Company

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�� ���� gage Company ������ ������ ������� Heights, MN������� 55076 Dated: December 06, 2004 TAX PARCEL I.D. #: 207115210005 And assigned to: Wells Fargo Bank, LEGAL DESCRIPTION OF PROPN.A., as Trustee, in trust for the regis- ERTY: tered Holders of Park Place Securities, Lot Ten (10) and the Northwesterly Inc., Asset-Backed Pass-Through CerTen and Two Tenths (10.2) feet of tificates, Series 2005-WLL1 Lot N i n e ( 9 ) i n B l o c k Five ( 5 ) of Dated: December 06, 2004 South Grove No. 3, Dakota County, Transaction Agent: Not Applicable Minnesota Transaction Agent Mortgage IdentifiCOUNTY IN WHICH PROPERTY IS cation Number: Not Applicable LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Lender or Broker: Argent Mortgage Company, LLC MORTGAGE: $107,000.00 AMOUNT DUE AND CLAIMED TO BE Residential Mortgage Servicer: LitDUE AS OF DATE OF NOTICE, INCLUDton Loan Servicing, LP ING TAXES, IF ANY, PAID BY MORTMortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS GAGEE: $70,390.10 LOCATED: Dakota That prior to the commencement of Property Address: 1909 Ashland St, this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comHastings, MN 55033-3518 T a x P a r c e l I D N u m b e r : plied with all notice requirements as 19-25800-040-04 required by statute; That no action or L E G A L D E S C R I P T I O N O F P R O P - proceeding has been instituted at law ERTY: Lot 4, Block 4, Fasbender Addi- o r o t h e r w i s e t o r e c o v e r t h e d e b t tion, according to the recorded plat secured by said mortgage, or any part thereof, and situate in Dakota County, thereof; PURSUANT to the power of sale conMinnesota AMOUNT DUE AND CLAIMED TO BE tained in said mortgage, the above D U E A S O F D A T E O F N O T I C E : described property will be sold by the Sheriff of said county as follows: $177,976.06 DATE AND TIME OF SALE: NovemTHAT all pre-foreclosure requirements have been complied with; that ber 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , no action or proceeding has been instituted at law or otherwise to recover the Law Enforcement Center, 1580 Hwy debt secured by said mortgage, or any 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said part thereof; PURSUANT to the power of sale con- Mortgage, and taxes, if any, on said t a i n e d i n s a i d m o r t g a g e , t h e premises, and the costs and disburseabove-described property will be sold m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s by the Sheriff of said county as fol- allowed by law subject to redemption within twelve (12) months from the lows: DATE AND TIME OF SALE: Novem- date of said sale by the mortgagor(s), ber 12, 2010 at 10:00 AM their personal representatives or PLACE OF SALE: Dakota County assigns unless reduced to Five (5) Law Enforcement Center, 1580 High- weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPway 55, Lobby S-100, Hastings, MinneERTY: If the real estate is an sota to pay the debt secured by said mort- owner-occupied, single-family dwellgage and taxes, if any, on said pre- ing, unless otherwise provided by law, mises and the costs and disburse- the date on or before which the mortments, including attorney fees allowed gagor(s) must vacate the property if the by law, subject to redemption within mortgage is not reinstated under secsix (6) months from the date of said tion 580.30 or the property is not sale by the mortgagor(s), their per- redeemed under section 580.23 is 11:59 p.m. on November 21, 2011. sonal representatives or assigns.

MORTGAGOR(S) RELEASED FROM If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- FINANCIAL OBLIGATION ON MORTerty is not redeemed under Minn. Stat. GAGE: None "THE TIME ALLOWED BY LAW FOR §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on REDEMPTION BY THE MORTGAGOR, May 12, 2011, or the next business day THE MORTGAGOR'S PERSONAL REPif May 12, 2011 falls on a Saturday, RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDISunday or legal holiday.

Mortgagor(s) released from financial CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION obligation: NONE THIS COMMUNICATION IS FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR ATTEMPT- OTHER THINGS, THAT THE MORTING TO COLLECT A DEBT. ANY GAGED PREMISES ARE IMPROVED INFORMATION OBTAINED WILL BE WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE P R O D U C T I O N , A N D A R E ORIGINAL CREDITOR WITHIN THE ABANDONED." Dated: September 23, 2010.

TIME PROVIDED BY LAW IS NOT PNC Bank, National Association AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- By: Paul A. Weingarden RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 4-2340 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 9/30-11/4/10 LESS THAN FIVE UNITS, ARE NOT 2363566 PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 NOTICE OF MORTGAGE ASSIGNEE OF MORTGAGEE: Wells FORECLOSURE SALE Fargo Bank, N.A., as Trustee, in NOTICE IS HEREBY GIVEN that trust for the registered Holders default has occurred in the conditions of Park Place Securities, Inc., of the following described mortgage: Asset-Backed Pass-Through DATE OF MORTGAGE: September Certificates, Series 2005-WLL1 13, 2004 Wilford & Geske, P.A. ORIGINAL PRINCIPAL AMOUNT OF Attorneys for Assignee of Mortgagee MORTGAGE: $224,218.00 Lawrence A. Wilford MORTGAGOR(S): Bryan G. Nyblom James A. Geske and Karin Y. Nyblom, Husband and 8425 Seasons Parkway, Suite 105 Wife Woodbury, MN 55125-4393 MORTGAGEE: Mortgage Electronic (651) 209-3300 Registration Systems, Inc. File Number: 017043F01 DATE AND PLACE OF REGISTER2356555 9/30-11/4/10 ING: Registered: September 27, 2004 Dakota County Registrar of Titles Document Number: 548680 NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE And assigned to: U.S. Bank National THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Association Dated: September 13, 2010 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Mortgage ElecTHE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. Transaction Agent Mortgage IdentifiNOTICE IS HEREBY GIVEN, that default has occurred in conditions of cation Number: 100318801000083465 Lender or Broker: Optimum Mortthe following described mortgage: DATE OF MORTGAGE: A u g u s t 1 , gage Services, Inc Residential Mortgage Servicer: U.S. 2003 MORTGAGORS: Randy D. Rose and Bank Home Mortgage Mortgage Originator: Not Applicable Bonita M. Rose, husband and wife.

CERTIFICATE OF TITLE NUMBER: MORTGAGEE: Virginia L. Krech.

DATE AND PLACE OF RECORDING: 133545 COUNTY IN WHICH PROPERTY IS Registered February 25, 2004, Dakota County Registrar of Titles, Document LOCATED: Dakota Property Address: 3390 Leroy Ave, No. 0530914, Certificate of Title No. Hastings, MN 55033-4012 58008.

Tax Parcel ID Number: ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage 19-68101-090-02 LEGAL DESCRIPTION OF PROPCo., Dated: August 1, 2003, Recorded: February 25, 2004, Document No. ERTY: Lot Nine (9), Block Two (2) in 0530915. And thereafter assigned to: Sieben's Second Addition, according to P N C B a n k , N a t i o n a l A s s o c i a t i o n , the recorded plat thereof, Dakota County, Minnesota Dated: September 1, 2010 AMOUNT DUE AND CLAIMED TO BE Said Mortgage being Registered Land.

DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - $236,290.84 THAT all pre-foreclosure requireGAGE IDENTIFICATION NUMBER ON ments have been complied with; that MORTGAGE: NONE LENDER OR BROKER AND MORT- no action or proceeding has been instiG A G E O R I G I N A T O R S T A T E D O N tuted at law or otherwise to recover the debt secured by said mortgage, or any MORTGAGE: Virginia L. Krech R E S I D E N T I A L M O R T G A G E S E R - part thereof; that this is registered property; VICER: PNC Bank, National AssociaPURSUANT to the power of sale contion MORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 3280 East 74th Street, Inver Grove ���������� �� ���� ����� Heights, MN 55076

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� �� ���� ������ ������ E R T Y : I f ������� the real estate is an owner-occupied, single-family dwell���������� ���� ��������� tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017051F01 2356684 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2008 MORTGAGOR: Olga Krohn, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 29, 2008, Dakota County Recorder, Document No. 2587385.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000822202529 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 515 Eddy Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193215006037 LEGAL DESCRIPTION OF PROPERTY: North Half of Lot 5, Block 37, and North Half of the West 16 feet of Lot 6, Block 37, Town of Hastings, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,912.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,003.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9110 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2360506 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,558.00 MORTGAGOR(S): Nicole J Dohmen, a single person and Ty C Smith, a single person MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder Document Number: 2392232 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: October 17, 2005 Recorded: March 07, 2006 Dakota County Recorder Document Number: 2410886 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23712 Belle Ct, Hampton, MN 55031-9640 Tax Parcel ID Number: 18-26101-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Fesba Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,594.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 2354488 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,600.00 MORTGAGOR(S): Lisa M. Lamanna Spore and Richard A. Spore, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 12, 2007 Dakota County Recorder Document Number: 2487772 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Dated: February 11, 2009 Recorded: March 17, 2009 Dakota County Recorder Document Number: 2644314 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001528-1200004739-1 Lender or Broker: First State Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14675 Evergreen Trl # 103, Apple Valley, MN 55124-5739 Tax Parcel ID Number: 01-48845-103-20 LEGAL DESCRIPTION OF PROPERTY: Unit 103, Common Interest Community No. 124, Mistwood Courthomes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,008.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003147F04 2357338 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 MORTGAGOR: Joseph J. Murphey, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 20, 2005, Dakota County Registrar of Titles, Document No. 567705, Certificate of Title No. 136489.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 23, 2009.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100051900065008903 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Windwood Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1857 122nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18425-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot Three, Block Two, Covington Point, Common interest Community Number 173, a planned community located in the County of Dakota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,451.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2358353 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2005 MORTGAGOR: Christine Heinzman and Mark Heinzman, wife and husband.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded March 24, 2005, Dakota County Recorder, Document No. 2306878.

2306878.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 21, 2005, Recorded: March 24, 2005, Document No. 2306879.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17341 Jade Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 221320205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Barrett Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,760.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 22, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363466 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 MORTGAGORS: Dao Vang and Kong Yang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436013.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Acquisition Trust 2006-RM1, Asset Backed Pass Through Certificates, Series 2006-RM1, Dated: September 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100241010017185816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resmae Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 312 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250308003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota.

Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 17, 2010.

U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363553 9/30-11/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGORS: Ronald R. Juntunen and Sherry F. Elliott, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 8, 2007, Dakota County Recorder, Document No. 2535894.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 29, 2008, Recorded: October 9, 2008, Document No. 2617086.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000289779 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14316 Park Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-84801-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Wood Park Plat 2, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,787.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,140.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM

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2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 6800096788 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: May 10, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: June 16, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 24, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 20, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 25, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 29, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2365398 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York M e l l o n f k a T h e B a n k o f N e w York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Registered: June 14, 2010 Dakota County Registrar of Titles Document Number: T663349 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11,

native Loan Trust 2006 HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2369673 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,200.00 MORTGAGOR(S): Chima B Abakporo and Ngozi B Abakporo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 25, 2006 Dakota County Recorder Document Number: 2432581 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Dated: November 11, 2009 Recorded: March 11, 2010 Dakota County Recorder Document Number: 2718733 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700067750634 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20674 E Oaks Dr, Farmington, MN 55024-1593 Tax Parcel ID Number: 14-48762-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Middle Creek East 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $304,564.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd.

2 September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 The redemption period shall be 5 weeks from the date of said sale.

Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 2365316 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Charles L. Nelson and Gretchen L. Nelson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2007 Dakota County Recorder Document Number: 2494751 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100323700003138685 Lender or Broker: FMF Capital LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1227 82nd St E, Inver Grove, MN 55077-3831 Tax Parcel ID Number:

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������� �� ���� T a x P a r c e������ l I D N ������ u m b e r : ������� MORTGAGEE: Mortgage Electronic 20-56700-010-00 / 20-01700-050-31 Registration Systems, Inc. L E G A L D E S C R I P T I O N O F P R O P - Wilford & Geske, P.A. ERTY: Lot 1, Paradise Valley, accord- Attorneys for Mortgagee: ing to the plat thereof now on file and Lawrence A. Wilford of record in the office of the County James A. Geske Recorder in and for Dakota County, 8425 Seasons Parkway, Suite 105 Minnesota.

Woodbury, MN 55125-4393 That part of the West One-half (W1/2) (651) 209-3300 of the Northwest Quarter of Section 17, File Number: 005569F02 Township 27, Range 22, described as 2365446 10/7/10 follows; Beginning at the northwest corner of Lot 1, Paradise Valley, as on file and of record; thence East along NOTICE OF MORTGAGE the north line of said Lot 1 a distance FORECLOSURE SALE of 136 feet to the East line of the West THE RIGHT TO VERIFICATION One-half (W 1/2) of said Northwest Quarter (NW 1/4); thence North along OF THE DEBT AND IDENTITY OF said East line of the West One-half (W THE ORIGINAL CREDITOR WITHIN 1/2) of the Northwest Quarter (NW 1/4) THE TIME PROVIDED BY LAW IS a distance of 48.34 feet; thence West NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that parallel with the north line of the said Lot 1 a distance of the 136 feet; thence default has occurred in conditions of South 48.34 feet to the point of the the following described mortgage: DATE OF MORTGAGE: November 12, beginning AMOUNT DUE AND CLAIMED TO BE 2003 MORTGAGOR: A n t h o n y T h o o f t , a DUE AS OF DATE OF NOTICE: single person. $253,072.66 MORTGAGEE: Mortgage Electronic THAT all pre-foreclosure requirements have been complied with; that Registration Systems, Inc..

DATE AND PLACE OF RECORDING: no action or proceeding has been instituted at law or otherwise to recover the Recorded January 8, 2004, Dakota debt secured by said mortgage, or any C o u n t y R e c o r d e r , D o c u m e n t N o .

2162061. part thereof; ASSIGNMENTS OF MORTGAGE: PURSUANT to the power of sale cont a i n e d i n s a i d m o r t g a g e , t h e Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE above-described property will be sold by the Sheriff of said county as fol- BENEFIT OF HARBORVIEW 2003-3 TRUST FUND, Dated: September 9, lows: DATE AND TIME OF SALE: July 30, 2 0 0 9 , R e c o r d e d : O c t o b e r 5 , 2 0 0 9 , Document No. 2688281.

2010 at 10:00 AM TRANSACTION AGENT: Mortgage PLACE OF SALE: Dakota County Electronic Registration Systems, Inc. Law Enforcement Center, 1580 T RANSACTION AGENT'S MORTHighway 55, Lobby S-100, Hastings, GAGE IDENTIFICATION NUMBER ON Minnesota t o p a y t h e d e b t s e c u r e d b y s a i d MORTGAGE: 100015700031346402 LENDER OR BROKER AND MORTmortgage and taxes, if any, on said p r e m i s e s a n d t h e c o s t s a n d GAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale disbursements, including attorney fees allowed by law, subject to redemption Lender RESIDENTIAL MORTGAGE SERwithin six (6) months from the date of said sale by the mortgagor(s), their VICER: BAC Home Loans Servicing L.P. personal representatives or assigns.

MORTGAGED PROPERTY ADDRESS: If the Mortgage is not reinstated u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e 15819 Cicerone Path, Rosemount, MN property is not redeemed under Minn. 55068 TAX PARCEL I.D. #: 343025122002 Stat. §580.23, the Mortgagor must LEGAL DESCRIPTION OF PROPvacate the property on or before 11:59 p.m. on January 30, 2011, or the next ERTY: Lot 22, Block 2, Geronime Pond 2nd business day if January 30, 2011 falls Addition CIC No. 260, Dakota on a Saturday, Sunday or legal holiday.

County, Minnesota Mortgagor(s) released from financial COUNTY IN WHICH PROPERTY IS obligation: NONE THIS COMMUNICATION IS FROM LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF A DEBT COLLECTOR ATTEMPTING T O C O L L E C T A D E B T . A N Y MORTGAGE: $176,175.00 AMOUNT DUE AND CLAIMED TO BE INFORMATION OBTAINED WILL BE DUE AS OF DATE OF NOTICE, INCLUDUSED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF ING TAXES, IF ANY, PAID BY MORTTHE DEBT AND IDENTITY OF THE GAGEE: $200,342.49 That prior to the commencement of ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comAFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR plied with all notice requirements as REDEMPTION BY THE MORTGAGOR, required by statute; That no action or T H E M O R T G A G O R ' S P E R S O N A L proceeding has been instituted at law REPRESENTATIVES OR ASSIGNS, o r o t h e r w i s e t o r e c o v e r t h e d e b t MAY BE REDUCED TO FIVE WEEKS IF secured by said mortgage, or any part A J U D I C I A L O R D E R I S E N T E R E D thereof; PURSUANT to the power of sale UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, contained in said mortgage, the above AMONG OTHER THINGS, THAT THE described property will be sold by the M O R T G A G E D P R E M I S E S A R E Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, IMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN ARE ABANDONED. to pay the debt then secured by said DATED: June 17, 2010 Mortgage, and taxes, if any, on said MORTGAGEE: Mortgage Electronic premises, and the costs and Registration Systems, Inc. disbursements, including attorneys' Wilford & Geske, P.A. fees allowed by law subject to Attorneys for Mortgagee redemption within six (6) months from Lawrence A. Wilford the date of said sale by the James A. Geske mortgagor(s), their personal 8425 Seasons Parkway, Suite 105 representatives or assigns unless Woodbury, MN 55125-4393 reduced to Five (5) weeks under MN (651) 209-3300 Stat. §580.07.

File Number: 005569F02 TIME AND DATE TO VACATE NOTICE OF POSTPONEMENT OF PROPERTY: If the real estate is an MORTGAGE FORECLOSURE SALE The above referenced sale scheduled o w n e r - o c c u p i e d , s i n g l e - f a m i l y for July 30, 2010 at 10:00 AM has been dwelling, unless otherwise provided by postponed to August 30, 2010 at 10:00 law, the date on or before which the A M i n t h e D a k o t a C o u n t y L a w mortgagor(s) must vacate the property Enforcement Center, 1580 Highway 55, if the mortgage is not reinstated under Lobby S-100, Hastings, Minnesota in section 580.30 or the property is not redeemed under section 580.23 is said County and State.

11:59 p.m. on January 31, 2011.

DATED: July 30, 2010 MORTGAGOR(S) RELEASED FROM MORTGAGEE: Mortgage Electronic FINANCIAL OBLIGATION ON Registration Systems, Inc. MORTGAGE: None NOTICE OF POSTPONEMENT OF "THE TIME ALLOWED BY LAW FOR MORTGAGE FORECLOSURE SALE The above referenced sale scheduled REDEMPTION BY THE MORTGAGOR, for August 30, 2010 at 10:00 AM has T H E M O R T G A G O R ' S P E R S O N A L been postponed to September 29, 2010 REPRESENTATIVES OR ASSIGNS, at 10:00 AM in the Dakota County Law MAY BE REDUCED TO FIVE WEEKS IF Enforcement Center, 1580 Highway 55, A J U D I C I A L O R D E R I S E N T E R E D Lobby S-100, Hastings, Minnesota in UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG said County and State.

OTHER THINGS, THAT THE DATED: August 30, 2010 MORTGAGED PREMISES ARE MORTGAGEE: Mortgage Electronic IMPROVED WITH A RESIDENTIAL Registration Systems, Inc. D WELLING OF LESS THAN FIVE NOTICE OF POSTPONEMENT OF UNITS, ARE NOT PROPERTY USED IN MORTGAGE FORECLOSURE SALE The above referenced sale scheduled AGRICULTURAL PRODUCTION, AND for September 29, 2010 at 10:00 AM ARE ABANDONED." Dated: June 2, 2010. has been postponed to October 06, U.S. Bank National Association, 2010 at 10:00 AM in the Dakota Trustee County Law Enforcement Center, 1580 Mortgagee/Assignee of Mortgagee Highway 55, Lobby S-100, Hastings, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Minnesota in said County and State.

By: Paul A. Weingarden DATED: September 29, 2010 Attorneys for Mortgagee/Assignee of MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 NOTICE OF POSTPONEMENT OF Minneapolis, MN 55416 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled (952) 925-6888 18-688 for October 06, 2010 at 10:00 AM has been postponed to November 24, 2010 45905776 THIS IS A COMMUNICATION FROM at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF Lobby S-100, Hastings, Minnesota in MORTGAGE FORECLOSURE SALE said County and State.

Pursuant to the provisions of DATED: October 06, 2010 Minnesota Statutes 580.07, the MORTGAGEE: Mortgage Electronic foregoing foreclosure sale is

PUBLIC NOTICE

���������� �� ���� �����

��� ������� �� ���� ������ ������ reduced to������� Five (5) weeks Stat. §580.07. ���������� ���� ��������� foregoing foreclosure sale is postponed until August 27, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 29, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 27, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 27, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2361351 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2007 MORTGAGORS: Jeffrey S. Johnson and Rianna L. Laxdal, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2519059.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520043406695 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18408 Eldorado Way, Farmington, MN 55024 TAX PARCEL I.D. #: 141950713005 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 5, Dakota County Estates 8th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,514.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN

under MN

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 2004340669 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 30, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4193 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2367983 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Registered: April 26, 2010 Dakota County Registrar of Titles Document Number: T660917 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association,

U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2360772 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Sean D. Roff and Vivan A. Roff a/k/a Vivian A. Roff, husband and wife MORTGAGEE: Merchants Bank, National Association - Hampton DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528304 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: June 25, 2007 Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528305 And assigned to: BAC Home Loans Servicing, L.P. Dated: July 30, 2010 Recorded: August 02, 2010 Dakota County Recorder Document Number: 2743840 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Merchants Bank, National Association - Hampton Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2563 Yellowstone Dr, Hastings, MN 55033-3751 Tax Parcel ID Number: 19-29702-068-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68 Glendale Heights Villas, a Condominium, CIC No. 439, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,982.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee

Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 05, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2010 at 10:00 AM has been postponed to October 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 2371352 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN

UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2369465 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGOR: V i r g i n i a A . K a c z marek, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 27, 2005, Dakota County Recorder, Document No. 2364837.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 6, 2009, Recorded: April 8, 2009, Document No. 2648760.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074393802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1524 139th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-48300-706-18 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0706, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,593.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal represen-

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mortgagor(s), their personal represen tatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 1942886880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 12, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 5, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 1, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2370198 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Phillip W. Black and Darlene C. Black, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 09, 2007 Dakota County Recorder Document Number: 2515369 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20970 Holyoke Ave, Lakeville, MN 55044-9644 Tax Parcel ID Number: 22-44450-062-02 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6 and the North 5 feet of Lot 4, Block 2, Fairchild, also known as Village of Lakeville, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,873.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 13, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 15, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2360759 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Rebecca A Vieths, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 574999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: June 09, 2010 Registered: June 15, 2010 Dakota County Registrar of Titles Document Number: T663456 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278104473199 Lender or Broker: Custom Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131006 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 612 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, South Oaks of Hastings, CIC No. 422, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,718.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015073F01 2360292 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

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������ ������ under Minn. Stat. §580.30 or the prop ������� ������� �� ���� erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate NOTICE OF MORTGAGE the property on or before 11:59 p.m. on FORECLOSURE SALE November 14, 2010, or the next busiNOTICE IS HEREBY GIVEN that ness day if November 14, 2010 falls on default has occurred in the conditions a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 obligation: NONE ORIGINAL PRINCIPAL AMOUNT OF THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- MORTGAGE: $198,900.00 MORTGAGOR(S): Bryan J Nelson, a ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE single person MORTGAGEE: Mortgage Electronic USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Registration Systems, Inc. DATE AND PLACE OF RECORDING: THE DEBT AND IDENTITY OF THE Recorded: August 23, 2005 Dakota ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T County Recorder Document Number: 2353991 AFFECTED BY THIS ACTION. ASSIGNMENTS OF MORTGAGE: THE TIME ALLOWED BY LAW FOR And assigned to: AmTrust Bank REDEMPTION BY THE MORTGAGOR, Dated: December 23, 2008 THE MORTGAGOR'S PERSONAL Recorded: January 15, 2009 Dakota REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF County Recorder Document Number: 2631128 A JUDICIAL ORDER IS ENTERED And assigned to: Federal National UNDER MINNESOTA STATUTES, Mortgage Association SECTION 582.032, DETERMINING, Dated: May 25, 2010 AMONG OTHER THINGS, THAT THE Recorded: July 02, 2010 Dakota MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L County Recorder Document Number: 2738562 DWELLING OF LESS THAN FIVE Transaction Agent: Mortgage ElecUNITS, ARE NOT PROPERTY USED IN tronic Registration Systems, Inc. AGRICULTURAL PRODUCTION, AND Transaction Agent Mortgage IdentifiARE ABANDONED. cation Number: 100162500039393690 DATED: April 01, 2010 Lender or Broker: Mortgages UnlimMORTGAGEE: Bank of America, N.A. ited, Inc. Wilford & Geske, P.A. Residential Mortgage Servicer: Saxon Attorneys for Mortgagee Mortgage Services, Inc. Lawrence A. Wilford Mortgage Originator: Not Applicable James A. Geske COUNTY IN WHICH PROPERTY IS 8425 Seasons Parkway, Suite 105 LOCATED: Dakota Woodbury, MN 55125-4393 Property Address: 4620 Blaine Ave, (651) 209-3300 Inver Grove Heights, MN 55076-1313 File Number: 012634F01 Tax Parcel ID Number: NOTICE OF POSTPONEMENT OF 20-44001-004-07 MORTGAGE FORECLOSURE SALE LEGAL DESCRIPTION OF PROPThe above referenced sale scheduled for May 14, 2010 at 10:00 AM has been ERTY: Unit No. 2004, CIC No. 370, postponed to June 03, 2010 at 10:00 L a f a y e t t e P a r k , a C o n d o m i n i u m , A M i n t h e D a k o t a C o u n t y L a w Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in D U E A S O F D A T E O F N O T I C E : $209,966.42 said County and State.

THAT all pre-foreclosure requireDATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. ments have been complied with; that no action or proceeding has been instiNOTICE OF POSTPONEMENT OF tuted at law or otherwise to recover the MORTGAGE FORECLOSURE SALE The above referenced sale scheduled debt secured by said mortgage, or any for June 03, 2010 at 10:00 AM has part thereof; PURSUANT to the power of sale conbeen postponed to June 17, 2010 at 10:00 AM in the Dakota County Law t a i n e d i n s a i d m o r t g a g e , t h e Enforcement Center, 1580 Highway 55, above-described property will be sold Lobby S-100, Hastings, Minnesota in by the Sheriff of said county as follows: said County and State.

DATE AND TIME OF SALE: SeptemDATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. ber 03, 2010 at 10:00 AM OF SALE: Dakota County PLACE NOTICE OF POSTPONEMENT OF Law Enforcement Center, 1580 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Highway 55, Lobby S-100, Hastings, for June 17, 2010 at 10:00 AM has Minnesota been postponed to July 02, 2010 at t o p a y t h e d e b t s e c u r e d b y s a i d 10:00 AM in the Dakota County Law mortgage and taxes, if any, on said Enforcement Center, 1580 Highway 55, p r e m i s e s a n d t h e c o s t s a n d Lobby S-100, Hastings, Minnesota in disbursements, including attorney fees allowed by law, subject to redemption said County and State. within six (6) months from the date of DATED: June 17, 2010 MORTGAGEE: Bank of America, N.A. said sale by the mortgagor(s), their personal representatives or assigns.

NOTICE OF POSTPONEMENT OF If the Mortgage is not reinstated MORTGAGE FORECLOSURE SALE The above referenced sale scheduled u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e for July 02, 2010 at 10:00 AM has been property is not redeemed under Minn. postponed to July 29, 2010 at 10:00 Stat. §580.23, the Mortgagor must A M i n t h e D a k o t a C o u n t y L a w vacate the property on or before 11:59 Enforcement Center, 1580 Highway 55, p.m. on March 03, 2011, or the next Lobby S-100, Hastings, Minnesota in business day if March 03, 2011 falls on a Saturday, Sunday or legal holiday. said County and State.

Mortgagor(s) released from financial DATED: July 02, 2010 MORTGAGEE: Bank of America, N.A. obligation: NONE THIS COMMUNICATION IS FROM NOTICE OF POSTPONEMENT OF A DEBT COLLECTOR ATTEMPTING MORTGAGE FORECLOSURE SALE The above referenced sale scheduled T O C O L L E C T A D E B T . A N Y for July 29, 2010 at 10:00 AM has been INFORMATION OBTAINED WILL BE postponed to August 20, 2010 at 10:00 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF AM in the Dakota County Law Enforcement Center, 1580 Highway 55, THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE Lobby S-100, Hastings, Minnesota in TIME PROVIDED BY LAW IS NOT said County and State.

AFFECTED BY THIS ACTION. DATED: July 29, 2010 THE TIME ALLOWED BY LAW FOR MORTGAGEE: Bank of America, N.A. REDEMPTION BY THE MORTGAGOR, NOTICE OF POSTPONEMENT OF T H E MORTGAGOR'S PERSONAL MORTGAGE FORECLOSURE SALE The above referenced sale scheduled REPRESENTATIVES OR ASSIGNS, for August 20, 2010 at 10:00 AM has MAY BE REDUCED TO FIVE WEEKS IF been postponed to September 10, 2010 A J U D I C I A L O R D E R I S E N T E R E D at 10:00 AM in the Dakota County Law U N D E R M I N N E S O T A S T A T U T E S , Enforcement Center, 1580 Highway 55, SECTION 582.032, DETERMINING, Lobby S-100, Hastings, Minnesota in AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE said County and State.

IMPROVED WITH A RESIDENTIAL DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. D W E L L I N G O F L E S S T H A N F I V E UNITS, ARE NOT PROPERTY USED IN NOTICE OF POSTPONEMENT OF AGRICULTURAL PRODUCTION, AND MORTGAGE FORECLOSURE SALE The above referenced sale scheduled ARE ABANDONED. DATED: July 22, 2010 for September 10, 2010 at 10:00 AM ASSIGNEE OF MORTGAGEE: Federal has been postponed to October 01, National Mortgage Association 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Highway 55, Lobby S-100, Hastings, Lawrence A. Wilford Minnesota in said County and State.

James A. Geske DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 NOTICE OF POSTPONEMENT OF (651) 209-3300 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled File Number: 011852F01 NOTICE OF POSTPONEMENT OF for October 01, 2010 at 10:00 AM has MORTGAGE FORECLOSURE SALE been postponed to October 22, 2010 at The above referenced sale scheduled 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, for September 03, 2010 at 10:00 AM Lobby S-100, Hastings, Minnesota in has been postponed to October 04, 2010 at 10:00 AM in the Dakota said County and State.

County Law Enforcement Center, 1580 DATED: October 01, 2010 MORTGAGEE: Bank of America, N.A. Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

Wilford & Geske, P.A. DATED: September 03, 2010 Attorneys for Mortgagee: ASSIGNEE OF MORTGAGEE: Federal Lawrence A. Wilford National Mortgage Association James A. Geske NOTICE OF POSTPONEMENT OF 8425 Seasons Parkway, Suite 105 MORTGAGE FORECLOSURE SALE Woodbury, MN 55125-4393 The above referenced sale scheduled (651) 209-3300 for October 04, 2010 at 10:00 AM has File Number: 012634F01 postponed to November 16, 2010 been 2360746 10/7/10 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 04, 2010

PUBLIC NOTICE

���������� �� ���� �����

��� ������� �� ���� ������ ������ M i n n e s o t������� a Statutes foregoing foreclosure ���������� ���� ��������� DATED: October 04, 2010 ASSIGNEE OF MORTGAGEE: Federal National Mortgage Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011852F01 2365496 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2004 MORTGAGORS: Daniel K. Curtis and Peggy A. Curtis, husband and wife.

MORTGAGEE: H&R Block Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded January 21, 2005, Dakota County Recorder, Document No. 2287236.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 2005-OPT1, Mortgage Pass-Through Certificates, Series 2005-OPT1, Dated: August 1, 2007, Recorded: August 15, 2007 as Document No. 2537401.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: H&R Block Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 18325 Euclid Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147560105004 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Terra Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,058.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 22, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3127 0014907703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

580.07, the sale is postponed until October 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 29, 2010.

Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3127 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2365383 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300

(651) 209 3300 File Number: 014662F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2369692 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2007 MORTGAGORS: Shaji Varghese and Biji Varghese, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 16, 2007, Dakota County Recorder, Document No. 2537790.

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: September 3, 2009, Recorded: September 29, 2009, Document No. 2687163.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700021494276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4730 Hittner Point, Eagan, MN 55122 TAX PARCEL I.D. #: 103325003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hittner Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $675,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $729,482.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 5, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 5, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING,

SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 3, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 171708957 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 4, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2371608 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2003 MORTGAGORS: H e c t o r R . M a t a s castillo and Tori Matascastillo, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 12, 2003, Dakota County Recorder, Document No. 2139321.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 27, 2006, Recorded: May 23, 2006, Document No. 2432075.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000033604 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7478 Upper 164th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21170-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Donnay's Valley Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,348.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF

MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 8313995 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 6, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 28, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2363635 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August

DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to October 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 04, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2361613 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Recorded: April 26, 2010 Dakota County Recorder Document Number: 2726741

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Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for

the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2365352 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Angie Aldrich, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 01, 2006 Dakota County Recorder Document Number: 2434034 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Dated: October 27, 2009 Recorded: November 24, 2009 Dakota County Recorder Document Number: 2698512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000300669-2 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 614 7th St W, Hastings, MN 55033-1718 Tax Parcel ID Number: 19-10500-160-41 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 16, Block 41, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $185,613.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County

y Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 25, 2010, or the next business day if December 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 25, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 7, 2010 Bank of New York, as trustee for the Certificateholders CWALT Alternative Loan Trust 2006-OA12 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010026F02 2361268 10/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Minn Stat. 580.025, 580.04 DATE: October 7, 2010 YOU ARE NOTIFIED THAT default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: Combination Mortgage and Security Agreement with Assignment of Rents and Fixture Filing dated November 23, 2004, executed by Tollefson Development, Inc., as mortgagor, for the benefit of Harris Trust and Savings Bank, as mortgagee, recorded on February 17, 2005 as Document Number 2297014 in the Office of the County Recorder of Dakota County, Minnesota, as modified by that certain Supplement to Combination Mortgage and Security Agreement with Assignment of Rents dated May 23, 2007, executed by T o l l e f s o n D e v e l o p m e n t , I n c . , as mortgagor, and Harris N.A. (as successor by merger to Harris Trust and Savings Bank), as mortgagee, and recorded July 30, 2007 as Document Number 2534164 in the Office of the County Recorder of Dakota County, Minnesota.

2. Mortgagors: Tollefson Development, Inc., a Minnesota corporation 3. Mortgagees: Wyatt Pudel Pointer I, LLC 4. Recording Information: Combination Mortgage and Security Agreement with Assignment of Rents and Fixture Filing dated November 23, 2004, executed by Tollefson Development, Inc., as mortgagor, for the benefit of Harris Trust and Savings Bank, as mortgagee, recorded on February 17, 2005 as Document Number 2297014 in the Office of the County Recorder of Dakota County, Minnesota, as modified by that certain Supplement to Combination Mortgage and Security Agreement with Assignment of Rents dated May 23, 2007, executed by T o l l e f s o n D e v e l o p m e n t , I n c . , as mortgagor, and Harris N.A. (as successor by merger to Harris Trust and Savings Bank), as mortgagee, and recorded July 30, 2007 as Document Number 2534164 in the Office of the County Recorder of Dakota County, Minnesota.

Assignments of Mortgage, if any: From Harris N.A. (as successor by merger to Harris Trust and Savings Bank) to Wyatt Pudel Pointer I, LLC pursuant to that certain Assignment of Mortgage dated July 21, 2010 and recorded on August 2, 2010 as Document Number

2743858 in the Office of the County Recorder of Dakota County, Minnesota.

For additional assignments of Mortgage, provide the relevant information below.

INFORMATION REGARDING MORTGAGED PREMISES 5. Tax parcel identification number of the mortgaged premises: 22-21195-070-10; 22-21195-080-10; 22-21195-090-10; 22-21195-100-10; 22-21195-110-10; 22-21195-120-10; 22-21195-130-10; 22-2195-140-10; 22-21195-150-10; 22-21195-160-10; 22-21195-170-10; 22-21195-180-10; 22-21195-190-10; 22-21195-200-10; 22-21195-210-10; 22-21195-220-10; 22-21195-230-10; 22-21195-240-10; 22-21195-390-07; 22-21195-400-07; 22-21195-410-07; 22-21195-420-07; 22-21195-430-07; 22-21195-440-07; 22-21195-450-07; 22-21195-460-07; 22-21195-470-07; 22-21195-480-07; and 22-21195-490-07.

6. Legal description of the mortgaged premises: Lots 7-24 inclusive, Block 10 and Lots 39-49 inclusive, Block 7, Donnelly Farm Addition, Dakota County, Minnesota.

7. The physical street address, city, and zip code of the mortgaged pr e m i s e s : 1 9 8 6 3 I b e r i s A v e n u e , Lakeville, Minnesota 55044; 19859 Iberis Avenue, Lakeville, Minnesota 55044; 19855 Iberis Avenue, Lakeville, Minnesota 55044; 19851 Iberis Avenue, Lakeville, Minnesota 55044; 19847 Iberis Avenue, Lakeville, Minnesota 55044; 19843 Iberis Avenue, Lakeville, Minnesota 55044; 19839 Iberis Avenue, Lakeville, Minnesota 55044; 19835 Iberis Avenue, Lakeville, Minnesota 55044; 19831 Iberis Avenue, Lakeville, Minnesota 55044; 19827 Iberis Avenue, Lakeville, Minnesota 55044; 19823 Iberis Avenue, Lakeville, Minnesota 55044; 19819 Iberis Avenue, Lakeville, Minnesota 55044; 19811 Iberis Avenue, Lakeville, Minnesota 55044; 19807 Iberis Avenue, Lakeville, Minnesota 55044; 19803 Iberis Avenue, Lakeville, Minnesota 55044; 19799 Iberis Avenue, Lakeville, Minnesota 55044; 19795 Iberis Avenue, Lakeville, Minnesota 55044; 19791 Iberis Avenue, Lakeville, Minnesota 55044; 19902 Itea Avenue, Lakeville, Minnesota 55044; 19906 Itea Avenue, Lakeville, Minnesota 55044; 19910 Itea Avenue, Lakeville, Minnesota 55044; 19914 Itea Avenue, Lakeville, Minnesota 55044; 19918 Itea Avenue, Lakeville, Minnesota 55044; 19922 Itea Avenue, Lakeville, Minnesota 55044; 19926 Itea Avenue,

47A

Lakeville, Minnesota 55044; 19930 Itea Avenue, Lakeville, Minnesota 55044; 19934 Itea Avenue, Lakeville, Minnesota 55044; and 19938 Itea Avenue, Lakeville, Minnesota 55044; 19942 Itea Avenue, Lakeville, Minnesota 55044.

OTHER FORECLOSURE DATA 8. The person holding the Mortgage: is not a transaction agent, as defined

by Minn. Stat. 58.02, subd. 30 The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, are Wyatt Pudel Pointer I, LLC 9. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is INFORMATION REGARDING FORECLOSURE 10. The requisites of Minn. Stat.

580.02 have been satisfied.

11. The original principal amount secured by the Mortgage was $19,149,153.00.

12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the h o l d e r o f t h e M o r t g a g e , i s: $11,333,676.59.

13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Thursday, November 18, 2010 10: 00 a.m., at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby F-100, Hastings, Minnesota.

15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representative or assigns is two (2) months after the date of sale.

14. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on Not Applicable.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. WYATT PUDEL P O I N T E R I , LLC, a Minnesota limited liability company By: _______________________________ James P. Deanovic, Chief Manager THIS INSTRUMENT WAS DRAFTED BY: Leonard, Street and Deinard P.A. (RFJ/RLG) 150 South Fifth Street, Suite 2300 Minneapolis, MN 55402 2370554 10/7-10/28/10

You say you didnâ&#x20AC;&#x2122;t notice until it was too late to do anything about it?

Probably, if you arenâ&#x20AC;&#x2122;t checking the Public Notice columns of this newspaper regularly.

Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world.

The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting.

Whether you know them as Public Notices or as â&#x20AC;&#x153;the legalsâ&#x20AC;?, it pays you to check the Public Notice columns in this newspaper each issue. What you donâ&#x20AC;&#x2122;t know might cost you!

Dakota County Tribune BUSINESS WEEKLY

Thisweek Newspapers 952-894-1111

48A

October 7, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Recovery loan incentives spurred continued rebound in SBA lending in FY2010

Bar Code from Page1A

is a system in place that allows Goldmineâ&#x20AC;&#x2122;s clients to determine how effective the mail campaigns actually are.

Retail and more In 1994, a subsidiary of Toyota invented the 2D bar code Pennington uses, according to the companyâ&#x20AC;&#x2122;s website. Called a QR (or Quick Response) code in Japan, it has reached near-universal recognition there. In some urban areas, there are giant 2D bar code billboards.

Only people who scan them can see what the advertisement actually is.

Pennington said the technology has picked up here

the past three years as smart phones have become more popular.

The bar codeâ&#x20AC;&#x2122;s application possibilities are â&#x20AC;&#x153;endless,â&#x20AC;? he said.

Best Buy and Sears are among the retailers that use bar codes to allow customers to access on-the-spot product reviews and other information in their stores.

Another use is for â&#x20AC;&#x153;anything that requires an assembly manual,â&#x20AC;? Pennington said. He pointed to a product whose packaging allows you to scan a bar code that will load a video showcasing how to assemble the unit.

Loans guaranteed by the U.S. Small Business Administration to small businesses and entrepreneurs continued to rebound in fiscal year 2010 as a result of the successful loan enhancements first put in place under the American Recovery and Reinvestment Act of 2009 and extended last week in the Small Business Jobs Act of 2010.

In fiscal year 2010, the SBA supported more than $22 billion (54,833 loans) in lending to small businesses through its two largest loan programs, compared to more than $17 billion (47,897 loans) in fiscal year 2009.

The average weekly loan volume for fiscal year 2010 was $333 million, which was a 29 percent increase over the average weekly loan volume of $258 million for fiscal year 2009.

November 2009 represented the highest single month loan volume in fiscal year 2010, with $2.18 billion in loans. This was also the highest single month loan volume the SBA has seen since September 2002,

mission to remain one step ahead of the game, Pennington not only offers to print the 2D bar codes for his clients. He also sells the software allowing others to print them. â&#x20AC;&#x153;There is a need for it,â&#x20AC;?

Penning said of selling access to the software by subscription.

Subscribers can log in remotely and â&#x20AC;&#x153;have access to the tools I have,â&#x20AC;? PenKrinkie from Page 4A nington said. â&#x20AC;&#x153;They can fill the need of their thousands of customers as if it were the last presidential election me doing it personally.â&#x20AC;? â&#x20AC;&#x201D; I label Horner as confused.

This move makes him Aaron Vehling is at look less like the viable alaaron.vehling@ecm-inc.com. ternative independent and Software more like a candidate whoâ&#x20AC;&#x2122;s To further bolster his just desperate to gain support from any corner.

He does seem to have the support of the Star Tribuneâ&#x20AC;&#x2122;s opinion pages, which on Sept. 12 carried a piece that expressed admiration for Hornerâ&#x20AC;&#x2122;s proposal to expand the sales tax to clothing and services along with his rather

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which was $2.34 billion.

SBA Recovery Lending in FY2009 and FY2010: Under the Recovery Act, signed on Feb.17, 2009, SBA was able to raise the guarantee on its 7(a) loans to 90 percent and waive fees on both its 7(a) and 504 loans.

These recovery enhancements drove a significant rebound in SBA lending in 2009 and 2010.

As a result of the credit crunch, SBA lending saw a significant decline in fall 2008 and early 2009.

For the seven weeks prior to the Recovery Act being signed, SBAâ&#x20AC;&#x2122;s average weekly dollar volume was $172 million. The average weekly dollar volume from the time the Recovery Act was signed, until funds were exhausted was $330 million.

Approvals of SBA loans with recovery enhancements were extended four times in fiscal year 2010, with funds from the final extension exhausted in May. The dollar volume totals for SBA loans in fiscal year 2010, which ended Sept. 30,

do not include loans made under the agencyâ&#x20AC;&#x2122;s ARC, (Americaâ&#x20AC;&#x2122;s Recovery Capital) loan program. The SBAâ&#x20AC;&#x2122;s ARC loan program was available to assist viable, but struggling small businesses with debt repayment. It was launched on June 15, 2009, and ended on Sept. 30, 2010.

In all, the agency approved 8,869 ARC loans worth $286.5 million. Across the country, 1,325 different lenders made ARC loans while the program was in effect, with 44 percent of them for small businesses in the retail services, construction and manufacturing sectors.

The agency had estimated it could approve as many as 10,000 ARC loans with the $255 million subsidy provided in the Recovery Act. For more information about these and other SBA programs, visit the SBA website at www.sba.gov, or contact your local SBA field office.

You can find contact information for your local SBA office at www.sba.gov/localresources/index.html.

â&#x20AC;&#x153;wonkyâ&#x20AC;? approach to resolving Minnesotaâ&#x20AC;&#x2122;s huge budget deficit.

What the folks at the Star Tribune opinion pages seem to have forgotten is that after two short years, Gov. Ventura found himself alone in the corner office with only one legislative ally. The Star Tribune, like many voters, seems to be ignoring the fact that the Legislature must pass a bill before the governor can sign or veto it.

We all know the political landscape in Minnesota can change as fast as a windstorm

on the prairie. However, the likelihood of Tom Horner polling close to the numbers of former Congressman Penny is very doubtful.

And that wonâ&#x20AC;&#x2122;t get him near the governorâ&#x20AC;&#x2122;s office.

Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels.

Krinkieâ&#x20AC;&#x2122;s e-mail is at: philk@ taxpayersleague.org.

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